Podcasts about three lines

Are you auditing at the speed of risk? Richard Chambers—50-year internal audit veteran and AuditBoard advisor—joins Blake to map the path forward. Hear why AI now ranks as risk #1, how to build continuous risk monitoring, and what “independence, not isolation” means for the three-lines model. Learn where CAEs should start with AI (risk assessment, analysis, reporting), how to audit culture and AI governance, and how to earn audit committee trust with no surprises.Chapters(01:37) - Richard Chambers' Career Journey (03:15) - Evolution of Internal Audit (05:34) - Emerging Risks in Internal Audit (08:13) - AI and Cybersecurity Challenges (10:51) - Continuous Risk Monitoring (25:30) - Connected Risk and AI Integration (27:42) - Introduction to the Three Lines of Defense (30:01) - Evolution to the Three Lines Model (31:18) - Connected Risk and Collaboration (32:08) - AI's Impact on Risk Management (35:20) - AI in Internal Audit: Opportunities and Challenges (40:32) - The Human Element in Internal Audit (44:40) - The Future of Internal Audit and AI (54:00) - Conclusion and Final Thoughts Sign up to get free CPE for listening to this podcasthttps://earmarkcpe.comhttps://earmark.app/Download the Earmark CPE App Apple: https://apps.apple.com/us/app/earmark-cpe/id1562599728Android: https://play.google.com/store/apps/details?id=com.earmarkcpe.appConnect with Our Guest, Richard ChambersLinkedIn: https://www.linkedin.com/in/richard-chambers-a5108914/Twitter: https://x.com/rfchambersWebsite: https://auditboard.com/Connect with Blake Oliver, CPALinkedIn: https://www.linkedin.com/in/blaketoliverTwitter: https://twitter.com/blaketoliver/

In this episode of The Other Side of the Firewall's Thursday episode, Ask a CISSP, Ryan Williams Sr. interviews Angela Diaz, an expert in risk management and fraud prevention. They discuss the importance of understanding the three lines of defense in risk management, the impact of fraud on individuals and organizations, and the career pathways available in the field. Angela shares her personal journey into risk management, the significance of soft skills, and her involvement in the Fraud Fight Club initiative. The conversation also touches on mindfulness practices and the importance of maintaining a balanced life outside of work. Contact Angela - https://www.linkedin.com/in/angela-diaz-crmp-37430064/ Fraud Fight Club - https://www.fraudfightclub.com/ Please buy my book: https://theothersideofthefirewall.com Socials: Website - www.ramcyber.io Heroes Media Group: https://www.heroesmediagroup.com/shows/the-other-side-of-the-firewall/ Audio - https://podcasts.apple.com/us/podcast/the-other-side-of-the-firewall/id1542479181 YouTube - https://www.youtube.com/@theothersideofthefirewall7511 ReppedFLIX - https://lnkd.in/eVis2CbS WDJY 99.1 FM: https://www.wdjyfm.com/ TuneIn: https://lnkd.in/e2crcZU8 Facebook - https://www.facebook.com/profile.php?id=61556539026086 Instagram - https://www.instagram.com/theothersideofthefw X (Twitter) - https://twitter.com/Ask_a_CISSP TikTok - https://www.tiktok.com/@ryanwilliams683 Medium - https://medium.com/@ryanwilliamssenior Subscribe to LinkedIn Newsletter - https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=7172626552545865728 LinkedIn - https://www.linkedin.com/company/the-other-side-of-the-firewall/ Ryan on Twitter, LinkedIn, Clubhouse, and Threads - @ryrysecurityguy Chris on LinkedIn - https://www.linkedin.com/in/chrisabacon/ Chapters 00:00 Introduction to Risk Management and Fraud 03:58 Understanding the Three Lines of Defense 11:58 The Importance of Risk Management in Financial Institutions 19:45 Career Pathways in Risk Management 25:59 Soft Skills for Success in Risk Management 29:47 Engagement in the Fraud Fight Club Initiative 37:49 Personal Insights and Mindfulness Practices 41:43 Conclusion and Future Connections #cybersecurity #riskmanagement #fraud

