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Cramer says he would avoid selling this chipmaker before buyback restrictions end. Become an Investing Club member to go behind the scenes with Jim Cramer and Jeff Marks every day as they talk candidly about the market's biggest headlines, analyst calls and holdings in the Charitable Trust – and see up close how they decide when, and if, to take action on stocks. Sign up here: cnbc.com/morningtake CNBC Investing Club Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Cramer describes what he wants to see from this chipmaker's earnings. Become an Investing Club member to go behind the scenes with Jim Cramer and Jeff Marks every day as they talk candidly about the market's biggest headlines, analyst calls and holdings in the Charitable Trust – and see up close how they decide when, and if, to take action on stocks. Sign up here: cnbc.com/morningtake CNBC Investing Club Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Cramer feels this tech giant's pullback might be ‘buyable'. Become an Investing Club member to go behind the scenes with Jim Cramer and Jeff Marks every day as they talk candidly about the market's biggest headlines, analyst calls and holdings in the Charitable Trust – and see up close how they decide when, and if, to take action on stocks. Sign up here: cnbc.com/morningtake CNBC Investing Club Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
This is an advanced activation designed to connect you with a future version of yourself who already has large sums of money — and open the channel so the money begins moving toward you now.Inside, you meet them. You walk through their home. You see their accounts. You feel their joy. You receive their message. You merge with their state and download the large sums of money stream directly into your field. You speak the master affirmation together. You step into who they are.Then the guidance begins to arrive. Hunches. Openings. Unexpected checks. Refunds out of nowhere. Doors opening the week you started listening. Your outer life catches up to the inner shift.Stanford proved the connection changes financial behavior — a Nobel laureate in economics put his name on the paper. Physicists have quietly established that the universe permits influence to move backward through time. The handshake across time is real, and it is measurable.
Carl Quintanilla and Jim Cramer led off the show with a double dose of news from Nvidia: The company said it is adding a record-setting $150 billion to its share repurchase program. The tech giant also unveiled a software platform to prevent AI agents from misbehaving. Hear what Nvidia CEO Jensen Huang told CNBC about the "Open Agent Safety Platform." The anchors discussed stocks under pressure as Treasury yields and oil prices jumped — after President Trump rejected Iran's proposal to reopen the Strait of Hormuz. Shares of MongoDB tumbled after the company announced its CEO C.J. Desai is departing to take a senior position at Meta. Also in focus: Meta's "Muse" rally cools; Walmart's AI message; SpaceX launches its Starship rocket into orbit; Cramer highlights a group of stocks that has more than doubled year-to-date; Anthropic CEO Dario Amodei gets spoofed on NBC's "Saturday Night Live." Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Danger Will Robinson – Rates, Prices and Diesel… Somehting is going to break says our guest. A plethora of stocks… And our guest – Frank Curzio – Curzio research… NEW! DOWNLOAD THE SHOW NOTES (Guest Segment) Frank Curzio can be reached by email at frank@curzioresearch.com Frank Curzio is an equity analyst with close to three decades of experience covering small- and mid-cap stocks. Check out his newsletters. (Free trial subscriptions available) He has been the editor of several well respected newsletters with major companies as well on of the top performers with TheStreet.com where he significantly outperformed the markets during his tenure. He was also a research analyst for Jim Cramer. Frank is the host of Wall Street Unplugged. Frank has been a guest on various media outlets including Fox Business News, CNBC’s The Kudlow Report and CNBC’s The Call. He has also been mentioned numerous times on Jim Cramer’s™s Mad Money, is a featured guest on CNN Radio and has been quoted in financial magazines and websites. Before TheStreet.com, Frank was the editor of The FXC Newsletter and received one of the top rankings by Hulbert’s Financial Digest for risk-adjusted performance. Follow @frankcurzio Check this out and find out more at: http://www.interactivebrokers.com/ Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy – HERE Stocks mentioned in this episode: (NKE), (RKT), (LOW), (TME), (WYNN), (LVS), (RRR), (MCD), (PNR), (STZ), (DKS), (FLUT), (VIVO), (DGX), (UEC), (DIS), (PSKY), (NFLX), (AAPL), (KO), (LULU), (WMT), (AMZN), (GOOGL), (COST), (TGT), (FDX), (UPS), (KBH), (LEN)
After rapper Macklemore cried "Free Palestine!" as he took the stage as the opening act for music superstar Ed Sheeran, opened a Pandora's box of controversy over free speech and the place of politics at a music concert "that is not dying down any time soon," said Philissa Cramer on the Haaretz Podcast. Cramer, recently appointed senior Jewish Life correspondent for Haaretz, recounted on the podcast how, when Gillette Stadium and New England Patriots billionaire owner Robert Kraft refused to have Macklemore at his venue later in the Sheeran tour, and the rapper was removed as an opening act for Sheeran, the incident "turned from a story about was Macklemore doing something that his audience found objectionable - to a story about cancel culture." In addition to telling the story of the war of words and promises of donations, Cramer discussed with podcast host Allison Kaplan Sommer whether the episode carried lessons for the embattled organized U.S. Jewish community as the list of prominent celebrities speaking out publicly Palestinian rights continues to grow. Read more: Pro-Israel Group Petitions Ed Sheeran to Drop Macklemore for Saying 'Free Palestine' Ed Sheeran Apologizes for Macklemore Controversy, Says Gaza Devastation Is 'Unjustifiable' Robert Kraft vs. Macklemore Reveals New Reality in 'Free Palestine' DebateSee omnystudio.com/listener for privacy information.
Learn how a beautiful magazine about grief was inspired by the devastating loss of two loved ones to suicide. About the guest: My guest Laura Jaye Cramer is the founder of Waiting Room Publishing, an independent media company putting smart, human-centered print magazines into healthcare, senior living, and end-of-life waiting rooms across the United States.… Continue reading Ep. 567 Grief in the Aftermath of Suicide with Laura Jaye Cramer
09/21/26: Justin Sherlock is a farmer from Dazey, North Dakota and is on the American Soybean Association board of directors. He is joined on "News and Views" by United States Senator Kevin Cramer to discuss easements. U.S. Senator Cramer says he will block confirmation of future Trump nominees until the administration changes a Biden-era wetlands rule he said tramples on farmers. Read more at the North Dakota Monitor. (Joel Heitkamp is a talk show host on the Mighty 790 KFGO in Fargo-Moorhead. His award-winning program, “News & Views,” can be heard weekdays from 8 – 11 a.m. Follow Joel on X/Twitter @JoelKFGO.)See omnystudio.com/listener for privacy information.
The Debt Story Is Worse (and Better) than the Headlines. The Fed is boxed in and it Feels like Economic Indigestion. Oil- could we get to $120 …. and then what? And our guest today – Dr. Barry Eichengreen, Professor of Economic Studies at UC Berkley NEW! DOWNLOAD THIS EPISODE’S AI GENERATED SHOW NOTES (Guest Segment) Barry Eichengreen (George C. Pardee and Helen N. Pardee, Professor of Economics) is a distinguished professor of Economics and Political Science at the University of California, Berkeley, where he is the George C. Pardee & Helen N. Pardee Chair. A leading expert on the international monetary system and global finance, his research covers the history of global financial crises, the international monetary system, economic history, and the causes and consequences of populism. Dr. Eichengreen holds fellowships from several institutions, including the National Bureau of Economic Research and the American Academy of Arts and Sciences, and has previously served as a Senior Policy Advisor at the International Monetary Fund (IMF). Learn More at http://www.ibkr.com/funds Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy – https://thedisciplinedinvestor.com/blog/tdi-strategy/ Stocks mentioned in this episode: (V), (MA), (GLD), (QQQ), (USO)
Álgebra lineal y geometría analítica: dos caras de la misma moneda, con Pablo Sabatinelli. Por qué la universidad enseña por separado dos saberes que nacieron siendo la misma cosa. Casi veinte años dando clase a futuros ingenieros y una pregunta prohibida: ¿y si el problema no fueran los estudiantes, sino cómo enseñamos?Pablo da una materia anual con la geometría en un cuatrimestre y el álgebra en el otro, y ve cada año lo mismo: estudiantes que aprobaron las rectas y meses después no las reconocen escritas como sistema de ecuaciones, porque "ahora toca álgebra". De ahí nació su investigación sobre la escisión entre dos saberes que Descartes unió en el siglo XVII: un fenómeno que ocurre en universidades de todo el mundo y que casi nadie estudia.Hablo con Pablo Sabatinelli, profesor de matemática en la Facultad de Ciencias Exactas, Ingeniería y Agrimensura de la Universidad Nacional de Rosario (Argentina), formado como investigador en educación matemática en la UNICEN, donde trabaja con Viviana Llanos y María Rita Otero (NIECYT-CONICET) dentro de la teoría antropológica de lo didáctico de Yves Chevallard. Ha revisado 168 investigaciones internacionales sobre la enseñanza de estas materias y los planes de estudio de las ingenierías argentinas desde 1810 hasta hoy.Recorremos, entre otras cosas:La frase que atraviesa el episodio: los programas de estudio están llenos de respuestas a preguntas que nadie se hace.Descartes y las dos caras de la misma moneda: cada ecuación es una curva, y estudiarlas por separado empobrece a las dos.Doscientos años de planes de estudio: ingenieros militares, la primera promoción de la UBA y por qué la regla de Cramer se está jubilando.De 168 investigaciones en el mundo, solo 36 miran la separación; la moda es el software y la inteligencia artificial.El médico que prueba fármacos inventados con sus hijos: lo que NO es investigar en educación.Hardy, Rey Pastor y la mirada por encima del hombro a quien investiga la enseñanza.No existe la receta infalible: qué cambió Pablo en su propia aula y de quién conviene desconfiar.Grabado en diferido: Pablo grabó sus respuestas desde Rosario y yo las mías desde España (el formato lo explico en el episodio 205).Invitado:Pablo SabatinelliCorreo: pablos@fceia.unr.edu.arWeb: https://www.fceia.unr.edu.ar/~pablos/ORCID: https://orcid.org/0000-0001-9686-3780ResearchGate: https://www.researchgate.net/profile/Pablo-SabatinelliPara profundizar:Álgebra Lineal y Geometría Analítica en la formación de ingenieros en Argentina desde 1810 a la actualidad (análisis macrodidáctico): https://ri.conicet.gov.ar/handle/11336/237743Álgebra Lineal y Geometría Analítica en carreras de Ingeniería: reporte de investigaciones (Ikastorratza, 2021): https://www.ehu.eus/ikastorratza/26_alea/2.pdfLa división entre geometría analítica y álgebra lineal en la enseñanza universitaria: ¿problema epistemológico o didáctico?: https://ri.conicet.gov.ar/handle/11336/201769Capítulos:00:00 Intro: la asignatura que parecía dos02:39 Quién es Pablo: veinte años enseñando a ingenieros y la teoría de Chevallard15:20 De profesor a investigador: cómo se empieza de verdad21:03 Qué se pierde al separar álgebra y geometría (y qué pinta Descartes)29:45 Doscientos años de planes de estudio: de los ingenieros militares a hoy38:55 Qué investiga la comunidad: software, IA y una pregunta que casi nadie mira44:12 La pregunta incómoda: ¿os toman en serio?53:52 El primer paso: observar (y por qué no todo profesor debe investigar)60:51 En su propia aula: no existe la receta infalible65:07 Outro: las cinco ideas del episodioComunidad: https://horacio-ps.com/comunidadNewsletter: https://horacio-ps.com/newsletterSi te ha resultado útil, dale like, suscríbete o compártelo.
Cramer explains why he's ‘ready to get rid of' this industrial technology stock. Become an Investing Club member to go behind the scenes with Jim Cramer and Jeff Marks every day as they talk candidly about the market's biggest headlines, analyst calls and holdings in the Charitable Trust – and see up close how they decide when, and if, to take action on stocks. Sign up here: cnbc.com/morningtake CNBC Investing Club Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Carl Quintanilla, Jim Cramer and David Faber explored what's next for the markets after Thursday's post-Fed rate hike rally — which marked the best day for the Nasdaq and S&P 500 since early August. The anchors also discussed Warren Buffett stepping down as chairman of Berkshire Hathaway. A big day for Apple: Its iPhone 18 lineup debuted in stores worldwide. Cramer spoke about what Apple CEO John Ternus told him at the company's flagship store in New York City. Also in focus: The Federal Reserve releases an independent review of the 2023 Silicon Valley Bank collapse; Record-high diesel prices' impact on the economy; Netflix downgraded; Wells Fargo bank analyst Mike Mayo's note on financial regulation and the midterms; Big banks in correction territory; All things AI. Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Het gouden ei om betaalbare, beschikbare en duurzame energie te hebben is de grote energieleveranciers afbouwen en het lokaal met elkaar als buren regelen. Te gast is oud-minister Jacqueline Cramer, in de Big Five van Vijf Grootse Plannen voor Nederland. Gasten in de Big Five van vijf grootse plannen: -Zef Hemel, planoloog en hoogleraar aan de Universiteit van Groningen en Delft -Bert Hubert, onafhankelijk tech-expert -Jacqueline Cramer, milieuwetenschapper, voormalig hoogleraar en minister van Volkshuisvesting, Ruimtelijke Ordening en Milieubeheer (VROM) -Marcel Levi, arts en voorzitter van de Nederlandse Organisatie voor Wetenschappelijk Onderzoek (NOW) -Han Lörzing, ruimtelijk ordenaar en auteur van 'Een land waarover is nagedacht'See omnystudio.com/listener for privacy information.
Carl Quintanilla, Jim Cramer and David Faber discussed the markets bracing for Wednesday's Fed decision on interest rates, with Wall Street expecting a hike for the first time since 2023. Inflation in focus: As diesel prices hit fresh record highs, the anchors weighed on companies warning about fuel prices impacting their bottom lines. Hear how Nvidia CEO Jensen Huang doubled down on the AI doomsday scenario while speaking to Jim on "Mad Money" Tuesday night. OpenAI CFO Sarah Friar and Salesforce CEO Marc Benioff also joined Cramer on that show with their takes on AI safety. Also in focus: Meta CEO Mark Zuckerberg's social media posts on AI alignment and safety; Strategist Ed Yardeni cuts his year-end S&P 500 price target, retail sales' August rebound, Katy Perry's eye-opening comment to Cramer about AI.Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Cramer says this tech giant's new product will be how consumers ‘do everything'. Become an Investing Club member to go behind the scenes with Jim Cramer and Jeff Marks every day as they talk candidly about the market's biggest headlines, analyst calls and holdings in the Charitable Trust – and see up close how they decide when, and if, to take action on stocks. Sign up here: cnbc.com/morningtake CNBC Investing Club Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
The Club tells investors these two chip behemoths are still a buy. Become an Investing Club member to go behind the scenes with Jim Cramer and Jeff Marks every day as they talk candidly about the market's biggest headlines, analyst calls and holdings in the Charitable Trust – and see up close how they decide when, and if, to take action on stocks. Sign up here: cnbc.com/morningtake CNBC Investing Club Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Total PPI was up 5.4% year-over-year, up from 4.8% in July. Yes, we have inflation. Oil rocking higher – WTI breaks above $100+ Asking: Do you really know your funds? Our guest this week – David Gaffen, Breaking News editor at Reuters. NEW! DOWNLOAD THIS EPISODE'S AI GENERATED SHOW NOTES (Guest Segment) David Gaffen is the U.S. breaking news companies editor at Reuters, where he has worked for almost two decades. He also did stints as the U.S. energy editor and U.S. deputy markets editor and has been a business journalist for more than 20 years. In that time he has covered the 2008 financial crisis, the oil-market meltdown in 2020, and was nominated for a Loeb Award for a series of articles on the growth of stock buybacks in 2015. He lives in New York with his family. Follow @DavidGaffen Check this out and find out more at: http://www.interactivebrokers.com/ Looking to invest in The Disciplined Investor Managed Growth Strategy? Click HERE for the virtual tour – https://tinyurl.com/tdimg1 Stocks Mentioned in the Episode: (EEM), (SPEM), (LEN), (DHI), (SKHY) Follow @andrewhorowitz
Sue Cramer is a health coach who helps people make lasting changes to their health by focusing on practical, sustainable habits rather than quick fixes. With a passion for nutrition, lifestyle, and metabolic health, Sue works alongside clients to simplify the process of improving their health and building a lifestyle they can actually stick with. Timestamps: (00:00) Intro (05:11) Why Sue became a metabolic health coach (06:42) Sugar-spiking foods and drinks (11:30) Sue's personal metabolic health journey (14:18) How Sue's health coaching journey began (20:00) The power of community and faith (25:16) The art of health coaching (35:06) Gratitude (42:00) How lack of family support and stress knock people off the wagon (46:46) GLP-1s (51:10) Food addiction (01:02:44) Outro For more information, please see the links below. Thank you for listening! Links: Sue Cramer: Praise and Coffee to Go (book): https://www.suecramer.net/praise-and-coffee-to-go Podcast: https://www.suecramer.net/cravingpeacepodcast Website: suecramer.net X: https://x.com/SueCramer FB: https://www.facebook.com/praiseandcoffee Dr. Brian Lenzkes: Arizona Metabolic Health: https://arizonametabolichealth.com/ Low Carb MD Podcast: https://www.lowcarbmd.com/ HLTH Code: HLTH Code Promo Code: METHEALTH • • HLTH Code Website: https://gethlth.com
On today's episode, Technology Thursday brings the all-star cast — James, Mark from San Antonio, David on the phone, Glenn, and Dwayne — for crypto first: Bitcoin net inflows vs XRP's bank-rail story, the Clarity Act that may not even get a vote, BIS cozy talk, short-term dips (BTC ~$77k / XRP ~$1.37) with long-term hold-hold-hold, Cramer selling on quantum fear, and phishing that empties Robinhood accounts. They bounce to Cybercab fleets hitting 420 in Texas, Starbase Louisiana launch deals, and Dwayne's call that 2027 is Louisiana's autonomous year (semis already legal since 2019; NOLA Waymos testing now), then Meta's hundreds of AI "nudify" / child-abuse ads, Flock cameras that shouldn't be probable cause alone, people confessing darkest secrets to ChatGPT, and kids bonding with future robot nannies. NCAA drama — LSU, Kiffin, and an impotent NCAA losing mid-major money — plus Mark's Louisiana-population-doubles-in-20-years bet, an Anthropic researcher quitting over recursive extinction odds, and Dwayne's clean Bitcoin miners-vs-nodes primer. Don't miss it!
Young, Wild & Freelance | Le podcast pour ta vie d'indépendant
Pourquoi est-ce qu'autant d'entrepreneur•es font des burnouts ? Est-ce qu'on est voués à dépasser nos limites et se cramer ? Et surtout comment on fait pour éviter ça ?Dans ce nouvel épisode, Thomas discute avec la thérapeute experte du système nerveux Estelle Keribin pour mieux comprendre ce sujet.Après avoir souffert de troubles du comportement alimentaire du fait d'un stress post-traumatique, Estelle est partie en quête des meilleurs outils thérapeutiques sur le sujet à travers le monde. Elle est aujourd'hui une thérapeut experte des TCA's et du système nerveux. Dans cet épisode Estelle et Thomas échangent sur des sujets comme : - Les effets physiques du stress, tels que l'hyperphagie- Le syndrome du bon élève et l'anxiété de performance des entrepreneurs- La remise en question de l'hyper croissance comme la norme- Impact du développement personnel sur les projets entrepreneuriaux- Les 4 modes de survie du système nerveux- Les effets du perfectionnisme sur le système nerveux - Comment guérir les TCA ?- Le fonctionnement du système nerveux atypique et neurodivergent- Comment réguler son système nerveux pour sa santé mentale- L'importance de l'oscillation entre prise de risque et relaxation - La stratégie cassée de Thomas après ses périodes de travail intenses- L'importance de la sécurité émotionnelle- La pratique de l'"ABC" pour se réguler émotionnellement au quotidien- Comment identifier et poser ses limites--- Suivez Estelle sur - Instagram : https://www.instagram.com/estelle_keribin/- LinkedIn : https://www.linkedin.com/in/estelle-keribin-54583aa7/---Young, Wild & Freelance est un podcast hebdomadaire pour les entrepreneurs solo et les indépendants dans lequel Thomas Burbidge te partage toutes les clés pour créer, développer et structurer ton entreprise.Tu y retrouveras des interviews, des épisodes thématiques avec Thomas sur toutes les dimensions de ton entreprise (marketing, gestion, organisation, vente, finances, ...)Pour aller plus loin, retrouvez tous nos contenus pour les freelances sur :La newsletter : https://kaleidoscopehorizons.com/newsletterLe site media : https://kaleidoscopehorizons.com/le-media/mediaEt pensez à mettre une note de 5 étoiles sur le podcast
Carl Quintanilla, Jim Cramer and David Faber reacted to fresh warnings involving AI safety. One Anthropic researcher who resigned from the company accused the startup and its rival OpenAI of "gambling with our lives," while a current Anthropic researcher said he believes there is a more than 10% chance of AI "killing all humans." At the Goldman Sachs Communacopia + Technology Conference in San Francisco, David interviewed CoreWeave CEO Mike Intrator about AI and the data center backlash. Cramer explained the significance of higher oil prices' impact on the markets, after Brent crude surpassed $100/barrel for the first time since July. Also in focus: What to expect from Wednesday's Apple's product event; What Airbnb's CEO told David about AI fears; Shares of Jersey Mike's surge on its first earnings report since going public. Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Cramer says he likes what this hyperscaler is doing. Become an Investing Club member to go behind the scenes with Jim Cramer and Jeff Marks every day as they talk candidly about the market's biggest headlines, analyst calls and holdings in the Charitable Trust – and see up close how they decide when, and if, to take action on stocks. Sign up here: cnbc.com/morningtake CNBC Investing Club Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Jesse shares an exciting new career update. And to celebrate 150 episodes, we're doing a unique AMA episode. Looking for a financial planner? → PlanWithJesse.com First, Jesse shares an exciting new career update. He has joined a new financial planning firm - as an advisor and an owner. The new firm, Rialto, is focused on serving people JUST like those who read *The Best Interest* and listen to Personal Finance for Long-Term Investors. Justin Peters takes the microphone around and asks Jesse the questions listeners have been sending in for months—the ones that don't quite fit into a traditional personal finance show. From career changes and family life to engineering, hiking, favorite books, pizza toppings, and what's next for the podcast, you'll get to know the person behind Personal Finance for Long-Term Investors. Along the way, Jesse also shares lessons from leaving aerospace engineering to become a financial planner, why he chose advising over becoming a full-time content creator, how he thinks about risk in his own life, and why long-term thinking extends far beyond investing. Key Takeaways: • The biggest piece of financial advice he would give differently today. • Growing up in rural New York and why Rochester still feels like home. • How the University of Rochester shaped Jesse's confidence and career. • Why Jesse chose financial planning over becoming a full-time content creator. • Favorite travel destinations, books, movies, and hiking adventures. • A preview of a potential new podcast format featuring real listener financial case studies. Key Timestamps: (01:34) – Jesse's New Chapter (04:43) – Leading with Financial Planning (07:58) – Who Are Jesse's Ideal Clients? (10:29) – Celebrating 150 Episodes (12:23) – Who's on Your Team? (13:50) – What Are Jesse's Frivolous Purchases? (15:06) – When Will Jesse Be Financially Independent? (18:06) – What's the Worst Financial Advice Jesse's Given? (20:29) – Would Jesse Ever Leave Rochester? (22:35) – What's Jesse's Family Situation? (27:24) – University, Squash, and Effort (32:32) – Space Telescopes, Engineering, and Results (37:28) – Starting The Best Interest Blog and Becoming a Financial Planner (43:03) – Why Not Just Be a Content Creator? (45:33) – Making a Career Change (50:43) – Travel (53:14) – Books and Movies (56:55) – 46 Peaks (59:00) – Jesse's Pizza Philosophy (01:00:36) – What's Next for the Podcast? Key Topics Discussed:The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques Mentions: Website: https://rialtowealth.com/ LinkedIn: https://www.linkedin.com/in/jesse-cramer-11b58155/ Mentions: Deep Work: Rules for Focused Success in a Distracted World by Cal Newport A Random Walk Down Wall Street: The Best Investment Guide That Money Can Buy by Burton G. Malkiel https://libbyapp.com/ https://www.harpercollins.com/blogs/authors/chris-crutcher https://bestinterest.blog/e123/ https://finconexpo.com/ More of The Best Interest:Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at jesse@bestinterest.blog Need a financial planner? → PlanWithJesse.com The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.
Daniel welcomes back his stylist Carrie for her life updates since he last interviewed her. They talk about world travels, living in the South Bay, and her new career as an artist. See Carrie's work at https://www.carriecramerart.com/ Join our Patreon for exclusive content: http://patreon.com/toshshow Download the Kalshi app and use code TOSH to get up to $500 in bonus credits when you trade $25
Cramer says this chip stock could rise much more. Become an Investing Club member to go behind the scenes with Jim Cramer and Jeff Marks every day as they talk candidly about the market's biggest headlines, analyst calls and holdings in the Charitable Trust – and see up close how they decide when, and if, to take action on stocks. Sign up here: cnbc.com/morningtake CNBC Investing Club Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Market Complacency, Private Credit, FOMO Insurance. Fed Policy, Bond Buybacks, Operation Twist. Commodity Crunch, Hidden Volatility, Market Sinkhole – want more? Listen to this episode and you may find out about what lurks underneath the surface… Looking into the WHO CARES economy with our Guest- IBKR's Chief Market Strategist – Steve Sosnick. NEW! DOWNLOAD THIS EPISODE’S AI GENERATED SHOW NOTES (Guest Segment) Steve is the Chief Strategist at Interactive Brokers. He also serves as Head Trader of IBKR Securities Services, the firm's trading division (formerly known as Timber Hill), and is a Member of Interactive Brokers Group, the firm's holding company. Steve has held numerous roles in the organization since joining Timber Hill in 1995 as Equity Risk Manager and an options market maker. He led the firm into Canada in 1998 and managed Timber Hill Canada throughout its existence. Much of Steve's career was spent quietly developing and implementing algorithmic and electronic trading strategies for stocks and options before moving into a more visible role as Chief Options Strategist and later Chief Strategist. Steve has guest authored several columns in Barron's and made numerous live appearances on Bloomberg TV and Radio, CNBC. Check this out and find out more at: http://www.interactivebrokers.com/ Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy – HERE Stocks mentioned in this episode: (GLD), (SLV),(AAPL), (BX), (CVX), (GOOGL), (IBM), (IBKR), (META), (MSFT)
Vaccine skepticism and distrust of pharmaceutical companies long predated RFK, Jr.'s 2024 presidential campaign. But the distrust of mainstream medical authority has now grown so deep that the United States can no longer contain the spread of measles. The country's measles-vaccination rates have dropped below the threshold for herd immunity. Obviously, Trump's misleading vax ruminations from the Oval Office have not helped the matter. The New Yorker's Ruby Cramer discusses her reporting on one family's frightening medical experience after one parent fell down the MAHA rabbit hole. Plus: The administration has given Big Ag a pass, Democrats should try recapturing health-conscious voters, the overlooked case of an American shot by immigration thugs, and the surprising backstory of Kari Lake becoming ambassador to Jamaica. Ruby Cramer joins Tim Miller.show notes: "The Next Level" pod will be out later today Ruby's New Yorker piece, "The MAHA Custody Battle" Ruby's reporting on the preschool worker who was shot by Border Patrol Ruby on the DNC's Ken Martin "Eddington," the film Ruby referenced (and recommended by Sonny) Bulwark LIVE: GOOD FIGHT TOUR with Tim, Sarah, Sam and JVL is coming to the Southeast in October. Tickets are on sale NOW. Head to TheBulwark.com/Events for details and to get your tickets.
Cramer says investors are being hysterical if they sell shares of this tech giant. Become an Investing Club member to go behind the scenes with Jim Cramer and Jeff Marks every day as they talk candidly about the market's biggest headlines, analyst calls and holdings in the Charitable Trust – and see up close how they decide when, and if, to take action on stocks. Sign up here: cnbc.com/morningtake CNBC Investing Club Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Operating Twist becomes Operation FAIL. NVDA Earnings and other interesting stuff. We get into the real facts about our oil reserves. Asset Allocation finally explained with our guest -Tom Nelson, Senior Vice-President and head of asset allocation portfolio management at Franklin Templeton. NEW! DOWNLOAD THIS EPISODE'S AI GENERATED SHOW NOTES (Guest Segment) Tom Nelson is a senior vice president and head of asset allocation portfolio management for Franklin Templeton Investment Solutions. He is a member of the Investment Strategy & Research Committee. He is a portfolio manager of a number of funds offered for sale in various jurisdictions. He is lead portfolio manager of the Franklin NextStep Fund series, the Franklin VolSmart Allocation VIP Fund and numerous model portfolio programs. He is portfolio manager of Franklin LifeSmart Retirement Target Funds, the Franklin Fund Allocator Series available in the United States and several custom institutional portfolio mandates. Mr. Nelson joined Franklin Templeton in 2007 and co-founded the firm’s quantitative research services group upon joining the company. He moved to Franklin Templeton Investment Solutions in 2009. Prior to working at Franklin Templeton, Mr. Nelson worked for Bloomberg LP from 1991 to 2007, where he was most recently manager of the Americas market specialist teams. Mr. Nelson holds a B.S. in accounting from the University of Delaware. He is a Chartered Financial Analyst (CFA) charterholder and a Chartered Alternative Investment Analyst (CAIA) charterholder. He is a member of the CFA Institute, the New York Society of Security Analysts and the Chartered Alternative Investment Analyst Association. Check this out and find out more at: http://www.interactivebrokers.com/ Looking to invest in The Disciplined Investor Managed Growth Strategy? Click HERE for the virtual tour → www.thedisciplinedinvestor.com Follow @andrewhorowitz Stocks Mentioned in the Episode: (NVDA), (DELL), (SNDK), (MU), (MSFT), (AAPL), (AMZN), (META), (GOOGL), (XOM), (CVX), (BTC-USD), (GLD), (SLV)
Join US Website: www.coachsedge.coachEmail: contact@cramerbasketball.comCamps: www.Cramerbasketball.comOnline Training: https://cramerbasketball.mypthub.net/3/p/133059Twitter.com/coachsedge1Twitter.com/cramerbballFacebook.com/cramerbasketballYoutube.com/cramerbasketballInstagram.com/cramer_basketballBasketball coach basketball podcast basketball strategyPlayer development zone offense zone defense pressing pressure defense programbuilding team defense pack line defense baseline defense zone defense 1-3-1defense basketball united slapping glass coaching tips teach hoops how to coachbasketball basketball podcast youth basketball basketball camps basketballimmersion training basketball shooting tips basketball conditioning shootingdrills ball handling drills passing drills basketball drills basketballworkouts basketball drills youth basketball basketball drills open gymsshootouts scrimmages man to man defense basketball officials and deep dive refssports psychology shot selection dribble drive offense shooting coach freethrows athletic development no middle defense
Cramer says he would still be a buyer of this cybersecurity stock. Become an Investing Club member to go behind the scenes with Jim Cramer and Jeff Marks every day as they talk candidly about the market's biggest headlines, analyst calls and holdings in the Charitable Trust – and see up close how they decide when, and if, to take action on stocks. Sign up here: cnbc.com/morningtake CNBC Investing Club Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
On a big day for the AI trade, Carl Quintanilla, Jim Cramer and David Faber covered all of the bases on Nvidia's blowout quarter and bullish sales outlook that boosted the stock and the chip sector. Hear what Nvidia CEO Jensen Huang said to Jim on "Mad Money" about the tech giant's growth prospects. Salesforce shares soared on a Q2 beat, raised guidance and an expanded partnership with Anthropic. Also in focus: What Salesforce CEO Marc Benioff and Anthropic CEO Dario Amodei told Cramer on CNBC; CrowdStrike surges; Dollar Tree and Dollar General shares make big moves in opposite directions; Best Buy slides; Fed Chairman Warsh's Jackson Hole speech just one day away; Where's the beef? Why Wendy's shares tumbled. Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
CNBC's Jim Cramer made headlines after revealing that he sold his Bitcoin amid concerns about the cryptocurrency's future. Bitcoin then surged, reigniting the infamous “Inverse Cramer” discussion among crypto traders and investors. The timing has once again put Cramer's market calls under the spotlight.
Cramer believes the idea behind this tech stock being down is ridiculous. Become an Investing Club member to go behind the scenes with Jim Cramer and Jeff Marks every day as they talk candidly about the market's biggest headlines, analyst calls and holdings in the Charitable Trust – and see up close how they decide when, and if, to take action on stocks. Sign up here: cnbc.com/morningtake Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Gov. Kelly Armstrong was asked recently on a talk radio program about bigoted comments made by state Rep. Desiree Morton, a fellow Republican. "That's dumb," he said of her attacks on Somali immigrants and Muslims. On this episode of Plain Talk, we dive into correspondence Rep. Morton had with one of her constituents in which she continues to stand by those bigoted comments. "They have taken over city after city and have instituted Sharia Law in many areas. In their own words they have said that they hate America and everything she stands for," Morton wrote to her constituent. "They hate our Constitution and defy our laws. Their goal is to take over America and institute Sharia Law just as they have done in other countries around the world. This isn't just true for Somalians, but for many who hold to the ideology of Islam." Also, co-host Chad Oban and I take some feedback from a listener who says that we're wrong when we say that Flock cameras are not a constitutional violation, and we discuss Sen. Kevin Cramer pushing back on President Donald Trump's administration harder than he ever has in the past. The issue is wetlands policy from President Joe Biden's time in office, which have been allowed to linger under the Trump administration, and Cramer has taken a hard stand, putting a hold on confirmation all of President Trump's nominees until he addresses the matter. We also discuss whether Cramer will seek re-election when he's on the ballot again in 2030. The Senator says he isn't sure. We discuss the implications. If you want to participate in Plain Talk, just give us a call or text at 701-587-3141. It's super easy — leave your message, tell us your name and where you're from, and we might feature it on an upcoming episode. To subscribe to Plain Talk, search for the show wherever you get your podcasts or use one of the links below. Apple Podcasts | Spotify | YouTube | Pocket Casts | Episode Archive
Gov. Kelly Armstrong was asked recently on a talk radio program about bigoted comments made by state Rep. Desiree Morton, a fellow Republican. "That's dumb," he said of her attacks on Somali immigrants and Muslims. On this episode of Plain Talk, we dive into correspondence Rep. Morton had with one of her constituents in which she continues to stand by those bigoted comments. "They have taken over city after city and have instituted Sharia Law in many areas. In their own words they have said that they hate America and everything she stands for," Morton wrote to her constituent. "They hate our Constitution and defy our laws. Their goal is to take over America and institute Sharia Law just as they have done in other countries around the world. This isn't just true for Somalians, but for many who hold to the ideology of Islam." Also, co-host Chad Oban and I take some feedback from a listener who says that we're wrong when we say that Flock cameras are not a constitutional violation, and we discuss Sen. Kevin Cramer pushing back on President Donald Trump's administration harder than he ever has in the past. The issue is wetlands policy from President Joe Biden's time in office, which have been allowed to linger under the Trump administration, and Cramer has taken a hard stand, putting a hold on confirmation all of President Trump's nominees until he addresses the matter. We also discuss whether Cramer will seek re-election when he's on the ballot again in 2030. The Senator says he isn't sure. We discuss the implications. If you want to participate in Plain Talk, just give us a call or text at 701-587-3141. It's super easy — leave your message, tell us your name and where you're from, and we might feature it on an upcoming episode. To subscribe to Plain Talk, search for the show wherever you get your podcasts or use one of the links below. Apple Podcasts | Spotify | YouTube | Pocket Casts | Episode Archive
Carl Quintanilla, Jim Cramer and David Faber discussed the chip sector rebounding from Monday's weakness, as well as Nvidia looking to snap a seven-day-losing streak — its longest such streak since 2022 — ahead of the chip giant's much-anticipated earnings due out after Wednesday's close of trading. The anchors reacted to Stanley Druckenmiller's op-ed in The Wall Street Journal, in which the legendary hedge fund manager called the Treasury Department's bond intervention a "mistake," adding that the government needs to "let the bond market speak." Shares of Dick's Sporting Goods plunged on lowered guidance: Hear Jim compare the retailer's challenges with Nike's woes. Also in focus: U.S.-Canada trade war intensifies, SpaceX's morning launch, Elon Musk's AI vision, Cramer on beaten-down Netflix shares. Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
A tongue twister of a move – Bessent's Big Bond Blunder (say that a few times). Bitcoin moving higher – not for the reasons you think. The shine is off the penny – Investors rethinking their tech bets. This week’s guest – all over SpaceX, Tesla and the latest tech is – Ross Gerber of Gerber Kawasaki. NEW! DOWNLOAD THIS EPISODE'S AI GENERATED SHOW NOTES (Guest Segment) Ross Gerber is the Co-Founder, President and CEO of Gerber Kawasaki Wealth and Investment Management. Ross oversees Gerber Kawasaki’s corporate and investment management operations as well as serves individual clients. Ross has become one of the most followed investors on social and in traditional media. His investment ideas and advice have made him a regular in the business news and he is featured on CNN, CNBC, Fox Business News, Bloomberg and Reuters as well as a contributing writer for Forbes.com. He has been ranked as one of the most influential investment advisors and Fintech innovators in America. Ross and the Gerber Kawasaki team oversees well over a billion dollars of investments focused on technology, media and entertainment companies for clients and the firm. Gerber Kawasaki has grown to be a leader in Fintech by leveraging technology to work with a younger generation of clients. Ross is an expert in online marketing and social media as well as co-developed the company's app for IOS. Check this out and find out more at: http://www.interactivebrokers.com/ Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy – HERE (https://thedisciplinedinvestor.com/blog/tdi-strategy/) Stocks mentioned in this episode: (NVDA), (MSFT), (AMD), (TSLA), (SPCX)
Carl Quintanilla, Jim Cramer and David Faber led off the show with Jim live from Micron headquarters in Boise, Idaho. The chipmaker announced a $10 billion investment in a new AI and memory research lab. Cramer spoke exclusively with Micron CEO Sanjay Mehrotra about how the company is capitalizing on the AI boom. The anchors discussed a number of stories weighing on stocks: Walmart shares tumbled after the company missed on raised guidance and posted its weakest same-store sales growth in more than six years; Yields rebounded one day after the Treasury Department announced an increase in bond buybacks; Oil prices jumped after President Trump threatened "unprecedented" economic war against Iran. Also in focus: Strategy, Coinbase and Bitcoin extend their big rally sparked by Trump's White House meeting with crypto executives. Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Cramer explains why he is bullish on this home improvement retailer. Become an Investing Club member to go behind the scenes with Jim Cramer and Jeff Marks every day as they talk candidly about the market's biggest headlines, analyst calls and holdings in the Charitable Trust – and see up close how they decide when, and if, to take action on stocks. Sign up here: cnbc.com/morningtake CNBC Investing Club Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Carl Quintanilla and Jim Cramer led off the show with tech as a market bright spot: Sandisk, Western Digital and Micron rallied after The Wall Street Journal reported Commerce Secretary Lutnick urged Apple not to buy Chinese memory chips. The anchors discussed Anthropic amid reports its revenue has skyrocketed as the AI startup prepares to go public. President Trump's comments on the Iran war also in the spotlight — from his warning to Oman to him urging Americans to accept higher gas prices. Also in focus: The beaten-down names Cramer believes you should buy now, Nvidia's $21 billion SpaceX stake, OpenAI's president on recent executive departures, Disney's CEO on the company's stock slump, Situational Awareness meltdown fallout. Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Cramer says investors should go for this stock if they want exposure to memory. Become an Investing Club member to go behind the scenes with Jim Cramer and Jeff Marks every day as they talk candidly about the market's biggest headlines, analyst calls and holdings in the Charitable Trust – and see up close how they decide when, and if, to take action on stocks. Sign up here: cnbc.com/morningtake CNBC Investing Club Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
NUA – Never pay tax on Company stock in your 401k – let's dive in. Kinetic to Economic – all the war time buzzwords. Are Massive Sovereign Debtloads choking future growth? We get to that with our Guest – listener fav Satyajit Das. NEW! DOWNLOAD THIS EPISODE'S AI GENERATED SHOW NOTES (Guest Segment) Satyajit Das is an internationally respected expert in finance, with over 37 years' experience. Das presciently anticipated many aspects of the global financial crisis in 2006. He subsequently proved accurate in his warnings about the ineffectiveness of policy responses and the risk of low growth, sovereign debt problems (anticipating the restructuring of Greek debt), and the increasing problems of China and emerging economies. In 2014 Bloomberg nominated him as one of the fifty most influential financial thinkers in the world. Das is the author of a number of key reference works on derivatives and risk management. Das is the author of two international bestsellers, Traders, Guns & Money (2006) and Extreme Money (2011). His latest book is A Banquet of Consequences: Have We Consumed Our Own Future? (2015 & 2021) He was featured in Charles Ferguson's 2010 Oscar-winning documentary Inside Job, the 2012 PBS Frontline series Money, Power & Wall Street, the 2009 BBC TV documentary Tricks with Risk, and the 2015 German film Who's Saving Whom. His writing appears in Financial Times, Nikkei Asia review and Marketwatch Check this out and find out more at: http://www.interactivebrokers.com/ Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy – HERE Stocks mentioned in this episode: (GLD), (SLV), (SPY)
Carl Quintanilla, Jim Cramer, and David Faber discussed this morning's PPI print, with wholesale prices coming in flat in July, below expectations. They then turned to tech, bringing in Cisco Chair & CEO Chuck Robbins to discuss the company's latest earnings; shares fell despite a beat and record revenue. Later in the hour, Cramer discussed Tapestry's rough quarter after the stock dropped double digits following the open. Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Cramer says this semiconductor giant's stock has a very good chance of breaking out. Become an Investing Club member to go behind the scenes with Jim Cramer and Jeff Marks every day as they talk candidly about the market's biggest headlines, analyst calls and holdings in the Charitable Trust – and see up close how they decide when, and if, to take action on stocks. Sign up here: cnbc.com/morningtake CNBC Investing Club Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
The Club is adding a position in this memory chip giant. Become an Investing Club member to go behind the scenes with Jim Cramer and Jeff Marks every day as they talk candidly about the market's biggest headlines, analyst calls and holdings in the Charitable Trust – and see up close how they decide when, and if, to take action on stocks. Sign up here: cnbc.com/morningtake CNBC Investing Club Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Gold and silver ripping. Jobs numbers telling different many stories. A good lesson from crowded trades – Let’s not Tip The Boat… Thomas Thornton, Hedge Fund Telemetry is this week’s guest. NEW! DOWNLOAD THE AI GENERATED SHOW NOTES (Guest Segment) Thomas Thornton is a former portfolio manager, senior trader, and technical analyst with Level Global Investors and Galileo Capital. Tom has written a daily market note for a select group of hedge fund managers for years and now has offered it for all investors with Hedge Fund Telemetry. His long term focus on sentiment indicators borders on the obsessive. Our growing team at Hedge Fund Telemetry is comprised of current and former buy and sell side individuals. Hedge Fund Telemetry was first conceived with inspiration from Tom's lifelong passion following Formula 1 racing. In the early 90's, Formula 1 teams started to equip cars with sensors on every imaginable component and data was relayed wirelessly through telemetry to the pits to analyze and then instructions from the pits were relayed back to the driver so he could make changes to find the optimal balance for the car. It has always been the same way for Tom, as a senior trader at his hedge fund, he would get in early, collect data from many sources, analyze that data, and then communicate information out to his firm so his team could properly balance the firm's portfolio. It's now our goal to relay that same type of information so that one can also gain that edge. Follow @TommyThornton Check this out and find out more at: http://www.interactivebrokers.com/ Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy – HERE Stocks mentioned in this episode: (SNDK), (MSFT), (BABA), (BIDU), (GLD), (LULU), (SBUX), CMG), (NKE), (JD), (KWEB)
Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3655: Jesse Cramer reveals how rogue ocean waves form through constructive interference and why the stock market behaves the same way, with fundamentals, expectations, and irrational behavior combining into outsized swings. He shares why amateur investors are better served by long-term investing, low fees, diversification, and rebalancing than by trying to predict the next big wave. Read along with the original article(s) here: https://bestinterest.blog/rogue-waves-rogue-markets/ Quotes to ponder: "Constructive interference is likely a cause of rogue waves: multiple small waves happen to cross paths at the same spot in the ocean, producing an uncharacteristically large wave." "Irrationality can be exuberant or pessimistic. It pushes highs too high and lows too low." "Instead, you've got to choose an investing strategy that ignores the waves altogether." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices