Podcasts about Fault

TOPIC: JOSEPH DC: "how to proceed as followers of christ?", coming after the whites, SUPERCHATS, JESSE CA: "happy birthday Jesse!"

TOPIC: JASON NY: "is it your fault or not?", JOSH GA: "biblical question", KAMRAN CA: "I made a stupid choice today, story", DANIEL TX: "are video games good or no?", HAKE NEWS

TOPIC: Our leaders are wasting our money, CHARLES CANADA: "how to deal with evil once you can see?", SUPERCHATS, HAKE NEWS

Ever since being sexually assaulted by someone you trusted as a friend in high school, it seems like you only wind up in relationships with people who will similarly hurt you. It's such a troubling pattern that it's got you wondering: are you somehow at fault when you're a magnet for assault? We'll try to find an answer to this and more here on Feedback Friday! And in case you didn't already know it, Jordan Harbinger (@JordanHarbinger) and Gabriel Mizrahi (@GabeMizrahi) banter and take your comments and questions for Feedback Friday right here every week! If you want us to answer your question, register your feedback, or tell your story on one of our upcoming weekly Feedback Friday episodes, drop us a line at friday@jordanharbinger.com. Now let's dive in! On This Week's Feedback Friday, We Discuss: A pattern of troubling relationships after being sexually assaulted by a trusted friend in high school has you wondering: are you somehow at fault when you're a magnet for assault? Are you obligated to honor the dying wish of a manipulative parent who's never really been there for you in your time of need? The extreme poverty you experienced in childhood no doubt contributed to the mindset that got you where you are today: successful by most metrics and financially well-rewarded. But you also live in fear that one wrong move could take this all away and leave you destitute once again. How can you ever feel safe from the looming specter of poverty? You're a science-rooted skeptic, and your otherwise perfect significant other has a career in alternative medicine. You can live with a difference in views, but you're afraid that important health decisions for your kids could cause major conflict in the future. Is there room enough here to find a middle ground? You're doing work you feel is important, but you often find yourself struggling to get fired up and motivated about following through with it. Is there a way to stay more consistently connected to your purpose, or is this a sign that it's not really your purpose? Have any questions, comments, or stories you'd like to share with us? Drop us a line at friday@jordanharbinger.com! Connect with Jordan on Twitter at @JordanHarbinger and Instagram at @jordanharbinger. Connect with Gabriel on Twitter at @GabeMizrahi and Instagram @gabrielmizrahi. Full show notes and resources can be found here: jordanharbinger.com/837 This Episode Is Brought To You By Our Fine Sponsors: jordanharbinger.com/deals Sign up for

