Money Konnect

In this episode of Money Konnect by Edelweiss Mutual Fund, Sanjeev Sanyal - Member of the Prime Minister's Economic Advisory Council, economist, and author—offers a comprehensive perspective on India's path to becoming a Viksit Bharat by 2047. Blending sharp economic insight with a deep understanding of history and policy, Sanyal discusses the power of compounding, the need for human-centered urban design, and the importance of reviving India's maritime heritage. He also reflects on India's pioneering role in green accounting and the mindset shifts needed to navigate a dynamic, evolving world.From strategic reforms to cultural confidence, this episode of Edelweiss Money Konnect offers a rich perspective on how India can achieve long-term, inclusive growth. A must-listen for anyone invested in the nation's future.

India's defence sector is undergoing a remarkable transformation — from being one of the world's largest importers to emerging as a powerful global manufacturing and export hub. What's fueling this dramatic shift?In this episode of Money Konnect by MINT x Edelweiss Mutual Fund, we sit down with Colonel Ajai Shukla (Retd.), leading defence analyst, to unpack the forces reshaping India's defence landscape. From the rise of private sector participation and ‘Make in India' initiatives to surging global demand and strategic policy reforms — we explore the key drivers behind this high-growth sector.What does this mean for investors? We break down the emerging opportunities, spotlight high-potential sub-sectors, and decode the impact of government procurement policies — giving you a front-row seat to India's evolving defence economy.Tune in for an eye-opening conversation on one of India's most dynamic industries, and learn how you can be part of this growth story with Edelweiss Mutual Fund.Listen now to uncover the future of India's defence sector!

The real estate landscape in India has undergone a massive transformation over the past decade. From shifting perceptions of builders to developers, to the rise of financial discipline and corporate governance—what's driving this change? In this episode, we sit down with Anuj Puri - Chairman, Anarock, to dive deep into the evolution of real estate and what it means for India's growth story. Tune in to this insightful conversation, brought to you by Edelweiss Mutual Fund.Listen now to uncover the future of Indian real estate!

In this episode, we're diving into two heavyweight investing styles: Growth and Quality.Explore what makes a company a future giant, like a promising biotech firm developing groundbreaking drugs! We'll cover key indicators of growth investing, such as sales and earnings growth, market potential, and the significance of research and development.Next, we'll shift gears to quality investing, focusing on reliable companies with strong financial metrics. Learn how to identify stocks with high Return on Equity, consistent profit margins, and healthy debt levels.We'll also highlight the intriguing overlap between growth and quality stocks and introduce you to multi-factor investing, a strategy that combines various investing styles for a well-rounded portfolio.Whether you're new to investing or a seasoned pro, this episode is filled with insights to enhance your journey. Tune in and get ready to take your investing skills to the next level!Speaker - Shikha Sood, Head - Products

In this episode, we explore two pivotal investment factors: size and value. Small-cap stocks, likened to hidden treasures, offer potential for substantial returns despite higher volatility. Conversely, value investing, inspired by Benjamin Graham's wisdom, involves identifying stocks trading below their intrinsic worth for long-term gains. Discover how these strategies, validated by pioneers like Eugene Fama and Kenneth French, can complement your investment approach. Learn to leverage these tools alongside other considerations to craft a robust investment portfolio and uncover opportunities in the dynamic stock market landscape.Speaker - Shikha Sood, Head - Products 

In this episode, we explore the "momentum" factor in investing. Similar to a batsman in top form hitting successive sixes, stocks can exhibit winning streaks. This concept, rooted in behavioral science from the 1980s, reveals that stocks performing well tend to continue rising, while underperformers struggle.Momentum investing involves identifying stocks with strong recent performance, often influenced by positive news or market trends. However, it's crucial to conduct thorough research into a company's fundamentals before investing.Key tips include avoiding fads, focusing on consistent performers, and combining momentum with other investment factors for a balanced portfolio strategy. While momentum can enhance returns, prudent decision-making and understanding market dynamics are essential for successful investing. Speaker - Shikha Sood, Head - Products

In this episode "Unlock the power of smart investing with our podcast, Factor Based Investing! Join us as we delve into the fascinating world of factor investing, where we explore the science behind successful investment strategies. From value and momentum to quality and low volatility, we'll break down the key factors that drive market returns and help you build a robust investment portfolio. Whether you're a seasoned investor or just starting out, our expert guests and insightful discussions will provide you with the knowledge and tools you need to navigate today's complex financial landscape and achieve your long-term investment goals. Tune in to Factor Based Investing and take control of your financial future!"Speaker - Shikha Sood, Head - Products

In this episode of 'Learn with RG,' Radhika Gupta, the MD and CEO of Edelweiss Mutual Fund, provides insightful guidance on how to review your investment portfolio. She offers a clear distinction between passive and active funds, sharing her unique perspective on their respective benefits and drawbacks. Additionally, she emphasizes the critical importance of aligning your investment choices with your financial goals and the necessity of regularly assessing your portfolio to ensure it meets those goals.Key Takeaways:·  Market downturns are a part of the investment journey. Continuing your Systematic Investment Plan (SIP) during these periods can help you benefit from lower purchase prices, ultimately enhancing your returns when the market recovers.·  When selecting Asset Management Companies (AMCs), prioritize those you trust and those with a strong track record in their specialized investment areas. This ensures that your investments are managed by experts with proven success in specific market segments.·  Keeping your portfolio limited to 5-6 well-chosen schemes helps maintain focus and manageability, avoiding the complexity and potential overlap that comes with holding too many schemes.·  Regularly increasing your SIP contributions can significantly boost your investment corpus over time. This approach leverages the power of compounding, allowing your investments to grow more substantially as you incrementally increase your contributions. 

In this episode of ‘Learn with RG' you will learn that while money can mean different things to different people, it really should not define your sense of self-worth. You are more than the money that you earn. Join us personal value and finances, with a special focus on investing. Key takeaways:·   It is often said that money can't buy you happiness. Well, this is only half true. While money itself cannot buy you happiness, it does serve as a means to an end. Happiness comes from achieving your goals – some of which come from personal achievements and some of which need to be acquired with money. ·  The way parents and children interact about money is now changing. Those who are currently in their 40s and 50s, were brought up in an India of scarcity. Money had a different definition for them. On the other hand, our children are growing up in an India of abundance. Inevitably, their relationship with money is going to be different. ·  Gratitude and greed: It is said that no amount of money is too much money, which means that it is never enough. However, one thing that can help you feel satiated about money is having gratitude. Always be grateful for what you have and remember that there are always 5-10 people behind you. At the same time, always avoid being greedy and avoid the ‘thoda aur' attitude. 

In this episode of ‘Learn with RG' you will learn why it is important to start investing for your children as soon as they are born.Key takeaways:·  Start building your child's investment portfolio early: You must start investing for your child as early as possible – maybe even as early as one month. Best to start getting the paperwork done and then choosing investments that align well with your chosen goals and timeframes. You must remember that starting is the most important factor. Even if the amount is low, you must start and then increase the amount based on your income. Don't worry about not being able to accumulate the entire corpus. Instead, focus on starting the journey.·  Know your destination before you choose the path: When it comes to any sort of planning, you start with knowing your destination and then chalking out the path. Financial planning is similar. When you start investing for your child, first take a step back and identify the goal. ·  Try articulating your goal in a measurable manner: Generally, saving for education takes top priority for most parents. After all, every parent wants to give their children quality education and we all know that the cost of education is only increasing every year. So if you want to save for your child's education it will be good to know how much money you need to save. A great starting place would be the current cost of higher education in India and abroad. Your target corpus should be equal to or slightly higher than that number.·  Periodic reviews are essential: If you are starting early, most of your goals would be long-term in nature. For example, investing for your child's education is at least a 15-18 year goal. Thus, it becomes important to periodically review the portfolio to ensure that the portfolio continues to meet your requirements and is taking you closer to your goal. Also keep in mind that the reviews need to be well paced out, maybe every five years.  An investor education initiative by Edelweiss Mutual Fund. All Mutual Fund Investors have to go through a onetime KYC process. Investor should deal only with Registered Mutual Fund (RMF). For more info on KYC, RMF and procedure to lodge/redress any complaints – please visit on https://www.edelweissmf.com/kyc-norms MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY.

In this episode of ‘Learn with RG' you will learn why it is important to start your investing journey when you are young but still have enough to enjoy your short-term goals. Key takeaways:·  Start investing early: The most powerful choice that you can make in your financial planning journey is to start early. When you choose to start early you are choosing to benefit from the power of compounding – something that can help you grow your wealth. ·  Create a customized asset allocation strategy: Standard asset allocation rules like 100-age for equity allocation don't really work. Your risk profile is not just dependent on your age. There are several other factors like your asset size, your liabilities, income, etc., which help to determine your risk profile and consequently, your allocation to equity.·  Everyone needs a contingency fund: Life can be highly unpredictable, a lesson that we all learnt recently when the COVID-19 pandemic hit us. It is during these times that we need to break our investments – something that can often derail our financial planning journey. A contingency fund can help you navigate unexpected circumstances without derailing your financial planning journey. · There are no thumb rules in life: We all grow up learning several thumb rules which we are expected to follow. However, it is important to understand that you are a unique individual and the solutions that might be perfect for your neighbour may not benefit you apply. ·  SIP is a very powerful tool: A Systematic Investment Plan (SIP) can help you save money in a disciplined manner and take advantage of both the power of compounding and rupee cost averaging. The best part is that you can start an SIP with as low as INR 500 and increase the amount as your income and ability to save increases. This way you can start your investing journey as soon as you start earning. ·  Have a bi-focal approach: Enjoy and spend on short-term goals but also continue to invest for the long-term. Often people think that saving means no enjoyment. However, as long as you have a proper plan in place, you can save, invest, and enjoy your savings.   

We are all looking for our niche – our area of expertise and comfort. And, once you find it, you want to hold on to it and follow it repeatedly. Then why should your financial plan be any different. The only caveat is that it takes time to find the block that completely fits you, which is why this approach is well-suited for you if you are closer to your retirement years. You ask why? Listen to our podcast to understand this relationship better. Key takeaways:·   When you get to your 50s you have a better understanding of your risk profile, the investments that make you comfortable, and your exact goals. You know what works for you and what doesn't. ·  Thus, there is no need for you to experiment with new approaches to investing and get adventurous with your financial plan.·  At this juncture, all you need to do is consistently follow the approach that has served you well in the past and will serve you well in the future. You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets.

It is often said that art reflects our lives and that artists showcase the practices and cultures prevalent in their times. However, that is not the only way art reflects our lives. Art is intricate and requires both patience as well as discipline. Sounds similar, doesn't it? Well, investing is also something like that, especially if you are someone in your 30s who has very nuanced and intricate needs. Listen to our podcast to understand this relationship better. Key takeaways:·  When you are in your 30s, your circumstances change quite significantly. Your needs become more nuanced, your income most likely starts increasing along with your liabilities, and you need to start thinking about the short-term, medium-term, and the long-term.·  Thus, the investment plan you make needs to be intricate and reflect these nuances. ·  At the same time, you need to adopt a great deal of patience and discipline.  You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets.

Art and life are forever entwined. Many of you enjoy art, admire the work of various artists, and perhaps even invest in art. Then there are some of you who are probably artists as well. While art brings both your imagination and reality to life, it can serve another very interesting purpose. It can guide you in your financial planning journey. Listen on to understand this further.Key takeaways:· When you start your investing journey as a young individual, you need to understand that your needs, goals, and ability to take risk is different from those of your friends, colleagues, and family.· Similarly, every investment also has a unique risk and potential to generate returns· You need to ensure that you take advantage of the different types of investments available while staying aligned with your risk profile and return requirements.You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets.

Blessed are those who have great and reliable friends in their lives. But, just like Moneybhai, do you sometimes wonder whether it is better to have just one best friend rather than many friends? In this third and final episode of our podcast series titled ‘Money bhai ke rishtey', we see how Moneybhai is struggling to choose a best friend and the advise that Subhichintak gives him to deal with this! Key takeaways:·  Natkhat equity is a great friend to Moneybhai and has always been with him over the long-term. But spending time with her can sometimes feel like a roller coaster ride with lots of ups and downs. ·  Bharosemand debt is a solid friend on whom Moneybahi can always depend. But he can also be very boring and slow sometimes. ·  Chapal hybrid is a new but reliable friend to Moneybhai. He provides both support and excitement. Lekin Moneybhai has not known him for very long. ·  It might be better to have a group of different friends who bring something unique to your life rather than have only one best friend.You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets. 

Relatives! What can you say about them. Sometimes you love them and often you can't stand them. Just like you, Moneybhai also has some relatives who really bother him. Leading this list of annoying relatives is Mahangai masi. She is always troubling Moneybhai and reducing his value. In this second episode of our new podcast series titled ‘Money bhai ke rishtey',  we see how Moneybhai can deal with Mahangai masi and maintain his value. Key takeaways:·  Inflation has a great impact on the price of things. As inflation rises, the price of the things that you buy ranging from fruits and vegetables to cars, starts rising. ·   A great way to deal with inflation is to invest in equity mutual funds. They generally tend to grow over a longer period of time and have the potential to deal with the price increases that come with inflation. ·   One important thing to remember about equity mutual funds is that in the short term they can go both up and down and can thus bring a bit of stress. The goal should be to stay invested for the long term since over a period of time, these ups and downs smoothen out. You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets.  

Moneybhai or Money as you would know it, is a constant in all lives. You need Moneybhai in your good times and bad times. The thing is that while Moneybhai is always there to come to your rescue, there are some things or some people that trouble Moneybhai. One of them is volatility aka ‘Volatility chachi' whose very sight makes Moneybhai sweat. In this first episode of our new podcast series titled ‘Moneybhai ke rishtey', the good Samaritan ‘Subhchintak' helps Moneybhai deal with Volatility. Key takeaways:·   Volatility troubles everyone and is almost unavoidable. Thus, instead of running away, the best thing that you can do is take some steps to deal with it. ·   One way to deal with volatility is to manage your own behaviour. There is no need to get reactive every time volatility comes knocking at your door. Instead, you should control your emotions and actions.·   Two, you should consider investing in a Balanced Advantage Fund. Volatility has very little impact on Balanced Mutual funds as they are designed to take advantage of the ups and downs of the market through both equity and debt investments.You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets. 

We are all biased people, easily influenced by other people or even our own experiences. These biases can influence your ability to make the right decisions and even come in the way of you achieving success. The best thing is that these biases can easily be addressed through small nudges and disciplined practices that push you in a certain direction. However, you must be mindful that nudges can push you in the right or wrong direction.SummaryIn the book, “Nudge: Improving Decisions About Health, Wealth, and Happiness', authors Richard H. Thaler and Cass R. Sunstein explore how we make different choices and suggest how we can make better decisions. Listen to this Podcast by Edelweiss MF to learn how you can make an optimal investment checklist. Key takeaways:·  Decisions that you as an individual make are impacted by biases and different sets of information·  Anchoring, overconfidence, status quo bias, and familiarity are all examples of biases.·  On the other hand, nudges can also influence and push you towards both right and wrong decisions.·  Anything from the way a certain argument is framed to marketing and social media influencers can act as a nudge·  In investing, the Record, Evaluate, and Compare Alternative Prices (RECAP) framework can act as a good nudge.The book really is revelatory and can make you stop and think the next time you are about to make a decision. You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets. 

If you recall, from childhood you are told that your behaviour can impact the course of your life and determine whether you are successful or not. Interestingly, your behaviour can have a similar impact on your investment journey as well and determine whether or not you achieve your financial goals. Further, while you can always get a job and earn money, it is the way you save and invest that will determine how that money will grow and for how long you can keep that money. Morgan Housel, in his book, ‘The Psychology of Money' beautifully explains how your behaviour and experiences can have a large impact on the investment choices you make and on how your investment journey finally shapes up. Key takeaways:·   In the world of investing, how you behave is more important than how smart you are. ·   It is not enough just to know how to do something. Execution is the key. ·   Greed can become a big problem since in your attempt to earn more returns you might end up taking more risk than you can afford.·   Creating wealth is easy, but keeping it is very difficult. ·   The only way you can save and grow your wealth is by investing in a steady and consistent manner and taking investment decisions that are free of bias.Housel's book tells you how you can easily maintain your wealth just by managing your behaviour. You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets. 

The general thought process is that if you want more returns then you must take more risk and alternatively, if you want to avoid risk then you should stay away from the stock market. Unfortunately, this is not always true and worse, this belief can come in the way of you getting rich. The most important thing that you need to know is that you can invest in stocks and embark on your wealth creation journey. The only thing is that you need to do this in a disciplined and focused manner. SummaryIn this Edelweiss Money Konnect book summary podcast, we discuss the gems hidden in Jim Cramer's book, “Get Rich Carefully'. In the book, the author draws on his unparalleled knowledge of the stock market and shares the lessons that he has learnt over the years to explain in a  simple and engaging way how every investor can get rich with a prudent and methodical approach. Key takeaways:·  The high-risk and high-return belief does not always hold true. You can generate good returns while taking prudent levels of risk. ·   Stock market investing can also be high-return and low-risk as long as you follow a disciplined and prudent approach to investing·   The most important aspect of a company is the people who run it. Which means that you must invest in companies that are led by ‘bankable' people. ·   In addition to company specific metrics, you must also focus on macro-economic trends that can play an important role in shaping the future of a company. ·   Before you make the decision to invest in a company, you must do adequate research.·   The best kind of investor is the long-term investor. Cramer's book tells you how it is easy for you to ‘get rich' as long as you are disciplined and prudent about the way you invest and manage your money. You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets.  

Life is really a series of lists. You make shopping lists, school holiday lists, things to do lists, and so many more. The thing is that lists keep your life on track. They ensure that you do not miss out on the important stuff and give you peace of mind. If you have a list ready, then you don't need to constantly keep track of things in your mind. For all these reasons, an investment checklist is something that you should actively consider making to improve your ability to make optimal investment decisions.Summary:In his book, “The Checklist Manifesto: How to Get Things Right', author Atul Gawande talks about the importance of having a checklist in almost any discipline and how it can help you in your financial decision making journey. Listen to this Money Konnect Podcast by Edelweiss Mutual Fund to learn how you can make an optimal investment checklist.Key takeaways:Human beings often make flawed decisions since they let their decisions get influenced by emotion.You can avoid many of these flawed decisions simply by becoming disciplined about the decision making process.The solution lies in adopting a checklist approach.You make a checklist of the important variables that can have a key impact on your decisions and then ensure that before making any decision you consistently and regularly follow the checklist.A good checklist can be particularly helpful in making optimal investment decisions.Many investment experts like Warren Buffet and Mohnish Pabrai follow the checklist approach to investing.Atul Gawande's book really highlights the importance of making an investment checklist and sticking to it. You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets.

If someone were to ask you what is the opposite of fragile you would automatically say antifragile. Thus, if fragile means that something breaks easily then antifragile should ideally mean something that does not break easily. Interestingly, that is not quite accurate. Antifragile is not something that does not break. It's more than that. It's something that benefits from pressure. If you build an antifragile business then you will not only be protected during adversity but will also be able to benefit from it. Summary:Nassim Taleb, in his book, ‘Antifragile' talks about the different systems that are currently there in our society. Some are fragile, some are robust, and some are antifragile. Listen to this Podcast by Edelweiss MF to learn about antifragile systems and how you can create such systems.Key takeaways:·   Antifragile systems are well-positioned to benefit from external shocks and volatility·   If you create an antifragile system then you will be able to face adversity and bounce back from it, maybe even finding opportunities to turn the adversity into a benefit.·   Nature and human bodies are examples of antifragile systems as they have persisted for millennia.·   Work and industry sectors can also be divided into fragile, robust, and antifragile. People who are mid-level executives at large firms are extremely fragile as their work depends on their reputation.·   To both survive and thrive, you must build an antifragile ecosystemTaleb's book opens your eyes to a whole new approach to dealing with adversity and identifying areas of opportunity. You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets. 

The two things that drive all markets are greed and fear. Unfortunately, both of these can impact your ability to make good investment decisions. The key is to be fearless under all circumstances just like Bahubali (the character) and not greedy like his brother, Bhallal dev. Bahubali showed great courage and valour and similarly, investors should have the courage and patience to stay invested for the long-term and not fear short-term market movements. In this podcast series, Edelweiss Mutual Fund, in collaboration with Saurabh Jain, brings to you simple yet important life and financial lessons with a dash of Bollywood tadka.  Key takeaways:·  Just like you don't jump off every time the rollercoaster goes down, you should hold on to your investment when the market goes down.·  Follow the famous saying by Warren Buffet, ‘Be greedy when others are fearful, and be fearful when others are greedy'. ·  Courage and the ability to be fearless can help you create a strong long-term portfolio. You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets. 

Over the years, there are many things about the stock market that have changed. At the same time, the way you save and invest has also gone through a transformation. In this Edelweiss Money Konnect podcast episode, Radhika Gupta, MD & CEO of Edelweiss AMC has an in-depth conversation with Anil Singhvi, Managing Editor, Zee Business about how markets have evolved and the best way forward for investors.Key takeaways:·  Markets have evolved over the last 3 decades and are now safer, more transparent, and offer more opportunities for investment.·  Investment opportunities and methods have changed over time. Your portfolio should also change with the times. This means being aware of new opportunities, including international investments.· Inarguably, volatility can be challenging. The moment investments become long-term, the investing journey becomes easier. Be patient and ignore short-term volatility.· If your target is to make money while ensuring a degree of safety, then mutual funds can be an ideal investment vehicle. You get the benefit of expert fund managers so that you can do your job while they do theirs.You can learn about more such interesting investment principles on the Money Konnect Podcasts available on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on money management.

You can watch as many DIY YouTube videos as you want, but do you really think that they can help you achieve the success you desire? Probably not. Success in any field, sports or finance is a mix of discipline and the right guidance. In the movie Chak De, the team was able to win only because they were committed, disciplined, and had a great coach like Kabir Khan to guide them. Similarly, if you really want to achieve your financial goals then you need to be committed, disciplined, and seek the right guidance from a financial advisor. In this podcast series, Edelweiss Mutual Fund, in collaboration with Saurabh Jain, brings to you simple yet important life and financial lessons with a dash of Bollywood tadka.  Key takeaways:·  Whether creating a sports team or an investment portfolio, a perfect mix of team members or investments, respectively is required to achieve success. ·  An advisor can improve your investment journey by helping you manage your asset allocation and your emotions. ·  Systematic Investment Plans (SIPs) are a great way to reap the long-term benefits of equity investing. You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets. 

As human beings, we are wired to desire success. At work, at home, in relationships, in your investing journey, and just about in every aspect of your lives, you have only one goal and that is to achieve success. The best part is that by following a few simple rules and principles, you can easily achieve the success that you desire. Summary:‘Principles: Life and Work' one of the most talked about books of our times, author Ray Dalio lays out a set of comprehensive principles designed to help you achieve success in your personal as well as professional lives. Listen to this Podcast by Edelweiss MF to learn how you can embrace the principles of achieving success.  Key takeaways:·  You need to identify patterns in your life and try to make sense of them.  ·  To be successful in life you need to be a hyperrealist – this means that you need to combine big dreams with reality and determination. ·  A critical part of being successful is to make mistakes and then learn from them.  ·  Always be open-minded and pay attention to other peoples' perspectives as well.·  Never stop your learning journey. ·  The two most important cogs in the organizational wheel are the culture and its people.·  Establish an open and transparent culture where people are not afraid to share ideas, make mistakes, and learn.·  Understand that hiring the right people is integral to the success of the organization.·  Treat your people with respect and encourage an environment of open communication·  A robust governance structure ensures that everything functions smoothly and fairly.Ray Dalio's book is instructive and easy to both understand and embrace. You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets. 

You must have definitely heard of the adage ‘Rome wasn't built in a day'. Similarly, do you know that great sportspeople or even robust portfolios are not just created overnight. When we think of the Flying Sikh, Milkha Singh, we only think about his many medals. But, if you dig deeper and look beyond his medals, you will see years of hard work, commitment, and perseverance. Similarly, if you want to build a robust long-term portfolio and achieve your financial goals, then you must be committed and disciplined like the Flying Sikh. In this second episode of our new podcast series ‘Cinematics of Investing', Edelweiss Mutual Fund, in collaboration with Saurabh Jain, brings to you simple yet important life and financial lessons with a dash of Bollywood tadka.  Key takeaways:·  The journey to success is a step by step process much like investing which must be divided into time frames like short-term, medium-term, and long-term. ·  You must set SMART goals that can be clearly understood, defined, and measured. ·  For any plan to succeed, financial or otherwise, you need to commit to it and stay committed until you achieve it. You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets. 

Many people are highly affected by the You Only Live Once (YOLO) phenomenon. They believe that just because zindagi na milegi dobara, they should spend their money enjoying their today rather than saving for their tomorrow. Also, not many people understand the impact of lagaan on their incomes and know that there are ways by which they can reduce this impact. In this first episode of our new podcast series ‘Cinematics of Investing', Edelweiss Mutual Fund, in collaboration with Saurabh Jain, brings to you these simple yet important life and financial lessons with a dash of Bollywood tadka.  Key takeaways:·  We are all victims of lifestyle inflation which dictates that as our income increases or simply as time passes, our lifestyle becomes more expensive. ·  While it is important to enjoy your life today and spend money on consumption, it is equally important to invest for a safe and secure tomorrow. ·  Tax planning is an important part of financial planning. You can easily minimise the ‘lagaan' on your income through astute tax planning. You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets. 

Just like there is no such thing as a free lunch there is also no such thing as a risk-free investment. Every investment has some level of risk. However, as an investor, you must not be scared of risk. Instead, you should learn to manage it. In this book summary podcast, we will learn how to manage or reduce downside risk through Seth Klarman's book, ‘Margin of Safety'. The book discusses the importance of value investing and lays out guidelines on how to become a great value investor by reducing downside risk.Key takeaways·  When you are making an investment decision, first focus on how much money you can lose and then look at how much money you can make. This basically means that managing downside risk is equally, if not more important, than return. ·  A great way to reduce risk is by following the ‘margin of safety' route. ·  When you follow the margin of safety route, you look to buy companies that are available at a deep discount to their fundamental value. ·  Generally, the higher the margin of safety, the lower will be the downside risk.·  There are several methods of calculating margin of safety, namely, NPV method, liquidation value method, and stock market value method. ·  Another great way of reducing overall portfolio risk is through diversification. This entails spreading your portfolio investments across multiple asset classes. For an investor, the ability to reduce downside risk can be invaluable. That is exactly what this book can teach you. You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets. 

The Indian startup ecosystem has now come in the spotlight as an increasing number of startups achieve the unicorn status while creating products and services that add immense value to the ecosystem. In this Edelweiss Money Konnect podcast episode, Radhika Gupta, MD & CEO of Edelweiss AMC has an in-depth conversation with Sridhar Vembu, CEO – Zoho Corp about the startup ecosystem, the Zoho story, and the code for surviving in this ecosystem.Key takeaways:- For the Indian growth story to be resilient, Indian companies should focus on creating capabilities that are built locally through balance, symmetry, and harmony.- Startups should look to solve problems in segments where they are one of many. Once they gain enough clout and resources, then they can compete with the bigger fish.- Homegrown businesses need not just come out of metros. Rural India has a lot to offer and the next stage of growth should largely come from there. You can learn about more such interesting investment principles on the Money Konnect Podcasts available on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on money management.

When we think about making investments the first thing that comes to our mind is how much earnings or returns the investment will generate. Sometimes we think of returns in terms of how many times the investment has increased and sometimes we think of it in percentage return terms. Knowing and understanding these basic principles through a nice relatable story can make them easy to understand and use. In this Money Konnect  podcast series, Edelweiss Mutual Fund, in collaboration with Vinayak Sapre, brings to you Nivesh Sanskar that can be learnt from the stories that you have grown up hearing.  Key takeaways:                                   ·   Calculate investment returns very carefully. Returns that sound good or are easy to calculate, need not necessarily always be good. ·   Take into consideration the credit risk in your investments. If you are taking credit risk, then make sure that the additional returns compensate for the additional risk.·   When you invest in debt mutual funds, you must take into consideration the credit risk of your debt investments. You can listen to the Money Konnect podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets. 

Shri Einstein and his belief that compounding is the eighth wonder of the world are very well-known. But, what does compounding really mean for you as an investor and how can you benefit from the power of compounding? In this podcast series, Edelweiss Mutual Fund, in collaboration with Vinayak Sapre, brings to you Nivesh Sanskar that can be learnt from the stories that you have grown up hearing.  Key takeaways:·   Compounding can potentially help you grow your wealth exponentially. Yet, many people are unable to reap the true benefits of compounding.·   This is because most people delay the investment decision. Even a small delay of five years in starting your investment journey can have a big impact on your overall returns.·   In order to truly benefit from compounding, it is important for you to start your investing journey as early as possible, and continue investing in a patient and disciplined manner.You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets.  

The principles that our parents and family have taught us guide us through the ups and downs of life. Similarly, there are investment principles that can guide you through the ups and downs of the market and help you achieve your financial goals. And, what better way to learn these investment principles than through our favourite childhood stories. In this podcast series, Edelweiss Mutual Fund, in collaboration with Vinayak Sapre, brings to you Nivesh Sanskar that can be learnt from the stories that you have grown up hearing.  Key takeaways·   Money that sits idle is of very little use. Instead, money that is put to work can help you grow your wealth and achieve your financial goals.·   Inflation or mahangai can have a big impact on your life. Thus, you must ensure that the rate of return you achieve on your investments is greater than the average rate of inflation.·   Investing in certain mutual funds via the Systematic Investment Plan (SIP) route could be a good way of trying to beat inflation.You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets. 

Practicing yoga daily can help you stay in shape and maintain a healthy body and mind. However, the really interesting thing about yoga is that it can also help you create a healthy and balanced investment portfolio. In our third episode of ‘Yoga for your mind, body, and portfolio' podcast, we discuss how the bandha sarvangasan and the trikonasan can help you create a flexible portfolio even while you stay focused on your financial goals.  Key takeaways·    The bandha sarvangasan or the bridge pose makes your body flexible, something which is important for your investment portfolio as well. As the investment climate and your personal circumstances change, it is important for you to be able to change your portfolio as well.·    The trikonasan focuses on three elements that help you achieve the desired balance. The trikon for your portfolio is your return requirement, your risk appetite, and your investment time period. It is only when all these three factors are aligned that you can actually create wealth in the long run. ·    Practicing yoga daily in a disciplined manner can have significant long-term benefits. Similarly, investing regularly in a disciplined manner, maybe through a Systematic Investment Plan (SIP) can potentially help you create long-term wealth.You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets. 

Yoga is all about having a healthy and balanced life. It helps you stay in shape and keep your mind and body strong. The good thing is that the principles of yoga can also help you create a healthy and balanced investment portfolio. In our second episode of ‘Yoga for your mind, body, and portfolio' podcast, we discuss how the Shishuasan, Shavasan, and doing yoga at your own pace can help you create a robust portfolio. Key takeaways:·  The Shishuasan is important because it helps you keep your body strong and build your immunity. You can make your portfolio immune to market ups and downs by diversifying it and staying invested for the long-term.· Yoga benefits you only if you do it as per your own rhythm and fitness goals. Similarly, your investment portfolio will help you achieve your financial goals only if it is well-aligned with your return requirements, risk profile, and investment time period.·  Whether it is in yoga or in investing, sometimes, the best approach is to do nothing. Just like the Shavasan requires you to take a pause, it is important to avoid reacting to every market event and just do nothing.You can listen to this Money Konnect podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets. 

The way you think and then respond to a given situation or event can sometimes make the biggest difference to your journey. It can be the reason for your success or can cause failure. Thus, more than anything else, it is important to understand why you respond the way you do and how you can control your responses. Summary:In his path breaking book, ‘Thinking, Fast and Slow', Nobel Prize winner Daniel Kahneman helps you comprehend critical thinking processes like judgmental errors, decision making, perception, analytical thinking, and irrationality. Listen to this Podcast by Edelweiss MF to learn how you can let your thoughts impact your actions.  ·   There are two players in our minds. One is named System 1 and the other is named System 2.·   System 1 is intuitive and has almost automatic reactions.·   System 2 concentrates on activities that demand attention, including analysis and calculations.·  To make rational decisions, both System 1 and 2 are required. System 1 is where a lot of action takes place while System 2 is where all the rational thinking takes place.·   You must leverage both systems so that you can address doubt and let rational thinking take over.·   You should focus on sharpening System 2 as it supports System 1.·   By using both systems while investing you can ensure that your decisions are rational and not impulsive and emotional.·   By leveraging both the systems, you can also use human psychology to make the best decisions and build robust business models.Daniel Kahneman's book sheds light on one of the most important aspects of decision making. You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets. 

In life, we have many experiences and interact with lots of people. These experiences and interactions can often impact our behaviour and influence our ability to make the right decisions. This is true for life as well as for investing. However, by being aware of these behavioural biases and simply following a few key steps, you can reduce the impact of these biases on your investment journey. In this Edelweiss Money Konnect podcast episode, Radhika Gupta, MD & CEO of Edelweiss AMC, identifies some of the major behavioural biases and offers suggestions on how to deal with them. Key takeaways1.  Anchoring: During the course of our life, we learn and unlearn many things. However, many people tend to stay anchored to some of the things that they have learnt or experienced and base all their future expectations on these few learnings or experiences. For example, framing expectations of future returns by looking at past returns.2.  Loss aversion: Most people feel regret after a bad outcome. Moreover, the feeling of regret is often greater than the feeling of joy you get after a favourable outcome. For example, the loss of Rs 2 can feel bigger than a gain of Rs. 20. The fear of loss not only keeps us away from making good investments it also stops us from exiting sub-par investments.3.  Choice paralysis: Today, we are spoilt for choice, whether it is about clothes, shoes, or investments. At the same time, we also live in an era of information overload. Just like they say too much of a good thing can be a bad thing, the same way too much choice and information can make investment decisions unnecessarily difficult4.  Recency bias: We all remember the recent past and tend to forget the entire past. However, by selectively remembering only a part of the story, especially the part which you have only recently read or experienced, will impact your ability to make the right investment decisions.5.  Herd mentality: We all love following what other people are doing. As a matter of fact, this is exactly how trends or fads happen. However, we must always remember that the power of the crowd has created many bubbles in the past. You can learn more of these interesting principles on the Money Konnect Podcasts available on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets.

It is well known that practicing yoga can help you keep your mind and body healthy and lead a balanced and happy life. But, the great thing is that yoga is not just about the mind and body. The principles of yoga can also help you create a healthy and balanced investment portfolio. In our maiden ‘Yoga for your mind, body, and portfolio' Money Konnect Podcast by Edelweiss Mutual Fund, we discuss how the Surya Namaskar is central to both the practice of yoga and investing. Key takeaways:·  The Surya Namaskar is a combination of twelve asans with each asan benefiting us in a special way. Similarly, our portfolio should comprise multiple asset classes so that it can benefit from the unique properties of each asset class.·   The Surya Namaskar also teaches us about the importance of discipline. It is only by practicing Surya Namaskar daily can we hope to achieve the true benefits of yoga. Similarly, only by investing regularly and following a financial plan in a disciplined manner we can hope to achieve our financial goals.·   The holistic approach of the Surya Namaskar gives us the ability to control our emotions and stay calm. This way, we can make better investment decisions when market prices start moving a lot and our emotions start influencing us. You can listen to this Money Konnect Podcast on the Edelweiss Mutual Fund website, spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets. 

Even though you have always been taught to avoid mistakes, the fact of the matter is that mistakes are good. This is because mistakes teach you where you went wrong and give you an opportunity to improve. If you want to succeed, you must take little bets, fail quickly, and learn fast. SummaryIn his path breaking book, “Little Bets: How breakthrough ideas emerge from small discoveries”, Peter Sims argues that truly innovative companies take little bets that help them to learn and grow. Listen to this Podcast by Edelweiss MF to learn how little bets can help you pave the road to success. 1. Success is not about having one great idea. It is about starting with one idea, discovering that it is flawed, and then quickly reshaping the idea with the new learnings.2. There are two main imperatives to achieving success. The first is to be willing to make mistakes and the second is to have an open mind and learn from these mistakes.3. When you become comfortable with failure and are able to view false starts and mistakes as opportunities, then you open yourself up creatively.4. Experiments are good. They give you an opportunity to test an idea, iterate, and improve. 5. When you start something new, don't just focus on the expected gains. Instead, focus on how much you can afford to lose. 6.  Always remember that while geniuses are exceptionally rare, anyone can use little bets to unlock creative ideas.Peter Sims' book makes it easy to understand the importance of taking little bets that can shape your journey and put you on the path to success. You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets. 

So much has been written about Warren Buffet and his investing philosophy. Yet, we are always craving to learn more about the man himself and about his winning ways that have made him the ‘Oracle of Omaha'. Such is the magic of his investing success. In their book ‘Buffettology: The previously unexplained techniques that have made Warren Buffett the world's most famous investor', Mary Buffet and David Clark aptly capture the teachings of Warren Buffet and explain the magic of this investing genius. · Price is the most important factor. What you pay for an investment will determine your rate of return. Thus, you should always aim to pay a low price for a good investment.· You should only invest in companies that have an expected annual compounding rate of return of 15% or higher.· While short-term gains of 35% may sound great, it is better to consistently generate 20% plus returns.·  The best way to create wealth is to buy good businesses and hold them for the long-term so that the power of compounding can multiply your wealth.·  Buy companies with predictable and above-average earnings and profitability. ·  Companies that have a sustainable competitive advantage tend to witness consistent long-term growth.This book is a treasure trove of investment nuggets that have defined Warren Buffet's investment philosophy. You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets. 

In the last two and half decades the mutual fund industry has evolved considerably to offer investors a host of products that can optimally meet their investment requirements. However, investors can benefit from the industry's offerings only if they have sufficient information on the products and are able to understand the unique characteristics of each product. In this Edelweiss Money Konnect podcast episode, Radhika Gupta, MD & CEO of Edelweiss AMC has an in-depth conversation with Dhirendra Kumar, CEO of Value Research on different mutual funds products and how investors can cut through the jargon to make better investment decisions. Key takeaways:·  When analysing an equity fund you must look for performance, process, and fund manager longevity. From a performance perspective, instead of simply focusing on returns generated, you must see how the fund has performed in a full market cycle.·  If there is a robust process in place then there is a possibility that past performance can be replicated. This means that you should understand the stated objective of the fund and determine whether the fund manager is following a robust and sustainable policy.·  The only way you can impress a customer is if you guide him and hold his hand through the ups and downs of the market and help him keep his emotions in check. Earning his trust is the most important thing. Interestingly, this cannot be done through jargonised content. ·   The needs of every type of investor can be met by four to five funds. For example, all your requirements from long-term investments can easily be met by balanced funds, balanced advantage funds, and tax saving funds. If you are a first-time investor then you can invest in Balanced advantage funds – it is a steadier take on growth·  Considering that asset allocation is very personal by nature, there are no thumb rules or formula for the ideal asset allocation. An important thing to consider is that as your investment corpus grows and becomes meaningful, the need to safeguard it through optimal asset allocation becomes essential·  While investing, our primary aim is to invest in good companies. Thus, geography should not become a limiting factor. Investors should actively consider international funds to diversify their portfolios and gain exposure to good companiesYou can learn about more such interesting investment principles on the Money Konnect Podcasts available on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on money management.

Money management forms an integral part of our lives. While you hear about money all the time, you might not always find enough material to read and understand it. Considering the low level of financial literacy in India, there is an imminent need for simple and relatable content on money management. In this Edelweiss Money Konnect podcast episode, Radhika Gupta, MD & CEO of Edelweiss AMC has an insightful conversation with Monika Halan, Consulting Editor with Mint and author of the best-selling book ‘Let's Talk Money'. Listen and learn the five golden rules of money management.Key takeaways:Separate your savings from your spending: You need to have your own cash flow system where your earnings, spending, and investments can be easily separated. By separating your cash flows, you will have a better view of your money which will help you manage it well. You need an emergency fund: Inarguably, saving for the long-term is good. However, you must always keep aside some money, maybe in a fixed deposit or a suitable debt mutual fund, that will come to your rescue in the time of emergency. You need sensible insurances: Protection is as important as growth. Everyone needs to protect their life and their assets. Fortunately, there are a whole range of insurance products that can help you protect the assets that are most important to you. You need to understand that real estate is not always a winner: Historically, real-estate has generated sizable returns for its investors. However, it is important to assess the costs before you invest in real estate. It might not be for everyone.You are not giving your money a chance to grow if you are not doing an equity allocation: Equities are a great vehicle for long-term growth. Undoubtedly, investing in direct equities has a very high degree of risk. Which is why you should opt for the mutual fund route to get the desired exposure to equity investments.You can watch a video of this podcast on our YouTube channel and learn about more such interesting investment principles on the Money Konnect Podcasts available on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on money management.

Your mind is your control center and can influence all your choices and actions. It is commonly believed that those who can control their mind and change their mindset have achieved the ultimate success.  While this is not easy to achieve, knowing how the mind works can take us one step closer to this goal. Summary:In her book ‘Mindset: The New Psychology of Success', Carol S Dweck recognizes the role of mindset in shaping your personality and helping you grow in life. Listen to this Podcast by Edelweiss Mutual Fund  & learn about the importance of mindset in your life!1.       There are primarily two kinds of mindsets – growth and fixed. A growth mindset can help you grow and achieve success while a fixed mindset can act as a hurdle to growth and keep you away from winning.2.       The growth mindset is very powerful – it can change the course of your life and bring you closer to your goals.3.       The fixed mindset makes people weak and holds them back from learning and making the right choices.4.       It has been observed that champions usually sport a growth mindset as it builds character and encourages perseverance which is imperative for becoming a champion.5.       Growth minded leaders see their companies not as their fiefdom, but as growth engines for their teams, their company, and themselves.6.       Mindset can be changed – the first step towards bringing about this change is to lower the barriers in your mind and open up to the belief that you can actually improve.Carol S Dweck's book has made it easy to understand the impact of different mindsets and the importance of having the right mindset. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets. 

We all know the steps that need to be taken to move in the right direction. Yet, we often find ourselves making the wrong choices or simply not taking the initiative to become better investors. However, all we need are simple nudges that can act as encouragement and help us make optimal investment decisions. In this Edelweiss Money Konnect podcast episode, Radhika Gupta, CEO & MD at Edelweiss Mutual Fund shares with us 6 valuable tips to become a better investor. Listen to the podcast to know more!Key takeaways:Investment tip 1: Incentive – Small incentives or rewards by advisors or family members can act as nudges to either continue investing or make the right investment decisions. Investment tip 2: Mapping – Investment concepts can often be abstract and thus, need to be mapped to your reality. This can help you translate money into real objectives and make them more achievable.Investment tip 3: Default – It is natural to choose the default options. Thus, investing more judiciously and consistently should become a default option, something that you choose to do automatically.Investment tip 4: Feedback – Regular and accurate feedback acts like a mirror. It shows you what you are doing and helps you course correct so that you are on the path to making correct investment decisions. Investment tip 5: Stopping errors - Making mistakes in life and in investment decisions is only natural. However, identifying these errors can help you address them in a timely manner and improve your investment experience.Investment tip 6: Structuring complexity – Investing can be challenging and complex. It is important to structure the complexities of investments into a few clear goals and then identify the investment options that can help you achieve those goals.You can learn more of these interesting investment principles on the Money Konnect Podcasts available on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets.

You must be already aware that astute financial planning is the key to achieving your financial goals. However, many of you might find it to be complicated and challenging. Worry not. Financial planning can be simple and uncomplicated and can easily be done on a single page! In his book “The One-Page Financial Plan”, Carl Richards makes financial planning easy by laying out a step-by-step guide for creating a customized financial plan that reflects your unique requirements and risk profile. Listen to this Podcast by Edelweiss MF & learn more!1.  When you start creating a financial plan, the first thing that you should ask yourself is, “what does money mean to you?” Money can mean different things to different people. For some, it is the means to becoming happy and for others, it could be a necessity. The answer to this question will reveal your values and will help you create a holistic financial plan that can meet your requirements.2. The next step is to establish clear and precise goals. The chances of achieving your goals can greatly increase if you can be specific about your goals and articulate them precisely in terms of time and money.3.  Once you have defined your goals, you need to first assess your net worth. This will show you how much money you currently have and how much money you will need in the future to achieve your goals.4.  After determining your net worth, you will know the amount of money you need to save and invest on a monthly basis. This means that you will have to create a budget, clearly write down your earnings and expenses, and ensure that you save the required amount of money every month.5.  After you have saved the money, the next step is to invest it in such a way that it can generate the necessary returns over the expected time-frame. Thus, you will need to create a diversified investment portfolio that is spread across multiple investment instruments.6.  Most importantly, always remember that your financial plan needs to be agile. Your personal circumstances can change and so can the investment environment. An agile financial plan will ensure that you can quickly change your investment plan in response to sudden external changes.Carl Richards' book has made financial planning easy and serves to put your financial goals within your grasp. You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets. 

India is on the cusp of an economic tryst as it continues on its journey to becoming a USD 5 trillion economy. As India scales new heights, it is also time for Indians to accelerate their journey towards financial freedom. This can be achieved by financial literacy and by understanding the why and what of financial planning. In this Edelweiss Money Konnect podcast episode, Radhika Gupta, MD & CEO of Edelweiss AMC, with the help of historic quotes, has thrown some light on the risks involved while investing your money and how you can navigate them. Listen & learn risk navigation here.Key takeaways:Don't refuse opportunities because they seem risky: In history, there have been various instances when people have refused to move forward or grab an opportunity because of the risks associated with them. However, there are others who have embraced the opportunities despite the risks and then risen to greatness. Similarly, it might be that you avoid equities because of the inherent risk in these instruments. However, instead of completely avoiding equities, you should focus on their long-term growth potential and invest in mutual funds through Systematic Investment Plans (SIPs). Remember that bad times never last: In the market, it is easy to get disappointed by the short-term negative movements and give up halfway. However, you must understand that market downswings will always give way to market upswings. You have to adopt a long-term view and ensure that you stay focused on your long-term goals. Don't be afraid of volatility: When it comes to facing market volatility, most investors are unable to avoid emotional reactions. However, it is important to remember that over a period of 10 years and more, volatility generally tends to smoothen out. You never know when markets will move up or down. Thus, the best way to deal with volatility and take advantage of market movements is to invest in mutual funds through SIPs and Dynamic Asset Allocation funds that invest in a mix of equity and debt instruments and dynamically change their exposure to each depending on the market.You can watch a video of this podcast here - https://bit.ly/3sUU6CP and learn more of these interesting investment principles on the Money Konnect Podcasts available on the Edelweiss Mutual Fund website, Spotify, Google Podcasts and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets. 

अगर हम ज्ञान प्राप्त करने की कोशिश करे तो हम अपने जीवन की और इन्वेस्टमेंट दुनिया की, हर कठिनाई का सामना कर सकते हैं। 'ब्रह्मास्त्र' एक ऐसा हथियार है जिसकी मदद से आप कोई भी युद्ध/ लड़ाई जीत सकते हैं | ज्ञान ही असली ब्रह्मास्त्र होता ह। इस एडलवाइस मनी कनेक्ट पॉडकास्ट में हम श्री राम और इन्वेस्टमेंट में 'ब्रह्मास्त्र' के प्रयोग सुनेंगे।कहानी है संक्षेप१) प्रभु श्रीराम ज्ञान की अहमियत को अच्छी तरह समझते थे, और वह जानते थे कि हम हर इंसान से कुछ-न-कुछ जरूर सीख सकते हैं। इसलिए प्रभु श्रीराम ने लक्ष्मण जी को कहा कि वह रावण के पास जाकर इस संसार के बारे में थोड़ा ज्ञान हासिल करें।२) रावण ने लक्ष्मणजी को यह सिखाया कि इंसान को किसी भी शुभ काम को तुरंत पूरा करना चाहिए, जबकि अशुभ काम में कभी जल्दबाज़ी नहीं करनी चाहिए।३) यह बात इन्वेस्टमेंट पर भी लागू होती है। हमें अपनी इन्वेस्टमेंट या फाइनेंसियल प्लानिंग जर्नी शुरू करने में देरी नहीं करनी चाहिए।४) इसके बाद, रावण ने लक्ष्मणजी को सिखाया कि हमें अपने किसी भी दुश्मन को कभी कम नहीं समझना चाहिए।५) बस इस ही तरह हमें इक्विटी बाजार के उतार चढ़ाव या वोलैटिलिटी को नजरअंदाज करने की गलती नहीं करनी चाहिए। बल्कि हमें ऐसे इन्वेस्ट करना चाहिए जिससे हम मार्केट वोलैटिलिटी का असर कम कर सकें।६) रावण ने यह भी बताया कि हमें अपनी ज़िंदगी की निजी बातें किसी और को नहीं बतानी चाहिए। ७) ठीक इसी तरह, हमें अपनी इन्वेस्टमेंट्स सिर्फ अपने फाइनेंसियल एडवाइजर से ही डिस्कस करनी चाहिए और उसकी एडवाइस सुननी चाहिए। यह कहानी और इस ही तरह की और रामायण की कहानिया आप एडलवाइस म्यूच्यूअल फण्ड के मनी कनेक्ट पॉडकास्ट पर सुन सकते हैं।यह पॉडकास्ट एडलवाइस म्यूच्यूअल फण्ड के वेबसाइट, स्पोर्टिफाई, गूगल पॉडकास्ट या एप्पल पॉडकास्ट पर भी सुन सकते हैं।

We invest so that we can achieve our financial goals and get peace of mind. However, investing can often be a stressful exercise. There are just a few simple things you can follow to ensure that investing brings you peace of mind. In this Edelweiss Money Konnect podcast episode, Radhika Gupta, MD & CEO of Edelweiss AMC, has thrown some light on investment psychology and given some tips on investing. Key takeawaysProtecting downside: The rule of thumb in life, in war, and also in investing is that you must not lose more than your risk appetite. The best way to achieve this is through asset allocation which allows you to limit your portfolio losses by spreading your investments across multiple assets.Emotional control: There are times when we are all guided by emotions and make emotional mistakes while investing. However, it is important to remember that in investing Emotional Quotient (EQ) is more important than Intelligence Quotient (IQ). Always remember to exercise emotional constraint and try to invest more when the markets are down and less when the markets are up.Automated investing: Due to the price fluctuations that markets constantly witness, it is difficult to time market entry and market exit. Automated investing ensures that you participate at all market levels, thereby removing the need to time the markets. You can automate your investments through vehicles like Systematic Investment Plans (SIPs), Systematic Transfer Plans (STPs), and Systematic Withdrawal Plans (SWPs).Chase consistency: Market trends keep changing making it difficult for investors to generate consistent returns. Instead of chasing trends, you must adopt a consistent approach to investing. A good way of achieving this is through investing in a well-diversified benchmark index.Expert advice: This is the most important factor contributing to achieving peace in investing. We are happy to consult experts in most other domains of our life whether it is a doctor for our health or a gym instructor for our fitness. Investing should not be any different. It is always good to seek expert financial advice from a qualified financial advisor.You can watch and learn more of these interesting investment principles on the Money Konnect Podcasts available on the Edelweiss Mutual Fund website, Spotify, Google Podcasts and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets.

इस रामायण की कथा में हम समझेंगे की सब्र का फल हमेशा मीठा होता है।इस एडलवाइस मनीकनेक्ट पॉडकास्ट में हम श्री राम और शबरी की कहानी सुनेंगे। इस कहानी से हम सब्र और लंबे समय तक इनवेस्ट करने का मूल्य सीखेंगे।कहानी का संक्षेप।१) शबरी का लक्ष्य था की वह श्री राम के दर्शन करे।शबरी ने अपने गरुु की सलाह मानी और सब्र के साथ कई सालों तक भगवान राम के आगमन की प्रतीक्षा की।२) कई सालों के बाद श्री राम उस जंगल में पधारे और उन्होंने शबरी की कुटिया में जाने का निर्णय लिया।३) जिस  तरह शबरी ने कई सालों तक प्रभु श्री राम के आने का इंतज़ार किया, ठीक उसी तरह हमें भी सब्र से काम लेना चाहिए और अपने लक्ष्य तक पहुँचने के लिए लंबे समय तक इन्वेस्ट करना चाहिए।४) हमें हमेशा जानकार आदमी फिनैंशल एडवाइजर की सलाह लेनी चाहिए और उसका पालन करना चाहिए।५) लम्बे अर्से तक इन्वेस्ट करने में ही समझदारी है।यह कहानी और इस ही तरह की और रामायण की कहानिया आप एडलवाइस म्यूच्यूअल फण्ड के मनी कनेक्ट पॉडकास्ट पर सुन सकते हैं।यह पॉडकास्ट एडलवाइस म्यूच्यूअल फण्ड के वेबसाइट, स्पोर्टिफाई, गूगल पॉडकास्ट या एप्पल पॉडकास्ट पर भी सुन सकते हैं।

इस एडिलवाइस म्यूच्यूअल फंड के मनी कनेक्ट पॉडकास्ट में हम सीखेंगे की हम कैसे कुछ गलतियां सुधार कर अपना निवेश का सफर सुहाना कर सकते हैं। राधिका गुप्ताजी और विनायक सप्रेजी इस विषय पर चर्चा करेंगे|अक्सर ऐसा होता है की हमारा निवेश का अनुभव अच्छा नहीं होता। हम इस अनुभव का दोष बाहरी कारणों को देते हैं। लेकिन, हमें देखना चाहिए की हम क्या गलतियां कर रहें हैं ओर हम कैसे इन गलतियों को सुधार कर अपना अनुभव बेहतर कर सकते हैं। तो चलिए, समझते हैं की ये गलतियां क्या होती हैं और इनको हम कैसे सुधार सकते हैं।विशेष सीख१) सबसे पहले तो हमें अनुशासन का मूल्य समझना चाहिए । सेहत और धन, दोनो बनाने के लिए अनुशासन अत्यंत ज़रूरी होता है।२) इन्वेस्टर्स अक्सर हर चीज़ का परिनाम तुरंत चाहते हैं । लेकिन इन्वेस्टर्स को धैर्य से काम लेना चाहिए और इंवेस्टमेंट्स को बढ़ने का मौका देना चाहिए।३) अक्सर ऐसा होता है की इन्वेस्टर्स कम से कम इन्वेस्टमेंट से ज़्यादा से ज़्यादा रिटर्न की उम्मीद करते हैं। कई इन्वेस्टर्स पूछते हैं की मिनिमम इन्वेस्टमेंट क्या है और सिर्फ उतना ही पैसा इन्वेस्ट करते हैं। लेकिन, इन्वेस्टमेंट एक अच्छी आदत है और इन्वेस्टर्स को अपने फिनैंशल स्थिति देख कर ज़्यादा से ज़्यादा पैसा इन्वेस्ट करना चाहिए।४) भरोसा अच्छी बात होती है लेकिन हर क्रेडेंशियल वाले व्यक्ति की एडवाइस सुन्ना हानिकारक हो सकता है। बिना सोचे समझे इन्वेस्ट नहीं करना चाहिए और हमेशा फिनैंशल एडवाइजर से ही एडवाइस लेनी चाहिए।ऐसे अनेक दिलचस्प पॉडकास्ट आप एडिलवाइस म्यूच्यूअल फंड के मनी कनेक्ट पॉडकास्ट पर सुन सकते हैं। यह पॉडकास्ट एडिलवाइस म्यूच्यूअल फंड के वेबसाइट, स्पॉटीफाई, एप्पल पॉडकास्ट और गूगल पॉडकास्ट पर उपलब्ध है। हमें आशा है की यह पॉडकास्ट आपको दिलचस्प लगा।

इस एडिलवाइस म्यूच्यूअल फंड के मनी कनेक्ट पॉडकास्ट में हम सीखेंगे की निवेश में की गयी गलतियों से कैसे बचें| राधिका गुप्ताजी और विनायक सप्रेजी इस विषय पर चर्चा करेंगे|इन्वेस्टमेंट और इन्वेस्टर के स्वभाव में बहुत गहरा रिश्ता होता है। चलिए आज इस रिश्ते को समझते हैं। अक्सर इन्वेस्टर्स छोटी छोटी गलतियां करते हैं जिनका उनके इन्वेस्टमेंटस पर काफी गहरा असर पड़ता है। इनमें से काफी गलतियां हम आसानी से सुधार सकते हैं। तो चलिए, समझते हैं की ये गलतियां क्या होती हैं और इनको हम कैसे सुधार सकते हैं।विशेष सीख१) हर्ड मेंटालिटी अथवा भेड चाल बहुत आम गलती है । इन्वेस्टर्स दूसरों की बातों में आ कर निवेश का निर्ण्ये लेते हैं। लेकिन, दूसरों के जैसे इन्वेस्ट करने के बजाए इन्वेस्टर्स को खुद जानकारी ले कर अपने फाइनेंशिल प्लैन के अनुसार इन्वेस्ट करना चाहिए। २) अक्सर लोग अंरेयलिस्टिक रिटर्न पाने के चक्कर में आ जाते हैं और पैसा गवा देते हैं । इन्वेस्टर्स को अपने एडवाइसर्स की बात माननी चाहिए और धैर्य और अनुशासन से निवेश करना चाहिए। ३) इन्वेस्टर्स अक्सर लिक्विडिटी और कैश का महत्व नहीं जान पाते हैं और कंटिन्जिन्सी प्लैंनिंग नहीं करते हैं । यह बहुत महत्त्व होता है । ४) इन्वेस्टर्स कभी भूल जाते हैं की देर हे दुर्घटना है । हमें निवेश करने में देरी नहीं करनी चाहिए। ऐसे अनेक दिलचस्प पॉडकास्ट आप एडलवाइस म्यूच्यूअल फण्ड के मनी कनेक्ट पॉडकास्ट पर सुन सकते हैं। यह पॉडकास्ट एडलवाइस म्यूच्यूअल फण्ड के वेबसाइट, स्पॉटीफाई, एप्पल पॉडकास्ट और गूगल पॉडकास्ट पर उपलब्ध है। हमें आशा है की यह पॉडकास्ट आपको दिलचस्प लगा।