In this episode of the Bible and Theology Matters podcast, Dr. Paul Weaver engages with Dr. David Allen Black to discuss the synoptic gospels, the synoptic problem, and the historical origins of the gospels. They explore the significance of external evidence, the role of the Church Fathers, and the implications of Markan priority. Dr. Black presents his fourfold gospel hypothesis, emphasizing the need for historical context in understanding the development of the gospels. The conversation also addresses common concerns regarding the reliability of the gospels and the importance of examining evidence critically.This video explores the **two source hypothesis** related to the origins of the Gospels in the Bible. The speaker explains how understanding this theory can impact the way people interpret biblical texts, and how it is related to the **synoptic problem**.-The term 'synoptic' means to view the gospels together.-The synoptic problem may not be a problem at all. -External evidence is often overlooked in gospel studies.-Markan priority is a dominant theory, but has its challenges. -The early church unanimously believed Matthew was the first gospel.-Historical context is crucial for understanding the gospels.-The Church Fathers provide valuable insights into gospel authorship.-The Q hypothesis is speculative and lacks concrete evidence.-The Christian faith is rooted in historical evidence.-Scholars should be approached with caution; personal investigation is essential.00:00 Introduction to the Podcast and Guest01:31 Understanding the Synoptic Gospels04:59 Exploring the Synoptic Problem05:19 Three Lines of Evidence for Gospel Order 08:32 Questioning Markan Priority10:39 Historical Context of Gospel Development17:50 The Role of Early Church Fathers24:11 The Fourfold Gospel Hypothesis28:08 Unity in the Early Church 29:09 Historical Context of the Gospels30:32 Occasional Nature of New Testament Letters31:58 The Role of the Gospels in Addressing Needs33:13 Critique of Markan Priority35:30 Historical Perspectives on Gospel Origins 36:57 The Importance of Church History39:24 The Enlightenment's Impact on Gospel Scholarship41:09 The Interconnectedness of Biblical Studies43:26 The Role of Language in Understanding the Gospels45:56 Different Styles and Purposes of Gospel Writers52:13 Addressing Lay Concerns about Gospel Reliability

Erweitere dein Wissen über Cybersecurity mit "Cybersecurity ist Chefsache"!In der neuesten Episode begrüßt Nico Werner Doris Schott-Neuse, Information Security Officer bei Sopra Financial Technology. Ihr Karriereweg zeigt, dass IT-Sicherheit nicht nur für Informatiker:innen gedacht ist. Vom Finanzsektor über das Personalwesen bis hin zur Informationssicherheit – Doris gibt spannende Einblicke in ihren Quereinstieg und spricht über die Herausforderungen und Chancen im Bereich Cybersecurity.

Erweitere dein Wissen über Cybersecurity mit "Cybersecurity ist Chefsache"!In der neuesten Episode begrüßt Nico Werner Doris Schott-Neuse, Information Security Officer bei Sopra Financial Technology. Ihr Karriereweg zeigt, dass IT-Sicherheit nicht nur für Informatiker:innen gedacht ist. Vom Finanzsektor über das Personalwesen bis hin zur Informationssicherheit – Doris gibt spannende Einblicke in ihren Quereinstieg und spricht über die Herausforderungen und Chancen im Bereich Cybersecurity.

Erweitere dein Wissen über Cybersecurity mit "Cybersecurity ist Chefsache"!In der neuesten Episode begrüßt Nico Werner Doris Schott-Neuse, Information Security Officer bei Sopra Financial Technology. Ihr Karriereweg zeigt, dass IT-Sicherheit nicht nur für Informatiker:innen gedacht ist. Vom Finanzsektor über das Personalwesen bis hin zur Informationssicherheit – Doris gibt spannende Einblicke in ihren Quereinstieg und spricht über die Herausforderungen und Chancen im Bereich Cybersecurity.

This week's episode, we're joined by the Grant Thornton risk and advisory team—Andres Castañeda, Jaynitsa Paul, and EJ Jimenez.   In this episode, they explain their article Risk Management: Get Your Three Lines in Order in simple terms. They clear up common misunderstandings about the first, second, and third lines of defense in risk management. They also give real examples of when the system works well and when it fails—and why that matters.   Check out their article, and connect with Andres, Jaynitsa, and EJ on LinkedIn.   Also, be sure to follow us on our new social media accounts on LinkedIn, Instagram, and TikTok.   Also be sure to sign up for The Audit Podcast newsletter and to check the full video interview on The Audit Podcast YouTube channel.   Timecodes: 5:19 - How Grant Thornton Utilizes LLMs 8:43 - Understanding The Three Lines of Defense 16:49 -Best Practices for Physical Inventory Control 28:37 - Roles and Responsibilities in the Three Lines of Defense 32:13 - The Relationship Between Compliance and Internal Audit 34:53 - Common Misconceptions About The Three Lines of Defense 37:36 - External Audit's Role in The Three Lines of Defense 38:31 - Advantages of a Strong Third Line of Defense 42:05 - Tools for the Third Line of Defense 44:03 - Final Thoughts   *   This podcast is brought to you by Greenskies Analytics, the services firm that helps auditors leap-frog up the analytics maturity model. Their approach for launching audit analytics programs with a series of proven quick-win analytics will guarantee the results worthy of the analytics hype.  Whether your audit team needs a data strategy, methodology, governance, literacy, or anything else related to audit and analytics, schedule time with Greenskies Analytics.

In deze aflevering van de Leaders in Finance Compliance Podcast spreken we met Jeffrey Voors, Global Head of AML, CFT & Sanctions bij ABN AMRO, over onder andere zijn visie op het bestrijden van financieel-economische criminaliteit, de balans tussen mens en technologie, en de impact van AMLA en AMLR.Wat maakt het FEC-domein zo fascinerend en uitdagend? Hoe ziet hij zijn rol binnen de "Three Lines of Defense" terwijl de lijnen steeds meer vervagen? Wat is zijn visie op de voortgang van het werken vanuit "herstel naar balans" binnen het FEC-domein? Wanneer is goed, goed genoeg, vooral in een risk-based context? Hoe ziet hij de rolverdeling tussen menselijke beslissingen en datagedreven modellen? Welke stappen zet ABN AMRO om voorbereid te zijn op de invoering van nieuwe regelgeving, en wat betekent de verschuiving van het melden van ongebruikelijke naar verdachte transacties voor banken? Hoe combineert hij praktische oplossingen met strategisch inzicht in een domein dat constant in beweging is? En tot slot: welke tips heeft hij voor starters en ervaren professionals binnen het compliance-vak?--> Volg de Compliance Adviseert Podcast via de Website en LinkedIn.---> Compliance Adviseert wordt mede mogelijk gemaakt door Cense, Deloitte, Kayak, Rabobank, en Osborne Clarke.

1. Risk Management Framework Components:- Risk Culture - Established by board and management, sets tone from top- Risk Appetite - Formal statements and limits that define acceptable risk levels- Risk Management System - Including the three lines of defense2. Risk Appetite:- Should be commensurate with institution's size and complexity- Must be supported by capital levels- Requires clear metrics and reporting systems- Needs documented processes for when limits are approached or breached- Should be consistently communicated throughout organization3. Three Lines of Defense:- First Line: Front-line business units conducting transactions and operations- Second Line: Risk management department (in larger institutions) led by Chief Risk Officer- Third Line: Internal audit function testing controls and verification4. Key Risk Management Principles:- Risk management culture is foundational to effectiveness- Smaller institutions can accomplish goals without full three lines structure- Need to avoid managing risks in silos- Importance of aggregating risks across organization- Chief Risk Officer role should support but not have veto power5. Best Practices:- Document and communicate risk appetite clearly- Establish appropriate metrics and reporting- Have action plans for when limits are approached- Ensure staff feels comfortable raising risk concerns- Maintain independence of risk oversight functions6. Resources Available:- OCC Director's Reference Guide contains useful guidance on risk governance- Includes questions to consider and potential red flags- Contains comprehensive references on risk and corporate governanceThe episode emphasized that while sophistication levels vary by institution size, core risk management concepts remain consistent and should be applied appropriately based on each credit union's specific circumstances.

This episode features Springfield College Field Hockey player Amber Wolkner! We discussed her recruiting story, her knack for getting hit by the ball, and much more. Our top three this episode is genres of music to listen to before a game. Thanks for listening!

In episode two, we brought on Olivia Nealy, an outside hitter for the Springfield women's volleyball team! We discussed her recruiting story, the team's success so far, and debated what's a better way to win a volleyball game. Switching the top five segment to a top three, we shared our top three ice cream flavors. Check out our last episode as well if you haven't already, and thank you for listening!

Welcome back! After 18 episodes of 3 Guys 1 Mic, the three of us (Shane Baran, Sam MacGilpin, and Dante Iafrate) decided to switch things up. We want to dive deep into the lives of student-athletes here at Springfield College and let them tell their stories. Fifth-year football player Aiden Lewin joins the show as our first athlete as we talked about his experience before college, as well as memories on the football team now, and more! We finished off with our usual Top Five: Cities/Towns in America. Thank for listening and we'll catch you in the next episode!

Born in Belgium in 1954 to conservative, Catholic parents, Lucy Sante migrated to New York in the 1960s, where she became associated with the Bohemian artistic milieu of the city. After producing several highly acclaimed works of history such as Low Life and The Other Paris and translating Félix Fénéon's feuilletons for NYRB as Novels in Three Lines, she announced in 2021 that she was transitioning: ‘Yes, I've known since at least age 11 but probably earlier and yes, I suppressed and denied it for decades', she wrote at the time. In I Heard Her Call My Name (Hutchinson Heinemann), ‘a generous, fearlessly revealing book' (Samantha Hunt), she describes with great grace, wit and humility her decision to begin living the life she knew was truly hers.Sante is in conversation about her memoir with writer and filmmaker Juliet Jacques. Hosted on Acast. See acast.com/privacy for more information.

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Rabash. Record 27. Three Lines – 1

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wanna say hello? text me!Today on CARD TALK, I'll cover:-why interpretations for tarot can be overwhelming-using story beats to understand tarot's structure-how to pick apart a story-the major and minor arcana stories-tips for telling stories with your cardsHow to Shape a Story: 6 Story Arcs Explained from The Write PracticeWhat is a Story Beat? from ScreencraftThe Fool's Journey as a story, from LearnTarot.comA Beginner-Friendly Exploration of the Major Arcana's Three Lines by Meg Jones WallThe Journeys of Wands, Swords, Cups, and Pentacles from Maenad TarotA Machine for Telling Stories: Tarot and Speculative Fiction by Carrie SessaregoLove this concept of telling a story with the cards, or using narrative beats to weave cards together in longer readings? Check out my intermediate lecture series NEXT LEVEL TAROT for more techniques like this to help you gain confidence and clarity in longer, more complex tarot readings!For more on Meg, check out 3amtarot.com, and order your copy of Finding the Fool through Bookshop.org or your favorite local bookstore.Find episode transcripts and more over on the CARD TALK website.Love what you're hearing? Support the pod with a one-time donation or recurring subscription, and get the chance to submit topics for future episodes! Support the Show.CARD TALK is written, edited, and produced by Meg Jones Wall of 3am.tarot. Theme music created by PaulYudin.

On this humdinger of an ep, we're joined by Ryan Buynak and Abby Lavey of the wonderful podcast Bothering the Band for a chat about embarrassing your kids, the art of asking silly questions, gross foot stuff, poetry appreciation, and more! Check out our Patreon and support the show at patreon.com/leightonnight! Follow us on Twitter at @leightonnight and on Instagram/TikTok at @leighton_night. You can find Brian on Twitter/Instagram at @bwecht, and Leighton at @graylish (Twitter)/@buttchamps (Instagram).

Our guests today are Peter Wakkie and Tjeerd Wassenaar, talking about trust, crisis management, and corporate governance, leveraging their extensive experience in legal and corporate roles. They emphasize the critical importance of maintaining trust, highlighted through an example of an M&A transaction impacted by the COVID-19 pandemic, demonstrating how unexpected events can complicate negotiations and the importance of adaptability and integrity in such situations. They show the importance of proactive risk management, advocating for a strategy that involves staying ahead of potential threats to protect the company's reputation and maintain trust. They discuss the necessity of a "trust but verify" approach and highlight the value of clear, enforceable rules over ambiguous principles to ensure consistent corporate behavior, reflecting on how these practices integrate into a company's DNA. Peter shares his cautious stance on using communication experts during crises, stressing the conflict between the need for transparency and the potential legal repercussions, advocating for a balanced approach to crisis communication. A significant focus is given to the practical application of the Three Lines of Defense model in risk management, emphasizing the need for active involvement and regular checks across company units to prevent crises effectively. The podcast wraps up with reflections on the evolving business climate in the Netherlands, particularly discussing the challenges posed by the disconnect between business expectations and governmental actions. They explore how different corporate governance approaches, like the stakeholder model prevalent in Europe, impact business operations and decision-making, particularly in contrast to the shareholder-focused models in the UK and the US.

Teaching on Genesis 9-8-29

Teaching on Genesis 9-8-29

Teaching on Genesis 9:8-29

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Baal HaSulam. Shamati, 179. Three Lines

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Valtteri Puustinen's earned a prominent spot, but that'll mean altering the forward lines' makeup. Hear award-winning columnist Dejan Kovacevic's Daily Shots of Steelers, Penguins and Pirates -- three separate podcasts -- every weekday morning on the DK Pittsburgh Sports podcasting network, available on all platforms: https://linktr.ee/dkpghsports Learn more about your ad choices. Visit megaphone.fm/adchoices

Valtteri Puustinen's earned a prominent spot, but that'll mean altering the forward lines' makeup.Hear award-winning columnist Dejan Kovacevic's Daily Shots of Steelers, Penguins and Pirates -- three separate podcasts -- every weekday morning on the DK Pittsburgh Sports podcasting network, available on all platforms: https://linktr.ee/dkpghsports

Valtteri Puustinen's earned a prominent spot, but that'll mean altering the forward lines' makeup. Hear award-winning columnist Dejan Kovacevic's Daily Shots of Steelers, Penguins and Pirates -- three separate podcasts -- every weekday morning on the DK Pittsburgh Sports podcasting network, available on all platforms: https://linktr.ee/dkpghsports Learn more about your ad choices. Visit megaphone.fm/adchoices

The Danny Miranda Podcast Key Takeaways “So much of what you say has nothing to do with what you say.” – David PerellRead the full notes @ podcastnotes.orgDavid Perell is an entrepreneur and writer. He is the creator of Write Of Passage, an online school to help people transform their lives through writing. He has taught students from Google, Facebook, Harvard, MIT, Stripe, and Goldman Sachs. In this interview we spoke about the difficulties of running a company, David's journey to faith, his season of no, how to find a partner, building deep friendships, advice to creators, and the importance of surrendering to your true nature. 0:00 What's The Central Question Of David's Life? 2:32 Doing Life's Work? 7:49 The Moment Tyler Cowan Invested In David Perell 9:33 Investing In The Cultural Tutor 13:54 Difficulties Of Running A Company 15:49 Online David Vs. In-Person David 21:31 The Importance Of Friendship 25:01 Finding God 36:04 Where To Start With Bible 43:10 David's Phone Screen 45:38 Mantras + Season Of No 49:37 Three Lines, Three Words Each 52:27 David's High School Physics Teacher 59:18 How David Thinks About Education 1:01:21 Finding A Partner 1:05:01 Building Deep Friendships 1:09:43 Yes/No List 1:12:00 Red Dress Traps 1:14:02 Advice For Creators 1:17:43 How To Be More Distinctive 1:20:31 Surrender To Your Nature 1:22:03 Challenge 1:23:40 How I Write Origin Why Beauty Matters: https://vimeo.com/549715999 Previous Episodes With David Episode 070: https://www.youtube.com/watch?v=sCS3Qyh7LKs Episode 230: https://www.youtube.com/watch?v=p0RnTd8HOK8 Episode 305: https://www.youtube.com/watch?v=8VBZm6GoBDQ David's Links Twitter: https://twitter.com/david_perell Write Of Passage: https://writeofpassage.school How I Write: https://writeofpassage.school/how-i-write My Links

David Perell is an entrepreneur and writer. He is the creator of Write Of Passage, an online school to help people transform their lives through writing. He has taught students from Google, Facebook, Harvard, MIT, Stripe, and Goldman Sachs. In this interview we spoke about the difficulties of running a company, David's journey to faith, his season of no, how to find a partner, building deep friendships, advice to creators, and the importance of surrendering to your true nature. 0:00 What's The Central Question Of David's Life? 2:32 Doing Life's Work? 7:49 The Moment Tyler Cowan Invested In David Perell 9:33 Investing In The Cultural Tutor 13:54 Difficulties Of Running A Company 15:49 Online David Vs. In-Person David 21:31 The Importance Of Friendship 25:01 Finding God 36:04 Where To Start With Bible 43:10 David's Phone Screen 45:38 Mantras + Season Of No 49:37 Three Lines, Three Words Each 52:27 David's High School Physics Teacher 59:18 How David Thinks About Education 1:01:21 Finding A Partner 1:05:01 Building Deep Friendships 1:09:43 Yes/No List 1:12:00 Red Dress Traps 1:14:02 Advice For Creators 1:17:43 How To Be More Distinctive 1:20:31 Surrender To Your Nature 1:22:03 Challenge 1:23:40 How I Write Origin Why Beauty Matters: https://vimeo.com/549715999 Previous Episodes With David Episode 070: https://www.youtube.com/watch?v=sCS3Qyh7LKs Episode 230: https://www.youtube.com/watch?v=p0RnTd8HOK8 Episode 305: https://www.youtube.com/watch?v=8VBZm6GoBDQ David's Links Twitter: https://twitter.com/david_perell Write Of Passage: https://writeofpassage.school How I Write: https://writeofpassage.school/how-i-write My Links

Tian Guan Ci Fu/ Heaven Official's Blessing English audiobook chapter 47. https://youtu.be/9rt1Mf4sguQ

What are the lines of defense you've established in your business? What are the lines of defense against scarcity thinking? What about your lines of defense against being disconnected?There are two approaches in your business, offense and defense. Just like in a football, basketball or hockey game, you need to be strong in both to win. If you're just strong on offense, you might score lots of points, but if you're weak on defense, you'll also allow the other team to score lots of points and win the game. If you're only strong on defense, you might keep them from scoring, but it's possible you don't score enough to win the game. It's true that your business is not exactly like sports - you're not playing against another team - but it is like sports in a lot of ways. What are your lines of defense? Let's talk strategy.Let's CONNECT! There are LOTS of ways to CONNECT with me!I'm on Social!Instagram: @JillWrightCoachingFacebook: Jill Wright CoachingLinkedIn: Jill Wright CoachingPinterest: Jill Wright CoachingGo to my website: JillWrightCoaching.comSchedule a time to CONNECT: Book Time Now Join My Free Community I'm NEVER too busy to CONNECT!

Kara and John discuss what this work means to them and where they hope to go. How are we using what we're learning about the Enneagram and the instincts? What are the three lines of work that we can all form a personal intention around? 5:45 – why does John find the Enneagram to be fascinating? Why does he get so excited about working with the blindspot 10:15 – What do we mean by authentic self and transformation? 17 – The First Line of Work – working on yourself – what strategies have John and Kara been exploring? 30:30 – The Second Line of Work – Working with others consciously and “Being” in a group 41 – The Third Line of Work – Working for the sake of the work and paying the debt of our existence 44:30 – What are our egos working for and how do we “suffer consciously”