Today's episode features Andrew Keel, CEO of Keel Team LLC, who shares his experience in mobile home park investing.  He discusses his approach to finding off-market deals through cold calling and the efficiencies he brings to properties through sub-metering and other improvements. Sam asks Andrew about the market sentiment in mobile home park investing and his journey from flipping houses to owning over 2,000 lots across 33 mobile home parks and 11 self-storage facilities. Andrew also explains his company's approach to adding affordable housing units to markets in need while providing great returns and tax benefits for investors. Join Sam and Andrew in today's episode. -------------------------------------------------------------- Cold Calling and Timing [00:00:00] Andrew Keel's Journey [00:01:07] Efficiencies in Mobile Home Park Investing [00:04:20] Building a Cold Calling Team [00:07:48] Forced Sellers in Mobile Home Park Investing [00:10:10] Creating Affordable Housing in Mobile Home Parks [00:11:44] The need for affordable housing [00:12:33] Community engagement in mobile home parks [00:13:36] Connecting buyers with manufactured housing [00:17:09] Building a Team [00:18:45] Creating Win-Wins [00:23:09] Contact Information [00:24:15] -------------------------------------------------------------- Connect with Andrew: Instagram: https://www.instagram.com/keelteamrealestate/ Facebook: https://www.facebook.com/keelteam6/ Linkedin: https://www.linkedin.com/company/keel-team-real-estate/   Connect with Sam: I love helping others place money outside of traditional investments that both diversify a strategy and provide solid predictable returns.     Facebook: https://www.facebook.com/HowtoscaleCRE/ LinkedIn: https://www.linkedin.com/in/samwilsonhowtoscalecre/ Email me → sam@brickeninvestmentgroup.com   SUBSCRIBE and LEAVE A RATING. Listen to How To Scale Commercial Real Estate Investing with Sam Wilson Apple Podcasts: https://podcasts.apple.com/us/podcast/how-to-scale-commercial-real-estate/id1539979234 Spotify: https://open.spotify.com/show/4m0NWYzSvznEIjRBFtCgEL?si=e10d8e039b99475f -------------------------------------------------------------- Want to read the full show notes of the episode? Check it out below: Andrew Keel (00:00:00) - they're not gonna wanna sell right when you call 'em, right? They're, you're kind of caught 'em off guard. But it's getting the details on the property, seeing how it's performing, and then following up with them because life happens. I, I, if, if this cold calling has taught me anything, it's that, hey, you know, people are one heart attack away from fire sailing their property. It's all timing and being there when you know something happens to help give them a solution, right? A, a fast exit, uh, because that's, that matters in today's world.   Intro (00:00:27) - Welcome to the How to Scale commercial real estate show. Whether you are an active or passive investor, we'll teach you how to scale your real estate investing business into something big.   Sam Wilson (00:00:40) - Andrew Keel is the c e o of Keel team llc and m h u Top 100 owner of manufactured housing communities with over 2000 lots under management. His team currently manages over 30 manufactured housing communities in 11 self storage facilities. Andrew, welcome to the show. Thanks   Andrew Keel (00:00:56) - For having me. Excited to be here, Sam.   Sam Wilson (00:00:58) - Absolutely. The pleasure is mine. Andrew, there are three questions I ask every guest who comes in the show in 90 seconds or last, can you tell me where did you start? Where are you now, and how did you get there?   Andrew Keel (00:01:07) - Started flipping houses around central Florida, uh, through a yellow letter I mailed out. I found two mobile homes, uh, uh, that, that I ended up buying and selling on contract. Ended up meeting a, a park owner and he took me under his wing and, and said, Hey, this is how you syndicate deals and raise money from investors. So now I've been doing that for seven years, and we own, uh, over 2000 lots, across 33 mobile home parks and 11 self storage facilities.   Sam Wilson (00:01:37) - Wow, that's amazing. That's absolutely amazing. Tell me, I guess, what, uh, what's the market sentiment and what it is you're doing right now?   Andrew Keel (00:01:46) - The market sentiment? You know, I think it's, uh, I think there's some, some ups and downs. You know, there's some, there's some landlords out there that have kind of given mobile home park investing a black eye, I would say from, you know, raising rents too fast and, and, and kind of, you know, predatory landlording is, is kind of, you know, going around. So there's some of that out there. Uh, but then there's good operators that are doing it the right way, right? Like, you know, rent's gotta go up, but you gotta fix that deferred maintenance, you gotta improve the properties and make 'em better. And I think there's a win-win there for the tenants and for the investors. So, uh, it's just finding the right operators. Yeah,   Sam Wilson (00:02:23) - No, that, that's absolutely right. Uh, I want to hear, you know, what, what it is that you guys are doing right now. Uh, like who is your target seller? What, what's that, what's that look like for you?   Andrew Keel (00:02:36) - Target seller is, uh, we have a, an acronym, it's called goat and it stands for Gray, old and Tired . And in our c r m we don't pursue any deals unless the owner is a gray, old and tired, uh, owner of commercial real estate, specifically mobile home parks and self storage facilities. Uh, through our sales team, we make over a quarter of a million cold calls to mom and pop owners of, uh, self-storage and, uh, mobile home parks every year. And that's where we buy all of our deals or are off market, uh, direct to owner. And, you know, we've just found that, you know, when we're buying from mom and Pops, we're able to get, you know, uh, typically better deals, but mainly we're buying properties that are not being efficiently run. And when we take them over, you know, there's very easy to see things like, Hey, having your rent roll be digital and software instead of on a yellow pad of paper. Little things that we can do to tweak the operations to make it better. And hey, if that's how they're running the rent roll, imagine what else they're doing that we could tweak to more efficiently and and increase the No, I, so yeah, that's, that's our nutshell. Yeah.   Sam Wilson (00:03:46) - And, and I think anytime, and of course the, the manufacture to housing community space, even for the last decade has certainly been undergoing its fair share of sophisticated ownership groups. Uh, in fact, I would say it's probably more on that front than maybe less at this stage, cuz it's, it's been such a hot, uh, a hot, um, asset class to be buying in. But tell me some more other efficiencies maybe that you guys see some sophistication that you can bring to the table at scale, maybe that a mom and pop owner just can't afford to do with a single property.   Andrew Keel (00:04:20) - Yeah, I mean, the big one that comes to mind is sub metering the, uh, water and the water usage, right? The under each home, you know, now there's technology out there with internet connections. The sub meters actually have internet connection and will in real time notify you of high usage. So if they go over, uh, you know, high usage, we can stop it, right? You know, very early on, instead of waiting 30 days for us to get a, uh, uh, an invoice in the mail from the water company telling us that we have a water leak because our water bill is double right. You know, we're able to just react in real time where the mom and pops, they may not even be billing back for the water and sewer. They may just be including that in lot rent. So not only were we billing it back, but we're also catching leaks earlier to, you know, reduce that potential expense.   Sam Wilson (00:05:07) - Yeah. And it's small stuff like that. I mean, I don't know what, what do those meters cost you on a, on a per home basis?   Andrew Keel (00:05:14) - Let's say 500 bucks all in with installation.   Sam Wilson (00:05:17) - Okay. But, okay, so 500 bucks, let's assume it's a hundred pad, uh, a hundred, a hundred pad park, that's 50 grand, right? And so that's right to a mom and pop owner, that's a tough pill to swallow. Like, man, you know, I don't know. That's, we, we run this park and that's $50,000 and you know, he probably had a, had a new truck in 10 years, so, you know, he's looking at a new truck or backfilling water and goes, I think I'll just take the new truck. Uh, cuz you know, if you have to choose how to spend his money, where you look at that and say, how can we not put that amount of money into these parks? It just, it just makes financial sense.   Andrew Keel (00:05:52) - Like, for example, a park we bought it had water leaks and it was losing $2,000 a month on the water sewer recapture. Wow. So if you take 2000 a month, month, it times up by 12 months gives you 24 K a year in additional expense. If you're able to, you know, add 24 K in NOI to that property and then add a seven cap, you know, you just saved $342,000 over $342,000. So to spend 50 k to make 342,000, we're gonna do that every day of the week.   Sam Wilson (00:06:26) - For sure. For sure. You call me when you have that next, uh, next, uh, you know, uh, opportunity right there. If I can do that in a year, I'll, I'll, I'll be all, I'll be all about it. Thanks, Andrew. Um, no, that's fantastic. I love that. I love that. Let's get into the, the, the 250,000 cold calls comment. I mean, that's mind boggling. Are there 250,000 self-storage and or mobile home? Are there, are there that many combined in the United States   Andrew Keel (00:06:53) - That there there's not, yeah, there's about 50,000 or so of each asset class. Okay. And obviously, you know, for mobile home parks, that number's going down every year because it's really hard to get new ones developed and the existing ones are being torn down and turned into apartments or, or something else. Uh, you know, for it's self storage is obviously being built up, you know, uh, more and more. But, uh, you know, a lot of that is recurring calls. You know, they don't pick up, you know, you're leaving voicemails, you're doing different things. But, but yeah, I think that is our niche. And you know, for example, we have a $4 million property under contract right now that's supposed to close at the end of the month, a hundred percent owner financing. Wow. At 6% and a seven year term and 25 year amortization. Okay. So like a hundred percent l t v, you know, and, and do your return metrics on that when all of the capital you're raising is for improvements. Hmm.   Sam Wilson (00:07:48) - Mm-hmm. . That's amazing. That's amazing. Awesome. And people, people will tell you that those deals don't exist, but you're, you're living proof that that, that they do in fact still exist. What's it, what's it been like, give us some insight onto building a cold calling team and even getting the deal flow and data right? Such that that team can then continue to produce those phone calls. I mean, that's, that's a whole process all itself. Yeah.   Andrew Keel (00:08:13) - Oh, it a hundred percent is, yeah. We used a, a software called Reonomy to help identify property owners and get their contact information and then, you know, really identifying the team. You know, we found that it's better to get sales guys that can work part-time because do it eight hours straight of just cold calling. You're gonna lose energy and you're gonna, by the end of it, you're not gonna be as productive. So we have, uh, a team that works part-time, you know, four hours a day, right. In the mornings typically. And, you know, they're on a dialer, so they're hitting, you know, multiple numbers at once, you know, reaching out to people and, and it's been really productive for us, you know, building those relationships, you know, hey, they, they're not gonna wanna sell right when you call 'em right? They're, you're kind of caught 'em off guard, but it's getting the details on the property, seeing how it's performing, and then following up with them because life happens. I, i, if, if this cold calling has taught me anything, it's that, hey, you know, people are one heart attack away from fire sailing their property. It's all timing and being there when you know something happens to help give them a solution. Right. A a fast exit. Uh, because that's, that matters in today's world.   Sam Wilson (00:09:18) - It, it certainly does. And I was the unfortunate recipient of some news on some deals we'd been chasing a couple years ago. And, uh, you know, the seller at that point was just hard and fast. No, no, no, not gonna do it. And then, uh, I found out today that all the whole portfolio had traded hands. And I'm like,   Andrew Keel (00:09:34) - It's my own   Sam Wilson (00:09:34) - Fault for not staying in front of them. Right. I mean, it's my own fault. Those are lessons learned the hard way where you just go, okay, you've got to, like you said, it's one heart attack away from suddenly going, Hey, we're gonna fire sale this. You know, I got three months left to live maybe and I don't really care anymore, so somebody buy it so I can go do what I want for the next 90 days. Uh, yeah. And   Andrew Keel (00:09:52) - Right now, you know, with what's going on with all these, uh, interest rate caps that people are buying and, and what happened with these variable rate loans, you know, I think, I think there's more and more forced sellers than there are, uh, you know, people that, that would desire to sell, you know, at, at the right time. So there might be some opportunity there. Do   Sam Wilson (00:10:10) - You think it's happened because it's certainly, I've seen it happen in the, um, multi-family space. I hadn't really heard or thought much about it in the manufactured housing or community, uh, space. People taking on bridge debt, bridge debt is now coming due. They need to refi, but they can't, cuz it doesn't make sense. They're, they're doing cash in refis. I mean, are you guys seeing that in your, in your, uh, asset class as well?   Andrew Keel (00:10:35) - Not a ton of it. You know, I think it's still early even for multi-family. You know, I think it, it's still early, but there were some operators out there that took variable rate loans and now are negative cash flow. And I mean, I, I've seen it, right? These CMBS lenders are vicious. They will take your property back. They want to take your property back. Right. So it, it, it's really, you know, a matter of time before we see blood in the streets.   Sam Wilson (00:11:00) - Yeah. Yeah. That's unfortunate. Yeah. And that's, uh, and again, you know, I haven't seen it a lot in the multifamily space, but certainly have heard the rumblings and have, uh, you know, talked to some lenders and people that have indicated that they're, that they are seeing that, uh, indeed occur on the, especially on the cash and refi side, on, on multi-family properties, which has gotta be a painful situation Oh. Uh, for everyone. Uh, especially   Andrew Keel (00:11:21) - Everyone, especially   Sam Wilson (00:11:22) - Your investor base. Um, so yeah, that's, uh, let's talk about the affordable housing crisis. I mean, it's something, you know, we hear that those three words put together all the time, and you're in a space that is a, like you said, it's, it's a, it's not just a constrain, but it's a dwindling supply space. So what are you guys doing on that front to preserve and or create more affordable housing?   Andrew Keel (00:11:44) - Yeah, great question. I love talking about this because, you know, this is the win-win, right? You know, we're, we're buying these properties from mom and pops who have let things kind of dwindle, right? Like, we're buying properties that are 70% occupied, you know, so there's, there's more lots sitting there, but the mom and pops just don't have the effort. Or like you said, the, the funds to go and buy homes, bring them in and set 'em up on those lots, right? So when we're able to rejuvenate a property and come in with a lot of energy and a lot of new capital, it, it just, it, it is so awesome. That is why I love doing this business because I'm able to see lives change. I'm able to add affordable housing units to markets that desperately need it. And at the same time, I'm able to create a win for our investors because they're able to get great returns on their investment and also get great tax benefits because of these, these mobile home parks.   Andrew Keel (00:12:33) - But I think, you know, still the majority of mobile home parks, like over 60% are still owned by Mom and Pops mm-hmm. , and they've just kind of used these things as a retirement vehicle and haven't reinvested into them. So, uh, that vacant lot scenario is where we're adding affordable housing units. And, you know, the, the high level econ 1 0 1 is like, hey, the supply of mobile home parks are shrinking every year. That's like unknown. Just type in, you know, mobile home parks, uh, shutting down into Google and see what pops up. It's, it's all over the news because, uh, deferred maintenance, because redevelopment, you know, you name it. And we're able to buy these properties and keep them mobile home parks and increase the occupancy so that we're adding affordable housing. And, and that just matters that, that matters because we desperately need it. Manufactured housing can be built for around $50 a square foot where site built housing is over a hundred dollars a square foot. So it's like there's a huge win here, uh, to be had. And, uh, yeah, I'm excited to be able to add to that supply.   Sam Wilson (00:13:36) - Tell me about, tell me about, um, maybe community engagement inside of your, uh, communities. What's something you guys are doing on that front? Obviously retention of your, um, residence is probably a lot easier in your space, but are there things that you're doing to really improve the, um, just kinda the holistic experience of someone living in your communities?   Andrew Keel (00:14:00) - Yeah, I think the first thing is we always have an onsite manager that is, is a tenant that lives in our park. You know, and, and just giving them that point of contact really makes it feel, you know, more like a community because they connect everybody. They're talking with everybody. Uh, that has been huge. You know, we're, we're buying from mom and pops who have self-managed Yeah. And maybe they live a couple hours away and they don't make it to the property. Uh, you know, every month where an onsite manager that's working, even if they are part-time, you know, Monday, Wednesday, Friday, you know, you know, and whatever the, the hours are. But it's just good to have someone there that they can talk to and they can work through stuff and see the options. You know, we noticed that in, uh, during c o d, you know, there was a ton of rental assistance programs, but there was no one to like hold the, the hand of the tenants and help get them signed up for these.   Andrew Keel (00:14:49) - So our onsite managers really carried that load and, and sat down on the computers and helped, helped our tenants sign up for these rental assistance programs. And, you know, that is a huge burden off of their back. Now they can spend the money that they have on food and other resources instead of needing to worry, you know, they got thousands of dollars for their rental assistance and that was just a huge help. So having onsite managers and then obviously communicating well with our, with our resident base is, is huge for us. So those are two things, community engagement wise, uh, that we make sure to do every year.   Sam Wilson (00:15:19) - Yeah, no, I think that that's really, really cool. Thank thanks for sharing the insight on that. Yeah. And having that local, that person that's right there, living one of your neighbors. I mean, I think that would be just a huge, um, just a huge thing that would really, you know, again, not just resonant retention, but but from a, a, uh, feeling like you belong there sort of thing would, would make a big Yeah. A big difference on that front. You mentioned bringing homes in. So you buy a park, use the example, you said it's 70% occupied, that means, let's call it a hundred. I don't know how many units was there, but let's just make a number up and say it's a hundred. So you got 30 open slots, you're gonna bring houses in. Are you guys then selling those to your residents? Are you using those as park owned homes? What is that? What's your plan there?   Andrew Keel (00:16:02) - Our plan is, is we want tenant owned home communities. It's just more scalable and, and we're, we want to rent out the dirt, not the homes themselves. Right. You know, a lot of people don't, don't think about this, but manufactured homes are built differently. The drywall is not the same size that the windows are different sizes, the doors are different sizes. You can't just go down to the Home Depot and get some of these materials. So you're gonna have to special order them and, and ship them in. And, you know, with the logistics issues we've had the past couple of years, that can get expensive. So we don't want to own the homes. We want our tenants to own the homes and we will sell them, uh, sometimes via like a, a, a lease option or a, you know, a, a a rent credit program where they will make monthly installments towards purchasing the home. Uh, but mostly, uh, you know, there's financing companies out there as well, like Triad and PEP Lending that will finance our tenants and then we will just, you know, get law rent.   Sam Wilson (00:16:56) - Got it. Got it. So you guys aren't even directly buying the homes, you're just connecting the buyers with the, uh, manufactured housing, uh, manufacturers. Is that right? Or are you guys buying 'em, bringing 'em in and then connecting them? Some   Andrew Keel (00:17:09) - Sometimes. But, you know, everybody likes it with a bow on top and ready to go. So, we'll, we'll actually get the homes in and there's a program called Cash Program at 21st, uh, mortgage where we, we'll buy the homes or we won't even have to buy the homes. We'll get the homes moved in, get 'em set up on the lot, and then we'll market them and then, you know, funnel, uh, interested buyers to this 21st mortgage who's a part of Berkshire Hathaway and that whole, uh, you know, Clayton Homes, you know, Warren Buffet deal and they will finance our tenants.   Sam Wilson (00:17:38) - Got it. Oh, that's cool. I like that. I like the way you put that with, everybody wants it with a bow on top, cuz that's that's absolutely true. I know here, and again, I haven't had, uh, we haven't talked mobile home parks on this show probably, uh, maybe six, seven months. So I know the last time someone came on and really dove deep into the mobile home park space, even then they were experiencing just some supply chain constraints as it pertained to getting new homes, getting things on the lots. Has any of that lessened, or what's that look like now?   Andrew Keel (00:18:06) - Yes, it has lessened, you know, it was 18 months to order a home and it wasn't come in for 18 months. It was crazy. Wow. Back in Covid and all the, you know, the logistics issues. Uh, but now we're down to about four months. Okay. So we'll order it and four months it's coming in, which is amazing. I mean, I'm, you know, very grateful for that because 18 months was just so hard. And then they, they wouldn't tell you it was 18 months. Right. They'd tell you it was gonna be 12 months. Right. And then they'd push it back and then they push it back, and then it ended up being 18 months. So imagine your proforma when you're planning on income at, at month 13, and you're not getting until month 19. So there was a lot of operators hurting at that time, but things have improved on that front.   Sam Wilson (00:18:45) - Oh, that's great. That's great. I'm glad to, glad to hear that. Yeah. That's one of those things that, uh, like you said, if it's, if it's, you can't, you can't underwrite, you know, when, when timelines aren't kept from your manufacturers, you just can't, you can't stick to it. Tell me about this. You've built a team. You've, you've gone from, I think you started in fixing flip, is that right? If I'm remembering your story correctly in the beginning Yep. Picks and flipping. Yep. Now you've grown this, this huge mobile home park, uh, or mobile home community business. You've got team members, you've got cold callers working all day. You guys are selling homes, you're buying communities. I mean, you're going like gangbusters. What is one thing you feel like you've done really well that maybe somebody that's just starting out and or you know, has a little traction should emulate   Andrew Keel (00:19:28) - Hiring overseas? Hiring overseas and siloing off, you know, tasks and then documenting really well, if, if I was gonna, you know, do it all over again, I would've done that earlier. You know, you can hire more loyal and, uh, you know, less expensive help overseas that will be, will be just fully capable and then some to execute. And, you know, I, if you can do that, I, I really think every business owner should really explore hiring some overseas help. Mm-hmm.   Sam Wilson (00:20:02) -  mm-hmm. . Yeah. Absolutely. Absolutely. When it comes to things that maybe rewind the tape a little bit and, you know, you said, gosh, I could have done this better. What are, what are some of those things that come to mind?   Andrew Keel (00:20:15) - Yeah, man, I, uh, in my early days, you know, when we were just hiring people, uh, we didn't do like a personality assessment or anything like that to see if they would actually be good in their role, uh, long term. So we had a lot of turnover, uh, because it was, hey, we, we put someone that was not detail oriented in a role that required, you know, very detail oriented, uh, personality types. So now we use a system called the Predictive Index. Mm-hmm. . And it does a, a cognitive and a personality assessment. And it's just aligned our team with the roles and we're, we're fighting. They're staying longer, they're happier, you know, because we're playing to their strengths. So that's been huge for us.   Sam Wilson (00:20:59) - Yeah. Man, what a powerful thing that is. I can, I can just speak, uh, and completely agree with you on that front. Using a personality assessment and familiar with predictive predictive index, the disc test. A lot of those, uh, you know, maybe one, one, I don't know if one's necessarily better than the other, but I've used them both. And, uh, gosh, I was even having a conversation with a new hire yesterday when I was like, wait, I can refer back to your, um, personality test that you took. And I recognize that I need to speak to you and engage with you in a different way such that you understand what it is I'm trying to say. And, and give you what you need to go do your job.   Andrew Keel (00:21:38) - And Exactly.   Sam Wilson (00:21:39) - And I, that's so powerful. It's so powerful and I so powerful. And actually this, there was a team member that we just, this is the same team member we just brought on, but I had a role, I wanted to hire this particular, I wanted to fill this role and I already knew this person. I wanted to put her in that role. She did the personality test and I said, no, but there's another kind of blended role that we can put you in that will do a little bit of those things, but fill the gap over here much more meaningfully based on your skillset. She's way happier and she's crushing it. It's like she That's awesome. No, it is awesome. So I just thank, thanks for sharing that. Cause I think if people aren't utilizing those very, and they're not expensive.   Andrew Keel (00:22:17) - No, they're not. No.   Sam Wilson (00:22:19) - And it makes all the difference in the world. So I can just testify to what you've just said as a, as a leader, um, how powerful that is when we're building out, uh, our teams on that front. So very, very cool. You, you've shared with us so much here today, Andrew, on how to build a team, talking about, you know, making 250, which is an astounding number thousand cold calls, how you guys are buying, you're buying everything offline, buying from, from, uh, you know, mom and pops, how you're bringing sophistication to the industry in this space. We didn't even get a talk about self-storage. I mean, you guys are buying in, in, in that department too. Maybe you'll have to come back on show number two and tell us how you're, how you guys are finding opportunity on that front. Is there anything else really that comes to mind today that you'd say, man, Sam, these are some things that I really wanna share with your listeners that are relevant to what we're doing and that, uh, I think will make a difference?   Andrew Keel (00:23:09) - Yeah. I would say at, at the end of the day, uh, you know, being willing to, uh, give back and, and try to create win-wins, you know, in, in your business, right? Like, uh, our, our goal is not to make as much money as we humanly can, right? At the end of the day, it's creating a win-win for our residents. Mm-hmm. . So they're happy. And by doing that, they're gonna stay longer and it's gonna be a win for our investors because they're gonna have more reliable, uh, income and, and, you know, income and distributions off of their investments. So that's, that's something I can go to bed at night and lay my head down knowing, hey, I'm doing, I'm doing good in the world. I'm adding affordable housing and I'm, I am, you know, keeping these assets as mobile home parks in, in my case, uh, where otherwise they might have been redeveloped and, and turned into something else and these people would've lost, uh, lost their homes and lost their living arrangements. So, uh, yeah, I'll just spin that way.   Sam Wilson (00:24:06) - Awesome. Andrew, thank you for coming on the show today. I do appreciate it. Certainly learned a lot from you. If our listeners wanna get in touch with you and learn more about you, what is the best way to do that?   Andrew Keel (00:24:15) - Best way to do that would be to check out my website, it's keel team.com. That's just K e E L t e A m.com.   Sam Wilson (00:24:25) - Kehl team.com. We'll make sure we put that there in the show notes. Andrew, thank you again. Have a great rest of your day.   Andrew Keel (00:24:31) - Yeah, thank you so much, Sam.   Sam Wilson (00:24:33) - Hey, thanks for listening to the How to Scale Commercial Real Estate Podcast. If you can, do me a favor and subscribe and leave us a review on Apple Podcast, Spotify, Google Podcast, whatever platform it is you use to listen. If you can do that for us, that would be a fantastic help to the show. It helps us both attract new listeners as well as rank higher on those directories. So appreciate you listening. Thanks so much and hope to catch you on the next episode.      

