Podcast appearances and mentions of mary jo

What happens when everyone expects someone else to pick up the bill? From a nightmare condo sale to health insurance chaos, this episode is a raw, unfiltered wake-up call on personal responsibility, money, and self-reliance. In this episode, Mary Jo shares a months-long real estate saga that exposed a deeper issue she's seeing everywhere—from first-time homebuyers and realtors, to health insurance, escrow accounts, and even parenting adult children. The common theme? Too many people are handing off responsibility—and expecting others to pay the price. This episode isn't about being harsh. It's about understanding how money actually works, why Infinite Banking is rooted in self-responsibility, and why depending on systems, banks, or government programs can leave you vulnerable. Key Takeaways: Why buyers asking for everything is a dangerous financial mindset How escrow accounts and employer benefits disconnect you from reality The real cost of "someone else will handle it" Why self-insurance and Infinite Banking go hand in hand What parents should (and shouldn't) subsidize for adult kids Chapters: (00:00) – A 20-Year-Old, Sourdough Bread, and Rent Reality (01:25) – The Condo Sale From Hell (04:10) – Buyers, Realtors, and Zero Accountability (09:20) – When You Can't Afford Repairs, You Can't Afford the House (16:45) – Health Insurance, Escrow, and Giving Up Control (21:45) – Generational Expectations & Entitlement (27:50) – Infinite Banking = Self-Responsibility If this episode made you uncomfortable, you probably needed it. Subscribe for more real conversations about money. Share this with someone who needs a reality check. Leave a comment (respectful ones get read). Links & Resources Mentioned: Get the book: https://farmingwithoutthebank.com... Email Mary Jo: maryjo@withoutthebank.com

Hello sisters

This episode Mike travels a whole 20 minutes and visits…and no exaggeration…the most beautiful comic shop he's ever seen. See for yourself in the Facebook post! It's Villainous Grounds in Perryville, MO, and upon entering the 140-year-old building in the historic Perryville town square, you will feel right at home at the coffee bar, at a table in the nook, or in the second floor Mad Hatter's Room. And if this isn't enough, Villainous Grounds has for six years co-hosted the “Heroes for Kids Comic Con,” raising more than $11,000 for regional and local organizations each year for the past two years. It's not local bias that has Mike raving about Villainous Grounds…every bit of the praise is well-earned. And the owners, David and Mary Jo, are absolutely inspiring! If you ever get the chance, you will be as amazed as Mike at the atmosphere and customer service at Villainous Grounds, one of the few comic shops where you can get a caffeinated beverage of your choice at the same time as you buy your comics. Mike is joined by the one and only Clinton of the Coffee and Comics Podcast. I mean the choice in cohost made itself. Find and follow Villainous Grounds at https://villainousgrounds.com, as well as on Facebook and Instagram. You can contact them at (573) 605-1333, or better yet, visit them at 26 N Jackson St, Perryville, MO, United States, 63775. Be sure to catch Clinton and his podcasts on your favorite podcast feed and follow him on Facebook. Many thanks to Clinton for joining me for the great discussion and to David and Mary Jo for their great recommendation of Hairball.

Is life insurance a luxury—or a necessity? In this episode of Farming Without The Bank (FWTB Ep. 338), Mary Jo breaks down Chapter 7 of Nelson Nash's Warehouse of Wealth and explains how Parkinson's Law silently destroys financial progress, especially when people experience windfalls of money. From selling land, paying off equipment, kids leaving the house, or daycare expenses disappearing—windfalls happen whether you notice them or not. The real question is: Where does that money go? Nelson Nash's real-life example shows how paying off a policy loan after a windfall can feel like backdating life insurance by 13 years at a better health rating—an advantage you can never recreate later. This episode challenges the belief that life insurance is optional and explains why end-of-life benefits and banking should be treated like fuel in a vehicle—non-negotiable. Key Takeaways: Why Parkinson's Law eats every "extra dollar" if you don't give it a job How windfalls (kids moving out, loans paid off, daycare ending) should be redirected Why delaying a policy creates massive inefficiencies later in life Why the end of life benefit for children is about time to mourn, not profit How farmers and ranchers must be in the business of banking, not just production Chapters: (00:00) – Life Insurance: Luxury or Necessity? (01:07) – Nelson Nash's Windfall & Backdated Advantage (03:10) – Kids Leaving Home = Hidden Windfall (04:42) – Parkinson's Law Explained (08:04) – Daycare, Sports & Missed Opportunities (09:43) – Death Benefit Is Non-Negotiable (12:29) – Building Banking Into Your Commodity Price

Simon has a fascinating conversation with Iowa Mother & Son, Mary Jo Starnes and Chuck Bickel, about the incredible way their father/grandfather was not only a part of history but also documented one of the greatest days in American history. Joe Hightower was serving aboard the USS JEROME COUNTY, a LST-542 class tank landing ship, on Sept 2, 1945. He witnessed history that day in Tokyo Bay when the Japanese signed their surrender to the United States on the deck of the USS MISSOURI. Joe kept journals during his time in the military and decades later his daughter, Mary Jo, discovered and read them. With the help of her son, Chuck, they turned Joe's personal journals into an amazing book of his first-person account of history. Iowans - part of history, witnessing history, documenting history so history is never forgotten.

You've been told corporations pay taxes, but what if that's the biggest lie in the system? In this episode, Mary Jo breaks down who really pays for taxes, benefits, tariffs, and government programs—and why the consumer always ends up holding the bag. In Episode 337 of Farming Without the Bank, Mary Jo dives into Chapter 6 of Nelson Nash's Warehouse of Wealth: "Lies, Lies, and Lies." This episode exposes how taxes, Social Security, employee benefits, tariffs, credit card fees, and corporate expenses are never absorbed by businesses—they are passed directly to you, the consumer. From Social Security myths to corporate "tax hikes," from government spending to free coffee at the sale barn, this episode reframes how money actually flows through the economy and why financial literacy is so rare—and so dangerous to ignore. Key Takeaways: Corporations do not pay taxes; they collect them from consumers Employees pay 100% of Social Security, not "half." All benefits, perks, and expenses are built into prices or wages Government redistribution still starts with taxing the public Business owners have tax flexibility, but consumers do not Financial illiteracy keeps people trapped, believing money myths Chapters: (00:00) – The danger of financial lies (02:00) – Who really pays taxes? (05:00) – Social Security & employee benefit myths (08:30) – Why everything gets passed to the consumer (12:45) – Customer service, payroll, and business reality (17:45) – Government spending & redistribution myths

Today marks exactly one week since 37-year-old Renee Good was shot and killed by an ICE agent...unrest in Minneapolis growing after another ICE related shooting. Today President Trump is threatening to invoke the centuries old insurrection act to stop the chaos. And for years... Oscar winner Jennifer Lawrence never went anywhere without her pet Chihuahua. Now she's getting some heat for rehoming the dog because she says it bit her three-year-old son. Plus, it was a story that shocked the nation. A wife... Shot in the face by her husband's young mistress. The shooter -- dubbed the Long Island Lolita. The victim... Mary Jo Buttafuoco and her husband Joey became household names. Their story now being made into a Lifetime movie produced by Mary Jo herself. After she was left unable to smile because of that gunshot wound... America saw her get her smile back... Right here on Inside Edition. And long before American Idol there was Star Search. The TV talent competition launched the careers of a number of today's biggest stars. Now... Star Search is back... And wanna-be celebrities are lining up in hopes of getting their big break. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Join Dr. Judith on a profound journey of spiritual healing and transformation in her series 'Hidden Emotional Alchemy.' Discover the more profound truths behind pain and emotions, viewing them not as weaknesses but as sacred energies meant for the soul's growth. Learn how every wound and emotional reaction carries a hidden grace, offering opportunities to transform consciousness. Through compelling stories and profound spiritual insights, Dr. Judith explores how emotions manifest in the body, mind, and soul, and teaches you how to transform pain into spiritual power and divine freedom. This episode features an in-depth look at the emotional alchemy process, exploring the cases of James and Mary Jo, and revealing how forgiveness and self-awareness can turn inner struggles into lasting peace. Tune in to understand how to redeem misused energy with love, and embark on your journey through feeling into wisdom, mastery, and love.00:00 Introduction to Spiritual Healing00:15 Understanding Emotional Alchemy00:48 The Role of Pain in Spiritual Growth01:07 Exploring Emotional Movement02:05 Invitation to the Series02:35 The Nature of Wounds03:44 Interpreting Emotional Pain04:10 Spiritual Perspective on Wounds04:27 Neuroscience and Emotional Pain07:33 The Story of James and Forgiveness11:11 The Process of Emotional Alchemy12:07 Neuroscience of Emotional Memory14:06 Mary Jo's Story and Self-Inflicted Pain17:10 The Importance of Inner Harmony21:43 The Law of Energy and Love23:22 Conclusion and Next Steps

Everyone says farming and ranching are hard—but what if the real problem isn't expenses… it's how money is being used? In this episode, Mary Jo tackles the backlash around "excess money," breaks down why being debt-free isn't the same as being financially secure, and explains why cash flow—not comfort—is the real solution.

Lexington sports legend, MaryJo Perino joins jack in jawin' about them Cats! See omnystudio.com/listener for privacy information.

Is the government really giving kids $1,000… or is there a bigger catch? In this solo episode of Without the Bank (WTB), Mary Jo breaks down the Invest America Act (sometimes called the "Trump Account") and explains why she believes it raises serious red flags, from misleading claims by politicians to hidden tax consequences and stock market manipulation.

Most farmers still buy equipment the old way—cash or bank loans—losing years of compound growth. What if the problem isn't your policy… It's when the money runs through it?

Cosa desiderate per il nuovo anno? Rigorosamente da realizzare senza smartphone? Mary Jo vi da qualche idea

Most people believe they're doing the right thing by maxing out their 401(k) or IRA. But what if the entire system is designed to trap you later with higher taxes, forced withdrawals, and lost control? Follow Mary Jo Here: https://www.youtube.com/@MaryJoIrmen?sub_confirmation=1 Get the book: https://www.farmingwithoutthebank.com/book/?utm_source=youtube&utm_medium=organic&utm_campaign=fwtb-ep334&utm_term=desc-top In this episode of Farming Without the Bank, we break down The Market Scam from Nelson Nash's Building Your Warehouse of Wealth** and expose what most financial advisors never explain. Mary Jo dives into Chapter 5 of Building Your Warehouse of Wealth, unpacking why tax-qualified retirement plans may be one of the biggest financial misconceptions of our time. From Required Minimum Distributions (RMDs) to government-controlled retirement rules, this episode challenges conventional wisdom and asks a powerful question: Would you rather be taxed on the seed… or the harvest? This conversation explores why whole life insurance contracts between individuals may offer more control, certainty, and long-term stability than Wall Street or government promises. Key Takeaways: - Why "tax-deferred" doesn't mean "tax-free" - The hidden danger of Required Minimum Distributions (RMDs) - How words like "security" can be misleading - Why future tax rates are likely higher—not lower - The difference between government plans and private contracts - How Infinite Banking restores control over your money Chapters: (00:00) – Why Most People Don't Want to Think About Money (02:00) – The "Market Scam" & Misleading Financial Language (04:20) – RMDs: The Rule Nobody Talks About (08:38) – Baby Boomers, Forced Selling & Market Risk (09:01) – Seed vs Harvest: A Powerful Tax Analogy (12:50) – Government Plans & Financial Insanity (19:38) – Why Whole Life Insurance Has Worked for 200 Years Resources Mentioned: Building Your Warehouse of Wealth – Nelson Nash Becoming Your Own Banker – Nelson Nash Order here: https://www.farmingwithoutthebank.com/shop/?utm_source=youtube&utm_medium=organic&utm_campaign=fwtb-ep334&utm_term=desc-bot Work With Us: Ready to rethink your financial strategy? Schedule a consultation and see how Infinite Banking may fit into your life. maryjo@withoutthebank.com https://www.farmingwithoutthebank.com?utm_source=youtube&utm_medium=organic&utm_campaign=fwtb-ep334&utm_term=desc-bot

Please SUBSCRIBE to this channel!  Follow Slater on Instagram + TikTok: @investigatorslater  Join our Patreon family! (www.Patreon.com/PsychopediaPod) On Patreon, you'll get AD FREE episodes, merch discounts, exclusive content, extra true crime cases, pop quizzes, behind-the-scenes pics/vids, private group chats, and much more!  Tyler Hadley was just 17 years old when he brutally murdered both of his parents inside their Florida home - and then, astonishingly, threw a house party in the same space where their bodies lay hidden. In July 2011, after killing Mary-Jo and Blake Hadley, Tyler invited dozens of friends over, blasted music, drank, danced, and posed for photos, even showing a friend the bodies of his murdered parents. The crime shocked investigators not only for its violence, but for the chilling lack of remorse and the surreal normalcy that followed the gruesome crime. This case isn't just about patricide; it's about a young person struggling with severe internal distress that ultimately manifested in unimaginable violence - and two innocent parents who paid the ultimate price. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Be open-minded, ditch the negativity, and yes, you can buy that small-town business and make it work. In this episode, Mary Jo sits down with client and Iowa rancher/feed-store owner Erica Lance, who walked away from a 14-year corporate food job to buy a 60-year-old feed store in a town of 1,000 people… during COVID.

David spills the tea on Sibling Talk, John and Mary Jo discuss.

Mary Jo Papich, rejoins the podcast. Known for her avid support and leadership in arts education, is the cofounder and was the first president of the Jazz Education Network. She has been recognized nationally and internationally for her efforts in arts education.A music educator and fine arts administrator for over thirty-five years, Papich has garnered many honors and awards. Mary Jo's recent accolades include having received the prestigious Medal of Honor from Midwest Clinic and the Lifetime Jazz Education Achievement Award from Downbeat magazine. JEN has honored her with giving the Mary Jo Papich Women in Jazz Scholarship to deserving students at their annual conference. Tau Beta Sigma band sorority presented her with the Outstanding Service to Music Education Award, and Chicago Jazz Institute presented her the Outstanding Jazz Educator of the Year Award in 2018.Papich serves on the selection committee for the NARAS Grammy Music Educator of the Year Award, and on the board of directors and chairs the JEN Outreach/Community Engagement program, which has touched more than 60,000 lives since she started it in 2010. MJ produces student jazz festivals in Puerto Vallarta and New Orleans and continues to work with students in Peoria Public Schools. Papich is the editor of The Jazzer's Cookbook: Creative Recipes for Players and Teachers, published by Meredith Music.

Legendary local sportscaster Mary Jo Perino joins Jack to review and preview kentucky volleyball tournament action and upcoming old school rivalry game between IU and UK basketball programs. See omnystudio.com/listener for privacy information.

Unpaid caregiving is being provided by more than 53 million people in the United States. Whether it be assisting with an aging parent, a disabled child, or an ill spouse or family members, taking care of others has it's share of challenges. On this episode, Mary Jo shares her Lifesaver story. Mary Jo shares the triumphs of challenges of her caregiving story and helps all of us know that we are not alone and with help from our communities, we too can find blessings in a challenging situation. Hosted by Emplify Health by Bellin, Health and Wellbeing Consultant, Linda Golik.

Is your 401(k) really a "benefit"… or did you just get dropped into the government's boiling pot without noticing?

Who will run in the next presidential election? John and Mary Jo discuss.

Trump battles the Negative Nancys, John and Mary Jo discuss.

In this episode, we revisit the 11 minutes that forever changed America at the Route 91 Harvest Fest in Las Vegas in 2017—the deadliest mass shooting in U.S. history. We explore the trauma, the survival, and the long journey toward healing that followed with author Mark Gray & his book, The Las Vegas Massacre Connections with contributions from survivor Mary Jo von Tillow. Through powerful storytelling and emotional insight, we break down how those unimaginable moments continue to impact lives today. A must-watch for anyone seeking understanding, recovery, and resilience after tragedy. PLUS some True Crime WATCH reviews! #FNAF2 #AllHerFault #DevilinDisguise BUY the BOOK- https://amzn.to/3XFyds6 Route 91 Harvest Memorial- https://foreveronememorial.org/ Instragram- https://www.instagram.com/thelasvegasmassacreconnections/ Mark Gray- https://www.instagram.com/themarkgray/ Watch 11 Minutes on Paramount - https://amzn.to/3YdxtdO Uncovering the Las Vegas Massacre with Mark Gray - Mysteries, Mayhem & Merlot GIVE the GIFT of an EXPERIENCE this Holiday Season! Love & Lotus Tarot with Winnie Schrader - ⁠⁠⁠⁠http://lovelotustarot.com/⁠⁠⁠⁠  Paranormal Mysteries EVENT: https://www.darknessradio.com/darknessevents/ Check out the merch, blog, buy the book and so much more! mysteriesmayhemandmerlot.net WHERE'S WINNIE! - https://linktr.ee/WinnieSchrader Check out Winnie's Linktree for everything Winnie! From merch for Paranormal 60, Love+Lotus Tarot & Mysteries, Mayhem & Merlot to digital designs with WS Media & more! Find the Paranormal 60 Podcast & Mysteries, Mayhem & Merlot Podcasts on Rumble Use our link & Sign Up Today! - https://rumble.com/register/Paranormal60Network IF YOU NEED HELP PLEASE CONTACT THE CRISIS HELPLINE Domestic Violence-Drugs-Alcohol-Suicide-Sexual Abuse Call or Text to 988 Chat online at https://988lifeline.org/ PLEASE SUPPORT THE ADVERTISERS THAT SUPPORT THIS SHOW TalkSpace - Get $80 off your first month with Talkspace when you go to Talkspace.com/podcast and enter promo code SPACE80. True Classic - Step into your new home for the best clothes at True Classic ⁠www.TrueClassic.com/P60⁠ Raycon Everyday Earbuds - Save up to 30% Off at ⁠www.buyraycon.com/truecrimenetwork⁠ Cornbread Hemp - Save 30% off your first order at ⁠www.cornbreadhemp.com/P60⁠ and enter P60 into the coupon code Mint Mobile - To get your new wireless plan for just $15 a month, and get the plan shipped to your door for FREE, go to ⁠⁠⁠www.MintMobile.com/P60⁠ Cozy Earth - Begin your sleep adventure on the best bedding and sleepwear with Cozy Earth: ⁠https://cozyearth.com/⁠ use Promo Code P60 for up to 40% off savings! PLEASE RATE & REVIEW MYSTERIES, MAYHEM & MERLOT PODCAST WHEREVER YOU LISTEN #LasVegasShooting, #Route91HarvestFest, #11Minutes, #Vegas2017, #MassShootingSurvivors, #LargestMassShooting, #TraumaRecovery, #EmotionalHealing, #SurvivorStories, #TrueCrimePodcast, #ResilienceAfterTragedy, #CopingWithTrauma, #HealingJourney, #LasVegasTragedy, #MentalHealthAwareness, #RecoveryResources, #SurvivorStrength, #TragedyAftermath, #HealingFromTrauma, #ResilienceStories Learn more about your ad choices. Visit megaphone.fm/adchoices

On October 1, 2017, Mary Jo von Tillow's world changed forever.Her husband, Kurt, was killed in the Route 91 Harvest Festival mass shooting in Las Vegas, the deadliest in U.S. history. In just eleven minutes, her life—and the lives of thousands of others—were shattered.But what followed was more than grief. Out of devastation came unexpected bonds with other survivors, advocates, and families who knew the same kind of loss. From a 9/11 firefighter who turned his pain into kindness, to a victims' rights attorney who changed national law, to fellow widows and survivors who refused to give up, Mary Jo discovered what it means to carry tragedy together.The Las Vegas Massacre Connections is both a deeply personal account and a collective portrait of resilience. Through Mark Gray's in-depth reporting and Mary Jo's courage to share her story, this book captures the enduring impact of Route 91 and the human strength that rises after unimaginable loss.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-opperman-report--1198501/support.

Controlling the Banking Function in Your Life to Change Your Finacial Future! You might be saving 10% of your income… but quietly sending 34.5% of every disposable dollar to banks in interest. In this episode, Mary Jo breaks down Chapter 3 of Building Your Warehouse of Wealth and shows why how money flows is more important than the rate of return you're chasing.

