Podcasts about Stripe

In today's special edition, Ari Weitzman interviews Zeke Hausfather who is the climate research lead at Stripe, climate research scientist at Berkeley Earth and contributor at Carbon Brief about the recent global wild fires and what they have to do with changing climate. Ad-free podcasts are here!Get 20% off your first year of ad-free episodes, exclusive interviews, and deep dives with Tangle's podcast membership!The latest Suspension of the Rules.In this week's episode, Isaac, Ari, and Kmele discuss what we have and haven't learned from the Covid-19 pandemic. Plus, a conversation about whether government-run grocery stores will help or hurt consumer prices, and Isaac heaps some praise onto an unlikely character. Check it out here!You can subscribe to Tangle by clicking here or drop something in our tip jar by clicking here. Our Executive Editor and Founder is Isaac Saul. Our Executive Producer is Jon Lall.This podcast hosted by: Ari Weitzman and audio engineered and edited by Dewey Thomas. Music for the podcast was produced by Jon Lall.Our newsletter is edited by Managing Editor Ari Weitzman, Senior Editor Will Kaback, Bailey Saul, Audrey Moorehead, and Carina Pacheco. Hosted on Acast. See acast.com/privacy for more information.

This week, we're bringing you an episode of WSJ's Take On the Week. Host Telis Demos and guest host Spencer Jakab, investing columnist and writer of the Markets A.M. newsletter, are joined by Kaitlin Hendrix, asset allocation research director at Dimensional Fund Advisors, to decode investors' surging interest in private markets. They break down how investors may already have exposure in their investment portfolios to private companies like Anthropic, Stripe and Flipkart, through holdings in companies like Alphabet's Google, Amazon and Nvidia. Hendrix explains why your public index fund might already provide the diversification you're looking for, without the high fees. Plus, Jakab explains the way that big tech's private company investments are boosting earnings to near-unprecedented levels.  To watch the video version of this episode, visit our WSJ Podcasts YouTube channel or the video page of WSJ.com Sign up for the WSJ's free What's News newsletter. Further Reading:  Earnings Forecasts Are on Steroids For more coverage of the markets and your investments, head to WSJ.com, WSJ's Heard on The Street Column, and WSJ's Live Markets blog. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What took Situational Awareness from a $45bn hedge fund down to a $10bn hedge fund in less than a month? Two years ago Leopold Aschenbrenner was a researcher at OpenAI who wrote a 165-page essay about superintelligence. Since then, he raised $225 million seed funding from Stripe co-founders, Jane Street, and GitHub's CEO, which he proceeded to turn into an AI hedge fund called Situational Awareness worth about $45bn as of the beginning of July. He did this with no prior trading experience, 4-5x leverage on a concentrated bet in AI names. By Thursday the fund was down to about $10 billion. Neither Millennium nor Jane Street were willing to step in to catch a falling knife. Ultimately Citadel stepped in to buy the flagging portfolio. Here is the crazy part though: Aschenbrenner wasn't wrong. He is reportedly still up around 80% on the year and "he only sold enough to cover his losses". But what caused a massive drop in the global markets was that a prime broker does not care what happens in 2030. And because half the market was crowded into the exact same names, his exit was everyone else's problem. SK Hynix and CoreWeave cratered. Korea's Kospi tripped circuit breakers. Over a million retail accounts got margin called. All of July's violence, the moves that had traders questioning their own sanity, was one book being taken apart in public. So the question this episode actually asks is whether this was one overlevered fund or the first crack in the AI trade itself. Because the market's answer this week was a shrug. Microsoft just posted the largest single-day market cap gain in history and credit spreads snapped back tighter, as if the whole thing was somebody else's accident. Kristen and Jen have both traded through cycles that ended this way, and they have seen exactly how comforting that shrug feels right before it stops being true.