This week Lauren and Ivy discuss Frankenstein, coffee vending machines and the creepy auto shop at Split River High! Follow us on Instagram and Twitter! @justforapodcast Shop our merch store! https://teespring.com/stores/just-for-a-podcast Leave us a voice message! https://podcasters.spotify.com/pod/show/justforapodcast/message https://campsite.bio/justforapodcast --- Support this podcast: https://podcasters.spotify.com/pod/show/justforapodcast/support

New to Fierce? http://fierce.church/new/  --  Join the online family! https://fierce.online.church/  --  Partner with us and impact people around the world! https://fierce.church/give/

S A U N A i E Presents Mental Health Stigma Q u o t e s: Give Yourself Credit for The Days You Made it when you thought you Couldn't. 2nd: Your Past is a Lesson, Not a Life Sentence. Forgive Yourself & Focus on The Future. S e g m e n t s: MENTAL HEALTH STIGMA DiD You Know: According to the World Health Organization Two-Thirds of People Living with Mental Health Conditions Don't Seek Professional Support Likely Due to the Stigma around Mental Health. I Bet You're wondering What's The Stigma Surrounding Mental Health Mental Health Stigma is the Negative Assumptions, Attitudes, & Beliefs about idividuals, who experience Mental Health conditions, for example Believing that someone's Mental Health Challenge is their Fault. WHY IT MATTERS? - Stigma causes people to feel ashamed for something that is out of their control. Worse, stingma prevents people from seeking the help they need. HOW DOES STIGMA OCCUR? - Stigma happens on multiple levels. - From Society = Public Stigma - From the Gov't & Organizations = Institutional Stigma - From Others = Interpersonal Stigma - From Ourselves = Internalized Stigma - When Stigma goes unchecked, it leads to discrimination by employers, by society, & by the Gov't which results in less opportunity & less access to care. HOW CAN WE ERASE MENTAL HEALTH STIGMA? 1. Talk openly about Mental Health within your family, friends, at work, on social media. 2. Educate yourself & others - respond to misperceptions or negative comments by sharing facts & experiences. 3. Be Conscious of Language - Remind people that words matter. 4. Encourage Equality between Physical & Mental Health conditions - draw comparisons to how you would treat somone with cancer or diabetes. 5. Show Compassion for those with Mental Health Conditions 6.Be Honest about Treatment - Normalize Mental Health Treatment H o u s e k e e p i n g Share. Subscribe. Review o u t r o: The Truth is, Everyone is going to Hurt You. You just got to find the ones worth Suffering for. --- Send in a voice message: https://podcasters.spotify.com/pod/show/saunaie/message Support this podcast: https://podcasters.spotify.com/pod/show/saunaie/support

Nun da künstliche Intelligenz auch die menschliche Kreativität immitieren kann, fragt sich Westerman, was Mensch und Maschine unterscheidet. Die Antwort: «An Inbuilt Fault» - die uns Menschen angeborenen Fehler. Will Westermans zweites Album ist das Plädoyer auf menschliche Emotionen und Fehler. 2019 erhielt der in Athen lebende Musiker Westerman die Auszeichnung «Sounds! Artist to Watch». Ein Jahr später veröffentlichte er sein Debütalbum «Your Hero Is Not Dead». Will Westermans Debütalbum erschien mitten in der Coronapandemie. Diese Zeit war für den gebürtigen Briten geprägt von intensiver Isolation, Einsamkeit, Herzschmerz und Grauen, wie er schreibt. Mit dieser Zeit rechnet er auf seinem zweiten Album «An Inbuilt Fault» ab. «An Inbuilt Fault» ist aktuelles Sounds! Album der Woche. Ihr könnt täglich Vinyl undCD gewinnen - nur live im Radio.

This week on the show I have 2 case studies. A 2013 Chevrolet Equinox that cranks but won't start & a 2008 Toyota Prius that won't ready up. Website- https://autodiagpodcast.comFacebook Group- https://www.facebook.com/groups/223994012068320Email- STmobilediag@gmail.comPlease make sure to check out our sponsor! Automotive Seminars- https://automotiveseminars.com/

The goal of raising a puppy is to prevent unwanted behaviors from developing so that you can live harmoniously with your puppy. Most new puppy owners allow most unwanted behavior to develop, even reinforcing the behaviors in the puppy. The behaviors I get called the most to help “fix” are play biting, jumping, barking, chewing, and pulling on the leash.  Once the puppy has associated the unwanted behavior with something that's ok for them to do, they will keep doing it. It only takes 1-2 times for the puppy to rehearse an unwanted behavior, such as play biting, jumping, barking, or chewing furniture, for the behavior to be programmed into their software (brain).How to prevent unwanted behaviors:Stop reinforcing themStop allowing them to developFind replacement behaviorsFREE GIFT: Download the chart below to help identify unwanted minor puppy behaviors and teach a replacement behavior. Download the chart here https://www.puppytraining.dog/bemod-chartRESOURCES:Podcast Website: http://puppytalkpodcast.comSponsor Website: http://topgundogtraining.comSponsor Website: http://puppytraining.dogDale's books: https://www.amazon.com/author/dalebuchanan

Trans Navy & Prager Holding Hands - It’s Not Fauci’s Fault! + Weekly Wrap Up w/ Pastor Toby Support Us & Sign up for a FLF Club Membership! https://flfnetwork.com/product/fightlaughfestclub/?attribute_member-tier=silver-monthly Sign up for the FLF Conference at the Ark Encounter! (Oct 11-14) https://flfnetwork.com/the-politics-of-six-days-creation-conference/

Trans Navy & Prager Holding Hands - It’s Not Fauci’s Fault! + Weekly Wrap Up w/ Pastor Toby Support Us & Sign up for a FLF Club Membership! https://flfnetwork.com/product/fightlaughfestclub/?attribute_member-tier=silver-monthly Sign up for the FLF Conference at the Ark Encounter! (Oct 11-14) https://flfnetwork.com/the-politics-of-six-days-creation-conference/

On Second-Listen Saturday, we share moments from past episodes for your weekend listening pleasure. This discussion is from August 2019.​​When you're juggling as many balls as we are, sometimes one or two get dropped. We obsess about these mistakes, and particularly the shame of admitting to them right when we've worked up a good rant about how they're someone else's fault. Mentioned: Low-Effort Ways to Annoy Your Teen from Annie Get Your Gum.

Trans Navy & Prager Holding Hands - It’s Not Fauci’s Fault! + Weekly Wrap Up w/ Pastor Toby Support Us & Sign up for a FLF Club Membership! https://flfnetwork.com/product/fightlaughfestclub/?attribute_member-tier=silver-monthly Sign up for the FLF Conference at the Ark Encounter! (Oct 11-14) https://flfnetwork.com/the-politics-of-six-days-creation-conference/

Today you'll learn about how video calls can add to social anxiety, how new technology is able to discover the secrets of the Denali Fault, and what goes into designing a new spacesuit for astronauts! Find episode transcripts here: https://curiosity-daily-4e53644e.simplecast.com/episodes/zoom-doom-denali-fault-modern-moon-suitZoom Doom“Alcohol and Zoom: A Recipe for Depression?” by Renee Engeln PhD. 2023.https://www.psychologytoday.com/us/blog/beauty-sick/202303/alcohol-and-zoom-a-recipe-for-depression“Where to Look? Alcohol, Affect, and Gaze Behavior During a Virtual Social Interaction.” by Talia Ariss, et al. 2022.https://journals.sagepub.com/doi/10.1177/21677026221096449“Self-focused attention and negative affect: a meta-analysis.” by Nilly Mor & Jennifer Winquist. 2002.https://pubmed.ncbi.nlm.nih.gov/12081086/Denali Fault“Researchers uncover secrets of how Alaska's Denali Fault formed.” N.A. 2023.https://beta.nsf.gov/news/researchers-uncover-secrets-how-alaskas-denali“Collaborative Research: Understanding lithospheric structure and deformation in Alaska via integration of seismic imaging and geodynamic modeling.” By Karen M. Fischer, et al. 2022.https://www.nsf.gov/awardsearch/showAward?AWD_ID=1829401&HistoricalAwards=false“Denali's Fault.” N.A. 2003.https://earthobservatory.nasa.gov/features/denaliModern Moon Suit“NASA unveils new spacesuit specially tailored for lunar wear.” By Steve Gorman. 2023.https://www.reuters.com/lifestyle/science/nasa-unveils-new-spacesuit-specially-tailored-lunar-wear-2023-03-15/“Why did we stop going to the Moon?” n.a. N.d.https://www.rmg.co.uk/stories/topics/why-did-we-stop-going-moonFollow Curiosity Daily on your favorite podcast app to get smarter with Calli and Nate — for free! Still curious? Get exclusive science shows, nature documentaries, and more real-life entertainment on discovery+! Go to https://discoveryplus.com/curiosity to start your 7-day free trial. discovery+ is currently only available for US subscribers.

CW: Talks of abuse, body image & traumaWhat is PTSD (Post Traumatic Stress Disorder)?Let's talk about what people with PTSD experience, triggers & how do you ‘get' it? Also, what happened to me when I got triggered recently, what you should NEVER do around people with PTSD (or in general) & how PTSD presents. Alsooooo, speaking on why your trauma is NOT your fault, an update on my body dysmorphia & more!*currently inactive on social media until November 2023*IG/TikTok: @manicandmedicated_ 

We have made our kids stupid by putting a wedge between kids and parents ability to help them with their homework plus the left comes for the Supreme Court now that it doesn't hold up their preferred policies.

We have made our kids stupid by putting a wedge between kids and parents ability to help them with their homework plus the left comes for the Supreme Court now that it doesn't hold up their preferred policies.

In this episode, Chrisel, an Occupational Therapist, shares her insights into the profession. Chrisel focuses on the value that Occupational Therapists can provide, and she talks about the many different reasons why someone might consider seeing an Occupational Therapist.One thing that Chrisel mentions that is important to here is her message to parents: ‘It's Not Your Fault'. Chrisel talks about how sometimes parents can feel hurt and guilty if their doctor suggests Occupational Therapy for their child. It's not their fault that their child might be a little behind in developmental stages; it's not their fault that their child might benefit from seeing an Occupational Therapist.Find Let's Chat Healthcare on Spotify, Apple Podcasts, and Google Podcasts. Spread the word and encourage others: Let's Chat Healthcare.

Why are we dumber than ever?   To advertise on our podcast, please reach out to sales@advertisecast.com or visit https://www.advertisecast.com/TheJeffWardShow

JP Morgan Chase is set to take over the failed First Republic bank after it collapsed in the third major bank failure in the past two months in America. The media world has grown in scale and complexity to such an extent the knowledge of how it can best be used to maximum advantage seems more and more open to the individual specialist. Former Sen. Joe Lieberman, the Connecticut Democrat-turned-Independent long known for his centrist views, voted for Joe Biden in 2020. But as Biden's reelection campaign begins, Lieberman is preparing to recruit a third-party candidate capable of defeating the Democratic president. When it comes to the news media and the impact it's having on democracy and political polarization in the United States, Americans are likelier to say it's doing more harm than good. Chicago Mayor Lori Lightfoot (D) is begging Texas Governor Greg Abbott to not send any more illegal aliens to the Windy City — despite the fact that just two years ago she signed measures “strengthening” Chicago's status as a sanctuary city.See omnystudio.com/listener for privacy information.

AP correspondent Jennifer King has more on AP Poll Media Trust.

Books Mentioned The Bandit Queens by Parini Schroff The Kaiju Preservation Society by John Scalzi Tea Three Cats Tea by Traveling Tea for Left Bank Books

Come Transform in Tulum with me and your future soul sisters this June 15-20 at the Passport to Manifest Retreat. Get to Know Yourself Deeply, Rewrite Your Story & Embody Your Best Self to Manifest Your Dream Life! LET'S CONNECT ON SOCIAL Instagram Tiktok Pinterest

Here are Nick, Wildes and Broussard's debates on the hottest topics in sports this past week: 00:00 Nick's NBA Title Pie 11:57 What will the Jets look like with Aaron Rodgers under center? 22:22 Surprised Devin Booker outplayed KD in series against the Clippers? /What is Russell Westbrook's future? 33:38 Is the “Best Player in the World” label now open with Giannis' early playoff exit? 40:44 Broussard's Under Duress List 51:19 Who is at fault for the Bucks playoff collapse to the Heat? 57:33 Lamar Jackson and the Ravens agree to record-breaking 5-year deal Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey Joy Seekers, Commitment: I joyfully promise, from this moment on, to never give up my dreams and goals. I choose to remember always that the whole world is mine to explore, and I need never be alone in figuring it out and making it just right.  That I was born worthy and loveable without condition and whatever brought me to this place is just the journey to my present and future self and not the sum total of who I am or who I will become   ACIM lesson 22 "What I see is a form of vengeance" 1.    Today's idea accurately describes the way anyone who holds attack thoughts in his mind must see the world. ²Having projected his anger onto the world, he sees vengeance about to strike at him. ³His own attack is thus perceived as self defense. ⁴This becomes an increasingly vicious circle until he is willing to change how he sees. ⁵Otherwise, thoughts of attack and counter-attack will preoccupy him and people his entire world.   4 steps to stop people pleasing- 1)   Awareness: Curiously and compassionately start watching what you are doing (start building a different relationship with yourself. 2)   Thought swapping: Find a believable thought, I'm safe to help your nervous system down. Know that they are survival thoughts 3)   Curiousity what you want them to think about you, or what are you trying to avoid feeling about yourself. Underneath people pleasing is some kind of reward 4)   Pick a new intentional thought to practice in response to what you want to feel so you can feel that way.  I am a good friend in many ways even if I don't want to go to the show. 5)   Rinse and repeat until it becomes your default method. If you want to unf*ck your mind and figure sh*t out so you can live the passionate life of your dreams without jumping off the roof contact me at: nikki@drnikkineretin.com or schedule a ⁠⁠⁠⁠⁠Figure sh*t out together⁠⁠⁠⁠⁠ session and feel 50% better quickly and see if you want to work together. #nikkineretin#drnikki#drnikkineretin#unfuckyourbrain#figuringshitout#youngadults#anxiety#findyour passion#depression#trauma#thelifecoachschool --- Send in a voice message: https://podcasters.spotify.com/pod/show/drnikkineretin/message

They're back for 2023! The Hauraki Big Show with Jase, Mike and Keyzie answering your questions, reading your jokes and solving your problems on the Big Show Podcast Outro! Need some advice of your own, or have any jokes? Get in touch with us on the Big Show Instagram @haurakibigshowSee omnystudio.com/listener for privacy information.

The World Is Whirling In Many Storms Right Now! It's Crazy Out There, And Dark! And yet, we all have those things that we are personally raging war against as well. Maybe You're In A Storm Right Now. Maybe it's a storm named divorce. Maybe it's a storm called money, or loss of a career. Maybe it's friendship. Maybe loneliness. Maybe grief or addictions. Kids, in-laws, friends. Maybe it's a storm called cancer.   Sometimes We Wonder Where Is God In The Midst Of Our Struggles. Why is God allowing this to happen? We usually don't understand, (even if we're the culprit, it still doesn't seem fair or right.) Yet God is there. His name “Immanuel” means, God WITH us. In Matthew: 1:23 it says, “Behold, the virgin shall conceive and bear a son, and they shall call His name Immanuel” (which means, God with us.” That's our theme. It's really believing and trusting that God is with us. With that in mind, I want to look at a passage from Acts 27.   As Paul Was Being Transported To Rome, The Focus Was On A Storm On The Ship Paul Was On.   There was this massive storm at sea. The storm went on and on and on. The crew was so terrified that they threw cargo overboard, believing they were about to die. In Acts 27:20, Luke tells us; “When neither sun nor stars appeared for many days, and no small tempest lay on us, all hope of our being saved was at last abandoned.”   When We Read, No Small Tempest Lay On Us; Luke Is Telling Us This Was A Massive, Raging Storm! It wasn't just a rainstorm, the wind was blowing, the skies were dark day and night; they couldn't even see the sky. The storm was raging, and I wonder how many of us would use that phrase for what we've been going through? The storm - won't - stop.   Do you see the end of that verse? It said, “All hope of being saved was abandoned”. They gave up all hope of being saved! That's terrible!   Have You Been There? Have You Given Up All Hope? It's the finances that are killing you and you see no hope. Maybe there's a wedge between you and your spouse and you can't see any hope. Maybe it was the diagnosis. Maybe you can't see yourself with a mate. Maybe it's a job, it's the kids, it's getting older and more dependent. Whatever it is . . . and just like those sailors, you've given up all hope!   The storm continues to rage and in verse 21 we read, “Since they had been without food for a long time, Paul stood up among them and said, “Men, you should have listened to me and not have set sail from Crete and incurred this injury and loss.”   I love Paul! But right here, I don't think I would want to hear what he said! Kind of an “I told you so!” “You should have taken my advice. You wouldn't have lost all of this property. If you had just listened to my advice, you wouldn't be in the middle of this storm.   Why Were They In The Storm? They were in the storm because it was their fault. They made a decision to go out when it's not the best time to sail. It was risky from the start. Spiritual warfare is real and sometimes, yes, it is Satan. But this situation was on them; they couldn't blame Satan as much as they may have wanted to.   We Don't Like To Admit It, But Sometimes It's Our Own Fault. Sometimes you over-indulged and you spent too much money, or you said something you shouldn't have said and now you're in the middle of the storm. You procrastinated and now you're paying for it. You said yes, when you knew you should have said no! You dated someone everyone said not to date, and now there's lots of hurt and you're in the middle of the storm and you can't blame anyone else.   Maybe That's Why They Gave Up Hope - - - They Knew It Was Their Fault. I think we may find it easier to believe God can get us out of a storm He called us to, than it is for God to get me out of a storm we created. Does that make sense?   Maybe It's The Captain's Fault. You're just a sailor and you didn't have a say in it. You heard Paul, but you believed the captain and now through no fault of your own, you're in the middle of the storm.   Have You Have Ever Been In The Middle Of A Storm And It Wasn't Your Fault? Your parents divorced and you thought it was about you. The company made poor business decisions, which impacted you. Someone gave you their word and you believed them. Whatever it was, you were the victim. You're in the middle of the storm and you're giving up hope! Now, Paul says in verse 22 - - “Yet now I urge you to take heart,  for there will be no loss of life among you, but only of the ship.”   Literally, Paul is calling them to have a positive spirit, to have good courage. He is reassuring them there will be no loss of life.   How Many Of Us Need To Hear That? Be Of Good Courage. That's a theme throughout the Bible. Remember what God told Joshua in chapter 1 verse 9; “Have I not commanded you? Be strong and courageous! Do not be frightened, and do not be dismayed, for the Lord your God is with you wherever you go.”   Be of good courage! Be courageous. Don't be afraid. Don't be discouraged. Don't be defeated. Don't give up hope! WHY?   Because the Lord your God is with you wherever you go! That's news we need to hold onto! It's great news when we're giving up hope!!   Then in verse 23 Paul said - - - “For this very night there stood before me an angel of the God to whom I belong and whom I worship.”   Talk About A Powerful Statement From Paul! You're in the boat in a raging storm and an angel stands beside you! I wonder what some were thinking.   I Truly Believe There Are Angels All Around Us. There are angels where you are right now ministering to you. I really do believe that. I believe the spiritual world, when we get there some day, is going to totally blow us away with what's going on.   Imagine That You're In The Middle Of A Storm And The Presence Of God Is With You In This Moment. You have no idea all the different ways God is with you. He could be with you as an angel. His Spirit is with you. Jesus is with you! God is not bound by time; He's with you yesterday, today and forever. He is listening to your prayers. He's interceding on your behalf to the Father!   We Have No Idea How God Is With Us At All Times, Even In The Storms. It's what Paul told Timothy - - - “At my first defense no one came to stand by me, but all deserted me, But the Lord stood by me and strengthened me.” - 2 Timothy 4   Isn't that great? The Lord stood by me and strengthened me. The Lord didn't leave me; the Lord didn't fail me nor forsake me. He's with me, at my side, and He is with you at your side, and He's giving you strength.   NEVER LET THE PRESENCE OF A STORM CAUSE YOU TO DOUBT THE PRESENCE OF GOD.   Following Jesus doesn't mean bad days won't happen. That's bad theology to think that it does. Jesus said that in John 16:33, “I have said these things to you, that in me you may have peace. In the world you will have tribulation. But take heart; I have overcome the world.”   You will have trouble, but Jesus promises us He will be with us and on top of that, He has overcome the world. That means Jesus is the victor! We have our victory in Jesus.   We Can't Control What People Do To Us. But, we can control what we believe and where we put our faith, put our trust.  My faith is in the One who created the wind and the waves. I have faith in God that what He says will come to pass. What He says will happen - - - will happen.   Who Is God? In Psalm 46:1-3, the psalmist tells us, “God is our refuge and strength, a very present help in trouble. (That means right now!) Therefore we will not fear though the earth gives way, though the mountains be moved into the heart of the sea, though its waters roar and foam, though the mountains tremble at its swelling.”   Don't You Love That? In the midst of our storms, God is our hiding place. He is our refuge and our strength. He is always ready, willing and able to help us in times of trouble.   Why? Because He is with us.   Who is He? He is Immanuel. He is God with us. Because He is with us, we will not be afraid, even if the earth is shaken, (it's sure shaking right now!) and the mountains fall into the heart of the sea, even though the seas roar and rage, and the mountains tremble. If we lose our job, if the relationship falls apart, if the economy gets shaky, I still will not be afraid. Why? Because He is with me. Because He will never leave us. Because He will never forsake us. Because He is what we need. Because He is our safety. He is our strength. He is our comforter. He is our redeemer. He is our righteousness. He is our friend. Because He is a rock. He is the living bread, the bread of life. He is the living water that satisfies our souls. He is the gate through which we can enter. He is the good shepherd. He is our comforter and peace.   PEACE IS NOT FOUND IN THE ABSENCE OF A STORM. PEACE IS FOUND IN THE PRESENCE OF JESUS, AND HE IS WITH US.   That's why you never let the presence of a storm cause you to doubt the presence of God. True peace is not found in the absence of trials and storms. That's a part of life.   True peace is found in the Presence of Immanuel. God WITH us.   Let's pray, Heavenly Father, we see the world in turmoil, we see the storms on the horizon. Wherever we turn, it seems as if darkness is attempting to encroach and suffocate the goodness in the earth. But Lord, you have people filled with your Spirit, you have your own set apart and called and planned for this very storm and time. Lord, those that are listening to me, many of them like myself are asking questions like, “what more can I do”? It seems as a governmental policies are thrown aside and treachery wins the day. It seems as if there are family members who refuse to speak to one another because of either different political views, or they've been forced into doing things that they didn't want to do and they said “no”. Father we know all these things are being heard from you in our prayers and we ask that you help us to be like Paul, that we wait upon the strengthening of your angels that come around us.  You yourself were sent a strengthening angel in the garden of Gethsemane that ministered to you so that you could fulfill the ultimate call upon your life, to spare us from damnation and a place of great darkness for eternity. Teach us your way oh God! Teach us to trust you with all of our heart.   Those places that have become weak or frightened, or perhaps presumptuous, Father, we want to be on an equal plain of humility before your throne, that you can call upon us, call us up at any time, that we might stand and face the storm in the courage of knowing that every place in which our foot has tread, you have given it to us. We will be strong and courageous, and we will not be afraid. We thank you Jesus so much for being there, we thank you, Father for the presence of your Holy Spirit. We can lift our hands and close our eyes and lift our hands and begin to call upon your name, and peace falls on us, and that thick Presence, knowing that you are in the midst of us. The world does not have that! The wicked never taste that kind of full belonging and peace, and we thank you for it. Father I ask those that are listening today, if there's anyone who's afraid, if there's anyone going through a really hard thing, Father I ask that your Presence would reassure them, that your grace your mercy would overshadow them right now and carry them to the place they need to be whatever it would be Father, relationships, finances, harm in family situations, physical abuse, perhaps a difficult medical diagnoses. I would ask that you would show them, let them know beyond any doubt there you are there and that you are not leaving them, that you will get them though the storm.  Thank you Father for hearing my prayer in Jesus' loving, mighty and glorious name.   I Hope You Enjoyed Today's Podcast!  I enjoyed sharing it with you. My next podcasts are going to be in regard  to some things that I've been sitting on, now maybe two or, two and a half years. Sometimes you must wait until you have a peace and full release to share specific supernatural things you have experienced and that you have proof of.   One thing I will be sharing is in regard to the State of Colorado. Things that are now beginning to take place and I believe the word is to address this, but I believe it also is a national word. I have several things that the Lord has given me to share now as we are presently in a different time. I encourage you to listen and then pray about it and pray for your nation. We are in a difficult time. This is nothing but repeat of history over and over again, but I do know that when the enemy comes in like a flood, the Lord himself will raise a standare up against him. I say goodbye to you for now and thank you for listening! Rest Child, Rest in my Peace, Rest in my Peace, Child. Rest.   Duplication and sharing of this writing is welcomed, as long as the complete message, Website, podcast link and information for Mary Lindow is included. Thank You! 2023 "THE MESSENGER"  - Mary Lindow www.marylindow.com www.marylindow.podbean.com   If you would be so kind and assist Mary helping her to meet other administrative needs such as website and podcast costs, or desire to bless her service in ministry with Spirit-led Love gifts or regular support:   Please JOYFULLY send your gift in the form of:  ► Personal Checks ► Business Checks ► Money Orders ► Cashiers Checks To:    His Beloved Ministries Inc.  PO Box 1253 Denver, Colorado 80614
 USA    Or feel free to use our send a tax-deductible gift with   Pay Pal:   https://www.paypal.com/paypalme/mlindow Under the name of - His Beloved Ministries Inc.    ALL gifts are tax-deductible under His Beloved Ministries 5013c non-profit status. We are financially accountable and have been in full compliance since 1985 with Clergy Financial Advantage. THANK YOU!

