Your Money, Your Business, Your Life

By the year 2025, 75% of our workforce will be millennials. The millennials outnumber even the baby boomers. They are also different than the boomers. As an employer or business owner, you need to understand the differences. The culture that worked in the past may not be the best fit for the new and upcoming workforce. Today, I’m talking about the changes employers may need to make. Right or wrong, they will need to be aware of what their employees want and create a culture that encourages loyalty and participation. They will need to create an environment where employees feel ownership and have opportunities to give input. They need to feel they are making a contribution and understand the bigger picture.   “If you create an opportunity for the millennials to be successful, your company will be successful .” – Sharon Lechter     This week on the Your Money, Your Business, Your Life Podcast: Challenges of working with the future generation and workforce retention The importance of understanding that times have changed Creating an environment where employees feel ownership The importance of establishing a system for input     Help Others Take Care of Their Money, Their Business, & Their Life!                   Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues!                  Our mission is to educate entrepreneurs, investors, professionals, and families on ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial glass ceiling holding them back from financial freedom.                  Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future.      

Dina Dwyer-Owens is the co-chairwoman of the Dwyer Group, a home services and franchise company that her father started. Dina has taken the business to over $1-billion in systemized sales and is inching towards 2-billion. The Dwyer Group supports brands like Glass Doctor, Molly Maid, Mr. Electric and more. Dina and the Dwyer Group were also featured on the television show “Undercover Boss” twice. Today, we discuss Dina’s Living R.I.C.H. concepts, how her father founded the business based on values and a belief system, and how Dina has taken that concept to the next level. We also discuss one of her newest brands, Neighborly, and all things related to being a dynamic leader and business executive who believes in putting people first.   "The one thing we knew we had to keep going was the code of values and the commitment to the code because it truly was the foundation of our success." – Dina Dwyer-Owens     This week on the Your Money, Your Business, Your Life Podcast: How Dina’s father, Don, founded their company based on singular focused values How she took these values and operationalizing and gamifying them How Living R.I.C.H. is about treating people with respect and dignity Having respect, integrity, customer focus, and fun while loving what you do     Connect with Dina Dwyer-Owens: Dina on Twitter @DinaDwyerOwens Create Your Culture Workbook Dwyer Group Neighborly       Help Others Take Care of Their Money, Their Business, & Their Life!                   Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues!                  Our mission is to educate entrepreneurs, investors, professionals, and families on ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial glass ceiling holding them back from financial freedom.                  Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future.      

When you’re just launching a new startup company, one of the first things many entrepreneurs begin to think about is how to find funding from investors and financial partners. But, the problem of getting a “yes” from investors often arises due to a few key components that entrepreneurs have mistakenly overlooked. My guest today is Lauren Flanagan, Founder and Managing Director of Belle Capital USA. She is also the CEO of a strategic advisory firm called SCIO Corp, a company that helps early stage companies prepare to scale, raise capital, and achieve successful exits. I’ve known Lauren for a little over a year and she is filled with knowledge, insight, and understanding of the complexities within the investing industry, as well as the challenges that many startup businesses and entrepreneurs face when searching for outside funding to take their business to the next level. Lauren joins me on the show today to share her knowledge and insight about some of the key components you should consider before presenting your business or product idea to potential investors, why not all businesses need outside funding, and why building a competent team around your idea is a critical part of showing investors the value of your proposition.   “It’s important that you do as much diligence on your partners as they are going to do on you.” – Lauren Flanagan   This Week on the Your Money, Your Business, Your Life Podcast: How to know when to begin raising capital and outside funding How to tell when your product is ready to present to financial partners and investors Why you need the right advisors – and the type of advisors you should consider How to prepare for outside funding The importance of creating, protecting, and sharing intellectual property within your plan   5 Value Proposition Questions to Ask Yourself: Who’s going to buy and why? What is the burning problem you are solving? How big is that market? What is the competition like? What is your strategic or competitive advantage?   Mentioned in This Episode: Built to Last book by Jim Collins and Jerry I. Porras Good to Great book by Jim Collins   Connect with Lauren Flanagan: Belle Capital USA Email: lflanagan@sciocorp.com

When was the last time you allowed yourself to be creative? To use the power of your imagination and let your mind explore what could be possible in our world? How does creativity, imagination, and curiosity play a role in the development, growth, and success of our businesses? In this week’s episode, I’m talking about curiosity, creativity, and imagination, as well as something that we’ve all experienced at one point in our lives: conformity, comfort, complacency, crisis, and chaos. These are all very different things, and yet they are all connected. As business owners, it can be easy to become complacent in our businesses; to become comfortable or used to doing things a certain way. But, once you’ve become complacent, how do you get back on the saddle of imagination and creativity and why is it important to your overall success?   “Let’s just shed that cape of conformity; that cape of complacency, and replace it with a cape of your super power.”   This week on Your Money, Your Business, Your Life: Why it’s important to step out of your comfort zone Why you should allow yourself quiet time to think and imagine How imagination can help you develop new ideas, new product or services, and new solutions How unleashing your imagination and creativity can significantly impact your business     Learn More on the Essential Components of a Successful Business     Invest in YOU with our Essential Components of a Successful Business Online & Live Training Course! This 12-week training program will teach you how to grow your business from an idea to a globally-recognized success, learn how to find investors for your company and leverage and protect the power of your intellectual property to ensure you build the business and life you deserve.    Register Today!         Help Others Take Care of Their Money, Their Business, & Their Life!                           Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues!                          Our mission is to educate entrepreneurs, investors, professionals, and families on ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial glass ceiling holding them back from financial freedom.                          Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future.      

It’s never been easier to publish a book than it is today. In the past, the primary way to get published was to find and pitch your book idea to a publishing house or start your own publishing company. Although publishing houses are still a viable option to get your book published today, the internet has made it incredibly easy to get published without the need of a major publisher assisting you. In this week’s episode, I’m going to share a few of the many ways you can publish your book idea, the pros and cons of each, and share why it’s important for you to figure out your marketing strategy to sell your book regardless of which publishing option you choose.   This week on Your Money, Your Business, Your Life: The five big publishing houses still available today The pros and cons of working with big publishing houses The hard reality of publishing, promoting, and marketing your book The benefits and drawbacks of self-publishing The pros and cons of self-publishing eBooks How to get your books distributed to book stores Understanding the pros and cons of co-authoring and co-publishing Working with Indy publishers   Resources Mentioned: Random House Penguin Publishing House McMillan Publishing House Hachette Publishing House National Book Network Ingram Book Distributors     Learn More on the Essential Components of a Successful Business     Invest in YOU with our Essential Components of a Successful Business Online & Live Training Course! This 12-week training program will teach you how to grow your business from an idea to a globally-recognized success, learn how to find investors for your company and leverage and protect the power of your intellectual property to ensure you build the business and life you deserve.    Register Today!         Help Others Take Care of Their Money, Their Business, & Their Life!                           Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues!                          Our mission is to educate entrepreneurs, investors, professionals, and families on ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial glass ceiling holding them back from financial freedom.                          Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future.    

Being a good storyteller can significantly impact your business. Whether you are sharing how your business got started or explaining how something works, you often express your thoughts and ideas through telling your story. When it comes to telling your story, it’s important to keep in mind the medium you are using. Whether it’s writing a book, blog post, or article, or sharing your story with an audience through speaking engagements, presentations, or podcasts, knowing how to connect and inspire your audience is critical to telling a good story. On today’s episode, I’m discussing the differences between sharing your story through writing verses speaking and how to paint a picture for your readers through the words you choose when writing your book, article, or blog post.   The better storyteller you can become, the more effective you are going to be.   This week on Your Money, Your Business, Your Life: Keeping the message you want to get across to your audience at the top of your mind Relating to your audience through your writing Using your own life experiences to add the emotional element that your audience desires     Learn More on the Essential Components of a Successful Business    Invest in YOU with our Essential Components of a Successful Business Online & Live Training Course! This 12-week training program will teach you how to grow your business from an idea to a globally-recognized success, learn how to find investors for your company and leverage and protect the power of your intellectual property to ensure you build the business and life you deserve.   Register Today!      Help Others Take Care of Their Money, Their Business, & Their Life!                         Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues!                        Our mission is to educate entrepreneurs, investors, professionals, and families on ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial glass ceiling holding them back from financial freedom.                        Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future.   

Whether you’re selling a book, a product, or a service, the three-legged stool analogy applies. In a business sense, this means that one leg is the product or service you are selling; the second leg is your platform, and the third leg is you. On today’s episode, I want to share with you some of the top reasons why you should write a book and how the three-legged stool analogy applies to writing, publishing, and selling your book. I also want to explain how becoming an author can help you establish yourself as an authority and expert in your industry, the benefits of co-authorship, and the techniques you can use to get your book written and published.   It’s never been easier, or more important, to write a book.   This week on Your Money, Your Business, Your Life: How writing a book establishes credibility, authority, and expertise in your space How to generate ideas for the content of your book The various ways to write your book Identifying what works best for you to get it done Structuring your book How your book title impacts readers Taking your wisdom and inspiring action from your readers Using the power of the question in your writing to inspire reader to act The importance of celebrating your accomplishments   Resources Mentioned in This Episode: Dragon Speak     Learn More on the Essential Components of a Successful Business    Invest in YOU with our Essential Components of a Successful Business Online & Live Training Course! This 12-week training program will teach you how to grow your business from an idea to a globally-recognized success, learn how to find investors for your company and leverage and protect the power of your intellectual property to ensure you build the business and life you deserve.   Register Today!      Help Others Take Care of Their Money, Their Business, & Their Life!                         Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues!                        Our mission is to educate entrepreneurs, investors, professionals, and families on ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial glass ceiling holding them back from financial freedom.                        Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future.   

