Podcasts about Stripe

That’s the claim being made by billionaire John Collision of Stripe who fears this country is being stifled by red tape and can’t keep up with the demand to live, work and invest here. Minister Patrick O’Donovan also believes local authorities should be more transparent in their spending and should be brought before Oireachtas committees to explain their spending. Jerry got the views of Fianna Fáil councillor Mikey Sheehy from the Tralee Municipal District, Killarney MD’s John O’Donoghue of Kerry Independent Alliance, Cathaoirleach of Kerry County Council Michael Foley of Fine Gael who represents the Listowel MD, and independent councillor for the Kenmare MC, Johnny Healy-Rae.

Today, Hunter spoke with David Bennett, a veteran in the field of pretrial services. They discuss the evolution of pretrial services, the challenges of jail overcrowding, and the misconceptions surrounding pretrial programs. David shares insights on the importance of community support, risk assessment, and the need for effective alternatives to electronic monitoring. The conversation highlights the critical role of rehabilitation and support services in the criminal justice system, emphasizing the need for a paradigm shift in how we approach punishment and pretrial release. Guest: David Bennett, Retired Pre-Trial Services and Criminal Justice Consultant Resources: Read More Here https://www.ojp.gov/ncjrs/virtual-library/abstracts/jail-capacity-planning-guide-systems-approach Contact Hunter Parnell: Publicdefenseless@gmail.com Instagram @PublicDefenselessPodcast Twitter @PDefenselessPod www.publicdefenseless.com Subscribe to the Patreon www.patreon.com/PublicDefenselessPodcast Donate on PayPal https://www.paypal.com/donate/?hosted_button_id=5KW7WMJWEXTAJ Donate on Stripe https://donate.stripe.com/7sI01tb2v3dwaM8cMN Trying to find a specific part of an episode? Use this link to search transcripts of every episode of the show! https://app.reduct.video/o/eca54fbf9f/p/d543070e6a/share/c34e85194394723d4131/home

Emily Glassberg Sands is the Head of Data & AI at Stripe where she leads the organization's efforts to build financial infrastructure for the internet & leverage AI to power Stripe's products. Stripe processes about $1.4 trillion in payments annually (~1.3% of global GDP), making it an exciting opportunity to apply AI & ML at scale. In this episode, Emily shares insights into how Stripe is using AI to solve complex problems like fraud detection, optimizing checkout experiences, & enabling new business models for AI companies. Emily also shares her economist perspective on market efficiency & how Stripe's focus on building economic infrastructure for AI is driving growth across the ecosystem. We discuss: Stripe's domain-specific foundation model and “payments embeddings” that run inline on the charge path to detect sophisticated card-testing at scale (improved detection rates at large users from ~59% to ~97%). The launch of the Agentic Commerce Protocol (ACP) with OpenAI, creating a shared standard for how businesses can expose products to AI agents which is used by Walmart and Sam's Club. How Stripe is helping AI companies manage new fraud vectors, such as free trial and refund abuse, and the importance of real-time, outcome-based billing The impact of AI on Stripe's internal operations, including the use of LLMs for code generation, merchant understanding, and internal tooling Why many AI companies are going global day-one how Stripe's Link network (200M+ consumers) concentrates AI demand. Whether we're in an AI bubble, why GDP hasn't reflected AI productivity gains yet, and how agentic commerce could expand consumption by removing time constraints for high-income consumers Emily's perspective on the changing social contract around AI, the importance of deep thinking, and the role of brand and design in AI-driven products — Where to find Emily Sands X: https://x.com/emilygsands LinkedIn: https://www.linkedin.com/in/egsands/ Where to find Shawn Wang X: https://x.com/swyx LinkedIn: https://www.linkedin.com/in/shawnswyxwang/ Where to find Alessio Fanelli X: https://x.com/FanaHOVA LinkedIn: https://www.linkedin.com/in/fanahova/ Where to find Latent Space X: https://x.com/latentspacepod Substack: https://www.latent.space/ Chapters 00:00:00 Introduction and Emily's Role at Stripe 00:09:55 AI Business Models and Fraud Challenges 00:13:49 Extending Radar for AI Economy 00:16:42 Payment Innovation: Token Billing and Stablecoins 00:23:09 Agentic Commerce Protocol Launch 00:29:40 Good Bots vs Bad Bots in AI 00:40:31 Designing the Agents Commerce Protocol 00:49:32 Internal AI Adoption at Stripe 01:04:53 Data Discovery and Text-to-SQL Challenges 01:21:00 AI Economy Analysis: Bubble or Boom?

Using Stripe — or thinking about it? Here's what most business owners don't realize about how Stripe really works compared to a merchant account.If you process payments online, you've probably come across Stripe payments — one of the most popular tools for eCommerce stores, SaaS companies, and digital entrepreneurs. But is Stripe really the same as having a merchant account, or do they work differently behind the scenes? In this video, Maria breaks down everything you need to know about how Stripe works, what a merchant account actually is, and the key differences that affect your business when it comes to payment processing, fees, account control, and scalability. Whether you're building an eCommerce store, managing recurring payments, or running a high-risk business, understanding how these systems operate will help you choose the setup that best fits your growth goals.

Today, Hunter spoke with three amazing guests from Colorado's Office of Alternate Defense Counsel. Kristin Ladd, Blue Daniels, and Mesa Anderson joined the show to discuss the Greater Colorado Fellowship. This program aims to place lawyers in rural parts of the state to serve as private criminal defense lawyers who handle public defender cases. Guest: Kristin Ladd, Attorney Development Coordinator, Office of Alternate Defense Counsel, Colorado Mesa Anderson, Greater Colorado Fellow, Western Slope of Colorado Blue Daniels, Greater Colorado Fellow, Durango, Colorado Resources: Find More About the Program Here https://www.coloradoadc.org/public-information/greater-colorado-programs Email the Guests Blue Daniels blue@coloradoadc.com Kristin Ladd kristin@coloradoadc.com Mesa Anderson mesa@coloradoadc.com Contact Hunter Parnell: Publicdefenseless@gmail.com Instagram @PublicDefenselessPodcast Twitter @PDefenselessPod www.publicdefenseless.com Subscribe to the Patreon www.patreon.com/PublicDefenselessPodcast Donate on PayPal https://www.paypal.com/donate/?hosted_button_id=5KW7WMJWEXTAJ Donate on Stripe https://donate.stripe.com/7sI01tb2v3dwaM8cMN Trying to find a specific part of an episode? Use this link to search transcripts of every episode of the show! https://app.reduct.video/o/eca54fbf9f/p/d543070e6a/share/c34e85194394723d4131/home

On the podcast, I talk with Michael about the blessing and curse of having a brand, why post-purchase is the perfect upsell moment, and why partnerships are hard to pull off but can be well worth the effort.Top Takeaways:

Terwijl Nederland wachtte op de exitpolls, zat de échte spanning vandaag op de beursvloer. Beleggers stuwden één bedrijf naar een recordwaarde: Nvidia. De chipmaker tikte als eerste in de geschiedenis een beurswaarde van 5000 miljard dollar aan. Wat kun je eigenlijk met dat bedrag? Rens en Jochem rekenden het uit. Spoiler: je kan de aarde rond met een treintje van de nieuwste Ferrari Testarossa Spiders. Het record van Nvidia komt trouwens niet uit de lucht vallen. De chipgigant profiteert van een spervuur aan deals: van samenwerkingen met Nokia tot een partnership met farmareus Eli Lilly. Zelfs Donald Trump mengde zich in het feestgedruis. Hij is trots dat Nvidia’s snelste chips nu in Arizona gemaakt gaan worden in plaats van in Taiwan. De vraag is natuurlijk wel: hoe lang kan dit groeiverhaal nog doorgaan? Op het Damrak was een glansrol weggelegd voor Adyen. Het betaalbedrijf steeg met 5 procent na sterke kwartaalcijfers. De omzet groeide met 20 procent naar bijna 600 miljoen euro, en door de systemen van Adyen stroomde in drie maanden tijd 350 miljard euro. Bedenk je even: per jaar gaat er meer door de systemen van Adyen dan door de Nederlandse economie. Vooral het onderdeel Unified Commerce, dat online en fysieke betalingen samenbrengt, maakte indruk met 32 procent groei. Ook ASM kwam met cijfers. De chipmachinefabrikant zag het aantal orders uit China dalen, maar hield de vooruitzichten positief. De top van het bedrijf verwacht de komende jaren stevige groei dankzij de vraag naar AI- en geheugenchips. Maar daar moet je wel even op wachten. Pas op de lange termijn belooft ASM cadeautjes voor beleggers: een verdubbeling van omzet en kasstroom richting 2030. En alsof dat nog niet genoeg was, dook er ook een nieuwe uitdager op voor ASML én TSMC: de Amerikaanse start-up Substrate, gesteund door investeerder Peter Thiel. Het bedrijf zegt een compleet nieuwe manier te hebben ontwikkeld om chips te maken. Beter, sneller en goedkoper. Of dat echt zo is, of dat de bollebozen bij ASML hun schouders ophalen, blijft nog even de vraag. Maar de techstrijd is nog lang niet gestreden.See omnystudio.com/listener for privacy information.

