Podcasts about WCI

Today we are back to our most asked about topic: Roth. We answer a question about rollovers, then we talk about Mega Backdoor Roth and then the regular backdoor Roth and the pro rata rule. We then switch gears and talk about high yield dividend funds and answer a question about asset allocation and asset location. We end the episode talking about what to do if you are averse to the S&P500 including Coinbase. Laurel Road is committed to serving the unique financial needs of residents and doctors. We want to help make your money work harder and smarter. If credit card debt is weighing you down and you're struggling with monthly payments, a personal loan designed for residents with special repayment terms during training may be exactly what you need to consolidate your debt. Check your rates in minutes to see if you qualify for a lower rate, plus, White Coat Readers also get an additional rate discount when they apply through https://LaurelRoad.com/WCI. For terms and conditions, please visit https://www.LaurelRoad.com/WCI. For terms and conditions, please visit https://www.LaurelRoad.com/WCI. Laurel Road is a brand of KeyBank N.A. Member FDIC. All products are offered by KeyBank N.A. Member FDIC. ©2025 KeyCorp® All Rights Reserved. The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Main Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

(0:00) Wstęp(1:11) Donald Trump ponownie rozmawiał z Władimirem Putinem. Wciąż daleko do pokoju na Ukrainie(2:46) Unia Europejska zaakceptowała dołączenie Bułgarii do strefy euro(4:20) Ochrona Ukraińców zostanie rozszerzona, ale Unia Europejska przygotowuje się na ich powroty do kraju(5:50) Szef Sojuszu Północnoatlantyckiego ostrzega, że Rosja produkuje czterokrotnie więcej amunicji od wszystkich państw NATO(7:10) Biali Brytyjczycy staną się mniejszością we własnym kraju w ciągu najbliższych czterdziestu lat(8:37) Były premier Francji zarzuca przewodniczącej Komisji Europejskiej autorytarny styl zarządzaniaInformacje przygotował Maurycy Mietelski. Nadzór redakcyjny – Igor Janke. Czyta Michał Ziomek.Mecenasi programu:AMSO - oszczędzaj na poleasingowym sprzęcie IT: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.amso.pl⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Czy można usprawiedliwić piratów? Dlaczego w ogóle ktokolwiek ma płacić za treści, które są dostępne w internecie? Co odróżnia tych, którzy chcą płacić, od niepłacących? Dlaczego za jedne treści gotowi jesteśmy zapłacić, a za inne nie? Czy chętnie przyznajemy się do tego, że korzystamy z treści bez płacenia? Jak oceniamy piractwo? Uważamy, że jest nieuczciwe, nieetyczne, niemoralne? Co wpływa na naszą ocenę piractwa? I czy jest możliwe, że piractwo wcale nie szkodzi twórcom tak, jak myślą?Co wiemy o skali piractwa w Polsce? Wciąż jest masowe? Zmieniało się w czasie? Jak ściganie plików z książkami bez opłat odbija się na ich sprzedaży? Co wynika z eksperymentu GRAPE z udziałem „50 twarzy Greya”? Jakie są powody piractwa książkowego? Zbyt wysoka cena? Za długi czas oczekiwania na dostawę?Dziś dwie rozmowy o tym. Najpierw Maciej Danielewicz oraz Joanna Tyrowicz z think-tanku GRAPE, a potem ekonomiści GRAPE z Michałem Krawczykiem z Uniwersytetu Warszawskiego.

Sprzedaż chińskich aut bije rekordy w UE, Trump zaskakuje ostrą krytyką Putina, a Macron wzmacnia obecność Francji w Azji podpisując miliardowe kontrakty w Wietnamie.Artykuły omawiane w podcaście:https://pro.rp.pl/raporty-ekonomiczne/art42373631-chinczycy-biora-szturmem-rynek-authttps://www.rp.pl/konflikty-zbrojne/art42372771-trzeba-rozgromic-ukraine-do-czego-tak-naprawde-dazy-rosja-w-wojnie-z-ukrainahttps://www.parkiet.com/kryptowaluty/art42375191-bitcoin-wrocil-do-lask-z-przytupem-wciaz-ma-potencjal-wzrostu0:00 - Skrót najważniejszych informacji0:45 - Chińska motoryzacja szturmuje Europę2:35 - Trump ostro o Putinie – czas na nowe sankcje?3:27 - Najważniejsze informacje z polskiej gospodarki4:44 - Najważniejsze informacje ze światowej gospodarki10:02 - Bitcoin wrócił do łask z przytupem. Wciąż ma potencjał wzrostu?11:22 - Dane z rynków i kalendariumKup subskrypcję „Rzeczpospolitej” pod adresem: ⁠czytaj.rp.pl⁠

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Today we are turning the tables and Dr. Dahle is being interviewed by our friend of WCI, Dr. Tyler Scott. We turn away from our usual pattern of answering technical questions and instead Tyler asks Jim about his views of money growing up, lessons he has learned along the way and how he views money now. We talk about his upbringing and raising his own children. We talk about what it means to have enough and how you know when you do. Today's interview will give you a little peek behind the curtain of what makes Dr. Dahle who he is. Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Main Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

Sponsorem dzisiejszego odcinka jest aplikacja BookBeat, która służy do słuchania audiobooków i czytania e-booków.KOD: ROCKIBORYShttps://www.bookbeat.com/pl/rockiborys?utm_source=spotify&utm_medium=podcast&utm_campaign=PL-rock-i-borys-3126&utm_content=textlink-spot-epi-description-30d&utm_term=deal3(00:00) Bookbeat(01:10) Wciśnij reset. Triumfy i fakapy w przemyśle gier wideo(09:40) Założyciele. Historia PayPala i przedsiębiorców, który tworzyli Dolinę Krzemową(20:50) Odchudzanie(25:42) Dokument Borysa(32:44) ARC Raiders(36:06) Last Epoch(39:22) GTA 6 z datą premiery(48:15) Grand Theft Auto VI Trailer 2Promocja filmu niezależnego na festiwalachhttps://youtu.be/EPnWmugLZKc?si=cLjXRiMkQV1-9DFyGrand Theft Auto VI https://www.rockstargames.com/VIGrupa Rock i Borys na FB - https://www.facebook.com/groups/805231679816756/Podcast Remigiusz "Pojęcia Nie Mam" Maciaszekhttps://tinyurl.com/yfx4s5zzShorty Rock i Boryshttps://www.facebook.com/rockiboryshttps://www.tiktok.com/@borysniespielakSerwer Discord podcastu Rock i Borys!https://discord.com/invite/AMUHt4JEvdSłuchaj nas na Lectonie: https://lectonapp.com/p/rckbrsSłuchaj nas na Spotify: https://spoti.fi/2WxzUqjSłuchaj nas na iTunes: https://apple.co/2Jz7MPSProgram LIVE w niedzielę od osiemnastej - https://jarock.pl/live/rockRock i Borys to program o grach, technologii i życiu

Grettelyn speaks with Theresa Martin about "untamed children," the topic of her talk for the annual Chesterton conference! Register for the conference today at https://www.chesterton.org/44th-annual-chesterton-conference/ Learn more about Theresa and WCI: https://jp2rule.com/ FOLLOW US Instagram: https://www.instagram.com/chestertonsociety Facebook: https://www.facebook.com/AmericanChestertonSociety X: https://twitter.com/chestertonsoc SUPPORT Consider making a donation: https://www.chesterton.org/give/ Visit our Shop at https://www.chesterton.org/shop/

Today we are talking with our friend and Roth expert, Chris Davin. He is joining us to answer some of your questions and then get way into the Roth weeds with Dr. Dahle. Chris knows more about the intricacies of Roth considerations than anyone we know. They discuss when to choose Roth and why, mega backdoor Roth, choosing Roth as an independent contractor and so much more! Brought to you by Laurel Road for Doctors. Laurel Road is committed to serving the unique financial needs of residents and doctors. We want to help make your money work harder and smarter. If credit card debt is weighing you down and you're struggling with monthly payments, a personal loan designed for residents with special repayment terms during training could help you consolidate your debt. Check if you qualify for a lower rate, plus, White Coat Readers also get an additional rate discount when they apply through https://LaurelRoad.com/WCI For terms and conditions, please visit https://LaurelRoad.com/WCI. Laurel Road is a brand of KeyBank N.A. Member FDIC. The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Main Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

[AUTOPROMOCJA] Pełnej wersji podcastu posłuchasz w aplikacji Onet Audio Kampania wyborcza wkracza powoli w decydującą fazę. W Poznaniu swój wiec wyborczy miał Rafał Trzaskowski, Karol Nawrocki zaś w Łodzi miał swoją konwencję programową i to właśnie ona przykuła najwięcej uwagi. A to wszystko za sprawą udziału w niej prezydent Andrzeja Dudy.   Prezydent podczas swojego wystąpienia stwierdził, że po blisko 10 latach urzędowania, nie ma wątpliwości, iż aby Polska mogła się rozwijać, potrzebny jest prezydent, który dbać będzie o demokrację, siłę państwa i pilnowanie spraw słabszych oraz o to, żeby zwyciężała uczciwość, a nie cynizm i draństwo. — Przyjechałem tutaj, żeby powiedzieć dwie rzeczy. Nie tylko: "Karol, musisz", bo to już powiedziałem panu Karolowi Nawrockiemu teraz i wcześniej. Stoję tutaj także, żeby powiedzieć "wy musicie". Musicie zmobilizować się tak jak w 2015 r. Powiesić więcej banerów, jeszcze raz porozmawiać z sąsiadami, roznieść więcej materiałów wyborczych. (...) Ja, Andrzej Duda, mający takie samo prawo wyborcze tak jak i wy, zagłosuję na Karola Nawrockiego, bo wierzę, że to człowiek, który będzie dbał, żeby Polska była krajem uczciwym, silnym, który będzie budował relacje transatlantyckie, będzie człowiekiem mądrym, który nie obrzuca wyzwiskami kandydatów na amerykańskich prezydentów — podkreślił prezydent, łamiąc swoją wcześniejszą deklarację, że nie będzie angażował się w kampanię wyborczą. Marcin Zawada był zaskoczony wystąpieniem Andrzeja Dudy, ale nie samą jego obecnością na konwencji, lecz tonem jego przemówienia. Dawno nie widział tak pobudzonego i bojowo nastawionego prezydenta Dudy. Tomasz Sekielski zauważył, że prezydent często podczas wystąpień nakręca się i jest taki mocno pobudzony, taki ma styl, pokrzykiwanie, robienie dramatycznych pauz, min. I tego wszystkiego będzie Naczelnym brakowało po zakończeniu kadencji Andrzeja Dudy. Wracając do niedzielnego wystąpienia Rafała Trzaskowskiego w Poznaniu, Naczelni wątpią w to, czy hasło mamy dość kolejnego prezydenta z nadania Jarosława Kaczyńskiego, jest w stanie porwać tłumy. Tomasz Sekielski uważa, że tempo kampanii Trzaskowskiego, które miał na początku, teraz mimo tego, że on jeździ, pokazuje się w rozmaitych miejscach, to zwolniło, brakuje czegoś, co by nadało jakiś impet tej kampanii. Oczywiście jest atakowany przez wszystkich, bo jest faworytem i nie powinien się też dziwić, że tak będzie. Wydaje się, że nie ma pomysłu na to, co dalej. Jakby sztab Trzaskowskiego nagle odkrył, że my mamy jednak kampanię wyborczą i to już jej połowę. Wciąż brakuje pomysłu na dalsze działania. Kolejnym ważnym wydarzeniem minionego weekendu był pogrzeb papieża Franciszka. Najważniejsi przywódcy świata przyjechali do Watykanu, by wziąć udział w nabożeństwie pogrzebowym. Przed uroczystościami doszło do spotkania Wołodymyra Zełenskiego i Donalda Trumpa, a świat obiegło zdjęcie z na szybko aranżowanej ich rozmowy. Kolejnym zdjęciem z tego dnia, które wywołało falę komentarzy w Polsce, było zdjęcie marszałka Szymona Hołowni, który idąc w oficjalnej polskiej delegacji, robił zdjęcia. Dla Marcina Zawady najbardziej uderzające jest to, że Szymon Hołownia, który kilka dni wcześniej, zanim udał się do Watykanu na pogrzeb papieża Franciszka, urządził dużą konferencję i mówi bardzo dużo na temat szkodliwości z korzystania z telefonów komórkowych w szkole przez dzieci, przez najmłodszych. Po czym jedzie w takie miejsce, w takiej chwili wyciąga telefon i pokazuje, że właściwie przecież można korzystać i nawet wypada korzystać z telefonu w każdej chwili. Pan Marszałek zaprzecza sam sobie tym gestem. Tomasz Sekielski przypomina marszałkowi Hołowni, że na takie oficjalne wydarzenia może zabrać ze sobą fotografa, który udokumentuje obecność na wydarzeniu i sprawi, że będzie to lepiej wyglądało. W zeszłym tygodniu w Gnieźnie, z okazji obchodów 1000-lecia koronacji Bolesława Chrobrego odbyło się uroczyste zgromadzenie posłów i senatorów, podczas którego przemawiali m.in. prezydent Duda, marszałek Hołownia i premier Tusk. Ich wystąpienia można podsumować jako wzniosłe i mocne słowa, ale bez żadnych konkretów. Choć wśród tych politycznych komunałów i banałów, w przemówieniu Donalda Tuska pojawił się wątek siły i to on Tomaszowi Sekielskiemu coraz bardziej przypomina wystąpienia Jarosława Kaczyńskiego sprzed paru lat. To hasło Donalda Tuska o repolonizacji gospodarki, że czas skończyć z naiwną globalizacją i rozpocząć repolonizację, to jest bardzo podobne do tego, co od lat mówi Jarosław Kaczyński. Na koniec Tomasz Sekielski zwrócił się do tych wszystkich, którzy uważają, że Prezydent za bardzo ekscytował się podczas swojego wystąpienia w Łodzi na konwencji wyborczej Karola Nawrockiego. Chce im powiedzieć: Wy wszyscy złośliwcy i oburzeni. Zatęsknicie, jeszcze zatęsknicie za tymi pełnymi pasji, głębokimi wystąpieniami Andrzeja Dudy. Zapraszamy na kolejny odcinek Naczelnych oraz zachęcamy do oglądania podcastu w każdy poniedziałek o godz. 19.00 na stronie Onetu, a także słuchania w aplikacji Onet Audio. Zapraszamy również do pisania do Naczelnych na adres naczelni@onet.pl.  

Zapraszamy do zapisywania się na newsletter "Stanu Wyjątkowego". Co tydzień zwracamy Państwa uwagę na kluczowe wydarzenia oraz polecamy interesujące teksty. Zapisać można się tu: https://wiadomosci.onet.pl/tylko-w-onecie/newsletter-stan-wyjatkowy-zapisz-sie-na-nasz-nowy-newsletter/q7dq8jv  Wiemy, że w sztabie Rafała Trzaskowskiego walczyły ze sobą dwie frakcje. Część sztabowców uważała, że kandydat KO powinien z przytupem wjechać na prezydenckie debaty organizowane przez wrogą mu Telewizję Republika. Część jednak uważała, że byłoby to uwiarygodnienie stacji, którą tworzą najwięksi propagandyści PiS, z których większość ma na koncie posługę w agresywnej TVP za czasów Jacka Kurskiego. Trzaskowski jest zachowawczy, więc przystał na tę drugą opcję. Większość sondaży pokazuje jednak, że Polacy oczekiwali jego udziału w debatach Republiki. Szkopuł w tym, że Polacy kochają polityczne spektakle, a ci kandydaci, którzy unikają udziału w debatach — tracą. Tak się składa, że po odmowie udziału w debatach spadają prezydenckie notowania Trzaskowskiego. Wciąż jest liderem i wciąż w drugiej turze wygrywa z każdym, szkopuł w tym, że nie wiadomo, jak będzie za półtora miesiąca, gdy rozstrzygnie się, kto zastąpi Andrzeja Dudę w Pałacu Prezydenckim. Jak słyszą twórcy słuchowiska politycznego „Stan Wyjątkowy”, otoczenie Trzaskowskiego planuje po Wielkanocy nowe otwarcie, zdając sobie sprawę, że prawdziwa kampania zacznie się właśnie wówczas, gdy Polacy wrócą ze świątecznych rodzinnych spotkań. Pamiętać jednak należy, że Trzaskowski ma niełatwe zadanie. Atakuje go fronda kandydatów prawicy, a także koalicjanci — Szymon Hołownia i Magdalena Biejat. Pod tym względem Nawrocki ma komfort, bo pozostali kandydaci prawicowi tylko markują ataki na niego. Niektórzy mu wręcz wystawiają piłki — jak szef Kanału Zero Krzysztof Stanowski, który zaprosił Nawrockiego na miły, długi wywiad. Nie ma się co dziwić, że Republika z zachwytu poprosiła o reemisję tej ciepłej rozmowy.

Dawno nie było No Movie Ci, więc nadrabiamy. Krzychu z Dorianem obejrzeli razem cały pierwszy sezon Ukryty Poziom na Amazon Prime i potem się do siebie nie odzywali. A to wszystko po to, by pogadać sobie w ramach odcinka podcastu. Ukryty Poziom to cykl fenomenalnie zrobionych animacji, które przedstawiają historie z różnych gier wideo. Wciągnęliśmy wszystkie 15 odcinków na raz, co wcale długo nie zajęło, bo odcinki są maksymalnie po kilkanaście minut. Raz było lepiej, raz gorzej, ale jednogłośnie stwierdziliśmy, że takiej adaptacji Pac-Mana to nigdy nie widzieliśmy i na pewno się nie spodziewaliśmy.Wbijaj na stronę: https://2po2.plFacebook: https://www.facebook.com/dwochpodwochTwitter: https://twitter.com/dwochpodwochTikTok: https://www.tiktok.com/@dwochpodwochPostaw na kawę:https://buycoffee.to/dwochpodwochGrosza daj podcastowi na Patronite:https://patronite.pl/dwochpodwoch

Wiosnę witamy na spacerze po znanym, lubianym i kameralnym warszawskim osiedlu. Wybraliśmy się na Sady Żoliborskie. Rozmawiamy z mieszkańcami pierwszej, uznawanej za najlepszą część tego osiedla, zwaną - po żoliborsku - kolonią. Powstawała ponad 60 lat temu. Wtedy była wyjątkowa. Dziś nadal taka jest. Wciąż jest podawana za wzór, przede wszystkim za architektoniczno-urbanistyczny pomysł, ład w przestrzeni, zieleń i ludzką skalę. O tym jakie jest to osiedle, dlaczego jest wyjątkowe i czego można się uczyć od architektury Haliny Skibniewskiej opowiada w drugiej części podcastu nasz gość w studio - Michał Krasucki, stołeczny konserwator zabytków. Podcast jest częścią akcji Zaprojektowane po ludzku. Szczęśliwe sąsiedztwa. Więcej informacji na Wyborcza.pl/zaprojektowanepoludzku

We are so excited to have Brian G Murphy back on the pod today! Brian has been doing LGBTQ activism and education for over a decade with organizations like Soulforce, GLSEN, and HRC. He received nonviolence training from civil rights leaders including Phil Lawson. He's spoken about sexuality and gender at dozens of colleges and conferences across the country. He's the co-creator of Legalize Trans, an artistic and educational movement to advance gender justice, and the co-founder of Queer Theology, a resource hub and online community for LGBTQ Christians.And don't forget, he's a certified relationship coach who works with folks to open up their relationship and navigate the issues that come with open relationships and polyamory. He has a certification in coaching through WCI which is accredited by the International Coaching Federation.Find out more about Brian and learn where to connect with him around the web through his website https://www.briangerald.com/

Państwo polskie wciąż nie wyegzekwowało milionów złotych, jakie podczas pandemii koronawirusa wydano na zakup respiratorów od handlarza bronią Andrzeja Izdebskiego, który zmarł trzy lata temu w Albanii. Wciąż prokuratura stara się odzyskać 22 miliony, ale raczej się nie uda. Dziwi to mniej niż powinno. Gdzie są te miliony? Pewne światło na sprawę rzuca fakt, że jak pisze prasa, żona Izdebskiego zniknęła. Inaczej mówiąc jej nie ma. Ale czy jesteśmy pewni że ona naprawdę istnieje? Bo może to była jedynie fikcyjna postać stworzona na potrzeby tej afery. Trzeba jednak docenić przekręt respiratorowy. Urządzenia handlarz bronią sprzedał państwu po cenie gigantycznie wyższej niż rynkowa. To nie jest taki prostacki przekręt, że bierzesz pieniądze i tyle. Jest w nim pewna finezja, poetyckość ze szczyptą romantyzmu: mąż niby umiera po żonie ginie ślad. Nie powinno nas dziwić, że są takie oszustwa. Bo jakie mamy popularnie wzorce, na przykład filmowe? Kalibabka, Kwinto, Wielki Szu. I kim są bohaterowie?

Today we are chatting with a psychiatrist who is back to broke. He said he owes his financial awakening to his wife who and his medical school friends who introduced him to WCI. He quickly turned things around and started saving an emergency fund and opened a Roth IRA. He is working towards PSLF and is currently saving for a down payment while also investing and growing wealth. His biggest piece of advice is to have a great partner that you are on the same page with. Together you can do anything! After the interview we will be talking about the dangers of performance chasing. Take charge of your financial future with CompHealth, the #1 staffing agency for physicians and healthcare providers. Locum tenens positions pay more on average, and with housing and travel costs covered, your earnings stretch even further. CompHealth also offers full-time positions, telehealth, and medical missions. From credentialing and licensing to contract negotiation and finding the right opportunities, their specialized support makes the job search easier. Whether you want to work locums full-time, part-time or pursue something permanent, CompHealth provides options and resources to help you achieve financial success. Build your career your way with the power of CompHealth.  Learn more: https://www.whitecoatinvestor.com/comphealth The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor channel is for you! Be a Guest on The Milestones to Millionaire Podcast: https://www.whitecoatinvestor.com/milestones  Main Website: https://www.whitecoatinvestor.com  Student Loan Advice: https://studentloanadvice.com  YouTube: https://www.whitecoatinvestor.com/youtube  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

Today we are talking all about credit card hacking for travel. We have friend of WCI, Dr. Lisha Taylor, back on the podcast as well as credit card hacking guru, Dr. Devon Gimbel. They share why they think high income professionals are the perfect people to make use of credit card points, particularly for travel. They share their insights on how this works, how much time it takes, when it is worth doing and when it is not. Today's episode is brought to you by SoFi, helping medical professionals like us bank, borrow, and invest to achieve financial wellness. SoFi offers up to 4.6% APY on their savings accounts, as well as an investment platform, financial planning, and student loan refinancing…featuring an exclusive rate discount for med professionals and $100/month payments for residents. Check out all that SoFi offers at https://www.whitecoatinvestor.com/Sofi *Loans originated by SoFi Bank, N.A., NMLS 696891. Advisory services by SoFi Wealth LLC. The brokerage product is offered by SoFi Securities LLC, Member FINRA/SIPC. Investing comes with risk including risk of loss. Additional terms and conditions may apply. The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Main Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

Dean's Chat hosts, Drs. Jensen and Richey, welcome Dr. Gerit D. Mulder to the podcast!  Dr. Mulder gave Dr. Jensen an opportunity to join his practice at the Wound Healing Institute after residency, providing a tremendous foundation for future research that included the National Institutes of Health, and Department of Defense opportunities.  Dr. Mulder has a storied history in podiatric medical research in the wound care space.  He received his BS at University of Redlands; a masters degree from Cal State - San Bernadino, then received his DPM from the College of Podiatric Medicine. He received his PhD from Chulalongkorn University through University of California San Diego specializing in Biomedical Sciences/Stem Cells.  Gerit speaks 5 languages and has taught wound care, and implemented wound care programs around the world.  Tune in for a fabulous interview! Below is a brief history of Dr. Mulder's activities and qualifications: • Extensive expertise in the development, implementation and management of clinical trials, clinical operations and teams.  Experience as a lead Principal Investigator interacting with and guiding multicenter trials.  Direct interaction with the FDA, Pharmaceutical Industry and Academic Research Centers.  Focus on Inflammatory Diseases, Dermatology and Infectious Disease.  • Responsible for development and oversight than 120 clinical trials. • Supervised, educated, and guided research teams globally. • Developed project budgets, protocols, guidelines, and implementation plans for developing wound clinics. • Provided strategic and tactical input to the medical industry related to clinical trials with emphasis on Phase 1,2 and 3 studies.  • Created tissue and wound repair programs to increase product understanding to assist Emerging Markets. Additional Expertise and Affiliations Include: • Understanding of Regulatory Affairs. • International experience with monitoring and overseeing clinical trials. • Served as a national and international  • Provided input on new product development for novel disease states.  • Conversational skills in English, Spanish, Italian, French, and German • Extensive experience with KOLs and medical advisory boards. Physician at Christus St. Vincent Medical Center, Wound & Hyperbaric Center. December 2021 to current. • Provide advanced clinical care for chronic wounds of all etiologies including diabetic, venous, pressure, trauma and other wounds. • Direct wound and tissue repair and regeneration research Medical Research Consultant – Independent 2019 – current Clinical Tissue Repair and Regeneration Specialist – 2019-current • Consult internationally on Phase 1,2, and 3 clinical trials • Provide input for development and implementation of clinical trials and educational materials for health care providers related to phase 1, 2 and 3 studies as well as approved products. • Provide clinical care to patients with acute and chronic wounds of all etiologies Director, Professor of Surgery and Orthopedics University of California San Diego Medical Center, Wound Treatment and Research Center   April 1998- December 2013 •  Provided clinical and surgical care, conducted medical student, resident and staff education, oversaw clinical research.  Treated more than 3000 patients per year.  Published in peer reviewed medical journals and key presenter at medical conferences globally. • Oversaw research within my division of the Department of Trauma, with focus on tissue regeneration and repair, inflammatory and infectious related diseases and cell regeneration. June 1986-April 1998: President of WCI (Wound Consultants Inc., previously Wound Healing Institute)    WCI offered consulting services to the biotechnology and pharmaceutical industry related to clinical protocols and trials, implementation of related patient care, planning and managing medical education.  Advised on development of new products related to tissue regeneration and repair. Patient Care    Vice President of Marketing and Medical Affairs DermaRx  May 1995- March 1998 Vice President of Clinical and Regulatory Affairs Organogenesis, Inc.   May 1994-May 1995     Wound Clinic Director Veterans Administration Hospital Denver June 1983- Jne 1992 FDA Experience: • Participated as an advisor to the FDA and companies working with the FDA • Completed and submitted 510k for hydrogel, foam, and other wound treatment devices • Completed clinical section of PMA submission on Apligraf for Organogenesis • Consulted as wound care expert on panels for medical and pharmaceutical industry. • Chaired Human Subjects Committee in Denver for two years for a major IRB. • Interacted with FDA on Dermatology and Inflammatory Diesease Dr. Mulder can be reached at (619) 417-9249 or at gerit.mulder@gmail.com;  gerit.mulder@stvin.org  or on LinkedIn at http://www.linkedin.com/pub/gerit-mulder/a/321/6b5

Today we have another Friends of WCI episode. Tax guru, Alexis Gallati, joins Dr. Dahle to answer your questions about taxes. They start with a question about what the benefits of hiring your spouse and children might be. Then they answer a question about the tax implications of hiring a nanny. They debate what to do when you have a bunch of cash in your Vanguard Settlement fund and wrap up in the episode with a question about tax considerations in a low income earning year. Today's episode is brought to you by SoFi, helping medical professionals like us bank, borrow, and invest to achieve financial wellness. SoFi offers up to 4.6% APY on their savings accounts, as well as an investment platform, financial planning, and student loan refinancing…featuring an exclusive rate discount for med professionals and $100/month payments for residents. Check out all that SoFi offers at https://www.whitecoatinvestor.com/Sofi *Loans originated by SoFi Bank, N.A., NMLS 696891. Advisory services by SoFi Wealth LLC. The brokerage product is offered by SoFi Securities LLC, Member FINRA/SIPC. Investing comes with risk including risk of loss. Additional terms and conditions may apply. The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Main Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

This doc has become a millionaire just 4 years out of training. He comes from a two doc family who saved up enough to cover the cost of under grad and medical school. Getting out of training with no debt made a massive impact on his financial future. He expressed a huge amount of gratitude. He also said he was not financially literate and did not really learn about finances until he picked up the WCI book during residency. Between the help from his parents and becoming financially literate he was able to hit the ground running and start building his wealth. His big advice to you is before you get a paycheck, have a plan for it. His next goal is to celebrate his upcoming wedding and then to start saving for house, which is no small goal in New York City where he lives. Stick around after the interview to talk about changing your family tree for Finance 101. Take charge of your financial future with CompHealth, the #1 staffing agency for physicians and healthcare providers. Locum tenens positions pay more on average, and with housing and travel costs covered, your earnings stretch even further. CompHealth also offers full-time positions, telehealth, and medical missions. From credentialing and licensing to contract negotiation and finding the right opportunities, their specialized support makes the job search easier. Whether you want to work locums full-time, part-time or pursue something permanent, CompHealth provides options and resources to help you achieve financial success. Build your career your way with the power of CompHealth. Learn more: https://www.whitecoatinvestor.com/comphealth The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor channel is for you! Be a Guest on The Milestones to Millionaire Podcast: https://www.whitecoatinvestor.com/milestones  Main Website: https://www.whitecoatinvestor.com  Student Loan Advice: https://studentloanadvice.com  YouTube: https://www.whitecoatinvestor.com/youtube  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

Today we start out answering a few of your Mega Backdoor Roth questions. Then we move to answering a handful of questions about student loans including if we think the Trump administration is going to get rid of PSLF. We also have friend of WCI, Dr. Gretchen Green, join us for a few minutes to talk about the power of side gigs and increasing your income. Especially if you can use the skills you already have from your training. Dr. Green teaches docs how to boost their income by doing expert witness work. Today's episode is brought to you by SoFi, helping medical professionals like us bank, borrow, and invest to achieve financial wellness. SoFi offers up to 4.6% APY on their savings accounts, as well as an investment platform, financial planning, and student loan refinancing…featuring an exclusive rate discount for med professionals and $100/month payments for residents. Check out all that SoFi offers at https://www.whitecoatinvestor.com/Sofi *Loans originated by SoFi Bank, N.A., NMLS 696891. Advisory services by SoFi Wealth LLC. The brokerage product is offered by SoFi Securities LLC, Member FINRA/SIPC. Investing comes with risk including risk of loss. Additional terms and conditions may apply. The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Main Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

Co byście zrobili, gdybym Wam powiedział, że możecie odzyskać 19 lat swojego życia❓❓❓Brzmi jak cud❓A jednak to czas, który oddajemy każdego dnia, nawet o tym nie myśląc.Średnio spędzamy 2 godziny i 25 minut dziennie w mediach społecznościowych

Today we are talking about finding balance in our lives. We discuss how to know what our risk tolerance is both in the finance space but also in our lifestyle. It is important to do the things we love that bring us joy, even if there is some risk involved. But at what point do we cross into reckless? We talk about how to know when we are working too hard and are too focused on saving for retirement that we forget to live our lives right now. We also chat with our friend Dr. Jordan Grumet, who will be a keynote speaker this year at WCICON. He is passionate about helping people find meaning in their lives to maximize happiness. Laurel Road is committed to serving the financial needs of doctors. We want to help make your money work both harder and smarter, with A Laurel Road High Yield Savings account. Build your savings with highly competitive rates, no minimum balance to open, and no monthly maintenance fees. Whether you're saving for an emergency fund or planning your next big purchase, you can keep building your savings and access your funds whenever you need them. For terms and conditions, please visit https://www.LaurelRoad.com/WCI. Laurel Road is a brand of KeyBank N.A. Member FDIC. The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Main Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

Having “taught a computer how to taste” and using that data to help winemakers improve their processes, Tastry has turned to leveraging AI and their consumer preferences and wine chemistry databases to help wineries sell wine.  Katerina Axelsson, CEO, and Charles Slocum, Chief Business Officer, discuss Tastry's Sales Accelerator Ecosystem, which includes the Wine & Consumer Insights Report, which gives wineries, distributors, and retailers tools to help them sell more wine.  Tastry has provided an example report for listeners. Detailed Show Notes: Tastry overview - see Ep 157 for a deeper diveTagline - “taught a computer how to taste”It has two unique data sets - wine chemistry, US consumer taste preferencesHelps improve winemaking, predict and react to changing consumer preferencesWorks with wineries, retailers, and distributorsTastry commercialization history1st 2 years - establish trust with winemakersLast year - focus on helping sell winesSales Accelerator EcosystemTakes data from 3 areas (winery input metadata, wine chemistry, Tasty validated wine market data) to feed accelerator (AI system)Consists of Wine & Consumer Insights (“WCI”) report, Sales Accelerator platform app, & integrations into other platforms (e.g., e-RNDC)Has AI search and chat functionalitySalespeople use data to sell to on/off-premise accountsSometimes, consumer-facing in-retailer displaysWCI - 2-page report to help sell winesUsed to train salespeople, it can be a leave-behindP1 - for the category buyer; P2 - for servers, staff to educate themWCI Components: Top left - bottle shot, label zoom in (helps for retention); name of wine; varietal; appellation; price (what it is actually sold for in the market); wine category (AI curates category to be highest scoring on Tastry score)Category Score - 200 point scale, 100 is average for the categoryNot a critic score>100 is better than the average,

Today we are chatting with a radiologist who has received PSLF. She learned about PSLF back in 2009. She knew she wanted to go into academics so she planned from the beginning to go for PSLF. She knew the ins and outs of the program and maximized keeping her payments low and benefitted from the COVID student loan freeze. She dutifully saved up a PSLF side fun incase something happened and her loans were not forgiven. Luckily that did not happen and she now has a big chunk of money in there. As a highly debt averse person she is now considering turning that fund into a 'saving-for-a-home fund' in hopes to be able to pay cash for their first home. After the interview stick around for a discussion about charitable giving for Finance 101. As a white coat, you have valuable knowledge. Various companies want that knowledge. And they're willing to pay you for it! That's why we've put together a list of recommendations for companies that pay you to take surveys. If you're looking for a profitable side gig for not too much effort, getting paid for surveys could be the perfect solution for you. You can make extra money, start a solo 401(k), and use your medical knowledge to impact new products. One of the WCI columnists makes an extra $30,000 a year just doing these surveys. Sign up today and use a fraction of your downtime to make extra cash! Go to https://whitecoatinvestor.com/MDSurveys The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor channel is for you! Be a Guest on The Milestones to Millionaire Podcast: https://www.whitecoatinvestor.com/milestones  Main Website: https://www.whitecoatinvestor.com  Student Loan Advice: https://studentloanadvice.com  YouTube: https://www.whitecoatinvestor.com/youtube  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

Today we are talking all about disability insurance. After Dr. Dahle's recent accident on the Tetons he is ever more passionate about the necessity for all docs to get disability insurance. We are bringing on two different docs who tell their stories of finding themselves in situations that required using their disability insurance. We then chat with friend of WCI and founder of Doc Insure, Matt Wiggins. He is an expert on DI and really helps to answer questions and a paint a picture of why doctors and other high income professionals need to get this insurance in place. Today's episode is brought to you by SoFi, helping medical professionals like us bank, borrow, and invest to achieve financial wellness. SoFi offers up to 4.6% APY on their savings accounts, as well as an investment platform, financial planning, and student loan refinancing…featuring an exclusive rate discount for med professionals and $100/month payments for residents. Check out all that SoFi offers at https://www.whitecoatinvestor.com/Sofi *Loans originated by SoFi Bank, N.A., NMLS 696891. Advisory services by SoFi Wealth LLC. The brokerage product is offered by SoFi Securities LLC, Member FINRA/SIPC. Investing comes with risk including risk of loss. Additional terms and conditions may apply. The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Main Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

Wciąż nie ma zgody wśród europejskich państw na ratyfikowanie umowy o wolnym handlu między Unią a państwami Mercosur, czyli krajami Ameryki Południowej. Najmocniej protestują Francja i Polska. "To bardzo ważne porozumienie handlowe, które ma ogromne znaczenie geopolityczne. Jeśli go nie domkniemy w tej chwili, to państwa Ameryki Południowej rozbudują swoje stosunki z Chinami" - komentuje Bartłomiej Nowak, ekspert z Fundacji im. Kazimierza Pułaskiego.

Today we are sharing one of our most popular sessions from WCICON24. Each year we have a few of our White Coat Investor columnists join Dr. Dahle on stage to answer questions about their columns, finances and overall feelings about WCI. It is always a favorite of attendees. We hope you enjoy this peek into what WCICON is and maybe even decide to join us in San Antonio this year. Today's episode is brought to you by SoFi, helping medical professionals like us bank, borrow, and invest to achieve financial wellness. SoFi offers up to 4.6% APY on their savings accounts, as well as an investment platform, financial planning, and student loan refinancing…featuring an exclusive rate discount for med professionals and $100/month payments for residents. Check out all that SoFi offers at https://www.whitecoatinvestor.com/Sofi *Loans originated by SoFi Bank, N.A., NMLS 696891. Advisory services by SoFi Wealth LLC. The brokerage product is offered by SoFi Securities LLC, Member FINRA/SIPC. Investing comes with risk including risk of loss. Additional terms and conditions may apply. The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Main Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

Today we are talking with someone near and dear to us at the White Coat Investor. Cindy was the first employee at White Coat and has been working here helping Dr. Dahle make WCI what it is for over 10 years. Her background is in social work and she and her husband have been working to pay down student debt and build wealth. She shares her story of tax bill shock as their income grew, boring but effective investing, and their excitement around getting rid of student loans. After the interview we are talking about health insurance in early retirement. Southern Impression Homes takes owning rental property to the next level with their innovative 2.0 approach, focusing solely on new construction investment properties. Single family homes, duplexes and quads in high growth markets of Florida. They handle every aspect of the process with expertise and efficiency. Including financing, insurance, and property management. To learn more about build-to-rent, visit https://www.whitecoatinvestor.com/southernimpressionhomes, or call 904-831-8058! The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor channel is for you! Be a Guest on The Milestones to Millionaire Podcast: https://www.whitecoatinvestor.com/milestones  Main Website: https://www.whitecoatinvestor.com  Student Loan Advice: https://studentloanadvice.com  YouTube: https://www.whitecoatinvestor.com/youtube  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

This episode we interview prominent Boglehead published author Rick Van Ness. Rick has made a career of teaching financial literacy to the world. We review his ten principles for common sense investing as well as hear why Rick thinks bonds are worth investing in. He talks about his current passion, which we here at WCI understand, getting a financial plan in place. We discuss the importance of knowing what you value and making a plan that accounts for that. Today's episode is brought to you by SoFi, helping medical professionals like us bank, borrow, and invest to achieve financial wellness. SoFi offers up to 4.6% APY on their savings accounts, as well as an investment platform, financial planning, and student loan refinancing…featuring an exclusive rate discount for med professionals and $100/month payments for residents. Check out all that SoFi offers at https://www.whitecoatinvestor.com/Sofi *Loans originated by SoFi Bank, N.A., NMLS 696891. Advisory services by SoFi Wealth LLC. The brokerage product is offered by SoFi Securities LLC, Member FINRA/SIPC. Investing comes with risk including risk of loss. Additional terms and conditions may apply. The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Main Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

Today our podcast producer Megan is stepping in as host and is joined by longtime friend of WCI, SC Gutierrez. They are talking about why women are generally less involved in finances than men and what can be done about it. They discuss different ideas around how to get your partner more involved, regardless of their gender, in setting financial goals. They talk about the impact of the way we are raised, the importance of intention and delegation and so much more. Today's episode is brought to you by SoFi, helping medical professionals like us bank, borrow, and invest to achieve financial wellness. SoFi offers up to 4.6% APY on their savings accounts, as well as an investment platform, financial planning, and student loan refinancing…featuring an exclusive rate discount for med professionals and $100/month payments for residents. Check out all that SoFi offers at https://www.whitecoatinvestor.com/Sofi *Loans originated by SoFi Bank, N.A., NMLS 696891. Advisory services by SoFi Wealth LLC. The brokerage product is offered by SoFi Securities LLC, Member FINRA/SIPC. Investing comes with risk including risk of loss. Additional terms and conditions may apply. The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Main Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

This emergency doc paid off over $455,000 in less than one year! That huge number was a combination of undergrad and med school loans as well as some loans from his wife's education. They were on the same page from the beginning and agreed to set the goal of paying everything off within one year of completing training. They poured every dollar they could into their debt and even paid off two car loans in the process. He talks about the power of focus when you have a solid goal. Once that goal was set they did what it took to get it done. After the episode we will be taking about stock indexes for Finance 101. Learn why physicians have invested over $260M with DLP Capital, a familiar name within the WCI community as a long-time member of our investment opportunities list. If you want to invest with a high-growth IMPACT investor who believes in doing well while doing good, we encourage you to check out DLP Capital and its real estate-backed investment funds. DLP Capital aims to build wealth and prosperity for all of its members, investors, clients, and partners—plus, their funds have historically had zero losses. Find out more at https://www.whitecoatinvestor.com/dlp They're a must-consider if you're thinking about diving into the world of investment housing. The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor channel is for you! Be a Guest on The Milestones to Millionaire Podcast: https://www.whitecoatinvestor.com/milestones  Main Website: https://www.whitecoatinvestor.com  Student Loan Advice: https://studentloanadvice.com  YouTube: https://www.whitecoatinvestor.com/youtube  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

Czy ktoś z was wie, że pewna skromna Polka ma od lat osobisty wpływ na edukację wielu Etiopczyków? Iza Karpienia przez piętnaście lat mieszkała i pracowała w Etiopii. Głownie skupiała się na alfabetyzacji i edukacji. Wciąż utrzymuje kontakt z liderami edukacji i służy swoją wiedzą. Pracowała w Etiopii z językami: Gamo, Tsamakko, Nyangatom, trochę też z Gofa, Aari, Daasanach. Z Izą Karpienią rozmawiam o Etiopii, bo któż może lepiej czuć puls tego państwa jak nie misjonarz? Etniczna podróż, w której jest i Biblia, i jedzenie, klimat oraz dużo kawy… Etiopia jest wysokogórskim krajem pachnącym kawą. Odkryjemy w tej rozmowie tajemnice Etiopii, i że tu nie chodzi o religijność. Posłuchaj! Plan rozmowy: • 0:00 – Wstęp do rozmowy • 02:15 – Dlaczego wyjazd do Etiopii? • 07:04 –Etiopia pod względem bogactwa • 11:00 – Edukacja w Etiopii • 15:30 – Etiopia jest wyjątkowa na tle Afryki – wyjaśniamy dlaczego • 19:00 – Motywacja Izy Karpieni do alfabetyzacji i edukacji. • 23:02 – Różnorodne języki w Etiopii • 26:30 – Jak można spisać język, którego litery nie istnieją? • 32:20 – Na czym polega alfabetyzacja języka, który nie jest spisany? • 34:25 – Każda kultura może mieć spisany swój język • 36:26 – Prawo każdego ludu, by mieć spisany język, nie zatracając swojej tożsamości • 37:30 – Ukochani przez Boga • 39:15 – Tu nie chodzi o religijność • 40:45 – Zmiana, której wyczekuję z utęsknieniem • 42:30 – Mocna kawa z Etiopii – bo Etiopia, to kolebka kawy • 44:30 – Podglądanie Etiopii i odkrywanie jej piękna • 46:15 – Etiopczycy kochają swoje dzieci • 47:00 – Nauka języka amharskiego • 50:30 – Trudny obszar badania wpływu na innych • 53:30 – Spojrzenie turysty i spojrzenie realne Jest ponad 7000 języków na całym świecie. Więcej o językach na świecie – https://tiny.pl/92bbm Przywracamy obrazy z Etiopii – https://tiny.pl/4n1f3b88 Film dokumentalny, który mówi o nagraniu piosenki, która miała pomóc Etiopii i pomogła (Netflix) – https://tiny.pl/2vdc8dsq Organizacja misyjna, która tłumaczy Pismo Święte na różne języki. Biblijne Stowarzyszenie Misyjne – https://tiny.pl/1mw3cdn0 Afryka i relacje z Chinami, o tym mówi Tomek Rutkowski w tym odcinku, polecam – https://tiny.pl/9q48q

Wisconsin's prisons continue to operate in a state of “modified movement.” That's how the Department of Corrections describes conditions that are commonly referred to as lockdown. During this period of […] The post The Crisis in Wisconsin's Prisons with Steven Wright appeared first on WORT-FM 89.9.

Lawrence B. Keller is a CERTIFIED FINANCIAL PLANNER™ professional and the founder of Physician Financial Services, a company dealing exclusively with the financial needs and concerns of members of the medical profession.

Mr. Keller has spent the last 33 years providing insurance and investment products and services to residents, fellows, and attending physicians. These include, but are not limited to, disability income insurance, life insurance, and investments. Mr. Keller represents many well-respected companies in the financial services industry, which allows him the flexibility to provide unbiased advice and help recommend products that best suit each individual's needs and concerns. Recognizing that a physician's time is limited, and in an effort to remain knowledgeable to provide the most value to his clients, Mr. Keller has obtained his CFP® certification as well as earned the Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), Registered Health Underwriter (RHU) and Life Underwriter Training Council Fellow (LUTCF) designations. Mr. Keller continues to keep abreast of the marketplace by attending professional conferences, and is an active member of the National Association of Insurance and Financial Advisors (NAIFA), the Financial Planning Association (FPA) and the Society of Financial Service Professionals (SFSP). In addition, Mr. Keller has qualified for the National Association of Insurance and Financial Advisors National Quality Award and is also a Qualifying & Life Member of the Million Dollar Round Table (MDRT), an independent, international association of the life insurance industry's most successful underwriters. He is also a qualifying member of the 2023 Top of the Table®. In this show, we discuss: Term life insurance Whole life insurance Umbrella insurance Larry's Website Financial Waterfall by WCI

Lawrence B. Keller is a CERTIFIED FINANCIAL PLANNER™ professional and the founder of Physician Financial Services, a company dealing exclusively with the financial needs and concerns of members of the medical profession.

Mr. Keller has spent the last 33 years providing insurance and investment products and services to resident, fellow, and attending physicians. These include, but are not limited to, disability income insurance, life insurance, and investments. Mr. Keller represents many well-respected companies in the financial services industry, which allows him the flexibility to provide unbiased advice and help recommend products that best suit each individuals needs and concerns. Recognizing that a physician's time is limited, and in an effort to remain knowledgeable to provide the most value to his clients, Mr. Keller has obtained his CFP® certification as well as earned the Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), Registered Health Underwriter (RHU) and Life Underwriter Training Council Fellow (LUTCF) designations. Mr. Keller continues to keep abreast of the marketplace by attending professional conferences, and is an active member of the National Association of Insurance and Financial Advisors (NAIFA), the Financial Planning Association (FPA) and the Society of Financial Service Professionals (SFSP). In addition, Mr. Keller has qualified for the National Association of Insurance and Financial Advisors National Quality Award and is also a Qualifying & Life Member of the Million Dollar Round Table (MDRT), an independent, international association of the life insurance industry's most successful underwriters. He is also a qualifying member of the 2023 Top of the Table®. In this show, we discuss: The importance of having a disability insurance policy The important variables built into the policy Pearl and pitfalls of acquiring a policy Shopping and comparing insurance policies Finding the right agent who is working on your behalf Resources mentioned in the show: WCI on disability insurance Jimmy Turner on Medicine Redefined

On June 5, Dodge County Sheriff Dale Schmidt charged the Waupun Correctional Institution's warden, Randall Hepp, with misconduct in public office. Eight other Waupun employees face charges of felony inmate […] The post Arrests at Waupun with Attorney Lonnie Story and Sheriff Dale Schmidt appeared first on WORT-FM 89.9.

This VA emergency doc has paid off $370,000 in student loans in only 5 years! Not only that but he and his wife are already millionaires.  He said it is impossible to overstate how good it feels to have paid off those student loans. They have also put a huge percentage of their income towards building wealth. They are currently completely debt free and cruising towards financial independence. After the interview we will be talking about what false diversification means for Finance 101. Learn why physicians have invested over $260M with DLP Capital, a familiar name within the WCI community as a long-time member of our investment opportunities list. If you want to invest with a high-growth IMPACT investor who believes in doing well while doing good, we encourage you to check out DLP Capital and its real estate-backed investment funds. DLP Capital aims to build wealth and prosperity for all of its members, investors, clients, and partners—plus, their funds have historically had zero losses. Find out more at https://www.whitecoatinvestor.com/dlp. They're a must-consider if you're thinking about diving into the world of investment housing. The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor channel is for you! Be a Guest on The Milestones to Millionaire Podcast: https://www.whitecoatinvestor.com/milestones  Main Website: https://www.whitecoatinvestor.com  Student Loan Advice: https://studentloanadvice.com  YouTube: https://www.whitecoatinvestor.com/youtube  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

Today our friend Dr. Tyler Scott is joining Dr. Dahle to talk about disability insurance as well as to help answer your questions. Dr. Scott is a licensed dentist turned financial planner as well as a columnist here at WCI. Dr. Scott is here to preach the message that all docs need disability insurance and shares his story of going on disability. Later they talk about HSAs, saving for future home expenses, capital gains taxes, and how to clean up a disaster of an investment account and more. Kitces HSA Article: https://www.kitces.com/blog/health-savings-accounts-hsa-dependents-children-age-26-hdhp-taxes-contribution-limits  Today's episode is brought to you by SoFi, helping medical professionals like us bank, borrow, and invest to achieve financial wellness. SoFi offers up to 4.6% APY on their savings accounts, as well as an investment platform, financial planning, and student loan refinancing…featuring an exclusive rate discount for med professionals and $100/month payments for residents. Check out all that SoFi offers at https://www.whitecoatinvestor.com/Sofi  *Loans originated by SoFi Bank, N.A., NMLS 696891. Advisory services by SoFi Wealth LLC. The brokerage product is offered by SoFi Securities LLC, Member FINRA/SIPC. Investing comes with risk including risk of loss. Additional terms and conditions may apply. The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Main Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

This anesthesiologist has become a millionaire only 3 1/2 years out of training. She has a high income and is saving a massive portion of it. Not only is she building wealth for herself but she also sends money home to help take care of her mother and grandmother. She teaches us about the impact of negotiating hard for yourself when it comes time to sign an employment contract. After the episode we will be talking about WCI's 12 financial principles for doctors for Finance 101. At PKA Insurance Group Inc – Pradeep Audho, and Matthew Pedersen are independent brokers focusing on Disability and Life insurance. They excel in securing coverage for physicians, including those on visas like J1, H1B, etc. Protecting your family in the event of a disability or death is important. There is now an A+ rated carrier offering up to $10Million of Life insurance without labs. If you are very healthy with limited or no medical issues, approval is likely in 5 minutes. Reach out to PKA Insurance to discuss your Disability or Life insurance needs at https://www.whitecoatinvestor.com/pka 1-800-258-1018 - OR – emailing info@pkainsurance.com The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor channel is for you! Be a Guest on The Milestones to Millionaire Podcast: https://www.whitecoatinvestor.com/milestones  Main Website: https://www.whitecoatinvestor.com  Student Loan Advice: https://studentloanadvice.com  YouTube: https://www.whitecoatinvestor.com/youtube  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

Today we are answering your questions about high yield savings accounts, why you actually need to write down your financial plan instead of just having it in your head, wether or not you should start a 529 if you are going to be an older parent when your kid goes to college, and if you should take out a mortgage when buying a house or raid your taxable account to pay cash and avoid a high interest rate. Dr. Dahle also responds to some criticism directed at WCI. Finally, we have our friends from MLG Capital on to tell us about their current real estate offerings. Healthcare is changing, and so are you. Your current career goals are probably different than they were five years ago, and you probably have questions about how to achieve them. Consider locum tenens as a solution. Locumstory.com has all the information you need to learn more about the benefits of locums and how it can work for you. On the Locumstory podcast you can find expert interviews with physicians who've worked locum tenens firsthand and share what their experience was like along with advice for others looking to do the same. Tune in to The Locumstory Podcast on Spotify, Apple, or Google podcasts. The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Main Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

This dual physician couple has paid off over $700,000 of student debt only four years out of training. They are both family docs living in California. They had the great insight that when you choose to live in California you need to view your cost of living as your luxury item. How did they do this so quickly? They lived frugally, got rid of their expensive car and dove into tackling their debt with extreme focus. They feel liberated after getting rid of that debt and love the flexibility they now have. After the interview we will be talking about Rich Dad Poor Dad for Finance 101. As a white coat, you have valuable knowledge. Various companies want that knowledge. And they're willing to pay you for it! That's why we've put together a list of recommendations for companies that pay you to take surveys. If you're looking for a profitable side gig for not too much effort, getting paid for surveys could be the perfect solution for you. You can make extra money, start a solo 401(k), and use your medical knowledge to impact new products. One of the WCI columnists makes an extra $30,000 a year just doing these surveys. Sign up today and use a fraction of your downtime to make extra cash! Go to https://whitecoatinvestor.com/physiciansurveys  The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor channel is for you! Be a Guest on The Milestones to Millionaire Podcast: https://www.whitecoatinvestor.com/milestones  Main Website: https://www.whitecoatinvestor.com  Student Loan Advice: https://studentloanadvice.com  YouTube: https://www.whitecoatinvestor.com/youtube  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

This doc recently retired after a 40 year career that he loved with a nearly $50 million portfolio. He has been living and preaching the WCI methodology long before WCI existed. He tells us part of his secret to success is to choose where you live wisely and own your own business. He said owning his own surgery center made a massive difference to his happiness and his wealth because he got to control the way the practice was run, how efficient it was, who worked there etc. He is a testament of what can happen if you live below your means and invest wisely. He wants us all to remember to find joy in all stages of life and not just live for retirement. After the interview we will be talking about estate taxes for finance 101. No more wading through dozens of books at the library, scrolling through hundreds of blog posts on dozens of blogs, or checking in daily with online forums trying to gain a financial education the way the hobbyists do. For a fraction of the price of hiring a professional financial planner, the Fire Your Financial Advisor online course will take you from feeling anxious and having no plan to having a written financial plan you can follow the rest of your investing career as a professional and a retiree. This course is the material that should have been taught to you in college, medical school, or residency but never was. Fire Your Financial Advisor also has a version eligible for CME credit. Get your financial life in order today. Go to https://www.whitecoatinvestor.com/courses to sign up. You can do this and The White Coat Investor can help. The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor channel is for you! Be a Guest on The Milestones to Millionaire Podcast: https://www.whitecoatinvestor.com/milestones  Main Website: https://www.whitecoatinvestor.com  Student Loan Advice: https://studentloanadvice.com  YouTube: https://www.whitecoatinvestor.com/youtube  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

Today we are talking about what your options are if you do not match this week. It can be one of the hardest things to face and knowing what your options are and what steps to take next can help ease the difficultly just a bit. We also spend some time telling you about the results of our annual survey. The survey is a huge part of how we decide what changes to make here at WCI. Finally we tackle a few of your questions about annuities, if you should ever invest with a family friend and where to put some extra moonlighting money as a resident. Today's episode is brought to you by SoFi, helping medical professionals like us bank, borrow, and invest to achieve financial wellness. SoFi offers up to 4.6% APY on their savings accounts, as well as an investment platform, financial planning, and student loan refinancing…featuring an exclusive rate discount for med professionals and hundred-dollar-a-month payments for residents. Check out all that SoFi offers at https://www.whitecoatinvestor.com/Sofi  * Loans originated by SoFi Bank, N.A., N-M-L-S 696891. Advisory services by SoFi Wealth LLC. The brokerage product is offered by SoFi Securities LLC, Member FINRA/SIPC. Investing comes with risk including risk of loss. Additional terms and conditions may apply. The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Main Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

Today our friend Chad Chubb is joining us for our next Friends of WCI episode. It is Roth season they answer more of your Roth questions. They cover Roth IRAs, conversions and contributions. They also talk about the difference between wants and needs, particularly around things like cars, or in Jim's case a big ole' F-250. Before wrapping up Jim and Chad debate the merits of living like a resident. Today's episode is brought to you by SoFi, helping medical professionals like us bank, borrow, and invest to achieve financial wellness. SoFi offers up to four point six percent APY on their savings accounts, as well as an investment platform, financial planning, and student loan refinancing…featuring an exclusive rate discount for med professionals and hundred-dollar-a-month payments for residents. Check out all that SoFi offers at https://www.whitecoatinvestor.com/Sofi  * Loans originated by SoFi Bank, N.A., N-M-L-S 696891. Advisory services by SoFi Wealth LLC. The brokerage product is offered by SoFi Securities LLC, Member FINRA/SIPC. Investing comes with risk including risk of loss. Additional terms and conditions may apply. The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Main Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

Today we are talking to Alexis Gallati of Cerebral Tax Advisors all about controversial, aggressive and often little known tax deductions. We ask her about all kinds of topics and how to execute on them in a way that will not get us into trouble with the IRS. We talk about when they are risky, when they aren't risky and if you should use them or not. Some topics we cover are land conservation easements, captive insurance companies, self rentals, employing your spouse or children, cost segregations studies and much more. If you are finding our podcasts informative and helpful, check out our website! Since 2011 we have been working hard to provide valuable personal finance and investing information through thousands of blog posts written by an array of authors. You can find information on how to manage your student loans, fix and avoid common financial mistakes, understand your retirement accounts, optimize your investments, find professional help at a fair price, get started investing in real estate, and so much more, all at no cost to you. You can find out more about the courses we offer, the conferences we put on, the newsletters we provide, and interact with other WCI readers through our online forum. Head over to https://whitecoatinvestor.com to start learning today. The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Main Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

Today we are celebrating this family practice doc cash flowing his dream wedding! This super saver had to get comfortable spending a pretty big chunk of change to bring his and his wife's dream to life. He learned that while saving for your future is crucial it is also important to learn how to spend well and enjoy your money. He worked hard and saved both for the wedding and for retirement at the same time. His next financial goals include paying off his student loans in the next few months and then saving enough to be retire optional by 50. After the interview Dr. Dahle will talk about how to wire money for finance 101. Do you ever find yourself wishing there was somewhere to go to ask your finance, insurance or investing questions? The White Coat Investor community is a great place to turn. We have a thriving community across all of our social channels - facebook, twitter, instagram, reddit and our WCI forum. We have been discussing solutions to your money problems since 2011. Join the conversation with thousands of other White Coat Investors. Follow WCI on your favorite social media platform for financial resources, tips and strategies. Just head to your platform of choice and search for the White Coat Investor. You can do this and The White Coat Investor can help. The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor channel is for you! Be a Guest on The Milestones to Millionaire Podcast: https://www.whitecoatinvestor.com/milestones  Main Website: https://www.whitecoatinvestor.com  Student Loan Advice: https://studentloanadvice.com  YouTube: https://www.whitecoatinvestor.com/youtube  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

Today is another Friends of WCI episode. Tyler Olson of Olson Consulting joins Dr. Dahle to answer your questions. They talk about paying taxes and if you should use a professional or do them yourself. They discuss medical loans and how taxes work with those. They discuss what to do with an old SEP IRA, if it is ever a good idea to over contribute to a 403(b) and the difference between average cost basis and actual cost basis. Cerebral Tax Advisors: As the new year starts, it's crucial to take a proactive approach towards tax planning to ensure that you're leveraging all available money-saving strategies. Cerebral Tax Advisors, a White Coat Investor-recommended tax firm trusted by physicians nationwide, specializes in court-tested and IRS-approved strategies, helping medical professionals lower both, their personal and business taxes. Their services are flat-rate, focusing on the client's return on investment. Alexis Gallati, founder of Cerebral Tax Advisors, comes from a family of physicians and has over two decades of experience in high-level tax planning strategies and multi-state tax preparation. To schedule a free consultation, visit https://cerebraltaxadvisors.com. The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Main Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

This Neuroradiologist is growing his net worth like crazy. He discovered WCI in training and educated himself on how to reach financial independence. He and his wife had many discussions about how they wanted their financial journey and savings plan to look before getting married. They followed their plan with discipline and had a serious amount of savings by the time he finished training. They lived like a resident and have had a 25 - 40% savings rate. This guest shows us what can happen if you apply the WCI principles and stick with them. For finance 101 we will be talking about schedule A on your tax returns. Do you ever find yourself wishing there was somewhere to go to ask your finance, insurance or investing questions? The White Coat Investor community is a great place to turn. We have a thriving community across all of our social channels - facebook, twitter, instagram, reddit and our WCI forum. We have been discussing solutions to your money problems since 2011. Join the conversation with thousands of other White Coat Investors. Follow WCI on your favorite social media platform for financial resources, tips and strategies. Just head to your platform of choice and search for the White Coat Investor. The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor channel is for you! Be a Guest on The Milestones to Millionaire Podcast: https://www.whitecoatinvestor.com/milestones  Main Website: https://www.whitecoatinvestor.com  Student Loan Advice: https://studentloanadvice.com  YouTube: https://www.whitecoatinvestor.com/youtube  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

This doc wanted to see big changes made to his 457(b) plan so he got involved with the committee and ultimately helped to make massive changes. He helped to get the 457(b) changed from a single distribution upon retirement or leaving the job to the option of distributions for up to 15 years. This is a HUGE and important change that will mean the difference of thousand and thousands of dollars for everyone who uses the plan. We hope you find this episode as inspiring as we did! After the interview we will be talking about 457(b) plans for Finance 101. As a white coat, you have valuable knowledge. Various companies want that knowledge. And they're willing to pay you for it! That's why we've put together a list of recommendations for companies that pay you to take surveys. If you're looking for a profitable side gig for not too much effort, getting paid for surveys could be the perfect solution for you. You can make extra money, start a solo 401(k), and use your medical knowledge to impact new products. One of the WCI columnists makes an extra $30,000 a year just doing these surveys. Sign up today and use a fraction of your downtime to make extra cash! Go to https://whitecoatinvestor.com/MDSurveys. The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor channel is for you! Be a Guest on The Milestones to Millionaire Podcast: https://www.whitecoatinvestor.com/milestones  Main Website: https://www.whitecoatinvestor.com  Student Loan Advice: https://studentloanadvice.com  YouTube: https://www.whitecoatinvestor.com/youtube  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter