Podcasts about finance strategy

As a CFO, how should the way you navigate risk and return change from venture-backed companies to publicly-traded companies to private equity companies? To answer this question, CJ speaks with Mohit Daswani, a seasoned CFO with experience across multiple stages, including roles as CFO of Payments, Platform, and Risk at PayPal, and Head of Finance & Strategy at Square. Mohit shares the lessons learned from his time at Square, including when Jack Dorsey seeded a second billion-dollar business from within the company, and his experience at PayPal when they spun out from eBay under activist pressure. The conversation also covers the Rule of 40 in the different financial models, the dangers of using valuation as a scorecard, how founders should reset their mindset on what defines success, and the likelihood of a super app for the USA.—LINKS:Mohit Daswani on LinkedIn: https://www.linkedin.com/in/mohitdaswani1/SimplePractice: https://www.simplepractice.com/CJ on X (@cjgustafson222): https://x.com/cjgustafson222Mostly metrics: http://mostlymetrics.comRELATED EPISODES:From CF-No to CF-Go: Serial CFO Michael Bayer's Guide to Hypergrowth: Inside Grab: How a Super App Transformed Southeast Asia — with CFO Peter Oey: —Timestamps:(00:00) Preview and Intro(02:42) Sponsor – Planful | Tabs | Rippling Spend(06:36) Mohit's Office and a Tip From Churchill(09:07) Risk and Return in Different Investment Models(13:05) Financial Discipline Versus Room for Growth in Venture-Backed Companies(16:30) Sponsor – Pulley | Tropic | NetSuite(20:25) Balancing Short-Term Performance and Long-Term Bets in the PE Space(24:00) The Rule of 40 in Different Financial Models(30:19) What People Get Wrong About the Private Equity Model(34:40) The Benefits of Using Leverage(37:41) The Dangers of Using Valuation as a Scorecard(41:41) How Founders Should Reset Their Mindset on What Constitutes Success(44:00) Being at Square When Jack Dorsey Seeded a Second Billion-Dollar Business(49:43) Being at PayPal When They Spun Out From eBay(53:59) PayPal's Acquisition of Braintree(55:48) The Probability of a Super App for the USA(58:38) Learnings From Launching PayPal's Payments Dongle in Japan(1:04:12) Long-Ass Lightning Round: A Flight Mistake(1:06:20) Advice to Younger Self(1:07:31) Finance Software Stack(1:09:28) Craziest Expense Story—SPONSORS:Planful's financial planning software can transform your FP&A function. Built for speed, accuracy, and confidence, you'll be planning your way to success and have time left over to actually put it to work. Find out more at www.planful.com/metrics.Tabs is a platform that brings all of your revenue-facing data and workflows - billing, AR, payments, rev rec, and reporting - onto a single system so you can automate and be more flexible. Find out more at: tabs.inc/metrics.Rippling Spend is a spend management software that gives you complete visibility and automated policy controls across every type of spend, saving you time and money. Get a demo to see how much time your org would save at rippling.com/metrics.Pulley is the cap table management platform built for CFOs and finance leaders who need reliable, audit-ready data and intuitive workflows, without the hidden fees or unreliable support. Switch in as little as 5 days and get 25% off your first year: pulley.com/mostlymetrics.Tropic is an intelligent spend management solution that consolidates your spend data and processes into one unified offering, enabling insights and decisive action. Take control of your spend with intelligent spend management at tropicapp.io/mostlymetrics.NetSuite is an AI-powered business management suite, encompassing ERP/Financials, CRM, and ecommerce for more than 41,000 customers. If you're looking for an ERP, head to https://netsuite.com/metrics and get the CFO's Guide to AI and Machine Learning.#VentureCapital #PrivateEquity #RiskManagement #RuleOf40 #PayPal Get full access to Mostly metrics at www.mostlymetrics.com/subscribe

This week on the Team Lally Real Estate Radio Show, we interview Danny Langerman of DHA Financial LLC. Danny explains what makes their lending process different—from strong responsiveness to tailored client care. He shares loan options for first-time and seasoned buyers, why service matters, and introduce his podcast, Behind the Home Build. Danny also gives practical tips for homebuyers and discusses mortgage strategies, including whether a 30-year loan is still the best choice and how buydown options work.We also have our Expert We Trust. Amphay Champathong of Estate Planning Group talks about estate tax changes and shares a real probate case. Bradley Maruyama of Allstate Insurance explains why you should update insurance policies when placing your home in a trust and highlight roof-related issues affecting coverage. Duke Kimhan of Hawaii Pacific Property Management reveals key questions to ask when choosing a property manager and how his team helps owners from day one.Who is Danny Langerman?Danny Langerman is a veteran in the mortgage industry with over two decades of experience helping families achieve homeownership. As the Founder and CEO of DHA Financial, Danny has personally guided clients through the mortgage process since 2001, funding over $50 million in home loans. Licensed in six states, including Hawaii, he is known for delivering expert, customized mortgage advice. Danny also hosts the Behind the Home Build podcast, where he shares insights into the mortgage and homebuilding worlds.DHA Financial LLC is a trusted mortgage company committed to making the home loan experience smooth, transparent, and efficient. With a focus on a streamlined, paperless process and highly personalized service, the team offers smart financing solutions for buyers, builders, and those refinancing. Whether you're purchasing your first home or upgrading to your next, DHA Financial provides the expertise and tools to support every step of your journey.To reach Danny Langerman, you may contact them in the following ways:Phone: (303) 929-3921Email: dlangerman@dhaloan.comWebsite: https://dhaloan.com/

This week on the Team Lally Real Estate Radio Show, we interview Danny Langerman of DHA Financial LLC. Danny explains what makes their lending process different—from strong responsiveness to tailored client care. He shares loan options for first-time and seasoned buyers, why service matters, and introduce his podcast, Behind the Home Build. Danny also gives practical tips for homebuyers and discusses mortgage strategies, including whether a 30-year loan is still the best choice and how buydown options work.We also have our Expert We Trust. Amphay Champathong of Estate Planning Group talks about estate tax changes and shares a real probate case. Bradley Maruyama of Allstate Insurance explains why you should update insurance policies when placing your home in a trust and highlight roof-related issues affecting coverage. Duke Kimhan of Hawaii Pacific Property Management reveals key questions to ask when choosing a property manager and how his team helps owners from day one.Who is Danny Langerman?Danny Langerman is a veteran in the mortgage industry with over two decades of experience helping families achieve homeownership. As the Founder and CEO of DHA Financial, Danny has personally guided clients through the mortgage process since 2001, funding over $50 million in home loans. Licensed in six states, including Hawaii, he is known for delivering expert, customized mortgage advice. Danny also hosts the Behind the Home Build podcast, where he shares insights into the mortgage and homebuilding worlds.DHA Financial LLC is a trusted mortgage company committed to making the home loan experience smooth, transparent, and efficient. With a focus on a streamlined, paperless process and highly personalized service, the team offers smart financing solutions for buyers, builders, and those refinancing. Whether you're purchasing your first home or upgrading to your next, DHA Financial provides the expertise and tools to support every step of your journey.To reach Danny Langerman, you may contact them in the following ways:Phone: (303) 929-3921Email: dlangerman@dhaloan.comWebsite: https://dhaloan.com/

AI is evolving fast, but what does it mean for how we think, work, invest, and lead? In this episode of Off the Wall, David B. Armstrong, CFA, and Nate W. Tonsager, CIPM, sit down with AI & Exec Advisor and Fractional CMO Liza Adams to unpack AI's real impact and how the most successful leaders are using it. From creating your own GPT to navigating the fear of job loss, they explore how AI is transforming everything from creative thinking to strategic decision-making. Bonus: Liza shares her GRACE framework for writing better prompts and explains why embracing AI as a thought partner—not just a tool—could be the key to staying relevant in a rapidly shifting landscape.   Please see important podcast disclosure information at https://monumentwealthmanagement.com/   Episode Timeline/Key Highlights: 0:00 Introduction & Important Disclosure 4:51 AI Truths 9:05 Digital Twins and AI as Teammates 14:02 Liza's GRACE Framework 16:31 Evolution of Jobs 26:40 Empathy in AI Adoption 39:20 Making AI Work for Business 44:17 Closing Remarks and Resources   About Liza Adams: Liza Adams is an AI and executive advisor, fractional CMO, and founding partner at GrowthPath Partners. With over 20 years of experience leading businesses and go-to-market teams through industry inflection points, she helps organizations accelerate responsible AI adoption through strategic marketing transformation and applied AI initiatives. Her work has driven measurable impact—achieving 35% better campaign performance, 98% lead qualification accuracy, and 75% faster content creation in just six months.  Recognized as a top AI thought leader by SaaStr and Pavilion, she's also been named one of the “50 CMOs to Watch.” Her insights have been featured in Forbes, MarketingProfs, and more. In this conversation, she shares what it takes to scale teams with both human and AI talent, and why responsible innovation is the key to long-term growth.   Connect with Liza on LinkedIn: https://www.linkedin.com/in/lizaadams/ Connect with Monument Wealth Management:  Visit our website: https://bit.ly/monumentwealthwebsite   Follow us on Instagram: https://bit.ly/MonumentWealthIG   Connect on LinkedIn: https://bit.ly/MonumentWealthLI   Connect on Facebook: https://bit.ly/MonumentWealthFB   Connect on YouTube: https://bit.ly/YouTubeMWMFit  Subscribe to our Private Wealth Newsletter:    About “Off the Wall”:  OFF THE WALL is a podcast for business professionals and high-net-worth investors who want to build wealth with purpose. A little bit Wall Street, a little bit off-the-wall; it's your go-to for straightforward, unfiltered wealth advice on topics that founders, business owners, and executives care about.  Learn more about our hosts, Dave and Jessica on our website at https://monumentwealthmanagement.com.

HEADLINES:- UAE Unveils Ambitious Islamic Finance and Tourism Strategy- Wall Street Leaders to Join Trump in Riyadh Ahead of US-GCC Power Talks- Egyptian-American WHOOP Founder Reveals First Prototype- Inside BNI UAE: 20 Years Of Building Business Through Relationships

Tune in for expert Cash Flow Management and Liquidity Strategy insights vital for Business Survival and sustainable Business Growth. This Corporate Finance Explained episode delivers essential Corporate Finance principles, focusing on Managing Cash Flow effectively for optimal Financial Health. Learn crucial Financial Management tactics.We analyze Cash Flow Forecasting techniques, strategic Scenario Planning for Finance, and practical Working Capital Optimization. Understand the critical Finance Strategy and Financial Planning differences that separate thriving businesses from those facing Business Failure. Explore why Profitability alone isn't enough without solid Cash Management.Study real-world examples: learn from the Cash Flow Problems leading to failure (Toys R Us, WeWork analysis) and the successful Liquidity Management and Working Capital strategies of industry leaders (Amazon Cash Flow Strategy, Walmart Inventory Management, Apple Cash Reserves). Equip your Finance Team, FP&A Analysts, and Finance Leadership with actionable Financial Analysis and Treasury Management strategies to protect and grow your business.

Are tariffs the problem or just a symptom? Recent tariff announcements are stirring up uncertainty. What does that mean for inflation, economic growth, and investor sentiment? In this episode of Off the Wall, hosts Jessica Gibbs, CFP®, and David B. Armstrong, CFA, are joined by Monument Wealth Management's Portfolio Management team Erin M. Hay, CFA, CMT®, and Nate W. Tonsager, CIPM® to address the biggest market headlines in the first quarter of 2025. Dave breaks down where we've seen the biggest market swings, Erin digs into how sector rotation and technical indicators are shaping his outlook, and Nate explains that market volatility works both ways and isn't just to the downside. The conversation then delves deeper into the realities of market volatility, exploring why corrections and sharp sell-offs are less about impending doom and more about natural market cycles. Hear their candid discussion on the challenges of timing the market, the importance of maintaining a cash buffer, and why a long-term strategy remains your best defense amid short-term noise. Please see important podcast disclosure information at https://monumentwealthmanagement.com/   Episode Timeline/Key Highlights: 0:00 Introduction & Important Disclosure 1:30 What Happened in the Q1 Market 2:40 Important Headlines from Q1 10:17 Tariffs and What They Mean for Investors 15:30 What Investors May Be Missing  25:30 Getting Lost in the Headlines 28:30 How to Deal with Volatility in the Market 37:30 Concluding Thoughts Connect with Monument Wealth Management:    Visit our website: https://bit.ly/monumentwealthwebsite   Follow us on Instagram: https://bit.ly/MonumentWealthIG   Connect on LinkedIn: https://bit.ly/MonumentWealthLI   Connect on Facebook: https://bit.ly/MonumentWealthFB   Connect on YouTube: https://bit.ly/YouTubeMWMFit  Subscribe to our Private Wealth Newsletter: https://bit.ly/monumentunfiltered   About “Off the Wall”:    OFF THE WALL is a podcast for business professionals and high-net-worth investors who want to build wealth with purpose. A little bit Wall Street, a little bit off-the-wall; it's your go-to for straightforward, unfiltered wealth advice on topics that founders, business owners, and executives care about.    Learn more about our hosts, Dave and Jessica on our website at https://monumentwealthmanagement.com.  

Why is AI essential for modern CFOs? In this episode, we explore how AI is reshaping financial strategy and decision-making, helping finance leaders enhance forecasting, manage risks, and optimise capital allocation. Learn practical steps to integrate AI without a team of data scientists and discover how companies are gaining a competitive edge with AI-driven insights. Don't miss this guide to future-proofing your finance function and driving smarter, data-driven decisions. Tune in now for actionable insights! 

Not all finance strategies are created equal. Rachelle Kroon from Sphere Home Loans joins John on the show to break down what makes a solid finance plan, the warning signs of a bad broker, and how to set yourself up for property success. They also dive into real case studies, including how a 22-year-old saved $90K and bought his first investment property while still living at home.Check out John's book, Sort Your Property Out & Build Your Future at sortyourpropertyout.comNeed a property professional in your corner? Check out how Emily and John can help

Private Equity seems to be having a moment. After a few decades of being reserved for the most qualified investors, the gates have been opened to the masses. Today, we're looking at just why this shift is happening, what it means for you, and what you should consider before investing in Private Equity including returns, fees, and flexibility compared to the stock market. In this episode of Off the Wall, hosts David B. Armstrong, CFA®, and Erin M. Hay, CFA®, CMT®, are joined by George Coyle, Chief Investment Officer of Triangulated Capital Management to answer the most pressing questions around Private Equity investing today. “We had arguably 15 to 20 years of very low interest rates. How much low-hanging fruit or fruit at all on the tree of private equity is left? It seems to me that anything that could be made efficient probably would have been at this point. You just gotta wonder…what's left to make more efficient?” Please see important podcast disclosure information at https://monumentwealthmanagement.com/   Episode Timeline/Key Highlights: 0:00 Introduction & Important Disclosure 1:13 Guest and Topic Introduction: George Coyle and Private Equity 4:15 Why Private Equity Is Going After the Public Masses 8:02 Should Private Equity Be Included in a Portfolio? 15:13 The Diversification 'Benefits' of Private Equity 25:58 Private Credit and Private Equity 28:49 Public vs. Private Markets 32:09 Fiduciaries Vs. Broker-Dealers 42:58 Alternatives to Private Equity 48:46 Concluding Thoughts   About George Coyle: George is the founder of Triangulated Capital Management, an investment advisor that utilizes tactical investment strategies to produce better risk adjusted returns for investors. George is also the founder of Triangulated Research, a publisher that focuses on thematic secular investment trends.   Resources Mentioned: Principles of Great Traders: https://triinv.com/traderprinciples  Leveraged Small Value Equities (Study): https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2639647   Connect with George Coyle on LinkedIn: https://www.linkedin.com/in/george-coyle-232b7421/ Connect with George Coyle on Twitter/X; https://twitter.com/gfc4/status/1894490001037050247 Market Meditations on Substack: https://triinv.substack.com/ The Stock Market Strategist on Substack: https://mktstrat.substack.com/  Learn more about Triangulated Capital Management: https://tricapm.com/   Connect with Monument Wealth Management:  Visit our website: https://bit.ly/monumentwealthwebsite Follow us on Instagram: https://bit.ly/MonumentWealthIG Connect on LinkedIn: https://bit.ly/MonumentWealthLI Connect on Facebook: https://bit.ly/MonumentWealthFB Connect on YouTube: https://bit.ly/YouTubeMWMFit Subscribe to Monument #Unfiltered: https://bit.ly/monumentunfiltered   About “Off the Wall”:  OFF THE WALL is a podcast for business professionals and high-net-worth investors who want to build wealth with purpose. A little bit Wall Street, a little bit off-the-wall; it's your go-to for straightforward, unfiltered wealth advice on topics that founders, business owners, and executives care about.  Learn more about our hosts, Dave and Jessica on our website at https://monumentwealthmanagement.com.  

The most common question advisors get is, “What should I do with my money?” The most common answer? “It depends.” Today, we explore the “why” behind that question and dive deeper into how it connects to your evolving life goals. In this episode of Off the Wall, hosts Jessica Gibbs, CFP®, and David B. Armstrong, CFA®, are joined by Marla Sofer, founder of the fintech startup, Knomee. We discuss the journey to self-actualization, how understanding your purpose influences financial decisions, and why clarity on your goals makes money management easier. But how do you define your purpose and communicate it effectively to your advisor? Tune in to find out! “You might be an expert, but it doesn't mean you're making the right decisions for yourself.” Please see important podcast disclosure information at https://monumentwealthmanagement.com/   Episode Timeline/Key Highlights: 0:00 Introduction & Important Disclosure 1:33 Knomee and Aligning Wealth With Personal Values 12:00 Self-Actualization or Vocational Independence? 16:25 Financial Goals and Retaining an Advisor 24:00 Work as a Purposeful Choice Within Purposeful Wealth 27:40 Should you “DIY” Your Investing and Wealth Planning? 31:43 What to Look For in an Advisor 33:30 Matchmaking, Relationships, and Your Financial Advisor 37:39 The Knomee Journey 43:05 LinkedIn Influencing 46:26 Concluding Thoughts About Marla Sofer: Marla Sofer, Founder and CEO of Knomee, is reshaping the way individuals—and their financial advisors—approach wealth and financial confidence. With leadership experience at BlackRock, Microsoft, and JP Morgan, she saw firsthand how the financial industry prioritizes products over solutions. Frustrated by the lack of meaningful personalization, she built Knomee to change that. Knomee introduces the concept of Financial Identity™, helping individuals uncover their values, clarify their financial priorities, and align their money with what truly matters. It's a tool for self-discovery, financial empowerment, and stronger connections—whether with existing advisors or finding the right one. For wealth advisors, Knomee serves as a breakthrough discovery platform—helping them engage clients on a deeper level, strengthen relationships, and ensure their advice aligns with evolving life goals. Marla is a recognized thought leader with 13,000+ LinkedIn followers, recently named an executive woman to know by Wednesday Women. Whether you're an individual seeking clarity or an advisor looking to differentiate, Marla's insights and Knomee's approach are transforming the future of financial advice.   Connect with Marla on LinkedIn: https://www.linkedin.com/in/marlasofer/ Learn more about Knomee: https://www.knomee.com/ and https://www.knomee.com/advisor Connect with Knomee on YouTube: https://www.youtube.com/@KnomeeApp Connect with Knomee on Instagram: https://www.instagram.com/knomeeapp/ Connect with Knomee Knomee on Facebook: https://www.facebook.com/KnomeeApp/ Connect with Monument Wealth Management:  Visit our website: https://bit.ly/monumentwealthwebsite   Follow us on Instagram: https://bit.ly/MonumentWealthIG   Connect on LinkedIn: https://bit.ly/MonumentWealthLI   Connect on Facebook: https://bit.ly/MonumentWealthFB   Connect on YouTube: https://bit.ly/YouTubeMWMFit  Subscribe to Monument #Unfiltered: https://bit.ly/monumentunfiltered   About “Off the Wall”:  OFF THE WALL is a podcast for business professionals and high-net-worth investors who want to build wealth with purpose. A little bit Wall Street, a little bit off-the-wall; it's your go-to for straightforward, unfiltered wealth advice on topics that founders, business owners, and executives care about.   Learn more about our hosts, Dave and Jessica on our website at https://monumentwealthmanagement.com.  

Want to buy real estate WITHOUT banks or using your credit? Go Here: https://creativefinanceplaybook.com/?utm_source=podcast&utm_medium=cfp&utm_campaign=v1 Want to JOIN our amazing CFP community? Go here: https://www.facebook.com/groups/creativefinanceplaybook In this episode, we explain the differences between two powerful creative financing strategies - wraparound mortgages and subject-to deals. We break down the pros, cons, and key details you need to know to determine which strategy is the better fit for your real estate investing business. Whether you're an experienced investor or just getting started, this episode is packed with actionable insights to help you close more deals and create win-win scenarios for you and your sellers. ► Join The Creative Finance Playbook Community & Learn Creative Finance Directly from Jenn & Joe

Send us a textEver wondered what separates successful business leaders from the rest?In this episode, Steve shares his journey from a broke 16-year-old hustling at Dairy Queen to creating over a billion dollars in value for companies. Packed with real-life lessons, hard-earned insights, and straightforward advice, this episode explores why mastering financial literacy is the ultimate career and life game-changer.Whether you're climbing the corporate ladder or starting your own venture, these straight-up tips will help you skip the costly mistakes and unlock your true potential.Ready to Boost Your Financial IQ? Disclaimer:BYFIQ, LLC is a wholly owned entity of Coltivar Group, LLC. The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.byfiq.com/terms-and-privacy-policy for additional important information.Register for the free Measure What Matters Webinar here: https://www.coltivar.com/measure-what-matters-webinar Support the show

In this episode, CJ sits down with Marc Greenberg, former VP of Finance & Strategy at Pixar and current CFO at Altruist, for a fascinating conversation about his career in finance. Marc sheds light on the complex budgeting process at Pixar and the long lead times, challenges, and seasonality of the movie industry. He explains how decisions are made about sequels and other financial considerations involved. The conversation also covers the acquisition of Pixar by Disney in 2006 and his firsthand experience with Steve Jobs. Marc then discusses his current role at Altruist, a modern vertically integrated custodian built exclusively for RIAs. He touches on key metrics like lifetime value and customer acquisition costs. He also talks about the evolving role of CFOs, the impact of AI on financial operations, and the lessons learned from taking a company public. Marc offers valuable advice on hiring, feedback, and the value of storytelling in the CFO role, before sharing some of the the craziest expense stories we've ever heard on the show.If you're looking for an ERP head to NetSuite: https://netsuite.com/metrics and get a customized KPI checklist.—SPONSORS:NetSuite provides financial software for all your business needs. More than 40,000 companies have already upgraded to NetSuite, gaining visibility and control over their financials, inventory, HR, eCommerce, and more. If you're looking for an ERP platform ✅, head to NetSuite https://netsuite.com/metrics and get the CFO's Guide to AI and Machine Learning. Maxio is the only billing and financial operations platform that was purpose built for B2B SaaS. They're helping SaaS finance teams automate billing and revenue recognition, manage collections and payments, and put together investor grade reporting packages.

In this finance masterclass, we'll break down essential financial management practices for tradesmen. Learn how to budget, manage cash flow, and track profits to keep your business on solid financial ground. This video will provide you with practical tools and tips to help you make smart financial decisions and set your business up for long-term success. Trade Mastermind, founded by The Apprentice winner Joseph Valente, helps trade business owners transition from tradesmen to business leaders. Our channel covers essential areas like marketing, sales, operations, finance, and recruitment, offering practical strategies to scale your business and get off the tools. We teach tradespeople how to attract clients, close more deals, streamline operations, and build strong teams. On average, businesses that go through our training academies grow by 300% in just one year. Subscribe to learn how to build a scalable, profitable trade business! Want to learn more? https://bit.ly/scaleyourtradebusiness

MALT ist der führende Marktplatz für Freelancer in Europa. Was sind die Erfolgsfaktoren beim Aufbau eines Marktplatzes? Welche Rolle spielen die Marke und das Marketing bei der Vermarktung eines Marktplatzes? Welche Bedeutung besitzen Freelancer aktuell und zukünftig in der Marketingpraxis? Für welche Tätigkeiten bietet sich der Einsatz von Freelancern an? Wird AI den Freelancer-Markt revolutionieren?

John and Elliot discuss the 2024 National Illicit Finance Strategy, FinCEN's new Exchange series to fight fentanyl trafficking, the second stage consultation on reforming Australia's AML/CFT regime, and several other items. They share their insights on how these reports and actions impact the financial crime prevention community.

In this episode, CJ welcomes Andre Retterath, investing partner at Earlybird Venture Capital. This is a masterclass on AI where they cover the different levels of the AI tech stack and how to implement AI across tech organizations in the months and years ahead. They also cover how AI is changing back office functions for finance and operations folks, why large language models aren't necessarily built to deal with numbers, and Andre's favorite decision-making frameworks. If you're looking for an ERP platform, check out our sponsor, NetSuite: https://netsuite.com/metrics Andre has a PhD in AI and machine learning. He writes the popular Data-driven VC Substack https://www.datadrivenvc.io/ and is one of the foremost thought leaders of the intersection of machine learning and data to make investment decisions within the private markets. — PSA: Run The Numbers has a new Spotify and Apple show link. Follow the links to subscribe and ensure you'll never miss an episode Apple: https://podcasts.apple.com/us/podcast/run-the-numbers/id1723787140 Spotify: https://open.spotify.com/show/0zQCkklNnVgMD364kCW5SV — SPONSORS: NetSuite provides financial software for all your business needs. More than 37,000 thousand companies have already upgraded to NetSuite, gaining visibility and control over their financials, inventory, HR, eCommerce, and more. If you're looking for an ERP platform ✅ NetSuite: https://netsuite.com/metrics and get a customized KPI checklist. Attio is the next generation of CRM. It's powerful, flexible and easily configures to the unique way your startup runs, whatever your go-to-market motion. The next era deserves a better CRM. Join OpenAI, Replicate, ElevenLabs and more at https://bit.ly/AttioRTN Maxio is the only billing and financial operations platform that was purpose built for B2B SaaS. They're helping SaaS finance teams automate billing and revenue recognition, manage collections and payments, and put together investor grade reporting packages.

In this episode, CJ welcomes Andre Retterath, investing partner at Earlybird Venture Capital. This is a masterclass on AI where they cover the different levels of the AI tech stack and how to implement AI across tech organizations in the months and years ahead. They also cover how AI is changing back office functions for finance and operations folks, why large language models aren't necessarily built to deal with numbers, and Andre's favorite decision-making frameworks. If you're looking for an ERP platform, check out our sponsor, NetSuite: https://netsuite.com/metricsAndre has a PhD in AI and machine learning. He writes the popular Data-driven VC Substack and he is one of the foremost thought leaders of the intersection of machine learning and data to make investment decisions within the private markets.—SPONSORS:NetSuite provides financial software for all your business needs. More than 37,000 thousand companies have already upgraded to NetSuite, gaining visibility and control over their financials, inventory, HR, eCommerce, and more. If you're looking for an ERP platform ✅ NetSuite: https://netsuite.com/metrics and get a customized KPI checklist.Attio is the next generation of CRM. It's powerful, flexible and easily configures to the unique way your startup runs, whatever your go-to-market motion. The next era deserves a better CRM. Join OpenAI, Replicate, ElevenLabs and more at https://bit.ly/AttioRTNMaxio is the only billing and financial operations platform that was purpose built for B2B SaaS. They're helping SaaS finance teams automate billing and revenue recognition, manage collections and payments, and put together investor grade reporting packages.

Today I speak with the wonderful and ambitious Dani Gibson, the Director of Seacrest Accountancy. Dani helps business owners with their accountancy, books + helps her clients with 1-2-1 finance strategies which helps them to grow. It was an absolute pleasure speaking to her + listening to her enthusiasm for her business + clients. Find Dani Here: Instagram:@dani.gibson.accountant Web: www.seacrestaccountancy.co.uk DOORS TO THE VIVID BUSINESS CLUB ARE NOW OPEN! You have until Wednesday 14th February to join. Follow the link below: www.clairehill.uk/thevividbusinessclub ____ If you loved this episode, please subscribe and share - it helps me to help even more Warrior Bosses! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get your FREE guide: Ten Steps To Power Up Your Self-Belief here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠You're invited to join my new FREE Facebook group The Warrior Boss Society: For Business Owners Who Want More!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Join here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.facebook.com/groups/warriorbosssociety⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Find out how you can work with me, here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.clairehill.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ You can find me on Instagram: @norestfor_thevivid @iamclairehill @vivid_wire --- Send in a voice message: https://podcasters.spotify.com/pod/show/iamclairehill/message

Circle K is undoubtedly one of the global leaders in mobility retail and this Shop Talk LIVE conversation brings together Christian Ellneby, Director, Head of Finance & Strategy, Global E-Mobility at Circle K with co-hosts Dan Munford and Shopworks' MD Craig Phillipson. The trio explores the current EV landscape in the Nordics, Circle K's e-mobility journey, how its' experiences in Scandinavia is influencing the rest of its global network, and the competitive lessons they have learned. With special guest: Christian Ellneby, Director, Head of Finance & Strategy, Global E-Mobility, Circle K Hosted by: Dan Munford and Craig Phillipson

We unpack the latest finance strategy that offers advanced investors the opportunity to expand their borrowing power.1. What is the company lending strategy?2. Who uses this strategy and why is it an 'advanced strategy'?3. Why it makes sense to have a healthy capital position when adopting this approach?4. How do banks view this and why do they allow this?5. Why there may be significant tax downsides without the capital gains discount being applied?6. How do you ensure the entity is 'self sufficient'  & what strategies can you use to help present it this way?7. Does this mean UNLIMITED borrowing capacity? No.8. Importantly, we discuss whether this strategy is for the LONG TERM and whether changes to lending policies may block this over time.9. Will regulators block this approach?10. How you can use this to help protect your 'future owner occupier' plansNote that this podcast is GENERAL ADVICE ONLY and does not relate to your specific individual circumstances.  We recommend specific taxation, lending & legal advice for your situation.  The purpose of this podcast is for educational purposes only.Reach out to us at www.australianpropertytalk.com.au

Part 1 of a 3 part INVESTOR LENDING Series.We unpack how YOU can maximise your investing and financing position to MULTIPLY your borrowing power.In 2024, financing conditions remain very tight.  Borrowing capacities are down, yet prices are at their peaks.Property investing is a game of finance.  For investors looking to build, scale and grow their portfolio, this podcast series is for you.Reach out to us at www.australianpropertytalk.com.au

Lucy McCullagh, Alice Molan and Anna Coroneo return to “the wheel” to discuss Australia's Sustainable Finance Strategy, recently released by Treasury and including a range of measures to underpin sustainable finance markets as the country transitions to net zero. They unpack the strategy's three core pillars, being improved transparency through credible and accurate information, financial system capabilities, government commitments and leadership on aligning to global frameworks.

Lucy McCullagh, Alice Molan and Anna Coroneo return to “the wheel” to discuss Australia's Sustainable Finance Strategy, recently released by Treasury and including a range of measures to underpin sustainable finance markets as the country transitions to net zero. They unpack the strategy's three core pillars, being improved transparency through credible and accurate information, financial system capabilities, government commitments and leadership on aligning to global frameworks.

Daniel Blue Website: https://www.danielblue.me/Daniel Blue LinkedIn: https://www.linkedin.com/in/daniel-blue-5b1339113/Join our Facebook group for business owners to get help or help other business owners!The Business Ownership Group - Secrets to Scaling: https://www.facebook.com/groups/businessownershipsecretstoscalingLooking to scale your business? Get free gifts here to help you on your way: https://www.awarenessstrategies.com/

Welcome to the Brisbane Property Podcast. In this episode, we share with you a special episode from the Brisbane Property Panel. Your hosts Melinda and Scott Jennison are joined by special guests Youeil Shol and Danielle Mutzelburg. Youeil, a finance specialist with Loan Market, and Danielle, the Director at Beacon Business Accountants, sit down with Melinda and Scott to discuss the Brisbane Property Market and the key factors to success when aligning your finance and property purchasing strategy. Together our panelists explore the Brisbane property market and how integral it is to match your finance strategy with your investment strategy when creating your investment portfolio, and future considerations to consider when purchasing your home. You can contact our Panel Guests: Melinda Jennison - Director Streamline Property Buyers Scott Jennison - Acquisition Manager Streamline Property Buyers Youeil Shol - Finance Specialist at Loan Market E youeil.shol@loanmarket.com.au M Beacon Business Accountants E office@bbacc.com.au  P 07 3391 6300 We hope that you enjoy this special episode and find value in the information that we are able to share with you. To stay up to date with the latest from the Brisbane Property Podcast, make sure to subscribe to our subscriber list. Click the link HERE to join our community and never miss an episode!

With this episode we kick off our set of interviews with some of our brightest and most innovative partners at Knowledge 23. For the first episode, Spencer Beemiller, welcomed Edua Dickerson, VP of ESG & Finance Strategy at ServiceNow to talk through some of the biggest takeaways of our time at K23 and more. See omnystudio.com/listener for privacy information.

What's up, guys? Welcome to another episode of Spilling the Beans. Today I'm sitting down with my buddy Mike Wilkinson, who's a good friend of mine here in Charleston, South Carolina. He has a successful financial business, and what I really love about Mike is his personal financial strategy. He is a phenomenal steward of capital. He's been able to take a W-2 position and increase his earning potential, keeping his expenses low. Mike makes a huge spread every single year, then deploys that into different types of investments. He's created an amazing lifestyle for him and his family. So I'm excited to sit down with him and just kind of extract some of those strategies, what he does, what he focuses on, and how he's been able to become financially free in his early forties. //SAY HI TO MIKE Instagram: @michaelwilky Facebook: https://www.facebook.com/wmwilkinson 0:00 Meet Mike 6:15 Getting Stuff Done From Home 10:17 Where'd You Learn About Personal Finance? 15:47 What's Money For? 24:18 Turning Your House Into An Asset 33:13 Alternative Investments //LINKS TO MY OFFERS Legacy Wealth Academy: https://www.lwacademy.com/ Commercial Empire: http://commercialempire.com/ Legacy Family Mastermind: http://legacyfamilymastermind.com/ Click here to download our FREE multifamily deal calculator: http://legacywealthholdings.ac-page.com/calculator-giveaway //FOLLOW ME ON SOCIAL IG - https://www.instagram.com/timbratz/​ TikTok - https://www.tiktok.com/@timbratz Facebook - https://www.facebook.com/tlbratz​ LinkedIn - https://www.linkedin.com/in/timbratz/​ Website: LegacyWealthHoldings.com //ABOUT ME Tim Bratz is the Founder & CEO of Legacy Wealth Holdings, a leading real estate investment company. He focuses on vision-casting, marketing, & supporting his team of “A” players. He has built his company on integrity (doing what he said he was going to do), fairness (doing the right thing), & transparency (honesty is always the best policy). Tim has dedicated his professional life to studying wealth-building & personal finance. Working in real estate, Tim has learned how to create a passive income that allows him to live the lifestyle of his choice. His goal is to educate & empower others to become financially free through entrepreneurship & real estate investments. https://legacywealthholdings.com // WANT A MORE IN-DEPTH LOOK AT REAL ESTATE INVESTING? Check us out! https://linktr.ee/timbratz SUBSCRIBE NOW so you don't miss a single video!

In this episode, Michael discusses deferred payments, and how are you can use them when financing development deals to reduce your deposit. Helpful Links: - www.thepropertyfinancecollective.co.uk www.thepropertyfinanceacademy.circle.so The Host: - With a passion for creative finance and the ability to structure deals for Finance, I love helping first time Developers and Investors to get deals packaged for the finance needed to push Property Careers forward, and to date I have raised over £100 million for Developers and Investors I first got into property at the age of 18 when I got into Conveyancing straight out of school. I then went into Estate Agency, back into Conveyancing and I then got into brokering at the age of 22. I decided a year and a half later that I wanted to work for myself and try and shake up the market place! At the age of 24 I set up The Property Finance Guy and became the youngest owner of a Commercial Finance Brokerage in the Country, and alongside this I now also have a successful Training Company, educating Investor and Developers on how to raise finance, and a successful Podcast. I am a keen public speaker and have delivered training and speeches to over 1000 investors and developers in the last 2 years. Socials: - Facebook - https://www.facebook.com/thepropfinguy/ LinkedIn - https://www.linkedin.com/in/michael-primrose-886a365b/ Instagram - https://www.instagram.com/thepropertyfinanceguy/ Twitter - https://twitter.com/thepropfinguy Disclaimer: - With the market changing so quickly, the content could be out of date at the time of listening. This Content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.

Mike is joined by seasoned property investor and Owner and Director of Australian Property Scout, Sam Gordon, to talk about his journey and how he helps his clients build their own investment portfolios. Starting in his 20's and on an average income, Sam amassed seven properties before he hit a service-ability wall. Sam shares with Mike how he went about finding the right broker and changing his mindset on selling assets to overcome his cashflow barriers and move forward on his journey.

In dieser Podcastfolge sprechen Tim Gude, Verantwortlicher für Digital Finance & Finance Strategy im Volkswagen Konzern und Carsten über den Weg zu einem datengetriebenen Unternehmen.

Are you tired of feeling like the government is taking all of your hard-earned money? In this episode of the Jess Marshall Podcast, we have tax coach Barbara Shreihans joining us to share her expert knowledge on how to pay zero taxes. Barbara is a tax strategist with a wealth of value on her Instagram and Tick Tock pages, so make sure to follow her immediately. You won't want to miss this episode as we discuss strategies and loopholes to save money on your taxes. Plus, hear a heartwarming story of how one of Barbara's clients used their tax refund to adopt a baby. Tune in and learn how to take control of your finances and pay zero taxes!

The CFO role has evolved dramatically over the last twenty years. It's no longer just about finance, accounting, and FP&A, modern CFOs are also strategic partners with decision-making responsibilities. To get a deep understanding of what the profile of a modern CFO looks like, we invited on Kapil Mehta, the CFO and COO of Allied Digital Services. Kapil talks to us about cybersecurity risks, education for CFOs, and the challenges of managing a large team. Kapil is a certified Chartered Accountant in India, and achieved his CPA, CGMA, and MBA from the United States. Before joining Allied Digital, he worked in the pharmaceuticals, textile, manufacturing and hospitality industries. Kapil has over twenty-five years of experience in business finance, corporate governance, strategic matters, M&A, risk management, measurement and operations, and is passionate about adapting the latest technologies to generate business efficiencies. In this episode, we discuss: -How to combine and manage finance, strategy, and leadership roles -How has the CFO role evolved over time? -Transitioning from finance to operations and strategy roles -Financial leadership in various industries -The importance of prioritizing cybersecurity -Managing a large team to develop a culture for success -Cash flow and accounting for business growth opportunities Presented by Personiv https://insights.personiv.com/cfo-weekly

As an entrepreneur making a profit is a top priority. Are you interested in working fewer hours, making more money, and striking a better balance? Yes, yes, yes! My guest Samantha Varner shares ways to increase your profits in an easeful way. In this Women Developing Brilliance® — The Spirit of Business episode, you will learn:

In this episode, Foley partner Anil Shankar sits with Jackie Bender, Chief of Finance Strategy for the Los Angeles County Department of Health Services, to discuss California and Los Angeles County's recently approved Medicaid waiver called CalAIM (California Advancing and Innovating Medi-Cal), the multiyear care delivery and payment reform initiative led by the California Department of Health Care Services (DHCS). 

When Peter Walker looks back on his career, he never hesitates to highlight “the big asks,” or those times when he asked a boss to “take a chance” on him. One such instance occurred when he asked his CEO to sponsor his studies as he pursued an executive MBA on nights and weekends at New York University's Stern School of Business. “He said ‘Yes,' and the degree really flipped my brain from being that of an accountant to that of a big picture finance partner,” comments Walker, who was working for Assurant, a provider of risk management products and services. Still, an even bigger “ask” followed—one that engendered a response that even today seems to surprise Walker. “It was only a couple of months later that I found myself on a plane to Atlanta, about to step into the CFO role at a $2 billion business unit,” explains Walker, who recalls that this divisional CFO role opened up shortly after he completed his MBA—which allowed him to make the pitch, “Hey, you made this investment in me—the company needs a good ROI off this, so why not put me in that CFO role?” Today, Walker doesn't hesitate to characterize his leap upward at the company as a case of “right place, right time.” However, he points out that the promotion came 9 years into a 17-year tenure with Assurant—a hefty investment of career years that spanned such milestones as the company's 2004 IPO, multiple acquisitions, and expansion overseas. Unbeknownst to Walker when he entered the CFO office at Assurant in 2014, still ahead was yet another promotion to EVP and chief strategy officer. “As I sat in the chief strategy officer role, I really missed finance, as I view the CFO role today as the trifecta of finance, strategy, and leadership,” remarks Walker, who notes that during his strategy chief stint he had become increasingly interested in the deal-making mechanics of the private equity realm, an area to which his career thus far had offered only limited exposure.    Comments Walker: “I had had a lot of M&A experience within a public organization, but I wanted a turn at being the CFO leading the sale of a PE-owned organization so that I could gain another set of experiences—which, as it has turned out, have proven critical to reaching where I sit today.”    Walker was recruited to lead the successful sale of Jackson Hewitt from H.I.G. Bayside Capital to Corsair Capital and in 2017 was named CFO of Jackson Hewitt, a firm in Corsair's portfolio. “I specifically went after a private equity opportunity and was looking for something where the sponsor was going to want to sell in the next year or two,” explains Walker, who would remain as CFO of Jackson Hewitt for another year (post-transaction) before stepping into the CFO office at Sterling in 2019.   Looking back, no matter how many CFO tours of duty or transaction milestones he achieves, Walker seems resolute in believing that none of them could have been achieved if not for “the big asks.” –Jack Sweeney

In this episode, I Gordon about personal finance and how to free up money every month with a unique personal finance strategy. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~Gordon Stein:Gordon Stein shows his audience how to free up hundreds or even thousands of dollars each month with minimal effort and minimal sacrifice. No budgeting. And no giving up the things you love. That's money that can pay down debt, or increase monthly investment to accelerate their wealth building and their financial freedom.His book, Cashflow Cookbook includes financial "recipes" that can free up to $13,000 monthly. As a professional speaker, his talks promise to show his audience how to add $1 million in wealth in 60 minutes. And he delivers. Give your audience freedom from their financial fears with breakthrough financial thinking from Gordon Stein.~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~RESOURCEFUL AGENT:My name is Andy Silvius and I'm a full time Realtor for Keller Williams Realty in Coeur d'Alene, Idaho. I started the podcast "Resourceful Agent Radio Show" to influence others to keep progressing in life, whether it's stepping outside of your comfort zone and chasing your dreams or just helping you find solutions to problems you may face in business, finances, and life.Above all, I'm an Entrepreneur on the search for answers and new business opportunities one interview at a time!~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~FOLLOW RESOURCEFUL AGENT ON:→ https://www.facebook.com/ResourcefulAgent→ https://www.instagram.com/Resourcefulagent/→ https://www.linkedin.com/in/andrew-silvius-091aa7190/→ https://www.resourcefulagent.com/~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

In this episode of the Brisbane Property Podcast, Melinda and Scott talk to Stephen Mitchell, Lending Manager for Metro North at Bank of Queensland.  Stephen has over 30 years of experience in financial services, including working in banks and also 15 years as a qualified financial planner.  We talk through finance strategies for various lending scenarios, and options that you may have if you are looking to finance your home, refinance to purchase and investment property, or for a change in structure.   We hope you enjoy this episode, and please don't forget to leave us a review if you are enjoying our content! Enquire about our Brisbane Buyer's Agency services for Investors and Home Buyers, please click HERE. Learn more about your hosts, Melinda and Scott Jennison at www.streamlineproperty.com.au

The Don't Quit Podcast looks at how professionals work and how you can learn from them. This week's guest is Gordon Stein, an international keynote speaker, blogger, personal finance expert, and author of Cashflow Cookbook - $2 Million of Financial Freedom in 60 Easy Recipes. He delivers transformational talks that help people crush their number one stress – their finances.   Book: https://amzn.to/3Q4M85E Twitter: https://twitter.com/cashflowcookbk Instagram: https://www.instagram.com/cashflowcookbook/ — Support The Don't Quit Podcast by visiting TyypoPrints, making dreamers into achieves through motivational art prints. Use promo code: Podcast at the checkout to get 10% off your next print. Email the Host, Nick Mann, at Nick@TyypoPrints.com Check out the official The Don't Quit Podcast: TDQPodcast.com Follow the show on Instagram: @TDQPodcast Follow the host on Twitter @MannDesigner If you enjoyed this episode, please give a review on Apple Podcasts. Thank you for listening!

On this episode of the Leaders of Modern Finance podcast, host Ben Murray, Founder of The SaaS CFO, interviews Sarah Wilson, VP of Global Finance and Strategy at Tradeshift. Sarah is not only skilled in numbers and data analytics but has also developed a keen emotional intelligence. She knows how to relate those numbers and data points into a meaningful story that unites her team around a shared company vision. It's this understanding and care for the people in her organization that have made her a talented team builder. Sarah has a background not only in finance but also HR, and her experiences have given her a broader understanding of the interconnected pieces of her organization. She's merged these two elements of business together in her compensation philosophy, which reflects a concern for how Tradeshift's finances affect employee well-being. Sarah doesn't see herself as someone who manages both finances and people. Rather, she sees both elements as a singular asset that advances the company's mission. No asset is an island and to see the way the pieces of an organizational puzzle work together and compliment each other is a foundational trait of the successful financial leader. Sarah Wilson Tradeshift Tradeshift - LinkedIn Ben Murray The SaaS CFO The Saas CFO - LinkedIn This episode is brought to you by Stampli. The Most Powerful Way to Process & Pay Invoices. Stampli is the only Accounts Payable Automation software that centers communications on top of the invoice so that accounts payable collaborates better with approvers, vendors, and anyone involved with purchases to quickly resolve issues and questions, resulting in 5x faster approvals. Contact us to see why users love using Stampli and schedule a demo at Stampli.com.

As a profit coach and money-making business strategist, Sam Varner specializes in supporting six-figure service-based business owners to make profit a priority by implementing her proprietary CRUSH Formula. A conversation with Sam is an opportunity to share a no-bullshit (friend-to-friend) chat about profit, business success and the drive women have inside that is ready to explode. She is open and honest about how to achieve business growth well into 6 figures and just how to tap into each individual business owner's hidden potential. She wants your audience to be inspired through their own personal breakthroughs, strategy and grit to surpass their current goals and growth plans. Sam has 14+ years in PR & Marketing, Finance Strategy as well as Business Development and credits much of her business passion to watching her father in his construction business growing up. After living in 3 different countries and getting re-qualified to work over and over again, Sam decided to create her own business serving women business owners worldwide. Sam has made it her goal to help other women understand they have the power to change their financial picture by building profit in their businesses. She hosts the She Needs Grit Podcast where business tips and growth strategies happen weekly. By day, Sam is a tactical coach supporting her clients to grow their dreams, by evening and weekend she is hanging in the dirty minivan. With four kiddos, Sam is a coffee addict and spends her downtime as a chauffeur, cheerleader and a huge fan of each of the tiny humans she created. Learn more... https://www.shecollective.biz/ https://www.instagram.com/shecollective.biz/ https://www.linkedin.com/in/samantha-varner-47861532/ sam@shecollective.biz

In this episode of Estate Professionals Mastermind, financial mentor Damion Lupo joins Chad Corbett to discuss why an eQRP provides the strongest opportunity for leverage and diversification compared to other retirement vehicles like 401ks and IRAs. What is a Qualified Retirement Plan? In short, QRP is a type of pension plan that allows self-employed workers to plan for retirement and benefit from tax deferments. Qualified retirement plans can be used for real estate, as well as other asset classes that aren't an option for traditional retirement plans. To learn more about how QRPs work, how eQRP benefits compare to traditional investment vehicles, and how to set up an enhanced Qualified Retirement Plan to use in real estate investing, get the free book here: https://book.eqrp.co/gift-from-chad-corbett/Episode segments (Timestamps link to YouTube interview!)0:00 eQRP reviews: Chad Corbett2:05 Damion Lupo, author of the QRP Book6:32 Why you need to start planning your wealth strategy for financial independence8:21 QRP vs. Self-directed IRA (SDIRA) vs. Solo 401k12:13 How does the QRP work?18:46 eQRP benefits for real estate investing33:24 Who manages an eQRP?35:02 Get the eQRP book freeSales Bluebird for leaders and go-to-market teams at cyber security startupsTips, tricks, ideas and inspiration from legendary cyber security CEOs and CROsListen on: Apple Podcasts SpotifyPre-Roll Information: Join our Facebook Group: Estate Professionals MastermindCheck out ProbateMastery.com for the probate certification course and more content.

In this episode, join Wayne Spivak, President and Chief Financial Officer at SBA * Consulting as he discusses why and how growth-focused CFOs should plan and reassess their goals and resources to cope with their escalating business boom.

In this episode, join Blair Cook, Chief Financial Officer at Mara Renewables Corporation, as he discusses how businesses can enable and support growth under the guidance of a CFO to build a world-class finance function.

In this episode, join expert CFOs Blair Cook and Wayne Spivak as they give insights and share their experiences on how CFO offices can make their finance function world-class. It is essential for CFOs and their finance processes to be geared towards the future to stay ahead of the curve.

Samantha Varner is a profit coach and money-making business creator for driven female entrepreneurs. She also hosts the She Needs Grit podcast. With 14+ years in PR and Marketing, Finance Strategy and Business Development, she coaches women to develop as leaders of their businesses and realize they are capable of changing their financial reality through business ownership. Today she shares why your subconscious beliefs about money will dictate your earning power and your success in business. Download Podopolo here, join the conversation, and invite your friends to connect around Wings and other podcasts recommended to you by what interests and inspires you.

I'm hanging out with another 8-figure entrepreneur on the 7 Figure Flipping Podcast today… the one and only Vaughn Bethell!We talked about the weird “owner finance model” he's using in South Carolina…And he shared his takeaways from the 8 Figure Event, including something I COMPLETELY MISSED from Daymond John!Listen in now!Vaughn says he added “an extra $1,000,000” to his business by joining the 7 Figure Altitude mastermind group.If you want to be part of this group and do what Vaughn did……hit the link and apply to join.CLICK HERE to Apply >>This will get you onto an in-depth consultation with my team, where we'll break down what your next steps should look like (whether Altitude is a good fit for you or not).If you have any questions, let me know/Take care!Links & ResourcesWant to connect with Vaughn? You can find him on Facebook under the name Vaughn Bethell, or head over to his website, REIJunkies.com!CLICK HERE: REIJunkies.comVaughn has been on the 7FF Podcast before. Here's the link to a previous episode where he shared how to get 600+ seller leads PER WEEK!CLICK HERE: https://www.7figureflipping.com/podcast/600-properties-per-week-heres-how See acast.com/privacy for privacy and opt-out information.

Many founders often compromise their mission to grow their business. Creating wealth and social impact at the same time is no easy matter. If you're looking for a way to raise capital while also staying true to your mission, the best way would be to find an investor that's aligned with your purpose. In this episode, Lyn Johnson and Sara Sparhawk talk about the gender wealth gap and how they seek to empower women founders. They discuss the pros and cons that their finance background gave them in creating a solid financial model and managing cash flow. Finally, they emphasize the importance of finding the right investors.If you want to raise or invest in a home-based business, this episode is for you!Episode Highlights[05:28] Lyn's Journey [06:33] Sara's Journey [08:49] The Gender Wealth Gap [10:19] Helping Women Create Wealth[12:45] How West Tenth Started [16:26] Capital Raising Journey[18:41] Criteria for Investors[21:56] How to Balance Business Growth and Mission [26:15] Finance Background and Capital Raising [29:46] Building a Financial Model [34:22] Managing Cash Flow[40:32] Reporting to InvestorsResourcesHer CEO Journey™ Patient Capital Series:The Ins and Outs of a Venture Capital Fund Part 1The Ins and Outs of a Venture Capital Fund Part 2Venture Capital For Good: Investing in Social ImpactChat with a Fractional CFO and receive the benefits of a CFO here!Forecasting Guide — Create a better and improved financial forecast for your business!Connect with Lyn: LinkedIn | TwitterConnect with Sarah: LinkedInWest Tenth: Apple Store | Google PlayThe FoundryTechstarsEnjoy the Her CEO Journey™ Podcast?Write us a review and share it! If you enjoyed tuning into the show, then do not hesitate to leave us a review. You can also share this episode with the women you know so they can find financial empowerment and get their ideas into the world.For more episode updates, feel free to visit our website. You may also tune in on Apple Podcasts, Apple Podcasts, Spotify, or Stitcher.

नमस्ते दोस्तों! The Ranveer Show हिंदी के 74th Episode में आप सभी का स्वागत है। आज के Podcast में हमारे साथ जुड़ चुकी हैं Radhika Gupta जो एक बेहतरीन Indian Business Executive हैं और Edelweiss Asset Management Company की C.E.O भी हैं। Radhika जी भारत की इकलौती Female Head Of a Major Asset Manager जिन्होंने भारत के First Domestic Hedge Fund को Set-up किया है। इस Podcast में हम बात करेंगे ढ़ेर सारी बातें Budget 2022 और उसके Effects, Tech Companies के Market में Fall, Inflation Rate, Interest Rate और Facebook Company में Loss जैसे कई सारे Topics के बारे में। साथ ही साथ हम Discuss करेंगे कि Budget से Cryptocurrency Investment में क्या Impact पड़ेगा, Digital Rupee, Blockchain, Tax Collection In India, Investment Skills के बारे में और भी ढ़ेर सारी बातें। मैं आशा करता हूँ कि ये Video आप सभी Viewers को पसंद आएगा। खास तौर पर उन सभी को जो Finance के Field में और Investment Opportunities के बारे में जानने में Interest रखते हैं। Current Affairs, Budget, Compony Portfolios, Tech Companies IPO, Unicorn Businesses और Inflation जैसी चीज़ों के बारे में हम Discuss करेंगे इस Hindi Podcast में सिर्फ और सिर्फ आपके Favourite BeerBiceps Hindi Channel Ranveer Allahbadia पर।

Raising capital often entails giving up some measure of control over your company. Granting investors ownership isn't always a bad thing, but when it happens, your business might drift further and further away from your company vision. As mission-driven entrepreneurs, that isn't acceptable. Thankfully, there is a solution: alternative ownership.In this episode, Camille Canon, the co-founder and executive director of Purpose US, helps us navigate the tricky maze of ownership, governance, and money. She explains the concepts in ownership structure and alternative finance. Lastly, she clears up misconceptions about raising capital, reveals the secrets to creating a sustainable model for your business, and gives insight into the minds of investors.Episode Highlights[04:00] Camille's Journey in Purpose US[06:37] What Problem Does Purpose US Address?[09:13] At What Stage Does Purpose US Help Entrepreneurs?[12:35] Does Being Series A Matter?[14:47] Firebrand Bakery: A Sustainable Model[17:27] Finding The Right Investors For Your Company Vision[19:10] Do Purpose US Investors Look For Similar Return?[21:21] The Field of Alternative Capital[24:20] The Importance of Financial Results[26:01] Demystifying Concepts in Raising Capital[27:37] Camille's Parting AdviceResources:Visit Christina Sjahli's website for more insights on choosing the right ownership structure that aligns with your mission on the Her CEO Journey podcast series!Episode 137 | Steward Ownership: A Method for Preserving Business Owner's Legacy and Purpose - The Journey of Sarah JoannidesChat with Christina and set up a time here!Download the Forecasting Guide so that you can create a better and improved financial forecast for your business!Connect with Camille: Purpose websiteEnjoy this Podcast?Write us a review and share it! If you enjoyed tuning into the show, then do not hesitate to leave us a review. You can also share this episode with the women you know so they can find financial empowerment and get their ideas into the world.Have any questions about business finance? You can contact me through LinkedIn or schedule a chat with me at any time. You can also suggest topics you're curious about for future episodes to help your business grow. Thanks for listening!For more episode updates, feel free to visit my website. You may also tune in on Apple Podcasts, Google Podcasts, Spotify, or Stitcher.

The Great Logistics Industry Consolidation with Chris Wofford Chris Wofford and Joe Lynch discuss the great logistics industry consolidation. Chris is the Founder and Managing Partner of Wofford Advisors LLC, a strategic advisory boutique that provides best-in-class strategic advice to clients competing in the global supply chain, which includes all forms of transport, logistics, B2B and B2C movements of goods — and increasingly tech-enabled consumer and industrial services. About Chris Wofford Chris Wofford is the Founder and Managing Partner of Wofford Advisors LLC, an independent, strategic advisory boutique focused on M&A transactions in B2B and B2C movement of goods in the global supply chain. Chris started his career in the M&A group at DLJ-LA under Ken Moelis. His career path is unusual for having spent 10 years as a M&A banker prior to becoming the lead coverage officer in T&L. As a senior banker, he has run numerous industry groups at major investment banks for the past 30 years. He has executed over $120bn of buyside and sellside M&A assignments, including numerous cross-border transactions. Chris earned an MBA, Finance & Strategy, Booth School of Business from University of Chicago and a BA, History & East Asian Studies at Oberlin College. While at Oberlin Chris was All-Conference & Most Valuable Offensive Lineman, Varsity Football Team; Twice All-Conference & Captain, Varsity Lacrosse Team. About Wofford Advisors Wofford Advisors is an independent advisory firm focused on strategic idea generation and M&A transaction execution within the global supply chain and tech-enabled services sectors.  We have a proven track-record of delivering successful outcomes for large public companies, family-owned businesses, as well as financial sponsors.  Our team's M&A expertise ranges in size from $50 million to $50 billion enterprise value and encompasses contested and cross-border transactions. Founded by Chris Wofford, former head of Transport & Logistics Investment Banking at large financial institutions, such as Wells Fargo, Bank of America and Macquarie Capital, the firm reunites former colleagues from the earlier Bear Stearns M&A days, where Chris was a Senior Managing Director.  During his 30+ year career, Chris has represented major corporations, such as UPS, FedEx, Ryder, Neptune Orient Lines (APL Logistics), GENCO, Norbert Dentressangle (now part of XPO/GXO), Ozburn-Hessey (now part of Geodis) and many others. Wofford Advisors' core services include Buyside Advisory, Sellside Advisory, Strategic Consulting and Complex and Cross Border Transactions.  Please visit our website for a more comprehensive explanation of our credentials and capabilities. Key Takeaways: The Great Logistics Industry Consolidation  Chris Wofford is the Founder and Managing Partner of Wofford Advisors, an independent, strategic advisory boutique focused on M&A transactions in B2B and B2C movement of goods in the global supply chain. Chris Wofford explains what's driving the great logistics industry consolidation, along with who is buying and who is selling. The great logistics industry consolidation is being driven by: The growth of ecommerce and home delivery (B2B shift to B2C) Tech disruption especially by companies backed by venture capital Low cost of borrowing money The hot logistics market is enabling financial buyers to buy, grow, and sell companies in a much faster time period (2-3 years instead of 3-5 years) Who is buying? Private equity companies who buy, grow, and sell logistics and transportation companies Larger companies that want to better serve their customers by adding new services, geographic footprint, capability, etc. Big logistics and transportation companies often face the choice of building new divisions/services or buying a company to gain those services Who is selling? Private equity companies who buy, grow, and sell logistics and transportation companies Entrepreneurs and family owned companies looking to exit Wofford Advisors was established as a platform to provide best-in-class strategic advice to clients competing in the global supply chain, which includes all forms of transport, logistics, B2B and B2C movements of goods — and increasingly tech-enabled consumer and industrial services. Learn More About The Great Logistics Industry Consolidation Chris Wofford LinkedIn Woffor Advisors LinkedIn Wofford Advisors The Logistics of Logistics Podcast If you enjoy the podcast, please leave a positive review, subscribe, and share it with your friends and colleagues. The Logistics of Logistics Podcast: Google, Apple, Castbox, Spotify, Stitcher, PlayerFM, Tunein, Podbean, Owltail, Libsyn, Overcast Check out The Logistics of Logistics on Youtube

Many mission-driven female founders fear having debt in their business. However, when done right, taking on debt financing is actually a great way to grow and expand your business. One way to conquer your fear of going into debt financing is to plan your steps before you even approach a lender. In particular, it would benefit you to have a debt and interest repayment plan in place. Through this, you know what to expect in your business's financials. In this solo episode, I'll show you how to think like a CFO when crafting your debt and interest repayment plan. We'll dive deep into the financial questions that you need to ask yourself. Our end goal is to create a realistic financial forecast that determines whether or not debt financing is suitable for your business. So tune in to know more about how you can think like a CFO so that you can plan smartly for the growth and profitability of your business! Episode Highlights:[00:00] Why You Should Plan for Debt Repayment Before Going into Debt Financing[02:16] Think Like a CFO Step #1: Create a Debt Schedule[03:15] Think Like a CFO Step #2: Review Historical Financial Results[05:29] Think Like a CFO Step #3: Clearly Identify the Assumption to Build the Forecast[06:51] Think Like a CFO Step #4: Create the Forecast[08:02] CFO Services that Will Help You Go Through Debt FinancingEnjoyed This Podcast?Write a review and share this with your friends.Connect With MeReady to transform your purpose into an impactful business financial story, profit, and joy? Schedule a chat with me at any time.

This episode features highlights from our first ten episodes focusing on the importance of data.  We hear from Ann Dennison, CFO of Nasdaq, Jaye Connolly-Labelle, Chairman and CEO of RippleNami, Hamza Benamar, CFO of Kyriba, and more.  Together, they bring you the most relevant insights to help you unlock the power of data in your own organization's finance department.Quotes“Finance professionals need to spend less time collecting data. They're valued more for how they can act on data than simply their ability to play scorekeeper. The types of people who are becoming CFOs now are those with more of a strategic mindset and less of a score keeping mindset.” - Eric Ball, Co-Founder and General Partner of Impact Capital Ventures“There's a lot of power in sitting on tons of data at the corporate level.  How can we harness that power to help provide information to the business?” - Ann Dennison, CFO of Nasdaq“Data on a spreadsheet is meaningless.  Data in a real-time dashboard is powerful.  I can get an alert if there's ever anything wrong so that I'm in the know.  You have to have your finger on the pulse and that is data-driven.” - Jaye Connolly-Labelle, Chairman and CEO of RippleNamiTime Stamps[2:12] Michael Dinkins, Dinkins Financial, on better data and decision making[3:52] Jennifer Ceran, Smartsheet, on new fintech solutions[4:22] Eric Ball, Impact Capital Ventures, on CFOs as a strategic player[5:30] Jaye Connolly-Labelle, RippleNami, on the importance of real-time data[7:11] Katherine Edenbach, Emburse, on driving strategy[7:52] Niklas Bergentoft, Deloitte & Touche, on the liquidity ecosystem[9:00] Wolfgang Koester, Kyriba, on being data-driven[10:26] Hamza Benamar, Kyriba, on using algorithms to help with decision making[12:14] Ann Dennison, Nasdaq, on harnessing data[14:05] Ross Tennenbaum, Avalara, on leveraging modern techSponsorThe Invisible Vault is powered by the team at Kyriba, the global leader in cloud treasury and finance solutions, empowering CFOs and their teams to transform how they activate liquidity as a dynamic, real-time vehicle for growth and value creation. To learn more visit www.kyriba.comLinksConnect with:Eric BallJennifer CeranMichael DinkinsJaye Connolly-LabelleNiklas BergentoftKatherine EdenbachWolfgang KoesterAnn DennisonHamza BenamarRoss Tennenbaum

During season three of Skills Recharged, Michele shares her reflections after each episode with a guest. She's grateful for each of you that's tuning in to the #skillsrecharged conversation on personal finance strategy. Thank you, Dalan Vanterpool, for adding his voice to the discussion. We're learning together and from each other. Let's continue to keep our stride. --- Support this podcast: https://anchor.fm/career-tipper/support

Episode 4 of Season 3 of Skills Recharged on the Career Tipper podcast features Financial Educator, Dalan Vanterpool. Dalan is a financial educator and private banker from the British Virgin Islands. He helps young professionals connect their career moves to their wealth goals via his blog and podcast at dalanv.com. A few years ago, he moved to Panama, where he now works and navigates life in Spanish. In April 2021, he released his debut book, No Boss, Only Clients: How to Build an Extraordinary Career and a Life of Freedom. During this episode about Personal Finance Strategy: [ 2:10]Definition of No Boss, Only Clients. [ 6:34] Suggested strategy to creating multiple streams of income. [ 12:30] Storytelling tips for promoting your skills. [ 19:55] Insight on salary negotiation vs. income augmentation along with understanding the money line. [ 34:37] Challenge your perspective to invest and to save. [40:55 ] Productivity tools suggestions. [45:11 ] A career lesson to keep his skills recharged, competitive, and hire-ready. Connect with Dalan: https://dalanvanterpool.com --- Support this podcast: https://anchor.fm/career-tipper/support

Today kicks off the Part One of an interview with a person I consider one of the most confident, candid and smart leaders I know. Ann Bordelon is currently the Vice Chancellor for Finance and Administration at the University of Arkansas - an ideal leadership role she has achieved following a track record of significantly impacting organizations large and small - both stateside and internationally.  The best thing about my conversation with Ann is the candor and realness she shared. She is as straightforward and as authentic of a leader as any business could dream of - and she's the first to roll up her sleeves and dive into learning a new business in order to improve organizational health.  Ann joins me today to talk about her journey through numerous financial roles leading to her success and impact as a CFO. Her career began as auditor in Little Rock before moving to Northwest Arkansas where she has served in roles at Walmart Inc (CFO of Sam's Club, CFO of Walmart Asia, and SVP of Finance & Strategy for Walmart US), stops at a variety of organizations along the way including Tyson Foods, Mitchell and even a startup company - a career that catapulted when she realized her ability to impact results through her breadth of vision, perspective and influence as a senior leader. This interview was full of a-ha moments for me and I hope you'll find a few inspiring takeaways, as well.  More specifically, Ann shares: the formula she uses for learning a business and how that curiosity has served her through financial roles in a wide range of industries some of the most pivotal moments of her career - particularly an unexpected one that changed her leadership story as she knew it her wisdom about the importance of clarity and how that impacts a team or leader's success her commitment to building relationships at every level of a company Join us for Part 1 of our conversation today. I know you'll enjoy hearing Ann's story as much as I enjoyed visiting with her. Hope you can join us for Part 2 next time.

This episode features an interview with Ross Tennenbaum, CFO of Avalara, the leading provider of automated tax compliance software with a market cap of nearly $15B.  Over his more than 20-year career, Ross has served in operational and financial leadership roles for companies like Credit Suisse and Goldman Sachs.  He's an entrepreneur and investment banker turned software executive, with an MBA from The Wharton School.On this episode, Ross discusses how to harness skills from previous finance roles to become a strategic partner as CFO, when to bring on a treasurer, and leveraging modern technology to drive growth.Quotes“There are many different types of paths to be CFO. There are many different people with different experiences.  But really understanding how to run and operate a business and how it works is a key differentiator to being a great CFO, beyond the accounting nuts and bolts.  The question is how do I help my team make this company the best it can be?”Time Stamps*[0:36] Intro*[1:47] Interview begins*[8:56] The importance of understanding all aspects of the business as CFO*[12:27] Cash Crossroads: How the pandemic shaped the world of finance*[23:56] The Playbook: Finance strategy*[24:41] When is it time to get a treasurer?*[42:42] Report from the Future:  The future of the CFO*[47:23] Quick HitsSponsorThe Invisible Vault is powered by the team at Kyriba, the global leader in cloud treasury and finance solutions, empowering CFOs and their teams to transform how they activate liquidity as a dynamic, real-time vehicle for growth and value creation. To learn more visit www.kyriba.comConnect with Ross on LinkedInFollow Bob on TwitterFind Bob on LinkedIn

In July the EU commission presented the ecological part of the EU taxonomy and a new sustainable finance strategy. The aim of the proposals: enable investments in green and sustainable projects and initiate a transition to a more sustainable economic system. Professor Henrik Andersen from Copenhagen Business School is a leading expert in climate legislation and corporate social sustainability. He explains how far fetching the proposals are and what they mean for companies and consumers.

In this episode, @thefinancesavior shares how getting a solid grip on your personal finance strategy can translate into growing your real estate portfolio in the most efficient way. We cover everything from boosting income, tax benefits - like the 1031 and 721 exchange, diversification, using other people's money, and hedging against inflation. Check out Salvador Bentolila at: https://www.thefinancesavior.com https://www.instagram.com/thefinancesavior/ ---- Transcript Before we jump into the episode, here's a quick disclaimer about our content. The remote real estate investor podcast is for informational purposes only and is not intended as investment advice. The views, opinions and strategies of both the hosts and the guests are their own and should not be considered as guidance from Roofstock. Make sure to always run your own numbers, make your own independent decisions and seek investment advice from licensed professionals.   Michael: Hey, everyone, welcome to another episode of the real estate investor. I'm Michael Albaum, and today I'm joined by my co host, Tom Schneider, and a very special guest with us, Salvador Bentolila, and he's gonna be talking to us today about his real estate investment journey, personal finance, and how he's married the two into his own personal coaching business. So let's jump into it.   Michael: So Salvador, thanks so much for taking the time to hang out with us today. Really appreciate it.   Salvador: Yes, thank you so much for having me. So we're looking forward to this conversation? And, yeah, I mean, hopefully, it's gonna be a productive and helpful topic for everyone, in terms of the intersection between real estate and personal finances.   Michael: I don't doubt it. I don't doubt it. So I know you and I kind of go back because you're a member of the Rootstock Academy. But for all of our listeners who might not be familiar with your story, your background would love for you to kind of bring everybody up to speed about how you got involved in real estate, which and what you're doing now, because you're kind of doing some interesting things.   Salvador: Yes, yes, absolutely. So personal finances has always been a topic of interest for me. And it kind of accelerated accelerator when I moved to the US. About six years ago, I started realizing how complex the system is here, it can get complicated, very quickly. So I started, I started reading a lot, taking courses helping friends and family. And over time, as I you know, I still work at my regular day job and started to get to know more people and eventually, you know, personal finances is one of those topics that usually comes out in, in conversations. And I started realizing that it's often a topic that people are not so much familiar with.   And, you know, I'm not here to blame anyone, because it's something I didn't know either, something that isn't regularly taught in schools. So recently, in the last couple months, I started to develop this coaching program for personal finances where my goal is just to educate people about all the different topics that go around it. So things like very basic things like how to create a budget, how credit work, how to pay off your debt, how to minimize your taxes, how to invest your money. And, you know, there I cover all of the different, let's say, investment classes from stocks and bonds, and real estate and commodities.   And a little bit also more about my background, then no real estate is also something that through the Roofstock Academy, that I started recently getting involved with about three years ago. So it's a topic I'm super enthusiastic about. And when I started this, this coaching program, I saw there was a nice intersection, which is what we want to speak about today.   Tom: I'd love just for context, telling everybody kind of, you know, what is that? What is the regular day job? And is that still going on? And just to give a little more context?   Salvador Yeah, sure. So I am a civil engineer, and specialized in water, I mostly work with wastewater treatment plants, we do some upgrades for in terms of protection to provide protection against resiliency. So I've been in the industry for about eight years. And there's a little bit of intersection there between construction and the work. Sometimes you have to do real estate properties. And mostly, you know, it's property managers or contractors taking care of, but but it's a it's a use, it can be a useful background, to have every once in a while.   Tom: Totally probably thinking about like systems and balance and just I don't know, data driven love it.   Michael: Yeah, I was gonna say I'd be curious Salvador, can you share with everybody what your experience in real estate has been to date thus far,   Salvaor: There's a very steep learning curve. In the beginning, it takes a lot to take that first step and a lot of discipline and you need to have a lot of motivation. As I was starting out, I can tell you was like a roller coaster of motivation. You know, one day I would wake up, okay, let's do this. And then a another day, I would like go get cold feet and put put the kind of the project on hold.   In the Roofstock Academy. We talked about the analysis paralysis. So that's also that happens as well, because now you get so much data that's available for you. And another. It's another thing that I experienced. So I think for me, it was that the Roofstock Academy was definitely helpful, especially the coaching and the coaches that are available there for them. Immerse, it's something that helps in getting that motivation going and achieve your goal. So that's been more or less. You know, so far, it's been going well, and I think I plan on keeping being a part of kind of a project. Michael: Awesome. And so curious to get your thoughts on, on the personal finance side of things, how you view real estate as a benefit.   Salvador Yeah. So before that, I forgot to say before about this coaching program that I started, you can check it out. It's called @thefinanceSavior. My name is Salvador and the translation to English is the Savior. That's why I call it that way. There's a page on Instagram that you can check out what I tried to post Bailey concert concepts there just to going back to the goal to educate people so they can make informed decisions one day at a time. And there's also a website, as you will see the different coaching programs and classes that are available.   So and and yeah, Mike, to your to your question. My goal. So yeah, there's so many benefits that then I want to hear some of them today, I think. So disclaimer to everyone and everyone listening here just to to know that everything we're discussing here, it's just going to be for educational purposes. And please don't take it as any type of, of legal, tax, or professional design advice. And it's always important to do your own due diligence, I think this will still be helpful. As a starting point, the first benefit in real estate that at least that I see is that the income, the income both, you know, there's so time you can boost your income typically that increasing your revenue or reducing your expenses. and reducing your expenses is it's easier to do but but there's a limit to it, right? There's always so much you can reduce because you always have bills to pay.   And in on the other hand, increasing your revenues or your income. It's harder to do but but there's no limit, that real estate gives you voice on that latter part of the equation, increasing your income. And it goes back to what we started with saying that there's a steep learning curve, and it's hard to do it. But you have that advantage of that. They're there, there's no potential. So that's kind of the first benefit that I see. And it takes time, but because it compounds over time, you can accelerate very quickly.   Michael: Awesome. Awesome. Love that. And so how did you view this as a benefit to your personal portfolio? How were you able to boost your income?   Salvador: Yeah, so. So at some point, and to me, for example, the real estate was the last asset class that that I explored. And I don't know if this is the same for everyone, maybe some people are fully invested 100% of their money is invested into real estate, or maybe some of them, it's also kind of the last, and I think, nowadays, with things like REITs, or, or a Roofstock, this is becoming more accessible to everyone, and you'd help me increase my income just because that properties, the properties that you acquire, they give you extra cash flow on a monthly basis.   So that's, that's the nice thing about it in terms of boosting your income, and it's completely passive ride, you don't have to, you just have to get the rent, which is which is tough, in and of itself. But once you do that, that's how you boost your income. Do you agree with that? How was your experience, Michael or Tom?   Tom: Totally, totally agree with that. And I think, you know, a lot of people it's, it's way more work buying a rental property than buying stocks, I mean, Roofstock is working very hard to make it not as difficult, right, and taking a lot of the operations out. But, you know, at the end of the day, if I want to go buy some shares of Microsoft or shares of some Vanguard fund, you know, it takes me 30 seconds to pull up my phone and do it, you know, on some app versus buying real estate.   You know, I think a lot of people kind of intuitively understand those extra benefits, you know, with income and tax and all that stuff. But there's just this overhead and I think for for people like us and yourself and other you know, probably people listening that have the gumption to get up and you know, be uncomfortable if need be comfortable being uncomfortable, right and doing some of those initial steps. There's there's some real benefit but Yeah, I agree for a lot of people. Real estate is is definitely a ladder entry into personal finance and wealth building and all that but even though it is, you know, probably one of the most proven paths of building long term wealth, it's just that you know, That extra extra challenges that you have in that it's it's a Yeah, double edged swords. But I mean, I, I think definitely for me the benefits outweigh the the extra extra work that it takes.   Michael: I'm going to push back a little bit on that. And I and just to one point that you made.   Tom: Push away Michael push away.   Michael: Oh the pusher the pusher has arrived. The benefits are people understand them or they they're they're innately understood. So I think that that that is not the case. Otherwise, I don't think we would be having this conversation. I don't think otherwise Salvador would be educating folks, I think that people can wrap their head around very easily the income potential that is available to properties, and also the appreciation potential, because those two things exist in the stock market. And so we can draw very easy parallels between the two, I think what they fail to recognize is the loan pay down that you get to the buying equity every single day, essentially, because of leverage, because we can't use leverage in the equities market unless you're buying on margin. But that's, you know, above and beyond your typical investor.   And then the tax benefits. Those are tough to quantify because it's based on your specific income and geographically where you live and a lot of other things that surround your financial position. So that doesn't exist in the equities, worldly stuff, to the best of my knowledge. And so those two things are kind of new, and specific to real estate. And so that's I think the other half of the pie that people have a really difficult time wrapping their head around. Okay, now you can clarify, is that what you meant?   Tom: Point point, Michael, I agree. I agree. I think, I think people… I will rephrase it all, redact and rephrase. So I think people intuitively understand that real estate is a great way to build wealth. But to your point, I think that there are some aspects that people might not even realize which the loan pay down piece another way that I like to put it when talking to people, you can say like, okay, you can go borrow $100,000, and someone else will pay it off for you, like, where else like whether, like types of wealth building, you know, ways is that real, you know, buy your house $100,000 debt, and then the rent that somebody else is paying is going to pay off that, that borrowed money? So, good, good point. Yeah. And the tax pieces is great, as well. Salvador, do you want to riff at all on the tax benefits?   Salvador: Yes, yes. Well, actually, thanks for that. That's a great segue. And that, Tom will, we will, you know, that's the whole point of this session to explain for the different benefits. So they don't think it's, it's super straightforward and, and taxes, as you and Michael, were just saying, is the second advantage that I wanted to talk about today, with the first one was doing, you know, get a boost in your income, and other taxes.   And there's kind of three, three main things I want to touch upon. The first one is the deductions like you with real estate, you can, there's so many deductions that you can take about your income. And so starting with all different expenses that you have, so any type of repairs, if you travel, maintenance, insurance, utilities, if you're paying for it, commissions, all of that are going to reduce your income, that your taxable income, and therefore your your tax liability. If you go out for to a restaurant, you cannot deduct that out of your personal income taxes with rental properties, you know, let's say you having a meeting with your property manager, it's considered part of the business, then you might be able to deduct that.   And then there's the depreciation, which is a very, very large expense. So the IRS allows you to depreciate about 1/28th  of the value of the property every year, excluding some part of the land, that's not appreciated. But that's a very large expense. If you buy Tom, you were talking about $100,000 property before, I think that's about $3500 a year that you can depreciate and, and most likely, without depreciation, which is a non cash expense, it's not money that's directly coming out of your pocket, you're going to be operating at a loss. So effectively, you're going to reduce your tax, your taxable income and your tax liability, you're going to have a loss on paper, but you're still going to have money in your pocket. So that's a great advantage also.   And then another deduction is is abbreviated as UBI, which is a qualified business income deduction which you need to meet. It only applies up until a certain level but it's an additional 20% that you can take.   On top of the deductions you have the referrals, right. It's very popular and I think touch upon in different articles through our roof talk about the 1031 exchange, which is just deferring your capital gains taxes, when you have a property that has up shader over time, and you want to sell it, but you don't want to pay capital taxes, capital gains taxes today, you can replace a property with, like kind property a similar property. And and then allow you to defer that those taxes until a later date. So it's, it's, you know, of course there's some criteria a timeline to be met, it has to be done through through a third party. And Michael and Tom Feel free to to jump in. If you have gone through this, what kind of what your experience has been, but it's a it's a very powerful mechanism to, to defer taxes, because now you're saving that extra 15-20 or, or 40%, after tax reform that you can use to buy a much larger property.   Tom: Yeah, love 1031s. I mean, it's, you know, like I said, the the mind blowing thing of borrowing $100,000 in somebody else paying off, like a 1031 is like buying a bunch of stock, having it go up a ton. And then using all the gains to buy some more stock without, without needing to pay any taxes on it, it's like the the rules within the space are just so beneficial. On the real estate said.   Salvador And then another deferral that I wanted to speak about, which is less heard of, at least for me is the 721 exchange, which allows you to, let's say, you buy a property and it's not performing or you're like, Ah, you know, owning real estate directly, it's not really a thing for me, you can transfer the value of that property wanted sold into shares of a REIT, which is a real estate investment trust. So your money will still be invested in the in the real estate market, but not directly. And that's another way that you could potentially defer capital gains. So two deferral mechanisms.   And last, the last tax advantage that I wanted to speak about is the SECA taxes. So SECA taxes are social security and, and Medicare taxes, which are usually taken off of your if you are, you know, W2 employee, they're taking the straight way right away from your from your paycheck, rental income is not hit, but with with this type of taxes, which, as a W2 employee can be about 10 and a half percent. If you're self employed, because you don't have a company that pays for the rehab, it can be around 15%. So it's another considerable part of your income that you were saving with the rental properties.   Tom: That's cool. I wasn't aware of that. Seven 721, you said is where you can convert the into a REIT? That's, that's interesting. Yeah, I was I wasn't aware of that. That's   Salvador: Yeah. So I also became familiar with recently, I haven't experienced it. But as I understand these, the mechanism that allows you to transfer your the value of your property wants to sell into shares of, of a REIT, which for for our audience, are really just a company that they own, they operate, and you know, the maintain, and finance real estate brokerage properties. So basically, they take care of everything, and you just buy shares of them. So your money then is allocated throughout the portfolio of properties.   Michael: Yeah, that's really interesting. I hadn't heard of that, either. I'd be curious to know if it has to be similar values to the 1031 exchange. I mean, if you've got if you sell a property for 200,000, and have 100,000 worth of debt, when you go to do your 1031 exchange, you need to buy something that's at least 200,000 or greater. On the upleg. For this, if I have 100,000 in equity, and I have to pay back 100,000? You know, I'm left with 100,000. Basically, do you know how that works? salvadore? Do I need to invest all 100,000? Or do I need to go that invest 200,000 in REITs?   Salvador: I don't know the details of it. And you know, it's something that I'm looking forward to, to learn more and to learn more about it. So I can definitely keep you posted up our recording station and the angles on what research do you do?   Tom: I'd also interested you if you could go the other direction, like take shares from a read to investing directly without capital gains.   Michael: Ahh that's a 722 exchange!   Tom: Michael is making stuff up? Is that really what it is?   Michael: No, I literally pulled that out of thin air. So if I was gonna say call out to our listeners, if anybody knows, if that's possible, please let us know. Right? It's in the comment section, email, Tom and myself. We would love to learn more about that.   I mean, the one thing I do know is that with the Oh, the opportunity zones, that's a way to sell out of the equities market and invest in real estate, but only in qualified zones. And there's very specific rules about it, but you can't avoid capital gains on that. And so for anybody interested that's made big gains in the equities market and does want to invest in real estate and you're looking to liquidate some equities, looking at opportunity zones. That's definitely something to have on your radar.   Salvador: Yeah, yeah. I mean, this can be a topic also to be covered, added to the Roofstock Academy as well.   Tom: Love it.   Michael: Yeah, absolutely. I think we need to get somebody on the podcast talking about opportunity zones.   Salvador: I meant the 721 exchange, but both of them.   Michael: Oh, yeah that to that too. Yeah. All right, this to the list. So let's get this on the rails Salvador. Because we're, we're in the weeds here, man. So what are what are some of the other benefits that you've seen? For real estate?   Salvador: Yeah. So two more I wanted to, to speak about is the one of them is that diversification that that real estate provides you So Michael, my initial point that real estate, to me was the last asset class. And this is because you need, you know, typically, you need a little bit more capital than if you're just buying a stock or a bond, or some of the other traditional investments. And so when you do that, you you kind of spread your money a little bit more hedge yourself a little bit with risk in case there's a downturn of the market. Historically, real estate has been very low correlated to, to the stock market, we saw that throughout the dynamic, of course, of course, the stock market has now recovered, but even when it crashed during March in April of last year, I don't think the real estate market went down as much. Even you know, it's actually been up.   There's other factors involved, like interest rates and refinancing, and people moving out of urban areas. But it's another protection that you can use for your overall portfolio, when you're talking about investing your funds as part of your personal finances.   Michael: I think that makes a lot of sense. And for those that might not be familiar, can you explain a little bit more about when you say the real estate market isn't correlated with the stock market? What does that mean?   Salvador: So what that means is that if stocks tend to rise or fall with time, then the real estate market is not necessarily going to follow that that same trend. So, for example, when you buy we're talking about Vanguard funds before, when you buy a Vanguard fund that tracks to the stock market, like the s&p 500 index, that fund that you own is gonna do exactly or very, very closely to what the s&p 500 index is doing. The real estate market, it's not related because it's a different asset class. In fact, the the market has the stocks are categorized into 11 different sectors. And real estate is a, it's a sector of itself.   So, of course, there are companies that trade in the stock market and are related to real estate, but in general is a separate asset class that you can, that you can take advantage to diversify your portfolio. That's, I guess that's, that's what I was trying to say, does that help that play for you?   Michael: That's great. That's great.   Tom: Definitely. You know, one thing I like it kind of speaking of is diversification of owning real estate directly is these leases that you have on renters, you know, oftentimes, they're one years, maybe even two years. So it moves slower, right, where the stock market is bouncing around all day, every day and, you know, whatever during trading hours. And within your, you know, the the fixed income aspect of real estate, like the rent that you're collecting, like it's more or less like locked in unless there's some cataclysmic event where, you know, whatever. Not a cataclysmic is probably an extreme word to use, but some event where your renter is unable to pay rent, you know, there's there's issues, but generally, like COVID, I don't know, thankfully, I think a lot of SFR single family rentals didn't experience it as much as some of the bigger multifamily.   But just generally speaking, on the diversification point, like I feel like since real estate, it tends to move a little bit slower, right with like one year leases. It's just also significantly less volatile on the the rent collected. So my just two cents on that diversification. It's Yeah, moving slow the benefit of slowish. Yeah.   Salvador: Yeah, that. That's super helpful. Thanks. Thanks for that, Thomas. And then I think the last point I wanted to touch here in terms of the benefits well, Tom, you already spoke about capitalization how you can borrow money to kind of multiply your purchasing power. That's, I think, super. Another benefit here.   The one I wanted to touch upon in that and I think it's relevant, nowadays more than ever is also to help yourself against inflation, recently with all the money that's been put into the economy, due to the pandemic or the stimulus and the trillions of dollars, so there is that concern That in the following years or this year's inflation will be higher than normal. And we know inflation just reduces the purchasing power of our dollar.   So when you put your money into real estate and you rent it out to someone else, typically salaries are adjusted with inflation as well. And these data happens, then that means your tenants will also be able to tolerate that increase in rent that that as well, as far as they have, they are aligned with with inflation, too. And then that extra profit is passed on to you as the owner. And so you're getting, you know, you're netting out zero to covering yourself against inflation.   So another point that I think is, you know, super beneficial in terms of personal finances, instead of as opposed to when you have your money sitting around in the bank and spending very little interest.   Michael: Yeah, I think that's a great point to bring up Salvador. And another way to say that, and something that kind of just slapped me upside the head when I heard it broken down this way is like, Look, if you think about Tom's $100,000 property that he's borrowing money to purchase, let's say the mortgage on that is 500 bucks a month, and he uses 30 year fixed debt to purchase that. Every single month, his mortgage payment is going to be 500 bucks, day in and day out, that's not going to change.   But the things that are going to change in Tom situation are likely going to be as income from his job that he works, if he's w two, he's likely going to earn more because his wages are going to go up with inflation, the rent is also going to go up, because like you said, Salvador, people are earning more. And so we need to adjust further cost of living, so the rent is likely going to go up. Which means that Tom is gonna be making more money in terms of dollars than he was from years prior. But his debt is one of his biggest expenses is going to remain unchanged. And so the fact that you get to use somebody else's money to make yourself more, that's likely going to increase over time, but the thing that you have to pay them back for is going to remain fixed for the next 30 years. Oh my gosh, like, it just becomes so powerful.   And when you look at like forecasting, and net present value and future values, and you put an inflation factor in of two and a half or 3%, I mean, it starts to really take off because inflation is compounding. And so when you think for 30 years, you get to have the same payment that's fixed It just like it's just so mind boggling and eye opening, when you actually start to look at the numbers and what that means. 30 years from now.   Salvador: Right? Yep. Yeah, completely agree. Good. Good way to to compliment that. Thanks. Thank you, Michael. Tom, do you want to say anything?   Tom: Good time to jump into the next topic? Unless you have anything else you want to add?   Salvador: Yeah, yes, I was actually just gonna, you know, sum up for for everyone that the benefits. Because I know we're speaking, we're moving touching upon many points. So we spoke about boosting your income, the tax benefits, diversifying your portfolio, capitalizing kind of borrowing powers, and then hedging yourself against inflation. So those are the five benefits I wanted to speak about today. And now also how to approach it right? Like similar to personal finances, you have to approach real estate in a certain way I recognize people may have different ways. list with your input also offer some some starting point for our audience here listening to to our session.   How does that sound to you guys?   Tom: Love it, lead the way? Let's do it.   Michael: Perfect.   Salvador: Okay, and the first one is to look or think about your real estate investment with an entrepreneurial or a business mindset. You have to keep track, look at it as a business as a company and really keep track of its performance, your what's what's coming in, what's coming out. This is going to allow you to see where you're standing at. At any point in time. Is it performing according to your plan? Come, let's say an opportunity to sell. Is it worth it for you now? Are you above or below the point where you're forecasted to be?   So that's, you know, I think that's the first point that I wanted to talk about, for example, in my case, I super rigorous with this and try to keep my files as updated as possible. Also, recording all the different expenses and revenues to make sure also for for tax days is super helpful, but but let alone that for for yourself as an investor. It helps you know where you're standing at any point in time.   Michael: And Salvador, I couldn't agree more that I think it's so important to run your investing like a business and really treat it like a business. My question for you is, and I'm curious to know how you've seen other people do this. How does somebody go about getting educated on what a business should look like and how a business should run because I think that this, this is a big, big, big gap in our education system just as a whole, I think university.   I was just chatting with somebody who lives in Singapore, who's from the UK, who helps speaking on financial literacy. And he was saying, look, this stuff isn't taught in school. So you're not going to learn in most schools how to run a business unless you go take specific business courses or entrepreneurship classes. So for your everyday person that's maybe just getting out of school or didn't necessarily go to school, but knows that real estate's a great investment? How can they equip themselves to run a business or to understand how they should be running a business?   Salvador: Yeah, so obviously, the first answer is going to be internet, you know, but there's so many resources out there that it can become overwhelming. So in the end, you'll realize that it's not, it's not something too complicated, there's, there's actually just a couple, you just need to understand how the financial statements are put together, how they're linked between each other. And you can do this through I've learned, for example, my case by reading books, and taken courses. And so that's how that has helped me tremendously. And I've applied that knowledge into the real estate business, it's actually something that I coach people about, also to how to put together the financial statements.   So I think it's the information is out there. And there's really a lot of different sources. So I think it's just having that, that motivation, and taking that step to learn that and definitely something that everyone can learn. I'm not saying I don't think you have a specific type of degree or specific type of knowledge. Definitely learnable. But by everyone that that's my opinion.   Michael: I love it. And you and you did it, too. So that's, I think the beauty of all of this, this conversation is you're living kind of breathing proof that this is possible.   Salvador: Yeah, no, I'm not an accountant. I don't have any financial degree or background. So I mean, I do have knowledge, but it's all been like past education. And as I've learned, through the years, nothing that was taught in school or very little.   Tom: Yeah, yeah.   Michael: Appetizing.   Salvador: Good. Okay. So the other point, I wanted to talk about this, how to integrate it with, with with your life and with different types of events. So so as we were saying before, real estate can be something when you purchase your first home, your first investment, it can involve a significant amount of money. And so as life goes on, you can also have different events that don't involve a large amount of money, like when you get married, or let's say you're moving, or maybe you're having a children,     Tom: Babies!   Salvador: Baby, yes, I was gonna, I was gonna say that. And so I think, just integrated, right, make sure you don't want to get engaged, and then your wedding time comes and you don't have any money, because you've spent it all into real estate, just make sure to integrate those sides of, of your those aspects of your life. And make sure that if you're married, also to manage it as a couple, once you once you are a family, and you're now responsible for your financial decisions and for your future. And as long as both or all parties in the family are in the same page. I think it helps you progress a lot faster. It reduces Of course, you know, reasons for creating friction and stress in the relationship that could be also more costly down the road, aka divorce, you know, can be costly sometimes. So just integrated have a plan. Of course, it's all about plan but integrated with with different events that are going around your life. And make sure to manage it with a couple with your partners already. Is that second point I wanted to jump on today?   Salvador: Michael or Tom, do you have any thoughts on no personal experiences house? How's that been going for you so far?   Michael: Sure. So I think it's a really important point as well. And I have I'll share kind of my personal experience, and then I have a follow up question for you. And then I would love to hear from Tom. So for me, I was involved in real estate well before I met my, my wife before we started eating any of that stuff. So I really brought her had to bring her along, after we got together and help educate her and show her, Hey, these are the things that we're working on. And this is I want to help involve you in planning how we go forward.   And she's really jumped into that with both feet, which has been so exciting and rewarding. So we do make decisions as a couple and we talk about things as a couple with regards to real estate and planning going forward.   But I think that that I might be a bit of the exception, not the rule. I think in a lot of couples, a lot of relationships. There is one person that's more excited about real estate investing than the other. And so I'm curious Salvador in your experience, how you've helped coach people through that or how you've seen people overcome that hurdle because so many times I hear, oh, my partner isn't interested there. Let me make all the decisions. What do you say to those types of people or my partner isn't interested in investing in real estate, they don't think it's a good investment? How do I get them to come aboard?   Salvador: Yes. So in those situations they have, they have been more the exception or that then the rule fortunately, in those situations, what I usually try to say is to try to explain the benefits, just like what we were speaking about, in the first part of our session today, the benefits of what real estate can bring them in terms of the future, what you know, and I understand that, you know, this is this, this goes back to delayed gratification, you're sacrificing something today for a benefit that you're not gonna see maybe a couple of years or several years down the road. And for some personality types, it's harder to grasp that concept of sacrificing today.   And so my advice is just to get super informed and educated. So you have all the ammo for when you face that conversation with your, with your partner, and make sure that you can explain correctly in a convincing manner. The benefits of whatever financial goals you have, whether that's real estate investing, or stock investing, or anything else.   And, and of course, also, you know, as long as it makes sense for, for the couple, but really get educated. And I think it's okay, if, if one, one person in the couple takes control of it, I think there's you know, in a marriage or in a couple, some parties take responsibilities or charge or different duties or kind of areas on the life of the couple. As long as the other person is on board. I think that's okay, so that's been my advice. In my experience. What about you, Tom?   Tom: I totally agree, I think in some cases, one person in the couple might be more engaged with it. But as long as there's transparency, and I think that to Michael's point, on getting over the barrier of getting comfortable. I totally agree with what Salvador has to say. But I would also really put yourself in a position to be successful in communicating that. So you know, I wouldn't do it when somebody is hungry in the middle of the day, like I would do it. Like, you know, if you guys are morning, people during the morning, you guys are eating people, or if your partner is an evening person, dude in the evening, like put yourself in a position to be successful in having that conversation.   A tool that I like to use is this fund flow tool, where, you know, we have our different sources of income and like rental properties. And, you know, every once in a while, we'll take a look at them and, you know, see how the fund flow. So I think, like I said, I totally agree, there's gonna be cases where one person's more engaged than the other. But as long as there are transparency, and trust, and all of that good stuff. You know, there's a lot of different combinations of the way that a couple can be successful and working together.   Salvador: Okay, so thanks, Tom, for that input. super helpful. So two last points I wanted to touch on before we're wrapping up. The first one. And there's a lot of there's kind of two teams in this one is a topic that's often discussed in the Roofstock Academy is to separate your, your personal and your business assets. And I'm talking specifically a level an LLC versus having on yourself, man, I don't really want to get into the details here. There's, I don't think there's right or wrong answer, everyone has a different situation, this is one of the topics where you really just should talk to an attorney and lead that person besides what's best for you.   The point here is just to, to keep, keep things separate, you know, separate bank accounts. And and, and these will help you going back to the very first point would be to track the performance of your investment. As as, as accurately as possible. Don't don't don't start coming owing because then it's going to be very hard. So that's one point.   And then the last one is to have a financial plan. Make sure that you have enough cash reserves built into you on the right property you'll you'll be surprised and Mike and Tom I'm sure you know about this, how many different reasons you can get a call for from your property or manager or your attendant about things that go wrong and you need to put up you know, of course, spend money to like a rule for a water here or anything else.   And so just like you have an emergency fund for a personal finance too, in terms of personal went to cover any unexpected expense. cash reserve is going to save your day when you need to come up with extra funds.   Your financial plan should also have projections against you You know, where you should be standing at at any point in time, when is a good time to sell or to keep the property and have a target DTI, which is your debt to income ratio? Michael was talking about this earlier that cash is going to be your limiting, limiting factor as you try to grow your portfolio, and the more favorable, terms you're gonna get when you ask for, for credit and your loan. So try to keep that as low as possible.   And then last but not least, is that whole part of the state planning, and which is just going to the domain? What's going to happen to a person's assets, when that when that person passes away? Who are they going to belong to if they're going to relatives, or, or friends, or whoever the person wants to designate another topic that I think should be touched on with, with an attorney. And because you can get complicated varies by state, but it's just going to save a lot of time for when that moment happens. And I know it's hard to think about that. But it saves a lot of time and and taxes also, from when those those assets are passed on to.   So that was the last point, Michael or Tom, do you have any thoughts on these approaches and considerations that we spoke about or the financial plan before we kind of wrap it up?   Michael: Yeah, I think this makes so much sense to touch on the estate planning. I know this really caught me off guard as I started investing in real estate, it's just one of those things that people aren't, again, it's not taught in school, it's not talked about, you really have to go looking for this type of information. It's not kind of just existing out there in the general world. And as most people start to invest in real estate, their assets start to become significant, which is a great benefit.   And so the two pieces of this pie, the way that I see it is the part while you're alive, and then what you're planning on doing with it after because a lot of people invest in real estate to generate generational wealth. And that's really great. I think that's a really awesome cause noble cause one of the reasons I invest in real estate is for the same reason.   And so to help that generational wealth stay for future generations, we need to look at, see what is involved with protecting it, and making sure it's cared for. And an estate plan is really how you do that. And so there's the, again, the two parts of this the living and then once you've passed, and it's gone to whomever it's supposed to go to, you want to make sure that they have an easier time using it and benefiting from it because that's the whole reason one of the reasons that you set it up in the first place. So don't do a really great job on the front end, only to have it squandered on the back end, because of taxes and all this kind of a thing.   There are so many things that you can do to help protect yourself and your family and the ones that you're airing the the the investment to. So I think definitely, definitely, definitely spend time energy money on an estate plan and making it worthwhile.   Salvador: Definitely agree with that. Tom, you wanted to say something?   Tom: Yeah, great point about the estate planning. And, really, you might be thinking like, Oh, I don't need to do that, like I'm not dying anytime soon. It's one of those things, just you just Sure, like, you don't need to get like super in depth and detailed, but it's probably better, especially as you're starting to build your wealth. And it gets more complicated. Leave a nice little gift on your way out for for those by just simplifying and setting that up.   And it's, you know, once you do it once, that doesn't mean you can't change it and do it again later. But I would recommend going through the exercise of just getting that estate, you know, some sort of baseline setup. And then it could be something that you update every whatever five or 10 years or it's not a waste of time to do it just because it's one of the few things you will guaranteed to use at some point.   And then the the other points that I particularly liked was the running projections, what I think is important in running your projections is to sort of document it and then compare how you performed versus your projections. The only way to improve in anything is to to have to know how you're doing you know to have like kind of a clear scorecard. So run those projections document your expectations and then when you have the real numbers take a look and compare that's really the only way you can only expect to improve what you inspect or what you you know measure. There's a good saying in there in that word soup that I threw out and I don't think I hit.   Michael: Inspect what you expect. Something like that.   Tom: I don't know yeah, but put projections measure and then compare. And the last the last thing that is just so important I think I already mentioned at once this episode is making sure that you have a cash reserves. The biggest way that you can lose in real estate is need to do a fire sale because you need the money. I saw it happen with a friend. It's like man, you just basically lit like $20,000 on Fire, like don't don't need to do a fire sale, you know. So make sure that you have the reserves the appropriate reserve besides that, Salvador great list, I dig it.   Michael: Just the last thing I want to say on the estate plan. If you get a quote, to, you know, talk to a couple different estate planning attorneys, and it might seem expensive, but what I encourage everyone to do is go Google search, how much does probate cost when someone passes? And I think it'll make a lot of sense to then go set up the estate plan on the front end? Because it's just like, you don't want to do it. Just take it from me.   Salvador: Yeah, well, I was actually just just gonna wrap it up. Thanks, Tom, for that last comment, I think I just wanted to leave the audience with some final thoughts. And feel free Michael and something jumped in. And if you have anything else.   Three thoughts I wanted to give away. The first one is to get started, don't don't procrastinate. I promise you, it won't. It won't be any easier tomorrow. So if you have the time today, get doing it. I was a victim of it. I procrastinated due to various reasons, analysis paralysis, or getting cold feet, whatever. And I'm sure everyone has their own. So I'm just gonna started because we know that the compounding effect becomes more powerful with longer periods of time. So it's in your own benefit to start ASAP.   The second one is to make your plan and stick to it the ideal lead do this at the beginning of your journey in the in the real estate investment world, it takes a lot of time to make your plan you have to kind of define your buybox that's another concept spoken about in the in the Roofstock Academy. And, you know, you spend a lot of time on it. So make it worthwhile. Once you've done your plan and define it, make sure to stick around, it'll also serve as your north to tell you what, where you have to go from here and where you want to be in several years down the road. Sorry.   And the last one is scale as quickly as possible, but avoid risk. We know also back to the effect of compounding interest as scaling becomes super, super impactful in your life. And also am like like without before cash is going to be limited. So make sure that you scale quickly. But also don't put yourself in your your personal life or your cup, your family lives at risk. Because at the end, if you use financing, it's a lot of money that you're going to be responsible for. So those are my three cents and what to call it and Michael or Tom, feel free to add anything else before we wrap it up here.   Michael: I think those are awesome. three cents, man. I'll take those all day. That was…   Tom: Agreed.   Michael: Yeah, absolutely. You said at the beginning of the episode, but if folks have more questions for you want to reach out what's the best place for them to get in touch with you?   Salvador: My Instagram page called @thefinancesavior. And you can also check out the website thefinancesavior.com. So you'll see there the content that I post daily and kind of the topics I touch upon. And so feel free to message me or follow me spread the word if you know anyone that could benefit from it.   Michael: Fantastic. Well definitely do whatsoever. Thanks again for hanging out. That's really appreciate you taking the time and helping spread the word of financial literacy. I think it's really important. So we look forward to chatting again soon.   Salvador: Definitely. Thank you so much for having me by Michael and Tom. Until the next one.   Michael: All righty, everybody, that was our episode a big big big thank you to Salvador. hope everybody got a lot out of it. I know I did. The 721 exchange was something brand new for myself and Tom so we're gonna definitely be looking into that. And if you enjoyed the episode, please feel free to leave us a rating or review wherever it is you listen to your episodes, and we look forward to seeing on the next one. Happy investing

Find out more on our website: https://bit.ly/3JtnsR3 As China actively pursues ecological and sustainable development, green finance serves a core function in the country's financial ecosystem. In August 2016 the People's Bank of China (PBOC) and seven Chinese ministries issued a guidance on building a green financial system. China's green finance landscape has grown rapidly since then. This year, green finance development has been put forth as one of the key priorities for China's 14th Five-Year Plan over the period of 2021–25, along with China's recent commitment to achieving carbon neutrality by 2060, which has set a clear direction for its economy. The webinar will discuss the progress of green finance that have been made in China and shed light on the implications of China's green finance future agenda. Speakers: Mr Wenjian Fang was appointed General Manager of Bank of China Limited London Branch and Chief Executive Officer of Bank of China (UK) Limited in November 2018. He served as the Deputy General Manager and the Chief Risk Officer of Bank of China USA from 2015 to 2018. He was the General Manager of Bank of China Limited London Branch & the Chief Executive Officer of Bank of China (UK) Limited from 2011 to 2015. Mr. Fang joined Bank of China Head Office in 1996. Educated at Beijing Foreign Studies University in China to postgraduate level, Mr. Fang also received his MBA with Distinction from University of Hertfordshire, UK in 1996. He has been a CFA Charter Holder since 2008. Dr Gerard Lyons is Chief Economic Strategist at Netwealth, an independent non-executive director at the Bank of China, and a Senior Fellow at the think tank Policy Exchange. Lyons also sits, since 2008, on the Advisory Board of the Grantham Institute – Climate Change and Environment; and has been a member of the Advisory Board of Warwick Business School since 2014. Dr Lu Li joined Bank of China's London Research Centre in 2018 and has been a China Economist since then, mainly covering China's macro economy, banking sector, and green finance. She holds a PhD degree on Finance from the Durham University and a Master degree on Banking and Finance from the University of Glasgow.

Alex Lee is Co-founder and Managing Partner of financial advice firm Thornton + Lee, acting as an experienced financial advisor. He specialises working with clients who need assistance with their personal finance strategy, mainly those seeking a strategic partner that offers highly personal service built on a meaningful long-term relationship. Originating from an accounting background, Alex describes his career path to financial advisor as accidental. His grad program involved placement in financial services, and this exposure to the financial environment was when the future and planning ahead aspect of his role gained his attention.Alex also has extensive experience with Employee Share Plans, primarily the tax sector. He sustains that the key to ESOPs is education, making sure his clients are fully aware of all the consequences and options involved. Alex references in regard to ESOPs, knowing the tax consequences is essential to allow appropriate planning and management of cash flow. Once this understanding is clear, he works through options with his clients; may this be holding the ESOP in your own name, transferring to a partner’s name, or to another structure so it is more tax effective in the future. His clients are made aware of the importance of these decisions up front, as a tax structure that you can control and have flexibility with is crucial. Moreover, most employees don’t have necessary financial taxation knowledge to make such decisions without good advice, which is what makes Alex’s role so vital.

We are launching a book club to create a community of independent thinkers and an opportunity to engage with like minds over thought-provoking books on the topic of finances, health, leadership, and more. ***Book Club: Join Rebel Rock Book ClubYoutube: Subscribe and get notified when we have a new video Podcast: Subscribe and listen The Rebel Letter: Subscribe to our weekly newsletterWebsite:  Learn more about Rebel Rock Wealth, our services, and upcoming eventsLet's Talk: Book your free Discovery Call  Rebel Rock Wealth | Financial Strategies for Independent Thinkers

Host Gemma Milne is joined by Myles Corson and Tony Klimas from Ernst & Young to discuss the role of the CFO, trends they’ve seen in their research regarding finance transformation, improving forecasting in an unpredictable world, new ways to measure innovation, and how to balance the needs of their human workforce with the necessity of creating competitive advantages using smart technologies.  About Myles CorsonMyles is an experienced finance advisor to senior management and board level executives of major Fortune and FTSE companies across multiple industries. He is responsible for client relationship development within Ernst & Young’s Financial Accounting Advisory Services (FAAS) practice in the Americas. He focuses on addressing the impact of regulatory and transformational change on the finance function including accounting and financial reporting and related systems and processes. Myles is host of the Ernst & Young Better Finance Podcast and has served as a member of the steering committee for Ernst & Young’s Global CFO Council and is a contributor to the firm’s DNA of the CFO research. He is a member of the Institute of Chartered Accountants in England and Wales (ICAEW).Learn more about Myles Corson:https://www.ey.com/en_us/people/myles-corson About Tony KlimasTony is a partner at Ernst & Young, a member of Ernst & Young’s Advisory Executive team, and former Global Finance Practice Leader. He has more than 20 years of consulting experience across a variety of industries. His areas of expertise include finance strategy, shared services/offshoring, and BPO advisory. He is particularly focused on finance transformation, including adoption of leading technologies such as robotics, SaaS, blockchain, AI, cloud services, human resources, IT shared services, risk management, and financial systems project management. He frequently writes and speaks on the topic of finance transformation.Learn more about Tony Klimas:https://www.ey.com/en_gl/people/tony-klimas Topics of discussionRecent shifts in the CFO role (02:41)Barriers to finance transformation and how can CFOs overcome them (06:12)Trends from recent DNA of the CFO research (07:41)Balancing long-term value goals with short-term performance pressures (19:59)How CFOs can take on more strategic roles within their organizations (32:21)The long-term vision for the CFO role (35:01) Sponsor linkLearn how Microsoft Dynamics 365 Finance is helping organizations monitor the performance of global financial operations in real time, predict future outcomes, and make data-driven decisions to drive growth. Request a live demo today: https://aka.ms/AA8l72b Register for Finance Reimagined on February 24, 2021Connect with finance leaders and gain valuable insight as we respond to, recover from, and reimagine the future beyond the global health crisis. #msftFinanceReimaginedAka.ms/msftFinanceReimagined Helpful linksFollow us on social mediaTwitter: https://twitter.com/msftdynamics365LinkedIn: https://www.linkedin.com/showcase/microsoft-dynamicsYouTube: https://www.youtube.com/channel/UCJGCg4rB3QSs8y_1FquelBQ

One thing we always say when working with Clients is that the Property Investment Strategy must align with an individual's Finance Strategy and Tax Strategy.  In this episode, our Guest, Jessica Peletier - Director of Seed Financial, provides some valuable insights into what property buyers should be considering when they are obtaining finance for a new property purchase.  We take a deep dive into finance strategy for any type of property purchase.Whether the property being purchased is a home, or an investment property, loan structuring and portfolio planning is beneficial.  The lowest interest rate may not be the most important thing to focus on.To find out how you can ensure your mortgage structure is set up in a way that is beneficial for you, both now and in the future, tune in to this episode and get all of the details.Learn more about your hosts, Scott & Melinda Jennison, at www.streamlineproperty.com.au or call 1300 318 477You can also get in touch with Jessica Peletier at https://www.seedfinancial.com.au/ or join her facebook group, Empire Builders at https://www.facebook.com/groups/DIY.Empire.Builder. 

Stacey C. was a member of Wealth Circle #8. She had the financial fundamentals down, but didn't have defined goals, wasn't sure if her mix of savings and investments was right, and didn't have a clear path forward. In the 4 short months since she's graduated, she's made some impressive changes—not just in her net worth, but in her financial strategy, mindset—even location!  We cover: How the Factora community inspired her to get more creative, even when she thought she was doing all the right things How she recently negotiated a 45% compensation increase for a job offer Why she moved out of NYC to Scottsdale, Arizona  How she's increased her net worth by $30K since Factora The details of her second investment property purchase and how she plans to do most of the work herself The uniquely creative financial system she developed for herself after Factora using annual, monthly & daily accounts Download our FREE financial framework workbook Learn more about the Wealth Circle  

Curious about the Army Finance Strategy for 2026 (AFS26)? Two top officials from the office of the Assistant Secretary of the Army (Financial Management & Comptroller), Mr. Jonathan Moak and LTG Thomas Horlander, join us to describe how the AFS26 supports the Total Army. Find out how the 5 Pillars for Acceleration, core to the AFS26 framework, support the Army's overall People First strategy. The pillars are: Develop the Workforce, Assign and Align Culture, Build the Bench, Inspire Innovation, and Enhance Communication. Guests: Mr. Jonathan D. Moak, Principal Deputy Assistant Secretary of the Army (Financial Management & Comptroller)  LTG Thomas A. Horlander, Comptroller and Military Deputy, Assistant Secretary of the Army (Financial Management & Comptroller)  Host: Mr. Mark Haaland, AUSA's Director of Government Affairs Recommendations for future topics are welcome via email at podcast@ausa.org. Resources: Army Financial Management & Comptroller Web: https://www.asafm.army.mil/ Twitter: @asafmc LinkedIn: @ASA (FM&C)

Stacey C. was a member of Wealth Circle #8. She had the financial fundamentals down, but didn’t have defined goals, wasn’t sure if her mix of savings and investments was right, and didn’t have a clear path forward. In the 4 short months since she’s graduated, she’s made some impressive changes—not just in her net worth, but in her financial strategy, mindset—even location! We cover:How the Factora community inspired her to get more creative, even when she thought she was doing all the right thingsHow she recently negotiated a 45% compensation increase for a job offerWhy she moved out of NYC to Scottsdale, Arizona How she’s increased her net worth by $30K since FactoraThe details of her second investment property purchase and how she plans to do most of the work herselfThe uniquely creative financial system she developed for herself after Factora using annual, monthly & daily accounts

Entrepreneurs do a lot of planning - planning their launch, or how to get more customers, planning who to hire.  Often planning their capitalization strategy never happens. There are many options available for equity investment capital and loans / debt. Knowing when to seek and use different short term and long term debt and how they affect your cash flow and your balance sheet is critical for maintaining growth momentum and for positioning your company for acquisition.   Tiffany C. Wright is the Founder of The Resourceful CEO and author of 'The Funding is Out There!  Access the Cash You Need to Impact Your Business'. After more than 20 years as a business owner, business investor, business & finance consultant, and interim CFO and CEO, she is an excellent guest to discuss small business finance challenges and opportunities with host, Karen Rands, on the Compassionate Capitalist Podcast Radio.  Tiffany helps small to medium B2B companies restructure their operations and finances to generate higher revenue, stronger cash flow, and greater profits. This podcast is also available as a video on youtube:  https://youtu.be/fm7V0YCbV6g Karen Rands, at http://karenrands.co , helps angel investors and angel investor clubs with due diligence and advising.  She works with companies with growth potential that have plateaued and need business and capital strategy to scale. 

In the episode, I show you exactly how you too, can effectively manage your small business finances, so that you […] The post My Life, My Business, My Money: How This Small Business Finance Strategy Will Help You Succeed appeared first on Breakthrough Revolution with Free Setrana.

Daniel Walsh is a successful property buyer’s agent and founder of Your Property Your Wealth. He has been working in the property market for many, many years and has been helping others build successful property portfolios. We are lucky enough to have him share some of his knowledge and expertise with us on the varying topics of property investing. Join us as we delve into the topic of overcoming financial barriers or hurdles as we learn about one of Walsh’s clients and how he has been able to help them with their property portfolio, we find out why they wanted to get into the property market, the importance of how to structure your portfolio, and much much more!

Daniel Walsh is a successful property buyer’s agent and founder of Your Property Your Wealth. He has been working in the property market for many, many years and has been helping others build successful property portfolios. We are lucky enough to have him share some of his knowledge and expertise with us on the varying topics of property investing. Join us as we delve into the topic of overcoming financial barriers or hurdles as we learn about one of Walsh’s clients and how he has been able to help them with their property portfolio, we find out why they wanted to get into the property market, the importance of how to structure your portfolio, and much much more! See acast.com/privacy for privacy and opt-out information.

Daniel Walsh is a successful property buyer’s agent and founder of Your Property Your Wealth. He has been working in the property market for many, many years and has been helping others build successful property portfolios. We are lucky enough to have him share some of his knowledge and expertise with us on the varying topics of property investing. Join us as we delve into the topic of overcoming financial barriers or hurdles as we learn about one of Walsh’s clients and how he has been able to help them with their property portfolio, we find out why they wanted to get into the property market, the importance of how to structure your portfolio, and much much more! See acast.com/privacy for privacy and opt-out information.

Business Day TV — All eyes are on the special Cabinet meeting today to see what the South African government delivers in the form of a fiscal response to Covid 19. Will it be the fire hose we need to extinguish the fires raging across the economy or more buckets as we’ve seen so far? Business Day TV's Michael Avery discusses the options with Stuart Theobald, Chairman of Intellidex; Adrian Saville, CEO of Cannon Asset Managers and Professor Economics, Finance & Strategy at GIBS; & Stanlib Chief Economist Kevin Lings

We're back with buyer's and selling agent Winston White in another episode of Property Investory, where we will be delving into the nuts and bolts of White's property strategy, which involves a great deal of vendor finance, where vendors are asked to assist with deposits for properties in return for getting higher prices for their properties. With a portfolio of six properties, we'll learn about Winston White's recommendation for when to renovate property and the most restricting part about property of which buyers need to be aware.Also in this episode, we'll find out about the importance of mindset on your property journey, why Winston White decided to invest in properties and enter the field, the mentors that have helped him along the way and so much more! See acast.com/privacy for privacy and opt-out information.

None of our Businesses Episode 3, November 2019. Owner of HR Influence a strategy firm, Lisa Rivet discusses her career path and some of the benefit of HR strategy for entrepreneurs and their organizations. https://www.hrinfluencellc.com/ Plus Charlie, AJ and Tyee talk finance and accounting ghost stories.

We're back with buyer's and selling agent Winston White in another episode of Property Investory, where we will be delving into the nuts and bolts of White's property strategy, which involves a great deal of vendor finance, where vendors are asked to assist with deposits for properties in return for getting higher prices for their properties. With a portfolio of six properties, we'll learn about Winston White's recommendation for when to renovate property and the most restricting part about property of which buyers need to be aware.Also in this episode, we'll find out about the importance of mindset on your property journey, why Winston White decided to invest in properties and enter the field, the mentors that have helped him along the way and so much more! See acast.com/privacy for privacy and opt-out information.

We're back with buyer's and selling agent Winston White in another episode of Property Investory, where we will be delving into the nuts and bolts of White's property strategy, which involves a great deal of vendor finance, where vendors are asked to assist with deposits for properties in return for getting higher prices for their properties. With a portfolio of six properties, we'll learn about Winston White's recommendation for when to renovate property and the most restricting part about property of which buyers need to be aware. Also in this episode, we'll find out about the importance of mindset on your property journey, why Winston White decided to invest in properties and enter the field, the mentors that have helped him along the way and so much more!

Alexa Mason with The College Investor shares how to create your own financial plan.    Episode 899: How to Create Your Own Financial Plan by Alexa Mason with The College Investor on Personal Finance Strategy   Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults.   The original post is located here: https://thecollegeinvestor.com/18321/create-financial-plan/   Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Fundrise is the future of real estate investing. Visit fundrise.com/ofd to have your first 3 months of fees waived. Learn more about your ad choices. Visit megaphone.fm/adchoices

Alexa Mason with The College Investor shares how to create your own financial plan.    Episode 899: How to Create Your Own Financial Plan by Alexa Mason with The College Investor on Personal Finance Strategy   Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults.   The original post is located here: https://thecollegeinvestor.com/18321/create-financial-plan/   Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Fundrise is the future of real estate investing. Visit fundrise.com/ofd to have your first 3 months of fees waived. Learn more about your ad choices. Visit megaphone.fm/adchoices

Alexa Mason with The College Investor shares how to create your own financial plan.    Episode 899: How to Create Your Own Financial Plan by Alexa Mason with The College Investor on Personal Finance Strategy   Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults.   The original post is located here: https://thecollegeinvestor.com/18321/create-financial-plan/   Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Fundrise is the future of real estate investing. Visit fundrise.com/ofd to have your first 3 months of fees waived.

Alexa Mason with The College Investor shares how to create your own financial plan. Episode 899: How to Create Your Own Financial Plan by Alexa Mason with The College Investor on Personal Finance Strategy Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults. The original post is located here: https://thecollegeinvestor.com/18321/create-financial-plan/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Fundrise is the future of real estate investing. Visit fundrise.com/ofd to have your first 3 months of fees waived. --- Support this podcast: https://anchor.fm/optimal-finance-daily/support

Our personal finance strategy... You can join the FREE private group where we talk about all things Sales Funnels for MLM at www.mlmsalesfunnels.com. Enjoy the show! And if you did, leave a review on the podcast! If you do, email support@zacharyspear.com and we'll send you our very own free+shipping funnel which has been featured on the ClickFunnels' homepage and "mother funnel" which produces thousands of people contacting us to join our business. Yours completely for free when you leave a review and a 5 star rating. Plus one lucky reviewer each month will receive a FREE MLM Rebels membership, which includes private coaching, a street value of $25,000. All you have to do to enter is leave a 5 star rating and review on the podcast!

Life is good today but that wasn’t always the case for today's guest, Josh McLean. Over the past decade, Josh has overcome the crippling effect of fear and a brain injury resulting from a car accident. His success proves small actions and a strong mindset can spark powerful transformation; eliminating the feeling of being drained, conflicted, confused, and hopeless. Josh has spent 15 years in Finance and Strategy, managing highly engaged teams and holding management positions across iconic brands including Nike, KinderCare Education, and Ameriprise Financial. His recent book Catalyst: Ignite Your Spark Within To Achieve Powerful Transformation, brings his signature blend of humor, passion, candor, & poignant personal experiences directly to the lives of restless achieves looking to create a more fulfilling life. Josh McLean’s MVP player Stats:   Josh’s day job is Finance Strategy at Nike, but he is also on a speaking authorship journey serving his mission to share his voice and give his audiences hope about what's possible in life. Josh is also a husband and the proud father of two girls.   In this episode, Josh shares his story of struggle that began with a traumatic experience in the 7th grade that shattered his self-confidence. You see, Josh developed a very deep voice at a young age and consequently, he was teased and humiliated that only deepened his fear and self-doubt. His insecurities eventually led him down the all-too-common path of drugs and alcohol to numb his pain, which then led to depression and suicidal thoughts. After many months of questioning his habits, he cleaned his slate and embraced a corporate identity. Playing this game for a while, he would soon find his world crashing down again, this time from a car accident, leaving him to slog through three years of intense rehab.   Josh teaches us how he made certain life decisions that have allowed him to play his current position, spreading his voice to help others shed light on possibilities, life transformations, setting goals, taking action and putting meaning into your life with healthy choices.   Make sure to listen to hear some phenomenal key offensive strategies straight from Josh’s playbook!   Keep the conversation going by sharing this episode with your friends, colleagues, and social media!   Thanks so much for listening. :-)   Quotes   “I realized that I had been playing a spectator sport of looking upon other people's lives and I had been too afraid to get in the game.”   “...most people are in this self-deception mode that I'm trying to subtly and sometimes forcibly, grab the sledgehammer and let's just take that down and have an honest conversation and say, are you actually playing the game that you say you want to?”   “You have to ask yourself, are you willing to do the work behind your goals or we'll use it and passively complain and let life pass you by. “   “…some people choose to complain or play the victim card while these are both options, my challenge to you is to get excited, embrace the idea of becoming refined by fire and what lies on the other side of adversity.”   “If you're finding yourself restless, it's likely because there is a decision that you are not making or you're making it, but the choices to play small, that once you decide to play big and just go all in and figure out what it is that path has, you will have more energy, more excitement.”   (Jeff Olson) “People who live with huge, vivid, clearly articulated dreams are pulled along towards those dreams with such force, they become practically unstoppable.”   (Judy Blume) “Each of us must confront our own fears, must come face to face with them. How we handle our fears will determine where we go with the rest of our lives.”       LINKS Catalystignite.com Mentor Impact Model Instagram Get more out of PYP with these links: Show notes Find Your Football Newsletter Nominate a Guest for the Show We always appreciate your rating and review on iTunes!  

Josh McLean : Life is good today but that wasn’t always the case. Over the past decade, Josh has overcome the crippling effect of fear and a brain injury resulting from a car accident. His success proves small actions and a strong mindset can spark powerful transformation; eliminating the feeling of being drained, conflicted, confused, and hopeless.   Josh has spent 15 years in Finance & Strategy managing highly engaged teams and holding management positions across iconic brands including Nike, KinderCare Education, and Ameriprise Financial.   His recent book Catalyst: Ignite Your Spark Within To Achieve Powerful Transformation, brings his signature blend of humor, passion, candor, & poignant personal experiences directly to the lives of restless achieves looking to create a more fulfilling life. www.catalystignite.com

Jyotsna is an Executive Director at Dedha India HR Solutions Pvt. Ltd., heading the Finance & Strategy side of the business process management company which has a presence all across India.Previously, Jyotsna also helped promote civic engagement via a national foundation, the agenda of which has now been picked up by the Government of India. In this episode, Jyotsna talks about the value of global exposure, the power of sustainability and constantly achieving bigger heights. Consider becoming a Listener Supporter. Be a part of the Afflatus community and enjoy exclusive membership rewards. Full details here: https://bit.ly/2PFDUS8 Subscribe here: https://anchor.fm/theafflatus/support Follow The Afflatus: www.facebook.com/aalok.rathod www.facebook.com/unciafilms www.instagram.com/al_rathod Follow Jyotsna: https://www.linkedin.com/in/jyotsnadedha/ --- Support this podcast: https://anchor.fm/theafflatus/support

In this episode, Sarah chats about how to not ruin someone's day, or livelihood, the importance of staying ahead, and how leadership inspires change across an organization. Sarah Friar is CFO and Operations Lead at Square. Sarah joined Square in July 2012 from salesforce.com, where she served as SVP of Finance & Strategy. Prior to salesforce.com, she worked at Goldman Sachs for over 10 years, with experience in corporate finance, M&A, and equity research, and ultimately as lead software analyst and Business Unit Leader for Goldman Sachs' Technology Research Group. She previously worked for McKinsey in both London and South Africa. She holds a Masters of Engineering degree from Oxford University and an MBA from Stanford University. In addition to New Relic, Sarah sits on the Boards of ModelN, Walmart, and Spark, a nonprofit focused on changing the lives of at-risk middle schoolers through mentorship.

Interview w/ Ray Edwards, CEO & Founder of PNDULUM a fully integrated consumer product development, innovation company and incubator that is an accelerator for minority entrepreneurs. Ray is a LA-based entrepreneur and early-stage venture professional serving in strategic marketing, finance, and business development functions. Formerly CFO of Derek Jeter's Players Tribune and previously a Director of Finance & Strategy at Violator Management. Ray talks about growing up in Pittsburgh to working under legends like Violator's Chris Lighty, Hip-Hop Legend Busta Rhymes, DefJam CoFounder Kevin Liles, Warner Music Group' s Lyor Cohen and many others. We talk about PNDULUM's company culture, pro tips on personal growth and his famous red Nike's. "Crawl, Walk, Run" - Chris Lighty PNDULUM http://www.pndulum.com Ray on Social Media @CorpAmerica Ray on ENSE: https://ense.nyc/corpamerica To see all Recommended Books, Music and Food www.CharlieNYC.com

This week, we welcome Naeem Ishaq, CFO of Boxed Wholesale, onto the show to discuss "SaaS Churn Management In Early-Stage Sales Orgs." Boxed Wholesale is an eCommerce company focused on delivering the "big box club" experience (bulk grocery a la Sam's Club or Costco) direct-to-consumer online. We recorded the session live at the Bowery Capital CFO Summit 2016, where Naeem joined us as a panelist on the topic of "Maximizing Customer Retention & Managing Churn" alongside Antonia Pitney (CFO of Handshake) and Bart Hacking (CFO of Bettercloud). In this podcast, Naeem discusses how he has tackled SaaS churn at his various roles, from Salesforce to Square. We also explore the churn issues any early stage founder or CXO should expect to face, and the various quantitative approaches one should use to best measure and manage retention. Naeem Ishaq has 15 years of experience as a finance and strategy professional in the tech industry, from Fortune 50 companies to early-stage startups. Prior to assuming his current role as CFO of Boxed Wholesale, he spent 4 years at Square, where he most recently served as the company's Head of Finance, Strategy & Risk. Before that position, Naeem spent nearly 5 years at Salesforce, ascending to Senior Director of Finance & Strategy. Naeem cut his teeth in finance at Intel where he spent 6 years, following a brief role at Chevron where he began his career. In addition, Naeem has also advised several startups along the way, including eero, a consumer electronics startup aiming to reinvent the home WiFi system. Having worked across many software business models at 5+ top-tier technology organizations, Naeem brings an excellent perspective on how to think about, measure and manage SaaS churn. Tune in now to hear his thoughts on how to stay ahead of churn and ensure the right people on your team become retention pros.

This week, we welcome Naeem Ishaq, CFO of Boxed Wholesale, onto the show to discuss "SaaS Churn Management In Early-Stage Sales Orgs." Boxed Wholesale is an eCommerce company focused on delivering the "big box club" experience (bulk grocery a la Sam's Club or Costco) direct-to-consumer online. We recorded the session live at the Bowery Capital CFO Summit 2016, where Naeem joined us as a panelist on the topic of "Maximizing Customer Retention & Managing Churn" alongside Antonia Pitney (CFO of Handshake) and Bart Hacking (CFO of Bettercloud). In this podcast, Naeem discusses how he has tackled SaaS churn at his various roles, from Salesforce to Square. We also explore the churn issues any early stage founder or CXO should expect to face, and the various quantitative approaches one should use to best measure and manage retention. Naeem Ishaq has 15 years of experience as a finance and strategy professional in the tech industry, from Fortune 50 companies to early-stage startups. Prior to assuming his current role as CFO of Boxed Wholesale, he spent 4 years at Square, where he most recently served as the company's Head of Finance, Strategy & Risk. Before that position, Naeem spent nearly 5 years at Salesforce, ascending to Senior Director of Finance & Strategy. Naeem cut his teeth in finance at Intel where he spent 6 years, following a brief role at Chevron where he began his career. In addition, Naeem has also advised several startups along the way, including eero, a consumer electronics startup aiming to reinvent the home WiFi system. Having worked across many software business models at 5+ top-tier technology organizations, Naeem brings an excellent perspective on how to think about, measure and manage SaaS churn. Tune in now to hear his thoughts on how to stay ahead of churn and ensure the right people on your team become retention pros.

Jed and Vincenzo discuss the advantages of owned, earned and paid media along with discussing benefits of content marketing. About Vincenzo Landino: Vincenzo is an entrepreneur, speaker and host of the Brand Boost Podcast. He is the the founder and Creative Director of Fifty 2 Creative, a digital ad agency specializing in brand amplification and digital storytelling. With experience as a brand correspondent, Vincenzo’s portfolio includes a 1 billion impression campaign launch for Applebee’s as well as work for Mazda, Kia Motors, Paul Mitchell Schools, Barilla Pasta, DC United, Tinder, and Zoomph. Outside of his professional life, Vincenzo is a die-hard Steelers fan, avid golfer and wine maker. About Fifty 2 Creative Fifty 2 Creative is a Digital Media Agency that focuses on brand amplification, customer experience and storytelling through various digital platforms. We strive to master the ins and outs of your business, who your ideal customer is and how to deliver the best experience to them every time. We take a unique approach to each client knowing full well that every business has different needs in the digital marketplace. Above all else, Fifty 2 Creative’s mission is to build long-lasting, meaningful relationships. Our clients are part of our family, not just another checkmark in our portfolio. Who is Jed Record? Jed Record is the CEO and founder of Likeforce, a digital content and training agency which has the unique distinction of hiring college students and training them to manage social media for businesses in their communities. In addition to being a speaker for college audiences around the country about Likeforce and social media, Jed also speaks on a variety of business and entrepreneurial topics to corporations, associations as well as clubs & groups. Jed has earned an MBA in Finance & Strategy from UNC’s Kenan-Flagler Business School. As a successful three time entrepreneur, Jed was recognized in 2015 by UNC’s Kenan-Flagler Business School as an inaugural Adams Apprenticeship Advisor, part of a game-changing mentorship and advisory program designed to pair high performing business school students with innovative, trailblazing entrepreneurs. Jed’s entrepreneurship experience also includes formal training and real-world execution of the principles of Lean Startup. As a consultant for Moves The Needle, Jed is often called in to facilitate Lean Startup workshops for Fortune 500 companies around the world. Jed is in the top 0.1% of people speaking about social media, marketing & business as measured by Klout. He has a Klout influence score of 80 and an audience of more than 100,000 followers across his social network profiles. Other influencer measurement organizations also identify Jed as a top influencer including: Klear, Kred and Tap Influence. Fun fact: At one time Jed was world class wrestler. Wrestling for the University of North Carolina Tar Heels, and competing in Freestyle and Greco Roman events in Germany, Belgium and the Netherlands. He can certainly take command of the room when it’s time to get the attention of a distracted conference audience. Voice Over Artist, Rachel Creveling Rachel owns

Can you measure marketing ROI? The gauntlet has been thrown and Jack Kosakowski and other sales and marketing professionals have been called out.  The sales versus marketing conversation still runs wild and while social media platforms get hotter and hotter, the question continues to arise: can you measure marketing ROI? Jed gives for some interesting debate material. Make sure to weigh in with your thoughts. Andiamo! Who is Jed Record? Jed Record is the CEO and founder of Likeforce, a digital content and training agency which has the unique distinction of hiring college students and training them to manage social media for businesses in their communities. In addition to being a speaker for college audiences around the country about Likeforce and social media, Jed also speaks on a variety of business and entrepreneurial topics to corporations, associations as well as clubs & groups. Jed has earned an MBA in Finance & Strategy from UNC’s Kenan-Flagler Business School. As a successful three time entrepreneur, Jed was recognized in 2015 by UNC’s Kenan-Flagler Business School as an inaugural Adams Apprenticeship Advisor, part of a game-changing mentorship and advisory program designed to pair high performing business school students with innovative, trailblazing entrepreneurs. Jed’s entrepreneurship experience also includes formal training and real-world execution of the principles of Lean Startup. As a consultant for Moves The Needle, Jed is often called in to facilitate Lean Startup workshops for Fortune 500 companies around the world. Jed is in the top 0.1% of people speaking about social media, marketing & business as measured by Klout. He has a Klout influence score of 80 and an audience of more than 100,000 followers across his social network profiles. Other influencer measurement organizations also identify Jed as a top influencer including: Klear, Kred and Tap Influence. Fun fact: At one time Jed was world class wrestler. Wrestling for the University of North Carolina Tar Heels, and competing in Freestyle and Greco Roman events in Germany, Belgium and the Netherlands. He can certainly take command of the room when it’s time to get the attention of a distracted conference audience. About Vincenzo Landino: Vincenzo is the founder and CMO of Fifty 2 Creative, a digital marketing agency and consultancy specializing in brand storytelling through digital and social media. Vincenzo is also the host of the Brand Boost Podcast, a podcast designed for businesses looking to take marketing to the next level by learning from those doing it. Vincenzo is also a speaker and brand correspondent, working with brands like Applebee’s, Tinder, DC United, Barilla Pasta, BeastGrip and more. Outside of his professional life, Vincenzo is a die-hard Steelers fan, avid golfer and wine maker. Voice Over Artist, Rachel Creveling Rachel owns Belle Strategies, a social media marketing company specializing in turning followers into customers. She has been providing voice over talent for 6 years and has recorded for TV, Radio, and Podcasts. Find her at www.bellestrategies.com.   The Brand Boost Podcast mission The Brand Boost podcast is the show for brands looking to create the ’start-up sexy’ marketing id

Social Media Mashup: Instagram Algorithm Topics Discussed by Jed and Vincenzo: Green Beer March Madness Jed picks North Carolina Vincenzo picks Michigan State Snapchat Instagram Algorithm Andiamo! Who is Jed Record? Jed Record is the CEO and founder of Likeforce, a digital content and training agency which has the unique distinction of hiring college students and training them to manage social media for businesses in their communities. In addition to being a speaker for college audiences around the country about Likeforce and social media, Jed also speaks on a variety of business and entrepreneurial topics to corporations, associations as well as clubs & groups. Jed has earned an MBA in Finance & Strategy from UNC’s Kenan-Flagler Business School. As a successful three time entrepreneur, Jed was recognized in 2015 by UNC’s Kenan-Flagler Business School as an inaugural Adams Apprenticeship Advisor, part of a game-changing mentorship and advisory program designed to pair high performing business school students with innovative, trailblazing entrepreneurs. Jed’s entrepreneurship experience also includes formal training and real-world execution of the principles of Lean Startup. As a consultant for Moves The Needle, Jed is often called in to facilitate Lean Startup workshops for Fortune 500 companies around the world. Jed is in the top 0.1% of people speaking about social media, marketing & business as measured by Klout. He has a Klout influence score of 80 and an audience of more than 100,000 followers across his social network profiles. Other influencer measurement organizations also identify Jed as a top influencer including: Klear, Kred and Tap Influence. Fun fact: At one time Jed was world class wrestler. Wrestling for the University of North Carolina Tar Heels, and competing in Freestyle and Greco Roman events in Germany, Belgium and the Netherlands. He can certainly take command of the room when it’s time to get the attention of a distracted conference audience. About Vincenzo Landino: Vincenzo is the founder and CMO of Fifty 2 Creative, a digital marketing agency and consultancy specializing in brand storytelling through digital and social media. Vincenzo is also the host of the Brand Boost Podcast, a podcast designed for businesses looking to take marketing to the next level by learning from those doing it. Vincenzo is also a speaker and brand correspondent, working with brands like Applebee’s, Tinder, DC United, Barilla Pasta, BeastGrip and more. Outside of his professional life, Vincenzo is a die-hard Steelers fan, avid golfer and wine maker. Voice Over Artist, Rachel Creveling Rachel owns Belle Strategies, a social media marketing company specializing in turning followers into customers. She has been providing voice over talent for 6 years and has recorded for TV, Radio, and Podcasts. Find her at www.bellestrategies.com.   The Brand Boost Podcast mission The Brand Boost podcast is the show for brands looking to create the ’start-up sexy’ marketing ideology all while commanding total brand appeal.   About Fifty 2 Creative

Are you wasting your time with marketing? Topics discussed by Vincenzo and Jed Andiamo! Who is Jed Record? Jed Record is the CEO and founder of Likeforce, a digital content and training agency which has the unique distinction of hiring college students and training them to manage social media for businesses in their communities. In addition to being a speaker for college audiences around the country about Likeforce and social media, Jed also speaks on a variety of business and entrepreneurial topics to corporations, associations as well as clubs & groups. Jed has earned an MBA in Finance & Strategy from UNC’s Kenan-Flagler Business School. As a successful three time entrepreneur, Jed was recognized in 2015 by UNC’s Kenan-Flagler Business School as an inaugural Adams Apprenticeship Advisor, part of a game-changing mentorship and advisory program designed to pair high performing business school students with innovative, trailblazing entrepreneurs. Jed’s entrepreneurship experience also includes formal training and real-world execution of the principles of Lean Startup. As a consultant for Moves The Needle, Jed is often called in to facilitate Lean Startup workshops for Fortune 500 companies around the world. Jed is in the top 0.1% of people speaking about social media, marketing & business as measured by Klout. He has a Klout influence score of 80 and an audience of more than 100,000 followers across his social network profiles. Other influencer measurement organizations also identify Jed as a top influencer including: Klear, Kred and Tap Influence. Fun fact: At one time Jed was world class wrestler. Wrestling for the University of North Carolina Tar Heels, and competing in Freestyle and Greco Roman events in Germany, Belgium and the Netherlands. He can certainly take command of the room when it’s time to get the attention of a distracted conference audience. About Vincenzo Landino: Vincenzo is the founder and CMO of Fifty 2 Creative, a digital marketing agency and consultancy specializing in brand storytelling through digital and social media. Vincenzo is also the host of the Brand Boost Podcast, a podcast designed for businesses looking to take marketing to the next level by learning from those doing it. Vincenzo is also a speaker and brand correspondent, working with brands like Applebee’s, Tinder, DC United, Barilla Pasta, BeastGrip and more. Outside of his professional life, Vincenzo is a die-hard Steelers fan, avid golfer and wine maker. Voice Over Artist, Rachel Creveling Rachel owns Belle Strategies, a social media marketing company specializing in turning followers into customers. She has been providing voice over talent for 6 years and has recorded for TV, Radio, and Podcasts. Find her at www.bellestrategies.com.   The Brand Boost Podcast mission The Brand Boost podcast is the show for brands looking to create the ’start-up sexy’ marketing ideology all while commanding total brand appeal.   About Fifty 2 Creative Fifty 2 Creative is a Digital Media Agency that focuses on brand amplification, customer experience and storytelling through various digital platforms. We strive to master the i

Marketing Mashup: Facebook, Twitter and Snapchat Topics discussed by Vincenzo and Jed: Twitter GIF button reaching mobile users Facebook Reactions Available Globally Snapchat On-Demand Geofilters: A Hip New Way to Spend $5--Plus, a Quick How-To Andiamo! Who is Jed Record? Jed Record is the CEO and founder of Likeforce, a digital content and training agency which has the unique distinction of hiring college students and training them to manage social media for businesses in their communities. In addition to being a speaker for college audiences around the country about Likeforce and social media, Jed also speaks on a variety of business and entrepreneurial topics to corporations, associations as well as clubs & groups. Jed has earned an MBA in Finance & Strategy from UNC’s Kenan-Flagler Business School. As a successful three time entrepreneur, Jed was recognized in 2015 by UNC’s Kenan-Flagler Business School as an inaugural Adams Apprenticeship Advisor, part of a game-changing mentorship and advisory program designed to pair high performing business school students with innovative, trailblazing entrepreneurs. Jed’s entrepreneurship experience also includes formal training and real-world execution of the principles of Lean Startup. As a consultant for Moves The Needle, Jed is often called in to facilitate Lean Startup workshops for Fortune 500 companies around the world. Jed is in the top 0.1% of people speaking about social media, marketing & business as measured by Klout. He has a Klout influence score of 80 and an audience of more than 100,000 followers across his social network profiles. Other influencer measurement organizations also identify Jed as a top influencer including: Klear, Kred and Tap Influence. Fun fact: At one time Jed was world class wrestler. Wrestling for the University of North Carolina Tar Heels, and competing in Freestyle and Greco Roman events in Germany, Belgium and the Netherlands. He can certainly take command of the room when it’s time to get the attention of a distracted conference audience. About Vincenzo Landino: Vincenzo is the founder and CMO of Fifty 2 Creative, a digital marketing agency and consultancy specializing in brand storytelling through digital and social media. Vincenzo is also the host of the Brand Boost Podcast, a podcast designed for businesses looking to take marketing to the next level by learning from those doing it. Vincenzo is also a speaker and brand correspondent, working with brands like Applebee’s, Tinder, DC United, Barilla Pasta, BeastGrip and more. Outside of his professional life, Vincenzo is a die-hard Steelers fan, avid golfer and wine maker. Voice Over Artist, Rachel Creveling Rachel owns Belle Strategies, a social media marketing company specializing in turning followers into customers. She has been providing voice over talent for 6 years and has recorded for TV, Radio, and Podcasts. Find her at www.bellestrategies.com.

Marketing Mashup: Instagram, Twitter and Clorox Topics discussed by Vincenzo and Jed: How Twitter COO plans to grow Twitter's Revenue Twitter's New Timeline Algorithm Instagram Launches Account Switching How Clorox Used Social Media to Curb Flu Season Andiamo! Who is Jed Record? Jed Record is the CEO and founder of Likeforce, a digital content and training agency which has the unique distinction of hiring college students and training them to manage social media for businesses in their communities. In addition to being a speaker for college audiences around the country about Likeforce and social media, Jed also speaks on a variety of business and entrepreneurial topics to corporations, associations as well as clubs & groups. Jed has earned an MBA in Finance & Strategy from UNC’s Kenan-Flagler Business School. As a successful three time entrepreneur, Jed was recognized in 2015 by UNC’s Kenan-Flagler Business School as an inaugural Adams Apprenticeship Advisor, part of a game-changing mentorship and advisory program designed to pair high performing business school students with innovative, trailblazing entrepreneurs. Jed’s entrepreneurship experience also includes formal training and real-world execution of the principles of Lean Startup. As a consultant for Moves The Needle, Jed is often called in to facilitate Lean Startup workshops for Fortune 500 companies around the world. Jed is in the top 0.1% of people speaking about social media, marketing & business as measured by Klout. He has a Klout influence score of 80 and an audience of more than 100,000 followers across his social network profiles. Other influencer measurement organizations also identify Jed as a top influencer including: Klear, Kred and Tap Influence. Fun fact: At one time Jed was world class wrestler. Wrestling for the University of North Carolina Tar Heels, and competing in Freestyle and Greco Roman events in Germany, Belgium and the Netherlands. He can certainly take command of the room when it’s time to get the attention of a distracted conference audience. About Vincenzo Landino: Vincenzo is the founder and CMO of Fifty 2 Creative, a digital marketing agency and consultancy specializing in brand storytelling through digital and social media. Vincenzo is also the host of the Brand Boost Podcast, a podcast designed for businesses looking to take marketing to the next level by learning from those doing it. Vincenzo is also a speaker and brand correspondent, working with brands like Applebee’s, Tinder, DC United, Barilla Pasta, BeastGrip and more. Outside of his professional life, Vincenzo is a die-hard Steelers fan, avid golfer and wine maker. Voice Over Artist, Rachel Creveling Rachel owns Belle Strategies, a social media marketing company specializing in turning followers into customers. She has been providing voice over talent for 6 years and has recorded for TV, Radio, and Podcasts. Find her at 

Today co-founder of Fifty 2 Creative and the Brand Boost Podcast, Vincenzo Landino hosts another episode of the weekly Marketing Update episode. The weekly Marketing Update will take some of the top headlines from the week, and deliver them to you with some commentary from Vincenzo and a weekly guest. This weeks' guest host is Jed Record, CEO of Likeforce. Listen in as we discuss the following topics: Twitter's Retail Brand Trends for the Holiday Season Brands becoming visual Brands creating their own moments Influencer partnerships on the rise The importance of personalization Data-driven insights Snapchat's new Story Explorer feature How shipping start-up, Shyp, is disrupting logistics Articles we discuss come from Adweek, here and here. Who is Jed Record? Jed Record is the CEO and founder of Likeforce, a digital content and training agency which has the unique distinction of hiring college students and training them to manage social media for businesses in their communities. In addition to being a speaker for college audiences around the country about Likeforce and social media, Jed also speaks on a variety of business and entrepreneurial topics to corporations, associations as well as clubs & groups.  Jed has earned an MBA in Finance & Strategy from UNC’s Kenan-Flagler Business School. As a successful three time entrepreneur, Jed was recognized in 2015 by UNC’s Kenan-Flagler Business School as an inaugural Adams Apprenticeship Advisor, part of a game-changing mentorship and advisory program designed to pair high performing business school students with innovative, trailblazing entrepreneurs. Jed’s entrepreneurship experience also includes formal training and real-world execution of the principles of Lean Startup. As a consultant for Moves The Needle, Jed is often called in to facilitate Lean Startup workshops for Fortune 500 companies around the world. Jed is in the top 0.1% of people speaking about social media, marketing & business as measured by Klout. He has a Klout influence score of 80 and an audience of more than 100,000 followers across his social network profiles. Other influencer measurement organizations also identify Jed as a top influencer including: Klear, Kred and Tap Influence. Fun fact: At one time Jed was world class wrestler. Wrestling for the University of North Carolina Tar Heels, and competing in Freestyle and Greco Roman events in Germany, Belgium and the Netherlands. He can certainly take command of the room when it’s time to get the attention of a distracted conference audience. What is Likeforce? Experts at marketing your business online.  Likeforce hires and trains career-oriented college students to create and manage successful social media campaigns.  Using professional tools like editorial calendars, high-end graphics and photo editing software, advanced analytics, and by listening to your feedback, their social marketers can meet your business objectives on social media. About Vincenzo Landino: Vincenzo Landino is a brand correspondent, speaker, live streaming strategist and CMO of Fifty 2 Creative. He has worked with brands such as, Applebee’s, Barilla Pasta, Cinnabon, SocialFresh and more!