Terwijl Nederland wachtte op de exitpolls, zat de échte spanning vandaag op de beursvloer. Beleggers stuwden één bedrijf naar een recordwaarde: Nvidia. De chipmaker tikte als eerste in de geschiedenis een beurswaarde van 5000 miljard dollar aan. Wat kun je eigenlijk met dat bedrag? Rens en Jochem rekenden het uit. Spoiler: je kan de aarde rond met een treintje van de nieuwste Ferrari Testarossa Spiders. Het record van Nvidia komt trouwens niet uit de lucht vallen. De chipgigant profiteert van een spervuur aan deals: van samenwerkingen met Nokia tot een partnership met farmareus Eli Lilly. Zelfs Donald Trump mengde zich in het feestgedruis. Hij is trots dat Nvidia’s snelste chips nu in Arizona gemaakt gaan worden in plaats van in Taiwan. De vraag is natuurlijk wel: hoe lang kan dit groeiverhaal nog doorgaan? Op het Damrak was een glansrol weggelegd voor Adyen. Het betaalbedrijf steeg met 5 procent na sterke kwartaalcijfers. De omzet groeide met 20 procent naar bijna 600 miljoen euro, en door de systemen van Adyen stroomde in drie maanden tijd 350 miljard euro. Bedenk je even: per jaar gaat er meer door de systemen van Adyen dan door de Nederlandse economie. Vooral het onderdeel Unified Commerce, dat online en fysieke betalingen samenbrengt, maakte indruk met 32 procent groei. Ook ASM kwam met cijfers. De chipmachinefabrikant zag het aantal orders uit China dalen, maar hield de vooruitzichten positief. De top van het bedrijf verwacht de komende jaren stevige groei dankzij de vraag naar AI- en geheugenchips. Maar daar moet je wel even op wachten. Pas op de lange termijn belooft ASM cadeautjes voor beleggers: een verdubbeling van omzet en kasstroom richting 2030. En alsof dat nog niet genoeg was, dook er ook een nieuwe uitdager op voor ASML én TSMC: de Amerikaanse start-up Substrate, gesteund door investeerder Peter Thiel. Het bedrijf zegt een compleet nieuwe manier te hebben ontwikkeld om chips te maken. Beter, sneller en goedkoper. Of dat echt zo is, of dat de bollebozen bij ASML hun schouders ophalen, blijft nog even de vraag. Maar de techstrijd is nog lang niet gestreden.See omnystudio.com/listener for privacy information.

On The Tonight Show with Kieran Cuddihy: With the presidential election over, the fallout has begun. Government parties are counting the cost of defeat, with Fianna Fáil facing renewed internal unrest and whispers of a no-confidence motion against Taoiseach Micheál Martin. Meanwhile, Fine Gael's Seán Kelly has accused his party of “shafting” him, deepening the coalition's woes.Plus, Stripe co-founder John Collison says Ireland is “stuck” - caught in a web of agencies and red tape that's stalling progress on housing and infrastructure. The panel debates: is he right, and have our leaders lost sight of the basics of running a country?

Bienvenido a Los últimos días, soy el clon en prácticas de Borja Girón. Hoy hablaré sobre: ¿Los ricos son malos? Datos, incentivos y cómo pensar la riqueza en 2025 sin perder el foco. Vale, vamos por partes. La novedad de estas semanas es que ha vuelto el debate con fuerza por nuevas propuestas de impuestos al patrimonio en varios países y por vídeos virales comparando mansiones con sueldos mínimos. En cristiano: ruido hay mucho, pero lo que nos interesa a los que emprendemos es entender incentivos, datos y dónde está el valor real. Ok, déjame explicarte mejor esta parte. “Rico” no es una categoría moral, es una foto del saldo. La película importante es cómo se genera ese saldo. Hay tres vías principales. Uno, creación de valor: productos y servicios por los que la gente paga voluntariamente porque les mejoran la vida, desde software a logística. Dos, capturas ineficientes: monopolios, regulaciones que bloquean competencia o rentas de amiguetes. Tres, pura especulación descontrolada sin aportar nada, que tarde o temprano explota. Espera, te lo repito porque esto es clave: no metas en el mismo saco a quien crea valor y a quien lo extrae por privilegios, porque confundirlos lleva a malas decisiones de negocio y de política. Y atento a lo siguiente porque es revelador. En mercados con reglas claras y competencia real, la riqueza tiende a aparecer donde hay problemas resueltos a escala; en mercados con barreras artificiales, se concentra por favores. ¿Qué hacemos con esto a nivel práctico? Mide el valor que creas y reduce las fricciones que te impiden competir. Esto suele pasar más de lo que crees: pensamos en “impuestos sí o no” y nos olvidamos de productividad, coste por adquisición y retención. Vamos a tierra. Diferenciemos tres métricas. Valor creado: cuánto mejora la vida del cliente medible en tiempo ahorrado, ingresos generados o problemas evitados. Valor capturado: margen después de impuestos y costes. Valor compartido: salarios, proveedores, reinversión, donaciones estratégicas. Si tu negocio crece y estas tres suben a la vez, vas bien. Si solo sube lo que capturas y baja lo compartido, te estás cerrando puertas a futuro. Y ahora toca una historia rápida para que lo veas con un caso particular. Nuria y Miguel, pareja de Cádiz con un micro SaaS de reservas para centros deportivos. En 2024 cerraron con 180.000 euros y en 2025 apuntaban a 400.000 euros. Se asustaron por el salto de tramos y el ruido de redes. En vez de entrar en guerras morales, hicieron una auditoría de valor: midieron minutos ahorrados por cliente, redujeron soporte con tutoriales y liberaron una API que permitió a terceros construir add-ons. Resultado en 6 meses: más valor creado por cliente, churn del 4 por ciento bajó al 2,6 por ciento, un plan anual con descuento que mejoró caja y, ojo, contrataron a dos personas para producto. ¿Impuestos? Sí, pagaron más en euros, pero ganaron más en total, más tranquilidad y más libertad de decisión. No fue suerte, fue foco en crear valor y en reglas del juego. Continuamos con un aprendizaje rápido. Toma nota. Marco en tres pasos para pensar riqueza sin dramas. Paso 1, separa moral de mecánica: evita frases tipo “los ricos son…” y reemplázalas por “este modelo crea o no crea valor por estas razones”. Paso 2, trabaja con incentivos explícitos: precios que premian la recurrencia, afiliados con cláusulas claras, bonus por impacto medible, no por horas. Paso 3, transparencia mínima viable: política sencilla de precios, actualizaciones públicas de producto y un apartado “cómo ganamos dinero”. Esto genera confianza y filtra clientes tóxicos. Ok, déjame explicarte mejor esta parte con una tabla mental rápida sin tabla. Cuando escuches una propuesta sobre “gravar a X” o “bonificar a Y”, pregúntate tres cosas. Uno, ¿cambia el incentivo de invertir, contratar o innovar? Dos, ¿reduce barreras de entrada o las sube? Tres, ¿cómo medirías el efecto en 12 meses en empleo, precios y competencia? Si no hay respuesta, probablemente es eslogan. Aplicación directa al marketing y a Instagram, que ya nos conocemos. En lugar de subir capturas de Stripe, muestra el mapa de valor: problema del cliente, solución, proceso, coste y resultado. En lugar de “me hice rico”, di “este trimestre aumentamos un 18 por ciento el valor de vida del cliente y bajamos el coste por adquisición un 22 por ciento al cambiar la oferta inicial”. Es menos brillante, pero convierte en clientes serios y te ahorra trolls. Y atento a esto porque te puede cambiar la manera de decidir: en entornos con IA, la ventaja no es copiar rápido, es iterar incentivos más rápido. Por ejemplo, ofrece un plan anual con mes 13 gratis si completan 4 hitos de uso. Esto alinea riqueza con valor real. O crea precios por resultado: fijo básico más variable por objetivo cumplido. Riesgos y cómo no liarla. Uno, caer en cinismo: pensar que todo rico es tramposo o todo impuesto es robo. Solución: casos concretos y métricas, no etiquetas. Dos, señalización vacía: donar públicamente mientras maltratas a proveedores. Te explotará. Mejor paga a tiempo, comunica claro y luego dona si quieres. Tres, copiar modelos ajenos sin tu contexto. Si vives en el sur con costes distintos y estacionalidad, diseña tus propios umbrales de precio y caja. Y ahora toca otra historia breve. Una marca de suplementos prometía “ética total” mientras cambiaba proveedores cada 30 días por precio. La comunidad se enteró, adiós reputación. La corrección fue simple y dura: acuerdos de 12 meses con proveedores locales, auditorías compartidas y margen menor. Tardaron en recuperarse, pero ahora su valor compartido sube y el negocio es más estable. Y ahora vamos con el resumen del episodio. Claves: uno, riqueza no es moral automática; pregúntate siempre si se crea valor, si se captura por privilegio o si es humo. Dos, incentivos bien diseñados alinean crecimiento con beneficio del cliente y con libertad a largo plazo. Tres, comunica con métricas de valor, no con postureo, y ajusta tu sistema al contexto real donde vives y vendes. Acción única para hoy en tu negocio: dibuja en una hoja tu cadena de valor con cinco cajas, problema del cliente, solución, entrega, cobro y seguimiento; en cada caja escribe una métrica y un incentivo que puedas mejorar en los próximos 7 días y decide un cambio concreto que alinee mejor tu beneficio con el resultado del cliente. Deja de emprender en soledad. Únete al Club de Emprendedores Triunfers. Accede a una comunidad de emprendedores con la que siempre estás acompañado. Además incluye un Coworking online abierto 24 horas, cursos de marketing, tutoriales para automatizar negocios con Inteligencia Artificial, podcast secreto y grupo privado en Telegram. Prueba gratis desde el link de la descripción. Gracias por escuchar y por compartir este episodio con ese aventurero que lo pueda necesitar. Te espero mañana en el próximo episodio. Un fuerte abrazo. Y cierro con humor sano: he analizado mi propia riqueza y descubierto que soy millonario en pestañas del navegador abiertas; ahora solo me falta convertirlas en euros… o en invitaciones a bailar salsa sin móvil en la mano.Conviértete en un seguidor de este podcast: https://www.spreaker.com/podcast/los-ultimos-dias--2659766/support.Newsletter Marketing Radical: https://marketingradical.substack.com/welcomeNewsletter Negocios con IA: https://negociosconia.substack.com/welcomeMis Libros: https://borjagiron.com/librosSysteme Gratis: https://borjagiron.com/systemeSysteme 30% dto: https://borjagiron.com/systeme30Manychat Gratis: https://borjagiron.com/manychatMetricool 30 días Gratis Plan Premium (Usa cupón BORJA30): https://borjagiron.com/metricoolNoticias Redes Sociales: https://redessocialeshoy.comNoticias IA: https://inteligenciaartificialhoy.comClub: https://triunfers.com

