Podcast appearances and mentions of Lawrence B Keller

Is term life insurance the right choice for you? Find out in this episode as our guest, Lawrence Keller joins us to discuss term life insurance and break down: ✅ What term life insurance is & how it works. ✅ The key differences between term and whole life insurance. ✅ Why some choose term over whole life. ✅ The different types of term policies (fixed, increasing, decreasing, annual renewable). ✅ The benefits of term life insurance. ✅ Whether young doctors really need life insurance. Lawrence B. Keller is a CERTIFIED FINANCIAL PLANNER™ professional and the founder of Physician Financial Services, a company dealing exclusively with the financial needs and concerns of members of the medical profession. Mr. Keller has spent the last thirty three years providing insurance and investment products and services to resident, fellow and attending physicians. These include, but are not limited to, disability income insurance, life insurance, and investments. Mr. Keller represents many well-respected companies in the financial services industry, which allows him the flexibility to provide unbiased advice and help recommend products that best suit each individuals needs and concerns. Recognizing that a physician's time is limited, and in an effort to remain knowledgeable to provide the most value to his clients, Mr. Keller has obtained his CFP® certification as well as earned the Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), Registered Health Underwriter (RHU) and Life Underwriter Training Council Fellow (LUTCF) designations.   This episode is sponsored by St John Associates. St. John Associates is a physician recruiting firm that was recommended to us by one of our listeners. They've been around for over 33 years, matched thousands of physicians with healthcare employers across the country, and their services are completely free to job seeking physicians. Their orthopedic surgery team, one of the top national recruiting teams in the ortho market, has over 18 years of experience and hundreds of matches in all ortho subspecialties. Visit them at StJohnJobs.com/Ortho to get started with your completely free orthopedic job search today. Following that link will let them know that you found them through us.

Episode 033 | Larry Keller, CFP®, CLU®, ChFC®, RHU®, LUTCF (oh my!) of Physician Financial Services is a great person to know if you're in the market for disability insurance. If you're a physician and have never even thought about or heard of disability insurance, he's an even better person to know.There is no shortage of insurance agents and/or financial advisors who work with or want to work with physicians. However, the one thing that cannot be replicated is experience. Working with an Insurance Agent familiar with the underwriting of both disability and life insurance policies can potentially minimize any surprises during the process.Larry spoke at the 2022 Physician Wellness and Financial Literacy Conference (WCICON22) and is a frequent contributor to White Coat Investor. While he might not be a doctor's first phone call regarding their insurance needs, he is often their last.Tune in to hear Larry's story and learn about the vital role disability insurance plays in a physician's overall financial health.Connect with and learn more about Larry Keller, CFP, and Physician Financial Services

Lawrence B. Keller is a CERTIFIED FINANCIAL PLANNER™ professional and the founder of Physician Financial Services, a company dealing exclusively with the financial needs and concerns of members of the medical profession.

Mr. Keller has spent the last 33 years providing insurance and investment products and services to residents, fellows, and attending physicians. These include, but are not limited to, disability income insurance, life insurance, and investments. Mr. Keller represents many well-respected companies in the financial services industry, which allows him the flexibility to provide unbiased advice and help recommend products that best suit each individual's needs and concerns. Recognizing that a physician's time is limited, and in an effort to remain knowledgeable to provide the most value to his clients, Mr. Keller has obtained his CFP® certification as well as earned the Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), Registered Health Underwriter (RHU) and Life Underwriter Training Council Fellow (LUTCF) designations. Mr. Keller continues to keep abreast of the marketplace by attending professional conferences, and is an active member of the National Association of Insurance and Financial Advisors (NAIFA), the Financial Planning Association (FPA) and the Society of Financial Service Professionals (SFSP). In addition, Mr. Keller has qualified for the National Association of Insurance and Financial Advisors National Quality Award and is also a Qualifying & Life Member of the Million Dollar Round Table (MDRT), an independent, international association of the life insurance industry's most successful underwriters. He is also a qualifying member of the 2023 Top of the Table®. In this show, we discuss: Term life insurance Whole life insurance Umbrella insurance Larry's Website Financial Waterfall by WCI

Lawrence B. Keller is a CERTIFIED FINANCIAL PLANNER™ professional and the founder of Physician Financial Services, a company dealing exclusively with the financial needs and concerns of members of the medical profession.

Mr. Keller has spent the last 33 years providing insurance and investment products and services to resident, fellow, and attending physicians. These include, but are not limited to, disability income insurance, life insurance, and investments. Mr. Keller represents many well-respected companies in the financial services industry, which allows him the flexibility to provide unbiased advice and help recommend products that best suit each individuals needs and concerns. Recognizing that a physician's time is limited, and in an effort to remain knowledgeable to provide the most value to his clients, Mr. Keller has obtained his CFP® certification as well as earned the Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), Registered Health Underwriter (RHU) and Life Underwriter Training Council Fellow (LUTCF) designations. Mr. Keller continues to keep abreast of the marketplace by attending professional conferences, and is an active member of the National Association of Insurance and Financial Advisors (NAIFA), the Financial Planning Association (FPA) and the Society of Financial Service Professionals (SFSP). In addition, Mr. Keller has qualified for the National Association of Insurance and Financial Advisors National Quality Award and is also a Qualifying & Life Member of the Million Dollar Round Table (MDRT), an independent, international association of the life insurance industry's most successful underwriters. He is also a qualifying member of the 2023 Top of the Table®. In this show, we discuss: The importance of having a disability insurance policy The important variables built into the policy Pearl and pitfalls of acquiring a policy Shopping and comparing insurance policies Finding the right agent who is working on your behalf Resources mentioned in the show: WCI on disability insurance Jimmy Turner on Medicine Redefined

Today, Michael Byrd and Bradford Adatto, both of ByrdAdatto law firm, join us as we discuss employment contracts. Whether you're embarking on a new job opportunity as a physician, or seeking to understand your current employment situation better, understanding the ins and outs of employment contracts is crucial, and this episode promises to equip you with the knowledge and insights to navigate your employment contracts effectively. As the son of a doctor and entrepreneur, Michael S. Byrd has a personal connection to both business and medicine. As the father of five, he has learned the importance of listening closely and thinking creatively. With his background as both a litigator and transactional attorney, Michael brings a comprehensive perspective to business and health care issues. He has been named to Texas Rising Stars and Texas Super Lawyers, published by Thompson Reuters, for multiple years (2009-2023), selected Best Lawyer in America (2024), and recognized as a Best Lawyer in Dallas by D Magazine (2013, 2016-2023). Bradford E. Adatto decided to become a lawyer during sixth-grade Career Day, when he promised to represent his best friend, a future doctor. A few decades and many miles later, he started his own law firm that focused on representing health care and corporate clients. And yes, his best friend from sixth grade is among them. Brad's background is in regulatory, transactional, and securities law. Having worked in health care law his entire career, he has an in-depth knowledge of the “do's and don'ts” of this heavily regulated industry. As the son of a medical doctor and grandson of a medical doctor and dentist, Brad has the health care industry in his blood. He enjoys helping his clients build successful businesses by showing them how to avoid legal problems, create new opportunities, develop new partnerships, and form new entities. ByrdAdatto has extensive experience serving doctors, dentists, and other providers, and can address a spectrum of legal issues in the business of medicine. The team at ByrdAdatto has a deep, personal connection to the world of medicine, as it comprises of parents, spouses, and siblings who are doctors and dentists, and one of the partners, Jeffrey Segal, is both an attorney and a neurosurgeon. ByrdAdatto consequently has a unique understanding of the medical industry and serves clients across all specialties. In this episode, we talk about essential elements you need to know to navigate the world of employment contracts confidently, and our guests share some informative points on queries you may have about employment contracts like; What are employment contracts? What should you do before signing an employment contract? What is the consequence of signing an employment contract without due diligence? How do you ensure an employment contract aligns with your goals and visions? What is a letter of intent? And many more!   This episode is sponsored by Lawrence B. Keller of Physician Financial Services.  Larry has been dealing with disability insurance and term life insurance for physicians, and other healthcare professionals, since 1990. In many cases, Larry has access to Guaranteed Standard Issue (GSI) disability insurance policies for Medical Resident and Fellows that does not require medical underwriting. To learn more or to have your existing policies reviewed, feel free to reach out to Larry at (516) 677-6211, by email to Lkeller@physicianfinancialservices.com or visitwww.physicianfinancialservices.com. While he might not be a doctor's first phone call regarding their insurance needs, he is often their last.

Just as you mend bones and restore mobility, it's equally crucial to safeguard your hard-earned assets from unforeseen risks and challenges. In this episode, David Mandell joins us as we embark on a journey to explore the strategies, insights, and practical tips tailored towards protecting your assets as an orthopaedic. David Mandell is an attorney in The Law Office of David B. Mandell, PC, and principal of the nationally-known wealth management firm OJM Group, LLC. He holds a bachelor's degree, with honors, from Harvard University. His law degree is from the UCLA School of Law, and he also earned an MBA from UCLA's Anderson School of Management. Mr Mandell is the author of more than fifteen books written specifically for doctors. These include the past book Wealth Protection Planning for Orthopaedic Surgeons & Sports Medicine Specialists and his most recent Wealth Planning for the Modern Physician: Residency to Retirement, which is also the title of a podcast Mr. Mandell hosts, now in its 3rd season. His expertise from these books has allowed him to write articles in over 100 publications, including AAOS Now and Orthopedics Today, where he and orthopedic surgeon Dr. Sanjeev Bhatia have an ongoing monthly column called Forward Thinking. He has also appeared as an authority on television, including Fox and Bloomberg TV. Mr. Mandell has addressed many of the nation's leading medical conferences, including The American Osteopathic Academy of Orthopedics, the American Section of the International College of Surgeons, the American Association of Neurological Surgeons, the American Society of Plastic Surgeons, the Ortho Summit, the American Association of Orthopaedic Executives, and numerous others. In this episode, David shares about protecting your assets, and he shares some informative points on queries you may have about asset protection, like: What is asset protection and why should orthopedists care about it? What type of risks are orthopedists concerned about? Doesn't insurance protect us against these risks? What are some examples you've seen where doctors' assets have not been protected? What kind of assets are we talking about protecting? And more! Get a free book from David on Wealth Planning by following the steps: Step 1: Visit ojmbookstore.com Step 2: Enter promo code NAILEDIT23 at checkout. or simply Text NAILEDIT23 to 844-418-1212 and click the link in the reply text to order.   This episode is sponsored by Lawrence B. Keller of Physician Financial Services.  Larry has been dealing with disability insurance and term life insurance for physicians, and other healthcare professionals, since 1990. In many cases, Larry has access to Guaranteed Standard Issue (GSI) disability insurance policies for Medical Resident and Fellows that does not require medical underwriting. To learn more or to have your existing policies reviewed, feel free to reach out to Larry at (516) 677-6211, by email to Lkeller@physicianfinancialservices.com or visitwww.physicianfinancialservices.com. While he might not be a doctor's first phone call regarding their insurance needs, he is often their last.

In today's episode of the Ortho Finance series, we explore the topic: ‘Tax Deductions' with our guest, Cecil Staton, as we uncover strategies that could potentially save you a lot of money. Cecil Staton is a CERTIFIED FINANCIAL PLANNER™, committed to the highest standards of excellence and professionalism in the industry. After earning his bachelor's degree in Financial Planning from the University of Georgia, he worked for several firms in Atlanta, GA. He now calls Athens, GA home. Cecil started Arch Financial Planning to make a difference in people's lives. He helps his clients pay down student loans, reduce taxes, invest smarter, and retire confidently on their terms. Click here to learn more about Cecil Staton.   As we dive deep into the world of tax deductions, we break down the myths and mysteries of tax deductions, thereby helping you gain an understanding of tax deductions, which could potentially lead to unlocking significant savings and maximizing your financial well-being. In this episode, Cecil provides answers to pertinent questions you may have on tax deductions, like: What is the marginal tax rate? What is taxable income? What is the alternative minimum tax? What are some ways to decrease employment taxes? What are some ways to decrease self employment taxes? And many more!   This episode is sponsored by Lawrence B. Keller of Physician Financial Services.  Larry has been dealing with disability insurance and term life insurance for physicians, and other healthcare professionals, since 1990. In many cases, Larry has access to Guaranteed Standard Issue (GSI) disability insurance policies for Medical Resident and Fellows that does not require medical underwriting. To learn more or to have your existing policies reviewed, feel free to reach out to Larry at (516) 677-6211, by email to Lkeller@physicianfinancialservices.com or visitwww.physicianfinancialservices.com. While he might not be a doctor's first phone call regarding their insurance needs, he is often their last.

Listen to the second part of our episode with Lawrence Kelller on Disability Insurance.  Lawrence B. Keller is a CERTIFIED FINANCIAL PLANNER™ professional and the founder of Physician Financial Services, a company dealing exclusively with the financial needs and concerns of members of the medical profession. Mr. Keller has spent the last thirty three years providing insurance and investment products and services to resident, fellow and attending physicians. These include, but are not limited to, disability income insurance, life insurance, and investments. Mr. Keller represents many well-respected companies in the financial services industry, which allows him the flexibility to provide unbiased advice and help recommend products that best suit each individuals needs and concerns. Recognizing that a physician's time is limited, and in an effort to remain knowledgeable to provide the most value to his clients, Mr. Keller has obtained his CFP® certification as well as earned the Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), Registered Health Underwriter (RHU) and Life Underwriter Training Council Fellow (LUTCF) designations. In this episode, Lawrence talks about disability insurance, and he shares insights into questions which you may have about disability insurance for physicians and other healthcare professionals, like: What are disability insurance plans? When should people get multiple disability insurance plans? What insurance coverage is available for active duty military surgeons? Why do disability plans cost more for females than males? And many more!   This episode is sponsored by the American Academy of Orthopaedic Surgeons: Filled with content that has been vetted by some of the top names in orthopaedics, the AAOS Resident Orthopaedic Core Knowledge (ROCK) program sets the standard for orthopaedic education. Whether ROCK is incorporated into your residency curriculum, or you use it independently as a study tool, the educational content on ROCK is always free to residents. You'll gain the insights and confidence needed to ensure a successful future as a board-certified surgeon who delivers the best patient care. Log on at https://rock.aaos.org/.

Listen to our episode with Lawrence Kelller on Disability Insurance.  Lawrence B. Keller is a CERTIFIED FINANCIAL PLANNER™ professional and the founder of Physician Financial Services, a company dealing exclusively with the financial needs and concerns of members of the medical profession. Mr. Keller has spent the last thirty three years providing insurance and investment products and services to resident, fellow and attending physicians. These include, but are not limited to, disability income insurance, life insurance, and investments. Mr. Keller represents many well-respected companies in the financial services industry, which allows him the flexibility to provide unbiased advice and help recommend products that best suit each individuals needs and concerns. Recognizing that a physician's time is limited, and in an effort to remain knowledgeable to provide the most value to his clients, Mr. Keller has obtained his CFP® certification as well as earned the Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), Registered Health Underwriter (RHU) and Life Underwriter Training Council Fellow (LUTCF) designations. In this episode, Lawrence talks about disability insurance, and he shares insights into questions which you may have about disability insurance for physicians and other healthcare professionals, like Why do healthcare professionals need disability insurance? What's the difference between short term and long term disability? What are some different types of disability policies? What are some different mistakes that people make when they're getting different disability policies?  And many more!   This episode is sponsored by the American Academy of Orthopaedic Surgeons: Filled with content that has been vetted by some of the top names in orthopaedics, the AAOS Resident Orthopaedic Core Knowledge (ROCK) program sets the standard for orthopaedic education. Whether ROCK is incorporated into your residency curriculum, or you use it independently as a study tool, the educational content on ROCK is always free to residents. You'll gain the insights and confidence needed to ensure a successful future as a board-certified surgeon who delivers the best patient care. Log on at https://rock.aaos.org/.

Hello, and welcome to Beauty and the Biz where we talk about the business and marketing side of plastic surgery and my 10 top practice pearls. I'm your host, Catherine Maley, author of Your Aesthetic Practice – What your patients are saying, as well as consultant to plastic surgeons, to get them more patients, more profits and stellar reputations. Now, today's episode is called "200th Episode — 10 Top Practice Pearls". Time really does fly. I am so excited to record this 200th episode of the Beauty and the Biz Podcast.  Four years ago, the Beauty and the Biz Podcast was created to talk about the business and marketing side of plastic surgery, and it's been a great ride.  It's fascinating to hear how every practice is unique and runs differently because each surgeon is different in their beliefs, perceptions, understandings, and past experiences. This week's Beauty and the Biz podcast is a compilation of the 10 Top Practice Pearls I gleaned from my guest interviews that you will find thought-provoking and even mind-bending.  Thank you so much for following my work and enjoy! P.S. Please review!

Hello, and welcome to Beauty and the Biz where we talk about the business and marketing side of plastic surgery, and what happens if something happens to you. I'm your host, Catherine Maley, author of Your Aesthetic Practice – What your patients are saying, as well as consultant to plastic surgeons, to get them more patients and more profits. Now, today's episode is called "What Happens if Something Happens to You? — with Lawrence B. Keller, CFP". Life happens. Your house can burn down. You can tear your ACS in a skiing accident. You can fall off a ladder and be off your feet for 6 weeks (those are just a few things that have happened to other surgeons I know). So, to get you clearer answers for how to protect yourself when you're not able to generate revenues like you used to, I interviewed an expert. In this week's Beauty and the Biz Podcast, Larry Keller, founder of Physician Financial Services, offered straight forward advice for you to set yourself to win no matter what happens. For the past 31 years, he has worked with surgeons and physicians on income protection, wealth accumulation and asset protection. He offered great pearls for covering yourself if/when life goes sideways. I think you'll find this helpful on what happens if something happens to you. Visit Larry Keller's Website P.S. Get my hard copy book for free when you leave a review at Beauty and the Biz Podcast. Just follow the instructions below:

In the final episode of season 7 we “Zoom In” one last time with special guest and certified financial planner, Lawrence B. Keller. Tune in as we share safeguards to protect your income, your business and your family as we approach the New Year.Visit our website www.byrdadatto.com to learn more and to subscribe to the ByrdAdatto newsletter. Follow us on social media to stay up-to-date on the ByrdAdatto family. Finally, subscribe to our YouTube channel for short videos on breaking developments and interesting business and health care compliance topics.Facebook: https://www.facebook.com/ByrdAdatto/Twitter: https://twitter.com/ByrdAdattoInstagram: https://www.instagram.com/byrdadattolaw/LinkedIn: https://www.linkedin.com/company/byrdadattoYouTube: https://www.youtube.com/channel/UC6VSOw0W5lrrj4iIl1HxTbg

Do you like Websites? Today, a website is something that you need to have. My guest Gavin Baker from Baker Labs goes through everything that went into designing my website https://www.doctorsunbound.com. We talk about logos, fonts, about pages, design, layout, and so much more. Baker Labs’ goal is to always prioritize the client and Gavin goes through their extensive process in making sure their clients love their website. You can reach out to Baker Labs at https://www.bakerlabs.co/doctorsunbound Lawrence B. Keller, CFP, has been in the insurance and financial services industry since 1990. Working with an agent that is familiar with the underwriting of both disability and life insurance policies for physicians can all but guarantee a smooth underwriting process in which the desired outcome is likely.While he might not be a doctor’s first phone call regarding their insurance needs, he is often their last. Find Larry at https://www.doctorpodcastnetwork.com/larrykeller

Dr. Robert Pearl is the former CEO of The Permanente Medical Group (1999-2017), the nation’s largest medical group, and former president of The Mid-Atlantic Permanente Medical Group (2009-2017). In these roles he led 10,000 physicians, 38,000 staff and was responsible for the nationally recognized medical care of 5 million Kaiser Permanente members on the west and east coasts.  Named one of Modern Healthcare’s 50 most influential physician leaders, Pearl is an advocate for the power of integrated, prepaid, technologically advanced and physician-led healthcare delivery. He serves as a clinical professor of plastic surgery at Stanford University School of Medicine and is on the faculty of the Stanford Graduate School of Business, where he teaches courses on strategy and leadership, and lectures on information technology and health care policy. He is the author of “Mistreated: Why We think We’re Getting Good Healthcare—And Why We’re Usually Wrong,” a Washington Post bestseller that offers a roadmap for transforming American healthcare. All proceeds from the book go to Doctors Without Borders.  He hosts the popular podcast Fixing Healthcare, publishes a newsletter with over 10,000 subscribers called Monthly Musings on American Healthcare and is a regular contributor to Forbes. He has been featured on CBS This Morning, CNBC, NPR, and in TIME, USA Today and Bloomberg News. He has published more than 100 articles in medical journals and contributed to numerous books. A frequent keynote speaker at healthcare and medical technology conferences. Pearl has addressed the Commonwealth Club, the World Healthcare Congress, and the Institute for Healthcare Improvement’s National Quality Forum. Board certified in plastic and reconstructive surgery, Pearl received his medical degree from the Yale University School of Medicine, followed by a residency in plastic and reconstructive surgery at Stanford University.  From 2012 to 2017, Pearl served as chairman of the Council of Accountable Physician Practices (CAPP), which includes the nation’s largest and best multispecialty medical groups, and participated in the Bipartisan Congressional Task Force on Delivery System Reform and Health IT in Washington, D.C. Connect with Dr. Robert Pearl on Twitter @RobertPearlMD, LinkedIn and at his website robertpearlmd.com.    Unlock Bonus content and get the shows early on our Patreon Follow us or Subscribe: Apple Podcasts | Google Podcasts | Stitcher | Amazon  | Spotify   Lawrence B. Keller, CFP, has been in the insurance and financial services industry since 1990. Unlike medicine, which has a standardized path that physicians must take to gain the education, training and experience requirements necessary to obtain board certification, the insurance and financial services industry does not. Working with an agent that is familiar with the underwriting of both disability and life insurance policies for physicians can all but guarantee a smooth underwriting process in which the desired outcome is likely. While he might not be a doctor’s first phone call regarding their insurance needs, he is often their last. Find Larry at doctorpodcastnetwork.com/larrykeller    Show notes at https://rxforsuccesspodcast.com/48 Report-out with comments or feedback at https://rxforsuccesspodcast.com/report

Dr. Chrystene Nguyen takes the complicated out of dating for healthcare professionals with White Coat Romance. What started out as a Facebook community has now grown into a dating app for healthcare professionals. Dr. Nguyen knows it can be hard to find someone who not only has the same passions as you, but also understands the unique challenges of your profession. She shares how White Coat Romance started and gives advice on what it takes to turn your idea into reality. Lawrence B. Keller, CFP, has been in the insurance and financial services industry since 1990. Working with an agent that is familiar with the underwriting of both disability and life insurance policies for physicians can all but guarantee a smooth underwriting process in which the desired outcome is likely.While he might not be a doctor’s first phone call regarding their insurance needs, he is often their last. Find Larry at https://www.doctorpodcastnetwork.com/larrykeller    Get an in-depth, actionable plan for your website, marketing, and SEO. Get ahold of Baker Labs at https://www.bakerlabs.co/doctorsunbound

Human growth hormone is considered the most regulated drug in the United States. Authorized uses are extremely limited - which is why it is critical doctors of all specialties understand when the drug can be prescribed and when it cannot. Doctors specializing in age medicine must pay especially close attention. The legal consequences of getting this wrong are severe. Bodybuilder and internationally recognized “steroid lawyer” Rick Collins, JD, is our guide on this whirlwind tour of this controversial substance. Don’t miss it. Contact Rick Collins by visiting his website (www.steroidlaw.com), via email at rcollins@cgmbesq.com, or by phone at 516-294-0300. ----more---- This episode is sponsored by Physician Financial Services – a business widely recognized in the physician community for disability insurance.  Lawrence B. Keller, CFP, has been in the insurance and financial services industry since 1990. Unlike medicine, which has a standardized path that physicians must take to gain the education, training, and experience requirements necessary to obtain board certification, the insurance and financial services industry does not. While he might not be a doctor’s first phone call regarding their insurance needs, he is often their last. Find Larry at doctorpodcastnetwork.com/larrykeller.

Dr. Marlene Wust-Smith practices medicine her way. She has reinvented herself and started her own digital magazine, Physician Outlook, amidst the pandemic. Dr. Wust-Smith is not afraid to share her thoughts on what is wrong with medicine today. She believes in bringing the human back to medicine and doing right for the patient. Hear her journey on how she got to where she is today in this episode. Lawrence B. Keller, CFP, has been in the insurance and financial services industry since 1990. Working with an agent that is familiar with the underwriting of both disability and life insurance policies for physicians can all but guarantee a smooth underwriting process in which the desired outcome is likely. While he might not be a doctor’s first phone call regarding their insurance needs, he is often their last. Find Larry at https://www.doctorpodcastnetwork.com/larrykeller    Get an in-depth, actionable plan for your website, marketing, and SEO. Get ahold of Baker Labs at https://www.bakerlabs.co/doctorsunbound

Dr. Emily Silverman is an internist at the Zuckerberg San Francisco General Hospital, Assistant Professor of Medicine at UCSF, and creator/host of The Nocturnists, a medical storytelling live show and podcast where healthcare workers share stories of joy, sorrow, and self-discovery. Her writing has been Published in The New York Times, The Virginia Quarterly Review, McSweeneys, and others. She is currently working on a book with the support of a 2018 fellowship from MacDowell. She lives in San Francisco with her husband, some musical instruments, and many plants. Unlock Bonus content and get the shows early on our Patreon Subscribe: Apple Podcasts | Google Podcasts | Stitcher | Amazon  | Spotify     Lawrence B. Keller, CFP, has been in the insurance and financial services industry since 1990. Unlike medicine, which has a standardized path that physicians must take to gain the education, training and experience requirements necessary to obtain board certification, the insurance and financial services industry does not. Working with an agent that is familiar with the underwriting of both disability and life insurance policies for physicians can all but guarantee a smooth underwriting process in which the desired outcome is likely. While he might not be a doctor’s first phone call regarding their insurance needs, he is often their last. Find Larry at doctorpodcastnetwork.com/larrykeller  Show notes at https://rxforsuccesspodcast.com/42 Report-out with comments or feedback at https://rxforsuccesspodcast.com/report

Physicians are super busy people, but the key is educating them to make the right decisions. What should every physician know about incorporating long-term disability insurance into their financial picture to help them live better lives? In this episode of the Finance for Physicians Podcast, Daniel Wrenne talks to Larry Keller, founder of Physician Financial Services. Larry is a Certified Financial Planner (CFP®) and insurance agent who helps physicians secure and maintain life and disability insurance. Topics Discussed: Basics of Long-term Disability Insurance: Best rates and discounts Finding an agent Being an educated buyer Understanding key contract provisions Comparing insurance companies What is long term disability insurance? Types of Disability Coverage: Group, individual, and association Special coverage amounts for residents, fellows and new in-practice physicians Right Time to Buy: Sooner than later and when you don't think you need it COVID: Practices shut down, so what happens without income? Guaranteed standard issue plans and pre-existing medical conditions Cost range for long term disability insurance for residents and fellows Unisex/Gender Neutral: Coverage provides blended rates for males and females Physician and Agent Discounts: Same structure, same policy, but different prices Own Occupation: Ensures ability/inability to do job duties for medical specialty Lease w/Option to Buy: Graded premiums or fixed costs where coverage is same Put in Time Now: Understand what and why you’re getting, paying, and doing Links: Larry Keller’s Email Larry Keller’s Phone: 516-677-6211 Physician Financial Services Finance for Physicians