Podcasts about margins

Joe's Premium Subscription: www.standardgrain.comGrain Markets and Other Stuff Links —Apple PodcastsSpotifyTikTokYouTubeFutures and options trading involves risk of loss and is not suitable for everyone.

Today Guest Host Matt Haiken is joined by Bill Solko, Dealer Principal at Automotive Avenues. In 2009, Bill's accountant told him he had lost $1.2 million, and a few weeks later he drove past an empty dealership and decided to go retail. Last month Automotive Avenues sold 1,025 used cars across two New Jersey stores, and it outsells Carvana in the New York market while making around $800 a car, compared with the $3,800 Bill says the big box players target. Bill breaks down his "wholesale to the public" model, why he retails aging cars instead of dumping them at auction, and why he throws predatory lenders out of his office. He also reveals, publicly for the first time, the private equity acquisition that timed out after a year in contract. Topics: 02:45 Dropped Out Of High School In 10th Grade. 09:45 Wholesaling Was Commodities Trading. 13:25 Accountant Said He Lost $1.2 Million. 17:25 Auction Owner Said Buy, We'll Figure It Out. 26:40 Selling 1,000 Cars With $800 Margins. 34:30 Manufacturers Create Artificial Demand. 50:35 Rejects Predatory Lender Programs. This episode is brought to you by: 1. Turn Automotive – Retail more vehicles. Buy cars right from customers' driveways. Their in-store appraisal tools help sales staff overcome trade objections and free managers to focus on desking deals. Their guaranteed offers help dealers know their exit before they own the trade, especially vehicles that don't fit their retail stocking plan. Off-Site Appraisal lets dealers appraise and buy vehicles directly from customers at home. Plus, every transaction includes their industry-leading warranty. Schedule your demo today @ here. 2. LotAgent – Stop stacking software. Agents are the way out. One problem, One Agent, only $99. Try it free now @ here. 3. CDG Circles - Your peer network without the travel. Learn more @ here. Check out Car Dealership Guy's stuff: For dealers: CDG Circles ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://cdgcircles.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Industry job board ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://jobs.dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Dealership recruiting ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgrecruiting.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Fix your dealership's social media ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.trynomad.co⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Request to be a podcast guest ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgguest.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ For industry vendors: Advertise with Car Dealership Guy ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgpartner.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Industry job board ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://jobs.dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Request to be a podcast guest ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgguest.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Car Dealership Guy Socials: X ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠x.com/GuyDealership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠instagram.com/cardealershipguy/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠tiktok.com/@guydealership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠linkedin.com/company/cardealershipguy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Threads ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠threads.net/@cardealershipguy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠facebook.com/profile.php?id=100077402857683⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Everything else ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Joe's Premium Subscription: www.standardgrain.comGrain Markets and Other Stuff Links —Apple PodcastsSpotifyTikTokYouTubeFutures and options trading involves risk of loss and is not suitable for everyone.

This Episode is Sponsored by StayFi Your ultimate tool for Vacation Rental WiFi marketing allowing you to collect guest emails automatically via custom captive WiFi login splash pages. Drive repeat direct bookings and convert your OTA bookings to book direct for their next visit. Visit https://stayfi.com/vrsuccess/ and use code VRSUCCESS for 50% off 3 months of StayFi service. ________________________________________________________________________________________________________________________________________ Everybody in short-term rentals is talking about AI. So when Heather sat down with European consultant Cristiana Carpini, the question she really wanted answered was whether property managers on the other side of the Atlantic are talking about it too, or whether something else entirely is keeping them awake. The answer was blunt. Margins are shrinking, OTA dependence is rising, owner acquisition is harder, and teams are overloaded. Operators call Cristiana believing AI is the fix, and she tells them what they do not want to hear: AI cannot repair a broken business model, it can only automate a broken business faster. From there the conversation opens out into the real differences between running this business in Europe and in North America, from GDPR and owner expectations to employment law and competitive culture. It also covers what makes a property management company sellable, why that takes three years rather than three months, and why Cristiana founded the Women Vacation Rental European Conference. About Cristiana Carpini Cristiana Carpini is the founder and CEO of Tara Home Consulting, working with property managers across Europe on audits, business plans, restructuring and exits. She came into the industry by accident after five years as a guest relations manager on cruise ships, then spent years inside the big European brands including Novasol, Interhome and Belvilla, running markets in Italy, France and Croatia. She launched Tara Home Consulting during the pandemic, giving free advice to panicking operators, and never stopped. She is also the founder of the Women Vacation Rental European Conference. Key Takeaways AI cannot repair a broken business model. If the margin structure underneath the business does not work, automation makes the problem arrive faster rather than fixing it. What European operators actually bring to a consultant is shrinking margins, OTA dependence, harder owner acquisition and overloaded teams. AI is further down the list than the conference circuit suggests. Owner relationships are the one thing not to automate. Cristiana describes an owner who complained about pricing when the real problem was his mother's illness and his need for more money. No AI would have surfaced that. Europe is not one market. Drive two hours and you are in a different country with different tax, language, rules and owner expectations. Southern European owners are emotionally attached to their homes; northern European owners often are not. Employment rules vary just as sharply. An Italian employee may accept a 24 hour emergency call-out where a French employee is protected by far stricter rules, so expansion planning has to account for labor law, not just demand. Preparing a company for sale usually takes three years. Sell faster than that and you leave money on the table, because valuation looks at reviews, brand, website and direct bookings, not just EBITDA. The business has to become independent of its founder. Heather hired her own replacement three years before selling Cottage Link, precisely so the buyer was not buying a company that only worked with her in it. ______________________________________________________________________________________________________________________________________

Are you running a busy spray foam business but still wondering where your hard-earned profits went at the end of the year? Discover how shifting from reactive firefighting to high-value strategic decision-making can transform your bottom line. On this episode of the R-Value Podcast, IDI expert Ken Allison interviews Spray Foam Insulation Expert & Trainer Robert Naini. Building a scalable, highly profitable insulation business requires more than just mastering field operations—it demands financial clarity and strategic time management. Spray Foam Advisor founder Robert Naini breaks down why so many contractors fall into the trap of chasing top-line revenue while missing true profit margins. He explains how business owners frequently get caught performing low-value administrative tasks and offers a simple three-bucket framework to help leaders reclaim their schedules for growth-focused activities. The conversation also addresses common pricing and sales pitfalls that reduce specialized insulation work to a mere commodity. Robert shares practical advice on job costing, accounting for overhead and equipment recapture, and pricing jobs based on difficulty rather than outdated formulas. Additionally, they discuss effective hiring strategies, the power of outsourcing back-office roles like bookkeeping, and how identifying customer pain points turns standard bids into high-converting sales presentations. Inside this episode... Why an outside consulting perspective helps experienced contractors spot hidden operational leaks The Three Value Buckets: Moving from $50/hour tasks to $500/hour strategic decision-making Revenue vs. Profitability: Why lower job volume at higher margins creates a healthier business Pricing accuracy: Factoring overhead, equipment recapture, and job difficulty into your bids Escaping commodity bidding by uncovering customer pain points and value selling Hiring for character over experience and utilizing fractional back-office support

Scott Martin sees freight and logistics stocks like FedEx (FDX), UPS (UPS), C.H. Robinson (CHRW), and J.B. Hunt (JBHT) navigating rising diesel prices and a maturing economic cycle. He prefers UPS over FedEx on valuation but expects a decent holiday shopping season driven by higher income spenders. Tom White then outlines a neutral to bullish short put vertical options trade on FedEx.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Check out Issue 6 here: https://www.stanthonystongue.com/margins/p/issue-vi-strange-catholicismA grandpa with the stigmata. A mystic who healed a future Catholic icon. Glowing saints, strange relics, visions, miracles, and more.Welcome to Strange Catholicism, Issue 6 of The Margins — an exploration of the strange, beautiful, and sometimes downright weird corners of the Catholic faith.

Send us Fan Mail "What if small repetitions could produce concrete habits that are an on-ramp to a deeper walk?"Support the showBe sure to subscribe and rate us on Apple Podcasts, Spotify, or any other forums you use. Check out Transformed on FB. 

Not too long ago, federal funding for community development finance appeared to be on the chopping block. But ultimately, the Community Development Financial Institution (CDFI) Fund survived unscathed, in part due to strong bipartisan support. Since its founding in the 1990s, the CDFI movement has experienced remarkable growth and demonstrated equally remarkable resilience.  In this episode of The Remarkable Credit Union Podcast, we talk to Clifford Rosenthal—author, co-founder of the CDFI movement, and National Cooperative Hall of Fame inductee—to reflect on the history of community development finance and what is now called for during times of political upheaval, rapid technological evolution, and increasingly automated customer touchpoints. Together, we tackle this month's BIG question: Over the past few decades, where has the credit union movement gained ground when it comes to community development and financial inclusion, and what should be its primary focus in the years ahead?

Shirts are 2x the market. Pants are 200x less crowded. Dhruv Toshniwal bet on the category everyone treats as an afterthought, and built The Pant Project into a ₹120 Cr run-rate D2C brand. Dhruv grew up around a 50-year-old textile business, Banswara Syntex. He studied finance at Wharton, spent four years at Oliver Wyman in New York, then came home to build something of his own. The first two brands he tried inside the family business didn't work. The third idea was pants. The Pant Project started as a custom-made pants brand in the middle of COVID. It got stuck around ₹30 Cr. Then ready-to-wear took off, and today it's 85% of the business, doing about ₹10 Cr a month in net sales. In this episode of the Founder Thesis podcast with Akshay Datt, Dhruv breaks down how Indian men actually buy trousers, why comfort beats logos in bottom wear, and what it takes to grow a D2C brand without burning cash. What you'll learn

The ongoing adoption of AI in managed services is exerting downward pressure on service margins and changing how value is delivered and retained. According to discussion with Dr. Gleb Tsipursky and analysis of case studies such as ImageQuest, even MSPs serving small organizations (as few as 8-50 staff) must address this shift. AI-based automation and process optimization reduce the operational cost of service delivery but also risk eroding the provider's pricing power, forcing firms to reevaluate their growth and retention strategies.The episode details that AI projects frequently fail not due to technology gaps but because of organizational resistance and inadequate alignment with end-user workflows. Dr. Tsipursky cites research indicating that 95% of AI pilots fail to scale, and only a minority deliver measurable ROI . A referenced Stanford study found that companies successfully adopting AI increase headcount 6% faster and revenue 9% faster than their peers, though market share and profitability gains are realized by those able to overcome fear, identity threat, and social stigma among staff.Further examples highlight the risk of margin compression, such as law firms and other service organizations passing AI-generated cost savings directly to clients in the form of fee reductions (8-30%) . For MSPs, especially those on fixed-fee contracts, this competitive dynamic may lead to price-driven client churn unless operational efficiencies can be recaptured as profit or used to accelerate market share gains. The operational challenge is compounded by the need to retrain staff on natural language programming and prevent issues like "AI workslop," where poor-quality outputs from AI waste significant employee time.For MSPs and IT service leaders, the immediate implications are increased pressure to adopt AI for internal gains while managing associated risks to employee engagement, quality, and client retention. Providers must quantify and control the costs and benefits of AI usage, track operational metrics beyond simple time savings (such as deflection percentage and client satisfaction scores), and develop policies to address employee resistance, accountability for errors, and margin dilution. Failing to do so risks loss of market position to more adaptive competitors and exposes firms to both direct and indirect costs associated with ineffective AI integration.Supported by:HaloPSAUSecure

This week we present two classic stories of people struggling with what the “right” thing to do is.Part 1: Catherine Macdonald always wanted to study sharks, but her first time tagging them in the field doesn't go as planned. Part 2: When Michelle Tong visits home after her first semester of medical school, a stranger presents an ethical dilemma. Dr. Catherine Macdonald is co-founder and Director of Field School (www.getintothefield.com), a marine science training and education company dedicated to improving field research practices while teaching students to perform hands-on research with sharks. She is also the Director of the University of Miami's Shark Research and Conservation Program and an Associate Professor at the Rosenstiel School of Marine, Atmospheric, and Earth Science.Michelle Tong is a second-year medical student from Milwaukee, Wisconsin. She has been published in the Margins and Glass, among other literary journals, and reads for the Bellevue Literary Review. This past summer, she won first prize in the Michael E. DeBakey Medical Student Poetry Awards and received a fellowship from Brooklyn Poets. She teaches poetry at the Icahn School of Medicine at Mount Sinai and lives in East Harlem.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Ranjan Roy from Margins is back for our weekly discussion of the latest tech news. We cover: 1) The rise of Muse 2) Is Meta back? 3) OpenAI's consumer blind spot 4) Meta's butthole marketing 5) What Muse means for ecommerce 6) Meta's Muse Charm, aka; The Muse Buddy or Muse Tamagotchi 7) Meta introduces camera-free smart glasses 8) What Meta Muse says about Frontier AI's weakness 9) Standard models are on the rise vs. frontier 10) The new Dopamine Site phenomenon is... good? --- Enjoying Big Technology Podcast? Please rate us five stars ⭐⭐⭐⭐⭐ in your podcast app of choice. Want a discount for Big Technology on Substack + Discord? Here's 25% off for the first year: https://www.bigtechnology.com/subscribe?coupon=0843016b Learn more about your ad choices. Visit megaphone.fm/adchoices

Stop doing promotions or giving discounts to get people into your restaurant..unless you have a plan, and that plan should include using your promotions to turn those “discount customers” into lifetime regulars. And I'm going to tell you exactly how to do that so that you can stop wasting your time and your money.FREE Book: Bar Profit Maximizers [Run Your Bar My Way] - GETBOOK▶ CHECK OUT ALL OF MY KICK-ASS RESOURCES GO HERE:https://restaurantpatrol.net/resourcesSend us Fan MailDave Allredhttps://therealbarman.com/https://www.barpatrol.net/https://restaurantpatrol.net/YouTube Channel Dave Allred, TheRealBarman

This week, Shane and Jonathan Wilson-Hartgrove reflect on two decades of new monasticism, exploring how intentional community, Christian faith, and social justice intersect to challenge modern culture and inspire radical peacemaking. Connect with Jonathan Jonathan on Substack Repairers of the Breach Jonathan's site Connect with RLC Help sustain the work of RLC: www.redletterchristians.org/donate/  To check out what RLC is up to, please visit us www.redletterchristians.org   Follow us on Twitter: @RedLetterXians  Instagram: @RedLetterXians  Follow Shane on Instagram: @shane.claiborne  Twitter: @ShaneClaiborne 

LikeFolio's data points to Costco (COST) being in "exactly the right position" in the big box retailer trade. Andy Swan shows that Costco's year-over-year demand has risen 17% over the previous 90-day period. That, combined with the stock price decline, is something Andy sees as a favorable trading set-up into earnings. Two tentative sticking points he sees hitting the stock: guidance and margins, which both faced pressure in past reports.

Slushies! We're delighted to have our own Marion Wrenn back at the table, throwing thumbs yea or nay. And Karen Hildebrand had so much fun discussing summer reads in our last episode, she decided to join us for another show (we welcome her back with only minor hazing). Today we're discussing two poems by K. Hari. The first, “Rage Yoga After Roe”, gets us thinking about female spaces and friendships. We discuss what kind of poems can stand-alone and which ones are best in a manuscript when other poems can inform their narrative.   The second poem, “Proof of Relationship”, digs deep into multiple layers of memory in relation to what is and isn't evident in a photograph. What does it mean when a couple must perform their relationship in order to prove it in an official capacity? The theme of governmental intrusion into one's personal life in the form of immigration interviews resonates with the team. Our New Yorkers recognize certain landmarks mentioned in the poem, including the Vessel in Hudson Yards. And Jason gives it to us straight —New Yorkers ARE judging your fashion choices. We end with our terrible memories of the utter despair of Zoom dance parties. Thanks, as always, for listening.   At the table: Karen Hildebrand, Samantha Neugebauer, Jason Schneiderman, Kathleen Volk Miller, Marion Wrenn, Lisa Zerkle, Derek Grebis (sound engineer)     Author Bio: K. Hari (she/her) is a physician and poet of Tamil descent, whose work explores embodied heritage through poetic formalism. Her writing can be found in publications such as the New Orleans Review, the Journal, and the Margins, among others. She is winner of the 2024 Plentitudes Poetry Prize and the 2026 Third Coast Poetry Prize. She holds an MFA in Creative Writing from New York University and is a practicing obstetrician-gynecologist. She welcomes you to connect with her via Instagram: @scribeinscrubs.   Social media: @scribeinscrubs   Rage Yoga After Roe Proof of Relationship

In this episode of Since Sliced Bread, Chad Larson, chief executive officer of Mel-O-Cream Donuts, shares how donuts can expand their reach in the in-store bakery and drive excitement for the whole department.

In this episode, Daneel Rossouw, head of sales for agriculture at Nedbank, breaks down the compounding economic pressures facing South African producers in 2025–2026. He unpacks why farm profitability is being squeezed simultaneously across fertiliser, diesel, electricity, labour, and crop protection inputs.Drawing on nearly 35 years of experience in agricultural funding, Rossouw reveals why producers must look beyond local weather patterns and commodity prices. He outlines how macroeconomic drivers, including interest rate shifts, Rand volatility, geopolitical supply shocks, and potential El Niño warnings, will directly shape farm margins over the next two seasons.He urges farmers to adopt a broader financial perspective, highlighting practical ways to manage input risks, absorb municipal and utility cost hikes, and structure agricultural operations to withstand market turbulence.

Bartender and James Beard nominee Ivy Leyenda joins Fast Casual Nation to break down whether cocktails belong on the fast casual menu. She talks batching for consistency, realistic price points ($12–$15), why she's skeptical of automated pour systems and pricey mocktails, and which accessible spirit brands can add a "craft" signal without wrecking your pour cost. Plus: a first look at this year's Perfect Pitch competitors ahead of the Fast Casual Executive Summit.#FastCasualNation #BeverageProgram #CocktailMenu #RestaurantIndustry #Mixology #FastCasual #RestaurantOperators #HospitalityBizBecome a supporter of this podcast: https://www.spreaker.com/podcast/fast-casual-nation--3598490/support.Get Your Podcast Now! Are you a hospitality or restaurant industry leader looking to amplify your voice and establish yourself as a thought leader? Look no further than SavorFM, the premier podcast platform designed exclusively for hospitality visionaries like you. Take the next step in your industry leadership journey – visit https://www.savor.fm/Capital & Advisory: Are you a fast-casual restaurant startup or a technology innovator in the food service industry? Don't miss out on the opportunity to tap into decades of expertise. Reach out to Savor Capital & Advisory now to explore how their seasoned professionals can propel your business forward. Discover if you're eligible to leverage our unparalleled knowledge in food service branding and technology and take your venture to new heights.Don't wait – amplify your voice or supercharge your startup's growth today with Savor's ecosystem of industry-leading platforms and advisory services. Visit https://www.savor.fm/capital-advisory

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Summary: Steve Rolle, an entrepreneur and e-commerce business owner, shares his journey from serving in the military and working in engineering to building a recruiting business and eventually growing an Amazon business to more than $70 million in revenue. He discusses how his first business taught him the importance of having a repeatable customer acquisition process and why simply having a good product or service is not enough to build a scalable company. Steve explains how he built systems, hired and trained employees, and eventually stepped away from the day-to-day operations of his business. He also shares lessons from business failures, including losing hundreds of thousands of dollars by investing heavily in a product before proving demand. Steve and Mitch discuss customer validation, pricing, sales, delegation, leadership, hiring, personal branding, and the importance of building a business that can operate without the owner. Steve also talks about his podcast, personal brand, and book, The Future You Choose, and how communication and content creation can help entrepreneurs build credibility and long-term opportunities. Keywords: entrepreneurship, e-commerce, Amazon business, business development, customer acquisition, scaling a business, business systems, delegation, leadership, hiring, customer validation, pricing strategy, sales, personal branding, content creation, business failure, bootstrapping, recurring revenue, passive income, small business, business growth, Steve Rolle Takeaways Steve Rolle grew an Amazon business to more than $70 million in revenue by building a repeatable business model and strong operational systems. A good product or service is not enough. Entrepreneurs need a reliable way to consistently acquire customers. Before investing heavily in a business idea, validate that real customers are willing to pay for it. Starting small can help entrepreneurs identify mistakes before they become expensive problems. Business owners should understand who has the problem, what customers will pay, where those customers can be found, and how to acquire them. Competing only on price can make it difficult to maintain healthy margins, hire good people, and continue growing. Delegation is essential for creating a business that does not depend entirely on the owner. Owners often need to do more work in the beginning so they can document processes and eventually train others to take over. Hiring people does not replace the need for the founder to figure out the business model first. Strong leadership and finding people who are naturally motivated by their work can make a major difference. Business failures can provide valuable lessons when entrepreneurs learn from them and avoid repeating the same mistakes. Building a personal brand through content, podcasting, and communication can create new business opportunities. A systems-driven business gives owners more flexibility to keep the company, step away from operations, or eventually sell it. Steve emphasizes perseverance, long-term thinking, and building relationships with people you would want to work with for years. Titles Why Most Business Owners Never Escape the Business They Built The Business Model Mistake That Keeps Owners Stuck How to Build a Business That Runs Without You Why Customer Validation Matters Before You Invest From Side Hustle to a $70M Amazon Business Sound Bites "You have to figure out the repeatable business model." "If you don't have a repeatable system, you own a job." "People aren't going to pay you for your idea." "You have to validate that somebody is willing to give you money." "To do less, you have to do more first." "If you're competing on price, it's really hard to scale." "You don't want to be the employee of the business that you own." "You have to build the bridge from where you are to where you want to go." Chapters 00:00 Introduction and Background 03:20 Military and Engineering Career 07:10 Starting a Recruiting Business 12:20 Lessons From the First Business 16:30 Building an Amazon Side Hustle 21:40 Growing to a $70M Business 25:30 Building Systems and Delegating 30:00 Finding the Right People 34:00 How to Test a Business Idea 38:10 Customer Validation and Market Research 42:20 Learning From Business Failures 46:10 Bootstrapping and Raising Capital 50:00 Pricing, Margins, and Customer Acquisition 54:30 Sales and Business Development 58:20 Building a Personal Brand 01:02:00 Content Creation and Communication 01:06:00 Creating a Business That Runs Without You 01:10:00 Holding vs. Selling a Business 01:14:00 Long-Term Partnerships and Future Plans 01:17:00 The Future You Choose 01:20:00 Advice for Entrepreneurs 01:22:00 Closing and Contact Information

This interview with Eric Shragge is a part of a two part series focused on the Immigrant Workers Centre in Montreal. These recordings aim to create a reference point of the perspectives of some of the co-founders of an important workers centre in Canada. For more information on archival / oral history work on the IWC you can visit: deindustrialization.org/voices-of-the-iwc/ Free City Radio is hosted and produced by Stefan Christoff and broadcasts on: CKUT 90.3 FM in Montreal - Wednesdays at 11am CJLO 1690 AM in Montreal - Thursdays 8am CKUW 95.9 FM in Winnipeg - Tuesdays 8am, Fridays 1:30pm CFRC 101.9 FM in Kingston - Wednesdays 11:30am CFUV 101.9 FM in Victoria - Saturdays 7am Met Radio 1280 AM in Toronto - Fridays at 5:30am CKCU 93.1 FM in Ottawa - Tuesdays at 2pm CJSF 90.1 FM in Vancouver - Tuesdays at 4pm CHMA 106.9 FM in Sackville, New Brunswick - Tuesdays at 10am CKMS 102.7 FM, Radio Waterloo on Mondays at 10am

#1046 | United walked away from Fulham with a draw, Mateus Cunha's equaliser cancelling out Lisandro Martinez' own goal. Fulham were there for the taking though. United had 29 shots, 57% possession, and somehow still seemed very passive when it mattered. No disaster, but yet more points leaking away. Ed and Wayne look back on a performance that felt very familiar. The same tactical patterns are playing out. And the same weaknesses in the squad are evident too. The international break offers a moment to reset. We end with a check-in on Wayne's new book. Ferguson, The Lost Tapes. 0:00 Introduction 1:05 Team selection 15:45 Defence, build-up and player profiles 22:56 Carrick's game model 27:31 Ownership, finances and transfer strategy 35:15 Martinez's own goal 47:14 Verdict on Carrick 50:23 International break 55:07 Wayne's new book and sign-off If you are interested in supporting the show and accessing a weekly exclusive bonus episode, check out our Patreon page or subscribe on Apple Podcasts. Supporter funded episodes are ad-free. NQAT is available on all podcast apps and in video on YouTube. Hit that subscribe button, leave a rating and write a review on Apple or Spotify. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Ranjan Roy from Margins is back for our weekly discussion of the latest tech news. We cover: 1) The WSJ says the Hugging Face might not be all that it was cracked up to be 2) The bots were told to hack? 3) Was this all a false flag for an effective altrust takeover? 4) Was this a smoke screen to conceal bad financial numbers from the AI labs? 5) Alex: Actually, maybe we should take these issues seriously? 6) Ranjan: They why aren't the labs being more transparent 7) Astra-6's crazy instructions to alter its personality in training 8) Anthropic hits $100 million in ARR 9) The IPOs will go on 10) The frontier AI business shows signs of slowing --- Enjoying Big Technology Podcast? Please rate us five stars ⭐⭐⭐⭐⭐ in your podcast app of choice. Want a discount for Big Technology on Substack + Discord? Here's 25% off for the first year: https://www.bigtechnology.com/subscribe?coupon=0843016b Learn more about your ad choices. Visit megaphone.fm/adchoices

In 2019, Sarah Aziza nearly lost her life after being hospitalized for an eating disorder. Along the process of recovery, Aziza begins to uncover her Palestinian roots. Daughter and granddaughter of Gazan refugees, The Hollow Half tells the story of three generations of Palestinian displacement and survival.rnrnWinner of the 2026 Anisfield-Wolf Book Award in Memoir, Aziza pens an innovative reckoning that weaves Arabic translation, hauntings, reporting, and geographies together in a stunning blend that asks-what does it mean to belong to a legacy of defiant survival?rnrnAnisfield-Wolf juror and historian Charles King writes, "Throughout The Hollow Half, Aziza weaves personal narrative with history and laces both with the revelatory beauty of the Arabic language. Words bear their own secrets, of lost lives and shadow ideas, of home, horrors, and healing."rnrnSarah Aziza is a Palestinian American writer, translator, and artist with roots in 'Ibdis and Deir al-Balah, Gaza. The recipient of a Fulbright fellowship and numerous grants from the Pulitzer Center for Crisis Reporting, she has lived and worked in Saudi Arabia, Algeria, Jordan, South Africa, the West Bank, and the United States. Her award-winning journalism, poetry, essays, and experimental nonfiction have appeared in The New Yorker, The Baffler, Harper's Magazine, Mizna, Lux, The Washington Post, The Intercept, The Rumpus, NPR, The Margins, and The Nation, among other publications.

How do you decide whether to go all-in on your SaaS or hedge your bets with side income?"If you're not full-time on MetaMonster, no one is full-time on MetaMonster."In this episode of Small Effort (Season 4, Episode 16), Sean and Andrew get into the career fork Andrew is actually standing at: stay all-in on MetaMonster or carve out two days a week for side income. They cover the 2-year growth model Andrew built with Claude, why part-time founders quietly stall, the box-rental business a Las Vegas regulation accidentally created, and why four months of burn is really a $20K bet on the business.Links:Andrew's Twitter: @AndrewAskinsAndrew's website: https://www.andrewaskins.com/MetaMonster: https://metamonster.ai/Slackletter: https://slackletter.com/Sean's Twitter: @seanqsunMiscreants: http://miscreants.com/Margins: http://margins.so/Sean's website: https://seanqsun.com/For more information about the podcast, check out https://www.smalleffortspod.com/

This week on the Friday LIVE Extra, Genevieve Randall talks with author Tlotlo Tsamaase about her latest book House of Margins, where a young African author disappears after being invited to an exclusive writing residency, and her sister is left only with a true crime podcast to help her uncover the truth about what really happened. Also hear a conversation with writer Katie Marya about what goes into translating a text, and how, between languages, there is not always a one-to-one answer.

Almost 2% of U.S. GDP will be spent on AI infrastructure this year, nearly double 2025's figure. But beneath those headline numbers, the composition of that spending has quietly flipped: for the first time, dollars spent on running models in production now outweigh dollars spent training them. In this episode of TechSurge, host David Goldman speaks with Austin Lyons, a semiconductor analyst at Creative Strategies, co-host of the Semi Doped podcast, and author of the Chipstrat newsletter. Lyons previously worked as a hardware engineer at Intel and as a product manager on John Deere's autonomous tractor and Blue River Technology teams before turning to full-time chip industry analysis. The conversation opens with why AI buyers have moved from assembling commoditized parts to buying entire pre-integrated systems, tracing how Nvidia's rack-scale approach, exemplified by its 72-GPU Grace Blackwell racks, made turnkey deployment the default, and why that raises the bar for any chip startup trying to compete. Lyons and Goldman then unpack how inference workloads have split into two distinct problems, prefill and decode, and how that split created an opening for SRAM-based challengers to outperform general-purpose GPUs on decode speed. From there, the discussion turns to the rise of neoclouds, the GPU-rental companies that grew into public businesses worth well over $100 billion combined, and why so many traditional investors missed them. Lyons and Goldman work through the circular financing debate head-on: the mechanics of Nvidia's equity stakes, GPU-backed debt, and hyperscaler off-take agreements that critics compare to dot-com-era vendor financing, and the counterargument that demand is simply outrunning fixed supply. The episode closes on Lyons's own framework for identifying the next trillion-dollar chip company, built on four conditions including the ability to run trillion-parameter models at rack scale, beat an incumbent on a key performance metric, and land a frontier anchor customer, along with a look at how AI-assisted chip design is lowering the barrier for more companies, from OpenAI to electric vehicle makers, to design their own custom silicon. Sign up for our newsletter at techsurgepodcast.com for updates on upcoming TechSurge Live Summits and future episodes. Speaker Profiles and Links David Goldman: Partner, Celesta Capital Austin Lyons: Senior Analyst, Creative Strategies; Founder, Chipstrat; Co-host, Semi DopedLinkedIn: https://www.linkedin.com/in/austinlyons/Newsletter: https://www.chipstrat.com Further Reading and Resources Nvidia DGX GB Rack Scale Systems documentation: https://docs.nvidia.com/dgx/dgxgb200-user-guide/OpenAI and Broadcom – "OpenAI and Broadcom Unveil LLM-Optimized Inference Chip": https://openai.com/index/openai-broadcom-jalapeno-inference-chip/Chipstrat – Austin Lyons's newsletter: https://www.chipstrat.comSemi-doped: https://semidoped.com/ Timestamps 00:00 — No One's Brought a Chip to Market Built for LLMs01:21 — Introducing Austin Lyons02:16 — Why AI Buyers Now Buy Whole Systems, Not Parts08:18 — Nvidia's Margins and the Case for System Simplicity10:10 — Can a Startup Compete When You Have to Sell Systems?14:12 — Prefill vs. Decode: Splitting the Inference Workload24:51 — Fragmentation vs. Consolidation in AI Silicon28:22 — Why Investors Missed the First Wave of Neoclouds38:18 — The Circular Financing Debate48:29 — Lyons's Four Conditions for the Next Trillion-Dollar Chip Company  About TechSurge:TechSurge Podcast shares the latest insights directly from legendary Silicon Valley leaders,daring new founders, and visionary technologists.Subscribe for weekly conversations into the intersection of technology advancement, market dynamics, and founder journeys.#AISilicon #LLMHardware #Nvidia #AIInference #TechPodcasts #AIInfrastructure

Send us Fan MailEpisode # 158: A hotel room empty tonight is not “lost demand” on a spreadsheet. It's gone forever. That one reality makes hospitality one of the clearest places where FP&A has to operate in real time, not on last month's variance deck.We start with the big strategic priorities: building demand sensing forecasts that update with signals like booking pace, cancellations, group sales pipelines, local events, weather, transportation constraints, competitor pricing, and digital engagement. Then we connect the dots between pricing strategy and capacity planning, because revenue management only works when it respects service constraints and protects contribution margin. Finally, we get practical about labor planning, where cutting too hard can quietly destroy the guest experience and long-term profitability through slower service, burnout, and turnover.From hotels and lodging to restaurants, resorts, theme parks, cruise lines, and conference centers, the drivers change but the job stays the same: link operational reality to financial performance so leaders can act faster. We also dig into AI in hospitality FP&A, including where it helps most (forecasting, scenario analysis, anomaly detection, decision support) and what must be in place (data governance, privacy, validation, approval controls, and human accountability).Episode outline:Top strategic hospitality industry priorities,How priorities change across hospitality categories, Where AI can help the hospitality industry FP&A team.Please connect with me on:1. Instagram: stephen.mclain2. Twitter: smclainiii3. Facebook: stephenmclainconsultant4. LinkedIn: stephenjmclainiiiFor more resources, please visit Finance Leader Academy:  financeleaderacademy.com.Support the showStephen is an experienced Finance Professional and Leader who offers fractional CFO services and development opportunities. Please visit his LinkedIn profile or Finance Leader Academy for more information.The views and information shared on The Finance Leader Podcast are intended solely for educational and informational purposes. They do not constitute financial, accounting, tax, legal, investment, or other professional advice. Always seek guidance from a qualified professional before making decisions related to your specific circumstances. 

20 exam windows invalidated. Roughly 150 graduates who thought they had a job in September now retaking a national certification exam. And a workforce gap between CRNAs and anesthesiologists that's up to 11,000 and accelerating. Joe Rodriguez sits down with Randy Moore and Tracy Young, three days into Tracy's term as president of his professional association. They don't agree on all of it. That's the point. The docket opens with the CAA certification crisis: what NCCAA found, why Tracy says the CRNA community shouldn't take a victory lap, and what it means for hospitals already stretched thin. From there, Randy walks through the supply and demand curves reshaping the locums market, Tracy lays out the data on the widening CRNA-anesthesiologist gap, and both agree a locums company bubble is forming, even if they disagree on the timeline. The sharpest moment of the episode: Randy makes the case that anesthesia groups have spent years selling themselves as a cost to minimize instead of an investment that drives OR volume, and argues that's the real reason contracts get lost. Plus: a difficult conversation about a real-world medication error making national headlines, handled from a systems and second-victim lens rather than a blame lens, and Joe closes with a personal reflection on what changes when you stop trying to win every argument. Takeaways: Test-bank leaks don't just fail an exam. They retroactively threaten seven years of certifications. Confidentiality isn't a control, it's a hope. Anesthesia supply is exploding on a delayed timeline. Cohort increases decided during COVID take three-plus years to hit the market. 2025's record graduate numbers are the first wave, not the peak. Pricing anesthesia is not a simple supply and demand exercise. Margins are sticky. Recruiting gets easier before rates ever move, and the real correction only lands when a hospital's actual costs force the renegotiation. Anesthesia groups lose contracts for one reason about 70% of the time: they can't cover the points of service. Cost is rarely the actual failure point, even though it's the stated one. Framing anesthesia as a cost to minimize instead of an investment that unlocks OR volume is the biggest strategic error facility partners make, and anesthesia groups reinforce it every time they lead with price. Power without discipline just wins arguments. Power used well finds the best answer and lets the argument go. _____________ Want more Dr. Joe Rodriguez? Tik Tok: @jrodcrna21 Instagram: @jrod.crna & @abouttherestpod YouTube: @AboutTheRest Thanks for my co-hosts: Randy Moore (EVP & National Chief CRNA, NorthStar Anesthesia) Gary Keeling (VP of Anesthesia Services, Coronis RCM) To Learn More about Human Content Visit: ⁠⁠⁠http://www.human-content.com⁠⁠⁠ To Learn More about About The Rest Visit: www.abouttherest.com Got a Question? hello@abouttherest.com Part of the Human Content Podcast Network Learn more about your ad choices. Visit megaphone.fm/adchoices