Michael Lechter and I have been married for 38 years. We have built global businesses together including the children's talking book company, the Rich Dad organization, and now the advice we are giving on Napoleon Hill. Michael is an attorney and an expert on intellectual property.  Today we talk about intellectual property and some of the misconceptions that people have. We talk about the difference between trademarks, patents, copyrights, and even trade secrets. He breaks down the various types of intellectual property and how each one can be used. We also discuss the best way to protect your intellectual property by using a combination of tools.    "You’ve got to have a plan, start out keeping intellectual property in mind and consciously build intellectual property assets into your business." - Michael Lechter   This week on the Your Money, Your Business, Your Life Podcast: Protected trade secrets and taking reasonable efforts to keep the secret Invention, creating something new, and protecting it with a utility patent Design patents and protecting the way things look How trademarks protect our reputation and good will atents need to be done correctly and are even written into the Constitution How copyrights protect literary works and expression Interactions between design patents and developing a trademark   Learn more about patents from Michael Lechter: Essential Components of Successful Business   Help Others Take Care of Their Money, Their Business, & Their Life!                   Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues!                  Our mission is to educate entrepreneurs, investors, professionals, and families on ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial glass ceiling holding them back from financial freedom.                  Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future.          

Statistics show that 8 out of every 10 new businesses fail within the first 18 months, but no one ever talks about why so many new businesses fail so soon after they launch. To have a successful, thriving, sustainable business, you need more than just passion and talent. I’ve talked a lot about the power of association – the power of your network. What many new business owners do not realize is that as your business grows and evolves, so should your network and those you associate with. Beyond your passion, talent, and network, though, your personal plan for your business can often be the determining factor of whether your company grows successfully – or becomes another statistic. On this week’s episode of the Your Money, Your Business, Your Life podcast, I want to share with you some of the critical components that you should be considering when planning your business for success.   This week on the Your Money, Your Business, Your Life Podcast: Your business plan is a living document The three reasons many businesses fail The importance of assessing and reassessing your business plan The importance of “getting in touch” with your ideal customers and creating a feedback loop Creating your company’s value proposition Differentiating yourself from your competitors Being a great leader to your team and customers Tying in your revenue model with your business model Understanding the timing of your revenue   Tips for Planning Your Business for Success: Have a living business plan Assess – and re-assess – your plan regularly Create a feedback loop with your customers Understand your unique selling proposition Review your materials to make sure you are communicating your product’s benefits – not features Be a leader that other people will look up to Review your numbers     Help Others Take Care of Their Money, Their Business, & Their Life!                     Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues!                    Our mission is to educate entrepreneurs, investors, professionals, and families on ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial glass ceiling holding them back from financial freedom.                    Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future.   

Have you ever looked at your career and thought to yourself: “This is not where I want to be; I have a greater purpose in life.” Many professional women come to a crossroad in their career where they feel trapped in their job, wanting to escape, and find their true purpose in life. My guest today is Ali Brown, dubbed the entrepreneurial guru for women by Business News Daily. Like many aspiring entrepreneurs, her story started in the business world – working for various companies but simply feeling miserable. Today, Ali joins me on the show to share her story, why she decided to leave her regular 9-to-5 job to become a freelance copywriter. She shares how she built up the credibility to become a nationally known public speaker, and why she is so passionate about empowering other women to find the success and freedom they deserve.   “Success for women right now is having choices. There’s no right or wrong way to do this.” – Ali Brown   This Week on the Your Money, Your Business, Your Life Podcast: How she got started as a freelance copywriter and why she pivoted her business. Her experience on The Secret Millionaire show and how it transformed her life. Why it is important for entrepreneurs to learn when to say “no,” and when to say “yes” to new opportunities. How getting involved with your local media can help you refine your message while building contacts and connections to your audience. Doing things that stand out and seen as being bold are great ways to get media exposure.     Ali’s Words of Wisdom for Aspiring Entrepreneurs: Review your core values. Give yourself permission to make a shift. The biggest barrier in your way right now is that you don’t trust yourself. You need to trust that you know what is right. When you step up and into your highest good, it will have a ripple effect on yourself, your business, and others. It will inspire others that need to be inspired.     Connect with Ali Brown: com Ali Brown on Facebook Glambition Radio     Help Others Take Care of Their Money, Their Business, & Their Life!               Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues!              Our mission is to educate entrepreneurs, investors, professionals, and families on ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial glass ceiling holding them back from financial freedom.              Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future.        

Have you ever had to make an important decision so you sit down with your pen and paper and write a list of pros and cons? When you’re making that list, you’re likely asking yourself dozens, if not hundreds, of questions – but are you asking yourself the right question? Creating a pros and cons list can sometimes be helpful, but what if your list of pros is just as long as your list of cons? What do you do, then? Fear is often the factor that stops potentially great entrepreneurs in their tracks even before they’ve taken that first courageous step into entrepreneurism. On today’s episode, I’m talking about one very important question you should be asking yourself if your trying to decide to start a business and become a successful entrepreneur – the question of “Why not?” What is stopping you from living the dream life you want for yourself and your family? Why are you letting it prevent you from reaching your true potential? And how can you turn those fears into the courage you need to find the associations and create opportunities for success?   “There are no failures. There are only learning opportunities.”   This Week on the Your Money, Your Business, Your Life Podcast: Looking at mistakes and failures as lessons learned through experience. You need to know your “why” because that’s your passion, but you need to ask “why not” to motivate you to move forward. Finding associations that compliment your talents to create a driving force to achieve a common mission – together. Collaboration and building strategic alliances is the “name of the game” in business today. Sometimes you can turn an obstacle into an opportunity. You don’t need a huge team. You need great associations and the right team members with the right skills. The number 1 stumbling block for entrepreneurs reaching the success they deserve – is fear. How to turn your fears into motivation and faith. Invest in yourself and your future.   Your Money, Your Business, Your Life Resources: Outwitting the Devil book by Sharon Lechter & Napoleon Hill   The Takeaway: Ask yourself: Am I still tormenting myself over a mistake that made me feel like a failure? What can I learn from that mistake? Why not forgive myself?   Help Others Take Care of Their Money, Their Business, & Their Life!     Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues!    Our mission is to educate entrepreneurs, investors, professionals, and families on ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial glass ceiling holding them back from financial freedom.    Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future.     

Today with high interest rates and reduced credit limits, monitoring your credit score is vitally important. Your credit score fluctuates frequently. With every major purchase you make, every line of credit you apply for, it impacts your overall score. Anyone who has heard me speak at various events and conferences likely already know my story – how my passion and motivation to educate others about managing their finances really started and ignited after my son, Philip, went to Arizona State University and found himself in debt with credit card companies. Today, Philip joins me on the show to share how he improved his credit score and what he did that may help you benefit and learn from his experiences. He shares his insight and tips on the five key areas that impact your credit score and explains the difference between “Good Credit,” “Okay Credit,” and “Bad Credit,” and what you can do to start improving your credit score.   “Having different types of credit is actually beneficial to your credit score.” – Phillip Lechter   On This Week’s Episode: Phillip shares the 5 key areas that impact your credit score the most. He explains the difference between good credit, bad credit, and “okay” credit. We talk about the impact that frequent credit checks can have on your overall score. He explains the different types of credit and why it is good to have different types of credit. Phillip explains how having no credit or no debt can negatively impact your credit score. We discuss why it’s important to request your credit report yearly and how it can help you monitor or avoid identity theft.   The 5 Primary Areas That Impact Your Credit Score: Payment History Amount Owed Credit History Types of Credit New Credit   The Takeaway: While we can’t necessarily always control what happens with the credit reporting agencies, it’s important to understand how these five elements impact your credit score. Being responsible and owning your credit is a critical component to getting and having what you want.   Help Others Take Care of Their Money, Their Business, & Their Life! Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues! Our mission is to educate entrepreneurs, investors, professionals, and families on ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial glass ceiling holding them back from financial freedom. Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future.

What makes a company successful? How do you start a business from the ground up and grow it into a successful, sustainable business? What are the key components that you should implement in your business to ensure its future success? In last week’s episode of Your Money, Your Business, Your Life, we discussed why 8 out of every 10 businesses fail within the first 18 months of launching into their industry. Today on the show, I want to share with you some of the essential components that make up a highly successful, sustainable, growing business so that you, too, can build your company to avoid becoming a statistic.   “You are the leader. You are the one that basically steers the ship.”   This week on the Your Money, Your Business, Your Life Podcast: Identifying your mission Hiring the right people on your team Determining your personal leadership style The balancing act between being a team motivator and being the “pit boss” The importance of hiring an attorney for your organization Managing your cashflow and collaborating with others Having consistent, clear, concise communication with your team, your investors, and the outside world Having business systems that help you create the value of your company     Learn More on the Essential Components of a Successful Business Invest in YOU with our Essential Components of a Successful Business Online & Live Training Course! This 12-week training program will teach you how to grow your business from an idea to a globally-recognized success, learn how to find investors for your company and leverage and protect the power of your intellectual property to ensure you build the business and life you deserve. Register Today!     Help Others Take Care of Their Money, Their Business, & Their Life!                       Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues!                      Our mission is to educate entrepreneurs, investors, professionals, and families on ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial glass ceiling holding them back from financial freedom.                      Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future.  

Chris Cebollero is a nationally recognized leader and a number 1 international best-selling author and advocate. He is the founder of Chris Cebollero and Associates, a consulting firm with over 100 years experience specializing in helping professionals in healthcare management, small business growth development, and leadership growth and development.   Chris joins me today to discuss the qualities a leader must possess in order to engage and motivate their team. He also explains the importance of a leader taking action and developing others’ leadership skills and the impact of emotional intelligence on our decisions as leaders.   “Leadership is how you engage, satisfy, and motivate your workforce” - Chris Cebollero   This week on the Your Money, Your Business, and Your Life Podcast:   Discovering the value of emotional intelligence to generate leadership success Why authentic leaders should create other leaders in their company Why are we losing personal leadership skills in a complacent society How does a leader engage, motivate, and inspire new generations without losing integrity Embracing self-confidence to open up communication between your workforce     Resources:   Ultimate Leadership: 10 Rules for Success Ultimate Success: Strategic Leadership Excellence The Ultimate Leadership Podcast   Connect with Chris Cebollero:   Chris Cebollero & Associates Cebollero & Associates on Facebook Learn More on the Essential Components of a Successful Business   Invest in YOU with our Essential Components of a Successful Business Online & Live Training Course! This 12-week training program will teach you how to grow your business form an idea to a globally-recognized success, learn how to find investors for your company and leverage and protect the power of your intellectual property to ensure you build the business and life you deserve.   Register Today!   Help Others Take Care of Their Money, Their Business, & Their Life!   Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues!   Our mission is to educate entrepreneurs, investors, professionals, and families on the ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial class ceiling holding them back from financial freedom.   Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future.  

Over the last several years, fear has largely dictated the economy instead of fundamentals. The uncertainty of where the market is heading has made it a scary time for many families and investors. Many people who thought they were on the right path to retirement have come to realize that, instead of retiring at 65 – they will need to work until they are 70 or older to achieve the goals they set. On today’s episode of Your Money, Your Business, Your Life, I am joined by the CEO of R.G. Capital, Robert Graham. Robert has been in the investment industry for over a decade and is known for growing his investment firm by 35% year after year despite the uncertain economic times. He joins me today to share his insight on the fundamentals and philosophy of creating a personal investment plan, why it is so important, and what factors you should consider before hiring an advisor.   “The mechanics of money is only half the battle.” – Robert Graham   This Week on the Your Money, Your Business, Your Life Podcast: The two factors investment planners consider when developing a retirement plan. Risk tolerance and learning how much risk you can take. The two numbers every family should consider when creating their retirement plan.     Help Others Take Care of Their Money, Their Business, & Their Life!                   Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues!                  Our mission is to educate entrepreneurs, investors, professionals, and families on ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial glass ceiling holding them back from financial freedom.                  Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future.      

Mixing family issues with money issues and making it all flow smoothly isn’t always easy. The emotional aspects of each often co-mingle and blend, but having the ability to celebrate each win together – as a family – is an incredible feeling. I am incredibly honored to have my son, Phillip Lechter, as well as my husband, Michael, be a huge part of many of my businesses. And, today, Phillip joins me on the show to discuss our family business and how we – as a family – have overcome some of the challenges we have faced over the last ten years as a working mother-son duo.   “No matter how you slice & dice it, who you work with does become your family in some way, shape, or form.” – Phillip Lechter   This Week on the Your Money, Your Business, Your Life Podcast: A game has its rules – and a family business is the same way. It needs rules. You must be able to separate your business and personal emotions. Be present in what you are doing at that moment. Deal with issues right away – face-to-face. Control the “pillow talk.” Understand and rely on each other’s strengths.     Help Others Take Care of Their Money, Their Business, & Their Life!                 Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues!                Our mission is to educate entrepreneurs, investors, professionals, and families on ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial glass ceiling holding them back from financial freedom.                Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future.   

Diane Kennedy has been in the tax consulting industry for many years. She is a New York Times, Wall Street Journal, and Business Week bestselling author of 8 books and has helped me and many of my clients’ structure and plan their financial and tax strategy. Diane works as a CPA, tax strategist, business builder and investor, but more importantly – she is a financial educator. Diane joins me on the show today to share her tips and insight on how to turn your passion into a asset – a meaningful, successful, money-making business. We discuss what new entrepreneurs should – and should not – do during their first year in business, why it’s critical to hire someone to handle your first-year taxes, and what you need to do to prove to the IRS that your business is, in fact, a business – not just a hobby.   “Sometimes it’s just about taking your passion and tweaking it for what the market wants.” – Diane Kennedy   On This Week’s Episode: We discuss the formula that makes up your Personal Success Equation. Diane explains what the IRS looks for when deciding whether you have a legitimate business or merely a hobby. She explains why it’s important to have annual meetings and documented meeting minutes. We discuss the type of business expenses and tax deductions small businesses can legitimately claim.   Steps to Take When Starting a Business: Get a good sense of what the business is going to be like. Talk to an attorney. Get a business structure started. It not only protects you in case you are sued, it also protects you against excess tax. Maintain good record-keeping – from day one. Take a close look at payroll. Figure out exactly where you are doing business.   Mentioned in This Episode: 3 Feet from Gold book by Sharon Lechter   Connect with Diane Kennedy: Diane Kennedy CPA Diane Kennedy on Twitter Diane Kennedy on LinkedIn   Help Others Take Care of Their Money, Their Business, & Their Life! Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues! Our mission is to educate entrepreneurs, investors, professionals, and families on ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial glass ceiling holding them back from financial freedom. Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future.  

YMBL055 One Big Life!   One of the biggest challenges women entrepreneurs face as they build their businesses and strive to creating the “one big life” they deserve is battling the emotions of fear, self-doubt, and self-worth. Women often believe they are unworthy or incapable of achieving their dreams or strive for achieving a work-life balance they can be proud of.   On today’s episode, I’m discussing the importance of creating an environment of positivity, confidence, and support to achieve your dreams. I’ll explain how to use your “big life” goal as a road map to accomplish the success you deserve and the importance of surrounding yourself with supportive people to help you through the negative moments in your life. I’ll also explain the importance of building your self-confidence, self-esteem, and sense of self-worth to overcome your fears and achieve success.     You have the opportunity to fulfil every aspect of your life.” - Sharon Lechter     This week on the Your Money, Your Business, Your Life Podcast:   Finding a work-life balance that works for you. The impact of a lack of self-confidence has on your ability to achieve success. The importance of surrounding yourself with positive, supportive people. Using your “one big life” goal as a road map to guide your way to success. The importance of taking time to improve yourself and stand in your own power.     Resources Mentioned:   Think and Grow Rich for Women by Sharon Lechter     Connect with Sharon Lechter:   Info@SharonLechter.com       Learn More on the Essential Components of a Successful Business   Invest in YOU with our Essential Components of a Successful Business Online & Live Training Course! This 12-week training program will teach you how to grow your business form an idea to a globally-recognized success, learn how to find investors for your company and leverage and protect the power of your intellectual property to ensure you build the business and life you deserve.   Register Today!   Help Others Take Care of Their Money, Their Business, & Their Life!   Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues!   Our mission is to educate entrepreneurs, investors, professionals, and families on the ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial class ceiling holding them back from financial freedom.   Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future.  

YMBL054 Principles of Success - Outwitting the Six Ghosts of Fear   Entrepreneurs are faced with a wide variety of challenges and obstacles. Sometimes, we allow ourselves to become overwhelmed in the emotional state that these obstacles create. One of the primary reasons why entrepreneurs stall when it comes to facing these obstacles and achieving success is fear. Fear can be a powerful motivator, stopping us in our tracks from achieving our goals or taking action toward our next level of success.   On today’s episode, I’m discussing Napoleon Hill’s theory of the six ghosts of fear. I’ll share the six most common fears people face and explain how the fear of poverty and criticism can hold us back from achieving success. I’ll also explain how succumbing to “analysis paralysis” and being indecisive are based on fears as well as how to overcome them.     “You give up your power when you let fear take over.” - Sharon Lechter     This week on the Your Money, Your Business, Your Life Podcast:   The impact of indecision, doubt, and analysis paralysis. How the fear of risk impacts your ability to be successful. Strategies for overcoming the fear of poverty. Overcoming the fear of criticism. Symptoms of the fear of criticism. How to identify when fear prevents you from achieving your goals. The importance of facing your fears.     Learn More on the Essential Components of a Successful Business   Invest in YOU with our Essential Components of a Successful Business Online & Live Training Course! This 12-week training program will teach you how to grow your business form an idea to a globally-recognized success, learn how to find investors for your company and leverage and protect the power of your intellectual property to ensure you build the business and life you deserve.   Register Today!   Help Others Take Care of Their Money, Their Business, & Their Life!   Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues!   Our mission is to educate entrepreneurs, investors, professionals, and families on the ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial class ceiling holding them back from financial freedom.   Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future.  

YMBL053 Principles of Success - The Sixth Sense   As an entrepreneur, you’ve likely been told to follow your gut, your instincts, your hunches, or your intuition. To use your intuition to guide you to achieving your goals and success. Your “sixth sense” - those gut feelings you have in certain situations or around certain people - is often referred to as “The Temple of Wisdom.” According to Napoleon Hill, your sixth sense is a combination of the mental and spiritual realms.   On today’s episode, I’m discussing Napoleon Hill’s theory of the sixth sense and explaining why he believes it’s important to master the first 12 principles of success in order to fully engage your intuition. I’ll explain how your sixth sense can act as your guardian angel by helping you identify things you should be doing - and not doing - to achieve your goals and the impact of ignoring your intuition can have on your ability to achieve success. I’ll also explain how to engage and develop your sixth sense and why entrepreneurs often struggle to tune-in to their intuition and allow it to guide them to achieving their goals.     “Looking for guidance from your sixth sense is an intrical part of success.” - Sharon Lechter     This week on the Your Money, Your Business, Your Life Podcast:   How your sixth sense helps you make appropriate decisions. The impact of ignoring your gut feelings and intuition. The difference between your sixth sense and an emotional response. The importance of quieting the “control mechanism” in your brain to follow your intuition. How to engage and develop your sixth sense. How following your sixth sense can open new opportunities for success. The connection between following your intuition and achieving infinite intelligence.     Learn More on the Essential Components of a Successful Business   Invest in YOU with our Essential Components of a Successful Business Online & Live Training Course! This 12-week training program will teach you how to grow your business form an idea to a globally-recognized success, learn how to find investors for your company and leverage and protect the power of your intellectual property to ensure you build the business and life you deserve.   Register Today!   Help Others Take Care of Their Money, Their Business, & Their Life!   Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues!   Our mission is to educate entrepreneurs, investors, professionals, and families on the ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial class ceiling holding them back from financial freedom.   Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future.  

