Podcasts about external affairs

Government's strategy in relating with other nations

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MoneyWise on Oneplace.com
Health Insurance or Medical Cost Sharing: Which Is Right for You? with Lauren Gajdek

MoneyWise on Oneplace.com

Play Episode Listen Later Oct 6, 2025 24:57


Health insurance or health cost-sharing—which is the better fit for your family? With open enrollment upon us, it's the perfect moment to explore your choices. Joining me today is Lauren Gajdek to highlight the key differences between health insurance and health cost-sharing.Lauren Gajdek is the Senior Director of External Affairs at Christian Healthcare Ministries (CHM), an underwriter of Faith & Finance. The Landscape of Traditional Health InsuranceOpen enrollment season is right around the corner—running from November 1 through January 15, 2026. For most people, that means navigating the world of traditional health insurance. These plans typically require you to select doctors and specialists within a designated provider network, often necessitating referrals or pre-authorization before receiving care.While insurance companies provide coverage, their structure can come at a high cost. Premiums and deductibles are often steep, and because insurers operate for profit, patient care and affordability don't always align. For many families, this creates a significant financial burden.How Health Cost Sharing Is DifferentHealth cost-sharing ministries, such as CHM, offer a unique alternative. The end result is the same—your medical bills are taken care of—but the process looks very different.No provider networks: Members are free to choose their own doctors and hospitals.Nonprofit model: Unlike insurance companies, CHM is a ministry. Members send in a set monthly contribution, which is pooled together to reimburse medical costs.Community approach: Instead of being absorbed into a bureaucratic system, members know that their contributions directly help fellow believers in need.Since its founding, CHM has facilitated over $10 billion in shared medical bills.How Does Health Cost-Sharing Work?Here's how it works for a typical family:Choose your provider. Members can see any doctor or hospital as long as the treatment fits CHM's guidelines.Identify as self-pay. This allows members to receive significant discounts often, sometimes as high as 40%.Submit bills to CHM. The ministry coordinates with providers as needed. In the meantime, members may set up a temporary payment plan until reimbursement arrives.The process is straightforward, designed to give families peace of mind while also offering flexibility and savings.What to Keep in Mind During Open EnrollmentWhen weighing your options, consider more than just the monthly premium. Ask:How much am I actually paying out-of-pocket after deductibles, co-pays, and coinsurance?Will my coverage travel with me if I go out of state—or out of the country?With CHM, members don't face co-pays or coinsurance, and qualifying medical bills are shared 100% according to ministry guidelines. Additionally, portability makes it an appealing option for families who want flexibility, regardless of where life takes them.A Biblical Approach to HealthcareAt its core, CHM is more than a healthcare solution—it's a ministry. Members not only share medical expenses but also pray for one another and receive prayer support in return. Every monthly contribution is a gift that directly helps another member in need.CHM reflects biblical principles of bearing one another's burdens while providing a practical, affordable path to healthcare.To explore whether health cost sharing is right for your family this open enrollment season, visit CHMinistries.org/Faith.On Today's Program, Rob Answers Listener Questions:I'm refinancing my home and am unsure whether I should roll the closing costs into the new loan or pay them from my investments or retirement accounts. Rolling them into the loan would lower my monthly payment, but is that the wisest choice financially—and biblically?Could you explain where the funds actually come from with a reverse mortgage, who technically owns the home in this arrangement, and whether the FHA backs the loan?My wife and I recently took a required minimum distribution from her IRA and made a qualified charitable distribution to our church. They told us it wasn't tax-deductible and wouldn't issue a receipt. What does the IRS actually require in this situation?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Healthcare Ministries (CHM)Understanding Reverse: Simplifying the Reverse Mortgage by Dan HultquistWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Marathon Talk
EP77: Phily Heads To The Windy City | Marathon Talk Meets Phily Bowden

Marathon Talk

Play Episode Listen Later Oct 3, 2025 68:21


On this week's bumper episode of Marathon Talk, we look back on a punishing day in Berlin as Sabastion Sawe and Rosemary Wanjiru won the BMW BERLIN-MARATHON. We also have news of a PB time for Sted Sarandos, your new favourite celebrity marathon runner. Our first guest on the show is Team GB athlete Phily Bowden, who is preparing for next week's Bank of America Chicago Marathon, and offered us real insight into her training plan and how she prepares for a Major event. And to close the show, we are so pleased to be joined by Abbott Senior Vice President of Global Marketing and External Affairs Melissa Brotz to talk to us about Team Abbott, 10 years of the Abbott and World Marathon Majors partnership, and much more.   In this episode of Marathon Talk: 5:32 - Martin and Deena talk about the BMW BERLIN-MARATHON. 10:22 - Sted Sarandos is the man everyone wanted to see in Berlin. But just who is this mysterious sub-3:00 marathoner? 12:37 - We preview the Bank of America Chicago Marathon 15:23 - We meet Phily Bowden and hear about her preparation for next week's Bank of America Chicago Marathon 39:50 - Melissa Brotz, Senior Vice President of Global Marketing and External Affairs at Abbott, joins us to talk all about a partnership that is now about to enter its 11th year. ‍Links & references‍ Abbott World Marathon Majors https://www.worldmarathonmajors.com/ https://www.instagram.com/wmmajors/‍ https://www.tiktok.com/@marathontalk Martin Yelling https://www.instagram.com/martinyelling/ Deena Kastor https://www.instagram.com/deena8050/ Phily Bowden https://www.instagram.com/philybowden/ https://www.youtube.com/@philybowden  

Path to Zero
6.22 – Microgrids, Resiliency, and the Future of Power with Enchanted Rock's Joel Yu

Path to Zero

Play Episode Listen Later Oct 1, 2025 35:24


On this episode of Path to Zero, host Tucker Perkins sits down with Joel Yu, Senior Vice President of Policy and External Affairs at Enchanted Rock, to talk about how microgrids are reshaping America's energy future. From hospitals and grocery stores to data centers and military bases, Enchanted Rock has deployed over a gigawatt of capacity, making it one of the nation's leaders in resilient energy solutions. The post 6.22 – Microgrids, Resiliency, and the Future of Power with Enchanted Rock's Joel Yu appeared first on Propane.

In Touch
Scottish Venues; A Career in Computer Science

In Touch

Play Episode Listen Later Sep 30, 2025 18:39


Sight Scotland are a charity that provide support for vision impaired and blind people in Scotland. They have recently launched a report about the state of arts access across Scotland and a subsequent campaign that is calling for all venues across the country to be made accessible to visually impaired people. Scotland's culture secretary Angus Robertson has thrown his support behind the campaign but how will this all be done? To help answer that, Peter White is joined by Sight Scotland's Head of External Affairs and Campaigns Mark Ballard and Alistair Mackie, Chief Executive of the Royal Scottish National Orchestra, which has already been implementing some accessibility features to better cater to their visually impaired concert goers.When 24 year-old Haseeb Jabbar wanted to study computer science at GCSE and A-Levels, he was told that the course would be too visual and too difficult to adapt for someone who was totally blind. Despite this, Haseeb already had the skills necessary from teaching himself computer coding using screen reading software when he was a youngster and he now works for a global IT consultancy firm. Haseeb tells In Touch about his journey from being told no to achieving the career he'd always wanted.Presenter: Peter White Producer: Beth Hemmings Production Coordinator: Pete Liggins Website image description: Peter White sits smiling in the centre of the image and he is wearing a dark green jumper. Above Peter's head is the BBC logo (three separate white squares house each of the three letters). Bottom centre and overlaying the image are the words "In Touch" and the Radio 4 logo (the word ‘radio' in a bold white font, with the number 4 inside of a white circle). The background is a bright mid-blue with two rectangles angled diagonally to the right. Both are behind Peter, one is a darker blue and the other is a lighter blue.

Progress, Potential, and Possibilities
Dr. Mark Lloyd Davies - Global Head, Strategic Partnerships and Resource Group, Johnson & Johnson - Strategic Public-Private Partnerships To Transform Lives

Progress, Potential, and Possibilities

Play Episode Listen Later Sep 30, 2025 39:18


Send us a textDr. Mark Lloyd Davies, Ph.D. is the Global Head for the Strategic Partnerships and Resource Group at Johnson & Johnson ( https://www.jnj.com/ ) where he leads a global team that forges novel strategic public-private partnerships to secure collaborations that accelerate groundbreaking R&D, advances strategies that widen access to care for patients and health systems worldwide, and ultimately unlocks possibilities that transform lives.Dr. Davies has built a distinguished career at the intersection of science, policy, and global health strategy.Before taking on his current global role, Dr. Davies held a number of senior leadership positions within Johnson & Johnson, where he was instrumental in shaping external engagement strategies and guiding policy development in areas ranging from pharmaceutical innovation to public health preparedness, leading strategic initiatives such as the Johnson & Johnson Lung Cancer Initiative.Dr. Davies was previously Chair of the Med Tech Europe Research & Innovation Committee, where he worked on the evolution of the EU funded Innovative Medicines Initiative, as well as at Sanofi, involved in various External Affairs initiatives.Dr. Davies holds a Ph.D. from the University of Amsterdam, The Netherlands, in Climate Change, Physical Geography and Geology, and a BSc, Biology and Geography, Earth Sciences, Climate Change, from the University of London, UK.#MarkLloydDavies #StrategicPartnershipsAndResourceGroup #JohnsonAndJohnson #PublicPrivatePartnerships #MedTechEurope #InnovativeMedicinesInitiative #InnovativeHealthInitiative #OperationWarpSpeed #LungCancerInitiative #GlobalNeurodegenerationProteomicsConsortium #Antarctica #ClimateChange #PhysicalGeography #Geology #CARBX #DrugsForNeglectedDiseasesInitiative #STEM #Innovation #Science #Technology #Research #ProgressPotentialAndPossibilities #IraPastor #Podcast #Podcaster #Podcasting #ViralPodcastSupport the show

Global in the Granite State
Episode 81: Global Exchanges Change Lives

Global in the Granite State

Play Episode Listen Later Sep 29, 2025 24:46


How does studying or working abroad change the way we see ourselves—and the world? In this episode of Global in the Granite State, host Tim Horgan shares his own story of transformation through exchange, alongside insights from Mark Overmann, Executive Director of the Alliance for International Exchange. Together, they explore the lifelong impacts of international exchanges, from shaping careers to building cross-cultural understanding, and from strengthening local communities to advancing U.S. diplomacy.Discover how exchange programs—from study abroad to the International Visitor Leadership Program—empower individuals, enrich communities, and create global connections that ripple far beyond borders. Whether it's learning adaptability, forging unexpected friendships, or contributing to citizen diplomacy, these experiences prove that exchange isn't just travel—it's life-changing.Mark Overmann joined the Alliance as Executive Director in 2022, after having served as Assistant Director and Deputy Director from 2009-2015. Mark has nearly 20 years of experience in the NGO, association, federal, and university sectors. He excels at association management, government relations, including extensive work with the U.S. Department of State and Congress, strategic communications, and organizational development.Mark also served as a Senior Manager at Accenture Federal Services supporting global health and diplomacy programs; Vice President of External Affairs at InterExchange; Director of College Communications at Georgetown University; and Program Associate for Communications at Global Ties U.S.Mark has a bachelor's in English from the University of Notre Dame and a master's in International Communication from American University's School of International Service. He is co-author with Sherry Mueller of Working World: Careers in International Education, Exchange, and Development (Georgetown University Press, 2008, 2014). He studied abroad during college in Angers, France, and taught English in Yanji, China, along the North Korean border.

Double Down Michigan: A Podcast by the Michigan Gaming Control Board
Episode 33: Beyond the Bet: Marlene Warner on Problem Gambling, Public Health, and Michigan's Path Forward

Double Down Michigan: A Podcast by the Michigan Gaming Control Board

Play Episode Listen Later Sep 25, 2025 27:56


In this episode of Double Down Michigan, we're joined by Marlene Warner, a nationally recognized leader in gambling harm reduction and CEO of The Massachusetts Council on Gaming and Health, along with guest host Jasmine Tompkins, Director of External Affairs at the MGCB. Marlene also serves as the executive director of the Michigan Association on Problem Gambling (MAPG), where she's helping shape the organization's strategic direction and deepen its impact statewide.With September recognized as Responsible Gaming Education Month, it's the perfect time to spotlight efforts like MAPG's—focusing on education, prevention, treatment, and policy to promote safer play. Marlene shares her vision for a more informed and proactive approach to responsible gambling in Michigan. Tune in as we explore how MAPG is working to reach underserved communities, strengthen partnerships, and advocate for policies that prioritize public health and equity, plus how you can get involved in the movement for safer play. Facebook: MichiganGCBTwitter: @MichiganGCBInstagram: @michigangcb)LinkedIn: michigangcb

The Which? Money Podcast
Insurance is broken: here's how we're fighting to protect you

The Which? Money Podcast

Play Episode Listen Later Sep 25, 2025 26:05


After more than a year of campaigning against poor practices in the insurance industry, Which? is making a super-complaint to industry regulator the Financial Conduct Authority. In this episode, we're taking you to the FCA headquarters as we hand in our super-complaint. Joining us we have Which? Money's insurance expert Dean Sobers to explain what's gone wrong with the sector. Steve Edwards, our Head of Campaigns and External Affairs tells us why we've taken this extraordinary step, and Which? Legal expert Lisa Webb tells us what a super-complaint actually is, and how they can help consumers like you. Plus, we hear from Claire Massey who suffered a devastating house fire, and was left confused and frustrated by her insurer's actions as she tried to put her life back together. Read more about our super-complaint.

The CU2.0 Podcast
CU 2.0 Podcast Episode 371 Lobbyist Elizabeth Eurgubian on What's Up inside the Beltway

The CU2.0 Podcast

Play Episode Listen Later Sep 24, 2025 40:57 Transcription Available


Send us a textWhew, credit unions dodged the threat of loss of their tax exemption - but don't think all is smooth sailing for credit unions in today's turbulent Washington DC.  Lots is happening that may impact credit unions, large and small.On the show is repeat guest Elizabeth Eurgubian, a lobbyist - with the Defence Credit Union Council among her clients - who also has served as NCUA Director of the Office of External Affairs and Communications and Policy Advisor to Chairman Harper.  Before that  she was deputy chief advocacy officer at CUNA and before that she was a vice president and a lobbyist for ICBA.Her specialty is regulatory matters and that means NCUA, but also CFPB and other agencies.In this episode she talks about what's up with NCUA's one person board, the shrinking of CFPB, the GENIUS Act and the opportunity presented by stablecoins, and NCUA's Central Liquidity Enhancements Act and why this matters to smaller credit unions in particular, and also NCUA's recurring paperwork review and how it's an opportunity for credit unions to seek changes at the agency.See: there's a lot happening inside the Beltway.Listen upLike what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

The Constitution Unit
How should the UK's parliaments scrutinise international agreements?

The Constitution Unit

Play Episode Listen Later Sep 24, 2025 59:14


Many of the highest-profile political issues – including trade, security, and immigration – are now shaped by international treaties and agreements. These agreements are negotiated by ministers and officials, and recent years have seen complaints that the UK's parliaments lack the scrutiny tools they need. So why does parliamentary scrutiny of international agreements matter? Does the current system allow for adequate scrutiny? And if not, what needs to change?Speakers:Lord (Peter) Goldsmith KC – Chair of the House of Lords International Agreements CommitteeArabella Lang – Head of Public Law at the Law SocietyClare Adamson MSP – SNP MSP for Motherwell and Wishaw, and Convener of the Scottish Parliament's Constitution, Europe, External Affairs and Culture Committee.Chair: Lisa James – Senior Research Fellow, Constitution UnitFurther reading:'Treaty scrutiny in Westminster: addressing the accountability gap' (House of Lords International Agreements Committee, 11 September 2025). Links:Website: www.ucl.ac.uk/constitution-unitMailing list: www.ucl.ac.uk/constitution-unit/get-involved/mailing-listBlog: constitution-unit.com

The Charity Charge Show
Transforming organizational culture and the importance of trust in leadership - Dr. Jacklyn Chisholm, President and CEO of Step Forward

The Charity Charge Show

Play Episode Listen Later Sep 23, 2025 30:25


In this episode of the Charity Charged show, Dr. Jacklyn Chisholm, president and CEO of Step Forward, discusses the organization's mission to empower low-income families towards self-sustainability. She shares insights on transforming organizational culture, the importance of trust in leadership, and the challenges of navigating funding in the nonprofit sector.Dr. Chisholm emphasizes the need for nonprofits to balance business acumen with their charitable missions, advocating for a sustainable future for organizations like Step Forward.About Dr. Jacklyn ChisholmA lifelong learner, Dr. Chisholm is a Harvard Business School alumna with additional executive education credentials from the Harvard Kennedy School, Wharton School, and Cornell University. She holds a B.A. in Medical Anthropology, M.A. in Psychological Anthropology, and a Ph.D. in Psychological Anthropology with a focus in Educational Anthropology from Case Western Reserve University.Dr. Chisholm has broken barriers throughout her career, including as the first Vice President of Planning and External Affairs at the Rock and Roll Hall of Fame and Museum, where she led the $13 million construction of its Library and Archives. At Case Western Reserve University, she was the first to hold multiple pioneering roles, including Associate Vice President for Community Partnerships and Director of Community Relations.Her work has earned widespread recognition, including the Crain's Cleveland Business Notable Leader in Philanthropy, Smart Business Progressive Woman Award, YWCA Woman of Achievement, and the Council for Opportunity in Education National TRIO Achiever Award, among many others. A proud Leadership Cleveland alumna, Dr. Chisholm continues to be a trailblazer in education, advocacy, and transformational leadership.About Charity Charge:Charity Charge is a financial technology company serving the nonprofit sector. From the Charity Charge Nonprofit Credit Card to bookkeeping, gift card disbursements, and state compliance, we help mission-driven organizations streamline operations and stay financially strong. Learn more at charitycharge.com.

