Podcasts about margins

Small federal contractors who refuse to cut their bid price and instead build bonding capacity through the federal mentor protege program can grow from $3 million to $25 million without sacrificing profit margins. David Rambhajan shares how he capped his personal indemnification at $250,000 inside a mentor-protege agreement with a $1.5 billion company, protected his bonding and retained earnings, and used a six-month payroll runway to wait out competitors racing to the bottom on price. The result was $25 million to $35 million in revenue, built on work won at the right margin, not the cheapest bid. Host: Eric Coffie, GovCon Giants / Federal Help Center. CHAPTERS 00:00 Sponsor: Mendi Media 00:49 Welcome and intro 01:15 How David entered the federal mentor-protege program 01:47 The $250K indemnification negotiation 02:37 The sharpshooter framework for decisions 04:03 Growing from $3M to $25M 07:38 Why refusing to lower your bid is the strategy 09:21 Waiting out competitors with retained earnings 10:13 $10M at 5% or $5M at 10%: the margin question 10:53 Outro and community Market Intelligence gives you the federal opportunities, agency signals, recompete intel, and pursuit briefs that tell you not just what contracts exist, but which ones to chase and how to win them. Sign up for free Daily Alerts and get opportunities delivered to your inbox before the day starts.

While Lexington and Concord claim significance as the sites of the American Revolution's opening battles, New York City's geography, population density, and cultural status made it one of the most important theaters of the war. Between 1776 and 1777, numerous battles were fought for control over the Port of New York, including the Battles of Harlem Heights, Pell's Point, White Plains, Fort Washington, and the largest battle of the entire revolution, the Battle of Long Island/Brooklyn. Recognizing the strategic importance of New York, and forewarned by his experience at the Battle of Bunker Hill in Boston, Lieutenant-General Sir William Howe and royal governor Lord George Germain recruited Hessian mercenaries and soldiers from across the empire to defend the city from an eventual patriot campaign to claim New York. In 1776, George Washington, as commander-in-chief of the Continental Army, began preparations for what we know today as the New York and New Jersey Campaign. Though the campaign failed to fortify New York from Sir William Howe, which remained in British control until the end of the war in 1783, the revolution might have ended altogether on Staten Island when William and his brother, Admiral Richard Howe, entered peace negotiations with the Americans. In a September 11, 1776, meeting, the Howes met with John Adams, Benjamin Franklin, and Edward Rutledge for an unsuccessful three-hour negotiation. Four days later, Howe, as Commander-in-Chief of British Land Forces in America, landed 12,000 troops in lower Manhattan and quickly claimed the city. Though the British took control of New York Harbor and the surrounding agricultural areas, the areas around New York and New Jersey remained active battlegrounds for the rest of the revolution. When the war ended, it saw some of the last British soldiers evacuate the new United States, including thousands of free and formerly enslaved Africans who had served the empire in the war, documented by The Book of Negroes. Battle in the Margins is a special project of the New York State Office of Parks, Recreation, and Historic Preservation in collaboration with Black Gotham Experience, an organization devoted to African Diasporic storytelling, to commemorate the African Diaspora's impact on the American Revolution. Those listening to this episode in real time in the New York City area can reserve a ticket to the September 19, 2026 Battle in the Margins “Main Event,” a series of original ten-minute plays centering the African Diaspora's experience, resistance, and role in shaping early American history, shining a light on stories often left out of the nation's founding narrative. The Battle in the Margins Research Brief is available here. Kamau Ware is a multidisciplinary artist, historian, and walker. Kamau was born and raised in Pittsburgh, where he founded an artist collective called BridgeSpotters in 1996 that took inspiration from the many bridges in the city as analogous to many disciplines making a creative project. Ware moved to New York City in 2006 and applied his work as an artist and curator to develop a unique approach to visual storytelling, coined StoryStyle that softens the threshold between artist and audience. After establishing his visual storytelling lab, Kamau Studios in 2008, he began working on what would become the Studios flagship project – the Black Gotham Experience (BGX). BGX launched the summer of 2010 as a series of walking tours and has expanded to a series of immersive experiences celebrating the impact of the African Diaspora on New York City. Subscribe, like, follow, and rate Additions to the Archive with Sullivan Summer on Instagram, Substack, and wherever you get your podcasts. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/african-american-studies

You know Codie Sanchez as the woman who made buying a laundromat sound cooler than launching a startup. Today, she's back to talk about her new book, Own or Be Owned, and why so many founders are secretly addicted to their own businesses. Codie explains why being "the hero" of your company is a trap (she compares it to heroin), the 12 owner archetypes she discovered after surveying 15,000 business owners, and why the goal isn't to work harder, it's to become unnecessary. She also gets real about the parts of founder life nobody talks about: the years she put her personal life on hold chasing a revenue number, the fear of telling her team she was pregnant, and why she now believes "later" almost never actually comes. Get Codie's book Own or Be Owned Find boring businesses to buy on BizScout.com What we cover 00:00 Are You Ready for Some Money Rehab? 01:33 How to Buy a Laundromat: Cost, Margins, and Failure Rates 14:29 The Thesis Behind Own or Be Owned, and the 12 Owner Archetypes 20:40 Why Being "The Hero" Feels Like Heroin 25:03 Founder Mode vs. Owner Mode 31:03 Stepping Away From the Business She Built 39:12 Pregnancy, Business, and Life as a Founder 43:16 How Codie Invests and Manages Her Own Money 46:48 Boring Business Grades: A Through F, and What to Skip in 2026 All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments. Start investing investing at SoFi.com/MNN Private Wealth Collective Nicole's boutique wealth management practice for people who want more than a robo-advisor and less than a hedge fund minimum. Real strategy, real relationship. https://privatewealthcollective.com The Money School Nicole's $149 investing course that actually breaks down stocks, ETFs, crypto, and building a real portfolio, no jargon, no judgment, lifetime access. https://themoneyschool.com ----------------------- Find other exclusive content at— Instagram: @moneynews TikTok: @moneynewsnetwork Website: https://moneynewsnetwork.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Aaron Katz is the Co-Founder and CEO of ClickHouse, the real-time analytics database powering companies including OpenAI, Anthropic, Tesla and Microsoft. ClickHouse just surpassed $350M in ARR and raised over $1B from investors including Dragoneer, Khosla Ventures, Coatue, 20VC and Benchmark. Previously, Aaron was CRO at Elastic, where he helped scale revenue from approximately $5M to $500M and led the company through its IPO. Before Elastic, he spent 12 years at Salesforce, working alongside Marc Benioff and helping transform it from a 200-person startup into a global software giant. AGENDA: 4:05 Are we in an AI bubble? 13:40 How does software change when agents—not humans—make buying decisions? 22:28 Will 90% of tokens flow through open models; can enterprises trust them? 31:09 Why did ClickHouse sponsor Fulham; and could sports teams become $20B assets? 35:49 When will ClickHouse hit $1B ARR?  38:31 Can startups still win elite talent from OpenAI? Biggest remote work mistake? 44:54 Is zero-to-$100M ARR now table stakes; or is durable growth what matters? 48:51 Is college still worth it;  which jobs will survive AI? 57:58 When will ClickHouse go public; and why not next year?  

Ranjan Roy from Margins is back for our weekly discussion of the latest tech news. We cover: 1) Software is rebounding, is the Saaspocolyse over? 2) Salesforce delivers solid earnings and jumps 22% 3) Why was Dario sitting with Benioff? 4) All software stocks are rising 5) Disruption could still happen, but on a longer timeline 6) Meta's bungled AI layoff strategy 7) How much of AI failures today are cultural? 8) Meta pays billions in landmark addiction settlement 9) South Korean stock market volatility 10) The clash of AI belief and reality --- Enjoying Big Technology Podcast? Please rate us five stars ⭐⭐⭐⭐⭐ in your podcast app of choice. Want a discount for Big Technology on Substack + Discord? Here's 25% off for the first year: https://www.bigtechnology.com/subscribe?coupon=0843016b Learn more about your ad choices. Visit megaphone.fm/adchoices

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Homeschooling and family life can drain the life out of us. How do we maintain a right attitude and perspective in our families for the long haul? In an episode from the archive, Carol talks with consulting client Mellany Zepelak about how learning to create margin in her life and receive God's love has transformed her family life. They discuss how adding personal downtime, encouraging a positive home environment, and embracing your identity in Christ can radically improve your family dynamics. Don't miss this hope-filled conversation!RESOURCES+The Blessing Seminar+Buy some of our favorite books here! 10 Of Those + $1 shipping!+Build Your Family's Library: Grab our FREE book list here+Get our FREE ebook: 5 Essential Parts of a Great Education.+Attend one of our upcoming seminars this year!+Click HERE for more information about consulting with Carole Joy Seid!CONNECTHomeschool Made Simple | Website | Seminars | Instagram | Facebook | PinterestEPISODE LINKSUnplugged Children BundleMentioned in this episode:Get your lessons with Voetburg Music Academy for 25% off your first month! Use code HOMESCHOOL25Voetberg Music Academy

Send us Fan MailIn this episode, author and mother Chelsey DeMatteis shares her journey of motherhood, faith, and the importance of finding mercy in the margins of busy, chaotic days. She discusses her new book, 'Mercy in the Margins,' and offers practical advice for moms seeking to deepen their faith amidst the mess and marvels of motherhood.Purchase Mercy in the Margin on Amazon or wherever books are sold! http://www.livingexo.comCreating exceptional outdoor living spaces in Nashville and Middle Tennessee http://www.coatdefense.comMOMMA15 for 15% OFFThank you to our generous Got It From My Momma podcast friends! This episode is brought to you by: LIVING EXOwww.livingexo.comCOAT DEFENSEwww.coatdefense.comInstagram @coat_defenseUse MOMMA15 for 15% off Got it From My Momma on the WEBwww.gotitfrommymomma.tv(Become an Insider!)Host- Jennifer Vickery Smith@jvickerysmith on Instagram WATCH podcast episodes on YouTube @gotitfrommymommapodcast 

Walmart Marketplace is booming, with more third-party sellers and categories opening up every day. But many operators are jumping in and finding their margins shrinking. I've been watching this trend closely. More buyers who never touch Amazon are heading to Walmart first. I spoke with an operator doing $40,000 a month on Amazon. He had a strong brand, great reviews, and healthy margins. But when he expanded to Walmart, he quickly realized his margins weren't holding up. Before you dive into Walmart, run a specific margin model for the platform. Don't just apply your Amazon numbers. Adding Walmart or any new channel without a clear margin model is a fast track to trouble. More channels mean more decisions, but the same 24 hours in a day. Tune into The High Voltage Business Builders Podcast to learn the three critical moves you need to make before listing on Walmart. Implement with us. Join the Voltage Business Builders cohort at voltagedm.com: https://voltagedm.com?utm_source=rss&utm_medium=show_notes&utm_campaign=ep-draft

Ranjan Roy from Margins is back for our weekly discussion of the latest tech news. We cover: 1) Big Tech is spending trillions more than it tells us on AI infrastructure 2) The mechanisms of the off-balance-sheet AI buildout 3) What would happen if these projects were on the balance sheet? 4) Can Wall St. actually not figure this out? 5) Will the tech giants pay the money back? 6) Is a soft landing in AI possible at this point if things go poorly? 7) Anthropic's revenue numbers are soaring 8) OpenAI, meanwhile, is in more tumult 9) Why OpenAI is dealing with so many executive departures 10) Startups vs. established companies, and what are the AI labs exactly? 11) Why travel is a good eval for AI --- Enjoying Big Technology Podcast? Please rate us five stars ⭐⭐⭐⭐⭐ in your podcast app of choice. Want a discount for Big Technology on Substack + Discord? Here's 25% off for the first year: https://www.bigtechnology.com/subscribe?coupon=0843016b Learn more about your ad choices. Visit megaphone.fm/adchoices

Axios reported that Walmart raised its outlook while saying drug price declines pressured pharmacy results. Pharmacy margins are being squeezed by reimbursement terms set by PBMs, generic drug deflation, and the 2024 shift of pharmacy DIR fees to the point of sale. CVS Health and Walgreens Boots Alliance have cited similar headwinds, while Amazon Pharmacy, Mark Cuban Cost Plus Drug Company, and GoodRx are reshaping price transparency and consumer behavior. The Inflation Reduction Act will add Medicare drug price negotiations in 2026 and a $2,000 Part D out-of-pocket cap in 2025, which could shift volumes and reimbursement flows. Rising demand for GLP-1 drugs adds inventory and authorization complexity without guaranteed margin lift. Walmart's 2024 exit from its health clinics highlights how reimbursement pressures influence strategy, pushing focus back to core pharmacy services and OTC products.Learn more on this news by visiting us at: https://greyjournal.net/news/ Hosted on Acast. See acast.com/privacy for more information.

"If we can't answer what is this here for or why are we doing this, well now you're just a Pinterest board."

A man disguised as a peddler stands on the bank of the Yangtze watching a British fleet go past, and tries to hitch a ride to Nanjing. He's been trying to reach the rebel capital for 6 years now, and this is the closest he's gotten. He's told “no” … again. So he picks himself up once more and just keeps walking. He'll get there eventually. And once he does, within three weeks he'll be made the Shield King – the 2nd most powerful man in the Taiping Kingdom… on paper, at least. Time Period Covered:1858–1859 CE Major Historical Figures: Taiping Heavenly Kingdom:Hong Xiuquan, the Heavenly King [1814–1864]Hong Rengan, the Shield King [1822–1864]Chen Yucheng, the Brave King [1837–1862]Li Xiucheng, the Loyal King [1823–1864]Shi Dakai, the Wing King [1831–1863] Great Britain:James Bruce, 8th Earl of Elgin [1811–1863]Thomas Francis Wade, interpreter [1818–1895] Missionaries & Observers:Theodore Hamberg [1819–1854]James Legge [1815–1897]Karl Marx [1818–1883] Great Qing:The Xianfeng Emperor (Aisin-Gioro Yizhu) [r. 1850–1861]Magistrate Tan of Huangmei Major Works Cited:Hamberg, Theodore. The Visions of Hung-Siu-tshuen, and Origin of the Kwang-si Insurrection.Kuhn, Philip A. "The Taiping Rebellion" in The Cambridge History of China, Vol. 10.Michael, Franz, and Chung-li Chang. The Taiping Rebellion: History and Documents, Vols. I, II & III.Oliphant, Laurence. Narrative of the Earl of Elgin's Mission to China and Japan in the Years 1857, '58, '59.Platt, Stephen R. Autumn in the Heavenly Kingdom: China, the West, and the Epic Story of the Taiping Civil War. Spence, Jonathan D. God's Chinese Son: The Taiping Heavenly Kingdom of Hong Xiuquan. Learn more about your ad choices. Visit megaphone.fm/adchoices

