Podcasts about margins

Join Ivoclar (AND US!) this February at LMT Lab Day in Chicago. Ivoclar will be offering 16 different educational lectures over the three-day event, giving dental professionals plenty of opportunities to learn, connect, and grow. Visit labday.com/Ivoclar to view the full schedule and register, and be sure to stop by and see the Ivoclar team in the Windy City. Walking the Lab Day Chicago floor? Make it worth it. Stop by the FOLLOW-ME! hyperDENT booth (E-27, East Hall) and take part in their Milling Roadmap—a quick, scavenger-hunt-style activity that leads you to key milling partners like Axsys, Imagine, DOF, and Roland. Collect stamps at booths you're likely visiting anyway and get entered to win some great giveaways—including this year's grand prize: a foldable Honda electric scooter. You're already walking the floor. Now it might carry you. We welcome back longtime friend of the podcast John Wilson of Sunrise Dental Lab, returning for the first time since 2021—and this time as a fellow podcaster himself. What starts as a warm reunion quickly turns into a deep, honest conversation about passion, purpose, integrity, and what it really takes to survive (and stay sane) in today's dental lab world. John reflects on the evolution of his lab, sharing why he made the intentional decision not to chase endless growth, but instead to protect his team, his values, and his love for the craft. He talks candidly about “yesterday thinking,” adapting to digital dentistry without abandoning fundamentals, and why aligning with the right clients—not just more clients—changed everything. The discussion dives into what true lab–doctor partnerships look like, why trust is earned (not given), and how saying “no” can sometimes be the most powerful business decision you make. John also explains why single units matter just as much as full-arch cases, how education keeps technicians relevant, and why racing to the bottom on price is a losing game. Later, the conversation turns personal as John shares the inspiration behind his new solo podcast, Margins & Meaning—a storytelling-driven project created to document his journey, connect with technicians who feel alone, and leave something meaningful behind for the next generation. He opens up about legacy, creativity, fear, change, and why being heard matters just as much as having something to say. Join us at exocad Insights 2026, happening April 30–May 1, 2026, on the stunning island of Mallorca, Spain. This two-day event features powerhouse keynotes, hands-on workshops, live software demos, and top-tier industry showcases—all in one unforgettable setting. Barb and Elvis will be on site bringing you exclusive interviews, plus don't miss the Women in Dentistry Lunch, celebrating career growth, wellbeing, and the real stories shaping our profession. And of course, cap it all off with the legendary exoGlam Night under the stars. Tickets are limited. Visit exocad.com/insights-2026 and use code VFTBPalma15 for 15% off.Special Guest: John Wilson.

Ranjan Roy from Margins is back for our weekly discussion of the latest tech news. We cover: 1) What happened at Davos 2) OpenAI's planned $50 billion funding round 3) Does the money set expectations too high for OpenAI? 4) Will OpenAI ever turn a profit? 5)) How many funding rounds does OpenAI have left? 6) Does OpenAI's shrinking lead bode poorly for its inevitable IPO 7) OpenAI introduces ads to ChatGPT 8) Why is Google waiting to bring ads to Gemini? 9) Apple is building a wearable AI Pin 10) Wait, is Alexa Plus good?  --- Enjoying Big Technology Podcast? Please rate us five stars ⭐⭐⭐⭐⭐ in your podcast app of choice. Want a discount for Big Technology on Substack + Discord? Here's 25% off for the first year: https://www.bigtechnology.com/subscribe?coupon=0843016b --- Take back your personal data with Incogni! Go to incogni.com slash bigtechpod and Use code bigtechpod at checkout, our code will get you 60% off on annual plans. Go check it out! Learn more about your ad choices. Visit megaphone.fm/adchoices

Fuel prices just jumped again — up nine cents this week — and for small carriers, that's not a market trend, that's a problem. In this episode of The Long Haul, Adam sits down with Zach Buckner, Senior VP of Sales at OTR Solutions, to dig into what really separates good financial partners from the ones who quietly drain your margins. Zach shares his journey from sales executive to senior leadership, the lessons he's learned from a decade in the factoring space, and why OTR is betting big on transparency, speed, and innovation to support small carriers when the market tightens. This is a conversation between two people who live it — not a sales pitch. If you're an owner-operator or small fleet trying to manage cash flow and fuel spikes at the same time, this one's for you. Follow The Long Haul Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices

From investment banker to crypto fund strategist, Stas Sukhinin shares insider perspectives on how credit committees really make decisions, why over-leveraged companies fail fast during downturns, and where stablecoins are creating trillion-dollar transaction opportunities. In this episode of the DealQuest Podcast, host Corey Kupfer sits down with Stas Sukhinin, a finance veteran with over 19 years of experience spanning investment banking, corporate lending, and alternative asset management. Stas began his career at internationally recognized institutions including UniCredit and Societe General, where he helped pioneer mezzanine loan products in Eastern Europe. By age 29, he had become a senior partner at one of the region's largest mezzanine lenders, managing a team of 20 finance professionals and overseeing a $450 million loan portfolio. WHAT YOU'LL LEARN: In this episode, you'll discover what really happens inside credit committees when your loan application gets reviewed and why factors unrelated to your business can determine outcomes. Stas explains how strong companies can go from healthy to restructuring in just three to four months when leverage catches up with them, and the critical difference between how first-time owners and experienced operators approach debt decisions. You'll learn the two key factors that determine how much debt your business can handle, why working capital provisions in purchase agreements deserve more attention than most buyers give them, and how sellers legally present financials in the most favorable light. The conversation also covers Stas's experience investing in the 2017 ICO boom where 90% of projects went to zero but winners returned 50x to 100x, why venture capital investors sometimes block deals that would be life-changing for founders, and where stablecoin transaction volume is already reaching trillions while most people remain unaware. STAS'S JOURNEY: Stas's path into finance started at age 14 when a classmate brought a business magazine to school. Reading about business owners selling companies for millions crystallized his direction. He knew he wanted to be in corporate lending where he could see businesses, analyze financials, and speak directly with owners while working with numbers at a bank. His first role as a junior credit analyst gave him exactly that. He progressed from working with small businesses that had no financials to mid-sized companies to large corporations. Each step taught him more about how deals really get done from inside the institutions making funding decisions. CREDIT COMMITTEE INSIGHTS: Stas pulls back the curtain on what actually happens when loan applications reach credit committees. The reality differs dramatically from what most business owners imagine. Factors affecting approval can seem completely unrelated to the specific deal. Maybe the bank already has a competitor in their portfolio. Maybe the receivable financing department has a different relationship with someone in your industry. One offhand comment from a committee member who hasn't read the full memo can change the entire trajectory of a conversation or result in higher interest rates. DEBT MANAGEMENT LESSONS: The pattern Stas has seen destroy companies in months follows predictable steps. Revenue drops or stagnates. Margins deteriorate because of increased competition and client uncertainty. Debt ratios that looked comfortable suddenly reach concerning levels. Refinancing options disappear just when needed most. Interest rates climb. Everything compounds simultaneously. The difference between experienced and first-time business owners comes down to scenario planning. Experienced operators build safety margins and stress-test assumptions. First-time owners assume conditions will continue as they are. That assumption determines survival. ALTERNATIVE INVESTMENTS: Stas joined a crypto investment fund at its inception in 2017 during the ICO boom. Out of many investments, approximately 90% went to zero. The winners returned 50x or 100x. His observation about liquidity cycles was particularly interesting. Traditional venture now averages seven-year holding periods while crypto projects can reach liquidity events in three or four years through token distributions. On stablecoins, Stas sees enormous opportunity in programmable money. Transaction volume is already in the trillions though most people in developed countries don't realize the scale. Goldman Sachs reportedly reduced bond settlement time from three days to minutes using blockchain technology. Perfect for business owners considering debt financing, entrepreneurs navigating capital raising, and anyone interested in how credit decisions really get made and where alternative investments are creating new opportunities. FOR MORE ON THIS EPISODE: https://www.coreykupfer.com/blog/stassukhinin FOR MORE ON STAS SUKHININ: https://www.thesourcer.so https://www.linkedin.com/in/stassukhinin/ FOR MORE ON COREY KUPFER https://www.linkedin.com/in/coreykupfer/ https://www.coreykupfer.com/ Corey Kupfer is an expert strategist, negotiator, and dealmaker. He has more than 35 years of professional deal-making and negotiating experience. Corey is a successful entrepreneur, attorney, consultant, author, and professional speaker. He is deeply passionate about deal-driven growth. He is also the creator and host of the DealQuest Podcast. Get deal-ready with the DealQuest Podcast with Corey Kupfer, where like-minded entrepreneurs and business leaders converge, share insights and challenges, and success stories. Equip yourself with the tools, resources, and support necessary to navigate the complex yet rewarding world of dealmaking. Dive into the world of deal-driven growth today! Episode Highlights with Timestamps: [00:00] - Introduction: Stas Sukhinin's 19 years in finance from investment banking to crypto [03:26] - First deal experience: Structuring a real estate development loan with disbursement tied to sales [05:47] - Hidden factors: Why deals get rejected for reasons unrelated to underwriting criteria[08:20] - Committee dynamics: How one comment from an uninvolved member changes deal trajectories [11:41] - Timing and instruments: When companies use the wrong type of capital [15:55] - Risk assumptions: The difference between first-time and experienced business owners [18:29] - Volatility factors: How income stability determines appropriate leverage levels [21:09] - M&A implications: Structuring adjustment provisions for concentration risk [24:09] - Liquidity advantages: Why crypto offers shorter holding periods than traditional venture[27:55] - Venture math: The story of a VC blocking a life-changing exit for 1x returns [29:27] - Due diligence limitations: Legal ways sellers present favorable financials [32:14] - Stablecoins explained: Digital tokens designed to maintain dollar parity [36:31] - Programmable money: Smart contracts that execute automatically on conditions [38:00] - Financial advisory services: How Stas helps business owners understand their financials[39:14] - Freedom defined: Removing gatekeepers and accessing financial systems without barriers Guest Bio: Stas Sukhinin has over 19 years of experience in finance spanning investment banking, corporate lending, and alternative asset management. He began his career at internationally recognized institutions including UniCredit and Societe General, where he helped pioneer mezzanine loan products and shaped the market in Eastern Europe. By age 29, Stas had become a senior partner at one of the region's largest mezzanine lenders, managing a team of 20 finance professionals and overseeing a $450 million loan portfolio. He later served on boards of several private companies, deepening his expertise across credit investments and corporate governance. Recognizing early opportunities in alternative assets, Stas joined a crypto investment fund at its inception in 2017 and continues to lead its strategy and operations. He now helps business owners run more efficiently from the lens of financials through his advisory practice. Host Bio: Corey Kupfer is an expert strategist, negotiator, and dealmaker with more than 35 years of professional deal-making and negotiating experience. Corey is a successful entrepreneur, attorney, consultant, author, and professional speaker deeply passionate about deal-driven growth. He is the creator and host of the DealQuest Podcast. Show Description: Do you want your business to grow faster? The DealQuest Podcast with Corey Kupfer reveals how successful entrepreneurs and business leaders use strategic deals to accelerate growth. From large mergers and acquisitions to capital raising, joint ventures, strategic alliances, real estate deals, and more, this show discusses the full spectrum of deal-driven growth strategies. Get the confidence to pursue deals that will help your company scale faster. Related Episodes: Episode 350 - Tom Dillon: When NOT to Take Venture Capital Money: Explore alternative funding sources including private credit, SBA loans, and sale-leasebacks with a fractional CFO who works with startups on capital strategy. Episode 370 - Gerry Hays: Democratizing Venture Capital Through VentureStaking: Discover alternative approaches to early-stage investing that don't require massive checks or exclusive networks. Episode 85 - Nick Adams: Seed Stage Venture Capital Funds: Understand how traditional VCs think about early-stage deals and what metrics they evaluate from the investor perspective. Episode 351 - Solocast: Deal Structures Beyond M&A and Capital Raising: Learn about joint ventures, strategic alliances, licensing agreements, and other creative partnership models for business growth. Episode 324 - Sejal Lakhani-Bhatt: Tech Due Diligence in M&A: Explore how technology systems and cybersecurity impact business valuation and deal outcomes. Episode 330 - Pete Mohr: Preparing Your Business for Exit: Understand why sellers often cause deals to fail and how to prepare for the emotional aspects of selling a business. Follow DealQuest Podcast: LinkedIn: https://www.linkedin.com/in/coreykupfer/ Website: https://www.coreykupfer.com/ Follow Stas Sukhinin: LinkedIn: https://www.linkedin.com/in/stassukhinin/ Website: https://www.thesourcer.so Keywords/Tags: corporate lending insights, credit committee decisions, debt management for businesses, mezzanine lending, alternative asset management, crypto investment strategy, stablecoin business applications, EBITDA management, leverage risk, working capital due diligence, venture capital exits, ICO investing, blockchain finance, programmable money, business financing, capital structure, due diligence strategies, financial advisory, dealmaking, business growth strategies

Are you a home remodeler drowning in paperwork, juggling multiple software platforms, and struggling to keep your projects organized? This episode is for you.I break down how to take control of your home remodeling business, streamline your processes, and actually make more profit all with the help of Job Tread. From budgets and bids to vendor communication, selections, and project schedules, I walk you through the tools and strategies that bring structure to chaos.Learn how to:Stop guessing and start budgeting for real profitsKeep your team and subcontractors on the same pageManage upgrades and selections without losing moneyTrack your project schedules like a GPS for your businessMake data-driven decisions instead of relying on gut feelingIf you're ready to scale your business, save hours in the office, and finally take control of your projects, this episode will show you exactly where to start—and how Refined VA can help you implement it.Tune in and turn your remodeling business from chaos to clarity.

Seth Bradley interviews Sam Silverman to break down fund-of-funds economics, common misconceptions, and why this structure has become a critical part of modern capital raising. Sam explains how fund-of-funds models create cleaner, more compliant alignment between sponsors, fund managers, and passive investors—without automatically eroding returns. The conversation walks through how margins are actually created, why share classes and underwriting decisions matter earlier than most sponsors realize, and how fund managers can structure compensation sustainably. Sam also shares practical guidance on when fund-of-funds make sense, how to explain layered economics to investors, and why long-term alignment matters more than short-term fee optimization. Sam SilvermanCurrent role: Founder, Fully FundedBased in: United StatesSay hi to them at: https://www.fullyfunded.com/ Visit ⁠www.tribevestisc.com⁠ for more info. Visit bestevercrypto.com today to get started and earn up to $2,500 in bonus crypto. Try QUO for free PLUS get 20% off your first 6 months when you go to quo.com/BESTEVER  Join us at Best Ever Conference 2026! Find more info at: https://www.besteverconference.com/  Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at⁠ ⁠⁠⁠www.bestevercommunity.com⁠⁠ Podcast production done by⁠ ⁠Outlier Audio⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Labor costs are squeezing restaurant owners harder than ever but some restaurants are quietly winning. In this episode of the Restaurant Rockstars Podcast, Roger Beaudoin sits down with Lawrence from Rita's Italian Ice & Frozen Custard to break down the thinking behind low-labor, high-margin restaurant models. This conversation isn't about copying a walk-up counter concept, it's about understanding the fundamentals that drive profitability, efficiency, and longevity in today's restaurant economy. We talk about why simpler operations often outperform complex ones, how smarter labor decisions protect margins, and why long-lasting restaurant brands stay deeply connected to their communities. Whether you run full service, fast casual, or multiple locations, the insights in this episode will challenge how you think about staffing, systems, and sustainable growth. If you're tired of working harder while margins keep shrinking, this episode will help you rethink what actually drives restaurant success. Learn more about Restaurant Rockstars and the Academy:

In episode 141 of The Side Hustle Experiment Podcast  John (https://www.instagram.com/sidehustleexperiment/ ) and Drew  (https://www.instagram.com/realdrewd/) sit down with John (https://www.instagram.com/jsong.online/)John Song shares his journey from being $75,000 in debt to building a successful credit repair and funding business. He discusses the challenges he faced in the early stages, the importance of lead generation, and the strategies he employed to grow his business. John emphasizes the significance of understanding the funding landscape, building trust with clients, and the role of mentorship in achieving success. He also delves into the intricacies of sales, objection handling, and the importance of having a solid sales funnel. Throughout the conversation, John provides valuable insights into the funding business and shares his vision for future growth and partnerships.Don't forget to Like, Subscribe, and hit the bell so you don't miss future episodes with top entrepreneurs and creators.Chapters00:00 Introduction to John Song's Journey02:03 Navigating Credit Card Changes and Their Impact03:28 Building a Successful Business: Lessons Learned07:34 Understanding the Funding Business Model12:03 The Importance of Client Relationships and Trust17:40 Challenges in the Funding Process21:52 Scaling the Business and Ad Strategies25:56 Pros and Cons of the Funding Business28:14 Creating Effective Sales Funnels and VSLs33:00 Understanding Client Needs and Building Rapport37:50 The Sales Pitch: Focusing on ROI42:54 Identifying Ideal Clients and Risk Tolerance49:20 Scaling the Business: Strategies for Growth55:59 The Journey into Funding: Lessons Learned#makemoneyonline  #sidehustleexperimentpodcast #sidehustles Follow us on Instagram: https://www.instagram.com/sidehustleexperimentpodcast/ Listen on your favorite podcast platformYoutube: https://bit.ly/3HHklFOSpotify: https://spoti.fi/48RRKcPApple: https://apple.co/4bmaFOk Check out Drew's StuffInstagram: https://www.instagram.com/realdrewdTwitter: https://twitter.com/DrewFBACheck out John's StuffInstagram: https://www.instagram.com/sidehustleexperiment/Twitter: https://twitter.com/SideHustleExp FREE ResourcesFREE Guide: How to Make Money Reviewing Products https://bit.ly/3HIGFSP

“I wouldn't want to be part of any club that would have me as a member.” — Groucho Marx What if faith sometimes feels like that too? This week we talk about belonging, rejection, and how Yeshua teaches us to live with lovingkindness on the margins. Check it out in our most recent sermon from Rabbi David. Faithful on the Margins: Following Yeshua with Humility, Discernment, and Hesed (Matthew 7:1-12)

In this episode of Great Practice, Great Life, Steve Riley brings back financial behaviorist and pricing strategist Jacquette Timmons to tackle the question that makes even experienced attorneys hesitate: "What should I charge?" When your firm is busy, but margins feel thin, pricing often isn't "wrong," it's inconsistent because the logic underneath it is unclear. You're working hard, saying yes to work, and staying booked, but the income doesn't match the effort. Jacquette challenges the common advice to "charge what you're worth" and explains why tying fees to your identity creates stress, guilt, and second-guessing. Instead, she reframes pricing as a business decision: you are not your offer, and your fees should reflect the value and outcomes your services create not your personal worth. She also introduces a practical way to diagnose what's really happening in your firm: treat your services like an offer portfolio. When you look at each service as an asset, you can see which offers truly function as profit centers, which drain time and energy, and whether your marketing dollars are pushing the work that's least profitable. If you want law firm pricing that supports profit, future capacity and a sustainable life, this episode offers a clear, human-centered reset. In this episode, you will hear: Why "charge what you're worth" undermines pricing confidence Separating personal identity from business offers Viewing services as a portfolio instead of a menu Average revenue per case vs actual profit per case How pricing decisions shape marketing spend and client mix The financial, personal, and emotional layers of every pricing conversation Subscribe & Review Never miss an episode. Subscribe on Apple Podcasts, Spotify, or YouTube. ⭐Like what you hear? A quick review helps more people find the show.⭐ If there's a topic you would like us to cover on an upcoming episode, please email us at steve.riley@atticusadvantage.com. Supporting Resources: Jacquette Timmons  Episode 157: Money by Design, Not by Default with Jacquette Timmons  Jacquette's Podcast: More Than Money with Jacquette Timmons LinkedIn  Instagram  Atticus Newsletter Limited-time offer! My Great Life Focus: Get a one-year supply (4 quarterly focusers) for $99.90 (50% off) with this link. Valid through January 31, 2026. Claim the offer → Curious about growing your own practice without burning out? Contact Atticus to see whether our law firm coaching can help you strengthen attorney success, refine your law firm business strategy, and build a practice that actually supports your life. This podcast for lawyers is part of our broader legal podcast library, offering practical insights on how to grow a law firm through stronger law firm leadership, law firm pricing and management, smarter marketing, intentional hiring, efficient operations, healthy law firm culture, and sustainable profitability, all while addressing law firm burnout and the realities of modern practice. You can also sign up for our newsletter to get practical insights on how to grow a law firm: from law firm leadership and management to marketing, hiring, operations, culture, and profitability, so you can build a Great Practice and a Great Life.

Juggling everything and don't feel like you have time for anything? Your work from home and homeschool mom superpower is planning in the cracks. What are the margins in your day? The little micro-cracks of time throughout your day are going to make it possible for you to accomplish big and little things. Show notes and links: https://lifeunboxed.blog/what-are-the-margins/ Shop the Homeschool StoreFind your tribe. Join the online community: Rebel Moms Club for Working Homeschool Mom:  https://www.facebook.com/groups/rebelmomsclub Grab your guide today! The Momtrepreneur's Guide to Homeschool Curriculum: https://lifeunboxed.blog/homeschool-curriculum/ RESOURCES MENTIONED IN THE SHOW:Demystifying Time Blocking: https://youtu.be/-fqFiap8jAcChecklist Notebook: https://www.amazon.com/Checklist-Planning-Notebook-Jodie-Mom/dp/B0F6LVZK46Homeschooling Kindergarten: https://youtu.be/EzCmCfxStfoHomeschooling High School: https://youtu.be/djFCJe15kyQHomeschooling Online: https://youtu.be/rkOPFZ2m2-MHomeschool All-in-One Curriculum: https://youtu.be/jtTWm4rdxfQMomtrepreneur Success: https://youtu.be/hOl4iw89sYIHiring Your Kids: https://youtu.be/a1EMvQS5w08To Do List Overwhelm: https://youtu.be/Rm49wHjMEns ~~~REBEL MOM CHECKLIST: A NO NONSENSE GUIDE TO WORKING FROM HOME AND HOMESCHOOLINGDitch the overwhelm and struggle. It is possible to work from home and homeschool confidently. Get actionable suggestions and practical help. https://lifeunboxed.blog/homeschool-and-work-from-home/ MOMS RUN ON COFFEE. BUY JODIE THE MOM ONE.https://ko-fi.com/lifeunboxedblogTo learn more about Life Unboxed blog, visit: https://lifeunboxed.blog/about-the-blog-working-from-home-with-kids/FOLLOW JODIE:Website: https://lifeunboxed.blog/Business: https://www.jodierperry.com/Pinterest: https://www.pinterest.com/LifeUnboxedFacebook: https://www.facebook.com/LifeunboxedblogInstagram: https://www.instagram.com/lifeunboxedblog/Rumble: https://rumble.com/c/c-647543YouTube: https://www.youtube.com/@lifeunboxedblogMusic for the intro/outro is Like it Hot by Tenoaxehttp://teknoaxe.com/Link_Code_3.php?q=1579Disclaimer: This video and description contain affiliate links. If you purchase using one of these links, I make a small commission at no additional cost to you. This helps me keeps things free for you, and who doesn't love free stuff.Support the show

Our world is set up to compare ourselves to others and to get to the “middle” where all the power and influence and resources are. vThe problem is that when we play this comparison game it robs us of our hope and our true identity. It actually keeps us from being ourselves and from seeing others. And, while this comparison game (for most of us) STARTS in middle school, it carries on into our adult lives. Jesus, however, shows and models and invites us to a different way, a way of hope - a way that keeps us in the margins. Do we REALLY have to play the comparison game?

Ranjan Roy from Margins is back for our weekly discussion of the latest tech news. We cover: 1) Gemini's case as undisputed AI leader 2) Google and Apple ink a deal for Gemini to fix Siri 3) Is all this AI going to hurt Google's business model? 4) Who will be better at AI ads: Google or OpenAI? 5) Google Gemini's Personal Intelligence 6) Exits at Thinking Machines Lab 7) Is Thinking Machines toast? 8) Claude work arrives! It's Claude Code for non-coders 9) Are we in the age of the empowered individual? 10) Harness Hive stand up! --- Enjoying Big Technology Podcast? Please rate us five stars ⭐⭐⭐⭐⭐ in your podcast app of choice. Want a discount for Big Technology on Substack + Discord? Here's 25% off for the first year: https://www.bigtechnology.com/subscribe?coupon=0843016b Learn more about your ad choices. Visit megaphone.fm/adchoices

EPISODE SUMMARYThis episode was recorded during the roofing boom—when being busy hid bad numbers. Today, work is slower and margins are tighter. Dave explains why job costing is now the difference between surviving and disappearing, and why “gut feel” leaves contractors broke even even when they're busy.EPISODE DESCRIPTIONThis interview was recorded a few years ago when the roofing market was on fire. Phones were ringing, jobs were everywhere, and being busy hid a lot of sins.Today it's different.Jobs are harder to get. Margins are thinner. And the contractors who don't truly understand their numbers—what jobs actually make money, what crews are profitable, what their real labor cost is—those companies won't survive this market.I hear it every week:“Dave, we're working like crazy… but there's never any money in the bank.”That's not bad luck. That's no job costing.Successful contractors job cost every job. Unsuccessful ones run on gut feel—and in this market, gut feel will put you out of business.In this conversation, Dave Sullivan sits down with construction finance expert Leslie Shiner to break down the simple job costing system profitable roofers use to protect margins and make real decisions.You'll LearnWhy “gut feel” lies—and cash proves itThe real reason busy roofers still have no moneyHow to calculate true labor cost (labor burden)Paid hours vs billable hours = labor utilizationWhy labor overruns destroy profit faster than materialsHow estimate vs actual fixes bad pricingHow to see which crews and job types make moneyTwo KPIs every roofer must trackTIMESTAMPS00:00 – Why this matters now02:20 – Gut feel vs real profit06:20 – What job costing actually means10:15 – True labor cost & labor burden17:30 – Labor utilization explained24:15 – Estimate vs actual the right way30:25 – Fixing downtime & productivity36:40 – Sales to production handoff40:35 – KPIs that matter44:15 – Improving your systemRESOURCESShiner Group: https://www.shinergroup.comFree Labor Burden Calculator (on Leslie's site)LINKSWork with Dave / Mentoring: https://theroofercoach.com/mentoring/Free resources: https://theroofercoach.com/resources/Connect with Dave!Text Dave: (510) 612-1450Free Strategy CallWant to grow a more profitable roofing business?Book a free strategy call with Dave here → davesullivan.as.me/free-strategy-callFree ResourceDownload your FREE 1-Page Business Plan for Roofing Contractors → theroofercoach.com/planWatch on...

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In this episode of Owned and Operated, John Wilson sits down with Adam Cherup, a “disaster roofer” who's built a niche, high-margin business installing shrink-wrap temporary roofs after hurricanes, wind events, hail, and fires. Instead of blue tarps that fail in weeks (and often aren't covered more than once), Adam installs a manufacturer-rated wrap that can last up to a year (or longer)—buying homeowners, schools, hospitals, and commercial properties time while insurance claims and full roof replacements drag on.Adam breaks down the economics: 60–80% margins, typical residential jobs around $20K–$30K, and large commercial/school projects in the $150K–$350K+ range (with massive roofs reaching even higher). You'll hear how he gets work (including a key referral partner who pre-positions before storms), why this niche is best paired with an existing roofing operation, and what makes the job uniquely difficult: travel, logistics, training crews, and negotiating with insurers who hate the sticker price—but can't ignore the cost of “future loss.”If you like niche business models with weirdly great unit economics, this one is basically printing money… in a disaster zone.What You'll LearnWhat shrink-wrap roofing is (and why it beats tarps after storms)Unit economics & margins: how this can hit 60–80% gross marginTypical job sizes: $20K–$30K homes, $150K–$350K schools, big commercial upsideHow insurance actually reacts (and how Adam gets paid ~99% of the time)How the work is sold: referrals, pre-storm positioning, and inbound search demand

BREAKING: Since this interview was recorded, a new attempt to permit a copper-nickel mine upstream of the Boundary Waters Canoe Area Wilderness is underway. On Monday, Jan. 12, Rep. Pete Stauber (R-Minn) introduced HJ Res. 140, which would lift the federal moratorium on mining in the Rainy River Watershed, just upstream from the wilderness border. Tell your elected officials to vote NO on HJ Res. 140 and any similar actions taken in the Senate, and call your elected officials directly on the Congressional Switchboard at (202) 224-3121. The Boundary Waters Canoe Area Wilderness is a 1.1-million-acre expanse of lakes, rivers, and boreal forest—accessible only by paddle and portage—and one of the most intact wild places left in America. It's a world-class destination for fishing, hunting, camping, and solitude, but more than that, it's a place that shapes people. Generations of families, anglers, and paddlers have learned stewardship here, guided by a simple truth: some landscapes are priceless precisely because they demand restraint, responsibility, and care. Today, that ethic is being tested. Proposed sulfide-ore mining at the doorstep of the Boundary Waters—backed by foreign mining interests and enabled by shifting federal policy—poses serious risks to a water-rich ecosystem that cannot absorb failure. This isn't just a Minnesota issue. It's a national question about how America balances resource extraction, public lands, and long-term economic reality against short-term gain. As administrations change, protections have ping-ponged, leaving this place—and others like it—perpetually on defense. In this episode of the Backcountry Hunters & Anglers Podcast & Blast, host Hal Herring is joined by Lukas Leaf and Matthew Schultz of Sportsmen for the Boundary Waters to unpack what's really at stake. From the personal experiences that bind people to the Boundary Waters to the complex web of policy, permits, and public process governing its future, this conversation makes one thing clear: after today, none of us can say we didn't know.    Tell your elected officials to vote NO on HJ Res. 140 and any similar actions taken in the Senate, and call your elected officials directly on the Congressional Switchboard at (202) 224-3121.

In this episode of the HVAC Know It All Business Edition Podcast, co-hosts Gary McCreadie and Furman Haynes discuss the business side of HVAC with veteran technician and entrepreneur Greg Crumpton, the Vice President of Service Logic. Having built and sold his own HVAC business, Greg shares invaluable advice for technicians considering the leap into business ownership. Starting as a technician, he rose through the ranks to service manager, general manager, and eventually founded and sold his own HVAC company. This episode focuses on financial literacy, cash flow management, invoicing, and the crucial mindset shifts needed for success as a contractor-turned-owner.    Expect to Learn:  - Why understanding finances is the cornerstone of starting an HVAC business.  - How to price your services correctly and avoid undercharging.  - The importance of cash flow, invoicing terms, and collection strategies.  - Common mistakes new business owners make — and how to avoid them.  - How automation and process improvements can streamline billing and improve profitability. Episode Breakdown with Timestamps: [00:00:00] – Introduction to the Episode [00:00:59] – Greg's Background and the Technician-to-Owner Journey [00:05:09] – Learning the Financial Side of Business [00:09:42] – Pricing, Margins, and Knowing Your Costs [00:13:03] – Invoicing Strategy and Payment Terms [00:17:18] – Automation and Delegation in Billing [00:19:02] – Setting a Competitive Hourly Rate [00:21:52] – Gross Margin vs. Net Profit (EBITDA)   Follow Greg Crumpton on:  LinkedIn: https://www.linkedin.com/in/crumptonskilledtrades/ Instagram: https://www.instagram.com/gregcrumpton/?hl=en Facebook: https://www.facebook.com/gregcrumpton.airtight/ Company's Website: https://www.servicelogic.com/ Company's LinkedIn: https://www.linkedin.com/company/service-logic   Follow Furman Haynes on:  LinkedIn: https://www.linkedin.com/in/furmanhaynes/  WorkHero: https://www.linkedin.com/company/workherohvac/    Follow Gary McCreadie: LinkedIn: https://www.linkedin.com/in/gary-mccreadie-38217a77/  Website: https://www.hvacknowitall.com  Facebook: https://www.facebook.com/people/HVAC-Know-It-All-2/61569643061429/   Instagram: https://www.instagram.com/hvacknowitall1/   

After a strong start to the year and renewed highs across global markets, Ryan Detrick, Chief Market Strategist, and Sonu Varghese, VP, Global Macro Strategist at Carson Group, step into the growing tension between Washington and the Federal Reserve, and what it could mean for markets, confidence, and policy credibility. They react to Jamie Dimon's latest comments on economic resilience, unpack the unusual legal pressure facing Fed Chair Jerome Powell, and explain why markets appear far more focused on earnings and growth than political noise.Key Takeaways:Markets are prioritizing fundamentals: Earnings growth, productivity gains, and consumer resilience are outweighing the political headlinesFed independence is being tested: The legal and political pressure on the Fed raises long-term questions, but the markets remain focused on outcomes, not noiseMetals are sending a signal: The strength in gold, silver, and industrial metals reflects both global demand and policy uncertaintyLabor markets are cooling, not breaking: Hiring is slower, but the layoffs remain low and prime-age employment stays historically strongBreadth continues to improve: The leadership is expanding beyond mega-cap tech, reinforcing the durability of the current bull marketJump to:0:00 — Economic Resilience, Consumers, And Bank Signals6:00 — Powell, Politics, And Central Bank Independence12:15 — Gold, Metals, And Washington Crosscurrents19:00 — Credit Cards, Housing Policy, And Affordability Risks28:20 — Market Breadth, Diversification, And January Signals31:10 — Labor Market Cooling, Youth Hiring, And Revisions41:00 — Productivity, Margins, And Revenue Per WorkerConnect with Ryan:• LinkedIn: https://www.linkedin.com/in/ryandetrick/• X: https://x.com/RyanDetrickConnect with Sonu:• LinkedIn: https://www.linkedin.com/in/sonu-varghese-phd/• X: https://x.com/sonusvarghese?lang=enQuestions about the show? We'd love to hear from you! factsvsfeelings@carsongroup.com

This episode of the Trading Justice Podcast breaks down the current market environment as major indexes trade near key technical levels. The Justice brothers analyze equities, index structure, and broader market momentum, focusing on support and resistance zones, consolidation patterns, and what traders should be watching as potential catalysts approach. The discussion blends technical analysis, options market context, and trader psychology, offering practical insight into navigating range-bound and breakout-ready markets. The episode also highlights ongoing education, live events, and community resources available through Tackle Trading for traders looking to improve consistency and confidence across changing market conditions

We dig into why traffic is fragmenting, why single-channel expertise won't cut it, and how expert generalists, stronger offers, and brand strategy are now the true growth levers. We share a practical path from productized “done-for-you” to higher-margin “done-with-you,” plus frameworks for attribution, remote team performance, and human-in-the-loop AI.• AI-driven traffic shifts and platform changes• Generalists with deep skills as the new edge• Offers, positioning, and CRO over channel tricks• Human-in-the-loop standards to avoid AI slop• Done-with-you consulting to expand TAM and margin• Retainers, value pricing, and capacity planning• Attribution redesign and qualification signals• Objectives, metrics, KPIs, and NPS for retentionGuest Contact Information: Website: agencyacquisitions.ioLinkedIn: linkedin.com/in/nickavariaTwitter/X: x.com/Nick_AvariaYouTube: youtube.com/@AgencyAcquisitionsInstagram: instagram.com/nick_avariaMore from EWR and Matthew:Leave us a review wherever you listen: Spotify, Apple Podcasts, or Amazon PodcastFree SEO Consultation: www.ewrdigital.com/discovery-callWith over 5 million downloads, The Best SEO Podcast has been the go-to show for digital marketers, business owners, and entrepreneurs wanting real-world strategies to grow online. Now, host Matthew Bertram — creator of LLM Visibility™ and the LLM Visibility Stack™, and Lead Strategist at EWR Digital — takes the conversation beyond traditional SEO into the AI era of discoverability. Each week, Matthew dives into the tactics, frameworks, and insights that matter most in a world where search engines, large language models, and answer engines are reshaping how people find, trust, and choose businesses. From SEO and AI-driven marketing to executive-level growth strategy, you'll hear expert interviews, deep-dive discussions, and actionable strategies to help you stay ahead of the curve. Find more episodes here: youtube.com/@BestSEOPodcastbestseopodcast.combestseopodcast.buzzsprout.comFollow us on:Facebook: @bestseopodcastInstagram: @thebestseopodcastTiktok: @bestseopodcastLinkedIn: @bestseopodcastConnect With Matthew Bertram: Website: www.matthewbertram.comInstagram: @matt_bertram_liveLinkedIn: @mattbertramlivePowered by: ewrdigital.comSupport the show

If job costing only tells you what went wrong after a project is complete, it isn't protecting your margins; it's just record keeping. In this episode of Cultivating Business Growth, Megan Spicer is joined by construction industry expert Katina Peters of Willow Virtual CFO to break down how construction job costing should function as a real-time leadership system, not post-mortem accounting. They discuss why lack of job visibility shows up as profit problems, where job costing typically breaks down, and the job costing best practices contractors can use to protect margins while a job is still running, not after it's too late. If you're tired of surprise overruns, delayed billing, and jobs that look profitable on paper but not in reality, this episode will help you rethink how job costing supports profitability, cash flow, and smarter decision-making.