Noah Hopton, CEO and Founder of Finvisor, helps startups and growing businesses simplify operations by building integrated back-office teams that combine accounting, finance, payroll, HR, insurance, and technology. By combining experienced financial professionals with modern technology, Noah enables businesses to streamline operations, stay compliant, and focus on sustainable growth.  In this conversation, Noah introduces The Adjacent Extension Framework—Earn the Trust, Build the Relationship, Listen for Other Problems, Connect Other Specialists, and Empower the Team with Tech. He explains why proactive service creates lasting client relationships, how solving adjacent business challenges leads to sustainable growth, and why integrated back-office teams outperform disconnected vendors. Noah also shares how AI is reshaping finance operations by automating repetitive work, empowering finance professionals to focus on strategic decision-making, and helping businesses leverage technology to enhance—not replace—human expertise. — How to Outsource Your Back Office with Noah Hopton  Good day, listeners. Steve Preda here with the Management Blueprint Podcast, and my guest today is Noah Hopton, the CEO and Founder of Finvisor, helping seed and Series A companies that have outgrown spreadsheets and part-time bookkeepers but aren’t ready for a full-time finance team yet. Their job is to give you the financial clarity to make good decisions at every stage of growth. Noah, welcome to the show.  Yeah. Pleasure to be here, Steve.  Well, great to have you here, and I’m very curious about your career and your business and what you built here. I’m particularly curious about your personal ‘Why’ and how you manifest it in your business.  Personal ‘Why.’ That’s great. Well, I’ll be honest, I didn’t go in thinking I was going to be an accountant or run an accounting firm. You know, I studied accounting in school. Eventually, I thought I was going to probably be more in a kind of front-of-house sales relationship because I enjoyed the people part—making relationships and meeting people.  But I was very fortunate that I found the consulting, fractional CFO world, where I got to discover a love of problem-solving, creating relationships, and creating value for clients. For me, it was kind of this love of helping clients understand their business, helping clients understand what to think about around the corner, where it's not just being in-house with one set of books that you're closing.Share on X  When you’re at Finvisor, my day-to-day, at least when I started, was probably working with 10 to 12 clients a month and helping them understand, “Okay, how did they perform last month? Can they hire a certain number of people? And what’s the plan going forward?”  Yeah, I mean, that’s super helpful. I started life in accounting as well with KPMG, and what attracted me was to essentially have that language of business so that I would be able to understand how a business works and have this confidence of not flying blind, right? That’s really, really cool. So how did you evolve from a CFO into a founder? What was the trigger point for you?  So I was very fortunate. I actually was at a prior firm at one point when I started my career, and they were a little bit like the cobbler with bad shoes, where eventually they decided they had to close shop, and clients were going to be given notice. I, myself, was given notice saying, “Hey, in a week, you’re not going to have a job, Noah.” And so I was really given this moment in life, saying, “Hey, if I enjoy what I’ve been doing, do I think I could do it better than the firm I’d been at?  And do I want to make this leap into being a founder and starting a business?” And so my co-founder and I both talked to each other and said, “Look, we love our clients. We love what we’ve been trying to build. I think we just need to do a little bit of a refresh and restructuring of how this operates.” And so we started our own company. I was very lucky that I started with about, I had about 30 clients and a team of four on day one, which I think is unusual.  Most people in the accounting space start off as a one-person shop, trying to grow from one to two, and having to double their clients or double their size to get there. We were fortunate to have five team members and 30 clients on day one. Originally, our vision was just, “Hey, let’s help with the fractional CFO and the bookkeeping,” but that really evolved over time as we added additional services and really understood where our clients were having problems in their back office.  What are the areas where maybe the insurance brokers they’d been working with weren’t very hands-on and kind of came in once a year? Our clients were asking us, as their CFO, “Hey, can you help us select our health insurance?” And we’re like, “Well, we’re kind of doing the broker’s job. Why don’t we build out our own team?” So that was one of the first verticals we moved into and added by building an insurance brokerage. From there, we kept building, where now not only do you have your CFO and accountant helping you, but you also have them with the ability to go out to market, help you compare quotes, and help get your insurance in place. So you’re essentially expanding the array of virtual services that you’re providing, or fractional services that you’re providing, to your clients?  Correct. Yeah. We really try to own the full back office end to end because I think a lot of people deal with, “Okay, great, I have a bookkeeper, I have a tax accountant, I have an R&D tax provider,” and they’re dealing with four or five different vendors that don’t really communicate. The client is the person playing telephone between the two, and we’re like, “Wait, stop. Why is this the solution?” We should just build a different business where it’s all under the Finvisor umbrella.  It’s all full-time team members who are actually working together on behalf of the client, even if fractionally. Some of our clients only need five hours of a payroll specialist, but they need someone to own that role, and they need that person to be able to talk to their sales tax team because it’s like, “Oh, we hired someone in a new state. Is sales tax applicable there?” And connect those dots because, when you have these disconnected providers, you have a lot of things that can drop because they’re not in people’s field of view.  Yeah, I mean, it’s a great service. If you can get a competent team that will take care of your back office, then you can focus on figuring out message-market fit and then essentially scaling revenue. You don’t have to worry about it, and you don’t have to babysit inexperienced people that maybe you can afford to hire, but who would not be able to own the job.  Yeah, exactly. I mean, it’s kind of the, “Do you want to…” You know, I think at least when we started in 2014, there was more of a generalist bookkeeper. That’s kind of the typical solution people went with. Nothing against that, but it’s kind of nice to have dedicated specialists in the different back-office areas that you need. I mean, bookkeepers are great.  They’re usually not your best payroll and HR people. They’re not thinking about California final-paycheck laws, or whether you need to offer a 401(k) if you hire someone in California. Whereas, if you have someone whose entire job is payroll and HR, and you need Finvisor to help run your payroll, they’re going to be thinking about those edge cases and helping you along so that you can just build your business, get to the next milestone, and not worry about tripping yourself up because of compliance, taxes, or a lack of visibility in your reporting. Yeah, that’s great peace of mind. So this podcast is about frameworks, and I wonder, what is your framework? How do you help your clients, or how do you figure things out? What have you developed? We’re about 400 frameworks in, so I’m looking for something unique that helps you and is easy to explain—three to five steps maximum.  Yeah. I mean, one of the ones that comes to mind for us is what we’ve really called the Adjacent Extension Framework. So, first, do really good work and earn your client's trust in one area. Makes it easy for them to approach you.Share on X For us, it’s historically been accounting. People think, “Great, get my books put together.” But for us, it’s really about creating a relationship and earning the client’s trust.  Then, as step two, listen for the other problems they’re having. What are the adjacent problems they’re asking you to solve? And then for us, what we’ve really done is double down in those other areas by building specialists in those verticals. Once you’ve earned the client’s trust, if you’re doing their accounting and all of a sudden they’re struggling with invoicing or collections, you can say, “Hey, we can also help you with accounts receivable and collection efforts because we see your AR balance increasing on your financial statements.” At that point, they’re already thinking, “Great, I like working with this person.  Let’s give their team a try and help us solve another problem.” So, for us, it’s really been about finding those adjacent problems, building a team that specializes in them, and then connecting the client with the right expert. The last piece that’s really coming to market now is using technology to empower the team. Historically, a lot of our value came from having experts who could handle the edge cases or the gray areas between payroll, accounting, taxes, and sales tax. Now, with technology, you can also build the data infrastructure to highlight what’s happening for the client while helping guide the team as they manage those clients.  Love it. So what I’m hearing is, number one—or maybe even number zero—is do a great job, right?  The trust.  Okay. So that’s maybe another way of saying it: earn the trust. But is doing a good job enough to earn that trust, or is there more to it?  I mean, I think in any service business, you want to be proactive. A lot of bookkeepers, accountants, and even legal professionals are usually waiting for the client to ask a question before providing an answer. I think the goal should be to think ahead for the client and proactively provide guidance. That came naturally for us because we sit in the fractional CFO seat.Share on X  But even if you’re just doing bookkeeping, you can still catch these things for clients and help them out. Or if you’re selling P&C insurance and helping clients with their general liability coverage, you can think about what other types of coverage they may need. So I’d say the more proactive you can be, the better. The other thing is meeting clients where they already are.  For us, a lot of our clients are on Slack, so we connect with them on Slack. We chat with them as if we were full-time employees because we don’t want the experience to feel different. We don’t want you to feel like you’re emailing a generic support inbox and not knowing when someone is going to get back to you. If you only need fractional-level support, it shouldn’t feel like you’re getting fractional value or a fractional level of communication.  I love it. So you actually own the function inside the organization, so it feels like you’re part of the team, or your people are part of their team. So that builds the trust. So, do a great job, or earn the trust, number one. Number two, build the relationship. Number three, listen to other problems that they might have. Number four, connect them to other specialists. And number five, empower the team with technology.  Yeah. That’s a lot of it. I mean, as an advisor, we’ve grown… I mean, 60% of our growth comes from client referrals. So I think you know you’re doing something right if clients are recommending you to their friends and network. And so hopefully, if someone’s listening to this and you’re not getting referrals, you should be thinking about, “How do we either create more trust for our clients to be referring us, or how do we become more top of mind when clients are having these conversations?”  That’s great. So 60% of your growth comes from referrals. What’s the other 40%? How do you drive growth? What drives growth for you? What’s the other way to drive growth besides referrals?  Yeah. I mean, I think it’s also being connected with the ecosystem that you’re in. In our space, there are a lot of technology partners. Think about Xero, which is an accounting software, QuickBooks Online, NetSuite, payroll software like Rippling, Bill.com. They all have accounting partnerships, and the more you can build with them and grow your team alongside them, clients will reach out to them and say, “Hey, do you have someone who can help us set up Bill.com or help us set up Rippling?  We don’t have a payroll team to do our state tax registrations.” So we’ve seen a lot of good momentum as our software partners start sending us clients to help us grow. I think the other area is trying to figure out where you can have partnerships that will do introductions. We’ve been very fortunate in partnering with a number of VCs. Obviously, the VCs have worked with us because we’re on the board, or we had a mutual client. A lot of them will start to build partnership channels, and it’s a great opportunity.  They’ll say, “We just invested in this company, and you should go talk to Noah’s team to help with your accounting or your fractional CFO.” So it’s really about finding those tangential operators or entities that complement whatever you’re doing.  So are these primarily personal relationships that need to scale, or do you have a way to scale this across other people in your organization—this ability to develop partners? Or is it mainly you?  It depends on the role. A lot of our fractional CFOs on the team continue to build relationships. I would say probably 40% of our new clients come through a channel that’s not through me. There’ll be other people on our team who have built relationships with another VC or another software company. I think one of the key things we’ve always focused on is hiring people who are very, I would say “doers” might be the wrong word, but people who can self-manage and be project managers.  If you find the right people who can take a step back and look at the bigger picture, I mean, sometimes people come to Finvisor and they don’t realize that we ourselves are a business. Yes, you’re doing accounting like you were in-house and getting the books closed, but if you do good work and you realize clients are having problems, you have to think, “Hey, how can I help clients more and also help Finvisor create a win-win?” A lot of times, when we’re hiring, we’re trying to find people who have that type of drive to continue building and helping us internally, and not just do one part of the puzzle they’re responsible for. That might not be the most direct answer, but I would say a lot of it is hiring—making sure it's not just me leading the growth, but me building a team that can help lead the growth outside of just me.Share on X  Yeah. So how do you share the context so that your team members can connect the dots as well as you can? What’s your approach to that?  There’s a couple of ways we’ve done it. One way is we use a note-taker that then feeds into our CRM. For all client communication, whether they meet with us on Zoom or Google Meet, the transcripts are put into a centralized hub for us. It also connects to our CRM in terms of what we’re doing for the clients. At any point in time, someone can ask, “Hey, what’s going on with this client?” They can understand, “Great, this is what the payroll team talked to them about this week.  This is what the CFO team talked to them about last month. These are the problems they’ve been bringing up.” So we can capture that information without it having to be provided orally every single time, and without having to rely on a chat or an email to the team. There are some moments when it’s useful to give the team a larger update, but in general, it’s good to figure out a way to capture the essence of what you’re doing for your clients so that the team can then, in an AI chat-specific way, talk through, “Hey, great, what’s going on with this client? What are their needs? What has changed in the last six months? Who’s working on the client?”  I’ll have a VC that we’re talking to say, “Oh, we’re looking to invest in the CPG space and this type of vertical. Do you have any clients?” We’re at a point now where I don’t know every client. I usually have an idea about most clients, but there are definitely clients where I don’t know everything that’s happened in the last six months because I don’t talk to all 200 clients.  But I can go to our central hub to gain that information and understand, “Okay, great, which client is looking to fundraise and might want to be connected to this VC?” It’s a nice way to connect the dots. They’re looking to invest. The client is looking to raise. We also do brown-bag sessions. We’re a distributed team, so I think you have to be a little more intentional about how you educate the team. We’ll have weekly meetings where we walk through new technology, new changes in what we’re offering, new positioning, and continue educating the team in a more structured format.  The other thing we’ve done to help the team understand what’s going on is to make information as accessible as possible, similar to how we communicate with clients. So the team doesn’t have to log in to a pretty outdated CRM to pull information on a client. It’s either available directly in the Slack conversation or in a more modern tool like Notion, where you can easily search and find the information you want. So basically, you’re managing and harvesting your data and using that to feed people information about how they can develop partnerships. Is that what I’m hearing?  Yeah. And I think a lot of it is also figuring out which playbooks and processes are repeatable, documenting them better, and then educating the team around them. For example, with our fractional CFOs, we want to be in the board meeting. If we can be in the board meeting, A, we can help clients answer questions about their finances more easily, and B, it’s good to have visibility into what the board is saying about the business and where they want to go.  Then, obviously, the VCs are going to say, “Oh, great, this is Ian at Finvisor.” If he reaches out to me about a partnership, they’re going to have a better understanding of what we do because they’ve been in the room with us—or they’ve been in a virtual or in-person boardroom with us.  So you’re basically sharing the playbook so that they have a better understanding of what they can refer you for. Correct. Yeah.  So, switching gears here, Noah, what’s one thing that you’re trying to actively figure out in your business right now?  I mean, the question everyone is trying to figure out, at least in my space, is how they’re going to use AI in some fashion. That’s the kind of million-dollar question everyone keeps talking about—AI in accounting, AI in finance. Right now, we’re really structured in how we’re trying to use it and apply it. But the question I have is, what’s the next year going to look like? What’s five years going to look like as this technology gets more legs and more trust behind it? We’re pretty intentional about what we’re building and how we’re using some of the newer technology with AI. But I think there’s a lot that, at least for me, you have to continue to iterate. The world today feels different than it did three months ago. I’d say for most of Finvisor’s history—and this has been 12 years—it hasn’t felt like that, where a year later things might feel marginally different because we’re maybe 20% bigger or whatever might have happened.  Now, I think there’s a lot more excitement and unknown around technology and how it can either make people more efficient or help highlight and surface better issues that clients need to talk through. But I also feel like we’re in a moment where everyone’s trying to throw AI into every technology. So we're also trying to stay true to who we are, which is people first, relationships first—technology powering us, not being the solution.Share on X  So as you’re scaling AI to improve the information that your people have, your CFOs have, that presumably is going to lead to people doing less of the mechanical, repeatable tasks and more of the judgment tasks. So how do you scale judgment as you’re scaling the impact with AI?  On our side, I think it’s A, trying to organize and structure the data coming in. B, trying to create tooling that isn’t unique to one client but is built in a way that can be customized for each customer. A lot of the firms I talk to that are in the Finvisor space just take a blanket approach—turn Claude on for every fractional CFO, let them connect it to QuickBooks, and try to figure out their own playbooks.  That’s not how we’ve ever run the business. We don’t just hire accountants and let them run the accounting and see how the output turns out. We’re more focused on figuring out what is actually useful for review. Right now, I think AI has been most helpful around quality. It can definitely check that things are consistent and make sure edge cases are being caught.  I think we’re going to get to a future state where it’s not only making sure quality is at the 95th percentile of confidence, but also giving visibility into metrics like CAC, LTV, and churn—things that would normally take longer to pull together. Your fractional CFO might currently spend hours reviewing Stripe data or Shopify data to come to a conclusion. AI can cut out maybe 40% of that data-cleanup layer, where it’s like, “Okay, now they have the tools to dig in and understand what the underlying problem is,” instead of spending so much time cleaning up the data and getting everything organized.  So currently, at least my thesis is that it’s going to allow us to manage more clients because some of the day-to-day—I don’t want to call it busy work—but the work you have to do before you get to the exciting parts of the job will become more automated and less manual, like pulling data out of Stripe, Shopify, your CRM, or NetSuite.  So does that mean you’ll have a different type of people, maybe higher-level thinkers? Or do you think you can elevate your current team to that level?  Yeah. I think you’re… Sorry, I know I was originally answering this through the fractional CFO lens. Most of our fractional CFOs are already at the top of that organizational pyramid. For them, it’s really about helping them have cleaner data, better visibility into the actions they need to take, and better insight into what they should be reviewing and discussing with the client.  If I think more broadly about the back-office finance team, I do think a lot of the more generalist staff accountant and AP specialist roles won’t be spending as much time on the day-to-day blocking and tackling. If a client has 1,000 transactions a month flowing through their bank and credit cards, historically that accountant would sit in QuickBooks Online clicking “Okay, okay, okay,” reviewing every transaction and coding it. Eighty percent of those transactions will simply be coded automatically in real time as they come in. That leaves them to focus on the 20% that actually requires human judgment.  For me, the question is, can we continue to empower those people to be more impactful with that 20%? Are they the right people for that 20%? We’ve always tried to hire people who are proactive and broader thinkers, so I think we have the right team to step into that. If we’d built a traditional BPO model with an outsourced accounting team made up of people who were really just coding transactions at a basic level, I’d be more worried because getting those people to step up and handle edge cases is difficult.  But that’s not how we’ve historically built Finvisor. We’ve always tried to find people who are a little more… I’d rather hire an A-plus player than a B-player just because there’s some savings in the cost structure. I’d rather have the right people who can perform 80% of the time when they’re at bat than just hire someone because they’re cheaper.  Yeah.  Wrong baseball analogy there, but yeah.  Yeah, I understand. So you have A-plus people. Maybe the people who are doing more bookkeeping-type services—their jobs may become automated—but your A-players are going to have best-in-class information, and they can serve more clients that way.  Yeah. I still think that if you think about the typical accounting structure—if you’re working in-house and you have a bookkeeper and a controller—it’s still helpful. Depending on the size of the company, if you’re a small company, you probably won’t need that bookkeeper.  The controller can handle the edge cases and close the books. But at a certain scale, you’ll still want that junior resource supporting the controller so the controller can focus on the higher-level, more strategic work. I think people will simply be able to do more with less if they’re the right person. There will be people who, if they aren’t good at staying on their toes and figuring out edge cases, won’t be the right fit.  AI will probably replace some of those roles. But I think there’s a great opportunity for people who can think more strategically. They don’t have to be a CFO. They can just be a really smart bookkeeper who’s good at handling edge cases. They’ll simply be able to manage three times as many clients as they could when they had to code every single transaction.  Okay. If you had a magic wand and you could fix one thing in your business over the next 12 months, what would it be?  One area that we probably haven’t prioritized enough because of growth is SEO, AEO, and our overall sales build-out. Our paid advertising hasn’t been the strongest part of our business because it hasn’t been the top priority. If I had a magic wand, I’d have someone clean up our SEO and AEO visibility because I know clients love us and we do great work, but I don’t think we’re showing up the way I’d like from an SEO and AEO perspective. So that would be it. Yeah.  Yeah. Yeah. Love it. So, who are your ideal customers? Who do you want knocking on your door? Is it venture-backed companies primarily, or do you also work with private company founders? Who are your sweet-spot customers?  A lot of our clients are going to be in that 5-to-50-employee range, where they don’t need a full-time back office, a full-time accountant, a full-time CFO, or a full-time payroll specialist, but they need someone to own those roles. That way, we can put together the right Finvisor team to support them. We’ve intentionally made ourselves pretty modular, so while the largest group of our clients is in the tech VC world, we also have a lot of SMBs—law firms, beauty businesses, and other professional services businesses.  I would say that, if you looked at the Finvisor client base as a whole, you’d probably see a lot of startups. But we’re also starting to see more SMBs and more traditional businesses that don’t have VC funding but still need help with their accounting, bookkeeping, and modernizing their back office. So it’s a bit of both. Most of our clients are going to be in that 10-to-50- or 100-employee range, where they’re complex enough that they care about their financials and want to understand what they spent last month, where they’re going, and how they’re going to get there.  Earlier-stage companies are sometimes just a little too early. If you’re a one- or two-person company with just an idea, there’s a reason people think about their financials on more of a cash basis. They can think about the five clients they’re working with. Their bank balance ties pretty closely to their financials. There’s not a huge difference between the two when you’re a sole proprietor.  But as you start to evolve, that’s where Finvisor can provide more value. For all of our clients, we do accrual accounting, so we’re recognizing your revenue and your costs over the life of the service. As you start to grow and build, that’s really helpful. Obviously, if you’re at day one, it’s less impactful because you’re living more day to day, week to week, and month to month.  Steve Preda: Okay. So if we have those kinds of companies—which we do among our listeners—and they hear about this and want to fix their back office and outsource it to a reliable partner who can help them own those functions and give them good advice, what’s the best entry point? Where should they go, and how can they connect with you personally as well?  Yeah. hello@finvisor.com comes to me and the sales team. There’s probably a 95% chance you’ll talk to me if you reach out because I still love connecting with most new businesses that come through the door. The other area I wanted to call out that could be helpful for businesses is PEOs. PEOs are great, but I think at some point clients need to graduate from the PEO, and Finvisor is uniquely positioned to be both your insurance broker—helping you quote large-group plans—and your payroll and HR team to help you leave the PEO.  For a lot of our clients, once they pass that 100-employee mark, it’s like, “Great, we now qualify for a large-group plan,” which might have better rates than what they’re getting through the PEO. They just don’t have the team or bandwidth to get off the PEO. We’ll come alongside those larger companies and say, “Great, let’s quote a large-group plan for you. We’ll also put together a transition plan to register you in the 20 states where your employees are currently located.  We’ll make sure you get your workers’ compensation and employment practices liability insurance in place so there’s really no difference—apples to apples—from being in the PEO to running your own payroll.” We help with that transition because I’m always surprised to see companies with hundreds of employees still on a PEO, where the savings could be in the hundreds of thousands of dollars if they left. They just don’t have the internal team because they’ve always been on a PEO. They’ve never had to do state registrations, so they don’t know how to do them. Because of that, they’re usually not looking for an alternative path to get off that structure. We can at least review it with them and help them out if it’s a good fit. And just to remind our listeners what a PEO is, in case they don’t know.  Oh, sorry. Yeah. A PEO is a Professional Employer Organization. If you’ve heard of companies like TriNet or Justworks, they’re PEOs. In the health insurance space, there are four primary ways you can get health insurance. Most companies start with small-group plans in the early days because they’re state-mandated. For example, in California, if you’re under 100 employees, the rates my company gets would be the same rates Steve’s company gets if we’re both under 100 employees and we’re asking Blue Shield for a quote from the same ZIP code. That’s small-group insurance.  Then there’s level-funded, where carriers quote specifically based on your employee group. There’s large-group, which is somewhat similar but designed for larger organizations. Then there’s the PEO. Let’s say you’re a 10-person company. You don’t have enough employees to qualify for large-group health insurance, which is usually discounted because the risk is spread across hundreds of employees. The PEO says, “We’ll employ your team. Instead of you directly employing 10 people and buying health insurance for only those 10 people, we’ll employ your team and give you rates based on the 10,000 employees we already have.” PEOs are really popular in places like California and New York, where health insurance is very expensive.  But once you get above about 100 employees, you can usually qualify for your own large-group rates, which are similar to what the PEO is getting. The difference is that the PEO is generally marking up those rates because they need to make a margin on the plan. You can often get those rates directly yourself.  Yeah. That makes perfect sense. Okay. So if you’re listening to this and you’re building a venture-backed startup, or you’re the founder of a professional services firm, a law firm, or another small business with 10 to 100 employees, and you don’t yet have the budget—or maybe you simply don’t need—a full-time CFO, insurance advisor, HR leader, and other functional specialists, then reach out to Noah and Finvisor.  Check out what they have to offer and see what services might be a good fit for your business. Thanks, Noah, for coming on the show and sharing your expertise. It’s fascinating to see how this field is evolving, how you’re tapping into technology, and how you’re focusing on the highest-quality CFOs to help your clients. If you enjoyed this conversation, stay tuned.  Follow us on YouTube, Apple Podcasts, or wherever you get your podcasts. Make sure you don’t miss an episode. Every week, we bring you exciting entrepreneurs and their best management frameworks. Thanks for coming, Noah, and thanks for listening.  Thanks, Steve. Appreciate it. Important Links: Noah's LinkedIn Noah's  website Noah's email: hello@finvisor.com