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Comics journalist Josh Neufeld joins the show to talk about the 20th anniversary of Hurricane Katrina and the legacy of his fantastic graphic reporting of the lives upended by that catastrophe, A.D.: New Orleans After the Deluge (Pantheon). We talk about his new 'zine followup, Beyond A.D., how the storm inspired him to become an emergency response volunteer and what he learned when he was stationed in Biloxi, what it was like to learn journalism and reporting on the fly and integrate those with his comics storytelling skills, and why his goal with A.D. was to make a people's history. We get into how he viewed the anniversary, whether he's gone back to New Orleans since reporting on it, and how he stayed connected with his subjects after the project and what it was like putting the anniversary 'zine together. We also discuss his comics upbringing, what it was like drawing for Harvey Pekar after years of American Splendor fandom, how constraints can lead to greater creativity, how neither of us have the lying gene necessary for fiction, his interest in graphic medicine and how that shapes his recent comics, the difference between journalism and nonfiction, a couple of my Small Press Expo anecdotes, how Michael Jordan's minor league baseball experience helps explain why comics people (usually) treat newbies well, and more. Follow Josh on Bluesky, Facebook and Instagram • More info at our site • Support The Virtual Memories Show via Stripe, Patreon, or Paypal, and subscribe to our e-newsletter

What really happens behind the glossy headlines of startup success? For every bold founder story, there's a quiet trail of "scar tissue"—the hard-earned lessons that shape how leaders grow. In this episode, Jonathan "JJ" Jeffries, Co-Founder and CEO of Think & Grow, shares what 16 years in the trenches with companies like Stripe, Square, Dropbox, and Peloton have taught him about scaling—and why true leadership is forged through resilience, not perfection. JJ's firm is about to release one of the most comprehensive global studies ever conducted on startup board governance, featuring insights from over 750 directors, founders, and venture capitalists. His research reveals how the best companies build boards that don't just advise—they accelerate. In this episode, JJ breaks down how to build sustainable growth, rethink board dynamics, and lead with the lessons you've earned—and how you can do the same. Building Companies with "Scar Tissue" What does "scar tissue" really mean in the world of leadership? For JJ, it's the resilience and perspective that only comes from experience—especially when things don't go as planned. From his early career as a soccer coach to leading a global advisory firm, JJ shares how empathy, trust, and humility have become cornerstones of his business philosophy. He explains that growth isn't just about strategy or capital—it's about people. Whether you're leading a startup or a thousand-person company, success depends on your ability to align communication, trust your team, and make space for reflection. As he puts it, "You're only as good as the last piece of work you've delivered." JJ dives into how service-based founders can manage pressure, avoid burnout, and still lead with purpose. The Future of Boards and the AI Revolution JJ's forthcoming Think & Grow Global Board Governance Study uncovers powerful shifts in how startups are structuring their boards. For the first time in history, underrepresented individuals now hold over 50% of board seats in the U.S.—a milestone signaling a more diverse and inclusive leadership landscape. He also reveals how AI is shaking up boardroom priorities, with 50% of directors already pushing companies to explore AI integration and another 35% planning to do so soon. But JJ cautions that many boards still lack hands-on experience with these technologies—a knowledge gap that could shape (or stall) innovation in the years ahead. The conversation closes with JJ's reflections on communication as the defining skill of scalable leadership. Whether across continents or teams, clarity and consistency create culture—and often determine whether a company thrives or fractures. Enjoy this episode with Jonathan "JJ" Jeffries… Soundbytes 04:49 "You're only as good as the last piece of work you've delivered, really. And that can take a taxing amount of effort and time in your headspace." 11:24 "For the first time in history, underrepresented persons are now over 50% of startup boards." 33:00 "I'd happily work endless hours and do what you need to do as a founder and have done for years. And I'm probably starting to understand that I can not do that." Quotes "You're only as good as the last piece of work you've delivered." "The biggest thing missing in most businesses is a common language." "Trust is the one reason someone will buy you." "Every time you hire someone, your culture changes." "Growth isn't a one-time event—it's a sustainable pattern." Links mentioned in this episode From Our Guest Website: https://thinkandgrowinc.com Connect with Jonathan "JJ" Jeffries on LinkedIn: https://www.linkedin.com/in/jonathan-jeffries-thinkandgrow Connect with brandiD Find out how top leaders are increasing their authority, impact, and income online. Listen to our private podcast, The Professional Presence Podcast: https://thebrandid.com/professional-presence-podcast Ready to elevate your digital presence with a powerful brand or website? Contact us here: https://thebrandid.com/contact-form/

In this conversation, Hunter Parnell speaks with criminologist Emily about the unique challenges faced by justice-involved women. They discuss the importance of culturally competent tools and resources, the need for gender-specific risk assessment tools, and the impact of trauma and domestic violence on women's pathways to crime. Emily emphasizes the necessity of individualized approaches in the criminal justice system and the importance of listening to the voices of those affected. The conversation also touches on the rising incarceration rates of women and the need for diversion programs to address these issues effectively. Guest: Emily Sailsbury PhD, Professor, University of Utah college of Social Work Resources: Find Emily's Work Here https://profiles.faculty.utah.edu/u6030672 Contact Hunter Parnell: Publicdefenseless@gmail.com Instagram @PublicDefenselessPodcast Twitter @PDefenselessPod www.publicdefenseless.com Subscribe to the Patreon www.patreon.com/PublicDefenselessPodcast Donate on PayPal https://www.paypal.com/donate/?hosted_button_id=5KW7WMJWEXTAJ Donate on Stripe https://donate.stripe.com/7sI01tb2v3dwaM8cMN Trying to find a specific part of an episode? Use this link to search transcripts of every episode of the show! https://app.reduct.video/o/eca54fbf9f/p/d543070e6a/share/c34e85194394723d4131/home

Efficiency is the engine that powers human civilization. It's the reason rates of famine have fallen precipitously, literacy has risen, and humans are living longer, healthier lives compared to preindustrial times. But where do improvements in production efficiency come from? In The Origins of Efficiency (Stripe Press, 2025), Brian Potter argues that improving production efficiency--finding ways to produce goods and services in less time, with less labor, using fewer resources--is the force behind some of the biggest and most consequential changes in human history. With unprecedented depth and detail, Potter examines the fundamental characteristics of a production process and how it can be made less time- and resource-intensive, and therefore less expensive. The book is punctuated with examples of production efficiency in practice, including how high-yield manufacturing methods made penicillin the "miracle drug" that reduced battlefield infection deaths by 80 percent during World War II; the 100-year history of process improvements in incandescent light bulb production; and how automakers like Ford, Toyota, and Tesla developed innovative production methods that transformed not just the automotive industry but manufacturing as a whole. He concludes by looking at sectors where production costs haven't fallen, and explores how we might harness the mechanisms of production efficiency to change that. The Origins of Efficiency is a comprehensive companion for anyone seeking to understand how we arrived at this age of relative abundance--and how we can push efficiency improvements further into domains like housing, medicine, and education, where much work is left to be done. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

In this episode, Lex speaks with Jess Houlgrave, CEO of WalletConnect. In this episode Jess explains how WalletConnect bridges wallets and decentralized applications (dApps), simplifying secure blockchain interactions for millions of users.Together, Lex and Jess discuss the platform's origins, technical innovations, and massive scale - supporting over 700 wallets and 70,000 projects. The conversation covers challenges in integrating traditional finance with Web3, regulatory compliance, and WalletConnect's decentralized, token-incentivized network. Jess also shares insights on the future of on-chain commerce, global adoption trends, and the evolving relationship between fintech and blockchain infrastructure.NOTABLE DISCUSSION POINTS:WalletConnect Becomes Web3's Financial Backbone: Once a simple UX fix, WalletConnect now connects 700+ wallets and 70,000+ apps, moving $400B annually. It's evolving into the universal connectivity layer for on-chain finance - a “Visa for Web3.”Fintechs Are Forcing Crypto to Grow Up: As players like Stripe and Shopify enter Web3, they demand frictionless UX and regulatory-grade compliance, not crypto-native clunkiness. This wave will make crypto invisible but usable through embedded fintech experiences.Stablecoins Will Power On-Chain Commerce and Dollarization: Jess predicts commerce, not trading, will drive the next cycle. As stablecoins become spendable everywhere, users won't need to off-ramp - accelerating global dollarization via open financial rails. TOPICSWalletConnect, ReOWN, Circle, Stripe, Checkout.com, MetaMask, Solana, blockchain, decentralized finance, DeFi, crypto, wallet, Web3, web2, UX, wallet infrastructure, stablecoins, tokens, token economy ABOUT THE FINTECH BLUEPRINT

Efficiency is the engine that powers human civilization. It's the reason rates of famine have fallen precipitously, literacy has risen, and humans are living longer, healthier lives compared to preindustrial times. But where do improvements in production efficiency come from? In The Origins of Efficiency (Stripe Press, 2025), Brian Potter argues that improving production efficiency--finding ways to produce goods and services in less time, with less labor, using fewer resources--is the force behind some of the biggest and most consequential changes in human history. With unprecedented depth and detail, Potter examines the fundamental characteristics of a production process and how it can be made less time- and resource-intensive, and therefore less expensive. The book is punctuated with examples of production efficiency in practice, including how high-yield manufacturing methods made penicillin the "miracle drug" that reduced battlefield infection deaths by 80 percent during World War II; the 100-year history of process improvements in incandescent light bulb production; and how automakers like Ford, Toyota, and Tesla developed innovative production methods that transformed not just the automotive industry but manufacturing as a whole. He concludes by looking at sectors where production costs haven't fallen, and explores how we might harness the mechanisms of production efficiency to change that. The Origins of Efficiency is a comprehensive companion for anyone seeking to understand how we arrived at this age of relative abundance--and how we can push efficiency improvements further into domains like housing, medicine, and education, where much work is left to be done. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/science

Efficiency is the engine that powers human civilization. It's the reason rates of famine have fallen precipitously, literacy has risen, and humans are living longer, healthier lives compared to preindustrial times. But where do improvements in production efficiency come from? In The Origins of Efficiency (Stripe Press, 2025), Brian Potter argues that improving production efficiency--finding ways to produce goods and services in less time, with less labor, using fewer resources--is the force behind some of the biggest and most consequential changes in human history. With unprecedented depth and detail, Potter examines the fundamental characteristics of a production process and how it can be made less time- and resource-intensive, and therefore less expensive. The book is punctuated with examples of production efficiency in practice, including how high-yield manufacturing methods made penicillin the "miracle drug" that reduced battlefield infection deaths by 80 percent during World War II; the 100-year history of process improvements in incandescent light bulb production; and how automakers like Ford, Toyota, and Tesla developed innovative production methods that transformed not just the automotive industry but manufacturing as a whole. He concludes by looking at sectors where production costs haven't fallen, and explores how we might harness the mechanisms of production efficiency to change that. The Origins of Efficiency is a comprehensive companion for anyone seeking to understand how we arrived at this age of relative abundance--and how we can push efficiency improvements further into domains like housing, medicine, and education, where much work is left to be done. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/science-technology-and-society

Efficiency is the engine that powers human civilization. It's the reason rates of famine have fallen precipitously, literacy has risen, and humans are living longer, healthier lives compared to preindustrial times. But where do improvements in production efficiency come from? In The Origins of Efficiency (Stripe Press, 2025), Brian Potter argues that improving production efficiency--finding ways to produce goods and services in less time, with less labor, using fewer resources--is the force behind some of the biggest and most consequential changes in human history. With unprecedented depth and detail, Potter examines the fundamental characteristics of a production process and how it can be made less time- and resource-intensive, and therefore less expensive. The book is punctuated with examples of production efficiency in practice, including how high-yield manufacturing methods made penicillin the "miracle drug" that reduced battlefield infection deaths by 80 percent during World War II; the 100-year history of process improvements in incandescent light bulb production; and how automakers like Ford, Toyota, and Tesla developed innovative production methods that transformed not just the automotive industry but manufacturing as a whole. He concludes by looking at sectors where production costs haven't fallen, and explores how we might harness the mechanisms of production efficiency to change that. The Origins of Efficiency is a comprehensive companion for anyone seeking to understand how we arrived at this age of relative abundance--and how we can push efficiency improvements further into domains like housing, medicine, and education, where much work is left to be done. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/technology

Listen now: Spotify, Apple and YouTubeWhat does “AI-native” actually look like inside a company — not in theory, but in practice?In this episode of Supra Insider, Marc and Ben sit down with James Dillard, former YouTube and Stripe PM, who recently spent three months embedded at Roo Code, an AI-native startup building coding agents that can write and review production code.James shares what it was like to join a 10-person team where everyone contributes to the codebase — from designers to community managers — and where the product process has been reimagined from the ground up.He walks through how discovery, design, and iteration actually work in an environment where code is the default language of collaboration — and what that means for the future of product management, engineering, and org design.Whether you're a product leader trying to make your org more AI-native, a founder exploring new operating models, or just curious about what “AI-native” means beyond the buzzwords — this episode offers a rare inside look at how the next generation of teams are really working.All episodes of the podcast are also available on Spotify, Apple and YouTube.New to the pod? Subscribe below to get the next episode in your inbox

In the finale of our new miniseries, Vertical SaaS: Fintech Disruption by a Thousand Cuts (sponsored by our friends at Pipe), we confront the biggest questions yet, like: How can maturing vertical SaaS companies scale without losing the obsessive focus that made them indispensable?  Should they expand into adjacent markets, or double down on their niche? And, as AI transforms oversight from slow, sample-based audits into continuous real-time monitoring, who will own the responsibility for keeping these systems safe? With Luke Voiles (CEO of Pipe) as cohost, we welcome special guest Darragh Buckey (Founder and CEO of Increase – and, before that, the first employee at Stripe). Along the way, we get candid about the capital “S” Specialization that's making this ecosystem work: Vertical SaaS companies own the workflows, fintech partners like Pipe handle capital and risk, and infrastructure providers take on the tough, regulated money movement no one else wants to touch. Get a front-row seat to how the “lasagna” of financial services is being rebuilt, one specialized layer at a time. And how, if we get it right, it will serve small businesses, developers, and the broader economy far better than the systems it's replacing. Don't miss this closing chapter of our Vertical SaaS: Fintech Disruption by a Thousand Cuts miniseries. Thanks for listening!  This episode was brought to you by Pipe. Pipe helps vertical SaaS platforms unlock fast, flexible capital, right inside their product. Learn more at pipe.com/fintechtakes. Sign up for Alex's Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/ And for more exclusive insider content, don't forget to check out my YouTube page. Follow Alex:  YouTube: https://www.youtube.com/channel/UCJgfH47QEwbQmkQlz1V9rQA/videos LinkedIn: https://www.linkedin.com/in/alexhjohnson Twitter: https://www.twitter.com/AlexH_Johnson Follow Luke: https://www.linkedin.com/in/luke-voiles/ Follow Darragh: https://www.linkedin.com/in/darragh-buckley-56096312/ Learn more about Pipe here.

In this episode, we dive into the often-overwhelming world of building a tech stack for your coaching business! We know the thought of sorting through all the technology options can make your eyes glaze over, but fear not! We break it down into manageable pieces, discussing everything from accounting software to payment processors, calendaring systems, and even email marketing tools. Adding tech to your process should save you time and money, not cause you headaches and cost you cash. Our goal is to help you streamline your processes so you can focus on what you do best – coaching! Are you ready to take your coaching business to the next level? Listen in as we share our personal experiences with different tools and provide recommendations that can help you build a solid tech foundation for a thriving coaching practice.

