Her Two Cents

Why do women feel uncomfortable discussing money? Despite its unnecessary taboo status, there are reasons behind this unease. Understanding why women shy away from the topic and discovering their unique money personalities can help overcome this discomfort. By normalizing and fostering open conversations about money among women, we can boost our confidence in managing our finances and secure our financial independence. Join us as we welcome our guest, Jean Lynn, founder of Your Financial Personality, a Certified Financial Planner and an expert on the financial personalities of investors. She is also the author of the soon to be released book: Breaking the Money Taboo, due out Summer of 2023.    find out more about Jean and Your Financial Personality at: https://yourfinancialpersonality.com/  

There are only a few guarantees in this life, but taxes are certainly one of them. While most of us have already filed for 2022, there are things you can do year round to make your more tax-efficient. Join us as we discuss some strategies you can do past tax filing season to ensure you are only paying the taxes that you have to. As always you want to make sure you work with your CPA to ensure that you are employing the strategies that are most beneficial to your specific tax situation. 

As we conclude Women's History Month, we wanted to honor one of the first women to receive the Certified Financial Planning certification, a pioneer and innovator in the financial advising business, and a Barron's Hall of Famer.  She did not “See It,” but she has helped many of us in this business “Be It.”   Judith McGee,  L.H.D., CFP®, CHFC  is passionate about encouraging other women to join the financial advising industry as a Board Member of the WLA (Women's Leadership Alliance).  Take a listen and share with your friends, colleagues, and daughters who might be interested in joining such a wonderful profession or supporting an organization that is doing just that. To learn more about the WLA - https://lnkd.in/gFbwcaAe To register for the virtual event honoring Judith McGee April 19th from 7:00 pm EDT- https://lnkd.in/gd3dgtC6 Sponsorship opportunities available - https://lnkd.in/gFZD877D  https://lnkd.in/gdWaNFxN Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money.

2022 was a rough ride in the stock market, but for the first time in over 30 years, it was also a rough ride in the bond market. Bonds for the last 30 years have provided good income with relatively low risk to a portfolio, they acted to stabilize balanced portfolios against the potential volatility of the stock market. With rising inflation and interest rates, this brought the turbulent waters into the previous safe harbor that was bonds. So, what does this all mean? What exactly happened last year, what does it mean going forward and what does it mean for the savers. Join us as we welcome Sheila King, CFA, Vice President and Co-Portfolio Manager at Eagle Asset Management as we discuss everything bonds last year, and what may be on the horizon for savers. To Learn more about Eagle Asset Management visit their website at: https://www.eagleasset.com/retail Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money.

Are women more vulnerable when it comes to finances? You bet your bottom dollar we are. Women face many challenges that are unique to our sex, we make less, we therefore get paid less for Social Security, we are often caregivers which can interrupt some years of earning, and we live longer. It is a challenge that women face, often alone as we statistically outlive out spouses, but it doesn't have to be that way. What can women do to bolster their economic security? Join us and our guest Kim Mondoñedo, EdD, CFP®, WMS of the Mendall Financial Group as we dive into why women are more vulnerable, behaviors to help us better prepare financially for a long life, and other tips to become a master of your financial destiny. Learn more about Kim at https://www.raymondjames.com/maineretirementcenter/about-us/bio?_=Kimberley.Mondonedo   Read more about Kim's research at: www. https://dune.une.edu/theses/351/   Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money.

Happy Holidays from Her Two Cents Podcast! As you're prepping for the holidays, planning meals, or maybe even trimming the tree don't forget to do your year-end charitable planning. So, what are some strategies for charitable giving that can help you fulfill your charitable aspirations as well as getting some tax benefits? Tune in and learn more.

Is it just me, or is EVERYTHING more expensive right now? No, it's not just me, it's INFLATION. Join us as we spend some time defining what inflation is, why it's high, and what you can do about it. Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money.

Side hustles have become more and more popular over the last few years and have created a whole new economy, the "gig economy". With all this extra income you should be able to pay down your debt, meet your goals, or maybe even add to your retirement. If you have a side hustle or thinking about starting one, this episode is for you. Join us and our guest, Michelle Outlaw, owner of Charismata 365. We get into what the gig economy is, why women should consider the gig economy to benefit themselves, how to get started in the gig economy, and more. learn more about Michelle and Charismata 365 at: her YouTube channel: https://www.youtube.com/channel/UCYdl697hyDSlCdKqc3M4JtQ her podcast: https://anchor.fm/michelle-outlaw https://open.spotify.com/show/0mCjR9e46vLusrIPwS6eqd Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money.

For many of us in the United States, we are just a diagnosis away from financial insecurity. Having access to health care can help to ensure better health outcomes for many including early detection and preventative measures. But what happens when there are barriers to good healthcare? What are the financial impacts of a lack of access to health care? Unfortunately, women disproportionately are affected. Join us as we discuss the economic impacts of a lack of care, particularly on women. We are joined by Alison Kiser Senior Director of External Affairs for Planned Parenthood South Atlantic to discuss the shortfalls, the financial impacts, and what you can do to increase access to health care for women. To learn more, check out: https://ncadmin.nc.gov/about-doa/divisions/council-women-youth-involvement and see the reports of the outcomes at: https://ncadmin.nc.gov/advocacy/women/status-women-north-carolina Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money.

There are many things to consider when aging, one of the biggest is your living arrangements. So when do you need to downsize? Where should you go? What will the financial impacts be? You may be approaching this yourself or helping a parent navigate these decisions. Take a listen as we discuss this all important, but rarely discussed topic with our guest, Jill Hart, Certified Senior Advisor Real Estate Agent and founder of Silver Pathways Consulting. Learn more about Jill and the services she offers at www.SilverPathwaysHome.com Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money.

A DIY Tool that Not Only Rocks but Gets You and Your SO on the Right Track.? I Am In! The 3 biggest relationship stressors are money, sex, and work. But what if there was a fun way to learn about your relationship with money, PLUS give you the tools you need to create your own plan for future success AND reduce the Money relationship stressor? Our guest today designed the Money Date Box® for that reason. Kathy Entwistle, who has been in the financial services industry for over 25 years, saw that women tend to put their own personal finances last and wanted to find an enjoyable way to change that. She is speaking our language! Learn more out the Money Date Box® at https://themoneydatebox.com/ Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money.

Welcome back to Her Two Cents Podcast. We are so excited to be at the start of our 4th season. This podcast was created to help normalize the conversation around money between women. Thank you for your support through the previous seasons. Please don't forget to like, follow, and share our podcast with your networks. This season has a lot in store and we can't wait to get started. Take a listen to find out what we've got cooking for you. Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money.

Join us as we review our previous season and look forward to the next, after a short break of course. Thank you for your support and please continue to send us topic ideas and questions at www.hertwocentspodcast.com. See you in season 4! Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money.

As COVID hung over us all for the last 2 years, many of us reevaluated our lives and values. The pandemic exposed us to a lot more stress than normal and for some this has led to burnout. As people have had to weather the storms of the last 2 years, many are asking if they can retire yet. This has become more and more common in the last couple of years. We wanted to discuss this and how you can go about determining if retirement is an option. Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money.

As the Great Resignation has settled upon the US, many of us have rethought our lives and for several that included a job change. What things should you consider when you change jobs? Well a fan, Ashley, asked that very question. Join us as we discuss some of the major financial things you may want to consider if you have recently changed jobs. Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money.

Have you seen the headlines? From time to time there are headlines that make you pause and realize that we are witnessing history being made firsthand. These occurrences usually stir up strong emotions and then you wonder… what is this going to mean for our lives, our country, the economy, the world at large and specifically how will the markets react? As many of these events feel unprecedented, what is interesting to know is that throughout history, even though the circumstances of other geopolitical events are different, the reactions are remarkably similar. Join us as we discuss with Rebecca Felton, Senior Market Strategist from Riverfront Investment Group how these geopolitical events, both present and historical, affect the markets and what is helpful for investors to remember. To find out more about Riverfront and Rebecca Felton visit: www.riverfrontig.com Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money.

It's 2022 and we STILL aren't paid equally for equal work. The gap exists across the board but is much worse for black and brown women. The past two years the Equal Pay date was in March, since the pandemic it's now in mid-April. Women in the workforce were affected more than men with the closures of childcare centers, remote schools, and caring for aging parents. We have work to do. Join us and learn more about the wage gap, what Equal Pay Day signifies, and how we can move forward. Additionally, with our day jobs, Laura and I are sponsoring an Equal Pay Day Luncheon on April 13, 2022. Please follow the links below for more information and how to purchase tickets. This is a hybrid event with both in-person and virtual options offered. Find out more at: www.ontrackwnc.org or https://ontrackwnc.org/our-supporters/equal-pay-day-event.html Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money.

Cash is always a good thing to have, but is it risky to have too much? Join us as we dive into the risks associated with and the opportunities lost when too much of your wealth is in cash. This is more important than ever as we are in the highest inflation environment seen in decades and it can be counterproductive to your long-term success. Find out how much is enough and what to do with the rest. Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money.

Her Two Cents is a proud sponsor of the upcoming TEDx Asheville event. Find out more about the event, the speakers, and how to purchase tickets at www.tedxasheville.com. We were excited to sit down with an speaker in the upcoming event, Hannah Grady Williams in a 2 part podcast feature, join us for part 2 of 2. Hannah is The Gen Z CEO Advisor and owner of OVRTURE Consulting. Hannah brings a new perspective to the show as a Gen Z'er.. We talk about her first memories of money, her generation, and so much more. Join us and be sure to purchase tickets to TEDx Asheville to here her speak more about her passion. Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money.

Her Two Cents is a proud sponsor of the upcoming TEDx Asheville event. Find out more about the event, the speakers, and how to purchase tickets at www.tedxasheville.com. We were excited to sit down with an speaker in the upcoming event, Hannah Grady Williams in a 2 part podcast feature, join us for part 1 of 2. Hannah is The Gen Z CEO Advisor and owner of OVRTURE Consulting. Hannah brings a new perspective to the show as a Gen Z'er.. We talk about her first memories of money, her generation, and so much more. Join us and be sure to purchase tickets to TEDx Asheville to here her speak more about her passion. Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money.

Most people groan when the topic of insurance comes up. It can be expensive, and you might not ever need to use it, at least you hope so. So why would we dedicate a podcast to talking about insurance? Because it's a vital part of risk management and running a business, or a home. You need to make sure you have the right coverage and that it is protecting what you need it to. It is more important than ever to have a relationship with your insurance broker and one that understands all the coverages YOU NEED, because General Liability, doesn't mean you are generally covered. In fact, you could be leaving a lot to chance. Join us as we talk insurance shop with our expert guest: Kristi Strum, Vice President and General Manager at Insurance Service of Asheville (ISA). To learn more about Krisit and ISA visit: www.isa-avl.com Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money.

We all go through it, but most of us don't want to think about it or talk about it. We need to normalize talking about our end of life wishes, because we will all pass on one day. Sharing our desires… who we want helping us along the way, how we want our earthly possessions passed on along, what stories we want to share with our loved ones are great places to begin. These discussions can help us feel comfort in knowing we are carrying out our loved ones wishes and that ours are being fulfilled as well. Please listen as we discuss how to talk about your wishes with your loved ones, what you should consider and when. Join us as we have an insightful conversation on how to think about your end of life wishes with our guest, Miriam Whiteley, CFP, RLP, CeFT of LifeCraft Financial Planning. Learn more about Miriam and LifeCraft at www.lifecraftfp.com Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money. See omnystudio.com/listener for privacy information.

We all want to know we can retire some day. We want to slow down down and enjoy the fruits of our labor, to enjoy life, and not be a burden to those we love at the end of our lives. Retirement is something that is earned over one's lifetime and has to be saved for early and often. But how do you know what amount you need to get there and if it will be enough? We get asked this question all the time, but the answer is not simple; it's very individual. Take a listen as we address a fan question from Jen, she asks "How much do I need to save for retirement?". In this episode we talk about what we want everyone to know when saving for retirement. Here is a link to determine your Social Security benefit estimate at retirement: www.ssa.gov/myaccount Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money. See omnystudio.com/listener for privacy information.

Everyone assumes inheriting money is only a good thing, but it comes with all sorts of positive and negative emotions and sometimes unintended consequences. Join us with our Guest, Cathy Seeber, CFP®, a Certified Financial Transitionist and Vice President/Financial Advisor with CAPTRUST as we explore; the first thing a person should do if they inherit Money, the impacts of both the emotional and technical side of money and how your money story and that of who created the wealth can have a big impact on your decision making. Learn more about Cathy at www.captrust.com Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money. See omnystudio.com/listener for privacy information.

Women make great entrepreneurs. We have many strengths that make us great at owning our own business, but we also face some challenges that our male counterparts don't and we could use some support systems. What can we and what can others do to ensure that women have all the opportunities to be as successful as their male peers? Join us and find out as we are joined by Dr Susan Clark Muntean. Susan teaches courses in Management, Organizational Behavior and Theory, Entrepreneurship, and Consulting at UNC-Asheville. She also has co-authored a new book: "Entrepreneurial Ecosystems: A Gender Perspective” published this month by Cambridge University Press To purchase a copy of her book visit: https://www.cambridge.org/us/academic/subjects/management/entrepreneurship-and-innovation/entrepreneurial-ecosystems-gender-perspective?format=HB Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money. See omnystudio.com/listener for privacy information.

Join us as we answer a fan question about managing debt and saving for retirement simultaneously. This is such an important question, and many are dealing with this very thing. Maybe it's student loans or some other kind of debt, but it is hard to figure out which to tackle first or if you should try to manage both at the same time. Listen as we talk about the first steps to take to make sure you are on the right track financially, setting goals for both, and the minimum you should consider when saving for retirement. Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money. See omnystudio.com/listener for privacy information.

Sales isn't just a Boy's club, in fact Women are great at sales. We are driven, motivated, empathetic multitaskers that can really rock it in a sales role. We talk a lot about women needing to take control of their financial situation, and a large part of this is taking control of your compensation. Sales offers much higher earnings potential than a standard 9-5, often with limitless earning potential. Join us as we welcome Cynthia Barnes, owner and founder of the National Association of Women Sales Professionals (NAWSP) as we discuss her experience as a Top 1% corporate leading sales producer and how she now champions other women in sales, helping motivate them to feel confident, empowered, and brave. Find out more about Cynthia and the NAWSP at www.nawsp.org. Listen to Cynthia on her podcast “Unstoppable” on Apple Podcast at https://podcasts.apple.com/us/podcast/unstoppable-with-cynthia-barnes/id1575599319  Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money. See omnystudio.com/listener for privacy information.

Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money. Join us as we address a fan question about how one even begins to think about the future when it's all they can do to manage their present, or maybe not even. Ladies. it happens more than you think, and at all levels of wealth. Listen in as we give practical tips on how to understand and adjust your spending, what choices you can make, and how to make savings a priority, even on limited means. See omnystudio.com/listener for privacy information.

Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money. Love is Love and Money is money, but how you plan for a successful outcome when it comes to money really depends on your personal situation. The LGBTQ community has unique challenges and needs when it comes to finances, some of these have gotten better as laws have become more inclusive, but there are many things to be aware of when planning for financial success. Find out more about the types of issues that are unique to the LGBTQ community. Is Estate Planning different? What about for their Widows? Is anything else different? Learn all about it as we are joined by Beth Jones, RLP, AIF, CeFT, President and Financial Advisor at Third Eye Associates, Ltd. To find out more about Beth visit: www.thirdeyeassociates.com/ See omnystudio.com/listener for privacy information.

Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money. August 26, 2021 is Women's Equality Day, but did you know that the Equal Rights Amendment (ERA) has NEVER BEEN PUBLISHED. You read that right, our Rights as women are not guaranteed by the Constitution of the United States, other than our right to vote. Ladies, this has to change! We deserve the same protections under the Constitution as our male peers. We should also be given the same priorities in court for discrimination as Race and Religion. Take a listen to understand the ERA further and what you can do about it. Find out more about Jimmie Cochran Pratt and her work with the ERA at: www.era-nc.org See omnystudio.com/listener for privacy information.

Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money. Ladies, do you find yourself challenged to balance your relationship to time, energy, and money? Would it surprise you that you are not alone, many people, especially other women feel the same way you do. What if you were to discover that this balance and your approach to these priorities is deeply rooted in how you were raised to view these areas of your life. It's all about structure and flow and how these work together for you to have power over your life, or not. Listen in as we welcome guest, Sarah Poet of Embodied Breath as she discussed the idea of structure and flow and how understanding how to harness each can lead to financial and energetic sovereignty for women. To find out more about Sarah and her coaching practice, visit her at www.sarahpoet.com. See omnystudio.com/listener for privacy information.

We are excited to announce the launch of season 3 of the Her Two Cents Podcast starting Thursday August 12, 2021. In this season preview, we discuss some upcoming topics and announce a format change. Take a listen. Don't forget to like, subscribe, and share with your friends. Send us topics for future episodes at www.hertwocentspodcast.com See omnystudio.com/listener for privacy information.

Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money. What a wild ride this last year and 3 months has been. In the midst of all the continued uncertainty we were able to successfully release season 2. It's certainly been a labor of love, but also full of wonderful and useful insights. We hope you will join us for this season finale as we take some time to look back on all the gems from season 2 season and we give you some teasers about upcoming episodes in season 3. We will take a short break and come back with the launch of our third season. Please continue to like, follow, and share our podcast to help us normalize the conversation around money between women. Also, don't forget that we want to hear from you about topics you would like for us to cover. Send us your thoughts at www.hertwocentspodcast.com. As always, thanks for your ongoing support. See omnystudio.com/listener for privacy information.

Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money. When it comes to managing your money, sometimes the only thing you need to do to set yourself up for success is to find a system that works for you. One that works with your lifestyle and you own quirks and peculiarities. Faith and Laura dig into the different ways they focus on managing their own money with the hope that is will inspire you to find the right systems for you. See omnystudio.com/listener for privacy information.

Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money. We are all our own people, being an individual is great and empowering, but does when you were born influence how you look at finances? Without a doubt. Yes, we have our own experiences, feelings, and ideas but the generation we grew up in informs how we look at the world. We went through events in our lives growing up that only our peers can even attempt to understand how that shaped us. These feelings and timing of events has a great impression on how we deal with major areas of our lives; including how we view money and how we manage money. Please join us for a conversation between an early Baby Boomer, a late Baby Boomer, and a cusp Gen X/Millennial (yep, that’s an interesting one, ha-ha). We are joined by Jan Holman, Director of Advisor Education at Thornburg Investment Management in this riveting and informative episode discussing how the different generations view finances. This is one you don’t want to miss. To find out more about Jan and Thornburg please visit: www.thornburg.com See omnystudio.com/listener for privacy information.

Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money. When is the last time you looked at your credit score? Does your credit report look good? How can you fix it if it’s not, or how do you maintain it if it is? What if you never established credit, where do you start? Join us as we welcome guest Ronnie Trotta, Sr. Director of Strategic Analytics & Business Process Improvement at the State Department Federal Credit Union. We dig into to all things credit. To find out more about Ronnie and the State Department Federal Credit Union visit www.sdfcu.org. See omnystudio.com/listener for privacy information.

Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money. When was the last time you negotiated your salary? Do you even know how much you are worth to your current company or the one you are about to join? Do you know where to start? As women we aren’t so good with first understanding our worth, and second how to ask for what we are worth. Let’s change that, it’s the first step to actively addressing pay inequity. Take a listen as we are joined by Jan Huskey, Work Smart Coordinator for Asheville AAUW Branch American Assoc. of University Women. We will dive into how to determine your worth, compared to your peers(all your peers male and female) and how to ask for what you are worth. For more on AAUW check out www.aauw.org. To find out more on salary negotiation courses visit www.aauw.org.salay. To review nationwide statistics on pay in your field check out www.payscale.com. See omnystudio.com/listener for privacy information.

Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money. In this episode we welcome guest Elizabeth Brazas, President of the Community Foundation of WNC to help us to dispel the myth that philanthropy is just for the wealthy; spoiler alert: it's not! There are so many ways to give and Community Foundations all around the country are great resources that help facilitate giving in a variety of different ways. Take a listen to find out the many ways to give as well as benefits for both the community's nonprofits and the giver. We encourage you to learn more about your local community foundation and ways to give back. To learn more about the Community Foundation of WNC and all the wonderful work they do for the community of WNC please visit their website at: www.cfwnc.org. See omnystudio.com/listener for privacy information.

Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money. If it’s all about the Benjamins, then how do you make them grow? A great place to start is: learning about your different investment options, what types of risk and opportunities you have with those choices, and how to match them up to your time horizon and specific goals. Our conversation on investment basics breaks down two of the essential categories of investments: stocks and bonds; to give you a better understanding of what those terms mean. Then we focus on the potential risk and rewards of each. Plus, we share why the adage of: "not putting all your eggs in one basket" is a good one when it comes to investing. Finally, Laura and Faith divulge why leaving your money in cash for long-term goals might be a bad idea. See omnystudio.com/listener for privacy information.

Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money. Savings is savings is savings, right? Well, not exactly. You can save for a rainy day fund, a down payment on a home, kids college, retirement, or even to start a business. How you save for these varies, as well as the amount you need to save especially since the amount of time may vary before you need the funds. Savings is directly tied to your goals and you need to get clear with what your goals are and the amount of money it will take to make them achievable. You must consider many things when saving, like the fact that you could be working on more than one goal at once, in fact most people are. Take a listen to this episode as Laura and Faith break down the different types savings, options for types of accounts, and finally some strategy as to how to get to saving so that you can MEET YOUR GOALS!! The content of this podcast is not intended to give tax advice and when making tax-related decisions, everyone should consult their own tax professional. See omnystudio.com/listener for privacy information.

Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money. Breaking up is hard to do, especially financially. Due to the high rate of divorce, this is a topic women need to be talking about. The dissolution of a marriage under any circumstance is difficult but what is the number one thing you need to do according divorce expert Kathleen Miller? First pause, and then GET EDUCATED! Know that knowledge is power. Kathleen says frequently: “no one tells you what to expect, especially since emotions are involved.” She helps us understand the process and breaks down what you need to do to work toward a fair and equitable settlement, keeping in mind, equal is not always equitable. Kathleen Miller CFP®, MBA is President of Miller Advisors and author of Fair Share Divorce for Women. Learn more about Kathleen at www.MillerAdvisors.com See omnystudio.com/listener for privacy information.

Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money. Ever feel like debt is a necessary evil that never truly goes away, or that you have so much debt that you could never possibly get out? Well, you aren’t alone, this is a reality for so many Americans. In fact, 80% of Americans have consumer debt, and a total of $14 Trillion in total debt. But what if there were a way out? Take a listen as we talk to our guest, Bernadette Joy, of CRUSH You Money goals, as she shares how she found a way at the age of 34 to pay off over $300,000 in debt in three years and eventually turned it into a business to teach others how to do the same. Ladies it’s time to cut the cord on that debt and take charge of your financial future. Join us for a provocative conversation on how to view debt and your finances differently. To learn more about Bernadette and her work check her out at www.crushyourmoneygoals.com See omnystudio.com/listener for privacy information.

Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money. When it comes to our money, many times we have such good intentions; but what makes it so hard to follow through, persist, or even stay on the right path? Join us as we have an enlightening discussion with Dr. Moira Somers, a clinical neuropsychologist, author, and professor based in Winnipeg, Manitoba. She consults with financial advisors and the clients they serve around the personal side of money – that is, about issues pertaining to values, legacy, and financial decision making. Our conversation explores how intimately financial wellbeing and mental health are related, why it is important to get clear on what we are doing this for, and thoughts on how to navigate with a limited supply of mental energy. She also shares how important it is to have productive, but tender conversations about money with those that we love. You can find out more about Dr. Moira Somers and all of her work at www.moneymindandmeaning.com/ links: www.coursera.org See omnystudio.com/listener for privacy information.

Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money. Did you know that the AVERAGE age for a woman to be widowed is 59 years old? Yes, widowhood is one of the fastest growing demographics for women. Losing your spouse or partner changes EVERY aspect of your life: financial, sexual, and societal. Our guest, Donna Marie Todd, is a Certified Grief Recovery Specialist and the author of a new book: "Navigating Loss: A Survival Guide for the Newly Widowed" and she is the founder of "A Widows Tale." She reveals her own personal journey, discloses what happens to our brains when we have experienced this type of trauma, and lets us know how financial decisions could impact our emotional recovery. This is worth a listen in case it happens to you or so you can share with a widow in your life. You can find Donna Marie Todd’s programs, podcast and blogs at http://awidowstale.com/ See omnystudio.com/listener for privacy information.

Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money. There are few things in this world that are gender neutral, meaning that people are treated the same without regard to their gender; Social Security is one of those things. But if this system is truly gender agnostic, then why are we dedicating an episode to Social Security and how it relates to women? Because Social Security is a system that pays eligible workers benefits based on their lifetime earnings. So, even though this system pays individuals (regardless of gender) with identical earnings through their working lives the same in terms of benefits; we all know women aren’t paid the same from their employers for the same work, still in 2021. This is why we are doing an episode related to women and Social Security. Join us for part two of our series on Social Security as we are joined again by guest Leah Ryan of AIG. We will focus on: how making less effects women's benefits; how it’s different for married, divorced, and widowed women; how longevity effects strategy; and consider the tax implications. To learn more about Leah Ryan and AIG visit www.AIG.com See omnystudio.com/listener for privacy information.

Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money. Social Security, why should we care, especially if you are not old enough to take advantage of it. It could be a dry and complex topic but not for HerTwoCents. We think it is such an important topic that we have dedicated two shows to help you understand why and learn about what you might need to think about , especially as women. Join us and our guest, Leah Ryan, Divisional Vice President and Certified Retirement Plan Consultant at AIG to discuss the basics of Social Security. In this episode we will explore: What exactly is Social Security and why is it important? Who qualifies and how? What are the options and which one is best for your unique situation? In the next episode we will focus on how this important program specifically affects women. For more information on the basics of Social Security, check out the blog: “5 Questions for The Magic 8-Ball About Social Security Planning Through the Eyes of a Financial Advisor” at https://webbinvestmentservices.com/5-questions-for-the-magic-8-ball-about-social-security-planning-through-the-eyes-of-a-financial-advisor/. To learn more about Leah Ryan and AIG visit www.AIG.com See omnystudio.com/listener for privacy information.

Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money. As women we are so many things: daughters, sisters, wives, mothers, business owners, and caregivers. The costs associated with caregiving for a loved one can be high. But what are the impacts of not putting yourself first? It’s not just the actual cost of caregiving that is so tough to navigate; it’s the opportunity costs, the emotional and psychological costs, and the costs of your time and energy. Now women aren’t the only caregivers, but this duty tends to fall more on women than men. We want to make sure that our parents, and even aunts and uncles, are well cared for in the winter of their lives. How can we love ourselves and set healthy boundaries so that our giving doesn’t erode our finances and lives? Join us and our guest, Cindy Hounsell of Women’s Institute for a Secure Retirement (WISER) as we discuss the cost of Caregiving and how you can protect yourself both financially and emotionally as you navigate this journey with your loved one. To learn more about Cindy and WISER please visit their website at www.wiserwomen.org See omnystudio.com/listener for privacy information.

Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money. Why is it that Women are still such a minority in the world of Financial Advising? Women represent over 50% of the US population but today, we women only account for 17% of the financial advisors. This is true even though women control $14 Trillion in the US, as much as the combined GDP of China and India - that is not a small amount of money. It is expected that women could control $72 trillion of global wealth next year (32% of all wealth globally). A large percentage of women currently need financial advice and a large percentage of new wealth management clients will be female, yet many firms won’t be prepared for them because they don’t have any female financial advisors. Many people like to work with people that are like them, women are no exception, we like to work with other women. So why aren’t women flocking to become advisors? There are many misconnections as to what it takes to become a financial advisor, what they do on a weekly basis, and what skills they need.. But we are here to tell you that Women make great advisors. Listen as we talk with Kalita Blessing, CFP®, CAP®, AEP® Principal at Quest Capital Management in Dallas, TX and President of the Women’s Leadership Alliance, about what makes women successful in this industry and find out what it takes to be a financial advisor. Girl, you’ve got what it takes. To find out more about Kalita and the work she has done with WLA (Women’s Leadership Alliance), check out their website www.womensleadalliance.org and www.myadvisorpath.com to take the quiz to see if being a financial advisor is right for you. For reading suggestions check out: The Confidence Code -Katty Kay and Claire Shipman and Brave Not Perfect -Reshma Saujani See omnystudio.com/listener for privacy information.

Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money. Estate Planning not only determines how your legacy is dispersed once you have passed; but it also determines how your affairs are handled should you lack the mental competence to make appropriate decisions during your lifetime. The challenge of determining who will manage your affairs when you experience a lapse in capacity to do so for yourself is easier for married couples or parents of adult children. But what happens if it’s just you? What do single people do? Who do they name to manage their most personal affairs? This presents a challenge as these are some of the most important decisions one makes in their lifetime. We posed these questions to Kathleen Rodberg, an attorney with McGuire Wood & Bissette Law Firm in Asheville, NC. Kathleen was our guest last season where we discussed the importance of having an estate plan in episode 13: “Developing your Brain Trust Part 1, the Value of an Estate Plan”. We brought her back to discuss how a single person can plan for their estate and achieve their goals in their lifetime and beyond. Join us in this engaging conversation outlining options for those that either don’t know who to name, or feel like they don’t have anyone to name to manage their affairs when they can no longer do it themselves. For more information about Kathleen and The McGuire Wood & Bissette Law Firm please visit their website at www.mwblawyers.com. See omnystudio.com/listener for privacy information.

Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money. What could be more stressful than suddenly becoming a single parent when you may never have planned on being a parent in the first place? It’s just you, no one else, but getting over the fear of not having a safety net is your first order of business. Next, is figuring out how you provide a life for this unexpected gift and how to navigate all the financial impacts of raising a child ALL on your own. Terri King, President/CEO of Coldwell Banker King, shares with us her journey on how she handled this unexpected surprise. She details the inspiration and tools she used to traverse the challenges, burdens, and emotions of going at it alone. She delivers helpful and heart-felt insights on how to move forward and succeed, not only for your child, but for yourself. To find out more about Terri King and Caldwell Banker King visit their website at https://www.cbasheville.com/ See omnystudio.com/listener for privacy information.

Welcome to the Her Two Cents Podcast where your hosts Laura Webb and Faith Doyle come together as two female financial advisors with over 40 years of collective experience to provide a multigenerational perspective on all things money. Our goal is that through these conversations, we can normalize the way women talk about and view money. We hear a lot about motivation and people’s why these days, but how do you determine your why? How do you move forward with it and eventually change not only your life, but the lives of those around you? This ideal can be applied to several aspects of your life and your finances are NO EXCEPTION. Join us in this episode as we talk about your why and the power of “purposeful alignment” with the amazing Tracey Greene Washington, President of Indigo Innovation Group. Tracey’s new book “Choosing Purposeful Alignment: The Messy Middle of Transformation” is a wonderful guide to identifying your why through “purposeful alignment”, “leaning into” the transformation with the “power of permission”, to transforming into the “Game Changer” that we all have inside of us. To find out more about Tracey and Indigo Innovation Group visit their website at www.indigoinnovationgroup.com. To obtain a signed copy of Tracey’s book “Purposeful Alignment: The Messy Middle of Transformation” please visit https://www.indigoinnovationgroup.com/product-page/choosing-purposeful-alignment-signed See omnystudio.com/listener for privacy information.