In this ad-free episode #25 of the Five Stripe Playbook, Nick brings on Jay Riddle from the Patreon Fam to sift through the MLS Wooden Spoon Leaders: Is this rock bottom? It's on to Philly in a Spoon-Off, is a result even possible with the current group? Pedro Amador sold to the IPL. And more! --------- We've launched written content for the 2026 season! Our newly dedicated writers room is working day and night to provide FREE written match analysis, breaking news, opinion pieces, and much more on your Atlanta United. Sign up for the FREE membership on Patreon to get all written content delivered straight to your inbox the moment we publish! Join us! http://patreon.com/atlutdfantv Donate: www.paypal.me/atlutdfantv --------- Find our podcast in audio form on your favorite podcatchers! --------- About Atlanta United Fan TV: We are created by fans for the fans of Atlanta United and soccer. Join the community to get in on the conversation! Bringing you fan cams, podcasts, vlogs, mini-documentaries and much more! If you're a Five Stripe, we want to hear from you! Whatever you want to say about ATL UTD you can say it in the comments below. And to get in touch with us, connect with us: INSTAGRAM: https://goo.gl/9uOLVn BLUESKY: @atlutdfantv.bsky.social TWITTER: https://goo.gl/5uc709 TWITCH: https://www.twitch.tv/atlutdfantv DISCORD: https://discord.gg/C4RXb2b FACEBOOK: https://tinyurl.com/y3ga5mst SNAPCHAT: atlutdfantv17 TIK TOK: atlutdfantv --------- #ATLUTD #UniteAndConquer #MLS Learn more about your ad choices. Visit megaphone.fm/adchoices

The most useful coding agents can mutate their environments by downloading packages, writing files, and connecting to services across the network. However, that freedom also presents dangers, and promises to usher in a new wave of security threats. Docker recently announced Docker Sandboxes, which give each agent its own isolated micro VM while preserving the familiar ergonomics of a container. A standard container shares the host’s kernel, but a micro VM emulates hardware and runs its own kernel, giving a stronger security boundary around code that cannot be trusted. Mark Cavage is the President and COO of Docker, and he previously worked at companies including Stripe, AWS and Oracle. In this episode, Mark joins Gregor Vand for a wide-ranging conversation that includes why agents break the immutability assumptions containers were built on, how micro VMs differ from both containers and traditional VMs, and the still-unsolved challenge of giving agents scoped, trustworthy access to sensitive services and data.Sponsorship inquiries: sponsor@softwareengineeringdaily.com The post Docker and Sandboxing AI Agents appeared first on Software Engineering Daily.

AGENDA: 05:00 Jensen's Open-Weights Letter Puts Anthropic on an Island 10:00 OpenAI's Model Targets Hugging Face in a Cyber-Security Scare 18:00 America's Open-Model Push Accelerates as China Looms Large 30:00 Etched Raises $300M to Take on Nvidia 34:00 Google Cloud Grows 82%—So Why Did the Market Panic? 41:00 Travis Kalanick Raises $1.7B for Atoms and Physical AI 51:00 Francisco Partners Raises $21B: Can Private Equity Still Save SaaS? 1:00:00 Mark Pincus Says Quit When It's Too Hard—Jason Lemkin Erupts 1:07:00 Stripe vs Revolut: Which $100B+ Fintech Would You Own?    

Today, Hunter was joined once again by two guests from the Idaho State Public Defender System. Eric Fredericksen, State Public Defender, and Doug Nelson, Litigation Director, join the show to provide an update on the Idaho State System and to highlight a case that shows why the state wide system is better for the people of Idaho.     Guest: Eric Fredericksen, State Public Defender, Idaho Doug Nelson, Litigation Director, Idaho   Resource: Learn More about the System Here https://spd.idaho.gov/     Contact Hunter Parnell:      Publicdefenseless@gmail.com  Instagram @PublicDefenselessPodcast Twitter                                                                 @PDefenselessPod www.publicdefenseless.com  Subscribe to the Patreon www.patreon.com/PublicDefenselessPodcast  Donate on PayPal https://www.paypal.com/donate/?hosted_button_id=5KW7WMJWEXTAJ Donate on Stripe https://donate.stripe.com/7sI01tb2v3dwaM8cMN Trying to find a specific part of an episode? Use this link to search transcripts of every episode of the show! https://app.reduct.video/o/eca54fbf9f/p/d543070e6a/share/c34e85194394723d4131/home **** ALL OPINONS SHARED BY HOST HUNTER PARNELL DO NOT REFLECT THE THOUGHTS OR OPINIONS OF THE AURORA MUNICIPAL PUBLIC DEFENDER****  

Intel Chat with Matt Bromiley and Chris Luft.Matt and Chris break down four stories from the week in threat intel:• Hugging Face's security incident disclosure: an intrusion conducted end-to-end by an autonomous AI agent system — a malicious dataset exploiting two code-execution paths, thousands of actions across short-lived sandboxes, self-migrating C2 — and why the forensics had to run on the open-weight GLM 5.2 model after hosted frontier models refused to analyze real attack artifacts.• WP2Shell: attackers chaining CVE-2026-60137 (WordPress Core SQL injection) with CVE-2026-63030 (Batch REST API logic flaw) for unauthenticated remote code execution on default WordPress installs — found by Searchlight Cyber using GPT-5.6 Sol Ultra in about ten hours, with tens of thousands of exploitation attempts following disclosure.• Data breaches at AI music generator Suno (55.3M unique email addresses, plus partial Stripe payment records) and gig-work platform Paidwork (23.3M addresses, password hashes and banking data), per Have I Been Pwned.• Iranian state media claims the IRGC destroyed AWS's Bahrain data center (ME-SOUTH-1) with cruise missiles — and what data centers becoming military targets means for cloud resilience.Plus: Google Threat Intelligence Group retires APT/FIN nomenclature for new threat-actor names, and where to find Chris and Matt at Black Hat.Stories covered:• https://huggingface.co/blog/security-incident-july-2026• https://www.darkreading.com/cyberattacks-data-breaches/wp2shell-millions-wordpress-sites-remote-takeover• https://www.securityweek.com/suno-paidwork-data-breaches-affect-tens-of-millions-of-accounts/• https://www.tomshardware.com/tech-industry/data-centers/amazon-data-center-in-bahrain-struck-and-destroyed-by-iranian-cruise-missiles-state-media-claims-attacks-launched-against-aws-site-in-response-to-alleged-us-strikes-on-an-under-construction-nuclear-plantChapters:0:00 Intro & Black Hat plans2:07 Hugging Face's AI-agent breach disclosure12:39 WP2Shell: WordPress exploit chain20:59 Suno & Paidwork data breaches24:17 IRGC strikes on AWS Bahrain28:27 Google Threat Intel's new actor names29:29 Black Hat swag hunt & wrap-upThe Cybersecurity Defenders Podcast — a podcast about cybersecurity and the people that keep the internet safe. New episodes drop weekly.Subscribe wherever you listen:• Spotify: https://open.spotify.com/show/6ep00zeY3S8ffZ4o0UeSps• Apple Podcasts: https://podcasts.apple.com/us/podcast/the-cybersecurity-defenders-podcast/id1649981740• YouTube: https://www.youtube.com/@limacharlieioLearn more about LimaCharlie: https://limacharlie.io#cybersecurity #infosec #threatintel #AIsecurity #databreach

The most useful coding agents can mutate their environments by downloading packages, writing files, and connecting to services across the network. However, that freedom also presents dangers, and promises to usher in a new wave of security threats. Docker recently announced Docker Sandboxes, which give each agent its own isolated micro VM while preserving the familiar ergonomics of a container. A standard container shares the host’s kernel, but a micro VM emulates hardware and runs its own kernel, giving a stronger security boundary around code that cannot be trusted. Mark Cavage is the President and COO of Docker, and he previously worked at companies including Stripe, AWS and Oracle. In this episode, Mark joins Gregor Vand for a wide-ranging conversation that includes why agents break the immutability assumptions containers were built on, how micro VMs differ from both containers and traditional VMs, and the still-unsolved challenge of giving agents scoped, trustworthy access to sensitive services and data.Sponsorship inquiries: sponsor@softwareengineeringdaily.com The post Docker and Sandboxing AI Agents appeared first on Software Engineering Daily.

The most useful coding agents can mutate their environments by downloading packages, writing files, and connecting to services across the network. However, that freedom also presents dangers, and promises to usher in a new wave of security threats. Docker recently announced Docker Sandboxes, which give each agent its own isolated micro VM while preserving the familiar ergonomics of a container. A standard container shares the host’s kernel, but a micro VM emulates hardware and runs its own kernel, giving a stronger security boundary around code that cannot be trusted. Mark Cavage is the President and COO of Docker, and he previously worked at companies including Stripe, AWS and Oracle. In this episode, Mark joins Gregor Vand for a wide-ranging conversation that includes why agents break the immutability assumptions containers were built on, how micro VMs differ from both containers and traditional VMs, and the still-unsolved challenge of giving agents scoped, trustworthy access to sensitive services and data.Sponsorship inquiries: sponsor@softwareengineeringdaily.com The post Docker and Sandboxing AI Agents appeared first on Software Engineering Daily.

The most useful coding agents can mutate their environments by downloading packages, writing files, and connecting to services across the network. However, that freedom also presents dangers, and promises to usher in a new wave of security threats. Docker recently announced Docker Sandboxes, which give each agent its own isolated micro VM while preserving the familiar ergonomics of a container. A standard container shares the host’s kernel, but a micro VM emulates hardware and runs its own kernel, giving a stronger security boundary around code that cannot be trusted. Mark Cavage is the President and COO of Docker, and he previously worked at companies including Stripe, AWS and Oracle. In this episode, Mark joins Gregor Vand for a wide-ranging conversation that includes why agents break the immutability assumptions containers were built on, how micro VMs differ from both containers and traditional VMs, and the still-unsolved challenge of giving agents scoped, trustworthy access to sensitive services and data.Sponsorship inquiries: sponsor@softwareengineeringdaily.com The post Docker and Sandboxing AI Agents appeared first on Software Engineering Daily.

The most useful coding agents can mutate their environments by downloading packages, writing files, and connecting to services across the network. However, that freedom also presents dangers, and promises to usher in a new wave of security threats. Docker recently announced Docker Sandboxes, which give each agent its own isolated micro VM while preserving the familiar ergonomics of a container. A standard container shares the host’s kernel, but a micro VM emulates hardware and runs its own kernel, giving a stronger security boundary around code that cannot be trusted. Mark Cavage is the President and COO of Docker, and he previously worked at companies including Stripe, AWS and Oracle. In this episode, Mark joins Gregor Vand for a wide-ranging conversation that includes why agents break the immutability assumptions containers were built on, how micro VMs differ from both containers and traditional VMs, and the still-unsolved challenge of giving agents scoped, trustworthy access to sensitive services and data.Sponsorship inquiries: sponsor@softwareengineeringdaily.com The post Docker and Sandboxing AI Agents appeared first on Software Engineering Daily.

