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6 episodes with chartered financial consultant chfc
6 episodes with chartered financial consultant chfc
3 episodes with chartered financial consultant chfc
2 episodes with chartered financial consultant chfc
2 episodes with chartered financial consultant chfc
2 episodes with chartered financial consultant chfc
2 episodes with chartered financial consultant chfc
2 episodes with chartered financial consultant chfc
2 episodes with chartered financial consultant chfc
The military retirement is one of the best benefits in the world... but is it worth the cost in years of your life? Summary: How is military retirement pay calculated Military retirement can be worth at least $1,500,000! Benefits for military retirees Intangible benefits of military service What veterans miss about the military after retirement Links: Enlisted Money @enlistedmoneyguy on Instagram Brandon's blog post- Is Doing 20 Years in the Military Worth it? past episodes w/ Brandon include: ep 96- Enlisted Money Basics ep 128- Continuation Pay ep 143- DCFSA Brandon Lovingier, ChFC®, MQFP®, joined the Army right out of high school and has served over 19 years. He wasn't always good with money, but now his family is debt-free and building wealth. He established Enlisted Money to help enlisted service members avoid his mistakes. He earned his Chartered Financial Consultant – ChFC® designation in 2022 and Military Qualified Financial Planner – MQFP® in 2023. He received The American College of Financial Services NextGen Financial Professional Award for 2024. He's spoken at MilMoneyCon and loves mentoring other service members on their own financial freedom journey. For a limited time, Spencer is offering one-on-one Military Money Mentor sessions! Get your personal military money and investing questions answered in a confidential coaching call. Our new TSP course is live! Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. Learn how to get your annual fees waived on premium credit cards from American Express in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.
Health Savings Accounts, better known as HSAs, can be a powerful tool for saving money and reducing your taxes, but they're often misunderstood, especially in the military community, where eligibility can get tricky. If you've ever been confused about how HSAs work, who qualifies, or how they compare to Flex Spending Accounts and TRICARE, you're not alone. In this episode, military spouse and financial expert, Desiree Kaul, breaks everything down. You'll learn what makes HSAs unique, how they can fit into your savings plan, and what military families should know when transitioning out of service or choosing civilian health plans. Desiree is a CERTIFIED FINANCIAL PLANNER, Chartered Financial Consultant (ChFC®), Chartered Special Needs Consultant (ChSNC®), Military Qualified Financial Planner (MQFP®), and an Accredited Financial Counselor (AFC®). She has experience in financial counseling, planning, and education, including previous work as a Personal Financial Counselor, educating service members on various financial topics. In 2024, Desiree launched her own virtual practice, Kaul Financial Solutions, offering tax preparation, tax planning, and hourly financial advice. In addition, she assisted in the launch of a new mentorship program with The American College of Financial Services to help military, veterans and spouses successfully transition to a career in financial services. https://milmo.co/podcast/what-military-families-should-know-about-hsas For more MILMO, follow at: MILMO.co ItsMILMO on YouTube @itsmilmo on X @itsmilmo Instagram @itsmilmo LinkedIn @itsmilmo Facebook
Join us for a powerful conversation about women, wealth, and wielding your influence! Today, certified financial planner Sherry Finkel Murphy, founder of MadrinaMolly, shares with us how she's revolutionizing how women approach their finances and futures. We talk about the cultural narratives, understand the intricacies of risk and opportunity, and learn how to leverage your unique strengths to build a secure and impactful financial legacy. This isn't just another money talk; it's about stepping into your power and creating the future you truly desire. This week's episode 166 of How Women Inspire Podcast is about financial wisdom and building a secure future! In this episode of How Women Inspire Podcast, Sherry Finkel Murphy is sharing the importance of beginning to learn about the details of your financial life at any age and actionable steps you can take right now to handle your money responsibly and plan for your future. Sherry Finkel Murphy is Founder and CEO of MadrinaMolly, LLC, a content community and platform that creates and distributes financial and longevity planning education through powerful storytelling. Sherry is a CERTIFIED FINANCIAL PLANNER® Professional (CFP®,) Chartered Financial Consultant® (ChFC®,) and Retirement Income Certified Professional® (RICP®.) With 40+ years in multiple successful careers, she excels in helping clients fund both retirement and continuous reinvention. Focusing on a cohort of (mostly) women from 40s to 70s, Sherry delivers financial and longevity planning education in easy-to-understand language.Some of the talking points Julie and Sherry go over in this episode include:Balancing risk and safety in your finances using a pie analogy.Automating your savings and investment contributions to ensure consistent growth.The role of community and affinity groups in supporting women's financial education and success.The benefits of investing in venture through a self-directed Roth IRA.Thank you for listening! If you enjoyed this episode, take a screenshot of the episode to post in your stories and tag me! And don't forget to follow, rate, and review the podcast and tell me your key takeaways!Learn more about How Women Inspire at https://www.howwomenlead.com/podcast CONNECT WITH SHERRY FINKEL MURPHY:LinkedInWebsiteMadrinaMolly™CONNECT WITH JULIE CASTRO ABRAMS:LinkedIn - JulieHow Women LeadHow Women InvestHow Women GiveInstagram - HWLLinkedIn - HWLFacebook - HWL
Is term life insurance the right choice for you? Find out in this episode as our guest, Lawrence Keller joins us to discuss term life insurance and break down: ✅ What term life insurance is & how it works. ✅ The key differences between term and whole life insurance. ✅ Why some choose term over whole life. ✅ The different types of term policies (fixed, increasing, decreasing, annual renewable). ✅ The benefits of term life insurance. ✅ Whether young doctors really need life insurance. Lawrence B. Keller is a CERTIFIED FINANCIAL PLANNER™ professional and the founder of Physician Financial Services, a company dealing exclusively with the financial needs and concerns of members of the medical profession. Mr. Keller has spent the last thirty three years providing insurance and investment products and services to resident, fellow and attending physicians. These include, but are not limited to, disability income insurance, life insurance, and investments. Mr. Keller represents many well-respected companies in the financial services industry, which allows him the flexibility to provide unbiased advice and help recommend products that best suit each individuals needs and concerns. Recognizing that a physician's time is limited, and in an effort to remain knowledgeable to provide the most value to his clients, Mr. Keller has obtained his CFP® certification as well as earned the Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), Registered Health Underwriter (RHU) and Life Underwriter Training Council Fellow (LUTCF) designations. This episode is sponsored by St John Associates. St. John Associates is a physician recruiting firm that was recommended to us by one of our listeners. They've been around for over 33 years, matched thousands of physicians with healthcare employers across the country, and their services are completely free to job seeking physicians. Their orthopedic surgery team, one of the top national recruiting teams in the ortho market, has over 18 years of experience and hundreds of matches in all ortho subspecialties. Visit them at StJohnJobs.com/Ortho to get started with your completely free orthopedic job search today. Following that link will let them know that you found them through us.
This week Ivy Slater, host of Her Success Story, chats with her guest, Sherry Finkel Murphy. The two talk about the innovative subscription model at Madrina Molly, the essentials of financial planning, and the practice of radical flexibility in balancing personal and professional life. In this episode, we discuss: How Sherry Finkel Murphy transitioned from selling her financial planning practice to building a new platform called Madrina Molly, aimed at empowering women with financial and longevity planning education. Why Sherry chose to create a subscription model for Madrina Molly, focusing on democratizing access to financial planning education and support for women who may not have access to traditional financial advisory services. The challenges faced by women in achieving financial education and overcoming industry-related biases that suggest they are doing financial planning wrong. How the dynamics of living in a world with four or five generations contemporaneously affects family relationships and financial planning, emphasizing the continued involvement of grandparents. The whole new way of thinking about retirement, introducing Sherry's "year of not saving" idea – basically encouraging folks to live life now and not just stockpile for the future. Sherry Finkel Murphy, CFP®, RICP®, ChFC® is the Founder and CEO of Madrina Molly™, which provides insights and education for women who are actively designing their second 50 years. Sherry highlights the reality of the "Triple-Decker Club Sandwich Generation," where women balance caring for aging parents, supporting adult children, and planning for their own financial futures. She is passionate about helping professional women redefine the phase after work. As a Certified Financial Planner® (CFP®), Chartered Financial Consultant® (ChFC®), and Retirement Income Certified Professional® (RICP®), Sherry draws on her extensive expertise and personal experience to update the old retirement narratives, emphasizing creative multigenerational solutions, financial resilience, and the potential for reinvention in one's 50s, 60s, and beyond. Her philosophy is grounded in the belief that women can embrace this new phase of life as a time for transformation, purposeful planning, and achieving “amazing” on the other side of “invisible.” With relatable storytelling and actionable advice, Sherry empowers women to take control of their finances, health, and futures with optimism and confidence. Website: https://www.madrinamolly.com/ Social Media Links:IG - @finkelmurphy Linkedin - https://www.linkedin.com/in/sherryfinkelmurphy/ FB - https://www.facebook.com/MadrinaMolly/
With over 22 years as a financial advisor, Connor founded his company, Progress Solutions LLC, to be a Financial Wellness Coach. He is a Chartered Financial Consultant (ChFC®) and offers personal financial coaching to help people stop the internal tug of war with their personal finances. Empowering you to take charge of your money, he helps clients achieve financial peace of mind and teaches them how to win with money. He loves transforming how people deal with money, so they can have a better life. For more information, visit progressfc.com.
In this podcast episode, Dr. Jonathan H. Westover talks with Lindsey Lewis about diversity and inclusion and empowering women in finance. Lindsey Lewis (https://www.linkedin.com/in/lindseycarolyn/) has built a career around women and money. She not only helps women take charge of their finances as a Chartered Financial Consultant® (ChFC®) and CFP® Professional, but she also stands as a champion for diverse women in the financial services industry in her role as Senior Director and chair of the American College Center for Women in Financial Services, a premier Center of Excellence focused on research and advocacy within The American College of Financial Services. Check out all of the podcasts in the HCI Podcast Network! Check out the HCI Academy: Courses, Micro-Credentials, and Certificates to Upskill and Reskill for the Future of Work! Check out the LinkedIn Alchemizing Human Capital Newsletter. Check out Dr. Westover's book, The Future Leader. Check out Dr. Westover's book, 'Bluer than Indigo' Leadership. Check out Dr. Westover's book, The Alchemy of Truly Remarkable Leadership. Check out the latest issue of the Human Capital Leadership magazine. Each HCI Podcast episode (Program, ID No. 655967) has been approved for 0.50 HR (General) recertification credit hours toward aPHR™, aPHRi™, PHR®, PHRca®, SPHR®, GPHR®, PHRi™ and SPHRi™ recertification through HR Certification Institute® (HRCI®). Each HCI Podcast episode (Program ID: 24-DP529) has been approved for 0.50 HR (General) SHRM Professional Development Credits (PDCs) for SHRM-CP and SHRM-SCPHR recertification through SHRM, as part of the knowledge and competency programs related to the SHRM Body of Applied Skills and Knowledge™ (the SHRM BASK™). Human Capital Innovations has been pre-approved by the ATD Certification Institute to offer educational programs that can be used towards initial eligibility and recertification of the Certified Professional in Talent Development (CPTD) and Associate Professional in Talent Development (APTD) credentials. Each HCI Podcast episode qualifies for a maximum of 0.50 points.
Daniel Foss (ChFC, CLU) is the CEO and Founder of Foss Financial Services LLP, a personal and business wealth advisory firm that specializes in estate and retirement planning. Daniel specializes in the structuring of financial strategies to maximize wealth preservation and minimize tax consequences for his clients. He has been serving Bay Area individuals and small business owners for over 25 years.Learn more: https://fossfinancialservices.com/Dan Foss, ChFC, CLU, is a licensed and experienced Chartered Financial Consultant (ChFC) and a Chartered Life Underwriter (CLU). The purpose of this Foss Financial Services podcast is to introduce Dan Foss and share his decades of training, education, and real-world experience to the public for informational purposes only. Dan's opinions are not intended to be used or construed as specific financial planning or estate planning advice, legal advice or tax advice, for any individual or investor. No products or services shall be promoted on these podcasts. The contents expressed are not sponsored by nor paid for by any product, service, or services provider. Interested parties desiring personalized advisory services for their unique financial planning must schedule a private appointment to confidentially review their financial goals and objectives to best plan options suited to achieve their goals.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-dan-foss-with-foss-financial-services
Daniel Foss (ChFC, CLU) is the CEO and Founder of Foss Financial Services LLP, a personal and business wealth advisory firm that specializes in estate and retirement planning. Daniel specializes in the structuring of financial strategies to maximize wealth preservation and minimize tax consequences for his clients. He has been serving Bay Area individuals and small business owners for over 25 years.Learn more: https://fossfinancialservices.com/Dan Foss, ChFC, CLU, is a licensed and experienced Chartered Financial Consultant (ChFC) and a Chartered Life Underwriter (CLU). The purpose of this Foss Financial Services podcast is to introduce Dan Foss and share his decades of training, education, and real-world experience to the public for informational purposes only. Dan's opinions are not intended to be used or construed as specific financial planning or estate planning advice, legal advice or tax advice, for any individual or investor. No products or services shall be promoted on these podcasts. The contents expressed are not sponsored by nor paid for by any product, service, or services provider. Interested parties desiring personalized advisory services for their unique financial planning must schedule a private appointment to confidentially review their financial goals and objectives to best plan options suited to achieve their goals.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-dan-foss-with-foss-financial-services
Lawrence B. Keller is a CERTIFIED FINANCIAL PLANNER™ professional and the founder of Physician Financial Services, a company dealing exclusively with the financial needs and concerns of members of the medical profession. Mr. Keller has spent the last 33 years providing insurance and investment products and services to residents, fellows, and attending physicians. These include, but are not limited to, disability income insurance, life insurance, and investments. Mr. Keller represents many well-respected companies in the financial services industry, which allows him the flexibility to provide unbiased advice and help recommend products that best suit each individual's needs and concerns. Recognizing that a physician's time is limited, and in an effort to remain knowledgeable to provide the most value to his clients, Mr. Keller has obtained his CFP® certification as well as earned the Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), Registered Health Underwriter (RHU) and Life Underwriter Training Council Fellow (LUTCF) designations. Mr. Keller continues to keep abreast of the marketplace by attending professional conferences, and is an active member of the National Association of Insurance and Financial Advisors (NAIFA), the Financial Planning Association (FPA) and the Society of Financial Service Professionals (SFSP). In addition, Mr. Keller has qualified for the National Association of Insurance and Financial Advisors National Quality Award and is also a Qualifying & Life Member of the Million Dollar Round Table (MDRT), an independent, international association of the life insurance industry's most successful underwriters. He is also a qualifying member of the 2023 Top of the Table®. In this show, we discuss: Term life insurance Whole life insurance Umbrella insurance Larry's Website Financial Waterfall by WCI
Lawrence B. Keller is a CERTIFIED FINANCIAL PLANNER™ professional and the founder of Physician Financial Services, a company dealing exclusively with the financial needs and concerns of members of the medical profession. Mr. Keller has spent the last 33 years providing insurance and investment products and services to resident, fellow, and attending physicians. These include, but are not limited to, disability income insurance, life insurance, and investments. Mr. Keller represents many well-respected companies in the financial services industry, which allows him the flexibility to provide unbiased advice and help recommend products that best suit each individuals needs and concerns. Recognizing that a physician's time is limited, and in an effort to remain knowledgeable to provide the most value to his clients, Mr. Keller has obtained his CFP® certification as well as earned the Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), Registered Health Underwriter (RHU) and Life Underwriter Training Council Fellow (LUTCF) designations. Mr. Keller continues to keep abreast of the marketplace by attending professional conferences, and is an active member of the National Association of Insurance and Financial Advisors (NAIFA), the Financial Planning Association (FPA) and the Society of Financial Service Professionals (SFSP). In addition, Mr. Keller has qualified for the National Association of Insurance and Financial Advisors National Quality Award and is also a Qualifying & Life Member of the Million Dollar Round Table (MDRT), an independent, international association of the life insurance industry's most successful underwriters. He is also a qualifying member of the 2023 Top of the Table®. In this show, we discuss: The importance of having a disability insurance policy The important variables built into the policy Pearl and pitfalls of acquiring a policy Shopping and comparing insurance policies Finding the right agent who is working on your behalf Resources mentioned in the show: WCI on disability insurance Jimmy Turner on Medicine Redefined
In this episode, Bill & Cary Levinson host a live interview with Charles Samuel, an elite sales coach, and creator of the"60-Second Close" presentation! Whether you are new to this industry, or a seasoned pro, this podcast is perfect for you! Charles has developed and perfected various sales concepts and strategies that help maximize productivity and improve core selling skills for Agents, Financial Advisors, and Internal Sales Teams! --------------- Charles Samuel serves as Regional Vice President of Annuity Distribution for a major Insurance carrier. He is responsible for driving results through the sales team and independent distribution partners in the eastern region. Charles also develops and delivers sales concepts and strategies that help maximize productivity and improve core selling skills for agents, financial advisors, and internal sales teams. He holds several financial service industry designations, including the Chartered Life Underwriter (CLU®) and the Chartered Financial Consultant (ChFC®), as well as the Series 6, Series 26, and Series 63 registrations with FINRA. His commitment to the pursuit of knowledge allows Charles to effectively address customer concerns and stay on top of current market trends. As a highly experienced public speaker, Charles is actively involved in Toastmasters International where he is recognized as an Advance Communicator and Advance Leader. Charles is passionate in his commitment to sharing what he has learned with others in a way that motivates them to act. Check us out online: Agent website: https://www.LevinsonAndAssociates.com/ Facebook: / levinsonandassociates X: / levinsonassoc Instagram: / levinsonandassociates Threads: https://www.threads.net/@levinsonandandassociates LinkedIn: / billlevinson Bill Levinson Experience Podcast: http://levinson.libsyn.com/ Youtube Library: / thelevinson1
In this episode of the Stuff About Money podcast, Xavier Angel, a Certified Financial Planner (CFP®), Chartered Financial Consultant (ChFC), and Certified in Long-Term Care (CLTC), sits down with CPA Keith Raymond to discuss common questions from business owner clients about LLCs and S-Corporations. Keith Raymond simplifies the key differences and misconceptions about LLCs and S-Corporations, providing valuable insights into how business owners should navigate tax considerations. Whether you're a seasoned entrepreneur or just starting out, understanding the tax implications of being taxed as an LLC versus an S-Corp is essential. With the complexities of tax codes, having a knowledgeable CPA like Keith Raymond as a guide is invaluable for business owners. Tune in to this episode to gain clarity on LLCs, S-Corporations, and make informed decisions for your business's financial future. Episode Highlights: Keith discusses his career beginning in accounting with Ernst and Young in New Orleans, facing early challenges due to Hurricane Katrina. (1:53) Keith explains the distinction between an S Corp (tax status) and an LLC (legal structure), highlighting misconceptions about tax implications. (7:57) Keith emphasizes the protective benefits of an LLC, which safeguards an owner's personal assets from business liabilities, such as lawsuits or bankruptcy. (15:25) Keith discusses S Corp benefits, including tax savings on earnings above a reasonable salary with certain limitations. (18:19) Keith shares the key differences in business structures: sole proprietorship for simplicity, partnerships for flexible profit allocation, and S Corps for equal distribution among owners. (22:21) Keith discusses the importance of considering both direct and indirect expenses when operating or planning to start a business. (28:04) Keith mentions that it is important to understand deductible expenses, including recent changes to meals and entertainment rules, and encourages consulting professionals to ensure correct tax deductions. (29:47) Key Quotes: “The whole purpose of the LLC, the Limited Liability Company, is to protect the assets that are in the business, to the business.” - Keith Raymond, CPA “The benefits of an S corp, for the most part, comes down to a popular strategy that is used where earnings within an S Corp are generally not subject to self-employment taxes.” - Keith Raymond, CPA Just make sure you're capturing all of your business activity. Because, if you miss some expenses, that's tax dollars, that could be in your pocket that you're ultimately could be paying into government, that you just don't want to miss out on.” - Keith Raymond, CPA Resources Mentioned: Keith Raymond, CPA Erik Garcia, CFP®, BFA Xavier Angel, CFP®, ChFC, CLTC Plan Wisely Wealth Advisors
In this episode of the Stuff About Money podcast, Xavier Angel, a Certified Financial Planner (CFP®), Chartered Financial Consultant (ChFC), and Certified in Long-Term Care (CLTC), sits down with CPA Keith Raymond to discuss common questions from business owner clients about LLCs and S-Corporations. Keith Raymond simplifies the key differences and misconceptions about LLCs and S-Corporations, providing valuable insights into how business owners should navigate tax considerations. Whether you're a seasoned entrepreneur or just starting out, understanding the tax implications of being taxed as an LLC versus an S-Corp is essential. With the complexities of tax codes, having a knowledgeable CPA like Keith Raymond as a guide is invaluable for business owners. Tune in to this episode to gain clarity on LLCs, S-Corporations, and make informed decisions for your business's financial future. Episode Highlights: Keith discusses his career beginning in accounting with Ernst and Young in New Orleans, facing early challenges due to Hurricane Katrina. (1:53) Keith explains the distinction between an S Corp (tax status) and an LLC (legal structure), highlighting misconceptions about tax implications. (7:57) Keith emphasizes the protective benefits of an LLC, which safeguards an owner's personal assets from business liabilities, such as lawsuits or bankruptcy. (15:25) Keith discusses S Corp benefits, including tax savings on earnings above a reasonable salary with certain limitations. (18:19) Keith shares the key differences in business structures: sole proprietorship for simplicity, partnerships for flexible profit allocation, and S Corps for equal distribution among owners. (22:21) Keith discusses the importance of considering both direct and indirect expenses when operating or planning to start a business. (28:04) Keith mentions that it is important to understand deductible expenses, including recent changes to meals and entertainment rules, and encourages consulting professionals to ensure correct tax deductions. (29:47) Key Quotes: “The whole purpose of the LLC, the Limited Liability Company, is to protect the assets that are in the business, to the business.” - Keith Raymond, CPA “The benefits of an S corp, for the most part, comes down to a popular strategy that is used where earnings within an S Corp are generally not subject to self-employment taxes.” - Keith Raymond, CPA Just make sure you're capturing all of your business activity. Because, if you miss some expenses, that's tax dollars, that could be in your pocket that you're ultimately could be paying into government, that you just don't want to miss out on.” - Keith Raymond, CPA Resources Mentioned: Keith Raymond, CPA Erik Garcia, CFP®, BFA Xavier Angel, CFP®, ChFC, CLTC Plan Wisely Wealth Advisors
In this episode of the Stuff About Money podcast, Erik Garcia, CFP®, BFA and Xavier Angel, CFP®, ChFC, CLTC, take you on a trip down memory lane. They reminisce on how they first met (it has something to do with shoe shopping) and how Xavier ended up joining the Plan Wisely Wealth Advisors team. They share how they ended up developing their business model to deliver ongoing financial advice to clients. Erik shares his one-page monthly business plan. And finally, Xavier shares a little bit about his experience as a black advisor in a predominantly white industry. Episode Highlights: Xavier congratulates Erik for earning his Chartered Financial Consultant (ChFC) designation. (2:47) Erik and Xavier share a light-hearted memory of bonding over shoe shopping during a financial planning course, highlighting their start and strategic networking in the industry. (7:19) Erik reflects on the importance of reflection and considering one's actions, rather than moving too quickly and not fully absorbing the present moment. (10:44) Erik and Xavier discuss estate planning, beneficiary designations, and succession planning for business owners, with a focus on checking company-sponsored life insurance and retirement accounts. (14:12) Xavier shares the value of learning from others in different regions. (19:23) Erik emphasizes the importance of hiring professionals to help achieve personal and financial goals. (21:54) Xavier shares his experience of being the only minority in a conference room full of old white men. (26:54) Key Quotes: “When you start to live life, and walk day by day, with people of a different culture, you start to understand so much more about why things are the way they are, you start to understand why people are the way they are.” - Erik Garcia, CFP®, BFA “Go out there, listen to someone's story talk to one person that you normally wouldn't have spoken to. When you walk in that building, say hello. Because you never know what someone else is going through. You may just make their day. ” - Xavier Angel, CFP®, ChFC, CLTC Resources Mentioned: Erik Garcia, CFP®, BFA Xavier Angel, CFP®, ChFC, CLTC Plan Wisely Wealth Advisors
In this episode of the Stuff About Money podcast, Erik Garcia, CFP®, BFA and Xavier Angel, CFP®, ChFC, CLTC, take you on a trip down memory lane. They reminisce on how they first met (it has something to do with shoe shopping) and how Xavier ended up joining the Plan Wisely Wealth Advisors team. They share how they ended up developing their business model to deliver ongoing financial advice to clients. Erik shares his one-page monthly business plan. And finally, Xavier shares a little bit about his experience as a black advisor in a predominantly white industry. Episode Highlights: Xavier congratulates Erik for earning his Chartered Financial Consultant (ChFC) designation. (2:47) Erik and Xavier share a light-hearted memory of bonding over shoe shopping during a financial planning course, highlighting their start and strategic networking in the industry. (7:19) Erik reflects on the importance of reflection and considering one's actions, rather than moving too quickly and not fully absorbing the present moment. (10:44) Erik and Xavier discuss estate planning, beneficiary designations, and succession planning for business owners, with a focus on checking company-sponsored life insurance and retirement accounts. (14:12) Xavier shares the value of learning from others in different regions. (19:23) Erik emphasizes the importance of hiring professionals to help achieve personal and financial goals. (21:54) Xavier shares his experience of being the only minority in a conference room full of old white men. (26:54) Key Quotes: “When you start to live life, and walk day by day, with people of a different culture, you start to understand so much more about why things are the way they are, you start to understand why people are the way they are.” - Erik Garcia, CFP®, BFA “Go out there, listen to someone's story talk to one person that you normally wouldn't have spoken to. When you walk in that building, say hello. Because you never know what someone else is going through. You may just make their day. ” - Xavier Angel, CFP®, ChFC, CLTC Resources Mentioned: Erik Garcia, CFP®, BFA Xavier Angel, CFP®, ChFC, CLTC Plan Wisely Wealth Advisors
Listen to the second part of our episode with Lawrence Kelller on Disability Insurance. Lawrence B. Keller is a CERTIFIED FINANCIAL PLANNER™ professional and the founder of Physician Financial Services, a company dealing exclusively with the financial needs and concerns of members of the medical profession. Mr. Keller has spent the last thirty three years providing insurance and investment products and services to resident, fellow and attending physicians. These include, but are not limited to, disability income insurance, life insurance, and investments. Mr. Keller represents many well-respected companies in the financial services industry, which allows him the flexibility to provide unbiased advice and help recommend products that best suit each individuals needs and concerns. Recognizing that a physician's time is limited, and in an effort to remain knowledgeable to provide the most value to his clients, Mr. Keller has obtained his CFP® certification as well as earned the Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), Registered Health Underwriter (RHU) and Life Underwriter Training Council Fellow (LUTCF) designations. In this episode, Lawrence talks about disability insurance, and he shares insights into questions which you may have about disability insurance for physicians and other healthcare professionals, like: What are disability insurance plans? When should people get multiple disability insurance plans? What insurance coverage is available for active duty military surgeons? Why do disability plans cost more for females than males? And many more! This episode is sponsored by the American Academy of Orthopaedic Surgeons: Filled with content that has been vetted by some of the top names in orthopaedics, the AAOS Resident Orthopaedic Core Knowledge (ROCK) program sets the standard for orthopaedic education. Whether ROCK is incorporated into your residency curriculum, or you use it independently as a study tool, the educational content on ROCK is always free to residents. You'll gain the insights and confidence needed to ensure a successful future as a board-certified surgeon who delivers the best patient care. Log on at https://rock.aaos.org/.
Listen to our episode with Lawrence Kelller on Disability Insurance. Lawrence B. Keller is a CERTIFIED FINANCIAL PLANNER™ professional and the founder of Physician Financial Services, a company dealing exclusively with the financial needs and concerns of members of the medical profession. Mr. Keller has spent the last thirty three years providing insurance and investment products and services to resident, fellow and attending physicians. These include, but are not limited to, disability income insurance, life insurance, and investments. Mr. Keller represents many well-respected companies in the financial services industry, which allows him the flexibility to provide unbiased advice and help recommend products that best suit each individuals needs and concerns. Recognizing that a physician's time is limited, and in an effort to remain knowledgeable to provide the most value to his clients, Mr. Keller has obtained his CFP® certification as well as earned the Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), Registered Health Underwriter (RHU) and Life Underwriter Training Council Fellow (LUTCF) designations. In this episode, Lawrence talks about disability insurance, and he shares insights into questions which you may have about disability insurance for physicians and other healthcare professionals, like Why do healthcare professionals need disability insurance? What's the difference between short term and long term disability? What are some different types of disability policies? What are some different mistakes that people make when they're getting different disability policies? And many more! This episode is sponsored by the American Academy of Orthopaedic Surgeons: Filled with content that has been vetted by some of the top names in orthopaedics, the AAOS Resident Orthopaedic Core Knowledge (ROCK) program sets the standard for orthopaedic education. Whether ROCK is incorporated into your residency curriculum, or you use it independently as a study tool, the educational content on ROCK is always free to residents. You'll gain the insights and confidence needed to ensure a successful future as a board-certified surgeon who delivers the best patient care. Log on at https://rock.aaos.org/.
You've made it through PA school and are thriving as a badass PA taking care of complex patients with intricate medical needs. But when it comes to finances and financial planning, you feel overwhelmed and lost. You want to make sure you and your family are financially stable. You want to retire one day (maybe sooner rather than later). You want to achieve a myriad of goals that all require money. But how can you make that happen? How do you know if you're on the right track? Caleb Pepperday is a Certified Financial Planner (CFP®) and Chartered Financial Consultant (ChFC®) who specializes in helping PAs and NPs achieve their financial goals. Tune into today's episode to hear Caleb tackle all of your money questions, from the difference between saving and investing to the FIRE movement to how a financial advisor can help you. Caleb breaks down complex financial topics so you can understand them. His financial planning firm, Advanced Practice Planning, LLC, is designed to specifically help PAs and NPs. Press play so you can feel more confident on the next steps in your personal finance journey. SPONSORS 5 MISTAKES GUIDE www.tracybingaman.com/mistakes PA Pay One Sheet www.tracybingaman.com/one COACHING 1-ON-1 NEGOTIATION CONSULT https://calendly.com/the-pa-is-in/negotiate FREE 30-MINUTE COACHING CONSULT https://calendly.com/the-pa-is-in/gen-call LINKS TRACY ON INSTAGRAM https://www.instagram.com/mrstracybingaman/ TRACY ON LINKEDIN https://www.linkedin.com/in/tracybingaman/ CONNECT WITH CALEB: WEBSITE: advancedpracticeplanning.com LINKEDIN: https://www.linkedin.com/in/caleb-pepperday/INSTAGRAM: https://www.instagram.com/advancedpracticeplanningllc/ --- Support this podcast: https://podcasters.spotify.com/pod/show/thepaisin/support
Want to discover the common financial pitfalls that small business owners face, and learn strategies to overcome them?In this episode of The Business Ownership Podcast I interviewed Frank Hanna.Frank B. Hanna, Jr., ChFC®, Private Wealth Advisor, is a leading specialist in Estate Planning, Business Succession Planning, and Wealth Management for a select group of individuals, executives, and privately held business owners. Frank spent 15+ years within the restaurant/hospitality industry operating several of his family's restaurants and bars in the Fenwick Island, Delaware, Ocean City and Salisbury, Maryland area. In 2007, he launched a financial consulting firm within his family business providing guidance in real estate development, tax management, and private investment. He has has successfully taken his years of experience running his own companies and applied his business acumen and lessons learned to the challenges and concerns his clients face, giving him a unique perspective that most financial advisors cannot offer. He has been recognized within the industry for his production, leadership, and ability to serve his clients in an exemplary manner. In 2014, Frank received his designation as a Chartered Financial Consultant (ChFC). He holds FINRA Series 7, 6, 63, and 65 licenses. He is securities licensed in the states of AZ, CA, CT, DE, FL, MD, MA, NC, NJ, NY, PA, SC, VA and VT. Additionally, Frank carries a license for the following lines of insurance: Life and Fixed Annuities, Accident and Health, Variable Life, and Variable Annuities. He sits on the Peninsula Regional Medical Center Foundation Board of Directors in Salisbury, MD as well as the Board of Limited Jurisdiction for Saints Peter and Paul School in West Chester, PA.Frank's expertise will help you fortify your business fortress and safeguard your hard-earned wealth against unnecessary taxes.Check it out!RevX Wealth Website: https://www.revxwealth.com/Book a call with Michelle: https://www.AwarenessStrategies.com/m30Join our Facebook group for business owners to get help or help other business owners! The Business Ownership Group - Secrets to Scaling: https://www.facebook.com/groups/businessownershipsecretstoscalingLooking to scale your business? Get free gifts here to help you on your way: https://www.awarenessstrategies.com/
Carl is a 48-year veteran of the life insurance business. As part of the home office team at American Family Insurance, Carl provides coaching and education for the Company's sales agents to help them build success through providing the highest quality professional service to their customers. Carl found his true passion three years ago when he stumbled into sharing Thrive superior- quality nutritional formula with friends and family. “There is nothing as gratifying as the light in someone's eyes when they feel so good that other people can see it,” Carl says. “It's life as it should by lived,” he says, “making a real and lasting difference in people's quality of life.” A 29-year resident of Madison, WI, Carl holds the Chartered Life Underwriter (CLU); Chartered Financial Consultant (ChFC); Fellow, Life Management Institute (FLMI) professional designations and is an alumnus of UW-Whitewater with a degree in Finance.
Ken Fahmy is the Founder and President of Fahmy & Associates, where he has helped families, individuals, and small businesses achieve financial security since 1985. As a Certified Financial Planner (CFP), Chartered Life Underwriter (CLU), and Chartered Financial Consultant (ChFC), he has experience in a host of insurance and finance sectors. Ken has been recognized as a top financial and insurance advisor by Washingtonian magazine, Northern Virginia Magazine, and many more. In this episode… Many entrepreneurs build companies to leave a monetary legacy for themselves and their loved ones. Yet when the time comes to exit, business owners aren't always adequately prepared. What tax efficiency strategies can you leverage to maximize your company's value? Founder and President of Fahmy & Associates, Ken Fahmy, shares tax benefit opportunities for small business owners. With host Todd Taskey, Ken discusses investment plans for tax deductions, how to manage your finances to prepare for an exit, and the value of business beneficiary plans.
Gib Surles is principal and founder of The Forrest Group, L.L.C., an estate management firm in Houston, Texas, that specializes in wealth transfer and business succession planning. Utilizing life insurance, his firm works with family-owned businesses and high net worth individuals in addressing problems common to the transfer of assets, lifestyles, and financial security to future generations. Gib graduated from Texas A & M University in 1985 with a B.B.A in Marketing and received his Master of Science in Financial Services (MSFS) from The American College in 2001. He was awarded the Chartered Life Underwriter (CLU®) in 1996, Chartered Financial Consultant (ChFC®) in 1997, Certified Financial Planner (CFP®) in 1997, and Accredited Estate Planner (AEP®) in 1999. Gib has been married to his wife, Lauri, for thirty-five years. He has a twenty-nine-year-old son, Forrest, who is a 2016 Graduate of the Mays Business School at Texas A&M University. He is also father to twenty-six-year-old twin daughters, Autumn and Amy, who both graduated from Texas A&M University in 2019. He is an active member of St. Martin's Episcopal Church in Houston, TX, where he serves on the Vestry. He also currently serves as the Chairperson of the Houston Safari Club Foundation's annual Sporting Clays Tournament is a loyal supporter of the Hunters for the Hungry.
What is Fiduciary Advice?What is Fiduciary Advice by InvestopediaWhat is Fiduciary? Let's Ask ClarkIndependent Fiduciary Advice vs. Financial AdvisorFiduciary Advice vs. Financial Planning EducationFiduciary Advice vs. Financial Coaching Independent Fiduciary Advice Fee StructureHidden Fees and Conflicts of InterestFiduciary Advisory Client OnboardingClient Onboarding Risk ToleranceClient Intake FormsClient Onboarding Legal DocumentsClient Onboarding AgreementsFiduciary Advice and Advisor CoordinationThe Financial Planning Gap AnalysisWatch The Video - Click HereHi, I'm Jim Munchbach, CFP® Professional and Independent Fiduciary Advisor. As CEO of BayRock Financial, I provide Financial Planning and Investment Management services to clients who pay me a fee to be their Independent Fiduciary Advisor. I also provide lots of free Financial Coaching for DIY Investors with educational content on my blog and social media platforms. I specialize in helping small business owners Save More Money, Pay Lower Taxes, And Build a Better Retirement
Eliminating Risk While Growing Your Nest Egg Larry Kriesmer and Bernard Surovsky, Measured Risk Portfolios – The Sharkpreneur podcast with Seth Greene Episode 932 Larry Kriesmer and Bernard Surovsky Larry Kriesmer graduated from the University of Redlands as an English Major and then began his career in financial services as a registered rep and insurance advisor. In that role, he quickly passed the General Securities Representative Series 7 exam and subsequently passed the Series 24 Registered Principal exam and holds the designations of Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC) from the Society of Financial Service Professionals. He is a member of the National Association of Insurance and Financial Advisors (NAIFA) and the Society of Financial Service Professionals (FSP). Frustrated by his observations with Modern Portfolio Theory and exposure to potential losses even with diversified portfolio positions, Larry Kriesmer, CLU, ChFC set about finding a portfolio risk management solution over which he could feel more in control. Finding nothing that fit his objective, he drew on his early training as an insurance professional, and along with his business partner, Bernard Surovsky, formed Measured Risk Portfolios, a registered investment advisor, in 2007. Initially deployed on a few select clients, the strategy is now used by the majority of his personal clients and hundreds of accounts that are referred to the firm by outside advisors. Bernard Surovsky graduated from the University of Cape Town with a Bachelor of Science in Construction Management and Economics. He emigrated to the US in 1992 and passed the General Securities Representative Series 7 exam in 1996 and holds the designations of Certified Fund Specialist (CFS) from the Institute of Business & Finance. Frustrated with the results of Modern Portfolio Theory and the significant losses incurred in client accounts, he set about finding a more predictable solution to managing portfolio risk. Finding nothing that fit the need, he drew on his early training as an insurance professional, and along with his business partner, Larry Kriesmer, formed Measured Risk Portfolios, a registered investment advisor, in 2007. Initially deployed on a few select clients, the strategy is now used by the majority of his personal clients and hundreds of accounts that are referred to the firm by outside advisors. Listen to this informative Sharkpreneur episode with Larry Kriesmer and Bernard Surovsky about eliminating risk while growing your nest egg. Here are some of the beneficial topics covered on this week's show: - How the old way of doing things in financial services doesn't work during a crisis. - Why you must do something different to achieve a different outcome. - What an Index Annuity is and isn't and how they work. - Why a small allocation can control a large amount of capital and yield the desired return. - How softened portfolios still carry a tremendous risk for clients. Connect with Larry and Bernard: Guest Contact Info LinkedIn linkedin.com/company/measured-risk-portfolios Links Mentioned: measuredriskportfolios.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Money, the universal medium of exchange, holds a complex place in our lives. While universally desired for its ability to provide financial security, people's opinions and attitudes towards it can vary significantly.Jeff Bernier, a Certified Financial Planner, draws inspiration for his book "The Money and Meaning Journey" from his desire to merge the concept of wealth management with finding personal meaning and purpose in life. He defines money as a means of freedom of choice, relative to an individual's needs for a fulfilling life. We also talk about the benefits of effective wealth management that extend beyond financial security. By adopting sound wealth management practices, you gain the ability to plan for your long-term goals, mitigate financial risks, and make informed decisions about investments. It enables you to create a solid foundation for future generations, and enjoy a sense of peace and confidence in their financial journey.Are you ready to embark on your own Money and Meaning journey? Join us with this insightful talk with Jeff!Episode Highlights:About Jeff's book “The Money and Meaning Journey” and what inspired him to write itHis definition of money in one sentenceHow people can find their life's purpose while doing their jobsHow to construct financial plan that fuels life's purposeMistakes people is making when it comes to managing their financesAbout the Guest:Jeff Bernier is a CERTIFIED FINANCIAL PLANNER® (CFP®) professional, a Certified Fund Specialist (CFS), and a Chartered Financial Consultant (ChFC), and a proud member of NAPFA, The National Association of Personal Financial Advisors. Jeff's holistic, objective approach to financial planning is designed to relieve your financial worries and give you the confidence to lead a life rich in value and significance. Building on three decades of experience helping clients strive for complete financial confidence, Jeff opened the doors to TandemGrowth Financial Advisors, a fee-only RIA, in 2003, Today, he focuses on working with affluent executives and entrepreneurs to create the financial capacity to support their vision for the future—before the final stages of their career. Working in pursuit of your best interest, Jeff and his team provide holistic financial planning, retirement transition strategies, and asset and investment management, and provide the insights you need to evaluate the opportunities, benefits, costs, and tradeoffs of your personal financial and life choices. Connect with Jeff:Website | jeffbernierauthor.comTwitter | @TandemGrowthLinked In | www.linkedin.com/in/jeffberniercfpListen to his podcast!Apple Podcast | podcasts.apple.com/us/podcast/the-money-and-meaning-showGrab yourself a copy of his book!Top Software Engineers from Eastern Europe | IT Staff Augmentation | Money Back GuarantyBoost your tech team with top IT talent, risk-free hiring, 10% off with code ECHO PODCAST.Authorhina - Career Guidance Check out how that worksDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the show
Larry Kriesmer graduated from the University of Redlands as an English Major and then began his career in financial services as a registered rep and insurance advisor. In that role, he quickly passed the General Securities Representative Series 7 exam and subsequently passed the Series 24 Registered Principal exam and holds the designations of Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC) from the Society of Financial Service Professionals. He is a member of the National Association of Insurance and Financial Advisors (NAIFA) and the Society of Financial Service Professionals (FSP). Frustrated by his observations with Modern Portfolio Theory and exposure to potential losses even with diversified portfolio positions, Larry Kriesmer, CLU, ChFC set about finding a portfolio risk management solution over which he could feel more in control. Finding nothing that fit his objective, he drew on his early training as an insurance professional, and along with his business partner, Bernard Surovsky, formed Measured Risk Portfolios, a registered investment advisor, in 2007. Initially deployed on a few select clients, the strategy is now used by the majority of his personal clients and hundreds of accounts that are referred to the firm by outside advisors. Bernard Surovsky graduated from the University of Cape Town with a Bachelor of Science in Construction Management and Economics. He emigrated to the US in 1992 and passed the General Securities Representative Series 7 exam in 1996 and holds the designations of Certified Fund Specialist (CFS) from the Institute of Business & Finance. Frustrated with the results of Modern Portfolio Theory and the significant losses incurred in client accounts, he set about finding a more predictable solution to managing portfolio risk. Finding nothing that fit the need, he drew on his early training as an insurance professional, and along with his business partner, Larry Kriesmer, formed Measured Risk Portfolios, a registered investment advisor, in 2007. Initially deployed on a few select clients, the strategy is now used by the majority of his personal clients and hundreds of accounts that are referred to the firm by outside advisors. Listen to this insightful RIA episode with Larry Kriesmer and Bernard Surovsky about eliminating risk while growing your nest egg. Here is what to expect on this week's show: - How the old way of doing things in financial services doesn't work during a crisis. - Why you must do something different to achieve a different outcome. - What an Index Annuity is and isn't and how they work. - Why a small allocation can control a large amount of capital and yield the desired return. - How softened portfolios still carry a tremendous risk for clients. Connect with Larry and Bernard: Links Mentioned: https://measuredriskportfolios.com/ LinkedIn http://linkedin.com/company/measured-risk-portfolios Learn more about your ad choices. Visit megaphone.fm/adchoices
To begin his career, Robert became the fastest agent in the history of the John Hancock Companies to complete The American College's four-year Certified Life Underwriter (CLU)Ò and Chartered Financial Consultant (ChFC) designation programs. Both were successfully completed in only 13 months.The reason for the urgency was for a 25-year-old to gain immediate access to an advanced planning market that was dominated by gray-haired senior financial advisors. This commitment to education and a healthy commitment to prospecting and gaining referrals provided Smith with the opportunity to gain Ford, General Motors, and Chrysler as clients.Robert completed his Accredited Asset Management Specialist (AAMS) designation with the College for Financial Planning while with New York Life. As a perennial Million Dollar Round Table MDRTâ qualifier, Robert was part of the New York Life team which led the MDRT for the fiftieth consecutive year. Robert's name is enshrined in a plaque on the wall of the New York Life Building located on Madison Avenue.Robert taught the Certified Financial Planner CFP curriculum to financial advisors, bankers, accountants, attorneys, and others at Oglethorpe University. Robert also served as a Princeton Review Instructor. After becoming the #1 producing branch manager nationwide for BankAtlantic/BB&T, Smith became the #1 producing agent for Mutual of New York (MONY)/AXA worldwide.https://www.RobertJSmith.comOver his five-decades-long financial services career, Robert has consistently ranked in the top 1% worldwide in insurance and financial services production. He shares his proven storytelling methods, persuasive writing techniques, and sales closing style with professionals through public speaking and private consulting to assure their success.https://www.RobertJSmithProductions.comIn addition to being licensed as a Series 7 and Series 63 General Securities Representative, Robert was also licensed as a Registered Investment Advisor (RIA). Smith is also licensed as a Life, Health, and Variable Annuities Agent and was a Licensed Insurance Counselor (LIC) which qualified him to testify in Michigan Courts as an Expert Witness. Robert was also a licensed Mortgage Broker and currently holds a Real Estate agent's license.Smith consulted with a Tampa firm that never had a single mortgage broker earn over $100,000.00 per year. Within six months of working with Robert, every broker had earned in excess of $150,000.00 in commissions.In a career that spans five decades, Robert is the only financial advisor in the United States who has earned the CLU, ChFC, LIC, CCCC, RIA, AAMSÒ, CMP, and CMPS professional designations while leading both a financial services giant and a banking giant in sales production.After setting numerous production and achievement records at several Fortune 500 Companies, Robert sustained severe spinal cord injuries which resulted in his closing his private practice offices in Atlanta, Sarasota, and Tampa. While undergoing fourteen surgeries and years of physical rehabilitation, Robert began training for a second career by concurrently earning his Master of Fine Arts (MFA) degree in Creative Writing as Valedictorian at Full Sail University and his Feature Film Writing Degree with Distinction at UCLA. Smith has won Director's Awards for The Art of Visual Storytelling as well as Editing for Film, Games, and Animation and is a sought-after public speaker.Robert became an International Best-Selling Author with his contribution to SALES GENIUS #1ã which was the #1 Amazon Best-Seller in Sales Techniques both in the USA and in the UK while The Wolf of Wall Street, Jordan Belfort's book on sales was # 2 in both rankings. Smith has also written THE ADVENTURES OF INSURANCEMAN THE LOAN ARRANGER, REAL ESTATE WOMAN, and SHORT ATTENTION SPAN DAN. https://www.amazon.com/Robert-J-Smith/e/B07H38GYF1THE ADVENTURES OF INSURANCEMAN provided Robert with his single largest commission to date when he earned $110,000.00 with The Equitable on an estate planning case that was closed due to this story.THE ADVENTURES OF INSURANCEMAN is available on Amazon for single use and may be licensed and customized for use by licensed insurance agents to increase sales production and persistency.https://www.amazon.com/ADVENTURES-INSURANCEMAN-ROBERT-J-SMITH-ebook/dp/B07H3D2TY5?ref_=ast_sto_dpRobert has been featured on ABC, CBS, FOX, NBC, The CW Network, and The Golf Channel.He has consistently ranked in the top 1% of the Internet Movie Database (IMDb). Robert is also a Forbes Business Council Member and Contributor.https://www.IMDb.Me/RobertJSmithRobert has raised millions of dollars for charity through his financial advisory practice and personal efforts.Robert J. Smith, MFA may be reached at Robert@RobertJSmith.com and at (407) 508-0200 for a fifteen-minute consultation at no charge to show you how you can increase sales production, revenues, and profits.Learn more: https://smithprofits.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-financial-planner-and-advisor-robert-j-smith-founder-of-smith-profits
To begin his career, Robert became the fastest agent in the history of the John Hancock Companies to complete The American College's four-year Certified Life Underwriter (CLU)Ò and Chartered Financial Consultant (ChFC) designation programs. Both were successfully completed in only 13 months.The reason for the urgency was for a 25-year-old to gain immediate access to an advanced planning market that was dominated by gray-haired senior financial advisors. This commitment to education and a healthy commitment to prospecting and gaining referrals provided Smith with the opportunity to gain Ford, General Motors, and Chrysler as clients.Robert completed his Accredited Asset Management Specialist (AAMS) designation with the College for Financial Planning while with New York Life. As a perennial Million Dollar Round Table MDRTâ qualifier, Robert was part of the New York Life team which led the MDRT for the fiftieth consecutive year. Robert's name is enshrined in a plaque on the wall of the New York Life Building located on Madison Avenue.Robert taught the Certified Financial Planner CFP curriculum to financial advisors, bankers, accountants, attorneys, and others at Oglethorpe University. Robert also served as a Princeton Review Instructor. After becoming the #1 producing branch manager nationwide for BankAtlantic/BB&T, Smith became the #1 producing agent for Mutual of New York (MONY)/AXA worldwide.https://www.RobertJSmith.comOver his five-decades-long financial services career, Robert has consistently ranked in the top 1% worldwide in insurance and financial services production. He shares his proven storytelling methods, persuasive writing techniques, and sales closing style with professionals through public speaking and private consulting to assure their success.https://www.RobertJSmithProductions.comIn addition to being licensed as a Series 7 and Series 63 General Securities Representative, Robert was also licensed as a Registered Investment Advisor (RIA). Smith is also licensed as a Life, Health, and Variable Annuities Agent and was a Licensed Insurance Counselor (LIC) which qualified him to testify in Michigan Courts as an Expert Witness. Robert was also a licensed Mortgage Broker and currently holds a Real Estate agent's license.Smith consulted with a Tampa firm that never had a single mortgage broker earn over $100,000.00 per year. Within six months of working with Robert, every broker had earned in excess of $150,000.00 in commissions.In a career that spans five decades, Robert is the only financial advisor in the United States who has earned the CLU, ChFC, LIC, CCCC, RIA, AAMSÒ, CMP, and CMPS professional designations while leading both a financial services giant and a banking giant in sales production.After setting numerous production and achievement records at several Fortune 500 Companies, Robert sustained severe spinal cord injuries which resulted in his closing his private practice offices in Atlanta, Sarasota, and Tampa. While undergoing fourteen surgeries and years of physical rehabilitation, Robert began training for a second career by concurrently earning his Master of Fine Arts (MFA) degree in Creative Writing as Valedictorian at Full Sail University and his Feature Film Writing Degree with Distinction at UCLA. Smith has won Director's Awards for The Art of Visual Storytelling as well as Editing for Film, Games, and Animation and is a sought-after public speaker.Robert became an International Best-Selling Author with his contribution to SALES GENIUS #1ã which was the #1 Amazon Best-Seller in Sales Techniques both in the USA and in the UK while The Wolf of Wall Street, Jordan Belfort's book on sales was # 2 in both rankings. Smith has also written THE ADVENTURES OF INSURANCEMAN THE LOAN ARRANGER, REAL ESTATE WOMAN, and SHORT ATTENTION SPAN DAN. https://www.amazon.com/Robert-J-Smith/e/B07H38GYF1THE ADVENTURES OF INSURANCEMAN provided Robert with his single largest commission to date when he earned $110,000.00 with The Equitable on an estate planning case that was closed due to this story.THE ADVENTURES OF INSURANCEMAN is available on Amazon for single use and may be licensed and customized for use by licensed insurance agents to increase sales production and persistency.https://www.amazon.com/ADVENTURES-INSURANCEMAN-ROBERT-J-SMITH-ebook/dp/B07H3D2TY5?ref_=ast_sto_dpRobert has been featured on ABC, CBS, FOX, NBC, The CW Network, and The Golf Channel.He has consistently ranked in the top 1% of the Internet Movie Database (IMDb). Robert is also a Forbes Business Council Member and Contributor.https://www.IMDb.Me/RobertJSmithRobert has raised millions of dollars for charity through his financial advisory practice and personal efforts.Robert J. Smith, MFA may be reached at Robert@RobertJSmith.com and at (407) 508-0200 for a fifteen-minute consultation at no charge to show you how you can increase sales production, revenues, and profits.Learn more: https://smithprofits.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-financial-planner-and-advisor-robert-j-smith-founder-of-smith-profits
Check it out on Spotify: https://spoti.fi/33Z4VsE Check it out on Apple: https://apple.co/3AHc2DT Jeff Kikel has been in the Finance business for over 25 years doing Personal and Business owner financial planning, wealth management, and exit strategy planning. Starting in 2010, Jeff began to talk to his clients about "Freedom Day" . Freedom Day is the first day that you get up for work and have enough money or income coming in that you do not actually have to be there. Jeff found that people understood Freedom Day better than retirement and that Freedom Day was not associated with a time as much as a goal. Jeff has gone on to help many clients reach their Freedom Day by teaching them how to invest, build side incomes or businesses, and invest in real estate. Jeff is a published author of 6 books on topics ranging from Personal Finance, Estate Planning, Entrepreneurship, and Marketing. Jeff's upcoming book Freedom Day: Plan Your Exit From Your Job or Business will focus on the techniques and strategies he has used to help 100s of individuals and small business owners plan their own Freedom Days. Jeff is a Chartered Financial Consultant (ChFC), Chartered Retirement Planning Counselor (CRPC), Accredited Small Business Consultant (ASBC), Non Qualified Plan Advisor (NQPA), Qualified Plan Fiduciary Advisor (QPFA) and is a Certified Rapid Growth Coach. Jeff lives in Cedar Park, TX (the Awesome Norther Neighbor of Austin) and owns three businesses in the Wealth Management, Coworking, and Media Spaces. Dreams: Remove himself from his businesses within 24 months. Real Estate Wholesaling Real Estate Rental Portfolio Media Arm Financial Advisor Arm Help People get their freedom day Get his Own Complete Freedom Day Keep Crossing Stuff Off His Bucket List Introduce Them to: Brandon Turner - BiggerPockets Contact them at: https://www.jeffkikel.com/ https://www.linkedin.com/in/jeffkikel/ --- Support this podcast: https://podcasters.spotify.com/pod/show/timothy-douglas0/support
Check it out on Spotify: https://spoti.fi/33Z4VsE Check it out on Apple: https://apple.co/3AHc2DT Jeff Kikel has been in the Finance business for over 25 years doing Personal and Business owner financial planning, wealth management, and exit strategy planning. Starting in 2010, Jeff began to talk to his clients about "Freedom Day" . Freedom Day is the first day that you get up for work and have enough money or income coming in that you do not actually have to be there. Jeff found that people understood Freedom Day better than retirement and that Freedom Day was not associated with a time as much as a goal. Jeff has gone on to help many clients reach their Freedom Day by teaching them how to invest, build side incomes or businesses, and invest in real estate. Jeff is a published author of 6 books on topics ranging from Personal Finance, Estate Planning, Entrepreneurship, and Marketing. Jeff's upcoming book Freedom Day: Plan Your Exit From Your Job or Business will focus on the techniques and strategies he has used to help 100s of individuals and small business owners plan their own Freedom Days. Jeff is a Chartered Financial Consultant (ChFC), Chartered Retirement Planning Counselor (CRPC), Accredited Small Business Consultant (ASBC), Non Qualified Plan Advisor (NQPA), Qualified Plan Fiduciary Advisor (QPFA) and is a Certified Rapid Growth Coach. Jeff lives in Cedar Park, TX (the Awesome Norther Neighbor of Austin) and owns three businesses in the Wealth Management, Coworking, and Media Spaces. Dreams: Remove himself from his businesses within 24 months. Real Estate Wholesaling Real Estate Rental Portfolio Media Arm Financial Advisor Arm Help People get their freedom day Get his Own Complete Freedom Day Keep Crossing Stuff Off His Bucket List Introduce Them to: Brandon Turner - BiggerPockets Contact them at: https://www.jeffkikel.com/ https://www.linkedin.com/in/jeffkikel/ --- Support this podcast: https://podcasters.spotify.com/pod/show/timothy-douglas0/support
In today's episode, we hear from Brian Carney, a well-known advisor who shares his non-traditional journey into the wealth management industry and his proactive steps to grow his financial firm.Brian Carney is a CFP®, AIF®, ChFC®, CDFA®, and CEO at RiversEdge Advisors, LLC. Today he joins us as a guest on this episode of Bridging The Gap.Brian shares his passion for building relationships with clients and understanding why money makes them feel a certain way. Brian and Matt also dive into the importance of creating a streamlined process that helps advisors effectively grow their wealth management businesses, how to improve operations within the firm, and how we can entice more young professionals to migrate to the financial services industry.Brian Carney Bio:Brian Carney is the co-founder and face of RiversEdge Advisors, LLC. From helping clients with business development to volunteering in the community, his passion and zeal for financial planning shines through in all that he does.Beginning in 2001, Brian has spent his entire career in the financial services industry, working two local firms prior to merging his practice with RiversEdge Advisors in 2014. Not only has this merger allowed Brian to continue providing purely independent and conflict-free financial advice but has given him the opportunity to truly hone his craft and share that with each and every one of his clients. As his experience has evolved, Brian has found his niche serving business owners and entrepreneurs seeking comprehensive planning services.A lifelong Delawarean, Brian graduated from the Tatnall School and Ursinus College. He has earned various industry designations including CERTIFIED FINANCIAL PLANNER™ (CFP®), Chartered Financial Consultant® (ChFC®), Certified Divorce Financial Analyst™ (CDFA™), Accredited Investment Fiduciary® (AIF®), and Certified Exit Planning Advisor (CEPA®). Simplifying the complex, obtaining the seemingly unobtainable, and empowering his clients to feel financially confident are what motivate him on a regular basis. On any given day, you can find Brian going above and beyond to make sure his clients are well taken care of. As a gentleman with a positive attitude and proactive demeanor, Brian is heavily involved with client relations. His personality and dedication enhance the RiversEdge client experience from start to finish.Brian is married to his college sweetheart, Kristen, and together they have three children. As a family, they spend a lot of time exploring and making long-lasting memories together. Brian is a volunteer coach for his sons' football, basketball and baseball teams, and loves any chance he gets to spend with his family. Passionate about animals, their family regularly fosters dogs through Out of the Woods Rescue in Medford, New Jersey. With Kristen leading the way, Brian's family fostered and helped 13 dogs find forever homes over the past 2 years. When he isn't dedicating his time to his family, sports, or animals, Brian is heavily involved with his alma mater, the Tatnall School, in Wilmington, Delaware.Follow Us And Find More Content For Financial Advisors and Wealth Management Firms At:www.mattreiner.comYouTubeTwitterLinkedInMentioned in this episode:Benjamin
In this episode, Raquel and Jennifer are joined by Claire Hunsaker (aka "Your Financial Wingwoman"), the founder of Askflossie.com. Claire is a financial advisor and financial educator for single women and single moms. After earning her MBA from Stanford, Claire left a 25-year career in business to become a Chartered Financial Consultant (ChFC®). Claire also serves as a volunteer tax preparer with the IRS VITA program with an advanced certification. She is a wife, boymom and strong believer in women's financial independence. Askflossie.com is a community platform to support single moms and unmarried women on their journey of building financial security for themselves and their families. AskFlossie delivers free financial planning help to single women through trusted educational content, guides, free resources and community forums.Where to find Claire:Website: https://askflossie.comIG: https://www.instagram.com/askflossie/ Let Raquel and Jennifer know what you think about this and other episodes of Madness Cafe on IG @madnesscafepodcast or by email at madnesscafepodcast@gmail.com.And don't forget to rate and review the show wherever you listen!Thanks for listening and responding!
Financial Freedom for Physicians with Dr. Christopher H. Loo, MD-PhD
About: Claire is a personal finance expert and CEO at AskFlossie. Her website, AskFlossie.com delivers free, trusted financial guidance for unmarried women and single moms. After earning her MBA from Stanford, Claire left a 25-year career in business to become a Chartered Financial Consultant (ChFC®). Claire serves as a volunteer tax preparer with the IRS VITA program with an advanced certification, and processed over 250 returns in 2022. She has passed all education and testing for the Certified Financial Planner (CFP®) accreditation. She presents frequently on personal finance topics to large and small audiences, in person and online. In her mid-forties, Claire is a wife, mom, IVF warrior, and raging feminist who loves a good cozy mystery. Ideas For Episode Titles / Main Focus Surviving inflation on a budget Growing income with side hustles and promotions Financially security in divorce How to prevent a personal financial crisis Generational Wealth Building for Women Questions Discussed: What the heck is going on in the economy/inflation right now? What can people do? What insurance do I need? What money moves should single moms do differently? How can single women set financial goals? How can women protect themselves before/during/after divorce? Claire can be reached at https://www.askflossie.com Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Due your due diligence. Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphd We couldn't do it without the support of our listeners. To help support the show: CashApp- https://cash.app/$drchrisloomdphd Venmo- https://account.venmo.com/u/Chris-Loo-4 Thank you to our sponsor, CityVest: https://bit.ly/37AOgkp Follow our YouTube channel: https://www.youtube.com/chL1357
CPI hits the bullseye – perfectly inline with expectations. Optimism returns – market on the move - but what about those pesky valuations? Earnings season – starts...right now. Our guest Alex Shahidi – Evoke Advisors, talking about Risk Parity. Check this out and find out more at: http://www.interactivebrokers.com/ Alex is a Managing Partner and Co-Chief Investment Officer at Evoke Advisors. Alex has over 22 years of experience as an investment consultant managing multibillion-dollar portfolios. He began his career at Merrill Lynch, where he led one of the firm's largest institutional consulting groups, advising more than $10 billion in assets. In 2014, Alex co-founded ARIS, where he, along with co-founder Damien Bisserier, oversaw the firm's research and client service efforts. In 2019, they launched the RPAR Risk Parity ETF, which quickly became one of the largest Alternative ETFs in the country. ARIS merged with Evoke Advisors in 2020 and the combined firm currently advises over $20 billion in assets. Alex focuses on advising large pension funds, foundations, endowments, and ultra-high-net-worth families. He works with his clients in a variety of financial areas including developing investment policy statements, managing asset allocation, selecting managers, monitoring portfolio performance, and creating financial plans. Alex is a Chartered Financial Analyst (CFA®), a Certified Investment Management Analyst (CIMA®), a Certified Financial Planner (CFP®), a Chartered Life Underwriter (CLU®), and a Chartered Financial Consultant (ChFC®). Barron's magazine has repeatedly ranked him as one of America's Top 100 Independent Financial Advisors, Top 1,200 Financial Advisors and Top 1,000 Financial Advisors. Alex graduated cum laude from University of California, Santa Barbara, with degrees in business economics and law. He earned a JD from the University of California, Hastings Law School, and is a licensed attorney in California. Alex is a prolific writer. His first book titled Balanced Asset Allocation: How to Profit in Any Economic Climate, was released in late 2014. The article introducing the premise of the book was recognized with the IMCA 2012 Stephen L. Kessler Writing Award as well as in the Wall Street Journal, Market Watch, Money News, Fidelity.com, and Wall Street Daily. In 2021, he launched his second book titled Risk Parity: How to Invest for All Market Environments. Alex has been interviewed on Bloomberg Television and Radio, BBC World News, and Yahoo Finance and for articles in the Wall Street Journal, Barron's, and other major publications. He has also been featured in numerous podcasts including Capital Allocators, The Investor's Podcast, and Seeking Alpha. Alex is also a member of the Forbes Finance Council and regularly contributes content for Forbes.com. Table Discussed in this episode Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy - HERE Stocks mentioned in this episode: (SPY), (AMZN), (SBUX)
You can't put a dollar value on your family. But you can make sure their financial future is taken care of in case of unexpected events. Nowadays, we're sold on the idea that banks are our best bet to do this.That's simply not true. Banks only have their interests in mind. And, contrary to popular belief, they're not bulletproof and can go under. Luckily, there are ways in which you can take care of the financial security of your family and create wealth at the same time. That's why you have to listen to today's episode with my guest, Will Duffy. Will is a Chartered Financial Consultant (ChFC), Retirement Income Certified Professional (RICP), and Enrolled Agent (EA) who became a millionaire at age 33 by following the same contrarian wealth-building and tax-saving strategies he teaches his clients. His proven roadmap helps clients realize their financial goals and secure the future of their families. In this episode, you'll learn how the wealthiest people in the world leverage life insurance to build tax-free wealth, the major mistakes to avoid when using life insurance as an investment vehicle, and the bank replacement strategy with much better returns.Key Takeaways with Will DuffyWhy the wealthiest people in the world are the largest purchasers of life insurance. Why the “infinite banking” and “bank on yourself” strategies don't work, and better alternatives you can use instead.Will's bank replacement strategy that will get you guaranteed returns on investment regardless of recessions, stock market crashes, and depressions. The #1 mistake to avoid when using life insurance to invest. The strategy that life insurance companies don't want you to know about that helped Justin save millions of dollars on his life insurance policy. Why do the size and investment portfolio of life insurance companies influence the dividend you're earning with their policies? The benefits of life insurance that aren't activated only by death.Nobody's promised tomorrow. Why it's always better to get life insurance as soon as possible.Free GiftGet Will's free book, Roths for the Rich: How To Fund Your Roth With Over $100,000 Each Year. The book will show you how to accumulate the most money possible while paying the least amount possible to UncleSam — using the Roth IRA. You'll be amazed how much you can sock away tax-free by making the tax laws work for you!To get access to this gift, visit JustinDonald.com/102. Thanks for listening and without further delay, my conversation with Will Duffy!To get access to this gift, visit LifestyleInvestor.com/102Want the Full Show Notes?To get access to the full show notes, including audio, transcripts, and links to all the resources mentioned, visit LifestyleInvestor.com/101Get the Lifestyle Investor Book!To get access to The Lifestyle Investor: The 10 Commandments of Cashflow Investing for Passive Income and Financial Freedom visit LifestyleInvestor.com/bookRate & ReviewIf you enjoyed today's episode of The Lifestyle Investor, hit the subscribe button on Apple Podcasts, Spotify, Stitcher, Castbox, Google Podcasts, iHeart Radio, or wherever you listen, so future episodes are automatically downloaded directly to your device.You can also help by providing an honest rating & review. Reviews go a long way in helping us build awareness so that we can impact even more people. THANK YOU!Connect with Justin DonaldFacebookYouTubeInstagramLinkedInTwitterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Saying you were retired used to have a negative connotation because it meant you were no longer able to work, but now, it is something everyone works towards and dreams of. Why does the meaning of retirement change over time? In this episode, Jeremy Finger talks with John Diehl, CFP®, CLU®, ChFC®, to discuss how the changing landscape and meaning of retirement can affect you in the future and provides insight about how you can adapt to these changes as they arise. John discusses: What he learned about retirement at the MIT age lab Why the meaning of retirement has changed drastically over the past 100 years How your family dynamic could look different than previous generations' The most common myths about retirement and how you can avoid falling victim to them And more Resources: Retire Happy Podcast: Living A Better Life Through Mindset and Fitness With Maria Angelova (Ep. 7) Connect with John Diehl: Hartford Funds Connect with Riverbend Wealth Management: Riverbend Wealth Management 15 Minute Phone Appointment Linkedin: Jeremy Finger Facebook: Jeremy Finger Riverbend Wealth Management Twitter: Jeremy Finger About Our Guest: John Diehl is senior vice president of applied insights for Hartford Funds. He and his team are responsible for engaging and educating financial professionals and their clients about current and emerging opportunities in the financial-services marketplace. These opportunities range from tactical strategies in areas such as retirement-income planning, investment planning, and charitable planning, to anticipating and preparing for long-term demographic and lifestyle changes. John also oversees Hartford Funds' relationship with the Massachusetts Institute of Technology AgeLab. John joined the company in 1988 and was promoted to assistant vice president in 1991 and vice president in 1997. He was named senior vice president in 2007, while he led the Retirement and Wealth Consulting Group, which was responsible for building awareness and knowledge of retirement challenges and the latest planning strategies to address them. In 2012, John was named Senior Vice President, Applied Insights; in this role, he devotes his efforts to serving the needs of financial professionals and their clients. John has been widely quoted in consumer and trade publications such as The Wall Street Journal, Financial Planning, and On Wall Street. He has also appeared as a featured guest on CNBC and Bloomberg Television to discuss his views on retirement-related topics. John attended Moravian College in Bethlehem, Pennsylvania, where he earned a bachelor's degree in economics. He has been a CERTIFIED FINANCIAL PLANNERTM (CFP®) since 1991. In addition, he holds the Chartered Financial Consultant (ChFC®) and Chartered Life Underwriter (CLU®) designations. He is also FINRA Series 6, 7, 63, and 26 registered and holds a life and variable insurance license.
Amy Rose Herrick is a Chartered Financial Consultant (ChFC), author, and financial expert with a passion for supporting people and helping them to manage their resources. Amy shares a variety of strategies and considerations for women through divorce and moving into future endeavors in managing their finances. Amy also highlights mistakes and oversights that can derail your financial plans. Simple steps and considerations around budgeting, financial decision making, and how to strategically plan to save money throughout the divorce and beyond.About the Guest:Amy Rose Herrick, is “America's Profit Building Specialist.” She trains Entrepreneurs, or their staff, worldwide, in as little as 15 minutes how to build bigger bottom lines, saving them time, and money. She is positively impacting generations of family's wealth with her talents.Amy also excels at helping US business owners structure the sale of appreciated assets to reduce capital gains taxes, or eliminate the capital gains taxes entirely.On a more personal note, she is the author of several books with the most recent being the inspiring, faith building #1 Best Seller “Pack Faith First, Suitcases Second: A decade of miracles after 50”. She will be releasing 11 more books in her new series by the end of 2022.https://www.thesecretprofits.com/ to download a free digital copy of “7 Solutions to Add $10k-$100k to Your Bottom Line This Year”.https://www.thesecretprofits.com/courses for full course libraryhttps://www.linkedin.com/in/amyroseherrick/ let's connect!https://www.facebook.com/TheSecretProfitsAmy@AmyRoseHerrick.comWatch a financial literacy building educational video on YouTube https://www.canva.com/design/DAFD6bo_NAE/gnVpWXjX45l6QQKdUkPuPQ/view?website#4:who-we-are#1 Best Seller “Pack Faith First, Suitcases Second: A decade of miracles after 50”https://www.amazon.com/Pack-Faith-First-Suitcases-Second/dp/B08VYMSS11/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1659383276&sr=8-1 About the Host:Mardi Winder-Adams is an ICF and BCC Executive and Leadership Coach, Certified Divorce Transition Coach, and a Credentialed Distinguished Mediator in Texas. She has worked with women in executive, entrepreneur, and leadership roles navigating personal, life, and professional transitions. She is the founder of Positive Communication Systems, LLC. To find out more about divorce coaching: www.divorcecoach4women.com Facebook - https://www.facebook.com/Divorcecoach4womenLinkedIn: https://www.linkedin.com/in/mardiwinderadams/Instagram:
On this week's Lebenthal Report we welcome Tom Duncan. Tom Duncan is a senior director in the Advanced Consulting Group for Nationwide and has been with the company since 2000. He has written for numerous financial industry publications and is a much-requested speaker on annuity planning. Tom holds a Juris Doctor from the University of Dayton, a bachelor's degree in economics from Denison University and the Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC) and Chartered Advisor for Senior Living (CASL) designations. His areas of specialty include annuities, IRAs, retirement income planning and estate planning.
On this week's Lebenthal Report we welcome Tom Duncan. Tom Duncan is a senior director in the Advanced Consulting Group for Nationwide and has been with the company since 2000. He has written for numerous financial industry publications and is a much-requested speaker on annuity planning. Tom holds a Juris Doctor from the University of Dayton, a bachelor's degree in economics from Denison University, and the Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), and Chartered Advisor for Senior Living (CASL) designations. His areas of specialty include annuities, IRAs, retirement income planning, and estate planning.
Show Notes - The Grow Your Business and Grow Your Wealth podcast with Gary Heldt - EP 098 Derrick Kinney, CEO – Good Money Framework Derrick Kinney is CEO of Good Money Framework and host of the popular Good Money podcast. Kinney inspires influential business and thought leaders to make more money and use it for good. Known for making complex financial topics easy to understand, Kinney is a sought-after guest on local and national media where he has been interviewed on CNBC, FOX News, CNN, FOX Business, PBS, Cheddar News, and Wall Street Journal, among others. Kinney is a certified Financial Educator (CFE), Chartered Retirement Planning Counselor (CRPC), Chartered Financial Consultant (ChFC), and a Chartered Advisor for Senior Living (CASL). Derrick ‘s insights include: How Derrick used his motivation to make money from a young age into crafting his own successful financial planning business The problem with people believing if you make a lot of money you are a villain How Derrick helps business owners increase their revenue How people's fears hold them back from making more money The importance of branding yourself as a specialist in your field to make more money Enjoy the show! Connect with Derrick: Website: www.GoodMoneyFramework.com https://www.goodmoneyframework.com/chapters Instagram: derricktkinney LinkedIn: Derrick Kinney Connect with Gary: Website: https://sbadvisors.cc/ Facebook: https://www.facebook.com/SmallBusinessAdvisors LinkedIn: https://www.linkedin.com/in/gary-d-heldt-jr-388a051/ Learn more about your ad choices. Visit megaphone.fm/adchoices
This episode is a highlight clip from this week's full episode. To listen to the full episode, see yesterday's episode or use this link: https://api.spreaker.com/v2/episodes/49836464/download.mp3James Langabeer, PhD in Decision Science, joins the show to challenge leaders to focus on intentionality in their decision-making.This episode reveals that there is no black and white guide to making great decisions, but instead to focus on what intrinsically matters to you…and that will reflect the “right” decision on an individual level.How can you be more intentional in the decisions you make?CONNECT WITH USDecidedlyPodcast.comInstagram: @decidedlypodcastFacebook: https://www.facebook.com/decidedlypodcastShawn's Instagram: @shawn_d_smithSanger's Instagram: @sangersmithSubscribe to our newsletter for weekly decision-making tips: https://visitor.r20.constantcontact.com/manage/optin?v=001aeU_pPBHJPNJWJBdVbaci6bjGIuEJurH12xHBWDEVT_NxyCadMd7wLSZjcEZglkSjDjehuIbTHD8nABOIdV69ctfYpSzg24RCIytetBUrlIPPKgaGzjGZ8DkM0Wp1LMjbErcYUur7PbZGjeVo4gyXlz821AoJGZRJoin us every Wednesday for more strategies to DEFEAT bad decision-making – one episode at a time!MENTIONED IN THIS EPISODEMax Bazerman, Judgement-Based Decision-Making: https://nobaproject.com/modules/judgment-and-decision-makingThe Kolbe Analysis: https://kolbe.com/Ep.23 I Mayor Mattie Parker I Deciding to Serve as Mayor: https://api.spreaker.com/v2/episodes/48667397/download.mp3Brendon Burchard: https://www.amazon.com/Brendon-Burchard/e/B001IGOFHY%3Fref=dbs_a_mng_rwt_scns_shareAtomic Habits by James Clear: https://jamesclear.com/atomic-habitsEp.31 I Tom Kelly I Deciding You Suck at Decision-Making: https://api.spreaker.com/v2/episodes/49321002/download.mp3Meditation App: https://apps.apple.com/us/app/universal-breathing-pranayama/id433571551Critical Time Intervention: Criticaltime.orgABOUT JAMES LANGABEERInstagram: @jameslangabeerLinkedIn: https://www.linkedin.com/in/jameslangabeer/The Quest for Wealth (6 Steps to Mindful Money Management): https://jameslangabeer.com/book/James Robert Langabeer, PhD coaches leaders to improve their decision-making around wealth and health. Trained as a decision scientist and behavioral economist, he focuses on how we make important decisions. He holds the Robert Graham Professorship for Entrepreneurial Informatics at the University of Texas Health Science Center, and has taught thousands of students in finance, leadership, strategy, systems management, and decision-making at UTHealth, Boston University, and the University of Houston.He also is the Founder and Managing Partner of Yellowstone Consulting LLC, where he advises select individuals and consults organizations around key decisions at the strategic and financial level. He has created the Mindful Money Management Model (TM) to help people optimize their daily money management, and has published over 100 scientific articles, authored multiple books, and has been a popular keynote speaker at dozens of national conferences. He has significant experience as a senior executive in multiple industries (including software, healthcare, retail, and petrochemical sectors).James holds a PhD in Management and Decision Sciences from the University of Lancaster in England, and a second doctorate in from the University of Houston in leadership. He has an MBA from Baylor University, and his undergraduate training was in management and economics from the University of Texas, San Antonio. He is a Registered Investment Adviser (RIA) with the Texas Securities Board and holds both the Chartered Financial Consultant (ChFC) and Certified Management Accountant (CMA) designations. He also is a Six Sigma Black Belt and has certifications in financial and life coaching.
James Langabeer, PhD in Decision Science, joins the show to challenge leaders to focus on intentionality in their decision-making.This episode reveals that there is no black and white guide to making great decisions, but instead to focus on what intrinsically matters to you…and that will reflect the “right” decision on an individual level.How can you be more intentional in the decisions you make?Don't have time to listen to the full episode? No worries! Here's a 15-minute highlight clip: https://api.spreaker.com/v2/episodes/49850376/download.mp3CONNECT WITH USDecidedlyPodcast.comInstagram: @decidedlypodcastFacebook: https://www.facebook.com/decidedlypodcastShawn's Instagram: @shawn_d_smithSanger's Instagram: @sangersmithSubscribe to our newsletter for weekly decision-making tips: https://visitor.r20.constantcontact.com/manage/optin?v=001aeU_pPBHJPNJWJBdVbaci6bjGIuEJurH12xHBWDEVT_NxyCadMd7wLSZjcEZglkSjDjehuIbTHD8nABOIdV69ctfYpSzg24RCIytetBUrlIPPKgaGzjGZ8DkM0Wp1LMjbErcYUur7PbZGjeVo4gyXlz821AoJGZRJoin us every Wednesday for more strategies to DEFEAT bad decision-making – one episode at a time!MENTIONED IN THIS EPISODEMax Bazerman, Judgement-Based Decision-Making: https://nobaproject.com/modules/judgment-and-decision-makingThe Kolbe Analysis: https://kolbe.com/Ep.23 I Mayor Mattie Parker I Deciding to Serve as Mayor: https://api.spreaker.com/v2/episodes/48667397/download.mp3Brendon Burchard: https://www.amazon.com/Brendon-Burchard/e/B001IGOFHY%3Fref=dbs_a_mng_rwt_scns_shareAtomic Habits by James Clear: https://jamesclear.com/atomic-habitsEp.31 I Tom Kelly I Deciding You Suck at Decision-Making: https://api.spreaker.com/v2/episodes/49321002/download.mp3Meditation App: https://apps.apple.com/us/app/universal-breathing-pranayama/id433571551Critical Time Intervention: Criticaltime.orgABOUT JAMES LANGABEERInstagram: @jameslangabeerLinkedIn: https://www.linkedin.com/in/jameslangabeer/The Quest for Wealth (6 Steps to Mindful Money Management): https://jameslangabeer.com/book/James Robert Langabeer, PhD coaches leaders to improve their decision-making around wealth and health. Trained as a decision scientist and behavioral economist, he focuses on how we make important decisions. He holds the Robert Graham Professorship for Entrepreneurial Informatics at the University of Texas Health Science Center, and has taught thousands of students in finance, leadership, strategy, systems management, and decision-making at UTHealth, Boston University, and the University of Houston.He also is the Founder and Managing Partner of Yellowstone Consulting LLC, where he advises select individuals and consults organizations around key decisions at the strategic and financial level. He has created the Mindful Money Management Model (TM) to help people optimize their daily money management, and has published over 100 scientific articles, authored multiple books, and has been a popular keynote speaker at dozens of national conferences. He has significant experience as a senior executive in multiple industries (including software, healthcare, retail, and petrochemical sectors).James holds a PhD in Management and Decision Sciences from the University of Lancaster in England, and a second doctorate in from the University of Houston in leadership. He has an MBA from Baylor University, and his undergraduate training was in management and economics from the University of Texas, San Antonio. He is a Registered Investment Adviser (RIA) with the Texas Securities Board and holds both the Chartered Financial Consultant (ChFC) and Certified Management Accountant (CMA) designations. He also is a Six Sigma Black Belt and has certifications in financial and life coaching.
Tommy and his wife Myra have 7 children and attend Johnson Ferry Baptist Church in Marietta. Tommy wants to become more like Christ as he moves thru life's journey towards meeting his Maker. He enjoys spending time with his children and friends, exercise, and eating healthy. Encouraging all those around him to be more like Christ and accomplish more is what he has been told characterize many of his relationships.His #1 business goal is to truly helping people enjoy life without having to worry about what will happen..When people believe and understand Who really owns everything, this can happen. Thomas takes pleasure in guiding his clients as they implement the financial planning strategies that help them become better stewards and meet the financial and life goals God has laid on their hearts. Mr. Cloud's: commitment to operating as a fee only fiduciary practitioner, reducing investment costs, holistic financial planning focus, retirement planning, and Biblical worldview are what separates him from many others in his field.Thomas graduated from The Georgia Institute Of Technology in 1997 with a degree in Business Management and Certificate in Finance. Mr. Cloud is a CERTIFIED FINANCIAL PLANNER™ practitioner. The CFP® is one of the most respected and hardest designations to obtain in all of the financial services industry.Thomas Cloud, Jr., is also a Qualified Kingdom Advisor. One of the greatest unrecognized and unmet needs in the body of Christ today is the ability to find a financial professional who shares a Biblical perspective on stewardship. Kingdom Advisors' qualification process introduces a new level of qualified Christian financial professionals who are equipped to integrate Biblical counsel with financial counsel. What should I look for in a Qualified Kingdom Advisor?Thomas has passed the NASD series 6, 22, 63, and 65 examinations. Mr. Cloud has a BA in Management and certificate in finance from the Georgia Institute of Technology. Mr. Cloud has passed the state insurance examination as well. He has also earned the Chartered Financial Consultant (ChFC©)designation from the American College. To become a ChFC© Mr. Cloud had to meet experience requirements and pass exams covering finance and investing. The experience requirement is to have at least three years of experience in the financial industry, and have studied and passed an examination on the fundamentals of financial planning, including income taxation, insurance, investment and estate planning. The College for Financial Planning®, located in Denver, awarded Thomas Cloud, Jr., of Marietta, Georgia, the Accredited Asset Management Specialist or AAMS® Professional Designation. Individuals who complete the program, pass a final exam, and sign a code of ethics and disclosure form earn the AAMS designation. Developed in response to the need for advanced training within investment firms, the Accredited Asset Management Specialist Professional Designation Program offers investment professionals with the precise, hands-on information needed to provide ample, planning-oriented asset management advice. He is also a Certified Senior Advisor (CSA) and Registered Investment Advisor (RIA). To become a Certified Senior Advisor (CSA), he completed a 24-part program of study in the financial, physical, emotional, and personal issues of seniors. Thomas also participated in both the Financial Management Association (FMA) and the investment club while attending Georgia Tech. His investment club was featured on CNNFN because they were an elite college club picking stocks, which outperformed the S&P 500 two years in a row. After college, he worked for First Union National Bank, then Southwick Investments (securities), and Turamali (tangibles and other non securities).Thomas Cloud, Jr. wrote the ebook The Ten Biggest Mistakes Any Investor Makes. Mr. Cloud wrote a monthly financial, economic, and geopolitical article for the prestigious political website Purepolitics.com for years. He also wrote, 2 articles, for Business Reform magazine. Thomas Cloud, Jr.'s articles have also been published by the Christian Ranchman and Spiritual Voice News. Toastmasters International has recognized Thomas G. Cloud, Jr. as a Competent Toastmaster. Mr. Cloud has completed the 12-week Crown Financial Ministries study and also led the study at First Baptist Church Atlanta. Thomas is a professional member of Kingdom Advisors. Mr. Cloud has also spoken about financial planning all over the world, including the Mediterranean Sea. In the winter of 2009 Thomas published a book called Circle of Fellowship that he authored with Robert Inman Ragsdale, III. Circle of Fellowship is a small group discussion guide for men designed to make disciples of Jesus.Learn More: https://thirdactretirement.com/Influential Influencers with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-tommy-cloud-cfp-president-of-third-act-retirement-planning-qualified-kingdom-advisor
Tommy and his wife Myra have 7 children and attend Johnson Ferry Baptist Church in Marietta. Tommy wants to become more like Christ as he moves thru life's journey towards meeting his Maker. He enjoys spending time with his children and friends, exercise, and eating healthy. Encouraging all those around him to be more like Christ and accomplish more is what he has been told characterize many of his relationships.His #1 business goal is to truly helping people enjoy life without having to worry about what will happen..When people believe and understand Who really owns everything, this can happen. Thomas takes pleasure in guiding his clients as they implement the financial planning strategies that help them become better stewards and meet the financial and life goals God has laid on their hearts. Mr. Cloud's: commitment to operating as a fee only fiduciary practitioner, reducing investment costs, holistic financial planning focus, retirement planning, and Biblical worldview are what separates him from many others in his field.Thomas graduated from The Georgia Institute Of Technology in 1997 with a degree in Business Management and Certificate in Finance. Mr. Cloud is a CERTIFIED FINANCIAL PLANNER™ practitioner. The CFP® is one of the most respected and hardest designations to obtain in all of the financial services industry.Thomas Cloud, Jr., is also a Qualified Kingdom Advisor. One of the greatest unrecognized and unmet needs in the body of Christ today is the ability to find a financial professional who shares a Biblical perspective on stewardship. Kingdom Advisors' qualification process introduces a new level of qualified Christian financial professionals who are equipped to integrate Biblical counsel with financial counsel. What should I look for in a Qualified Kingdom Advisor?Thomas has passed the NASD series 6, 22, 63, and 65 examinations. Mr. Cloud has a BA in Management and certificate in finance from the Georgia Institute of Technology. Mr. Cloud has passed the state insurance examination as well. He has also earned the Chartered Financial Consultant (ChFC©)designation from the American College. To become a ChFC© Mr. Cloud had to meet experience requirements and pass exams covering finance and investing. The experience requirement is to have at least three years of experience in the financial industry, and have studied and passed an examination on the fundamentals of financial planning, including income taxation, insurance, investment and estate planning. The College for Financial Planning®, located in Denver, awarded Thomas Cloud, Jr., of Marietta, Georgia, the Accredited Asset Management Specialist or AAMS® Professional Designation. Individuals who complete the program, pass a final exam, and sign a code of ethics and disclosure form earn the AAMS designation. Developed in response to the need for advanced training within investment firms, the Accredited Asset Management Specialist Professional Designation Program offers investment professionals with the precise, hands-on information needed to provide ample, planning-oriented asset management advice. He is also a Certified Senior Advisor (CSA) and Registered Investment Advisor (RIA). To become a Certified Senior Advisor (CSA), he completed a 24-part program of study in the financial, physical, emotional, and personal issues of seniors. Thomas also participated in both the Financial Management Association (FMA) and the investment club while attending Georgia Tech. His investment club was featured on CNNFN because they were an elite college club picking stocks, which outperformed the S&P 500 two years in a row. After college, he worked for First Union National Bank, then Southwick Investments (securities), and Turamali (tangibles and other non securities).Thomas Cloud, Jr. wrote the ebook The Ten Biggest Mistakes Any Investor Makes. Mr. Cloud wrote a monthly financial, economic, and geopolitical article for the prestigious political website Purepolitics.com for years. He also wrote, 2 articles, for Business Reform magazine. Thomas Cloud, Jr.'s articles have also been published by the Christian Ranchman and Spiritual Voice News. Toastmasters International has recognized Thomas G. Cloud, Jr. as a Competent Toastmaster. Mr. Cloud has completed the 12-week Crown Financial Ministries study and also led the study at First Baptist Church Atlanta. Thomas is a professional member of Kingdom Advisors. Mr. Cloud has also spoken about financial planning all over the world, including the Mediterranean Sea. In the winter of 2009 Thomas published a book called Circle of Fellowship that he authored with Robert Inman Ragsdale, III. Circle of Fellowship is a small group discussion guide for men designed to make disciples of Jesus.Learn More: https://thirdactretirement.com/Influential Influencers with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-tommy-cloud-cfp-president-of-third-act-retirement-planning-qualified-kingdom-advisor
Episode: 169 Will Duffy Join your host David Pere and Alex Felice in this episode with guest Will Duffy as he explains why he personally wouldn't do any of the life insurance policies that are so commonly pitched to people today. One thing should be known to anyone being sold a life insurance policy: most insurance agents we have today only sell for one company. And if your insurance agent works under one insurance company, for Will, that's a conflict of interest to be aware of right there. In this episode, Will talks about the two questions you need to ask when being pitched to a life insurance policy, why the infinite banking concept simply doesn't work, and why the bank replacement strategy is better than any bank account. About Will Duffy: In the world of investing and finance, there are those who follow the crowd and those who know how to turn unconventional strategies into potentially winning hands. Will Duffy became a millionaire at age 33 by following the same contrarian wealth-building and tax-saving strategies he teaches his clients. Not just a financial advisor, Will's specialized excellence as a Chartered Financial Consultant (ChFC), Retirement Income Certified Professional (RICP), an Enrolled Agent (EA) lets him create customized, innovative financial plans or partner with a client's current team of CPAs, advisors or attorneys. The author of multiple financial books, and a go-to source for other financial professionals nationwide, The Duffy MethodTM is Will's proven roadmap to help high net worth individuals, family offices, and businesses realize their financial goals. Sponsor: Real Estate Investing 101: https://www.frommilitarytomillionaire.com/teachable-rei Outline of the episode: [03:52] You can't get too far researching tax planning without running across life insurance [05:52] Will Duffy – on most life insurance policies today [10:16] Dissecting the Infinite Banking Concept (IBC) [14:18] What is a captive agent? [17:03] The red flags with direct recognition policies [21:15] What is lost opportunity cost? [25:28] The Bank Replacement Strategy [30:01] About a family who wants to close an off-market multifamily property and do the bank replacement strategy [35:01] David Pere – on making $600 from a whole life insurance policy after five years [38:46] When someone's pitching you life insurance… Resources: Website: https://willduffy.com/ LinkedIn: https://www.linkedin.com/in/willduffychfc/ Roths For The Rich: How to Fund Your Roth With Over $100,000 Each Year, Book by Will Duffy: https://www.amazon.com/gp/product/B07RGZ35ZK/ref=dbs_a_def_rwt_bibl_vppi_i1 Compound Interest: 10 Financial Truths to Protect Your Wealth, Book by Will Duffy: https://www.amazon.com/gp/product/B01HUOZL0M/ref=dbs_a_def_rwt_bibl_vppi_i2 Follow The Military Millionaire Podcast's journey on: Website: https://www.frommilitarytomillionaire.com/ YouTube: https://www.youtube.com/c/Frommilitarytomillionaire/ Facebook: https://www.facebook.com/groups/1735593999901619/ Instagram: https://www.instagram.com/frommilitarytomillionaire/ Become A War Room Mastermind Group Member: https://military-millionaire-academy.teachable.com/p/the-war-room Grab your book copy of The No B.S. Guide to Military Life - How to Build Wealth, Get Promoted, and Achieve Greatness, Book by David Pere: https://www.amazon.com/B-S-Guide-Military-Life-greatness/dp/1736753010 From Zero to One: Real Estate Investing for Beginners: https://military-millionaire-academy.teachable.com/p/from-zero-to-one-real-estate-investing-101 Grab hold of your 2-Week FREE Trial of Propstream Now: https://trial.propstreampro.com/militarytomillionaire/ Sponsor: Real Estate Investing 101: https://www.frommilitarytomillionaire.com/teachable-rei - Real Estate Investing Course: https://www.frommilitarytomillionaire.com/teachable-rei Recommended books and tools: https://www.frommilitarytomillionaire.com/kit/ Become an investor: https://www.frommilitarytomillionaire.com/investor/ - SUBSCRIBE: https://bit.ly/2Q3EvfE - Website: https://www.frommilitarytomillionaire.com/start-here/ Instagram: https://www.instagram.com/frommilitarytomillionaire/ Facebook: https://www.facebook.com/groups/militarymillionaire/ - My name is David Pere, I am an active duty Marine, and have realized that service members and the working class use the phrase "I don't get paid enough" entirely too often. The reality is that most often our financial situation is self-inflicted. After having success with real estate investing, I started From Military to Millionaire to teach personal finance and real estate investing to service members and the working class. As a result, I have helped many of my readers increase their savings gap, and increase their chances of achieving financial freedom! - Click here to SUBSCRIBE: https://bit.ly/2Q3EvfE to the channel for more awesome videos! THIS SITE IS INDEPENDENTLY OWNED AND OPERATED. ALL OPINIONS EXPRESSED HEREIN ARE MY OWN. THE VIEWS EXPRESSED ON THIS SITE ARE THOSE OF THE AUTHOR OR THE AUTHOR'S INVITED GUEST POSTERS, AND MAY NOT REFLECT THE VIEWS OF THE US GOVERNMENT, THE DEPARTMENT OF DEFENSE, OR THE UNITED STATES MARINE CORPS.
Today's guest is Dennis McNamaraWe go deep talking about:The fundamental principles of money, wealth and investmentsHow to make the most of what you have now to set a future plan for you and your familyFinding a balance between time, money and healthWhy it's really important to be in a men's group with other dadsBeing confident, living with intention and having a more deeper and more engaged relationship with those around youThe importance of emergency fundDennis McNamara is a dad to a three year old, a husband to his college sweetheart, and a comprehensive financial planner at, and co-founder of, wHealth (pronounced “wealth”) Advisors in Red Bank, NJ.After graduating university in 2011 Dennis was teetering on a mental and emotional breakdown. With $7,000 to his name, Dennis spent a year exchanging his physical labor for a roof over his head on permaculture farms in Portugal and Costa Rica. After learning more about himself through these experiences he dedicated himself to rigorously pursuing purposeful work instead of job titles.Since then, he's been the US Director of Business Development at a social enterprise firm, a financial analyst at the private wealth management arm of Goldman Sachs, and most recently – in 2019 – made the leap to establish his own financial planning firm – wHealth Advisors.Dennis has been mentioned in Forbes, US News & World Report, and Financial Advisor Magazine. He holds the financial designations of Certified Financial Planner (CFP), Chartered Financial Consultant (ChFC), Accredited Investment Fiduciary (AIF), and is a Certified Student Loan Professional (CSLP).Outside of wHealth Advisors he is passionate about compounding healthy habits so that he can show up as the best version of himself - whether that be as a parent, a partner, or a professional.You can follow along his Instagram @thewhealthadvisor or find more about the work he does with wHealth Advisors at whealthfa.com. There, you can also subscribe to his monthly newsletter which is as much about finances as it is about wellness, personal optimization, and taking meaningful steps to upgrading your life.Mentioned on this episode:Four Thousand Weeks: Time Management for Mortals---Welcome to the Dad.Work Podcast!It's my goal every episode to help dads suffer less, love more, and parent confidently.We'll be diving into mindfulness practices, healing trauma, conscious parenting, natural living, compassionate communication, the spiritual aspect of fatherhood, and more.There are a lot of amazing teachers and guides who help men become more aware and conscious, but there's not a lot of resources for men who are both fathers and interested in a mindful exploration of consciousness and improvement.This podcast aims to help bridge that gap.Resources, Links, Show Notes:https://dad.work/pod/Get our Free 14-Day Better Man, Better Dad Email Series:https://dad.work/email/Join one of our Men's Groups for Dads and be seen, heard, supported, and challenged by a group of other fathers who have your back unconditionally:https://dad.work/group/
On this episode of Investor Connect, Hall welcomes Craig Martin, Founder, and President at The Family Wealth Consulting Group.The Family Wealth Consulting Group is a family-owned and operated fee-only financial planning firm that has been a fiduciary with clients in Silicon Valley, California, for over 35 years. This family-centric team focuses on helping families maximize financial resources for today, as well as for generations to come. FWCG's unique expertise is building portfolios including alternative investments that give clients more money during their retirement years, as well as helping families manage the tax and estate planning issues that are top of mind for many clients who have a net worth. Craig has been coordinating estate and income tax planning with investments and cash flow for high-net-worth clients of Silicon Valley since 1976. He was an early adopter in 1990 when he converted his firm to fee-only because of his conviction to being a fiduciary so he could remain agnostic to which product or ideas he was advising, only with a dedication to helping clients make informed decisions. Because Craig is dedicated to continuous education in an evolving financial industry, he is convinced of the importance of building risk-managed portfolios using dissimilar price movement asset classes. He considers alternatives as some of the most efficient risk-management tools, so he offers alternative investments to his clients now using two different funds, where he is now co-investing with clients as an angel investor in start-up businesses. He has extensive experience in performing due diligence on start-up businesses because he has participated in dozens of due diligence teams along with other members of Keiretsu Forum, the largest angel investment group in the world. He teaches due diligence to entrepreneurs and other angel investors in the Keiretsu Academy as well as leading focused academies on this topic for the angel investment community of both angels and entrepreneurs. Craig earned the Master of Science in Financial Services (MSFS) in 1989 from The American College out of Bryn Mawr, PA, the largest and oldest institution exclusively dedicated to the financial industry. He also has qualified for several undergraduate level designations from that same college, including the Chartered Financial Consultant (ChFC) and Chartered Life Underwriter (CLU), and then earned the mark of Certified Financial Planner (CFP) from the CFP Board of Standards. He has taught financial planning classes at the University of California at Berkeley. Craig speaks about the state of angel investing and the biggest change he thinks we will see in the next year or two. He also discusses some of the challenges startups and investors face. You can visit The Family Wealth Consulting Group at and , and via LinkedIn at . Craig can be contacted via email at , and via LinkedIn at . _________________________________________________________________________ For more episodes from Investor Connect, please visit the site at: Check out our other podcasts here: For Investors check out: For Startups check out: For eGuides check out: For upcoming Events, check out For Feedback please contact info@tencapital.group Please , share, and leave a review. Music courtesy of .
Mac is experienced with with over a combined 40 years in banking and insurance.He was with New England Securities, Multi-Financial Securities and Cetera Advisors over a combined 25 years as a broker and an investment advisor representative.Aside from his time in college, He has resided in Aiken since 1955. After graduation from Aiken High School, he attended both The Citadel and the United States Naval Academy where I earned a Block N as a Brigade boxing champion. He graduated from the University of South Carolina with a degree in business management and has his masters degree in education administration. At USC, he lettered in football, was a member of the Block C Club, residence hall counselor and served as president of Delta Sigma Pi, professional business administration fraternity.Professionally, not only was he formerly a National Board Certified Teacher in social studies, but holds Chartered Financial Consultant (ChFC) and Chartered Life Underwriter (CLU) designations from the American College in Bryn Mawr, PA. He was a Fellow of the Life Underwriter Training Council and moderated courses for agents in life and disability insurance.Before moving to Aiken, the road to Eagle Scout taught him many lessons that he honors to this day, especially as they pertain to service to others. Since his return to Aiken in 1964, he has been active in his church, St. Thaddeus Episcopal, as a Girl Scout troop leader, former vestry member, teacher, committee member, coach, Mead Hall board member, Lay Reader, Eucharistic Minister, and Lay Visitor.Service and veteran organizations include the American Legion; Jaycees (past president, regional vice president and was honored as a key man and outstanding state chairman); Aiken Association of Life Underwriters (president); Salvation Army (board of directors); mentor to Georgia-Carolina Council Boy Scouts and adults; coach for Aiken Parks and Recreation teams; Aiken County Public Schools middle school rezoning committee chairman; coach of Aiken High School academic team for 17 years (thanks to the students the team became one of the nation's best). Mac was named by the South Carolina Department of Education and the State Board of Education as a South Carolina Ambassador of Academic Excellence.Mac credits his deceased wife with their following the path of servanthood. She taught him much and he actively participated with her in reaching out to others. They were blessed with four children. two of which are disabled (Catherine and Chris) and all of whom live in Aiken. Jim, the eldest is a Wofford grad and football All-American who is married to the former Anita Tatum, a regular in Heart Fund productions. They have one daughter, Tatum. Their youngest son, David, magna cum laud graduate of USC-Aiken and masters degree in education leadership from Ole Miss. He coordinates testing for the Aiken County School District and is married to the former Tara Jean Wessinger, an art teacher at Aiken High. They are the parents of Cody and Zoe.Call Mac today to schedule time to get rid of your gorilla in the room especially if your concern is about insurance, annuities, long term care or college planning;Neither Carey (Mac) Hanna, nor his company give legal or tax advice. Refer to your tax, legal or financial advisor. Mac and his company believe in striving for wealth beyond wall street to mitigate potential losses through downturns or volatility in the stock market and preservation of capital. Mac is licensed in South Carolina, North Carolina, Georgia, Florida, Alabama and Virginia.Learn More:https://www.machanna.net/E-mail: mhanna@gforcecable.comPhone (803) 270-9248Influential Influencers with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-carey-mac-hanna-on-leaving-money-to-loved-ones
Mac is experienced with with over a combined 40 years in banking and insurance.He was with New England Securities, Multi-Financial Securities and Cetera Advisors over a combined 25 years as a broker and an investment advisor representative.Aside from his time in college, He has resided in Aiken since 1955. After graduation from Aiken High School, he attended both The Citadel and the United States Naval Academy where I earned a Block N as a Brigade boxing champion. He graduated from the University of South Carolina with a degree in business management and has his masters degree in education administration. At USC, he lettered in football, was a member of the Block C Club, residence hall counselor and served as president of Delta Sigma Pi, professional business administration fraternity.Professionally, not only was he formerly a National Board Certified Teacher in social studies, but holds Chartered Financial Consultant (ChFC) and Chartered Life Underwriter (CLU) designations from the American College in Bryn Mawr, PA. He was a Fellow of the Life Underwriter Training Council and moderated courses for agents in life and disability insurance.Before moving to Aiken, the road to Eagle Scout taught him many lessons that he honors to this day, especially as they pertain to service to others. Since his return to Aiken in 1964, he has been active in his church, St. Thaddeus Episcopal, as a Girl Scout troop leader, former vestry member, teacher, committee member, coach, Mead Hall board member, Lay Reader, Eucharistic Minister, and Lay Visitor.Service and veteran organizations include the American Legion; Jaycees (past president, regional vice president and was honored as a key man and outstanding state chairman); Aiken Association of Life Underwriters (president); Salvation Army (board of directors); mentor to Georgia-Carolina Council Boy Scouts and adults; coach for Aiken Parks and Recreation teams; Aiken County Public Schools middle school rezoning committee chairman; coach of Aiken High School academic team for 17 years (thanks to the students the team became one of the nation's best). Mac was named by the South Carolina Department of Education and the State Board of Education as a South Carolina Ambassador of Academic Excellence.Mac credits his deceased wife with their following the path of servanthood. She taught him much and he actively participated with her in reaching out to others. They were blessed with four children. two of which are disabled (Catherine and Chris) and all of whom live in Aiken. Jim, the eldest is a Wofford grad and football All-American who is married to the former Anita Tatum, a regular in Heart Fund productions. They have one daughter, Tatum. Their youngest son, David, magna cum laud graduate of USC-Aiken and masters degree in education leadership from Ole Miss. He coordinates testing for the Aiken County School District and is married to the former Tara Jean Wessinger, an art teacher at Aiken High. They are the parents of Cody and Zoe.Call Mac today to schedule time to get rid of your gorilla in the room especially if your concern is about insurance, annuities, long term care or college planning;Neither Carey (Mac) Hanna, nor his company give legal or tax advice. Refer to your tax, legal or financial advisor. Mac and his company believe in striving for wealth beyond wall street to mitigate potential losses through downturns or volatility in the stock market and preservation of capital. Mac is licensed in South Carolina, North Carolina, Georgia, Florida, Alabama and Virginia.Learn More:https://www.machanna.net/E-mail: mhanna@gforcecable.comPhone (803) 270-9248Influential Influencers with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-carey-mac-hanna-on-leaving-money-to-loved-ones
Welcome back to Don't Retire... Graduate! Our guest on today's episode has been teaching retirees and pre-retirees how to preserve their assets and increase their income for twenty years. Patrick Strubbe is the author of Save Your Retirement from Mass Destruction by the 7 Retirement Villains. He's here to talk about those villains and how we can stop them from thwarting our retirement plans. In this episode we'll talk about: The seven villains that put your retirement at risk Longevity and the fear of outliving your money Inflation and how it can derail retirement for those on fixed income The taxes we pay in retirement and the importance of planning for them Understanding what health care costs will be paid out of pocket in retirement, what will be covered by Medicare, and what protections you can put in place to help cover costs The importance of understanding the fees and costs associated with different savings and investment accounts Dollar cost averaging and why accounts should be strategically set up so that you aren't pulling from principle Looking into alternative or nontraditional asset classes to diversify your portfolio away from only stocks and bonds About Patrick Strubbe: For over 20 years, Pat has taught retirees and pre-retirees how to preserve their assets and increase their income. Pat is a recurring guest on the WIS-TV (NBC) news. He has been featured in USA Today, Investor's Business Daily and other national publications for his knowledge in the field of financial planning. Pat is a Chartered Financial Consultant (ChFC®), Chartered Life Underwriter (CLU®) and Registered Financial Consultant (RFC®). You can listen to Pat host the radio show “Save Your Retirement®” on WVOC-AM. He is also the author of the book “Save Your Retirement from Mass Destruction by the 7 Retirement Villains!” and “Retirement with Confidence.” Pat lives in Columbia, South Carolina, with his beautiful wife, Janelle. He is the proud father of four children: Carter, Ava, Gabriella and Isla. Pat enjoys watching NBA basketball games with his friends and family. He loves to see his favorite team, the L.A. Lakers, whenever he can. An active member of Hope Lutheran Church in Irmo, Pat has served as an elder of finances since 2003. Links: Patrick's books: The Retirement Secret: A Simple Approach to Financial Peace-of-Mind Save Your Retirement! 3rd Edition: Save Your Retirement From Mass Destruction by the 7 Retirement Villains!
Mac is experienced with with over a combined 40 years in banking and insurance.He was with New England Securities, Multi-Financial Securities and Cetera Advisors over a combined 25 years as a broker and an investment advisor representative.Aside from his time in college, He has resided in Aiken since 1955. After graduation from Aiken High School, he attended both The Citadel and the United States Naval Academy where I earned a Block N as a Brigade boxing champion. He graduated from the University of South Carolina with a degree in business management and has his masters degree in education administration. At USC, he lettered in football, was a member of the Block C Club, residence hall counselor and served as president of Delta Sigma Pi, professional business administration fraternity.Professionally, not only was he formerly a National Board Certified Teacher in social studies, but holds Chartered Financial Consultant (ChFC) and Chartered Life Underwriter (CLU) designations from the American College in Bryn Mawr, PA. He was a Fellow of the Life Underwriter Training Council and moderated courses for agents in life and disability insurance.Before moving to Aiken, the road to Eagle Scout taught him many lessons that he honors to this day, especially as they pertain to service to others. Since his return to Aiken in 1964, he has been active in his church, St. Thaddeus Episcopal, as a Girl Scout troop leader, former vestry member, teacher, committee member, coach, Mead Hall board member, Lay Reader, Eucharistic Minister, and Lay Visitor.Service and veteran organizations include the American Legion; Jaycees (past president, regional vice president and was honored as a key man and outstanding state chairman); Aiken Association of Life Underwriters (president); Salvation Army (board of directors); mentor to Georgia-Carolina Council Boy Scouts and adults; coach for Aiken Parks and Recreation teams; Aiken County Public Schools middle school rezoning committee chairman; coach of Aiken High School academic team for 17 years (thanks to the students the team became one of the nation's best). Mac was named by the South Carolina Department of Education and the State Board of Education as a South Carolina Ambassador of Academic Excellence.Mac credits his deceased wife with their following the path of servanthood. She taught him much and he actively participated with her in reaching out to others. They were blessed with four children. two of which are disabled (Catherine and Chris) and all of whom live in Aiken. Jim, the eldest is a Wofford grad and football All-American who is married to the former Anita Tatum, a regular in Heart Fund productions. They have one daughter, Tatum. Their youngest son, David, magna cum laud graduate of USC-Aiken and masters degree in education leadership from Ole Miss. He coordinates testing for the Aiken County School District and is married to the former Tara Jean Wessinger, an art teacher at Aiken High. They are the parents of Cody and Zoe.Call Mac today to schedule time to get rid of your gorilla in the room especially if your concern is about insurance, annuities, long term care or college planning;Learn More:https://www.machanna.net/E-mail: mhanna@gforcecable.comPhone (803) 270-9248 Neither Carey (Mac) Hanna, nor his company give legal or tax advice. Refer to your tax, legal or financial advisor. Mac and his company believe in striving for wealth beyond wall street to mitigate potential losses through downturns or volatility in the stock market and preservation of capital. Mac is licensed in South Carolina, North Carolina, Georgia, Florida, Alabama and Virginia.Influential Influencers with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-carey-mac-hanna-should-an-annuity-be-part-of-a-retirement-portfolio
Mac is experienced with with over a combined 40 years in banking and insurance.He was with New England Securities, Multi-Financial Securities and Cetera Advisors over a combined 25 years as a broker and an investment advisor representative.Aside from his time in college, He has resided in Aiken since 1955. After graduation from Aiken High School, he attended both The Citadel and the United States Naval Academy where I earned a Block N as a Brigade boxing champion. He graduated from the University of South Carolina with a degree in business management and has his masters degree in education administration. At USC, he lettered in football, was a member of the Block C Club, residence hall counselor and served as president of Delta Sigma Pi, professional business administration fraternity.Professionally, not only was he formerly a National Board Certified Teacher in social studies, but holds Chartered Financial Consultant (ChFC) and Chartered Life Underwriter (CLU) designations from the American College in Bryn Mawr, PA. He was a Fellow of the Life Underwriter Training Council and moderated courses for agents in life and disability insurance.Before moving to Aiken, the road to Eagle Scout taught him many lessons that he honors to this day, especially as they pertain to service to others. Since his return to Aiken in 1964, he has been active in his church, St. Thaddeus Episcopal, as a Girl Scout troop leader, former vestry member, teacher, committee member, coach, Mead Hall board member, Lay Reader, Eucharistic Minister, and Lay Visitor.Service and veteran organizations include the American Legion; Jaycees (past president, regional vice president and was honored as a key man and outstanding state chairman); Aiken Association of Life Underwriters (president); Salvation Army (board of directors); mentor to Georgia-Carolina Council Boy Scouts and adults; coach for Aiken Parks and Recreation teams; Aiken County Public Schools middle school rezoning committee chairman; coach of Aiken High School academic team for 17 years (thanks to the students the team became one of the nation's best). Mac was named by the South Carolina Department of Education and the State Board of Education as a South Carolina Ambassador of Academic Excellence.Mac credits his deceased wife with their following the path of servanthood. She taught him much and he actively participated with her in reaching out to others. They were blessed with four children. two of which are disabled (Catherine and Chris) and all of whom live in Aiken. Jim, the eldest is a Wofford grad and football All-American who is married to the former Anita Tatum, a regular in Heart Fund productions. They have one daughter, Tatum. Their youngest son, David, magna cum laud graduate of USC-Aiken and masters degree in education leadership from Ole Miss. He coordinates testing for the Aiken County School District and is married to the former Tara Jean Wessinger, an art teacher at Aiken High. They are the parents of Cody and Zoe.Call Mac today to schedule time to get rid of your gorilla in the room especially if your concern is about insurance, annuities, long term care or college planning;Learn More:https://www.machanna.net/E-mail: mhanna@gforcecable.comPhone (803) 270-9248 Neither Carey (Mac) Hanna, nor his company give legal or tax advice. Refer to your tax, legal or financial advisor. Mac and his company believe in striving for wealth beyond wall street to mitigate potential losses through downturns or volatility in the stock market and preservation of capital. Mac is licensed in South Carolina, North Carolina, Georgia, Florida, Alabama and Virginia.Influential Influencers with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-carey-mac-hanna-should-an-annuity-be-part-of-a-retirement-portfolio
Why you need to eliminate the gender gap in financial literacyHow to develop financial planning skills?2 common financial pitfalls to avoidSteps to own your financial futureTips for empowering women to achieve financial freedom Life and Money Impact RoundWhat is the one thing to do now to live a meaningful and intentional life by design?What is one life or money hack that you can share to make an impact on others' lives?What is one thing to do right now to make the world a better place? RESOURCE/LINK/ MENTIONEDMoney Bitch: A no-BS guide for smart women to own their financial future ABOUT NICHOLLE OVERKAMPNicholle Overkamp, MBA, ChFC®, is a personal finance specialist and business coach for women. Wilcox Financial Group and PowHERhouse Money Coaching are both founded and run by her. PowHERhouse Money specializes in service-based business counseling, wealth coaching, and educational programming for ambitious women! The Wilcox Financial Group is a full-service financial planning company and it was founded to provide a dynamic, client-centric atmosphere with exceptional high-touch service. Nicholle is the Co-author of the best-selling book Money Bitch: A no-BS guide for smart women to own their financial future. Nicholle holds a bachelor's degree in Psychology from Medaille College, achieved her retirement planning specialist designation from Wharton, and her MBA with a concentration in Finance from the University of Phoenix. She has her Chartered Financial Consultant (ChFC®️) from the American College of Financial Services. She holds her FINRA Series 7 and 66 registrations, life insurance, health insurance licenses, and NYS Partnership for Long Term Care. Nicholle's a strong advocate for empowering women and serves on the Board for Girl Scouts of WNY. She's also a facilitator for the Business. CONNECT WITH NICHOLLEWebsite: Wilcox Financial Group and PowHERhouse MoneyFacebook: Powherhouse Money CoachingFacebook Group: Money Bitch CommunityInstagram: @powherhousemoneyLinkedIn: Nicholle Overkamp CONNECT WITH USTo connect with Annie and Julie, as well as with other Investing For Good listeners, and to get the latest scoop on new and upcoming episodes, join Life and Money Show Podcast Community on Facebook.To learn more about real estate syndication investment opportunities, join the Goodegg Investor Club.Be sure to also grab your free copy of the Investing For Good book (just pay S&H)--Thanks for listening, and until next time, keep investing for good!
Mac is experienced with with over a combined 40 years in banking and insurance.He was with New England Securities, Multi-Financial Securities and Cetera Advisors over a combined 25 years as a broker and an investment advisor representative.Aside from his time in college, He has resided in Aiken since 1955. After graduation from Aiken High School, he attended both The Citadel and the United States Naval Academy where I earned a Block N as a Brigade boxing champion. He graduated from the University of South Carolina with a degree in business management and has his masters degree in education administration. At USC, he lettered in football, was a member of the Block C Club, residence hall counselor and served as president of Delta Sigma Pi, professional business administration fraternity.Professionally, not only was he formerly a National Board Certified Teacher in social studies, but holds Chartered Financial Consultant (ChFC) and Chartered Life Underwriter (CLU) designations from the American College in Bryn Mawr, PA. He was a Fellow of the Life Underwriter Training Council and moderated courses for agents in life and disability insurance.Before moving to Aiken, the road to Eagle Scout taught him many lessons that he honors to this day, especially as they pertain to service to others. Since his return to Aiken in 1964, he has been active in his church, St. Thaddeus Episcopal, as a Girl Scout troop leader, former vestry member, teacher, committee member, coach, Mead Hall board member, Lay Reader, Eucharistic Minister, and Lay Visitor.Service and veteran organizations include the American Legion; Jaycees (past president, regional vice president and was honored as a key man and outstanding state chairman); Aiken Association of Life Underwriters (president); Salvation Army (board of directors); mentor to Georgia-Carolina Council Boy Scouts and adults; coach for Aiken Parks and Recreation teams; Aiken County Public Schools middle school rezoning committee chairman; coach of Aiken High School academic team for 17 years (thanks to the students the team became one of the nation's best). Mac was named by the South Carolina Department of Education and the State Board of Education as a South Carolina Ambassador of Academic Excellence.Mac credits his deceased wife with their following the path of servanthood. She taught him much and he actively participated with her in reaching out to others. They were blessed with four children. two of which are disabled (Catherine and Chris) and all of whom live in Aiken. Jim, the eldest is a Wofford grad and football All-American who is married to the former Anita Tatum, a regular in Heart Fund productions. They have one daughter, Tatum. Their youngest son, David, magna cum laud graduate of USC-Aiken and masters degree in education leadership from Ole Miss. He coordinates testing for the Aiken County School District and is married to the former Tara Jean Wessinger, an art teacher at Aiken High. They are the parents of Cody and Zoe.Call Mac today to schedule time to get rid of your gorilla in the room especially if your concern is about insurance, annuities, long term care or college planning;Neither Carey (Mac) Hanna, nor his company give legal or tax advice. Refer to your tax, legal or financial advisor. Mac and his company believe in striving for wealth beyond wall street to mitigate potential losses through downturns or volatility in the stock market and preservation of capital. Mac is licensed in South Carolina, North Carolina, Georgia, Florida, Alabama and Virginia.Learn More:https://www.machanna.net/E-mail: mhanna@gforcecable.comPhone (803) 270-9248Influential Influencers with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-carey-mac-hanna-on-making-wise-decisions-on-retirement-planning
Mac is experienced with with over a combined 40 years in banking and insurance.He was with New England Securities, Multi-Financial Securities and Cetera Advisors over a combined 25 years as a broker and an investment advisor representative.Aside from his time in college, He has resided in Aiken since 1955. After graduation from Aiken High School, he attended both The Citadel and the United States Naval Academy where I earned a Block N as a Brigade boxing champion. He graduated from the University of South Carolina with a degree in business management and has his masters degree in education administration. At USC, he lettered in football, was a member of the Block C Club, residence hall counselor and served as president of Delta Sigma Pi, professional business administration fraternity.Professionally, not only was he formerly a National Board Certified Teacher in social studies, but holds Chartered Financial Consultant (ChFC) and Chartered Life Underwriter (CLU) designations from the American College in Bryn Mawr, PA. He was a Fellow of the Life Underwriter Training Council and moderated courses for agents in life and disability insurance.Before moving to Aiken, the road to Eagle Scout taught him many lessons that he honors to this day, especially as they pertain to service to others. Since his return to Aiken in 1964, he has been active in his church, St. Thaddeus Episcopal, as a Girl Scout troop leader, former vestry member, teacher, committee member, coach, Mead Hall board member, Lay Reader, Eucharistic Minister, and Lay Visitor.Service and veteran organizations include the American Legion; Jaycees (past president, regional vice president and was honored as a key man and outstanding state chairman); Aiken Association of Life Underwriters (president); Salvation Army (board of directors); mentor to Georgia-Carolina Council Boy Scouts and adults; coach for Aiken Parks and Recreation teams; Aiken County Public Schools middle school rezoning committee chairman; coach of Aiken High School academic team for 17 years (thanks to the students the team became one of the nation's best). Mac was named by the South Carolina Department of Education and the State Board of Education as a South Carolina Ambassador of Academic Excellence.Mac credits his deceased wife with their following the path of servanthood. She taught him much and he actively participated with her in reaching out to others. They were blessed with four children. two of which are disabled (Catherine and Chris) and all of whom live in Aiken. Jim, the eldest is a Wofford grad and football All-American who is married to the former Anita Tatum, a regular in Heart Fund productions. They have one daughter, Tatum. Their youngest son, David, magna cum laud graduate of USC-Aiken and masters degree in education leadership from Ole Miss. He coordinates testing for the Aiken County School District and is married to the former Tara Jean Wessinger, an art teacher at Aiken High. They are the parents of Cody and Zoe.Call Mac today to schedule time to get rid of your gorilla in the room especially if your concern is about insurance, annuities, long term care or college planning;Neither Carey (Mac) Hanna, nor his company give legal or tax advice. Refer to your tax, legal or financial advisor. Mac and his company believe in striving for wealth beyond wall street to mitigate potential losses through downturns or volatility in the stock market and preservation of capital. Mac is licensed in South Carolina, North Carolina, Georgia, Florida, Alabama and Virginia.Learn More:https://www.machanna.net/E-mail: mhanna@gforcecable.comPhone (803) 270-9248Influential Influencers with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-carey-mac-hanna-on-making-wise-decisions-on-retirement-planning
Joan Sharp Shares on Creating deep rivers that lead to oceans About: Joan Sharp founded River Family Advisors to fill a void she saw in the financial planning sector. As her career develops, Joan continues to see that individuals make choices based on money, ingrained through a variety of family and social pressures, that sometimes results in unhappiness. But Joan finds that money is often an excuse. When asked to take an introspective look at their life choices, people realize the decisions they've made, align with unspoken values, visions and expectations, not money. Joan calls herself a Family Advisor in recognition that people's values and vision, start with family. She is on a mission, Changing the Conversation From money to Vision™ for her clients. Joan holds a Master of Science in Financial Services (MSFS) from The American College, and a Bachelor of Arts in Economics from Southern Methodist University. Joan has continued her training, bearing the titles of Kolbe Certified™ Consultant, Certified Financial Transitionist® (CeFT™), Registered Life Planner® (RLP®), Certified Financial Planner (CFP®), Chartered Advisor in Philanthropy® (CAP®), and Chartered Financial Consultant® (ChFC®). Additionally, Sharp has completed both parts of Money Quotient Financial Life Planner education. Before founding River Family Advisors, LLC, Joan worked at Glenayr Family Advisors LLC, founded Life Strategies, LLC, as well as honed her financial planning skills at Lau & Associates and the Wilmington Trust Company. River Family Advisors is the result of the amalgam that is Joan's background. Joan Sharp works with clients on their vision, paying close attention to their beliefs, to what inspires them, and to their imagination for the future. She assists clients in how to use their human talent and financial resources to make confident choices that achieve their vision, support their values, and establish their legacy. With an understanding of the different communication needs and styles that can arise between advisors regarding wealth management, Joan uses an integrative approach. Personal values differ for each person. For Sharp, her vision is to serve her community by sitting on the boards of Easter Seals, DE, Maryland's Eastern Shore, the Delaware Historical Society, and is on the Christiana Care Council of Advisors. In the past, Joan was president of the YWCA of Delaware, sat on the Board of the Delaware Art Museum, and the strategic planning committee of the Delaware Breast Cancer Coalition. Joan's dedication to the community resulted in receiving the 2012 Governor of Delaware's Outstanding Volunteer Award. Sharp is no stranger to community engagement and public speaking where today, she co-hosts a podcast on Transformation Talk Radio with monthly episodes from February 2020 through February 2021. Prior speaking engagements include giving an introductory speech in the PA Conference for Women, serving as a panelist at conferences such as the Louisiana Women's Conference in New Orleans (for two sessions); the CFA Annual High Net Worth Conference, the CFA Annual Endowment and Foundation Conference, and the High Water Women Investing for Impact Symposium, NYC. Joan's past outreach includes writing monthly articles on DailyWorth.com from August to December 2015. She was also previously published on Forbes.com with two pieces, “Put the Client First,” and “Gifting to Kids.”
This week on The Millionaire Choice Podcast, Tony talks with Eric Brotman, host of Don’t Retire…Graduate!, about empowering families through financial planning. Raising a family isn’t easy, but it can be easier with the right financial planning and decisions! About EricEric D. Brotman, CFP®, AEP®, CPWA® is Chief Executive Officer of BFG Financial Advisors, an independent firm assisting clients with wealth creation, preservation, and distribution. Mr. Brotman began his financial planning practice in Baltimore in 1994, and founded Brotman Financial Group in 2003, which later changed its corporate identity to BFG Financial Advisors. He provides investment, retirement, estate, insurance, and comprehensive financial planning services for families, professionals, executives, and business owners, all of whom enjoy extraordinary client service from working with multiple CFP® Practitioners and a team of specialists. Mr. Brotman holds a Bachelor of Arts degree from the University of Pennsylvania. He earned his CERTIFIED FINANCIAL PLANNERTM (CFP®) certification in 1998, and completed his Master’s Degree in Financial Services (MSFS) at the American College in 2003. He is also an Accredited Estate Planner (AEP®), a Certified Private Wealth Advisor (CPWA®), a Chartered Life Underwriter (CLU), a Chartered Financial Consultant (ChFC), a Chartered Advisor in Senior Living (CASL), and a Retirement Income Certified Professional® (RICP®). Mr. Brotman is a Registered Representative with Kestra Investment Services and an Investment Advisor Representative with Kestra Advisory Services. Mr. Brotman is serving a four-year term on the Board of Trustees for the Maryland State Retirement & Pension System as an appointee of Governor Larry Hogan. He is a champion for financial literacy education, serving on the Business Advisory Council for the Comptroller of Maryland. He is a 2009 alumnus and former Chairman of the Board of Directors of Leadership Maryland. Additionally, Mr. Brotman serves on the Board of Trustees and is the Chairman of the University Advancement Committee at Stevenson University, where he previously served as an adjunct faculty member, teaching financial planning and investment planning courses to CFP® students. He is a 2006 alumnus and former board member of Leadership-Baltimore County, the Past-President and Chairman of the Board of the Financial Planning Association of Maryland, and a member of the Baltimore Estate Planning Council. Mr. Brotman is the host of the “Don’t Retire… Graduate!” podcast, available at www.dontretiregraduate.com, and recently published “Pay Less Taxes Now! Four strategies to Help Reduce Your Taxes Legally,” available for free download at www.lowtaxbook.com. His most recent book, “Retire Wealthy: The Tools You Need to Help Build Lasting Wealth – On Your Own or With Your Financial Advisor,” was published in 2014 and is available at most online book retailers. A sought-after speaker, he frequently gives seminars and workshops for companies, membership organizations, and fellow financial advisors. Mr. Brotman appears regularly on television on 11 News Sunday Morning on WBAL in Baltimore, and has also been interviewed by WMAR Baltimore / ABC2 News. He has appeared in print in Wall Street Journal, The Baltimore Sun, Baltimore Business Journal,The Daily Record, Smart CEO, Investment Advisor, Fidelity Investor’s Weekly, Investment News, Journal of Financial Planning, Crain’s Baltimore, and numerous other publications. He has been featured on various websites, including Yahoo! Finance, ChiefExecutive.com, Reuters.com, Financial-Planning.com, and Forbes.com, and has appeared on a variety of radio programs, including the Marilu Henner Show and KGO News in San Francisco. Mr. Brotman was named as one of the “Maryland Power Players” by The Gazette of Politics and Business in 2010 and one of the “Very Important Professionals” by The Daily Record in 2011.See omnystudio.com/listener for privacy information.
Nicholle Overkamp, MBA, ChFC®️ is a personal finance expert and business coach for women. She's the Founder and CEO of Wilcox Financial Group and PowHERhouse Money Coaching. PowHERhouse Money focuses on business coaching for ambitious women in service-based business, wealth coaching, and educational programming! Wilcox Financial Group is a comprehensive financial planning firm. It was founded to create an environment that's progressive and client-centric with outstanding high-touch service. Nicholle is the Co-author of the best-selling book Money Bitch: A no-BS guide for smart women to own their financial future. Nicholle holds a bachelor's degree is in Psychology from Medaille College, achieved her retirement planning specialist designation from Wharton, and her MBA with a concentration in Finance from the University of Phoenix. She has her Chartered Financial Consultant (ChFC®️) from the American College of Financial Services. She holds her FINRA Series 7 and 66 registrations, life insurance, health insurance licenses, and NYS Partnership for Long Term Care. Nicholle's a strong advocate for empowering women and serves on the Board for Girl Scouts of WNY. She's also a facilitator for the Business Advisory group for the Women's Business Center at Canisius College. She believes in the power of having a network of sisters to build each other up. Show Links Website - www.execuity.com Email: linda@execuity.com Facebook - @Execuity Facebook Group - @WealthEmpowermentStateOfMind Instagram - @WeStateOfMind Guest Links Online community:https://www.facebook.com/groups/moneybcommunity Insta: https://www.instagram.com/powherhousemoney/ LinkedIn: https://www.linkedin.com/in/nicholleoverkamp/ Websites https://www.wilcoxfinancialgroup.com/ https://powherhousemoney.com/
Todd Bryant, Founding Partner with Signature Wealth Advisors, LLC., leverages the support of a large and well-established organization, while still offering an intimate environment to work with clients to achieve their financial goals. Todd started his career in finance as a Financial Representative at Northwestern Mutual. Over the years, he continued his financial education and is a Certified Financial Planner™ Practitioner CFP®, Accredited Investment Fiduciary AIF®, Chartered Financial Consultant ChFC®, and Chartered Life Underwriter CLU®. He holds the Series 6, 7, 63, and 65 investment licenses and the 215-insurance license. In our conversation, Todd share insights on his journey including: · The story that propelled him to help people. · Unique approaches to marketing. · The urgency of planning for retirement that people overlook. · The mistake of thinking selling a business will be the retirement plan. · The process of preparing for retirement. · How working with a professional keeps people's financial goals on track. Enjoy the show! Connect with Todd: Website: https://www.signaturewa.com/ LinkedIn: https://www.linkedin.com/in/toddabryant/ Connect with Gary: Website: www.sbadvisors.cc/ Facebook: www/facebook.com/SmallBusinessAdvisors LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/ Learn more about your ad choices. Visit megaphone.fm/adchoices
How do you leave the NFL after a career-ending injury and successfully pivot into a valuable, in-demand role in a completely different industry? That's what I wanted to find out from my guest, former Chicago Bears and Minnesota Vikings tight end, Brent Novoselsky. Many pro athletes have the rug pulled out from under them when their careers end. By having a plan, Brent put himself on a completely different trajectory. His NFL achievements include 100 games, 100 special teams' tackles, and an induction into the Chicago Jewish Sports Hall of Fame. Today, he serves as Treasurer for the Retired NFL Players Association Chicago Chapter, and Vice President of Wealth Management at GCG Financial. Brent opened up about his journey, going in-depth about; How to pivot the structure and work ethic of sports into a different career. Why the NFL is a simulated war environment where all careers end unwittingly, and how to set yourself up for success beyond it. The reason athletes struggle after sport, and why franchising is the perfect career opportunity for people trained on structure and routine How to unlock the human capital that will elevate you by connecting with intent. Pro athletes are uniquely equipped for business ownership if they use what they learned from sports as a springboard. What's the lesson for non-athletes? You can take success in one area of your life into something completely new and rewarding. If you're looking for insights from the sports field (including what it was like training with the Chicago Bulls), and lessons on hard work and strategic foresight, you won't want to miss this episode! Guest Bio Brent is a Vice President of GCG Financial, having been a member of the firm since 1995. He has been serving clients, their families and their businesses since 1989 with a particular expertise and focus on the accumulation and preservation of assets along with risk management. Brent meets his clients' financial needs through the use of the extensive resources and experts at GCG, as well as through outside, trusted advisor offices. Brent received his Bachelor of Science degree in Economics from the Wharton School of Business at the University of Pennsylvania. He graduated with honors with a concentration in entrepreneurial management. He received his Chartered Financial Consultant® (ChFC®) designation in 1999. Brent played 7 seasons in the NFL. He was with the Chicago Bears in 1988 and the Minnesota Vikings from 1989-1994. In a career that included over 100 special teams' tackles, Brent retired after a serious neck injury. He is a member of the Chicago Jewish Sports Hall of Fame. He is also the Treasurer of B'nai B'rith Sports Lodge and the Chair for their scholarship program. To connect with Brent, find him on LinkedIn and send an email to brent.novoselsky@gcgfinancial.com.
How do you leave the NFL after a career-ending injury and successfully pivot into a valuable, in-demand role in a completely different industry? That's what I wanted to find out from my guest, former Chicago Bears and Minnesota Vikings tight end, Brent Novoselsky. Many pro athletes have the rug pulled out from under them when their careers end. By having a plan, Brent put himself on a completely different trajectory. His NFL achievements include 100 games, 100 special teams' tackles, and an induction into the Chicago Jewish Sports Hall of Fame. Today, he serves as Treasurer for the Retired NFL Players Association Chicago Chapter, and Vice President of Wealth Management at GCG Financial. Brent opened up about his journey, going in-depth about; How to pivot the structure and work ethic of sports into a different career. Why the NFL is a simulated war environment where all careers end unwittingly, and how to set yourself up for success beyond it. The reason athletes struggle after sport, and why franchising is the perfect career opportunity for people trained on structure and routine How to unlock the human capital that will elevate you by connecting with intent. Pro athletes are uniquely equipped for business ownership if they use what they learned from sports as a springboard. What's the lesson for non-athletes? You can take success in one area of your life into something completely new and rewarding. If you're looking for insights from the sports field (including what it was like training with the Chicago Bulls), and lessons on hard work and strategic foresight, you won't want to miss this episode! Guest Bio Brent is a Vice President of GCG Financial, having been a member of the firm since 1995. He has been serving clients, their families and their businesses since 1989 with a particular expertise and focus on the accumulation and preservation of assets along with risk management. Brent meets his clients' financial needs through the use of the extensive resources and experts at GCG, as well as through outside, trusted advisor offices. Brent received his Bachelor of Science degree in Economics from the Wharton School of Business at the University of Pennsylvania. He graduated with honors with a concentration in entrepreneurial management. He received his Chartered Financial Consultant® (ChFC®) designation in 1999. Brent played 7 seasons in the NFL. He was with the Chicago Bears in 1988 and the Minnesota Vikings from 1989-1994. In a career that included over 100 special teams' tackles, Brent retired after a serious neck injury. He is a member of the Chicago Jewish Sports Hall of Fame. He is also the Treasurer of B'nai B'rith Sports Lodge and the Chair for their scholarship program. To connect with Brent, find him on LinkedIn and send an email to brent.novoselsky@gcgfinancial.com.
Raymond Prospero, ChFC®, is a Partner Advisor with Advice Period. Ray helps clients develop realistic financial goals, designing wealth management strategies to help preserve wealth for future generations. Ray launched his financial services career when he joined Merrill Lynch in 2010 after a legal career, where he was admitted to the United States Tax Court. While at Merrill Lynch, Ray was a Senior Vice President and a member of their Circle of Excellence recognition club, reserved for top-performing advisors nationwide. He holds a Juris Doctorate degree from the University of La Verne College of Law and earned the Chartered Financial Consultant® (ChFC®) designation from The American College of Financial Services. In our conversation, we discussed: · People need, but often neglect estate planning. · Using Right Capital, a cash flow and financial planning program that’s data driven. · A relationship approach is more satisfying than old-school transactional work. · Market awareness with the new administration. · Being proactive for clients. · The difference between a Registered Investment Advisor (RIA) and a broker-dealer. Enjoy the show! Connect with Ray: Website: https://www.adviceperiod.com/?team=ray-prospero-2 LinkedIn: https://www.linkedin.com/in/rcprospero Connect with Gary: Website: sbadvisors.cc/ Facebook: facebook.com/SmallBusinessAdvisors LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Paul Pradel, CFP is an alumnus from Michigan State University. He is also the owner of Pradel Financial Group, launched in 2002, which is an independent financial services company based in Seattle, WA. Along with the CFP designation, he also holds other designations and credentials such as Chartered Financial Consultant (ChFC), Chartered Life Underwriter (CLU), as well as other insurance licenses. Pradel Financial Group: https://www.pradelgroup.com/ LinkedIn: https://www.linkedin.com/in/paulpradel/ WMA website: http://msuwma.com WMA YouTube: https://www.youtube.com/channel/UCT-eaRPTd0R1WlrLkRBweuQ Contact: msuwma@gmail.com Song credits: Abstract Orchestra, Fancy Clown - https://www.youtube.com/watch?v=hYhN8is0Syg
The insurance industry is pretty confusing for most of us. We send our money into what feels like a black box and things magically happen…or don't. Our guest for this episode, Ray Caucci, is here to demystify the insurance business to paint a broader picture of its stability, the impact on the health of our economy, and why it matters to your finances. Ray has been in the insurance industry for his entire adult life. He has spent the better part of twenty years on the actuarial side in product development with Penn Mutual, and he now serves on the executive management team. As an actuarial mathematician and business leader, Ray keeps his finger on the pulse of industry trends. He brings tons of value to our listeners with unique insights into the mechanics of war-room decision-making in the insurance industry. He also shares his perspective on the versatility of whole life insurance policies. Ray graduated from UPenn's Wharton School of Business with a Master's in Actuarial Science, along with a Chartered Financial Consultant (ChFC) designation from The American College of Financial Services. During our conversation, he shares his expertise and provides a perspective on the role of insurance in the bigger picture. what you will learn in this episode: The power of assigning value to your giftings All of the ways you can use a whole life insurance policy to your benefit The role and function of an actuary in the insurance industry How actuaries approach product development and pricing The types of statistics, data, and algorithms insurance companies use to find the best bang for the buck and a product fit for all parties involved What insurance companies have done to adapt during the pandemic Penn's perspective on the different insurance policy types The role insurance plays in our entire financial system How the protection of insurance policy cash value has evolved
Bill interviews Laura Morrison- CLU, ChFC is Vice President of Life and Annuity Distribution and Chief Channel Officer at a Top Insurance Company. In that role, Laura is responsible for executing distribution strategy, including product and marketing development, and driving life and annuity sales with valued brokerage partners, including FMO's, agencies, producers and financial institutions. Prior to joining Sagicor, Laura held positions as Vice President of Brokerage Life Distribution and National Sales Director for Financial Institutions at Transamerica. She is passionate about financial planning and helping families achieve their income, protection and retirement goals. Laura is a graduate of the University of Illinois with a Bachelor in Science in Finance. She holds the following designations; FINRA Series 7, FL Life and Health License, Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC).
Apple Podcasts Rate and Review for Spot On On this Spot on Insurance bonus episode: we talk to three professors: C. W. Copeland, Ph.D. is the President of the Financial Planning Division of the National Financial Group. Dr. Copeland is also an Adjunct Professor of Insurance at The American College of Financial Services, an Adjunct Professor at the College for Financial Planning and an Adjunct Professor at Clark-Atlanta University. Dr. Copeland conducts scholarly research in Behavioral Economics and teaches graduate-level business courses. He has been a regular guest on radio and television shows across the country where he addresses audiences on financial planning strategies on a regular basis. Dr. Copeland has served for 20 years as an instructor with R.S. Thomas Training Associates providing pre-licensing training, continuing education, and business development advice for financial services professionals. Dr. Copeland has more than 20 years of industry experience as a financial planner where he coordinates the efforts of attorneys, tax advisors, employee benefits managers, estate and business planners, and pension managers for the benefit of his clients. He holds numerous licenses and registrations in the areas of investments and insurance and holds the prestigious Chartered Financial Consultant (ChFC) and Chartered Life Underwriter (CLU) designations. Dr. Craig Lemoine. Dr. Lemoine is the Director of the Financial Planning Program at the University of Illinois, Urbana-Champaign. He serves as an Associate Clinical Professor, teaching courses in risk management, retirement and financial planning. Craig earned his PhD from Texas Tech University in 2013 and currently holds the Certified Financial Planner ™ and Master Registered Financial Consultant™ designations. Craig currently serves as the Executive Director of the Academy for Home Equity in Financial Planning, vice-chairman of the Master Registered Financial Consultant Board and is working with his team to develop specialized content in the area of agriculture-focused financial planning. Previously, Craig served on and chaired the CFP® Council of Examination (2009-2014) and was the Executive Director of the Northwestern Mutual Granum Center for Financial at The American College of Financial Services in Bryn Mawr, PA. Dr. James Moten. He is the Insurance Program Director at Collin College Dr. James M. Moten Jr., CFP®, is currently the Professor of Insurance Management and Discipline Lead for Collin College’s Insurance Management Program that began Fall 2019. He has been teaching Insurance Management, Financial Planning, Finance, Economics and Accounting full-time since 2005. His professional experience includes serving as an insurance agent, financial planner, and financial counselor after his 11-year military career. He has a PhD in Business Administration (Financial Management Concentration), a Master of Science in Finance, a Master of Science in Accounting, a Master of Science Economics, a Master of Business Administration, a Master of Science in Financial Planning and a (MS) Master of Science in Acquisition and Contract Management. In addition to his academic degrees, he is a Certified Financial Planner Professional (CFP®), a Chartered Financial Consultant SM (ChFC®), a Chartered Mutual Fund Counselor SM (CMFC®), and a Chartered Retirement Planning Counselor (CRPC®). Connect with Dr. Craig Lemoine: Director, Financial Planning Program and Clinical Associate Professor 302c Mumford Hall 1301 W. Gregory Urbana Illinois 61801 (217) 300-7028 craiglem@illinois.edu Craig’s Profile linkedin.com/in/craig-lemoine-cfp-r-phd-mrfc-bb1a765 Email lemoinefc@gmail.com Twitter HigherEdCraig Connect with Dr. C. W. Copeland: C.W. Copeland, Ph.D., ChFC®, CLU®, RICP® 404-913-1413 (office) 404-567-3275 (cell) www.PhDinMoney.com Connect with Dr. James M. Moten Jr: linkedin.com/in/james-m-moten-jr-cfp-afc-chfc-crpc-cmfc-bb0a5016 Email profjmoten@yahoo.com This episode was brought to you by….. Insurance Licensing Services of America (ILSA), America’s Premier Insurance Compliance and Licensing experts. To learn more about ILSA and their services, visit ILSAinc.com. Connect, Learn, Share Thank you for joining us on this week’s episode of Spot On Insurance. For more resources and episodes, visit SpotOnInsurance.com. Subscribe so you never miss an episode. Love what you’re learning, Spot Light your review on Apple Podcasts Rate and Review For SpotOn and share your favorite episodes with friends and colleagues!
Apple Podcasts Rate and Review for SpotOn Will Duffy is a Chartered Financial Consultant (ChFC) for Accelerated Wealth, a wealth management firm that customizes wealth creation strategies for each client. He is the author of The Other Side of the Coin, where he talks about mortgages and compound interest. He is also a Retirement Income Certified Professional (RICP) and an Enrolled Agent (EA). The best testament to Will’s expertise on the subject of wealth creation and management is how he became a millionaire at 33. Will joins us to discuss the best ways you can take advantage of compound interest and wealth management before you retire. He shares where he found his passion for building wealth and explains some of the laws that can benefit business owners regarding tax benefits and tax avoidance. Will also describes the changes he enacted in his life that allowed him to become a millionaire at a young age. “Cookie-cutter approaches just don’t work in this day and age.” - Will Duffy Today on Spot On Insurance: What his life was like while growing up and when he became passionate about wealth creation. His favorite sport and how it affected his college degree of choice. Why he has so many designations and what made him pursue them. The important aspects of financial planning that are often neglected. Reactive tax planning vs proactive tax planning. Financial strategies that can help businesses with tax benefits. Why most businesses fail today and what causes them to fail. Why working less is a significant event in people's lives. The different ways to properly exit a business as an owner. Why compound interest is at the center of wealth creation. What to expect from the book The Other Side of the Coin. How people can take advantage of the Roth IRA. The tax benefits Will now has after he moved to Puerto Rico. The changes that allowed him to become a millionaire at 33. His advice to those who want to become successful in this industry. Key Takeaways: In a perfect world, you would begin planning for selling your business about two years before you sell. If you mess up the biggest purchase in your life, that's going to have a negative impact on your overall well-being for the rest of your life. As you grow, as you build businesses, you really need to be working on creating a team around you. Resources Mentioned: Book: Nothing Down by Robert G. Allen Connect with Will Duffy: Accelerated Wealth Email: will@duffymethod.com Phone: (720) 600-7070 The Other Side of the Coin - Mortgages The Other Side of the Coin - Compound Interest Roths for the Rich This episode was brought to you by….. Insurance Licensing Services of America (ILSA), America’s Premier Insurance Compliance and Licensing experts. To learn more about ILSA and their services, visit ILSAinc.com. Connect, Learn, Share Thank you for joining us on this week’s episode of Spot On Insurance. For more resources and episodes, visit SpotOnInsurance.com. Subscribe so you never miss an episode. Love what you’re learning, Spot Light your review on Apple Podcasts Rate and Review For SpotOn and share your favorite episodes with friends and colleagues!
Retirement Checklist (continued) This week, join Michael J. McNamara, Ph.D., CFP® with his guest Marc L. Collier, CFP®, ChFC, for a continuation of an earlier discussion about making a retirement checklist. Mike McNamara, Ph.D., CFP® is the founder of McNamara Financial Services, a Certified Financial Planner, and the semi-retired, gray haired presence at McNamara Financial. Marc Collier, CFP®, ChFC is a Certified Financial Planner professional and a Chartered Financial Consultant® (ChFC) and has been in the financial services industry for over 40 years. Before entering the financial service industry, Marc was a corporate financial analyst for General Electric Company. He has taught courses on various financial planning topics and has been featured in articles in the Boston Globe, the Boston Herald, the Wall Street Journal, Morningstar Investor magazine and several other financial services publications. Marc currently holds Series 7 and 63 registrations as an Investment Adviser Representative of Commonwealth Financial Network. You can find Marc online at https://www.axialco.com/ McNamara Financial is an Independent, family-owned, fee-only investment management and financial planning firm, serving individuals and families on the South Shore and beyond for over 30 years. COME SEE WHAT IT'S LIKE TO WORK WITH A FIDUCIARY. http://mcnamarafinancial.com/
Retirement Checklist (continued) This week, join Michael J. McNamara, Ph.D., CFP® with his guest Marc L. Collier, CFP®, ChFC, for a continuation of an earlier discussion about making a retirement checklist. Mike McNamara, Ph.D., CFP® is the founder of McNamara Financial Services, a Certified Financial Planner, and the semi-retired, gray haired presence at McNamara Financial. Marc Collier, CFP®, ChFC is a Certified Financial Planner professional and a Chartered Financial Consultant® (ChFC) and has been in the financial services industry for over 40 years. Before entering the financial service industry, Marc was a corporate financial analyst for General Electric Company. He has taught courses on various financial planning topics and has been featured in articles in the Boston Globe, the Boston Herald, the Wall Street Journal, Morningstar Investor magazine and several other financial services publications. Marc currently holds Series 7 and 63 registrations as an Investment Adviser Representative of Commonwealth Financial Network. You can find Marc online at https://www.axialco.com/ McNamara Financial is an Independent, family-owned, fee-only investment management and financial planning firm, serving individuals and families on the South Shore and beyond for over 30 years. COME SEE WHAT IT'S LIKE TO WORK WITH A FIDUCIARY. http://mcnamarafinancial.com/
In the final stand alone episode, I had the pleasure to interview fellow UCF Alumni, Todd Bryant. Todd is one of the founding partners with Signature Wealth Advisors here in Orlando, FL. In this episode, Todd shares how he got his start in financial services during college and how much his mindset has changed over the years to help him become more successful. He shares an incredibly impactful story during our interview about when he realized how important his career was not only to individuals but to families and loved ones. Todd also highlights his community involvement and public speaking in this episode. As you'll hear in this episode, when Todd does something he goes ALL OUT! I'm so excited for you to learn from Todd as he provides tremendous value throughout the interview. Learn more about Todd by reading his full bio below. Be sure to connect with Todd at the links below and stay up to date with news about the podcast by following me on instagram @tonymcgehee or Facebook @emergingentrepreneurs. Share this episode with a friend at the link below! The views and opinions are those of Todd Bryant. Todd Bryant’s views are not necessarily those of MML Investors Services, LLC. *90% advisor failure rate referenced from Investopedia article dated December 2, 2014. Todd Bryant: Website: http://www.signaturewa.com/team/todd-a-bryant-aif-chfc-clu LinkedIn: https://www.linkedin.com/in/toddabryant/ ANCHOR VOICE MESSAGE: https://anchor.fm/anthony-mcgehee Share the podcast with a friend: https://linktr.ee/emergingentrepreneurspodcast Instagram: https://www.instagram.com/tonymcgehee/ Todd grew up in Brevard County, FL and graduated from the University of Central Florida in 2007. While at UCF, he majored in Marketing, minored in Sports Business Management and held 6 different internships and 1 externship. Todd started his full-time career in finance as a Financial Representative at Northwestern Mutual. Over the course of 7 years, Todd qualified for multiple company honors and held many roles in management while serving the financial needs of his clients. In 2014, Todd took the next step in his career by becoming a Founding Partner with Signature Wealth Advisors, LLC. With the move, Todd leverages the support of a large and well-established organization, but still offer an intimate environment to bring greater flexibility toward achieving client's financial goals. Todd devoted many years toward furthering his education to develop his expertise in his field. He is a CERTIFIED FINANCIAL PLANNER™ practitioner (CFP ®), Accredited Investment Fiduciary ( AIF®), Chartered Financial Consultant (ChFC ® ), and Chartered Life Underwriter (CLU ®). He holds the Series 6, 7, 63, and 65 investment licenses and the 215 insurance license. Todd currently serves on the Citrus Club Board of Governors, Chair of the Citrus Club Diplomat Committee, Founder of the Citrus Club Leadership Alliance, Founder and Chair of the Inspirational Influencers Speaker Series, UCF Alumni Association, UCF College of Business Alumni Executive Committee, Golden Knights Club, Past Chair of the UCF Business Mentorship Program, and more. He also enjoys public speaking. He has twice been the Keynote Speaker for the National Society of Collegiate Scholars at UCF and in 2018 advanced to the FL Districts in the 2018 World Championship of Public Speaking. This put him in the top 1,000 of 345,000 eligible Toastmasters worldwide. --- Send in a voice message: https://anchor.fm/anthony-mcgehee/message Support this podcast: https://anchor.fm/anthony-mcgehee/support
This week I sit down and talk about the future of insurance with Rob Galbraith, the author of a new book titled THE END OF INSURANCE AS WE KNOW IT – How Millenials, Insurtech, and Venture Capital Will Disrupt the Ecosystem. Rob Galbraith has over 20 years of experience in the financial services industry in a variety of positions in the fields of P&C insurance, banking and investment markets. He holds a Master's of Science in Insurance Management from Boston University and a Bachelor of Arts in Economics from Michigan State University. Rob earned his Chartered Property Casualty Underwriter (CPCU) designation in 2003 and has served in leadership roles both at the national and local chapter level. He was elected to serve on the CPCU Society's Leadership Council from 2016-2018 and previously served on the industry Advisory Board to The Institutes. Rob received the Loman Award for outstanding service to the Alamo Chapter of the CPCU Society in 2009. He has also earned the Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC) designations from The American College of Financial Services. Rob is a recognized thought leader on P&C insurance who is a published author and media contributor. Named by Nick Lamparelli as “The Most Interesting Man In Insurance” for his travels and commentary, Rob is a frequent speaker at industry conferences and corporate events. He has been ranked as high as #6 on the InsurTech London Top 100 Influencers. Rob's passion is finding ways to provide insurance products to all who have a need through innovative approaches that leverage the latest in technology, building strong relationships with a diverse network of people from a variety of disciplines, and educating the public on the risks they face. Rob lives in San Antonio, TX with his wife Dani and three children: Felicity, Andrew and Sienna. You can find out more information about Rob by visiting the companion website for this book at http://endofinsurance.com as well as following him on Twitter at @robgalb and connecting on LinkedIn. Leave a Review Enjoy listening? Support the show by leaving a review in iTunes. Sign Up and Win Click here to sign up to win a portable charger from ThoughtTrace! OGGN Announcements We are excited to announce we have launched a new podcast sponsored by BHGE! Permian Perspective Podcast hosted by Krista Escamilla. You can listen and subscribe here. Her podcast will showcase stories and tips/advice for everything to do with the Permian! Monthly Happy Hour Houston Happy Hour - Sponsored by Karbach and HEB. Permian Happy Hour OGGN is always accepting Happy Hour sponsors. If you would like to get your company in front of our large young, professional audience, reach out to our Project Coordinator, Julie McLelland by e-mail. Upcoming Events Golf for Good -- Sponsorship or Attending | June 11th, 2019 Shoot For the Future | July 26th, 2019 NAPE Summer | August 21-22nd, 2019 More Oil and Gas Global Network Podcasts Oil and Gas This Week Podcast | Oil and Gas HS&E Podcast | Oil and Gas Startups Podcast | Oil and Gas Industry Leaders | Oil and Gas Onshore Engage with Oil and Gas Global Network LinkedIn Group | Facebook | modalpoint | Lean Oilfield | WellHub Connect with Sarah Stogner LinkedIn | Twitter | E-Mail | Oil and Gas Global Network Jeff Runyan on Oil and Gas Legal Risk - OGLR017
Brent is a Vice President of Wealth Management with GCG Financial, having been a member of the firm since 1995. He has been serving clients, their families and their businesses since 1989 with a particular knowledge and focus on the accumulation and preservation of assets along with risk management. Brent meets his clients' financial needs through the use of the extensive resources and professionals at GCG, as well as through trusted outside advisor offices. Brent received his Bachelor of Science degree in Economics from the Wharton School of Business at the University of Pennsylvania. He graduated with honors with a concentration in entrepreneurial management. He received his Chartered Financial Consultant® (ChFC®) designation in 1999. Brent played seven seasons in the NFL. He was with the Chicago Bears in 1988 and the Minnesota Vikings from 1989-1994. In a career that included over 100 special teams tackles, Brent retired after a serious neck injury. He is a member of the Chicago Jewish Sports Hall of Fame. Active in many charities and organizations, Brent serves as the President for the NFL Players Association Former Players Chicago Chapter. He is also the Treasurer of B'nai B'rith Sports Lodge and the Chair for their scholarship program. Brent and his wife Andrea live in the northwest suburbs with their three children, Alec, Zachary, and Mackenzie. Brent is a brown belt in Taekwondo, enjoys softball and family time, and is an avid, bad golfer. What you'll learn about in this episode: Brent shares his career journey and how he came to work at GCG Financial, and how his career took an unexpected turn thanks to an injury and chance encounter How Brent's time with the Minnesota Vikings came to an end after a career-ending neck injury, and how he discovered a new purpose after his NFL career How Brent transitioned from professional football to a career in the business world by using internships to learn what he didn't want to do How the competitive lessons Brent learned on the football field helped him approach the business world with the right mindset Why Brent believes the most important skill he has picked up is networking and the ability to connect people with others who can help them with their needs How Brent's mindset and attitude allowed him to succeed in football, and how he worked to make himself valuable enough that the coaches couldn't cut him How GCG Financial works to bring in the right people who fit the culture, and how it helps to add companies who already have a strong culture How Brent has found LinkedIn to be a powerful and useful networking tool, and why personalizing your outreach is the key to successful interactions on LinkedIn Why Brent believes that the important thing people need to do to find success in business is to take action and keep doing the things that work for them Additional resources: Website: https://gcgfinancial.com/team/brent-novoselsky-chfc/ LinkedIn: www.linkedin.com/in/brentnovoselsky/
Retire at 50? If you’re fortunate, you’ll reach a point where work is no longer driven by financial necessity. Then what? In this episode of our retirement podcast, we’re joined by Stan Corey, author of When Work Becomes Optional. Stan offers his perspective on building emotional wealth, why retirement is not a single phase and what non-financial traps to avoid. A recent retiree, Stan shares his personal experiences transitioning to retirement. What will you choose to do when work becomes optional? Author Stan Corey shares his ideas and advice.Click To Tweet Wise Quote: “I think that the transition is probably more impacted by what your work has been, your profession. As I said, I think the transitioning seems to be more difficult for the higher income earners. I have other people who just can’t let go of that. And know a gentleman who’s in his late seventies and the president of the company. Basically I asked him about retirement. He says ‘that’s not a word that I think of. ‘He says ‘I’ll stop working when the board of directors thinks I’m no longer of value.’ And I felt bad for him. That’s putting your value based upon your position and it’s hard. So a lot of times I think that people who are more modest in their working careers, I think they have a little easier time with that transition. But after that, it’s pretty much very similar, because it’s all based on activities, your health, a lot of other factors that will impact the other four stages (of retirement).” For More on Stan Corey: The Book:When Work Becomes Optional Stan’s Website Bio Stan Corey retired from his financial planning firm in 2018 after almost 40 years of providing independent financial advice to individuals and closely held businesses. He has been a CERTIFIED FINANCIAL PLANNER™ professional (CFP®), Chartered Financial Consultant (ChFC®), and Certified Private Wealth Advisor® (CPWA). Mr. Corey has completed the Harvard Negotiation Institute Negotiation Workshop at Harvard Law. He has served as past President of NVMS in Fairfax, VA and co-wrote and taught a course for Mediator certification, “Economic Issues in Divorce” and has served on many local community service organization’s BODs. He plans to continue consulting in family law matters working as the financial advocate for the less well informed; continue working with several multi-generational clients as a family financial adviser and assisting in estate settlements, continue writing and speaking to professional organizations on a variety of financial topics. He published a book in January 2016, “The Divorce Dance”, a novel about a couple going through divorce where the women teaches the reader about the financial, emotional and legal issues involved as she researches her options. It became a Best Seller on Amazon. His second book, “When Work Becomes Optional”, was released in July 2018 and is receiving wide acclaim for his ability to present many topics facing all retirees as they move through their retirement stages and breaking down complex issues to be more understandable. Like our Podcast? The best way to support our podcast is to take a moment and like it on Apple Podcasts. Thank you. If you have suggestions on topics you’d like to see us cover, please reach out to Joe Casey at joec@retirementwisdom.com Balance Your Retirement Planning with Wisdom Sign up for our free monthly newslettter with ideas you can use
90 Day Money Pro, Dimitry Neyshtadt flew out from Boston to connect with All Mindset and share some financial knowledge. As a Chartered Financial Consultant (ChFC), he has personally guided hundreds of families to accomplish their financial goals with more confidence, knowledge, and peace of mind – by making complicated topics easier and more fun to understand! Press play to learn how to organize and optimize cash flow, pay down debt, understand and implement the right kind of insurances, and much more! Click on link in bio or visit www.AllMindset.com to learn more.
Mark Murphy is the Chief Executive Officer of Northeast Private Client Group headquartered in Roseland, NJ. He holds a B.S. in Finance from Indiana University; The Chartered Life Underwriter® (CLU®) and Chartered Financial Consultant® (ChFC®) professional designations of the American College as well as the NFLPA Registered Player Financial Advisor designation. For over 30 years, Mark has been a thought leader in the area of building real and multi-generational wealth for his clients entitling him to much acclaim in the financial industry. He and his team provide strategic planning and financial engineering to closely held businesses, mid-size companies with a concentration in dental practices. A sought-after speaker, he has addressed the main stage at Siro World, has spoken to the California Dental Association, as well as many other industry meetings all over the country. He is currently the senior advisor to over 500 dental groups nationwide. He is on the board of Fortune Management one of the largest dental coaching firms in the country and is in the process of authoring a book with Fortune CEO, Bernie Stolz on mergers and acquisitions in the dental space. http://www.northeastprivate.com/
Butterflies of Wisdom is a podcast where we want to share your story. We want to share your knowledge if you have a small business if you are an author or a Doctor, or whatever you are. With a disability or not, we want to share your story to inspire others. To learn more about Butterflies of Wisdom visit http://butterfliesofwisdom.weebly.com/ Be sure to FOLLOW this program https://itunes.apple.com/us/podcast/wins-women-of-wisdom/id1060801905. To find out more about Challenge Aspen go to https://challengeaspen.org. To find out how Win walk and about Ekso go to http://www.bridgingbionics.org/, or email Amanda Boxtel at amanda@bridgingbionics.org. On Butterflies of Wisdom today, Best-Selling Author, Win C welcomes Sharon F. Danzger. Sharon, who founded Control Chaos in 2006, is a productivity consultant. She is an experienced and engaging presenter who covers a wide range of topics that enable employees to gain greater control of their time, enhance performance, and reduce stress. Ms. Danzger tailors her interactive sessions to the needs and interests of her audience. Meetings can be held across departments and employee levels or customized for specific groups. Is your staff: ! Overwhelmed with work? ! Finding it difficult to balance priorities? ! Stressed by both external and internal pressures? Participants leave Ms. Danzger’s programs with specific actions that are easy to implement and have a meaningful and immediate impact on their work and personal lives. Small changes in daily habits and the introduction of concepts from the field of positive psychology can have a profound effect. Employees who are less stressed and happier will be more productive, resulting in greater returns for your company. This will also lead to lower costs, fewer disruptions, and greater customer satisfaction through reduced employee turnover. Ms. Danzger’s diverse background in financial services, non-profits, and small business enables her to offer a unique perspective on finding efficiency and balance. She can tailor her programs to be industry specific and culturally focused based on her actual work and client experience. Ms. Danzger spent the early part of her career in financial services working for The Prudential Insurance Company of America. She spent time in a variety of areas including commercial real estate, underwriting, corporate social responsibility, and group insurance. Her work with non-profits has ranged from leadership development, governance, and training to financial analysis and oversight of an $18 MM budget. Sharon holds a BS in Economics from the Wharton School at the University of Pennsylvania and an MS in Real Estate from New York University. She is also a Chartered Financial Analyst (CFA), Chartered Financial Consultant (ChFC) and a Chartered Life Underwriter (CLU). She has earned a Certificate of Study in Chronic Disorganization from the Institute for Challenging Disorganization (ICD). Ms. Danzger is a lifelong learner, taking many courses through Coursera (Massive Open Online Courses) and is a positive psychology enthusiast. Sharon Danzger is the author of “Super-Productive: 120 Strategies to Do More and Stress Less” which will be released in March of 2017. To learn more about Sharon visit http://www.controlchaos.org/. To find out more about Win Kelly Charles visit https://wincharles.wix.com/win-charles. To follow Win on Twitter go to @winkellycharles. To support Win on Instagram go to winkcharles. To assist win on Snapchat go to Wcharles422. Please send feedback to Win by email her at winwwow@gmail.com, or go to http://survey.libsyn.com/winwisdom and http://survey.libsyn.com/thebutterfly. To be on the show, please fill out the intake at http://bit.ly/bow2017. Butterflies of Wisdom sponsored by Brought to you by Dr. Kelly, aka The FitShrink, who offers 1-on-1 and group wellness coaching for people of all abilities. She makes the psychology of wellness easy! You can learn more about her at fitshrink.com. Butterflies of Wisdom is also sponsored by Kittr a new social media tool that is bringing about new ways of posting on Twitter. It's fun, full of free content you can use, helps you schedule at the best times, is easy to use, and it will help you get more followers. Visit Kittr at gokittr.com. This is a 20% off code for www.gracedbygrit.com. The code will be XOBUTTERFLIES. To learn about the magic of Siri go to https://www.udemy.com/writing-a-book-using-siri/?utm_campaign=email&utm_source=sendgrid.com&utm_medium=email. If you want to donate Butterflies of Wisdom, please send a PayPal donation to aspenrosearts@gmail.com or aspenwin@gmail.com. Please donate to Challenge Aspen or the Bridging Bionics Foundation. Please send a check in the mail so 100% goes to Bridging Bionics Foundation. In the Memo section have people write: In honor of Win Charles. Please donate to the charity of your choice thank you in advance, Win. Send to: Challenge Aspen PO Box 6639 Snowmass Village, CO 81615 Or donate online at https://challengeaspen.org. Bridging Bionics Foundation PO Box 3767 Basalt, CO 81621 Thank you Win Thanks, Danielle C BOW Ambassador of Butterflies of Wisdom http://butterfliesofwisdom.weebly.com/ "Take a minute today to inspire someone See people for who we are"
Butterflies of Wisdom is a podcast where we want to share your story. We want to share your wisdom if you have a small business if you are an author or a Doctor, or whatever you are. With a disability or not, we want to share your story to inspire others. To learn more about Butterflies of Wisdom visit http://butterfliesofwisdom.weebly.com/ Be sure to FOLLOW this programhttps://itunes.apple.com/us/podcast/wins-women-of-wisdom/id1060801905. To find out how Win walk and about Ekso go to http://www.bridgingbionics.org/, or email Amanda Boxtel atamanda@bridgingbionics.org. On Butterflies of Wisdom today, JC (Host) and Best-Selling Author, Win-C (Co-Host) welcomes Sharon F. Danzger. Sharon, who founded Control Chaos in 2006, is a productivity consultant. She is an experienced and engaging presenter who covers a broad range of topics that enable employees to gain greater control of their time, enhance performance, and reduce stress. Ms. Danzger tailors her interactive sessions to the needs and interests of her audience. Sessions can be held across departments and employee levels or customized for specific groups. Is your staff: ! Overwhelmed with work? ! Finding it difficult to balance priorities? ! Stressed by both external and internal pressures? Participants leave Ms. Danzger’s programs with specific actions that are easy to implement and have a meaningful and immediate impact on their work and personal lives. Small changes in daily habits and the introduction of concepts from the field of positive psychology can have a profound effect. Employees who are less stressed and happier will be more productive, resulting in greater returns for your company. This will also lead to lower costs, fewer disruptions, and greater customer satisfaction through reduced employee turnover. Ms. Danzger’s diverse background in financial services, non-profits, and small business enables her to offer a unique perspective on finding efficiency and balance. She can tailor her programs to be industry specific and culturally focused based on her actual work and client experience. Ms. Danzger spent the early part of her career in financial services working for The Prudential Insurance Company of America. She spent time in a variety of areas including commercial real estate, underwriting, corporate social responsibility, and group insurance. Her work with non-profits has ranged from leadership development, governance, and training to financial analysis and oversight of an $18 MM budget. Sharon holds a BS in Economics from the Wharton School at the University of Pennsylvania and an MS in Real Estate from New York University. She is also a Chartered Financial Analyst (CFA), Chartered Financial Consultant (ChFC) and a Chartered Life Underwriter (CLU). She has earned a Certificate of Study in Chronic Disorganization from the Institute for Challenging Disorganization (ICD). Ms. Danzger is a lifelong learner, taking many courses through Coursera (Massive Open Online Courses) and is a positive psychology enthusiast. Sharon Danzger is the author of “Super-Productive: 120 Strategies to Do More and Stress Less” which will be released in March of 2017. To learn more about Sharon vist http://www.controlchaos.org/. To learn more about Win Kelly Charles visithttps://wincharles.wix.com/win-charles. To follow Win on Twitter go to @winkellycharles. To follow Win on Instagram go to winkcharles. To follow Win on Snapchat go to Wcharles422. Please send feedback to Win by email her at winwwow@gmail.com, or go to http://survey.libsyn.com/winwisdomand http://survey.libsyn.com/thebutterfly. To be on the show please fill out the intake athttp://bit.ly/bow2017. Butterflies of Wisdom sponsored by Brought to you by Dr. Kelly, aka The FitShrink, who offers 1-on-1 and group wellness coaching for people of all abilities. She makes the psychology of wellness easy! You can learn more about her at fitshrink.com. This is a 20% off code for www.gracedbygrit.com. The code will be XOBUTTERFLIES. To learn about the magic of Siri go to https://www.udemy.com/writing-a-book-using-siri/?utm_campaign=email&utm_source=sendgrid.com&utm_medium=email. If you want to donate Butterflies of Wisdom, please send a PayPal donation to aspenrosearts@gmail.com or aspenwin@gmail.com. Please send a check in the mail so 100% goes to Bridging Bionics Foundation. In the Memo section have people write: In honor of Win Charles. Send to: Bridging Bionics Foundation PO Box 3767 Basalt, CO 81621
What is the purpose of your money? To Invest or Spend? What is the time horizon for each purpose? Long Term or Short Term? Are their specific risks you would like to minimize over that time frame? Where do you currently store your savings? Getting answers to these questions allows the financial professional to act as an advocate for their clients' best interests. — John E Moriarty, ChFC This week on the David Lukas Show, David and special guest John E. Moriarty talk about his latest book, Understanding Specially Designed Life Insurance Contracts (SDLIC): Thinking Differently about the Flexibility, Access, and Control of Your Money, and how important it is to know the difference between money accumulation and money utilization. Throughout the hour, David and John discuss the intricacies involved in behavioral finance, reducing risk, and the importance of knowing how money works internally and externally—simultaneously. Important topics discussed… Strategizing so more money flows into your control How to retain and utilize more money during your lifetime What insurance companies offer specific contracts with features that specifically suit Savers Listen to the entire show today to get all the important information on this topic. Want to know more about how David Lukas Financial can benefit you and your retirement portfolio—call David Lukas, (501) 218-8880 About John Moriarty,ChFC: via e3wealth.com John is the founder and president of e3 Consultants Group, where he has focused on comprehensive wealth management strategies since 1995. His passion for personal service is reflected in e3's integrated financial network of trusted advisors, who help clients find the right balance of products and strategies to coordinate every piece of their financial picture. John is an investment advisor representative in the State of Missouri and is a designated Chartered Financial Consultant (ChFC). He has passed several industry exams and has licenses for Series 6, 7, 22, 24, and 63. In addition, John is an Office of Supervisory Jurisdiction (OSJ) Manager, and a licensed broker for both health and life insurance in several states. John graduated summa cum laude from Saint Louis University with a BSBA in Finance. He is a member of several nationally recognized financial service organizations, including the Financial Planning Association (FPA), National Association of Insurance and Financial Advisors (NAIFA) and the Society of Financial Services Professionals. Educating the public is essential in today's economy, so John hosts a weekly radio show called “Maximize Your Money” every Saturday 2:00-3:00pm on KFTK 97.1 FM. Also, John is the author of “Understanding the Secret Language of Money”. This book was written to awaken the “inner-entrepreneur” in all of us so we can begin to think differently about money and finance related decisions. Born and raised in St. Louis, John currently resides in Webster Groves, Mo., with his wife, Ellen and their two children, Harrison and Catherine. In his free time, John is an avid golfer as well as a wine and cigar enthusiast.
Mark DiGiovanni grew up in Rochester, NY, the son of a firefighter and a homemaker. After graduating from SUNY, Oswego in 1975, Mark moved to Athens, GA to begin his first career as a teacher. Mark met his future wife in 1978, fellow teacher and Georgia native, Beth Rainwater. They married in 1983 and moved to Atlanta, and Mark began his career in financial services. During the 1980's, Mark completed his MBA at Kennesaw State University and passed the CPA exam. Mark and Beth ended the decade with the birth of daughter Mara. Mark started Marathon Financial Strategies in 1995. Mark began running in 1969, so the 'Marathon' name was a natural choice. The name serves as a reminder that achieving worthwhile goals requires the same persistence and discipline as running a marathon. In addition to starting his business during the 1990's, Mark earned the Certified Financial Planner (CFP) and Chartered Financial Consultant (ChFC) designations. Mark also served in 2002 as President of the Georgia Chapter of the Financial Planning Association (FPA). Mark has been named a "Five Star: Best in Client Satisfaction Wealth Manager" by Atlanta Magazine in each of the last six years. In 2010, Mark was selected as one of only seven CFP Ambassadors in the U.S. As a CFP Ambassador, Mark communicates to consumers the importance of personal financial planning and the need for a Certified Financial Planner professional. Mark understands the importance of a healthy body, mind, and soul. He still exercises daily. He is a voracious reader and has written six books to date. He has been a member of Saint Matthews Episcopal Church in Snellville since 1989, where he is active on the stewardship and finance committees. Mark has been a Rotarian since 1996, serving as club president in 2003 and 2012. He also volunteers to speak at schools, churches, and to groups interested in raising their financial IQ.
http://theestateattorneyatlanta.com/ Nationally Recognized Atlanta Estate Planning Attorney and best-selling author Shane Smith interviews Edwin J. Coons, Jr., CLU, ChFC® Edwin (Ed) Coons has been with National Life since 1953, and has established an accomplished career in the financial services industry. Throughout his distinctive career, Ed has shown a deep commitment to the industry and continuous specialization. A graduate of Louisiana State University, class of 1954, he majored in Insurance and Real Estate. Ed served in the U.S. Air Force from 1954 to 1957 and later earned a Chartered Life Underwriter (CLU) designation from the American College, which is one of the most respected marks of expertise attainable in the life insurance profession. He also earned a Chartered Financial Consultant (ChFC®) designation, and a Certificate in Advance Estate Planning from the American College. Ed has been a member of the Atlanta Estate Planning Council (AEPC), since 1973. Ed married Ellen Reuland in July of 2008 and together they have been blessed with 11 children and 36 grandchildren. He is an active member of St. Thomas Aquinas Catholic Church in Alpharetta, where he serves as a lector. Professional Specialties: Retirement Planning: Qualified and Non-Qualified Business Insurance Long-Term Care Insurance 770-926-9792 coons_ed@nlvmail.com
Dirk Cummins is the Texas National Director of the MainStreetChamber and President of the MainStreetChamber Houston Chapter. Dirk was a practicing financial consultant who attended the University of Virginia at Quantico, Virginia while serving in the United States Marine Corps. He is a CHARTERED FINANCIAL CONSULTANT® (ChFC®), and has completed the CERTIFIED FINANCIAL PLANNER® (CFP®) certification curriculum. Dirk is also a CERTIFIED DIVORCE FINANCIAL ANALYST™ (CDFA™). Dirk's areas of specialization include business and individual planning. . In 2008, after the failure of his marriage, Ian Usher, originally from the UK, but living at the time in Australia, put his whole life up for sale on eBay. The worldwide publicity was phenomenal. But what does someone do after they sell their whole life? Ian's story is truly inspiring. He wrote out a list of 100 goals, and set off, with a target timeframe of 100 weeks, in an attempt to achieve them all. His story, and his book about his amazing two-year adventure, "A Life Sold" was featured in "National Enquirer" magazine last year.
Dirk Cummins is the Corporate President of the MainStreetChamber. Dirk was a practicing financial consultant who attended the University of Virginia at Quantico, Virginia while serving in the United States Marine Corps. He is a CHARTERED FINANCIAL CONSULTANT® (ChFC®), and has completed the CERTIFIED FINANCIAL PLANNER® (CFP®) certification curriculum. Dirk is also a CERTIFIED DIVORCE FINANCIAL ANALYST™ (CDFA™). Dirk's areas of specialization include business and individual planning. Dirk's professional career began in 1974 in his hometown of Canton, Ohio. In 1978 he accepted a position with Lineberry Financial Group and relocated to Houston. He has held various positions within the financial services industry prior to starting his own firm. Dirk has been involved with numerous volunteer groups and has served on the Advisory Board for the Academy of Finance at Spring Branch ISD and on the Pro Bono Committee for the Financial Planning Association Houston chapter. Dirk currently has a position on the Board of Directors for the Texas Smiles Foundation. Brian Morton has been married for 25 years and have one daughter. I have been a successful entrepreneur and owner of several businesses for 13 years. I have been mentored, trained and coached by some of the most recognized minds in business and life coaching, such as, Jim Rohn, Robert Kiyosaki, Barry Donalson and Lisa Nicole Cloud. Because of my affiliations I am now in a position that allows me to duplicate the success that I have experienced by mentoring others in an opportunity that allows them to have a business of their own..
Thomas W. Young CLU, ChFC, RFC, CSA Tom is a life time resident of Western PA and has a wife, Theresa and one daughter Sarah. Tom started in the financial services industry in 1976, and is the founder and President of 1st Consultants, Inc. He is also the Professional speaker for Financial Curves, Inc. Tom is a financial strategist who uses time value concepts and lost opportunity cost evaluations to help clients maximize the time value of money and benefits associated with insurance and financial products. Tom is a professional speaker, a published author, and a radio personality on 1230/1460 WBVP/WMBA in Beaver Falls, PA. His radio show is called, "The Financial Coach for Seniors". Tom earned the 2010 Beaver County Times Best of the Valley Readers' Choice Award for best Financial Planner. He has been recognized by Pittsburgh Magazine as a Top-Scoring Wealth Manager. Tom has been named 2004 Business Man of the Year by the National Republican Congressional Committee's Business Advisory Council and is also the recipient of the 2004 Ronald Reagan Gold Medal Award. Tom has also earned several professional designations such as Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), Registered Financial Consultant (RFC), and Certified Senior Advisor (CSA). Along with these designations, Tom is also a former National Field Trainer for LEAP™ Systems, Inc. He is a member of the National Ethics Bureau. He has served on the Board of Directors for the American Red Cross - Beaver Chapter and the Beaver Area Chamber of Commerce. He is a member of the Beaver, Rochester, and Beaver County Chamber of Commerce, and a member of the Knights of Columbus. Tom is also a member of the prestigious "MDRT" (Million Dollar Round Table). He has earned Court of the Table and Top of the Table; distinguishing himself within the industry through their superior performance by producing at a level three times that of MDRT membership requirements. Achieving membership in MDRT's Court of the Table is a career milestone attained only by those who have demonstrated exceptional professional knowledge, client service and ethical conduct. Million Dollar Round Table's Top of the Table is an exclusive forum for the world's most successful life insurance and financial services professionals. As a Certified Life Coach, Tom works as an overall financial coach for his clients. Tom has also been certified as a Human Behavior Consultant. Tom is a charter member of the National Association of Insurance and Financial Advisors as well as a member of the Society of Financial Service Professionals.
Harold Lustig is the Founder and CEO of the California Estate and Elder Planning Center and Managing Member of Lustig Financial Services LLC. After the distressing experience of hearing his father saying he had outlived his assets, Lustig began a life-long journey to assist seniors increase income and protect their assets, enjoy a higher quality of life and reduce their tax obligations, thus leaving more wealth for their spouses, children and grandchildren. With over 30 years of financial planning experience, his focus and passion is to help seniors and their families with retirement and estate planning as well as long term care planning. Lustig obtained a business degree in accounting and a Master's degree in Business Administration from Drexel University in Philadelphia. Currently, he holds the Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), the California Life and Health Insurance license as well as the Series 65 Investment Advisor's License. Lustig is the author of the first financial and estate planning book for lesbian and gay couples. The book, 4 Steps to Financial Security for Lesbian and Gay Couples was published by Random House. In the Spring of 2011, Lustig will launch his second book Naked in the Nursing Home: The Women’s Guide to Paying for Long Term HealthCare Without Going Broke. The mission of the California Estate and Elder Planning Center is to help seniors and their families protect their lifestyle through estate planning, long-term care planning and wealth transfer. Harold works closely with an Elder Law Attorney and his wife who is an Elder Care Advocate and RN. Pro-Track Profile Harold is another long-time member of the Northern California Chapter of the National Speakers Association who has signed up for the Pro-Track training. To hear an update on his business and what he thinks of Pro-Track, click on the podcast icon below.
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