YMBL052 Principles of Success - The Brain   Have you ever wondered about the connection between our physical being and our cognitive thought process? As a functional organ, our brain is responsible for a variety of bodily functions and activities working correctly - including our emotional state and thought processes. Our experiences and the things we allow into our conscious and subconscious mind plays a significant role in how our brain interprets the world around us, helping us make decisions in various situations and circumstances as well as impacting our ability to create success.   On today’s episode, I’m discussing the connection between our brain and our thoughts and emotions. I’ll explain what the reptilian brain is, it’s responsibilities, and how it affects our emotional and cognitive thoughts and decisions. I’ll also explain why being intentional in what we feed our brain is critical to creating success, how what we feed our brain impacts our emotions, thoughts and decisions, and why it’s important to surround ourselves with positive people and celebrate achievements to generate positive results and successful outcomes.     The brain is a functioning organ that really coordinates everything about our thought process.” - Sharon Lechter     This week on the Your Money, Your Business, Your Life Podcast:   What is the reptilian brain? How the reptilian brain impacts your emotions and thoughts. Hormones responsible for our thoughts and emotions in various situations. How hormonal imbalances impacts the brain and our subconscious. Why being intentional in what you read, watch, and allow into your conscious and subconscious mind is important. The impact of spending time with positive people has on your conscious and subconscious brain and thought process. The importance of creating an environment that is conducive of positive results. The importance of celebrating small achievements. How celebrating small achievements impacts your team and future results. How masterminds help you feed your brain in a positive and effective way.     Learn More on the Essential Components of a Successful Business   Invest in YOU with our Essential Components of a Successful Business Online & Live Training Course! This 12-week training program will teach you how to grow your business form an idea to a globally-recognized success, learn how to find investors for your company and leverage and protect the power of your intellectual property to ensure you build the business and life you deserve.   Register Today!   Help Others Take Care of Their Money, Their Business, & Their Life!   Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues!   Our mission is to educate entrepreneurs, investors, professionals, and families on the ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial class ceiling holding them back from financial freedom.   Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future.  

YMBL051 Principles of Success - The Subconscious Mind   Your subconscious mind plays an important role in the way you react and respond to the challenges, obstacles, and events around you. To be a successful entrepreneur, it’s important to be in the right mindset so you can accomplish your goals, grow your business, and create the life you desire.   On today’s episode, I’m discussing how your subconscious mind impacts your thought process and the way you react to challenges and events that occur in your life. I’ll explain how your emotions affect your belief as well as how your childhood experiences impact your beliefs around money, business, and relationships. I’ll also share strategies you can use to help you retrain your subconscious mind, allowing you to create a positive mindset so you can achieve the success you deserve.   “Allow your subconscious mind to shed those old core beliefs that are not supporting you and replace them with positive thoughts, positive energy, and positive beliefs.” - Sharon Lechter     This week on the Your Money, Your Business, Your Life Podcast:   How your subconscious mind impacts the way you react to various situations. How your past experiences impact your subconscious reactions. The impact that your subconscious mind has on your core belief system. How to redefine your reality through the 6 R’s of Transformation method. How your emotions impact your beliefs. The seven major positive and negative emotions that affect our subconscious beliefs. The importance of replacing negative emotions with positive ones.     Learn More on the Essential Components of a Successful Business   Invest in YOU with our Essential Components of a Successful Business Online & Live Training Course! This 12-week training program will teach you how to grow your business form an idea to a globally-recognized success, learn how to find investors for your company and leverage and protect the power of your intellectual property to ensure you build the business and life you deserve.   Register Today!   Help Others Take Care of Their Money, Their Business, & Their Life!   Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues!   Our mission is to educate entrepreneurs, investors, professionals, and families on the ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial class ceiling holding them back from financial freedom.   Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future.  

YMBL050 Principles of Success - The Mystery of Sex Transmutation   Developing effective communication skills is critical to achieving your goals, advancing your career, and building a successful business. It plays a significant role in how we negotiate for the things we want and how others perceive us. Everyone has a feminine and masculine perspective of our personalities - and the way we use these perspectives in our lives, businesses, and careers impacts the way we communicate with others.   On today’s episode, I’m discussing the mystery of sex transmutation. I’ll explain Napoleon Hill’s theory of how a personal magnetism personality is an expression of sexual energy and how nonverbal communication skills and the tone of your voice impacts the way people interpret your messages. I’ll also explain how your posture impacts the way you present your message and the importance of being tactful, enthusiastic, and approachable when communicating with others.   “In communication, sexual energy is so impactful - even more impactful, at times, than what you say.” - Sharon Lechter     This week on the Your Money, Your Business, Your Life Podcast:   How nonverbal expressions and posture impact the way we communicate with others. The impact of your tone of voice on the message you want to deliver. How your mindset and thought process impacts your communication skills and your ability to deliver your message clearly and confidently. The importance of first impressions and your appearance. How to improve your personal magnetic personality.     Learn More on the Essential Components of a Successful Business   Invest in YOU with our Essential Components of a Successful Business Online & Live Training Course! This 12-week training program will teach you how to grow your business form an idea to a globally-recognized success, learn how to find investors for your company and leverage and protect the power of your intellectual property to ensure you build the business and life you deserve.   Register Today!   Help Others Take Care of Their Money, Their Business, & Their Life!   Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues!   Our mission is to educate entrepreneurs, investors, professionals, and families on the ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial class ceiling holding them back from financial freedom.   Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future.  

YMBL049 Principles of Success - Power of the Mastermind   Being an entrepreneurs can be lonely and trying to run your business on your own can be a shaky path to walk. To achieve success in your business or organization, collaboration and teamwork are crucial. One thing that is equally important, however, is finding a community of purpose-driven individuals you can connect with, gain inspiration and insight, ask questions, and seek support from during challenging or difficult situations. This is why it is critical for business owners and entrepreneurs to seek the help of mastermind groups.   On today’s episode, I’m discussing what a mastermind is and the value of becoming a member. I’ll explain the spiritual element behind an effective mastermind group, the importance of committing to participating and listening to others within your group, and the difference between a formal and informal mastermind. I’ll also explain how Napoleon Hill describes a mastermind group and why he believed it is the key to creating success as an entrepreneur.     “Masterminds are really a tool to bring together like-purposed people to achieve a common goal.” - Sharon Lechter     This week on the Your Money, Your Business, Your Life Podcast:   The advantages of being in a mastermind. The spiritual element of a mastermind group. Finding a harmonious group of like-purposed people. How masterminds are designed to support each member. The difference between an organization’s internal mastermind group and an external mastermind group - and the benefits of each. Forming your own mastermind. Formal vs informal masterminds. The importance of being specific in what you want to achieve in your mastermind. Creating an agenda for your mastermind to achieve goals.     Learn More on the Essential Components of a Successful Business   Invest in YOU with our Essential Components of a Successful Business Online & Live Training Course! This 12-week training program will teach you how to grow your business form an idea to a globally-recognized success, learn how to find investors for your company and leverage and protect the power of your intellectual property to ensure you build the business and life you deserve.   Register Today!   Help Others Take Care of Their Money, Their Business, & Their Life!   Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues!   Our mission is to educate entrepreneurs, investors, professionals, and families on the ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial class ceiling holding them back from financial freedom.   Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future.  

YMBL048 Principles of Success – Persistence Ever entrepreneur faces challenges and obstacles that can set us back from achieving our goals, but one of the things that separates the highly successful leaders from the struggling entrepreneurs is what keeps us motivated during these times of difficulty. It’s how we overcome fears, doubts, and negativity to catapult our businesses that clears the path for our success. On today’s episode, I’m discussing the importance of staying persistent in your pursuit of success. I’ll share how fear, doubt, and negativity play a role in our ability to achieve our goals and the importance of turning your persistence into faith to be successful. I’ll also explain the eight factors you need to know to begin cultivating a persistent mindset.   “Leaders need to be persistent in order to achieve the goals they set out for themselves and their team.” – Sharon Lechter   This Week on the Your Money, Your Business, Your Life Podcast: How fear, doubt, and negativity inhibit your ability to achieve success. Turning your persistence into faith. Being definitive in your purpose. How your burning desire helps you stay focused and persistent. The importance of believing in yourself. Creating a plan to achieve your goals. Improving your knowledge to take action. The importance of cooperation and teamwork. Developing willpower. Creating a habit of taking steps toward your success. How creating systems can help you cultivate persistence and success.   Resources Mentioned: Think and Grow Rich book by Napoleon Hill Outwitting the Devil book by Napoleon Hill       Learn More on the Essential Components of a Successful Business   Invest in YOU with our Essential Components of a Successful Business Online & Live Training Course! This 12-week training program will teach you how to grow your business form an idea to a globally-recognized success, learn how to find investors for your company and leverage and protect the power of your intellectual property to ensure you build the business and life you deserve.   Register Today!   Help Others Take Care of Their Money, Their Business, & Their Life!   Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues!   Our mission is to educate entrepreneurs, investors, professionals, and families on the ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial class ceiling holding them back from financial freedom.   Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future.  

YMBL047 Principles of Success - Decision As entrepreneurs, we know that procrastination often inhibits our ability to achieve success. Sometimes, procrastination is appropriate - especially when you haven’t done your research or due diligence on an idea. But, lingering too long, overanalyzing, and refusing to make a decision or take action on an idea can often lead to missed opportunities. On today’s episode, I’m discussing the importance of being decisive and taking action to achieve your goals. I’ll explain why some of the most successful entrepreneurs and business leaders make it a habit to reach a prompt decision, how your passion can help you make decisions quicker, and the effects of the “shiny object syndrome.” I’ll also discuss the difference between seeking someone’s opinion versus seeking counsel from mentors and how second-guessing your decisions can impact your success.   “Decision is the mastery of procrastination.”   This Week on Your Money, Your Business, and Your Life: How procrastination inhibits your ability to grow your business and achieve success. The importance of making prompt decisions. The importance of avoiding the “shiny object syndrome.” The difference from seeking opinions versus seeking counsel. How your passion and burning desire can help you make prompt decisions. Collaborating with your team to make decisions. The impact of second-guessing your decisions. The importance of finding the right mentors. How indecision is still a decision. Using your experience and expertise to help you make appropriate decisions. Following your instincts. The importance of allowing children to participate in making choices. Allowing yourself to modify your decisions to achieve your goals.   Resources Mentioned: Think and Grow Rich book by Napoleon Hill Outwitting the Devil book by Napoleon Hill     Learn More on the Essential Components of a Successful Business   Invest in YOU with our Essential Components of a Successful Business Online & Live Training Course! This 12-week training program will teach you how to grow your business form an idea to a globally-recognized success, learn how to find investors for your company and leverage and protect the power of your intellectual property to ensure you build the business and life you deserve.   Register Today!   Help Others Take Care of Their Money, Their Business, & Their Life!   Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues!  

YMBL046 Principles of Success - Organized Planning If you want to create success in your business, you need to have a plan, work the plan, be able to revise the plan, then work the plan again. Part of working the plan, though, is having everyone on your team working in the same direction. This is where being organized in your planning process becomes critical. On today’s episode, I’m discussing the importance of creating an organized plan for your business. I’ll explain what an organized plan is and how it can help you and your team achieve your goals and scale your business quickly and more effectively. I’ll also share why cultivating an environment based on cooperation is critical to be an effective leader, the attributes most great leaders possess, as well as leadership traits that can hinder your company’s growth and ability to achieve its goals.   “The more definitive you can be in your planning, the quicker you will get the results you want.” - Sharon Lechter   This week on Your Money, Your Business, Your Life: What is an organized plan? How an organized plan can help you achieve your goals. Understanding when to be the team cheerleader and when to be the “pit boss.” The importance of building a team with the right people. The importance of organizing the details of your plan to execute it effectively. The importance of being a humble leader. Overcoming the fear of competition and criticism. The importance of maintaining a cooperative work environment. The difference between an authoritative leader and a servant leader. Creating an environment that nurtures leadership.   Resources Mentioned: Think and Grow Rich book by Napoleon Hill Outwitting the Devil book by Napoleon Hill Good to Great book by Jim Collins     Learn More on the Essential Components of a Successful Business   Invest in YOU with our Essential Components of a Successful Business Online & Live Training Course! This 12-week training program will teach you how to grow your business form an idea to a globally-recognized success, learn how to find investors for your company and leverage and protect the power of your intellectual property to ensure you build the business and life you deserve.   Register Today!   Help Others Take Care of Their Money, Their Business, & Their Life!   Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues!  

In today’s business world, we hear a lot of talk about perseverance, trust, and transparency and why having these qualities as the core of your business model is critically important to your company’s success. Today on Your Money, Your Business, Your Life, Erik Swanson, a.k.a. Mr. Awesome and founder of The Habitude Warrior Conference joins me on the show to discuss his 5 Pillars of Success. These five pillars can be used to help you find success in any area of your life – from your business to building and cultivating your relationships and beyond. Erik is a highly sought-after speaker, trainer, and success coach with a deep passion for helping entrepreneurs, corporations, business owners, and athletes learn to systematize the process of developing healthy, productive habits. One of the lessons he teaches his students is to utilize his 5 Pillars of Success model to identify what areas are lacking in their life or business and preventing them from reaching the level of success they desire.   “It takes time to develop and to move to the next level.” – Erik Swanson     This Week on the Your Money, Your Business, Your Life Podcast: You don’t have to be a superhero to have courage. Find your passion. What makes you excited to jump out of bed in the morning? The quickest way to get rich in a certain area of your life is through constant improvement. It takes strength to build a solid foundation for lasting success. To have strength is to have the mental muscles to build your business and relationships. A leader’s role is to show you how to do it and to enhance you so much that you can do it even better than they can.   Erik Swanson’s 5 Pillars of Success: Courage Passion Patience Strength Leadership   Connect with Erik Swanson: Habitude Warrior Conference Secrets of the Speakers     Help Others Take Care of Their Money, Their Business, & Their Life!             Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues!            Our mission is to educate entrepreneurs, investors, professionals, and families on ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial glass ceiling holding them back from financial freedom.            Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future.     

YMBL045 Principles of Success - Imagination Creativity, curiosity, and imagination are critical to the success of your business. Being curious enables you to look at the world around you through a different lens, ask questions others may not have asked, and gain insight on how you can make an impact. Being creative and using your imagination allows you to develop new innovations and ideas to help you achieve your goals, help others, and carve your own path to success. On today’s episode, I’m discussing the impact that staying curious and creative and using your imagination can have on your life, your business, and your career. I’ll share how conformity can often lead to complacency, making it more difficult to leave your comfort zone as well as the different types of imagination you can use to develop new ideas that will catapult your success. I’ll also share strategies you can use to encourage your creativity and imagination and explain how limiting beliefs can impact it.   “Allow your imagination to step in and start delivering you opportunities for success.” - Sharon Lechter   This week on Your Money, Your Business, Your Life: The difference between synthetic imagination and creative imagination. The importance of allowing yourself time to suspend disbelief Creating a distraction-free zone to encourage creativity and imagination Strategies to help you encourage your creativity and imagination The importance of brainstorming. The impact that self-doubt and limiting belief has on your creativity. The importance of playtime and how it can help encourage your imagination.     Learn More on the Essential Components of a Successful Business   Invest in YOU with our Essential Components of a Successful Business Online & Live Training Course! This 12-week training program will teach you how to grow your business form an idea to a globally-recognized success, learn how to find investors for your company and leverage and protect the power of your intellectual property to ensure you build the business and life you deserve.   Register Today!   Help Others Take Care of Their Money, Their Business, & Their Life!   Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues!   Our mission is to educate entrepreneurs, investors, professionals, and families on the ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial class ceiling holding them back from financial freedom.   Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future.  

YMBL044 Principles of Success - Specialized Knowledge   When it comes to building trust and authority in your field, specialized knowledge gives you the opportunity to become an industry expert. According to Napoleon Hill, “knowledge has no value except that which can be gained from its application toward some worthy end.” As we age, things change and the things we thought we knew before often change with time as well.   On today’s episode, I’m discussing the fourth chapter of the book Think and Grow Rich, and why specialized knowledge is critical to your business’s success. I’ll also explain how having specialized knowledge can lead to becoming known as an authority figure and expert in your industry as well as the importance of continuing to learn new skills and apply your knowledge to achieve your business goals.   “Specialized knowledge is the pathway to success.”   This week on Your Money, Your Business, and Your Life Podcast:   How to identify levels of awareness to build a successful future Developing ideas to become a specialist in your business Becoming a lifelong learner to seek a successful future What systems you need to get you to the next level of expertise Creating steps of specialized knowledge to build a future   Resources: Cash Flow Quadrant Learn More on the Essential Components of a Successful Business   Invest in YOU with our Essential Components of a Successful Business Online & Live Training Course! This 12-week training program will teach you how to grow your business form an idea to a globally-recognized success, learn how to find investors for your company and leverage and protect the power of your intellectual property to ensure you build the business and life you deserve.   Register Today!   Help Others Take Care of Their Money, Their Business, & Their Life!   Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues!   Our mission is to educate entrepreneurs, investors, professionals, and families on the ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial class ceiling holding them back from financial freedom.   Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future.  

When you think of auto-suggestion, many people associate the term to hypnosis. However, auto-suggestion is a mechanism of how your brain deals with external factors that influence your subconscious. Continuing the theme from Napoleon Hill, auto-suggestion is the “voluntary feed on creative or destructive nature and ability to change our circumstances.” How often do we use negative thoughts and comments to create a whirlwind of self-doubt and lack of self-confidence?   Today, I’m discussing the impact of auto-suggestion to change your mindset and how it directly influences our level of success. I also explain how we often allow positive and negative thoughts into our lives either consciously or subconsciously, steps we can take to actively change our mindset to ensure our success, and the importance and impact that positive self-talk can have on your life and business.   “Each of us takes responsibility for own thoughts, actions, and what we allow into our spaces.” This week on Your Money, Your Business, and Your Life Podcast:   Understanding the influence of negative self-talk in your subconscious Steps to create a path to a positive mindset Using positive affirmation repetition and visualization to change your aspect on life How to continue to use repetition and visual reminders to create an inner positive mindset Considering the use of meditation to imagine a prosperous future Fostering confidence and self-esteem on younger minds to block detrimental ideas Learn More on the Essential Components of a Successful Business   Invest in YOU with our Essential Components of a Successful Business Online & Live Training Course! This 12-week training program will teach you how to grow your business form an idea to a globally-recognized success, learn how to find investors for your company and leverage and protect the power of your intellectual property to ensure you build the business and life you deserve.   Register Today!   Help Others Take Care of Their Money, Their Business, & Their Life!   Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues!   Our mission is to educate entrepreneurs, investors, professionals, and families on the ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial class ceiling holding them back from financial freedom.   Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future.  

YMBL042 Principles of Success - Faith   As a business owner, having faith is critically important to your overall success. In fact, it’s one of the Principles of Success in my book, Three Feet from Gold, as part of the success formula, but many people don’t realize why having faith is so important to your ability to succeed in business. Having faith in something means having a strong belief in something - including yourself.     On today’s episode, I’m going to share why having faith in yourself is critical to your success and how to use it as a motivator to help you take action and achieve your goals. I’ll explain how faith - or the lack thereof - truly defines your destiny, how it creates a roadmap for your subconscious to follow, and how positive thoughts can create the foundation for you to build success in your life, business, or career. I’ll also share Napoleon Hill’s self-confidence formula that can help you create the mindset to build faith in yourself and create success in your career.     “Building faith in yourself sometimes means pushing past your discomfort - putting yourself out there and being okay with not knowing if other people will accept what you’re doing.” - Sharon Lechter   This week on Your Money, Your Business, and Your Life Podcast:   Why faith is not just exclusive to religious belief. The power of positive and negative thoughts, and the law of attraction. Common trait of the most successful people. How do we build faith in ourselves? The importance of creating habits that enforce confidence. Why we should never let fear of failure stop us from believing in ourselves. The benefits of ending your day with a positive mindset.   Resources Mentioned: Three Feet from Gold book by Sharon Lechter Think and Grow Rich by Napoleon Hill       Learn More on the Essential Components of a Successful Business   Invest in YOU with our Essential Components of a Successful Business Online & Live Training Course! This 12-week training program will teach you how to grow your business form an idea to a globally-recognized success, learn how to find investors for your company and leverage and protect the power of your intellectual property to ensure you build the business and life you deserve.   Register Today!   Help Others Take Care of Their Money, Their Business, & Their Life!   Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues!   Our mission is to educate entrepreneurs, investors, professionals, and families on the ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial class ceiling holding them back from financial freedom.   Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future.  

YMBL041 Principles of Success - Burning Desire The book Think and Grow Rich was originally published in 1937 by Napoleon Hill. Since then, it has sold millions of copies and has been recognized as a Top 10 Bestseller for entrepreneurs and business professionals. The book outlines and explains the 13 critical steps we need to take to achieve the success we desire in our personal and professional lives. It also dives deep into why overcoming fear is critical to achieving your goals and fulfilling your dreams. On today’s episode, I’m discussing the first principle of success - finding a burning desire. I’ll share my perception of the concept of finding your burning desire - what makes you jump out of bed each morning - and how you can apply it to other areas of your life. I’ll explain how the path to finding your burning desire can manifest from more than just your passion or love of something and how to use that desire to fuel the success in your life and business.   “It starts with an idea, a realization, and grows to become a driving force behind every day action.” - Sharon Lechter   This week on Your Money, Your Business, Your Life Podcast: Identifying what a burning desire is. How your burning desire can manifest itself. How to identify your burning desire. Creating a business around your burning desire. The importance of prioritization and focus. How your burning desire helps you be more focused. The importance of creating a plan. How creating a “Tomorrow List” helps you prioritize your day and ease your mind. How creating a one-page business plan helps you stay on track. How to focus on your burning desire to create success. The importance of creating a personal mission statement or mantra and reading it daily.   Resources Mentioned: Think and Grow Rich book by Napoleon Hill Episode037: Think and Grow Rich with Don Green of the Napoleon Hill Foundation Think and Grow Rich for Women by Sharon Lechter     Learn More on the Essential Components of a Successful Business Invest in YOU with our Essential Components of a Successful Business Online & Live Training Course! This 12-week training program will teach you how to grow your business from an idea to a globally-recognized success, learn how to find investors for your company and leverage and protect the power of your intellectual property to ensure you build the business and life you deserve.    Register Today!     Help Others Take Care of Their Money, Their Business, & Their Life! Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues! Our mission is to educate entrepreneurs, investors, professionals, and families on ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial glass ceiling holding them back from financial freedom. Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future.

YMBL40 Kids and Money with Angela Totman Angela Totman is a Certified Personal and Family Finance Educator with over 10 years of experience helping individuals, families, and entrepreneurs improve their financial literacy through programs, resources, and publications. She is a public speaker, financial coach, and the co-author of Your Financial Mastery, a college-level financial literacy curriculum. Angela joins me today to discuss the importance of teaching children financial literacy skills at an early age. She explains the difference between “payable chores” and “non-payable chores” and why parents should encourage children to contribute to the family’s responsibilities through both. She also explains how giving children allowances and encouraging them to discover ways to earn their own money teaches them valuable entrepreneurial skills, how to save money for things they want, and how it can impact their sense of accomplishment, self-confidence, and self-esteem.   “When we give kids an opportunity to set a goal and achieve it, they have a sense of accomplishment.” - Angela Totman   This week on Your Money, Your Business, Your Life Podcast: How learning about entrepreneurship at an early age helps children save money. How teaching children the value of earning money encourages them to become more independent. Teaching kids to save money wisely for future planning. Teaching children to develop passive income opportunities. Teaching children the skill of setting goals, achieving their goals, and celebrating their goals. How to help kids boost creativity, self-esteem, and accomplishments.     Learn More on the Essential Components of a Successful Business Invest in YOU with our Essential Components of a Successful Business Online & Live Training Course! This 12-week training program will teach you how to grow your business from an idea to a globally-recognized success, learn how to find investors for your company and leverage and protect the power of your intellectual property to ensure you build the business and life you deserve.    Register Today!     Help Others Take Care of Their Money, Their Business, & Their Life! Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues! Our mission is to educate entrepreneurs, investors, professionals, and families on ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial glass ceiling holding them back from financial freedom. Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future. 

YMBL039 Global Demographics Many businesses and large organizations become frustrated with the millennials working within their company. Much of this frustration is often due to the fact that millennials tend to think differently than the older generations. According to a recent study, millennials will make up approximately 75% of the global workforce by 2025. So, in order for businesses and organizations to continue to grow and thrive in the ever-changing global demographics, they need to learn how to cope, communicate, and work with these younger generations. On today’s episode, I’m discussing the future of retirement, social security benefits, and global workforce. I’ll explain the importance of learning how to communicate and work with millennials within your organization and why you should consider expanding your business to a global scale. I’ll also explain why business owners should consider providing tools, resources, and education to the growing workforces within India and Africa and how it can impact your company’s growth and longevity.   “Think about what you’re doing today and how you can take it to a global scale.” - Sharon Lechter     This week on the Your Money, Your Business, Your Life Podcast: The importance of learning to communicate and work with millennials within your organization. The median average savings for retirement today. The coming retirement and social security crisis. The aging global economy and how it affects the future of global markets. The benefits of expanding your business into Africa and India. How globalizing your business can positively impact the American economy, expand its growth, and ensure longevity. The importance of providing tools, resources, education, and entrepreneurship opportunities within India and Africa.   Learn More on the Essential Components of a Successful Business Invest in YOU with our Essential Components of a Successful Business Online & Live Training Course! This 12-week training program will teach you how to grow your business from an idea to a globally-recognized success, learn how to find investors for your company and leverage and protect the power of your intellectual property to ensure you build the business and life you deserve.    Register Today!     Help Others Take Care of Their Money, Their Business, & Their Life! Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues! Our mission is to educate entrepreneurs, investors, professionals, and families on ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial glass ceiling holding them back from financial freedom. Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future.        

YMBL037 Think and Grow Rich with Don Green of the Napoleon Hill Foundation Don Green is the CEO and Executive Director of the Napoleon Hill Foundation, a nonprofit organization dedicated to improving the world through educational publications. He has over 40 of experience in banking, finance, and entrepreneurship and is the author of Everything I Know About Success I Learned from Napoleon Hill. On today’s episode, Don shares how Napoleon Hill’s bestselling books such as Think and Grow Rich and Outwitting the Devil have inspired millions of people around the world. He explains the difference between fearing failure and fearing success, the importance of staying persistent instead of giving up on what you want to achieve, and the power of association and learning from others while building the success you deserve.   “The day we stop learning is the day we stop growing.” - Don Green   This week on the Your Money, Your Business, Your Life Podcast: The importance of staying persistent in achieving your goals - even when you feel like giving up. Understanding the difference between fear of failure and fear of success. The power of association. The importance of continually learning and growing. The importance of self-confidence. How he started working with the Napoleon Hill Foundation.   Resources: Think and Grow Rich book by Napoleon Hill Outwitting the Devil book by Napoleon Hill Three Feet from Gold book by Sharon Lechter Think and Grow Rich for Women book by Sharon Lechter The Magic Key book (coming soon) Think and Grow Rich for the Next Generation book (coming soon) Think and Grow Rich for Kids book (coming soon)     Learn More on the Essential Components of a Successful Business    Invest in YOU with our Essential Components of a Successful Business Online & Live Training Course! This 12-week training program will teach you how to grow your business from an idea to a globally-recognized success, learn how to find investors for your company and leverage and protect the power of your intellectual property to ensure you build the business and life you deserve.    Register Today!    Help Others Take Care of Their Money, Their Business, & Their Life!                          Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues!                          Our mission is to educate entrepreneurs, investors, professionals, and families on ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial glass ceiling holding them back from financial freedom.                          Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future.      

YMBL038 You Are the CEO of Your Life with Lisa Walker Lisa Walker is a psychologist, executive coach, trainer, and public speaker with a unique focus on helping individuals overcome challenging obstacles throughout their lives, businesses, or careers. Growing up in a rural part of Jamaica as a young girl, Lisa has experienced significant challenges that have fueled her passion to help others overcome their personal and professional obstacles to achieve success. On today’s episode, Lisa shares her humble beginnings that lead to her successful career. She shares how she helps others overcome challenges and obstacles that are preventing them from moving forward in their own lives, the importance of objectifying your obstacles instead of internalizing them, and how staying positive and hopeful when faced with significantly difficult challenges can help you overcome them.   “We are all overcomers if we allow ourselves to think it, to believe it, then act as if we are.” - Lisa Walker   This week on the Your Money, Your Business, Your Life Podcast: How she helps people overcome obstacles and take control of their lives. Strategies to help you overcome obstacles and reach your goals. The importance of finding support and encouragement from others. The importance of objectifying challenges to overcome them. Overcoming difficult obstacles through remaining hopeful and positive.   Lisa Walker’s Words of Wisdom: Live today as if it’s your last day. When obstacles come, see them as opportunities or challenges and push through them. You have what it takes to do so.     Learn More on the Essential Components of a Successful Business    Invest in YOU with our Essential Components of a Successful Business Online & Live Training Course! This 12-week training program will teach you how to grow your business from an idea to a globally-recognized success, learn how to find investors for your company and leverage and protect the power of your intellectual property to ensure you build the business and life you deserve.    Register Today!    Help Others Take Care of Their Money, Their Business, & Their Life!                          Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues!                          Our mission is to educate entrepreneurs, investors, professionals, and families on ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial glass ceiling holding them back from financial freedom.                          Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future.      