If you're enjoying the content, please like, subscribe, and comment! Robert's Links: Website: https://robertwjensen.org/X: @jensenrobertwRobert Jensen is Emeritus Professor in the School of Journalism and Media at the University of Texas at Austin. He is the author of It's Debatable: Talking Authentically about Tricky Topics (Olive Branch Press, 2024). Jensen is the coauthor with Wes Jackson of An Inconvenient Apocalypse: Environmental Collapse, Climate Crisis, and the Fate of Humanity (University of Notre Dame Press, 2022) and the editor of From the Ground Up: Conversations with Wes Jackson (New Perennials Publishing, 2022), based on the interviews from “Podcast from the Prairie.” Jensen's other books include The Restless and Relentless Mind of Wes Jackson: Searching for Sustainability (University Press of Kansas, 2021); The End of Patriarchy: Radical Feminism for Men (Spinifex Press, 2017); Plain Radical: Living, Loving, and Learning to Leave the Planet Gracefully (Counterpoint/Soft Skull, 2015); Arguing for Our Lives: A User's Guide to Constructive Dialogue (City Lights, 2013); All My Bones Shake: Seeking a Progressive Path to the Prophetic Voice, (Soft Skull Press, 2009); Getting Off: Pornography and the End of Masculinity (South End Press, 2007); The Heart of Whiteness: Confronting Race, Racism and White Privilege (City Lights, 2005); Citizens of the Empire: The Struggle to Claim Our Humanity (City Lights, 2004); and Writing Dissent: Taking Radical Ideas from the Margins to the Mainstream (Peter Lang, 2001)._______________________Follow us!@worldxppodcast Instagram - https://bit.ly/3eoBwyr@worldxppodcast Twitter - https://bit.ly/2Oa7BzmSpotify - http://spoti.fi/3sZAUTGYouTube - http://bit.ly/3rxDvUL#media #journalism #journalist #vietnam #iraq #viral #news #newsmedia #politics #college #university #professor #subscribe #explore #explorepage #podcastshow #longformpodcast #podcasts #podcaster #podcasting #worldxppodcast #viralvideo #youtubeshorts

Ranjan Roy from Margins is back for our weekly discussion of the latest tech news. This week, we do our 2026 predictions in an abbreviated holiday-time episode. Here's what we cover: 1) Claude Code's ability to run autonomously and complete tasks 2) Claude's ability to use tools 3) Is this a big deal? 4) Can Claude Code style tools be used for more knowledge work? 5) Gmail adds AI 6) Another explanation for Meta's Manus purchase 7) OpenAI gets into healthcare (officially) 8) Future of the doctor-patient interaction 9) Are rigged prediction markets a good thing? 10) Do we still want to do busywork in the age of AI? --- Enjoying Big Technology Podcast? Please rate us five stars ⭐⭐⭐⭐⭐ in your podcast app of choice. Want a discount for Big Technology on Substack + Discord? Here's 25% off for the first year: https://www.bigtechnology.com/subscribe?coupon=0843016b Learn more about your ad choices. Visit megaphone.fm/adchoices

Is the short-term rental industry struggling — or simply growing up? In this episode of The STR Data Lab, AirDNA Chief Economist Jamie Lane sits down with Simon Lehmann to unpack what “normalization” really means for STR operators, investors, and property managers heading into 2026. After years of explosive growth, the industry is entering a new phase — one defined less by expansion and more by execution.Simon shares why demand hasn't collapsed the way headlines suggest, why strong operators are still thriving, and why the biggest shift happening right now is in expectations. Growth rates, margins, and valuations are resetting — but that doesn't spell trouble. Instead, it's forcing a long-overdue focus on discipline, systems, and unit-level profitability. As competition intensifies and margins compress, professionalism is no longer optional.The conversation also dives into technology and AI, exploring why the future isn't about more tools, but fewer — and better — ones. From fragmented tech stacks and data silos to the elusive “source of truth,” Jamie and Simon explain why operators who master their data will be best positioned to survive (and win) in the next chapter of STRs.You don't want to miss this episode if you're planning for 2026 and beyond.Key Takeaways from This EpisodeNormalization ≠ downturn: The STR industry isn't collapsing — growth expectations and return profiles are simply resetting.Execution now beats expansion: We've moved from a growth story to a selection story, where strong operators pull ahead.Professionalization means discipline: Systems, process rigor, and unit-level economics matter more than portfolio size.Margins are under pressure: Rising costs and regulation make revenue management and cost control essential skills.Tech stacks must simplify: The next wave of STR tech will focus on integration, AI-driven insights, and a single source of truth — not more point solutions.Sign up for AirDNA for FREE

Anna Cardoze, vice president of strategic accounts at Growers, shares how ag retailers’ approach to growing customer loyalty has changed alongside the technology available to make the programs perform. She also gives insights on how every ag retail business is nuanced and which may have low hanging fruit to build their businesses bigger with customers.See omnystudio.com/listener for privacy information.

We dive into:Why your beingness is the brand—and how to access itThe quiet resistance most leaders carry that keeps them from full expressionHer philosophy on “branding from the inside out”How she helps clients identify and speak from their core essence, not just what they doThe real story of how she and I met—and why she decided I needed a podcastThis conversation goes far beyond brand strategy. It's about being brave enough to be fully seen and fully yourself. Jenna doesn't just build brands—she calls people home to who they are.If you're ready to stop performing and start resonating, this is an episode you don't want to miss. ----- Jenna Flanagan is an award-winning broadcast journalist, host, and producer whose work bridges public media, local accountability reporting, and smart, accessible conversations about civic life. She has reported and hosted for WNET's MetroFocus, bringing audiences across the New York region in-depth coverage of policy, culture, and community voices. She has also been a field reporter responsible for covering how policy presented in the New York State legislature impacts constituents across the state for WMHT's government and public-affairs program New York NOW.Jenna began her career at New York's 1010 WINS, rising from production assistant to assistant editor in a fast-paced newsroom. She then went on to WBGO in Newark as a general-assignment reporter before spending six and a half years at WNYC's All Things Considered as a writer, reporter, and producer. Her work has also aired nationally on NPR.Her recent projects include co-creating and co-hosting the podcast Laid Off and Looking, a candid series that examines how news is made, who shapes it, and what's at stake for democracy as the media industry restructures. She has also hosted the award-winning podcast series, After Broad and Market, revisiting the 2003 murder of Sakia Gunn to explore the power and limits of local journalism.A Hudson Valley native who grew up in New Paltz, Jenna studied communications and journalism at Seton Hall University. She continues to champion localism and public-interest reporting across platforms, appearing on radio, television, and digital outlets to elevate stories that inform, challenge, and connect communities. Laid Off and Looking Podcast: https://www.youtube.com/@LaidOffandLookingPodcastIn the Margins with Jenna Flanagan Substack: https://jflanagan.substack.com/Jenna Flanagan on TikTok: https://www.tiktok.com/@jflannys?lang=en --------John Bates provides 1:1 Executive Communications Coaching, both in-person and online. He also gets 92+ Net Promoter Scores for his large and small group leadership development trainings at organizations like Johnson & Johnson, NASA, Google, Intuit, Boston Scientific, and many more. Find more at https://executivespeakingsuccess.com.Sign up for his weekly micro-trainings for free at https://johnbates.com/mini-trainings and create a great leadership communications habit that makes you the kind of leader who inspires trust, loyalty, and connection.

In this episode, we'll hear what can happen when brokers aren't financially prepared to weather market swings and how new regulations reshape the freight landscape with today's returning guest, Ken Adamo from DAT Freight & Analytics! We break down the new FMCSA broker financial responsibility rule, why automatic authority revocation within seven days is a necessary step toward freight market stability, stronger broker compliance, and more reliable carrier payments, the current freight market conditions—rates are moving up, but volumes and gross margins are flat, putting real pressure on broker profitability heading into early 2026, and why transparent pricing, flexible 12-month contracts, and honest shipper conversations matter more than ever!   About Ken Adamo Ken Adamo, Chief of Analytics and Vice President of Strategy and Business Development at DAT Freight & Analytics, leads strategy, customer engagement, and industry analysis. He played a key role in DAT's acquisition of Trucker Tools, strengthening the company's visibility solutions. A recognized expert in freight market trends, Adamo has helped customers navigate shifting conditions by translating complex data into practical insights. He has led key strategic initiatives, advanced predictive analytics, and serves as a trusted resource for industry analysts, customers, and journalists. Before DAT, he led pricing and decision science teams at FedEx, developing forecasting models to optimize decision-making and profitability. He was named a 2025 Pro to Know (Rising Stars category) by Supply & Demand Chain Executive and has been quoted in the Wall Street Journal and trade publications. Ken holds a bachelor's degree in Finance from the University of Akron and an MBA from The Ohio State University.   Connect with Ken Website: https://www.dat.com/  LinkedIn: https://www.linkedin.com/in/ken-adamo-8481611a/ / https://www.linkedin.com/company/dat-freight-and-analytics/  

Stage Four of the Dakar Rally 2026 delivered one of the tightest and most revealing days of the rally so far, as competitors tackled the opening leg of the Marathon Stage under intense pressure.In this episode, we break down the Stage 4 results across motorcycle and vehicle categories, highlighting standout performances, razor-thin time gaps, and the strategic implications of penalties and bonus time.On the bike side, Tosha Schareina claimed the Stage 4 victory with a time of 4:31:56, capping off a dominant performance on a day where the top four riders finished within just 16 seconds. Bonus time awarded to riders opening the stage once again played a key role in leveling the playing field and shaping the final results.This episode also takes a closer look at:How bonus time and penalties are influencing overall standingsWhy Rally 2 remains a critical category for emerging competitorsThe importance of team dynamics and coordination during marathon stagesThe extensive safety measures in place, including helicopters and ambulances positioned along the courseHow the Marathon Stage begins to expose weaknesses in both riders and machinesWith standings remaining tight and penalties capable of reshaping the leaderboard overnight, Stage 4 reinforces a core Dakar reality: consistency and discipline matter as much as speed.

This episode of the Trading Justice Podcast breaks down the latest market action as major indexes hover near critical technical levels. The Justice brothers discuss equities, index structure, and broader market momentum, with a focus on support and resistance, consolidation patterns, and what traders should be watching as the next catalyst approaches. The conversation blends technical analysis, options market context, and trader psychology while keeping the discussion approachable and practical. The episode also highlights ongoing education, live events, and community resources available through Tackle Trading, making this a valuable listen for traders navigating uncertain market conditions.

In this episode of the Uplevel Dairy Podcast, farm efficiency and profitability expert Pauly Paul from Complete Management Consulting discusses strategies to help dairy producers navigate through the anticipated low milk prices in 2026. He highlights the importance of labor efficiency, reproduction management, and optimized feeding practices. Through real-world examples and farm audits, Pauly shares how streamlining operations, improving employee productivity, and refining reproductive protocols can result in significant cost savings and increased profitability. The discussion also touches on the value of having an external perspective to identify inefficiencies and areas for improvement. This episode is packed with actionable insights for dairy managers and owners preparing for the financial challenges ahead.This Episode is Brought to you by Complete Management ConsultingAbout Complete Management Consultingwww.CompleteManagementConsulting.comcompletemanagementconsulting@gmail.com920-418-313500:00 Introduction: Navigating Low Milk Prices in 202600:38 Starting the Discussion: Preparing for 202602:08 Key Focus Areas: Labor, Reproduction, and Feeding02:28 Labor Efficiency: Streamlining Workforce15:59 Reproduction Strategies: Enhancing Preg Rates24:14 Feeding and Rations: Optimizing Nutrition34:43 Conclusion: Final Thoughts and Word of the Year

Markets closed 2025 with strong gains, but the path forward into 2026 is far more nuanced than headline optimism suggests. Lance Roberts reviews what drove 2025's market performance, why the Santa Claus Rally failed, and how shifting inflation trends, Federal Reserve policy expectations, and valuation levels are shaping market outlooks for 2026.How can investors navigate the New Year with realistic expectations, disciplined risk management, and diversified positioning, recognizing that returns may come with higher volatility than recent years. 0:00 - INTRO 0:19 - Maduro Impact on Oil; What's Next for New Year? 4:42 - No Santa Rally! 9:58 - What to Expect in 2026 14:13 - Base Portfolio Management in Terms of a Range of Outcomes 20:02 - The Risk of Disappointment 24:00 - Full Time Employment is Driver for Economic Growth 27:39 - The Big Story - Earnings Catch Down to Growth 31:43 - What WILL Derail Markets in 2026 35:16 - Supply Demand Imbalances & Precious Metals 40:23 - How Prices are Set by Futures Markets 42:20 - Margins on Commodities 50:42 - Comming Attractions Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=LxDnB-Z7mJI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this report: "Market Outlook For 2026" https://realinvestmentadvice.com/resources/blog/market-outlook-for-2026/ "Precious Metals Aren't Predicting Economic Collapse" https://realinvestmentadvice.com/resources/blog/precious-metals-arent-predicting-economic-collapse-draft/ ------- The latest installment of our new feature, Before the Bell, "Markets Enter 2026 Consolidation Phase as Volatility Looms," is here: https://www.youtube.com/watch?v=ZeEA-JQBKEA&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1&t=10s ------- REGISTER for our 2026 Economic Summit, "The Future of Digital Assets, Artificial Intelligence, and Investing:" https://www.eventbrite.com/e/2026-ria-economic-summit-tickets-1765951641899?aff=oddtdtcreator ------- Watch our previous show, "What Great Financial Planning Looks Like," here: https://www.youtube.com/watch?v=IhVoQc7adgU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketOutlook #StockMarketUpdate #MarketVolatility #TechnicalAnalysis #PreMarketUpdate #MarketOutlook2026 #StockMarketAnalysis #InvestmentRisk #FederalReservePolicy #PortfolioStrategy

Markets closed 2025 with strong gains, but the path forward into 2026 is far more nuanced than headline optimism suggests. Lance Roberts reviews what drove 2025's market performance, why the Santa Claus Rally failed, and how shifting inflation trends, Federal Reserve policy expectations, and valuation levels are shaping market outlooks for 2026.How can investors navigate the New Year with realistic expectations, disciplined risk management, and diversified positioning, recognizing that returns may come with higher volatility than recent years. 0:00 - INTRO 0:19 - Maduro Impact on Oil; What's Next for New Year? 4:42 - No Santa Rally! 9:58 - What to Expect in 2026 14:13 - Base Portfolio Management in Terms of a Range of Outcomes 20:02 - The Risk of Disappointment 24:00 - Full Time Employment is Driver for Economic Growth 27:39 - The Big Story - Earnings Catch Down to Growth 31:43 - What WILL Derail Markets in 2026 35:16 - Supply Demand Imbalances & Precious Metals 40:23 - How Prices are Set by Futures Markets 42:20 - Margins on Commodities 50:42 - Comming Attractions Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=LxDnB-Z7mJI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this report: "Market Outlook For 2026" https://realinvestmentadvice.com/resources/blog/market-outlook-for-2026/ "Precious Metals Aren't Predicting Economic Collapse" https://realinvestmentadvice.com/resources/blog/precious-metals-arent-predicting-economic-collapse-draft/ ------- The latest installment of our new feature, Before the Bell, "Markets Enter 2026 Consolidation Phase as Volatility Looms," is here: https://www.youtube.com/watch?v=ZeEA-JQBKEA&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1&t=10s ------- REGISTER for our 2026 Economic Summit, "The Future of Digital Assets, Artificial Intelligence, and Investing:" https://www.eventbrite.com/e/2026-ria-economic-summit-tickets-1765951641899?aff=oddtdtcreator ------- Watch our previous show, "What Great Financial Planning Looks Like," here: https://www.youtube.com/watch?v=IhVoQc7adgU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketOutlook #StockMarketUpdate #MarketVolatility #TechnicalAnalysis #PreMarketUpdate #MarketOutlook2026 #StockMarketAnalysis #InvestmentRisk #FederalReservePolicy #PortfolioStrategy

People in Acadiana love restaurants. They love talking about them, reviewing them, arguing about them. They always seem to think they could run one. Hey, if you can cook, why not? Here’s the thing: Restaurants are famously unforgiving businesses. Margins are thin. Labor is hard to find and harder to keep. One bad weekend, one broken piece of equipment, one stretch of slow traffic — and suddenly you’re wondering why you ever thought this was a good idea. And yet, people keep opening them. Maybe that’s because a successful restaurant can be an institution, a fixture of community from generation to generation. Take Ton’s, the diner and plate-lunch place founded in 1963 by the grandparents of Christiaan's lunch guest, Hollie Girouard. Hollie grew up in the restaurant. Ton’s was her second home long before it was her responsibility. A volleyball scholarship brought her to UL, where she studied graphic design and imagined a future in the visual arts. But restaurant life always sucked her back in. In 2023, Hollie opened Ton’s Downtown in Downtown Lafayette. It’s got all the Ton’s staples people expect — gumbo, burgers, plate lunches — with a little bit of a Downtown twist. Belly up to the bar and you can grab fresh juice, vegan options, frozen coffee, cocktails, and late-night service on weekends. Between the Broussard and downtown locations, Ton’s employs about thirty people. Hollie runs both, takes a long-term view of growth, and describes her downtown strategy as a “slow burn.” Dillon Van Way is the founder of Uncle Bob’s Food Truck Roundup, a boutique food truck park in downtown Lafayette. A food truck park makes a lot of sense in Downtown Lafayette — a dense area with relatively high foot traffic and a reputation as a food destination. But Dillon will be the first tell you it’s not easy getting a no-brainer. Dillon is an architect by trade. And as you can by now guess, his name is not Uncle Bob. The food truck park grew out of a real estate project. Dillon redeveloped a building into apartments and found himself with a vacant adjacent lot. Rising construction costs and inflation made traditional development unattractive, so he tried something else: a carefully designed food truck park. Uncle Bob’s opened during Mardi Gras of 2025. Out to Lunch Acadiana was recorded live over lunch at Tsunami Sushi in downtown Lafayette. You can find photos from this show by Astor Morgan at itsacadiana.com.See omnystudio.com/listener for privacy information.

In this episode, Kelly talks with Dr. Robert K.C. Forman, author of “Christianity Imagined,” about how Christianity drew him in, what's meaningful to him about Christian practice, and what many modern Christians miss about Jesus' message. Dr. Forman shares his journey through various spiritual practices, describes the church experience that changed everything for him, and defines the distinction between the pre-Easter and post-Easter Jesus as an example for us to follow. This is an important conversation for the “mystics on the margins,” who are in touch with the spiritual, find comfort and power and prayer, but do not necessarily believe in the kind of God that churches traditionally teach about. 

 Dr. Robert K.C. Forman is a prolific writer, teacher, and spiritual guide. Through his work as a university professor, ordained interfaith minister, hospital chaplain, and more, Dr. Forman has tirelessly studied the intellectual and mystical aspects of human spiritual experience. His latest book, Christianity Reimagined, offers a fresh perspective on faith, illuminating the voices of “mystics on the margins” whose insights challenge and enrich the spiritual landscape. Find out more about his work at christianityreimagined.org. ***** Special thanks to our sponsors at Quoir, publishers of The Quollective. The Quollective isn't just another media platform. It's a grassroots,  justice-fueled toolbox for people who want to change the world—and still laugh while doing it. ---- Use promo code radicallove for 10% off a yearly subscription—that's a savings of 20% off the monthly price.  Go to thequollective.com and let's build a post-fascist future together.   Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Ranjan Roy from Margins is back for our weekly discussion of the latest tech news. This week, we do our 2026 predictions in an abbreviated holiday-time episode. Here's what we cover: 1) Meta buys Manus 2) Is the Manus deal an enterprise play? 3) What Meta could do with consumer AI agents 4) Why consumer AI agents are a good advertising strategy for Meta 5) Instagram head Adam Mosseri addresses AI slop 6) Meta Ray-Bans don't work in the cold 7) NVIDIA pretty much buys Groq 8) Elon Musk's Grok goes full pervert 9) Who's responsible? 10) What explains the rise of sports betting and prediction markets -- is it a lack of a stable financial future that would otherwise be worth investing in? --- Enjoying Big Technology Podcast? Please rate us five stars ⭐⭐⭐⭐⭐ in your podcast app of choice. Want a discount for Big Technology on Substack + Discord? Here's 25% off for the first year: https://www.bigtechnology.com/subscribe?coupon=0843016b Learn more about your ad choices. Visit megaphone.fm/adchoices

Ahead of CES 2026, Frances Newton talks about what Nvidia (NVDA) can do to further establish dominance in the AI chipmaking industry. While rising competition is something she believes will hit margins, she makes the case that "nothing's going to kill Nvidia" with persistent supply constraints. George Tsilis offers an example options trade for the Mag 7 leader. ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

If you'd like to see full video of this and other episodes, join the Reel Notes Patreon at the Homie ($5/month) tier or higher. Each episode is also available to buy individually for $5 (BUY IT THROUGH A WEB BROWSER OR THE PATREON ANDROID APP, NOT VIA THE PATREON iOS APP. YOU'LL GET CHARGED EXTRA MONEY AND IT WILL TAKE LONGER TO PROCESS.) You also get early access to episodes, an invite to our Discord server, access to the Reel Talk movie night archives, and more!My guest for the season five finale is D.C. rapper and model El Cousteau. We spoke about The Godfather series, The Sopranos, The Wood, The Best Man, putting on for Black cinema, coming up in the D.C. rap scene, his modeling career, his connections to A$AP Rocky and MIKE and his 10k Global label, solidifying his sound, and the creative process behind his last two projects—Merci, Non Merci and this past summer's Dirty Harry 2. Thank y'all so much for a fantastic season 5, now for the last time this year, come fuck with us.Dirty Harry 2 is available now wherever music is sold, streamed, or stolen. Follow Cousteau on Instagram, Twitter, and TikTok: @elcousteau Reel Notes stands in solidarity with American immigrants against ICE and the oppressed peoples of Palestine, Congo, Sudan, Tigray, and Haiti. Please consider donating to the Coalition for Humane Immigrant Rights, the Palestine Children's Relief Fund,  The Palestinian Youth Movement, The Zakat Foundation, HealAfrica, FreeTigray, and/or Hope For Haiti. Protest, fight back, and fuck the system. My first book, Reel Notes: Culture Writing on the Margins of Music and Movies, is available now, via 4 PM Publishing. Order a digital copy on Amazon.Follow me on Instagram (@cinemasai), Twitter (@CineMasai_), TikTok (@cinemasai), Letterboxd (@CineMasai), and subscribe to my weekly Nu Musique Friday newsletter to stay tapped in to all things Dylan Green.  Follow Hearing Things at hearingthings.co or @hearingthingsco on all social platforms.   Support the show

If you'd like to see full video of this and other episodes, join the Reel Notes Patreon at the Homie ($5/month) tier or higher. Each episode is also available to buy individually for $5 (BUY IT THROUGH A WEB BROWSER OR THE PATREON ANDROID APP, NOT VIA THE PATREON iOS APP. YOU'LL GET CHARGED EXTRA MONEY AND IT WILL TAKE LONGER TO PROCESS.) You also get early access to episodes, an invite to our Discord server, access to the Reel Talk movie night archives, and more!My guests this week are Baltimore rapper, producer, and podcaster Height Keech and New York rapper-producer Nosaj of New Kingdom, who together are known as Wave Generators. We spoke about One Battle After Another, Yorgos Lanthimos's Bugonia, various observations about the surveillance state, the mechanics and economics of indie rap, a brief retrospective on their early careers, how Wave Generators has introduced them to new audiences, and the creative process behind their latest album Run Away With A Wild And A Rare One. Come fuck with us.Run Away With A Wild And A Rare One is available now wherever music is sold, streamed, or stolen. Consider copping directly from their Bandcamp page. Follow Wave Generators on Instagram and Twitter: @wavegenerators. Follow Height on Instagram (@height_keech) and Twitter (@HeightKeech). Follow Nosaj on Instagram: @jasonfurlow23   My first book, Reel Notes: Culture Writing on the Margins of Music and Movies, is available now, via 4 PM Publishing. Order a digital copy on Amazon.Reel Notes stands in solidarity with American immigrants against ICE and the oppressed peoples of Palestine, Congo, Sudan, Tigray, and Haiti. Please consider donating to the Coalition for Humane Immigrant Rights, the Palestine Children's Relief Fund,  The Palestinian Youth Movement, The Zakat Foundation, HealAfrica, FreeTigray, and/or Hope For Haiti. Protest, fight back, and fuck the system.Follow me on Instagram (@cinemasai), Twitter (@CineMasai_), TikTok (@cinemasai), Letterboxd (@CineMasai), and subscribe to my weekly Nu Musique Friday newsletter to stay tapped in to all things Dylan Green.  Follow Hearing Things at hearingthings.co or @hearingthingsco on all social platforms.   Support the show

AppLovin just crossed $250 billion in market cap. Stock up 127% YTD. EBITDA margins at 82%. Is this the beginning—or the top?We assembled the most qualified panel possible to break it down: an operator running millions through AppLovin's platform, a gaming-focused financial analyst, and an institutional investor who's seen these cycles before.What emerged isn't your typical bull-bear debate. It's a breakdown of how dominance actually works in ad tech—and what could break it.IN THIS EPISODE→ Why AppLovin doesn't need to be better than competitors—just 95% as good→ The MAX/Axon lock-in that keeps publishers captive→ E-commerce expansion: AppLovin is beating Google on Android→ The SEC investigation and deplatforming risk (how worried should you be?)→ What one operator's portfolio data reveals about where the cracks are forming→ Each panelist's prediction for AppLovin in 2026SPEAKERSJosh Chandley — President & CEO, WildCard GamesMatthew Kanterman, CFA — Director of Research, Blue River Financial GroupBrian Peganoff — Former TMT Investor, Founder Timber AdvisorsJoseph Kim — CEO, Lila GamesTIMESTAMPS[00:00] Introduction & Panel Overview[01:22] AppLovin Financial Recap: 127% YTD, 82% Margins[04:52] Valuation Analysis: Is Growth Priced In?[07:15] The Bull Case: Infrastructure Lock-In[10:30] How MAX & Axon Create Publisher Dependency[15:45] E-Commerce Expansion: Beating Google on Android[22:10] Why Meta & Google Can't Compete on iOS[28:40] The Bear Case: Five Risks[35:20] SEC Investigation & Deplatforming Risk[42:15] The Infrastructure Risk Nobody Discusses[48:30] Competitive Landscape: Unity, Moloco, Meta[58:20] Connected TV: Wild Card or Dead End?[1:05:40] Panel Predictions for 2026[1:15:30] Key TakeawaysLINKSNewsletter: https://www.gamemakers.comFull article: https://www.gamemakers.com/p/applovin-bull-bear-casePixels & Profits is a GameMakers series covering the business and investing side of the gaming industry.