Mary Jo had migraines for 35 years. She tried everything: tricyclics, beta blockers, anti-seizure meds, steroids, antidepressants, birth control pills, Botox, acupuncture, massage, chiropractic, physical therapy. Nothing worked. Over the past year and a half, her migraines got so bad that she was waking up in the middle of the night, unable to function. She went back to the first medication she tried 20 years ago, Imitrex injections, because it was the only thing that would take the edge off. She was getting Toradol injections at her doctor's office. Missing work. Canceling on friends. She could only plan one social activity per week, and even then, she often couldn't go. She was 47 years old and felt like she'd missed out on 30 years of life. In this episode, Mary Jo shares what happened when she joined my 12-week Healing Migraines Naturally program. Within 11 weeks: She went from 3-5 migraines per week to a mild headache every 4-5 days She stopped using her Cefaly device entirely She hasn't touched Tums in 11 weeks (she used to eat them like candy) Her fatigue lifted, her family noticed the difference Her triggers (smoke, perfume, barometric pressure, wind, bright light) stopped causing migraines She lost weight consistently every week She drove 9 hours through a snowstorm without anxiety or a migraine She said it felt like she took 10 years off her migraine symptoms. This is what happens when you stop treating symptoms and start addressing root causes. If you're ready to stop suffering and start healing, let's talk. Book your free consultation: https://www.drlesliecisar.com/apply Free Training: 5 Proven Steps to Being Migraine Free (Even if you think you've already tried everything.) https://www.drlesliecisar.com/5SHMN Connect with us: Website: https://www.drlesliecisar.com/ Free Facebook Group: Healing Migraines Naturally, with Leslie Cisar, ND Ready to try something radically different that actually works? Read more about my approach here: https://www.drlesliecisar.com/map

Mary Jo Papich, known for her avid support and leadership in arts education, is the cofounder and was the first president of the Jazz Education Network. She has been recognized nationally and internationally for her efforts in arts education.A music educator and fine arts administrator for over thirty-five years, Papich has garnered many honors and awards. Mary Jo's recent accolades include having received the prestigious Medal of Honor from Midwest Clinic and the Lifetime Jazz Education Achievement Award from Downbeat magazine. JEN has honored her with giving the Mary Jo Papich Women in Jazz Scholarship to deserving students at their annual conference. Tau Beta Sigma band sorority presented her with the Outstanding Service to Music Education Award, and Chicago Jazz Institute presented her the Outstanding Jazz Educator of the Year Award in 2018.Papich serves on the selection committee for the NARAS Grammy Music Educator of the Year Award, and on the board of directors and chairs the JEN Outreach/Community Engagement program, which has touched more than 60,000 lives since she started it in 2010. MJ produces student jazz festivals in Puerto Vallarta and New Orleans and continues to work with students in Peoria Public Schools. Papich is the editor of The Jazzer's Cookbook: Creative Recipes for Players and Teachers, published by Meredith Music.

Are you waiting on an inheritance, a government program, or the bank to finally let you farm "for real"? In this episode, Mary Jo shows how that thinking is exactly what's holding you back, and how Nelson Nash warned us about it years ago.

Most infinite banking policies don't fail because of the insurance company… they fail because of human behavior. Are you quietly stealing the peas from your own grocery store?

Thanks for listening LIVE all day long at the Advanced Turf Solutions CEU Event in Louisville, KY.

Cause I'm a Poit-Rocker, yes I am!Join Mary Jo (Pines), Kellie (Pluto), and special guest Kata as they discuss Two Mice and a Baby and The Maze! Two Mice and a Baby presents us with this peculiar scenario: what if Pinky and The Brain discover the infant who would be Superman before Martha and Jonathan Kent do? In The Maze, the mice have to find an important component of Brain's latest device in the form of a Dilithium Chip, which is located deep within an elaborate maze, before the start of the harmonic convergence. Mary Jo's sister's dog, Finley, also makes a brief guest appearance! Content Warning: Brief mention of suicide and heroin during the Two Mice and a Baby facts section. Kata's Social Media Ko-Fi Shop: https://ko-fi.com/imaniarts/commissions Archive of Our Own: https://archiveofourown.org/users/MaoMaoLover123/pseuds/MaoMaoLover123Twitter: @blanktotalBluesky: @blanktotalTumblr: @draw-n-vent-with-imani Contact Us!Email: thepoitcast@gmail.comTwitter: @poitcastTumblr: poitcast.tumblr.comCover Art by @mygames19Opening Theme Song  arranged by ComposerrClosing Theme Song arranged by Ian Knowles

Most people think policy loans mean "borrowing your own money." That's completely wrong, and it's costing them big. In this episode, Mary Jo breaks down exactly how policy loans work inside Infinite Banking and why understanding the difference can change how you build wealth.

Are you still paying cash for big expenses like college tuition, remodels, or vehicles? You might be losing hundreds of thousands — even millions — without realizing it. Learn how to use the Infinite Banking Concept to make your money work for you every time you spend it.

Kyle Busch just sued Pacific Life Insurance for $8.58 million, claiming he was misled by an Indexed Universal Life (IUL) policy. But what if this high-profile case proves everything Infinite Banking practitioners have warned about for years?

Kyle Busch just sued Pacific Life Insurance for $8.58 million, claiming he was misled by an Indexed Universal Life (IUL) policy. But what if this high-profile case proves everything Infinite Banking practitioners have warned about for years?

Mike, a retired anesthesiologist, and Mary Jo, a former teacher and stay-at-home mom, have been involved in various Christian ministries over the decades. Most recently, they've been called by God to provide a restoration ministry for young girls rescued out of sex trafficking in Iowa, and are in the early stages of forming a ministry to support that call.Link to Let My Children Go website: https://www.letmychildrengo.net/YouTube link for this episode: https://youtu.be/NL-ZTOJPR1ULink to "Gridshock" documentary: https://www.gridshockdocumentary.com/Links to various other podcasts mentioned in this episode:Oliver Zia with Arlen Yost - Persecuted Pakistani Pastor: https://cc-podcast-conversations.captivate.fm/episode/oliver-zia/ (YouTube link: https://youtu.be/hoq7hJ2D4Qo)Joshua Broome - Adult Film Star Turned Pastor and "Hope Dealer": https://cc-podcast-conversations.captivate.fm/episode/joshua-broome-adult-film-star-turned-pastor-and-hope-dealer/Mark and Deb Colflesh - Pastor, Pornography, Prison ... Prospering: https://cc-podcast-conversations.captivate.fm/episode/mark-and-deb-colflesh-pastor-pornography-prison-prospering/ (YouTube link: https://youtu.be/v_EFahN1p34)For more information about Christian Crusaders, the ministry under which CC Podcasts are produced: Conversations is produced, visit https://christiancrusaders.org.Also, check out our other podcasts:To listen to The CC Podcast: Daily Dose Devotions, where we're currently going through an overview of the Bible, click here: https://christiancrusaders.org/ccpod-daily-doseTo listen to our weekly radio broadcast, The CC Broadcast, which has aired since 1936, and which features a 30 minute worship service, including music and preaching, click here: https://christiancrusaders.org/the-cc-broadcastTo listen to Homer Larsen Live, an archive of Pastor Homer Larsen's sermons preached live at Nazareth Church, click here: https://christiancrusaders.org/homer-larsen-live (Pastor Larsen was radio preacher for CC for over 50 years, and also served as Senior Pastor at Nazareth -- many of his radio broadcasts, dating back to the early 2000s, are archived on The CC Broadcast, but this set of sermons are the ones he preached live from the pulpit.)Thanks to Terri, our intro/outro announcer!Music by Lesfm from Pixabay

True Crime Tuesday presents: The Las Vegas Massacre Connections: Finding Strength Through Tragedy with Journalist/Show Host/Author, Mark Gray! On October 1, 2017, Mary Jo von Tillow's world changed forever. Her husband, Kurt, was killed in the Route 91 Harvest Festival mass shooting in Las Vegas, the deadliest in U.S. history. In just eleven minutes, her life-and the lives of thousands of others-were shattered. But what followed was more than grief. Out of devastation came unexpected bonds with other survivors, advocates, and families who knew the same kind of loss. From a 9/11 firefighter who turned his pain into kindness, to a victims' rights attorney who changed national law, to fellow widows and survivors who refused to give up, Mary Jo discovered what it means to carry tragedy together. THE LAS VEGAS MASSACRE CONNECTIONS is both a deeply personal account and a collective portrait of resilience. Through Mark Gray's in-depth reporting and Mary Jo's courage to share her story, this book captures the enduring impact of Route 91 and the human strength that rises after unimaginable loss. On today's TCT, we discuss what happened to Mark on the fateful last night of the Route 91 Harvest Festival, why he revisited that night five years later, how Mary Jo Von Tillow came into his life, and how life brought all the people in this book together and turned trauma and death into new life and new opportunities! Get your copy of "The Las Vegas Connections..." here:  https://bit.ly/47ImWMh PLUS: DUMB  CRIMES AND STUPID CRIMINALS WITH JESSICA FREEBURG! A Judge is stunned when an officer shows up to court on Zoom without pants on!  See the video here:  https://www.yahoo.com/news/articles/pantsless-officer-surprises-judge-shows-152823237.html?guccounter=1 Check out Jessica Freeburg's website and order her new books:  https://jessicafreeburg.com/books/ and check out Jess on Tik Tok:  https://www.tiktok.com/@jessicafreeburgwrites Make sure you update your Darkness Radio Apple Apps! and subscribe to the Darkness Radio You Tube page:  https://www.youtube.com/@DRTimDennis There are new and different (and really cool) items all the time in the Darkness Radio Online store at our website! . check out the Darkness Radio Store!   https://www.darknessradioshow.com/store/ #crime #truecrime #truecrimepodcasts #truecrimetuesday #markgray #thelasvegasmassacreconnections #findingstrengththroughtragedyafteramericasdeadliestmassshooting #route91harvestfestival #jasonaldean #mandalaybay #maryjovontillow #lasvegas #diongreen #tommymaher #jeffdion #lindsaylawler #tonyburditus #mgm #ronaldbenjamin #lasvegasmetropolitanpolicedepartment #forensicevidence #vegasstrong #murder #manslaughter #dumbcrimesstupidcriminals #TimDennis #jessicafreeburg #paranormalauthor #floridaman #drugcrimes #foodcrimes #stupidcrimes #funnycrimes #sexcrimes #dumbcrimes

In this special episode of Inside the Epicenter, Joel Rosenberg and Lynn Rosenberg take a heartfelt pause from current events to honor the life and legacy of Mary Jo Rosenberg, the mother of Joel Rosenberg and the inspiration behind the Joshua Fund. Join us as Joel Rosenberg shares a moving eulogy, reflecting on Mary Jo’s deep faith, fearless love, bold witness for Christ, and unwavering support for Israel and her neighbors. This is more than a tribute—it’s an invitation for us all to walk in the same spirit of love, forgiveness, and courage. 00:00 "Tribute to Mary Jo Rosenberg" 03:32 "Stranded with No Help" 08:05 "Mom's Sacrificial Love Story" 11:07 Relentless Faith and Witness 14:07 Orthodox Jewish Roots in America 17:56 Passing Wisdom, Honoring Parents 21:01 "From Skeptic to Believer" 22:59 "Grammy's Love for Pawpaw" 27:03 A Life Transformed by Faith 30:48 Legacy of Faith and Ministry 33:31 "Transformation and Faithful Mission" 37:00 Honoring Faith, Love, and Courage Learn more about The Joshua Fund: JoshuaFund.comMake a tax-deductible donation: Donate | The Joshua FundStock Media provided by DimmySad / Pond5 Bible Verse "Our verse for today comes From Proverbs, chapter 1, verses 8 through 9.Hear, my son, your father's instructions and do not forsake your mother's teaching, for they are a graceful garland for your head and pendants for your neck.In addition, I think of Hebrews chapter 13, verse 8 that says Jesus Christ is the same yesterday and today and forever." Prayer Request Pray to be faithful parents and spiritual mentors sharing God's truth, and especially pray for comfort for all who are grieving or in need during difficult seasons Donate a generous monthly gift to The Joshua Fund to bless Israel and Her Neighbors now and for the long haul. Become an Epicenter Ally today! Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.

An outstanding narrative of the shootings from journalist Mark Gray whose first-person account of the tragedy was published in Rolling Stone Magazine the day after the event. When the Music Stopped, Her Life Changed Forever On October 1, 2017, Mary Jo von Tillow's world changed forever. Her husband, Kurt, was killed in the Route 91 Harvest Festival mass shooting in Las Vegas, the deadliest in U.S. history. In just eleven minutes, her life-and the lives of thousands of others-were shattered. But what followed was more than grief. Out of devastation came unexpected bonds with other survivors, advocates, and families who knew the same kind of loss. From a 9/11 firefighter who turned his pain into kindness, to a victims' rights attorney who changed national law, to fellow widows and survivors who refused to give up, Mary Jo discovered what it means to carry tragedy together. 

True Crime Tuesday presents: The Las Vegas Massacre Connections: Finding Strength Through Tragedy with Journalist/Show Host/Author, Mark Gray! On October 1, 2017, Mary Jo von Tillow's world changed forever. Her husband, Kurt, was killed in the Route 91 Harvest Festival mass shooting in Las Vegas, the deadliest in U.S. history. In just eleven minutes, her life-and the lives of thousands of others-were shattered. But what followed was more than grief. Out of devastation came unexpected bonds with other survivors, advocates, and families who knew the same kind of loss. From a 9/11 firefighter who turned his pain into kindness, to a victims' rights attorney who changed national law, to fellow widows and survivors who refused to give up, Mary Jo discovered what it means to carry tragedy together. THE LAS VEGAS MASSACRE CONNECTIONS is both a deeply personal account and a collective portrait of resilience. Through Mark Gray's in-depth reporting and Mary Jo's courage to share her story, this book captures the enduring impact of Route 91 and the human strength that rises after unimaginable loss. On today's TCT, we discuss what happened to Mark on the fateful last night of the Route 91 Harvest Festival, why he revisited that night five years later, how Mary Jo Von Tillow came into his life, and how life brought all the people in this book together and turned trauma and death into new life and new opportunities! Get your copy of "The Las Vegas Connections..." here:  https://bit.ly/47ImWMh PLUS: DUMB  CRIMES AND STUPID CRIMINALS WITH JESSICA FREEBURG! A Judge is stunned when an officer shows up to court on Zoom without pants on!  See the video here:  https://www.yahoo.com/news/articles/pantsless-officer-surprises-judge-shows-152823237.html?guccounter=1 Check out Jessica Freeburg's website and order her new books:  https://jessicafreeburg.com/books/ and check out Jess on Tik Tok:  https://www.tiktok.com/@jessicafreeburgwrites Make sure you update your Darkness Radio Apple Apps! and subscribe to the Darkness Radio You Tube page:  https://www.youtube.com/@DRTimDennis There are new and different (and really cool) items all the time in the Darkness Radio Online store at our website! . check out the Darkness Radio Store!   https://www.darknessradioshow.com/store/ #crime #truecrime #truecrimepodcasts #truecrimetuesday #markgray #thelasvegasmassacreconnections #findingstrengththroughtragedyafteramericasdeadliestmassshooting #route91harvestfestival #jasonaldean #mandalaybay #maryjovontillow #lasvegas #diongreen #tommymaher #jeffdion #lindsaylawler #tonyburditus #mgm #ronaldbenjamin #lasvegasmetropolitanpolicedepartment #forensicevidence #vegasstrong #murder #manslaughter #dumbcrimesstupidcriminals #TimDennis #jessicafreeburg #paranormalauthor #floridaman #drugcrimes #foodcrimes #stupidcrimes #funnycrimes #sexcrimes #dumbcrimes

Why do so many people say, "Whole life insurance never works"? Let's unpack that. In this episode, Mary Jo takes on online critics who claim infinite banking doesn't work and reveals why most people making these comments haven't even done their homework.

Feel “broke” even though you've got money in savings and retirement? You might be trapped by compartmentalized thinking, paying 25–30% on credit cards while your “retirement money” sits idle.  In this episode, we show you how to see your finances as one pool of money, become your own banker, and pay yourself back, without making money more complicated.

When Dave Ramsey told a 20-year-old rancher he made a “huge mistake” buying $100,000 in cattle, we had some thoughts. Spoiler: Dave doesn't understand agriculture, leverage, or infinite banking.

During her first three years, Mary Jo Thayer was primarily cared for by her teenage sister.  They were so close that Mary Jo says, “She took me into herself.” Although it wasn't her sister's fault, Mary Jo felt abandoned when her sister moved across the country. Mary Jo carried this wound with her into adulthood. Well into her marriage and raising her own children, Mary Jo realized she needed to heal the little girl inside her. Listen to this week's “mini retreat in a podcast” and learn how God guided Mary Jo through a healing pilgrimage of the heart, culminating in a Eucharistic experience. Discover how you, too, can open your heart for God to heal the girl in you. Learn more about Mary Jo Thayer, an award-winning author, at maryjothayer.com.

Send us a textHow do you respond after losing everything in an instant on the worst day of your life? Author and journalist, Mark Gray joins us to talk about his newly released book titled "The Las Vegas Massacre Connections: Finding Strength Through Tragedy After America's Deadliest Mass Shooting." Mark's book is the tale of Mary Jo von Tillow, whose husband, Kurt, may have been the first person fatally shot on Oct. 1, 2017, during the Route 91 Harvest Festival in Las Vegas. After losing her husband, Mary Jo sought out survivors of other tragedies to heal. Via adventure, friendship, personal growth, and the human spirit, this trauma-bonded group endures, and the patchwork of people is all connected through a single thread: Mary Jo von Tillow. Mark was also at the festival that night and we talk in-depth with him about it. You can order the book on Amazon or Barnes and Noble. Mark is doing a book signing at Ole Red on the Las Vegas strip on October 23 from 5 to 7 p.m.Monsoon damage? Insurance company low-balling you? Call Jonathan Wallner of Galindo Law for a FREE Claim Review at 800-251-1533. VegasNearMe App If it's fun to do or see, it's on VegasNearMe. The only app you'll need to navigate Las Vegas. Support the showFollow us on Instagram: @vegas.revealedFollow us on Twitter: @vegasrevealedFollow us on TikTok: @vegas.revealedWebsite: Vegas-Revealed.com

On October 1, 2017, Mary Jo von Tillow's world changed forever.Her husband, Kurt, was killed in the Route 91 Harvest Festival mass shooting in Las Vegas, the deadliest in U.S. history. In just eleven minutes, her life—and the lives of thousands of others—were shattered.But what followed was more than grief. Out of devastation came unexpected bonds with other survivors, advocates, and families who knew the same kind of loss. From a 9/11 firefighter who turned his pain into kindness, to a victims' rights attorney who changed national law, to fellow widows and survivors who refused to give up, Mary Jo discovered what it means to carry tragedy together.The Las Vegas Massacre Connections is both a deeply personal account and a collective portrait of resilience. Through Mark Gray's in-depth reporting and Mary Jo's courage to share her story, this book captures the enduring impact of Route 91 and the human strength that rises after unimaginable loss. THE LAS VEGAS MASSACRE CONNECTIONS: Finding Strength Through Tragedy After America's Deadliest Mass Shooting-–Mark Gray

Banks are already tightening up on ag lending, and that's your red alarm. This creates instability as banks pull out of lending due to perceived high risk. Understanding sound farm management and agricultural finance is now more important than ever to mitigate risk management. Let's navigate the ag lending landscape together. Mary Jo breaks down when (and if) you should use the minimum premium option on policies with Paid-Up Additions (PUA) and why, in most cases, paying the full premium and then borrowing against cash value is the smarter play, especially when banks are pulling back, collateral requirements are rising, and commodity prices are shaky. If you've been tempted to “just pay the minimum” on your whole life premium, this episode explains why that move can quietly cost you years of growth. She shares a personal $2,000 short-pay mistake that still drags on her policy 16 years later, and revisits Nelson Nash's strategy during 23% interest rates: premium in, borrow, pay notes down, and migrate debt to the policy over time. Key Takeaways: ∘Full premium today = more dividends + faster compounding tomorrow ∘Minimum premium “flexibility” is for worst-case cashflow crunches, not a habit ∘Policy loans can make tractor/land/operating payments while keeping your policy compounding ∘Banks pulling back = expect harder renewals + more collateral requirements ∘Consider how (or whether) to list cash value on bank forms—educate your banker ∘Nelson Nash moved high-interest bank debt to his policy over ~13 years, start where you are 

In this episode, Mary Jo dives into one of the biggest mistakes she sees farmers and ranchers making—rushing to pay off debt at the expense of cash flow. She explains why keeping money liquid provides flexibility, freedom from the bank's control, and better long-term planning. Through real client stories, she shows how choosing liquidity over debt payoff can mean the difference between staying in business and being forced back to the bank. From operating notes to side-by-sides to land loans, Mary Jo breaks down how to think differently about utilizing money and why Infinite Banking is really about control, not just debt freedom. Audio Production by Podsworth Media - https://podsworth.com 

In this episode, Mary Jo breaks down why multiple policies aren't just a nice-to-have—they're necessary if you want to grow real wealth, keep taxes off your back, and take back control from the banking system. From MEC limits to managing premiums, she lays out the blunt truth about when and how to start extra policies, what pitfalls to avoid, and why building your own banking system looks a lot like how the banks operate—with more branches, more deposits, and more control. Audio Production by Podsworth Media - https://podsworth.com