What if the thin margins crushing your restaurant aren't the industry's fault at all?Hamed Mazrouei came into restaurants as a total outsider. He built Vivant, the managed network company that keeps thousands of restaurants online, and he refuses to accept the beliefs operators treat as gospel.In this conversation, we get into why the thin margins operators blame on the industry actually come down to volume, why guest retention is the highest-leverage metric almost nobody fixes, and why simplification is the one trait every successful founder shares.If you've been blaming the business for numbers you have the power to change, this one will make you rethink everything you assumed was fixed.That's Hamed Mazrouei. To learn more about Vivant, visit vivantcorp.com._________________________________________________________Free 5-Day Restaurant Marketing Masterclass – This is a live training where you'll learn the exact campaigns Josh has built and tested in real restaurants to attract new guests, increase visit frequency, and generate sales on demand. Save your spot at restaurantbusinessschool.com

In this episode of From the Margins, I'm talking about why I wrote Beware of Catholic Robots — my new manifesto on Catholic AI, prayer apps, digital spirituality, human dignity, work, and what happens when faith becomes optimized, monetized, and frictionless.We'll get into Catholic AI companies, spiritual formation, AI and pastoral care, the gamification of prayer, ethical labor, and why the Church should remain stubbornly human.Get Issue V: Beware of Catholic Robotshttps://www.stanthonystongue.com/margins/p/issue-v-beware-of-catholic-robots

Welcome to Season 9, where we'll be exploring Paul's expansive pastoral concerns and pleas to the Jesus huddle in Corinth. The letter has its share of landmines, which we can't wait to explore with you in the months ahead.Our guest for 1 Corinthians 1 & 2 is Dr. Miguel A. De La Torre, one of the most influential liberation ethicists and theologians alive today. He is the author of 50 books, including Doing Christian Ethics from the Margins, Decolonizing Christianity: Becoming Badass Believers, and Embracing Hopelessness. Dr. De La Torre is Professor of Social Ethics and Latinx Studies at Iliff School of Theology in Denver, Colorado.Episode Highlights1 Corinthians 1–2 flips the all of the power structure's ideas of wisdomThe cross challenges our ego and empire ideas of power or statusWhat the world rejects comes to reveal divine power.A “spiritual” way of knowing that is different from elite knowledgeWhy the oppressed can read reality with unusual clarityScripture must be read in community, not by gatekeepers aloneQuestions about God matter at least as much as answers about GodFaithfulness of a translation is measured by whether it leads to life...Read LIT online: litbible.net/1corinthians-1LIT Bible apps: Download for iPhone/iPad, and on AndroidLiberating Scripture Collective: www.liberatingscripture.orgSupport LIT & FIT: liberatingscripture.org/support/

A man is struck by a car on the streets of Los Angeles. In the emergency department, a CT scan ordered to look for traumatic injuries reveals something nobody expected: a mass in his colon. Days later, sitting across from Dr. Belinda Waltman, he calls the accident “a blessing in disguise.” Then he changes the subject. He is less worried about cancer than about whether he can afford to miss another day of work. In this season finale of Standard Deviation, host Dr. Oliver Bogler explores what happens when biomedical science collides with the realities of the healthcare safety net. Dr. Waltman, a primary care physician in Los Angeles County, specializes in expedited cancer workups for uninsured and underinsured patients. Every diagnosis arrives carrying another set of questions about housing, transportation, food insecurity, wages, and survival that rarely appear in medical records or scientific literature. For years, Waltman carried those stories without knowing how to bring them into the academic record. As a full-time clinician without a research lab, grant funding, or publication pipeline, she faced barriers familiar to many working scientists and physicians whose most important observations happen outside traditional research settings. With support from the Life Science Editors Foundation's JEDI program, those experiences became The Margins Matter, a narrative medicine essay published in JAMA that argues the social realities surrounding cancer care are not background details. They are part of the disease itself. Bogler traces how editorial mentorship transformed lived clinical experience into published scholarship while asking a larger question about who gets to shape the scientific record. The conversation examines cancer care, Medicaid, health-related social needs, medical publishing, and the structural incentives that determine which stories become evidence and which disappear from view.The result is a conversation about documentation, visibility, and why the margins of medicine often determine who survives long enough to benefit from its advances.RELATED LINKSDr. Belinda Waltman⁠The Margins Matter | JAMA⁠The Margins Matter | PubMed⁠Life Science Editors Foundation⁠FEEDBACKLike this episode? Rate and review Out of Patients on your favorite podcast platform. For guest suggestions or sponsorship email podcasts@matthewzachary.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Despite beating earnings and revenue estimates and raising guidance, Cisco (CSCO) traded lower as investors focused on gross margin pressure. Melissa Otto discusses Cisco's strength in networking, security, and AI. Paul McCarthy highlights the company's growing hyperscaler AI business, expanding customer base, and competitive position against other giants like Nvidia (NVDA) and Dell Technologies (DELL).======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

The episode details a structural shift for MSPs and IT service providers: the separation of security license resale from the value of human-led security services, and the resulting pricing and margin risks. Companies like N-able, SentinelOne, and SonicWall exemplify how technology offerings and delivery mechanisms are forcing providers to re-examine what differentiates their services beyond the products they resell. N-able's financial results illustrate the risk of relying on product-based security revenue. The company reported a drop in annual recurring revenue, driven by lower renewal rates in Unified Endpoint Management and Endpoint Detection and Response lines—both of which relied on reselling portable licenses, notably SentinelOne's product. In contrast, revenue from services tied to human expertise—through the acquired Adlumen's managed detection and response (MDR)—grew, according to both N-able management and analysts. The episode states that when customers can move licenses without losing service continuity, price becomes the only differentiator, undermining provider margins. Related developments reinforce this dynamic. SonicWall launched a combined antivirus and EDR solution available as both a product and a managed service—explicitly marketed for MSP resale—where SonicWall's analysts handle detection and response. Additionally, Proofpoint expanded its managed services platform, providing security, backup, and compliance through an MSP-oriented, multi-tenant console. These offerings blur the line between manufacturer-managed services and traditional MSP-delivered security work, increasing vendor competition at the service layer. For MSPs and IT leaders, these shifts expose the risk in revenue models that bundle security services with third-party product resale, particularly when those products are easily substitutable. The transcript urges providers to re-evaluate their pricing strategies: separating human service from license cost, justifying it independently, and moving away from device- or seat-based billing. The clear risk is that failing to articulate and defend the value of human-led activities will leave providers vulnerable to vendor undercutting and margin erosion, as seen in recent N-able outcomes. 00:00 Recurring Revenue Went Backwards  03:24 They Stopped Saying RMM 06:04 You Already Own It 09:18 Why Do We Care?  Supported by:  Guardz 

Marketplaces have evolved from the fringes of retail to one of its most significant growth engines. With nearly one in three Australian retailers now operating a marketplace, brands are rethinking how and where they compete. In this episode, Teresa is joined by Mark Mansour, Managing Director of Woolworths MarketPlus, to explore the rapidly changing marketplace landscape. Together, they discuss what's driving retailers to launch marketplaces, how brands should think about where to play and how to win, what strong retailer-brand partnerships look like, and how AI and agentic commerce may shape the future of marketplaces. A must-listen for brands navigating the next era of digital commerce.

If you are looking for an AI-first small cap serving customers including Google, Microsoft, Netflix, Meta and Oracle, Nextech3D.ai just reported a major acceleration: 160 new customer contracts worth approximately $874,000 through early August 2026, versus 18 contracts worth approximately $55,470 during the same period last year.That represents approximately 1,476% growth in new contract value, alongside a 77% increase in average contract value and approximately 92% software gross margins.• Nearly 9X More Contracts: 160 new customer contracts versus 18 during the comparable 2025 period.• $874K in New Contract Value: Up from approximately $55,470 last year.• 92% Software Margins: High margins provide greater flexibility to invest in sales and continued growth.• Bigger Deals: Average contract value increased 77% to approximately $5,464 as Nextech expands its footprint within enterprise accounts.• CEO Alignment: Evan Gappelberg owns more than 30 million shares and recently purchased another 250,000 shares on the open market.Nextech3D.ai is pursuing a land-and-expand strategy across Eventdex, MapD and KraftyLab: win enterprise customers, introduce additional products and capture more of their event spending.Management is targeting relationships ranging from $10,000 to $100,000+, while some opportunities currently being pursued are described as multi-million-dollar, multi-year deals covering dozens of events.The company is also moving toward three-year contracts and expects to add six enterprise salespeople by the end of 2026, each carrying responsibility for more than $1 million in annual revenue.“This year, we've signed 160 new customer contracts, compared to just 18 during the same period last year. Contract value grew from $55,000 to $874,000. Average deal size is up 77%. Those aren't isolated metrics, they're signals that the market is responding to what we're building.”Nextech3D.ai is showing progress across several important enterprise software metrics: more customers, larger contracts, approximately 92% margins and longer-term agreements.With major enterprise relationships already established, the next phase is about converting those relationships into larger, deeper engagements while expanding the sales organization to pursue bigger opportunities.WHAT YOU NEED TO KNOWSTRATEGIC IMPLICATIONSCEO EVAN GAPPELBERGINVESTOR TAKEAWAY

Today's Post - https://bahnsen.co/4hmEuE3 David Bahnsen hosts the Monday Dividend Cafe, recapping a quiet market day with the Dow down 60 points, the S&P essentially flat, and the Nasdaq down 32 bps, while noting rapid credit-spread tightening and the 10-year yield closing at 4.7%. Energy led sectors as oil rose over 5%, while REITs lagged; he highlights that most S&P 500 profit-margin expansion is concentrated in large tech rather than the broader index. PitchBook data show 33,600 unsold private-equity-owned companies globally, up year-to-date. On policy, the Senate recessed after voting to fund the government through mid-December, with no movement on a GOP budget blueprint or the CLARITY crypto bill. The key development was Friday's jobs report: 23,000 jobs lost, large downward revisions, and a lower unemployment rate driven by labor-force exits, reducing September hike odds to 50/50. Redfin data show widespread below-ask home sales, especially in Florida and Texas, and he addresses a listener question about faith references in his Friday piece. 00:00 Welcome and Agenda 00:24 Market Wrap and Rates 00:57 Credit Spreads and Risk 02:18 Sector Moves and Breadth 02:57 Margins and AI Divide 04:12 Private Equity Backlog 05:17 Friday Episode Plug 06:02 Middle East and Oil 06:28 Washington Policy Update 07:21 Jobs Report Shock 07:55 Fed Outlook After Jobs 08:43 Housing Price Softening 10:50 Energy and SPR Levels 11:29 Ask TBG Faith Question 13:49 Closing and Friday Preview Links mentioned in this episode: DividendCafe.com TheBahnsenGroup.com

In this episode, Mike Lewis, CFO, Onvida Medical Group, discusses how his organization is measuring the financial and clinical impact of AI, including a 14% increase in patient-facing time, 35% documentation time savings and improved revenue yield. He also shares strategies for improving revenue capture, reducing payer denials and using technology to reduce physician burnout while strengthening margins.

More offers do not always create more profit. Sometimes, they create more complexity, more overhead, and more problems. In this episode of The Level Up Podcast, Paul Alex breaks down why simplifying your products and services can improve execution, strengthen margins, and make your business easier to scale. Every custom offer creates additional management, training, resources, and fulfillment demands. The more complicated the business becomes, the harder it is for your team to deliver consistently. In this episode, you'll learn: • Why complexity quietly destroys profitability• How custom services create unnecessary operational pressure• Why focusing on your most profitable offer can improve margins• How specialization and repeatable systems increase efficiency The truth is simple: You do not always need more products. You need more focus. Audit what is actually generating profit. Cut the offers creating unnecessary complexity. Master the core service your customers value most. When you simplify the machine, your team can execute faster, deliver better results, and build a more profitable business. Your Network is your NETWORTH! Make sure to add me on all SOCIAL MEDIA PLATFORMS: Instagram: https://jo.my/paulalex2024Facebook: https://jo.my/fbpaulalex2024YouTube: https://www.youtube.com/channel/UCGhDAD1JyGGzSQUPD9lc9HQLinkedIn: https://jo.my/inpaulalex2024 Looking for a secondary source of income or want to become an entrepreneur? Check out one of my companies below to see if we can help you: www.CashSwipe.com FREE Copy of my book “Blue to Digital Gold - The New American Dream”www.officialPaulAlex.com Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Alan Condon, Editor-in-Chief at Becker's Healthcare, examines how ACA coverage changes are affecting hospital finances, why elective surgery volumes are softening, and what these trends could mean for nonprofit health systems facing tighter margins.

Most bar owners don't have a pour cost problem.They have a tracking problem.In this episode, I'm breaking down how to calculate pour cost correctly, why monthly reports are too late, and how to build a weekly system that catches profit leaks before they become expensive.We'll cover inventory, actual versus theoretical costs, category benchmarks, variance tracking, staff accountability, and operational controls that help you protect your margins every single week.Because you can't fix the numbers if you're measuring the wrong ones.

Amendments on both state lines failed by wide margins HR 1 full 2560 Wed, 05 Aug 2026 15:00:51 +0000 KBk1u1nISGJNzGtbRkLCHFxHoWwiFouO news MIDDAY with JAYME & WIER news Amendments on both state lines failed by wide margins HR 1 From local news & politics, to what's trending, sports & personal stories...MIDDAY with JAYME & WIER will get you through the middle of your day! © 2025 Audacy, Inc. News https://player.amperwavepodcasting.c

The episode examines margin disparity and operational strategy for MSPs serving regulated industries, spotlighting how compliance-driven overhead can become a structural moat for providers targeting underserved segments. The discussion centers on Trumbull Tech's model, which leverages a minimal-staff, tool-focused approach to deliver compliant services to small client bases (1–50 seats) across legal, financial, and healthcare verticals. The analysis underscores the risk and complexity inherent in regulated environments, noting that as vendors begin to package compliance offerings alongside MSPs, the defensibility of this margin advantage may erode. Trumbull Tech operates with gross margins well above channel averages—reporting 55–60%, attributed to intentional client selection, rigorous cost modeling, a preference for lightweight device management (MDM) solutions over enterprise-heavy platforms like Microsoft Intune, and strict avoidance of fixed, unlimited support contracts. The company's operational approach bundles basic but essential compliance tools, such as BitLocker enforcement, password complexity, password rotation, remote wipe, and targeted endpoint management, tailored specifically for smaller businesses. This model is predicated on the belief that most regulatory mandates can be reasonably satisfied with a uniform, low-overhead stack, thereby avoiding the staff overhead typical of more complex enterprise solutions. Supporting developments in the episode include an account of security intervention using Huntress with a small remote CPA firm, illustrating both the ubiquity of risk (not limited to large organizations) and the practical utility of combining automation with incident response. The conversation also touches on AI adoption hesitancy in small regulated businesses, logistics of relationship-based staffing for stickiness, and the rejection of strict vertical specialization in favor of scalable, stack-based delivery. These elements collectively describe a playbook where risk containment is achieved through standardization and upfront client selection, rather than deep customization. Implications for MSPs and IT providers include the need to critically assess their service models in the context of regulatory risk, operational scalability, and margin management. Overdependence on a specific set of tools or a uniform client profile may limit adaptability as vendor offerings and client expectations evolve. Providers entering or serving regulated markets should recognize that margin advantages rooted in compliance operations depend on active management of client selection, tool stack efficiency, and transparent risk tradeoffs, as opposed to reliance on elaborate enterprise frameworks or unlimited support promises. Attention to practical safeguards, clear lines of accountability, and periodic reassessment of vendor overlap is essential to remain viable as compliance delivery mechanisms evolve. Supported by: OpenTextScalePad

Most beauty operators think cheap sourcing means bigger margins, but Neil Twa is here to flip that script. On this episode of The High Voltage Business Builders Podcast, Neil breaks down why low-cost sourcing decisions are actually burying your beauty brand's potential on Amazon. He shares a story about a member who was doing $30,000 to $40,000 a month in the beauty category but found her margins squeezed by poor sourcing choices. Neil offers three actionable moves for beauty operators at every level, whether you're making $5,000 a month or $500,000. From building a sourcing scorecard to juggling compliance checklists and Amazon Ads dashboards, Neil's insights are a wake-up call for anyone relying on cheap sourcing. Ready to implement with us? Join the Voltage Business Builders cohort at voltagedm.com?utm_source=rss&utm_medium=show_notes&utm_campaign=ep344 See your Amazon numbers in one place and protect your margins with Caiman Data at voltagedm.com: https://voltagedm.com?utm_source=rss&utm_medium=show_notes&utm_campaign=ep344&learn_mcp=1

We say it all the time on this show: sales first. But sales without financial controls is a mess waiting to happen, and that's exactly why we're launching our monthly money talk with Jim Emerich, founder of Backbone Fractional CFO Consultants. Jim brought a story about a multigenerational contractor that doubled from 5 to 10 million and started losing money. Margins squeezed, line of credit maxed, wrong desk at the bank. The lesson for every business owner in the trades: scaling the top line without watching your pricing, cost structure, and cash flow is how good companies go under. We dig into the 13-week cash flow forecast, collecting receivables faster, and why the "real money is in commercial" mindset nearly bankrupts contractors who don't plan for those payment terms. This is practical financial management for blue-collar businesses, and it's a conversation I think every owner needs to hear. Restoration, roofing, HVAC, plumbing, landscaping. If you build it, fix it, or maintain it, this show is for you. Hope you enjoy, Brandon and Chris Why You Should Listen [4:49] The ankle story: what pushing through pain costs you in your body and your business [9:20] How a contractor doubled revenue, lost money, and ended up sideways with their bank [14:28] The 13-week cash flow forecast: one weekly discipline that changes your decision making [30:49] Making restoration cash flow predictable: collection time, TPA terms, and job duration [34:05] Residential vs commercial: pricing for payment terms before they bury you Need a fractional CFO partner? Find Jim and his team at BackboneCFO.com. About the Show Head, Heart, & Boots is for the men and women who build things for a living. Restoration, roofing, HVAC, plumbing, landscaping, and every blue collar trade in between. Hosts Brandon Reece and Chris Nordyke built and scaled real companies in the restoration industry, and they have carried those hard-won lessons into every blue collar trade they work with today. Every week they dig into the head (strategy), the heart (culture and people), and the boots (execution) of running a business worth owning. This show is the front door to Floodlight Consulting Group, where Brandon, Chris, and the team help trades businesses find the money already sitting inside them and build companies worth far more than the day they started. Same people, same mission, whether you are listening or working with us directly. Ready to see what that looks like in your business? Start Here! Owning a business in the trades can be the loneliest job there is. Head, Heart, & Boots exists to change that, because the best leaders don't go it alone, and neither should you.

In this episode, Brian Mulvaney, owner of the Patch Boys in North and South Carolina, shares insights on scaling a drywall business, building strategic partnerships, and expanding into new home services. Discover how he maintains high margins, leverages technology, and plans for long-term growth.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode, we dive into the challenge of getting truly accurate e-commerce financials. Parag Mamnani, CEO and founder of WebGility, shares how combining automation with expert human accountants helps brands uncover hidden fees, track unit economics, and build accurate books. He reveals why pure AI automation falls short in accounting, how SKU-level financial data unlocks hidden profits, and how real-time books drive better operational decisions for multi-channel sellers.Topics discussed in this episode:  Why standard monthly reconciliations often miss vital details.What multi-channel sales complexity does to accounting accuracy.Why relying only on top-line platform revenue deceives brands.How SKU-level cost data unlocks real margin growth.Why pure AI automation fails at complex accounting tasks.How human-in-the-loop approaches ensure full financial accuracy.What real-time cash flow analysis changes for brand scaling.How proper fee categorization protects product profit margins.What diagnostic financial reviews reveal about hidden costs.Links & ResourcesWebsite: https://www.webgility.com/Shopify App Store: https://apps.shopify.com/partners/webgility-incLinkedIn: https://www.linkedin.com/in/paragmamnani/Instagram: https://www.instagram.com/webgilityinc/Get access to more free resources by visiting the show notes at https://tinyurl.com/v8b3bs2bI'd love your feedback. Tap the the link to send me a text. ______________________________________________________LOVE THE SHOW? HERE ARE THE NEXT STEPS!Follow the podcast to get every bonus episode. Tap follow now and don't miss out!   Rate & Review: Help others discover the show by rating the show on Apple Podcasts at https://tinyurl.com/ecb-apple-podcasts   Join our Free Newsletter: https://newsletter.ecommercecoffeebreak.com/   Support The Show On Patreon: https://www.patreon.com/EcommerceCoffeeBreak   Partner with us: https://ecommercecoffeebreak.com/partner-with-us/

Ask Chad Sorensen what wins in 2026 and he will not say growth; he will say execution and margins. This episode of the Distinguished Podcast was recorded on the road at the 2026 NYU International Hospitality Investment Forum in New York City, with guest host Kaushik Vardharajan, Director of Boston University School of Hospitality's Real Estate Program.  Chad is CEO of CHM Warnick, a leading hotel asset management and advisory firm, and vice chair of Boston University School of Hospitality's Real Estate Advisory Council.  Tune in to hear this insider's perspective on: Using AI to find savings without compromising the guest experience The risks in changing brand and manager at the same time Advice for owners on making strategic capital investments Email us at shadean@bu.eduThe “Distinguished” podcast is produced by Boston University School of Hospitality Administration. Host: Arun Upneja, DeanProducer: Mara Littman, Executive Director of Strategic Operations and Corporate RelationsResearch and Content Creation: Lan LuMarketing: Anne DawsonEditing: Isabella Laikin and James LeonMusic: “Airport Lounge" Kevin MacLeod (incompetech.com)Licensed under Creative Commons: By Attribution 4.0 Licensehttp://creativecommons.org/licenses/by/4.0

Dixie Lane joins Paul E. Peterson to discuss Lane's new book,"Skipping School: A History of American Homeschooling and How It Went Mainstream."

Allen covers Dominion’s $800M tariff hit, Eversource’s 84% profit drop, Nordex’s record quarter, and a looming floating wind vessel shortage. Sign up now for Uptime Tech News, our weekly newsletter on all things wind technology. This episode is sponsored by Weather Guard Lightning Tech. Learn more about Weather Guard’s StrikeTape Wind Turbine LPS retrofit. Follow the show on YouTube, Linkedin and visit Weather Guard on the web. And subscribe to Rosemary’s “Engineering with Rosie” YouTube channel here. Have a question we can answer on the show? Email us! Good Monday, everyone. Let us start this week with a number. Eight hundred million dollars. That is what tariffs on steel and aluminum added to Dominion Energy’s Coastal Virginia Offshore Wind project. Dominion President Bob Blue shared the damage on a second-quarter earnings call. Two hundred and thirty million dollars … just in the latest quarter alone. That is on top of the five hundred and eighty million from the quarter before. The project is eighty-one percent complete. Thirty-one turbines are already spinning … producing more than four hundred and fifty megawatts. But the finish line just moved. Completion is now expected by the end of twenty twenty-seven. Weather delays. Vessel maintenance. And some particularly complicated turbines to install. Blue says the project will still save customers money. And Dominion expects to pocket more than five hundred million dollars in savings from grid upgrade cost shifts. The total price tag … eleven-point-six billion dollars. Now … if Dominion is feeling the squeeze in Virginia … Eversource up in New England is feeling something worse. The utility’s second-quarter profit dropped eighty-four percent. Net income fell to just fifty-three-point-seven million dollars. Why? A one-hundred-and-sixty-four-million-dollar charge tied to the offshore wind projects they already sold. South Fork Wind. Revolution Wind. Eversource got out of offshore wind back in twenty twenty-four … but the bills keep coming. Higher-than-expected payments to Global Infrastructure Partners are dragging down the bottom line. So one company builds through the pain. Another walks away … and still pays for it. But here is some good news. Over in Hamburg, Germany … Nordex just posted a quarter that would make any CEO smile. Sales up sixteen percent. EBITDA … more than doubled … to two hundred and twenty-four million euros. Margins hit ten-point-three percent. Net income … one hundred and eleven million euros. Up from thirty-one million a year ago. And orders? Up thirty-two percent. Three-point-one gigawatts of new turbine orders in just one quarter. Their total order book now stands at eighteen-point-four billion euros. Nordex CEO José Luis Blanco confirmed the full-year guidance. The onshore wind giant is not just surviving. It is thriving. Now … let us go to sea. Classification society ABS says floating offshore wind is about to create a brand-new problem. Not enough ships. A new report says demand for large anchor-handling vessels and multipurpose support vessels will surge as floating wind projects go from small demonstrations to full commercial scale. Here is the number that tells the story. A single one-gigawatt floating wind farm needs about one hundred and ninety-eight anchors … and nearly two hundred kilometers of mooring lines. That is far more than a single deepwater oil and gas platform. ABS says shortages in certain vessel classes could hit as early as twenty twenty-nine. Global floating wind capacity is expected to grow from about two hundred and seventy megawatts today … to fourteen gigawatts by twenty forty. The race for ships … has begun. And speaking of ships … Japan just finished building one. Mitsui O.S.K. Lines held a naming ceremony in Nagasaki for the Wind Whale. Japan’s first coastal deck carrier built specifically for offshore wind. One hundred and forty-nine meters long. A flush deck designed so that monopiles, towers, blades and nacelles can roll right on from the stern. It even has dynamic positioning … so it can transfer cargo directly to installation vessels at sea. Built in China by Taizhou Sanfu Ship Engineering … the Wind Whale will carry foundations from a factory in Okayama to construction sites around Japan. A country that once built ships for oil … now builds them for wind. And finally … back home in Iowa. The state Supreme Court ruled that the CEO of Global Fiberglass Solutions can be held personally liable for dumping thirteen hundred used wind turbine blades across the state. CEO Donald Lilly and another executive argued they were never in Iowa. The court disagreed. Lilly signed the contracts. Iowa Attorney General Brenna Bird put it plainly. They were hired to recycle used wind turbine blades. Instead … they dumped them. Four hundred blades piled up along Interstate 35 near Ellsworth alone. The lesson? You can build an industry on clean energy. But you still have to clean up after yourself. So what does all of this mean … if you work in wind? It means the money is real now. Projects are not getting canceled. They are getting more expensive. And that changes the math for every engineer, every project manager, every supply chain director reading a bid today. Tariffs come and go. But an eleven-billion-dollar project does not stop on a dime. It means the vessels you need may not be there when you need them. If you are planning a floating wind project for the early twenty thirties … your vessel strategy should already be on paper. It means manufacturers who kept their discipline … who held their margins and grew their order books … are the ones writing the next chapter. And it means accountability is coming to every corner of this business. You cannot just build turbines. You have to manage the turbines. This industry asked the world to trust it with the future of energy. That trust comes with responsibility. And that is the state of the wind industry for August 3rd, 2026.

How should a small electrical contractor charge for service work: flat-rate pricing or time and material?In this episode, Paul Abernathy breaks down the differences between these two common pricing methods and explains how each can affect profitability, customer relationships, cash flow, and business growth.Flat-rate pricing gives the customer an agreed price before the work begins and rewards the contractor for experience and efficiency. However, it also places more risk on the contractor if the job takes longer than expected or the original scope is poorly defined.Time-and-material pricing allows the contractor to charge for the actual labor and materials required to complete the work.This can be especially valuable when troubleshooting electrical problems or working with unknown existing conditions. However, customers may become uncomfortable when they do not know the final cost, and highly experienced electricians may earn less simply because they complete the work faster.This episode explains where each pricing method works best and why many small electrical contractors may benefit from using a combination of both.Topics covered include:The fundamental difference between flat-rate and time-and-material pricing.Which party accepts the risk under each pricing method.Why time and material works well for troubleshooting and unknown conditions.How flat-rate pricing rewards training, experience, and efficiency.The dangers of underestimating flat-rate work.Why an hourly billing rate must cover more than an electrician's wages.Material markup versus gross-profit margin.Diagnostic fees and service-call charges.Time and material with a not-to-exceed authorization.Fixed pricing for predictable electrical work.Written scopes, exclusions, and change orders.The importance of tracking labor, materials, callbacks, and warranty costs.Why job costing is essential under either pricing method.How to explain pricing professionally to customers.When a contractor should consider declining a job.Paul also explains why copying another contractor's hourly rate or flat-rate price book can be dangerous. Every electrical contracting business has different labor costs, overhead, insurance expenses, productivity levels, service areas, risks, and financial goals.The customer is not merely paying for the time an electrician spends performing a task. The customer is paying for training, licensing, experience, tools, insurance, availability, testing, warranty responsibility, and a safe professional result.Whether you are preparing to start an electrical contracting business or trying to improve the profitability of an existing company, this episode will help you make better pricing decisions and understand the true value of the professional electrical services you provide.Become a supporter of this podcast: https://www.spreaker.com/podcast/master-the-nec-podcast--1083733/support.Struggling with the National Electrical Code? Discover the real difference at Electrical Code Academy, Inc.—where you'll learn from the nation's most down-to-earth NEC expert who genuinely cares about your success. No fluff. No gimmicks. Just the best NEC training you'll actually remember.Visit https://FastTraxSystem.com to learn more.

Originally broadcast live.E-commerce fulfillment is hyper-competitive. Brands are demanding faster SLA turnarounds, custom unboxing experiences, and complete real-time visibility—all while warehouse operational costs rise and margins get squeezed tighter every year.Whether you're a 3PL looking to break into e-commerce fulfillment or an established operator aiming to scale without operational chaos, we're putting this livestream on to serve as your actionable playbook.Join Kevin as he sits down with three industry powerhouses to break down the full lifecycle of a profitable e-commerce 3PL.What We'll Cover:1. How to position your 3PL to attract high-value DTC brands without entering a price war.2. Vetting your Ideal Client Profile (ICP) and setting rock-solid SLAs before signing the contract.3. Transitioning from B2B/bulk moves to unit-level pick-and-pack workflows.4. Designing lean floor processes that handle 5x seasonal volume spikes without throwing extra labor at broken processes.5. Spotting silent margin leakage: uncaptured custom labor, manual billing errors, and unmonitored SLA penalties.6. Leveraging data and SKU-level profitability models to ensure every account remains profitable.Learn more about Pallite here.Learn more about Big Joe's AP44 here. Follow us on LinkedIn and YouTube.Support the show

Welcome to this week’s edition of RealAg on the Weekend with your host Shaun Haney! Today on the show, Haney is joined by brothers Brady and Bailey Berntson based out of Medicine Lake, Montana to talk no-till, seeder setup and crop conditions, as well as Greg Stamp of Stamp Seeds for a discussion about KWS... Read More

When Lauren Levy struggled through a freezing diaper change with 30 snaps to close, she spotted a gap no one had filled in a century of baby clothing. She and co-founder Lawrence Scheer spent two years perfecting a patented magnetic closure before selling a single item. Today, Magnetic Me has 50 employees and has been profitable since 2012. For more on Magnetic Me and show notes click here Subscribe and watch Shopify Masters on YouTube!Sign up for your FREE Shopify Trial here.

As Western Canadian producers navigate tight fall planting windows and unpredictable weather patterns, hybrid fall rye continues to stand out for its high yield potential, natural weed suppression, and expanding market opportunities across the Prairies. Against the backdrop of demo plots at Enchant, Alberta, Shaun Haney caught up with Greg Stamp, seed business manager at... Read More

This special episode of Focus: Black Oklahoma, Notarizing Democracy: Why Oklahoma Makes Absentee Voters Take an Extra Step is our second quarterly Snapshot story for 2026. We took you to the Admiral corridor for the first installment, when we explored Mental Health on the Margins.This time, our focus is elections. We wanted to explore one part of the process that feels pretty unique to Oklahoma. One that makes voting for the U.S. president, a U.S. Senator, a state legislator, or county district attorney, feel different here than it does in other states.That's why this show is about absentee ballots—and, in particular, the fact that if you're going to mail yours in, you have to get it notarized first.Nick Alexandrov spent the past several months reporting this story for Focus: Black Oklahoma.This special episode of Focus: Black Oklahoma is part of a larger quarterly effort from Oklahoma media covering voting and elections. Find the rest of the quarterly and more stories and coverage from Tulsa Flyer, The Oklahoma Eagle, KOSU, La Semana, and The Frontier at https://tulsaflyer.org/snapshot/mental-health/.Focus: Black Oklahoma is produced in partnership with KOSU, Tulsa Flyer, & Tri-City Collective.Our theme music is by Moffett Music.The production team for this special quarterly edition of Focus: Black Oklahoma are Quraysh Ali Lansana, Bracken Klar, & Jesse Ulrich.Voice actors appearing in this special episode are Grant Jenkins, Ella Hampton, Lori Lansana, G Vickers, Zelda Doolittle, Carlos Moreno, Juddie Williams, Naomi Agnew, & Aristotle Orsini.You can visit us online at or FocusBlackOklahoma.com, & on YouTube @TriCityCollectiveOK.You can follow us on Instagram @FocusBlackOK & on Facebook at Facebook.com/FocusBlackOK.You can hear Focus: Black Oklahoma on demand at KOSU.org, the NPR app, NPR.org, or wherever you get your podcasts.https://linktr.ee/focusblackok

Bryan Gildenberg has his sights set on margins when it comes to Chipotle's (CMG) earnings after competitors in the fast casual space showed signs of compression. In Starbucks (SBUX), he argues competition will be the key pressure point for the coffee giant, as it will need to justify rising prices to core consumers. Tom White offers an example options trade for Starbucks. ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Matt Murphy is a Partner at Menlo Ventures, who just raised $3 billion in fresh capital, its largest pool ever. Matt's portfolio includes Anthropic, Lovable, Legora, OpenRouter, Chai Discovery, Axiom, OpenEvidence and more. AGENDA:  00:00 Why Menlo Broke All Its Investing Rules to Back Anthropic 09:00 Why Ownership Matters Less in an Outlier-Driven Venture Market 13:00 Do We Have an SPV Problem in Venture Today? 20:00 Do Margins Still Matter in AI? 23:00 Why Open Source Won't Derail Anthropic's Growth 26:00 Does Every Model Provider Need to Build Its Own Chips? 29:00 Why Anthropic Is Not a Threat to Legora 32:00 Why Series A Is the Hardest Place to Invest Today 36:00 Why Signalling Is B.S. and Every Fund Is Going Full Stack 42:00 Why Building a Company in Europe Is Hard Mode 47:00 Why Triple-Triple-Double-Double Is No Longer Venture-Scale Growth  

Welcome to this episode of The New Warehouse Podcast! In this episode, Kevin chats with Leo Rodriguez, Vice President of River Plate Inc. River Plate is a Southern California 3PL with 34 years of industry experience. They specialize in e-commerce fulfillment, retail distribution, hazmat beauty products, and parcel management. Together, they explore the complexities of multi-channel fulfillment, how growing brands can protect their margins, navigate retailer compliance, and transition smoothly from D2C to retail.Learn more about Pallite here.Learn more about Big Joe's AP44 here. Follow us on LinkedIn and YouTube.Support the show

In this episode of Successful Scales, we sit down with Alex Hayes, President and Co-owner of Boost Pricing. Alex shares her 20+ year journey in sales, starting from hawking fireworks at eight years old to becoming an EOS Integrator and ultimately partnering with Boost Pricing.We dive deep into the psychology of selling and why so many sales professionals make fear-based decisions—discounting too soon just to win a deal or build a relationship. Alex explains how cutting prices by just 5% can devastate a business's bottom line, and how giving immediate, unprompted discounts actually erodes trust with buyers.She also breaks down Boost Pricing's unique 10-week program, which boasts a 100% money-back ROI guarantee. The conversation covers shifting sales culture, holding teams accountable to margin goals, and teaching reps the math behind profitability so they can confidently push back and charge what a service is truly worth.Whether you are a founder-seller struggling to raise prices or a sales leader trying to build a high-performing, margin-focused team, this episode is packed with actionable advice.

Episode 4190 │ July 26, 2026 Helene warped the floor. Margins below slim. Prices unchanged since before COVID. Don Cox is still roasting. That's holding the line. WHAT THIS EPISODE COVERS Scott Kesterson and Don Cox — founder of Bald Guy Brew Coffee in Boone, North Carolina, missionary, and hand-roaster — return for a wide-ranging conversation nearly two years after Hurricane Helene, with 65 days remaining until the second anniversary of the storm that hit at 8am Eastern on September 27, 2024. Don reports that Boone is still rebuilding — roads, bridges, contaminated rivers — while the national attention has long moved on, the community divisions that dissolved in the storm's immediate aftermath came back within a season, and Bald Guy Brew is navigating the hardest supply chain environment in 21 years of roasting: coffee stranded in shipping delays, 30-day lines of credit burning before the product arrives, and profit margins below slim on prices Don has not raised since before COVID. The conversation moves from Depression-era blackout meals as a mirror of the enduring spirit Americans have abandoned, to Don's value grid for vetting coffee brokers — shade-grown sourcing, fair farmer pay, community infrastructure investment across education, healthcare, and food security — to the kingdom dynamics underneath every transaction at the roastery, where the real currency is not the coffee but the relationship, the sacrificial giving that hurts when you give it, and the ancient mountain people of western North Carolina who walked down to King's Mountain, fought, and came back — the same line Don Cox is holding one roast at a time. The episode closes with Don's prayer and Scott's encouragement to put the roastery's value principles front and center on the new Bald Guy Brew website, because people who hear Don articulate why he sources the way he does are experiencing something that no amount of marketing copy can produce. KEY QUESTIONS ADDRESSED What does western North Carolina look like nearly two years after Helene — and why does Don Cox say the hardest part is not the warped floor, the drought, or the contaminated river, but watching the unity that dissolved every division in the storm's immediate aftermath come back within a single season? What is Don Cox's value grid for vetting coffee brokers — and why does shade-grown sourcing, fair farmer pay, and community infrastructure investment across education, healthcare, and food security produce a cup of Bald Guy Brew coffee that carries something no commodity buyer can replicate or commodify? What is the difference between easy giving and sacrificial giving — and why does Don Cox argue that the only giving worth anything is the kind that hurts when you do it, the same principle that drove mountain men to walk to King's Mountain and drove Quakers to sell themselves into Caribbean slavery to end the slave trade? ABOUT BARDSFM BardsFM is a daily independent podcast covering faith, liberty, history, and information warfare. Hosted by Scott Kesterson — combat veteran, documentary filmmaker, and rancher. Over 4,100 episodes and 50 million lifetime downloads. New episodes every weekday. bards.fm This episode was researched and produced under the Spatial Terra Intelligence Methodology (STIM v5) — the analytical framework built by Scott Kesterson — with AI-assisted research synthesis at a 70/30 human/AI authorship ratio, fully disclosed. All analysis, conclusions, and editorial judgments are those of Scott Kesterson. BardsFM's archive includes hundreds of episodes on prayer, scripture, and walking the Way of Christ — available free in the full episode catalog. AFFILIATE LINKS Bards Nation Health Store: www.bardsnationhealth.com MYPillow promo code: BARDS >> Go to https://www.mypillow.com/bards and use the promo code BARDS or... Call 1-800-975-2939.  EMPShield protect your vehicles and home. Promo code BARDS: Click here Treadlite Broadforks...best garden tool EVER. Promo code BARDS26: TreadliteBroadforks.com EnviroKlenz Air Purification, promo code BARDS to save 10%: www.enviroklenz.com Morning Intro Music Provided by Brian Kahanek: www.briankahanek.com Founders Bible 20% discount code: BARDS >>> TheFoundersBible.com Windblown Media 20% Discount with promo code BARDS: windblownmedia.com White Oak Pastures Grassfed Meats, Get $20 off any order $150 or more. Promo Code BARDS: www.whiteoakpastures.com/BARDS Mission Darkness Faraday Bags and RF Shielding. Promo code BARDS: Click here DONATIONS: If you wish to support this podcast directly you can donate here... DONATE: Click here MAILING ADDRESS: Xpedition Cafe, LLC Attn. Scott Kesterson 591 E Central Ave, #740 Sutherlin, OR  97479

What if a restaurant could identify a margin problem while the ingredients were still being unloaded, rather than discovering it several weeks later? In this episode of Tech Talks Daily, I speak with David Cantu, CEO of Craftable, about AI restaurant back-office technology, margin intelligence, inventory management, purchasing, invoice automation, and the continuing importance of human hospitality. David has spent decades working in restaurants and technology. He describes an industry dealing with staffing difficulties, rising leases, food inflation, lower traffic, and relentless margin pressure. David cites a National Restaurant Association study indicating that 40% of restaurateurs were not profitable during the previous year. Craftable connects purchasing, recipe management, inventory, accounting, sales data, and analytics. The company says its platform is used by over 10,000 restaurants, hotels, and venues. David argues that useful hospitality AI should automate the work that keeps managers, chefs, and operators away from guests. This includes producing sales forecasts, suggesting orders, planning preparation, identifying invoice anomalies, and comparing projected labor with actual requirements. The conversation becomes particularly practical when David describes a restaurant receiving a ribeye that has increased in price by 20%. If the dish is a popular, high-margin menu item, that vendor increase can quickly reduce its profitability. Craftable's Invoice AI can detect the change when the invoice is received. The operator can then consider running a higher-priced chef's special, promoting another steak, reviewing the menu price, or adjusting future orders. Waiting until month-end reconciliation would explain the lost margin but leave no opportunity to recover it during service. We also discuss the difference between AI intelligence and operator knowledge. AI can examine large volumes of information, but an experienced restaurateur understands the atmosphere, the team, the guests, and what is happening at that particular moment. David believes AI recommendations need to show their work. Managers should be able to inspect how a sales forecast, suggested order, staffing plan, or trend was calculated. Transparency helps people assess the recommendation without forcing them to search through another large analytics report. Craftable is also testing how to measure whether a recommended action produced a result. If a manager coaches a server with unusually high complimentary items or promotes a menu category with falling attachment rates, the platform can examine whether that action affected sales or margins. David is skeptical of hospitality AI added as a promotional layer without being built into the daily workflow. At industry conferences, he has seen vendors attach language models to existing products while offering little operational value. His hope for restaurant AI is highly human. He wants technology reducing administrative pressure while employees welcome guests, serve meals, develop their teams, and create the warm experiences that define hospitality. Which restaurant decision could protect profitability if the operator received the right information before the next service began? Listen to the episode and share your thoughts with me.

Ranjan Roy from Margins is back for our weekly discussion of the latest tech news. We cover: 1) Could trouble for AI stocks lead to a recession or worse? 2) How the wealth effect might slow consumer spending if AI causes a stock market pullback 3) One scenario that might lead to a collapse 4) Google stock falls on spending concerns 5) Could the switch flip very quickly on big tech capex 6) Subprime data center crisis 7) How much does the data center buildout resemble the financial crisis? 8) What type of revenue is needed to prevent a collapse 9) SpaceX stock tanks 10) Will SpaceX acquire Tesla? 11) Will SpaceX acquire OpenAI? --- Enjoying Big Technology Podcast? Please rate us five stars ⭐⭐⭐⭐⭐ in your podcast app of choice. Want a discount for Big Technology on Substack + Discord? Here's 25% off for the first year: https://www.bigtechnology.com/subscribe?coupon=0843016b Learn more about your ad choices. Visit megaphone.fm/adchoices

This week, Jason is joined by UnitedHealthcare California CEO Steve Cain for a conversation about the $5.5 trillion healthcare industry, why healthcare costs have climbed to nearly $17,000 per person, the misconceptions surrounding health insurance, the future of AI in healthcare, and what it takes to lead at the highest level of corporate America. Steve breaks down where your health insurance premium actually goes, the role employers play in choosing benefit packages, and why rising hospital, provider, and pharmaceutical costs have created major challenges across the healthcare system. He also explains why greater transparency and better alignment across the industry could help lower costs and improve the member experience. Jason and Steve also dive into leadership, making decisions under pressure, and Steve's journey from sales to the CEO level. Plus, Steve reveals UnitedHealthcare's plans to invest more than $1.5 billion into AI and how technology could reshape the future of healthcare. From breaking down where your health insurance premium actually goes to revealing UnitedHealthcare's $1.5 billion AI investment, Steve reveals what it really takes to navigate one of America's most complex industries, lead under pressure, and rethink the future of healthcare. Steve reveals all this and so much more in another episode you can't afford to miss! Subscribe to the Trading Secrets podcast! Host: Jason Tartick
 Audio: John Gurney
 Video: Marc Colcer
 Guest: Steve Cain Learn more about your ad choices. Visit podcastchoices.com/adchoices

For more than two centuries, a hidden society existed in one of the most unforgiving landscapes in the American South. In this episode of Southern Mysteries, explore the remarkable history of the Great Dismal Swamp maroons, one of the longest-lasting acts of resistance to slavery in American history. Through historical records, firsthand accounts and modern archaeology, this forgotten chapter of Southern history reveals how an entire community survived in plain sight and why so few people have heard their story. Join the Community on Patreon: Want more Southern Mysteries? You can hear the Southern Mysteries show archive of 60+ episodes along with Patron exclusive podcast, Audacious: Tales of American Crime and more when you become a patron of the show. You can immediately access exclusive content now at patreon.com/southernmysteries