YMBL036 Do’s and Don’ts of Successful People Have you ever wondered what successful, high performing entrepreneurs and business executives do to remain productive in their life, business, careers, and relationships? While there’s no “secret formula” to achieving success, reviewing other successful entrepreneurs and evaluating the habits and routines they have in place can help you discover things you need to change in your life so that you can achieve your goals and take your business to the next level. On today’s episode, I’m discussing the do’s and don’ts of successful entrepreneurs. I’ll share some of the habits they have developed to help them stay on track, be productive, and achieve their goals as well as share tips and strategies you can use to start your journey to achieving the success you dream.   “So often we judge ourselves through the eyes of others. We judge ourselves through the roles we play.” - Sharon Lechter   This week on the Your Money, Your Business, Your Life Podcast: The importance of planning and prioritizing your day in advance. Why we shouldn’t engage in emotionally draining activities Why successful people don’t worry about things that are beyond their control. Identifying negative people in your life and how to convert them into supporters. The importance of learning from past mistakes - not dwelling on them. Time-blocking strategies to be more productive and successful Why you shouldn’t focus on what others are doing. The importance of prioritizing yourself and your health. Tips to improve your focus   7 Habits of Successful, High Performing Entrepreneurs: Silence the noise and distractions Create a plan. Work the plan and establish a routine. Know the expected outcome. Live in the now. Be decisive. Embrace failure.     Learn More on the Essential Components of a Successful Business     Invest in YOU with our Essential Components of a Successful Business Online & Live Training Course! This 12-week training program will teach you how to grow your business from an idea to a globally-recognized success, learn how to find investors for your company and leverage and protect the power of your intellectual property to ensure you build the business and life you deserve.    Register Today!    Help Others Take Care of Their Money, Their Business, & Their Life!                           Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues!                          Our mission is to educate entrepreneurs, investors, professionals, and families on ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial glass ceiling holding them back from financial freedom.                          Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future.      

YMBL035 Are You a Henry? In 2003, Fortune Magazine coined the phrase, H.E.N.R.Y, a term that stands for High Earner, Not Rich Yet. H.E.N.R.Y’s are often referred to people who earn a substantial amount of money, but are not investing in their self-worth through assets. According to statistics, about 23-million Americans are earning between $100,000 and $250,000, but - despite their high income cashflow - they are not considered ‘rich’ yet. On today’s episode, I’m discussing the traits often found in H.E.N.R.Y’s. I’ll explain what a H.E.N.R.Y. is and how it is different than a T.I.T.A.N. I’ll also explain why it’s important to delay the desire for instant gratification in favor for investing in assets for your future, why you should convert your income into assets, and why what you do with y our paycheck is going to define whether you are creating wealth.   “You are perfectly positioned, with a few changes of habit, to convert from being a H.E.N.R.Y. to becoming a T.I.T.A.N.” - Sharon Lechter     This week on the Your Money, Your Business, Your Life Podcast: Traits commonly associated with high income earners who are not rich yet. The importance of saving and investing for your future. The importance of being open to compromise. The effects of choosing to live in the moment and have fun over working hard. Identifying what being a T.I.T.A.N is and the steps you need to take to become one. Why cashflow is not the component of long-term net worth.     Learn More on the Essential Components of a Successful Business     Invest in YOU with our Essential Components of a Successful Business Online & Live Training Course! This 12-week training program will teach you how to grow your business from an idea to a globally-recognized success, learn how to find investors for your company and leverage and protect the power of your intellectual property to ensure you build the business and life you deserve.    Register Today!         Help Others Take Care of Their Money, Their Business, & Their Life!                           Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues!                          Our mission is to educate entrepreneurs, investors, professionals, and families on ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial glass ceiling holding them back from financial freedom.                          Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future.      

YMBL034 Coach vs Mentor with Angela Totman Angela Totman is a Certified Personal and Family Finance Educator with over a decade of experience creating financial literacy programs and resources. She is a public speaker, financial coach, and the co-author of the college-level financial literacy curriculum, Your Financial Mastery. Additionally, Angela is a Master Mentor and coach in our Master Mentors Program and the Vice President and COO of Pay Your Family First where she is passionate about helping individuals and organizations improve their lives and increase their wealth through financial education programs and building meaningful partnerships. Angela joins me on today’s episode to discuss the difference between a coach and a mentor. We discuss the benefits of working with a mentor, how coaches impact your accountability, and the importance of finding a mentor to help take your business to the next level.   “You need someone that is not only a cheerleader, but someone that challenges you along the way.” - Angela Totman   This week on the Your Money, Your Business, Your Life Podcast: The difference between a coach and a mentor. The importance of finding a mentor to help you reach your goals. Identifying when you need to hire a mentor for your business. The importance of “paying it forward” and mentoring others. Understanding that your mentors may evolve over time.   Key Takeaways: Identify where you are today, where you want to be, and who you need to help you get there. Find a mentor who will step into your business and help you expand. Ask yourself: Do I have the right mentor who will take me where I want to go?     Learn More on the Essential Components of a Successful Business  Invest in YOU with our Essential Components of a Successful Business Online & Live Training Course! This 12-week training program will teach you how to grow your business from an idea to a globally-recognized success, learn how to find investors for your company and leverage and protect the power of your intellectual property to ensure you build the business and life you deserve.    Register Today!     Help Others Take Care of Their Money, Their Business, & Their Life!          Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues! Our mission is to educate entrepreneurs, investors, professionals, and families on ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial glass ceiling holding them back from financial freedom. Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future.        

Michael Weinstein is the host of one of the top business radio shows in Arizona. He has also been in the real estate industry since 2002, helping people buy and sell investment properties and primary residences. In addition to helping homeowners buy and sell their properties, he is also passionate about helping other real estate entrepreneurs build their businesses successfully through his coaching and training programs. Michael joins me today to share his insight and wisdom on why most of the top real estate producers around the world recommend hiring a mentor or coach and how it has helped them push their businesses to the next level of success.   “Entrepreneurship was not meant to do it alone.” – Michael Weinstein   This week on the Your Money, Your Business, Your Life Podcast: Why Michael believes that just because you call yourself an entrepreneur doesn’t necessarily mean you are an entrepreneur. Embracing the entrepreneur within you to find success in real estate The value of investing in a coach or mentor Why top producers invest – and encourage others to invest – in coaching, mentoring, and masterminding   Connect with Michael Weinstein: mike@yourrealestateworld.com       Help Others Take Care of Their Money, Their Business, & Their Life!                   Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues!                  Our mission is to educate entrepreneurs, investors, professionals, and families on ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial glass ceiling holding them back from financial freedom.                  Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future.        

Today, people from all walks of life are starting new businesses and launching new products into the world. However, many of these new business owners do not realize the value of positioning themselves as the expert – the authority – in their field or know how to start this journey. With me this week is Michael Weinstein, talk show radio host, real estate trainer, coach, speaker, and the author of 21 Habits of the Highly Successful Real Estate Entrepreneur. He joins me to share his insight, tips, and knowledge on how to position yourself as an expert and move becoming recognized as the authority leader within your industry.   “I learn more from my competitors that I make friends than I do anything else.” – Michael Weinstein   This week on the Your Money, Your Business, Your Life Podcast: Perception is reality – if people see you as an expert, you become the expert Positioning yourself as a subject-matter expert and the media’s “go-to” person How to be a great radio or television show guest How showing gratitude helps you stand above the pack Building your network and relationships: start small, but know who it is that you need to contact       Help Others Take Care of Their Money, Their Business, & Their Life!                 Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues!                Our mission is to educate entrepreneurs, investors, professionals, and families on ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial glass ceiling holding them back from financial freedom.                Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future.         

Poor cash flow management is one of the leading causes of many businesses failing today and with me in today’s episode of Your Money, Your Business, Your Life is Angela Totman. Angela is a Certified Personal and Family Finance Educator, speaker, and author with over a decade of experience helping people learn how to properly manage their money. I’ve known Angela for nearly 20 years and for about 15 years, she has worked as the COO at Pay Your Family First. She joins me today to discuss some of the critical areas every business needs to monitor in order to properly manage their cash flow and grow their businesses.   Let the sales start dictating where you need to be.   This Week on the Your Money, Your Business, Your Life Podcast: Why tracking the timing of your cash flow is important to managing your business revenue and expenses Incentivizing customers and clients to pay long-term debt faster How to identify low cash flow cycles The benefits and disadvantages of long-term contracts What is “burn rate” and how to control it efficiently     8 Cash Flow Management Musts for Businesses: Know the timing of your receivable cycle Know the timing of your payable cycle Create a Spending Plan Review your cash flow statement – in addition to balance sheets and profit & loss statements Avoid unnecessary long-term contracts Invest in scaling Understand your debt load and your debt to income ratio Know your burn rate     Help Others Take Care of Their Money, Their Business, & Their Life!               Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues!              Our mission is to educate entrepreneurs, investors, professionals, and families on ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial glass ceiling holding them back from financial freedom.              Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future.      

Last week, I spoke with Lauren Flanagan, Founder and Managing Director of Belle Capital USA and CEO of SCIO – a strategic advisory firm helping early stage companies prepare to scale, raise capital, and achieve successful exits. Lauren shared valuable tips and strategies for entrepreneurs and small business owners to find investor funding and what you need to do to position yourself correctly before investors. This week, Lauren joins me on the show again to share her insight, tips, and ideas on the steps entrepreneurs need to make to find the right investors for their business or organization. She explains what investors look for in every step of the pre-deal process and shares why it’s important for you to continue to nurture and grow your relationships with your investors – even after the deal is made.   “The deal is never done.” – Lauren Flanagan   This Week on the Your Money, Your Business, Your Life Podcast: Researching investors to find the right “fit” What it means when investors say, “find a lead investor, then I’ll join” Key elements to have in your presentation during initial meetings with investors The due diligence process and time frame Legal documents, advice, and why they’re important to a successful deal Life after funding – addressing reporting and management issues Keeping relationships nurtured after the deal Why you need a 1-page business plan and what it should include     Things to Remember & Consider While Researching Investors: It’s a relationship Do they support your industry? Are they an investor at your stage of growth? Are they open to the geography that you are in? Who do you know in your network? Look at the investors’ portfolio Talk to the investor’s company’s CEOs     Connect with Lauren Flanagan: Belle Capital USA Email: lflanagan@sciocorp.com       Help Others Take Care of Their Money, Their Business, & Their Life!             Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues!            Our mission is to educate entrepreneurs, investors, professionals, and families on ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial glass ceiling holding them back from financial freedom.            Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future.     

Throughout our lives, we all experience good times and not-so-good times. The not-so-good times we often call “dark times.” Sandy Parker is a former advertising guru that has worked for many national magazine companies such as Southern Living, Vouge, and The Sporting News. She decided to leave her lucrative career to follow her dream of having a family and, ultimately, feeling fulfilled and “light” in her life, her business, and her career. Sandy formed the company, Lighten Up Global, to impact the world around her – particularly women who simply need to feel lighter and more fulfilled in their everyday life. She strongly believes that when you live a thrilling life, and taste the nectar of living, you have the energy that you need to bring into your work, your family, and your life. On today’s episode, Sandy shares her passion for helping other women “lighten up,” her mission at Lighten Up Global, and shares the 7 steps everyone needs to take to “lighten up.”   “The lighter you live, the more you attract people, money, resources, and collaboration.” – Sandy Parker   This Week on the Your Money, Your Business, Your Life Podcast: Why curiosity and imagination is important in today’s environment. How your emotions can help you in life and business and why it’s so important. The first round of resistance often comes from ourselves. The importance of finding support. Why it’s critical to be consistent and authentic on who you are – in your life, and in your brand. Living it up is not a matter of scarcity – it’s a matter of fulfillment. If you stop glowing, you lose your impact. You are the one that must decide to “live it up.”   Sandy’s 7 Steps to LUMInation: Wake Up Open Up Stand Up Show Up Live It Up Glow Up Decide to Live a Light, Bright Life   Connect with Sandy Parker: Lighten Up Global Lumi Finds Her Light book   Help Others Take Care of Their Money, Their Business, & Their Life!         Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues!        Our mission is to educate entrepreneurs, investors, professionals, and families on ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial glass ceiling holding them back from financial freedom.         

At the age of 10, Joni Young moved to California with her family from Taiwan.  As non-English speaking immigrants, Joni’s family struggled to make ends meet and create the life they wanted. Seeing her family struggling, Joni made the firm decision to figure out a way to contribute to her family’s financial stability by starting her own business. Her passion for creating her own path to success has evolved over the years – driving her to create several successful businesses throughout her life. Today, Joni works as a coach and mentor for high performance, high achieving CEOs and executives. She joins me on the show to share her story on creating her path to success and the lessons she has learned along the way that have helped her achieve the success she dreamed in life and business.   “When in doubt, choose the most uncomfortable option.” – Joni Young   This Week on the Your Money, Your Business, Your Life Podcast: Joni shares the business lessons she has learned throughout her 30 years as an entrepreneur. She explains how she uses her experience as an entrepreneur to help her executive and CEO clients. She shares what kept her motivated to keep pushing forward in her business while facing a breast cancer diagnosis. We discuss the biggest stresses Joni sees many women CEOs facing today. She explains why it’s important to allow yourself the room to recreate yourself and reinvent situations. She explains the “fish bowl syndrome.”   How to Avoid the Fish Bowl Syndrome: Design your projects and visions with an end in mind. Then, reverse engineer it. Have an exit plan. Have faith and belief in yourself.   Connect with Joni Young: com   Help Others Take Care of Their Money, Their Business, & Their Life!         Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues!        Our mission is to educate entrepreneurs, investors, professionals, and families on ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial glass ceiling holding them back from financial freedom.        Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future.   

Denise Stillman is no stranger to career pivoting. Currently working as the President and CEO at Go the Distance Baseball, LLC, her career journey began with a background in Marketing and Strategic Planning – where she worked primarily in the public relations field for over 25 years. After deciding to start a family, she quickly realized that she would need to pivot her career to make more time to spend with her children, so she decided to go back to school to get her MBA to begin working in the healthcare industry. After spending 9 years working as a hospital executive, then several years in her own consultancy business, Denise decided to learn all she could about the real estate development industry – and she hasn’t looked back since. Today, she is working with investors and actors like “FRIENDS” celebrity, Matthew Perry and baseball Hall of Fame member, Wade Boggs, to enrich the lives of children between the ages of ten and 14 throughout her community in Iowa by creating a real-life Field of Dreams baseball and softball field. On today’s episode, Denise shares her story on how she gained the courage to step into her own power and trust in her own courage while creating a field of dreams for herself and those within her community.   “There have been moments when people have told me that I was crazy, but I stayed true to my inner vision, inner voice, and knew I was on the right path.” – Denise Stillman   This Week on the Your Money, Your Business, Your Life Podcast: Denise shares her inspirational story and how the movie Field of Dreams has impacted her life and career. She explains her current project – creating a real-life field of dreams in her Iowa community. She discusses her overall vision, projects, and events her company holds to raise awareness and funds. She provides advice for others striving to achieve something “bigger than themselves.”   Words of Advice from Denise Stillman: Stay grounded to your courage. We are all here for a reason. Tune into your inner voice. Ask yourself: “What do I really want?” When you slow down and peel back what you really want at your core – most often, that’s when you realize the true value of what you bring to the world.   Resources Mentioned: Thrive Time for Teens game   Connect with Denise Stillman: All Star Ball Park Heaven website Field of Dreams Movie Site website   Help Others Take Care of Their Money, Their Business, & Their Life!         Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues!        Our mission is to educate entrepreneurs, investors, professionals, and families on ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial glass ceiling holding them back from financial freedom.        Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future.   

When you look at your family picture, do you feel confident knowing that you have provided and supported your family – your children – when you pass away? Do you need a trust for your child? Do you have a blended family and want all your children supported the same? Perhaps you have in-laws that you want to make sure are taken care of in their elder years. On today’s episode, I’m joined by my good friend Darra Randin. Darra is a State Attorney whose practice is primarily in estate planning, business, and tax. We discuss the importance of having a legal will in place, how it can protect your family and loved ones in the event of your death, and why it’s important to get the advice of a legal attorney instead of creating a will on your own.   “With a will, you can eliminate so much red tape when you die.” – Darra Randin   This Week on Your Money, Your Business, Your Life: The importance of using a trained attorney for legal advice and document preparation for your personal will and estate planning. Creating a legal will to carry out your personal values and wishes. How your will can override state laws. Understanding there is no such thing as an “oral will”. What is the “full faith and credit” clause in the Unites States Constitution and how it works. What are “holographic” wills and the state statutes that must be in place to implement them. The process of executing your will when the executors are out of state. Why it’s important to have a legal will even if you think you have very little.     Help Others Take Care of Their Money, Their Business, & Their Life!                           Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues!                          Our mission is to educate entrepreneurs, investors, professionals, and families on ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial glass ceiling holding them back from financial freedom.                          Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future.          

Many successful businesses today have achieved success simply because of their intellectual property, but protecting this type of business asset is often confusing for many entrepreneurs, industry thought-leaders, and startup companies.  What is “intellectual property” and how do you protect it?  On today’s episode of Your Money, Your Business, Your Life, I am joined by none other than intellectual property expert – and my husband – Michael Lechter. Michael is an intellectual property attorney with the unique ability to explain complicated topics in a simple, easy-to-understand way. He joins me to explain what the term “intellectual property” means, how to identify and protect it in your business, and why it is so important to protect your intellectual property in today’s business world.    “To leverage your intellectual property, you have to protect it.” – Michael Lechter    This Week on the Your Money, Your Business, Your Life Podcast:  What is intellectual property?  What you need to do to prove you are the owner of a profitable idea.  The types of intellectual property protections most businesses should consider.  The difference between copyright, a trademark, and a patent.  Why you need an overall strategy to protect your intellectual property.    How to Protect Your Intellectual Property:  Recognize your business has intellectual property and what it is.  Talk to an intellectual property attorney.      Help Others Take Care of Their Money, Their Business, & Their Life!                         Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues!                        Our mission is to educate entrepreneurs, investors, professionals, and families on ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial glass ceiling holding them back from financial freedom.                        Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future.   

For many entrepreneurs, creating a business plan is motivated by their passion, their vision, and what they think will make their business a success. However, what many small business owners and new business owners often forget Is that – despite their passion, their vision – they also need to consider what their investors are looking for in a sound business plan before they determine whether to invest their money. But, what do investors look for when reviewing a business plan? How can a small business owner identify those deciding factors and write their business plan to get a “yes” from investors? Today, I’m talking with Michael Wolfe, a software entrepreneur with over 12 years of experience as a software investor. He shares what he – and many other investors – look for when evaluating a business plan and deciding whether to invest money into a small business.   “The best business makers are fantastic storytellers. They understand how to pitch their story to whoever their audience is.” – Michael Wolfe   This Week on the Your Money, Your Business, Your Life Podcast: Why developing your team is as important as developing your product and business? Why investors only want to see one person anchoring the business – not more than one. Why “sweat equity” is important to investors.     5 Most Important Areas in a Business Plan: A simple idea. Address a significant issue. A large barrier to entry. A clear sales model. A great team.     Help Others Take Care of Their Money, Their Business, & Their Life!                     Thanks for joining us on this episode of Your Money, Your Business, Your Life podcast! If you found the information, tips, and interviews shared in this episode valuable and helpful to managing your money, your business, and your life, please check us out on iTunes, leave a review, and share our show with your friends and colleagues!                    Our mission is to educate entrepreneurs, investors, professionals, and families on ways to reduce the stress and frustration revolving around finances, learn what it takes to make more money in less time, and shatter the financial glass ceiling holding them back from financial freedom.                    Subscribe on iTunes and leave a review to help us reach more people and inspire others to take control of their financial future.