Our guest this week is Mert Mumtaz, Co-founder & CEO of Helius, a vertically integrated developer platform offering a suite of tools to help easily build products on Solana. Mert joins Brian Friel to clear up common misconceptions about Solana, shares the latest opportunities for developers, and dives deep into state compression, which reduces the amount of on-chain storage required to store NFTs, resulting in lower costs for creators and buyers by up to 100 times. State compression on Solana is already being leveraged by projects like Dialect, Drip.haus, and Helium to help scale their projects. Show Notes:01:10 - Origin Story and background05:08 - How he started on Solana07:45 - How Helius began11:27 - Misconceptions about Solana      18:01 - What is he most excited about on Solana23:03 - How is Helius working with DePin25:34 - Opportunities for Developers on Solana32:15 - A builder he admires          Full Transcript:Brian (00:06):Hey everyone and welcome to the Zeitgeist, the show where we highlight the founders, developers, and designers who are pushing the Web3 space forward. I'm Brian Friel, developer relations at Phantom, and I'm super excited to introduce my guest, the man who in Solana needs no introduction. Mert Montaz, the founder and CEO of Helius. Mert, welcome to the show. Mert (00:25):Thank you for having me, Brian. Brian (00:26):I've been looking forward to having a conversation with you here for a while. I don't know if you remember this, but way back in the day, I was getting my start on Solana by writing articles on Twitter, dev related articles, and you were one of the first people that took my article and said, hey, I'm an engineer at Coinbase. I can actually vouch that this is legitimate. And that actually got me in front of Chase Barker and everything. I don't know if you remember that interaction, but it's been a long time that I've seen you on Twitter. Mert (00:54):I do remember it. Brian (00:55):Thank you for that because that got me my stardom of three. Maybe that'd be an interesting place to start is I'd love to learn a little bit more about you. I know you were, previously before getting involved with Solana, you were at Coinbase. Can you share a little bit about your journey, what your background is and what led you to Solana? Mert (01:10):Yeah, absolutely. First of all, I do remember that interaction. I think it was a medium article about it was either voting or incremental counter, maybe a peanut butter sandwich or something. Brian (01:21):Yeah. It was like a simple app. Mert (01:22):Yeah, it was actually quite good. I was super impressed with it. I wish people kept producing those. I think we need more brine blog posts. Yeah. I guess maybe a brief intro of how I got started. I majored in math and communications engineering, communications engineering being satellites and signals and stuff like that. And I actually got to work at Blackberry as an intern. And so I got to see some pretty interesting engineering challenges at my earlier years about cloud infrastructure. I was on the team that ran the cloud for BBM, for example, which handled a lot of volume until it died, of course. Yeah, I mean after that I worked at the big banks in Canada, Canada's run by five big banks and I worked at three of those in some weird order where I did cybersecurity, I did payment systems, ATM withdrawals and stuff like that. (02:11):And I then joined a startup that got acquired, Shutterstock. It was about digital advertising and stuff like that. I'm sure some people are familiar with Shutterstock. And then I worked at Clear Bank on the treasury team where we were in charge of payment rails and stuff for funding entrepreneurs. And then we had this situation where we needed to send money to Australia and I needed to write the code that would handle doing that. And we met with a bunch of these vendors and stuff and it was all super complex for some reason that I didn't understand, you had to do these hops through various jurisdictions and stuff like that. And I was like, I mean you could probably just use USDC or something. And people just thought that was a scam. And at that point I was like, I wonder what the actual truth is here. (02:55):I did some digging and I was like, this is obviously not a scam, not even close. And in fact, it seems super interesting. I did a brief look into crypto in university where I thought I was maybe too academic and you need a PhD or something to do anything meaningful. Obviously quite wrong, but that was my first intro. And then a few weeks after that I was working at Coinbase. Actually it was interesting because I joined them slightly before they went public. And so they still kind of had the startup ethos and it was super fun working there and got to learn and build and talk with a bunch of really bright people. And that's obviously doing research on different blockchains. Obviously Coinbase is very EVM centric. Some times were good, some times we're bad. And somewhere in that line I found Solana and I just started digging around posting stuff, publishing stuff. And I really liked the approach that Solana had taken to be the pragmatic approach. I'm sure you hear this word a lot, but the practicality of the ecosystem as well as the ethos really resonated with me. (03:52):And the community was also pretty cool. You actually just mentioned Chase talking to you about something you posted. That was also my experience. Whenever I would posted something, Armani or Chase would hype me up and I was like, okay, that's pretty cool. And yeah, I mean it kind of just took off from there. Brian (04:07):Yeah. I love that framing of the pragmatic chain and you actually having that experience at a big bank just saying, why don't we just use USDC? It's settled in 400 milliseconds or whatever. And Solana really, I think, is the best example of that. That's pretty poetic that you found your way there. Mert (04:23):Mm-hmm. Brian (04:23):I remember a time though when you first were posting on Twitter, it was mostly around trying to help others understand what was happening on chain. And you mentioned Coinbase, very EVM centric. I think a lot of us who worked in crypto at the time, it was just EVMs the only game in town. And if you thought differently, that was just weird or a lot of people it didn't make sense. And I think my experience, one of the biggest barriers to getting people familiar with Solana was just wrapping their head around the mental model of just how stuff works on chain. It's just inherently different. Can you talk a little bit about that, how you got your start? What were you doing when you were writing these articles and helping others understand what was going on on chain? What did you have to build, what were you teaching yourself at that time? Mert (05:07):Yeah, that's a good point. Most people actually don't really know that unless they were early like you. At first what I would do, this was kind of during the peak kind of start of NFT season on Solana and basically a lot of influencer types or people who I don't think were very intellectually honest would post some sort of claim about, oh, the price of the NFT is going down because the price of Solana is going up. This is obvious and stuff like that. And I thought to myself, there's no way the markets are that efficient for JPEGs, right. There's other stuff there. If people were botting these NFTs and getting a high concentration on maybe dumping on retail and doing other sketchy stuff. And so I would just write scripts, goal length scripts or JavaScript scripts, whatever, and analyze the data. This is before any data analytics existed, really like Solana FM or I mean, Solana FM was there, but they did regular indexing, Solana floor and stuff. (06:09):Flip side, Nance, none of these actually covered Solana. I would just do it and then I would just write my findings in a Twitter thread with some charts and stuff. And I did that pretty regularly. I did it for a bunch of different stuff, including some upcoming projects in terms of gaming and where the potential is. And somewhere along the line after being armed with that knowledge of just doing it for a consistent amount of time, I came across a lot of people on crypto Twitter just really making unsubstantiated claims about Solana and its architecture and its scaling plan and all this stuff. And I guess I was in somewhat of a unique position where I was actually still at Coinbase at the time and somebody would post something and I had relatively okay knowledge of EVM, but also pretty good knowledge of Solana. (06:56):And so I'd usually be able to tell, okay, this is just not true what this person posted. Why is nobody correcting them? And it's because nobody actually just really knew both ecosystems that well. And sometimes in internal Coinbase chats, this would come up and people would be like, that is wrong. And I'd be like, yeah, that is wrong. Why aren't we doing something about this? And I kind of just started yelling at the people who were just lying or maybe spreading knowledge that was not grounded in truth, let's say. And I just never stopped doing that. And turns out crypto Twitter is full of these people, and so I never- Brian (07:29):Yeah. Your job's never done. Mert (07:30):Exactly. Brian (07:32):Is it fair to say that you arming yourself with this knowledge, you had to actually build the tools you needed just to understand what's going on-chain. Was this the start of Helius and essentially what you guys now offer? And maybe you can talk a little bit about that, how Helius began. Mert (07:45):Yeah, 100%. That's exactly right. The most common problem I ran across was when you're looking at on-chain data, the data is super cryptic, right. The instruction data is bortion coded or something. And unless you knew the schema of how it was encoded or maybe the idea which, especially in NFTs, in DeFi, it's not too bad, but especially in NFTs and other non-DeFi use cases, nobody has any idea what the on chain data looks like. And so I would have to hard code some weird methods, maybe parse logs, but also reverse engineer based on discriminators. Or I would even try to brute force it sometimes, which actually kind of worked. I would go on Magic Eden, and you would know this is before Magic Eden's programs were more readable. This is the first version. I would check the app layer. I would go to magiceden.io and I would see, okay, this NFT is listed for 20 SOL or something. (08:38):And then I would try a bunch of different decodings until I got that answer. And then I would do that with a bunch of different ones and I'd be like, okay, this is clearly the discriminator that I need to use. And so I would do that. I also did a bunch, go to the network tab, inspect source, and then dig through the entire minify JavaScript, unminify it, see the schema and try to use that schema when trying to decode the data and stuff. And I was like, this is bananas. This should not be done. And basically that's kind of where Helius came from and the first iteration of Helius was like, okay, we need to make on chain data read about Solana because it's particularly impossible. And then along the way, once we started doing that and talking to customers, it seemed like quite a few people were having other problems, especially around RPCs, which was surprising 'cause I thought RPCs were kind of okay, but after digging into it, it turns out that wasn't really the case. (09:28):And then you run into all sorts of other issues like streaming data on chain, at least in an inexpensive and reliable way. Solana has this problem with web sockets where you might lose data. Yeah, I mean just talking to customers just found a bunch of problems. And Helius is essentially now there to be this vertically integrated developer platform on Solana to essentially just help developers succeed on Solana. And we're not necessarily bound to Solana, but basically my philosophy on this is that I want crypto to succeed. I mean obviously we're all here because we're interested in crypto and believe in crypto's future. If you start from first principles there, I think given the options out there today, Solana's our essentially best shot at executing that vision. Obviously a lot of people disagree with that, but it's something I believe in. And so then my thought process, okay, how do we get more people to build on Solana so that we can have a better crypto future? Brian (10:19):No, I totally agree with that. I think that's been our ticket on Phantom as well, where it's like most of Phantom came from EVM folks and I think a lot of us independently kind of had this realization of we want crypto to succeed. Pragmatically thinking, what am I going to get my parents or my friend to use today? How are we realistically going to scale this thing in the next couple years? Solana also right now is the most pragmatic approach to doing that. I think before we jump in a little bit more to Helius in particular, what you guys offer and what you guys are up to, I kind want to take a moment just to talk maybe broadly about Solana because I think you are one of the most well known vocal defenders of Solana where there is a lot out there that's just blatantly wrong and you not only technically know how to rebut it, but you take the time and the energy to be out there and educating people. I want to know a little bit for where you sit at Helius, what you see right now, what would you say are some of the biggest misconceptions today about Solana that folks who maybe already know about crypto, maybe are already well versed in EVM, but maybe they just haven't gotten through to actually hear from somebody's boots on the ground. What would you tell them that they're misunderstanding about Solana? Mert (11:27):Maybe I'll take a more broad approach to answering this because it's kind of different segments, but in terms of maybe people from EVM, if you're already familiar with EVM and maybe you want to build on Solana and what are your kind of reservations, right. Some of the ones I've come across are, well, one, Rust is just hard to write. Solana has a diehard kind of fan base of Rust developers, but Rust is not easy. That is just a fact. Solidity, is somebody in high school could learn it easily, but Rust, I mean they'd be able to learn it, but I don't think it'd be easy. The concepts like lifetimes and for example, that stuff is not easy for somebody who wants to just prototype and maybe ship something. And so then you'll say, well, there's Anchor and stuff and Anchor is super helpful and probably my favorite tool on Solana, unless you know Rust, you're still going to be kind of flying blind and you know might need that to build your applications. (12:17):And if you're a determined developer, you'll get over that and then learn Rust anyways. But that friction alone is enough to deter a good amount of people is what I found. That's just one thing, and I know Foundation folks and Dev are working on this and there's some other teams, there's the Python seahorse stuff, there's a new type of Script One coming out. I think maybe there's even a Goaline One. It's also just a result of being early. Solana has really been around for two years, whereas EVM almost nine years now. It's hard to compare these things. That's one. And then two, and this is an interesting one, is developer optionality. As a developer, let's say at an entering focus from Coinbase, let's say you want to build a new product and  you're deciding between EVM and Solana. Well, the obvious kind of elephant in the room is, okay, if Solana has a problem, you are kind of done, right? (13:12):You don't have any other options. You can't port your code base over anywhere else. Whereas if you are the EVM developer and you build on Polygon, you can just use main net Eth, maybe you can, with some effort, use any of the other L2's or maybe another EVM for it, something like that. It's a much easier transition. It's less risky such that on a design doc that you want reviewed by product managers, most engineers are going to take the safe route there. Brian (13:37):It reminds me of that “no one gets fired for hiring IBM” phrase that they used to have back in the day, the safe route to get it approved by somebody. Yeah. Mert (13:45):100%. And it doesn't help that the Solana PR is so bad that everybody's even mistakenly saying, oh, Solana always goes down or Solana's all these different things. You add these up and then as an engineer, if you're at a big firm and you pick Solana, you have to religiously fight or justify your position. And most people just aren't going to do that even if they believe it. That's a big problem. One of the reasons why I think more SVM roll-ups that sell on other chains might be interesting here to give developers more optionality such that if you build on Solana, but Solana has something bad happen, but it's still settling on these other L1's or other data availabilities or whatever it might be. And then three, is of course, there are actual misconceptions about the reliability of the chain. (14:33):People think the chain has gone down 12 times or something, or multiple digits. It's actually gone down four times. People conflate performance degradation with outage. Performance degradation is just when you maybe have, you guys obviously notice at Phantom when you maybe aren't landing transactions on chain or maybe there's latency or something like that, that's the functional equivalent of fees getting higher on EVM. That's performance degradation. But an actual outage is actually relatively rare. In fact, the numbers, I think the last time I looked at them were 99.7% uptime, which isn't perfect, but it's also not bad. It's certainly not as bad as something that would go down every day or regularly. I mean there's a misconception there. Brian (15:15):Or reorgs in that matter too. Mert (15:16):Yeah, exactly. I mean we can kind of talk about that in maybe another part of this, but people don't realize that especially for an indexed company, maybe Coinbase where you're selling funds, those reorgs actually affect your architecture an insane amount because you need to add new systems to communicate, oh actually this block was not correct or something. Whereas on Solana, you don't really need to do that. I mean no block to my knowledge went back after being confirmed. Brian (15:40):Yeah. I was going to say I don't think there ever has been a... It's even, yeah, the optimistic confirmed, not even finalized as there's never been a reorg once it's been that. Yeah. Mert (15:49):Exactly. Some people think you need ridiculous hardware requirements to run these nodes and that's actually not true. You can run a node, depending on if you want an RPC node or a validator node for really anything from $200 to $800 a month. People think you need actual data centers to run it, which I don't know where people get that from. And then there's also light clients coming out now, right. I can talk all day about the misconceptions, but I think the first two are probably the most justified reasons from actual engineers that I've heard. Brian (16:20):Yeah. No, that's a really good take, I think, because one, there's the FUD, which I think is the back half of what you kind of just talked about, which I think that just comes with time and getting people to experiment with Solana and trying it firsthand and understanding there's no better teacher than that, otherwise you're fighting essentially Twitter algorithms. But I think that's a really nuanced take what you had to start, where you're saying the de-risking almost to get this buy-in because you know what it's like to work at these large companies and kind of proliferating Solana there. I also think what Jump is doing with Fired Answer is also just another benefit to that as well. Essentially just reducing the service area potential bugs that occur. Essentially if you have a bug in just one client implementation, adding a second one greatly reduces the chance it'll happen again. (17:09):Maybe one way we can take this is instead of fighting the FUD, because that could take all day, is from where you sit right now in Helius, say that you guys have a really interesting position in the space because one, you're super close to what's actually happening as Solana's roadmap evolves. I'd say part of being the pragmatic change is Solana's not afraid to push the boundaries, take risks, add new token programs, NFT compression, just constantly evolving at a fast pace. You guys are close to that and then you're also close to the developers who are coming into this space for the first time, like you said, the hobby weekend developer who's interested and they don't want to learn Rust and so they need some sort of abstraction layer to this coming in some sort of dead platform that's helping them in some way. What are you personally most excited about right now that's happening on Solana? Mert (18:02):Well, I mean Compression, I think, maybe is one that's gaining some steam in and an obvious one that I think most people are aware of at this point. But back when I was trying to show it, most people weren't aware. I think our job here is maybe done so now it can kind of take off, but Compression is super exciting because most people don't realize that Compression, actually, let me just explain what it is first. Data storage or state storage on Solana is quite costly. I don't know the exact cost, I guess I would need to look at that chart, but there's some articles on this and you can look at the Helius blog "shill" for seeing the comparisons for the numbers, but basically state storage on Solana is expensive and with Compression, essentially what you can do is instead of storing the data in state, you can store it on ledger. And that might sound a little abstract, but basically instead of needing it for consensus, you securely log it in transaction logs. (19:00):Basically it's what an engineer would call a stateless accumulator. I call them L2 because I like doing random marketing stuff, but Toly really doesn't like it. Do not call it an L2. Call it a stateless accumulator, which isn't very beginning friendly, but that is actually what it is. You just store a reference, it's a pointer by reference kind of thing. You store a reference to the data that's on the ledger on the state now instead of storing all the data on the state. And we do that via Merkel Trees, which I'm not going to go into here, but essentially you're able to get a few orders of magnitude and cost reductions. Now that's useful for digital assets and that's the first use case, NFT compression where you can mince thousands, millions, billions of NFTs. People will say like, oh, why do you need to mint a million NFTs, billion NFTs? (19:45):And it's like, that's not the point. The point is that we're not limited by technology anymore, whereas before we were, and we can maximize the design space and explore some things, right. You have Dialect doing sticker packs, Cross Mint using their APIs for all sorts of different cases, including loyalty programs, Helium migrating over to Solana for their hotspots using Compression, driphouse doing airdrops, Render potentially using it for their scene graphs, which is a super cool concepts, high map results even using them. And so it clearly has some use, but the cool thing about it is it's not actually limited to NFTs. Actually you can apply to any account, you can extend it to be fungible tokens and also just general account compression, which I think the guys at Gum are doing for some social graph formatives. It actually has quite a bit of potential there. (20:28):That's one of the big ones I'm excited about since my name is Compression Mert on Twitter right now. And then the Solana mobile, the Saga phone is awesome. I had a test unit and I've been an Android user my whole life after Blackberry Force and it's the best Android phone I've used and it's super snappy, very good build quality and it actually has changed my consumer behavior somewhat where actually, before I would explicitly shy away from mobile first or mobile crypto apps, I wouldn't use crypto at mobile at all. But now I'm like, okay, this is actually pretty cool. I can use leverage my secure seed vaults. We do need to work on that naming, but I can use that and have that confidence and that seamless integration. You have apps like Otter, Finance, Tip Link, Get Code or I guess just Code Wallet, which enables super fast kind of P2P payments, something like Venmo. And actually, I have used all of these to make payments to my family members and friends, so I'm super excited about that. (21:27):The thing I'm most excited about on Solana is this narrative of decentralized physical infrastructure or deepen taking off with not only do you have Helium now and High Mapper, you also have Render Now, Pollen Network, Genesis Go, Teleport and let's see who else we can get over. But I think this kind of intersection of P2P networks and using crypto to actually enable change in the physical world is super interesting and something that wasn't really possible before. Brian (21:56):That's super cool. I should say just for the listeners that we are recording this on April 13th, 2023, which is the official Saga launch day, so it's topical to bring that up. We're super excited about that too. I just think it's awesome that they're not afraid to push the boundaries on that. I mean for us at Phantom to not even have the ability to see a user seed phrase and it's just completely abstracted away at the hardware level, I think is awesome and a glimpse of where this is all heading. Let's talk a little bit about DePin too because I'm not as up to speed on that. I don't know if most of our users are. I think Helius migration is happening soon, TM, like this month in April. What are you guys seeing there? Is there any major changes to what you're doing on the infrastructure layer that's going to have to adapt for this? Do you foresee any major changes to end user behavior? (22:46):Part of what's interesting about Solana is the fee markets can adjust on a per piece of state level as opposed to if it was on Eth, you could see all of a sudden all your gas fees are increasing just like it would on a crazy NFT mint day. Can you talk a little bit about how you guys are working with this new DePin movement and what you guys are seeing? Mert (23:05):Helium particularly is interested in using Compression, or I mean they are using Compression to represent their hotspots and it would cost them just too much money to work with that kind of stuff on any other chain. And so Solana is what makes the most sense. And like you said, the independence of state, which causes individual account based fees as opposed to chain level fees, which doesn't make the UX horrible for one person here either. It's just you might have to pay extra. And so compression is something that they use the most, both High Mapper and Helium and also Render is, I believe, going to use it. They mentioned this in their GitHub migration paper. And so that's kind of the main driver, but also these teams generally have to subscribe to on chain events. And as a larger engineering firm or maybe independent of size, most people prefer getting data pushed to them instead of setting up some polling system to listen for events because there might be issues there. (24:02):They actually use our web hooks and then they kind of configure what events they want to listen to and then they kind of have this ease of mind where, okay, Helius will just stream me these events as they happen and I can just kind of plug, play and then forget. If anything happens, Helius will kind of let me know or maybe I'll get a page or something. The web hooks have actually been, it's interesting. When we first came to Solana, there was no web hook products on Solana and I'm not even sure if there was anything like that on Eth. It was just such an obvious thing and we built it and we shipped it and for example, Discord uses that for their integration into Solana. Their first actually Web3 integration, or actually I don't like the term Web3, their first crypto integration was with Solana and that was enabled with the Web hooks and we have some other big names using them now as well. (24:47):I don't think those are announced yet, but it's such a simple primitive, but just web hooks and listening to on chain data really helps some of these bigger firms who don't want to spend the time writing all this complex infrastructure code and they can just plug and play into some existing solution. Brian (25:02):Yeah. It's future-proofed, essentially. They can build once and they don't have to constantly be readjusting their implementation. Mert (25:08):Exactly. Brian (25:08):That's awesome. Turning this back to a developer who is maybe listening to this, familiar with EVM, looking at Solana, you guys do a lot, not just on the infrastructure side, but also on developer education, getting developers involved. We can talk about some of the specific initiatives there, but at a high level, what would you say are some of the biggest opportunities for a developer today who's looking at Solana? Where would you guide them to get started? Mert (25:35):Well, one thing I'll say is that Solana has maybe two main things that I would mention that might be interesting for folks coming over. One is that it's much earlier than the other ecosystems. And so there's a lot of low hanging fruit and underdeveloped tooling infrastructure, application layer stuff that exists in other chains in some form, but not on Solana. And so as a developer, let's just try to build something and you'll notice what's missing. You'll notice that the deployment workflows aren't great. You'll notice that maybe the monitoring isn't that great either, or maybe it's easy to shoot yourself in the foot with certain types of smart contractors and stuff. You'll notice a ton of problems and that's just your opportunity to make something cool and fix those maybe as open source, maybe as a public good, maybe as a company. And so there's a lot of potential there. (26:22):Another thing is that Solana's architecture is, and so this almost kind of contradicts the first point, but not really if you think about it. The architecture of Solana is so different, right. It's functional based where you have actually a lot of modularity within the layer. You have independent state and logic, you have different accounts, localized fee markets, and so it's much more modular than something like ETH where state and logic are coupled. And also obviously the scalability features of Solana are quite different than anything else. And what that means is there's a lot of things that you can actually build that's only possible on Solana. Brian (26:57):I love that catchphrase by the way, only possible on Solana TM. Mert (27:01):Yeah. I've been a big fan of that one, let's just say. And it's totally true, right. Order books, for example, you saw it with Serum, you're seeing it now with Phoenix. This is before Fire Dancer and before 200ms block times, which will happen. This is the slowest it will be, it's only going to get faster from here. And so there's a bunch of things that are only possible on Solana. And I would strongly encourage people to think from first principles as a developer, look around, see what problems there are. They don't have to be Solana specific, they can just be problems, right. I don't know, maybe it's too slow to send your dad money or maybe it's too hard to offramp crypto, I don't know, something like that. And then usually if you are trying to look for a solution there for that problem, Solana will be able to handle it much more comfortably than others. (27:47):And the other important thing is it'll actually scale, right. You want kind of elasticity as a developer such that if your app takes off, you don't want to have to now migrate to another stack or something. With Solana, it's honestly just plug into a cloud provider, just kind of scales with you. But also a third thing I'll actually mention, which this really should have been number one, but I would encourage you very, very strongly to produce content, especially developer related content. Build something, learn from it and then write about it, make a podcast, produce a video, produce a tutorial, just write content. And not only will that obviously help you connect with other people who are in the ecosystem and like-minded and building other cool stuff, but also when you write stuff and produce content, you have to know what you're talking about, otherwise you won't be able to write it, right. It'll make you connect the dots and it'll point out flaws in your thinking. Brian (28:44):Yeah. It's the fastest way to get the right answer on the internet is to publish something that's wrong. Mert (28:49):Exactly. And so I guess maybe to go along with that is just have a high tolerance for looking, I don't want to say stupid, but just have a high tolerance for being wrong. You're going to be wrong a lot, but that's not a bad thing unless you're building the infrastructure for handling, I don't know, some critical payments or something. But you're probably not going to be doing that. Brian (29:10):Yeah. It's like the pursuit of truth. If you're open to that and you're excited to get told what's right, I couldn't agree more that's 100% the best way to build. Mert (29:19):Yeah. Sometimes I'll post something that I think is correct, but it's not apparently actually correct because Toly will comment and he'll gently say something that's slightly unrelated, but it's like, oh, okay, I'm wrong, I guess. I will retract this. And so honestly, it's just a fun way to learn and you do enough cycles of that and you are going to be doing that to other people and that's how we grow. Brian (29:46):Yeah, I totally agree. I think this ties in with what you were saying earlier of Solana being the pragmatic chain. I think part of the benefit, there's a knock, we talked about it, about, hey, Solana's new, it's different and you're essentially fighting network effects at that point. But part of the benefit is you get to build your own genuine kernel of a developer ecosystem and start from first principles and start from new and not be afraid to change things new. And I think that's been pretty eye-opening, even just to me personally. As Phantom enters EVM, we're looking at everything that EVM has inherited over the years. Most obvious one being even just how injected wallets play with each other on EVM is so different than Solana because Solana took a very first principles approach and said, we're going to do this in a way that you have a wallet, you can use it anywhere, it's going to scale forever kind of thing. And it's been pretty eye-opening to see the differences there. (30:36):That would be my only other thing I'd add to you is if you are a dev and you want to make it high impact on, it's probably the best place for it because you can post publicly about why you're doing what you're doing and you'll get people who are interested in listening and will back you on the basis and the merits of your ideas is what I'd say. Mert (30:52):Yeah, absolutely. Me, Chase and other parts of the developer system will help you the best we can. Basically the Helius tagline is actually “Where Solana teams succeed” because our entire goal is to help you succeed. That's essentially why I wake up and that's what I spend my entire day doing. And the Phantom founders, for example, are great example of this, right. They came from EVM and they saw what was possible on Solana and they built the number one wallet in crypto and it had such good UX and such good design and stuff, and you guys absolutely dominated. And then now you're actually transcending the change, right. It's actually becoming a product, it's not just a chain's product, it's just a product that you can use to onboard people onto crypto. I really like that approach from starting from first principles like you guys. You saw Meta Mask and you're like, okay, well we're going to do it differently. And you did it much better in my view. And so I think that's just an example of what's possible. Brian (31:50):Thanks. Yeah, I mean we love hearing that, but obviously love everything that Solana's doing and Solana's always going to be home. There's a lot to do on Solana. I'm excited to roll up the sleeves this year and get started. I guess, Mert, and as we start to wrap this up, one question we always ask all our guests, I'd love to hear this from you. You mentioned a lot of people on this podcast, a lot of teams, but I'd love to know, is there a particular builder that you admire in the Solana ecosystem? Mert (32:17):Oh man. I mean, I do admire my co-founders, to be honest. I don't think they got that much credit because I'm kind of the loud one, but Nick and Liam are super, they're actually the driving force behind Helius and they do all of the engineering, and I do essentially nothing other than just larp on Twitter. Them for sure, but also, I'll give you my general approach on this, actually, maybe this is useful for someone, but my general approach to Twitter is whenever I see a founder on somebody's bio or something like that, or maybe a co-founder or something, I'll immediately follow them because those people are super inspiring to me. I pretty much follow all the founders on Solana at this point, I think. For example, the founder of Squat, Stephan Wright. I saw him, I was like, I'm going to follow this guy. (33:01):Turns out amazing dude, we're friends now. That's my general approach. I just respect all the founders in the ecosystem because they're taking big risks and they're trying to build cool stuff, and they're all trying to help the ecosystem. And so I have just huge respect for everyone there. Someones, I would probably point out specifically, would be obviously Armani and Tristan, huge respect for them. The founders of Gito, right, Sec, Fault and Buffaloo, I'll just say their pseudonym names. Co-founders of Squads, right, Margin, Drift, Zeta, for example. All the DeFi protocols. I'm probably just going to end up listing literally every single one. I would say if there's one particular one, it would be, I guess honestly just Toly, right. That's probably a cliche answer, but Toly just always keeps his composure under people just relentlessly slinging mud at his life's work essentially, and in a super unfair way. And he still gets up. And I mean, not only does he engage with the community, but he still builds cool stuff and there's so many different things. I have no idea how he does it, and I have a ton of respect for that. Brian (34:08):Well, I think that's the perfect answer. Having listed all the major founders in Solana, and then you go back to the guy who started it all, he sets the tone for the space and I think he makes it that drama free, practical, pragmatic, how do we build practical that's useful today. That's been my answer secretly too, that no one's asked me, but... Well, Mert, this has been awesome. Thanks so much for coming on. We'll have to do this again later once we've shipped all these crazy upgrades to Solana and check in again. But where can folks go to learn more about Helius? Mert (34:42):Yeah. Just helius.xyz. You can just go there or you can just @ me on Twitter. That's honestly how most people get in contact with me. Just tag me on Twitter on something and I'll respond. Brian (34:50):Awesome. Love it. Mert, the founder and CEO of Helius. Thanks so much for coming on. Mert (34:54):Thank you for having me.   

About 50 miles off the coast of Newport, hot, mineral-laden seawater is seeping out of the ocean floor at an unprecedented rate. Researchers at the University of Washington say the liquid acts as a kind of lubricant between tectonic plates, possibly contributing to pressure buildup along the plate boundary. While it doesn't mean that an earthquake is imminent, the seep could give researchers more insight into how the Cascadia Subduction Zone functions. Joining us with more details is Evan Solomon, an associate professor of oceanography at UW.

Case Law Update •          Briggs v Knapp, unpublished opinion per curiam of the Court of Appeals, issued March 9, 2023 (Docket No. 358641) Trending Topics in PIP Litigation  •      MCL 500.3145 “One-year-back” •      “One-Year-Back” – pre and post No-Fault Reform Hosted by: Amber Rouse Holloway, Partner Secrest Wardle, Troy Mark F. Masters, Senior Partner Secrest Wardle, Troy

Today, Dom led off the Dom Giordano Program by discussing the power of the teachers unions on the precipice of a hearing this afternoon featuring Randi Weingarten, President of the American Federation of Teachers, who is expected to pass the blame of her union's role in closing down schools throughout the pandemic. Weingarten, who's readily aware of the damage done to children, has been in the media recently trying to argue that her union had no power in determining the lockdowns, which Dom vehemently disagrees with. Also, Dom tells of a new bill in the Pennsylvania statehouse that would target doctors who refuse to offer children gender affirming care, playing back a clip from a Democrat congresswoman who tried arguing that doctors who refuse are dangerous to children. (Photo by Jacquelyn Martin-Pool/Getty Images)

You play a role in all aspects of your relationships, life, and business. You are responsible for taking responsibility and being accountable for what's yours to own.  AND it's not all your fault. There's also another side to every story, a lot of circumstances outside of our control, and a lot of chemical reactions we just can't take all the responsibility for when it doesn't go as planned.  This episode is all about taking responsibility for what's yours and leaving the rest, letting it go, and giving yourself a lot of grace along the way.  Join me, Emily Aborn, for a few real-life stories, and a simple process for looking at what's the cause of the friction in your life by getting really honest with what's really holding you back and how to move forward.     About the Podcast Host, Emily Aborn, Content Writer, Leader and Founder of She Built This:  Emily Aborn is a Content Writer, Podcast Host, and Founder of She Built This, a community for women entrepreneurs and professionals. She's been an entrepreneur since 2014 and has experience in running brick-and-mortar as well as online businesses. She's worked with over 90 different industries and loves helping those with a big mission increase their visibility, connect with their clients, and bring their dreams and visions to life.    Connect with Emily:  Website: www.emilyaborn.com Instagram: www.instagram.com/emilyaborn LinkedIn: www.linkedin.com/in/emilyaborn Join the FREE Community on Facebook: www.facebook.com/groups/shebuiltthis Find She Built This on Instagram: www.instagram.com/shebuiltthisgroup

Brought to you by TogetherLetters & Edgewise! In this episode: Amazon Adds Much-Needed Feature to Boost Dialogue in Movies and TV Shows Michelin Has Tested Its Uptis Airless Tires at 130 MPH, and Results Are Positive World's largest battery maker announces major breakthrough in energy density MoviePass has landed a deal with Walmart to sell subscriptions in stores across the country Apple is reportedly building a paid AI health coach The iPhone 14 feature you never want to use saved three trapped BYU students BREAK Google gives Bard the ability to generate and debug code Google's Authenticator App Just Got a Handy New 2FA Tool https://defcon.social/@mysk/110262313275622023 German magazine fires editor over AI 'interview' with Michael Schumacher Farmers ‘crippled’ by satellite failure as GPS-guided tractors grind to a halt Mullvad VPN Hit With Search Warrant in Attempted Police Raid Maleficent: Dragon catches fire during Disneyland show Weird and Wacky: Rural Americans are importing tiny Japanese pickup trucks Parrots taught to video call each other become less lonely, finds research Tech Rec: Sanjay - 9 out of 10 Dentist Adam - A View From My Seat Tech Talk Y’all is a production of Edgewise.Media --- Send in a voice message: https://podcasters.spotify.com/pod/show/techtalkyall/message

Jason Lloyd explains why the Cavs have struggling against the New York Knicks. Jason explains why Coach Bickerstaff is limited in his options with the lack of shooters on the roster. Why Kevin Love staying in Cleveland was not an option. Listen to The Ken Carman Show with Anthony Lima weekday mornings 6-10am on Sports Radio 92.3 The Fan and the Audacy App!

You can watch this video here.Support the show

I was thinking about the beginning of my relationship with my wife and how I was not a good boyfriend at the beginning. To some extent, it wasn't my fault. What I saw in relationships growing up didn't set me up for success. In this episode I want to talk about this and what it took to change these patterns. I think it's important to reflect on my past and learn from it. Not only does it help me, but maybe it can help some of you too. Music by: Hindz

She had NO idea it would lead to this!!

April 24, 2023: HR 3 // Seg. 1 - Jeremy and Joe discuss whether or not it should be on the Detroit Lions for not restricting access for players to sports betting websites at team facilities after the suspension of wide receiver Jameson Williams and others...

It's WCW in 2000, and it's...some of the best wrestling you'll see?! Simon Miller presents 10 Ridiculous Things You Learn Binge-Watching WCW's Worst Year Ever...ENJOY!Follow us on Twitter:@SimonMiller316@WhatCultureWWEFor more awesome content, check out: whatculture.com/wwe Hosted on Acast. See acast.com/privacy for more information.

NTD News Today—4/21/20231. Republicans Grill Biden Labor Nominee2. CDC Head Says the Vaccinated Can Spread COVID3. School Closure Consequence Testimony4. First ‘Smart Gun' to Hit the Market This Year5. Nebraska Set to Expand Gun Rights in State6. Document Leak Saga: What's Next?7 .Texas Man Gets Life Sentence After 9th DWI8. The Opioid Crisis Comes to the Cradle9. Child Victims Act: Abuse Survivor Speaks Out10. Wa Removes Death Penalty from State Law11. Senator Hawley: China Our Biggest Threat12. Exiled Chinese Businessman Denied Bail13. Deadly TikTok Challenges, Algorithm at Fault?14. UK Gov't Urged to Tackle Chinese Outposts15. Chinese Acrobat Falls Dead in Performance16. UK's Deputy PM Raab Quits over Bullying Probe17. UK: AstraZeneca Vaccine Death Confirmed18. Australia: Optus Sued over Data Breach19. Man Arrested in Girl's Bathroom of School20. Teaching Assistant Robot Powered by ChatGPT21. Afghan School System Struggles Under Taliban22. Dancers Compete for Radio City Rockettes Spot23. Polish 88-Year-Old Chases Windsurfing Record24. Skydivers 60 and Older Set World Records25. Wisconsin Police Pull Huge Bobcat Out of Car26. Ohio: Duck Family Takes Tour of School

James falls victim to the birdie juice, and reveals that the Pickleball Killer has claimed another victim.  Puffy has some tough news for the science community,  Lester is taking corporate to task, and Stoff is butchering your names and the names of your hometown.  One of our listener's turns the tables on James, and the guys try to guess towns in Nova Scotia… with limited success.   PLUS: Listener Mail, Gold bar League, What You Watchin' and Where You From? ATTENTION CFL FANS!!! Check out the Third Down Gamble Podcast with Snack Bites Pete! Subscribe and review!!! This week's episode features none other than James Duthie.  #HockeyUpdate #BirdieJuice #PodcastPromo #Pickleball #CFL #ThirdDownGamble #NightMoves #Arsons #CanadianCities #WhereYouFrom #AnthonyBass #GoldBarLeague

Scott and Erika discuss feeling at fault. This BetterHelp link saves 10% on your first month of therapy Try delicious AG1 from Athletic Greens Use code JUICEBOX to save 35% at Cozy Earth  Get the Gvoke HypoPen CONTOUR NEXTONE smart meter and CONTOUR DIABETES app Learn about the Dexcom G6 and G7 CGM Go tubeless with Omnipod 5 or Omnipod DASH  Get your supplies from US MED  or call 888-721-1514 Learn about Touched By Type 1 Take the T1DExchange survey A full list of our sponsors  How to listen, disclaimer and more Apple Podcasts> Subscribe to the podcast today! The podcast is available on Spotify, Google Play, iHeartRadio, Radio Public, Amazon Music and all Android devices The show is now available as an Alexa skill. My type 1 diabetes parenting blog Arden's Day Listen to the Juicebox Podcast online Read my award winning memoir: Life Is Short, Laundry Is Eternal: Confessions of a Stay-At-Home Dad The Juicebox Podcast is a free show, but if you'd like to support the podcast directly, you can make a gift here or buy me a coffee. Thank you! Follow Scott on Social Media @ArdensDay @JuiceboxPodcast Disclaimer - Nothing you hear on the Juicebox Podcast or read on Arden's Day is intended as medical advice. You should always consult a physician before making changes to your health plan.  If the podcast has helped you to live better with type 1 please tell someone else how to find the show and consider leaving a rating and review on iTunes. Thank you! Arden's Day and The Juicebox Podcast are not charitable organizations.  

In this episode Toni chats with our good friend Andrea Deckard about burnout. Burnout is real and it can really wreck your health, happiness, and even lead to depression. Learn more as we discuss how to recognize it in your own life and how to avoid it altogether. You can read more about burnout on […]

AT thru hiker, attorney, and outdoors author Jeff "Wordsmith" Mitchell joins Doc in the studio to share some stories about the trail. The two cover a lot of territory, including short-form storytelling, imposter syndrome, emotional density, the short arc of friendship on the trail, the transformative power of the trail, first days, last days, and the pure joy of riding in the bed of a pickup. --- Support this podcast: https://podcasters.spotify.com/pod/show/johnfreakinmuir/support

I talk about people using the handicapped parking areas, and law makers making the wrong laws and a few other things. Join the Patreon and get Member only content CLICK HERE Get your Motorcop Merch CLICK HERE Do you want to enjoy a great cigar. Use Promo Code: MOTORCOP15 get 15% off your entire order when you visit www.mypatriotcigar.com Check out the Web Page links to all the social media platforms and the march page www.motorcopchronicles.com Be the LION !!!!

It's about damn time that Bridget Kelly and Mandii B are joined on the couch with today's Freshly Squeezed guest, Theron Thomas! The ladies are excited to be joined by a multifaceted artist, producer, songwriter, and musician who is the genius behind a lot of the hits you've probably cultivated memories to. Theron has written and produced for some of the world's most incredible artists like Rhianna, Beyonce, Usher, Lizzo, Justin Bieber, Doja Cat, Adam Levine, and that's JUST to name a few. This conversation is an important reminder that trust coupled with passion and consistency can land you in places/positions that you couldn't have ever imagined or predicted. (13:00) Theron talks about the inspiration behind writing the song Locked away R. City Ft. Adam Levine . This forces the ladies to ask themselves, would you hold down your partner while they're in jail? We'd love to know your answer let us know via IG or Twitter!!! (19:55) Theron explains why HE DOESN'T LIKE TOURING (it's giving Michael Jackson viral meme) (23:00) Theron passionately explains the rules he follows to making money as a songwriter and why HE WILL NOT GET PAID IN “VIBES”!(26:00) Theron explains what it's like to record over 50 songs with Lizzo and only select 6 of them for a 12 song album(27:00) Theron explains what it's like working with Doja Cat and why it's important to provide her creative space. (29:00) Is the new independent woman the ability to do EXACTLY what a man can do, just better? Theron shares how this question led to him writing the hit song “Pour It Up” by Rhianna (39:00) The story behind writing the song Man Down for Rhianna (40:00) Why is there no tolerance for fictional storytelling in music?(50:50) Theron talks about how family quickly humbles you(52:00) If your parents hate the song, chances are.... it's going to be a hit!(54:00) When I Grow Up by Pussycat Dolls was initially created from a beat (55:00) If This Isn't Love - Jennifer Hudson is a freestyle from top to bottom (57:41) The strategy behind watermarking audio tracks and the perception from the audience(1:00:00) Why Theron could NEVER do a versus(1:02:00) Theron explains writing “We Can't Stop” and “23” by Miley Cyrus on the same day and the strategy behind rapping about Jordans in 2013.For more content with Theron join us over at Patreon. It's been amazing getting to connect with our patreons on tour and we're so happy to see our community over there growing! Join the party by visiting www.patreon.com/seethethingispod —----------------LINKS:

The media fall back on gun control as their preferred narrative for the Nashville shooting as new details and tape emerges; France braces for violence over raising the retirement age by two years; and 38 migrants burn to death at the Mexico-US border. Click here to join the member exclusive portion of my show: https://utm.io/ueSEj - - -  DailyWire+: Become a DailyWire+ member to gain access to movies, shows, documentaries, and more: https://bit.ly/3lfVtwK  Watch Dr. Jordan B. Peterson's Logos & Literacy for FREE for a limited time: https://bit.ly/400owUi Get your Ben Shapiro merch here: https://bit.ly/3TAu2cw  - - -  Today's Sponsors: Express VPN - Get 3 Months FREE of ExpressVPN: https://expressvpn.com/ben Birch Gold - Text "BEN" to 989898, or go to https://birchgold.com/ben, to claim your free infokit today! PureTalk - Get an iPhone 12 for just $12/month PLUS 50% off your first month with promo code ‘SHAPIRO' https://www.puretalkusa.com/landing/SHAPIRO Restrictions apply. See site for details. Hallow - Try Hallow for 3 months FREE: https://hallow.com/shapiro Innovation Refunds - Learn more about Innovation Refunds at https://getrefunds.com/. - - - Socials: Follow on Twitter: https://bit.ly/3cXUn53  Follow on Instagram: https://bit.ly/3QtuibJ  Follow on Facebook: https://bit.ly/3TTirqd  Subscribe on YouTube: https://bit.ly/3RPyBiB Learn more about your ad choices. Visit podcastchoices.com/adchoices