This episode of In The Telling (Season 5, Episode 37) is about family, memory, and the places where we once felt safest without fully understanding why. Through memories of roller-coaster rides shared with her father and extended family, writer Lyzette Wanzer revisits a childhood shaped by laughter, ritual, and belonging—moments that helped define what family felt like at its best.Lyzette Wanzer is a San Francisco writer, editor, and writing workshop instructor. Her work appears in over thirty literary journals, magazines, books, and newspapers. Library Journal named her book, TRAUMA, TRESSES, & TRUTH: Untangling Our Hair Through Personal Narratives … a Top 10 Best Social Sciences Book. Her articles have appeared in Essay Daily, The Naked Truth, and the San Francisco University High School Journal. Her research interests include professional development for creative writers, Black feminism, critical race theory, and the lyrical essay form. Lyzette is a contributor to LYRIC ESSAY AS RESISTANCE: Truth from the Margins and THE CHALK CIRCLE: Intercultural Prizewinning Essays. You can learn more about Lyzette and her work by visiting her website: www.lyzettewanzermfa.com

Date: December 28, 2025Speaker: Aaron Beane

Ranjan Roy from Margins is back for our weekly discussion of the latest tech news. This week, we do our 2026 predictions in an abbreviated holiday-time episode. Here's what we cover: 1) AI agents start to work 2) ChatGPT hitting 1 billion users 3) AI shopping takes off 4) Ranjan gets a folding phone 5) Apple's best year ever 5) AI love boom arrives 6) AI infrastructure washout 7) 2026 Market and Performance 8) OpenAI's position 9) Does Alexandr Wang stay at Meta? --- Enjoying Big Technology Podcast? Please rate us five stars ⭐⭐⭐⭐⭐ in your podcast app of choice. Want a discount for Big Technology on Substack + Discord? Here's 25% off for the first year: https://www.bigtechnology.com/subscribe?coupon=0843016b Wealthfront.com/bigtech. If eligible for the overall boosted 3.90% rate offered with this promo, your boosted rate is subject to change if the 3.25% base rate decreases during the 3-month promo period. The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC, not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 12/19/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable base APY. Instant withdrawals are subject to certain conditions and processing times may vary. Learn more about your ad choices. Visit megaphone.fm/adchoices

#728 What if you could flip fruit into a seven-figure business? In this episode hosted by Brien Gearin, Shannon Houchin, founder of Roadside Republic, shares how she turned a humble $200 peach stand into a booming operation with dozens of stands and a powerful community impact. We dive into everything from sourcing farm-fresh peaches, negotiating with orchards and wholesalers, and choosing high-traffic locations, to managing logistics, pricing for strong margins, and scaling with seasonal staff. Shannon reveals why peaches are uniquely profitable, how her team guarantees quality, and how Roadside Republic has become both a business and an educational resource. She also explains how their online course helps others launch successful stands from scratch. If you've ever dreamed of a simple, scalable side hustle with deep community ties, this one's for you! (Original Air Date - 5/12/25) What we discuss with Shannon: + The Origins of Roadside Republic + Building a Peach Stand Business + Starting Small: The $200 Peach Stand + Sourcing and Logistics of Peaches1 + Pricing and Margins in the Peach Business + Understanding Pricing and Profit Margins + Choosing the Right Location for Your Stand + Navigating Permits and Permissions + Scaling Your Roadside Stand Business + Overcoming Common Challenges + Building Supplier Relationships + Why Peaches? The Premium Fruit + Quality Assurance and Customer Satisfaction + Roadside Republic: Teaching and Resources Thank you, Shannon! Check out Roadside Republic at ⁠RoadsideRepublic.com⁠. Follow Shannon on ⁠TikTok⁠. Watch the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠video podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ of this episode! To get access to our FREE Business Training course go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠MillionaireUniversity.com/training⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠millionaireuniversity.com/sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

Why is your margin getting smaller even when sales look fine? Your revenue is growing, your ads look fine, and orders keep coming in. So why does it feel harder to make money than it used to? This episode explains why margins shrink as platforms mature and how sellers get caught off guard.In this Week in Review, Neil explains how platform maturity removes early incentives, raises costs, and quietly compresses margins long before dashboards turn red.Using TikTok Shop changes, EU policy updates, and platform maturity patterns, we'll hear why margins shrink under the surface and how operators plan ahead. If you depend on one platform, this episode shows what to watch before 2026.

In any gathering, there are a few people in the spotlight, so to speak, and there are a few on the periphery. Those in the spotlight may seem like the most interesting people in the room, but those on the periphery sometimes have the most fascinating stories. Today on A NEW BEGINNING, Pastor Greg Laurie takes us to the birth of Christ and helps us meet a couple of people who seem to be on the periphery of the story, but who have much to teach us about having a love for Christ. — Become a Harvest Partner today and join us in knowing God and making Him known through media and large-scale evangelism, our mission of over 30 years. Explore more resources from Pastor Greg Laurie, including daily devotionals and blogs, designed to answer your spiritual questions and equip you to walk closely with Christ.Support the show: https://bit.ly/anbsupportSee omnystudio.com/listener for privacy information.

In this week's basketball coaching conversation, Radford head coach Zach Chu joins the Basketball Podcast to share insights on winning in the margins.Zach Chu is in his first year as the Head Men's Basketball Coach at Radford University. Currently the youngest head coach in NCAA Division I men's basketball, Zach Chu brings nine years of experience in the NBA and a deep analytical background. Chu capitalizes on a deep analytical background, uniquely positioning him to navigate the rapidly changing landscape of college basketball with an end-to-end application of analytics from portal management, roster composition, and individual player development to game strategy.After accompanying Coach Rick Carlisle to Indiana to manage game strategy, following five years in the Dallas Mavericks' organization, Chu helped the Pacers leverage a data-driven approach to engineer one of the most efficient offenses in the NBA and an appearance in the Eastern Conference finals by their third year.Recognizing the potential impact of this differentiated strategy in the NIL era, Chu accepted the role as Chief Strategist at SMU last year, where he implemented the same conceptual approach proven at the NBA level, producing the 20th ranked offense in the country while being one of only two schools in the nation to have six players average double figures. The Mustangs posted a 24-11 record, including a 13-7 finish in their inaugural season in the ACC.

In any gathering, there are a few people in the spotlight, so to speak, and there are a few on the periphery. Those in the spotlight may seem like the most interesting people in the room, but those on the periphery sometimes have the most fascinating stories. Today on A NEW BEGINNING, Pastor Greg Laurie takes us to the birth of Christ and helps us meet a couple of people who seem to be on the periphery of the story, but who have much to teach us about having a love for Christ. Spiritual momentum is building! Help us continue to meet this unique moment by supporting our evangelistic efforts in 2026—give before the year ends! — Become a Harvest Partner today and join us in knowing God and making Him known through media and large-scale evangelism, our mission of over 30 years. Explore more resources from Pastor Greg Laurie, including daily devotionals and blogs, designed to answer your spiritual questions and equip you to walk closely with Christ.Support the show: https://bit.ly/anbsupportSee omnystudio.com/listener for privacy information.

Ranjan Roy from Margins is back for our weekly discussion of the latest tech news. We cover: 1) Recap of my Sam Altman interview 2) OpenAI's memory play 3) Deepening relationships between people and chatbots 4) Could an all-knowing AI assistant work? 5) Model vs. product revisited 6) OpenAI's enterprise play 7) The infrastructure bet 8) OpenAI's forthcoming AI device 9) AGI's meaning? 10) Google's fast Gemini flash models 11) Microsoft Copilot falling out of favor --- Enjoying Big Technology Podcast? Please rate us five stars ⭐⭐⭐⭐⭐ in your podcast app of choice. Want a discount for Big Technology on Substack + Discord? Here's 25% off for the first year: https://www.bigtechnology.com/subscribe?coupon=0843016b From Big Technology on Substack: Seven Big Thoughts on OpenAI's Strategy & Future Following My Sam Altman Conversationhttps://www.bigtechnology.com/p/seven-big-thoughts-on-openais-strategy Questions? Feedback? Write to: bigtechnologypodcast@gmail.com --- Wealthfront.com/bigtech. If eligible for the overall boosted 3.90% rate offered with this promo, your boosted rate is subject to change if the 3.25% base rate decreases during the 3-month promo period. The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC, not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 12/19/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable base APY. Instant withdrawals are subject to certain conditions and processing times may vary. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we're sharing a conversation with David George, General Partner at a16z on the firm's growth investing team. David has been involved in backing many of the defining companies of this era and is now investing behind a new wave of AI startups.This discussion goes deep into how the a16z growth practice operates: how the team hires and develops a “Yankees-level” culture, how investment decisions get made without traditional committees, and how they build long-term relationships with founders years before investing.A major focus is AI. David talks through how the team is investing across the stack and why he believes this period could create some of the largest companies ever built.He also walks through the models that guide his thinking: why markets often misprice consistent growth, what makes “pull” businesses so durable, why many important markets become winner-take-all, and what he's learned from studying exceptional founders — especially the “technical terminators” he's drawn to. Resources:Follow Harry Stebbings on X: https://twitter.com/HarryStebbingsFollow David George on X: https://twitter.com/DavidGeorge83 Stay Updated:If you enjoyed this episode, be sure to like, subscribe, and share with your friends!Find a16z on X: https://twitter.com/a16zFind a16z on LinkedIn: https://www.linkedin.com/company/a16zListen to the a16z Podcast on Spotify: https://open.spotify.com/show/5bC65RDvs3oxnLyqqvkUYXListen to the a16z Podcast on Apple Podcasts: https://podcasts.apple.com/us/podcast/a16z-podcast/id842818711Please note that the content here is for informational purposes only; should NOT be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security; and is not directed at any investors or potential investors in any a16z fund. a16z and its affiliates may maintain investments in the companies discussed. For more details please see a16z.com/disclosures](http://a16z.com/disclosures. Stay Updated:Find a16z on XFind a16z on LinkedInListen to the a16z Show on SpotifyListen to the a16z Show on Apple PodcastsFollow our host: https://twitter.com/eriktorenberg Please note that the content here is for informational purposes only; should NOT be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security; and is not directed at any investors or potential investors in any a16z fund. a16z and its affiliates may maintain investments in the companies discussed. For more details please see a16z.com/disclosures. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.