Podcasts about mn dept

In this week's episode of AgriBiz, Sarah Heinrich visits about H5N1 with Dr. Nicole Neeser of the Minnesota Department of Agriculture. Rusty Halvorson talked with Peterson Farms Seed general manager Scott Sanders - about his newly elected position as president of the Independent Professional Seed Association (IPSA), and Farm Rescue communications manager Dan Erdmann - about the organization's 20 years of volunteer service for farm and ranch families in crisis.See omnystudio.com/listener for privacy information.

A very abbreviated interview with the Rev Jerry McAfee. The Mn Dept of Education is pleading the 5th every time a House committee asks them about the Food Fraud scandal. Great news for GLers, there is a new law proposing a return to gas cans that actually work. Patrick with his weekly sports report. Johnny Heidt with guitar news. Heard On The Show:‘Unrealistic' meal counts focus of expert testimony at Feeding Our Future trialParent's Bill of Rights introduced in Minnesota HouseZelensky says no peace deal without Ukraine involvement Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

A very abbreviated interview with the Rev Jerry McAfee. The Mn Dept of Education is pleading the 5th every time a House committee asks them about the Food Fraud scandal. Great news for GLers, there is a new law proposing a return to gas cans that actually work. Patrick with his weekly sports report. Johnny Heidt with guitar news. Heard On The Show: ‘Unrealistic' meal counts focus of expert testimony at Feeding Our Future trial Parent's Bill of Rights introduced in Minnesota House Zelensky says no peace deal without Ukraine involvement Learn more about your ad choices. Visit podcastchoices.com/adchoices

Tune in to our latest podcast episode featuring Dean Hunter and Mike Miller as they discuss the significant changes coming to the 2026 NEC and how you can still influence its outcome. Do not miss this timely and informative presentation!   August 28th, 2024 is the final day the NEC will accept public comment on the proposals to change the NEC  for the 2026 Cycle.   Click the link to submit your input:  https://www.nfpa.org/en/For-Professionals/Codes-and-Standards/Standards-Development/Step-1-Input-Stage 

In the 5th episode of the Advancing Nitrogen Smart series, we're talking about the ways the soil stores water, and how nitrogen transforms in that soil under different climate conditions. We'll discuss field saturation and the water budget, heat units and how to track them, and how these trends have changed throughout MN over the last 60 years.Guests:Daniel Kaiser, Extension nutrient management specialist (St. Paul)Brad Carlson, Extension educator (Mankato)Additional ResourcesNitrogen BMPs, MN Dept of AgricultureEcological and Water Resources Mesonet, MN Dept of AgricultureNational Weather Service Temperature and Precipitation Map---For the latest nutrient management information, subscribe to the Nutrient Management Podcast. And don't forget to subscribe to the Minnesota Crop News daily or weekly email newsletter, subscribe to our YouTube channel, like UMN Extension Nutrient Management on Facebook, follow us on Twitter, and visit our website.If you have questions or comments, please email us at nutmgmt@umn.edu.Advancing Nitrogen Smart is proud to be supported by the farm families of Minnesota and their corn check-off investment through Minnesota Corn.

Dean Hunter, the Chief Electrical Inspector with the Minnesota Department of Labor and Industry, is making a return appearance on our podcast to tackle questions about the 2023 electrical code.

The Minnesota Department of Human Rights, Michelle Manivel joins Freddie Bell and Chantel SinGs. As the department's Community Engagement Director, she shares that employers should rely on a job applicant's skills, education, and other qualifications to set salaries.

New hire at MN dept of health has a job description that cannot be understood. Washington Post very excited about an EV road trip from the arctic to the antarctic that averaged 80 miles per day. Johnny Heidt with guitar news. Patrick with his weekly sports report.Heard On The Show:St. Louis Park High School closes Friday after 2 fightsAbsentee voting for presidential primary starts Friday in MinnesotaPresident Joe Biden signs bill to avoid a partial government shutdown Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

New hire at MN dept of health has a job description that cannot be understood. Washington Post very excited about an EV road trip from the arctic to the antarctic that averaged 80 miles per day. Johnny Heidt with guitar news. Patrick with his weekly sports report. Heard On The Show: St. Louis Park High School closes Friday after 2 fights Absentee voting for presidential primary starts Friday in Minnesota President Joe Biden signs bill to avoid a partial government shutdown Learn more about your ad choices. Visit megaphone.fm/adchoices

This week a judge ruled that the MN Dept. of Education CAN add an ethnic studies element to social studies standards, with one caveat. President of the MN Council for Social Studies and high school teacher PJ Wiggin joins Jason to discuss.

Ready for takeoff? Join us as we soar into the captivating world of aviation with Mina Carlson. From high school dreams to becoming a certified private and commercial pilot, flight instructor, and serving in the Air Force Reserves as a flight engineer, Mina shares her remarkable journey while balancing multiple roles.Explore the future of women in aviation, the pilot shortage and Mina's vision for equality. Discover her experience as the only female flight engineer, conquering imposter syndrome, and empowering future female pilots. Plus get an inside look at Stars of the North, A Women in Aviation Chapter and their upcoming Girls In Aviation Day event. This isn't just an episode, it's your boarding pass to inspiration beyond the clouds!Mina Carlson works for the Mn Dept. of Transportation Office of Aeronautics and is a MSgt and flight engineer with the 96th Airlift Squadron,  Air Force Reserves with overseas deployments.  She has her private and commercial pilot and flight instructor certifications. Mina is Stars of the North, A Women In Aviation Chapter event director for the upcoming Girls In Aviation Day event.Links:Stars of the North, A Women In Aviation Chapter Girls In Aviation Day EventWAI Women In Aviation International EEA GirlVenture Camp     Minnesota Aviation Career Education Today's episode is brought to you by the Joan of Arc Scroll Medal, a beautiful brass alloy medal, designed by award-winning artist, Pat Benincasa. This uniquely shaped medal is ideal for holiday or as a special occasion gift! Visit www.patbenincasa-art.comFor international listeners the medal is available on Etsy.Joan of Arc Scroll Medal This brass alloy medal can be worn on a necklace, a keychain, dogtags, on a bag, or in your car.Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Please Note: The views expressed by our guests do not necessarily reflect the views of the podcaster.Follow me on Instagram!

Electrical vehicle charging stations are popping up all over Minnesota and there is a need for more electricians to be certified to work on them. Beth Kallestad, Principal Sustainability Planner at the Office of Sustainability and Public Health for the Minnesota Department of Transportation, discusses with Mike the requirements for EV charging station certification, Minnesota's EV Infrastructure Plan and more!     To learn more about Minnesota's Electrical Vehicle Infrastructure Plan please visit there website:  https://talk.dot.state.mn.us/ev-infrastructure-plan   You can also e-mail Beth directly at Elizabeth.Croteau.Kallestad@state.mn.us 

John's conversation with Alex Burns of Our Streets Minneapolis about the ongoing debate over what to do with I-94 between Minneapolis and St. Paul, which Our Streets says is a "once in a lifetime opportunity to repair a terrible injustice." With the DOT's inclusion of boulevard conversions among the 10 possible alternatives for reconstruction, advocates for freeway removal have something to feel good about. But is it really politically possible? Alex and John talk about: the coalition Our Streets has built to address the historic and very much ongoing harm of a massive urban interstate through the heart of Minneapolis and St. Paul; Alex's recent conversation on talk radio with the very skeptical Jason Derusha; we pick at the Star Tribune's recent editorializing against the idea; notable local examples of the concept of traffic evaporation; the arguments MnDOT is likely to make in favor of the status quo; how THE PANDEMIC CHANGED EVERYTHING, MAN; and much more. MN Dept of Transportation survey: https://talk.dot.state.mn.us/rethinking-i94/survey_tools/rethinking-i-94-alternatives-survey Attend a community visioning session in Cedar Riverside on August 5: https://www.twincitiesboulevard.org/join-us-at-a-community-visioning-session-in-cedar-riverside-on-august-5/ Watch: https://youtube.com/wedgelive Join the conversation: https://twitter.com/wedgelive Support the show: https://patreon.com/wedgelive Wedge LIVE theme song by Anthony Kasper x LaFontsee

Today we're chatting with Alicia Smith, Alicia is Yupik from Pitkas Point Village in Alaska, and is the Deputy Director of the Economic Assistance and Employment Support Division at the MN Dept of Human Services. After working as an American Indian advisor for the state, she now oversees the state's anti-poverty support programs that include food stamps, food banks, shelters, and community action programs. She shares how family, community, and Yupik values have guided her along her path. Miigwech to Alicia for taking some time to chat!  Native Lights: Where Indigenous Voices ShineNative Lights is a weekly, half-hour radio program hosted by Mille Lacs Band of Ojibwe members and siblings, Leah Lemm and Cole Premo. Native Lights is a space for people in Native communities around Mni Sota Mkoce -- a.k.a. Minnesota -- to tell their stories about finding their gifts and sharing them with the community.  Native Lights: Where Indigenous Voices Shine is produced by Minnesota Native News and Ampers, Diverse Radio for Minnesota's Communities with support from the Minnesota Arts and Cultural Heritage fund. Online at https://minnesotanativenews.org/

Mike Hanson from the MN Dept. of Public Safety talks about Winter driving and more generic rules of the road. Steve looks into the altered race for the AFC's top seed after the postpone of Monday night's Buffalo-Cincinnati game.

The last couple of weeks were very good refreshers on how to drive in wintry weather.  What should we work on to be safer on the roads?  MN Dept. of Public Safety Director for the Office of Traffic Safety Mike Hanson returns to the program to discuss those procedures, as well as some general rules of the road.

MN Dept. of Health Commissioner Jan Malcolm joins us the day after she announces she will leave the Walz administration.  

Chief Electrical Inspector with the Minnesota Department of Labor and Industry, Dean Hunter, stops by the office to talk with Mike Miller about the upcoming changes in the 2023 code book. 

Jason DeRusha talks with Health Educator with the section of Drinking Water Safety with the MN Dept. of Health Stew Thornley about the quality of our tap water, being in tune with the community, and a "drink off!"

In this episode of Nourish by MN350, Sarah Riedl, Lisa Chou, and Aaron Dreyling explore the intersections of plant-rich diets and public schools. Hear from Kate Seybold, Regional Marketing Specialist with the MN Dept of Ag (and former Minneapolis Public Schools Farm to School Coordinator), and Jodi Gruhn, Wholesome Minnesota Coordinator with Compassionate Action for Animals, as they balance the struggles schools have faced through the pandemic alongside the solutions that sourcing locally and focusing on plant-rich menu items offer for a better future for our children.See these resources to learn more:MN350's Advancing DefaultVeg pledgeUMN Extension Farm to School website

Minnesota Attorney General Kieth Ellison says the state Department of Human Rights finding that shows Minneapolis Police engaged in a pattern of racial discrimination is similar to a 1994 ruling and says a Federal Report could be coming next. He sits down for an exclusive interview with KMOJ's Freddie Bell.

We talked with the Editor in Chief of the Minnesota Reformer, J. Patrick Coolican, about today's report and what it means for Minneapolis. 

John Rash and DJ Tice from the Star Tribune Editorial Board joined Chad to talk politics including today's prisoner exchange with Russia and the MN Dept. of Human Rights report on MPD.

We talked about the unsurprising, but concerning conclusions of the MN DHR report on an investigation into the MPD. Will this finally spur change?

We ask your questions to MN Dept of Natural Resources State Climatologist Luigi Romolo. Email them to reed@jazz88.fm

MN Dept. of Natural Resources v. White Earth Band of Ojibwe

Oral argument argued before the Eighth Circuit U.S. Court of Appeals on or about 12/16/2021

We talk to MN Dept of Natural Resources State Climatologist Luigi Romolo about a lot of record setting weather happening this week.

MN Dept of Natural Resources State Climatologist Luigi Romolo answers your questions, email them to The Morning Show, reed@jazz88.fm

Prison Transformation Radio - Episode #52 -MN Dept of Corrections - Tom Roy (10/27/18) Is there a way to break the cycles of addiction and incarceration? Yes, There is HOPE!! Listen today on: Prison Transformation Radio: Changing Hearts with Christ! Pastor Dwight and Jim Moore, will be talking about Dept of Corrections Commissioner Tom Roy. Listen to this exciting ministry that God is using to transform lives and families! All the shows are on our website  www.prisonmission.org/media Please share this with all your friends!  

OSHA ends Biden's rule of mandatory vaccines. Jeremy slams health commissioner Jan Malcolm threatening schools with facts disputed using her own agency's data. The MN Dept of Education publishes Critical Race Theory standards for social studies. Governor Walz dictates the terms of a special session. Munson and the NHRC respond by schooling Walz on how the State's Constitution works. 

MN Dept of Natural Resources State Climatologist Luigi Romolo answers your climate and weather questions. Email them to reed@jazz88.fm

The proposal adds three ethnic studies standards to ensure college readiness and the inclusion of multiple perspectives. Those standards include greater emphasis on Indigenous history and societal inequities. According to the proposal, the intention is to better reflect the diversity of Minnesota's student population. Feven Gerezgiher reports: The Minnesota committee on K-12 Academic Standards in Social Studies is wrapping up its 10 year cycle of review and revisions. New on the agenda is ethnic studies. The draft released last week says the intention is to reflect the diversity of Minnesota's student population. “Every student deserves to see themselves in their learning,” said Bobby Burnham, assistant commissioner for the Minnesota Department of Education. Burnham said the committee added three ethnic studies standards to ensure college readiness and the inclusion of multiple perspectives. Those standards include greater emphasis on Indigenous history and societal inequities.“A really important point is the academic standards are reviewed by Minnesotans for Minnesotans,” said Burnham. “We know that our students' education is at its strongest when Minnesotans are engaged in the planning process. So that's why each time our academic standards are up for review, a committee is formed of Minnesotans with varying perspectives and backgrounds from all across the state.”Critics of the ethnic studies standards led a tour across the state called Raise Our Standards. On their website, they cite opposition to critical race theory - which the commissioner says is not taught in K-12 education.In cities like Minneapolis and Saint Paul - where students of color are in the majority - ethnic studies initiatives are already being explored. At a January board meeting launching the pilot courses, Saint Paul superintendent Joe Gothard cited achievement disparities as a motivating factor.“We all continue to work and lead in a system of education that was not created for all students,” he said. “Our staff have been asking for strategies and supports that stick. Our district is committed to doing just that.”Education officials are welcoming feedback on the draft standards until August 16. Burnham says community members can submit comments via email or postal mail to Minnesota Department of Education, 1500 Highway 36 West, Roseville, MN 55113.

Sloane Martin talks to Dr. Chomilo about plans to reach more diverse communities with the vaccine and the possibility of going door to door. See omnystudio.com/listener for privacy information.

Wow. It’s finally easy to get a COVID vaccine shot. After months of waiting for the vaccine to become available, and more months of waiting to become eligible to get the shot, you can now make an appointment and just simply walk in almost anywhere.Fifty-year-olds can get in. Thirty-five-year-olds. Sixteen-year-olds.But when you show up at your appointment, you might be surprised. Where is everyone? Where are the lines?Vaccine hesitancy has set in. Or, you could say, the vaccine supply is catching up to the group of people who are unsure about or don’t want to get a COVID vaccine for various reasons.Two and half millions Minnesotans have already had at least one shot. This adds up to over half of everyone sixteen and older. And a whopping eighty-five percent of seniors sixty-five and older.Demand for vaccinations has gone down. Now health experts are focusing on hard to reach populations, who might have logistical challenges to getting a vaccine, and those with vaccine hesitancy.One way of doing this is through mobile vaccine units, which are visiting areas with lower vaccine coverage. Public health organizations are also disseminating information about the general safety and benefits of vaccination.The great hope is that Minnesota will reach that magic number of 80 percent vaccinated so that herd immunity will kick in and restrictions can be lifted.For MN Native News…. I’m Marie Rock. For more information go online to M-N Native news DOT O-R-GOUTRO/FUNDER: (pre-recorded)Marie: This MN Native News COVID-19 Daily Update is supported by the MN Dept. of Health.

Marie: From Minnesota Native News… this is a COVID-19 Daily Update.MARIE:  I’m Marie Rock. MARIE: COVID is the ultimate puzzle. Some people never experience symptoms and have no clue they’ve been infected. Others get sick and never seem to get back to their healthy normal.People in that second category are long haulers. They experience what’s called “long COVID.” This is when they recover from the initial infection but then suffer through months of chronic post-COVID symptoms. Horrible fatigue. Brain fog. Shortness of breath. Chest pain. Gastrointestinal problems.Health experts predict 10 to 30 percent of cases will transition into long COVID.Because the disease hasn’t even been with us two years yet, the health community can’t say for certain—yet—how long… “long COVID” might last. Recently, a new twist has been added to the mystery of long COVID. Some long haulers are reporting feeling better after getting the vaccine.Is this wishful thinking?Health experts point out that some COVID effects—like damage to the heart—cannot be reversed by a vaccine. Yet, if long haulers are experiencing a lessening of symptoms after their shot—this could indicate that with some patients the virus never left them. It was circulating in their systems—until the vaccine cleared it out.As with much to do with this virus, the impact of the vaccine on long COVID will remain a mystery until more study can be devoted to it.For MN Native News…. I’m Marie Rock. For more information go online to M-N Native news DOT O-R-GThis MN Native News COVID-19 Daily Update is supported by the MN Dept. of Health.

The Commissioner of the MN Dept. of Public Safety John Harrington joined Chad to talk about security measures in Minneapolis in the lead up to the trial of Derek Chauvin.  See omnystudio.com/listener for privacy information.

Governor Tim Walz sure isn't following the science anymore when lit comes to how he's handling COVID-19, and Justice & Drew explain why. Later, they're joined by Representative Dean Urdahl to discuss concerning plans from the MN Dept. of Education to reimagine and rework the state's social studies teachings to be more progressive.

Minnesota health officials say there is a potential risk that transmission occurred at the Duluth Trump rally in late September and other events associated with Trump’s visit.

In this week's statewide conversation with MN state officials and elected officers Heidi Holtan spoke with Dan Huff – Assistant Commissioner of the MN Dept of Health . Each week you have the opportunity to ask questions about Minnesota’s response and plans during this COVID-19 pandemic. We’re teaming up with community radio stations throughout the state, in partnership with Ampers, Diverse Radio for Minnesota’s Communities, and the Minnesota Broadcasters Association, to bring you COVID-19 information for the state of MN. If you didn’t get a chance to send or call in your question this week email covid@ampers.org or call 612-562-9895. One of our listeners had this question: Why is the daily data on MHD website no longer providing the total number of patients currently hospitalized in ICU as well as in non ICU beds? I find that information helpful in terms of personally tracking hospital capacity. Is that information available somewhere else? Thank you. Listen to our conversation with

Kris Ehresmann-Epidemiologist with MN Dept of Health on opening up youth sports next week 

Today on Midday: In Ag Weather, Paul explains how long windy conditions will persist. Shalee has a two part series with Dr. Beth Thompson, with the MN Dept. of Animal Health, discussing resources for hog producers right now as plants continue to shut down. Jayson says the Husker men's basketball team signed another player in Sports. Austin has the latest News. Bob says stocks rallied a bit in the Business Report. Susan catches up with John Payne and more on Midday! Listen to KRVN Midday, updated each day after 1:30 pm (CTS)!

Several dozen inmates are expected to be released in the coming days. All were convicted of nonviolent crimes, and are within 90 days of their original release date. MPR News morning update for April 16, 2020. Hosted by Cathy Wurzer.

Traffic is down with the Stay-At-Home restrictions, but that doesn't mean law enforcement is twiddling their thumbs.  Mike Hanson, director of the Office of Traffic Safety with the MN Dept. of Public Safety, explains why drivers are still causing traffic violations.

This week we'll hear co-host extraordinaire Jason interview our good friend Peter S, who candidly shares his Recovery story. Peter's called in to the show a time or three and brings unbridled honesty and spiritual truth every time. Ultimately his is a story of love, loss and redemption, Peter's remarkably poignant story is rife with pain and anguish as a once promising career in the Wine industry complete with six figures, a beautiful fiancé and all the trappings was ultimately swallowed up by alcoholism and addiction, leaving him literally jobless, penniless, homeless, and alone. We all know better than to think that's where Peter's story ends, don't we? Fact is, in more than a few ways it is truly where his Recovery story begins. I'm telling you all, this story is candid, raw, and seriously compelling and the wisdom and spiritual truth embodied herein is truly palpable, so Listen Up. Book: Varieties of Religious Experiences-William James https://www.gutenberg.org/files/621/621-pdf.pdf Recovery Resources: Opportunities for Change program by the MN Dept. of Corrections https://oforc.org/ Minnesota Recovery Connection www.minnesotarecovery.org Recovree https://www.recovree.com/ Minnesota Recovery corps www.minnesotarecoverycorps.org 2218 Alano Club www.2218alano.org --- Send in a voice message: https://anchor.fm/the-way-out-podcast/message

Organizing for Change Podcast - Episode 26 Show Notes   Goal: “to equip coalitions, organizations, and individuals to bring change to their community”   Host, Amanda Decker joins Jason Anderson, trainer for the Montana Institute. Upon his discharge from the United States Army, Jason obtained his Bachelor’s Degree in Criminal Justice (Minor in Psychology) at Moorhead State University. He has worked in the field of probation since 1998 – spending a decade as an adult felony probation/parole agent and 5 years as an Evidence-Based Practices project manager/trainer for the MN Dept. of Corrections.   Jason became the Director of the Itasca County Probation Department in 2013. In addition to his duties as a probation officer and manager, he has served as a trainer of various topics including Motivational Interviewing since 2001. He is an active member of 2 school-based substance abuse prevention coalitions in his community.   Jason began curriculum development and training delivery for The Montana Institute in 2016. A father of 2 boys (ages 15 and 17), he enjoys spending time outdoors with his family, singing in his church choir, community theater and running an occasional race.   On this episode we talked about the reason why we do this work.   Why does your why matter? Jason breaks down discovering your why and how it can motivate your community to change. We also talked about changing our approach in communication to create change in your community.   This is one of my all time favorite episodes and I think it will be one of yours too.   As always If you find this episode helpful, would you please help us get the word out by sharing it with a friend or colleague? And please leave a review. That is the best way to make sure other folks can find out about the podcast. Welcome to Episode 026 of the Podcast:   Guest: Jason Anderson   Montana Institute Website: http://www.montanainstitute.com/   Organizing for Change Website: https://organizing4change.podbean.com/   Organizing for Change Twitter: @organizing4chng   3 Insights from This Episode:     Your Why Matters. Most people are not motivated by facts, they are motivated by an emotional tug. This is why your “why” matters. If your coalition is stuck, remind them of the why. If you are stuck, remind yourself of the why. It’s not always about “what is in it for us.” Appreciate and Understand Someone Else’s Perspective. Even though you may disagree with someone else’s perspective, it is important to have empathy and understand where someone is coming from. Just being willing to hear where someone is coming from and to express and acknowledge their perspective, can open the door for communication.       Don’t Be the Expert. We obviously know a lot about our field, or we wouldn’t be in it. But, our attitude of approach matters. If we come across as the “expert”, people tend to be defensive and shut down. Instead, Jason talks about having a curiosity and engaging people in the solution as a better method and approach to getting results.   Next Episode: Subscribe now for free and you won’t miss episode 027

Dana Nelson of DCN Strategies explains her latest effort to curb food waste in this country. After that, we get tips for those tax season filings. MN Dept. of Revenue commissioner Cynthia Bauerly and Prepare + Prosper executive director Tracy Fischman answer your questions.

With this being the last full show of 2017, Roshini peeks ahead to 2018. She hosts her annual Futures Roundtable. St. John's and St. Benedict's economics professor Louis Johnston, chef/restaurant owner Kim Bartmann, and Commissioner of the MN Dept. of Human Rights Kevin Lindsey give their thoughts on all topics.

Sue is joined by John Gilmore in the first hour. She rails on the MN Dept. of Transportation for the bad decisions. Also she debates Trumps message to the NFL.

Sue is joined by John Gilmore in the first hour. She rails on the MN Dept. of Transportation for the bad decisions. Also she debates Trumps message to the NFL.

WCCO's Esme Murphy talks with "Heavy Table" editor James Norton about Twin Cities restaurants closing and Paul Hugunin with the MN Dept of Agriculture about the risks and rewards of Community Supported Agriculture.

Northern Currents #93: Farm Link An interview with the MN Dept of Agriculture about a new program designed to help new farmers connect with farmers nearing retirement.