Rocky Hansen spent the offseason quietly begging Habtom Samuel not to turn pro.He lost to Samuel twice—the NCAA cross country final in November and the outdoor 5,000 in June—and his reaction to Samuel leaving wasn't a relief. It was a feeling of disappointment at losing the rematch. That instinct sits at the center of this conversation, recorded a few weeks into Rocky's final collegiate season.They get into the race he's proudest of, which he also lost. Samuel got him by a second and a half, and he calls it the best tactical race of his NCAA career.There's a lot here about the margins: the heat stroke at ACCs that finally sent him to a nutritionist; sleep and naps around 6:30 a.m. practices; the slowest summer buildup he's ever done; and six weeks in Europe not being Rocky the Runner. He also makes the case that the happy runner is the fast runner, by way of an engineering professor who once assigned him homework to have fun on purpose.He's candid about last fall, when Wake Forest returned most of a seventh-place team, assumed the podium was theirs, and watched the fire go out. And he's thoughtful about what the NCAA has become: a pro league, in his words, and one he loves competing in while recognizing the high schoolers it has squeezed out.Plus: Terre Haute, mud, and why he won't put a number on November.Tap into the Rocky Hansen Special. If you enjoy the podcast, please consider following us on Spotify and Apple Podcasts and giving us a five-star review! I would also appreciate it if you share it with your friend who you think will benefit from it.S H O W  N O T E S   -The Run Down By The Running Effect (our new newsletter!): https://tinyurl.com/mr36s9rs-Our Website: https://therunningeffect.run-THE PODCAST ON YOUTUBE: https://www.youtube.com/channel/UClLcLIDAqmJBTHeyWJx_wFQ-My Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/therunningeffect/?hl=en⁠⁠⁠⁠⁠⁠-Take our podcast survey: https://tinyurl.com/3ua62ffzBehind the scenes of The Running Effect: https://youtube.com/@dominicschlueter?si=PM9FjPc92eFUFEZLuminaryThreads: luminarythreads.shop$20 off your next Attuned scan: https://attuned.health/discount/TRE20?ref=TRE20Instagram: @rocky_hansen_

Mike Schopp and the Bulldog examine the unique statistical margins of victory from NFL Week 1 and share personal stories from their survivor pool experiences. They discuss the Vikings' victory over the Packers before debating how Josh Allen and a new generation of players have shifted the standard for athletic quarterbacks in the league. (00:01:45) NFL Week 1 Margins (00:06:03) Vikings And Packers Analysis (00:09:19) Evolving Athletic Quarterbacks

JOIN THE ACADEMY! VISIT CONCRETESCHOOL.CO TO START LEARNING TODAY.ON THIS EPISODE OF THE CONCRETE LOGIC PODCASTWhat if the fastest way to get ahead in concrete construction is to stop focusing so much on what you get?Construction is competitive. Margins are tight, schedules matter, and when problems show up, everyone starts protecting their number. Seth is joined by Steve Eanes, a licensed Go-Giver coach, to ask whether putting other people first can actually make you more successful.Using the Five Laws of Stratospheric Success from The Go-Giver, Steve explains why value, trust, authenticity, influence, and receptivity can change the way customers and partners see you.The lesson is not to work for free or ignore profit. It is to create so much value that price becomes only one part of the decision.WHAT YOU'LL LEARN· Why creating value is different from simply lowering your price · What customers may value beyond the product listed on an invoice · Why Steve believes income grows by serving more people without sacrificing quality · How trust and relationships can reduce the importance of being the cheapest option · Why becoming a useful connector can create value outside your normal scope of work · The difference between a go-giver, a go-getter, and a go-taker · Why authenticity becomes most visible when a project is under pressure · How keeping score can turn generosity into a transaction · Why receiving payment, recognition, and help is part of effective giving · What Steve calls the “law of left field” and how referrals can emerge years later · One question you can ask before a meeting, project, or customer conversation to begin practicing these ideasCHAPTERS(00:00) Concrete Logic Academy and introduction (01:05) Can putting other people first work in construction? (04:20) Steve Eanes and the Five Laws of Stratospheric Success (05:55) The story behind The Go-Giver (07:06) Law of Value: creating more than what appears on the invoice (10:38) Law of Compensation: serving more people without losing quality (12:31) Law of Influence: putting other people's interests first (16:53) Law of Authenticity under pressure (20:04) Law of Receptivity: learning to receive (25:07) The law of left field and unexpected referrals (27:56) How to start practicing the Go-Giver principles (28:31) Steve's master class, journal, and final takeawayGUEST INFOSteve Eanes Licensed Go-Giver CoachProfile: https://www.concretelogicpodcast.com/guests/steve-eanes/Website: https://www.steveeanes.comThe Go-Giver Way Free Masterclass: https://www.gogivermasterclass.comWalk in Your Value Journal based on The Go-Giver: https://mybook.to/walkinyourvalueThe Go-Giver Book: https://www.amazon.com/dp/B0168Y6UO6CONCRETE LOGIC ACADEMYThe people who understand how to create value are often the people others want involved when a project gets difficult.That applies to concrete knowledge too.The person who understands the “why” behind the concrete, asks better questions, and helps the rest of the project team make better decisions can bring value far beyond the material itself.That is what Concrete Logic Academy is built for.You get practical concrete education, professional-development courses, and real-world lessons connected to the topics covered on the Concrete Logic Podcast.Start learning here: https://concreteschool.coSUPPORT THE PODCASTIf the Concrete Logic Podcast gives you value, send a little value back.You can support the show here: https://www.concretelogicpodcast.com/support/You can also support the show through the KUIU affiliate link: https://www.concretelogicpodcast.com/kuiuInterested in sponsoring the podcast or working with Concrete Logic Media?Email Seth: seth@concretelogicpodcast.comCREDITSProducers: Tony Thomas, Jodi Tandett and Concrete Logic MediaMusic by: Mike Dunton Instagram: @mduntonmusicWHERE TO FIND SETHConcrete Logic Podcast: https://www.concretelogicpodcast.com/YouTube: https://www.youtube.com/@concretelogicpodcastLinkedIn: https://www.linkedin.com/in/seth-tandett/Concrete Logic Academy: https://www.concretelogicacademy.com/Until next time, let's keep it concrete.

Dairy farmers are preparing for summer of extreme weather patterns. New Zealand's set to be hit by a strong El Niño system, which raises the prospect of extreme heat, floods, drought, and disruptive weather. Farmers are being urged to prepare for tighter margins and potential feed shortages, with DairyNZ modelling showing it could push working expenses to $6.78 per kilogram, and the breakeven milk price to $9.07. DairyNZ CEO Campbell Parker told Mike Hosking the sector remains strong heading into summer, with a lot of debt paid down over the past few seasons due to good milk prices. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Recapping the Commanders falling to 0-1 on the season, and 0-1 in the division after falling to the Philadelphia Eagles.#commanders #eagles #nfl #2026Instagram: www.instagram.com/bleedingbngX: www.x.com/bleedinbngSubscribe to @bleedingbng on YouTube!https://www.youtube.com/channel/UCA_0eurZCP6asZeedPJAe0wFollow our host: @stunnashowtime www.instagram.com/stunnashowtime

Despite rising interest rates, gas price volatility, and macroeconomic headwinds, the U.S. auto industry continues to show remarkable resilience . In this episode of VADA Live, Brian Finkelmeyer, Senior Director of Enterprise Insights & Advisory at Cox Automotive, breaks down why the auto market is pacing over 16 million new vehicle sales while generating a record-setting $780 billion in overall revenue . Brian explores the massive consumer shift toward hybrids, the reality behind auto affordability, looming negative equity risks on dealer lots, and why F&I and Fixed Ops continue to drive dealer profitability . In this episode: Market Resilience & 16M Sales Pace — Why macroeconomic headwinds haven't halted demand and how total auto retail revenue hit $780B despite lower unit volume than 2019 . The Hybrid Surge — How gas prices and OEM line-ups have pushed compact SUV hybrid adoption from 25% to over 35% . Deconstructing Affordability — Why affluent households earning $200k+ now represent over 30% of all new vehicle buyers . Looming Negative Equity — How extended 72- and 84-month loan terms and reduced factory cash incentives are creating trade-in hurdles . Fixed Ops & F&I Profitability — Why dealerships are doubling down on service operations and capitalizing on high-yield F&I margins . AI Concierges & Global Competition — Measuring true ROI on AI in dealership operations, plus the impact of Chinese EV expansion on global OEMs . Resources & Links: Stream more episodes and access dealer resources: https://vada.com/live Learn more about Cox Automotive: https://www.coxautoinc.com/ About Brian Finkelmeyer: Brian Finkelmeyer serves as Senior Director of Enterprise Insights & Advisory at Cox Automotive . With decades of retail automotive experience across OEM and software sectors, Brian advises dealership leadership and executive boards on market trends, inventory strategies, and industry shifts . Enjoying VADA Live? Please leave us a 5-star rating and review on Apple Podcasts or Spotify!

Matt Maley provides a timely analysis of Dave & Buster's (PLAY) ahead of its earnings report, highlighting the company's consistent underperformance and significant stock decline. He suggests low expectations could spark a short-term bounce, notes the higher margins in gaming versus food, and weighs the broader impact of consumer spending trends and a K-shaped economy on the entertainment sector.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Ranjan Roy from Margins is back for our weekly discussion of the latest tech news. We cover: 1) Anthropic Researcher Jacob Coxon quits and says AI might kill everyone 2) Why did his tweet go so viral 3) Did Elon Musk contribute to the X virality? 4) Point of order: Let's add some serenity to the AI risk conversation 5) Adding percentages to your statement of AI wiping out humanity doesn' t make it math 6) Is this marketing for the AI labs? 7) Politicians are hungry to regulate AI 8) Should we focus on science fact, not science fiction? 9) What if these fears are reasonable? 10) God help us Sheryl Crow 11) What this week means for these companies' IPO prospects --- Enjoying Big Technology Podcast? Please rate us five stars ⭐⭐⭐⭐⭐ in your podcast app of choice. Want a discount for Big Technology on Substack + Discord? Here's 25% off for the first year: https://www.bigtechnology.com/subscribe?coupon=0843016b Learn more about your ad choices. Visit megaphone.fm/adchoices

As The Trade Desk confronts negative growth guidance, executive turnover, and a 15% workforce reduction, media analysts Brian Wieser and Luke Stillman dissect the structural missteps behind the company's valuation drop.They reveal how an insistence on open-web transparency manifestos lost ground to buyer demands for price, convenience, and direct supply path performance.Key Highlights

Points of Interest0:01 – 00:58 – Introduction: A rare full-team episode, Kristen, Carson and Marcel, built around Marcel's recent talk on agencies versus SaaS in the age of AI.00:58 – 03:33 – Where the Talk Came From: The vantage point behind the argument: running Parakeeto as a tech-enabled service business, time inside SaaS Academy, and work with an AI venture studio.03:33 – 05:54 – Redefining What "Product" Means: Product is the whole customer experience, not the software. Most agencies reach for the software first and skip the part that makes it worth buying.05:54 – 10:43 – The Four MVPs: The order of operations: minimum viable problem, minimum viable point of view, minimum viable process, and only then minimum viable product.11:14 – 15:21 – Testing Your Own Clarity: A practical test for whether you actually understand the problem you solve, with a chiropractor analogy that shows what deep customer understanding sounds like out loud.15:22 – 19:15 – The 37signals Trap: Why the unrelated side-project product almost never works: it borrows the origin story without borrowing the process and expertise that made it possible.19:15 – 23:12 – The Value Equation: Value as dream outcome multiplied by perceived likelihood of success, Alex Hormozi's framing, applied to how an agency builds and presents an offer.23:12 – 25:59 – Time Delay and Effort as Levers: Two levers most agencies leave alone: how long the client waits, and how much work you leave on their desk. UPS shipping tiers and airport security lines make the point.25:59 – 29:16 – Is Full-Service at Risk: Whether full-service digital agencies are the most exposed to commoditization, and why the tightness of any position erodes as an adoption curve matures.29:16 – 32:27 – Full-Service Isn't Inherently Bad: Breadth added deliberately, from a clear read on the client's core problem, still creates value, with Parakeeto's own move into bookkeeping as the example.32:27 – 38:52 – Price Sensitivity and Segmentation: Pricing pressure is usually a mismatch signal: what your firm values isn't what this client values. How to segment buyers by what they will actually pay for.38:52 – 46:44 – Pricing Models and the Agency of the Future: Alternatives to time and materials billing, the scope problem industries like PR can't escape, and what the agencies still winning in five years will look like.Show NotesFree Agency ToolkitParakeeto Foundations CourseFree access to our Model PlatformConnect via LinkedInMarcel PetitpasCarson PierceKristen KellyRelated EpisodesWe Take Care of the Money: Parakeeto's New Positioning, Explained – Ep.226The Most Common Agency Pricing Mistakes, with Kristen Kelly – Ep.192Operationalizing and De-Risking Positioning, with Mike Grinberg – Ep.195 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Ann Koffsky is a fount of wisdom, overflowing with experience but also books publishing this year with back-to-back-to-back releases early this year in THE MIRACLE OF MATZAH PIZZA, WHAT EMMA WROTE, and BLAZING HUMOR: MEL BROOKS IS SERIOUSLY FUNNY. Ann is seriously great.  _________ This episode's book reviews:  FALL: A SEASONS STORY, words by Kelsey Gross, pictures by Renata Liwska BECAUSE OF A SHOE, words by Julie Fogliano, pictures by Marla Frazee _________ The artwork for You May Contribute a Verse features our quokka mascot, Versey, and was generously created by the great Maddie Frost! Find her on IG @hellomaddiefrost or on her website Maddie-Frost.com  Our theme music is So Happy by Scott Holmes. You can find more of his music at scottholmesmusic.com   Love the podcast and wanna support more episodes like this? Find Community Shoutouts, Merch and our Patreon here!!  Find us on Bluesky @joshmonkwords and @brennajeanneret and as always, let us know what you think via a rating, review, or comment!

Dr. Eric Scherder of Corteva Agriscience returns to Farm4Profit to look back at the 2026 growing season and help farmers start building their 2027 agronomy plan. The conversation begins with cover crops and why simply getting seed on the ground isn't enough. From erosion and nitrate management to weed suppression and soil health, Eric explains why farmers need to know their objective, establish a good stand, and have a termination strategy before spring arrives.The discussion moves into weed management and the importance of starting clean, using multiple modes of action, and layering residuals—especially in early-planted soybeans. Eric challenges farmers to think beyond a one-size-fits-all herbicide program and use the entire agronomic toolbox, including cover crops, no-till, row spacing, crop rotation, residual herbicides, and emerging technologies like See & Spray. With nitrogen representing one of the largest crop investments, the guys also discuss fall versus spring application, nitrogen loss, and why stabilization matters beyond the fall application window. Eric explains the science behind N-Serve and Instinct Next Gen, why keeping nitrogen in the ammonium form can help protect it from loss, and how farmers can match nitrogen practices to the logistics and realities of their individual operations. Ultimately, the message is simple: don't treat every field the same. Use what you learned in 2026, test new ideas where they make sense, work with trusted local advisors, and build a 2027 plan around the specific challenges and opportunities on your farm. Want Farm4Profit Merch? Custom order your favorite items today!https://farmfocused.com/farm-4profit/ Don't forget to like the podcast on all platforms and leave a review where ever you listen! Website: www.Farm4Profit.comShareable episode link: https://intro-to-farm4profit.simplecast.comEmail address: Farm4profitllc@gmail.comCall/Text: 515.207.9640Subscribe to YouTube: https://www.youtube.com/channel/UCSR8c1BrCjNDDI_Acku5XqwFollow us on TikTok: https://www.tiktok.com/@farm4profitllc Connect with us on Facebook: https://www.facebook.com/Farm4ProfitLLC/Farm4Profit Media is not a financial, legal, or tax advisor. Content is provided for informational purposes only, and we serve solely as a platform for third-party opinions. Any actions taken based on this content are at your own risk. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Good morning! Start your day with Go Birds! Daily, a daily Eagles podcast giving you everything you need to know for September 4th. In today's episode Eliot Shorr-Parks goes over some interesting quotes from the past week, including one that explains how the Eagles win on the margins and Darius Slay giving a behind-the-scenes look at Jalen Hurts as a leader. Presented by Ashley, America's number one furniture and mattress store. Join Go Birds! Insiders!, a new community for all the #RealOnes, #AutoDownloaders and Daily listeners to hang out, talk Eagles and enjoy exclusive Eagles content! CLICK HERE to join.

Ranjan Roy from Margins is back for our weekly discussion of the latest tech news. We cover: 1) OpenAI releases GPT-6 2) OpenAI President Greg Brockman says AGI is here 3) Is AGI more useful to OpenAI as something that never comes? 4) GPT-6 crushes the benchmarks 5) But where's the economic activity? 6) Are the latest models less monitorable? 7) OpenAI bots hijack a german website 8) The hugging face attack was worse than initially disclosed 9) Could agent swarms be used for good? 10) Steve Ballmer's legacy up in flames after Kawhi scandal 11) Developers, developers, developers, etc. --- Enjoying Big Technology Podcast? Please rate us five stars ⭐⭐⭐⭐⭐ in your podcast app of choice. Want a discount for Big Technology on Substack + Discord? Here's 25% off for the first year: https://www.bigtechnology.com/subscribe?coupon=0843016b Learn more about your ad choices. Visit megaphone.fm/adchoices

A psychic. An RV park. A one-room post office. San Quentin's prison gets all the headlines, but just over the wall, there's a whole other world to explore. This episode was scored with music by Antwan Williams, David Jassy, Derrell Sadiq Davis, Bruce Wallace, and Earlonne Woods. Thanks, as always, to Warden Andes, Lt. Berry, and Sgt. Graves at San Quentin Rehabilitation Center; Acting Warden Padilla, Associate Warden Lewis, and Lt. Avina at the California Institution for Women; and Warden De La Cruz and Lt. Vogel at the Central California Women's Facility, for their support of the show. Support our team and get even more Ear Hustle by subscribing to Ear Hustle Plus today. Sign up at earhustlesq.com/plus or directly in Apple Podcasts. Ear Hustle is a proud member of Radiotopia, from PRX.  Learn about your ad choices: dovetail.prx.org/ad-choices

You know Codie Sanchez as the woman who made buying a laundromat sound cooler than launching a startup. Today, she's back to talk about her new book, Own or Be Owned, and why so many founders are secretly addicted to their own businesses. Codie explains why being "the hero" of your company is a trap (she compares it to heroin), the 12 owner archetypes she discovered after surveying 15,000 business owners, and why the goal isn't to work harder, it's to become unnecessary. She also gets real about the parts of founder life nobody talks about: the years she put her personal life on hold chasing a revenue number, the fear of telling her team she was pregnant, and why she now believes "later" almost never actually comes. Get Codie's book Own or Be Owned Find boring businesses to buy on BizScout.com What we cover 00:00 Are You Ready for Some Money Rehab? 01:33 How to Buy a Laundromat: Cost, Margins, and Failure Rates 14:29 The Thesis Behind Own or Be Owned, and the 12 Owner Archetypes 20:40 Why Being "The Hero" Feels Like Heroin 25:03 Founder Mode vs. Owner Mode 31:03 Stepping Away From the Business She Built 39:12 Pregnancy, Business, and Life as a Founder 43:16 How Codie Invests and Manages Her Own Money 46:48 Boring Business Grades: A Through F, and What to Skip in 2026 All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments. Start investing investing at SoFi.com/MNN Private Wealth Collective Nicole's boutique wealth management practice for people who want more than a robo-advisor and less than a hedge fund minimum. Real strategy, real relationship. https://privatewealthcollective.com The Money School Nicole's $149 investing course that actually breaks down stocks, ETFs, crypto, and building a real portfolio, no jargon, no judgment, lifetime access. https://themoneyschool.com ----------------------- Find other exclusive content at— Instagram: @moneynews TikTok: @moneynewsnetwork Website: https://moneynewsnetwork.com Learn more about your ad choices. Visit megaphone.fm/adchoices