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C dans l'air du 18 février 2026 - Mort de Quentin : l'onde de chocL'enquête avance cinq jours après la mort de Quentin Deranque, 23 ans, étudiant et militant d'extrême droite, roué de coups sur un trottoir de Lyon. Depuis hier soir, la police judiciaire a déclenché une vague d'interpellations et 11 personnes sont en garde à vue ce mercredi. Parmi elles, Jacques-Elie Favrot, assistant jusqu'à ces derniers jours du député de La France insoumise Raphaël Arnault, mais également plusieurs ex-militants du groupe antifasciste la Jeune Garde, dissous l'été dernier par le gouvernement.Reste pour les magistrats à clarifier les soupçons pesant sur chacun des gardés à vue dans le drame qui s'est déroulé à Lyon, en marge d'une conférence de l'eurodéputée LFI Rima Hassan à Sciences Po. Les investigations se poursuivent alors que de nouvelles vidéos permettent de lever quelques-unes des zones d'ombre, encore nombreuses. Sur ces images, diffusées par Le Canard enchaîné, on peut voir, quelques minutes avant le passage à tabac de Quentin Deranque, deux bandes équivalentes en nombre s'affronter.La justice travaille sur ces vidéos et sur l'enchaînement précis des faits, alors que, dans la classe politique, le débat s'enflamme. La France insoumise est ciblée pour sa proximité avec le mouvement dissous La Jeune Garde, dont l'un des fondateurs, Raphaël Arnault, a été élu député sous sa bannière. « Il faut faire le ménage dans vos rangs », réclame le Premier ministre Sébastien Lecornu. La porte-parole du gouvernement, Maud Bregeon, a demandé à Mathilde Panot d'exclure son député, même « temporairement », du groupe parlementaire insoumis. Elle a a par ailleurs appelé à ce qu'il n'y ait « plus jamais un député LFI au sein de l'Assemblée ». De son côté, Yaël Braun-Pivet a estimé, ce mercredi matin, que les responsables politiques devaient appeler au calme. Elle a également dit souhaiter que le député Raphaël Arnault ne siège plus à l'Assemblée nationale, tout en précisant que « seul le Conseil constitutionnel peut le faire ». La déchéance du mandat d'un membre de l'Assemblée ne pouvant survenir qu'à l'issue d'une condamnation pénale le privant de son droit d'éligibilité, une fois que celle-ci est définitive.Parallèlement, plusieurs voix, dont celles de Raphaël Glucksmann, François Hollande et Jérôme Guedj, ont enjoint la gauche à rompre clairement avec le parti de Jean-Luc Mélenchon.Le leader insoumis, de son côté, a réaffirmé hier soir qu'il est opposé à la violence en politique, qui « rabougrit » les combats, et que LFI « n'avait rien à voir ni de près ni de loin » avec la tragédie lyonnaise. Il a également pointé la « responsabilité de la puissance publique », qui aurait failli à son devoir de protection de l'ordre public, et a appelé à ce que « chacun fasse l'effort du calme et du sang-froid ». « Pas de surenchère », a-t-il insisté, alors qu'une dizaine de permanences parlementaires « insoumises » ont subi des dégradations. Ce mercredi, le siège de LFI à Paris a dû être brièvement « évacué suite à une menace à la bombe » a indiqué le coordinateur de LFI Emmanuel Bompard. Nos experts :- PASCAL PERRINEAU - Politologue, professeur des Universités à Sciences Po, auteur de Inventaire des peurs françaises - SOAZIG QUÉMÉNER - Rédactrice en chef - La Tribune Dimanche - SANDRINE CASSINI - Journaliste en charge de la gauche – Le Monde - BRICE TEINTURIER - Directeur général délégué - Institut de sondages Ipsos
C dans l'air du 18 février 2026 - Mort de Quentin : l'onde de chocNos experts :- PASCAL PERRINEAU - Politologue, professeur des Universités à Sciences Po, auteur de Inventaire des peurs françaises - SOAZIG QUÉMÉNER - Rédactrice en chef - La Tribune Dimanche - SANDRINE CASSINI - Journaliste en charge de la gauche – Le Monde - BRICE TEINTURIER - Directeur général délégué - Institut de sondages Ipsos
Depuis un peu plus d'une semaine, d'énigmatiques publicités sont apparues sur les murs du métro parisien… Épurées, on y voit un simple pendentif blanc, avec des slogans comme « Je prendrai toujours le métro avec toi », « Je ne laisserai jamais de vaisselle dans l'évier »… des promesses émises par un collier dopé à l'intelligence artificielle, vendu comme un nouveau meilleur ami. Il s'appelle d'ailleurs Friend, ami en anglais, commercialisé par l'entreprise américaine du même nom. Une campagne publicitaire internationale, qui a provoqué un tollé instantané : la plupart des affiches ont été vandalisées. Et suscite de nombreux commentaires sur les réseaux sociaux. Par Alix Villeroy Le collier contient un micro ouvert en permanence, analyse les conversations, envoie ses réactions sur le téléphone de l'utilisateur et fait réagir le public. Comme ici, aux abords du métro parisien. « Honnêtement, c'est un peu flippant parce qu'on a l'impression qu'on passe de l'IA qui est déjà beaucoup dans notre vie à l'IA qui devient notre amie », réagit un usager du métro parisien. « J'ai l'impression qu'on est en train de rentrer dans le monde de George Orwell. Et en vrai, c'est encore un énième truc qui va nous surveiller », compare cet autre usager. « Je trouve ça tout à fait terrible. On paye pour avoir de l'attention, mais si dorénavant nous avons directement notre mouchard autour du cou !... », s'indigne ce voyageur. L'intelligence artificielle « m'a contaminée » L'IA semble omniprésente dans les quotidiens. « C'est horrible, quand j'étais en flirt avec une fille, j'ai envoyé juste un bout de la conversation pour avoir une piste sur la suite. C'est horrible de faire ça », raconte ce jeune homme. Pour cette femme, c'est un allié dans ses relations. « ChatGPT m'aide à gérer certaines situations compliquées, notamment au niveau de mes amitiés. » Pour cette autre femme, l'intelligence artificielle est utilisée « un peu pour tout. Maintenant, c'est vrai que, malheureusement, ça m'a contaminée, mais après, de là à avoir un collier… Moi personnellement, non ! » « Les agents conversationnels sont conçus avec des mécanismes de profilage » Selon une étude Ipsos, 32 % des étudiants utilisent l'intelligence artificielle au moins une fois par jour pour leur vie professionnelle et personnelle. Jean-Gabriel Ganascia est spécialiste des questions d'éthique relatives à l'IA. Il s'inquiète d'un enfermement de la personne. « L'attachement, c'est un concept qui a été introduit pour montrer que ce que l'on recherche, c'est une forme de sécurité, de protection. Et il semblerait qu'on puisse transposer ce concept à la relation avec ces agents conversationnels. C'est bien sûr ce qui se produit avec ce petit pendentif qui se présente comme un ami. Et le risque, c'est qu'il se substitue aux amis. » Une entreprise privée qui aurait donc accès aux données sensibles des utilisateurs en écoutant leurs conversations, mais qui pourrait aussi les influencer. « Les agents conversationnels sont conçus avec des mécanismes de profilage. C'est-à-dire qu'on vous donne l'information qui vous correspond exactement. On parle de bulles de filtres et le risque, bien sûr, c'est que l'espace public risque progressivement de disparaître et on arrive dans des sociétés de plus en plus fragmentées où on ne se comprend plus », complète Jean-Gabriel Ganascia. La Commission nationale de l'informatique et des libertés a déjà été saisie pour vérifier que l'entreprise Friend.com respecte les législations en matière de collecte et de traitement des données. À lire aussiIntelligence artificielle: «Google est aujourd'hui un acteur majeur dans la course à l'IA»
Após saída de Toffoli, entenda os próximos passos do caso Master no STF. Tornado provoca destruição em Pelotas, no Rio Grande do Sul. Delegado diz que academia onde aluna morreu usava em um dia na piscina a carga de cloro recomendada para uma semana. Morte de estudante em MG: suspeito confessou crime, não se arrependeu e agiu sem planejamento, diz polícia. Geração X é a mais satisfeita com a vida amorosa e sexual no Brasil; Baby Boomers é a menos, revela pesquisa Ipsos.
Peter Kanne is schrijver en senior-adviseur bij IPSOS I&O. Hij houdt zich bezig met politiek, beleid en duurzaamheid en adviseert belangenorganisaties en overheidsinstanties. Daarnaast publiceert Kanne regelmatig over politieke en maatschappelijke onderwerpen in onder andere de Volkskrant en de Trouw. In 2011 verscheen zijn eerste boek ‘Gedoogdemocratie. Heeft stemmen eigenlijk wel zin?'. Nu verschijnt zijn boek ‘Lang zal ik lekker leven', waarin hij een confronterend beeld schetst van de Nederlandse weerbaarheid. Hoe kunnen we ons leven gezonder, democratischer, duurzamer en meer solidair maken? Atze de Vrieze gaat met Peter Kanne in gesprek.
Boston has been a creative powerhouse for decades. While agencies like Mullen, The Barbarian Group, Modernista, and Hill Holiday have all left their mark, Arnold continues to this day, alongside smaller agencies like Colossus, to make a mark with national work (think Progressive Insurance) that makes most of us jealous. Boston also houses many in-house agencies at companies including The LEGO Group. Shark Ninja, Staples, Liberty Mutual, New Balance, Puma, etc. We talk about all this and more with many of the people at its center. Thanks to Tracksuit, Ipsos and the Effies for supporting our live tour.
Prečo Slovensko, Česko a Maďarsko ovládajú populisti? Čo chýba v ponuke opozície? Sú tu ešte dôležité fakty alebo už rozhodujú len umelo vyvolané emócie? Hostia: – Simona Bubánová, expertka na reklamu a marketing – Jakub Hankovský, riaditeľ agentúry IPSOS
Staré témy len v novom obale. Kto po posledných udalostiach zbiera politické body – koalícia alebo opozícia? Čo na voličov ešte zaberá a čo už len šumí v pozadí? Má opozícia vlastnú agendu alebo len kriticky reaguje na kroky vlády? Posunie sa politika ešte späť od emócií a fráz k racionálnym riešeniam? Pýtali sme sa Jakuba Hankovského, riaditeľa prieskumnej agentúry Ipsos a Jozefa Lenča, politológa, UCM v Trnave.
Spain and Greece on Tuesday proposed bans on social media use by teenagers as attitudes hardened in Europe against technology some say is designed to be addictive.上周二,西班牙和希腊提出禁止青少年使用社交媒体的提议。随着欧洲社会对被认为“具有成瘾性设计”的技术态度日趋强硬,这一议题引发广泛关注。Spain wants to prohibit social media for under-16s, Spain's Prime Minister Pedro Sanchez said. Greece is close to announcing a similar ban for children under 15, a senior government source said.西班牙首相佩德罗·桑切斯表示,西班牙希望禁止16岁以下未成年人使用社交媒体。一名希腊政府高级消息人士称,希腊也即将宣布针对15岁以下儿童的类似禁令。Sanchez said social media platform X has amplified disinformation over his administration's decision last week to regularize half a million undocumented workers and asylum seekers.桑切斯表示,社交媒体平台X放大了有关其政府上周决定对约50万名无证移民和寻求庇护者进行身份合法化的虚假信息。The prime minister added his government would introduce a new bill to hold social media executives accountable for illegal and hateful content.首相补充称,政府将提出一项新法案,追究社交媒体高管在传播非法和仇恨内容方面的责任。The measures drew fury from Elon Musk, the owner of X. He responded a few hours later, calling Sanchez "a traitor to the people of Spain".这些措施引发了社交媒体平台X所有者埃隆·马斯克的强烈愤怒。数小时后,他作出回应,称桑切斯是“西班牙人民的叛徒”。Representatives of Google, part of Alphabet, TikTok, Snapchat and Meta did not immediately respond to requests for comment.谷歌(Alphabet旗下)、TikTok、Snapchat和Meta的代表未立即回应置评请求。Beyond boundaries超越国界Spain and Greece join countries such as Britain and France in considering tougher stances on social media, after Australia in December became the first nation to prohibit access to such platforms for children younger than 16.继澳大利亚于去年12月成为全球首个禁止16岁以下儿童使用社交媒体的平台国家后,西班牙和希腊加入英国、法国等国行列,考虑对社交媒体采取更为严厉的立场。Governments worldwide are looking at the impact of children's screen time on their development and mental well-being.全球各国政府正关注儿童屏幕使用时间对其身心发展和心理健康的影响。"Our children are exposed to a space they were never meant to navigate alone … We will no longer accept that," Sanchez said at the World Governments Summit in Dubai.桑切斯在迪拜举行的世界政府峰会上表示:“我们的孩子正暴露在一个本不该独自面对的空间中……我们将不再接受这种情况。”Spain joins five other European countries that he dubbed the "coalition of the digitally willing" to coordinate and enforce cross-border regulation, Sanchez said, without naming the countries, which are set to hold their first meeting in the coming days.桑切斯表示,西班牙将加入另外五个欧洲国家,组成他所称的“数字监管意愿联盟”,以协调并推动跨境监管措施。这些国家将在未来几天内举行首次会议,但具体国家名称尚未公布。"We know that this is a battle that far exceeds the boundaries of any country," he said. His office did not respond to a request for clarification.他说:“我们知道,这是一场远远超出任何单一国家边界的斗争。”其办公室未回应进一步澄清请求。Legislation to ban children under 15 from social media is currently passing through France's parliament. Britain is also considering similar measures.目前,禁止15岁以下儿童使用社交媒体的立法正在法国议会推进。英国也在考虑采取类似措施。The recent explosion of AI-generated content, and public outcry over reports of Musk's Grok AI chatbot generating nonconsensual sexual images, including of minors, have fueled debate over the risks of such online content.近期,人工智能生成内容激增,加之有关马斯克旗下Grok AI聊天机器人生成未经同意的性图像(包括涉及未成年人)的报道引发公众愤怒,进一步加剧了关于此类网络内容风险的讨论。Sanchez said prosecutors would explore ways to investigate possible legal infractions by Grok.桑切斯表示,检察机关将研究调查Grok可能存在的违法行为的途径。About 82 percent of Spanish respondents said they believed children under 14 should be banned from social media, according to a 30-country Ipsos poll on education published last August. That was up from 73 percent in 2024.根据益普索(Ipsos)去年8月发布的一项涵盖30个国家的教育调查,约82%的西班牙受访者认为应禁止14岁以下儿童使用社交媒体,这一比例高于2024年的73%。In Australia, social media companies deactivated nearly 5 million accounts belonging to teenagers within weeks of the ban taking effect, the internet regulator said last month, suggesting the measure could have a sweeping impact.澳大利亚互联网监管机构上月表示,在禁令生效后的数周内,社交媒体公司已停用近500万个属于青少年的账户,表明该措施可能产生广泛影响。social media ban /ˈsoʊʃəl ˈmiːdiə bæn/社交媒体禁令cross-border regulation /ˌkrɔːs ˈbɔːrdər ˌreɡjʊˈleɪʃən/跨境监管disinformation /ˌdɪsˌɪnfərˈmeɪʃən/虚假信息legal infractions /ˈliːɡl ɪnˈfrækʃənz/违法行为
Brice Teinturier, directeur général délégué d'Ipsos BVA, politologue, et auteur du livre « Au-delà des apparences », coécrit avec Alexandre Guérin et Arnaud Caré (éditions du Cherche Midi), était l'invité de l'émission Ecorama du 5 février 2026, présenté par David Jacquot sur Boursorama.com. Parmi les sujets abordés : le pessimisme français, la perception du déclin, la défiance envers les responsables politiques, la montée du populisme, mais aussi les atouts du pays et les raisons de rester optimiste Hébergé par Audion. Visitez https://www.audion.fm/fr/privacy-policy pour plus d'informations.
In light of major Canadian politics news following the Conservative Party of Canada convention and the ‘doublespeak' comments heard from party leader Pierre Poilievre, as well as Alberta Premier Danielle Smith regarding Alberta independence we covered in this week's politics news updates…Let's take a deeper look into the psychology of Pierre Poilievre's Conservative voter base as well as the driving force behind Alberta separatist sentiments, according to new surveys from Abacus Data and Ipsos. The lines of comparison to the mentality driving Donald Trump's MAGA movement is staggering.Tune into Episode 365 of The Bill Kelly Podcast for daily politics news updates.This Canada politics news update was recorded on February 3, 2026.Don't forget to like, share, comment and subscribe to support Bill's work. THANK YOU!Become a YouTube member for weekly public and private livestreams, and to hear Bill's stories and life lessons from 50+ years as a broadcast journalist in his members-only series, THE WAY I SEE IT: https://www.youtube.com/channel/UCeUbzckOLocFzNeY1D72iCA/joinListen everywhere: https://kite.link/the-bill-kelly-podcastYouTube: https://www.youtube.com/@TheBillKellyPodcast/featuredBlueSky: https://bsky.app/profile/billkellypodcast.bsky.socialSubStack: https://billkelly.substack.com/WATCH THIS EPISODE and subscribe to our channel: https://youtu.be/maF50xlNvZgFURTHER READINGOn home turf, Alberta Premier Danielle Smith jabs familiar foes to warm receptionhttps://www.cbc.ca/news/canada/calgary/danielle-smith-alberta-ucp-united-conservative-party-9.7069719B.C. premier says Alberta separatists seeking assistance from U.S. is ‘treason'https://www.cbc.ca/news/politics/eby-alberta-separatism-9.7066320Alberta UCP caucus has ‘no business' signing separation vote petition: former premierhttps://www.cbc.ca/news/canada/calgary/alberta-ucp-caucus-has-no-business-signing-separation-vote-petition-former-premier-9.7071622Support for Independence in Alberta Reaches Levels Similar to Quebechttps://www.ipsos.com/en-ca/support-independence-alberta-reaches-levels-similar-quebecWho is in the Conservative Party “base” and how does it differ from other Canadianshttps://abacusdata.ca/who-is-in-the-conservative-party-base-and-how-does-it-differ-from-other-canadians/ This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit billkelly.substack.com/subscribe
Welcome and thanks for joining us for today’s edition of RealAg Radio with your host Shaun Haney. On today’s show, Haney is joined by: Darrell Bricker of IPSOS on income, productivity and domestic challenges; Chad Garrod of Corteva Canada for a spotlight interview for Corteva Luxe; and, Chris Reynolds of Nutrien on Nutrien Ltd. unifying... Read More
Welcome and thanks for joining us for today’s edition of RealAg Radio with your host Shaun Haney. On today’s show, Haney is joined by: Darrell Bricker of IPSOS on income, productivity and domestic challenges; Chad Garrod of Corteva Canada for a spotlight interview for Corteva Luxe; and, Chris Reynolds of Nutrien on Nutrien Ltd. unifying... Read More
Will Langley Mayor Eric Woodward sign the new Metro Vancouver Accountability Charter? Guest: Eric Woodward, Mayor of langley township Will Poilievre still hold court at the Federal Conservative Convention? Guest: David Coletto, CEO of Abacus Data Jay Chalke year recap and what comes next Guest: Jay Chalke, BC Ombudsmen Should companies do business with ICE? Guest: Kalifi Ferretti-Gallon, co-founder of Democracy Rising More and More Canadians are worrying about a US invasion Guest: Greg Jack, senior vice president of public affairs at Ipsos in Canada So how about that Alberta Pipeline plan? Guest: Dr. Thomas Gunton is Professor and Director of the Resource and Environmental Planning Program at Simon Fraser University Learn more about your ad choices. Visit megaphone.fm/adchoices
There's Verian, Reid Research, Ipsos, Curia, all of which survey Kiwis to - theoretically - give a sense of how we're feeling about the parties and politicians. But, how much do we really know about these polls? How are they conducted, are they trustworthy, and are they really indicative of how New Zealanders feel about their political options? Dr Nicole Satherley is a senior researcher at iNZight Analytics, and in 2023 she co-authored the paper 'Understanding Public Opinion Polling in Aotearoa New Zealand'.
We've been talking about Alberta separatism after reports of long lines in Calgary to sign a referendum petition. A new Ipsos study shows that while about three in 10 Albertans and Quebecers say they'd support separation, only half stay committed once real-world costs are considered. To discuss these findings, Evan is joined by Gregory Jack, Senior Vice President of Ipsos Public Affairs.
77% des femmes salariées sont régulièrement confrontées à des propos ou des décisions sexistes. C'est ce que révèle le baromètre 2025 du sexisme ordinaire au travail, une étude réalisée par l'Association française des managers en partenariat avec l'institut de sondage Ipsos. Depuis 2018, initiative #StOpE pilotée par cette association vise à mutualiser les énergies pour lutter contre le sexisme ordinaire en entreprise. Selon les résultats de l'étude, les entreprises montrent de plus en plus d'engagement, mais les comportements sexistes restent profondément ancrés dans le monde professionnel. Qu'est-ce que le sexisme ordinaire en entreprise ? Comment lutter contre ? Que faire si je suis victime ou témoin ? Écoutez la suite de cet épisode de Maintenant vous savez ! Un podcast Bababam Originals, écrit et réalisé par Hugo de l'Estrac. Première diffusion : mai 2025 À écouter ensuite : Qu'est-ce que le syndrome du grand coquelicot, qui discrimine les femmes au travail ? Les femmes sont-elles vraiment plus émotives que les hommes ? Sexisme : comment internet creuse-t-il les inégalités hommes femmes ? Retrouvez tous les épisodes de "Maintenant vous savez". Suivez Bababam sur Instagram. Learn more about your ad choices. Visit megaphone.fm/adchoices
Les marchés financiers ont respiré hier. Même sans connaître les détails de l'accord évoqué entre Donald Trump et le patron de l'Otan, les investisseurs ont retenu une chose : le scénario d'une escalade militaire en Europe s'éloigne. Et ça, les marchés aiment.Résultat, retour en force des actifs à risque, après plusieurs séances sous tension. À Paris, le CAC 40 a gagné près de 1 % et clôture au-dessus des 8 140 points, avec quasiment toutes les valeurs dans le vert. À Wall Street, la tendance est également positive : le Dow Jones a avancé d'environ 0,9 %. Ce regain d'optimisme tranche avec les inquiétudes récentes liées aux menaces de droits de douane américains, jusqu'à 25 % sur certains pays européens. Sur le front économique, les chiffres américains soutiennent aussi le moral : la croissance du PIB a été révisée à 4,4 % sur un an, un plus haut depuis deux ans, tandis que l'inflation, mesurée par l'indice PCE, est remonté légèrement à 2,8 %. Et du côté des valeurs ? Côté valeurs, Michelin, Volkswagen et Ipsos se sont distinguées. À l'inverse, Ubisoft s'est effondré de près de 40 %, pénalisé par une profonde restructuration et une visibilité financière très limitée.Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.
Svenskt Näringsliv har låtit undersökningsföretaget Ipsos ta temperaturen på Jantelagen i Sverige och grannländerna Norge, Finland, Danmark och Estland. Det visar sig att vi är betydligt mindre avundsjuka än vad vi kanske tror om oss själva. Anders Ydstedt är med i Skattefrågan och berättar mer om resultet av undersökningen.
Today, we're diving into a topic that's become increasingly relevant in our modern dating landscape: age-gap relationships. You might be surprised to learn that nearly 40% of American adults have engaged in relationships with a significant age difference, specifically ten years or more. This trend is not just a quirky dating choice; it reflects deep psychological and social dynamics at play.So, what's fueling this shift in how we perceive age in relationships? For starters, let's look at some fascinating statistics. A recent Ipsos poll found that a remarkable 60% of Americans believe it's totally acceptable for a woman to date someone ten years younger.Become a supporter of this podcast: https://www.spreaker.com/podcast/lets-talk-sex-and-dating--5052038/support.
. It's a subject that has sparked countless conversations and debates in social circles, dinner parties, and even academia. But what really lies behind this age-gap romance? What attracts these partners to each other? Today, we'll peel back the layers and discover the dynamics at play in these relationships.To set the stage, let's look at some numbers. A recent 2022 Ipsos poll revealed that a striking 39% of American adults have tried age-gap dating, where there's an age difference of ten years or more. When we break this down further, we find that 66% of men and 24% of women have dated someone significantly younger. Those are some compelling statistics!Become a supporter of this podcast: https://www.spreaker.com/podcast/lets-talk-sex-and-dating--5052038/support.
Master Data Storyteller, Sam Knowles hosts a best-of-Season-Nine greatest hits episode, featuring: Kelly Beaver, Ipsos UK & Ireland; Angela Balakrishnan, the UK Information Commissioner's Office (ICO); AI pathfinder and TED Talker, Susan Etlinger; senior comms advisor at Wadds Inc., Stephen Waddington; founder of Social for Good, Kerry Watkins; and, the Ohio State University's Professor of Story Science, Angus Fletcher. Themes include the Market Research Society's "Campaign for Better Data", ultra-processed data in the age of AI, information rights and public trust, engineering-level rigour in PR and evidence-based measurement, authentic LinkedIn strategy for nonprofits and digital wellbeing (living life 24/six), and narrative cognition with anomalies, intuition, creativity, and leadership. Chapters (mm:ss) 00:00 Intro and wrap-up setup 00:22 Kelly Beaver, Ipsos, on the Campaign for Better Data 01:08 Ultra-processed data 42:41 Tool and weapon framing 44:26 Data Commerce Conference guests 45:07 Shedding a trail of data 54:48 Thanks to guests 56:06 See you again soon Data Malarkey Take the Data Storytelling Scorecard: https://data-storytelling.scoreapp.com Contact: hello@usingdatasmarter.com Suggest a guest: https://www.usingdatasmarter.com/guest
It's an interesting topic that's been buzzing around in romantic circles for quite some time—older men dating younger women. Have you ever wondered what drives this phenomenon? Why is it that a significant number of folks seem to be okay with age-gap relationships, particularly when it comes to older men and younger women? In today's episode, we're diving deep into this subject, exploring the societal norms, psychological factors, and even the historical context that shape these relationships.Let's kick things off by looking at some numbers. A recent Ipsos poll revealed that a whopping 39% of American adults have dated someone significantly younger—by at least ten years. And interestingly, 71% of respondents find it socially acceptable for older men to date younger women. You heard that right! But what about older women dating younger men? Well, it seems like 60% of people are cool with that too.Become a supporter of this podcast: https://www.spreaker.com/podcast/lets-talk-sex-and-dating--5052038/support.
So, let's kick things off with some eye-opening statistics: A recent Ipsos poll revealed that nearly 39% of American adults have engaged in age-gap dating—defined as relationships involving a ten-year age gap. And here's an interesting slice of that data: a whopping 66% of men have dated someone ten or more years younger than themselves. In contrast, only 28% of women have dated someone that much older. This disparity raises some intriguing questions about preferences in romantic relationships.Become a supporter of this podcast: https://www.spreaker.com/podcast/lets-talk-sex-and-dating--5052038/support.
Our latest C-Suite Outlook reveals CEOs' biggest concerns—and why they're measuring the ROI of AI. US CEOs rank economic and geopolitical uncertainty as top risk factors for 2026, according to the C-Suite Outlook 2026 survey from The Conference Board. How can CEOs overcome the lack of policy certainty while making investments that lead to long-term success? Join Steve Odland and guest David Young, president of the Committee for Economic Development, the public policy center of The Conference Board, to find out why CEOs continue to seek regulatory consistency, how they plan to grow their businesses this year, and how CEOs are evolving their view of AI investment. For more from The Conference Board: Uncertainty and Opportunity: The CEO Playbook for 2026 The CEO Outlook for 2026—Uncertainty, Risks, Growth & Strategy 2026: A Year in Preview The survey would not have been possible without the support of Ipsos, one of the world's leading market research companies and the sole sponsor for the C-Suite Outlook Survey 2026.
Polling expert and friend of the podcast Richie Jones joins Seán and Ava to discuss new data on economic optimism, and what it means for Britain.Subscribe to How to Rebuild Britain now: https://linktr.ee/howtorebuildbritain Hosted on Acast. See acast.com/privacy for more information.
Happy New Year! And welcome to Season 9 of The Experience Perspective Podcast!For the first episode of our new season, join Rob Rose as he explores the many different roles that Mystery Shopping can play for businesses and organisations, in the company of Craig Bradley, Global Service Line Leader for Channel Performance at Ipsos. In this episode, Craig shares how ‘Real people, going to real places, to deliver real impact' sits at the heart of the work Ipsos do, and provides insights on the Ipsos ‘Better Promise'.Learn how these approaches not only help the clients we partner with to identify and measure the ‘moments of truth' within their customer interactions, but also how this data enables clients to develop strategies to further improve their performance and elevate their levels of customer service. Please use the link below to learn more:Channel Performance | Ipsos
This event was part of Government 2026, the IfG's annual conference. An expert panel explored how well No.10 and the Treasury work together to deliver the government's economic priorities. Rt Hon Ed Balls, broadcaster, presenter of Political Currency, and former Education Secretary Kelly Beaver MBE, Chief Executive of Ipsos in the UK and Ireland Baroness Ayesha Hazarika, broadcaster and former political adviser This session was chaired by Giles Wilkes, Senior Fellow at the Institute for Government and former No.10 Adviser. We would like to thank Grant Thornton UK LLP for supporting this event.
This event was part of Government 2026, the IfG's annual conference. An expert panel explored how well No.10 and the Treasury work together to deliver the government's economic priorities. Rt Hon Ed Balls, broadcaster, presenter of Political Currency, and former Education Secretary Kelly Beaver MBE, Chief Executive of Ipsos in the UK and Ireland Baroness Ayesha Hazarika, broadcaster and former political adviser This session was chaired by Giles Wilkes, Senior Fellow at the Institute for Government and former No.10 Adviser. We would like to thank Grant Thornton UK LLP for supporting this event. Learn more about your ad choices. Visit podcastchoices.com/adchoices
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A new NPR/Ipsos poll found Americans across the political spectrum want the U.S. to be the moral leader of the world, but far fewer believe it actually is.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy
En 2025, l'intelligence artificielle générative faisait déjà partie du quotidien de près de 4 Français sur 10, selon une étude Ipsos publiée en février de la même année. Que ce soit pour le travail, les études ou la vie personnelle, l'IA s'est clairement imposée comme un outil courant. Aujourd'hui, l'IA connaît une nouvelle évolution. Elle ne se limite plus à répondre à des questions ou à donner un coup de pouce pour réviser : elle est désormais capable de passer à l'action toute seule, sans supervision humaine directe. Comment est-ce possible ? À quoi sert concrètement une IA agentique ? Est-elle totalement différente d'une IA générative ? Écoutez la suite de cet épisode de "Maintenant, vous savez". Un podcast Bababam Originals écrit et réalisé par Magalie Bertet. À écouter ensuite : L'IA a-t-elle vraiment bouleversé nos relations humaines ? Qu'est-ce que l'IA anxiété ? L'IA va-t-elle tuer le cinéma ? Retrouvez tous les épisodes de "Maintenant vous savez". Suivez Bababam sur Instagram. Learn more about your ad choices. Visit megaphone.fm/adchoices
Corrupción y economías ilegales avanzan de la mano en el Perú: el 94% de los cuidadanos las vincula directamente, especialmente en actividades como la minería ilegal. Este resultado forma parte de la decimotercera Encuesta Nacional sobre Percepciones de Proética 2025, realizada por IPSOS, con el apoyo de la Cooperación Alemana, el Instituto Bicentenario y Rainforest Foundation Norway, y en alianza con Apoyo Consultoría, Grupo RPP y el PNUD. Conoce los detalles en el siguiente informe de Geraldine Hernández.
durée : 01:00:19 - Le 13/14 - par : Bruno Duvic - Pour 85% des Français, 2025 a été une mauvaise année pour la France (étude IPSOS). Une année stressante, au contexte international anxiogène, qui donne envie de commencer 2026 sous de meilleurs auspices, et pourquoi pas de se recentrer sur soi, en faisant appel à la méditation. Vous aimez ce podcast ? Pour écouter tous les autres épisodes sans limite, rendez-vous sur Radio France.
Enjoy this episode from the archives while we're on our Holiday break! We will be back with season 13 on Jan 13th!I chat with Emmanuel Probst, Global Lead of Brand Thought-Leadership at Ipsos, a global market research company. We dive into all things market research and brand transformation. Emmanuel gives insights into the skills and empathies independent designers can offer clients that larger agencies can't, as well as ways to find unique inspiration outside of social media. There are so many incredible topics discussed in this episode and I can't wait for you to hear it!Guest Information:Guest Name: Emmanuel ProbstGuest Business Name: IpsosGuest Website: www.ipsos.com/en-usGuest LinkedIn: linkedin.com/in/emmanuelprobstLinks Mentioned:Purchase Assemblage: The Art & Science of Brand Transformation on AmazonAccess Ipsos's market research dataLinks:The Design Minimind - My 1:1 coaching program for designersDownload my FREE Creative Direction Figma Template (includes 4 audio trainings as well)Get 30% off of your HoneyBook subscription - The CRM I use in my studio.*Enjoy 1 month of Showit FREE with my code “HelloJune” when you sign up.*Earn $100 after you run your first payroll with Gusto, my payroll and compliance software.*Get 50% off your first year of Flodesk, my email marketing software.**Some are affiliate links which means I may earn a commission.Connect With Us:Our Free Facebook CommunityOur WebsitePodcast InstagramHello June Creative InstagramThe Design MinimindJoin The Creative Diaries (my email list)Tags: designer, design, brand design, brand identity design, design studio, design business, graphic design, brand designer, better podcast, brand designer podcast, logo design
Neden örneğin bir Harley Davidson dövmesi normal karşılanır da, başka bir kar amacı güden şirket dövmesi anormaldir? Siz tamamen gönüllü olarak, bir markanın dövmesini yaptırır mıydınız? Selam Fularsızlar, Vakıf serisine birazcık ara verip, bugün sponsorlu bir bölümle dünyaya dönüyoruz. Lovemark kavramını konuşacağız. Konular: 00:00 Dövme testi 02:55 Lovemark 03:52 iphone kuyrukları 05:18 Saygı-sevgi ekseni 07:45 Sponsor mesajı 08:30 Gizem 10:37 Duyusallık 12:29 Yakınlık 14:32 Kimlik (For the Culture) Bu bölüm Garanti BBVA Bonus reklamı içermektedir. Türkiye'nin Lovemark'ları 2024 araştırması MediaCat önderliğinde Ipsos tarafından hayata geçirilmiştir. Araştırmada Bonus “En Sevilen Kredi Kartı” markası seçilmiştir. Araştırma 15-55 yaş aralığında, kadın-erkek oranı eşit, Türkiye temsili 2000 kişinin katılımıyla bilgisayar destekli telefon görüşmeleri tekniği (CATI) yöntemi kullanılarak gerçekleştirilmiştir.
Neden bazı yerler, bazı sesler ve bazı görüntüler bize kendimizi evde hissettirir? Hiç konuşmadığımız bir yabancının varlığı bize nasıl güven verebilir? Bir zamanlar "ucube" denilerek protesto edilen bir demir yığını, nasıl olur da bir şehrin aşkla anılan sembolüne dönüşür? 111 Hz'in bu bölümünde; şehir plancısı Kevin Lynch'in zihinsel haritalarından yola çıkıyor, sevgiyle bağlandığımız eşyalar ve hiç tanımadan güvendiğimiz insanlar üzerinden "iz bırakma" kavramını inceliyoruz. Bu bölüm Bonus reklamı içermektedir. Türkiye'nin Lovemark'ları 2024 araştırması MediaCat önderliğinde Ipsos tarafından hayata geçirilmiştir. Araştırmada Bonus “En Sevilen Kredi Kartı” markası seçilmiştir. Araştırma 15-55 yaş aralığında, kadın-erkek oranı eşit, Türkiye temsili 2000 kişinin katılımıyla bilgisayar destekli telefon görüşmeleri tekniği (CATI) yöntemi kullanılarak gerçekleştirilmiştir.
Menaka Gopinath is the Chief Marketing Officer at the Project Management Institute (PMI), where she leads global brand, communications, and marketing strategy with a focus on customer-centric growth and storytelling. She has built a distinguished career guiding Fortune 100 brands including The Coca-Cola Company, Apple, Nike, Uber, Procter & Gamble, and Meta, leveraging advanced analytics and integrated cross-channel programs to drive impact. Prior to PMI, Menaka served as President and COO of sustainable fashion brand Graf Lantz and led the Social Media Exchange practice at Ipsos, scaling it significantly. She is passionate about purpose-driven business and diversity in the industry and serves on the Board of Mentors for Monday Night Mentorship. Menaka holds a BA in Economics and Communications from New York University and an MBA in Finance from the University of San Francisco.
Planning's greatest Holiday Ads Party returned live to the Merchandise Mart in Chicago. A packed house watched and debated some of the best holiday ads from the US and UK. On stage were Nimisha Jain, CSO at Highdive, Pedr Howard, Head of Creative Excellence at Ipsos, Samantha Cescau, CSO at Leo Burnett and Mark Gross, Co-Founder and Co-CCO at Highdive. Love to hear what your favorite Holiday spot was this year. Thanks to Ipsos, The Effies and Tracksuit for supporting our 2025 live tour. Happy Holidays everyone.
We talk with some of London's top strategic and creative talent about the year that was 2025. Martin Beverley of Ace of Hearts, Paula Bloodworth of Alien Baby, Mel Arrow of McCann, Chris Gallery of Mother and Alex Grieve of BBH join me. Next live tour stop is Boston in late January. Thanks to The Effies, Tracksuit and Ipsos for supporting our Live Tour.
Hlas - strana, ktorá ašpirovala na post premiéra a ktorá vygeneroval prezidenta. Dnes strana, ktorá politicky umiera. Zo snahy o modernú Sociálnu demokraciu sa stala kópia SMERu, ktorá namiesto oživovania ľavicových tém, roztlieskáva ultrakonzervatívne až neofašistické úlety, hovorí ľavičiar Peter Weiss. Skončí Hlas mimo politiky? Bola to strana, ktorá fakticky rozhodla o našom povolebnom vývoji. Z možností - progresívny Šimečka alebo dobre známy Fico sa rozhodla pre Fica a stala sa tak súčasťou vládnej koalície. Voliči však jej vládnutie akosi neodmeňujú no a Hlas, teda táto naširoko rozkročená všeľudová "Catch all party," s ambíciou oslovovať ako socialistov, tak i liberálov sa dnes rúti doslova do politického zabudnutia.Po tom, ako sa stala kostrou Ficovej vlády a doslova vystrela červený koberec pre svojho zakladateľa až do prezidentského paláca sa stala fackovacím panákom opozície, ale aj partnerov z koalície. Zároveň sa pritom stala i symbolom takpovediac hodnotového oportunizmu ako i politického alibizmu. Napokon, svedčí o tom i kontinuálne pokles voličských preferencií.Je za týmto pádom do politickej bezvýznamnosti a zabudnutia Hlasu zmena objednávky od voličov unavených stredovou, nekonfliktnou politikou alebo je to daň za zle manažované vládnutie spájané aj s kauzami ministrov Hlasu? A akú preferenčnú daň si vyžiadalo prepriahanie na poste lídra, kde široko akceptovaného Pellegríniho vystriedal doslova kontrapunkt k charizmatickosti, oblúbenosti - ako i neschopnosti, aktuálne sediaci v kresle ministra vnútra?Kam teda zmizol tón, sila i akékoľvek zafarbenie politického hlasu zvaného strana Hlas? Počúvate Aktuality Nahlas, dnes o politickom príbehu ako i možnej budúcnosti vládneho Hlasu. S expredsedom SDĽ ako i bývalým šéfom inštitútu Sociálnej demokracie Petrom Weissom a Romanom Pudmarčíkom z agentúry IPSOS. Pekný deň a pokoj v duši praje Braňo Dobšinský.
As artificial intelligence evolves at lightning speed, more and more people are turning to it for health advice. A survey conducted in April 2025 by the FLASHS Institute for Galeon found that one in three French people have already consulted an AI about their health. Among young adults aged 18 to 24, that figure jumps to 68%. And according to IPSOS, OpenAI's ChatGPT tops the list as France's most popular AI tool for health-related questions. But can we really trust ChatGPT with our health? And what about mental health? In under 3 minutes, we answer your questions! To listen to the latest episodes, click here: How much CO2 does a search on ChatGPT emit? Will ChatGPT replace Google? How to interact with ChatGPT? A Bababam Originals podcast written and realised by Amber Minogue. Learn more about your ad choices. Visit megaphone.fm/adchoices
Hlas - strana, ktorá ašpirovala na post premiéra a ktorá vygeneroval prezidenta. Dnes strana, ktorá politicky umiera. Zo snahy o modernú Sociálnu demokraciu sa stala kópia SMERu, ktorá namiesto oživovania ľavicových tém, roztlieskáva ultrakonzervatívne až neofašistické úlety, hovorí ľavičiar Peter Weiss. Skončí Hlas mimo politiky? Bola to strana, ktorá fakticky rozhodla o našom povolebnom vývoji. Z možností - progresívny Šimečka alebo dobre známy Fico sa rozhodla pre Fica a stala sa tak súčasťou vládnej koalície. Voliči však jej vládnutie akosi neodmeňujú no a Hlas, teda táto naširoko rozkročená všeľudová "Catch all party," s ambíciou oslovovať ako socialistov, tak i liberálov sa dnes rúti doslova do politického zabudnutia.Po tom, ako sa stala kostrou Ficovej vlády a doslova vystrela červený koberec pre svojho zakladateľa až do prezidentského paláca sa stala fackovacím panákom opozície, ale aj partnerov z koalície. Zároveň sa pritom stala i symbolom takpovediac hodnotového oportunizmu ako i politického alibizmu. Napokon, svedčí o tom i kontinuálne pokles voličských preferencií.Je za týmto pádom do politickej bezvýznamnosti a zabudnutia Hlasu zmena objednávky od voličov unavených stredovou, nekonfliktnou politikou alebo je to daň za zle manažované vládnutie spájané aj s kauzami ministrov Hlasu? A akú preferenčnú daň si vyžiadalo prepriahanie na poste lídra, kde široko akceptovaného Pellegríniho vystriedal doslova kontrapunkt k charizmatickosti, oblúbenosti - ako i neschopnosti, aktuálne sediaci v kresle ministra vnútra?Kam teda zmizol tón, sila i akékoľvek zafarbenie politického hlasu zvaného strana Hlas? Počúvate Aktuality Nahlas, dnes o politickom príbehu ako i možnej budúcnosti vládneho Hlasu. S expredsedom SDĽ ako i bývalým šéfom inštitútu Sociálnej demokracie Petrom Weissom a Romanom Pudmarčíkom z agentúry IPSOS. Pekný deň a pokoj v duši praje Braňo Dobšinský.
C dans l'air l'invité du 2 décembre 2025 avec Brice Teinturier, politologue et directeur général délégué d'Ipsos-BVA France. Il publie Au-delà des apparences – des raisons d'être optimiste en France, co-écrit avec Alexandre Guérin et Arnaud Caré, aux éditions du Cherche Midi. Cet ouvrage s'appuie sur des années d'études et d'enquêtes d'opinion réalisées par Ipsos pour brosser un portrait nuancé de notre société. Un message d'espoir argumenté et étayé pour sortir de la morosité et retrouver des raisons d'être optimiste. Un éclairage nouveau et une vision plus nuancée que le discours ambiant très négatif sur les Français. On découvre des citoyens attachés à la démocratie et aux valeurs républicaines, des salariés engagés dans leur travail, des consommateurs exigeants envers les marques, des utilisateurs curieux face à l'IA, des amoureux de l'automobile, contre vents et marées, des Français qui veulent se projeter dans l'avenir.Brice Teinturier reviendra sur son livre Au-delà des apparences – des raisons d'être optimiste en France, co-écrit avec Alexandre Guérin et Arnaud Caré, aux éditions du Cherche Midi. Il analysera aussi les récentes polémiques autour des sondages. Une dernière étude sur le rapport des Français musulmans à l'islam a récemment déclenché une onde de choc. Brice Teinturier nous expliquera quelles sont les règles déontologiques des instituts de sondages, qui sont de plus en plus pris pour cible.
C dans l'air l'invité du 2 décembre 2025 avec Brice Teinturier, politologue et directeur général délégué d'Ipsos-BVA France. Il publie Au-delà des apparences – des raisons d'être optimiste en France, co-écrit avec Alexandre Guérin et Arnaud Caré, aux éditions du Cherche Midi. Cet ouvrage s'appuie sur des années d'études et d'enquêtes d'opinion réalisées par Ipsos pour brosser un portrait nuancé de notre société. Un message d'espoir argumenté et étayé pour sortir de la morosité et retrouver des raisons d'être optimiste. Un éclairage nouveau et une vision plus nuancée que le discours ambiant très négatif sur les Français. On découvre des citoyens attachés à la démocratie et aux valeurs républicaines, des salariés engagés dans leur travail, des consommateurs exigeants envers les marques, des utilisateurs curieux face à l'IA, des amoureux de l'automobile, contre vents et marées, des Français qui veulent se projeter dans l'avenir.Brice Teinturier reviendra sur son livre Au-delà des apparences – des raisons d'être optimiste en France, co-écrit avec Alexandre Guérin et Arnaud Caré, aux éditions du Cherche Midi. Il analysera aussi les récentes polémiques autour des sondages. Une dernière étude sur le rapport des Français musulmans à l'islam a récemment déclenché une onde de choc. Brice Teinturier nous expliquera quelles sont les règles déontologiques des instituts de sondages, qui sont de plus en plus pris pour cible.
The Ipsos New Zealand survey has shown Labour is the most trusted party for eight of the top 10 most important issues to voters. This includes issues like cost of living, healthcare, and the economy. The Government has amended the Education and Training Act to remove the requirement for school boards to give effect to Te Tiriti o Waitangi. A petition calling for a minimum age of 16 to access social media has been handed over to Parliament. And the Government is halting prescriptions of puberty blockers for young people with gender dysphoria, while continuing to allow them for cisgender young people. For our weekly catch-up with the Labour Party, Wire Host Caeden spoke to Shanan Halbert about all of these topics.
Vous aimez notre peau de caste ? Soutenez-nous ! https://www.lenouvelespritpublic.fr/abonnementUne émission de Philippe Meyer, enregistrée au studio l'Arrière-boutique le 14 novembre 2025.Avec cette semaine :Nicolas Baverez, essayiste et avocat.Antoine Foucher, consultant, spécialiste des questions sociales, auteur de Sortir du travail qui ne paie plus.Béatrice Giblin, directrice de la revue Hérodote et fondatrice de l'Institut Français de Géopolitique.Richard Werly, correspondant à Paris du quotidien helvétique en ligne Blick.CONSOMMATEUR OU CITOYEN : LES CONTRADICTIONS FRANÇAISESDominant dans le commerce en ligne, Shein, le géant chinois de la mode jetable, s'est installé le 5 novembre pour la première fois en boutique, au BHV parisien puis progressivement dans des Galeries Lafayette franchisées à Dijon, Reims, Grenoble, Angers et Limoges. Une arrivée qui provoque un tollé dans le secteur. Spécialiste de la mode éphémère – une production caractérisée par le renouvellement ultra-rapide des collections à des prix cassés dépourvus de normes sociales et environnementales –, le géant chinois a été condamnée à 40 millions d'euros d'amendes par la Direction générale de la répression des fraudes pour « pratiques commerciales trompeuses », puis à 150 millions d'euros par la Commission nationale de l'informatique et des libertés pour « non-respect du consentement des internautes » dans la collecte de leurs données. Adoptée par l'Assemblée nationale puis amendée par le Sénat en juin 2025, la proposition de loi visant à « démoder la mode éphémère grâce à un système de bonus-malus » revient au cœur des débats.Le chiffre d'affaires de Shein en France (son deuxième marché dans le monde après les États-Unis) était de plus de 1,5 milliard d'euros en 2024. Cette année-là, l'Institut français de la mode a estimé que 35 % des Français ont acheté au moins un produit sur la plateforme Shein, qui compte plus de 12 millions d'utilisateurs par mois. Ces derniers savent pertinemment ce qui est reproché à l'entreprise, ses pratiques contestées et l'impact que son essor à sur le prêt-à-porter français. N'importe. Le caractère compulsif de l'achat est plus fort. Dans un pays pourtant obsédé par la reconquête de sa « souveraineté », qui tient la mondialisation en horreur, le consommateur agit souvent à rebours des convictions du citoyen.Ainsi, si selon un sondage Ipsos BVA, les Français placent sans surprise le prix en tête des critères guidant leurs achats (62 %), devant la qualité (58 %) et la durabilité (32 %) des vêtements, toutefois, 49 % des sondés expriment une « mauvaise opinion » à l'égard de la qualité des produits. Et 52 % désapprouvent l'installation d'une boutique Shein au BHV. Une nette majorité approuverait des mesures « pour freiner le développement des géants chinois de l'habillement en France et en Europe ». En Dr Jekyll et Mr Hyde, nous exigeons du gouvernement ou de l'Union européenne qu'ils régulent les opérateurs dont les pratiques mettent à mal notre économie, nos emplois et la planète, quand nous achetons leurs produits et leurs services. Et ce n'est pas vrai que dans le secteur de la mode ou du textile… Philippe Moati, cofondateur de l'Observatoire société et consommation prévient : « En cas de désaccord entre le citoyen et le consommateur, c'est le consommateur qui gagne quand l'offre est très attractive.COP 30L'objectif de limiter le réchauffement climatique à 1,5°C par rapport à l'ère préindustrielle, figurant dans l'Accord de Paris il y a 10 ans, est « sur le point de s'effondrer », a averti fin septembre le secrétaire général de l'ONU Antonio Guterres. Du 10 au 21 novembre, la COP 30 est réunie à Belém, au Brésil aux portes de l'Amazonie. Le président brésilien Lula entend faire des forêts l'un de ses sujets principaux de cette conférence. Il souhaite y formaliser un fonds d'un nouveau genre, une « Facilité de financement des forêts tropicales » visant 125 milliards de dollars de collecte, placés sur les marchés financiers. Les bénéfices rémunéreront des pays à forte couverture forestière et à faible déforestation pour leurs efforts de conservation. Cinq autres États disposant de forêts tropicales ont rejoint le projet (Colombie, Ghana, République démocratique du Congo, Indonésie et Malaisie). Par ailleurs, cinq pays développés qui pourraient investir à l'avenir travaillent à organiser l'initiative (Allemagne, Émirats arabes unis, France, Norvège et Royaume-Uni).Depuis 2015, chaque pays doit soumettre tous les cinq ans une feuille de route climatique détaillant sa stratégie de réduction des émissions de gaz à effet de serre, afin de mesurer leurs efforts pour atteindre les objectifs de l'Accord de Paris. Mais alors que ces « contributions déterminées au niveau national » devaient être rendues avant la fin du mois de septembre, dans un contexte géopolitique tourmenté, où les guerres, les conflits commerciaux et la pression du président américain climatosceptique qui s'est retiré de l'Accord de Paris ont relégué le climat au second plan. Ainsi, la majorité des pays n'avaient pas rendu leur copie à la veille de la conférence, tandis que les États-Unis n'enverront pas de représentants de haut niveau à Belém.En 2019, la Commission européenne lançait le pacte vert pour l'Europe, avec un objectif ambitieux : faire de l'Europe le premier continent climatiquement neutre d'ici à 2050. Mais sous la pression de lobbies agricoles et depuis le virage à droite et à l'extrême droite du Parlement après les élections de 2024, la copie initiale est peu à peu revue à la baisse : abandon de la loi sur les pesticides, assouplissement de la politique agricole commune, remise en question de l'interdiction des voitures thermiques d'ici à 2035, de la finance durable et de la responsabilité des entreprises… En France, après avoir clamé « Make our planet great again (« Rendez sa grandeur à la planète »), Emmanuel Macron se montre moins écologiste au fil de ses deux mandats. Son gouvernement n'a pas tenu sa promesse de sortie du glyphosate en trois ans, a édulcoré la loi zéro artificialisation nette et délivre encore des permis d'hydrocarbures. Il entend compenser son peu d'allant dans le développement des énergies renouvelables par la relance du nucléaire. Cependant, selon un sondage Ipsos, 89% des Français disent leur inquiétude face à l'aggravation de la crise climatique.Chaque semaine, Philippe Meyer anime une conversation d'analyse politique, argumentée et courtoise, sur des thèmes nationaux et internationaux liés à l'actualité. Pour en savoir plus : www.lenouvelespritpublic.frHébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.
We brought together planners and creatives to talk about epiphany moments - those times when you know you've just unlocked the idea. We talk about what they ultimately led to in the work. Joining me are Ryan Lehr, Co-CCO at Deutsch, John Deschner, Head of Brand at Maximum Effort, Jill Burgeson, CSO at TBWA/Chiat/Day/LA, Amanda Shapiro, EVP Strategy at Deutsch and Jason Karley, ECD at Artist's Equity. Thanks to Tracksuit, The Effies and Ipsos for supporting our live tour.
Fonacot desmiente créditos especiales por el Buen Fin 70% de mexicanos harán compras este Buen Fin Vaticano regresa reliquias indígenas a Canadá tras casi 100 añosMás información en nuestro Podcast
Keith discusses the rising cost of the American dream, now estimated at $5 million, due to inflation and housing prices. He highlights the affordable housing crisis, with more Americans living in RVs and homelessness up 18% since last year. The NAR's "Best Week" report highlights the benefits of buying during this time, including lower prices and more favorable terms. Resources: IMPORTANT: GRE mobile app listeners - Switch to listening to the podcast on the Apple Podcasts or Spotify app, as the dedicated GRE mobile app will be discontinued at the end of the month. Check out the free video course on real estate investing at getricheducation.com/course. Show Notes: GetRichEducation.com/575 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text 1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold 0:01 welcome to GRE. I'm your host. Keith Weinhold, the American dream now costs $5 million learn just what that will mean for you. The beauty of 50 year mortgages, then after 11 years, I share the most depressing thing I've ever said on the show today on get rich education. Keith Weinhold 0:26 You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre or send a text now it's 1-937-795-8989, yep, text their freedom coach, directly. Again, 1-937-795-8989, Corey Coates 1:39 you're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 1:55 Welcome to GRE from Norwich, Connecticut to Norwich, North Dakota, and across 188 nations worldwide, you're listening to get rich education. I'm Keith Weinhold. You probably know me by now, but if you're new, I am an active member of the Forbes real estate Council. You can see my work in the USA Today. And of Paramount import, I am an active real estate investor. We're talking about America's top shaved mammal on a microphone here, but suffice it to say, this mammal has at least shaved just how can this slack jawed mammal persist in this environment? Well, I don't know, but I've been doing it here for more than 11 years now. More on that later. This is episode 575, and each episode's release is a bigger deal than releasing the Epstein files. Today is no exception, although today's show release will get fewer people in trouble than the release of the Epstein files. Speaking of people in trouble. It is the middle class. It's the average American and the average Canadian too, because it now costs $5 million to fuel the American dream. But yet, at the same time, hordes of people are now going the other direction, and they're getting poorer. The affordable housing crisis that we've talked about here seems to probably still have not reached its crescendo. Or perhaps, if you know music, it's the opposite a diminuendo. Things are getting to a low point. How bad is it? Getting well priced out of a permanent home. More and more Americans are living full time on RVs, not like nice, fancy RVs either. Beaters. 486,000 Americans are now estimated to live in RVs because they are out of options. And the more soul crushing part of this is that that number has more than doubled just since 2021 I've got two minutes of astonishing audio footage of this to share with you shortly about the RV living homelessness is up 18% Since last year, that figure is sourced by HUD. HUD has the best stat set on homelessness, and that's a problem that's increasingly visible in your own city, more likely than not. And you know, I have personally gotten into more than just surface level chats casually with food servers and baristas, just these quick chats with them. And you know what they divulge to me, that they're living in their car. Yeah, I'm not probing and asking about that sort of thing, but they just share that with me, yeah, food servers and baristas that I just met. They will often tell me that they're living in their car within five minutes of chatting with them, and when they do that, by the way, it also makes me wonder if they're trying to get me to feel bad for them, and they're freely telling me that just to get a tip from me. Well, today, mobile homes are even being coveted. I mean living in a trailer park that is affordable housing. We covered that on last week's show now the real estate company Redfin and Ipsos, they conducted a survey of more than 4000 US homeowners and renters, and they asked respondents about the struggle to afford housing. And it was astounding to learn that to string together a life where they have stable housing, how people are doing all these things, they're delaying having children, they're getting rid of their pets, and some are going through the discomfort of living with an ex spouse just to have affordable housing, as far as what is now almost half a million Americans living full time on RVs and growing since they can't afford a home. NBC covered this, and it is sad. Let's listen into just how squalid the living conditions are, quickly profiling two people as this reporter goes on their tiny RVs. I mean, as you listen to this, okay, keep reminding yourself, keep telling yourself this is America today. And as you'll see, this isn't even in a high cost part of the nation that we're about to profile here again, tell yourself this is America today. Well, this NBC field reporter gets shown the insides of two different RV units by two separate owners, each living by themselves, first a man and then a woman. This is about two minutes in length Speaker 1 6:53 for Gus Francis. This is home a 20 year old camper he bought for $5,000 parked in an RV lot in Graysville, Tennessee, just north of Chattanooga. I got all my rosaries for protection everywhere. Books, books, books. now retired, he worked for decades as a commercial diver and hoped to live closer to his widowed mother, but when he sought a more conventional home, I just can't see how people with their normal job making 15 bucks an hour can afford an apartment without multiple roommates. Meals are made in the microwave, the stove unused for fear of a gas leak. Right next door is Debbie Williams. She sold her house in Kentucky to be closer to her grandchildren, but housing prices near Chattanooga increased by almost 50% since 2020 apartments are like about 1200 a month, but then you got your utilities to pay. This is permanent, plus it include is like 550 a month includes electric water, saving over everything. It includes everything. Debbie works nights, helping adults with disabilities, and says she likes her setup, even if the exercise bike doesn't fit inside. Okay? I like my shower. It's really nice. And then my bedroom, Debbie and Gus now among the nearly half a million people in the US living in RVs full time. I sometimes thought, Man, if I could have saved more money in the past. But what it was is, I don't blame myself, either, because I raised four kids with no child support, despite the tight quarters, plenty of room to build a community that matters. Ellison Barber, NBC News, Graysville, Tennessee Keith Weinhold 8:46 gosh, cramped and modest conditions there again. Tell yourself this is America today, and see, here's the thing. From all outward signs, these two people profile. They're not substance abusers. They're not criminals that can't get a job. These are American workers that have been productive people throughout their lives. The first guy, Gus said he worked for decades as a commercial diver, and that part of Tennessee, it's not a place in the nation where the cost of living is exorbitant, either the crux of the problem here is not just the wave of inflation that started in 2021 the essence of it is the fact that inflation has outpaced wage growth. Will you ever get to having a $5 million net worth? Because that's what it takes to live the American dream today. Now, a while back, I told you how, if you amass $5 million really that's the number, that's the threshold where you could probably stop working and just invest such that you could live off it forever. But inflation. Changes that and it keeps upping that number. Well, since then, Investopedia recently came up with this $5 million price tag that's just for living the American dream in today's dollars. Let's look at what that really means, and then we'll add up the spending categories. This is really interesting. All right, the definition of the American dream. What that means is owning a home, raising two kids, retiring comfortably, and maybe throwing in an annual vacation or two. So a nice life, for sure, but nothing extravagant and okay, yes, there is this other angle of like, Money cannot buy the best things in life, and that's true. There's a lot to be said for that, but this is not a relationships in a dating show, okay? So that's why I'm covering the financial angle here, and later today, I'll tell you how much the typical American makes throughout their lifetime, which is much less than 5 million bucks. But to get to that exact $5 million total, which is the least that you now need in net worth, the estimated lifetime costs of eight milestones most often associated with a dream were added up by Investopedia. And now, of course, everyone's dream is different, and housing costs differ nationally. But, I mean, this is pretty reasonable. Here they are. This is how much it takes for each of them today. And I'm doing some rounding retirement, over $1.6 million that's what it takes now. Healthcare, 414k this is all spent over the course of your lifetime, a wedding 38k And I hope that is wedding singular, not weddings plural, owning a home, 957k raising two children and paying for college that costs. 876k and then owning a new car, that is another 900k Yeah, that sounds like a lot, but that will include costs of financing and insurance and depreciation on cars throughout your life, and then a yearly vacation is 180k throughout your life, and pets, 39k All Right. There it is. That is the $5 million total for the American dream. And again, that is only in today's dollars. Inflation will, of course, make all of these future costs run up. All right, housing is really the biggest part of the dream. I mean, second to retirement anyway, all right. Again, the lifetime cost of housing, like I said, is 957k just a year ago, it was 930k okay, well, the national median list price of a single family home is about 430k I guess that makes sense. Most people live in multiple homes throughout their lives. Well, the price per square foot is up 50% just since 2019 that is what is pricing people out. That is what is making people become your renter instead of a homeowner. Well, this $5 million required for the dream, that is why more people are homeless or more people are living in RVs. This means that the demand for the product that you're providing to the marketplace affordable housing, that demand is considerable, and that demand is durable, and the median lifetime earnings for one American with a bachelor's degree is only $2.8 million. All right, so that's just over half as much as it takes to live the dream. But here's what's appalling. Are you ready? Here we go. This could be the most depressing and concerning stat you've heard on this show, maybe one of the most depressing and concerning in your entire life when you really think this through. All right, now, what do you think of as sort of a model for someone that is stable? How about both married and a homeowner? I mean, yeah, they're two big markers, married and home ownership that is foundational stuff when your kids grow up to be adults, if they become married in a homeowner. I mean, come on, who would be disappointed with that? That would probably make you feel proud and fulfilled. I mean, the future of the nation that is children and stable household formation material, right there. Well, by age 30, how many people do you think are married in a homeowner today, and how has that changed over time? What do you think this is the percent of 30 year olds who are both married and homeowners in the US? Right back in 1950 it was 52%. today Okay, it is just a quarter of that. Only 13% of American 30 year olds are married homeowners today. Gosh, is that appalling? Or what? I mean, it doesn't exactly give you hope for the future, since Owning a home is a key pillar of the American dream, then the best thing that our local, state and federal lawmakers can do is to make it easier to build new housing. That is one of the most depressing stats I gave in 11 years of doing the show, probably the most depressing another thing we can do is not protest or block new development, no nimbyism. Keith Weinhold 15:45 Now, earlier this year, the White House announced that they are considering declaring a national housing emergency. In fact, you saw me put a link to that in the section of our newsletter that we call the five, though we haven't seen a national housing emergency declared yet. If we do it all, the motivation behind it is largely to make housing affordable. One piece that's been floated out there is the introduction of a 50 year mortgage so that way mortgage payments are spread out and made lower than they are with the most popular mortgage in America today, by far, the 30 year fixed rate mortgage. Now, I wouldn't say that a 50 year mortgage is eminent and is about to happen. We can't say that, but it could be creeping closer. I mean, a 40 year mortgage that is already more of a thing. You've got 40 year HUD loans and 40 year DSCR loans both already here for residential property. We do know that buyers buy property more so based on a payment than they do the overall price of the property. Now look, I'll tell you if I could somehow magically snap my fingers and convert all of my 30 year mortgage loans over to 50 year loans. Oh, I sure would. It would lower my payment and increase my cash flow. Yes, my debt would hang around longer and well, we're right back to, you guessed it, financially free beats debt free. Let's run that comparison on a 300k loan at 6% interest, a 30 year mortgage payment, that is 1800 bucks a month, but on a 50 year loan that would be just 1580 Yeah, $1,800 versus 1580 1580 Well, that is going to boost your cash flow by $220 a month on that property, just by going from a 30 year to a 50 Year at the same interest rate. So maybe not as much of a difference as you thought, but probably worth doing, at least in the mortgage world debt free. I mean that concept of debt free that makes most people, in exchange for that debt free condition, grind and toil and work overtime and lose family time and eat dirt for decades because inflation and all these other forces work against them. And yes, this is just with mortgage debt that I'm talking about here. Of course, some debt is bad, like unsecured, high interest rate credit cards or doing a buy now, pay later, plan on a pizza that you split into four payments. That's ridiculous. And those are the type of debts you've also got to pay yourself. That's not what we're talking about here. In fact, it gets even worse for the mortgage debt free person. That extra $220 you're paying by having a 30 year loan instead of a 50 year loan, that would mean you're accumulating more dollars in home, which are illiquid. And again, 50 year loans don't exist yet, but understanding this concept and this trade off helps you be a better investor. Look, a debt free person can still be broke in the short term if they have a meager income, and they can be broke in the long term if they are not leveraging assets and debt. Being debt free, that is like bragging that you quit the gym so that you'll never pull a muscle again. I mean, you're safe for now, but you're going to be weaker in the long run. Let's use a different example. Let's just run a different set of numbers. Let's say you've got a 400k mortgage at three and a half percent interest, though your monthly payment is 1796 on a 30 year fixed. Some people think, Oh, if I just throw an extra $1,000 a month at this, I'm going to be debt free years sooner. And the truth is, yes, you will save 90k in interest, and you are. Going to own the house outright earlier. But what's the opportunity cost if that same 1k a month went into investments earning even 7% annually, after 15 years, it grows to about 311k Keith Weinhold 20:16 Well, that is more than three times the interest savings, which again, was only 90k so for some paying off the mortgage early feels like some sort of emotional win, but it is rarely the best financial win. I mean, that is like benching LeBron to save money on Gatorade. I mean, that is a bunch of nonsense. So debt free is the floor. Financially Free is the ceiling. I mean, do you know about those popular call in shows where people are advised to lower their standards, diminish their quality of life, not go on vacations in order to get debt free? Oh, dear. I mean, those shows have got to be screening their callers closely to ensure that no one savvy actually gets on the air. Somebody, hey, how about you? Why don't you get on the air? Get on that show. Ask them some tough questions about getting mortgage debt free. You tell them yeah. Tell them that your ROI on all that equity is zero because home values change regardless of equity positions. Tell them that a home is never paid off because you'll still owe property tax and maintenance and repairs and utilities and maybe insurance and an HOA. Tell them you lost the gift of inflation eating your debt while you sleep. Tell them mortgage interest is often tax deductible. Tell them that their leverage is gone, and all these facts, every one of those I just stated, they're now figuratively not just talking. They're yelling. They're screaming now, because markets of all types are at all time highs. So instead, if you had used those funds to pay off a property, they would have really missed out on earning big returns for years elsewhere, a steep opportunity cost. Suffice it to say, I would love to see the widespread adoption of 50 year mortgages, and I would use them. The other thing that would happen is that it would make home prices rise further, because more people can afford the lower payments to bid up the price. So actually, here's something that I'm wondering about with you. Did you ever have a paid off property, and then realize all of this, and then go and get new financing on it again. Have you ever done that? If you have that would be really interesting. Let us know if you've had a property in a paid off position, realized the vulnerability and the opportunity cost of having all that illiquid equity, and then you went and put debt back on it. Let us know at get rich education.com/contact. That's get rich education.com/contact. Like Ridge lending group knows this when I have chili ridge here, like she and I discussed, you even get the cash chunk out tax free. And here's what else is interesting about this. Just say you know how out in the world of real estate agents, where people are buying and selling property, well, whenever a buyer's agent knows that that listed property is owned by a seller that still has a mortgage on it, well the assumption is that the seller, well, they might be a little more motivated to sell since they have to make mortgage payments on that property that they might not even be occupying anymore. Well, that is backwards. In most cases, you should be more motivated to want to sell a property if it's paid off because you've got all that dead equity in it that needs to be released through that sale. So really, a listing agent should be thinking, this seller has got to sell this property with urgency, if for no other reason, because he or she has lots of equity in that property. That's how to think about it. The world has it 100% backwards. That mindset is 180 degrees from the truth coming up next. Keith Weinhold 24:25 Did you know that this week? Yes, right here in mid October every year is historically the best week of the year to buy a home. Also, what's it like behind the scenes here on the microphone? I've got that and more straight ahead. I'm Keith Weinhold. You're listening to get rich education, Keith Weinhold 24:44 if you're scrolling for quality real estate and finance info today, yeah, it can be a mess. You hit paywalls, pop ups, push alerts, Cookie banners. It's like the internet is playing defense against you. Not so fun. That's why it matters to get clean. Mean free content that actually adds no hype value to your life. This is the golden age of quality email newsletters, and I write every word of ours myself. It's got a dash of humor, it's direct, and it gets to the point because even the word abbreviation is too long, my letter takes less than three minutes to read, and it leaves you feeling sharp and in the know about real estate investing, this is paradigm shifting material, and when you start the letter, you'll also get my one hour fast real estate video, course, completely free as well. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be simpler to get visit gre letter.com while it's fresh in your head, take a moment to do it now at gre letter.com Visit gre letter.com Keith Weinhold 25:55 the same place where I get my own mortgage loans is where you can get yours Ridge lending group NMLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Caeli Ridge personally, while it's on your mind, start at Ridge lending group.com. That's Ridge lending group.com. Hi. Russell Gray 26:29 This is Russell Gray, co host of the real estate guys radio show, and you're listening to get rich education with Keith Weinhold. Don't quit your Daydream. Keith Weinhold 26:36 welcome back to get rich Education. I'm your host. Keith Weinhold, there's a lot to look forward to in future months here on the show, new content from me, new prominent guests, the return of some favorite guests, a live event to tell you about and our annual home price forecast show, where I'll also reveal if last year's GRE home price prediction for this year came true or not. I have got to say I have nailed it to the exact percent a few years in a row now. But if you remember, before this year began, I forecast 5% national home price appreciation for this year. We will see how that turns out, but home prices are only up one or 2% year over year so far. Yes, not only do I make the forecast, I actually follow up with the previous years to check the accuracy. Don't you wish everyone did that? Well, it is October, and it's the month where you got to be ready to defend your love of candy corn and the same Americans complaining about inflation also bought a 40 foot skeleton for the front yard. Well, the best time to buy a home, historically, is this week this year. It happens to fall on October, 12 to 18th, as it turns out. Why would that be? It sounds kind of random, doesn't it? Well, the NAR recently reported on this, and this is what they give, a three word moniker, aptly named the best week. That's what they call it, the best week. Now, this applies more to primary residences into one to four unit investment property, but it's a little applicable to apartment buildings too, and this really helps you understand real estate buying, selling and consumer nature. Historically, this week offers the most favorable balance of market conditions for buyers. This is when inventory tends to be elevated. Prices typically dip below their seasonal peak. The buyer competition slows, and just the overall pace of the market becomes more manageable. Again, quote, unquote, the best week this seasonal shift every year, it's influenced by school schedules and even weather patterns. Housing activity typically ramps up in the spring. It peaks in the summer because a lot of families try to move while children are out of school and the desire to settle before the new academic year that's back when you've got the warmer weather and the longer daylight hours, and you got these curb appeal enhancements from Lush summer foliage that also makes spring and summer an ideal time for showings in inspections, that adds further momentum to the summer surge. These sort of things actually matter. But then the calendar shifts into fall, and demand naturally tapers off. Every year you got families with school age children that exit the market, and then the remaining inventory begins to linger longer, and prices respond by dipping below peak levels. And homes tend to stay on the market longer. This happens every year. That makes for conditions that benefit late season buyers. So listings tend to become more plentiful now each October inventory levels, they tend to peak in early fall, and that's why it's about the best time to buy. You have less competition from other buyers, home buyer shopping during again, what is called the best week, you should expect less competition. Properties tend to attract the most viewership per listing early in the spring, and that's when buyers trickle into the market before the inventory picks up. And then the summer ushers in both more homes and more shoppers, and that means that buyers face quite a bit of competition in the summer, so the best week that should offer more time for buyers to deliberate, and it can mean that sellers are more eager to compromise. And the numbers back that up historically that this is the peak week for price reductions. So what can you do if you're potentially in the market? You might want to hit up gre investmentcoach.com and have our coaches connect you with the right income property if that's the right move for you, and doing that is totally free. In fact, most listeners buy their first income property that way. In fact, if you had a good experience with a GRE investment coach, go ahead and tell a friend about it. Now, let's say that you had $1 back in the year 1995 so you've got a green dollar bill in your pocket 30 years ago. All right. Well, what would happen to your dollar if you saved it versus putting it in stocks versus putting it in real estate? What do you think would happen in each of those three scenarios? Let's do it. Let's compare well, because of inflation, your dollar would be worth less than 50 cents if you had saved it, yeah, it would have just 47 cents worth of purchasing power today. Instead, if you had put it in the s, p5, 100, your dollar would have seen some pretty significant growth. It would be worth $19 today. That's how stocks have performed over the past 30 years. But what about real estate? Well, there are so many ways to do it specifically. What if it were a rental property where real estate pays five ways, not just one or two like stock. What kind of return can you expect from real estate? Well, when you add up all five ways, just using historic norms like classic rates of appreciation and a four to one leverage ratio, you get 38% as a total rate of return in year one. And then that rate starts to fall because equity accumulates. And if you're not initiated on that, and it sounds like such a high flying number, you can see my free video course that teaches you this at get rich education.com/course, the most valuable free course you've ever taken in your life. At get rich education.com/course, let's just get conservative and say so many things go wrong with your property that we're going to round that 38% all the way down to 20% per year. Yes, if you're new here, those sound like ridiculous rates of return. Anyone that's listened here for a while instead has been enjoying those rates of return if you bought right? I mean, you have so much more time and money in your life now, but at 20% ROI, your $1 from 1995 would be worth $237 today. Wow, and again, if it were saved under a mattress, it would be worth less than 50 cents, and in the sp5 100, just 19 bucks. This is a simplified way to demonstrate that compound leverage beats compound interest. I mean real estate beats stocks by more than 12x right there and see that's the type of multiplier that you're probably going to need on your money. Since it already takes $5 million to live the American dream, you might very well need $25 million over the next few decades, while the 401 K was created around 1980 the Roth IRA created in 1998 and the GRE podcast was created on October 10, 2014, and I trust that it's had a more positive impact on your life than any of those other vehicles. Keith Weinhold 34:56 This means that I've released weekly episodes here for. 11 years, never missing a week at all, 52 weeks a year, and we've never replayed an old show either. I am here for you. Integrity means doing what you say you're going to do. Vedran, our sound engineer, has been here with GRE for 11 years as well. That is the team, the duo, that's been bringing you this show. And also, I didn't even tell my team here at GRE this yet, so I guess they'll learn now, the platform business rate just ranked us and awarded get rich education the best of the year, 2025 as a real estate school. Yes, we learned that this award is based on outstanding reviews from real customers, not nominations or votes, but the best of the year award comes from feedback through listeners just like you. Thank you for that, and thanks business rate this show and real estate investing, they are the main things that I do, and I expect to be here for you well into the future. Now, it's sort of funny here, kind of a paradox on the show I talk about income production that's largely passive, yet producing this show at a high level for 11 years here on this side of the microphone is not passive. It is highly active. I got a reminder of this recently when a doctor buddy of mine said he considers starting a podcast on the side. Let me tell you what I shared with him that is probably a terrible idea to launch an ongoing podcast where you'll constantly carve out the time to produce high quality week after week. That is not a side gig. 99% of those scenarios fail. You've got to deliver great new content yourself. You've got to have a network of guests to compliment you. You got to perform research and then cross check your research, because you've got to publish real, true information. You need a reliable editing solution. You need some organizational skills. You're going to need to hire some skilled and specialized assistance in the real estate world. You've actually got to get out into the field and visit cities in person to corroborate your research on the ground and go to in person conferences. I mean, there's a lot to do, but I did tell my doctor friend, you know, the good news is that there are alternatives to starting a show. There are a couple of them. In fact, first, you can do a 10 episode mini series on your area of expertise, host it on YouTube or Spotify and then send that link to clients. Another thing you can do is get yourself booked as a guest on someone else's show, and you'll pay a podcast booking agent to do that one strong guest episode that could do more than 100 of your own episodes ever could. So that's my guidance. In case you know any thought leaders that considered doing that, and what things look like from my view back behind the mic, it is not passive income, although my investing mostly is and another thing, if I've hosted a past guest on the show, and I get feedback from you or other listeners that they're not looking out for your best interest, or they don't want to do the property rehabs that they promised. Well, they are not coming back onto the show. Instead, we move on. I am here to do good and connect you only with providers that are doing good. Another show related announcement, and if you listen here each week through the get rich education mobile app. This is really important if you're listening to me right now on our dedicated mobile app, the hosting platform terminates at the end of this month, so you're going to have to listen in a different way. Go to either the apple podcasts app or the Spotify app and search get rich education to keep listening that way, you'll keep learning, stay motivated and never miss an episode of my incomprehensibly slack jawed vocals, profligate and unrepentant. Again, if you're listening to me right now on our dedicated GRE mobile app, the hosting platform terminates at the end of this month, you'll have to listen in a different way. Go to either the apple podcasts app or the Spotify app and search. Get rich education inside those apps in order to keep listening after this month, until next week, I'm your host. Keith Weinhold, don't quit your daydream Speaker 2 39:41 Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich, education and. Will see exclusively. Keith Weinhold 40:09 The preceding program was brought to you by your home for wealth. Building, get richeducation.com.