This Week In Startups is made possible by: Northwest Registered Agent- NorthwestRegisteredAgent.com/twist Odoo - Odoo.com/twist MongoDB - MongoDB.com/ai   Today's show: The FCC's decision to ban Chinese humanoid robots over security concerns is a boon to American startups, which now face a narrower competitive market. But where should we draw the line on security over competition? Menlo Ventures' Deedy Das, Weisburd Pierce's David Weisburd, Plexo Capital's Lo Toney, and LAUNCH's Jason Calcanis broke down how they differentiate between legitimate security concerns and purported regulatory capture. Today's venture capital roundtable also dug into OpenRouter's possible sale to Stripe, changing tokenomics, the Indian market for startups, and even DoorDash's drone-delivery business taking flight. Guest Links: Deedy Das https://x.com/deedydas Menloe Ventures https://menlovc.com/ Lo Toney https://x.com/lo_toney Plexo Capital https://www.plexocap.com/ David Weisburd https://x.com/DWeisburd Weisburd Pierce https://www.weisburdpierce.com/ Jason Calcanis https://x.com/Jason LAUNCH https://launch.co/ Show Links: The FCC's decision regarding Chinese robots https://www.fcc.gov/document/fcc-adds-foreign-produced-power-inverters-and-robots-covered-list-0 Pacing the Frontier letter https://www.pacingthefrontier.com/ Cursor Start https://cursor.com/blog/cursor-start-india Stripe may buy OpenRouter https://www.axios.com/2026/07/24/stripe-openrouter-merger-ai-currency OpenRouter financials https://www.theinformation.com/articles/openrouter-financials-suggest-steep-price-possible-acquirer-stripe?rc=g3wfdp Kimi K3 license https://huggingface.co/moonshotai/Kimi-K3/blob/main/LICENSE Pangram https://www.pangram.com/ Tau Robotics https://www.tau-robotics.com/ Zipline https://www.zipline.com/ Manna https://www.manna.aero/ Kindred Ventures https://kindredventures.com/ Autolane https://goautolane.com/ Salmon Labs https://salmonrun.ai/   Timestamps: 0:00 The FCC bans Chinese humanoid robots 2:18 Waymo, Uber, Robotaxi, and the global BYD threat 10:30 MongoDB - AI-assisted and agentic coding is helping you build faster than ever. Start building at https://MongoDB.com/ai 15:45 The "Pacing The Frontier" letter (1,100+ AI staffers warn on RSI) 19:51 Odoo - The all-in-one business platform. Get started for free at https://Odoo.com/twist 21:07 Regulatory capture vs. genuine concern 30:09 Northwest Registered Agent - Get more when you start your business with Northwest. In 10 clicks and 10 minutes, you can form your company and walk away with a real business identity — Learn more at https://northwestregisteredagent.com/twist 37:57 Have we reached AGI? 38:35 Stripe eyes OpenRouter at $10B 39:19 Does OpenRouter have a moat? 47:13 Kimi K3's license and neocloud margins 49:34 Claude Tag and the future of AI-mediated workplaces 53:26 Cursor Start, ChatGPT Go, and the India market 1:02:03 Have we solved AI detection? 1:11:20 Tau Robotics $30/hour robotic housecleaning 1:12:49 Job loss, and the social safety net 1:18:25 DoorDash Air takes on Zipline, Manna 1:21:00 Portfolio shout-outs Subscribe to the TWiST500 newsletter: https://ticker.thisweekinstartups.com Check out the TWIST500: https://www.twist500.com Subscribe to This Week in Startups on Apple: https://rb.gy/v19fcp   Follow Lon: X: https://x.com/lons   Follow Alex: X: https://x.com/alex LinkedIn: ⁠https://www.linkedin.com/in/alexwilhelm   Follow Jason: X: https://twitter.com/Jason LinkedIn: https://www.linkedin.com/in/jasoncalacanis   Great TWIST interviews: Will Guidara, Eoghan McCabe, Steve Huffman, Brian Chesky, Bob Moesta, Aaron Levie, Sophia Amoruso, Reid Hoffman, Frank Slootman, Billy McFarland   Check out Jason's suite of newsletters: https://substack.com/@calacanis   Follow TWiST: Twitter: https://twitter.com/TWiStartups YouTube: https://www.youtube.com/thisweekin Instagram: https://www.instagram.com/thisweekinstartups TikTok: https://www.tiktok.com/@thisweekinstartups Substack: https://twistartups.substack.com

The Information's Stephanie Palazzolo talks with TITV Host Akash Pasricha about ChatGPT nearing 1 billion weekly active users and Stripe's $10 billion OpenRouter acquisition. We also talk with Rocket Drew about Reflection AI's secret race to build an open-source AI champ, and we get into open-source AI safety with Cisco President Jeetu Patel.Articles discussed on this episode: https://www.theinformation.com/articles/openais-chatgpt-nears-1-billion-weekly-active-users-seven-months-targethttps://www.theinformation.com/articles/nvidia-bet-reflection-open-source-ai-now-startup-playing-catchSubscribe: YouTube: https://www.youtube.com/@theinformation The Information: https://www.theinformation.com/subscribe_hSign up for the AI Agenda newsletter: https://www.theinformation.com/features/ai-agendaTITV airs weekdays on YouTube, X and LinkedIn at 10AM PT / 1PM ET. Or check us out wherever you get your podcasts.Follow us:X: https://x.com/theinformationIG: https://www.instagram.com/theinformation/TikTok: https://www.tiktok.com/@titv.theinformationLinkedIn: https://www.linkedin.com/company/theinformation/Chapters:00:00 - Introduction01:13 - OpenAI's ChatGPT Nears 1 Billion Users09:47 - Stripe's $10 Billion OpenRouter Multiples17:03 - Inside Nvidia-Backed Reflection AI28:00 - Cisco President Jeetu Patel on AI Safety

Welcome back to Fintech Takes. I'm Alex Johnson, joined again by James Wester (co-head of payments research at Javelin Strategy & Research), who I've come to think of as our resident stablecoin correspondent to make sense of the biggest stablecoin news of the summer. In July, Stripe organized a consortium called Open Standard, backed by Visa, Mastercard, American Express, and Coinbase, among others, to launch a dollar-backed stablecoin called OUSD. Within days, some of the smaller companies on that list said they hadn't agreed to what was being described. There's still no white paper, nor clarity on governance. So, what's the Open Standard consortium building? We dig into: What's confirmed about Open Standard and OUSD, and what's still guesswork Why this fight is about platform ambition as opposed to stablecoin tech (Circle's site hails itself as "the tech stack for the agentic economy" without mentioning stablecoin; that platform ambition may be why the rest of the payments industry is organizing against it) Why payments consortiums almost always fail, and what Zelle (one of the rare successes) had that Open Standard currently doesn't Why nobody's panicking about OUSD the way central bankers panicked over Facebook's Libra in 2019, and what that reveals about stablecoin regulation  Tune in for James's read on whether Open Standard becomes infrastructure or the next entry in the consortium graveyard. --- This episode is brought to you by Ocrolus.  Better lending starts with better intelligence. A borrower's cash flow only tells half the story, so Ocrolus fills in the rest with behavior signals and industry benchmarking. Visit https://www.ocrolus.com/ for more.  --- Sign up for Alex's Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday, Wednesday, and Friday: https://workweek.com/brand/fintech-takes/ And for more exclusive insider content, don't forget to check out my YouTube page. --- Follow Alex:  YouTube: https://www.youtube.com/channel/UCJgfH47QEwbQmkQlz1V9rQA/videos LinkedIn: https://www.linkedin.com/in/alexhjohnson X: https://www.twitter.com/AlexH_Johnson Follow James: LinkedIn: https://www.linkedin.com/in/jameswester/ X: https://x.com/jameswester

P.M. Edition for July 28. The Washington, D.C. funeral for Lindsey Graham, who died earlier this month, drew current and formal officials and foreign leaders. President Trump gave a eulogy for the late senator, his one-time rival turned friend and adviser. Plus, the Trump administration is ending a subsidy program that helped hold down premiums for Medicare drug plans—a move that could make health care more expensive for some seniors. And the Fed's July meeting kicks off today, with a decision expected tomorrow. WSJ chief economics correspondent Nick Timiraos explains why this is one of the most unpredictable meetings in years. Alex Ossola hosts. Sign up for the WSJ's free What's News newsletter. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Even though PayPal CEO Enrique Lores never directly addressed the recent buyout offer in its earnings report, the message was pretty clear: Stripe's offer is too low. Matt, Lou, and Tyler digest PayPal's recent earnings and how that changes the dynamic of this acquisition drama. Plus, does Boeing finally have its act together, and why EV adoption is still so slow. Have a question? Email us; podcasts@fool.com Want to take the next step in your investing journey? Explore Motley Fool's Epic for our portfolio-centered investing experience, premium research, tools, and guidance: fool.com/epic Tyler Crowe, Matt Frankel, and Lou Whiteman discuss: - PayPal Earnings and Stripe acquisition - Boeing's earnings (without Air Force One) - The investment opportunities as a Boeing supplier - Mailbag: Why not more EV adoption? Why no LCID love? Companies discussed: PYPL, BA, LMT, GD, EADSY, TDG, MOGA, GE, HWM, LCID, GM, TSLA Host: Tyler Crowe Guests: Matt Frankel, Lou Whiteman Engineer: Dan Boyd Disclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode. Learn more about your ad choices. Visit ⁠⁠megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Plus, Boeing logs another quarterly loss amid spending push on new Air Force One jets. And, PayPal's CEO says he's open to evaluating sale offers, while focusing on the company's turnaround plan. Alex Ossola hosts. Sign up for WSJ's free What's News newsletter. An artificial-intelligence tool assisted in the making of this episode by creating summaries that were based on Wall Street Journal reporting and reviewed and adapted by an editor. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Topics covered in this episode: Some more things about Django I've been enjoying Who cleans up after the vibe-coding party? Where Did All Your AI Tokens Go? AgentsView to the rescue! Careful with phishing all Extras Joke Watch on YouTube About the show Sponsored by us! Support our work through: Our courses at Talk Python Consulting from Six Feet Up Connect with the hosts Michael: Mastodon / BlueSky / X / LinkedIn Calvin: Mastodon / BlueSky / X / LinkedIn Show: Mastodon / BlueSky / X Join us on YouTube at pythonbytes.fm/live to be part of the audience. Usually Tuesday at 7am PT. Older video versions available there too. Finally, if you want an artisanal, hand-crafted digest of every week of the show notes in email form? Add your name and email to our friends of the show list, we'll never share it. Calvin #1: Some more things about Django I've been enjoying Julia Evans is learning "2010-style" web dev (Django + SQL + server-rendered HTML) after years of Go backends and JS-heavy frontends Query builders: likes defining custom QuerySet classes with chainable filter methods (.approved().future().with_tags()) — more readable than raw SQL Template filters: highlights urlize, linebreaksbr, json_script, and especially querystring for building/modifying query-string links in templates Migrations: still loves Django's auto-generated migrations — 19 and counting on her project Skips inheritance for class-based views; prefers function-based views for sharing code, though fine using Django's own mixins/interfaces Performance surprise: CPU profiling (via py-spy) — not slow DB queries — revealed the culprit; she'd accidentally disabled the cached template loader, and re-enabling it took throughput from ~2-3 req/s to ~12 req/s on a $10/mo VM Michael #2: Who cleans up after the vibe-coding party? FT Magazine piece by Sam Learner (July 11) on AI coding tools overwhelming open source maintainers - sent in by listener Dylan McConnell, whose main point was that this ran in the Financial Times, not a dev blog. cURL as the case study - Daniel Stenberg has been the only full-time person on it for years; libcurl has been installed an estimated 20+ billion times with 3,000+ listed contributors. Bug bounty killed - cURL ended its paid security bounty program in January, citing an "explosion of AI slop reports" that take real time to debunk and drain morale. Extractive contributions - authoring a PR is now nearly free, reviewing one still costs a human; tldraw's Steve Ruiz closed outside contributions entirely, asking why he'd want someone else writing the easy part. Guido weighs in - van Rossum says projects are holding emergency meetings over the slop flow, and notes LLM patches tend to touch unrelated parts of a file, making review more tedious. "Vibe Coding Kills Open Source" - paper from Miklós Koren's group: packages frequently recommended by coding models saw big download jumps with no matching engagement, breaking the reputation loop that sustains maintainers. Stack Overflow flatlined - over 100,000 questions a month before ChatGPT, under 1,500 last month, with the response rate cut roughly in half; the public archive is now stale training data. The course-creator angle - Josh Comeau's newest web dev course launched at about a third of prior enrollment, and he worries about devs who never learn which questions to ask. But the most interesting portion is what was omitted. Focused on: The end of the curl bug-bounty Omitted: High-Quality Chaos Why the omission is interesting It fits a narrative. The FT piece is a maintenance-and-decline story, and January-Stenberg is a perfect witness for it. April-Stenberg complicates it - same person, same project, better data, opposite direction on the specific claim being used. The tell is already in the article. Learner quotes Stenberg saying AI tools are much better at finding problems than fixing them. That's the April thesis in one line, and it goes undeveloped. Reason for the shift is process, not vibes. Killing the bounty removed the cash incentive and the venue change filtered the rest. Worth saying out loud, because "AI reports got better" isn't quite it - "no bounty plus a real triage platform" is closer. Joke too: Sarah O'Connor wrote a related piece (is this just before skynet launches?) Calvin #3: Where Did All Your AI Tokens Go? AgentsView to the rescue! Local-first desktop/web app for browsing, searching, and analyzing your past AI coding agent sessions (Claude Code, Codex, Copilot, Cursor, Gemini, Aider, and dozens more) Auto-discovers session files on your machine — no config needed; everything stored locally in SQLite, no cloud/accounts agentsview usage is a drop-in ccusage alternative — reads from pre-indexed SQLite, reports run 80–220× faster on large histories New Activity dashboard shows peak concurrency, active vs. idle time, agent-minutes, and cost — filterable by project/agent/machine, with a -json CLI report too Full-text + optional semantic search across every session; also imports Claude.ai/ChatGPT chat exports Install via pip install agentsview, uvx agentsview, brew install --cask agentsview, or download desktop binaries from GitHub Releases Michael #4: Careful with phishing all The situation I pass this along because it was a pretty sneaky bit of targeted phishing, and happened to play off an old interaction in bandit's repo. As usual with phishing scams there are a bunch of tells that this isn't legitimate, but just enough plausibility that I could see falling for it in a weak moment. Relative nobodies like me haven't historically been worth the effort to hit with scams this specific. Agents change the game though :-/. Be careful out there folks! Original message From: "Patrick (Blacktrace)" [HTML_REMOVED] To: LISTENER EMAIL Subject: Your Bandit #1350 (B105 NextToken false positive) -- just fixed that exact case Date: Wednesday, July 15, 2026 12:02 AM Hi AJ, Saw your Bandit issue #1350 -- the B105 hardcoded-password false positive on the string NextToken. I build a deterministic gate that filters that class of Bandit noise, and #1350 was literally the case I just fixed: NextToken / next_token / page_token / nextPageToken now stay quiet, while a genuine hardcoded token like api_token="sk-live-..." still fires. Verified against your exact case. 30-second paste: https://blacktrace.co/noise-eraser Where it still trips, published: https://blacktrace.co/kruc Curious whether it clears what you hit -- and if it trips on something of yours, that's the more useful reply. Patrick, Blacktrace I asked Claude for some analysis too. It was pretty good at finding them. The message name-drops enough real detail to feel legit, but the structure is pure phishing - everything in it exists to get AJ onto blacktrace.co. The strongest ones: Freemail sender, corporate signoff. Signs as "Patrick, Blacktrace" but sends from emailpjv@gmail.com. Real company outreach comes from the company domain, not a personal Gmail - and there's no last name. Over-specific targeting. It mirrors AJ's exact public activity - issue #1350, the B105 rule, the NextToken false positive, even the token variants. That's the "just enough plausibility" AJ flagged, and it's exactly what agents make cheap: scrape a GitHub issue, auto-generate tailored bait. Legit cold outreach rarely reads your history back to you this precisely. The entire payload is two links. Strip the technical flattery and the message is just "paste here" plus "see results here." When the whole point of an email is the click, that's the tell. "30-second paste." Low-friction urgency, and "paste" most likely means paste your source into their tool - handing your code to a stranger's site. Exfiltration dressed as convenience. Brand-new, no-reputation domain. blacktrace.co has no track record, and the name is doing some ominous work. The /kruc slug is random noise, not how real product pages get named. Precise-sounding jargon that's actually vague. "Deterministic gate," "noise-eraser" - impressive, empty. Bolted onto correct real details (B105 is the Bandit hardcoded-password test, sk-live- is a Stripe live-key prefix) to borrow credibility. The disarming close. "if it trips on something of yours, that's the more useful reply" - engineered humility that flatters your expertise and baits a response. Makes engaging feel like you're doing them a favor, which drops your guard. Extras Calvin: DjangoCon US 2026 is rapidly approaching, August 24-28, Chicago Ruff v0.16.0 massively expands its default rule set Ruff now enables 413 rules by default, up from 59 https://astral.sh/blog/ruff-v0.16.0 Michael: Completely redesigned the home page. Try /insights in Claude Code (terminal) Joke: We're Safe

Hunter is joined once again by Jennifer Jennison and joining us for the first time is Sammy Provencio. After spending more than 30 years in custody, Sammy has joined the Stanislaus County Public Defender Office to help run their newest community-centred initiative, the Hub. Jennifer and Sammy join the show to share what the Hub is, what it does, and to share the power of having formerly incarcerated people work in a Public Defender Office.   Guest: Jennifer Jennison, Chief Public Defender, Stanislaus County, California Sammy Provencio, Client Support Specialist, Group Facilitator, Stanislaus County, California   Resource: Learn More Here https://www.stancounty.com/publicdefender/ https://www.instagram.com/p/DVhDRWsEoYD/ https://www.facebook.com/thehubcenterforchange/   Contact Hunter Parnell:      Publicdefenseless@gmail.com  Instagram: @PublicDefenselessPodcast Twitter: @PDefenselessPod www.publicdefenseless.com  Subscribe to the Patreon: www.patreon.com/PublicDefenselessPodcast  Donate on PayPal:  https://www.paypal.com/donate/?hosted_button_id=5KW7WMJWEXTAJ Donate on Stripe: https://donate.stripe.com/7sI01tb2v3dwaM8cMN   Trying to find a specific part of an episode? Use this link to search transcripts of every episode of the show! https://app.reduct.video/o/eca54fbf9f/p/d543070e6a/share/c34e85194394723d4131/home   **** ALL OPINONS SHARED BY HOST HUNTER PARNELL DO NOT REFLECT THE THOUGHTS OR OPINIONS OF THE AURORA MUNICIPAL PUBLIC DEFENDER****  

Davi Strazza spent a decade at Adyen as the company scaled from around $30 billion to over $1.3 trillion in annual payment volume, running Latin America and then North America as president. Today he is Chief Business Officer at Lightspark, the company powering over 15% of Coinbase's Bitcoin transfers.In this episode, Reggie Young talks with Davi about what actually moves enterprise payments decisions. They cover why inertia keeps trillions on legacy rails, how challengers find their wedge against incumbents, what Pix's adoption in Brazil reveals about changing payment behavior, and how Lightspark uses Bitcoin and stablecoins as invisible infrastructure for global money movement. Davi closes with the risk he thinks fintech still underweights: the compliance work underneath every product that scales.Fintech Layer Cake is powered by Lithic, financial infrastructure that helps teams build better card and payments products for consumers and businesses.Chapters: 00:00 – Cold open: most money still moves in fiat 00:21 – Meet Davi Strazza: Adyen, Lightspark, and $1.3T in volume 01:56 – Latam vs. North America: relationships vs. pragmatism 04:33 – Why enterprises don't rip out legacy processors 06:19 – Redundancy, and finding your wedge as a challenger 07:56 – Changing the org before the org wants to change 11:31 – What Pix taught him about shifting payment behavior 13:12 – Why it takes an Uber to teach consumers new payment habits 15:43 – What Lightspark powers, from Coinbase to cross-border payouts 18:42 – Global Accounts: offering the endpoint, not just the transfer 20:18 – Making Bitcoin invisible: the rail-agnostic thesis 24:10 – Selling infrastructure while the rules are still being written 27:53 – Why you no longer need to be Stripe to build in fintech 30:02 – The next decade: fiat and crypto converging 33:09 – Stablecoins are earlier than the headlines suggest 34:34 – The underrated work: compliance that scales 37:23 – Where to find LightsparkNothing in this podcast should be construed as legal or financial advice.Subscribe for new episodes every other Wednesday. If you enjoy the show, leave a review on Apple Podcasts or Spotify to help more people in fintech find it.

Peter McNally and Eric Clark talk about PayPal (PYPL) earnings that show signs of its turnaround plan taking shape. Eric says the bigger picture for PayPal is challenged but the tentative $53 billion Stripe and Advent deal will be better for the company. Peter adds that expectation for previous earnings were low, offering more room for bull to run in Tuesday's session.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling -https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watch Watch onVizio - https://www.vizio.com/en/watchfreeplus-exploreClassification: Schwab InternalWatch on DistroTV - https://www.distro.tv/live/schwab-network/ Follow us on X –https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetwork Follow us onLinkedIn - https://www.linkedin.com/company/schwab-network

A publisher with 10% monthly churn loses 70% of its subscribers in a year.In this episode, Pete sits down with Tyler from Newsletter Glue to break down subscriber churn, and where it actually starts. Tyler shares a real case: a publisher with a large subscriber base that grew for six years, then plateaued and started sliding. The cause wasn't pricing or content. They had never sent a single newsletter, not once, in six years.Newsletter engagement is one of the strongest predictors of retention. Subscribers who open newsletters regularly are about twice as likely to still be subscribed 12 months later. Pete lays out six concrete moves publishers can make to close the gap: drip campaigns for niche and news publishers, tracking quiet subscribers, fixing involuntary churn from failed payments, smarter cancel flows, cutting login friction, and pricing levers that reduce renewal pain points.What you'll learn:Why involuntary churn (failed payments) accounts for 20-40% of all churn, and how Stripe's payment intents plus services like ChurnBuster can cut it by 40% or moreHow The Moss Report's 18-email drip series onboards new readers like a course, and how the Wall Street Journal targets 100 days of engagementWhy niche publishers should package a drip series (not a single newsletter), while news publishers should build habit and routine around a fixed send timeHow personalization, like Mexico News Daily's opt-in regional editions, drives the highest engagement ratesWhy tracking "quiet" paid subscribers lets you intervene before they churn, and why archive content often outperforms fresh contentWhy the cancel flow matters: offering pauses, discounts, or downgrades before a subscriber leavesHow removing login friction with automatic login (Flowletter + Newsletter Glue) reduces support tickets and churnWhy monthly vs. annual pricing changes your churn exposure, and how tiered "good, better, best" plans give you a downgrade path instead of a cancellationResources mentioned:Newsletter Glue: newsletterglue.comLeaky Paywall: leakypaywall.comFlowletter: leakypaywall.com/flowletterList Builder: leakypaywall.com/list-builderLeaky Paywall Insights: insights.leakypaywall.comThe Publisher's AI Survival Guide (free): publisherrevenue.com/tool/the-publishers-ai-survival-guide/The Moss Report: themossreport.comMexico News Daily: mexiconewsdaily.comChurnBuster: churnbuster.io

With her amazing new book, CAROUSEL: An Essay On Seeing (Yale University Press), Sarah Minor offers a multi-threaded exploration — lecture, memoir, and art criticism — of how we see and are seen, how our language changes with our vantage points, how all these screens are changing human consciousness (and physiology). We talk about the history of the panorama painting and how it presages today's phone-panopticon, the COVID-era constraints that sparked the book (and the other constraints she needs for writing), and how she struggled with a conventional literary nonfiction structure for Carousel after years of crafting visual essays, then found its shape and voice after a live reading. We get into the comfort of white space, the humor of the Bayeux Tapestry (not a tapestry), the benefits of having a mother who was a late-breaking medievalist, and what happened when a student heard her read from Carousel and asked, "How do you balance historical context with reader fatigue?" We talk about how (some) students prefer lectures over discussion and how she almost made it through college without reading a contemporary writer, her shadow-performance collaboration and why it's important to have artistic offshoots, and more. Follow Sarah on Bluesky and Instagram • More info at our site • Support The Virtual Memories Show via Stripe, Patreon, or Paypal, and subscribe to our e-newsletter

Why doesn't a country good enough to produce Ryanair and Stripe have a normal venture fund industry? Alan Merriman spent three years lobbying the Irish government just to be allowed to launch one, and what he ran into along the way says more about Ireland's capital gap than most economic reports ever will.Merriman built Elkstone from a boutique advisory firm into one of Ireland's most active venture investors, and in this conversation he's candid about what it actually took to get there. In this episode, you'll learn: Why Ireland's tax code made venture investing nearly impossible before 2022, and what it took to change itWhy Merriman puts the quality of a founder at eighty percent of any investment decision, and what he's really screening forWhy Elkstone bets on the country instead of a sector, and what that says about the depth of the Irish marketWhat Merriman calls “network compounding,” and his pitch for why the Irish diaspora is worth more than its checkbookIf you've ever wondered what it actually takes to build serious venture capital in a small country, or how Merriman makes the case for engaging the Irish diaspora as more than a source of sentiment, this one's worth the full listen. ALAN MERRIMAN LINKSLinkedInElkstone  IRISH STEW LINKSWebsite Home PageFacebookInstagramLinkedInMedia Partner: IrishCentralEpisode Details: Season 8, Episode 22; Total Episode Count: 163Send us Fan Mail

Plongez dans les coulisses du rachat stratégique de Privy par le géant Stripe. Henri Stern, fondateur de Privy, nous dévoile comment son infrastructure simplifie radicalement l'accès aux cryptomonnaies en rendant les portefeuilles (wallets) invisibles pour l'utilisateur final.Entre l'essor fulgurant des stablecoins, qu'il juge encore largement sous-estimés, et l'émergence des agents IA capables d'effectuer des paiements de manière autonome, cet échange dessine les contours du futur de la finance numérique.______________________________________________Vous avez quelque chose à partager et souhaiteriez le faire pendant une interview ?Envoyez-nous un mail à ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠contact@cryptoast.fr⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠______________________________________________Nos podcasts sont aussi sur :

Stripe was in talks to buy OpenRouter for as much as $10B while still chasing PayPal. Midjourney bought astrology app Co-Star, Meta launched Facebook Verified and a standalone Seller app, and Nvidia and Microsoft defended open-weight AI. Sources: Stripe is in talks to acquire OpenRouter, which helps developers use AI models and could fetch ~$10B; PitchBook: OpenRouter was valued at $1.3B in May (WSJ) Sources: Stripe and Advent's unsolicited $53B PayPal offer, backed by ~$50B in committed bank financing, would create a payments giant processing ~$3.7T annually; PayPal has not responded (Reuters) Midjourney bought astrology app Co-Star, which uses AI to offer personalized advice, in the spring and is building its first standalone image-generation app (Bloomberg) Meta launches Facebook Verified, a free program it says will verify that users are real humans by analyzing a facial recognition selfie and assigning badges (Engadget) Meta launches Seller, a free standalone app version of Facebook Marketplace; Seller includes AI features that scan photos to fill out listings automatically (NYT) Meta, Nvidia, Microsoft, a16z, and others sign a letter defending open-source AI; Jensen Huang, in his first X post, says open models strengthen cybersecurity (The Information) Signatories including Palantir avoid naming China or Moonshot in the open-weight letter, framing it instead around US AI leadership being judged by a strong open ecosystem, not one frontier model (Bloomberg) Longreads Meet All The Middle Aged Women Who Don't Exist: AI-generated wellness influencers, all gorgeous and all "57", are selling NMN supplements to women over 40 (Charlotte's Book) Big US pizza delivery chains are struggling as DoorDash and Uber Eats give independent pizzerias greater market access, erasing the tech moat chains once had (FT) Subscribe to the ad-free feed. Learn more about your ad choices. Visit megaphone.fm/adchoices

Anthropic's head of economics argues that AI is still augmenting workers rather than replacing them—and that expertise becomes more valuable as AI handles more tasks. NLW examines the evidence, the warning signs in junior hiring, and why the story executives tell themselves about AI could shape its impact on work. In the headlines: Stripe's reported $10 billion pursuit of OpenRouter, the booming model-routing race, and Microsoft's push toward cheaper in-house models.Brought to you by:KPMG – Research from KPMG and the University of Texas at Austin shows the highest-impact AI users treat AI like a reasoning partner — and those skills can be taught at scale. Learn more at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kpmg.com/us/Sophisticated⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Hyperagent - Hire a fleet of always-on agents. New users get $1,000 in inference. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hyperagent.com/aidailybrief⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Retool - Secure your vibecoded apps. New enterprise customers get up to $10,000 in AI credits per year. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠retool.com/aidaily ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Rackspace Technology- One accountable partner to build, operate and run your full enterprise AI stack ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.rackspace.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Section - Section turns AI investment into workforce transformation and ROI - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.sectionai.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Scrunch - The AI customer experience platform - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://scrunch.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Blitzy - Want to accelerate enterprise software development velocity by 5x? ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://blitzy.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠AssemblyAI - The best way to build Voice AI apps - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.assemblyai.com/brief⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Robots & Pencils - Cloud-native AI solutions that power results ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://robotsandpencils.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The AI Daily Brief helps you understand the most important news and discussions in AI. Subscribe to the podcast version of The AI Daily Brief wherever you listen: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://pod.link/1680633614⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Our Newsletter is BACK: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://aidailybrief.beehiiv.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Interested in sponsoring the show? sponsors@aidailybrief.ai

This week, we discuss Bun's move to Rust, OpenAI hunting for revenue, and Stripe's bid for PayPal. Plus, Coté's Dad wisdom. Watch the YouTube Live Recording of Episode 582 Runner-up Titles Turn off my dog Dad Wisdom Amazon subscription and let it fly Dad box Talking about modernization Skin in the game The ivory tower of “Things Actually Work in the Real World” Business fortnight No SegwaysBanking works everywhere else in the world, not America Rundown Rewriting Bun in Rust OpenAI OpenAI's No. 2 Executive to Step Down in Latest Leadership Shake-up OpenAI's Chief Futurist Is Leaving the Company AI Devices Are Coming. Will Your Favorite Apps Be Along for the Ride? OpenAI Executive Kevin Weil Is Leaving the Company OpenAI power consolidates under co-founder Greg Brockman ahead of prospective IPO Barret Zoph is out at OpenAI again after just five months Apple sues OpenAI, accuses ex-employees of stealing trade secrets OpenAI Appears to Be Missing Its Sales Goals by a Vast Margin Stripe, Advent make $53 billion takeover offer for PayPal, sending stock soaring Relevant to your Interests SpaceX, AI Bubble Fears, and The Age of the Trillion-Dollar, Zero-Profit Company Microsoft Frontier Company: AI engineering that amplifies and protects your intelligence Building a CLI for all of Cloudflare California founder fired for ignoring his company's own return-to-office mandate Samsung chip division's single-year profits beat its past 40 years of profits, combined Did a lottery winner become "the company of the future"? Power company hikes data center bills by 30%, cuts residential electricity costs by 1.3% Where AI Works: Slack is the Conversational Interface for Headless AI Salesforce MCP Servers: AI, Data & Analytics for Tableau & Data 360 in Slack IBM and Red Hat launch Lightwell to defend open-source code from AI attacks Infoblox acquires Kentik, adding network observability to its DNS and DDI platform Apple 'Hide My Email' Vulnerability Reveals Peoples' Real Email Addresses House passes bill to make daylight saving time permanent United Airlines' new upsell: Keeping other travelers out of the middle seat Linux creator Linus Torvalds puts foot down on anti-AI comments 1Password now lets Claude sign in to websites without seeing your passwords 1Password and Anthropic Bring Secure Credential Access to Claude forum, an accountable orchestrator for AI agents Google continues its renaming streak by turning NotebookLM to Gemini Notebook 'Pretty revolting': LG's TV are getting huge backlash from users due to installing software What is a micro-retirement? Inside the latest Gen Z trend You paid me, a long-time Linux user, to use Windows 11 exclusively for a month China delivers a one-two punch to America's AI dominance Can Lenovo's World Cup AI Moment Cement Its Enterprise PC Dominance? AI Coding Tools Deliver Speed but Not Business Value Unless Wrapped in Process: China's Moonshot in Talks on Pre-IPO Funds at $50 Billion Value OpenAI and Hugging Face partner to address security incident during model evaluation AI won't fix your broken culture, but you can fix your broken culture Oracle Is Now Down 28% in a Month. Will the 52-Week Low of $132 Hold or Fold? IBM stock craters 23% after issuing second-quarter earnings warning Sheetz is quitting VMware, migrating 11,000 virtual machines Meta in Talks to Lease Computing Power to Anthropic in Potential $10 Billion Deal AWS cloud lead Dave Brown heads to Meta - report - DCD Amazon senior cloud executive departs after 18 years Meta Caps Internal AI Token Spending After Costs Approach Billions in 2026 Meta Compute Launch Sends AI Compute Stocks Tumbling Globally Agentic ransomware for automated database extortion Dark-Moon: Autonomous AI pentesting engine Sponsors Signadot: making sure AI-written code actually works. Nonsense Messi Beats Ronaldo in 2026 World Cup Password Breach Data Rankings United Airlines' new upsell: Keeping other travelers out of the middle seat Yes, you can now order DoorDash from the command line House passes bill to make daylight saving time permanent Listener Feedback Biogen hiring Associate Director, Enterprise Architecture in Triangle, NC Tim releases a font for developers whose close-up vision isn't what it used to be The Java Story | Official Trailer | Full Film Coming July 17th Conferences DevOpsDays Graz, Sept 4-5, 2026 Cloud Foundry Summit, Sept. 21st to 22nd, Heidelberg, Coté speaking. DevOpsDays Rockies, Sept. 22 – 23, 2026, Discount Code: 26DODSWEDEFTALK WeAreDevelopers NA, Sept 23-25, 2026, Discount Code: DEVPOD26 25 Free Tickets DevOpsDays Dallas, Sept 28-29, 2026 DevOpsDays Vilnius, Sep 30 - Oct 1, 2006 DevOpsDays Istanbul, Oct 24th, 2026, Coté keynoting. VMware User Group, Orlando, Oct 20-22, 2026 Cloud Native Denmark, Nov 19th, 2026, Copenhagen, Coté keynoting. SDT News & Community Join our Slack community Email the show: questions@softwaredefinedtalk.com Free stickers: Email your address to stickers@softwaredefinedtalk.com Follow us on social media: Twitter, Threads, Mastodon, LinkedIn, BlueSky Watch us on: Twitch, YouTube, Instagram, TikTok Book offer: Use code SDT for $20 off "Digital WTF" by Coté Sponsor the show Sponsor more podcasts with Failover Media Recommendations Brandon: entogo — Type a keyword. Go anywhere. 28 Years Later, The Bone Temple Matt: Vacation, not micro-retirement Coté: Wolf Hall books.

In episode #24 of the Five Stripe Playbook, Nick collaborates with Glenn and Amy from the 5Takes Podcast to cover the most eventful 24 hours Atlanta United fans have had in awhile: A rivalry match where the team went 2-0 down and looked dead in the water, yet salvaged a point with a quality second half. Elias Baez delivers a MOTM performance and scores his first goal for the club - is he coming into his own as a Five Stripe? Latte Lath was absent from the matchday squad, and DP Striker rumors followed within 12 hours. Is Darwin Nunez, Breel Embolo, or someone else the best fit for Tata Martino? What's up with Enea Mihaj? Pedro Amador could be headed where? After all that, the matches are still coming thick and fast, so the crew previews Saturday's New England Revolution match. And more! --- We've launched written content for the 2026 season! Our newly dedicated writers room is working day and night to provide FREE written match analysis, breaking news, opinion pieces, and much more on your Atlanta United. Sign up for the FREE membership on Patreon to get all written content delivered straight to your inbox the moment we publish! Join us! http://patreon.com/atlutdfantv Donate: www.paypal.me/atlutdfantv --------- Patreon Get more from Atlanta United Fan TV on Patreon Get more from Atlanta United Fan TV on Patreon. Join for free or become a member for just $5/month. From AJ: Welcome to Atlanta United Fan TV, where I… Get more from Atlanta United Fan TV on Patreon Find our podcast in audio form on your favorite podcatchers! --------- About Atlanta United Fan TV: We are created by fans for the fans of Atlanta United and soccer. Join the community to get in on the conversation! Bringing you fan cams, podcasts, vlogs, mini-documentaries and much more! If you're a Five Stripe, we want to hear from you! Whatever you want to say about ATL UTD you can say it in the comments below. And to get in touch with us, connect with us: INSTAGRAM: https://goo.gl/9uOLVn BLUESKY: @atlutdfantv.bsky.social TWITTER: https://goo.gl/5uc709 TWITCH: https://www.twitch.tv/atlutdfantv DISCORD: https://discord.gg/C4RXb2b FACEBOOK: https://tinyurl.com/y3ga5mst SNAPCHAT: atlutdfantv17 TIK TOK: atlutdfantv --------- #ATLUTD #UniteAndConquer #MLS Learn more about your ad choices. Visit megaphone.fm/adchoices

AGENDA: 00:04 China's Kimi and Qwen Put Frontier AI on Notice00:08 Washington Debates Whether Chinese AI Models Should Be Banned 00:17 Can America Build a Profitable Open-Weight AI Champion? 00:21 OpenRouter's Moment: Is This the Perfect Time to Sell? 00:31 Fireworks' $1.5B Raise Signals the Real AI Money Is in Infrastructure 00:39 Why Every Great AI App May Need to Build Its Own Model 00:50 Stripe's Bold Play to Buy PayPal 01:01 The AI Funding Frenzy: Why Late-Stage Venture Is Winning 01:12 Nuclear Startups Go Wild While Databricks and Stripe Stay Private 01:15 The AI Supply Chain War: TSMC, ASML, DRAM—and Nvidia's Next Move  

Hunter is joined by Ben Polk, Director of the Transformative Justice Project at New York University School of Law, Robert and Helen Bernstein Institute for Human Rights to discuss a recent law review article he authored where he conservatively estimated it would cost $28 billion to fund Public Defense nationwide.     Guest: Ben Polk, Director, Transformative Justice Project and Research Scholar, New York University School of Law,  Robert and Helen Bernstein Institute for Human Rights, Resource: Read the Article Here https://papers.ssrn.com/sol3/papers.cfm?abstract_id=6359060   Ben's Faculty Page https://www.law.nyu.edu/centers/bernstein-institute/team    Contact Hunter Parnell:      Publicdefenseless@gmail.com   Instagram: @PublicDefenselessPodcast Twitter: @PDefenselessPod www.publicdefenseless.com  Subscribe to the Patreon:  www.patreon.com/PublicDefenselessPodcast Donate on PayPal:  https://www.paypal.com/donate/?hosted_button_id=5KW7WMJWEXTAJ Donate on Stripe:  https://donate.stripe.com/7sI01tb2v3dwaM8cMN   Trying to find a specific part of an episode? Use this link to search transcripts of every episode of the show! https://app.reduct.video/o/eca54fbf9f/p/d543070e6a/share/c34e85194394723d4131/home   **** ALL OPINONS SHARED BY HOST HUNTER PARNELL DO NOT REFLECT THE THOUGHTS OR OPINIONS OF THE AURORA MUNICIPAL PUBLIC DEFENDER****  

Shane and Ethan are back for another week, this time with gin and tonics and World Cup jerseys. Episode 196 covers a Wall Street Journal piece on the AI backlash, which has tech executives hiring bodyguards, installing security measures, and concealing where they work as public sentiment toward AI turns sharply negative. They also dig into Trump's 50% tariff on Canadian goods using a 1930s trade law, the blockbuster wave of new stock issuances that is raising questions about the bull market, and a Business Insider piece on why working moms with children under five are dropping out of the labor force at an alarming rate and what it would actually take to fix it. They close with a Reddit post from someone in the Rich People Personal Finance subreddit who wants exposure to private companies like Anthropic, Stripe, and Eleven Labs through a private-market fund charging 1.5% plus 15% of profits. Shane and Ethan have thoughts on whether that itch is worth scratching. Topics covered: AI backlash and why tech executives are hiring bodyguards and concealing where they work The sevenfold increase in online threats against AI company employees Trump's 50% tariff on Canadian goods and the 1930 Trade Act Blockbuster stock issuances and what they mean for the bull market Working moms with children under five are dropping out of the labor force The childcare desert problem and what employer and government solutions could look like Private market funds: the fees, the FOMO, and whether it is worth it Timestamps: 00:00 Intro, World Cup jerseys, gin and tonics, and The Odyssey review 05:45 AI backlash: tech executives are hiring bodyguards and hiding where they work 09:10 The sevenfold increase in online threats and the DeFlock movement 13:30 Trump imposes a 50% tariff on Canadian goods using a 1930 trade law 17:45 Blockbuster stock issuances and what they mean for the bull market 21:30 Working moms with children under five are dropping out of the labor force 24:00 The childcare desert problem and Shane's hot take on employer-funded solutions 28:15 The man who runs both the IRS and Social Security spied on colleagues at JPMorgan 29:30 Reddit: Should you get exposure to Anthropic and Stripe through a private market fund?

The Information's Leo Schwartz talks with TITV Host Akash Pasricha about US chip export investigations into Chinese AI lab Moonshot. We also talk with Neuberger's Dan Flax about Alphabet's growing AI CapEx, Gerber Kawasaki CEO Ross Gerber about Tesla's manufacturing and AI costs and Crypto Reporter Yueqi Yang about Stripe's latest financials. Lastly, we speak with San Francisco Bureau Chief Jason Dean about Anthropic's pre-IPO employee stock plan.Articles discussed on this episode: https://www.theinformation.com/articles/u-s-investigates-chinese-ai-companies-access-chips-amid-moonshot-accusationshttps://www.theinformation.com/articles/anthropic-considers-unusual-plan-employee-stock-sales-goes-publichttps://www.theinformation.com/articles/stripe-minted-3-2-billion-cash-2025-setting-acquisition-huntSubscribe: YouTube: https://www.youtube.com/@theinformation The Information: https://www.theinformation.com/subscribe_hSign up for the AI Agenda newsletter: https://www.theinformation.com/features/ai-agendaTITV airs weekdays on YouTube, X and LinkedIn at 10AM PT / 1PM ET. Or check us out wherever you get your podcasts.Follow us:X: https://x.com/theinformationIG: https://www.instagram.com/theinformation/TikTok: https://www.tiktok.com/@titv.theinformationLinkedIn: https://www.linkedin.com/company/theinformation/Chapters:00:00 - Introduction  00:01 - US Investigates Moonshot AI's Nvidia Chip Use  00:15 - Alphabet & Tesla's AI CapEx Spikes Unnerve Investors  00:38 - Stripe's Financial Secrets & Acquisition Strategy  00:47 - Anthropic's Unusual Pre-IPO Stock Plan for Employees

Kevin Yien is the Head of Product for Merchant Experiences at Stripe. Before that he led Product at Mutiny and Square. In this episode, Kevin and I discuss how to keep AI from becoming theater, why a PM shipping to production can be a red flag, and why AI is pulling product management back to its fundamentals of strategy, opinion, and judgment. –Key topics:• Why "PM is dead" is the wrong frame, and every function is "shifting left"• The three PM archetypes, and how zero-to-one changed most"Killing your darlings" and keeping the blast radius small• From a personal knowledge corpus to a shared "team brain"• The "floors and ceilings" of a shared knowledge base• Why building 10 prototypes no one sees is just theater• Writing as "clarity at scale," and why LLMs still can't do it• Why vibe coding is a wasted learning opportunity unless you interrogate it• The "eight and 80 test" for joy, pace, and hard family seasons– Timestamps:00:00 Introduction03:40 What Kevin owns across Stripe's merchant experiences05:24 Stop asking which role dies, focus on the outcomes08:05 The three PM archetypes, and why zero-to-one changed most10:50 Kill your darlings: keeping the blast radius small14:30 The PM as the "arbiter of context"17:55 Floors and ceilings of a shared "team brain"20:43 "Does this obsolete me?" The PM layoff fear22:50 Are wikis and knowledge artifacts back?28:42 How Stripe incentivizes sharing: carrots over sticks31:35 The pet peeve: 10 prototypes, zero users35:20 Onboarding as a product: the first 100 days38:16 Writing as "clarity at scale," and why LLMs still can't do it45:35 The "piano scales" for a PM: forming an opinion48:37 Do engineering-background PMs still win?52:30 Are product, design, and engineering roles merging?55:30 Joy, pace, and the "eight and 80 test"–Brought to you by:• Asana—The operating system for human agent teams–Referenced:• Andrej Karpathy• Block• Claude Code• Contentful• Dovetail• GitHub• Kevin on Lenny's Podcast• Lindy effect• Lovable• Obsidian• Patrick Collison• Stripe• v0• Writer–Where to find Nikhyl:• Twitter/X• LinkedIn–Where to find Kevin:• Twitter/X• LinkedIn• Website–Join The Skip:• Skip Coach• Skip Community–Find The Skip:• Website• Substack• YouTube• Spotify• Apple Podcasts–Don't forget to subscribe to The Skip to hear me coach you through timely career lessons. Access exclusive sessions from 100+ top product leaders at skip.coach. If you're interested in joining me on a future call, send me a note on LinkedIn, Threads, or Twitter. You can also email me at nikhyl@skip.community This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theskip.substack.com

On the podcast: why founders belong in the marketing trenches more often, what makes ‘ugly' ads perform so well, and why stable ad performance is actually a red flag.Top Takeaways:

Felix Rieseberg leads engineering for Claude Cowork and Claude Code Desktop at Anthropic. Before that he led desktop and web infrastructure at Notion and built software at Stripe, Slack, and Microsoft. In this episode of Summation, Felix and Auren discuss:The next AI step function: going from solving a problem to owning a responsibilityWhy AI will win many Nobel prizes before it wins a single PulitzerBringing AI into the physical world, from a $30 coffee-machine display to a Wi-Fi garage openerWhy "here's what your team can learn from the Navy SEALs" is bad management adviceYou can find Auren Hoffman on X at @auren and Felix Rieseberg on X at @felixrieseberg

With her debut poetry collection, OFFERINGS FOR ORDINARY GODS (Clash Books), Ali Trotta brings myth, magick, tarot, and ritual to bear on the eternal & primal struggle of women. We talk about those roots and how tarot and ancient myth inspired her work, where tarot began for her — '90s, The Craft — and how past guest Katelan Foisy resparked her interest and showed her new depths in the cards, and her focus on revising ancient myths to retell the stories of wronged women like Persephone, Medusa, and Dido. We get into how she feels at seeing her work collected and how to look at her development as a poet without cringing at her younger selves, how everything is fair game and poetry can serve as exorcism, and how confession can be deeply coded in a poem. We also discuss the teacher who gave her the tools to read poetry deeply, her Very Online-ness and how she's built relationships and writer communities online (and how it's good to be part of the Group-Chat), her online #tinypoem flurries and how rockstar she felt when someone got a tattoo of one on their arm, the project(s) she'd love to write, and more. PLUS: She reads a few of her poems and gives me my second tarot reading of the summer! Follow Ali on Bluesky, Instagram and Tumblr, and subscribe to her newsletter • More info at our site • Support The Virtual Memories Show via Stripe, Patreon, or Paypal, and subscribe to our e-newsletter

Today, Hunter was joined once again by Professor Eve Primus to discuss another excellent law review article about Public Defense. This time, Professor Primus details how delays in the appointment of counsel can and do create Constitutional violations that PDs can challenge.     Guest: Eve Primus, Professor of Law, University of Michigan   Resource: Read the Article Here https://papers.ssrn.com/sol3/papers.cfm?abstract_id=6288018   Contact Eve https://michigan.law.umich.edu/faculty-and-scholarship/our-faculty/eve-brensike-primus   MDefenders https://michigan.law.umich.edu/mdefenders     Contact Hunter Parnell:      Publicdefenseless@gmail.com  Instagram @PublicDefenselessPodcast Twitter                                                                 @PDefenselessPod www.publicdefenseless.com  Subscribe to the Patreon www.patreon.com/PublicDefenselessPodcast  Donate on PayPal https://www.paypal.com/donate/?hosted_button_id=5KW7WMJWEXTAJ Donate on Stripe https://donate.stripe.com/7sI01tb2v3dwaM8cMN Trying to find a specific part of an episode? Use this link to search transcripts of every episode of the show! https://app.reduct.video/o/eca54fbf9f/p/d543070e6a/share/c34e85194394723d4131/home **** ALL OPINONS SHARED BY HOST HUNTER PARNELL DO NOT REFLECT THE THOUGHTS OR OPINIONS OF THE AURORA MUNICIPAL PUBLIC DEFENDER****  

Connect with Early Riders — https://www.earlyriders.com/contactConnect with Onramp — https://onrampbitcoin.com/contact-us/Presented collaboratively by Early Riders & Onramp Media…Final Settlement is a weekly podcast covering capital markets, dealmaking, early-stage venture, bitcoin applications and protocol development.This week Michael, Liam, and Brian break down Moonshot's Kimmy K3 release and what a more open, cheaper Chinese frontier model means for the race against Claude Fable 5 and GPT 5.6, from cyber guardrails and export controls to the Trump administration weighing a ban on Chinese models. They dig into the AI capital markets: Anthropic and DeepSeek's IPO plans, Nous Research's $75 million raise at a $1.5 billion valuation, Gavin Baker's intelligence-per-dollar thesis, Liquid AI, and OpenShip's self-hostable app platform. The guys run through the payments story: the $53 billion Stripe, Advent, and Block bid for PayPal, Visa's new OUSD stablecoin platform, and Amazon Japan's move into a yen-backed stablecoin. They cover a stack of digital asset headlines: IBIT options limits rising to 1 million contracts, Citadel's $400 million investment in Crypto.com at a $20 billion valuation, the ECB's digital euro pilot, Velocity's $38 million Series A, Tether's Genius Act countdown, and Lynn Alden's new Bitcoin-focused PE firm. They close on where the Clarity Act stands, Early Riders' mid-year letter, Onramp's back-to-basics promo, and AI's arrival in film and music.Chapters00:00 - Introduction and Weekly Recap01:26 - Kimmy K3 Release and Open Source AI Models05:43 - Meta-level Analysis of AI Race and AGI08:04 - AI Development: Capabilities and Guardrails09:44 - AI as a Commodity and Data Strategies11:08 - Global AI Race and Export Controls13:13 - US-China AI Power Dynamics16:46 - US Regulatory Posturing and Competition21:55 - US and Chinese AI Model Competition24:58 - AI Infrastructure and Market Share Shifts31:40 - AI and Financial Markets: IPOs and Capital Flows36:29 - Open Source AI Projects and Sovereignty37:16 - Fintech and Payments: Stripe, PayPal, and Crypto49:05 - Digital Asset Headlines: Tether, Stablecoins, and Regulation52:58 - Crypto Market Dynamics and Capital Flows55:25 - Bitcoin and Digital Asset Strategies01:00:16 - AI and Bitcoin: The Future of Capital and Innovation01:12:50 - Closing Remarks and Future OutlookIf you found this valuable, please subscribe to Early Riders Insights for access to the best content in the ecosystem weekly: https://www.earlyriders.com/researchKeep up with Michael:https://x.com/MTangumaKeep up with Liam:https://x.com/Lnelson_21Keep up with Brian:https://x.com/BackslashBTC

 EPISODE DESCRIPTION I sat down with Reid, co-founder of Ground, to explore what it actually takes to bring on-chain finance to institutions. Ground is building a non-custodial API platform, think Stripe, but for DeFi, so that banks, neobanks, and financial companies can access yield, lending, liquid staking, and real-world assets without rebuilding their entire stack. Reid shares his journey from Square to Stripe to Chime to founding Superstate and ultimately Ground. We dig into why large institutions move slowly, why the "just build it with AI" objection misses the point, and what the future looks like when blockchains are quietly powering the back end of your Robin Hood or JPMorgan account. DISCLAIMERNothing mentioned in this podcast is investment advice and please do your own research. It would mean a lot if you can leave a review of this podcast on Apple Podcasts or Spotify and share this podcast with a friend. Be a guest on the podcast or contact us - https://www.web3pod.xyz/ CONNECT Ground Website: https://www.groundtech.co/Ground LinkedIn: https://www.linkedin.com/company/ground-global/Ground Twitter/X: https://x.com/ground_onchainReid Twitter/X: https://x.com/rmcumingWeb3 with Sam Kamani: https://www.web3pod.xyz/ KEY POINTS WITH TIMESTAMPS • [00:00] Sam introduces Reid and Ground, a platform helping institutions access on-chain finance• [01:20] Reid's nonlinear path from consulting to Silicon Valley to fintech at Square, Stripe, and Chime• [02:00] How Reid joined Compound Labs, built Compound Treasury, then co-founded Superstate before incubating Ground• [03:04] The core problem Ground solves: abstracting blockchain complexity into a Stripe-like API experience• [04:26] What on-chain finance functions look like: stablecoins, lending protocols, LP pools, liquid staking, and RWAs• [05:34] Why institutions are eager but slow, regulatory uncertainty, internal change management, and calcified tech stacks• [08:08] How Reid navigates complex enterprise sales cycles versus faster-moving startup clients• [10:40] Building during a market downturn: why Reid sees it as the best time to build with high signal• [14:15] Ground as a non-custodial API: clients retain full control while Ground handles orchestration and security• [17:26] Addressing the "we'll just build it ourselves with AI" objection, and why real clients never actually say this• [21:30] Current institutional client conversations: time savings, security, compliance, and avoiding cannibalization of existing business• [23:31] The Innovator's Dilemma in crypto: why incumbents like Stripe struggle to self-disrupt on fees• [25:32] Key challenges bridging TradFi and DeFi: compliance, on/off ramps, RWA liquidity, and security insurance• [27:33] The hardest role to hire for: go-to-market talent that bridges crypto-native and institutional worlds• [30:54] What's next in crypto: tokenization plus DeFi becoming invisible infrastructure powering mainstream finance apps• [33:26] Reid's advice for founders and investors: keep turning the crank, stay curious, never get complacent• [34:56] Ground's asks: hiring engineers and a BD lead, onboarding corporate treasury clients, and building yield or investment products