Tan Gera is a CFA charterholder with a background in investment banking, Tan made a bold pivot - leaving behind the traditional world to pioneer the future of decentralized finance.#crypto #decentralizedfinance #tangera All Episodes can be found at ⁠www.thecryptopodcast.org⁠ Join my PodFather Podcasting SKOOL Group⁠https://www.skool.com/podfather/about⁠All about Roy / Brain Gym & Virtual Assistants at⁠https://roycoughlan.com/⁠Brain Fitness SKOOL Group ⁠https://www.skool.com/brainfitness/about⁠ Who is Tan Gera, CFACo-Founder Decentralized Masters , Ex-Investment BankerTan quickly emerged as a rising star in the world of finance - earning recognition in global investment circles from a young age.Fluent in four languages and having lived in Paris, New York, Amsterdam, and Dubai, his international experience built a powerful cross-continental network and a rare global perspective.A CFA charterholder with a background in investment banking, Tan made a bold pivot - leaving behind the traditional world to pioneer the future of decentralized finance.Today, as a respected Nasdaq Contributor, he develops innovative frameworks that fuse the discipline of institutional portfolio management with the speed and edge of next-gen financial technology.Through Decentralized Masters, his battle-tested strategies have helped thousands navigate and thrive in the fast-evolving DeFi landscapeWhat we Discussed: 00:30 Who is Tan Gera 01:40 Getting from Investmen t Banking into Crypto03:55 Why investing in himself paid off06:00 His Crypto Journey07:30 See the Banks making a high % on just a wire transfer09:00 The cost he payed to transfer Bitcoin that opened his eyes10:50 How more efficient if the Bank system was 24/711:20 How Roy could see the massive fees that Banks were making12:30 How Western Union took a massive commission13:54 How PayPal get away with such high charges15:23 Stripe and other Platforms debanking Crypto Companies20:55 Is your Money safe in the Bank?23:39 How the Insurance from a Stockbrocker fraud did not pay25:10 Would you Rather cusody of your own funds26:40 The costs taking out your Crypto in FIAT29:35 When a Project wants to list on the main Exchanges31:25 Does full transparency in the founder of a project ensure its a success33:10 THey have all there information public33:50 Not all reviews of a company are True35:00 They have a 25 yr plan and Ten Principles37:30 How they have human to Customer and Not Ai Bots39:00 How they Use Ai in the Company40:15 Be Aware the Ai can Lie42:40 How Small Changes can ruin a company46:35 The Long term plan for the Company52:45 Onboarding Process and where to find the companyCo Founders Own Interview as Mentioned⁠ https://youtu.be/bpkYje_0hic?si=mleR7hRa_C_0dYK5⁠How to Contact Tan Gera, CFA Website ⁠https://www.decen-masters.com/⁠IG: @decen_mastersLI: ⁠linkedin.com/company/decentralized-masters/⁠FB: ⁠facebook.com/DecentralizedMasters⁠LinkedIn: ⁠https://www.linkedin.com/in/tan-gera-cfa/⁠Instagram: ⁠https://www.instagram.com/tanujgr/⁠Twitter/X: ⁠https://x.com/juniortgr⁠Website: ⁠https://www.decen-masters.com/⁠All about Roy / Brain Gym & Virtual Assistants at ⁠⁠https://roycoughlan.com/⁠⁠  

THIS ONE HAS ME UGLY CRYING IN IT, Y'ALL!!!For too long I tied my worth to my bank account, especially as a business owner. In the hardest seasons and the slowest sales is when I was forced to not only heal my relationship with money, but truly learn who I was in Jesus Christ. That's my REAL identity, and the same goes for you!Because you are not your bank balance.You are not your slow month.And you are definitely not the number in your business account this morning.This episode is a heart-to-heart from my mic upstairs (bulldogs snoring in the background, per usual) — and it's one of the most important identity resets I've ever recorded.We're talking:The real stats behind slow seasons and success stories (you're not the only one!)My own money healing journey and how God rewired my beliefs around wealthWhat the Bible actually says about abundance, stewardship, and legacy wealthWhy pruning doesn't mean punishment — it's preparation for your next levelPlus… a lil celebration because

Tan Gera is a CFA charterholder with a background in investment banking, Tan made a bold pivot - leaving behind the traditional world to pioneer the future of decentralized finance.#crypto #decentralizedfinance #tangera All Episodes can be found at www.thecryptopodcast.org Join my PodFather Podcasting SKOOL Group https://www.skool.com/podfather/aboutAll about Roy / Brain Gym & Virtual Assistants athttps://roycoughlan.com/Brain Fitness SKOOL Group https://www.skool.com/brainfitness/about Who is Tan Gera, CFACo-Founder Decentralized Masters , Ex-Investment BankerTan quickly emerged as a rising star in the world of finance - earning recognition in global investment circles from a young age.Fluent in four languages and having lived in Paris, New York, Amsterdam, and Dubai, his international experience built a powerful cross-continental network and a rare global perspective.A CFA charterholder with a background in investment banking, Tan made a bold pivot - leaving behind the traditional world to pioneer the future of decentralized finance.Today, as a respected Nasdaq Contributor, he develops innovative frameworks that fuse the discipline of institutional portfolio management with the speed and edge of next-gen financial technology.Through Decentralized Masters, his battle-tested strategies have helped thousands navigate and thrive in the fast-evolving DeFi landscapeWhat we Discussed: 00:30 Who is Tan Gera 01:40 Getting from Investmen t Banking into Crypto03:55 Why investing in himself paid off06:00 His Crypto Journey07:30 See the Banks making a high % on just a wire transfer09:00 The cost he payed to transfer Bitcoin that opened his eyes10:50 How more efficient if the Bank system was 24/711:20 How Roy could see the massive fees that Banks were making12:30 How Western Union took a massive commission13:54 How PayPal get away with such high charges15:23 Stripe and other Platforms debanking Crypto Companies20:55 Is your Money safe in the Bank?23:39 How the Insurance from a Stockbrocker fraud did not pay25:10 Would you Rather cusody of your own funds26:40 The costs taking out your Crypto in FIAT29:35 When a Project wants to list on the main Exchanges31:25 Does full transparency in the founder of a project ensure its a success33:10 THey have all there information public33:50 Not all reviews of a company are True35:00 They have a 25 yr plan and Ten Principles37:30 How they have human to Customer and Not Ai Bots39:00 How they Use Ai in the Company40:15 Be Aware the Ai can Lie42:40 How Small Changes can ruin a company46:35 The Long term plan for the Company52:45 Onboarding Process and where to find the companyCo Founders Own Interview as Mentioned https://youtu.be/bpkYje_0hic?si=mleR7hRa_C_0dYK5How to Contact Tan Gera, CFA Website https://www.decen-masters.com/IG: @decen_mastersLI: linkedin.com/company/decentralized-masters/FB: facebook.com/DecentralizedMastersLinkedIn: https://www.linkedin.com/in/tan-gera-cfa/Instagram: https://www.instagram.com/tanujgr/Twitter/X: https://x.com/juniortgrWebsite: https://www.decen-masters.com/All about Roy / Brain Gym & Virtual Assistants at ⁠https://roycoughlan.com/⁠  

Cartoonist-playwright-filmmaker Dean Haspiel rejoins the show for the homestretch of his new Kickstarter, ANTIMATTER (finishing Nov. 3, 2025), and brings his studio mate Whitney Matheson along to talk about her new story collection, THE FEELING. We talk about how Dino got the idea for a one-man anthology to contain all the characters & stories of his Dino-verse, new models for funding creative projects, and how promotion can be tough when you accidentally get banned on Instagram. They give me creative advice to help me get through my own book project, talk about their lessons from crowdfunding and self-publishing, and come up with a great idea for a new book, while we cope with some technical difficulties. Follow Dean on Instagram, support his Substack, and buy stuff on his Etsy, and follow Whitney on Instagram, support her Substack, and buy stuff on her Etsy • More info at our site • Support The Virtual Memories Show via Stripe, Patreon, or Paypal, and subscribe to our e-newsletter

Whether you're applying for your first high-risk merchant account or looking to add a backup payment processor for extra stability, this video walks you through every step to set your business up for success.Maria covers exactly how to get a high-risk merchant account approved, what documents underwriters expect, and how to position your business to present the best first impression to merchant account providers. Even established merchants using Stripe, PayPal, or Square should maintain a secondary processor to protect revenue and avoid downtime.What you'll learn:✅ Required documents for high-risk merchant account approval✅ How to prepare your website and business before applying✅ Choosing the right high-risk payment processor for your industry✅ What to do in your first 90 days to keep your account healthy✅ Why every high-risk merchant should have a backup processor or multi-MID setupWhether you're in supplements, coaching, subscriptions, adult, crypto, travel, or any other high-risk vertical, this step-by-step guide will help you optimize your payment processing strategy and keep your transactions flowing smoothly.You'll learn insider tips for staying compliant, improving approval odds, and maintaining strong relationships with your processors — so you never have to worry about frozen funds or sudden terminations again.If you want to scale your high-risk business with reliable, long-term payment processing, this video is your complete roadmap.

Today, Hunter spoke with Natasha Dartigue, the Chief Public Defender of the Maryland Office of Public Defense. This time, Natasha and Hunter spoke about the workload crisis facing the state and a slate of new criminal legal policies that are pushing Maryland in a better direction.     Guest: Natasha Dartigue, Chief Public Defender, Maryland   Resources: Maryland Public Defender https://opd.state.md.us/ Immigration (both bills passed and went into effect 6/1/25): Sensitive locations: https://mgaleg.maryland.gov/mgawebsite/Legislation/Details/sb0828  MD Values Act: https://mgaleg.maryland.gov/mgawebsite/Legislation/Details/hb1222    National workloads: Annual report:  https://opd.state.md.us/_files/ugd/8cb54c_7eabe4b48b944b209533fe9f6332605b.pdf   Youth Justice: Last year's bill to limit the automatic charging of children as adults (did not pass):  https://mgaleg.maryland.gov/mgawebsite/Legislation/Details/sb0422 Our one-pager on the issue: https://opd.state.md.us/_files/ugd/8cb54c_9460bce1042a4eecbcba1b7e17e6f715.pdf   Second Look Act (goes into effect 10/1/25):  https://mgaleg.maryland.gov/mgawebsite/Legislation/Details/hb0853   Parental Defense: Know Before They Knock bill (did not pass): https://mgaleg.maryland.gov/mgawebsite/Legislation/Details/hb0223 Preventing Harm of Separation one-pager: https://opd.state.md.us/_files/ugd/868471_3f9ec04e1aa449669a307ea0fbd471c6.pdf Know Before They Knock 1-pager: https://opd.state.md.us/_files/ugd/868471_840039a4932143ee927752745c619647.pdf Safer Traffic Stops: SB292/HB635 (did not pass): https://mgaleg.maryland.gov/mgawebsite/Legislation/Details/sb0292 One-pager on SB292: https://opd.state.md.us/_files/ugd/8cb54c_880a090626d046f0a536bd4ea12ebcaa.pdf       Contact Hunter Parnell:                                 Publicdefenseless@gmail.com  Instagram @PublicDefenselessPodcast Twitter                                                                 @PDefenselessPod www.publicdefenseless.com  Subscribe to the Patreon www.patreon.com/PublicDefenselessPodcast  Donate on PayPal https://www.paypal.com/donate/?hosted_button_id=5KW7WMJWEXTAJ Donate on Stripe https://donate.stripe.com/7sI01tb2v3dwaM8cMN Trying to find a specific part of an episode? Use this link to search transcripts of every episode of the show! https://app.reduct.video/o/eca54fbf9f/p/d543070e6a/share/c34e85194394723d4131/home  

On today's episode of the podcast I'm talking with Ashley Rose of Systems Over Stress about her report, taking out loans, and how she came out on top after difficult times impacted her business. Consider this episode a sequel to Ashley's episode of The Get Paid Podca$t with Claire Pelletreau, which you can listen to here. Check out that episode to hear more about Ashley's recently difficult time and what led her to where she is now. A look at Ashley's Business Started her business in 2020 after leaving her job pre-COVID to do in-person events Decided to launch a course “Be Your Own COO” in April 2020, made $2,500 Divorced in 2023 Took out a $43,000 Stripe loan, decided to still keep business rolling Sells templates and group coaching offers Year-to-Year 2021: $137,000 2022: $166,000 2023: $268,000 → selling a lot of high ticket and had a lot of high bills 2024: $257,000 (goal was $350,000) Profit & Loss 2025 YTD through beginning of June 2025 Revenue Group Program: $202,000 Templates: $25,000 VIP Days + Consulting: $6,400 Live Workshops: $4,200 Expenses Payroll: $22,000 Distribution: $41,000 Contractors: $30,000 Affiliate payouts: $3,700 Education & Training: $11,000 (includes an $8k mastermind) Legal and Professional: $1,400 Office supplies/software: $3,700 Other/Misc.: $10,000 Total: $83,000 Get in Touch with Our Guest Ashley Rose, owner of Systems over StressLearn more about Ashley at systemsoverstress.coSubscribe to the Systems Over Stress YouTube Channel @systemsoverstress Interested in sharing your numbers on the Unf*ck Your Biz podcast? Email marketing@notavglaw.com

In this episode of The Tech Trek, Amir sits down with Michi Kono, CTO of Garner Health, to unpack what it really takes to scale engineering leadership inside a fast growing startup. Michi shares how he balances structure and speed, why formalizing processes too early can slow innovation, and how “the Garner way” blends lessons from big tech with first principles thinking. This is a conversation about leadership maturity, cultural design, and building systems that evolve with your company's growth.Key Takeaways• Leadership scale comes from knowing when to formalize processes, not just how.• “Six months is never”: waiting on fixes usually means they will never happen.• Feedback is a gift, and it is on leaders to create the safety for it to flow upward.• Borrowing from big tech only works when you adapt the principles, not the playbook.• Engineering leaders should measure success by business outcomes, not just delivery speed.Timestamped Highlights01:46 The first signals Michi looked for when stepping into the CTO role03:49 Turning ad hoc collaboration into structured dependency management06:36 Why delaying operational fixes is a silent killer for scaling teams08:38 Building standards only when they solve real, visible problems12:13 The art of forecasting leadership hiring and team design14:54 Lessons borrowed from Meta, Stripe, and Capital One, and when not to use them17:31 Defining “the Garner way” through first principles20:59 Judging engineering performance through business impact25:00 Creating true psychological safety for feedback across all levelsA Line That Stuck“If we can't execute on the roadmap that lets us actually build a successful business, then I failed as a leader. There are no excuses.”Pro TipsWhen you inherit a growing engineering organization, start by mapping dependencies, not hierarchies. Clarity around how teams interact is more valuable than adding headcount too early.Call to ActionEnjoyed this episode? Follow The Tech Trek on Apple Podcasts and Spotify, and connect with Amir on LinkedIn for more conversations on scaling teams, leadership, and engineering culture.

Send us a textFreezing Before Donor Meetings? Let's Fix That.Why do donor meetings feel so stressful - especially at year-end?  Brittan breaks down the real reason so many fundraisers dread sitting down with donors, and why it's not about your fundraising skills.You'll learn how cultural money stories shape your confidence, how to reframe the fear, and how to lead donor meetings that are grounded in curiosity, connection, and trust - not pressure or perfection.Takeaways include:Why fundraising isn't about “the ask”How to prepare for meetings with confidenceA simple 5-step framework for better donor conversationsWhat to do when the fear still creeps in

The discussion with Matthew Youssef, also known as Matolight, centers on his extensive experience as a gaffer and lighting designer within the Nigerian film industry. Our conversation delves into his formative years in theater, which laid the foundation for his transition to film, and highlights the importance of preparation and experimentation in achieving visual storytelling. Matthew elucidates the intricate role of a gaffer, emphasizing collaboration with cinematographers to realize a director's vision while navigating the practical challenges of lighting design. Furthermore, he provides insights into the evolving landscape of lighting technology and the necessity for continuous learning and mentorship in nurturing the next generation of gaffers. As we explore these themes, it becomes evident that the growth of the Nigerian film industry is intrinsically linked to the skill and creativity of its lighting professionals.In this episode, you will learn the following:The podcast episode provides a profound insight into the challenges faced by gaffers in the Nigerian film industry, particularly regarding lighting design. Matthew Yusuf, also known as Matolight, shares his transition from theatre to film lighting, emphasising the importance of preparation and adaptability. The discussion highlights the necessity of collaboration between the gaffer, cinematographer, and director to achieve the desired visual storytelling in film. Matolight reflects on the importance of mentorship and knowledge sharing in the film industry, underscoring how these elements contribute to professional growth.Resources:https://www.instagram.com/matolight/Other episodes you'll enjoy:https://thenaijafilmmaker.com/episode/chiomaonyenwehttps://thenaijafilmmaker.com/episode/creativeogehttps://thenaijafilmmaker.com/episode/danieloriahiDonate:PAYSTACK: https://paystack.com/pay/thenaijafilmpod/STRIPE: https://www.thenaijafilmmaker.com/supportConnect with me: Instagram: https://www.instagram.com/thenaijafilmpodFacebook: https://www.facebook.com/thenaijafilmpodYouTube: https://www.youtube.com/thenaijafilmpodTwitter: https://www.twitter.com/thenaijafilmpodLoved this episode? Leave us a review and rating here: https://www.podchaser.com/podcasts/the-naija-filmmaker-1969556

with @DarenMatsuoka @eddylazzarin @rhhackettEach year, the State of Crypto report analyzes the data — cutting through the noise — to track crypto's evolution across markets, technology, policy, culture, and more. Now in its fourth edition, the 2025 State of Crypto report reveals how this once-fringe technology has hit recent all-time highs and gone mainstream — from stablecoins and tokenized assets to rapid adoption by major financial institutions.In this episode, we dig into the findings and themes from this year's report with lead author Daren Matsuoka, a16z crypto's head of data and fund strategy; and Eddy Lazzarin, a16z crypto's chief technology officer. We talk about what's changed since last year, why stablecoins are “suddenly” taking over, and how institutions — from fintechs to legacy banks — are embracing crypto technologies.We also look ahead at trends like: AI and crypto (and where the jobs are moving);why stablecoins have gone mainstreaminstitutional adoption — from Stripe and Visa to BlackRock and Robinhoodprivacy on public blockchainstokenization of real world assetsbitcoin's resurgence and the rise of "digital gold"where developer energy is goingwhat's really happening with memecoins, perps, and prediction marketsthe changing regulatory environment in the U.S.and what the next phase of crypto's “adulthood” might look like — what happens next year when crypto turns 18Timestamps00:00 Introduction02:39 Overview of the 2025 State of Crypto Report05:04 The Evolution and Mainstreaming of Crypto08:27 Crypto's Market Cycles and All-Time Highs12:08 The Price-Innovation Cycle (and Its Dislocation)15:40 Memecoins, Stablecoins, and Entrepreneurs17:25 AI and Attracting Tech Talent21:18 Crypto Adoption and User Metrics26:58 Airdrops, Farming, and Changing Metas31:24 Bitcoin's Resurgence and Store of Value42:09 Institutional Adoption and Market Dynamics50:08 The Evolution of Stablecoins54:20 The Growing Role of Stablecoins in the Global Economy01:00:54 The Importance of Privacy in Crypto01:08:46 Tokenization of ‘Real World Assets'01:20:46 Perpetual Futures and Prediction Markets01:29:41 Outlook for the Future

Many people don't like AI because they feel it makes them worse at their jobs. There's a concern over skill atrophy that's eroding problem-solving skills and the ability to learn. People are now either pro-AI or anti-AI. Suzanne Somers' widower Alan Hamel has created an AI clone of his deceased wife. Some advertising agencies are asking to license people's voices, so they don't have to pay them moving forward! ChatGPT is now a shopping assistant.

Building a successful fintech consulting firm without venture capital requires more than industry knowledge. It demands a willingness to sacrifice, a clear understanding of what customers need, and the ability to treat compliance as a commercial function rather than a cost center.Tedd Huff founder & CEO of Voalyre a fintech advisory firm sits down with Jas Randhawa, founder and CEO of Strategybrix, a compliance consulting firm that serves high-growth fintechs, exchanges, and partner banks. The discussion covers the hard lessons learned from bootstrapping, the common mistakes fintech founders make, and why approaching compliance strategically can unlock growth rather than block it. Jas spent over 20 years working with major banks like Citibank, JP Morgan, Deutsche Bank, and HSBC. His background as a computer science engineer gave him an inside view of how compliance systems work, from KYC and onboarding to transaction monitoring and fraud detection.Takeaways:1️⃣ Prepare budget negotiations with specific numbers and risk examples so you walk in ready to win.2️⃣ Replace compliance roadblocks with conditions for approval that define the guardrails needed to say yes safely.3️⃣ Audit your onboarding flow against competitors to remove unnecessary friction that causes customer drop-off.4️⃣ Create a one-page explainer showing how your AI compliance tools process data and produce outputs for regulators.5️⃣ Build a trusted advisor network and schedule calls this week to validate major hiring and spending decisions.Links:Jas Randhawa: https://www.linkedin.com/in/randhawajasStrategybrix: https://www.strategybrix.comhttps://www.linkedin.com/company/strategybrixFintech Confidential:Podcast: https://fintechconfidential.com/listenNewsletter: https://fintechconfidential.com/accessLinkedIn: https://www.linkedin.com/company/fintechconfidentialX: https://x.com/FTconfidentialInstagram: https://www.instagram.com/fintechconfidentialFacebook: https://www.facebook.com/fintechconfidentialSupporters:Under: Streamlines application and underwriting with digital form processing. https://under.io/ftcSkyflow: Zero-trust data privacy vaults as an API to collect, secure, and tokenize personal information while keeping compliance and usability. https://skyflowsecure.comDfns: Wallets as a service with API-first, multi-chain design secured with MPC; powers crypto payments across 50+ networks. https://fintechconfidential.com/dfnsHawk AI: Real-time screening, ML monitoring, and dynamic customer risk ratings to strengthen fraud and financial-crime prevention. https://gethawkai.comAbout:Jas Randhawa is the Managing Partner at StrategyBRIX, a boutique Risk and Compliance Consulting firm. Before StrategyBRIX, Jas was the Head of Financial Crimes and Compliance at leading fintechs, including Stripe and Airwallex. In addition, at PwC, Jas built and led the firm's Financial Crimes practice across the US West Coast. He has over 18 years of experience building and managing programs in the Compliance space.StrategyBRIX is a boutique consulting firm specializing in risk and compliance management for fintechs, crypto platforms, and digital banks. Founded in 2021, the firm helps organizations build sustainable financial crime compliance programs that balance regulatory rigor with operational efficiency.Tedd Huff is the Founder of Voalyre, a professional services advisory firm focused on global payments. He is also a video podcast host and executive producer on the Fintech Confidential network. Over the past 25 years, he has contributed to FinTech startups as an Advisory Board Member, Co-Founder, and Chief Experience Officer.DD3 Media is...

Ryan Wang has had a winding set of paths to get to where he is today. He studied economics and statistics, with the intent of going to grad school and becoming a professor. After talking with his boss at the time, Steven Levitt (also one of the authors of Freakonomics), he was convinced that was not the best path. Eventually, he joined stripe via nepotism, and became a software developer via data science. Outside of tech, he loves to read about different topics. Right now, he is reading about owls, and also loves to read fiction and poetry. In fact, he drops poetry occasionally at his current venture.While at Stripe, back when it was an 80 person company, Ryan noticed people doing support tickets on their own. After he spent some time there, he and his now co-founder started to tinker in machine learning for support. As he made progress, a leader pointed out that the real problem was around workforce management.This is the creation story of Assembled.SponsorsVentionCodeCrafters helps you become a better engineer by building real-world, production-grade projects. Learn hands-on by creating your own Git, Redis, HTTP server, SQLite, or DNS server from scratch. Sign up for free today using this link and enjoy 40% off.Full ScalePaddle.comSema SoftwarePropelAuthPostmanMeilisearchLinkshttps://www.assembled.com/https://www.linkedin.com/in/ryanywang/Support this podcast at — https://redcircle.com/code-story-insights-from-startup-tech-leaders/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

One of my fave writers, Ron Rosenbaum, returns to the show to celebrate his amazing new book, BOB DYLAN: Things Have Changed (A Kind Of Biography) (Melville House Press). We talk about how his lifetime fandom of Dylan led to this book, why he opted for a biographical meditation over strict biography, the week he spent with Dylan in the '70s for a Playboy interview, what our response to Dylan's songs say about us, and how he got over his sense of betrayal when Dylan joined a Jesus-cult for a few years. We get into his insight into Dylan's Nobel acceptance and the Rosebud-moment therein, the question of theodicy (radical evil) and Dylan's argument with God, Ron's experience falling in love with someone to Dylan's songs, and how Dylan's post-Jesus songwriting methods became a reflection of his One-Mind consciousness. We also discuss authenticity vs. sincerity, the discontinuity of being, the impact of Salinger & Dylan on American language and outlook, Ron's top 20-ish of Dylan's songs, the 4+-hour movie Dylan made in the '70s and how it may have led to his crack-up (and why Ron thinks it should be reissued), and more. Follow Ron on Twitter • More info at our site • Support The Virtual Memories Show via Stripe, Patreon, or Paypal, and subscribe to our e-newsletter

Today, Hunter was joined by the Southern Center for Human Right's Blake Feldman. Hunter and Blake walked through a handful of criminal legal policy changes that recently went into effect in Georgia. Unfortunately, the state continues it's tough on crime approach that may ultimately lead to more kids in adult court, more adults serving mandatory minimums, and the state further trying to incarcerate it's way out of societal issues.   Guest: Blake Feldman, Senior Policy Counsel, Southern Center for Human Rights   Resources: Southern Center for Human Rights https://www.schr.org/ https://www.facebook.com/southerncenterforhumanrights/ https://x.com/southerncenter https://www.instagram.com/thesoutherncenter https://www.youtube.com/channel/UCApuQiMnBpcuxt-GWx9eF1A https://www.linkedin.com/company/thesoutherncenter/         Contact Hunter Parnell:                                 Publicdefenseless@gmail.com  Instagram @PublicDefenselessPodcast Twitter                                                                 @PDefenselessPod www.publicdefenseless.com  Subscribe to the Patreon www.patreon.com/PublicDefenselessPodcast  Donate on PayPal https://www.paypal.com/donate/?hosted_button_id=5KW7WMJWEXTAJ Donate on Stripe https://donate.stripe.com/7sI01tb2v3dwaM8cMN Trying to find a specific part of an episode? Use this link to search transcripts of every episode of the show! https://app.reduct.video/o/eca54fbf9f/p/d543070e6a/share/c34e85194394723d4131/home  

We recap the rivalry game. Late Colorado game - Stripe the Stadium. Whitt's press conference; main takeaways. Utah vs byu recap. The 4th down discussion. The Whittingham discussion. Follow us on social https://twitter.com/UtahFBFans https://www.instagram.com/utahfootballfans_/ https://www.facebook.com/groups/utahfootballfans Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Even if we do everything we need to do to limit our carbon emissions—curb deforestation, stop driving so many miles, clean up our power grids—we still need to remove gigatons of carbon from our atmosphere to meet our climate goals. Carbon removal is still a new technology, and while carbon removal companies removed roughly 35,000 tons of carbon last year, we have a long way to go. Luckily, there are people working on creative ways to raise the capital needed for development of this crucial tech. Ryan and Anjali chat with Nan Ransohoff, Head of Climate at the online payment company Stripe, and learn about her efforts to invest in carbon removal, and encouraging other big companies to remove 10 million gigatons of carbon each year by 2050. For the full text transcript, visit ted.com/podcasts/speed-and-scale-transcriptInterested in learning more about upcoming TED events? Follow these links:TEDNext: ted.com/futureyou Hosted on Acast. See acast.com/privacy for more information.

Listen now: Spotify, Apple and YouTubeIf you're a product leader wondering whether climbing the ladder is still the best path - or sensing a shift in where the real leverage is in the age of AI - this episode will change how you think about your role.Gokul Rajaram (DoorDash board member, ex-Square, Google, Facebook) joins Marc and Ben for a powerful conversation about why many senior product leaders are stepping back into IC roles—and why that might be the smartest move you can make in today's tech landscape. They unpack how the AI-native era has redefined leverage, why hands-on experience is critical to building credibility and staying relevant, and how the best PMs are evolving into multi-skilled builders who blend product, design, analytics, and engineering.They also explore what great product execution looks like today, how to hire (or become) a truly modern product leader, and what to prioritize if you're joining a breakout company in a fast-moving space.Whether you're a CPO, aspiring founder, or senior PM eyeing your next move, this conversation offers deep clarity on navigating your career in the AI era.All episodes of the podcast are also available on Spotify, Apple and YouTube.New to the pod? Subscribe below to get the next episode in your inbox

In this episode of On the Delo, David DeLorenzo welcomes investor and operator Stephen Cole back for a no-BS, practical conversation on Bitcoin for real businesses—especially restaurants. They hit family buy-in, what “21M cap” actually means, instant vs. final settlement, and how owners can allocate a small, repeatable % of revenue into BTC without wrecking their books.Stephen also breaks down why fractions (0.01 BTC) aren't “small,” how AI will demand internet-native money, and what his company Castle is building so small and medium sized businesses can automate buys and plug into tools they already use (Stripe, PayPal, Square, Clover, Shopify, QuickBooks). They cover tax basics (buy/hold vs. sell), loans against BTC, and why “high-yield” dollar accounts rarely beat inflation in the real world.Chapter Guide (Timestamps):(00:13 – 01:02) Cold open & why Stephen's back on the show (01:58 – 03:29) Getting spouse buy-in; teaching money to kids (04:22 – 06:20) Money 101 & the Lynn Alden primer to understand fiat (06:27 – 08:19) From Silicon Valley engineer to Bitcoin (since 2013) (08:55 – 12:33) Scarcity (21M / ~19M mined), settlement vs. instant layers (13:44 – 17:51) Unit-bias myth; why AI will use internet-native money (18:24 – 23:23) Corporate treasuries → Castle for SMBs; set-and-forget allocations (23:37 – 24:25) Taxes: buy/hold ≠ taxable; borrowing against BTC (responsibly)(25:27 – 30:22) Restaurants: accept vs. hold; accounting realities today (31:14 – 36:19) Inflation math for owners; “high yield” vs. real purchasing power (37:04 – 38:34) DCA mindset & the early “faucet” story (39:01 – 40:52) Mortgages, lenders, and regulators starting to acknowledge BTC (40:53 – 43:18) “No second best”: BTC vs. altcoins; how to reach Stephen (47:14 – 50:26) Rapid-fire and close

On this week's episode of Multifamily Mastery, John Casmon interviews Christine Healey. Christine explains how accredited investors can access late-stage private tech companies like SpaceX, Stripe, and OpenAI, drawing parallels to real estate syndication while outlining critical differences around illiquidity, pricing, and structures. She shares how a licensed pre-IPO broker sources sellers, compares offer structures, and protects buyers from red flags in a fragmented market. The conversation also touches on where risk really shows up and why today's mega-unicorns are staying private longer, concentrating who participates in the upside. Securities offered through Old City Securities, LLC. This discussion is for informational purposes only and does not constitute an affiliation with or endorsement of any company, and does not constitute a recommendation, offer to sell, or solicitation of an offer to buy, any securities. Investments in private companies are offered only through appropriate offering materials and accreditation requirements apply as defined under SEC Regulation D. Investments in private companies involve high risk, including the risk of complete loss of capital. These investments are illiquid, through a variety of structures including SPVs, may be difficult or impossible to resell, and may not ever result in an IPO or other liquidity event. Past performance is not indicative of future results. The speaker may receive compensation in connection with certain transactions discussed. There is no guarantee these private companies will achieve any specific valuation, and returns can vary widely and may underperform public markets. They may also involve additional risks not present in public market investments. Christine HealeyCurrent role: Founder, HEALEY PRE-IPO Based in: Austin, Texas Say hi to them at: https://healeypreipo.com/ | LinkedIn Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com with code BESTEVER Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at ⁠www.bestevercommunity.com⁠ Podcast production done by ⁠Outlier Audio⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Crypto News: Ripple Labs leads $1 billion raise for new XRP treasury. Li Lin, the founder of Huobi and chairman of Hong Kong-based Avenir Capital, is spearheading a new $1 billion ethereum trust. Tempo, Stripe's new blockchain, hits $5B valuation in $500M funding round.Brought to you by

Recapping a busy week for Atlanta United with Rob Usry.

Today, Hunter was joined by three guests from Hennepin County's Adult Representation Services. As has been discussed multiple times on the show, many of the clients that walk into a public defender office have legal needs outside their criminal case. Whether it is in eviction court or family court, our clients often do not have access to counsel in these critical cases. ARS was created to fill the gaps in the access to counsel to ensure people have a fighting chance in their civil legal issues.   Guest: Jeanatte Boerner, Director of Adult Representation Services, Hennepin County, Minnesota Jessica Ryan, Principal Attorney, Hennepin County, Minnesota Terrance Hendriks, Principal Attorney, Hennepin County, Minnesota   Resources: ARS Website https://www.hennepin.us/en/adult-representation-services       Contact Hunter Parnell:                                 Publicdefenseless@gmail.com  Instagram @PublicDefenselessPodcast Twitter                                                                 @PDefenselessPod www.publicdefenseless.com  Subscribe to the Patreon www.patreon.com/PublicDefenselessPodcast  Donate on PayPal https://www.paypal.com/donate/?hosted_button_id=5KW7WMJWEXTAJ Donate on Stripe https://donate.stripe.com/7sI01tb2v3dwaM8cMN Trying to find a specific part of an episode? Use this link to search transcripts of every episode of the show! https://app.reduct.video/o/eca54fbf9f/p/d543070e6a/share/c34e85194394723d4131/home  

On today's episode of the podcast I'm talking with Ashley Rose of Systems Over Stress about her report, taking out loans, and how she came out on top after difficult times impacted her business. Consider this episode a sequel to Ashley's episode of The Get Paid Podca$t with Claire Pelletreau, which you can listen to here. Check out that episode to hear more about Ashley's recently difficult time and what led her to where she is now. A look at Ashley's Business Started her business in 2020 after leaving her job pre-COVID to do in-person events Decided to launch a course “Be Your Own COO” in April 2020, made $2,500 Divorced in 2023 Took out a $43,000 Stripe loan, decided to still keep business rolling Year-to-Year 2021 - $137,0002022 - $166,0002023 - $268,000 → selling a lot of high ticket and had a lot of high bills2024 - $257,000 (goal was $350,000) Profit & Loss 2025 YTD through beginning of June 2025 Revenue Group Program: $202,000Templates: $25,000VIP Days + Consulting: $6,400Live Workshops: $4,200 Expenses Payroll: $22,000Distribution: $41,000Contractors: $30,000Affiliate payouts: $3,700Education & Training: $11,000 (includes an $8k mastermind)Legal and Professional: $1,400Office supplies/software: $3,700Other/Misc.: $10,000 Total: $83,000 Get in Touch with Our GuestAshley Rose, owner of Systems over StressLearn more about Ashley at Get Jodi's book, Write. Publish. Market. at https://www.jodibrandoneditorial.com/book

Today, Hunter was joined by Journalist Dan Hinkel to discuss his newest piece about the Conviction Integrity Unit in Cook County. While CIUs are an imperfect vessel to right the wrongs of a wrongful conviction, they still serve an essential function when they operate properly. The problem is since Eileen O'Neil Burke took over as the new State Attorney in Cook County the CIU hasn't exonerated a single person. Dan joins the show to help us understand how that has happened.   Guest: Dan Hinkel, Senior Reporter, Injustice Watch   Resources: Find Dan's Work Here https://www.injusticewatch.org/author/danhinkel/       Contact Hunter Parnell:                                 Publicdefenseless@gmail.com  Instagram @PublicDefenselessPodcast Twitter                                                                 @PDefenselessPod www.publicdefenseless.com  Subscribe to the Patreon www.patreon.com/PublicDefenselessPodcast  Donate on PayPal https://www.paypal.com/donate/?hosted_button_id=5KW7WMJWEXTAJ Donate on Stripe https://donate.stripe.com/7sI01tb2v3dwaM8cMN Trying to find a specific part of an episode? Use this link to search transcripts of every episode of the show! https://app.reduct.video/o/eca54fbf9f/p/d543070e6a/share/c34e85194394723d4131/home  

On the podcast I talk with Josh about red flags that tank app valuations, why subscription-only apps are leaving money on the table, and how bootstrapped founders are cashing out for millions in months, not years.Top Takeaways:

The stablecoin race is heating up. With the passage of the U.S. stablecoin law the floodgates have opened. Tether still dominates globally, but Circle, Stripe, and a wave of new “stablechains” are making their move. In this episode, Dragonfly partner Rob Hadick and Helius CEO Mert Mumtaz join Laura Shin to map out how this battle could reshape crypto and payments. Will ecosystem apps like Phantom and Jupiter keep their own stablecoins? Can Circle's new Layer 1, Arc, compete with Tether's network effect?  Don't miss it! Thank you to our sponsors! Binance Aptos  Guests: Rob Hadick, General Partner at Dragonfly Mert Mumtaz, CEO of Helius Timestamps: