Podcasts about sfr

Sept. 30, 2026 When Northpoint Asset Management lost 1,500 doors overnight in a major institutional consolidation, CEO Dan French had to rebuild fast. In this episode, Dan joins host Pete Neubig to unpack what really happened when a large capital partner consolidated its portfolio onto a single property manager, the SFR churn rates operators rarely admit to publicly, and how a deliberate client-pruning strategy turned a painful loss into a leaner, more resilient business. Dan shares the leadership mindset that carried his team through the disruption, the "owner concierge desk" system Northpoint built to catch problematic clients early, and how the crisis accelerated a pivot into small multifamily and build-to-rent management, plus a referral opportunity for SFR managers who don't serve that market themselves.

Could the way you're marketing your rental properties be costing you weeks of vacancy? In this episode of the #DoorGrowShow, Jason Hull sits down with Kori Covrigaru, co-founder of PlanOmatic, to discuss how professional listing media can help property management companies lease properties faster, reduce vacancy costs, and attract more owners. Kori shares what he's learned from more than two decades in real estate photography, including why professional photos, floor plans, and 3D tours can make such a difference in today's competitive rental market. They also discuss how outsourcing photography can save your team hours of driving and administrative work, allowing you to grow your portfolio without adding unnecessary overhead. If you're looking for ways to fill vacancies faster, improve your property management brand, and give your team more time to focus on growing the business, this episode is worth a listen. You'll Learn [02:14] Kori Covrigaru's Story and PlanOmatic [04:18] Why Professional Photos Help Properties Lease Faster [06:36] How Better Listings Attract Property Owners [10:03] Scaling Your Business Without Adding Overhead [12:28] How PlanOmatic Works and Integrates With Your Software [15:30] Photography Pricing and Who Pays for It [17:36] How AI Virtual Staging Improves Rental Listings [23:58] Providing Photography Services Across Different Markets [28:31] Building a Client-Focused Business Through Communication Quotables "But the biggest reason why it actually makes sense and there's a high ROI for our customers to use us versus what you described as properties with professional photos lease faster." — Kori Covrigaru Pasted "You attract who you are." — Jason Hull  "It's better to know that nothing is happening than to not know that something is happening." — Kori Covrigaru Resources DoorGrow and Scale Mastermind DoorGrow Academy DoorGrow on YouTube DoorGrowClub DoorGrowLive Transcript Jason Hull (00:01) Five, four, three, two, one. All right, we're live. Hey everybody, I'm Jason Hull, the founder and CEO of DoorGrow. We are the world's leading and most comprehensive coaching and consulting firm for long-term residential property management entrepreneurs. We've been doing this for over 18 years, roughly about now, and we have brought innovative strategies and optimization to the property management industry.   We are on a mission here at DoorGo to transform property management business owners and their businesses. We want to transform the BS or eliminate the BS, transform the industry, build awareness, change perception, expand the market, help the best property management entrepreneurs win. And we're particularly genius at three key things: rehabbing property management companies so they make more money, optimizing their growth engines so they add more doors without having to waste money on digital marketing. And we help them figure out and get their ops dialed in so they get more freedom.   Now let's get into the show. Alright, today's guest hanging out with me here is Cory. And Corey, say your last name for me. I'm gonna try it. Kavrigaru. That is an A. Really? What how do you say it? It's Kovrigaru. Kovrigaru. It could be Kovrigaro. It's Roman.   Kori Covrigaru (01:07) That is an A. You got an A. Yeah, it's covrigaro. But you know what? It could be covrigaro. It's Romanian.   I don't speak Romanian. My father and his family were born in Romania. Means bagel maker in Romanian. Yeah, you nailed it. We're off to a good start.   Jason Hull (01:21) Interesting. Okay. He's runs bagel you know, meets bagel maker in Romanian. Okay. All right. Very cool.   Yeah, my brother Bryant actually he runs a property management business. He actually was a Mormon missionary in Romania. So he speaks Romanian. So   Kori Covrigaru (01:37) Wow.   Buona di miniatso. That means good morning. That's about, yeah, the count of 10. We can do it again. That's...   Jason Hull (01:40) There you go. That's more than I ever knew. So now everybody knows. Thank you. All right, cool. So   so Corey is the the co founder of Plan O Matic. And   Kori Covrigaru (01:54) Yes.   Jason Hull (01:55) we're gonna discuss today how high quality listing media can help properties lease faster, reduce vacancy costs, and create a better experience for both owners and prospective residents.   Corey's going to share insights for more than two decades of building one of the nation's largest real estate photography companies and what today's property manager should know about standing out in a competitive rental market. And it has gotten tough to get leasing handled in some markets right now. They've got a lot of inventory, the market shifted, it can be difficult. So we're going to get into that. All right, cool. So   Corey, give us a little background on you so those that are listening can understand what how did you get into entrepreneurism and decide to be crazy like the rest of us and start a business? And like how did this lead to Planomatic? I think it was the short answer is by necessity. I realized early.   Kori Covrigaru (02:48) I think it was the short answer is by necessity. I realized early on   that it was unemployable and in order to provide an income for myself and eventually my family, had to figure   Jason Hull (02:56) And eventually my family.   Kori Covrigaru (02:58) out how to start a business. So I got into Planomatic. I was an entrepreneur major at the first school. I attended SUNY Buffalo my freshman year. played soccer there and transferring to Western Michigan. They didn't have an entrepreneurship major there, but I kind of continued upon that path for myself. And then at some point,   Jason Hull (03:05) Buffalo, my freshman year, I played soccer there, I ended up transferring to Western Michigan. They didn't have an entrepreneurship major there, but I kind of continued upon that path for myself. And then at some   point in college I met someone who had written software or decreased work plans quickly on site, started helping him with his business, and then eventually licensed that software, started my own business, brought my co-founders on board, and then eventually we started using other software, of course. That's how I kind of got into it.   Kori Covrigaru (03:17) In college, I met someone who had written software to create floor plans quickly on site, started helping him with his business, and then eventually licensed that software, started my own business, brought my co-founders on board. And then eventually we started using other software, of course, but that's how I kind of got into it by happenstance.   Jason Hull (03:34) I knew that you know A O B was probably not for   Kori Covrigaru (03:34) But I knew that, know, J-O-B was probably not for me. And   that's what led me to the path I'm on. 22 years.   Jason Hull (03:42) Twenty   two years planomatic. Very cool. Very cool. So cool. So what is Planomatic? Yeah. So Planomatic provides professional photography, floor plans, three D scans, AI virtual staging, and more services to the single family rental property management industry nationwide at speed and at scale. So that's kind of like   Kori Covrigaru (03:50) Yeah. So Plan-O-Matic provides professional photography, floor plans, 3D scans, AI virtual staging, and more services to the single family rental property management industry nationwide at speed and at scale. So that's kind of like our...   you know, if you're familiar with EOS or traction, that's our, that's our elevator pitch. We provide professional photography floor plan, 3D scans, AI virtual for single family rental specifically. We did use to service the for sale by agent space or the traditional real estate agent that sells homes. And we actually pivoted a hundred percent to the single family rental property management industry in   Jason Hull (04:09) You know, if you're familiar with EOS or traction, that's our that's our elevator pitch. We provide photography floor technology scans for single family rentals specifically. We did use to service the for sale by agent space or the traditional real estate agent that sells homes and we actually pivoted a hundred percent to the single family rental, property management industry.   Kori Covrigaru (04:32) 2020, 21, sort of around that time.   Jason Hull (04:36) Okay, okay, got it. So three D scans, pro photography, speed, scale. So for property managers, why is it important to do this stuff well? Why can't they just send out one of their team members that's got an iPhone and just sort of wing it? Okay. Well there's there's a lot are a lot of reasons why that's not the optimal solution.   Kori Covrigaru (04:57) Well, there's a lot. There are a lot of reasons why that's not the optimal solution. Now, look,   I'm not going to say that, you know, it's the same for every property manager and every price range and every market across the U.S. That's not the case. But generally speaking, windshield time is what really cuts into profits.   Jason Hull (05:05) same for every property manager and every price range and every market across the US. But generally speaking, windshield time is is what really cuts into   Kori Covrigaru (05:18) And so what we're able to do is reduce that windshield time. That saves money and makes you more efficient.   We also save a lot of the back office having to download, upload photos, color correct them, download them, sort them, upload them to that folio, build them, rent, find wherever your PMS is. And so we save a ton of time by being integrated with your property management software. But the biggest reason why it actually makes sense and there's a high ROI for our customers to use us versus what you described as properties with professional photos lease faster.   Jason Hull (05:31) Upload photos, color correct them, download them, sort them, upload them, tab folio, building, random, wherever your PMS is. And so we save a ton of time by being integrated with your property management software. But the biggest reason why it actually makes sense and there's a high ROI for our customers to use us versus what you described is properties with professional photos leads   faster.   Kori Covrigaru (05:55) So   we're   able to get out to your property often same day or next day and deliver those assets the day later. So that's like an average of two and a half days from order to delivery when you can have professional leasing photos up on the Zillow platform, up on apartments.com or wherever else you   Jason Hull (05:56) Yeah. We're able to get out to your property often the same day or next day and deliver those assets the day later. So that's like an average of two and a half days from order to delivery and then you can have professional leasing photos up on the Zillow platform, up on Parliament.com, or where   Kori Covrigaru (06:11) may advertise your single family rentals. so by reducing the windshield time and the time it actually takes to get those photos on, we can reduce the time by about 14 days.   Jason Hull (06:12) else you may advertise your scene family rentals. And so by reducing the the windshield time and the time it actually takes to get those photos up, we can reduce the time by about 14 days   and lease that property about 10 days faster once it hits the market with those pro photos.   Kori Covrigaru (06:22) and lease that property about 10 days faster once it hits the market with those pro photos.   Jason Hull (06:27) So two weeks two weeks less. Two weeks less. On average it takes about two weeks from rent ready to get professional listing photos up on the portal. We can do that for you in two to two and half days.   Kori Covrigaru (06:30) Two weeks less on average, takes about two weeks from rent ready to get professional listing photos up on the portal. We can do that for you in two to two and a half days. And   then we can also save your team time so that they're not dealing with going out to   Jason Hull (06:39) And you can also save your team time so that they're not dealing with   Kori Covrigaru (06:42) a property and taking photos and uploading them in the background and doing all that stuff. They can focus on tenants or maintenance issues or communicating with owners or just not have to grow your staff as fast as you grow your business.   Jason Hull (06:47) tenants or maintenance or or communicating with owners or just not have to grow your staff as fast as you grow business.   Got it. So it this gives you leverage, especially during times where leasing gets heavy like the summer and there's an increase in workload and workflow happening, then you can just outsource this piece and get people get really somebody else handling this, which is planomatic, get get photos handled, you know, quickly and get things, you know   Get the property leased a lot faster. Leased a lot faster. I mean it's really at this point it's table sticks, right? In this environment especially.   Kori Covrigaru (07:17) Lease a lot faster. I mean, it's really at this point, it's table stakes, right? In this environment, especially where everything   is so competitive, it's taking a lot more to lease a property. You actually, you need professional   Jason Hull (07:25) Yeah,   Kori Covrigaru (07:28) photos to compete out there. And I really, didn't even mention there is another layer to why it's important to market your properties professionally. That's because that's the first impression that potential owners that may want to hire you see online. I mean, you're dirty laundries out there, right? Like they see how you treat your existing portfolio, your existing.   Jason Hull (07:30) And I I really I didn't even mention there there is another layer to why it's important to market your properties professionally, and that's because that's the first impression that potential owners that may want to hire you see online. Your your very laundry's out there, right? Like they see how you treat your existing portfolio, your existing   Kori Covrigaru (07:47) and the doors that you manage, and they're going to envision their property being in that same spot on your listing page or on your website. And so   Jason Hull (07:47) clients and the doors that you manage, and they're gonna envision their property being in that same spot on your listing page or on your website. Right.   Kori Covrigaru (07:55) you can really elevate your brand and brand yourself professionally by hiring a professional to do your professional property manager. It's like the same reason why you wouldn't recommend an owner or manage their own property. It could work, but it doesn't make sense as far as your time value and what you value, like what's your full-time job.   Jason Hull (07:56) you know, you can really elevate your brand and and and bring yourself professionally by hiring a professional to do the your professional property manager. It's like the same reason why you wouldn't recommend an owner or manage your own property. It could work, you know, it but but it doesn't make sense as far as your time value and what you got you know what's your what's your full time job, right? Let a professional go let them   do it better. That's kind of the way we see it.   Kori Covrigaru (08:16) Let a professional do let them do it better. That's kind of the way we see it.   Jason Hull (08:20) I I think that's a really good point. If you're a property manager listening to this and you're thinking, Well I could just do that myself   You are exactly the problem that frustrates you. These are the investors that are like, I'll just do it myself. You have to have a mindset that it makes sense to outsource to get a better quality product, that it makes sense to get an expert brought in to do expert work. And I love the idea because either you're at the top of your market and you're positioning yourself as the best and you're the best branded and you have the best photos and everything you do is the best, or you got to be the cheapest because in the middle is where you die.   Kori Covrigaru (08:56) Exactly.   Jason Hull (08:56) And that playing the game of being the cheapest and trying to do everything low cost is a great way to have a business that makes you miserable, that isn't fun to run, and isn't very attractive to the best clients. It's gonna attract cheapos. You attract who you are. And so if you want to position yourself mentally, and I coach a lot of clients on this, and if you want to position yourself mentally, you got to get graduate from being a cheapo to maybe a more normal type of buyer. And then you got to graduate from being a normal type of buyer to a premium buyer. And then you can attract everything that you want.   But if you have enough premium buyers, normal buyers, you may turn down or fire a lot of the cheapos and not even work with them. Because the people that care about having nice photos and things looking good also care about things being done well and they probably have more money to spend. They're not   Kori Covrigaru (09:41) Exactly.   Jason Hull (09:41) looking for the cheapest, ugliest option to just get it done. You don't want to be cheap. especially in an area that kind of reverberates across   Kori Covrigaru (09:45) So, yep, I agree. You don't want to be cheap. And especially in an area that kind of reverberates across the   internet that everybody can see your existing clients as well as potential clients. You just don't want that to be your brand's thing. It's like,   Jason Hull (09:54) the internet that everybody can see your existing, you know, clients as well as potential clients. You just don't want that to be your brand's thing.   Kori Covrigaru (10:03) I'm going to cut corners when it comes to marketing your properties, for example. So that's just like the elevate your brand, kind of keep your existing owners, attract new owners. That's one component of the reason why.   Jason Hull (10:07) So that's that's just like to elevate your brand, kind of keep your existing owners, attract new owners. That's one component why.   Yeah, I love it. I mean, nicer photos is nice, but I think for me the benefit as a business owner really is freeing up my team to focus on higher level tasks. They're not being sent out to go be a half ass photographer. So it because it's drive time, going out to do things, they could be getting stuff done, helping onboard new clients, getting the   things done in the office rather than just driving around taking photos. And if they're not really great at it, let an expert do it. So seems to be a no brainer. I'm a business owner   Kori Covrigaru (10:43) And again, I'm a business owner too.   Jason Hull (10:45) too.   Kori Covrigaru (10:46) You might be able to, again, not scale your people as you scale your business. I mean, that's every entrepreneur's dream, right? It's how do I keep my overhead the same as it relates to the revenue, but increase that top line in order to generate more   Jason Hull (10:49) scale your people as you scale your business. I mean, that's every entrepreneur's dream, right? So how do I keep my overhead the same as it relates to revenue, but increase that top line in order to   Kori Covrigaru (11:00) profits, right? So not having that, that, overhead, that permanent W2 employee that's driving around, insured, buying gas while they're, you know, could be doing other things.   Jason Hull (11:02) Not having that that overhead, that permanent W two that's driving around insured, buying gas while they're you know   doing other things, not doing anything at all is is   Kori Covrigaru (11:12) doing anything at all is a high cost.   Jason Hull (11:14) high costs. Yeah. yeah, yeah. You know, like our cars are often just sitting in the driveway, right? Not really doing a whole lot for us, and then we use it occasionally. And but in business you don't want team members, they're just sitting like a car in the driveway. You want them   be productive, getting stuff done and focus on the right things. And so yeah, if you have seasonal work, if photos are just something that happens occasionally, you know, or even pretty regularly, you want to be able to scale without having to just go out and hire. Hiring is one of the most costly things you will ever do. One bad hire usually costs business owners, I find, when we really dig into it, minimum 10 grand. It's 10 grand in opportunity cost, 10 grand in loss   money that's been spent on this team member for about three months before you figure out they're just not going to cut it. And so the less you have to get involved in the hiring piece and you can use a system with experts just when you need it, that is a lot more ideal. Even if it's more expensive to get that thing done, there you don't have that sunk cost of having a team member all the time that you're paying. Exactly. Keep it variable if you can cool. Business in general you can keep   Kori Covrigaru (12:20) Exactly. Keep it variable if you can. In business in general, if you can keep it variable, keep it variable.   Jason Hull (12:24) it variable   Yeah, you you mentioned table sticks. You're talking about the game where the it's who grabs the sticks first? No, it's kind of   Kori Covrigaru (12:32) No, it's kind of like poker,   you know, like required to pay if you're to play the game.   Jason Hull (12:37) Pay if   you're gonna play the game. Okay. Got it. Okay.   Kori Covrigaru (12:41) You up. It's not, you know, if you're playing poker, you have to   ante up. If you're in property management, you have to treat your listing.   Jason Hull (12:47) Got it. I'm obviously   a really seasoned poker pr player. Just kidding. So right, actually, you can tell me if I say it aloud, so I'm looking   Kori Covrigaru (12:51) I hope I get that right. Actually, you put me totally, I say it a lot. So I'm going to look that one up afterwards.   Jason Hull (12:56) at it. All right, cool. So yes, I missed the reference. All right. So very cool. So I I these are some of the benefits. How does Planomatic work? How does this how does this work? G paint the picture. Somebody signs up with you. What's the process? How are they able to leverage you and use you? How does this go?   Kori Covrigaru (13:17) There are a number of ways we are integrated with AppFolio, Buildium, and RentFine. So I integrated what I mean is you register as a Planomatic client, and then you integrate with your property management software. Your portfolio then syncs with our system so you can see   Jason Hull (13:22) Build DM and Redfine. So by integrating what I mean is you register as a priomatic client and then you integrate with your property management software. Your portfolio then syncs with our system.   Kori Covrigaru (13:33) your properties in our system, see what's for rent, what's not for rent, what has professional photos, what doesn't, and make your buying decisions that way with one click. Order photos, order photos, order photos.   Jason Hull (13:36) Rent what has professional photos, what doesn't, make your buying decisions that way with one click, order photos, order photos, order   photos. Yeah. We either dispatch our photography either same day or next day, go out, capture the content, have that content processed and photoshopped, etc., by our team and some tools that we use, and then we sync those assets back with your property management software so you can go ahead and with one click syndicate that property.   Kori Covrigaru (13:43) We then dispatch our photographer either same day or next day, go out, capture the content, have that content processed and photoshopped, et cetera, by our team and some tools that we use. And then we sync those assets back with your property management software so that you can go ahead and with one click syndicate that property as far   as the marketing photos are concerned. They appear in your account ready to go, right sort order with the right captions, the right size.   Jason Hull (14:04) Far as the marketing photos are concerned, they're appear in your account, ready to go, right? Sort order with the right captions, the right   size, etc. And so that entire process from order to delivery is average, you know, averages about two and a half days. and you don't have to download a single thing, like everything just kind of like goes the way it goes. There is another that we've just launched. Actually, this is kind of big news for us, but we've launched the ability to receive work orders now through either property meld or   Kori Covrigaru (14:11) Etc. And so that entire process from order to delivery is average, know, averages about two and a half days. And you don't have to download a single thing. Like everything is kind of like goes the way it goes. There is another way that we've just launched. Actually, this is kind of big news for us, but we've launched the ability to receive work orders now through either property meld or, or   at folio ability and rent finds. So we can actually receive work orders from our customers, just like you order a plumber.   Jason Hull (14:33) Folio ability of our device. We can actually receive work orders from our customers. Just like you order   a plumber to come out to the property, you order Planomatic to shoot photos, we receive that work order, we digest that order automatically, and then two to two and a half days later, you'll find those assets synced with your property management software ready to syndicate in the most ways that we work with our customers. And we do have larger owner operator customers that own their their rentals as well as manage them and those   Kori Covrigaru (14:38) to come out to the property, order PlanoMatic to shoot photos, we receive that work order, we digest that order automatically, and then two to two and a half days later, you'll find those assets synced with your property management software, ready to syndicate immediately. Those are the most organized that we work with our customers. And we do have larger owner operator customers that own their rentals as well as manage them. And those are kind of like we call   them enterprise clients, institutional investors.   Jason Hull (15:04) Clients, institutional investors,   Kori Covrigaru (15:06) They integrate with us in a bit of a unique way. They directly integrate with our platform versus going through property management software because they're typically on either Salesforce or Yardi or some sort of proprietary platform. So those customers have a more direct integration with us. That's pretty much, it's really easy. Just register and go ahead and integrate. You don't have to integrate. You can also just go out and place an order and we'll be there.   Jason Hull (15:07) they integrate with us in a bit of a unique way. They directly integrate with our platform versus going through property management software because we typically want either Salesforce or ERB or some sort of proprietary platform. Okay. Just register and go ahead and integrate. You don't have to integrate the just go out and place an order. Okay. Very cool. And   so if they place an order and you go out there and maybe the tenant   left something or wasn't quite ready. like there's a trash bag in the kitchen or there's something's missing or whatever. The Photoshop guys can kind of get it s that weird thing out or take care of that. It's just AI the thing and it's gone. We don't charge for something like that. We charge for object   Kori Covrigaru (15:44) But as we know today, that's kind of a lasso situation. You just kind of lasso that item. We get rid of those items, and we don't charge for something like that. We charge for object removal that's   bigger. Like if there's a car in the driveway for some reason, or there's a big trash bin, we may charge a little extra   Jason Hull (16:00) Yeah.   Kori Covrigaru (16:00) for that, because that's a little more heavy. But as long as the is vacant, we can take the photos. We can clean up a little bit of a mess.   Jason Hull (16:03) Got it. Okay.   Kori Covrigaru (16:07) It's no big deal. We can do a lot more. can AI virtual stage images, too, but declutter.   Jason Hull (16:12) Okay.   Cool. Got it. I I'm sure people listening to this are like, this sounds great. This sounds really cool, but what is the cost? Is that something you can tell talk about? Yeah, the cost in and right now we we do have a membership program, so it it does impact that and we do have a prepay and save, but Okay. But the cost is a la carte. You don't have to pay like this, you know, per month subscription. It's like literally you have an   Kori Covrigaru (16:23) Yeah, the cost in right now, we do have a membership program, so it does impact that, and we do have a prepay and save, but the cost is a la carte. You don't have to pay like this per door per month subscription. It's like literally you have an order to place with   us. Great. Go on, place one order for photography only. Our minimum there is 10 photos. You can also place an order for photos and 3D tour and a floor plan.   Jason Hull (16:40) place with us, great. Go on place one order for photography only. Our minimum there is ten photos. you can also place an order for photos and three D tour and a floor plan.   Kori Covrigaru (16:50) I believe that photos, know, everything's like for, for 15 photos, a 3d tour and a 2d floor plan. We're talking under 300 bucks per property setting. 270. It's like off the rack, 15 photos, 3d.   Jason Hull (16:51) Okay. I believe that photos, you know, everything's like for f for fifteen photos, a three D tour and a two D floor plan, we're talking under three hundred bucks. Okay. Awesome. Two seventy it's like off the rack.   Yeah, that's great. And this would be easily be something that you could   offer as part of your packages or your offerings and have the owner pay for as part of the leasing process. I was gonna backtrack and say it's free. Right. Right. You should be tweaking your owner and you should be probably marking that up for all the coordination just that you do. I mean it's transparent, but we don't really support the kickbacks or or charging more and saying, you know, tell them it was more or whatever it is, but   Kori Covrigaru (17:19) I was going to backtrack and say it's free. It's free to the property manager, right? Because you should be choosing your owner and you should be probably marking that up for all the coordination, just like you would mark up in the work that you do. mean, of course, transparently, we don't really support kickbacks or charging more and saying, you know, tell them it was more or whatever it is. But yeah, this   is something that most property managers that we work for are starting to change their process, change their owner agreement to make sure that that owner   Jason Hull (17:40) Yeah, this is something that most property managers that we work for are starting to change their process, change their owner agreement to make sure that that owner   Kori Covrigaru (17:49) pays for those marketing photos and it makes sense, right? Because once that owner picks up and leaves and takes their door with them, those photos are then obsolete, right? for the property manager. it makes a lot of sense. And a lot of owners are like, yeah, of course we need professional photos to market my property.   Jason Hull (17:50) pays for those marketing photos and it makes sense, right? Because once that owner picks up and leaves and takes a vote with them, those photos are then obsolete, right? So for the for the property managers. So it makes a lot of sense. And a lot of owners are are like, Yeah, of course we need fashion for this.   Kori Covrigaru (18:04) It's my property.   Jason Hull (18:04) Yeah, obviously.   And then if they can explain everything you just explained about the benefits of this, then to their clients, the then the owners will say, Yeah, no brainer. I should do this. I'll pay the extra money.   I'll pay and mute.   Kori Covrigaru (18:16) That should be in the agreement. mean, that's something, yeah.   Jason Hull (18:20) Got it. Okay, very cool. What else do people typically ask about Planomatic or what what else are am I are we missing? Those that are listening that might usually be curious about.   Kori Covrigaru (18:30) I you know, I don't want to call it a silver bullet because I don't   know that I believe necessarily in silver bullets. Are you, are you with me on the silver bullet thing? All right, good. Just making sure. So AI virtual staging has, has provided us with significant data that shows that it works almost like a silver bullet. mean, properties with AI virtual staging just lease faster. get more showings, more, more.   Jason Hull (18:35) Silver bullets? Are you are you with me on a silver bullet thing? Yeah, yeah. So AI virtual staging has has provided us with significant data that shows that it works almost like a silver bullet. I mean, yeah. Properties with AI virtual staging just lease faster. They get more showings, more   more applications, and it's been kind of wild.   Kori Covrigaru (18:59) and it's been kind of wilder.   That's something that we've seen from our institutional folks. They take a lot more time to research ROI on specific products that we offer. one of the...   Jason Hull (19:02) That's something that we've seen from our institutional folks. They take a lot more time   to research on RLI on specific products that we offer. So everybody knows kind of what staging is, right? If you're selling a home and it's usually a more expensive home, you call a company a staging company and they'll bring a big U-Haul with a bunch of furniture and they'll come and they'll drop it off and they'll put it in, and then you'll have your listing photos taken, right? Because listing photos look so much better.   Kori Covrigaru (19:12) Yeah. So everybody knows kind of what staging is, right? If you're selling a home and it's usually a more expensive home, you call a company, a staging company, and they'll bring a big U-Haul with a bunch of furniture and they'll come and they'll drop it off and they'll put it in. And then you'll have your listing photos taken, right? Because listing photos look so much better with   furniture. Well, for the longest time, we've been able to virtually stage real estate photos. We've had to do it with a human being and that costs a lot. You know, that costs a lot.   Jason Hull (19:32) furniture, well for the longest time we've been able to virtually stage real estate photos. We've had to do it with a human being and that's cost a lot, you know, that   costs a lot more money. But today the advances of AI and we see it all you know commercials on TV and everything, we can virtually stage and by virtual stage I mean s like take a a photo of a vacant room. Yeah. Go go to our staging vendor, a software company, click a button, choose   Kori Covrigaru (19:42) But today, with the advances of AI and we see it all over commercials on TV and everything, we can virtually stage. And by virtually stage, mean, take a photo of a vacant room, go to our staging vendor, a software company, click a button, choose between   Jason Hull (20:00) between various different styles for staging. Okay. And then it actually places that furniture in the image and and you and it looks like s it's scary how real   Kori Covrigaru (20:00) various different styles for staging. And then it actually places that furniture in the image and it looks like it's scary how real it looks.   Jason Hull (20:09) it looks. Right, yeah. And so when you have when they have properties that are are staged or virtually staged, and we label them virtually staged just   Kori Covrigaru (20:11) And so when you have, when you have properties that are staged or virtually staged and we label them virtually staged just to make sure that.   Jason Hull (20:18) to make sure that you've got the virtual staging in the photos. Does this show up in the three D tour or stuff like that? It doesn't show up in the three D tour. It does however show   Kori Covrigaru (20:25) doesn't show up in the 3d tour. does, however, show up   in the photography carousel, of course. And we typically have like a before and after. It allows for the potential renter to envision their lives in that, versus seeing it as an empty box. So naturally there's been more, we've all looked for real estate before and we've clicked through properties and when the photos are bad, it's you kind of move on. Cause like you don't stuff in that mess, right?   Jason Hull (20:31) Got it. I mean we have like a before and after. It it it allows for the potential renter to envision their lives. Right, they can imagine it. Versus seeing it as an empty box. So naturally they're gonna spend more we all looked for real estate before and we've clicked through properties and photos of that it's you kinda move on. Yeah, yeah. You don't withten that mess,   right? When it's nicer photos you stop and and so the the furniture really helps the potential rent to stop spending more time   Kori Covrigaru (20:53) When it's nicer photos, you stop. so the furniture really helps the potential renter stop, spend more time on that listing   and eventually get more showings and more applications.   Jason Hull (21:02) Sure. Yeah. I've moved into places and you know, seeing how they had it decorated before or seeing photos how they decorate it gave me an idea of, we could do something like this, or here's what I want to change. Because you're not starting with just this blank slate and trying to be creative. And so yeah, I think it helps people's imagination so they can picture their life in there. Okay,   Kori Covrigaru (21:23) Yep. It just cause you to stop, you know.   Jason Hull (21:25) cool. And there's you you were citing there's evidence.   that virtual staging significantly increases the results as well. So not just having good photos, but also good photos that are virtually staged, you're now maximizing the the return on this. And the and the virtual staging that that's   Kori Covrigaru (21:41) And the virtual staging, that's really inexpensive.   I think it's 36 bucks for three rooms, if I'm not mistaken.   Jason Hull (21:46) It's thirty six bucks for three rooms. Yeah.   Kori Covrigaru (21:49) So it's like a huge ROI   Jason Hull (21:51) Cool.   Kori Covrigaru (21:52) to order virtual staging on top of your professional photo.   Jason Hull (21:54) Sure, a lot cheaper than real staging.   Kori Covrigaru (21:58) Where'd you go?   Jason Hull (21:59) So yeah, got it. Very cool. anything else that we're missing about Planomatic? Sounds very cool. Yeah.   Kori Covrigaru (22:05) Yeah, no, I mean, I'm again, been an   entrepreneur for about 22 years. We have a high focus on, on client communication and client support. So that's one thing that's like paramount for me. I always tell my team, it's better to know that nothing is happening than to not know something is happening, meaning keep the customer updated. You know, even if we don't have the resolution yet for you, like we'll figure it out or we're working on it. So when you work with us, you really understand those, that's part of our core values. really.   Jason Hull (22:10) we have a high focus on on client communication and client support. So that's one thing that's like paramount for me. I always tell my team it's better to know that nothing is happening than to not know something is happening. Meaning keep the customer updated. Yeah. You know, even if we don't have the resolution yet for you, like we'll figure it out or we're working on it. So what when you work with us, you really understand those that's part of our core values. It   really emulates through the entire organization. So that's really important to us. Our integration, of course, is is really important and allows for   Kori Covrigaru (22:30) emulates through the entire organization. So that's really important to us. Our integration, of course, is really important and allows for our customers to   be able to transact with us. Again, business 101, make it as easy as possible for your customers to transact with you. So we've tried to make that a reality. And then, know, we're business owners, we're a small business, just like you all are, you know, just like you are, Jason, just like our property management clients are. And we just want to...   Jason Hull (22:39) To be able to transact with us, make our business one on one, make it as easy as possible for your customers to transact with you. So we've tried to make that a reality. and then you know, we're we're business owners, we're small business just like just like you all are. We're not just like you are, Jason, just like our our our property management clients are. and   we just wanna be successful in helping our clients make more money and and gain more market share, and and that's what we strive for every day. So we have the same   Kori Covrigaru (22:59) be successful in helping our clients make more money and gain more market share. And that's what we strive for every day. So we have the same struggles,   but same successes that every business owner does. We're not PE-backed or VC-backed.   Jason Hull (23:08) Same struggles, but same successes does with the RP backed or PC backed on P back back.   Got it. So I know there's a lot of people listening that are gonna think, because I hear this all the time, even with with what we do at DoorGrow, will this work in my market? I'm in a big city, will this work in my market? I'm in a small town. How do you source photographers? So before you answer that, I'm gonna share a quick word from our sponsor. So our sponsor today is Vendoroo. So if you're working with   Door grow, you're growing doors, right? And that means you have to keep figuring out how to keep up with the maintenance. So instead of doing that, we recommend that you use Vendoroo to have maintenance figured out for you with AI. Some of our clients are getting 85%, 95% of their maintenance coordination handled by Vendoroo, which is amazing. Vendoroo brings the best practices, workflows, and AI intelligence. They've developed across hundreds of property management operations and puts it into work, into your business.   It's an AI that answers the phone. It troubleshoots with residents. It coordinates vendors. It does follow-up. It drives the work order all the way to completion. It could probably work with Plan O Matic, right? So as you add doors, you don't have to keep reinventing maintenance. Let Vendoroo build your maintenance for you. Like so many of our DoorGrow community members have already done. You focus on growing your doors. Build an AI-first maintenance department that will scale with you forever.   Use Vendoro. Cool. All right. So tell us how do you handle photographers? Because some people are thinking, well, this might be hard in my town. They who do they know in, you know, Podunksville, you know, wherever I'm at, you know. Or they might think I'm in a really big city and maybe photographers, there's challenges with getting good ones and they're so expensive or w whatnot.   Kori Covrigaru (25:01) You hire a team to, you know, to   Jason Hull (25:02) You hire a team to to you know.   Kori Covrigaru (25:04) onboard, to hire, to onboard, maintain these contract photographers nationwide. That's kind of what we've   Jason Hull (25:09) Yeah.   Kori Covrigaru (25:09) done. we've perfected that, almost perfected that. I think one really important thing to note about us is we try to make it as simple as possible for our photographers to work with us from all the software. And it hasn't historically been that way and we're getting closer to it, but what software do they have to download and register for on our system?   Jason Hull (25:13) Almost almost perfected that. Yeah. One really important thing to note about us is we try to make it as simple as possible for our photographers to work with us from all the software and and and it hasn't historically been that way. We'll get any closer to it, but what software do they have to download and register for on our system?   Yeah. what specifics, like how are the instructions given out? What about access to to you know these doors and and I'm not talking about just one method. It's like there are so many different methods.   Kori Covrigaru (25:30) What specifics, like how are the instructions given out? What about access to these doors? And we're not talking about just one method. It's like there are so many different methods. I'm trying to key   box, so there's a key hidden. There's this, there's that. Call this number, get this code, right? So it's just a lot. I mean, we've been doing this since 2004. We've been in the SFR space since 2012, handling hundreds of shoots a day.   Jason Hull (25:41) trying to key box so there's a key hidden there's this there's that call this number get this code right so it's just a lot I mean we've been doing this since 2004 we've been in the SFR space since 2012 handling hundreds of shoots a   day for larger companies and smaller companies and so there's a lot a lot of its experience of just like okay here are all the you know here are all the edge cases this is what you do in this case and also just being available for them to pay them of course enough to make it make sense but we have   Kori Covrigaru (25:56) for larger companies and smaller companies. And so there's a lot of experience of just like, okay, here are all the edge cases. This is what you do in this case. And also just being available for them. You have to pay them, of course, enough to make it make sense, but we have to pay them enough   for the business to operate, right? So it's a very delicate, it's the hardest thing that we do is find quality photographers, educate them, onboard them, maintain them, and then keep them happy.   Jason Hull (26:11) good enough for the business to operate, right? So it's a very delicate it's a har it's the hardest thing that we do is is find quality photographers, educate them, onboard them, maintain them and keep them happy. Yeah. it's   Kori Covrigaru (26:25) It's as tough as it sounds. And it doesn't matter if it's a small market or a huge market. Huge markets with a lot of people have their own challenges. There's traffic, there's cost of living, it's higher. Small markets, you don't have all that, know, it's to find quality people   Jason Hull (26:26) it's as tough as it sounds and and it doesn't matter if it's the small market or a or a huge market, but you huge markets with a lot of people have their own challenges. There's traffic, there's cost of living to hire small markets, you know, have all that you know, hardly fine   Kori Covrigaru (26:41) in the specific industry. it's just, hire the right people to take care of our great network of planet tech.   Jason Hull (26:40) quality people in the specific industry. So it's just hire the right people our great network with planetary. Yeah.   This is some of the magic that you've spent a lot of time dealing with. And I'm sure people that have tried going and getting a photographer, tried doing it themselves, tried editing photos, like that is just so time intensive, so much work. And if you're a business owner doing this stuff, that's the dumbest trade you could ever make. You should offload that, get that off your plate because the speed of you is the speed of the business and the team.   And you should calculate your time as worth the the top line revenue of the company and what that comes out to per hour. And so you should not be doing this stuff. So now another challenge that people deal with, and I don't know if there's a way your system addresses this, but there's been a lot of challenges with scammers stealing photos from people's listings, putting up other listings elsewhere, tricking people into giving money. Is there any way we can combat that through   Kori Covrigaru (27:37) No.   Jason Hull (27:38) the photography?   Kori Covrigaru (27:39) You know, I think with general awareness around how sort of the internet works and how, and the general awareness of what AI   Jason Hull (27:40) But I think with general awareness around how sort of the internet works and how to t and and the general awareness   Kori Covrigaru (27:46) is capable of, I think people are more skeptical these days. I don't think everybody's just sending out checks and routing numbers and checking numbers. Cause we hear, I'll be honest, we hear less noise about it lately. And I think it's around the awareness. Historically, you know, we, we watermark photos. can watermark photos, however you, you know, property   Jason Hull (27:48) skeptical these days, right? Yeah. Everybody's just sending out checks and routing numbers and 'cause we hear we hear less noise about it lately and I think it's awareness. historically, you know, we we watermark photos, we can watermark photos   Kori Covrigaru (28:05) manager wants to watermark photos.   AI today, you can get rid of those watermarks in like a half a second, Free AI account. So man, it's changing rapidly right now. I don't have a recommendation that will just solve all of those problems. think that you have to be very careful. I would still watermark. You have to be careful where you put your images. There are applications out there like...   Jason Hull (28:08) Photos with AI today, you can give rid of those watermarks. Yeah. Yeah. So man, it's it's it's changing rapidly right now. I don't have a a a recommendation that will just solve all of those problems. I think that I mean you have to be very careful. I s I would still watermark, you have to be careful where you put your images. there are there are applications out there like   Kori Covrigaru (28:34) invisible watermarks that you can kind of track across.   Jason Hull (28:35) invisible watermarks and you can add it. Yeah,   I've heard about the invisible watermarks lately. Claude and some of these tools   Kori Covrigaru (28:40) Yeah.   Jason Hull (28:40) are adding invisible watermarks to stuff, to text, to images, to things that are created. So people will go, this was created by AI. Here's where it came from. I think it's a matter of educating your your potential renters. I think it's a lot a lot it's you know still   Kori Covrigaru (28:48) Yeah. I think it's a matter of educating your potential renters. think it's a lot of it's, know, Zillow has to make it,   has to educate their users, right, to make sure that people aren't just going and sending random checks out and putting it all over the listing media and all over your brochure and description. I think it's really important. If you're a renter, don't go on Craigslist or Facebook Marketplace. Stick to the internet listing services that are, you know, tried and true, I think.   Jason Hull (29:11) stick to the listing services that are you know tried and true.   Kori Covrigaru (29:19) I think that's the most important thing is like just watch where you put your listings, make sure it's reputable.   Jason Hull (29:20) Think that's the most important thing. It's like just watch where you put your listings, make sure it's reputable. Very cool. Love   it. So, Corey, tell us a little bit about the philosophy that you try to instill with your company, with the people that are in your business, like maybe the values that that you guys espouse. Give people a feel for what the culture is like at Planomatic. We are exceptionally client for meaning, I don't like to say no.   Kori Covrigaru (29:41) We are exceptionally client forward, meaning I don't like to say no to clients. I like to ask   more questions and I don't like giving an update without a resolution that's coming up. And I get copied on a lot. I drive my team nuts, Jason. I mean, I drive work because I'll reply to a random support ticket or response from our team. I'll just, I'll.   Jason Hull (30:00) Yeah. I'll reply to a random support ticket or or response from our team and I'll just   Kori Covrigaru (30:08) I'll reach out to that team member and I think there's a better way we could have handled this reply. And if I'm the customer, like, when are you getting back to me?   Jason Hull (30:08) I'll I'll reach out to that team member and say, hey, I think there's a better way we could have handled this reply. If I'm the if one of the customers are like, when are you getting back to me?   Kori Covrigaru (30:15) Right. And I think that's like most important again, it's, better to know, like everybody hears it from me. It's better to know that nothing is happening than to not know that something is happening. And so we have this, we have this phrase we use, we hold the client at the center of the organization, no matter what. one thing I haven't talked about recently, but I think it's really cool. And it's something that we've kind of put in place in 2020 or 2021 is we have personas.   Jason Hull (30:17) And I think that's like the most important. Again, it's it's better to know like everybody hears it from better to know that nothing to not know that something is happening. So we have this we have this phrase we use, we hold the client at the center of the organization no matter what. one thing I haven't talked about recently, but I think it's really cool and it's something that we've we kind of put in place in twenty twenty twenty or twenty twenty-one is   Kori Covrigaru (30:37) our customers, they're real names, right? So we started out with Emma. Emma is our enterprise client. Emma is typically a   Jason Hull (30:37) percent of our customers. They're real names, right? So we start out with Emma. Emma is our enterprise client. Emma is typically   Kori Covrigaru (30:46) single family rental owner operator. Emma raises money through institutional capital, whether that be publicly traded on Wall Street or private equity money or pension plans.   Jason Hull (30:47) A single family rental owner operator. Emma raises money through institutional capital, whether that be publicly traded on Wall Street or private equity money or pension plans.   Emma is usually a customer that uses his own software and integrates directly with our platform. Emma has this National Rental Home Council, Emma Emma. So   Kori Covrigaru (30:57) Emma is usually a customer that uses her own software and integrates directly with our platform. Emma has this National Rental Home Council, Emma, Emma, Emma. And then we have Paul.   Jason Hull (31:09) these are your customer, you've got customer avatars so that when you are building out your products and services.   you are have them in mind and you know these categories of clients or buyers of your services will, you know, maybe perceive it a certain way and the product's geared towards these personalities. That's exactly right. And we we   Kori Covrigaru (31:27) That's exactly right. And we, we talk about   Emma and Paul all day long. It's just natural. Like I'll, I'll be talking to. So Paul, Paul is when we got into,   Jason Hull (31:33) Tell us about Paul. Who's Paul?   Kori Covrigaru (31:37) servicing the third party property manager that manages,   Jason Hull (31:40) Well you're breaking up a little bit. Say that again.   Kori Covrigaru (31:43) when we, when we started servicing the third party property manager, you know, a smaller business that, that manages 50 to up to, you know, a thousand doors.   Jason Hull (31:45) When we when we started servicing the third party property manager, you know, a a smaller business that that manages fifty to up to you know a thousand   doors, that persona was so different, and we named that persona Paul, Paul the property manager. Okay. Paul uses folio or building arm or or rent client or rent manager, right? Paul doesn't own their properties, they have clients. Paul's typically smaller, Paul's usually regional. Paul goes to the n national rental.   Kori Covrigaru (31:55) that persona was so different and we named that persona Paul, Paul the property manager. So Paul uses Azzolio or Bildium or Rentvine or Rent Manager, right? Paul doesn't own their properties, they have clients. Paul's typically smaller, Paul's usually regional. Paul goes to National   Association of Residential Property Management conferences, NARPAM.   Jason Hull (32:15) National Association of Residential Property Management Conferences. Not that   and and so those are important to like know what each customer wants. The real value is that we've like humanized our clients. Yeah. It's no longer client or or you know ACE property management company wants this. No, it's it's Paul. It's it's it like we have these personas, we have these images of what Paul might look like and what Emma might look like. And so it really helps the team   Kori Covrigaru (32:19) And so those are important to know what each customer wants, but the real value is that we've humanized our clients. It's no longer the client or Ace property management company wants this. No, it's Paul. We have these personas, we have these images of what Paul might look like and what Emma might look like. And so it really helps the team   humanize the customer and realize that we're talking to human beings.   Jason Hull (32:44) humanize the customer and and realize that we're we're talking   to human beings. These are real people not just folks behind the screen or whatever it is. Yeah, I love it. Every every small small examples of things that we've done, one of our core values is we create genuine relationships, right? Our customers. We love we love that core value. So everything that we do, it's just like the longer you're in a business, the more you realize that communication and support, how you   Kori Covrigaru (32:48) real people, they're not just folks behind the screen or whatever it is. And so every small examples of things that we've done, one of our core values is we create genuine relationships, right? With our customers. We love that core value. So everything that we do, it's just like the longer you're in business, the more you realize that communication and support and how you, it's not how you   treat the customer when things are going well, it's how you.   Jason Hull (33:13) It's not how you treat the customer when things are   going well, it's how you treat the customer, communicate to the customer when things aren't ideal. How you get back on track. Get the client to say, you know what? That got screwed up really, but they took such good care of me so quickly and they gave me this and they got out back for property that. That's what brings customers back more and more. It's not it's not, you know I I believe. Actually that's what keeps me buying from the same, you know, vendor or from the same board is if I'm treated.   Kori Covrigaru (33:16) treat the customer and communicate to customer when things aren't ideal. How do you get back on track? You get the client to say, you know what, that got screwed up royally, but they took such good care of me so quickly and they gave me this and they got out back to the property that, that's what brings customers back more and more. It's not, it's not, you know, I believe actually that's what keeps me buying from the same, you know, vendor or from the same, or as if I'm treated   with respect and communicated with respect and that's what   Jason Hull (33:45) Yeah, I love that. I think that's a great tip for those listening to map out your ideal customer profile or your ideal client profile. Map out the avatars that you tend to serve. There's usually a small category of clients that are the ones you're really going after that you're serving. this is true in any business. And the more clear and the more you humanize them and the more you realize what their strengths, what their challenges are, what their pains, their frustrations, their concerns are.   And you map this out, the better you're going to be able to do marketing, target them, create your sales presentation, scripts, pitches, whatever you're doing to be more effective and to teach your team about them so they understand these different avatars. And so yeah, we've done the same thing at DoorGro. We have very clear avatars that we target and that we focus on. And yeah, and we gear our products towards directly towards those avatars and what their challenges are. So love that. It's a great tip to share.   and I love the the I the the focus on relationships, which I think is is paramount. So cool. Well Corey, great stuff. Really appreciate you coming on, telling us about Planomatic. How can people find Planomatic and how can they get started? the easiest way is just planomatic.com, just like it's spelled. you can   Kori Covrigaru (34:59) The easiest way is just planomatic.com, just like it's spelled. You can email me always   at k-o-r-i at planomatic.com. You can also find us in the marketplace on Atfolio's marketplace, Buildium's marketplace as well. We're all over Narpoem, so if you come to our show, come find us. We're usually in one of the bigger booths because we're preferred partners with Narpoem. So it's not too hard to find us. Go to our website, check us out, reach out to me. Always happy to hear from classic.   Jason Hull (35:13) in this marketplace as well. We're all over Narbum. So if you come to a show, come find us. we're usually in one of the bigger booths because we're for partners with Narbum. So it's not too hard to find us. Go to our website, check us out, reach out to me.   Always happy to hear from class prospects as well as existing clients. Any feedback anybody has that's another things we ask for.   Kori Covrigaru (35:27) Prospects as well as existing clients any feedback anybody has that's another things we ask for a hell of a lot of feedback often   too much But yeah easy to find and we welcome everybody   Jason Hull (35:36) But yeah, easy to find. Cool,   awesome. Tell them that you heard about them from the DoorGro Show podcast if you see this.   Kori Covrigaru (35:42) Talon, DoorGro, I've got a special coupon if you tell me you heard about us   from the DoorGro show. I'll hook it up.   Jason Hull (35:49) Cool.   Awesome. We appreciate that. So that he'll give you a special deal. All right. Very cool. Well, Corey, thanks for being here. Appreciate you coming on the DoorGrow show. For those that are enjoying this or watch our show, if you've ever felt stuck or stagnant, you want to take your property management business to that next level. You've been hitting a wall. You've been frustrated for a while. You've tried different marketing channels. You feel like you're just getting sold a bill of goods sometimes. You're just you're frustrated.   Reach out to us at doorgrow.com, we can help. So for a free training on how to get unlimited free leads, text the word leads to 512-648-4608. Also join our free Facebook community just for property management business owners by going to doorgrowclub.com. You can also join that by going to getting our DoorGrow Hub app that is in the Google Play Store or the Apple App Store.   And if you want tips, tricks, or ideas and to learn about our offer, subscribe to our newsletter by going to doorgrow.com/slash subscribe. And if you found this episode even a little bit helpful, don't forget to subscribe and leave us a review. We'd really appreciate it. It helps us out. Until next time, remember the slowest path to growth is to do it alone, all by yourself. So let's grow together. Bye everyone.  

Are you sitting on low-balance Self-Directed IRA funds or sideline capital, looking for reliable double-digit returns without the headaches of traditional landlord hassles? Welcome back to another episode of The Note Closers Show! Today, Scott Carson pulls back the curtain on a brand-new 42-note performing tape straight out of Texas, fresh off the press from a hedge fund servicing pipeline. If you've been wondering how savvy investors generate consistent cash flow in today's real estate market, this breakdown gives you a front-row seat to real-world seller-financed paper. Scott walks you step-by-step through the underlying mechanics, pricing strategies, and yield projections on small-balance single-family homes across the Lone Star State. From analyzing property values, seasoning, and interest rates to navigating vital legal guardrails like Dodd-Frank compliance, RMLO involvement, and third-party servicing, this episode is a masterclass in performing note due diligence. Whether you're looking to pick up a single high-yielding note, build a mini-bulk package of 5 to 10 assets, or leverage arbitrage strategies using other people's money, there is a clear playbook for every skill level. Stop letting your capital gather dust on the sidelines—watch the full breakdown, learn how to run the numbers like a pro, and go take action today! Key Topics & Episode Highlights:Tape Overview & Geographic Distribution: Breaking down 42 performing owner-financed Texas notes spanning markets like Texarkana, Tampa, Abilene, Lubbock, Wichita Falls, and Hebronville. Asset & Balance Metrics: Asset values ranging from $35,000 to $90,000 with underlying interest rates between 10% and 13% on short-term 10- to 20-year paper. Seasoning & Equity Spread: Assessing buyer down payments (2% to 16%), seasoning profiles (1 to 8 months), and unpaid principal balance to fair market value (64% to 98% UPB/FMV). ROI & Yield Analysis: Projected returns offering 12%–16% ROI at 90% UPB bids, and 13%–18% ROI when bidding at 80% UPB. Dodd-Frank & Legal Due Diligence: Ensuring compliance through Registered Mortgage Loan Originators (RMLO) and confirming third-party servicing setup. Capital Sourcing & Arbitrage: How to utilize low-balance SDIRA funds or pay private partners 8%–9% while capturing the yield spread on the backend. Physical Property Inspection: Reviewing property condition, converted SFR setups, metal roofs, recent updates, and local property management dynamics. Transaction Terms & Due Diligence: Navigating the 14- to 21-day due diligence period and understanding broker fee structures. If you are looking for the perfect note to help you get started as a note investor while your lazy assets or SDIRA make a double-digit return, then this is the list to get rocking and rolling with. To make an offer, just reach out to Scott Carson at the info below!Connect & Take Action:Book a Strategy Call: talkwithscottcarson.comAccess Full Tapes & WCN Membership: noteumbrella.comUpcoming Classes & Workshops: notebuyingfordummies.comEmail Scott Directly: scott@weclosenotes.comWatch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Au sommaire : Donald Trump reçoit le président chinois Xi Jinping en visite d'État à Washington, avec au programme des discussions sur les droits de douane et l'intelligence artificielle, tandis que les deux pays prolongent leur trêve commerciale jusqu'au 10 janvier.La régulation de l'intelligence artificielle pose un danger majeur si elle ne dépend que des États-Unis et de la Chine, qui dominent 80% du marché mondial, tandis que l'Europe peine à faire le poids face à ces deux géants.Les taux obligataires connaissent une forte hausse, dépassant les 5% aux États-Unis et atteignant 4,65% en France, creusant l'écart avec l'Allemagne à son plus haut niveau depuis 2012.L'exode des ingénieurs français s'accélère avec une hausse de 12 à 15% entre 2022 et 2024, attirés par les meilleures salaires et les perspectives de carrière aux États-Unis et en Asie, coûtant 2 milliards d'euros annuels à la France.Un rapport propose de transférer des dépenses de l'assurance maladie vers les complémentaires santé, notamment pour l'optique, l'audioprothèse et les transports sanitaires, représentant près de 5 milliards d'euros d'économies annuelles.Les marchés technologiques reculent en Europe et aux États-Unis, le Nasdaq perdant 1,13% et le CAC parisien 0,4%, en raison de la hausse des taux obligataires et des tensions géopolitiques au Moyen-Orient.Le gouvernement envisage d'augmenter la participation financière des salariés au CPF à 350 euros pour les formations jugées insuffisamment liées aux besoins du marché du travail.La France retrouve la première place mondiale des destinations de ski avec plus de 56 millions de touristes, devant l'Autriche et les États-Unis, pour la première fois depuis l'hiver 2014-2015.Les salariés d'Altice France, maison-mère de SFR, sont appelés à la grève pour défendre leurs emplois face à la vente en morceaux du groupe à ses concurrents.Les ménages les plus modestes consacrent 32,1% de leurs dépenses au logement, soit 1,1 point de plus qu'il y a dix ans, tandis que les plus jeunes sont particulièrement vulnérables avec un quart de leurs budget dédié au logement.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

SAISON 14Episode n°515“C'est la saison 515 euhh 15”TechCraft, votre émission de divertissement Technologique & vidéo-ludiqueINTRODUCTIONNews High-techEmilie : Des trous à L'Education NationaleQuenton : IA de quoi faire !Sam : Le rachat de SFR fait craindre pour 5 000 de ses salariésQuenton : On continue avec YoutubeBinzen : différents sujetsLes News GamingEmilie : Paye ta pub sur PC et sur XboxLa parenthèse MicrosoftEmilie : Et si je te corrigeais 1000 failles ?Emilie : Et des bugs avec ?Emilie : Mon ami Satya empoche la miseEmilie : Enfin !!!Emilie : Une bonne nouvelle ? Mais pas pour votre portefeuille !Le coup de coeur de la semaineQuenton : On s'amuse avec la physiqueSam : Le Mac Mini, une tu*rie !Les news en bref

Jeffrey Havsy is the commercial real estate industry practice lead at Moody's Analytics, where he focuses on combining property fundamentals with economic, credit, climate, and alternative data to help lenders, investors, and operators make better decisions. He has spent his career at the intersection of economics and real estate, including roles at NCREIF and CBRE. Moody's Analytics covers more than 600 million public and private entities worldwide and generated over $7 billion in revenue in 2025. Jeffrey is based in Needham, Massachusetts.(02:46) From data scarcity to data curation(03:39) What lenders and investors miss beyond property fundamentals(05:34) Tenant credit, crime data, and truck traffic as signals(09:16) Moody's commercial location score explained(12:52) Cap rates: overrated, underrated, or misused(15:39) Moody's MCP launch and what it means for CRE decisions(18:32) Why Moody's stays AI platform-agnostic(20:44) Where the human stays in the loop(23:33) Physical risk vs. ESG(26:11) The hidden risks in industrial real estate(30:06) How robotics changes what a warehouse is worth(31:09) The one macro data point CRE ignores: productivity(33:10) Collaboration superpower: Abraham Lincoln

Jamie Borodin is the founder and CEO of Docuverus, a document verification and fraud detection platform purpose-built for multifamily housing providers. With over 30 years in resident screening, Jamie founded Docuverus in 2017 to address a gap no existing tool was solving: authenticating income documents at the metadata level while simultaneously reading and calculating their contents. Docuverus is one of the only platforms with a direct connection to the Social Security Administration for synthetic identity detection. Jamie is based in southern New Jersey.(02:16) Why standard screening misses income fraud (05:03) How fraud evolved from COVID to AI-generated documents (07:13) What a sophisticated fake pay stub looks like today(09:09) What bad debt files actually reveal (13:10) Operators don't know how much bad debt is fraud (14:12) False security: when your PMS fraud tool isn't enough (18:27) Why bank account linking isn't fraud detection (19:11) Fraud hotspots: Houston, Atlanta, and why NYC is different(24:27) Social Security fraud and synthetic identity detection (25:36) What a CPN is and how it fabricates a credit file (27:58) Florida's felony law and the limits of regulation (29:29) Screening compliance: why the liability falls on the operator (33:27) Where fraud prevention goes as AI lowers the barrier (35:42) Collaboration superpower: Albert Einstein

Benoît Torloting, directeur général de Bouygues Télécom, est l'invité de Stéphane Pedrazzi ce matin pour évoquer un tournant majeur du secteur des télécommunications en France. L'acquisition de SFR par un consortium réunissant Bouygues Télécom, Orange et Free marque le passage d'un marché à quatre opérateurs à un marché à trois acteurs. Une opération stratégique qui soulève de nombreuses questions sur l'avenir de la concurrence, les tarifs et la capacité d'investissement des opérateurs français face aux géants mondiaux.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

On débriefe l'actu de l'été avec François Sorel et Bruno Guglielminetti : Des agents IA franchissent les barrières de sécurité, la France accumule les cyberattaques, Meta revoit sa copie pour protéger les mineurs, la Chine éblouit avec ses robots humanoïdes, Samsung et Google relancent la guerre du smartphone pliant, les lunettes connectées ravivent la peur de la surveillance.Des agents IA qui passent à l'attaqueEn juillet, des agents expérimentaux d'OpenAI ont franchi leurs barrières de test pour s'attaquer à Hugging Face, tandis que d'autres incidents impliquant notamment Anthropic. Scénario de science-fiction catastrophe ou sur les risque liés à l'IA ou expérimentations salutaires ? Monde Numérique avait déjà consacré un décryptage à ces agents IA devenus incontrôlables.Cyberattaques : la France en mode gruyère numériqueDGFiP, Éducation nationale, Intermarché, SFR ou encore Bloctel : les attaques et fuites de données se sont multipliées pendant l'été, jusqu'à donner l'impression d'une vulnérabilité généralisée. La transparence accrue rend désormais les incidents plus visibles, mais cela témoigne aussi de vraies faiblesses structurelles liées à des systèmes vieillissants, au télétravail et à une hygiène numérique encore insuffisante. Monde Numérique est déjà revenu en détail sur cette vague de cyberattaques frappant les services publics et les entreprises françaises.Mineurs et réseaux sociaux : Meta change de stratégieEn France, le projet visant à interdire les réseaux sociaux aux moins de 15 ans a été stoppé, tandis qu'aux États-Unis Meta a choisi un accord massif avec de nombreux États et promet de nouvelles limitations pour les mineurs sur Facebook et Instagram, dont une durée quotidienne plafonnée et un couvre-feu nocturne. Ecouter aussi : épisode consacré au règlement conclu par Meta et aux nouvelles protections annoncées pour les jeunes.Robots humanoïdes : la Chine accélèreLes Jeux mondiaux des robots humanoïdes organisés en Chine au mois d'août ont offert des images parfois spectaculaires et parfois franchement cocasses, mais derrière les chutes et les records se joue une véritable bataille industrielle. Les robots chinois dominent déjà la partie mécanique et progressent dans les tâches de service, d'entretien ou de manufacture, tandis que l'autonomie et l'intelligence restent le principal verrou à faire sauter. Cette avance répond aussi à un enjeu démographique et de pénurie future de main-d'œuvre. Ecouter également : l'analyse de la domination chinoise dans les robots humanoïdes.Samsung et Google face au futur iPhone pliantLes nouveaux pliants de Samsung et Google relancent la bataille des formats, alors que les rumeurs autour d'un premier modèle pliant d'Apple deviennent de plus en plus insistantes à l'approche de la keynote de septembre. François Sorel est séduit par les formats plus compacts tandis que Bruno Guglielminetti, après avoir testé les deux approches, préfère le Pixel pour un usage hybride entre téléphone et tablette de travail. Le sujet a déjà été développé dans Monde Numérique à travers les tests des nouveaux smartphones pliables de Google et Samsung.Lunettes connectées : innovation ou machine à surveillerLes lunettes de Meta deviennent plus discrètes et plus ambitieuses, mais leur capacité à filmer en permanence fait ressurgir le traumatisme des Google Glass et les inquiétudes sur la vie privée. Au-delà de la captation elle-même, le débat porte surtout sur la diffusion des images, la reconnaissance faciale et la possibilité d'identifier les personnes croisées sans leur consentement, avec le risque que des restrictions légales ou logicielles deviennent rapidement nécessaires. Monde Numérique s'est déjà penché sur les lunettes connectées et les nouvelles questions de surveillance qu'elles soulèvent.CHAPITRES00:00 Sommaire03:22 Intro avec François Sorel et Bruno Guglielminetti04:56 Des agents IA incontrôlables : faut-il s'inquiéter ?14:51 Cyberattaques : la France est-elle devenue une passoire ?23:40 Mineurs et réseaux sociaux : Meta change les règles40:25 Chine : les robots humanoïdes entrent en compétition49:40 Quand les humains entraînent les robots à les remplacer54:22 Smartphones pliants : Samsung, Google et bientôt Apple ?58:36 Lunettes connectées : innovation ou menace pour la vie privée ?1:05:06 ConclusionHébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

 Un des effets WoW  les plus sous-utilisé, c'est le "Merci"Le principe est simple : intégrer la gratitude dans le parcours client pour montrer qu'il compte vraiment.C'est une idée que l'on retrouve dans le livre Merci de Thierry Spencer.Ce merci peut intervenir à des moments clés :Passer du transactionnel à l'émotionnel lors du premier achat. Exemple. L'OCCITANE, 900 care...  impriment “MERCI” dans leurs colis.Transformer le pépin en pépite (merci l'AMARC), Decathlon remercie ainsi même les avis négatifs car un feedback sert à s'améliorer.Reconnaître la durée de relation, Nespresso célèbre les anniversaires clients fidèles.SFR remercie ses clients avec des attentions personnalisées suite à un incident avec Gifty .L'impact est majeur, avec une réelle émotion positive, une forte mémorisation et surtout un bouche-à-oreille naturel.Et vous, quand avez vous dit “merci”  à un client... ou à vos équipes ?Une émission présentée par Frédéric CanevetDirecteur de la publication : Michaël LejardDirecteur de rédaction : Eric LestanguetEditeur : Agora Médias, une activité d'Agora Managers Groupe

The ASX 200 closed 37 points lower at 9,128 (0.4%) after a strong start was ambushed by a higher-than-expected CPI number this morning. What looked like a good day all round turned into a negative one, with results also weighing on the market and some high-profile companies disappointing.Banks continue to wallow, with CBA down 1.0% and the Big Bank Basket falling to $264.50 (0.4%). MQG was a standout, up 0.3%, but insurers gave back some of yesterday's gains, with QBE down 1.1% and IAG down 1.2%. GQG fell 7.0% as it went ex-dividend today.Industrials slid, with some of the healthcare stocks giving back some of the gains of recent times. CSL was down 0.7%, while PME also fell 3.2%. Tech stocks were also on the nose today, led lower by WTC, which fell 10.1% on disappointing results, while XRO also fell more than 5.6%. DTL gave back some of its recent gains, falling 5.4%, and the All-Tech Index was also lower. TLS eased back 2.6%, while retail was mixed after good results from LOV, with WES rising 0.7%. WOW also had a good day after promising results, up 3.4%, while COL kicked again on broker upgrades.In resources, BHP eased slightly, while RIO was up a little. Gold miners continued to enjoy the gains, with PRU one of the best performers, up 9.5%. We also saw a rise in SFR, up 6.0%, while PLS managed a good rise today after yesterday's falls.Oil and gas stocks eased back, with WDS down 3.3%, while uranium stocks were better, with PDN up 5.1%.In corporate news, CTT rallied 16.7% on its results, NEU is paying its first dividend, DMP was sold down again after further writedowns, CBA agreed to a $249m settlement of a class action, and LOV delivered a strong result. There were plenty of casualties on results today, including DRO, which fell 11.0% on lower margins, while FLT dropped 7.4% and INA also fell hard on a takeover of PPC.Asian markets were mixed, with Japan up 0.7%, Hong Kong up 0.6%, China up 0.8%, Kopsi up 0.4%, and US futures were drifting lower ahead of Nvidia and PCE data., with the Dow up 4 points and the Nasdaq down 68. PCE data tonight. European futures pushing slightly ahead. Marcus Today – Daily Market Insights Marcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise. If you'd like to go further: Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcast Join Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offer MT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcast Principles – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast — Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice. 

Rob Whiting is the co-founder and CEO of Boom, a proptech company building the future of rental financial services for residential property managers across single-family rental, manufactured housing and multifamily. Boom's three products — Boom Report for rent reporting, Boom Screen for applicant underwriting, and Boom CRM for agentic leasing and self-showing — serve hundreds of thousands of doors and count American Homes 4 Rent and Manage America among their key partners. Before Boom, Rob founded ventures in healthcare and education, including Haystack Health, a telemedicine company, and a financial aid organization focused on FAFSA access. Rob is based in Austin, Texas.(02:55) Why Rob built Boom(05:44) The ROAD to Housing Act, explained(07:11) The 350-home cap & how institutions keep buying(14:01) Rent reporting as a compliance path(16:09) What Boom does & who it serves(17:44) Is screening a commodity? Data quality & hit logic(21:51) How to evaluate a tenant screening vendor(25:47) How the ManageAmerica partnership came together(30:00) Lessons from partnering with AMH Homes(32:48) Closing the leasing stack gap with Boom CRM(35:52) Coexisting with Yardi, RealPage, & AppFolio(37:40) Collaboration Superpower: Daniel Ek

durée : 00:10:10 - Le journal de 18h - Les enseignants français touchent en moyenne 3 000 euros nets par mois. Les hackers du fisc revendiquent cette fois le vol des données de 2 millions de clients fibre SFR. Le département de la Somme scanne ses arbres en bord de route. - équipe : Céline Autin Vous aimez ce podcast ? Pour écouter tous les épisodes sans limite, rendez-vous sur Radio France

Steven Song is the founder and CEO of Diald, an AI-powered decision intelligence platform for commercial real estate. Before founding Diald, Steven worked on both the investing and development sides of real estate, and built his career across architecture and urban planning, training at Carnegie Mellon and the University of Pennsylvania. He was a founding principal at SCAAA, a global strategy, planning, and design firm, and is a partner at Axle Companies, a family office focused on real estate investment and social impact ventures. Steven is based in Los Angeles.(02:26) Why CRE Decisions Are Still Judgment-Driven (04:41) The Signal That Killed an Atlantic City Deal (07:44) Contextual Drift: The Risk Nobody Models(10:20) Diald's approach (11:59) AI Token Costs and Asking Better Questions (14:27) Tools vs. Workflows (15:52) Diald's Underwriting (17:58) Killing Bad Deals Earlier (19:18) How AI Upgrades the Analyst Role (20:44) Where General Purpose AI Fails at Underwriting (24:23) Does AI Make CRE More Efficient or More Competitive (26:02) What Underwriting Looks Like in 5 Years (27:14) Where Human Judgment Still Matters (29:06) The Local Signals Investors Miss (31:15) Collaboration Superpower: Denise Scott Brown and Reyner Banham

Analysts Don Kellogg and Roger Entner unpack the FCC's latest developments, examine real-world data on internet providers including Optimum, and discuss ongoing customer service concerns.00:00 Episode intro 00:24 New FCC nomination news 01:47 FCC's potential satellite expansion 02:42 Ranking internet provider speeds 03:47 Survey information difficulties 06:29 Do devices still matter? 08:04 Optimum's current metrics 10:29 Network status and customer retention 12:12 The state of customer service 13:41 Episode wrap-upTags: telecom, telecommunications, wireless, prepaid, postpaid, cellular phone, Don Kellogg, Roger Entner, FCC, Danielle Thumann, Brendan Carr, satellite, cable, fiber, FWA, DSL, devices, T-Mobile, AT&T, Apple, Qualcomm, Verizon, Android, network, Optimum, SFR, customer service

Rowland Hobbs is CEO and co-founder of Stake, a fintech platform that rewards renters with cash back, working to make renting financially rewarding. Before Stake, he led design and innovation at Teneo and served as head of product design for Accenture North America, and he founded Post+Beam, an innovation design firm, and Linea, a computer vision driven photo sharing app. Rowland is based in Dallas, TX.(04:10) - Why Rent Was Left Out of Loyalty(06:00) - Loyalty Programs Go Multifamily(08:30) - Financial Amenities vs. Flashy Perks(12:20) - Cash back for Delinquency, Retention & Vacancy(14:40) - Rewarding Renters Instead of Punishing Them(15:50) - Bilt Rewards(24:50) - Stake's Cash back Business Model(27:10) - Cash back by Property Type(28:50) - UMoveFree Acquisition in Texas(31:10) - Vertical Integration in Multifamily(32:20) - Rising Housing Costs & Renter Churn(36:50) - Renter Loyalty's Next 25 Years(38:50) - Collaboration Superpower: Barack Obama & Loyalty Program's Inventor

Subscribe for free weekly Property Management News & updates: https://peter.beehiiv.com/KKR just made a major change to how it manages its single-family rental portfolio. Here's what happened:KKR is ending its asset management relationship with Avenue One and bringing oversight in-house through its subsidiary, My Community Homes (MCH)~10,000 SFR doors are affected across four property managers: Mynd (4,000), Evernest (3,500), North Point (1,500), and Pure Home River (1,000)MCH is keeping Mynd on, but cutting Evernest, North Point, and Pure Home River loose — most of the work is shifting to Darwin Homes insteadThe move follows new legislation restricting large investors from buying SFRs, plus a broader trend of institutional owners pulling property management in-house (Blackstone did the same earlier this year)North Point expects to lose ~30% of its door count; Evernest and Pure Home River are looking at roughly 15% and 3% hits, respectivelyLesson: don't tether too much of your business to one or two institutional clients.___Resources for Property Managers & Real Estate Entrepreneurs:Crane – Private PM Owner Community → Join a private network of property management owners and operators: https://joincrane.co/Free Weekly Newsletter → Property management insights, strategies, and industry updates direct to your inbox: https://peter.beehiiv.com/subscribeRL Property Management → Learn more about Peter's company and services in Columbus, Ohio: https://rlpmg.com/__Disclaimer: The content of this news video is for informational purposes only and does not constitute professional advice. I may have consulting agreements with, or financial interests in, companies mentioned in this podcast (more info here: https://www.peterlohmann.com/financial-interest-disclosure ). Additionally, some of the links included may be affiliate links, meaning I may earn a commission if you purchase through these links. Always perform your own due diligence before making any financial or business decisions.

L'ARCEP prépare dès maintenant le réseau mobile français de la prochaine décennie. Le régulateur des télécoms a lancé, le 23 juillet, une consultation publique destinée à redéfinir l'utilisation des fréquences jusqu'en 2035. Ces fréquences sont les routes invisibles empruntées par les appels, les SMS et les données mobiles. Les autorisations détenues par Orange, Bouygues Telecom, Free et SFR expirent entre 2030 et 2035. Après une première concertation menée entre octobre 2025 et janvier 2026, l'ARCEP ouvre une seconde phase, plus détaillée, jusqu'au 23 septembre.Le projet se déroulerait en deux temps. D'abord, toutes les autorisations seraient prolongées jusqu'à une échéance commune, fixée au 7 décembre 2035, sans modifier immédiatement la répartition entre opérateurs. Puis, entre 2028 et 2030, une procédure de sélection permettrait de redistribuer les bandes de fréquences. Les opérateurs devraient verser des contreparties financières, dont le montant serait défini séparément par le gouvernement. En échange, les obligations de qualité seraient renforcées. Le taux minimal de réussite des appels et connexions passerait de 95 à 98 %. Autrement dit, seules deux tentatives sur cent pourraient encore échouer, contre cinq aujourd'hui. Pour l'internet mobile, chaque opérateur devrait également permettre le téléchargement d'un fichier de deux mégaoctets en moins de quinze secondes, lors de tests réalisés à l'extérieur.Le régulateur veut aussi mieux couvrir les zones rurales. Dans les « zones blanches centres-bourgs », les opérateurs devraient mutualiser leurs équipements et financer pylônes, raccordements et exploitation. Le dispositif de couverture ciblée, lancé avec le New Deal mobile, a déjà permis d'identifier plus de 5 200 zones distinctes à équiper. Les collectivités pourraient, à l'avenir, financer elles-mêmes une couverture complémentaire pour un hameau ou une zone d'activité.Autre changement important : l'arrêt des réseaux anciens. Avant d'éteindre la 2G ou la 3G, un opérateur devrait prévenir cinq ans à l'avance, publier une étude d'impact et vérifier que des solutions en 4G ou en 5G existent. Un calendrier précis, zone par zone, serait communiqué durant les deux dernières années. Enfin, l'ARCEP prépare aussi l'avenir : meilleure couverture à l'intérieur des bâtiments, arrivée de la 6G et connexion directe des smartphones aux satellites. Derrière cette réforme technique, l'objectif est simple : attribuer les fréquences en échange d'un réseau plus fiable, plus transparent et mieux réparti sur le territoire. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

Dan Mosher is the CEO of DealGround, an AI-native platform helping commercial real estate brokers and investors find deals faster by organizing property data, identifying opportunities, and connecting directly with property owners. A veteran Silicon Valley entrepreneur, operator, and investor, Dan previously built and led the Merchant team at Postmates through its acquisition by Uber, served as President of Presto, and helped scale BrightRoll tenfold before its acquisition by Yahoo. Live from ICSC+Proptech in Las Vegas.(01:09) AI Survey with FirstAmerican (03:07) How DealGround Helps Brokers Find More Deals (06:08) Why AI Adoption Outpaces Trust (10:14) MCPs, Integrations & Fitting Into Broker Workflows

LIL #007: Every Deal You See Has Already Been RejectedThe best private investments close before you ever hear about them. Here's why - and what to do about it.Episode SummaryIn this episode of The Lifestyle Investor Podcast, host Justin Donald breaks down why the best private deals never reach the open market - and what it really means when one does.You'll learn why open-market deals are a warning sign, how advisors' hidden incentives shape the deals you see, and how to start building the kind of access that leads to truly invisible deal flow.Question of the Day

durée : 01:48:09 - Soft Power - par : Frédéric Martel - Opérateur majeur en France, Orange est un véritable empire des télécoms. Du rachat de SFR aux défis de cybersécurité, du développement de l'infrastructure numérique dans le monde à la concurrence des flottes satellitaires, comment fonctionne et réagit le groupe ? - équipe : Peire Legras, Alexandra Malka, Emmanuel Paquette, Romain Gueugneau, Quentin Le Van - invités : Christel Heydemann PDG d'Orange, Sophie Lévy Directrice du Voyage à Nantes Vous aimez ce podcast ? Pour écouter tous les épisodes sans limite, rendez-vous sur Radio France

Get ready for an inspiring and insightful episode of The Ash Said It Show as we sit down with a true powerhouse of the industry, Brianne Drake, who currently serves as the 2026 President of the Georgia Association of REALTORS®. As the first Black President in the 106-year history of the Georgia Association of REALTORS®, Brianne is a trailblazer whose distinguished 27-year career is defined by integrity, ethical leadership, and a deep commitment to service. Representing more than 47,000 members across the state of Georgia, Brianne shares her strategic vision for unity, professional leadership development, and the vital importance of advocacy in protecting homeownership rights. In this episode, we dive into Brianne's historic journey, exploring the milestones that allowed her to break barriers and rise as a respected leader on both the state and national levels, including her influential work as a Director for the National Association of REALTORS®. We also explore the power of political advocacy and why Brianne is so passionate about protecting private property rights, a commitment solidified by her 2025 induction into the National Association of REALTORS® RPAC Hall of Fame as a Major Investor. Beyond the politics and accolades, Brianne explains her client-first philosophy, sharing her deeply held belief that real estate is not simply about contracts or keys, but about people, families, and futures. We also celebrate her impressive professional legacy, including her 2026 recognition as one of the Georgia 100 Women of Excellence and the numerous formal resolutions honoring her contributions from the Georgia General Assembly. Whether you are a real estate agent seeking professional development, an aspiring industry leader, or a listener looking for a story of perseverance and dedication, this conversation with one of Georgia's most dynamic real estate experts is essential listening. Tune in now to learn how Brianne Drake is shaping the future of real estate. Web: https://garealtor.com/ Brianne Drake is a distinguished Georgia real estate industry leader serving as the 2026 President of the Georgia Association of REALTORS® (GAR). Representing more than 47,000 members throughout the state, she holds the historic distinction of being the first Black President in the 106-year history of the organization. As a Broker Associate and Global Real Estate Advisor with Atlanta Fine Homes Sotheby's International Realty, Brianne combines extensive market expertise with a commitment to client advocacy, integrity, and professional excellence. Brianne's professional career is defined by her deep involvement in local, state, and national REALTOR® governance and real estate policy. Her leadership portfolio includes serving as a Director for the National Association of REALTORS® (NAR) and as a dedicated member of the Membership Policy and Board Jurisdiction Committee. She previously served as the Chair of the Professional Standards Committee in 2023 and the Chair of the Professional Standards Interpretations and Procedures Advisory Board in 2024. As a champion of private property rights and industry advancement, Brianne was inducted into the NAR RPAC Hall of Fame as a Major Investor in 2025 and received the Georgia Association of REALTORS® Dick McCrudden Award in 2023 for her contributions to the REALTORS® Political Action Committee. Her professional accomplishments and impact on the Georgia real estate industry have been recognized by the Georgia General Assembly on multiple occasions. Brianne was honored on the floor of the Georgia Senate and House in 2026 through Senate Resolution 753 and House Resolution 1253, and previously in 2021, for her longstanding service to the community. In 2026, she also received the Georgia 100 Women of Excellence Resolution at the Georgia State Capitol in honor of Women's History Month. Her historical industry accolades include being named REALTOR® of the Year by the Metro South Association of REALTORS® in 2011 and 2018, as well as receiving the J.L. Christian Leadership Award in 2009 and 2011 and the President's Award in 2012. A native of Atlanta, Georgia, and an alumna of Georgia State University, Brianne utilizes a client-first philosophy that has established her as one of the state's most trusted real estate advisors. Her expertise is backed by a comprehensive suite of nationally recognized real estate designations, including ABR, AHWD, C2EX, CRS, GRI, SFR, and MRP. Through her work, she continues to provide exceptional experiences for families navigating the real estate market. "For me, real estate is not simply about contracts or keys; it's about people, families, and futures," says Brianne Drake, who remains dedicated to shaping the future of the real estate profession through advocacy and ethical leadership. - Ready to ignite the spark that levels up your entire life? Meet Ash Brown—the American powerhouse, motivational architect, and ultimate hype-woman dedicated to your personal and professional evolution. Ash is far more than a voice in the personal development space; she is a trusted ally who delivers a masterclass in real-talk wisdom and infectious energy. Whether you are navigating a crossroads or ready to scale your grandest ambitions, Ash fuels your journey with a high-octane blend of heart and hustle.

GPT 5.6 arrive avec Sol, Terra et Luna, mais l'accès aux modèles les plus puissants reste contrôlé par Washington. Grok révèle un usage très NSFW de l'IA, Anthropic accuse Alibaba d'avoir copié Claude, Apple et Microsoft augmentent leurs prix, SFR se prépare au démantèlement, et Sony rappelle brutalement que le numérique ne vous appartient pas vraiment.  Me soutenir sur Patreon Me retrouver sur YouTube On discute ensemble sur Discord Nouveau Système Hors Sol : Trump nous refait une mythose. Mains dans l'IPOche : OpenAI contracte les bourses. Claude noue garrot : Dario va-t-il étouffer l'IA Chinoise ? Surprise ! Grok est classé X. Une nouvelle recette de Macaron, l'ONU perd les pédales. Adobe s'achète Topaz parce que c'est une perle. Shrinkinflation Oracle les fonds de tiroir. Apple a un pépin et c'est pour notre pomme. IBM fait sa fête au CFET, on empile les records. SFR : soyez vous, mais avec eux. Jeux vidéo Les Xbox augmentent encore. Heureusement que personne en achète… Trop fort, Sony détruit tous les Terminator ! For the players : le multi PS4 enfin gratuit ? Participants Une émission préparée par Guillaume Poggiaspalla Présenté par Guillaume Vendé

For their 100th episode, Cole Perry and Omar Eltorai cover three topics relevant to the CRE landscape right now. First, a new Fed era: Kevin Warsh's first meeting signaled less transparency, five active policy task forces, and markets now pricing in one to two rate hikes by year's end. Second, the Road to Housing Act has cleared both chambers (but a presidential signing is now in question after Trump canceled the ceremony pending passage of a separate voter ID bill). The episode breaks down what the institutional SFR ban, the build-to-rent provisions, and the supply-side reforms mean for investors if and when it becomes law. Third, Omar shares findings from forthcoming research re-examining whether CRE actually functions as an inflation hedge, and where the data says it does and doesn't hold up.Key moments01:31 Fed holds and policy shift07:37 ROAD to Housing Act bill timeline10:44 What the bill changes13:19 CRE winners and losers17:20 Housing data pullback21:07 Retail sales snapshot23:34 Is CRE an inflation hedge?33:31 Where to find our inflation hedge researchResources mentionedROAD to Housing Act: https://www.banking.senate.gov/imo/media/doc/bill_text_of_the_21st_century_road_to_housing_act.pdf FOMC meeting: https://www.federalreserve.gov/monetarypolicy/fomcminutes20260318.htm

Le don par SMS s'est installé dans les habitudes des Français. En huit ans, ce canal a permis de collecter 16,4 millions d'euros en France. Le quatrième baromètre de France générosités et de l'af2m, publié le 12 mai 2026, confirme cette dynamique : les montants progressent, le don moyen remonte, et une nouvelle technologie commence à changer la manière de donner.En 2025, les dons par SMS ont représenté 1,86 million d'euros, pour 214 000 contributions. Le fonctionnement reste très simple : le donateur envoie un mot-clé à un numéro dédié, et le montant est directement prélevé sur sa facture mobile. Pas besoin de carte bancaire, ni de formulaire, ni d'inscription. Depuis 2018, 2,1 millions de Français ont utilisé cette méthode. Le montant moyen progresse lui aussi. Après un passage à vide en 2021 et 2022, autour de 5 euros, il atteint 8,72 euros en 2025. Les associations ont appris à mieux orienter les donateurs, avec des mots-clés comme « DON10 » ou « DON20 », qui proposent immédiatement un montant plus élevé.Mais ce modèle dépend encore fortement des temps forts médiatiques. En 2025, le seul mois de juin a concentré 22 % de la collecte annuelle, porté par les campagnes contre le cancer de la Fondation ARC et de l'Institut Gustave Roussy, ainsi que par la mobilisation de la SPA contre les abandons d'animaux. La grande nouveauté vient du RCS, souvent présenté comme le successeur enrichi du SMS. Il permet d'intégrer dans la messagerie des images, des vidéos et des boutons interactifs. La France est devenue le premier pays au monde à autoriser le don via ce format. Orange, SFR, HighConnexion et France générosités ont participé à sa mise en place.Six associations l'ont testé en 2025, avec des résultats encourageants : le don moyen atteint 14 à 15 euros, presque le double du SMS classique. L'expérience est plus visuelle, plus fluide, et semble davantage pousser au passage à l'acte. Autre signal à suivre : le don récurrent sur facture mobile. Il reste modeste, avec 375 donateurs, mais les montants collectés ont bondi de 54 % en un an, à 36 980 euros. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

Most investors get rejected for a DSCR loan, not because they picked the wrong property, but because no one told them the exact numbers lenders look for before they applied. In this video, I break down all 5 DSCR loan requirements for 2026: the exact credit score, down payment, DSCR ratio, property types, and reserves you need to be approved for.What you will learn:✅ The minimum DSCR ratio most lenders require (and what happens below 1.0)✅ Why Zillow rent estimates get deals killed at underwriting✅ Exact credit score tiers and how they affect your rate✅ Down payment requirements by property type (SFR, 2 to 4 units, short-term rentals)✅ How much in reserves do you need in the bank before closing✅ What Form 1007 is and why it controls your deal

durée : 00:08:26 - Le 6/9 de l'été - par : Ali Baddou - Avec leur rachat par Free, Bouygues Telecom et Orange, les salariés de SFR craignent de perdre leur emploi. Thomas Reynaud, directeur général du groupe Iliad, maison-mère de Free, s'engage à conserver leur emploi "au moins jusqu'ç début 2029". Vous aimez ce podcast ? Pour écouter tous les épisodes sans limite, rendez-vous sur Radio France

Andreas Rotenberg is Co-founder and COO of Pulley, an AI-powered permitting platform helping developers and operators move projects through approvals faster. Before Pulley, he was part of the team at Honest Buildings through its acquisition, then served as Chief of Staff at Procore through its IPO. Pulley has supported over $15 billion in projects approved across the U.S. Live from ICSC+Proptech in Las Vegas.(0:00) - First ever ICSC+Proptech live podcast(1:47) - Why Permitting Is a Growing Bottleneck(2:41) - What's Happening During Permitting Timelines(4:13) - Jurisdictional Complexity Across the U.S.(5:08) - What CRE Teams Underestimate About Permitting(7:35) - Why Pulley(8:18) - The Origin Story(10:53) - Combining Technology with Local Expertise(14:26) - Where AI Creates Real Value in Permitting(17:36) - Trust, Hallucinations & Accuracy(19:07) - Municipalities & Public Sector Modernization(20:40) - Second & Third Order Effects of Faster Permitting(22:41) - Collaboration Superpower: Vaclav Smil

Samedi 6 juin, la vente de SFR à ses trois concurrents a été actée. Dans «La Story», le podcast d'actualité des «Echos», Clara Grouzis et ses invités font le point sur les prochaines étapes de l'opération et les conséquences pour le marché, les salariés et les clients de l'opérateur.A lire sur lesechos.fr : « On a besoin d'un challenger qui conteste la puissance d'Orange » : les défis multiples du patron de BouyguesTelefonica : « Amorcer la consolidation en Europe permettra d'investir massivement dans la souveraineté numérique »« La Story » est un podcast des « Echos » présenté par Clara Grouzis. Cet épisode a été enregistré en juin 2026. Rédaction en chef : Clémence Lemaistre. Invités : Thomas Pontiroli et Mehdi Laghrari (journalistes. Réalisation : Willy Ganne. Chargée de production et d'édition : Clara Grouzis. Musique : Théo Boulenger. Identité graphique : Upian. Photo :Sons : BFMTV, Publicités SFR, FranceInfo, TF1. Retrouvez l'essentiel de l'actualité économique grâce à notre offre d'abonnement Access : abonnement.lesechos.fr Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

What if the premiums you're paying your insurance company could partially come back to you? That's the premise behind captive insurance, and it's been standard practice in large multifamily for years. SFR is just now catching up.In this episode, I'm joined by Nicolas Lares, founder of Insur3Tech, a brokerage that places property managers and rental owners into captive insurance structures (essentially co-owned insurance companies where policyholders share in the underwriting profit).We discuss:(00:02:27) - Nicolas's background in insurance(00:05:18) - Building an insurance company from scratch(00:07:05) - Why carriers left despite profitability(00:13:24) - The origin story of insurance(00:20:19) - Sponsor - Enterprise Bank & Trust(00:15:55) - Are insurance companies unfair?(00:21:43) - What is a captive insurance program(00:25:31) - How captives work for property managers(00:31:34) - Identifying good operators through data(00:34:59) - Administering captive programs(00:37:45) - Sponsor - Haven AI(00:39:14) - Handling disputed claims(00:44:22) - What happens in catastrophic events(00:46:22) - Captives for scattered site managers(00:49:33) - Renters insurance captive profitability(00:53:36) - What people should be asking when shopping captives(00:58:55) - How captives get started and funded(01:02:46) - How InsurTech fits into the market(01:05:34) - ClosingFair warning: I push back on some of the framing. Insurance companies aren't a scam. They run real businesses with real costs. But there may be a better structure for the right operator.Learn more about Insur3TechNicolas on LinkedIn___Resources for Property Managers & Real Estate Entrepreneurs• Crane – Private PM Owner Community → Join a private network of property management owners and operators: https://joincrane.co/• Free Weekly Newsletter → Property management insights, strategies, and industry updates direct to your inbox: https://peter.beehiiv.com/subscribe• RL Property Management → Learn more about Peter's company and services in Columbus, Ohio: https://rlpmg.com/__Disclaimer: The content of this podcast is for informational purposes only and does not constitute professional advice. I may have consulting agreements with, or financial interests in, companies mentioned in this podcast (more info here: https://www.peterlohmann.com/financial-interest-disclosure ). Additionally, some of the links included may be affiliate links, meaning I may earn a commission if you purchase through these links. Always perform your own due diligence before making any financial or business decisions.

Mercredi 10 juin, François Sorel a reçu Salime Nassur, fondateur de Maars, Matthieu Soulé, responsable du labo de Cathay Innovation à San Francisco, et Frédéric Simottel, journaliste BFM Business. Ils se sont penchés sur le partenariat de General Motors avec Peak Energy pour développer des batteries destinées aux data centers, l'impact de l'IA sur l'emploi dans la Silicon Valley, ainsi que sur l'avenir de la marque SFR, dans l'émission Tech & Co, la quotidienne, sur BFM Business. Retrouvez l'émission du lundi au jeudi et réécoutez-la en podcast.

Les prix de nos forfaits mobiles vont-ils augmenter? Une opération inédite est en cours de finalisation, une première dans le monde des télécoms en Europe. Orange, Bouygues Telecom et Free sont en passe de racheter leur rival SFR et ses 25 millions d'abonnés. C'est une transaction à plus de 20 milliards d'euros. Après des mois de négociations sous haute tension, l'accord a été officialisé samedi soir. Que va-t-il advenir des clients SFR? Faut-il craindre une hausse des prix? Quel est le calendrier de cette migration géante? Christel Heydemann, directrice générale d'Orange, répond dans RTL Matin et dévoile les coulisses de ce deal hors normes. Ecoutez L'invité RTL de 7h40 avec Thomas Sotto du 09 juin 2026.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

durée : 02:29:27 - Les Matins de France Culture - par : Guillaume Erner - Ce matin, à 7h40, Guillaume Erner reçoit l'éditorialiste Alain Frachon, rejoint à 8h20 par le journaliste Pierre Gastineau, pour analyser le rôle de la CIA face aux menaces actuelles. À 7h17, Stéphane Lelux revient sur les enjeux géopolitiques liés au rachat de SFR. - réalisation : Félicie Faugère, Marie-Lys de Saint Salvy, Mathilde Thon-Fourcade, Emma Lichtenstein, Juliette Devaux, Jean Leymarie, François Saltiel, Alexandra Delbot, Lucile Commeaux, Gilles Gressani, Yoann Duval, Alice Deschamps Vous aimez ce podcast ? Pour écouter tous les épisodes sans limite, rendez-vous sur Radio France

Au sommaire :SFR va être racheté par ses concurrents Bouygues, Free et Orange dans une opération de 20,35 milliards d'euros, entraînant une période de transition complexe pour les clients et les salariés.Le secteur aérien fait face à une baisse de ses bénéfices de moitié en 2023 malgré une hausse du trafic, en raison de l'explosion des coûts du kérosène liée à la guerre au Moyen-Orient, ce qui pourrait conduire à des restructurations.La France accuse un retard dans la transposition de la directive européenne sur la transparence des salaires, contrairement à certains de ses voisins comme l'Italie qui ont réussi à s'y conformer.Les marchés financiers connaissent une forte correction, notamment sur les valeurs technologiques, en raison de la perspective d'un maintien des taux d'intérêt élevés aux États-Unis.Le groupe Casino, propriétaire de Monoprix et Franprix, a obtenu un accord de refinancement de sa dette avec des banques pour une durée de 5 ans.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Ce lundi 8 juin, la révision à la hausse des chiffres de la croissance pour 2023 et 2024 par l'Insee, la panne de productivité qui touche l'économie française, ainsi que le plan de souveraineté de l'Union européenne face à sa dépendance technologique, ont été abordés par Éric Heyer, directeur du département analyse et prévision à l'OFCE, Isabelle Cussac, fondatrice de Générations & Co, vice-présidente de FCE Paris, et André Loesekrug-Piétri, président de Jedi (Joint European Disruptive Initiative), dans l'émission Les Experts, présentée par Raphaël Legendre sur BFM Business. Retrouvez l'émission du lundi au vendredi et réécoutez la en podcast.

durée : 00:11:58 - Les Enjeux internationaux - par : Guillaume Erner - Suite au rachat de SFR par Orange, Bouygues Telecom et Free, semblant vouloir rattraper les géants chinois et états-uniens, Stéphane Lelux, président du cabinet Tactis et expert en télécommunications, analyse le statut des télécoms à l'échelle internationale. - réalisation : Félicie Faugère, Mathilde Thon-Fourcade - invités : Stéphane Lelux Président du cabinet Tactis, expert en télécommunications Vous aimez ce podcast ? Pour écouter tous les épisodes sans limite, rendez-vous sur Radio France

durée : 00:03:04 - Le 6/9 de l'été - par : Dominique Seux - Un accord a été signé pour que Orange, Bouygues Télécoms et Free se partagent SFR. Vous aimez ce podcast ? Pour écouter tous les épisodes sans limite, rendez-vous sur Radio France

Le rachat de SFR par Orange, Bouygues Telecom et Free pour un peu plus de 20 milliards d'euros dépasse largement le cadre des télécoms français. Derrière cette opération se cache une question stratégique pour l'Union européenne : faut-il continuer à privilégier une concurrence maximale ou accepter la création de grands groupes capables de rivaliser avec les géants américains et chinois ? Le protocole d'accord signé entre Bouygues Telecom, Free et Orange pour reprendre SFR constitue l'une des plus importantes opérations industrielles de ces dernières années en France. Mais ce dossier pose surtout une question qui dépasse largement les frontières françaises. Est-ce que l'Europe doit continuer à privilégier la concurrence à tout prix, ou accepter de faire émerger de grands groupes capables de tenir tête aux États-Unis et à la Chine ? Car depuis des années, la philosophie européenne était simple : plus il y a de concurrence, mieux c'est pour le consommateur. Selon les théories économiques classiques, davantage de concurrence implique des prix plus bas, plus d'innovation et donc davantage de choix. Mais le monde a changé. À l'ouest de l'Union européenne, les États-Unis disposent de géants technologiques capables d'investir des dizaines de milliards de dollars chaque année. À l'est, la Chine fait émerger de grands groupes soutenus par un immense marché intérieur et une stratégie industrielle assumée. Entre ces deux blocs, l'Europe apparaît aujourd'hui beaucoup plus fragmentée. À lire aussiLes opérateurs télécom européens face au défi de la régulation Des télécoms européens encore trop fragmentés face aux géants américains et chinois Cette fragmentation est particulièrement visible dans le secteur des télécommunications. Aux États-Unis, trois grands opérateurs couvrent l'ensemble du territoire. C'est exactement la même situation en Chine. En Europe, au contraire, on compte des dizaines d'opérateurs répartis dans vingt-sept pays, chacun avec ses propres règles, son propre marché et ses propres contraintes réglementaires. Au total, cela représente plus d'une centaine d'acteurs. Autrement dit, le marché unique européen est immense, mais il ne fait émerger aucun véritable champion à l'échelle du continent. Chaque pays conserve son opérateur historique ou son leader national : Orange en France, Deutsche Telekom en Allemagne ou encore Telefonica en Espagne. Le rachat de SFR pose donc une question : passer de quatre à trois opérateurs en France constitue-t-il un premier pas vers une moindre fragmentation du secteur en Europe ? Pendant des années, Bruxelles estimait qu'il fallait préserver un maximum de concurrence, quitte à empêcher certaines fusions. Aujourd'hui, le débat évolue. Faut-il conserver quatre opérateurs qui se livrent une guerre des prix permanente, ou accepter trois acteurs plus solides capables d'investir davantage dans les infrastructures numériques ? À lire aussiFace aux géants du numérique américains, une partie du monde tente de réguler Le dossier SFR comme test grandeur nature Les télécommunications sont devenues un secteur stratégique. Il faut financer la fibre optique, préparer la 6G, développer les réseaux de données nécessaires à l'intelligence artificielle, renforcer la cybersécurité ou encore construire de nouveaux centres de données. Tous ces investissements représentent des dizaines de milliards d'euros. L'idée défendue par les industriels est qu'il serait plus simple de financer ces infrastructures avec quelques grands groupes aux épaules suffisamment larges pour investir massivement plutôt qu'avec une multitude d'acteurs plus petits. Autrement dit, l'Europe pourrait choisir de privilégier des champions industriels capables de rivaliser avec les géants américains et chinois. Dans de nombreux secteurs, les entreprises européennes restent performantes, mais elles demeurent souvent trop petites pour peser à l'échelle mondiale. Selon Mario Draghi, ancien président de la Banque centrale européenne, si l'Europe veut rester dans la course mondiale, elle devra accepter davantage de concentrations industrielles afin de créer de grands groupes européens capables de rivaliser avec les grandes puissances économiques. C'est précisément pour cette raison que le dossier SFR est observé avec autant d'attention. Au-delà du seul marché français des télécoms, il constitue un véritable test grandeur nature de l'évolution de la politique industrielle européenne. Reste désormais à savoir si la Commission européenne acceptera de laisser un marché national passer de quatre à trois opérateurs ou si elle estimera que le risque de hausse des prix pour les consommateurs demeure trop important.

Will Parrish is the Co-Founder and Chief Customer Officer of Lula, a Kansas City-based proptech platform built to streamline property maintenance for property managers and their residents. Will co-founded Lula alongside CEO Bo Lais with a mission to make property maintenance smarter — pivoting the business during the pandemic to focus on property managers in the single-family rental space, a move that fueled rapid growth. Lula recently closed a $28 million Series A round and is expanding from 42 markets to 60, with heavy investment in AI and automation. Before co-founding Lula, Will spent nearly two decades in enterprise sales and business development, including a long tenure at Thomson Reuters. (00:53) - How Lula Started(02:34) - Trading Corporate for Startup Life(03:29) - Is Maintenance Archaic(05:49) - Where Work Orders Fail(07:30) - Scaling 100K Work Orders(12:28) - Building Vendor Trust & Quality(13:19) - Expanding Markets(16:16) - Flat Rate Pricing Playbook(19:15) - Ideal Rental Customers(21:54) - Integrations(25:47) - AI In Maintenance(30:21) - Future of Lula(32:14) - ROI for Property Owners & Operators(35:49) - Hardware play ahead?(39:12) - Collaboration Superpower: MacGyver

Jeudi 7 mai, François Sorel a reçu Frédéric Simottel, journaliste BFM Business, Claudia Cohen, journaliste chez Bloomberg, et Jérôme Marin, fondateur de cafetech.fr. Ils sont revenus sur les bénéfices records de Samsung, l'impact sur les tarifs après le rachat de SFR, et notamment la sortie en salle du film Narnia de Netflix, dans l'émission Tech & Co, la quotidienne, sur BFM Business. Retrouvez l'émission du lundi au jeudi et réécoutez la en podcast.

In this special episode of Tangent Proptech, Edward Cohen is on the red carpet at one of the most exclusive commercial real estate events of the year: the Real Estate Gala in New York City. This episode features rapid-fire conversations with founders, investors, brokers, developers, and operators across the proptech and commercial real estate ecosystem. A big focus of the evening was on AI. Namely, this question: how is AI being used in real estate right now? And possibly more front-and-center: what's hype and what's here to stay? From leasing and marketing to underwriting and financial modeling, this episode explores where artificial intelligence is already driving value in real estate, where it's falling short, and how we can close the gap.(00:00) - Welcome to the Real Estate Gala Red Carpet Interviews (02:30) - Cyrus Claffey (ButterflyMX): AI Across Product, Marketing, & Operations (06:00) - Zach Molzer (Molzer Development) & Madi Bremer (CBRE): Networking & AI in Leasing (08:30) - Gabe Einhorn (VryfID): Content, Consistency, and AI Efficiency (10:00) - Kaylan Knitowski (Franklin Street): AI Workflows and Competing with Experience (13:30) - David Auerbach (Hoya Capital): Driving Tech Adoption in Real Estate (14:45) - Adam Steiner (Rick, Steiner, Fell, and Benowitz): Document Automation & Bridging Tech and Business (16:45) - Humberto Lopes (HL Dynasty, Gotham Housing Alliance): A Human-First Real Estate Perspective (19:15) - Jovian Lopes (Gotham Housing Alliance): AI for Research vs Human Relationships (21:00) - Lauren O'Breza (Foresite CRE): AI in Brokerage & Underwriting (24:30) - Pablo Barreiro (Fortec): Simplifying Tech Adoption & the Future of Financing (26:00) - Shanti Ryle (Crexi): AI Data Enrichment & Storytelling Advantage (30:30) - Rameen Inayat (Ryan): AI for Admin & Property Tax Insights (32:00) - Collaboration Superpower: Priya Parker 

Mercredi 29 avril, François Sorel a reçu Didier Sanz, journaliste, Isabelle Bordry, fondatrice de Retency, et Amélie Charnay, journaliste à La Tribune. Ils se sont penchés sur le lancement de nouveaux satellites LEO par Ariane?6, l'accusation de Meta par l'Union européenne pour manquement à la protection des mineurs, et la perte d'abonnés de SFR en plein rachat, dans l'émission Tech & Co, la quotidienne, sur BFM Business. Retrouvez l'émission du lundi au jeudi et réécoutez-la en podcast.

Ido Genosar is the CEO and Founder of Verobotics, the pioneering robotics solution for building façade maintenance, inspection, and upkeep. Prior to this, he led innovation at Aluminium Construction, Israel's biggest façade constructor. His diverse background in building exteriors, technology and global business development is at the core of his mission to solve deep-rooted inefficiencies with breakthrough innovation.(00:50) - “Miracle” Robotics(02:50) - What the Façade Robot Does(03:11) - Humanoids vs. Task-Specific Robots(04:28) - Why Robotics Demos Fail in the Real World(06:05) - VC Lens on Robotics(09:13) - Funding & Adoption Reality(12:48) - Façades as a Data Blind Spot(15:11) - Construction Signoff & Compliance(16:00) - Unions, Scaffolding & Safety(18:07) - New Data-driven Decisions(20:52) - Where's the Long-Term Value (29:33) - Humans in the Loop(31:48) - Best-Fit Buildings Today(33:03) - Robots in 5 to 10 Years(36:43) - Collaboration Superpower: Sir James Dyson, Leonardo Torres

Au programme :Vente de SFR: la France repasse à trois opérateursL'Union Européenne a présenté son app officielle de vérification d'âgeAllbirds pivote des éco-baskets en laine à… l'IA ??Le reste de l'actu: musique par IA, robots marathonniens, prix de la RAM…Infos :Animé par Patrick Beja (Bluesky, Instagram, Twitter, TikTok).Co-animé par Marion Doumeingts (Instagram, Bluesky, Twitter).Co-animé par Jeff Clavier (Instagram, Twitter).Produit par Patrick Beja (LinkedIn) et Fanny Cohen Moreau (LinkedIn).Musique libre de droit par Daniel BejaLe Rendez-vous Tech épisode 662 – La saga du prix du mobile – SFR en vente, EU et contrôle de l'âge, Allbirds et IA---Liens :

Zach Schofel is the Co-Founder and CEO of Cosign, a data-driven guarantor platform helping property owners and managers boost economic occupancy while expanding housing options for renters. Cosign aims to redefine renter underwriting and help multifamily owners convert more demand into leases. He is also a Principal at Eastman Residential, the largest buyers of distress student housing in the country. He leads a portfolio of 3,000+ multifamily units across the US, with a focus on student housing and value-add multifamily strategies. (01:34) - The Eastman Residential Story (02:29) - Cosign Origin (03:39) - Limits of Credit Scores (06:46) - Fraud Screening Landscape (08:05) - Scale of the Problem (11:54) - Underwriting Signals (13:25) - Value creation in Multifamily tech (15:49) - How VC Underwrites Insurtech (18:06) - Feature: Blueprint: The Future of Real Estate 2026 in Vegas on Sep. 22-24 (20:35) - Cosign's Differentiation (24:17) - Mark Cuban's Investment (26:21) - AI in Operations(28:18) - Collaboration Superpower: Jared Kushner & Philip Hubert

A note: this conversation was recorded on March 17, 2025, so any references to pending legislation reflect the state of the debate at that time. The debate over institutional ownership of single-family rental (SFR) homes has moved from industry trade publications to the floor of the U.S. Congress. A bill currently working its way through the legislative process would restrict large investors from buying additional SFR homes and require build-to-rent (BTR) communities to be sold off within seven years of completion. But what does the research actually say? Josh Coven, Assistant Professor of Real Estate at Baruch College's Zicklin School of Business, joined the New Home Insights Podcast to walk through his findings — and the data challenges some of the most widely held assumptions about institutional investors, housing prices, and rental supply.

Oded Noy is the Chief Technology Officer at Crexi, where he leads the development of technology transforming the commercial real estate industry. A serial entrepreneur, mentor, and investor, Oded previously co-founded TrueCar, helping scale it through its IPO, and has been a longtime managing partner at Amplify.LA, an early-stage venture fund. With a track record of building and advising high-growth SaaS companies, Oded brings deep expertise in scaling platforms, driving innovation, and building high-performing teams. Known for his philosophy that great work comes from being part of something bigger than yourself, he is also a passionate advocate for mentorship and developing the next generation of builders.(01:43) - Crexi's Evolution(02:55) - The CRE Info Problem(03:13) - Why Docs Create Bottlenecks(06:42) - Information vs Intelligence in CRE(08:54) - Proprietary Data Advantage (09:28) - Lessons from TrueCar for CRE(10:07) - Crexi Vault(11:25) - Becoming the CRE OS(13:56) - Build vs Buy in the AI Era(17:14) - Vibe Coding Inside Real Estate Firms(21:52) - Feature: Blueprint: The Future of Real Estate 2026 in Vegas on Sep. 22-24(22:43) - How AI Compresses Deal Cycles(24:29) - What Differentiates Winners in CRE(30:48) - What Gets Automated Next(35:39) - Collaboration Superpower: Geoffrey Hinton & Marcus Licinius Crassus

In this episode, Anderson attorney Eliot Thomas, Esq., and CPA Barley Bowler tackle a wide-ranging set of listener questions on retirement accounts, real estate strategy, and business tax planning. They explain the key differences between non-recourse and DSCR loans inside a Solo 401(k), and why maintaining non-recourse status is critical to avoiding a devastating unrelated debt financing income hit. They walk through how to properly establish state residency when relocating and cashing out a 401(k), and clarify why donating fully depreciated work trucks to charity won't produce a charitable deduction or avoid recapture. Eliot and Barley also lay out a detailed framework for strategically unwinding a rental portfolio — factoring in passive losses, real estate professional status, and sale timing. They break down the reverse mortgage interest deduction rules for a mixed-use property, explain how insurance proceeds and roof capitalization work after hail damage, and make a strong case for why real estate should always be transferred — never sold — into a disregarded LLC. The episode closes with a warning about Universal Business Organization Trusts, a rarely used entity type that typically surfaces in fraudulent tax schemes and won't generate the refundable NOL investors hope for. Tune in for expert guidance on these and more!   Submit your tax question to taxtuesday@andersonadvisors.com Highlights/Topics:   0:00 — Intro 8:37 — "I want to change from a Solo 401(k) non-recourse SFR loan to a Debt Service Coverage Ratio (DSCR) loan. Any tax implications or penalties to be aware of, particularly considering I'm 67 years old?" - No tax implications exist as long as both loans remain non-recourse. 14:35 — "I lived in Colorado January through March of 2025 and moved to Arizona in April. I had a small 401(k) that I cashed out in October 2025. Taxes were withheld. I understand I will be required to file two state returns. How will I reconcile the 401(k) for both states?" - Establish Arizona residency first; the 401(k) cash-out is taxed only there. 20:25 — "I have a fleet of work trucks that needs to be replaced. Can I donate the trucks to charity to avoid depreciation recapture? Can the charity then sell the trucks tax-free to fund their operations?" - Fully depreciated trucks yield no charitable deduction and no recapture to avoid. 25:08 — "From a tax perspective, what is the most strategic approach to unwind residential rental property?" - Track passive losses per property and time sales to offset income strategically. 32:33 — "I have a reverse mortgage on a 2-unit property where I rent one of the units. Will I be able to deduct the interest when I sell the property? What are the rules regarding reverse mortgages? Anything I should know after 10 years pass?" - Interest deductibility depends entirely on how the reverse mortgage proceeds were spent. 40:05 — "My rental property sustained hail damage that totaled the roof. I replaced it. Insurance paid for most of the work, but did not cover deductibles or roof depreciation. Can I recover those expenses using Federal and State tax codes? I live in California." - Out-of-pocket roof costs are capitalized and depreciated over 27.5 years. 43:58 — "When setting up a corporate structure to hold real estate assets, is it more tax efficient to sell the property to the corporation or just transfer ownership and declare it as startup capital?" - Transfer as a capital contribution; never sell to your own entity. 50:25 — "Can I sell my failing business/LLC to a Universal Business Organization Trust at 'cost basis'? Since the trust has no 'money/income' yet, I believe it will create a refundable NOL. Is that correct?" - No — the LLC's losses already flow through to your personal return. Resources: Tax and Asset Protection Events https://andersonadvisors.com/real-estate-asset-protection-workshop-training/?utm_source=the-tax-smart-way-to-move-real-estate-into-a-corporation&utm_medium=podcast Schedule Your FREE Consultation https://andersonadvisors.com/strategy-session/?utm_source=the-tax-smart-way-to-move-real-estate-into-a-corporation&utm_medium=podcast Anderson Advisors https://andersonadvisors.com/ Toby Mathis YouTube https://www.youtube.com/@TobyMathis Toby Mathis TikTok https://www.tiktok.com/@tobymathisesq Clint Coons YouTube https://www.youtube.com/@ClintCoons