Are the top three lines for the LA Kings already set going into next season? If so how many sports are available for so many young talented players to fill? Plus a look at the LA Kings recent 5th round draft pick Otto Salin. Support Us By Supporting Our Sponsors! BetOnline BetOnline.net has you covered this season with more props, odds and lines than ever before. BetOnline – Where The Game Starts! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Are the top three lines for the LA Kings already set going into next season? If so how many sports are available for so many young talented players to fill? Plus a look at the LA Kings recent 5th round draft pick Otto Salin.Support Us By Supporting Our Sponsors!BetOnlineBetOnline.net has you covered this season with more props, odds and lines than ever before. BetOnline – Where The Game Starts! Learn more about your ad choices. Visit podcastchoices.com/adchoices

EPISODE SUMMARY INTRODUCTION: Garrett Gunderson came from a long line of coal miners. His father, grandfather, and great-grandfather were all coal miners. And yet he NEVER set foot in a mine. His parents invested time, money and love into him so that he would have the resources and confidence to create new opportunities for himself and for his family. And that's just what he did. In 1994, he took 3rd place at the Rural Young Entrepreneur public speaking competition and was accepted into South Utah's Governor's Honors Academy alongside inventors, scientists, senators, and leaders. In 1996, he won Young Entrepreneur of the Year. In 1998, he was investing and earning more than his professors. Garrett continued with this sort of successful growth over the years. Personal losses of business partners and then of his parents cause him to stop and reflect and eventually write his first book, Killing Sacred Cows, in August 2008. The Great Recession between 2007 to 2009 was a difficult time for him and his family. He was over-leveraged with real-estate, doing all he could to hold it all together. His health and marriage suffered. Then, in 2010, he began to rebuild his marriage and his family while his partner handled the business. The Wealth Factory was created in 2014, with a vision to liberate one million people by supporting them to create financial independence. In 2017, Garrett decided to try comedy for the first time and thought he might be funny. After trying a few of these over the next couple of years, Garrett was ready to go the full sha-bang and he created a show to teach people about money through comedy. The show is called “THE AMERICAN DREAM.” NEXT STEPS MENTIONED IN THIS VIDEO: 1. Go to garrettgunderson.com. 2. Click on the Three Lines and go to THE AMERICAN DREAM comedy tour. TOPICS DISCUSSED IN THIS VIDEO:  – Intro  – Financial Independence – How to Fix People Struggling  – Plug Financial Leaks  – Engineer Wealth  – Accelerate Investment Income  - Scale Revenue  – Take Care of Yourself as Your Greatest Asset  – Tax Framework  – Increasing Revenue is Great, But Not if Costs and Taxes are Rising with It  – Back Story & Why You're Passionate  – The American dReam  – Intro of Money Comedy  – How Comedy Helps People Get Over Fear with Money  – 1% Don't Let One Moment Define Them – They Try Again!  – Can Everyday People Benefit  – People Who Want a Better Life  – Way to Wealth - - Solve Someone's Problem  – Principles Govern Promises  – The Money Tree  – Sacrifice Short-term for Abundance  – Infinite Banking  – Transitioning to Legacy  – What's on Horizon  – Quiz on Website –- Money Persona  – Comedy Tour First Stop – Tempe AZ ABOUT ME: Hi, I'm Stephen Scoggins. After fighting from homelessness and depression to build multiple businesses employing hundreds of amazing people, I've learned a lot about what it really takes to overcome your limitations and build your dream life. Now my goal is to help 1 million people get from where they are today, to where they want to be in life. To help with that, I'm releasing videos on this channel several times per week and post regularly on social media. On this YouTube channel, I interview the world's most foremost thought leaders on what it takes to master your life. I also have a library of free resources, downloadable eBooks, and personality tests to help you become the person you always wanted to be. Just check out my websites below! MASTER YOUR LIFE WITH FREE RESOURCES: My Website: https://www.stephenscoggins.com Free eBooks & Resources: https://www.stephenscoggins.com/resources My Blog: https://stephenscoggins.com/blog/ Stuck to Unstoppable Podcast: https://stephenscoggins.com/stuck-to-unstoppable/ CONNECT WITH ME ON SOCIAL MEDIA: Instagram: https://www.instagram.com/stephen_scoggins/ Facebook: https://www.facebook.com/stephenscoggins/ LinkedIn: https://www.linkedin.com/in/stephenscoggins Twitter: https://twitter.com/stephen_scoggin