RIMScast
Live from Calgary at the RIMS Canada Conference 2025

RIMScast

Play Episode Listen Later Sep 23, 2025 55:15


Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   Justin divides this episode into three segments. He first interviews Eddie Tettevi, Sandbox Mutual Insurance CRO and RIMS Canada Council Chair — DEI and Comms, about his risk career and his service on the RIMS Canada Council. In the second segment, Justin interviews Janiece Savien-Brown, Metro Vancouver, and Shaun Sinclair, BCIT, about the C2C Challenge and the winning student team. The third segment is a recording of "Intentional Mentorship," an improvised session from the DEI Studio, featuring Dionne Bowers, Co-Founder & Chair of the Canadian Association of Black Insurance Professionals (CABIP), Ray Chaaya, Head of talent for Zurich Canada, and Natalia Szubbocsev, Executive Vice President at Appraisals International Inc.   Listen to learn about some exciting events of the RIMS Canada Conference 2025.   Key Takeaways: [:01] About RIMS and RIMScast. [:17] About this episode of RIMScast. This episode was recorded live on September 15th, 16th, and 17th at the RIMS Canada Conference 2025, at the Telus Convention Center in Calgary. We had a blast! We will relive the glory of the RIMS Canada Conference in just a moment, but first: [:50] RIMS Virtual Workshops! RIMS has launched a new course, “Intro to ERM for Senior Leaders.” It will be held again on November 4th and 5th and will be led by Elise Farnham. [1:07] On November 11th and 12th, my good friend Chris Hansen will lead “Fundamentals of Insurance”. It features everything you've always wanted to know about insurance but were afraid to ask. Fear not; ask Chris Hansen! RIMS members enjoy deep discounts on virtual workshops! [1:26] The full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [1:37] Several RIMS Webinars are being hosted this Fall. On October 9th, Global Risk Consultants returns to deliver “Natural Hazards: A Data-Driven Guide to Improving Resilience and Risk Financing Outcomes”. [1:50] On October 16th, Zurich returns to deliver “Jury Dynamics: How Juries Shape Today's Legal Landscape”. On October 30th, Swiss Re will present “Parametric Insurance: Providing Financial Certainty in Uncertain Times”. [2:07] On November 6th, Hub will present “Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World”. Register at RIMS.org/Webinars. [2:20] On with the show! It was such a pleasure to attend the RIMS Canada Conference 2025 in Calgary. There's always electricity in the air at RIMS Canada, and I wanted to capture some of it!  [2:33] We've got two interviews, and then an improvised session I recorded at the DE&I Studio. The sound came out great, and I used it here with the panelists' permission. [2:49] We've got excellent education and insight for you today on RIMScast! My first guest is Eddie Tettevi. He is the Chief Risk Officer at Sandbox Mutual. He's a very active member of the Saskatchewan RIMS Chapter and a member of the RIMS Canada Council. [3:11] We're going to talk about his risk management career, his RIMS involvement, and how his insights from one of his RIMS DE&I sessions led to this discussion. [3:24] First Interview! Eddie Tettevi, welcome to RIMScast! [3:38] Eddie is the Chief Risk and Compliance Officer at Sandbox Mutual Insurance. He's also the Corporate Secretary, which means he helps the organization navigate strategic initiatives within the boundaries of risk appetite and regulatory compliance. [4:12] Eddie has been at Sandbox for approximately two years. When he joined the company, Sandbox was going through a period of rapid growth and taking the right risks. That was something Eddie looked forward to being involved in. [4:54] The CRO role was not an independent role at Sandbox before Eddie started. It was held by the Chief Financial Officer. The CCO role was held by HR. The Corporate Secretary role was held by the CEO. Eddie fills the three roles in his new position. His background fits all three roles. [6:06] Eddie normally leads a risk group of three. Eddie was previously in cyber for 13 or 14 years. His background is in electrical engineering and computer science. He helped organizations secure their software and network. [7:02] Eddie doesn't think risk management is any different. He's helping organizations make the right decisions. The difference is that the portfolio is much larger. Cybersecurity is one aspect of Eddie's risk management work. [7:33] Eddie says cyber attacks are growing. Individuals who may not be skilled are using AI tools to perpetrate cyber attacks. The attacks are increasing exponentially in skill and sophistication. [8:09] Eddie co-hosted a session in the DE&I Studio with Aaron Lukoni and Tara Lessard-Webb, focused on understanding how mental health plays a part in risk management and how organizations should think about mental health as part of a risk management framework. [8:31] The session was “Building Resilient Workplaces, the Role of Mental Health in Risk Management.” In it, Eddie revealed he is skilled in multiple languages, but an expert in none, including English. He grew up with influences from English, French, Malay, and Creole Patois. [9:38] Eddie loves learning about new cultures. That has influenced his accent. In every language he speaks, he has an accent, which makes it interesting. He has worked in French and English organizations. He learns languages in six months. He picks them up quickly. [10:50] Eddie, Aaron, and Tara emphasized making sure we are thinking about and embedding mental health in our risk framework. [11:02] When designing any strategies and initiatives, risk professionals should consider what's happening in the organization. An organization going through a lot of change is already a stressed organization. You have to consider that as you introduce more change. [11:40] Eddie says the award-winning Saskatchewan RIMS Chapter is exciting. It's great to work with people who are interested, dedicated, and committed. He says the chapter is doing some incredible things, such as introducing risk courses into the universities in the province.  [12:15] Eddie was a RIMS member before joining Sandbox. You can be a RIMS member without joining a chapter. Moving to Saskatoon created the opportunity for Eddie to join the Saskatchewan RIMS Chapter, which he had been looking forward to, to connect with people. [12:36] Justin gives shoutouts to various Saskatchewan Chapter members. [13:03] Eddie serves on the RIMS Canada Council as Chair of the Communications, External Affairs, and DEI Committee. [13:22] The committee is responsible for making sure that all RIMS communications have a DEI lens and advocate for the risk community, partnering with other advocacy groups around Canada. [13:52] Justin says it's been such a pleasure to meet you and hang out with you! I look forward to seeing you at more RIMS Canada and RIMS events. [14:02] Our next guests organized the 2025 C2C Coast to Coast Challenge. This is a competition for risk management students based in Canada. We'll learn about the case studies and what it took to produce their presentations, and also have a chance to acknowledge the winners. [14:19] We will hear from Shaun Sinclair, the Program Head of General Insurance and the Risk Management Program at British Columbia Institute of Technology, and Janiece Savien-Brown, the Manager for Risk and Claims Management at Metro Vancouver. [14:35] We're going to learn about their various roles, as well. Let's get to it! [14:39] Second Interview! Shaun Sinclair and Janiece Savien-Brown, welcome to RIMScast!  [14:47] Janiece Savien-Brown is the Manager of Risk and Claims Services with Metro Vancouver by day. She has been involved with BCRIMA for 17 or 18 years. BCRIMA started the Coast 2 Coast Legacy Challenge three years ago. Last year was its first year in Vancouver. [15:07] Shaun Sinclair is the Program Head of the General Insurance and Risk Management Program at BCIT, an institute of technology in Vancouver and Burnaby, B.C. [15:17] They teach students insurance and risk management courses. Students graduate with a CRM and a Chartered Insurance Professional designation. [15:26] Shaun is also the President of BCRIMA this year. He has been a BCRIMA member for a long time. This C2C Legacy Challenge was awesome for Shaun because two teams from BCIT got into the finals. Shaun had to recuse himself.  [15:51] Janiece says the RIMS Canada Conference 2025 was fantastic! Shaun was there with seven students, and it was awesome to see what they were learning. The students told Shaun they loved everything about it. [16:45] The two finalist teams were The Deductibles and Insure and Conquer. This year's submissions were highly creative and impactful. [17:10] Shaun has been involved in Risk Management Challenges for years and has been to the nationals several times with groups. Shaun stays pretty hands-off. The students get the challenge, and Shaun discusses it with them. He figures out what they need from him to do it. [17:42] In this case, a root cause analysis wasn't needed. They learned how to do a Failure Mode and Effects Analysis (FMEA), a heat map, and gather general knowledge. Then he let them go. They came up with the 10-page report. He didn't watch their presentation until they went live. [18:14] Their champion for the challenge was Ken Letander. The challenge was a procurement question. If your organization's ownership is 51% Indigenous, and you keep your staff 33% Indigenous, money comes your way for contracts. [18:48] When the contract is over and it's time to get the money, but the organization refuses to give that information, how do you make sure they have the 33% Indigenous staff and 51% Indigenous ownership? Do you need pictures, or can you use Elders to say it's enough? [19:12] The students had to read a lot about risk and the rules and regulations regarding this question. They had to read the Canadian government's language on what the rules are. It was an interesting case. [19:38] Janiece didn't envy them at all. The students came up with some solutions for Ken Letander, and he was thrilled with what came from all of the reports. [20:33] Janiece says the presentations were phenomenal from both teams, as well as the written submissions. The collaboration came through and showed they owned the essence of the project. You could see the desire of the top team to make it work. [21:12] Shaun says the cases used in C2C are pretty much real cases. Janiece says last year's case competition had to come up with an equitable access tool to use in the system. After Janiece had surgery, she was given a survey, and she recognized it from the case study. [22:26] Justin says it's great that the students collaborate. You need teamwork. [22:54] Shaun says you hear a lot about isolation. He says BCIT is sometimes called “Being Crammed Into Teams.” Shaun and the other teachers assign projects where students are forced to work with at least three or four people. [23:13] After two years of group projects, collaboration is relatively easy. Shaun also makes the students hand-write their exams. They learn how to think through a problem and put it down on paper. Afterward, they go outside and talk about what they did. [24:52] Shaun's advice to academics and students entering a C2C challenge is to follow the rules. If they say 8-point font, 10-page maximum, don't send 14 pages. The instructor should help students understand the material and then step back. Let the students do it. It's on them. [25:42] Janiece says it is key to engage at the conference. While the Challenge is the key feature, the experience at the RIMS Canada Conference is a large part of it. Be present. Don't be on your phones the whole time. Attend sessions. Come to the events, have fun, and network. [26:07] Janiece was at an event, and five people came up to her and asked if she had brought the BCIT students (Shaun had). [26:22] People were absolutely amazed at how engaging the students were, willing to put themselves out there, and setting meetings with people in BC for opportunities when they come back. That's part of the experience. [26:40] Shaun points out that a couple of the students are quite shy and have come out of their shells because they've had to talk to people. The more you do it, the better you get at it. [27:01] Janiece reports that at one of the events, the students who were in Vancouver from Calgary came out and met with her students. RIMS, RIMS Canada, and the local chapter promote engagement. [27:31] The 2025 C2C Challenge Calgary winner is The Deductibles, 1.95 points ahead of Insure and Conquer. Insure and Conquer did an awesome job as well. [28:11] The Deductibles team is: Rabia Thind, Triston Nelson, and Ryan Qiu. [28:32] Parting advice for risk students as they step into their careers: Shaun says, if you're going to be an accountant or finance student, think about insurance risk management. Amazing career opportunities in fields that cover everything are all within your grasp. Put it on your radar. [29:26] Janiece says she is living proof of that. She was going to be an accountant. After a car accident, she switched to insurance and risk. It's a lifestyle. She has gained many friends, colleagues, and mentors. She started as an adjustor and after 31 years, she's still in the industry. [29:54] Shaun says you can swap jobs from broker to underwriter, to claims, to risk manager, to education, and not start again at the bottom. It's an amazing career. [30:26] Justin says Thank you so much, it's been such a pleasure to reconnect with you here at the Telus Convention Center in Calgary, for RIMS Canada Conference 2025. Shaun and Janiece are already thinking about the C2C Challenge in 2026. We'll see you there! [30:51] As I said at the top, we're going to close things out with an improvised session called “Intentional Mentorship,” which was produced at the DE&I Studio. [31:19] Improvised Session, “Intentional Mentorship,” at the DE&I Studio! With the insights of Dionne Bowers, the Cofounder and Chair of CABIP, Ray Chaaya, the Head of Talent at Zurich Canada, and Natalia Szubbocsev of Appraisals, International. Please enjoy! [31:40] Natalia Szubbocsev introduces the panel. Natalia is the Executive Vice President at Appraisals, International, an insurance appraisal company, global but small, with a diverse, inclusive team. Natalia has been a mentee and a mentor and is glad to contribute her insights. [32:38] Dionne Bowers is the Co-founder and Chair of the Canadian Association of Black Insurance Professionals, a nonprofit organization, and has recently joined Markel Canada as one of their business development Colleagues. [32:57] Ray Chaaya is head of talent for Zurich Canada. Ray oversees talent acquisition, talent development, and talent management, as well as the culture portfolio for the company, DEIB, and community impact. [33:15] Natalia asks What does mentorship, particularly inclusive or intentional mentorship, mean for you? Dionne says that it is a strong commitment by both the mentor and the mentee to work together for growth opportunities. [33:38] Intentional mentorship is the dedication that each party has to bring to the table, and fulfilling any sort of mandates that have been asked by both. Depending on the program, it's making sure that everyone is on the same page in terms of what they want from each other. [34:04] Ray agrees with Dionne. There has to be a mutual benefit. Ray has been a mentee and a mentor, and finds that the most valuable mentorship relationships are where the mentor and the mentee walk away feeling like they're learning something every day, having a conversation. [34:30] Ray says it's a two-way street and a relationship that can often last for years, because it is a relationship where the value is long-term. Ray talks to young people, and they ask, You're my mentor, what do I do? It doesn't work that way. It's a long-term investment. [34:56] Natalia says that traditional mentorship, besides being one of the best ways of professional development, is also to transfer knowledge from someone who has the experience to someone junior in his or her role. What other purpose does mentorship serve? [35:19] Dionne says it's also recognizing that it's an opportunity for learning from one another. A mentor is a seasoned insurance professional who is working with someone who is a new entrant to the industry. [35:37] It's recognizing that a mentor and a mentee are learning from each other. Strength in development is making sure that you are taking away something from each other, each time you meet, connecting and learning trends and thoughts, and diversity of thought. [36:10] Dionne asks, How can we do things differently? She has learned a lot from young people. Dionne thought she was cool, but apparently, she's not. And she's just taking away a lot of that into her own world, professionally and personally. [36:23] Natalia says her experiences are not just intergenerational, but in Canada and beyond, intercultural. She says what needs to be respected and adapted to, both by the mentor and the mentee, is that you're coming from different backgrounds. [36:45] In a global setting, that will affect communication, that will affect the thought processes, that will affect everything; the way we do things. Because Natalia leads a global team, she has to be adaptable, sensible, and respectful of the cultural nuances. [37:07] At the same time, she asks her mentees or team to do the same for her, because she comes from a very specific background. She has an Eastern European background. It doesn't matter that she's lived in Canada for 25 years. [37:25] Her background defines the way she communicates, thinks, and handles things. Every culture communicates differently. That's an overall mutual understanding, knowing that we all come from different backgrounds. [37:47] Dionne says there has to be a willingness to learn. There's no point in having a mentor-mentee relationship where it's just going to be closed off, and this is what we're going to talk about. There has to be a willingness to learn. [38:07] Ray says there's a learning agility piece. You have to be flexible in how the relationship is going to go. Every mentorship relationship is different, too. There are no steps on how to be a good mentor or a good mentee. [38:25] It's the chemistry between the two, the value that you bring to each other, and the conversations. The maturity of a mentorship can also go into sponsorship. [38:37] When Ray has a conversation with somebody, and they get to know each other, and feel what they want to get out of this, he can be a voice for that person. It goes back to the conversation of lifting others when you can. [38:54] When Ray thinks back to his mentors who stick out in his mind. He has a lot of respect for them. They are the people who spoke about him when he was not in the room, and had his back in that room when he was not there. [39:15] Those are the people, as Ray matures in his career, he doesn't know that he would be here today if it weren't for those mentors. And that is what he hopes he can bring to somebody else as a mentor. [39:29] Natalia says, in a global setting where she works, boosting confidence is very important. In a multicultural global setting, it's important to encourage someone in a different country, who communicates differently, that it doesn't matter, they can do it. [39:50] We are working on a common goal. That's part of the sponsorship/mentorship/training. [40:08] Ray says you have to be honest as a mentor. The toughest times for Ray were when he realized he was trying to make this work for a person, but to be honest with himself, as a mentor, he should be encouraging this person to look somewhere else, at what their passions are. [40:33] He went into it thinking he wanted this person to be the best they could be at this job. And he realized that's not his job as a mentor. [40:43] His job is to understand what they want out of their career, where they bring value, where their passion is, and guide them to make sure that they ultimately are happy with their career, and they're bringing value to society, and they're contributing to the community. [41:06] One specific person Ray was mentoring, he was desperate to fit them into the insurance industry, because that's how he was programmed. He was thinking, Why is this not working? And he realized it's not working because they don't want to do this. [41:25] And as a mentor, Ray's job now is to say, What do you want to do, and let's help you get there. And when he made that mind shift, it just clicked. That was a little bit of a learning opportunity. Now he's a better mentor for learning that. [41:42] Dionne agrees with that. She had one mentor who told her, If you plan to give back as a mentor, don't have any expectations, or you're setting yourself up for failure. [42:05] A lot of mentors have a similar approach, because we don't know. We want it so badly. We want to be able to say, I did that. I helped them get to wherever. If you have a mentee who is not in the mindset, and you're not sure that this is for them, have that conversation. [42:38] It's important to recognize that you're going to impact their lives differently. Even though you have that mentor-mentee relationship, you may be asking them to reconsider dipping their foot into the industry. [42:55] Natalia says not making assumptions about the other person and having that curiosity, openness, and mutual communication is very important. [43:05] How do you build in mentorship or inclusive or intentional mentorship into your organization? Ray says mentorship programs should be part of any industry, any corporation, or any organization. If you expect people to learn and grow, they need mentors. [43:30] Ray says Zurich has baked in mentorship programs into a lot of its development programs. Your development means you get a mentor, and you learn from that mentor. They bake it into the development strategy that's already there, and don't make it an off-site thing. [43:57] It shouldn't be another thing; it should just be part of your growth and development. And so, whenever they can bake it in, that's what Zurich does. [44:04] Zurich also has amazing employee resource groups that champion a lot of its programs, and the Zurich African and Caribbean Alliance, ZACA, which has worked with KBIP, is a massive champion of its mentorship program. [44:19] Just two or three months ago, Zurich held a mentorship day and increased the mentors on its mentorship platform by 48%. It was just another thing that was out there that nobody was talking about, and another thing people had to sign up for. [44:39] Zurich's employee resource group put a spotlight on it, and they showed the value, and they made it part of the ERG's culture to participate in mentorship. Then all of those ERG participants signed up to be mentors, and now are actively mentoring. [45:00] You really need to look at it from a strategy perspective. It can't just be an extracurricular activity that you add on. [45:08] Dionne agrees. KBIP works with organizations like Zurich, and with the ZACA program and the team, but also does the work for organizations that are not there yet or not willing to put the extra effort in to embed it into the DNA of the organization. [45:33] Part of KBIP's mandate is to create a mentorship program specific to Black insurance professionals. It doesn't matter where you're from, international or domestic student, or anyone who wants to be part of the organization and get extra support to build on their career trajectory. [46:02] What do mentors get out of mentorship? Dionne says as a mentor, she gets satisfaction from seeing someone excel, not necessarily from start to finish. You could be at the tail end of their journey, you could be at the beginning, or you could be in the middle. [46:36] If there is a desired outcome for both parties, and there's success, when someone calls you or texts you and says, You know what, I got that job, or I was recognized for doing XYZ, that is satisfaction. That is success. [47:00] Ray says his passion is helping people grow and develop. He started his HR career in learning and development, because he used to be intrinsically rewarded when he saw somebody learn something he taught them, or he trained them on. That felt like a superpower. [47:21] When Ray can do that with the programs Zurich runs, and he interviews people and watches their growth, and they are so grateful; to Ray, that is worth it all. You don't even have to pay him for that. He will volunteer and do that his entire life because of what he gets out of it. [47:47] Natalia agrees. There are obvious advantages from an organizational point of view, but from an individual point of view, Natalia feels that she has arrived at a point where there's no ego anymore. She wants to transfer her knowledge to someone. [48:04] Natalia wants to tell someone that they can do it. Because she did it, they can do it as well. And that's a very important aspect of mentorship. [48:15] How do you make mentorship intentional and inclusive? Ray says it means they have to see the value. It has to be part of the business strategy. Anything that is not intentional, people think, Why do I have to do this, on top of everything else that I need to do? [48:36] The second we are making it intentional, it has to make sense. This is why I'm doing this, because it's going to benefit me, it's going to benefit the company, and it's going to benefit the people I'm impacting. [48:47] They have to see the strategic business value, and with mentorship, it's easy. Because there's massive value for the organization, there is a massive competitive edge if you're doing it properly, and there is massive learning and development for your workforce. [49:05] You just need to sit down with professionals like KBIP, with people who have thought through it, and understand how to help you bake it into the strategy. Just do the work. Anything intentional has to make sense. If it does not make sense, it can't really be that intentional. [49:28] Dionne says that in every organization, when you are constructing your missions and your value statements, it's sitting down as an executive team, and asking, How can we execute on this? What does that mean? Mentorship is something that bleeds into your brand. [49:57] The brand recognition from a competitive edge standpoint is huge. Dionne says she can walk into a school for outreach programs and say, Zurich is a market of choice. You would want to work with Zurich because of this, this, and this. [50:14] If you can tell them that they're going to be supported along the way with their career, that's added value. That is something that will definitely differentiate Zurich in the marketplace. [50:26] Dionne adds that being intentional is huge because when you are not, people can see right through that. That is where you create toxic cultures. [50:39] It's not in a company's best interest to ignore the opportunities that stem from mentorship programs. [50:47] Natalia says she's not an HR professional, but she imagines that mentorship has a great role in not just attracting the right talent, but in retention as well. [50:58] Ray affirms, 100%. It's part of your growth and development. Sure, you can use it as a competitive edge to attract people, but if you're not doing it right, then they're not going to develop and grow, and that competitive edge is really just smoke and mirrors. It's not real. [51:15] So, if you're going to do it right, you have to develop people and grow people through your mentorship programs, and you have to show the results for it. [51:26] Dionne adds, That speaks to the inclusivity part of diversity, equity, and inclusion. If you can build a strategy that equates to inclusion, it equates to retention. It's not rocket science.  [51:49] Ray says Zurich is really good at that. [51:52] Final thoughts on intentional mentorship. Dionne says, “Just do it. I'm a Nike gal. Just do it.” [51:59] Ray says, “I wouldn't be where I am in my career if it weren't for my mentors and my sponsors. And so, if you see potential, mentor the heck out of that potential, because they will thrive.” [52:15] Dionne says, “And acknowledge it. I think that's a big part of that strategy.” [52:21] Natalia thanks Ray, Dionne, and the RIMS DE&I Studio for picking up this topic, a very important topic, and she hopes you enjoyed the session. [52:38] Justin says special thanks again to all of our guests here at the RIMS Canada Conference 2025. Be sure to mark your calendars for October 18th through the 21st, 2026, for RIMS Canada, which will be held in Quebec City. [52:55] Shout out to the RIMS Canada Council for producing another fantastic conference and to the RIMS Events Team and all my RIMS colleagues who worked tirelessly to make the last three days so smooth. It's such a pleasure to work with you all. I look forward to seeing you next year. [53:14] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [53:43] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [54:02] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [54:19] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [54:35] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [54:50] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [55:02] Practice good risk management, stay safe, and thank you again for your continuous support!   Links: From RIMS Canada: “RIMS Ontario Chapter Honours Bombardier's Daniel Desjardins with the 2025 Donald M. Stuart Award” RIMS ERM Conference 2025 — Nov. 17‒18 Spencer Internship Program — Registration Open Through Oct. 15. RIMS Western Regional — Oct 1‒3 | Bay Area, California | Registration open! RISKWORLD 2026 — Members-only early registration through Sept 30! RIMS-Certified Risk Management Professional (RIMS-CRMP) The Strategic and Enterprise Risk Center RIMS-CRO Certificate in Advanced Enterprise Risk Management — Featuring Instructor James Lam! Next bi-weekly course begins Oct 9. RIMS Diversity Equity Inclusion Council RISK PAC | RIMS Advocacy | RIMS Legislative Summit SAVE THE DATE — March 18‒19, 2026 RIMS Risk Management magazine | Contribute RIMS Now RIMSCanadaConference.ca RIMS Webinars: RIMS.org/Webinars “Natural Hazards: A Data-Driven Guide to Improving Resilience and Risk Financing Outcomes” | Oct. 9 | Sponsored by Global Risk Consultants “Jury Dynamics: How Juries Shape Today's Legal Landscape” | Oct. 16, 2025 | Sponsored by Zurich “Parametric Insurance: Providing Financial Certainty in Uncertain Times” | Oct. 30, 2025 | Sponsored by Swiss Re “Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World” | Nov. 6 | Sponsored by Hub   Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP-FED Exam Prep Virtual Workshop — November 11‒12 Full RIMS-CRMP Prep Course Schedule Risk Appetite Management | Oct 22‒23 | Instructor: Ken Baker “Intro to ERM for Senior Leaders” | Nov. 4‒5 | Instructor: Elise Farnham “Fundamentals of Insurance” | Nov. 11‒12 | Instructor: Chris Hansen “Leveraging Data and Analytics for Continuous Risk Management (Part I)” | Dec 4. See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes with 2025 RIMS Canada keynotes: “Distilling Risk and Resilience with Manjit K. Minhas” “On Resilience with Amanda Lindhout” “Thoughts and IDEAs on Inclusivity with Michael Bach”   Sponsored RIMScast Episodes: “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL (New!) “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Demystifying Multinational Fronting Insurance Programs” | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guests: Eddie Tettevi, Sandbox Mutual Insurance CRO RIMS Canada Council Chair — DEI and Comms Janiece Savien-Brown, Metro Vancouver Shaun Sinclair, BCIT "Intentional Mentorship" improvised session from the DE&I Studio, featuring: Dionne Bowers, Co-Founder & Chair of the Canadian Association of Black Insurance Professionals (CABIP); Ray Chaaya, Head of talent for Zurich Canada; Natalia Szubbocsev, Executive Vice President at Appraisals International Inc.    Production and engineering provided by Podfly.  

In Focus by The Hindu
In Focus-Parley | Should India overlook boundary issues while normalising ties with China?

In Focus by The Hindu

Play Episode Listen Later Sep 18, 2025 38:47


Earlier this month, Prime Minister Narendra Modi concluded his much-anticipated visit to China. Mr. Modi attended the Shanghai Cooperation Organisation (SCO) summit and also held talks with Chinese President Xi Jinping on the sidelines of the summit. The two leaders decided to restart bilateral trade and air connectivity, and underlined the importance of peace and tranquility along the border. These decisions were significant as they were made five years after the deadly border clashes between the two neighbours in the Galwan Valley in Ladakh; and months after India launched Operation Sindoor against Pakistan (at the time, China supported the Pakistani military forces). Both leaders reaffirmed that the two countries were “development partners and not rivals, and their differences should not turn to disputes,” the Ministry of External Affairs said in a statement after the meeting. Should India overlook boundary issues while normalising ties with China? Here we discuss the question. Tune in! Guest: Vivek Katju, former Indian diplomat and Antara Ghosal Singh, fellow at the Observer Research Foundation Host: Kallol Bhattacherjee Produced by Jude Francis Weston Learn more about your ad choices. Visit megaphone.fm/adchoices

WealthTech on Deck
The Hidden Costs of Caregiving—and How Advisors Can Help with Ken Dychtwald and Ken Cella

WealthTech on Deck

Play Episode Listen Later Sep 16, 2025 36:42


This week, Jack Sharry talks with Ken Dychtwald and Ken Cella. Ken Dychtwald is the Founder & CEO of Age Wave. He is a psychologist, gerontologist, and author of 19 books. For decades, Ken has been regarded as the nation's foremost thought leader on population aging and its profound business, social, financial, and cultural implications for the healthcare workforce.  Ken Cella is the Head of External Affairs at Edward Jones, where he is responsible for fostering strategic partnerships and expanding relations with policymakers, industry leaders, and other influencers to make a greater impact on society. He is also a member of the Edward Jones Enterprise Leadership Team, which guides the firm's strategy to grow its impact and create value for clients, colleagues, and communities today and into the future.  Together, they unpack one of the most overlooked and under-discussed financial issues in American households: caregiving. Drawing on insights from research commissioned by Edward Jones in partnership with Morning Consult and Age Wave, Ken Cella and Ken Dychtwald share the emotional, financial, and societal costs of caregiving. With nearly half of all Americans either serving as or expecting to become caregivers, this conversation sheds light on what it truly means to care for a loved one and what financial advisors can do to better support clients in navigating these challenges. In this episode: (00:00) - Intro (02:29) - Edward Jones' groundbreaking study on caregiving  (04:25) - The wide-ranging impact of caregiving on families and society (06:57) - Why Edward Jones is investing in caregiving research (11:06) - Caregiving's reach: a reality for nearly everyone  (13:47) - Edward Jones' transformation toward holistic financial wellness (18:29) - Culture, community, and client well-being at the center (21:18) - Balancing technology with timeless values (23:59) - Building trust in the advisor–client relationship (27:45) - Ken Cella on the emotional toll—and fulfillment—of caregiving (30:05) - Ken Dychtwald's key insights and takeaways (32:30) - Ken Cella's interests outside of work (33:25) - Ken Dychtwald's interests outside of work Quotes "Caregiving takes a toll beneath the surface, and a lot of times, people don't talk about it." ~ Ken Cella "We're in the business of helping people feel competent and secure in their financial future. So, we want to improve retirement security for families and caregivers." ~ Ken Cella "Edward Jones is really serving the fabric of America in a way that's unique. We want to be part of a solution where business and society come together to create better outcomes for families through financial wellness." ~ Ken Cella "It's not just the super-wealthy who need someone in their corner. It's everyday folks who need a guide, someone to direct them and help them." ~ Ken Dychtwald "I have never encountered a firm that I thought cared more about both its work, the people who work there, the population it serves, and the community. So, I've grown a lot of respect and affection for the people of Edward Jones, and I feel proud to be affiliated with Edward Jones." ~ Ken Dychtwald "There's a lot of strain, disruption, and unhappiness that can come with seeing somebody you love struggle. But there was also a sense of honor and a sense of doing something good for a loved one. The fact that Edward Jones is taking the lead in representing the purpose of caregiving, its high intention, and the quality of life that comes from it is to be applauded." ~ Ken Dychtwald Links  Ken Cella on LinkedIn Ken Dychtwald on LinkedIn Age Wave Edward Jones Morning Consult Susan Collins Mark Warner Brittany Pettersen Maria Elvira Salazar Connect with our hosts LifeYield Jack Sharry on LinkedIn Jack Sharry on Twitter Subscribe and stay in touch Apple Podcasts Spotify LinkedIn Twitter Facebook

Building Utah
Speaking on Business: Utah State University

Building Utah

Play Episode Listen Later Sep 11, 2025 1:30


This is Derek Miller, Speaking on Business. Utah State University empowers people to learn, innovate, and grow. As one of Utah's largest employers, USU plays a vital role in strengthening communities and the economy. Vice President for Government and External Affairs, Devin Wiser, joins us with more. Devin Wiser: At USU, we drive innovation that fuels Utah's economy, turning knowledge into impact. As one of the nation's premier student-centered land-grant and space-grant universities, USU partners with communities statewide to solve real-world challenges and drive success. As Cache Valley's largest employer and Utah's seventh largest, USU supported over 17,000 jobs statewide and generated 2.2 billion dollars in economic output in 2023 alone. With three residential campuses and more than 60 online degrees, USU empowers nearly 29,000 students in every corner of Utah. Serving all 29 of Utah's counties, USU Extension programs bring vital education and resources to families, farms, and businesses across Utah. Most graduates stay in Utah, contributing to a skilled workforce and strong communities. We prepare the teachers, nurses, engineers, and leaders Utah needs. We are Utah's state university. We are innovators and doers, built for all, no matter where you live or who you are. Derek Miller: Utah State University drives innovation and economic growth, supporting thousands of jobs statewide. USU empowers students and communities across the state. To learn more visit USU.edu. I'm Derek Miller, with the Salt Lake Chamber, Speaking on Business. Originally aired: 9/11/25

Highways Voices
Pothole Prevention Week: RSTA and RAC discuss prevention on this week's Highways Voices

Highways Voices

Play Episode Listen Later Sep 9, 2025 21:33


How much longer can our industry afford to keep filling potholes instead of preventing them in the first place?In our latest Highways Voices we discuss the situation that is drivers the most - the poor condition of our roads.Subscribe to Highways Voices free on Apple Podcasts, Spotify, Amazon Music, Google Podcasts or Pocket Casts and never miss an episode!During Pothole Prevention Week we hear that more than half of councils still carry out no preventive road maintenance at all, and look into why reactive approaches are costing millions more, damaging trust, and keeping the cycle of potholes alive, despite there being proven, cost-effective solutions are within reach.The RAC and the Road Surface Treatments Association have written to the Government calling for the introduction of mandatory training for councils who carry out little or no maintenance to prevent potholes forming, and guests Mike Hansford, Chief Executive of the RSTA and Simon Williams, PR and External Affairs lead at the RAC, discuss the need to factor in your maintenance from the very beginning, and to make it part of the overall project cost.They also explain how preventive maintenance saves up to five times the cost of resurfacing, describe pothole repair like Groundhog Day, and that practical strategies and case studies show early interventions extend road life, improve safety, and deliver visible results for drivers.You can sign up to the webinar they talk about here.Highways Voices is brought to you with our partners the Transport Technology Forum, LCRIG, ADEPT and ITS UK.

Kingdom Cross  Roads Podcast
A Christian Approach to Healthcare by Lauren Gajdek

Kingdom Cross Roads Podcast

Play Episode Listen Later Sep 2, 2025 18:53


Visit our website to learn more about The God Centered Concept. The God Centered Concept is designed to bring real discipleship and spreading the Gospel to help spark the Great Harvest, a revival in this generation. www.godcenteredconcept.comKingdom Cross Roads Podcast is a part of The God Centered Concept.SummaryIn this episode of Kingdom Crossroads, host T.S. Wright interviews Lauren Gajdek, Senior Director of External Affairs at Christian Healthcare Ministries (CHM). They discuss the unique concept of health cost sharing as an alternative to traditional health insurance, addressing common frustrations with the healthcare system, and the financial and spiritual benefits of joining CHM. Lauren explains how CHM operates, the freedom members have in choosing healthcare providers, and the community support that comes with being part of the ministry. The conversation highlights the importance of affordable healthcare options and the personal connections formed within the CHM network.TakeawaysChristian Healthcare Ministries has been around for over 40 years.CHM is an alternative to traditional health insurance.Members share medical costs instead of paying insurance premiums.Many Americans struggle with healthcare costs and lack of transparency.CHM offers programs starting as low as $98 per month.Members can choose any doctor or hospital in good standing.CHM provides support for pre-existing conditions through the CHM Give program.The organization emphasizes prayer and community support among members.CHM operates on a non-profit basis, focusing on helping fellow believers.Healthcare is a significant issue in the U.S., impacting many families.

Alcohol Alert Podcast
The missing policies in the UK's 10-Year Health Plan

Alcohol Alert Podcast

Play Episode Listen Later Aug 28, 2025 36:45


This month's episode of the Alcohol Alert Podcast is a special cross-post from The Alcohol Debate Podcast, hosted by alcohol-freedom coach Tabbin Almond. In this episode, Tabbin is joined by Jem Roberts, Head of External Affairs at the Institute of Alcohol Studies, for a wide-ranging discussion on alcohol policy in the UK and Ireland.From Ireland's world-first alcohol labelling law and its recent delays, to the UK Government's 10-Year Health Plan and the omission of minimum unit pricing, Jem explains how political choices – and industry lobbying – shape the nation's response to alcohol harm.“Pricing policies have a really quick effect on saving lives. So if you want to be coming into the next general election showing tangible results from your policies, they're pretty good policies to introduce."Subscribe to Tabbin's podcast on Apple, Spotify, or most other podcast platforms. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit instalcstud.substack.com

Highland Radio Business Matters
Business Matters, Ep 259 – On-shore and off-shore prospects: Justin Moran of Wind Energy Ireland

Highland Radio Business Matters

Play Episode Listen Later Aug 27, 2025 34:23


In this week’s programme Chris Ashmore looks at the wind energy sector, the potential, and the challenges. He speaks with Justin Moran, Director of External Affairs with the Wind Energy Ireland as they discuss the opportunities that are arising for more off-shore development, and also the spin-off in terms of employment. The post Business Matters, Ep 259 – On-shore and off-shore prospects: Justin Moran of Wind Energy Ireland appeared first on Highland Radio - Latest Donegal News and Sport.

Midrats
Episode 731: Russia's Fourth Summer of War, with Dr. Dmirty Gorenburg

Midrats

Play Episode Listen Later Aug 25, 2025 54:25 Transcription Available


This summer, the fourth summer of the Russo-Ukrainian War that started in the winter of 2022, we find the first serious and determined effort towards a genuine negotiation to end this grinding war in Eastern Europe.The experiences and lessons of this war aren't only changing how nations throughout the world prepare for their next war, it has forced even greater changes on both combatants how they fight now and plan structuring their national defense post-war.Returning to Midrats again to discuss this and related issues is Dr. Dmitry Gorenburg, a Senior Research Scientist in the Strategy, Policy, Plans, and Programs division of CNA, where he has worked since 2000. Dr. Gorenburg is an associate at the Harvard University Davis Center for Russian and Eurasian Studies and previously served as Executive Director of the American Association of the Advancement of Slavic Studies (AAASS). His research interests include security issues in the former Soviet Union, Russian military reform, Russian foreign policy, and ethnic politics and identity. Dr. Gorenburg is author of Nationalism for the Masses: Minority Ethnic Mobilization in the Russian Federation (Cambridge University Press, 2003), and has been published in journals such as World Politics and Post-Soviet Affairs. He currently serves as editor of Problems of Post-Communism and was also editor of Russian Politics and Law from 2009 to 2016. Dr. Gorenburg received a B.A. in international relations from Princeton University and a Ph.D. in political science from Harvard University.Show LinksInside Russia's Shadow Military Sustaining the War, by Mariya Y. OmelichevaIndia's Ministry of External Affairs letter of 04 August 2025.Center for Naval Analysis (CNA) Analysis papers.Russian Military Reform BlogSummaryIn this episode of the Midrats Podcast, the ongoing Russia-Ukraine conflict is explored in depth, focusing on the initial misjudgments about the war's duration, the societal costs for Russia, and the regional disparities in the impact of the war. The conversation also delves into recruitment strategies, the role of paramilitary forces, economic pressures, and the dynamics within NATO. Additionally, military reforms, the influence of drones on warfare, and international support for Russia's military efforts are discussed, providing a comprehensive overview of the current state of the conflict and its broader implications.TakeawaysThe initial belief was that Russia would win quickly.The price of repression in Russia has increased significantly.Recruitment for the war is more successful in rural areas.The narrative has shifted to a defensive stance against the West.Paramilitary forces were initially relied upon due to manpower shortages.The Russian economy has held up better than expected despite sanctions.Drones have made battlefields more static and less mobile.Russia is undergoing military reforms to adapt to the ongoing conflict.The North-South divide in NATO influences regional support for Ukraine.Russia's GDP is lower than that of Texas, highlighting economic challenges.Chapters00:00: Intro to the Ongoing Russia-Ukraine Conflict05:34: Initial Misjudgments and Long-Term Perspectives08:31: The Price of War on Russian Society12:11: Regional Disparities in Russia's War Impact16:38: Shifting Narratives and Recruitment Strategies20:28: The Role of Paramilitary Forces24:52: Economic Pressures and Negotiation Prospects30:12: Russia's War Economy and International Trade31:16: Military Reforms and Logistics Improvements38:50: The Impact of Drones on Warfare54:34: International Support and Drone Development56:25: NATO Dynamics and Eastern European Politics

The Industrial Talk Podcast with Scott MacKenzie
Ben Lanz with Osmose

The Industrial Talk Podcast with Scott MacKenzie

Play Episode Listen Later Aug 22, 2025 18:48 Transcription Available


Industrial Talk is onsite at DistribuTech 2025 and talking to Ben Lanz, Sr. Director, Industry & External Affairs at Osmose about "Power reliability and resiliency". Scott Mackenzie interviews Ben Lanz from Osmose, discussing the challenges and innovations in the utility industry. They highlight the aging infrastructure in Texas, with ERCOT needing gigawatts for data centers. Osmose has expanded from wood pole diagnostics to underground assessments, including vaults, transformers, and cables. Ben explains the use of AI and machine learning to improve efficiency, particularly in detecting defects in underground cables. They also discuss the importance of human intervention alongside AI for accurate assessments. Ben provides his contact information for further inquiries. Action Items [ ] @Scott MacKenzie - Investigate Osmose's use of AI and machine learning in their diagnostic processes. [ ] Connect with Ben Lanz on LinkedIn or at ben.lanz@osmose.com to discuss potential collaboration opportunities. [ ] Explore Osmose's capabilities in assessing and upgrading aging utility infrastructure. Outline Introduction and Welcome Scott MacKenzie introduces the Industrial Talk Podcast, highlighting its focus on industry professionals and innovations. Scott welcomes listeners and thanks them for their support, emphasizing the platform's celebration of bold and innovative professionals. The podcast is broadcasting live from Distribute Tech in Dallas, Texas, with Scott expressing excitement about the event and the guests. Scott introduces Ben Lanz from Osmose, hinting at a deep dive into industry topics and challenges. Discussion on Texas Infrastructure and ERCOT Ben Lanz discusses the significant challenges faced by Texas, particularly in the utility business, with ERCOT looking for gigawatts of power for data centers. Scott and Ben talk about the aging infrastructure in Texas, with Scott sharing his experience of working with transmission lines built in 1916. Ben mentions the challenges of upgrading aging infrastructure and the need for innovative solutions to meet the growing demand. The conversation touches on the importance of collaboration and innovation in addressing these infrastructure issues. Osmose's Role in Infrastructure Diagnostics and Upgrades Ben explains Osmose's long-standing presence in the industry, focusing on diagnostics and upgrades for wood poles and other infrastructure. Osmose has expanded its portfolio to include underground assessments, covering vaults, transformers, cables, and low-voltage wiring. Ben shares his background in dielectrics and how Osmose is leveraging expertise in various areas to help utilities maintain and upgrade their assets. The discussion highlights the importance of having a deep understanding of deterioration mechanisms and effective upgrade strategies. Challenges and Solutions in Underground Cable Testing Scott and Ben delve into the challenges of testing underground cables, particularly in detecting deterioration mechanisms. Ben explains the limitations of past testing methods and the advancements in technology that allow for more accurate assessments. The conversation covers the use of partial discharge tests and the importance of digitally filtering background noise to detect microarching. Ben describes the process of locating defects in cables and the significance of meeting industry standards for quality control. AI and Machine Learning in Utility Grid Inspections

Breaking Battlegrounds
U.S. Senator Eric Schmitt on The Last Line of Defense

Breaking Battlegrounds

Play Episode Listen Later Aug 22, 2025 79:40


This week on Breaking Battlegrounds, we kick things off with U.S. Senator Eric Schmitt to discuss his new book, The Last Line of Defense: How to Beat the Left in Court. Senator Schmitt also shares his perspective on President Trump bringing peace around the world and highlights his success in securing a historic FBI investment to combat violent crime in St. Louis. Next, Mariam Wahba of the Foundation for Defense of Democracies unpacks Egypt's war against the world's oldest Christian monastery, the country's record-setting gas deal with Israel, and the rising threat of antisemitic attacks to U.S. national security. Then, Matthew Putnam of the National Taxpayers Union joins to discuss his article, Don't Undermine 40 Years of Success with Tax Hikes. We wrap up with financial expert Gary Gygi, who breaks down today's markets and what comes next. It's an episode you won't want to miss. www.breakingbattlegrounds.vote Twitter: www.twitter.com/Breaking_Battle Facebook: www.facebook.com/breakingbattlegrounds Instagram: www.instagram.com/breakingbattlegrounds LinkedIn: www.linkedin.com/company/breakingbattlegrounds Truth Social: https://truthsocial.com/@breakingbattlegrounds Show sponsors: Santa Has A Podcast - This episode of Breaking Battlegrounds is brought to you by Santa Has a Podcast — a show for the whole family filled with kindness challenges, North Pole stories, elf updates, and a sprinkle of Christmas magic all year long. Listen now at SantaHasAPodcast.com. Invest Yrefy - investyrefy.com Old Glory Depot Support American jobs while standing up for your values. OldGloryDepot.com brings you conservative pride on premium, made-in-USA gear. Don't settle—wear your patriotism proudly. Learn more at: OldGloryDepot.com Dot VoteWith a .VOTE website, you ensure your political campaign stands out among the competition while simplifying how you reach voters. Learn more at: dotvote.vote 4Freedom MobileExperience true freedom with 4Freedom Mobile, the exclusive provider offering nationwide coverage on all three major US networks (Verizon, AT&T, and T-Mobile) with just one SIM card. Our service not only connects you but also shields you from data collection by network operators, social media platforms, government agencies, and more. Use code ‘Battleground' to get your first month for $9 and save $10 a month every month after. Learn more at: 4FreedomMobile.com About our guest: U.S. Senator Eric Schmitt is a sixth-generation Missourian who grew up in a working-class family in Bridgeton, Missouri. Inspired by his father's work ethic and his son Stephen's health challenges, Schmitt entered public service to fight for families like his own. He has served as State Senator, State Treasurer, Attorney General, and now as U.S. Senator for Missouri. As Attorney General, he launched initiatives to combat violent crime, address the opioid crisis, and bring justice to victims of sexual assault. In the Senate, Schmitt serves on the Judiciary, Armed Services, and Commerce Committees, where he continues to focus on protecting free speech, securing the border, and strengthening American energy independence. - Mariam Wahba is a research analyst at FDD focused on Egypt and minorities in the Middle East. Previously, she served with FDD's communications team where she booked experts and helped stand up FDD's Arabic X and Instagram accounts. Before coming to FDD, Mariam was the associate director of advocacy with the Philos Project, a Hertog political science fellow, a Tikvah Fund journalism fellow, and a policy associate at In Defense of Christians. She graduated from Fordham University with a BA in Middle East studies, Arabic, and Jewish studies. Born and raised in Egypt, she is a Coptic Christian and an advocate for the persecuted church. Mariam is also the co-founder of American-ish, a digital platform aimed at highlighting ethno-religious minorities of the Middle East and promoting American values. - Matthew Putnam is an Associate of External Affairs with National Taxpayers Union and National Taxpayers Union Foundation. In this role, he works with donors and on strategic partnerships. Originally from Florida, Matthew attended Florida State University and graduated with bachelor's degrees in international affairs and history. Prior to working at NTU, Matthew worked with a small tech-startup based in Washington, DC. Outside of NTU, Matthew also works at the DC institution Red Derby. He enjoys cooking and both watching and playing soccer in DC and Virginia. - Mr. Gary Gygi was hired by the Investment firm Dean Witter (became Morgan Stanley) after college and worked for the firm for about 15 years. During this time he achieved the position of First Vice President, Investment and branch manager of the Midvale, Utah office. Mr. Gygi won numerous sales awards and held the position of Branch Managed Money Coordinator and Branch Insurance Coordinator. Mr. Gygi left Morgan Stanley in 2003 to join the Investment management firm of Smoot Miller Cheney (later became SMC Capital) as a Senior Vice President. Mr. Gygi holds a dual registration so while affiliating with Smoot Miller Cheney; he also was a registered rep with Independent broker/dealer WBB Securities, LLC. In 2008, Mr. Gygi left SMC Capital to found Gygi Capital Management as President and CEO. Gygi Capital serves the Institutional and individual marketplace with investment management solutions. Gygi Capital is a State regulated Registered Investment Advisory firm located in Cedar Hills, Utah. Gygi affiliates with Union Capital Co. which is an independent broker/dealer firm.

RTÉ - Morning Ireland
Blind and vision impaired regularly encounter hazards on footpaths

RTÉ - Morning Ireland

Play Episode Listen Later Aug 18, 2025 3:42


Kevin Kelly, Head of Policy and External Affairs at Vision Ireland, discusses the challenges that footpath obstacles pose for people who are vision impaired

Public Works Podcast
Lily Lopez: External Affairs and Sustainability Director @ Walnut Valley Water District

Public Works Podcast

Play Episode Listen Later Aug 18, 2025 52:10


Joseph Blackman welcomed Lily Lopez, the External Affairs and Sustainability Director for Walnut Valley Water District, to the Public Works Podcast, where Lily Lopez detailed her extensive role, emphasizing community outreach, legislative affairs, and internal communications, while also highlighting the success of their high school internship program in attracting young talent to the water industry. Lily Lopez and Joseph Blackman discussed the critical importance of public relations and storytelling for government entities to proactively manage their narratives and build public trust. Key talking points included effective community outreach strategies, diligent legislative tracking, comprehensive internal communication efforts, and the professional challenges and personal growth Lily Lopez experienced in her career path. Give the show a listen and remember to thank your local Public Works Professionals.

S2 Underground
The Wire - August 6, 2025

S2 Underground

Play Episode Listen Later Aug 6, 2025 2:43


//The Wire//2000Z August 6, 2025////ROUTINE////BLUF: MASS SHOOTING REPORTED AT FORT STEWART IN GEORGIA. WHITE HOUSE PROPOSES PLAN TO FEDERALIZE ADMINISTRATION OF WASHINGTON D.C. FOLLOWING VIOLENT ATTACK ON DOGE DEPARTMENT STAFFER.// -----BEGIN TEARLINE----- -International Events-Western Asia: India has responded to the latest tariff escalations by the White House, largely in the form of resistance to the re-negotiation of trade policy. The Ministry of External Affairs called the tariffs unfair, and has indicated that they will be fighting the implementation of these taxes in some form.Analyst Comment: India is not a particularly major trade partner with the United States, but is at the center of the immigration issue. However, this spat is probably not related to the H1B visa scandal, but is probably related to relations with Russia, which remain a persistent concern when it comes to BRICS nations becoming more economically dependent on each other.-HomeFront-Georgia: A mass shooting was reported on base at Fort Stewart this morning. 5x casualties were wounded by a gunman at headquarters of the 2nd Armored Brigade Combat Team (BCT). Base personnel apprehended the shooter at the scene, and local media has identified the shooter as Quornelius Radford (an Army Sergeant), though this has not yet been confirmed through official channels. The status of the five casualties (how many fatalities vs wounded) is also not yet known, though some of the victims are being treated at a local hospital.Washington D.C. - An incident involving a senior DOGE staff member took place Tuesday evening. Edward Coristine, one of the key software engineers involved at the DOGE department, was assaulted by a group of black males after he attempted to intervene to stop a carjacking of a young woman. Coristine was beaten severely during the encounter, and only two of the attackers have been arrested so far, with the rest evading capture. The woman (who has not been identified) appears to have survived the encounter. Following this brutal attack, President Trump has vowed to federalize the city of Washington D.C. and begin the crackdown on crime.-----END TEARLINE-----Analyst Comments: This has been theorized for a long time, and may now actually happen. Federalizing Washington would place the city's administration under the control of the US government, and it's not entirely clear how this might work out in practice. The most immediate impact this would have would probably be the mass firing of leadership of the dozens of law enforcement agencies that have overlapping jurisdictions throughout this special administrative region.Washington D.C. is infamous for street crime running rampant just a few streets over from the White House. There have been multiple instances of Secret Service agents experiencing attempted carjackings of official government vehicles (which came to light over the past year), and violent muggings, murders, and carjackings continue to be a regular observance throughout the Capitol region.Analyst: S2A1Research: https://publish.obsidian.md/s2underground//END REPORT//

MoneyWise on Oneplace.com
A Better Way to Handle Surgery Costs with Lauren Gajdek

MoneyWise on Oneplace.com

Play Episode Listen Later Aug 5, 2025 24:57


Have you ever faced an upcoming surgery—not just anxious about the procedure itself, but also wondering how you'll cover the cost?Imagine if someone stepped in to guide you through the process, coordinating the details and helping you navigate the expenses. Good news: that kind of support is available, and Lauren Gajdek is here to tell us all about it.Lauren Gajdek is the Senior Director of External Affairs at Christian Healthcare Ministries (CHM), an underwriter of Faith & Finance. A New Offering: The Complete Surgical Care SolutionAs the nation's longest-serving faith-based health cost-sharing ministry, CHM has helped Christian families with over $12 billion in medical bills over the past 40 years. CHM operates as a biblically based nonprofit organization, offering believers a unique way to meet healthcare needs—through the power of community, compassion, and cost-sharing.At no additional cost to members, CHM has launched a groundbreaking program called the Complete Surgical Care Solution (CSCS). This service guides members through the entire process of having surgery or a medical procedure—from finding the right surgeon to managing paperwork and bills.It's a “curated experience” designed to walk alongside members during a challenging time. It's personalized, turnkey, and stress-free—requiring nothing more than active CHM membership.A Real-Life Story: Chloe's Journey to HealingChloe is a teenage softball player who struggled with recurring hip and leg pain. When surgery was recommended, her family turned to CHM and its surgical solution program.Through CHM's help, Chloe was connected with a top-quality surgeon for a hip replacement. The ministry even covered some of the family's travel expenses. Ultimately, CHM covered more than $145,000 in eligible medical bills. Plus, Chloe's family received a $1,250 credit toward their out-of-pocket costs.The family described the entire experience as feeling like they were “surrounded by family.” That's the kind of ministry CHM strives to be.How to QualifyThe process is simple. Members need:A diagnosis from a healthcare providerA recommendation for surgeryIf the procedure qualifies, members can reach out directly to CHM—and from there, the ministry handles the rest.Whether you're facing a surgery or seeking a faith-based alternative to traditional insurance, CHM offers compassionate, biblically grounded support every step of the way.Visit CHMinistries.org/FaithFi to explore CHM's offerings and see how this ministry can walk with you through life's medical challenges.On Today's Program, Rob Answers Listener Questions:I'm in danger of losing my home. The mortgage company offered me a forbearance and a loan modification, but I still can't afford the payments. Now they're telling me to wait for a denial and reapply, but I'm concerned they might be pushing toward foreclosure since there's a lot of equity in the home. What are my options?I'm the executor of my parents' estate, which was settled about three years ago. How long do I need to keep the estate's tax returns and supporting documents?My daughter and her husband want to buy a house, but their credit has been affected due to some late car payments. They've asked me to cosign the mortgage. I love them and want to support them, but I'm not sure if cosigning is the right move. What should I consider?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Healthcare Ministries (CHM)CHM's Complete Surgical Care Solution (CSCS)HUD.gov (U.S. Department of Housing and Urban Development)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

CPA Australia Podcast
Public sector AI governance: risks and opportunities

CPA Australia Podcast

Play Episode Listen Later Aug 5, 2025 18:06


As AI becomes embedded across public sector operations, how do you balance innovation with accountability? In this episode, hear expert views on the governance of AI in the public sector.   Key themes include:  Why defining AI clearly matters for risk management  The need to keep humans in the loop for high-impact decisions  Risks of using public generative AI tools with confidential data  The importance of closed-loop and contextual AI systems in government  How to balance centralised frameworks with agency-specific needs  Building a risk-aware culture vs. enforcing tick-box compliance  The challenge of maintaining transparency in machine learning  Why AI governance should be principles-based, not rules-based  The growing concerns around agentic AI and loss of human control  Whether you're a policy maker, accountant or public service leader, this discussion offers practical insights into designing agile, ethical and effective AI governance in the public sector.  Host: Ram Subramanian, External Reporting Lead, Policy, Standards and External Affairs, CPA Australia  Guest: Michael Davern, FCPA Professor of Accounting and Business Information Systems, University of Melbourne. For over 30 years, both in Australia and internationally, he has led industry-engaged research projects in data analytics, business intelligence, financial reporting, risk management, data governance and ethics, among others.  CPA Australia has released a report titled AI governance in the public sector. It features key insights from CPA Australia's recent webinar with public sector experts.  For more, a media release on AI governance in the public sector summarises our views.  And learn more about this episode's expert guest Michael Davern on the University of Melbourne website.   Listen to more With Interest episodes and other CPA Australia podcasts on YouTube.   CPA Australia publishes four podcasts, providing commentary and thought leadership across business, finance, and accounting:   With Interest  INTHEBLACK   INTHEBLACK Out Loud  Excel Tips  Search for them in your podcast platform.   Email the podcast team at podcasts@cpaaustralia.com.au  

1.Question Leadership Podcast
Phil Wang | Sr. Associate AD for Externa Affairs | UC Irvine - One Question Leadership Podcast

1.Question Leadership Podcast

Play Episode Listen Later Aug 3, 2025 23:46


@1QLeadership Question: What role do external partnerships, internal collaboration, and campus engagement play in growing the athletics program's visibility, revenue, and fan base? From the 2024 PacNet Conference, Phil Wang, Sr. Associate Athletics Director for External Affairs at UC Irvine, talks about his almost 20 years at UCI. His transition from finance to external affairs, and how the department is maximizing automation and innovation with Learfield and Paciolan.  Wang also covers collaboration with campus, the value of athletics within the university and broader community, and how the department operates with resources that could be considered limited in the context of the athletics industr. - One Question Leadership Podcast - Tai M. Brown

The Electorette Podcast
Are Governors The New Power Players in U.S. Politics? A Conversation with Ofirah Yheskel

The Electorette Podcast

Play Episode Listen Later Jul 31, 2025 20:09


In this episode of The Electorette, I'm joined by Ofirah Yheskel, Director of External Affairs for the Democratic Governors Association, to unpack the growing national influence of Democratic governors—especially in the face of Republican extremism and Trump-aligned policymaking. We discuss two high-stakes gubernatorial races in Virginia and New Jersey, where Democratic candidates Abigail Spanberger and Mikie Sherrill are stepping up to defend reproductive rights, protect access to healthcare, and push back against anti-democratic efforts like gerrymandering and Medicaid cuts. Their races aren't just local—they're national bellwethers for what's ahead in the 2026 midterms. From canceled medical debt in Michigan to creative policy leadership in states like Arizona and Illinois, this conversation spotlights how Democratic governors are becoming the last line of defense—and the first line of progress. Whether you live in a battleground state or not, now is the time to pay attention. (00:00) The Role of Democratic Governors Democratic governors protect civil rights, reproductive rights, and healthcare against federal challenges, emphasizing the importance of electing Democratic governors in upcoming races. (08:11) Governor's Races Virginia and New Jersey's pivotal elections feature bipartisan candidates Spanberger and Sherrill, challenging extreme Republican policies on healthcare and reproductive rights. (16:28) Preparing for Critical Governor's Races Democratic governors shape national politics, DGA involvement, battleground states, open seats, supporting candidates, and staying informed. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today with Claire Byrne
Ireland ranked 7th in Europe for number of road deaths

Today with Claire Byrne

Play Episode Listen Later Jul 30, 2025 12:01


Sarah O'Connor, Director of Partnerships and External Affairs with the Road Safety Authority.

UW School of Medicine Faculty Thrivecast
Looking to Engage in Advocacy? Here's How.

UW School of Medicine Faculty Thrivecast

Play Episode Listen Later Jul 25, 2025 26:24


Dr. Genevieve Pagalilauan (Medicine; Co-Lead for Service Learning; Lead, Interprofessional Service Learning) provides tips for getting involved in advocacy in whichever areas you work. She gives background on finding her current roles, and demonstrates how accessible it can be to engage on a local or national level, including strategies for success when advocating with your legislative representatives. UW rules for engagement and External Affairs are important resources for additional guidance. Whether it's through speaking or writing, Dr. Pagalilauan encourages everyone to explore and join groups and communities to share in advocacy efforts for long-term progress. For information about UW's rules for engagement, visit the UW External Affairs website here.Review the AAMC Academic Medicine Advocacy Guide here for additional resources.Read the episode transcript here.Music by Kevin MacLeod (https://incompetech.com/)

RTÉ - News at One Podcast
105 motorcyclists killed on Irish roads since 2020 - RSA

RTÉ - News at One Podcast

Play Episode Listen Later Jul 23, 2025 5:48


Sarah O'Connor, Director of Partnerships & External Affairs of the RSA

The Squeal
The Squeal_0235:The Road to PRRS-resistance

The Squeal

Play Episode Listen Later Jul 22, 2025 29:14


In this episode of The Squeal, we reflect on the critical role farm teams played in achieving FDA approval of the gene edit used to breed PRRS-resistant pigs. From rigorous data collection to enhanced biosecurity protocols, the journey required years of dedication and precision. Throughout the process, pigs were raised just like any other—managed with the same high-quality care and commitment to animal well-being. Tune in to hear how this collaborative effort helped make PRRS resistance a reality and what it means for the future of swine health. Join our host, Marisa Pooley (PIC Director of Communications and Engagement) as she leads the conversation with Dr. Clint Nesbit (PIC Sr. Director, Regulatory and External Affairs) and Greg Ellis (PIC Supply Chain Senior Manager).

Too Opinionated
Too Opinionated Interview: Roger Turenne

Too Opinionated

Play Episode Listen Later Jul 21, 2025 61:13


Roger Turenne served for 14 years as a Foreign Service Officer in Canada's External Affairs department, with assignments in Ottawa, in Paris as Deputy Permanent Delegate of Canada to UNESCO, and in Kinshasa and Stockholm where he headed the political sections of the Canadian embassies in the those countries. He was also a Senior Adviser on French language services to the Premiers of Manitoba and was the architect of the language policies of both the Pawley and the Filmon administrations. He has written numerous magazine and newspaper articles on conservation and political issues in Manitoba. Sutherland House Books is pleased to announce the September 2025 release of Bit Player on Big Stages: A Journey Through Diplomacy, Advocacy, and Cultural Survival by  Roger Turenne, now available for pre-order.   From the heart of small-town Saint-Pierre-Jolys, Manitoba, to the corridors of international diplomacy, Roger Turenne's beautiful memoir chronicles a life dedicated to public service, cultural preservation, and environmental activism. Born into a Francophone family, Turenne brings a sharp, eloquent voice to previously untold stories of his remarkable career as a diplomat, government advisor, and conservationist.   Want to watch: YouTube Meisterkhan Pod (Please Subscribe)

The Friday Reporter
Advocacy To Effect Real Change

The Friday Reporter

Play Episode Listen Later Jul 18, 2025 27:54


This week on The Friday Reporter, Lisa sits down with James Williams, Executive Vice President of Advocacy, Communications, and External Affairs at Arnold Ventures, for a wide-ranging conversation about how philanthropy and public policy intersect to drive meaningful reform. From criminal justice to health care and beyond, James shares how Arnold Ventures leverages data-driven advocacy and strategic communications to create lasting change.With deep roots in the nonprofit and policy world, James offers thoughtful insights into what makes advocacy work—and how staying focused on results can cut through the noise. Whether you're in government, policy, or philanthropy, this episode offers a behind-the-scenes look at what it takes to turn bold ideas into real-world impact. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thefridayreporter.substack.com

The CyberWire
Chrome's high-risk bug gets squashed.

The CyberWire

Play Episode Listen Later Jul 16, 2025 30:20


Google and Microsoft issue critical updates. CISA warns of active exploitation of a critical flaw in Wing FTP Server. Cloudflare restores their DNS Resolver service following a brief outage. A critical vulnerability in a PHP documentation tool allows attackers to execute code on affected servers. NSA and FBI officials say they've disrupted Chinese cyber campaigns targeting U.S. critical infrastructure. A UK data breach puts Afghan soldiers and their families at risk. Researchers find malware hiding in DNS records. A former U.S. Army soldier pleads guilty to charges of hacking and extortion. Ben Yelin joins us with insights on the Senate Armed Services Committee's response to rising threats to critical infrastructure.The large print giveth and the small print taketh away.  Remember to leave us a 5-star rating and review in your favorite podcast app. Miss an episode? Sign-up for our daily intelligence roundup, Daily Briefing, and you'll never miss a beat. And be sure to follow CyberWire Daily on LinkedIn. CyberWire Guest Today we are joined by Ben Yelin, co host of our Caveat podcast and Program Director for Public Policy & External Affairs at the University of Maryland Center for Cyber Health and Hazard Strategies, discussing the Senate Armed Services Committee's and Trump administration nominees' recent conversation about rising threats to critical infrastructure. You can find the article Ben discusses here. Selected Reading Google fixes actively exploited sandbox escape zero day in Chrome (Bleeping Computer) Windows KB5064489 emergency update fixes Azure VM launch issues (Bleeping Computer) Exploited Wing file transfer bug risks ‘total server compromise,' CISA warns (The Record) Cloudflare 1.1.1.1 incident on July 14, 2025 (Cloudflare) Critical template Injection flaw in LaRecipe Documentation Package enables remote code execution (Beyond Machines) NSA: Volt Typhoon was ‘not successful' at persisting in critical infrastructure (The Record) Defence secretary 'unable to say' if anyone killed after Afghan data breach  (BBC News) Hackers exploit a blind spot by hiding malware inside DNS records (Ars Technica) 21-year-old former US soldier pleads guilty to hacking, extorting telecoms  (The Record) WeTransfer says files not used to train AI after backlash (BBC News) Audience Survey Complete our annual audience survey before August 31. Want to hear your company in the show? You too can reach the most influential leaders and operators in the industry. Here's our media kit. Contact us at cyberwire@n2k.com to request more info. The CyberWire is a production of N2K Networks, your source for strategic workforce intelligence. © N2K Networks, Inc. Learn more about your ad choices. Visit megaphone.fm/adchoices

C.O.B. Tuesday
"We Need Things Codified Into Law Because The Pendulum Swings Every 2-4 Years" - Jack Belcher, Sarah Venuto & Brook Papau

C.O.B. Tuesday

Play Episode Listen Later Jul 9, 2025 65:58


Today we were delighted to welcome Jack Belcher and Sarah Venuto of Cornerstone Government Affairs, along with Brook Papau, CEO of Orennia, for a discussion focused on the energy implications of the One Big Beautiful Bill (OBBB). Jack, a Principal at Cornerstone, has over 30 years of experience in energy and energy policy, having previously served as Manager of Regulatory Affairs and Policy at Shell and Staff Director for the U.S. House Subcommittee on Energy and Mineral Resources. Sarah, Principal and Counsel, joined Cornerstone in 2023 following roles as Director of the Office of External Affairs at the Federal Energy Regulatory Commission, Senior Advisor and Chief Counsel to Senator Joe Manchin, and Democratic Staff Director for the Senate Energy and Natural Resources Committee. Brook founded Orennia in 2021 and previously served as Managing Director at RS Energy Group (now Enverus). Between Jack, Sarah, and Brook, we had a wealth of insight and expertise that fueled a thoughtful and detailed conversation. In our discussion, we explore the implications of the OBBB for U.S. energy policy, including a shift in emphasis toward fossil fuels (particularly natural gas), along with a renewed focus on reliability and dispatchability. Jack shares his perspective on the “winners” (oil and gas, nuclear, geothermal, and hydrogen) and “losers” (wind and solar), major changes to clean energy tax credits, and the pullback of unobligated funds from federal agencies reclaiming money originally authorized under the IRA. We discuss the introduction of Foreign Entity of Concern (FEOC) restrictions across tax credits, intended to accelerate the reshoring of critical supply chains, and how the current energy tax credit framework increasingly aligns with Trump Administration energy priorities. Brook shares implications for the U.S. grid and power mix, including anticipated delayed retirements of natural gas facilities, a near-term rush to install solar, wind, and storage while tax credits remain in place, severe supply chain constraints for new thermal generation, and growing post-2028 uncertainty as AI-driven demand growth threatens to outpace renewable power additions for the first time. Sarah describes the evolving U.S. energy policy landscape, with regulatory loosening across federal agencies, reduced enforcement capacity due to staffing cuts, and a return to traditional energy provisions, including reinstated onshore and offshore lease sales, lowered royalty rates, renewed support for drilling in Alaska, and accelerated tax treatment for intangible drilling costs. We examine the continued bipartisan support for nuclear, growing cross-party momentum for reshoring advanced manufacturing and critical supply chains, the inflation implications of phasing out tax credits, the partial permitting reforms included in the bill, the importance of codifying reforms into law to avoid policy reversals, early industry reaction to the bill, and much more. As mentioned, a few slides from Orennia's latest report on the OBBB are linked here. It was an engaging and insightful conversation, and we greatly appreciate Jack, Sarah, and Brook for sharing their perspectives. Mike Bradley opened the conversation by highlighting broader equity market performance, recent OPEC+ developments, and President Trump's surprising proposal to implement a copper import tariff. On the broader equity market front, markets have mostly moved sideways this week after posting all-time highs last week on passage of the One Big Beautiful Bill. Trumpatility is beginning to resurface ahead of President Trump's July 9th tariff deadline. Upcoming CPI and PPI reports, due next week, could significantly influence whether the Fed moves to cut interest rates at the July 30th FOMC Meeting. Additionally, Q2 reporting begins

Grow Your Credit Union
You Don't Need to Shout. The NCUA is Actually Listening

Grow Your Credit Union

Play Episode Listen Later Jul 3, 2025 30:55


Some credit union leaders still treat the NCUA like an adversary—or an oracle. But the truth is, regulators are paying attention, especially when the feedback is thoughtful, specific, and backed by real solutions.In this episode of Grow Your Credit Union, host Joshua Barclay  and co-host Becky Reed are joined by guest Elizabeth Eurgubian, former Director of External Affairs and Policy Advisor to the chair of the NCUA, to talk about what the agency's recent leadership shakeups really mean, how to be heard in the rule-making process, and why this is the right moment to reshape the relationship between credit unions and regulators.Listen now to stay ahead of what's shaping the movement.

RIMScast
Mid-Year Update: RIMS Legislative and Risk Management News

RIMScast

Play Episode Listen Later Jul 1, 2025 58:29


Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   Justin interviews RIMS General Counsel and VP of External Affairs Mark Prysock about the RIMS Legislative Summit in March 2025, how it went, and what to expect next. Mark mentions the registrant participation records they set and the connections they made as they lobbied.   As Mark exits, Morgan O'Rourke and Hilary Tuttle of RIMS Risk Management magazine enter the studio to talk with Justin about the mid-year in risk and four Q2 articles in RIMS Risk Management magazine on tariffs, the 2025 hurricane season, the USDA budget cuts and food safety, and minimizing risk while using AI for innovation. After lessons from the articles, Hilary invites listeners to submit risk management articles to RIMS Risk Management magazine. If you publish in the magazine, what opportunities will that open for you?    Listen to learn more about the highlights of the first two quarters of 2025 and what to prepare for the rest of the year.   Key Takeaways: [:01] About RIMS and RIMScast. [:17] About this episode of RIMScast. We've got three guests today. We'll get a RIMS legislative update from Mark Prysock, and we will look back at major risk management news from the first half of 2025 with Morgan O'Rourke and Hilary Tuttle of RIMS Risk Management magazine. [:48] RIMS-CRMP Workshops! The next Virtual RIMS-CRMP exam prep, co-hosted by Parima, will be held on September 2nd and 3rd. [:58] The next RIMS-CRMP-FED virtual workshop will be led by Joseph Mayo on July 17th and 18th. Register by July 16th. Links to these courses can be found on the Certification Page of RIMS.org and through this episode's show notes. [1:16] RIMS Virtual Workshops! We have a day-long course on July 24th, “Risk Taxonomy for Effective Risk Management.” On August 5th, we have a day-long course about “Emerging Risks.” RIMS members enjoy deep discounts! [1:31] The full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [1:42] If you tuned in to the recent episode featuring James Lam, you will know that he is hosting a new six-module workshop for us, the “RIMS-CRO Certificate in Advanced Enterprise Risk Management”. [1:56] The inaugural summer course is completely sold out! We are filled to the virtual capacity! Don't worry, in the Fall, the bi-weekly course will begin on October 9th. Registration closes on October 2nd. A link is in this episode's notes. Check it out and register today! [2:15] Mark your calendars for November 17th and 18th for the RIMS ERM Conference 2025 in Seattle, Washington. The agenda is being built. Soon, we will distribute a Call for Nominations for the ERM Award of Distinction. I'll update this episode's show notes when that link is ready. [2:38] Think about your organization's ERM program or one that you know of, and how it has generated value. We will have more on that in the coming weeks. [2:47] RISKWORLD 2026 will be in Philadelphia, Pennsylvania, from May 3rd through May 6th. RIMS members can now lock in the 2025 rate for a full conference pass to RISKWORLD 2026 when registering by September 30th. [3:01] This also lets you enjoy earlier access to the RISKWORLD hotel block. Register by September 30th, and you will also be entered to win a $500 raffle. Don't miss out on this chance to plan and score some extra perks. [3:14] The members-only registration link is in this episode's show notes. If you are not yet a member, this is the time to register at RIMS.org/membership. [3:24] On with the show! Mark Prysock is the RIMS General Counsel and VP of External Affairs. It's always wonderful to have him on the show. [3:32] He is here to remind us of the RIMS legislative priorities, how they were addressed during the RIMS Legislative Summit in March, and what else we can expect in the way of public policies that RIMS would like to prevent and those we'd like to support. [3:46] There are lots of links in this episode's notes, as well, including ones to RISK PAC and an upcoming fundraiser. Let's get to it! [3:54] Interview! Mark Prysock, welcome back to RIMScast! [4:14] RIMS's top legislative or advocacy priorities for 2025 include opposing legislation on taxing non-profit associations. RIMS is working with other associations on this. The tax would have a significant impact on RIMS. [5:26] Another issue is the Freedom to Invest in Tomorrow's Workforce Act, which would allow individuals to use college savings 529 plans to pay for certifications like the RIMS-CRMP. It's a very popular issue in the association community. [5:55] Third-party litigation funding has become a very big issue, followed by nuclear verdicts. What can we do to stop that? That's an issue that's been growing in both the House and the Senate. RIMS is working within a broad coalition to address that issue. [6:14] RIMS believes, at a bare minimum, there needs to be disclosures when third-party litigation funding agreements are in place so that everyone understands who stands to benefit from a nuclear verdict. It's not the plaintiff. [6:37] The last issue is the National Flood Insurance Program. [7:01] Mark and his team spent Day 1 of the RIMS Legislative Summit in March prepping the registrants so they understood the ins and outs of the issues. They all received one-page leave-behind documents to take to the Congressional offices. [7:18] Panellists had talked to them about the issues. The registrants were prepped to be lobbyists on these issues. [7:30] On Day 2, the registrants went to the Hill and lobbied on behalf of RIMS. [7:39] There were over 60 registrants this year. That was a RIMS Legislative Summit record. They had around 100 Congressional meetings, also a RIMS Legislative Summit record. [8:15] Mark says holding the event at the U.S. Chamber of Commerce building is fantastic. It's a classic D.C. building that everyone knows. It's fairly close to Capitol Hill. You can get all the speakers you want to come and meet with your group there. It's perfect for the Summit. [8:49] A couple of years ago was the first time the Summit met at the Chamber building. Going back this year confirmed that it's going to be the new location for the Summit. Mark says it was an enriching experience for the attendees. [9:33] The Summit lobbyists focus on committees in both the House and Senate with jurisdiction over insurance. [9:47] The House Financial Services Committee has a Subcommittee on Housing and Insurance. Most of the legislation the Summit is concerned about comes from the House. [10:04] That Subcommittee has a new Chair, Congressman Mike Flood from Nebraska. The Summit has made inroads with his office and with other offices, too. [10:28] The Summit's focus is on establishing relationships with newer Congressional offices that are in a position to impact RIMS's legislative priorities. [10:52] Mark says, typically when we meet with a Member of Congress, it might be that we're talking to them because they're well-situated to talk to us about NFIP. [11:02] On other issues, we don't know that they necessarily align with us, but we know that with what we're trying to accomplish with the NFIP, they are going to be a great ally. That's our foot in the door to discuss other legislative issues. [11:24] Marks says the Summit is looking to establish long-term relationships with Members of Congress and educate them on the importance of different issues. [11:58] The RIMS Public Policy Committee will continue hammering on these issues for the remainder of 2025 and into 2026. The tax issues are likely to be resolved in RIMS's favor in the Omnibus tax bill Congress is wrestling with now. [12:18] The One Big Beautiful Bill does not include language for imposing new taxes on non-profits, but it does include the language about liberalizing the use of College 529 plans, which RIMS supports. Mark thinks that it will be wrapped up soon. [12:39] NFIP has been reauthorized through September 30th, the end of the Federal Government's Fiscal Year. There is legislation out there to reauthorize it for a longer period. The RIMS Public Policy Committee is talking with Members of Congress about that. [12:57] Third-party litigation funding is an issue to keep working on for the next couple of years. [13:04] The RIMS Public Policy Committee will be working closely with the RISK PAC Trustees to figure out how they can help to raise more money for the PAC. They have some ideas for things to do at RISKWORLD 2026 in Philadelphia. [13:22] They have a fundraising event in Philadelphia in the middle of July. They'll be sending out Calendar invites to the RIMS membership. 2026 will be an election year, so they want to raise as much money as they can for RISK PAC and the right re-election campaigns. [14:02] At RIMS.org/advocacy, you can see that the RIMS Legislative Summit 2026 will be held from March 16th through 18th. Mark is more excited than ever for next year's Summit! It's an election year. They've got the details nailed down. They'll be at the U.S. Chamber of Commerce. [14:53] They will have a hotel block nailed down soon. They'll start promoting this event far in advance. Mark your calendars, please! As you build your chapters next year, please include some money to send your Advocacy Ambassador to the Legislative Summit 2026 in March. [15:20] We've got the link in this episode's show notes and at RIMS.org/advocacy. You can reach out to Mark Prysock directly through his email address on the RIMS Advocacy page. Write to him if you have questions about what it takes to get there or how you can contribute. [15:43] As Morgan O'Rourke and Hilary Tuttle walk into the studio, Justin thanks Mark Prysock for being on the show. [16:04] Plugs! The very first RIMS Texas Regional Conference will be held from August 4th through the 6th in San Antonio at the Henry B. González Convention Center. Public Registration is open. [16:17] Hotel cut-off for the discounted rate is available through July 7th. The full Conference Agenda is now live, so you can start planning your experience. Don't miss the post-conference workshop, the RIMS-CRMP Exam Prep Course, available onsite. [16:33] This event is open to any RIMS Chapter member. If you are local to the area, you might consider becoming a RIMS member today, so that you can get all the benefits and begin networking with your new RIMS Texas peers. Links are in this episode's show notes. [16:48] You can also visit the Events Page of RIMS.org for more information. We look forward to seeing you in Texas! [16:56] Just a month later, we will be up North for the RIMS Canada Conference 2025, from September 14th through 17th in Calgary. Registration is open. Visit RIMSCanadaConference.CA and lock in those favorable rates. We look forward to seeing you in Calgary! [17:15] On October 1st through the 3rd, the RIMS Western Regional Conference will be held in North San Jose at the Santa Clara Marriott. The agenda is live. It looks fantastic! Visit RIMSWesternRegional.com and register today. [17:31] Let's Get on with the Show! It is July 1st. We have reached the midpoint of 2025. On RIMScast, we like to take stock of the year in risk, so far. Morgan O'Rourke and Hilary Tuttle are going to break it all down for us. [17:54] Morgan O'Rourke is the RIMS Senior Director of Content and Publications. Hilary Tuttle is the Managing Editor of RIMS Risk Management magazine. That's our flagship, at RMmagazine.com. [18:07] We will look back on the Q2 digital issue of RIMS Risk Management magazine and discuss some of the news and trends that have been driving the risk profession. We'll talk about tariffs, AI, and more. Let's get to it! [18:23] Interview! Morgan O'Rourke and Hilary Tuttle, welcome back to RIMScast! [18:50] We are here to talk about the mid-point of 2025 in risk and what it has meant for the profession and the reporting on the profession. The Q2 digital issue of RIMS Risk Management magazine is now available. The link is on this page. [19:26] A big story from this quarter was tariff volatility. In April, Neil Hodge wrote a great article “How to Navigate the Volatile Tariff Landscape.” Many companies underestimate their exposure to tariffs through lower-tier suppliers. [20:06] Hilary says the number one tip is to map your exposure to tariffs via suppliers. Also, think about finished goods as well as what hypothetical future scenarios would mean. We've seen that tariffs are consistently volatile. Map different scenarios to see how they will play out. [20:43] In the article, Neil also mentions alternatives such as near-shoring, alternative suppliers, and technicalities about working within the system. Morgan mentions contract management. Another tip was tariff engineering by modifying your product design or where it's assembled. [21:35] Morgan shares an example. Converse All Stars have a layer of felt on the bottom, which classifies them as slippers, which have a lower tariff. They tweaked the product so it could be classified differently. Morgan just bought a new pair and saw the felt he had never noticed. [23:24] Morgan says certain auto imports may leave out features that would classify them as commercial vehicles, so they don't have a commercial vehicle duty. [24:08] Equipment that was bought before steel tariffs will be more expensive to repair after steel tariffs, and insurance that was in place before the tariffs may not cover the drastically more expensive repairs. This will affect heavy machinery. Revisit your insurance coverage. [25:06] Considering what major assets may be changing with tariff changes would be a helpful next step for people. Morgan refers to finding alternate suppliers or diversifying. If you're starting a new relationship with a supplier, tariffs need to be part of the contract conversation. [25:42] If tariffs are a risk you have not been accounting for in your supplier agreements, you may want to build more flexibility into future agreements.  [26:03] Justin mentions the 2025 hurricane season and accurate weather reporting. That relates to supply chain. Hilary includes replacement values, as materials cost more.  [26:33] Hilary wrote an article, “The 2025 Hurricane Season Outlook.” Hilary says it's interesting to tell similar stories every year in different ways. She looked at the outlook for this season and compared it to the results from last year. [27:35] She looked for the key trends that drove the results last year and that will impact this year. It's an outlook and also a strategic input. How does your organization need to adapt to this outlook? It's about seeing the overarching trends and figuring out how to act on them. [28:20] Hurricane Beryl came in the summer of 2024. It was one of the earliest major hurricanes to form. It reached Category 5 in 42 hours. What strategies should organizations take to address fast-developing storms? [28:43] Rapid intensification is a major trend with hurricanes. This is fueled by above-average ocean temperatures and other impacts of climate change. Storms are getting worse faster. The energy at the surface level contributes to faster-building hurricanes. Then there are trade winds. [29:09] It is a very big challenge for governments and private industry because you need to prepare much faster. You might only have a day of notice between a tropical storm and a Category 3 hurricane. [29:29] Preparedness is a state of being, not something you deal with if and when a storm arises. It needs to be a constant state of readiness. This year there have been significant budget cuts to NOAA and FEMA. This affects weather forecasting and the number of emergency staff. [30:22] Organizations need to understand that they need an increased amount of self-reliance. You cannot count on the cavalry coming. Preparedness means more than ever this year. [30:38] Morgan says it's less about coordinating with Federal agencies and more about making sure you have your ducks in a row. You may not have access to outside resources. You might be able to coordinate with other companies and organizations. Cooperation helps. [31:43] Hilary says, after last year, we saw with Hurricane Helene that some of these disasters are increasing and hitting in unpredictable areas that don't have the preparedness or the infrastructure because there is not a legacy sense of being at risk for hurricanes. [32:05] Preparedness is different in different regions. Taking an assessment, thinking about some of those scenarios is a strategic risk management issue that may need to shift in new ways. In some of those areas, you might not have local disaster resources because it has not been a risk. [32:38] Prepare by taking a realistic assessment of emergency resources on the ground, what has the historical risk been, and how that is shifting? [32:51] A Small Break! The Spencer Educational Foundation's goal to help build a talent pipeline of risk management and insurance professionals is achieved, in part, by its collaboration with risk management and insurance educators across the U.S. and Canada. [33:10] Since 2010, Spencer has awarded over $3.3 million in General Grants to support over 130 student-centred experiential learning initiatives at universities and RMI non-profits. Spencer's 2026 application process is now open through July 30th, 2025. [33:30] General Grant awardees are typically notified at the end of October. The link is in this interview's show notes. Be sure to visit the programs page of SpencerEd.org. [33:40] The Spencer 2025 Funding their Future Gala will be held Thursday, September 18th at the Cipriani 42nd Street in Manhattan, New York. This year's honoree is Tim Ryan, the U.S. President of Lockton, and we hope to have him here on RIMScast this summer. A link is in the show notes. [34:03] Let's Return to the Conclusion of My Interview with Morgan O'Rourke and Hilary Tuttle of RIMS Risk Management magazine! [34:55] Jennifer Post, one of the editors, wrote an article, “USDA Budget Cuts Present Food Safety Risks.” Budget cuts may increase the likelihood of an outbreak of foodborne diseases and compromise the USDA's ability to respond and notify consumers of an outbreak. [36:28] Hilary notes recent outbreaks with cucumbers and tomatoes, which have been deadlier than one might expect. The cucumber recall was for cucumbers that had been sold six weeks before. Hilary has never had a cucumber for more than two weeks. [37:11] Shifting responsibility to under-resourced states creates uneven safety standards. Private companies will have to incur some of the costs of testing and monitoring their food. Who is responsible for coordinating food safety between states or countries is a question mark.  [37:50] This is not a great solution. It's an area of uncertainty for now. It is likely to increase costs for individual companies. It also increases the risk exposure for companies that are distributing food that makes people sick, but they don't know it. [38:09] The number of people getting sick and the amount of money a company will lose balloon as a function of time and notice. There are a lot of components to this issue. [38:30] Hilary says we are also seeing some concern around whether some of the shifting standards are going to create different levels of safety in different types of products or from different regions. This shifts a lot of the burden onto the consumer and private companies. [38:42] Morgan adds that beyond the cuts to NOAA, FEMA, and the USDA, there are cuts to cybersecurity infrastructure with CISA. These cuts remove a level of oversight that people have come to rely on. The cuts push responsibility for risks further onto states and private industry. [39:26] Morgan says they were worried about the appetite for change in the government from the Trump administration. The administration is making changes. Some of the fallout is that it has changed the risk landscape regarding storm damage, food safety, cybersecurity, and more. [39:46] You may have to reassess your risks in the light of these cuts to Federal agencies. Hilary points out that the cuts are not fluff when you realize the functions these agencies have. [40:21] Hilary quotes a food safety professor from the article. “Oversight is not a bureaucratic formality; it's the invisible line between routine production and preventable tragedy.” Hilary thinks that quote applies across a number of the cuts that have been made. [40:39] The magazine has an article on AI called “Balancing Innovation and Compliance When Implementing AI.” Morgan reports that AI is all over the place now. The conversation has to involve implementation issues and liability risks. AI hallucinations and data security are issues. [42:03] You need to have a level of human intervention and involvement to be looking for things that you might have taken for granted are true, but that are problematic or make you liable for something. [42:17] Hilary says another big issue is that the technology is drastically outpacing regulation, safety measures, and best practices. You need to be asking, “What do we have a defensible business reason to do, and what are we putting in place to safeguard those?” [42:44] Some of the AI applications around hiring incur very real consequences in terms of human impact and regulatory impact. You may be dealing with serious employment fines or other things of that nature that regulators will catch up on. [43:06] AI systems are designed to please you. They are not designed to do the right thing or to make intelligent choices. They guide a user, and the user needs to guide them. Hilary compares using AI to riding an elephant. The elephant can go where it wants to go; you need to control it. [43:55] Hilary says that a lot of these AI engines perpetuate bias that the people who developed them may or may not have or may not realize that they have. A large company for a while only hired white men because those were the people who had been successfully hired in the past. [44:20] The content online that trains these models is the content that is published online. It requires a certain amount of privilege, experience, education, and life perspective. It doesn't draw on the body of human experience and knowledge for representative bodies. [44:49] You have to bring a certain diversity of experience, and also check those inputs with either people or other sources. Morgan talks about the feeling you might get that something like an email was written by an AI. The homogeneity starts to erode the quality of things. [45:27] Morgan has read that one of ChatGPT's quirks is that a lot of responses will have a “not this but that” structure. For instance, “It's not just soup, it's a meal!” Once you see it, you start to see it everywhere. Hilary says a giveaway is the use of inserted emojis. [46:32] Morgan and Hilary have been editing for quite a while. Morgan can identify who wrote a piece of writing by its style. If you get an email from someone with turns of phrase they would never use, you know it's AI. Losing track of what's going on is not to your advantage. [47:26] Having AI write an email is an example of something that just because you can do it, doesn't mean you should do it. Should you be working in an environment in which you don't know how to interact functionally with your coworkers, the length of an email? [48:13] Engineering prompts are one of the biggest skills people need to learn in working with AI. Prompt engineering is the most important component that Hilary had to struggle to learn in an AI course she took. It makes the biggest difference to AI being usable. Take a prompt class. [49:05] Justin shares an experience he had using AI to make an email response he had written much shorter and less defensive. It wasn't perfect, but it helped him to revise his message. [49:47] Hilary said that Justin gave a great example of prompt engineering. You want to tell it who the recipient is, who you are, and what your specific concern is to address. You can also ask it to explain the changes that it makes, so you learn how to write better emails next time. [50:43] Hilary urges caution on choosing the platform. ChatGPT is decent for writing because you can prime it. You can't prime Copilot, and she says a lot of the results are garbage.  [51:46] The Q2 edition of RIMS Risk Management magazine is online. All the articles are on the site as links and as part of the digital edition. [51:56] A reminder to the audience: RIMS Risk Management magazine is always seeking contributors and contributions, primarily from the risk profession. The topics that are important to you are the topics that are important to your colleagues. Get your voices out there! [52:37] A good submission answers two questions: Why this? And why now? Why should other people care about this issue? New regulations? New fines? A recent court case? Is there a nuance you are highlighting? Another question is, so what? What do you do about it? [53:28] Justin offers, How will the audience be able to do their job better based on the information you're telling them? Morgan comments that the idea is risk management. You want to get to the management part of it so your organization can do something about it. [53:58] Go to RMMagazine.com and see the Contribute button at the top. That's where you'll find the editorial submission guidelines and the contact information for Morgan, Hilary, and Jennifer. They are open to your ideas, so by all means, reach out. You never know what it could lead to! [54:58] Hilary says they also welcome feedback on their existing coverage and the challenges you are seeing in the field. [55:27] Hilary and Morgan are going to rejoin us at the end of the year. We always close the year with an episode when they look back on the year and forward to the next. [56:01] Special thanks to my RIMS colleagues Mark Prysock, Morgan O'Rourke, and Hilary Tuttle for joining us here on RIMScast! Visit RIMS.org/advocacy to connect with Mark, and RMMagazine.com to connect with Morgan and Hilary, and get the latest risk news and insight. [56:23] Links are in this episode's show notes, including a link to the Contribute page on RMMagazine.com. [56:29] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [56:57] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [57:15] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [57:33] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [57:49] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [68:04] Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [58:11] Thank you all for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Links: RIMS Texas Regional 2025 — August 3‒5 | Registration now open. RIMS-CRMP In-Person Workshop in Texas Aug. 6 & 7 RIMS Canada 2025 — Sept. 14‒17 | Registration now open! RIMS Western Regional — Oct 1‒3 | Bay Area, California | Registration now open! RISKWORLD 2026 — Members-only early registration! Register through Sept 30! RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy | RIMS Legislative Summit SAVE THE DATE — March 18‒19, 2026 RIMS Risk Management magazine | Contribute “How to Navigate Tariff Volatility” (April 3, 2025) “2025 Hurricane Season Outlook” (June 9, 2025) “USDA Budget Cuts Present Food Safety Risks” (May 21, 2025) “Balancing Innovation and Compliance When Implementing AI” (April 30, 2025) RIMS Now The Strategic and Enterprise Risk Center Spencer Education Foundation — General Grants 2026 — Application Deadline July 30, 2025 RIMS ERM Conference 2025 — Nov 17‒18 in Seattle! [Save the Date!] “RIMS-CRO Certificate in Advanced Enterprise Risk Management” — Featuring Instructor James Lam! Summer course sold out! | Fall bi-weekly course begins Oct 9. RIMS Diversity Equity Inclusion Council RIMS Webinars: RIMS.org/Webinars   Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP-FED Exam Prep Virtual Workshop — July 17‒18 RIMS-CRMP Exam Prep Virtual Workshop — Sept 2‒3, 2025 | Presented by RIMS and PARIMA Full RIMS-CRMP Prep Course Schedule “Risk Taxonomy for Effective Risk Management” | July 24 | Instructor: Joe Mayo “Emerging Risks” | Aug 5 | Instructor: Joe Mayo See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes: “James Lam on ERM, Strategy, and the Modern CRO” “RIMS Legislative Priorities in 2025 with Mark Prysock” “Q1 2025 Risks with Morgan O'Rourke”   Sponsored RIMScast Episodes: “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL (New!) “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Demystifying Multinational Fronting Insurance Programs” | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guests: Mark Prysock, General Counsel at Risk and Insurance Management Society, Inc. (RIMS) Morgan O'Rourke, Director of Publications at RIMS Hilary Tuttle, Managing Editor of Risk Management Magazine   Production and engineering provided by Podfly.  

Lawyer on Air
Raising your hand and embracing opportunity: Yoko Oshima's blueprint for global legal leadership success

Lawyer on Air

Play Episode Listen Later Jun 22, 2025 75:50


Yoko Oshima is Associate General Counsel of Corporate, External and Legal Affairs at Microsoft Japan. In this inspiring episode that spans continents, cultures, and cutting-edge technology, Yoko's journey is a masterclass in authentic leadership, purposeful career building, embracing opportunity and seeking support. Yoko shares powerful insights on adaptive leadership, the importance of being true to your values, and why seeking support is actually a sign of strength, not vulnerability.Whether you're navigating cultural shifts in your career, looking to embrace emerging technology, or seeking to lead with authenticity, Yoko's wisdom will resonate long after the episode ends.If you enjoyed this episode and it inspired you in some way, we'd love to hear about it and know your biggest takeaway. Head over to Apple Podcasts to leave a review and we'd love it if you would leave us a message here!In this episode you'll hear:How she overcame the cultural shift from being "blessed with opportunities" in Japan to proactively raising her hand in competitive New York law firmsWhy she turned down a permanent leadership role twice, and the crucial lesson this taught her about embracing opportunityThe innovative approach to helping legal teams adopt AI and why AI is like training a new associateHer favourite books and other fun facts About YokoYoko is Associate General Counsel of Microsoft and leads its Corporate, External Affairs in Japan. Before joining Microsoft in May 2021. she was with General Electric and her last role before the departure was the general counsel of GE Japan and GE Digital Asia. Before going in-house, she was in private practice, with Anderson Mori in Tokyo (first half) and Clearly Gottlieb, Steen and Hamilton LLP in New York (second half). She is qualified in Japan and the State of New York, USA. She has an LLB from Hitotsubashi University, a Master of Law from the University of Tokyo Graduate School of Law and Politics and an LLM from Harvard Law School. Committed to diversity and inclusion and the social impact, she is a board member of Lawyers for LGBT and Allies Network in Japan and a statutory auditor of Earth Company. She recharges through art, music, nature and family and friends.Connect with Yoko LinkedIn: https://www.linkedin.com/in/yoko-oshima-36a7396/ LinksAdaptive Leadership: https://hbr.org/2020/09/5-principles-to-guide-adaptive-leadership  Tools and Weapons, Brad Smith: https://news.microsoft.com/on-the-issues/tools-and-weapons/ The Culture Map, Erin Meyers: https://erinmeyer.com/books/the-culture-map/ Connect with Catherine LinkedIn https://www.linkedin.com/in/oconnellcatherine/Instagram: https://www.instagram.com/lawyeronair

EconoFact Chats
Child Well-being in the United States

EconoFact Chats

Play Episode Listen Later Jun 22, 2025 22:46


The poverty rate among children is a crucial indicator of child well-being. Yet, the overall well-being of a child depends on more than just economic security. Education, health, and family and community, all play an important role. Leslie Boissiere of the Annie E. Casey Foundation joins EconoFact Chats to discuss the 2025 Kids Count Data Book report, which tracks trends in child well-being across these broad sets of indicators, disaggregated by geography, race and ethnicity. She notes encouraging reductions in child poverty, fewer teen births, more children with health insurance, and a rise in on-time high school graduation. Yet the latest data also shows a decline in reading and math scores, and an increase in chronic absenteeism. Leslie is the Vice President for External Affairs at the Annie E. Casey Foundation.

The CyberWire
A blast from the breached past.

The CyberWire

Play Episode Listen Later Jun 20, 2025 31:43


An historic data breach that wasn't. Aflac says it stopped a ransomware attack. Cloudflare thwarts a record breaking DDoS attack. Mocha Manakin combines clever social engineering with custom-built malware. The Godfather Android trojan uses a sophisticated virtualization technique to hijack banking and crypto apps. A British expert on Russian information warfare is targeted in a sophisticated spear phishing campaign. A federal judge dismisses a lawsuit against CrowdStrike filed by airline passengers. Banana Squad disguises malicious code as legitimate open-source software. The U.S. Justice Department wants to seize over $225 million in cryptocurrency linked to romance and investment scams.  Ben Yelin explains the recent Oversight Committee request for Microsoft to hand over GitHub logs related to alleged DOGE misconduct. This one weird audio trick leaves AI scam calls speechless. Remember to leave us a 5-star rating and review in your favorite podcast app. Miss an episode? Sign-up for our daily intelligence roundup, Daily Briefing, and you'll never miss a beat. And be sure to follow CyberWire Daily on LinkedIn. CyberWire Guest Today, we are joined Ben Yelin, co host of Caveat podcast and Program Director for Public Policy & External Affairs at the University of Maryland Center for Health and Homeland Security, discussing the recent Oversight Committee request for Microsoft to hand over GitHub logs related to alleged misconduct by Elon Musk's "Department of Government Efficiency" (DOGE). You can learn more here. Selected Reading No, the 16 billion credentials leak is not a new data breach (Bleeping Computer) Aflac says it stopped ransomware attack launched by ‘sophisticated cybercrime group' (The Record) Record-Breaking 7.3 Tbps DDoS Attack Targets Hosting Provider (SecurityWeek) New Mocha Manakin Malware Deploys NodeInitRAT via Clickfix Attack (Hackread) Godfather Android Trojan Creates Sandbox on Infected Devices (SecurityWeek) Russia Expert Falls Prey to Elite Hackers Disguised as US Officials (Infosecurity Magazine) Judge Axes Flight Disruption Suit Tied to CrowdStrike Outage (GovInfo Security) Banana Squad Hides Data-Stealing Malware in Fake GitHub Repositories (Hackread) DOJ moves to seize $225 million in crypto stolen by scammers (The Record) Boffins devise voice-altering tech to jam 'vishing' ploys (The Register) Audience Survey Complete our annual audience survey before August 31. Want to hear your company in the show? You too can reach the most influential leaders and operators in the industry. Here's our media kit. Contact us at cyberwire@n2k.com to request more info. The CyberWire is a production of N2K Networks, your source for strategic workforce intelligence. © N2K Networks, Inc. Learn more about your ad choices. Visit megaphone.fm/adchoices

Solar Maverick Podcast
SMP 217: Powering the Future: ACORE's Ray Long on Renewables, Energy Policy & the Long‑Term Outlook

Solar Maverick Podcast

Play Episode Listen Later Jun 20, 2025 33:40


Episode Overview In this episode, recorded live at the ACORE Finance Forum in NYC, host Benoy Thanjan sits down with Ray Long, President & CEO of ACORE. They discuss the evolving clean energy finance landscape, grid permitting challenges, policy battles around the Inflation Reduction Act (IRA), and the exponential demand for power driven by AI and electrification. Ray also shares the history and mission of ACORE—from its origins connecting Wall Street to developers in 2001, to its current role as a leading voice in renewable energy policy and finance. Key Themes & Takeaways Explosive Growth in Power Demand U.S. energy demand remained flat for decades—but is now rising due to: AI and cloud computing Electrification of buildings and manufacturing EV charging infrastructure Urgent need for scalable solutions—wind, solar, storage, and natural gas are critical in the next 5–10 years IRA Threatened by Tax Bill “Big Beautiful Bill” proposes eliminating key tax incentives from the IRA Would undermine progress and financing certainty across clean energy markets Industry needs a thoughtful, phased approach, not abrupt disruption Permitting & Interconnection Bottlenecks Interconnection Crisis Major ISOs like PJM are overwhelmed—some developers face 7+ year delays Load centers like Virginia see 100+ data center projects awaiting connection ACORE's Macro Grid Initiative pushes for regulatory fixes and grid modernization Bipartisan Momentum & Strategy ACORE promotes an “all of the above” strategy—recognizing solar, wind, storage, natural gas, and emerging tech Urges policymakers to emulate China's aggressive infrastructure and energy approach Emphasizes renewables as a national competitiveness issue—not just environmental Benoy Thanjan Benoy Thanjan is the Founder and CEO of Reneu Energy and he is also an advisor for several solar startup companies.  He has extensive project origination, development, and financial experience in the renewable energy industry and in the environmental commodities market.   This includes initial site evaluation, permitting, financing, sourcing equipment, and negotiating the long-term energy and environmental commodities off-take agreements. He manages due diligence processes on land, permitting, and utility interconnection and is in charge of financing and structuring through Note to Proceed (“NTP”) to Commercial Operation Date (“COD”). Benoy composes teams suitable for all project development and construction tasks. He is also involved in project planning and pipeline financial modeling. He has been part of all sides of the transaction and this allows him to provide unique perspectives and value. Benoy has extensive experience in financial engineering to make solar projects profitable. Before founding Reneu Energy, he was the SREC Trader in the Project Finance Group for SolarCity which merged with Tesla in 2016.  He originated SREC trades with buyers and co-developed their SREC monetization and hedging strategy with the senior management of SolarCity to move into the east coast markets.  Benoy was the Vice President at Vanguard Energy Partners which is a national solar installer where he focused on project finance solutions for commercial scale solar projects.  He also worked for Ridgewood Renewable Power, a private equity fund, where he analyzed potential investments in renewable energy projects and worked on maximizing the financial return of the projects in the portfolio.  Benoy also worked on the sale of all of the renewable energy projects in Ridgewood's portfolio.   He was in the Energy Structured Finance practice for Deloitte & Touche and in Financial Advisory Services practice at Ernst & Young.  Benoy received his first experience in Finance as an intern at D.E. Shaw & Co., which is a global investment firm with 37 billion dollars in investment capital. He has a MBA in Finance from Rutgers University and a BS in Finance and Economics from the Stern School of Business at New York University.  Benoy was an Alumni Scholar at the Stern School of Business.  Ray Long Ray Long leads the American Council on Renewable Energy (ACORE) as President and Chief Executive Officer.   ACORE is the oldest nonprofit organization in the United States dedicated to expanding the use of renewable energy technologies for American homes and businesses. This mission is as important and relevant today as it was back in 2001. As CEO, Long is privileged to lead a team of dedicated professionals and an equally passionate group of members and contributors who enable ACORE's strategic initiatives.   ACORE's members operate in all 50 states, and in 2022, they financed, developed, built and owned over 90% of new, utility-scale renewable energy projects. Under Long's leadership, ACORE continues to expand the framework that has enabled the industry's growth through bipartisan outreach, accurate and compelling analysis, and effective collaboration.  Long is a respected energy executive, having spent over 25 years representing and growing conventional and renewable energy companies in the United States. Most recently, Long was Senior Vice President of External Affairs and a member of the management team at Clearway Energy. Throughout his career, Long helped to build successful government, regulatory and communications teams, utilizing a campaign management approach to policy and project development challenges.   Long earned a Bachelor of Science degree in Public Policy and Administration from Suffolk University and a Juris Doctor degree from Suffolk University Law School. He lives in Washington, D.C., with his wife.     Stay Connected: Benoy Thanjan Email: info@reneuenergy.com  LinkedIn: Benoy Thanjan Website: https://www.reneuenergy.com   Ray Long Website:  https://acore.org/ Linkedin:  https://www.linkedin.com/in/ray-long-a89a816/   WRISE 20th Anniversary Gala Date & Time: Thursday, June 26, 2025 from 6:00 PM to 10:00 PM Location: Gotham Hall, New York City Occasion: Celebrating 20 years of championing women and underrepresented groups in the renewable & sustainable energy sector  Host & Highlight: Presented by Women of Renewable Industries & Sustainable Energy (WRISE); evening includes networking, recognition of community leaders, and celebration of industry milestones  The link to register is below. https://wrise20thanniversarygala.rsvpify.com/?mc_cid=2c22b50623&mc_eid=0dfa02be45&securityToken=qZn8wqQI1mC1uMRPyb08kNwbscQ23wtX

Power Trends: New York ISO Podcast
Ep.39: Power Trends 2025 with Rich Dewey & Emilie Nelson

Power Trends: New York ISO Podcast

Play Episode Listen Later Jun 20, 2025 30:54


The electric system is undergoing rapid and instrumental change on a scale not experienced since 1892 when Thomas Edison first electrified the Pearl Street station in lower Manhattan. In the NYISO's latest podcast, President & CEO Rich Dewey, and Executive Vice President & COO Emilie Nelson discuss how these changes are impacting grid reliability, supply resources and planning the electric system for the future. Diving into the NYISO's recently released Power Trends report with Kevin Lanahan, podcast host and Vice President of External Affairs and Corporate Communications, they highlight how every plausible option and opportunity to bolster reliability and resource needs should be on the table.The conversation includes discussion of the following Power Trends 2025 key messages: Generator deactivations are outpacing new supply additions. Electrification programs and new large-load customers associated with economic development initiatives are pushing projected demand higher. Together, these forces are also narrowing reliability margins across New York and increasing the risk of future reliability needs.As public policy goals seek to decarbonize the grid, fossil-fired generation will be needed for reliable power system operations until the capabilities it offers can be supplied by other resources. Energy efficiency and Demand-Side Management (DSM) will continue to play a key role in reducing energy consumption, lowering costs, and mitigating environmental impacts.Repowering aging power plants can lower emissions, meet rising consumer demand, and provide reliability benefits to the grid that are needed to integrate additional clean energy resources.New York is projected to become a winter-peaking electric system by the 2040s, driven primarily by electrification of space heating and transportation. On the coldest days, the availability of natural gas for power generation can be limited, and interruptions to natural gas supply will introduce further challenges for reliable electric grid operations.Driven by public policies, new supply, load, and transmission projects are seeking to interconnect to the grid at record levels. NYISO's interconnection processes continue to evolve to balance developer flexibility with the need to manage the process to more stringent timeframes. New processes have been implemented to accelerate the process while protecting grid reliability.The competitive wholesale electricity markets administered by the NYISO support reliability while minimizing costs to consumers. Competitive wholesale markets are essential to a reliable, affordable and cleaner grid of the future. Listen now to gain a better understanding of the complex challenges facing New York's grid.Learn More Follow us on Twitter @NewYorkISO and LinkedIn @NYISO Read our blogs and watch our videos Check out our 2040 grid page

My Climate Journey
How the Budget Bill Could Reshape America's Energy Future

My Climate Journey

Play Episode Listen Later Jun 13, 2025 45:22


Today on Inevitable, we're joined by three guests to focus on the clean energy tax provisions currently at risk in the Congressional budget reconciliation process—what's being called the One Big Beautiful Bill. This is our second episode on this topic this week. Our guests are Jeremy Harrell, CEO at the right-of-center clean energy policy firm ClearPath; Spencer Nelson, Director of Federal Affairs at Form Energy; and Vikrum Aiyer, Head of Global Public Policy and External Affairs at Heirloom.The goal of this conversation is to get to the root of the proposed changes in the legislation passed by the House and now under consideration in the Senate. We also explore which amendments are on the table and how those of us working in climate and energy innovation can help influence the outcome.In this episode, we cover: ⁠[01:06]⁠ Why this bill matters for climate tech⁠[03:19]⁠ Jeremy's background in conservative energy policy⁠[04:08]⁠ Spencer on Form's long-duration batteries⁠[05:40]⁠ Vikrum explains Heirloom's DAC technology⁠[08:44]⁠ What the reconciliation process actually means⁠[13:42]⁠ Why the FEOC rule could block progress⁠[17:41]⁠ Why startups need credit transferability⁠[25:01]⁠ 60-day window threatens new projects⁠[27:36]⁠ What's at stake for solar and storage⁠[31:32]⁠ Energy cost risks if credits vanish⁠[35:42]⁠ How founders and VCs can take action⁠[41:56]⁠ Tips for contacting your senator directlyEpisode recorded on June 6, 2025 (Published on June 12, 2025) Enjoyed this episode? Please leave us a review! Share feedback or suggest future topics and guests at info@mcj.vc.Connect with MCJ:Cody Simms on LinkedInVisit mcj.vcSubscribe to the MCJ Newsletter*Editing and post-production work for this episode was provided by The Podcast Consultant

3rd & Longhorn
Drew Martin, Texas Director of External Affairs, on Game Day Upgrades, SEC move & Longhorn Legacy

3rd & Longhorn

Play Episode Listen Later Jun 10, 2025 42:40


Drew Martin, Executive Senior Associate Athletics Director at the University of Texas, delves into the innovative strategies transforming the Longhorns' game-day experience. From the introduction of Big Bertha's Bazaar—a unique shopping destination enhancing the festive atmosphere—to the revival of the Lone Star Showdown with Texas A&M, Martin shares how Texas Athletics is redefining tradition while embracing the future.As the Longhorns transition into the SEC, Martin discusses the challenges and opportunities that come with this significant move, highlighting the efforts to maintain a vibrant and inclusive environment for all fans.Welcome to 3rd & Longhorn, your ultimate destination for all things Texas Longhorn Football! Join us weekly for an in-depth show featuring analysis and commentary from Lifetime Longhorn Football players Derrick Johnson, Alex Okafor, Fozzy Whittaker, Rod Babers, Jeremy Hills, and Clark Field Collective/Texas One Fund co-founder Nick Shuley.3rd & Longhorn takes you deep inside the world of Texas Football, offering a unique perspective from some of the best to ever put on the pads at the 40 Acres. Whether you're a die-hard Longhorn fan or new to the scene, our show provides unparalleled insight, behind-the-scenes stories, and expert breakdowns of games, players, and strategies.Meet Our Team:Derrick Johnson: NFL All-Pro and Texas Longhorn legend, providing unparalleled defensive insights. Alex Okafor: Former NFL defensive end, breaking down the line of scrimmage battles. Jeremy Hills: Renowned trainer and former Longhorn running back, discussing player development. Fozzy Whittaker: NFL veteran and special teams ace, offering game day analysis.Rod Babers: Longhorn cornerback great and media personality, sharing insider knowledge.Nick Shuley: Co-founder of Clark Field Collective/Texas One Fund, discussing the business side of college sports.What to Expect:• Game Highlights & Recaps: Relive the best moments from every game with comprehensive highlights and in-depth recaps.• Expert Analysis: Get detailed breakdowns of team performance, player statistics, and game strategies from our seasoned analysts.• Behind-the-Scenes Access: Enjoy exclusive stories and insights from former players who know the program inside and out.• Player Spotlights: Learn about the standout athletes making waves on the field and their journeys to success.• Recruiting News: Stay updated on the latest recruiting developments and future Longhorn stars.• Fan Interactions: Engage with our hosts and fellow fans through live Q&A sessions and social media.Subscribe to 3rd & Longhorn and never miss an episode. Hit the notification bell to get alerts for our latest uploads. Join us in celebrating the legacy and future of Texas Longhorn Football!Connect with Us:Follow us on Instagram:Derrick Johnson - https://www.instagram.com/superdj56Alex Okafor - https://www.instagram.com/alexokaforJeremy Hills - https://www.instagram.com/jhills5Fozzy Whittaker - https://www.instagram.com/fozzywhittRod Babers - https://www.instagram.com/rodbabersNick Shuley - https://www.instagram.com/nickshuleyFor the most comprehensive coverage and insiderDerrick Johnson: https://www.instagram.com/superdj56Alex Okafor: https://www.instagram.com/alexokaforJeremy Hills: https://www.instagram.com/jhills5Fozzy Whittaker: https://www.instagram.com/fozzywhittRod Babers: https://www.instagram.com/rodbabersNick Shuley: https://www.instagram.com/nickshuley

Talk Eastern Europe
Episode 225: Live from Bucharest: Romanian democracy is being pushed to its limits

Talk Eastern Europe

Play Episode Listen Later Jun 6, 2025 45:27


In this special edition of Talk Eastern Europe, Alexandra reports in-person from Romania for a deep dive into the recent presidential elections. She speaks with experts Laura Stefan, Diana Filimon, and Vlad Barleanu about what happened in these dramatic elections, the allegations of digital interference from Russia, how the public responded, and what it all means for Romanian democracy. Commentary by:Laura Stefan, Founder and the Rule of Law and Anticorruption Coordinator for ExpertForumDiana Filimon, Founder and President of Forum Apulum, Founder of Gen, știriVlad Barleanu, former journalist and current PR specialist To watch the full-length interviews and other behind-the-scene clips, you can check out our Patreon page: https://www.patreon.com/talkeasterneuropeResearch for this podcast episode was made possible with the support of the Heinrich Böll Foundation, Washington, DC's Transatlantic Media Fellowship. Find out more about the Fellowship, and the Foundation's work, here: https://us.boell.org/en/2025/05/22/2025-cohort-transatlantic-media-fellows Finally, thank you to Patrícia Raposo, Young European Ambassador for the EU Neighbours East and Policy Trainee at the Commission for Citizenship, Governance, Institutional and External Affairs, for her assistance in the research process. 

Alabama AgCast
Legislative Wrap-up with Preston Roberts and Russ Durrance

Alabama AgCast

Play Episode Listen Later Jun 4, 2025 31:55


We get a full report on all the legislation worked on by our External Affairs team during the latest session of the Alabama Legislature.Marlee Jackson wraps up by introducing our latest culinary contest, Alabama's Best Surf-n-Turf.Find out more about our sponsor, Alabama Ag Credit, and also about Alabama Farmers Federation.

Happiest Podcast On Earth
Behind the Scenes Look at Disney's Once Upon a Wish Party with Make-A-Wish

Happiest Podcast On Earth

Play Episode Listen Later Apr 29, 2025 34:44


On this World Wish Day, Walt Disney World and Make-A-Wish are hosting 50 incredible families to make their wishes come true in a royal fashion! Andrew and AyJay chat with Taji and Stephanie, Disney's Director of External Affairs and Senior Manager of Corporate Social Responsibility respectfully, about their involvement in this event and what this partnership means to this community.We owe a huge thank you to Disney for inviting us out to tell this story. We are so honored to showcase such an incredible event. To learn more about how you can help Make-A-Wish and their efforts, please visit your local chapters website! For Central Florida friends, Give Kids the World is also an amazing resource to these families and are always in search of volunteers. For fellow Disney Cast Members, please visit the VoluntEARs page in Disney Cast Life to find an event that you feel passionate about.  #DisneyWeekofWishes Support the show

Mountain & Prairie Podcast
Aaron Citron: Crafting Conservation Policy in a Changing West

Mountain & Prairie Podcast

Play Episode Listen Later Mar 31, 2025 66:13


Aaron Citron is the Associate Director of External Affairs at The Nature Conservancy, where he leads state-level policy engagement across Colorado. His work spans a wide array of conservation priorities, including water management, healthy forests, renewable energy siting, and partnerships with private landowners and tribal nations. Aaron plays a key role in bridging on-the-ground conservation efforts with the legislative and regulatory frameworks that support them. He also helps shape TNC's strategy around climate and energy policy, working to ensure a rapid but responsible transition to renewable infrastructure. Aaron grew up in Tucson, Arizona, where early exposure to the desert landscape—and its vital, limited water resources—sparked a lifelong interest in the natural world. After studying history and political science at Emory University, he returned west for law school at the University of Arizona, focusing on water and land use law. His career has taken him from local land trusts to national NGOs like Environmental Defense Fund, always at the intersection of policy, place, and practical impact. Along the way, he's built a reputation for thoughtful, collaborative work that reflects both his legal background and his deep connection to the West. In our conversation, Aaron shares a detailed look at how conservation policy gets made—from coalition-building and legislative drafting to navigating complex stakeholder relationships. We discuss examples like Colorado's response to Clean Water Act rollbacks and new tools to support in-stream flows on the Yampa River. He talks about the balance between urgency and patience, the importance of trust in long-term conservation, and how calm, clearheaded engagement can shape better outcomes. It's a compelling look at the behind-the-scenes work that makes public-facing conservation efforts possible. Be sure the check out the episode notes for a full list of everything we discussed and links to everything. Thanks to Aaron for this conversation and thank you for listening. Enjoy! --- Aaron Citron Full episode notes and links: https://mountainandprairie.com/aaron-citron/ --- This episode is brought to you in partnership with the Colorado chapter of The Nature Conservancy and TNC chapters throughout the Western United States. Guided by science and grounded by decades of collaborative partnerships, The Nature Conservancy has a long-standing legacy of achieving lasting results to create a world where nature and people thrive. During the last week of every month throughout 2025, Mountain & Prairie will be delving into conversations with a wide range of The Nature Conservancy's leaders, partners, collaborators, and stakeholders, highlighting the myriad of conservation challenges, opportunities, and solutions here in the American West and beyond. To learn more about The Nature Conservancy's impactful work in the West and around the world, visit www.nature.org --- TOPICS DISCUSSED: 3:15 – Starting at the beginning, growing up in Tucson 7:42 – Underrated Arizona 11:23 – From environmental history to law school 15:22 – After law school, including a TNC internship 18:11 – Landing at the Arizona Land and Water Trust 21:24 – Path to TNC 24:06 – Aaron's role at TNC 27:42 – Clean Water Act protection project 33:40 – Getting the information to the people 35:29 – Yampa River Fund 40:39 – What makes someone good at policy work? 46:11 – The power of relationships 49:00 – Federal versus state policy focuses 53:40 – Remaining calm 57:21 – Book recs 1:01:53 – Parting thoughts --- ABOUT MOUNTAIN & PRAIRIE: Mountain & Prairie - All Episodes Mountain & Prairie Shop Mountain & Prairie on Instagram Upcoming Events About Ed Roberson Support Mountain & Prairie Leave a Review on Apple Podcasts