Podcasts about csed

Episode 58: In this episode, Timalyn explains how much time you have to pay your tax bill and how much time the IRS legally has to collect.  Your tax balance is due on the due date of the return. However, when the IRS sends you a CP14, this Notice and Demand for Payment will give you 30 days to pay before the IRS uses any enforcement. This includes things like an IRS Lien or Levy.  If you can pay the debt off within 180 days you may qualify for a short-term installment agreement. This agreement can be arranged using your online IRS.gov account to set up an online payment agreement (OPA). If the amount is over $50,000 you will have to call the IRS to set up this arrangement.  Don't just assume you have 180 days.  A payment arrangement is a privilege, not a right. Communication is key when dealing with the IRS.  If the debt is $10,000 or less and you've been compliant the past 3 years you may be eligible for a Guaranteed Installment Agreement. Timalyn offers 1-1 consultations to help set this up at www.Bowenstaxsolutions.com . Timalyn also have an e-book you can purchase to walk you through the process, Guaranteed Payment Plan: How to Guarantee A Payment Plan with the IRS. Timalyn also goes into more detail about IRS Installment Agreements in Episode 10 of the Tax Relief with Timalyn Bowens podcast. Need Tax Help Now? If you need answers to your tax debt questions, book a consultation with Timalyn via her Bowens Tax Solutions website.  The IRS legally has 10 years from the time your taxes were assessed to collect on the debt. If you can't afford to pay the debt off within 72 months you may be able to get the payments lower. But this means that you will have to pay on the debt until the last day the IRS can collect. This is known as the collection statute expiration date (CSED). Please consider sharing this episode with your friends and family. There are many people dealing with tax issues, and you may not know about it. This information might be helpful to someone who really needs it. After all, back taxes shouldn't ruin their life either. As we conclude Episode 56, we encourage you to connect with Timalyn on social media. You'll be able to subscribe to this podcast on Spotify, Apple Podcasts, Google Podcasts, and many other podcast platforms. Remember, Timalyn Bowens is America's Favorite EA, and she's here to fill the tax literacy gap, one taxpayer at a time. Thanks for listening to today's episode. For more information about tax relief options, visit https://www.Bowenstaxsolutions.com/. If you have any feedback or suggestions for an upcoming episode topic, please submit them here: https://www.americasfavoriteea.com/co....   Disclaimer: This podcast is for informational and educational purposes only. It provides a framework and possible solutions for solving your tax problems, but it is not legally binding. Please consult your tax professional regarding your specific tax situation.

What is smarter - letting the IRS garnish your wages until you hit your CSED or settling your tax debt before that date? Find out the answer now! Do you have tax debt? Call us at 866-8000-TAX or fill out the form at https://choicetaxrelief.com/If you want to see more…-YouTube:    / @loganallec  -Instagram: @ChoiceTaxRelief @LoganAllec -TikTok: @loganallec-Facebook: Choice Tax Relief // Logan Allec, CPA -Reddit: u/Logan_Allec

If you are under CNC status with the IRS, does your CSED stop or keep going? It's important to know this answer...Do you have tax debt? Call us at 866-8000-TAX or fill out the form at https://choicetaxrelief.com/If you want to see more…-YouTube:    / @loganallec  -Instagram: @ChoiceTaxRelief @LoganAllec -TikTok: @loganallec-Facebook: Choice Tax Relief // Logan Allec, CPA -Reddit: u/Logan_AllecMentioned Video Links:-Is There Such a Thing As an "Unable to Pay Taxes" Status?:    • Is There Such a Thing As an "Unable t...  -Will Finding Out Your IRS CSED Give the IRS More Time to Collect?:    • Will Finding Out Your IRS CSED Give t...  

Are you approaching your CSED? Maybe it is about time to stop paying the IRS. Find out what you need to know in today's episode! Do you have tax debt? Call us at 866-8000-TAX or fill out the form at https://choicetaxrelief.com/If you want to see more…-YouTube:    / @loganallec  -Instagram: @ChoiceTaxRelief @LoganAllec -TikTok: @loganallec-Facebook: Choice Tax Relief // Logan Allec, CPA -Reddit: u/Logan_AllecMentioned Video Link:-IRS Statute of Limitations on Collections Explained in Full by a CPA:    • IRS Statute of Limitations on Collect... 

2025. február 27., csütörtök 6:30-8 óra NÉVNAPOK, ESEMÉNYEK, SZÜLETÉSNAPOSOK, LAPSZEMLE, TŐZSDEI HELYZETKÉP BUDAPEST, TE CSODÁS: Hírek a fővárosból és környékéről Budapest készül a Pride-ra, mondhat Orbán bármit | Klubrádió Gulyás Gergely szerint a kormány nem betiltani akarja a Pride-ot, csak zárt körűvé tenné Így lehet kerékpárral közlekedni a Flórián térnél - BKK.hu Megkezdte a lemosópermetezéseket a parkokban és fasorokban a FŐKERT Megkezdődött a Hunyadi téri vásárcsarnok belső részének felújítása Újra őshonos fafajok lepik majd el a Mocsárost ÉBRESZTŐ: Anyák szja mentessége - Kire hull majd pénzeső? A CSED, GYED esetén nem kellene szja-t fizetni, a kettő és háromgyermekes anyák életük végéig mentesülnének a személyi jövedelemadó megfizetése alól. De a nyugdíjasok is visszakaphatják az alapvető élelmiszerek után fizetett áfát egy összeghatárig. De mennyi pénz maradhat ezen intézkedések miatt a családok zsebében Kiszámolták, mennyivel nőhet egy háromgyermekes család jövedelme Orbán Viktor bejelentése után Orbán Viktor döntött, alapjaiban változtatja meg az adózást Magyarországon Argyelán József, a Bankmonitor.hu elemzési igazgatója HETI ALAPOZÓ: A DeepSeek bomba, avagy melyik MI a jobb? Hogyan tudott a DeepSeek egyik napról a másikra, ekkora tőzsdei felfordulást okozni? Hogyan hasonlítható össze a DeepSeek modellje más modellekkel, mint például az OpenAI vagy Google modelljével? Vállalati célokra, mi alapján érdemes választani megoldást? Milyen lehetőségeket nyit meg a befektetések világában és hogyan lesz használható? Az egyén szintjén ez hogyan tud megjelenni? Nemesi Péter, az OTP Alapkezelő kvantitatív stratégai elemzője

Are you waiting for your tax debt to expire? When does this exactly happen? Find out the answer to this and more in today's episode! Do you have tax debt? Call us at 866-8000-TAX or fill out the form at https://choicetaxrelief.com/

Are you planning on waiting out your tax debt until the CSED? It may be time to think twice about that... Find out everything you need to know about the CSED in today's video! Do you have tax debt? Call us at 866-8000-TAX or fill out the form at https://choicetaxrelief.com/

Can't find your CSED? Let me show you where to find it! Do you have tax debt? Call us at 866-8000-TAX or fill out the form at https://choicetaxrelief.com/Mentioned Video Link:-IRS Statute of Limitations on Collections Explained in Full by a CPA:    • IRS Statute of Limitations on Collect... 

Transform Anger into Love and Change the World with Scarlett Lewis This week on Look for the Good, we welcome Scarlett Lewis, a mom, advocate, and founder of the transformative Choose Love Movement. Scarlett's story is one of unimaginable loss—she lost her six-year-old son in the Sandy Hook tragedy in 2012. Yet, through her grief, she discovered a profound mission to bring joy and healing to others. Scarlett shares her journey of resilience and her passion for preventing school shootings by introducing social and emotional learning and character development into schools. Her work empowers children to manage their emotions, build meaningful connections, and develop healthy relationships—critical tools for creating safer, more compassionate communities. In this inspiring episode, Scarlett reveals simple but powerful techniques to transform anger into love, offering wisdom that can profoundly change your life. Don't miss this heartfelt conversation and the life-changing insights she shares. Tune in every Monday at 5am and 5pm et on Dreamvisions 7 Radio Network!  BIO: Scarlett became an advocate for social and emotional learning (SEL) and character development to help children manage their emotions, feel connected, and have healthy, meaningful relationships. She created the Choose Love For Schools program, a no cost, comprehensive, lifespan, next generation character and social emotional development (CSED) program that teaches children how to thoughtfully respond with love in any situation by using the Choose Love Formula (Courage + Gratitude + Forgiveness + Compassion-in-Action), and offer ways for children to handle adversity, have courageous conversations, and to respond with love. Choose Love extends beyond the classroom through additional no-cost programs, including programs for the home, communities, athletics, and the workplace. In addition, the movement offers Choose Love C.A.R.E.S. (Cultivating Authentic Relationships in the Education System) and Experiential Educator Wellness Workshops for school leaders and educators, and multiple extension programs. The Choose Love programs have been accessed in all 50 states and in more than 120 countries, reaching 3 million children. Scarlett Lewis is the author of Nurturing Healing Love: A Mother's Journey of Hope & Forgiveness, a memoir of her journey toward choosing love and forgiveness; From Sandy Hook to the World: How the Choose Love Movement Transforms Lives, an in-depth look at how Scarlett founded the Movement and its impact around the world today; and Rose's Foal, a children's book, with photographs by Scarlett Lewis, that tells the poignant story of a beloved horse and her newborn foal. Since the tragedy, Scarlett has spoken across the U.S. and internationally to diverse audiences sharing her empowering story and the organization's far-reaching programs, urging everyone to become part of the solution to the issues the world is facing. Scarlett has spoken at multiple national, statewide, and community-based events including hundreds of talks at schools, addressing educators and administrators. In 2022, Scarlett was named to Bloomberg Businessweek's 2022 Bloomberg 50, and was a featured speaker at the New York Times DealBook Summit 2022 alongside many of our world leaders, CEOs of businesses and emerging leaders. In 2021, Scarlett was named a Forbes 50 over 50 Impact Honoree, one of 50 women leading the way with impact and changing their communities and the world in ways big and small through social entrepreneurship, law, advocacy and education. Listen to The Choose Love Podcast with Scarlett Lewis on Dreamvisions 7 Radio Network Thursdays 10am/10pmET https://dreamvisions7radio.com/the-choose-love-movement/ Want to find out when the next incredible episode of Look for the Good is dropping? Sign up for the Look for the Good Podcast Chat weekly newsletter to get behind the scenes insights, special tips, and insider only offers. Click HERE to sign up today! Learn More about Carrie here: https://carrierowan.com/

Are you scared of your CSED and are equally scared to find out when exactly it is? Don't be, learn more about it in this video!Do you have unfiled tax returns that need filing? Call us at 866-8000-TAX or fill out the form at https://choicetaxrelief.com/Mentioned Video Link:-IRS Statute of Limitations on Collections Explained in Full by a CPA:    • IRS Statute of Limitations on Collect... 

The IRS is sending out CP504 Notices like crazy right now — including to those who thought they were in currently not collectible (CNC) status. The CP504 is a threatening notice and not one that should be ignored, but what about if the IRS's 10-year time limit to collect your tax debt is about to expire? In this episode, I explain to a viewer how I would think through this issue.Do you have tax debt? Call us at 866-8000-TAX or fill out the form at https://choicetaxrelief.com/⬇️ Free E-Book:- 7 Secrets About Your Tax Debt the IRS Doesn't Want You to Know: https://choicetaxrelief.ac-page.com/s...

Episode 49:  In this episode, Timalyn continues the discussion began in Episode 48.  Today, she's explaining how to qualify for an offer in compromise.  She'll also provide information regarding how to apply for it. NOTE:  Click here to listen to Episode 48. What Is the IRS Considering when You Apply for an Offer in Compromise? Remember, the offer in compromise allows you to settle your tax debt for less than you actually owe.  The IRS doesn't approve this option for every tax payer who applies.  The IRS provides a pre-qualifier tool to see help you see if you qualify.  The IRS is considering 4 factors: Your Ability to Pay Your Income Your Expenses Your Assets When it comes to your ability to pay the IRS also considers your age. Your medical condition and medical history also comes into play.  Do you have a disease or condition that might prevent you from working? This, along with your level of education all impact what the IRS considers to be your ability to pay. The IRS will analyze your earned and passive income.  Earned income is produced as a result of an action or activity you perform or something you did to in the past. Passive income considers  investment income, dividend income, and interest income. Your expenses can be subjective.  What you consider a necessary expense may not be allowed by the IRS. If this is the case  you may have to increase your initial offer.  Remember, the IRS provides national standards that are used to determine an individual's ability to pay.  In Episodes 38 and 39, Timalyn discussed using IRS Form 433-F.  This form helps to calculate your disposable income, for an installment agreement.  You'll can use IRS Form 433-A (OIC) for the offer in compromise.  Are You Eligible for an Offer in Compromise? Before you pursue this route, you need to have all of your required tax year returns filed.  Timalyn comments that this commonly refers to the last 6 years of returns.  Employers must also have all of your IRS Form 941s filed.  These are the Employer's Quarterly Federal Tax Return forms.  The same goes for your 940 FUTA (Employer's Annual Federal Unemployment Tax Return).  You also need to be up-to-date on your required estimated payments (listen to Episode 21). Additionally, you can't be in an open bankruptcy proceeding.  If you're applying for an offer in compromise for the current year, you need to have filed a tax extension, if it's tax season.  Timalyn stresses that you need to make sure you have all of the above completed and filed before you even begin the offer in compromise process. Substantiation of Your Expenses Along with the 433-A (OIC), you must provide all of the information necessary to substantiate your expenses.  This includes, mortgage information showing your required monthly payment amount and where you are on those payments.  If you are leasing (renting), you'll need to supply a copy of the lease and proof of payments.  Form 656-B This is the booklet you'll use in applying for your offer in compromise.  It includes important information about additional documents, including IRS Form 656 and the non-refundable $205 application fee.  Make sure you are using the most current version of these forms. You'll also need to include the initial payment for each Form 656 you are submitting.  It's important that you have a separate check or money order for each one.  The application fee is also a separate check.  Designate Your Payments The application fee and the initial payment(s) will be applied to your tax debt.  Timalyn recommends designating payments to a specific tax year and tax debt.  It's going to take several months (maybe 6-9), to find out if the IRS has accepted your offer in compromise.  If they reject it, you won't receive the money back, so at least you'll know where it's going.    The IRS Can Still File a Lien Against You It's possible for the IRS to file a tax lien while they're reviewing your offer.  In Episode 3, Timalyn explained what this is and how it might impact you.  The IRS will suspend other tax debt collection efforts (including garnishing your wages, levying your bank account, etc.).  What If the IRS Rejects Your Offer in Compromise? If this happens, your assessment and collection period will be extended.  If you were hoping your CSED (Collection Statute Expiration Date) would lapse, that's not going to happen.  They'll add the time it took to process the offer.  Make all required payments detailed in your offer during the time the IRS is processing (i.e. evaluating) your offer.  One option is the lump sum cash payment.  This is 20% of whatever amount you were offering.  The remaining balance due must be paid in 5 or fewer payments.  Again, be sure to make those payments while you're waiting for a written response from the IRS. The other payment option is to make periodic payments.  Basically, continue to pay the same amount as you sent for your initial payment, each following month.  If they accept your offer, simply continue paying your monthly installments until the tax debt is fully repaid.  You only have 24 months to pay the debt in full, using this option.  Those 24 months have to be before the CSED lapses. A failure to make the required payments nullifies your offer, even if the IRS was going to accept it.    Timalyn points out that during this process, you don't have to make payments on an existing installment agreement.  The 2-Year Automatic Acceptance Your offer is automatically accepted if the IRS doesn't make its decision in a period of 2 years, from the date they receive your offer and supporting documentation.  Timalyn strongly recommends you mail correspondence to the IRS using certified mail.  The post office will return a receipt with a specific date the IRS received the offer.  This is the date you use in determining your 2-year window.    Remember, before you go down this road, it's important that you determine if you even qualify for an offer in compromise.  Again, refer to the beginning of this episode during which specific forms were explained. You should really consider working with an experienced tax professional who handles tax relief cases.  An offer in compromise is extremely complicated and isn't something most people should do on their own.    In addition to all of the filings, if the IRS actually accepts your offer, you MUST meet all of the offer terms listed in IRS Form 656, Section 7.  The IRS won't release any existing tax liens, until your offer terms are satisfied.  Need Tax Help Now? If you need answers to your tax debt questions, book a consultation with Timalyn via her Bowens Tax Solutions website.  Click this link to book a call. Please consider sharing this episode with your friends and family.  There are many people dealing with tax issues, and you may not know about it.  This information might be helpful to someone who really needs it.  After all, back taxes shouldn't ruin their life either.  As we conclude Episode 49, we encourage you to connect with Timalyn on social media. You'll be able to subscribe to this podcast on Spotify, Apple Podcasts, Google Podcasts, and many other podcast platforms.   Remember, Timalyn Bowens is America's Favorite EA and she's here to fill the tax literacy gap, one taxpayer at a time.  Thanks for listening to today's episode.  For more information about tax relief options, visit https://www.Bowenstaxsolutions.com/ . If you have any feedback, or suggestions for an upcoming episode topic, please submit them here:  https://www.americasfavoriteea.com/contact.   Disclaimer:  This podcast is for informational and educational purposes only.  It provides a framework and possible solutions for solving your tax problems, but it is not legally binding.  Please consult your tax professional regarding your specific tax situation.

Episode 48:  In this episode, Timalyn explains an option some people have in resolving their tax debt.  This option is referred to as an offer in compromise.  Understand that not every tax payer qualifies for this, but you hear commercials about it all the time. Note:  This is a complex topic and deserves more than a quick, 15-minute episode to fully explain it.  The plan is to cover this topic in 2 separate episodes.  The next episode will explain how you qualify for an offer in compromise, while this episode explains what an offer in compromise is. While not every taxpayer will qualify for the offer in compromise, the vast majority (90%+) would actually qualify for an installment agreement (Episode 10).  This may be the better option for many people.  An important reason Timalyn is covering this topic is so that you can understand “WHY” you may or may not meet the criteria for an offer in compromise option.  Regardless of what you may have seen on the Internet, filing on your own is not something you should do, if you're in serious tax debt.  When you hire someone for tax representation, that person takes on the responsibility of speaking on your behalf before the IRS.  Offer in Compromise – Doubt as to Collectability This is an agreement that settles your debt for less than the amount owed.  Again, this is the hook used by many of the commercials you may have heard.  The partial pay installment agreement would do the same thing without exposing your assets to a potential liquidation requirement.    The IRS will not accept your offer if there's a chance the liability can be paid in full, in a lump sum or in an installment agreement.  The streamlined installment agreement typically has a 72-month pay-off term.  If you've already been working to get yourself in a better situation to be able to pay your taxes, and you owe $10,000 or less, you may have the option of a guaranteed payment plan.  Even though you might think you can't repay your debt via an installment program, remember, the IRS has some additional discretion, because they are limited by the CSED (the Collection Statute Expiration Date).  However, if they determine you would be able to pay off your tax debt before the CSED, they would reject an offer in compromise.  Owe $100,000 or more in Tax Debt? Getting an offer in compromise approved will require an additional level of authorization.  This would be granted by the IRS District Counsel.  Some people refer to the Offer in Compromise as the fresh start initiative. The program began in 2011.  It changed the computation for a taxpayer's future income.  It also extended the amount that can be repaid for student loans, as an allowable expense.  Episode 38 goes into more detail as Timalyn discusses IRS Form 433-F.  Offer in Compromise – Doubt as to Liability You would submit this when there's a genuine dispute as to the existence of a tax debt, or the amount of the tax debt.  It's used when there's a likely error by the IRS in assessing the tax debt.  The offer must be greater than $0 and based on the amount you believe is the correct amount of tax liability (not what the IRS is claiming you owe).  The Doubt as to Liability option will require you to submit IRS Form 656-L.  The Doubt as to Liability option is typically used after an audit was performed and tax was assessed.  However, you had incomplete documentation at the time.  Now, the supporting documentation you've found shows you really don't owe the amount indicated by the IRS.    Offer in Compromise – Effective Tax Administration This is when the amount owed is not in dispute.  There are assets that could be liquidated to pay the debt, but exceptional circumstances exist that would result in an undue economic hardship, if full payment of the debt would be required.  The same would exist if paying the full tax debt would be unfair or unequitable. Timalyn provides an example of an elderly individual living on a fixed income.  Even if this person owned his/her home, selling the home to pay the taxes would make it very difficult from a financial standpoint, assuming the person were to live another 10 years, or more.  Social security retirement benefits are really not enough to live off of, given today's inflationary environment.  The cost of living is relatively expensive, so adding a rent payment would make it nearly impossible.  In the above example, this individual might be an ideal candidate for the offer in compromise – effective tax administration option.  Need Tax Help Now? If you need answers to your tax debt questions, book a consultation with Timalyn via her Bowens Tax Solutions website.  Click this link to book a call. Please consider sharing this episode with your friends and family.  There are many people dealing with tax issues, and you may not know about it.  This information might be helpful to someone who really needs it.  After all, back taxes shouldn't ruin their life either. As we conclude Episode 48, we encourage you to connect with Timalyn on social media. You'll be able to subscribe to this podcast on Spotify, Apple Podcasts, Google Podcasts, and many other podcast platforms.   Remember, Timalyn Bowens is America's Favorite EA and she's here to fill the tax literacy gap, one taxpayer at a time.  Thanks for listening to today's episode. For more information about tax relief options, visit https://www.Bowenstaxsolutions.com/ . If you have any feedback, or suggestions for an upcoming episode topic, please submit them here:  https://www.americasfavoriteea.com/contact.    Disclaimer:  This podcast is for informational and educational purposes only.  It provides a framework and possible solutions for solving your tax problems, but it is not legally binding.  Please consult your tax professional regarding your specific tax situation.

Episode 46:  In this episode, Timalyn discusses 4 various options you have to handle your IRS debt, if you cannot pay it in full.  While you need to pay your tax debt, there are ways to do it so that you're not overly burdened.  In addition to the lump sum payment, she'll explain the offer in compromise, installment agreements, currently not collectible status, and bankruptcy.  Have You Received an IRS CP504 Notice? If this is a letter you've already received, then you know the IRS is notifying you of their intent to levy.  The reality is you're now in a tough situation.  While you haven't been able to pay your tax debt, you most likely haven't communicated with the IRS about your particular situation.  Now, the IRS is going to have the right to access your bank account(s) and decide how much they are going to take.  The Offer in Compromise You've probably heard about commercials claiming you can settle your tax debt for pennies on the dollar.  In reality, many people won't qualify for this option.  This is sometimes referred to as the Fresh Start Program, which was implemented by Congress.  However, the Fresh Start Program isn't just about the Offer in Compromise.    There are ways to qualify for the Offer in Compromise.  You may be able to claim the debt doesn't actually belong to you.  This is “Doubt as to Liability.”  Unfortunately, this may be very difficult to prove.  “Debt as to Collectability” means the IRS probably won't be able to collect the debt from you.  “Effective Tax Administration” is another claim you may be able to use to qualify. The IRS has a pre-qualifier tool on its website, so you can see if you might be able to qualify for the Offer in Compromise resolution.  In Episodes 39 and 40, Timalyn discussed IRS Form 433-F.  By completing this form, you'll have a good idea of whether you'd qualify for the Offer in Compromise option.  The form will help to prove your ability to pay or lack thereof. It also takes into consideration your health, age and education.  These are factors the IRS will use to determine if you qualify.  Any offer you make will have to include a certain percentage of the equity you have in specific assets.  If you have a lot of equity in your home or other assets (including your retirement portfolio), the IRS could require you to sell one or more of the assets to create funds available to pay your tax debt.  So, if that's your situation, the Offer in Compromise might not be the preferred option for you.  It's important for you to consider working with a qualified professional who will help you to best represent your situation to the IRS.  Installment Agreements Timalyn discussed this option in Episode 10.  These are generally various payment plans you can have with the IRS.  There are 3 popular options:  Streamlined, Regular and Partial Pay.  Timalyn prefers the Partial Pay Installment Agreement because it looks at your assets, but focuses on your income and your expenses.  Assuming you can't pay off your tax debt before the Collection Status Expiration Date (CSED), the IRS will still want as much as they can get from you.  Establishing an installment agreement may be a good option, based on your specific situation.  Currently Not Collectable Status Timalyn explains that this option temporarily puts your tax account on hold.  You'll still complete the IRS Form 433 to prove that you really have nothing left after calculating your income and deducting the allowable expenses.  The IRS cannot put you in a financial hardship to pay your taxes.  There may be a difference in what you consider a necessary expense and what the IRS considers.  These would include your rent/mortgage and monthly car payment.  Now, this does not mean you never have to pay the tax debt.  Interest will continue to accrue during the period of not collectable status.  But as Timalyn discussed, the IRS only has the option of collecting the debt before the CSED.  The IRS will not levy you during the Currently Not Collectable (CNC) period.  Once the period has passed, the IRS can require you to submit documentation to see if you should still qualify.  If this sounds like a good option for you, listen to Episode 18, where Timalyn explains how to temporarily put your tax account on hold. Bankruptcy Now, admittedly, this won't be the right choice for everyone.  However, if you qualify, you can use this to eliminate certain types of debt.  Timalyn cannot provide legal advice about bankruptcy, because she is not an attorney.  She does have relationships with bankruptcy attorney to whom she can refer you, if you need this option. There is a 3-year, 2-year and 240-day rule, you need to understand. You can't have any fraud claims, no taxes related to a trust and no Substitute for Return (SFR) on your account.  The tax debt you're trying to discharge must be at least 3 years old.  It must have been filed with the IRS for at least 2 years.  Additionally, no other tax assessments can have been made by the IRS during the past 240 days.  Assuming you meet the above qualifications, that tax year is eligible for bankruptcy.  However, if there is a tax lien, even if you bankrupt the tax debt, you'll still have to repay the amount covered by the lien.  Again, this may not be the best option, but depending upon your situation, it may be the option you can use.  Final Words of Advice As Timalyn has advised in previous episodes, it's important to remember to breathe.  She invites you to contact her to see if she would be able to represent you.  The majority of her clients come owing 6-figures or more to the IRS, they may be facing an audit or even worse, they are actively being levied by the IRS.  Don't wait for that to happen to you.  Please consider sharing this episode with your friends and family.  There are many people dealing with tax issues, and you may not know about it.  This information might be helpful to someone who really needs it.  After all, back taxes shouldn't ruin their life either. As we conclude Episode 46, we encourage you to connect with Timalyn on social media. You'll be able to subscribe to this podcast on Spotify, Apple Podcasts, Google Podcasts, and many other podcast platforms.    Remember, Timalyn Bowens is America's Favorite EA and she's here to fill the tax literacy gap, one taxpayer at a time.  Thanks for listening to today's episode. For more information about tax relief options, visit https://www.Bowenstaxsolutions.com/ . If you have any feedback, or suggestions for an upcoming episode topic, please submit them here:  https://www.americasfavoriteea.com/contact.    Disclaimer:  This podcast is for informational and educational purposes only.  It provides a framework and possible solutions for solving your tax problems, but it is not legally binding.  Please consult your tax professional regarding your specific tax situation.

Episode 36:  In this episode, Timalyn continues with a topic related to payroll taxes.  Today, she'll discuss the Trust Fund Recovery Penalty.  It's one of the biggest tax penalties the IRS can use.  The penalty can be up to 100% of the taxes owed.  Does she have your attention yet?  Let's listen to Timalyn discuss how to avoid this penalty. In episode 28, Timalyn discussed the IRS Accuracy-Related Penalty.  This penalty can be 20% of the miscalculated tax.  That seems like a big deal until you learn about the Trust Fund Recovery Penalty, which can be up to 100% of the unpaid taxes.  Additionally, there's no cap on the amount eligible for the penalty. The Trust Fund Recovery Penalty can be assessed to the business, but also to people the IRS deems responsible for the payroll taxes not being paid.   This extends to people that may not even be the owner of the business.  You may still be held responsible according to the IRS' rules.  What Is the Trust Fund Recovery Penalty? Timalyn explains the trust fund is the taxes withheld by the employer, on behalf of the employee.  Each private-sector employee has submitted a form W-4 instructing how much should be withheld for income taxes. In addition to those taxes money Social Security and Medicare tax (FICA) are also withheld from wages.  Those withheld funds are held in a  “trust.”  As previously stated, the Trust Fund Recovery Penalty is 100% of the trust fund tax.  This is the employee's portion of FICA and the income tax withheld.  The employer is required to submit those funds to the IRS.  If the employer willfully neglects to submit these fund, they are evading taxes.  This is significantly different from avoiding taxes.  Timalyn focuses on the important distinction between tax evasion and tax avoidance in Episode 34. How Long Does the IRS Have to Assess the Penalty? The IRS has 3 years to assess the Trust Fund Recovery Penalty.  If you haven't made an arrangement to pay those taxes, you need to address it ASAP.  The IRS actually has 10 years to collect the taxes.  Refer to Episode 5 for an explanation of the Collection Statute Expiration Date (“CSED”).  This date is established, once the penalty has been assessed. As stated in Episode 35, payroll tax penalties can be charged as civil penalties or as criminal charges.  So, beyond the financial aspects, there's also a risk of incarceration if you're found to have willfully not collect or didn't truthfully calculate the taxes.  Why Is the Trust Fund Recovery Penalty so Harsh? The answer is two-fold.  First, if this penalty applies, you've been a tax evader.  Second, if you haven't paid the taxes withheld from the employee, the IRS also considers you a thief.  You've stolen funds from your employee and the IRS. Because you didn't pay the taxes withheld, the employee won't receive the benefit of the tax payments they thought were lawfully paid.  If there's a tax refund, the IRS is coming after you because now they've paid out money that was never paid to them in the first place.  Additional Penalties Can Be Assessed Before assessing the TFRP the IRS will assess other penalties as well. They will still assess you with the failure to deposit penalty and the failure to file penalty if you didn't file the proper payroll returns. Once the IRS adds the TFRP on top of that it can cause a serious financial leak in your business, possibly resulting in you closing. If you're exposed to payroll tax penalties, including the TFRP, you need to communicate with the IRS.  Don't let the problem grow worse.  Timalyn explains that communication is key.  The IRS may be willing to work with you.    Who Can Be Held Responsible? At the beginning of the episode, Timalyn mentioned the penalty can be assessed to more individuals than just the business owner.  Any person responsible for withholding, accounting for, depositing or paying specified taxes – and willfully failing to do so. The above scenario could include the company treasurer, an accountant, an officer, director, shareholder, or even a bookkeeper.  If you have an employee responsible for payroll activities or anyone who has signing authority on certain checking accounts. Any or all of them can be assessed the Trust Fund Recovery Penalty.  Remember this is 100% of the unpaid withholdings. Imagine how financially devastating this could be.  Can I Get the IRS Trust Fund Recovery Penalty Removed? Yes.  If the IRS deems you were not responsible for the negligence.  There will be interviews and required proof, but it may be possible.  However, penalty abatement with payroll taxes can be very complicated. If you're involved in this type of situation, Timalyn highly recommends hiring a tax professional to represent you.  She explains tax representation in Episode 33.  That episode also has a link to help you decide on which kind of tax professional might be best for you. You can book a consultation with Timalyn to review and discuss options related to your specific situation.  A point to remember, it will probably be best for you to hire a separate tax professional to represent you, instead of trying to have the same professional represent the business and all impacted parties.  There could be a potential conflict of interest.  You want to make sure someone is representing your best interest.  It's important that you get the help you need to address this situation, before it gets any worse. Please consider sharing this episode with your friends and family.  There are many people dealing with tax issues, and you may not know about it.  This information might be helpful to someone who really needs it.  After all, back taxes shouldn't ruin their life either. As we conclude Episode 36, we encourage you to connect with Timalyn on social media. You'll be able to subscribe to this podcast on Spotify, Apple Podcasts, Google Podcasts, and many other podcast platforms.    Remember, Timalyn Bowens is America's Favorite EA and she's here to fill the tax literacy gap, one taxpayer at a time.  Thanks for listening to today's episode.  For more information about tax relief options, visit https://www.Bowenstaxsolutions.com/ . If you have any feedback, or suggestions for an upcoming episode topic, please submit them here:  https://www.americasfavoriteea.com/contact. Disclaimer:  This podcast is for informational and educational purposes only.  It provides a framework and possible solutions for solving your tax problems, but it is not legally binding.  Please consult your tax professional regarding your specific tax situation.

Episode 10:  In this episode, Timalyn discusses installment agreements related to your tax payments.  She'll explain how to set them up with the IRS when you can't pay your taxes in full.  Grab your pen and paper and let's get started. Interesting Facts Did you know, according to a recent study by Amplify Media, Apple podcasts features over 2 million podcasts?  However, 26% of those only have 1 episode.  Of the 2 million+, 64% of them have fewer than 10 episodes.  For this reason, Timalyn is pretty excited to be launching her 10th episode today.  If you are new to this podcast, feel free to visit the website and listen to previous episodes. What Is an Installment Agreement? An IRS installment agreement is a payment arrangement between you and the IRS.  If you are a  qualified taxpayer, you can set it up or it can be handled by your authorized representative.  Your representative must have Form 2848, Power of Attorney and Declaration of Representative on file with the IRS. .  An authorized representative is empowered to negotiate, on your behalf, with IRS. This is what Timalyn does when she steps into her client's shoes. You Must be Compliant A qualified taxpayer is a compliant taxpayer.  This means your tax returns for prior years have been filed and you are making payments on the current tax year.  This is through paycheck withholding or for business owners, which means filing your quarterly, estimated tax payments.  In Episode 2, Timalyn discussed the importance of getting the missing returns filed. Timalyn also addressed compliance in Episode 8. Owe $10,000 in Taxes or Less? If you owe $10,000 or less in taxes, have no missing tax returns, haven't defaulted on a previous tax plan during the past 5 years and could pay off the tax debt in 36-months, you may qualify for a guaranteed installment agreement. Timalyn has written an e-book with step-by-step instructions on how to set up a Guaranteed Payment Plan.  You can click here to purchase this e-book via her website.  If you owe the IRS more than $10,000, keep listening. Interest Accrues on Your Installment Agreement You may be exposed to interest and penalties on the balance of your tax debt.  In Episode 7, Timalyn explained the importance of tax transcripts.  These may help you to get some of the penalties removed.  How to Apply for Your Installment Agreement You will use IRS Form 9465 to begin the process.  There is a significant IRS backlog, so Timalyn doesn't recommend filing tax forms on paper.  Rather, you should consider filing electronically.  The Form can be filed along with your tax return. Timalyn walks you through completing IRS Form 9465, step by step in the video IRS Installment Agreement. Is There a Cost to Set Up an IRS Installment Agreement? Timalyn explains there's a $31 monthly fee to set up the plan.  Also, you will still accrue penalties and interest, until the balance is paid.  Low-income taxpayers may be eligible to have the $31 fee waived.  Note, that the IRS will take the $31 monthly fee based on a debit card installment agreement for your bank account or as a payroll deduction.  The direct debit method is usually required if your balance is $25,000 or more. Owe the IRS $25,000 or More? If you decide not to set up a direct debit installment agreement, the IRS may file a tax lien to make sure you don't try to avoid paying them.   You'll also pay a higher set-up fee. The non-direct debit installment agreement setup fee is $130, plus the penalties and interest accrued.  Low-income taxpayers will pay a fee of $43, instead of $130. Avoiding a Revised Payment Plan Fee Timalyn explains the importance of setting up the plan correctly.  You want to avoid submitting the wrong information about your address or other information.  There is a $10 fee to correct it.  If you change your bank account, there's a $10 fee.  Bottom line, make sure you thoroughly review your paperwork before submitting it to the IRS. Streamlined Installment Agreement What if you owe more than $10,000 and you don't qualify for a guaranteed installment agreement?  If you can pay off your tax debt in full over 72 months, you can qualify for a streamlined installment agreement.  As long as the Collection Statue Expiration Date (CSED) doesn't expire before the 72-month period you should not have to submit your financial information.  Timalyn explains the importance of your CSED when negotiating with the IRS in Episode 7.  However, to avoid having to submit your financials, your tax debt must be lower than $50,000. Remember, if you owe between $25,000 and $50,000, you still may have to deal with an IRS tax lien, if you don't have a direct debit installment agreement in place.  Owe $50,000 or more to the IRS? You can still set up an arrangement, but you'll be required to submit your financial information.  It's now more complicated. You'll be required to submit IRS Form 433-F Collection Information Statement. Owe the IRS $100,000 or more? This situation is even more complex, but it can be done.  Timalyn works with people in this situation. The IRS will require your financial information. This includes your financial investments and business assets.  You'll use IRS Form 433-F to show how much you can afford to pay the IRS.  Remember, back taxes don't have to ruin your life. You Don't Have to Do This Alone If you'd like to speak with Timalyn and her team about your specific situation, visit www.BowensTaxSolutions.com .  Penalties, interest, and other fees are building.  Don't wait to address your tax issues. As we conclude Episode 10, we encourage you to connect with Timalyn on social media. You'll be able to subscribe to this podcast on Google Podcasts, Spotify, and many other podcast platforms.   Remember, Timalyn Bowens is America's Favorite EA and she's here to fill the tax literacy gap, one taxpayer at a time.  Thanks for listening to today's episode. For more information about tax relief options, visit https://www.americasfavoriteea.com/ . If you have any feedback, or suggestions for an upcoming episode topic, please submit them here:  https://www.americasfavoriteea.com/contact.   Disclaimer:  This podcast is for informational and educational purposes only.  It provides a framework and possible solutions for solving your tax problems, but it is not legally binding.  Please consult your tax professional regarding your specific tax situation.

On this week's podcast, Jacques is joined by Arthur J. Johnson, CEO, of the Lower 9th Ward Center for Sustainable Engagement and Development (CSED). Arthur was recently recognized by the River Network for his leadership and impact on communities along the Mississippi River. Arthur discusses new programs at CSED, including glass recycling for coastal restoration and a new young leadership cohort. Arthur also reflects on the need for restoration of the MRGO Ecosystem to support people and nature across the Greater New Orleans region.

Episode 7:  In this episode, Timalyn discusses the importance of your tax transcript.  If the IRS has begun sending you letters about unpaid taxes such as failure to file notices or intent to levy notices.  You need to act quickly.  Timalyn explains why the tax transcript is the best place to begin. What Is a Tax Transcript? When clients hire Timalyn to represent them in tax relief matters before the IRS, one of the first steps she takes is to review the tax transcript.  Your tax transcript lists everything the IRS recognizes as income for a particular tax year.  It also lists potential deductions.  It's possible that your tax return omitted income generated or income that was reported to the IRS, but you didn't receive.  You may also have additional deductions, beyond what the IRS shows on the tax transcript. This document will verify the amount you actually owe as a tax liability.  This is very important because you don't want to pay more than what you actually owe.  The IRS does make mistakes.  Timalyn explains a situation she encountered when working with a couple on their tax issues. Various Types of Tax Transcripts Timalyn explains that there are multiple types of transcripts.  The wage and income transcript can help you when you can't find your W2s or 1099s.  It can help you to accurately prepare your returns. Form 1098 is a mortgage interest statement.  This for can also show interest paid on a student loan.  This form can also be useful when preparing your tax returns. A return transcript shows what you reported on your return.  An account transcript is a very powerful transcript.  It shows when you filed your return, was there a refund due and how long you have to claim that return.  If you have back taxes, this account also informs you of how much longer the IRS has to collect those taxes and information on tolling events.  Tolling events, including a bankruptcy filing or divorce proceeding can extend the time the IRS has to collect the tax debt.  The Clock is Running Remember, the IRS only has a specific period of time during which it can collect back taxes. Likewise, you only have a specific period of time to collect a tax refund.  Timalyn recommends that you work with an experienced tax relief expert who can properly analyze your various tax transcripts and ensure that not only are they accurate, but that you take the steps necessary to claim any eligible, but unclaimed refunds.  The Collections Statute Expiration Date (CSED), which Timalyn discussed in Episode 5, is the last date the IRS has to collect on a past due tax debt.  Depending upon your CSED date and your specific situation, an experienced tax relief expert may be able to help you effectively navigate the tax relief journey, so as to minimize what you actually have to pay the IRS. What Is a Tolling Event? Timalyn explains that the IRS, typically, has 10 years to collect.  However, a tolling event can extend the collection period.  A tolling event basically pauses the collection period.  For instance, if you are filing bankruptcy, the IRS cannot collect on back taxes, during that time.  That non-collection period of time will be added onto the back of the original collection period.  How to Request an IRS Tax Transcript There are several ways to do this.  You have the option of creating an account at IRS.gov and requesting the information.  Self-service can be convenient, but if you make a mistake regarding the information provided, or simply can't figure it out due to the complexity, it doesn't really help you. Another option is to work with Timalyn Bowens, America's favorite EA, or another tax professional to properly analyze your transcripts.  Note:  At this point during the podcast, Timalyn references something she covered in Episode 5, but she actually meant Episode 6.  Hey, mistakes happen.  She's human, too. An important point Timalyn makes is that you have to know what you're dealing with, in order to effectively negotiate with the IRS.  The IRS Tax Transcript can be a complicated document.  Mistakes can be costly.  Timalyn and her team will be happy to assist to resolve your tax debt issues for both you and the IRS. If you'd like to speak with Timalyn and her team about your specific situation, visit www.BowensTaxSolutions.com and click on the blue Book Now button to schedule time.  Penalties, interest and other fees are building.  Don't wait to address your tax relief issues. As we conclude Episode 7, we'd like to encourage you to connect with Timalyn on social media. You'll be able to subscribe to this podcast on Apple Podcasts, Google Podcasts, Spotify, and many other podcast platforms.   Remember, Timalyn Bowens is America's Favorite EA and she's here to fill the tax literacy gap, one taxpayer at a time.  Thanks for listening to today's episode. For more information about tax relief options, visit:  https://www.americasfavoriteea.com/ . If you have any feedback, or suggestions for an upcoming episode topic, please submit it here:  https://www.americasfavoriteea.com/contact.   Disclaimer:  This podcast is for informational and educational purposes only.  It provides a framework and possible solutions for solving your tax problems, but it is not legally binding.  Please consult your tax professional regarding your specific tax situation.

On this week's podcast, Jacques is joined by Arthur J. Johnson, CEO, of the Lower 9th Ward Center for Sustainable Engagement and Development (CSED). Arthur was recently recognized by the River Network for his leadership and impact on communities along the Mississippi River. Arthur discusses new programs at CSED, including glass recycling for coastal restoration and a new young leadership cohort. Arthur also reflects on the need for restoration of the MRGO Ecosystem to support people and nature across the Greater New Orleans region. Learn more about CSED and support their work https://sustainthenine.org/ (https://sustainthenine.org/)

Episode 5:  In this episode, Timalyn discusses one of the biggest fears taxpayers have.  It's when the IRS actually takes money out of your banking account or seizes other property.  In Episode 4, she discussed issues related to getting a tax lien removed.  This episode focuses on what happens if the tax lien is not successfully resolved. What Is a Tax Levy? A tax levy is a legal seizure of your property to satisfy a debt.  This could be money in a bank account, a home, a car, a boat, etc.  The IRS can legal seize up to 80% of your social security benefit check.  Basically, if there's an asset attached to your name, it can be taken.  The IRS can and will take this step.  However, the process of arriving at a tax levy is worth understanding.  It's doesn't have to get to this point. If you're about to be faced with a tax levy, Timalyn points out that it's decision time.  Is enough, enough?  You need to take action, if you want to avoid a tax levy. 5 Steps Before a Tax Levy is Issued Step #1 – The tax must be assessed.  The IRS will let you know how much is owed.  However, you should have this information from your tax return.  Step #2 - The IRS will issue a Demand for Payment letter.  It will include a specific date by which the debt must be paid.  Interest will start accruing after that date.  Failure to Pay penalties will also be applied.  As Timalyn discussed in Episode 2, you could also include a Failure to File penalty, if you didn't file a return or properly request a filing extension. Step #3 – You've either neglected or refused to pay the amount included in the Demand for Payment letter.  This often can be dealt with through simple communication.  If your situation is preventing you from paying, you need to explain the situation to the IRS.  Ideally, they will work with you to set up an arrangement.  Timalyn can also represent you and handle the negotiations on your behalf.  Step #4 – You receive “the nasty letter.”  This communicates the IRS' Intent to Levy.  There is a specific process and series of steps the IRS must take before seizing your money and/or other assets.  Normally, you'll have up to 30 days to respond, but don't wait.  They are actively trying to identify potential assets attached to your name.  You have the option of filing a Collections Due Process Appeal.  You have the opportunity to explain why a levy would not be the best course for either you or the IRS.  You should proactively attempt to set up a payment arrangement.  It may or may not be accepted by the IRS, but it's worth trying.  Step #5 – The IRS issues an Advance Notification of Third Party Contact.  The IRS has a legal right to contact your employer.  They may decide to send your employer a Lock-in Letter.  This must be completed and returned to the IRS, by your employer.  It shows how your W-4 is filled out.  The IRS also tells your employer how much the employer must take out of your check for payment to the IRS.  They can take up to 80% of the paycheck to satisfy back taxes.  How Can We Try to Prevent a Tax Levy? The IRS is operating within its rights.  There have been steps along the way, during which the tax debt could have (or should have) been addressed.  The IRS obviously wants you to make a payment in full.  However, this may not be possible.  Good communication may make it possible to set up a payment arrangement to satisfy the debt.  It setting up a payment arrangement, you'll let the IRS know the amount you can afford to pay on a monthly basis.  If the tax debt is less than $50,000, you do not have to submit financial information, assuming you can get it paid off within 36-months or 72-months.  However, if you are close to the Collection Statute Expiration Date (CSED).  The arrangement may not be approved.  The CSED is the last date the IRS has to collect on a specific amount.  The IRS wants to have a full repayment, prior to the Collection Statute Expiration Date.  If your tax debt is more than $50,000, you have to option of a Partial Pay Installment Agreement.  Note:  This option is also available if you owe less than $50,000.  The IRS will look at your living expenses to see what you actually can afford to pay.  As more funds become available, your repayment amount will increase or until the CSED date expires; whichever comes first. Timalyn created a Back Tax Negotiation Checklist for you to use.  It'll help you to make sure you have your documents and information prepared, before you try to negotiate with the IRS.  This is a very helpful checklist.  “Can I Handle this IRS Problem Alone?” Timalyn receives this question on a regular basis.  Timalyn is passionate about tax work.  It's what she does every day.  She can't actually assess your ability to handle tax issues, on your own.  Understanding how to complete tax returns is not the same as handling tax relief issues.  It's a different area of the tax law. If you owe $10,000 or less, you may also be able to use Timalyn's e-book to resolve your tax issues.  It's available on her website.  It's called:  Guaranteed Payment Plan; How to Guarantee a Payment Plan with the IRS. However, if your situation is more complicated, or you want Timalyn's help, she can speak with you on a discovery call set up via her website at:  https://bookingbowens.as.me/schedule.php.  Parting Advice from Timalyn You control the narrative with the IRS.  You can take action TODAY!  The next step is up to you.  As we conclude Episode 5, we'd like to encourage you to connect with Timalyn on social media. You'll be able to subscribe to this podcast on Apple Podcasts, Google Podcasts, Spotify, and many other podcast platforms.   Remember, Timalyn Bowens is America's Favorite EA and she's here to fill the tax literacy gap, one taxpayer at a time.  Thanks for listening to today's episode. For more information about tax relief options, visit:  https://www.americasfavoriteea.com/ . If you have any feedback, or suggestions for an upcoming episode topic, please submit it here:  https://www.americasfavoriteea.com/contact   Disclaimer:  This podcast is for informational and educational purposes only.  It provides a framework and possible solutions for solving your tax problems, but it is not legally binding.  Please consult your tax professional regarding your specific tax situation.  

Today's special guest is Scarlett Lewis founder of the Choose Love Movement after her 6-year-old son, Jesse, was murdered during the Sandy Hook Elementary School tragedy in December 2012. It is one of the worst mass shootings in U.S. history.At six years old, Jesse, alongside 19 of his first-grade classmates and six educators, died. Yet law enforcement says Jesse used his final moments to heroically save nine of his friends. Jesse Lewis Choose Love Movement™ is a 501(c)(3) nonprofit organization with a mission to create safer and more loving communities through no-cost Character Social-Emotional Development programs (CSED) that are suited for all stages of life. Three million people across more than 120 countries have already decided to choose love.

Scarlett Lewis founded the nonprofit Jesse Lewis Choose Love Movement in honor of her son, Jesse, who was murdered during the Sandy Hook Elementary School tragedy in December 2012. Shortly after his death, Scarlett decided to be part of the solution to the issues that we're seeing in our society -- that also caused the tragedy -- and turned it into an opportunity to build a culture of love, resilience, forgiveness, and connection in our communities at a time when it is needed the most. Scarlett became an advocate for social and emotional learning (SEL) and character development to help children manage their emotions, feel connected, and have healthy, meaningful relationships. She created the Choose Love For Schools program, a no cost, comprehensive, lifespan, next generation character and social emotional development (CSED) program that teaches children how to thoughtfully respond with love in any situation by using the Choose Love Formula (Courage + Gratitude + Forgiveness + Compassion-in-Action), and offer ways for children to handle adversity, have courageous conversations, and to respond with love. Choose Love extends beyond the classroom through additional no-cost programs, including programs for the home, communities, athletics, and the workplace. In addition, the movement offers Choose Love C.A.R.E.S. (Cultivating Authentic Relationships in the Education System), Experiential Educator Wellness Workshops for school leaders and educators, as well as multiple extension programs. The Choose Love programs have been accessed in all 50 states and in more than 120 countries, reaching 3 million children. Scarlett is the author of Nurturing Healing Love: A Mother's Journey of Hope & Forgiveness, a memoir of her journey toward choosing love and forgiveness; From Sandy Hook to the World: How the Choose Love Movement Transforms Lives, an in-depth look at how Scarlett founded the Movement and its impact around the world today; and Rose's Foal, a children's book, with photographs by Scarlett Lewis, that tells the poignant story of a beloved horse and her newborn foal. Since the tragedy, Scarlett has spoken across the U.S. and internationally to diverse audiences sharing her empowering story and the organization's far-reaching programs, urging everyone to become part of the solution to the issues the world is facing. Scarlett has spoken at multiple national, statewide, and community-based events including hundreds of talks at schools, addressing educators and administrators. In 2021, Scarlett was named a Forbes 50 over 50 Impact Honoree, one of 50 women leading the way with impact and changing their communities and the world in ways big and small through social entrepreneurship, law, advocacy and education. Scarlett was the keynote speaker at the 2018 and 2019 National Forum on Character presented by Character.org and in 2020 and the keynote speaker for the New England Head Start Association. In addition, Scarlett has presented at the Music City SEL Conference in Nashville; SXSW EDU Conference; ASCD Empower; the Nebraska Mental Health Conference; and multiple statewide Counselor Association Conferences. She has been interviewed by BBC, Fox News, CBS, the Today Show, The Guardian, and many regional papers and podcasts about the Choose Love Movement and the neuroscience behind the Choose Love Formula and the benefits of SEL, and has been featured in high-profile magazines, including Fortune, Strive, and the Huffington Post. Scarlett also hosts the ChooSELove Podcast, interviewing noted authors and experts on post-traumatic growth, self-empowerment, brain health, resilience, forgiveness, trauma and grief, mental health, and more.

Resultados da Cruzeiro do Sul Educacional SA

Resultados da Cruzeiro do Sul Educacional SA

"Mikor megfogalmazódik az igény, hogy visszatérjünk a munkába érdemes átgondolni, hogy mi is van bennünk. Az hiányzik, hogy felnőttek között legyünk, hogy izgalmas gyereken kívül dolgot csináljunk, vagy konkrétan a munkánk? A kreatívkodás, a figyelem, az elismerés amit a munkahelyen kaphatunk? Érdemes ez alapján elindulni. Sokszor megfogalmazódik, hogy kellene már valamit csinálnom, de mindig az a jó út, hogy az előző munkahelyünkre visszamegyünk."Hogyan alakulunk anyából dolgozó anyává?Régóta szerettem volna betölteni a 15. epizód helyén tátongó űrt és most végre itt az új epizód, amelyben Lénárt Judit HR tanácsadóval beszélgettünk az anyák munkaerőpiaci helyzetéről. Beszélgettünk: a láthatatlan munkáróla családi szerepek átrendeződésérőla munkába való visszatérés szempontjairólegyensúlyról, bűntudatról, kompromisszumokrólaz anyák munkaerőpiaci helyzetérőla pályázással kapcsolatos praktikákrólhogy mit szoktak kérdezni és mit válaszoljunk a magánéletünket érintő témákrólhogy mit érdemes feltüntetni az önéletrajzbana CSED és GYED alatt kínálkozó önismereti lehetőségekrőla változásról a részmunkaidőről.Hallgassátok :)

It’s Computer Science Education Week! To celebrate, we are joined by Jannie Fernandez from the National Center for Women and Information Technology (NCWIT) and TECHNOLOchicas to talk about the impact of CS Ed Week over the years, how we can better support women –specifically Latina women – in technology, and what it means to have the first female vice president in United States history.Host: Lien DiazGuest: Jannie Fernandez, Director K-12 Alliance and TECHNOLOchicasRelated Links: VOICES: http://constellations.gatech.edu/voices-social-justice-allianceNCWIT: https://www.ncwit.org/ TECHNOLOchicas: https://technolochicas.org/ Follow the Constellations Center for Equity in Computing on Twitter: @GT_CCEC

​Discover how easy and fun it can be to hone our programming skills with Snap! Listen to SAP experts Jadga Huegle and Jens Moenig as they share their knowledge and their totally infectious enthusiasm!

In this episode we speak with Daphne McMenemy - author, blogger, keynote speaker and kindie teacher - about her book, girls in STEM, virtual conferences and all things computer science.

The Taxpayer Advocate Service provides help for taxpayers on the individual level and through systemic advocacy.  On the individual level, I look at the collection statute expiration date (CSED), hardship refund offset bypass, and identity theft.  For systemic advocacy, there is the SAMS system, Taxpayer Assistance Orders, reports to Congress, and more.  I also talk about Freedom of Information Act requests as a tool for systemic advocacy.

With data from the NASA/ESA Hubble Space Telescope, water vapour has been detected in the atmosphere of a super-Earth within the habitable zone by University College London (UCL) researchers in a world first. K2-18b, which is eight times the mass of Earth, is now the only planet orbiting a star outside the Solar System, or exoplanet, known to have both water and temperatures that could support life. The discovery, published today in Nature Astronomy, is the first successful atmospheric detection of an exoplanet orbiting in its star’s habitable zone, at a distance where water can exist in liquid form. First author, Dr Angelos Tsiaras (UCL Centre for Space Exochemistry Data,CSED), said: “Finding water on a potentially habitable world other than Earth is incredibly exciting. K2-18b is not ‘Earth 2.0’ as it is significantly heavier and has a different atmospheric composition. However, it brings us closer to answering the fundamental question: Is the Earth unique?” --- Support this podcast: https://anchor.fm/space-news/support

In this episode, Travis discusses the IRS' Statute of Limitations, also known as the "10 year Rule" or "CSED". He discusses and explains how long the IRS can come after you for an outstanding tax debt.

Are you terrified because you owe money to Uncle Sam? Today we are telling you how to settle with the IRS. Besides showing you the way out of the problem, we are also telling you how you can make them pay you back the money they took from you. Learn what the currently non-collectible concept is, how much you are allowed to earn in order to get the CNC status, and what your options are if you do not qualify for it.

  This is episode #116 of the Peace Signs Podcast. This episode features the third part of a conversation we had with current Penn State student and 3rd Way Collective student officer, Christina Platt. As this is part 3, you can go back to hear the first part right here and the second part right here. Each week … Continue reading "Peace Signs Episode 116 – Christina Platt (part 2)"

  This is episode #116 of the Peace Signs Podcast. This episode features the third part of a conversation we had with current Penn State student and 3rd Way Collective student officer, Christina Platt. As this is part 3, you can go back to hear the first part right here and the second part right here. Each week … Continue reading "Peace Signs Episode 116 – Christina Platt (part 2)"

Welcome back! This is episode #115, and the beginning of the fifth season of the Peace Signs Podcast!!! This episode features voices of our campus and community explaining what 3rd Way Collective is and can be. You can check out a video version of this episode at our YouTube channel.  Each week we connect around stories of … Continue reading "Peace Signs Episode 115 – What is 3rd Way Collective?"

Welcome back! This is episode #115, and the beginning of the fifth season of the Peace Signs Podcast!!! This episode features voices of our campus and community explaining what 3rd Way Collective is and can be. You can check out a video version of this episode at our YouTube channel.  Each week we connect around stories of … Continue reading "Peace Signs Episode 115 – What is 3rd Way Collective?"

  #114! features a recent Penn State award winner! Here's part two from a conversation we had with Penn State student Fanta Condé, a recent recipient of the Rock Ethics Stand Up Award. In this episode Fanta talks through her experience of becoming an active student leader at Penn State speaking out for justice for all. … Continue reading "Peace Signs Episode 114 – Fanta Condé (part 2)"

  #114! features a recent Penn State award winner! Here’s part two from a conversation we had with Penn State student Fanta Condé, a recent recipient of the Rock Ethics Stand Up Award. In this episode Fanta talks through her experience of becoming an active student leader at Penn State speaking out for justice for all. … Continue reading "Peace Signs Episode 114 – Fanta Condé (part 2)"

  Check out #113! Here's part two from a conversation we had with Penn State student (and 3WC officer!), Casey Cook. In this episode Casey talks through her experience of being a person of faith as a student at Penn State. You can hear part one of our conversation with her right here. Each week we … Continue reading "Peace Signs Episode 113 – Casey Cook (part 2)"

  Check out #113! Here’s part two from a conversation we had with Penn State student (and 3WC officer!), Casey Cook. In this episode Casey talks through her experience of being a person of faith as a student at Penn State. You can hear part one of our conversation with her right here. Each week we … Continue reading "Peace Signs Episode 113 – Casey Cook (part 2)"

  In #112 we remember John Roe. Yesterday was the memorial service for the life of Dr. John Roe, a beloved Penn State mathematics professor, loving husband and father, and early supporter of 3rd Way Collective. While sorting old audio recordings, we found this un-aired conversation with John recorded back in November of 2016. During this … Continue reading "Peace Signs Episode 112 – John Roe (in memoriam)"

  In #112 we remember John Roe. Yesterday was the memorial service for the life of Dr. John Roe, a beloved Penn State mathematics professor, loving husband and father, and early supporter of 3rd Way Collective. While sorting old audio recordings, we found this un-aired conversation with John recorded back in November of 2016. During this … Continue reading "Peace Signs Episode 112 – John Roe (in memoriam)"

  Podcast episode #111 is here! It’s been a very long time since we’ve posted a non-spring break episode. Here’s part two from a conversation we had with Penn State student, Darryl Foster. In this episode Darryl talks through living a life mindful of justice issues. You can hear part one of our conversation with him … Continue reading "Peace Signs Episode 111 – Darryl Foster (part 2)"

  Podcast episode #111 is here! It’s been a very long time since we’ve posted a non-spring break episode. Here’s part two from a conversation we had with Penn State student, Darryl Foster. In this episode Darryl talks through living a life mindful of justice issues. You can hear part one of our conversation with him … Continue reading "Peace Signs Episode 111 – Darryl Foster (part 2)"

  These are the reflections from our final full day of our Houston Service Trip! This episode features participants reflecting on our collaborative spring break trip to Houston, Texas to serve with the rebuilding efforts after Hurricane Harvey. Our group was split into two crews, working on two separate houses. You can listen to the reflection from day 1 right … Continue reading "Peace Signs Spring Break – Day 6 of Houston 2018"

  These are the reflections from our final full day of our Houston Service Trip! This episode features participants reflecting on our collaborative spring break trip to Houston, Texas to serve with the rebuilding efforts after Hurricane Harvey. Our group was split into two crews, working on two separate houses. You can listen to the reflection from day 1 right … Continue reading "Peace Signs Spring Break – Day 6 of Houston 2018"

  These are the reflections from the fifth day of our Houston Service Trip edition of the podcast! This episode features participants reflecting on our collaborative spring break trip to Houston, Texas to serve with the rebuilding efforts after Hurricane Harvey. Our group was split into two crews, working on two separate houses. You can listen to the reflection … Continue reading "Peace Signs Spring Break – Day 5 of Houston 2018"

  These are the reflections from the forth day of our Houston Service Trip edition of the podcast! This episode features participants reflecting on our collaborative spring break trip to Houston, Texas to serve with the rebuilding efforts after Hurricane Harvey. Our group was split into two crews, working on two separate houses. You can listen to the reflection … Continue reading "Peace Signs Spring Break – Day 4 of Houston 2018"

  These are the reflections from the fifth day of our Houston Service Trip edition of the podcast! This episode features participants reflecting on our collaborative spring break trip to Houston, Texas to serve with the rebuilding efforts after Hurricane Harvey. Our group was split into two crews, working on two separate houses. You can listen to the reflection … Continue reading "Peace Signs Spring Break – Day 5 of Houston 2018"

  These are the reflections from the third day of our Houston Service Trip edition of the podcast! This episode features participants reflecting on our collaborative spring break trip to Houston, Texas to serve with the rebuilding efforts after Hurricane Harvey. Our group was split into two crews, working on two separate houses. You can listen to the reflection … Continue reading "Peace Signs Spring Break – Day 3 of Houston 2018"

  These are the reflections from the forth day of our Houston Service Trip edition of the podcast! This episode features participants reflecting on our collaborative spring break trip to Houston, Texas to serve with the rebuilding efforts after Hurricane Harvey. Our group was split into two crews, working on two separate houses. You can listen to the reflection … Continue reading "Peace Signs Spring Break – Day 4 of Houston 2018"

  These are the reflections from the third day of our Houston Service Trip edition of the podcast! This episode features participants reflecting on our collaborative spring break trip to Houston, Texas to serve with the rebuilding efforts after Hurricane Harvey. Our group was split into two crews, working on two separate houses. You can listen to the reflection … Continue reading "Peace Signs Spring Break – Day 3 of Houston 2018"

On this episode of Delta Dispatches, Simone and Jacques speak to a couple of great guests about coastal restoration with Amanda Moore and Arthur Johnson. First, Simone speaks with Amanda Moore, Deputy Director of The National Wildlife Federation Mississippi River Delta Restoration Program, to talk with Simone about the restoration of the Gulf Coast. Then Arthur Johnson, Chief Executive Officer of the Lower 9th Ward Center for Sustainable Engagement and Development (CSED) joins the program to talk with Jacques about the key initiatives of the CSED.