Even as Stripe and Advent seek to buy PayPal (PYPL) for a price that matches the company's current market cap, Owen Lau of Clear Street still has a hold rating for the stock. He discusses PayPal's strategic crossroads and how new leadership can affect the fintech firm. Owen also says he hopes to see more disclosures from the company over the next few quarters.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Episode summary: Five Pacific Northwest climate tech investors — recorded live at Pacific Northwest Climate Week 2026 — break down where climate tech venture capital is actually flowing this year, why Seattle still trails Silicon Valley on VC dollars, and what they're really evaluating when a founder walks into the room. The conversation applies directly to anyone raising capital, building a company, or job searching in a market where AI has made it easy to look good on paper and harder to stand out. Guest bios: ​Gabriel Scheer is Senior Director, Investments and Innovation, at Elemental Impact. Gabriel leads the transportation, energy, built environment and water portfolios - supporting 76 companies across those verticals. In addition to pipeline development and due diligence, he has directly overseen over 40 new and follow-on investments, deploying more than $30M in catalytic capital. He serves as a board observer for Artyc PBC, Mythos AI, Dimensional Energy, and Found Energy and has helped to co-design and manage more than 30 first-of-a-kind and early commercial projects in communities in Africa, Europe, and North America. Previously, Gabriel was on the founding team of Lime, where he led global data policy and transit partnerships and developed go-to-market strategies in North America. As the founder of two companies, he also contributed to the book "Smart Cities, Smart Mobility." ​Ben Shwab Eidelson is a co-founder and partner at Stepchange Ventures, an early-stage venture fund backing companies building software to accelerate energy abundance and upgrade critical infrastructure. Ben also co-hosts the Stepchange Show, a long-form podcast that tells the stories of human progress through the lens of transformative technologies, systems, and infrastructure. The Stepchange Show recently covered the history of data centers and the power grid, and has had over 250,000 downloads. Prior to Stepchange, Ben was a product leader and repeat founder, building two software companies—one acquired by Google and the second by Stripe. When not nerding out on infrastructure, Ben can be found with his wife chasing their 3 kids around local Seattle playgrounds. ​Susan Su is a climate tech investor and capital formation advisor to companies and funds across the energy transition. She built Toba Capital's climate investment practice from the ground up, spanning direct deals, fund-of-funds commitments, and co-investments, and currently serves as an advisor to the fund. She is a founding board member of the Carbon Business Council and serves on the Mission Alignment Committee at Prime Coalition, where she reviews catalytic capital investments for mission integrity. Susan is also the founder of Climate Money, a newsletter and podcast covering the business of decarbonization. ​Jonathan Azoff spent 20 years in silicon valley building rapid growth startups, including multiple exits to the likes of Zillow and Disney. He served as a fractional CTO to public companies (TNY.AX), and formerly led engineering teams at growth stage fintechs like Carta, Cardless and Pomelo. In his second act, he transitioned to the investor side of the table, joining the board of climate tech incubator Sweet Farm, and starting the deep tech venture firm SNØCAP with his two founding partners. He is one of the main individual investors behind The 9Zero Climate Innovation Hub, and is responsible for bringing the club to Seattle, where he lives now. He's an uncompromising advocate of great storytelling, having fun while doing good, and not taking himself seriously. ​Dr. Christine E. Boyle is General Partner at Burnt Island Ventures, a water-specialist venture capital fund, where she works with innovators to bring the next generation of water technologies to market. She was the CEO and founder of Valor Water, which sold to Xylem in 2018. At Xylem she served as VP of Digital Product Development following the acquisition. She serves on the boards of Aclarity Water, Subeca, Previsico, EPOCH Blue, and Waterly.  Dr. Boyle is also a member of the Cal-Nevada American Water Works Association Board and a trustee of the American Water Works Association Management and Leadership Division. In Dr. Boyle's free time she plays league tennis, boats, and travels to post-socialist nations. What you'll learn: How the 2026 climate tech VC numbers break down nationally — and why concentration in a handful of mega-deals is squeezing the middle of the funding stack Why Seattle ranks #6 nationally in VC dollars despite sitting on some of the country's deepest personal wealth What investors are actually screening for beyond the pitch deck, from response time to how a founder treats their own team How the hyperscaler-driven data center and energy boom is reshaping where capital flows, and what history (the 1970s WPPSS nuclear default) suggests about the risk Why human referral has become the deciding factor in both fundraising and hiring now that AI has made outreach nearly free What's missing from the Pacific Northwest climate tech ecosystem, according to the people funding it Key moments: The panel debates whether nuclear, batteries, and data centers are "sucking up" regional capital or building a foundation the rest of the ecosystem can draw from Susan Su asks the other panelists to describe how their investment committees actually make decisions, not what they tell founders in a rejection email Christine Boyle and Ben Eidelson describe the informal signals — professionalism, stress response, pace of learning — that shape a funding decision The group discusses AI-generated pitch decks and why differentiation now matters more than polish Resources mentioned: CTVC/Currence H1 2026 funding report Silicon Valley Bank, 2025 climate tech report PNW Battery Collaborative E8 Angels 9Zero (Seattle climate tech community hub) and its "Give, Get, Get" investor-list program Elemental Impact's Data Center Innovation Initiative (with Amazon, Google, Meta, and Microsoft) Climate Surge, an initiative from Climate Solutions "Climate Money" podcast (Susan Su) The Stepchange Show podcast (Ben Eidelson)

What does a top venture investor think about AI's impact on accounting, and what should finance professionals actually do about it?In this episode of Blood, Sweat & Balance Sheets, FloQast CEO Mike Whitmire sits down with Roy Luo, General Partner at ICONIQ Capital — an investor in Anthropic, Snowflake, Databricks, and Stripe — to break down what the AI wave really means for the accounting profession.They cover:Why accounting is facing a talent shortage that AI is uniquely positioned to solveHow the shift to AI mirrors the Excel revolution — and what that means for your careerThe concept of "token rationing" and why accounting departments may be last in line for AI resourcesWhy founders with product intuition are better positioned to navigate paradigm shiftsWhat it means to be a trusted partner vs. a vendor in the age of AIWhether you're a controller, CFO, or just trying to future-proof your career, this conversation offers a rare outside-in perspective on where the profession is heading.

On this episode of Run the Numbers, CJ sits down with Dave McClure and Aman Verjee of Practical VC to talk about the evolution of startup investing — from the PayPal mafia and Founders Fund era to 500 Startups, YC-style scale, and today's secondary market.—SPONSORS:Rillet is an AI-native ERP built for modern finance teams that want to replace NetSuite and close faster. With revenue recognition, close management, multi-entity support, and native Stripe and Salesforce integrations, Rillet helps scaling companies run their finance stack in one place. Hundreds of teams, including Windsurf and Mercor, use Rillet to make the zero-day close real. Book a demo at https://www.rillet.com/cjMaximor is an autonomous finance platform that runs order-to-cash, procure-to-pay, the close, cash management, and reporting on self-learning agents instead of a dozen disconnected tools. One PE-backed customer cut their close in half, took audit findings from seven to zero, and cut back-office costs by 70% in six months. You pay for outcomes, not seats. See it at https://www.maximor.ai/Brex is an intelligent finance platform with AI-powered agents that capture expenses automatically, enforce policy before the spend happens, and close your books in minutes instead of weeks. 35,000+ companies like OpenAI, Coinbase, Anthropic, and DoorDash already run on Brex. It's time to get Brex AF. Learn more at https://www.brex.com/metricsAnrok is the sales tax platform that watches your exposure everywhere, automates compliance, and flags risk before it turns into a surprise back-tax letter from a state you've never set foot in. Companies like Anthropic, Notion, and Vanta already trust Anrok to stay ahead of rules that move faster than any spreadsheet can. Talk to a sales tax expert for a personalized exposure estimate at https://www.anrok.com/rtnRightRev is an automated revenue recognition platform that lets your product team ship new pricing without asking finance for permission, and your sales team close deals without creating downstream chaos. Check out their free tool at calculator.rightrev.com It scores your rev rec process, shows what's exposing you to risk, and tells you exactly where to focus before it bites you in the rear end. Check it out at https://calculator.rightrev.comPulley is an equity management platform that lets you issue options, model dilution, and complete 409As without your cap table turning into a spreadsheet disaster. Founders raising, hiring, and scaling use Pulley to keep equity clean and stay focused on building. Learn more or request a demo at https://pulley.com/mostlymetrics—LINKS: Mostly Talent: https://mostlymetrics.typeform.com/to/cLTxtAsNGuests:https://www.linkedin.com/in/davemcclure/https://www.linkedin.com/in/aman-verjee/Company:https://practicalvc.com/CJ: https://www.linkedin.com/in/cj-gustafson-13140948/Mostly metrics: https://www.mostlymetrics.com—TIMESTAMPS:0:00 Preview and Intro3:00 Writing as a distribution strategy5:17 How Dave's blog led to Founders Fund7:24 Aman: writing at PayPal and law school9:29 PayPal: the red pen of David Sacks11:44 Sponsors — Rillet | Maximor | Brex14:59 500 Startups: the original thesis16:22 The volume strategy: more shots on goal18:44 Twilio, Lyft, Sendgrid, Credit Karma20:15 60x returns: right place, right time23:07 Sponsors — Anrok | RightRev | Pulley25:58 Accelerator ecosystem evolution28:42 500 vs. YC: scale as a weapon32:52 Globalizing the accelerator model35:04 Seed to secondaries: how it happened37:00 Scratching their own itch for liquidity38:10 The secondary market explained40:50 Types of secondaries43:29 Why would a VC sell a winner?46:07 Managing DPI as a late-stage manager47:02 The five horse framework49:15 Skipping the J curve51:44 Imperfect information as a feature55:22 Landmines: fraud, mismarked valuations57:00 VCs lie about valuations three ways57:58 Forward contracts and counterparty risk1:00:29 Credits

(0:00) Bestie intros! (1:32) New AI regulatory proposal: DeepMind's Demis Hassabis proposes FINRA-type body (20:01) Stripe, Block, and Advent offer $53B to acquire PayPal (37:51) Apple sues OpenAI, alleging stolen trade secrets (42:49) Grok Build data leak, AI data privacy, Tokenmaxxing update, Mira Murati's new model (59:53) NY bans datacenters, becoming first state to enact a moratorium (1:22:57) Science Corner: New data on reversing aging! Adopt Ronnie the Dog: https://www.instagram.com/reels/Da0pGahBwaW Apply for All-In Summit 2026: https://allin.com/events Follow the besties: https://x.com/chamath https://x.com/Jason https://x.com/DavidSacks https://x.com/friedberg Follow on X: https://x.com/theallinpod Follow on Instagram: https://www.instagram.com/theallinpod Follow on TikTok: https://www.tiktok.com/@theallinpod Follow on LinkedIn: https://www.linkedin.com/company/allinpod Intro Music Credit: https://rb.gy/tppkzl https://x.com/yung_spielburg Intro Video Credit: https://x.com/TheZachEffect Referenced in the show: https://x.com/chamath/status/2077502408528212144 https://x.com/demishassabis/status/2076957440109625718 https://x.com/satyanadella/status/2076323181154230284 https://x.com/Jason/status/2076231055443440105 https://x.com/SquawkCNBC/status/2077741908391031246 https://thinkingmachines.ai/news/introducing-inkling https://www.politico.com/news/2026/07/15/inside-anthropics-state-by-state-plan-to-ratchet-up-ai-rules-00998415 https://x.com/politico/status/2077315780144996633 https://x.com/DavidSacks/status/1978145266269077891 https://www.reuters.com/business/finance/stripe-advent-offer-buy-paypal-more-than-53-billion-sources-say-2026-07-15 https://www.tipranks.com/news/the-fly/block-contributing-to-equity-for-paypal-takeover-bid-cnbc-says-thefly-news https://9to5mac.com/wp-content/uploads/sites/6/2026/07/Apple-Inc.-v.-Liu-et-al.pdf https://finance.yahoo.com/technology/ai/articles/apple-lawsuit-threatens-openais-hardware-215438163.html https://x.com/markgurman/status/2076306380583997665 https://www.engadget.com/2216186/elon-musk-bought-a-gas-turbine-company https://x.com/Reuters/status/2076957424339050839 https://x.com/teddyschleifer/status/2077596563380072694 https://x.com/teddyschleifer/status/2077606887055306879 https://openai.com/index/prc-linked-influence-operations-ai-debates https://www.politico.com/news/2026/06/10/openai-china-ai-data-centers-report-00957612 https://trends.google.com/explore?q=GMO%2C%2Fm%2F0dkz0z&date=2010-01-01%202026-07-15&geo=US https://www.nature.com/articles/s41467-026-75141-2

Matt and Nic are back with the deals and news of the week. In this episode:  Nic licks his World Cup wounds Do Bitcoin Treasury strategies make sense? Trying to make sense of Saylor's "bitcoin rating" Trump's teleprompter operator has been trading on what Trump is going to say in his speeches Why do people keep insider trading on prediction markets? Clarity Act odds are trickling down Strategy shores up their balance sheet Is the Bitcoin cycle finally turning? Stripe bids for Paypal The AI DeFi apocalypse didn't happen Kathy Hochul's AI datacenter moratorium Why is Anthropic running ads suggesting that they could cause extinction The DTC is using Canton for it's tokenized settlement pilot Brian Chesky's AI slop thread debacle Jesse Pollak leaves Base CBDCs are officially banned federally

Nine years ago today, two dudes had an idea. That idea became The Bad Crypto Podcast — and 812 episodes later, we're still here. To celebrate our ninth anniversary, Joel Comm and Travis Wright are doing something useful with all those dead NFTs in your wallet: turning them into a tax write-off. Most of the NFTs we bought are abandoned, rugged, or worth pennies. But in the U.S., a crypto loss is a capital loss — and those losses can offset your gains (plus up to $3,000/year against ordinary income). Joel built a tool with Claude that scans your wallets, finds the damage, and hands you a report for your CPA.

Stripe is reportedly circling PayPal in a deal that could end a frustrating run for the fintech giant, but is it a good enough deal to get done? We discuss that and Johnson & Johnson's earnings, plus how Uber has become the incumbent in autonomous vehicles.Travis Hoium, Lou Whiteman, and Rachel Warren discuss:- PayPal's Offer- How Stripe Gets a Deal Done- Why PayPal Says “No”- J&J's Earnings- Uber in DC- How Uber Became the IncumbentCompanies discussed: Uber (UBER), Johnson & Johnson (JNJ), Uber (UBER).Host: Travis HoiumGuests: Lou Whiteman, Rachel WarrenEngineer: Kristi Waterworth Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode. Learn more about your ad choices. Visit ⁠megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices