Podcasts about Berkshire

Thanks to Seeking Alpha for sponsoring this episode! Start your 7 day free trial & get $30 OFF your first year: ⁠⁠⁠⁠https://link.seekingalpha.com/2DC4DWS/4G6SHH/?creative_id=12⁠⁠⁠⁠In this week's episode, we discuss Palantir's recent earnings, Berkshire's latest report, and the scary new idea for AI powered surge pricing for flights.Now available on YouTube, Apple Podcast, Spotify & most other platforms!Spotify:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/2caCydo...⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://podcasts.apple.com/au/podcast...⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠★ ★ OUR CHANNELS ★★Hamish:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/hamishhodder⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Brandon:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UCvSX...⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠★ ★ FOLLOW US ★ ★Instagram (Hamish) ► hamishhodderofficialInstagram (Brandon)► new.money.officialBrandon van der Kolk is authorised to provide general financial product advice in Australia and is an Authorised Representative⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠#1305795⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ of Guideway Financial Services Pty Ltd, AFSL⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠#420367⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Any advice is general & does not consider your financial situation, needs or objectives so consider whether it's appropriate for you. Read Brandon's FSG available from guideway.com.au/NewMoney.pdf. Past performance is not a reliable indicator of future investment returns.

Episode 644: Neal and Toby sit down with Brian McCullough, the host of Morning Brew's tech-focused show, Tech Brew Ride Home, to dive into OpenAI's all-new powerful GPT-5 AI model. Then, a new CDC study reveals that more than half of Americans rely heavily on ultraprocessed foods in our diet. Meanwhile, parent company of Tinger and Hinge posts strong earnings and is doing all they can to lure back Gen Z daters. And, as Warren Buffett plans to step down as the leader of Berkshire Hathaway, investors are worried the ‘Buffett Premium' is good and gone too.  LinkedIn will even give you a $100 credit on your next campaign so you can try it yourself. Check out LinkedIn.com/mbd for more. Subscribe to Morning Brew Daily for more of the news you need to start your day. Share the show with a friend, and leave us a review on your favorite podcast app. Listen to Morning Brew Daily Here:⁠ ⁠⁠https://www.swap.fm/l/mbd-note⁠⁠⁠  Listen to Tech Brew Ride Home: https://swap.fm/l/tbrh  Watch Morning Brew Daily Here:⁠ ⁠⁠https://www.youtube.com/@MorningBrewDailyShow⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Will the stock market crash? With the market continuing to march higher and setting record high after record high, I do worry more and more that a crash could be coming. It doesn't mean it will happen tomorrow, next week, or maybe even this year, but I do believe the risk to reward of investing in the S&P 500 at this point is not favorable when you take all the data into consideration. I have talked a lot about the fact that the top 10 companies now account for nearly 40% of the entire index and the forward P/E multiple of around 22x is well above the 30-year average of 17x, but there are also less discussed factors that are quite concerning. There is something called the Buffett Indicator that looks at the total US stock market value compared to US GDP. Buffet even made the claim at one point that this was “the best single measure of where valuations stand at any given moment." The problem here is that it now exceeds 200%, which is a historic high and well above even the tech boom when it peaked around 150%. Another concerning measure is the Shiller PE ratio, which looks at the average inflation-adjusted earnings from the previous 10 years in relation to the current price of the index. This is now at a multiple around 39x, which is well above the 30-year average of 28.3 and at a level that was only seen during the tech boom. While valuation isn't always the best indicator for what will happen in the next year, it has proven to be a successful tool for long term investing. Unfortunately, valuations aren't my only concern. Margin expansion is even more frightening as the reliance on debt can derail investors. Margin allows investors to buy stocks with debt, but the big problem is if there is a decline and a margin call comes the investor would either have to add more cash or make sells, which causes a further decline in the stock due to added selling pressure. Margin debt has now topped $1 trillion, which is a record, and it has grown very quickly considering there was an 18% increase in margin usage from April to June. This was one of the fastest two month increases on record and rivals the 24.6% increase in December 1999 and the 20.3% increase in May 2007. In case you forgot, both of the periods that followed did not end well for investors. Looking at margin as a share of GDP, it is now higher than during the dot-com bubble and near the all-time high that was reached in 2021. One other concern with the margin level is it does not include securities-based loans, which is another tool that leverages stock positions and if there is a decline could cause added selling pressure. Unfortunately, this data is not as easy to find since they are lumped in with consumer credit. The most recent estimate I could find was in Q1 2024, they totaled $138 billion and with the risk on mentality that has occurred, my assumption is the total would be even higher now. We have to remember that we now are essentially 18 years into a market that has always had a buy the dip mentality. Even pullbacks that occurred in 2020 and 2022 saw rebounds take place quite quickly. This has created a generation of investors that have not actually experienced a difficult market. I always encourage people to study the tech boom and bust as it was devastating for investors. The S&P 500 fell 49% in the fallout from the dotcom bubble and it took about 7 years to recover. Investors in the Nasdaq fared even worse as they saw a 79% drop and it took 15 years to get back to those record levels. Unfortunately, this isn't the only historical period that saw difficult returns. If you look back to the start of 1964, the Dow was at 874 and by the end of 1981 it gained just one point to 875. This was an extremely difficult period that saw Vietnam War spending, stagflation, and oil shocks, but it again illustrates that difficult markets with little to no advancement can occur. So, with all of this, how are we investing at this time? We are maintaining our value approach, which generally holds up much better in difficult markets. For comparison, the Russell 1000 Value index was actually up 7% in 2000 while the Russell 1000 Growth index fell 22.4% that year. We are also maintaining our highest cash position around 25% since at least 2007.  I continue to believe there are opportunities for investors, it just requires discipline and patience. One other person remaining patient at this time is Warren Buffett. Berkshire now has near a record cash hoard of $344.1 billion and the conglomerate has been a net seller of stocks for the 11th quarter in a row. I'd rather follow people like Buffett at times like this over the Meme traders that have become popular once again.   Consumers are doing a better job managing their credit card debt  Data released by Truist Bank analysts show that card holders of both higher and lower scores are doing a better job paying their bills on time. This is based on a drop in the rate of late payments from last quarter. Also improving is debt servicing payments as a percent of consumers disposable personal income. The first quarter shows debt-servicing payments were roughly 11% of disposable income, which is a strong ratio to see considering that level is below what was typical before the start of 2020 and it's far below the 15%-plus levels that were seen leading up to the Great Recession in 2008. According to Fed data, card loan growth was only 3% year over a year, which could be due to lenders increasing their credit standards. Stricter standards also made it more difficult for subprime borrowers to obtain new credit cards considering the fact that as a share of new card accounts, this category accounted for just 16% of all new accounts. This was down roughly 7% from the last quarter in 2022 when it was 23%. Consumers may also be more aware of the high interest costs considering rates stood at 22% as of May. There has been a decrease in rates from the peak last year, but Fed data reveals before interest rates began rising in 2022 interest rates stood at 16% for card accounts. If the Fed were to drop rates a couple of times between now and the end of the year, we could see a small decline in the rate. With that said borrowing money on a credit card and accruing interest is a terrible idea as even a 16% rate would not be worth it!    Real estate investors may be supporting the real estate market. This may sound like a good thing, but this could be dangerous long-term since investors don't live at the property. It would be far easier for them to default on the mortgage and let the house go into foreclosure or sell at a price well below market value just to get their investment back. So far in 2025 investors have accounted for roughly 30% of sales of both existing and newly built homes, which is the highest share on record. This is according to property analytics firm Cotality and they started tracking the sales 14 years ago. Most of these investors were small investors, who own fewer than 100 homes as they accounted for roughly 25% of all purchases. This compares to large investors which accounted for only 5% of purchases of new and existing homes. Within the small investor space, the stronger category is those with just 3-9 properties as this group has accounted for between 14 and 15% of all sales each month this year. The data also shows that the large investors like Invitation Homes and Progress Residential have become net sellers in the market and are selling more properties than they are buying. This is likely due to reduced rents from the high competition in the rental market and a softening of the overall real estate market in certain areas that has not provided the expected return that they wanted. I do worry that the small investor here has less access to good data and is less disciplined with their investment strategy. They are likely buying homes because real estate has been a good investment for the last several years, but if the market were to turn, they would be more likely to panic and sell and they may not have the means to continue holding the real estate. I do believe if interest rates remain, housing prices could remain stable or perhaps even drop a little bit. It's important to remember long term mortgage rates generally stem from longer term debt instruments like a 10-year Treasury, rather than the short-term discount rate set by the Fed.   Financial Planning: When and How a Refinance is Helpful After several years of elevated mortgage rates, steady declines have made more homeowners candidates for refinancing, but a smart decision requires looking beyond the headline interest rate. The first question is whether the refinance actually reduces the rate, and if so, what third-party closing costs and discount points are involved. Every mortgage carries these costs, and paying points may not make sense if rates are expected to fall further and another refinance could be on the horizon, especially since few 30-year mortgages last their full term before a sale or another refi. The structure of the new loan also matters: should costs be paid upfront or rolled into the loan balance, and how long will the loan likely be kept? The real goal is to borrow at the lowest overall cost over the life of the loan, factoring in both the rate and the cost to obtain it. A lower rate and payment may feel like a win, but without careful structuring, it may not be the most cost-effective move, something mortgage brokers often overlook when focusing solely on rate reduction. Here's a real example from just last week. A homeowner with a $580,000 mortgage at 6.875% and a $3,900 monthly payment has the opportunity to refinance to 5.5%, lowering the payment to $3,500 with no additional cash due at closing, and saving roughly $80,000 in total interest over the life of the loan. At first glance, this looks like a no-brainer. However, this structure would only be ideal if the homeowner never had another chance to refinance, which is unlikely given their current rate of 6.875%. In this case, all costs were rolled into a new loan balance of $616,000—an increase of $36,000—explaining why no cash was required at closing. A better approach might be to refinance to a rate only slightly lower than 6.875%, still reducing both the monthly payment and lifetime interest, but without dramatically increasing the loan balance by rolling in discount point costs. Refinances can continue as long as rates are expected to decline, and the best time to pay points is in a “final” refinance when rates are no longer expected to drop so the benefit can be locked in for the long term.   Companies Discussed: Carrier Global Corporation (CARR), Polaris Inc. (PII) & Align Technology, Inc. (ALGN)

I've wanted to interview Ben Lamb for a few years now and he did not disappoint.  We spoke on diversifying revenue streams for his organization's regional work and whether the rapid federal funding changes are having an effect.  We also spent considerable time on housing challenges and what it could look like using a growing housing sector to improve the regional economy.   We made an argument against de-populating western MA (in fact,  Berkshire county is re-populating) and we took a close look at the state of the region's micro markets, some behind 2000 units or more and how this presents an opportunity.  How codes designed for larger urban areas are limiting factors in a region like the Berkshires and where the biggest opportunities are for developers in sectors like senior living and downtown mixed use.    What does the current tech and manufacturing sectors look like today 40 years on after the shock of loosing core industries in cities like North Adams and Pittsfield?  There is a unique connectedness of rural communities here in New England and we had an opportunity to explore how Berkshire county is taking advantage of that.  We hope you enjoy.

This week on the BBC Introducing in Oxfordshire and Berkshire podcast: Dave catches up with Niki Kini ahead of playing the BBC Introducing stage at Reading & Leeds! Plus, we're at Wilderness with Blue Bayou, Alex finds out about Reading's free Riverbeats festival, and there's tips from Jaguar and Alyx at BBC Radio 1.Here's this week's track list: • Caesar - Glow Rubberband Girl - Supercynical Unbelievable Truth - Funny Peculiar Haints - Punchline Blue Bayou - Hide & Seek Means of Production - A Better Tomorrow Michy Tree - Im fine LIMINAL - I WANT MORE!! [tipped by Jaguar at BBC Radio 1 Dance] Josephine Illingworth - Birds Will Fall Shao Dow - 100 Push-Ups (feat. DizzyEight) Lease - Try Camille Baziadoly & The Filthy Honey - Rip Niki Kini - All Things Nice pecq - Closer Grace Jackman - Don't Come Home With Me!! [tipped by Alyx at BBC Radio 1 Rock] Oscar Scannell - Can u forgive me? Diezelbud - Glue The Kokroachez - Heroes & Gods Just Kids - best friend Jali Fily Cissokho - kunung tilo TASIA - Never Give Up  Will Spencer - Doing Nothing doops - everything's fine • If you're making music in Oxfordshire and Berkshire, send us your tunes with the BBC Introducing Uploader: https://www.bbc.co.uk/introducing/uploader

In this episode of Excess Returns, we're joined by Kai Wu of Sparkline Capital to explore one of the most important and overlooked aspects of Warren Buffett's investing evolution: his shift from tangible to intangible value. Based on Kai's research paper “Buffett's Intangible Moats,” we examine how Buffett's portfolio has evolved alongside the economy — and why the intangible drivers of brand equity, intellectual property, human capital, and network effects are central to understanding his success. Kai also shares how quantitative methods can be used to replicate Buffett's approach and what this means for investors today.Topics Covered:The three eras of Buffett's portfolio evolution: industrial, consumer, and information ageWhy Buffett's shift away from deep value investing began earlier than most realizeHow Charlie Munger helped change Buffett's approach — and why that matteredBuffett's preference for intangible assets like brand, IP, and network effectsHow to quantify intangible value and its four key componentsSurprising stats: Buffett rarely buys below book value and holds high price-to-book stocksKai's framework for building an intangible value score across stocksFactor attribution: quality and intangible value explain most of Buffett's alphaThe impact of portfolio size, sector biases, and evolution of circle of competenceHow to replicate Buffett's approach using a systematic, factor-based strategyWhy intangible value may be the "quality of tomorrow" and a forward-looking moatTimestamps:00:00 – Buffett's evolution from value to intangible investor01:55 – Why Kai researched Buffett's investing style now04:00 – The three eras of Buffett: Geico, Coca-Cola, Apple08:15 – How Buffett's thinking changed under Munger's influence10:00 – The rise of intangible moats and Buffett's definition of economic goodwill13:10 – Four components of intangible value15:10 – Mapping Buffett's holdings to intangible assets over time17:30 – Does Buffett get enough credit for evolving?20:30 – Only 8% of his holdings were bought below book value24:00 – Average price-to-book of Buffett's portfolio is 826:00 – Defining Kai's intangible value factor27:50 – Buffett becomes a value investor again — just using a different metric30:00 – Circle of competence vs. expanding opportunity set33:00 – Today's portfolio is 75% intangible by Kai's framework34:45 – Decomposing Buffett's returns into factors38:00 – Quality and intangible value explain 90% of Buffett's alpha43:15 – Sector exposure vs. true value tilt49:00 – Intangible value as a leading indicator of quality52:00 – Building a Buffett-style quant portfolio using two key factors54:00 – Why Buffett's future returns may be more muted

Come and join my headline speaker Barbara O'Neill at the Wellness Way Festival (8–10 August, Wasing Woods, Berkshire). With just one day to go, Barbara returns to the podcast for a special episode recorded in person, hours before the most conscious wellness festival in the UK begins.In this powerful conversation, we explore: • How she supports the body to detox, rest and repair • Why education, not medication, is at the heart of real healingThis episode is a gift to everyone attending the festival and a lifeline for those still unsure about the world of natural health.Connect with Barbara: • Website: officialbarbaraoneill.comConnect with Philly • Website: phillyjlay.com • Instagram: @thewellnesswaypodcastDisclaimerThis podcast is for educational purposes only. Always seek professional advice for any health or legal concerns.

Berkshire Style is an online magazine that celebrates the richness and vitality of its architects, designers, artists and businesses who have made their mark preserving the Berkshire aesthetic.

Come and join my headline speaker Barbara O'Neill at the Wellness Way Festival (8–10 August, Wasing Woods, Berkshire). With just one day to go, Barbara returns to the podcast for a special episode recorded in person, hours before the most conscious wellness festival in the UK begins.In this powerful conversation, we explore: • How she supports the body to detox, rest and repair • Why education, not medication, is at the heart of real healingThis episode is a gift to everyone attending the festival and a lifeline for those still unsure about the world of natural health.Connect with Barbara: • Website: officialbarbaraoneill.comConnect with Philly • Website: phillyjlay.com • Instagram: @thewellnesswaypodcastDisclaimerThis podcast is for educational purposes only. Always seek professional advice for any health or legal concerns.

Berkshire Style is an online magazine that celebrates the richness and vitality of its architects, designers, artists and businesses who have made their mark preserving the Berkshire aesthetic.

Welcome back to Gerrit Forward, the Huddersfield Town preview and review podcast on the Still Smiling platform. We're one game into the season and there's been a change: Adam Gearing takes hosting duties as a wandering Patrick Moore returnsThe flatmates talk through Town's first trip of the season down to Berkshire as Lee Grant's men look to make it two consecutive wins.A reminder that our listener survey is now available, and if you provide your details in the form, one random winner will receive a free Christopher Schindler t-shirt. It takes less than five minutes and would really help us out: https://docs.google.com/forms/d/e/1FAIpQLSdsAdBND7dyzzJKlUsz6lipcqa2LfvkgWlqyzPGf06Yu_ejiQ/viewform?usp=headerFollow us on socials @stillsmilingpod.Subscribe wherever you get your podcasts to ensure you don't miss the latest episode.***Please take the time to rate the podcast, review it wherever you get your podcasts, and share it with your friends and family if you enjoyed it. It means a lot to us and will make it easier for other potential listeners to find us. UTT!*** Hosted on Acast. See acast.com/privacy for more information.

Polina Pompliano and Anthony Pompliano discuss why bitcoin is winning, the summer of crypto, what's changing with artificial intelligence, why the banks will have to embrace bitcoin, why Warren Buffett and Berkshire are losing, and this one idea you have to realize. ========================Markets are at all-time highs. Public equities are outperforming. And individual investors are driving it all. It's officially the rise of the retail investor. On September 12th in NYC, I'm hosting the Independent Investor Summit — a one-day event built exclusively for self-directed investors. We're bringing together some of the smartest public market investors I know for a full day of macro insights, market predictions, one-on-one fireside chats, and actionable investment ideas from each investor. This is going to be an absolute banger event. Join us if you like markets and think retail is two steps ahead of Wall Street.TICKETS: ⁠⁠⁠⁠⁠https://www.independentinvestor.co⁠⁠⁠⁠⁠/ (use promo code POMPYT25)========================Bitizenship helps Bitcoin-forward investors gain EU residency and a path to Portuguese citizenship in five years while maintaining exposure to Bitcoin. Their regulated fund qualifies you for the Golden Visa through an operating company focused on Bitcoin-native innovation. Book a free strategy call at https://bitizenship.com/pomp.========================⁠Polkadot is a scalable, secure, and decentralized blockchain technology aimed at creating Web3. Created by Gavin Wood, co-founder of Ethereum, Polkadot empowers users to build decentralized applications with ease. Backed by industry leaders, making it a preferred choice for big names, Polkadot stands out as a leading choice for investors seeking a reliable, future-proof solution in the growing world of Web3 technology. Learn more at https://polkadot.com/.=======================Pomp writes a daily letter to over 265,000+ investors about business, technology, and finance. He breaks down complex topics into easy-to-understand language while sharing opinions on various aspects of each industry. You can subscribe at https://pomp.substack.com/=======================View 10k+ open startup jobs:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://dreamstartupjob.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Enroll in my Crypto Academy: ⁠https://www.thecryptoacademy.io/

A rebound is underway for retail on North Michigan Avenue, but slowly and not everywhere. Crain's commercial real estate reporter Rachel Herzog discusses with host Amy Guth.Plus: S&P warns Chicago that pension cost-hike to pressure budget, Buffett's Berkshire hit with $3.8 billion Kraft Heinz charge, law firm ArentFox Schiff slashing Willis Tower footprint with lease extension and Rivian sues Ohio over direct-sales ban that exempts EV rival Tesla.

A pair of billionaires kick off Morning Trade Live's stock coverage for the week. Tesla's (TSLA) board approved a 96 million share packaged for Elon Musk worth approximately $30 billion. Jenny Horne dives into the report which also helps boost Musk's voting power. Musk will have a near 13% stake in the company, making him its largest shareholder. Meanwhile, Warren Buffett's Berkshire Hathaway (BRK/A) reported its latest figures over the weekend. The company revealed its 2Q profit dipped modestly from last quarter, pointing to tariff impacts.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

August is a big month for Warren Buffett and Berkshire Hathaway, the company he leads. Berkshire reports quarterly earnings on Aug. 2, and Buffett turns 95 on Aug. 30. Barron's Associate Editor Andrew Bary has covered Buffett and Berkshire for decades, and will discuss the company's earnings and outlook with Senior Managing Editor Lauren R. Rublin and Deputy Editor Ben Levisohn. He will also share updates on other companies he follows, and his favorite income ideas. Learn more about your ad choices. Visit megaphone.fm/adchoices

En el episodio de hoy de VG Daily, Andre Dos Santos y Eugenio Garibay desmenuzan los grandes temas que están moviendo los mercados y la política internacional este inicio de semana. Comienzan analizando la decision de Trump de despedir a la directora del BLS y ponen la lupa sobre la creciente tensión comercial entre Suiza y Estados Unidos ante la inminencia de un arancel del 39% a las exportaciones suizas, analizando las consecuencias económicas y la incertidumbre política que genera para Europa y los mercados.Luego analizan el más reciente reporte trimestral de Berkshire Hathaway, destacando los resultados operativos, el impacto de los ajustes contables y lo que estos números revelan sobre la visión de Warren Buffett en este entorno económico desafiante.En la sección laboral, abordan la huelga de más de 3,000 empleados de Boeing que podría frenar la producción de aviones de combate esenciales y sus repercusiones en la industria de defensa de Estados Unidos.Y concluyen analizando el polémico pero histórico paquete de compensación de $29 mil millones aprobado para Elon Musk en Tesla, explicando en qué se diferencia del esquema anterior, por qué resultó tan controvertido y qué implica para el futuro de la compañía y la industria tecnológica.

Kennelijk kan je veel maken als je 's werelds meest beroemde en beruchte ondernemer bent. Want Tesla blijkt nog altijd het leiderschap van Elon Musk te aanbidden. Met een aandelenpakket ter waarde van zo'n 30 miljard dollar probeert het bestuur hem aan boord te houden. Hij is nodig in deze moeilijke tijden voor de autobouwer, is het argument. Maar is dat ook zo? Die vraag proberen we te beantwoorden in deze aflevering. En dan hebben we het ook over de grote concurrent. Die is toch wat minder groot, want de verkopen bij BYD vallen tegen. En daardoor komen de doelstellingen van de Chinese autobouwer op de tocht te staan. Verder hoor je over het bizarre ontslag in de VS. Daar wordt de baas van het belangrijkste statistiekbureau ontslagen omdat haar bevindingen niet naar de zin van de president zijn. Dus vrezen economen en beleggers dat hun belangrijke economische data straks niet meer betrouwbaar is. Je komt te weten op welke data je beleggingen dan moet gaan baseren. En dan gaat het ook nog over de teleurstelling bij de volgers van Warren Buffett, de hoge eisen van het Boeing-personeel en de nieuwe poging van Klarna om naar de beurs te trekken.See omnystudio.com/listener for privacy information.

Kennelijk kan je veel maken als je 's werelds meest beroemde en beruchte ondernemer bent. Want Tesla blijkt nog altijd het leiderschap van Elon Musk te aanbidden. Met een aandelenpakket ter waarde van zo'n 30 miljard dollar probeert het bestuur hem aan boord te houden. Hij is nodig in deze moeilijke tijden voor de autobouwer, is het argument. Maar is dat ook zo? Die vraag proberen we te beantwoorden in deze aflevering. En dan hebben we het ook over de grote concurrent. Die is toch wat minder groot, want de verkopen bij BYD vallen tegen. En daardoor komen de doelstellingen van de Chinese autobouwer op de tocht te staan. Verder hoor je over het bizarre ontslag in de VS. Daar wordt de baas van het belangrijkste statistiekbureau ontslagen omdat haar bevindingen niet naar de zin van de president zijn. Dus vrezen economen en beleggers dat hun belangrijke economische data straks niet meer betrouwbaar is. Je komt te weten op welke data je beleggingen dan moet gaan baseren. En dan gaat het ook nog over de teleurstelling bij de volgers van Warren Buffett, de hoge eisen van het Boeing-personeel en de nieuwe poging van Klarna om naar de beurs te trekken.See omnystudio.com/listener for privacy information.

It would be years before I learned that Berkshire Hathaway had been taken over by one of the preeminent investors of all time, Warren Buffett. Buffett had identified Berkshire as an undervalued company that made a worthwhile product. And at that time in his evolution as a portfolio manager, Buffett was renowned for buying what some on Wall Street labeled as “cigar-butt” companies. Companies that weren't particularly attractive or scintillating but produced positive financial results year after year.

Join Simon and Harry in this lively episode of The Gavel and The Gabble as they dive into the world of auctions with a humorous twist. Broadcasting from Windsor and Devon, they explore the impact of technology on regional auction houses, the rise of TikTok influencers, and the surprising insights from AI on the future of the industry. With shout-outs to listeners from around the globe and a playful banter about their own experiences, this episode promises both entertainment and valuable insights into the auction world. Tune in for a blend of wit, wisdom, and a touch of nostalgia. Don't forget to like, subscribe, and spread the word!That episode description was written by AI, as it is an episode all about artificial intelligence.CONTACTthegavelandthegabble@gmail.comInstagram @thegavelandthegabbleTwitter @GavelandGabble TikTok @laughingauctioneerwww.windsorauctions.co.ukwww.lymebayauctions.co.ukABOUT THE PODCAST The Gavel and The Gabble is a podcast hosted by Harry and Simon who, together, are lucky enough to run two provincial Auction Houses in Windsor, Berkshire and Seaton, Devon.Now we know there are lots of TV shows about buying and selling antiques and collectables but we thought followers of this podcast would like to hear about what goes on behind the scenes of an actual working auction house as we go about our daily business, the characters we meet, the things we find, and the things we wished we had never found.Famed for our slightly different auctioneering style, constant chatting on the rostrum, awful jokes. Stick with us as we bunk off to record anecdotes, interview others in the industry and basically gabble on. If you enjoy the podcast, please leave us a rating. Music from LemonmusicstudioProduction by David Burd Hosted on Acast. See acast.com/privacy for more information.

Listen for the latest from Bloomberg NewsSee omnystudio.com/listener for privacy information.

It would be years before I learned that Berkshire Hathaway had been taken over by one of the preeminent investors of all time, Warren Buffett. Buffett had identified Berkshire as an undervalued company that made a worthwhile product. And at that time in his evolution as a portfolio manager, Buffett was renowned for buying what some on Wall Street labeled as “cigar-butt” companies. Companies that weren't particularly attractive or scintillating but produced positive financial results year after year.

It would be years before I learned that Berkshire Hathaway had been taken over by one of the preeminent investors of all time, Warren Buffett. Buffett had identified Berkshire as an undervalued company that made a worthwhile product. And at that time in his evolution as a portfolio manager, Buffett was renowned for buying what some on Wall Street labeled as “cigar-butt” companies. Companies that weren't particularly attractive or scintillating but produced positive financial results year after year.

It would be years before I learned that Berkshire Hathaway had been taken over by one of the preeminent investors of all time, Warren Buffett. Buffett had identified Berkshire as an undervalued company that made a worthwhile product. And at that time in his evolution as a portfolio manager, Buffett was renowned for buying what some on Wall Street labeled as “cigar-butt” companies. Companies that weren't particularly attractive or scintillating but produced positive financial results year after year.

This week on the BBC Introducing in Oxfordshire and Berkshire podcast: Dave's got live tracks and interviews from our stage at Truck Festival 2025! The team catches up with Jojo Blyth, Big Fear, Shock Horror, Tongue, Phoebe Rea, Baby Maker, Secret Rivals, Chima Anya, Arimea and Danny Mellin.Plus, hear from Richard Binning - the farmer who lets Truck Festival happen in his field, Festival Coordinator / Truck Trust manager Jasmine Dunston... and the brothers who started it all - Joe and Robin Bennett!Here's this week's track list: • Only the Poets - I Keep On Messing It Up Baby Maker - Rather Be In Berlin (live at Truck Festival 2025) Dave Giles - Looking For A Phoebe Rea - Take Your Time (live at Truck Festival 2025) Lost Velvet - Wasted Chima Anya - The Lindy (live at Truck Festival 2025) Tommy Lyon - All That I've Known Secret Rivals - Ways (live at Truck Festival 2025) 1111 - Shapes [Tipped by Phoebe IH at BBC Radio 1 Dance] Jojo Blyth - Spinny Chair (live at Truck Festival 2025) Miles Horn - Headlights Tongue - Karaoke (live at Truck Festival 2025) Who Ate All The Crayons - Belly of the Beast Arimea - Leash (live at Truck Festival 2025) Remember Monday - Happier Danny Mellin - Don't Leave Me Lonely (live at Truck Festival 2025) Dani Sylvia - don't forget to be love The Dreaming Spires - Normal Town Home Counties - Humdrum • If you're making music in Oxfordshire and Berkshire, send us your tunes with the BBC Introducing Uploader: https://www.bbc.co.uk/introducing/uploader

Berkshire Style is an online magazine that celebrates the richness and vitality of its architects, designers, artists and businesses who have made their mark preserving the Berkshire aesthetic.

Berkshire Style is an online magazine that celebrates the richness and vitality of its architects, designers, artists and businesses who have made their mark preserving the Berkshire aesthetic.

Warren Buffett tritt bei Berkshire Hathaway zurück, was bedeutet das für die Aktie? Im heutigen Podcast teile ich meine Pro- und Contra-Sicht auf Berkshire Hathaway, erkläre, warum ich die Aktie trotz Kursrückgängen halte. Vereinbare jetzt dein kostenfreies Strategiegespräch: https://jensrabe.de/Q3Termin25 Trage dich hier in meinen täglichen kostenfreien Newsletter ein https://jensrabe.de/Q3NewsYT25

Well, it's official! Our little baby boy (Bryan) is off to Edinburgh with his hilarious show. But before he goes, we give him the best send-off we can think of: a Carriage House Catch-Up! After debating the best cookies in New York and the national scandals du jour, Ronna (& Bryan) give advice on getting over the guilt of a marriage proposal (it's a complicated story) and what to tell the world if you're trying to hide a beard transplant. Go. See. (Bryan). In. Edinburgh! He's going to take the Fringe by storm, and he'll deserve every ounce of success he gets. Tickets at bryansafi.com Sponsor: Looking for luxe essentials that feel effortless? Quince is the answer for luxury for less! Go to quince.com/ronna for free shipping and a 365-day return window on all orders! Learn more about your ad choices. Visit megaphone.fm/adchoices

Warren Buffett expert Alex W. Morris, author of "Buffett & Munger Unscripted," reveals how he believes most people approach investing completely wrong. After analyzing 30 years of Berkshire Hathaway annual meetings, Alex shares Buffett's real strategy for playing the investing game. Whether you're starting with $1,000 or looking to refine your approach, this conversation breaks down the essential principles that distinguish successful investors from others. Alex runs TSOH Investment Research and has spent hundreds of hours studying every Berkshire meeting since 1994 to compile the wisdom in his book. You can find the video ⁠⁠⁠HERE⁠⁠⁠.Buy Buffett & Munger UnscriptedCheck out The Science of Hitting (TSOH)Email Russ:

This week on the BBC Introducing in Oxfordshire and Berkshire podcast: Powerful vocals, emotionally charged storytelling and infectious melodies - Dave meets Mackenzie ahead of releasing her upcoming debut EP. Alex catches up with The Kites, Better Heaven and Girl Like That - live at Truck as the festival gets underway! Plus, there's tips from Jess, Jaguar and Alyx at BBC Radio 1, and all the latest new music from Oxfordshire and Berkshire.Here's this week's track list: • Hannah Jane Lewis - Cherry Pickin' Low Island - once in a while Genevieve Miles - sweet to be alone Talk In Code - More Than Friends Baby Maker - Rather Be In Berlin Matty Twigg - Beneath the Stars Phoebe Rea - Anybody Else Sinews - I Disappear Baobei - Echo [Tipped by Jaguar at BBC Radio 1 Dance] Jess Fitz - Been There Too Cheap Suits - Are We Bored Yet? Silqe - Nothing Lost DBL A - YK (You Know) [Tipped by Jess at BBC Radio 1] Mackenzie - That Much Better The Balkan Wanderers - Paleo Perithia Jessie Young - Nobody's Love Big Fear - Money Worst Wishes - Smileboy Kelly Michaeli - Buttercups and Bullets Where's Sammy!? - Double Bass [Tipped by Alyx at BBC Radio 1 Rock] Limbo Kids - Unbroken Hearts Mandrake Handshake - Hypersonic Super-Asterid • If you're making music in Oxfordshire and Berkshire, send us your tunes with the BBC Introducing Uploader: https://www.bbc.co.uk/introducing/uploader

Joel Elconin, co‑host of the Pre‑Market Prep show and founder of the Stock Trader Network, joins us to break down the almost‑everything bull market pushing indices to record highs. Key topics covered: Leadership driving the rally: Big tech names like Microsoft, Nvidia, Google, Meta, and Broadcom leading markets to fresh highs, with value names like Berkshire and JPMorgan also participating. Earnings season takeaways: Why some companies get punished despite beating estimates, cautious guidance trends, and how tariffs are factoring into outlooks. Retail investor dynamics: The resurgence of meme‑style moves, retail's influence in small caps, and how institutions are adapting. Opportunities ahead: Joel's perspective on small caps, sector rotation, and what to watch as July closes out with key reports from Apple, Amazon, and other tech giants.   Click here to visit Joel's PreMarket Prep website. Click here to visit the Stock Trader Network.

Come and join my guest Gaz Oakley at the Wellness Way Festival, 8–10 August at Wasing Woods, Berkshire. Get your tickets at www.thewellnesswayfestival.comThis week, Philly sits down with Gaz Oakley. Chef, author, instagram sensation and the creative force once known as Avant-Garde Vegan. From cheffing in top kitchens at 15 to becoming a global voice in conscious cooking, Gaz now lives off-grid, grows his own food, and is building a regenerative future from the ground up. Expect grounded wisdom on food, energy, healing, soil health, sustainability, detoxing, and the power of returning to simple, nourishing meals that support real wellbeing.He'll also be sharing more of this at The Wellness Way Festival, where he joins our growing community of truth-seekers, farmers, health rebels, and conscious cooks.Connect with Gaz Oakley • Website: www.gazoakley.co.uk • Instagram: @gazoakleyConnect with Philly • Website: phillyjlay.com • Instagram: @thewellnesswaypodcastDisclaimerThis podcast is for educational purposes only. Always seek professional advice for any health or legal concerns.

Come and join my guest Gaz Oakley at the Wellness Way Festival, 8–10 August at Wasing Woods, Berkshire. Get your tickets at www.thewellnesswayfestival.comThis week, Philly sits down with Gaz Oakley. Chef, author, instagram sensation and the creative force once known as Avant-Garde Vegan. From cheffing in top kitchens at 15 to becoming a global voice in conscious cooking, Gaz now lives off-grid, grows his own food, and is building a regenerative future from the ground up. Expect grounded wisdom on food, energy, healing, soil health, sustainability, detoxing, and the power of returning to simple, nourishing meals that support real wellbeing.He'll also be sharing more of this at The Wellness Way Festival, where he joins our growing community of truth-seekers, farmers, health rebels, and conscious cooks.Connect with Gaz Oakley • Website: www.gazoakley.co.uk • Instagram: @gazoakleyConnect with Philly • Website: phillyjlay.com • Instagram: @thewellnesswaypodcastDisclaimerThis podcast is for educational purposes only. Always seek professional advice for any health or legal concerns.

Should the Buffett premium in Berkshire be there anymore? One long-time shareholder says no, while UBS' senior insurance analyst says it was never there to begin with. High prices and elevated rats weighing on housing, but the builders are a buy. Plus, the trade on Chipotle, Alphabet, and IBM ahead of their after the bell reports. 

Berkshire Style is an online magazine that celebrates the richness and vitality of its architects, designers, artists and businesses who have made their mark preserving the Berkshire aesthetic.

This week on the BBC Introducing in Oxfordshire and Berkshire podcast: get ready to bounce off the walls with the latest track from Munboi's ‘Weekends' project. He's been teaming up with some of Berkshire's finest and joins Dave to tell us all about it! Plus, Alex meets up with Lucy Leave at The Rusty Bicycle street party in Oxford to hear about their new double album, there's picks from Jess, Jaguar and Alyx at BBC Radio 1... and all the latest new music from Oxfordshire and Berkshire.Here's this week's track list: • Emma Hunter - Hide Gigi Wilde - do you ever White Label - Honestly emily jeffri - ACT ALIVE Leighton Tongue - Worth It Niki Kini - All Things Nice Larizzle - Little Things Abi Farrell - Never Be Denzil Grenade - Been Here Before  Lucy Leave - Luxury Trap Sara Silveira - Maybe Oscar Scannell - Mathematics  P.S. Finn - There Was Rain  Forever Autumn - Another Fine Mess Munboi - Yesterday (feat. Henjila & Ray Wills) Munboi - 8AM (feat. Tarun & Bethia) Adders - Relapse Sadie Fine - Really Boring AMANZI - In The Dark Brook Ellingworth - Roll The Dice Natalie Gray - Camouflage Modern Devils - I Fear A.I  Lewis Bolland - Calm (Remix)  Gemma Felicity - 10 Million Dates  Dogmilk - Deep End James Walker - As Close As I Can Get (Stripped)  • If you're making music in Oxfordshire and Berkshire, send us your tunes with the BBC Introducing Uploader: https://www.bbc.co.uk/introducing/uploader

“It takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you'll do things differently.”With those words, Warren Buffett reminded us that character and integrity matter—especially in the world of money. Now, after more than sixty years of market-shaping moves and famous one-liners, Buffett is calling it a career. Today, Matt Bell joins us to reflect on his legacy and share what timeless lessons every investor can learn from it.Matt Bell is the Managing Editor at Sound Mind Investing, an underwriter of Faith & Finance. A Track Record That's Hard to IgnoreIf you had invested $100 in Berkshire Hathaway back in 1965, that single investment would have grown to over $5.5 million by the end of last year. Compare that with the S&P 500 over the same period, which would have turned $100 into just $39,000. Clearly, Buffett did something different.One unconventional move? He never issued dividends for Berkshire Hathaway, instead reinvesting profits to increase share value. That patient, long-view approach paid off—and it hints at biblical principles like delayed gratification and wise stewardship (Proverbs 21:20).Buffett famously said, “Be fearful when others are greedy and greedy when others are fearful.” While Christians would rightly reject greed and fear as motivations, the deeper principle here is about remaining steady and disciplined in volatile times—echoing Proverbs 14:15: “The simple believe everything, but the prudent give thought to their steps.”Buffett often waited with cash on hand until the right opportunities appeared, especially during downturns. That patience and discernment mirrors biblical instruction to avoid impulsiveness and instead seek wisdom in decision-making.Investing Lessons With Biblical ParallelsOver the years, Buffett offered dozens of pithy insights that mirror biblical truth. Here are a few standouts:“If you don't find a way to make money while you sleep, you'll work until you die.”—This speaks to the wisdom of putting money to productive use—earning a return through thoughtful investing, a principle echoed in the Parable of the Talents (Matthew 25). “Risk comes from not knowing what you're doing.”—In Proverbs 15:22, we're reminded that “Plans fail for lack of counsel, but with many advisers they succeed.” Financial ignorance creates risk, but biblical stewardship calls for wisdom and learning. Diversification, emotional control, and long-term vision—Buffett emphasized all three. These align with a measured, prudent approach to money that Scripture continually encourages.Buffett never let global turmoil shake his confidence in long-term investing. He wrote, “In the 20th century, the U.S. endured world wars, recessions, a depression, oil shocks, and more—yet the Dow rose from 66 to 11,497.” His takeaway: “It's been a terrible mistake to bet against America.”While our hope as Christians isn't rooted in any one nation's economy, Buffett's long view reminds us of the value of endurance and not making decisions based on fear or short-term noise (see James 1:5–6).Generosity and LegacyPerhaps most inspiring is Buffett's commitment to give away 99% of his wealth. He plans to direct his Berkshire Hathaway shares toward philanthropic causes within ten years of his estate being settled. While we may differ on where those funds go, the posture of open-handed generosity reflects Jesus' teaching: “It is more blessed to give than to receive” (Acts 20:35).Buffett's success wasn't just about intellect—it was about character: discipline, patience, and generosity. These are values every believer is called to cultivate. As you manage your resources, consider how biblical principles—often echoed in even the most unlikely places—can shape a wise, faithful financial life.To explore these ideas further, read Matt Bell's full article, The Wisdom of Warren Buffett at SoundMindInvesting.org.On Today's Program, Rob Answers Listener Questions:I've never had a credit card before, but I recently received a pre-qualified offer from Capital One. They mentioned they've reviewed my credit and noticed I'm keeping up with my bills. Should I consider applying for this card, and how can I verify that the offer is legitimate?As a grandmother, I'm concerned that my grandchildren aren't learning essential financial skills from their parents. I'd love to step in and help, especially with my 20-year-old grandchild. What is the best way to encourage them to save money and manage their finances wisely?Over the past couple of years, God has really blessed me with increased income, and I'm incredibly grateful. I live simply, help my parents, and avoid lifestyle inflation—but I want to make sure I'm handling this increase in a way that honors God. How can I manage this money with biblical stewardship in mind?I'm in a strong financial position—no debt, and I tithe faithfully. I just received $15,000 from selling off some business assets and want to invest it wisely. I'd like it to earn a good return, but I also want it to remain accessible if needed. What are some smart options that fit my situation?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Sound Mind InvestingThe Wisdom of Warren Buffett by Matt Bell (Sound Mind Investing Article)Bankrate | NerdwalletOpen Hands FinanceChristian Community Credit UnionWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Picked up in the great singer-songwriter sweep of the late 60s and signed to Elektra Records, David Ackles made four albums which went over the heads of the record-buying public, attracted over-the-top reviews and earned the undying devotion of fans like Elvis Costello and Elton John. Now Mark Brend's book brings together an appreciation of his work with an account of his career before and after the three period when he was going to be the next big thing, taking in…….the night he found himself supporting his biggest fan Elton John at the Troubadour in Los Angeles….his year in Berkshire planning and recording “American Gothic”, an album about his distant homeland…how two different record companies took him to their hearts but had no earthly clue how to promote him…why it is that rock fans who boast of their eclectic tastes can't deal with anything which sounds like musical theatre…will he ever join the pantheon in which we have installed Nick Drake, Judee Sill and the other late musicians we are pleased to call a “lost genius”?Buy Down River: In Search of David Ackles: https://www.amazon.co.uk/Down-River-Search-David-Ackles/dp/1916829228Find out more about how to help us to keep the conversation going: https://www.patreon.com/wordinyourear Hosted on Acast. See acast.com/privacy for more information.

Picked up in the great singer-songwriter sweep of the late 60s and signed to Elektra Records, David Ackles made four albums which went over the heads of the record-buying public, attracted over-the-top reviews and earned the undying devotion of fans like Elvis Costello and Elton John. Now Mark Brend's book brings together an appreciation of his work with an account of his career before and after the three period when he was going to be the next big thing, taking in…….the night he found himself supporting his biggest fan Elton John at the Troubadour in Los Angeles….his year in Berkshire planning and recording “American Gothic”, an album about his distant homeland…how two different record companies took him to their hearts but had no earthly clue how to promote him…why it is that rock fans who boast of their eclectic tastes can't deal with anything which sounds like musical theatre…will he ever join the pantheon in which we have installed Nick Drake, Judee Sill and the other late musicians we are pleased to call a “lost genius”?Buy Down River: In Search of David Ackles: https://www.amazon.co.uk/Down-River-Search-David-Ackles/dp/1916829228Find out more about how to help us to keep the conversation going: https://www.patreon.com/wordinyourear Hosted on Acast. See acast.com/privacy for more information.

Picked up in the great singer-songwriter sweep of the late 60s and signed to Elektra Records, David Ackles made four albums which went over the heads of the record-buying public, attracted over-the-top reviews and earned the undying devotion of fans like Elvis Costello and Elton John. Now Mark Brend's book brings together an appreciation of his work with an account of his career before and after the three period when he was going to be the next big thing, taking in…….the night he found himself supporting his biggest fan Elton John at the Troubadour in Los Angeles….his year in Berkshire planning and recording “American Gothic”, an album about his distant homeland…how two different record companies took him to their hearts but had no earthly clue how to promote him…why it is that rock fans who boast of their eclectic tastes can't deal with anything which sounds like musical theatre…will he ever join the pantheon in which we have installed Nick Drake, Judee Sill and the other late musicians we are pleased to call a “lost genius”?Buy Down River: In Search of David Ackles: https://www.amazon.co.uk/Down-River-Search-David-Ackles/dp/1916829228Find out more about how to help us to keep the conversation going: https://www.patreon.com/wordinyourear Hosted on Acast. See acast.com/privacy for more information.

In this episode, Robert makes the case for why being wrong isn't a flaw in investing, it's the job. He shares examples of Nobel laureates, hedge fund legends, and trillion-dollar CEOs who've all missed big calls, and explains why success in markets isn't about perfection but something else entirely. From the psychology of bad trades to three bold calls he still believes in, including what's next for Bitcoin, Robert unpacks how to stay sharp without falling for perfectionism. Plus, a listener question on Buffett, Berkshire, and whether it's time to rotate out of value.

We're back for the last episode of this week with our returning guest, Cameron Pechia of Valley Trucking Insurance! Cam shares his insights on the current market downturn, the rising business failures leading to significant client losses, his recommended insurance coverage for freight brokers, legal challenges for brokers, Valley's educational content expansion, the importance of standard operating procedures, and key red flags in selecting carriers!   About Cameron Pechia Cameron is the founder of Valley Trucking Insurance, a leading Trucking Insurance Agency based in Spokane, Washington. With a deep passion for the trucking industry and a commitment to excellence, Cameron has become a trusted figure in the field. Cameron also is the host of Get A Load Of This Trucking Podcast and brings a ton of value to the Trucking Industry. Cameron is also a dedicated husband and father to his two beautiful girls…His daughters are his “WHY” and what makes him get up in the morning and try to win each and every day.  At Valley Trucking Insurance, Cameron oversees the provision of specialized insurance solutions tailored to the unique needs of trucking companies. The agency serves a diverse clientele, including local trucking companies, long-haul trucking companies, aggregate haulers, tow truck companies, hot shots, freight brokers, and other related risks. Cameron ensures that clients receive the highest level of customer service and comprehensive coverage through the agency's proven process known as the "VTI Difference." Under Cameron's leadership, Valley Trucking Insurance has achieved significant growth and expansion across the county. The agency has built strong partnerships with renowned insurance providers such as Great West Casualty Company, Lancer Insurance Company, Progressive Insurance, Berkshire, and Canal. Additionally, Cameron also focuses on placing fleet-sized trucking companies into captive insurance programs, enhancing their risk management and financial stability. Looking ahead, Cameron is focused on an ambitious goal of expanding the agency's reach by looking to help over 10,000 Trucking Companies and Freight Brokerage operations within the next seven years. Adhering to the principles outlined in the book Traction by Geno Wickman, he is dedicated to creating world-class onboarding and customer service experience for his trucking clients. This initiative aims to foster a culture of excellence and continuous improvement, ensuring Valley Trucking Insurance remains at the forefront of the industry.   Connect with Cameron Website: https://www.valleytruckinginsurance.com/  LinkedIn: https://www.linkedin.com/in/cameron-pechia-49903072/  Email: Cameron@alllinesinsure.com  

This week on the BBC Introducing in Oxfordshire and Berkshire podcast: Soft sung vocals, laid back rap, bouncy kicks and heavy bass - Dave catches up with the excellent Empress Linoleum to hear about her EP and new single 'One Way Road'. Plus, Alex meets electro producer MIETTÉ. at Windsor's Other Space Arts, we look forward to the always spectaular Wilderness Festival with Australia's The Jungle Giants, and why did Stornoway perform an impromtu gig beside side of a broken-down Eurostar? Find out! All that and the latest new music from Oxfordshire and Berkshire, what a show!Here's this week's track list: • Danny Mellin - Don't Leave Me Lonely South Arcade - FEAR OF HEIGHTS Isaac Stuart - Over and Over (and Over) Again Buds. - Picking Wounds Sofie - STARZ frances willow - new river EARWRM - Don't Say a Word BUG - WILT Jonny Virgo - I saw an angel  Fonteyn - Holdin' On  Barrelhaus - Done beaux - I'll Be Here When You're Back Samuel james - My house Empress Linoleum - Flowers Empress Linoleum - One Way Road Toby Sebastian - No One Loves Like You Barefoot Molly - Crossed Hares Anton Barbeau - Glitch Wizard Stornoway - Trouble with the Green (Radio 2 Session) Ameliah Jayne - Safe and Sound secret rivals - Pilot Julia Faulks - Sound of You Ash Adams - The Road To Moving On • If you're making music in Oxfordshire and Berkshire, send us your tunes with the BBC Introducing Uploader: https://www.bbc.co.uk/introducing/uploader

Every Day we take a breath from our busy work day to hang out with friends and talk about the world of Sports, Entertainment and specifically CrossFit.  Today we talk about the fact that is seems there was a sale completed is that true?  The WFP finished their Online qualifiers and what does that mean.  What is going to happen with Tour Stop 2 being so close to the CrossFit Games?  Where are we at with the Bear.

OSU Bio Food will be serving up delicious Alkaline meals at the Wellness Way Festival, 8–10 August in Wasing Woods, Berkshire. Tickets: www.thewellnesswayfestival.comThis week's guest is Ben, the founder of OSU Bio Food. The plant-powered force serving food at The Wellness Way Festival. His legendary alkaline pancakes, coconut wraps and herbal infusions will be fuelling our tribe all weekend long.In this conversation, Ben shares his journey of healing through real food. From the heart of London's street markets to joining us at the UK's most conscious health event, OSU is more than just food, it's a whole ethos. We talk alkaline diets, detoxing from toxic systems, and how reconnecting with nature through food can change your life.Find Ben and OSU at: •

The Royals get a rare Berkshire away day as they kick off their pre-season schedule at Hungerford Town. Constant away-dayer and stalwart editor of The Tilehurst End Simeon Pickup joins the pod for his yearly visit to discuss the trip and a 5-1 victory for the Royals courtesy of a young lineup. Plus, Reading sign three players in a week! Ross analyses what Mark O'Mahony, Finley Burns and Matty Jacob could bring to the team. Meanwhile, Ben leads the trio through an international mailbag. Thanks as always to our friends at ZCZ Films for sponsoring the pod! Thank you to The Amazons for providing the theme song!  Follow The Tilehurst End on Twitter @thetilehurstend  Follow Ross on Bluesky @webberross.bsky.social Follow Ben on Twitter @mrblthomas Follow Sim on Twitter @simfrombucks

“To be an effective climate optimist and person who cares about sustainability, you need equal parts of two different ingredients. The first is inspiration, because if you don't believe you can make a difference, and if you don't believe that what you do matters, then you're not going to try. You also need the other ingredient of empowerment. If you are really, really encouraged to try to make a difference, but you're not given the tools or the knowledge, then all that energy dissipates and becomes wasted.” —Charlie Sellars   What if sustainability wasn't a burden, but an invitation? For too long, we've been told to shrink our impact and feel guilty for not doing enough. But what if the real power lies in small, positive choices that actually feel good and make a difference?  Charlie Sellars, the Director of Sustainability at Microsoft and author of What We Can Do: A Climate Optimist's Guide to Sustainable Living, has spent his career turning eco-anxiety into practical, empowering action. His journey proves that you don't need to be perfect—or even an expert—to make sustainability work for your life, your business, and your happiness. Tune in as Justine and Charlie break down how to reframe sustainability from a source of stress into a source of strength, sharing real-life stories, actionable tips, and a new way to think about your impact—one that's positive, empowering, and actually doable. Meet Charlie:  Charlie Sellars is a Director of Sustainability at Microsoft, which pledged to become Carbon Negative, Water Positive, Zero Waste, and Protect Ecosystems by 2030. As one of the youngest directors at the company, he has overseen sustainability for both the Windows & Devices and Cloud Operations portions of Microsoft, helping launch several sustainability-forward products ranging from new Windows PCs with repairable and recycled components to the Ocean Plastic Mouse. Recognized by IM100 as one of 2024's top 100 most impactful individuals in the digital infrastructure industry, Charlie also serves as a governing body member of the iMasons Climate Accord, an industry coalition united to decarbonize the digital infrastructure that underpins the next generation of cloud and AI services. Charlie has previously served as a board member and CTO of an impact-focused non-profit, The $100 Solution, which believes that “solutions to big problems start with small steps.” He initially joined this non-profit while studying for his Bachelor of Arts degree in Physics from Williams College, a small liberal arts school nestled in the Berkshire mountains which helped to grow his love for nature. Raised outside Milwaukee, Wisconsin, Charlie is currently based in Minneapolis, Minnesota. Website Linkedin    Connect with NextGen Purpose: Website Facebook Instagram LinkedIn YouTube     Episode Highlights: 01:24 Ingredients for Climate Optimism  03:27 Challenges and Opportunities in Sustainability  09:45 Data-Driven Sustainability  12:12 Reducing Personal Impact and Sustainability in Business 17:08 Empowering Individuals for Sustainability  20:35 Dietary Impact on Sustainability  25:20 What We CAN Do Resources Book What We Can Do: A Climate Optimist's Guide to Sustainable Living by Charlie Sellars 

Story of the Week (DR):‘Merica:Elon Musk says he'll form the 'America Party' if Trump's 'insane' spending bill passesTrump says he'll 'look' at deporting Musk as feud reignitesBuffett donates $6B in Berkshire stock to 5 foundations: Lifetime giving tops $60B MM9.43 million shares to the Gates Foundation943,384 shares to the Susan Thompson Buffett Foundation;660,366 shares to each of three charities led respectively by his children Howard, Susie, and Peter: the Howard G. Buffett Foundation, Sherwood Foundation and NoVo FoundationMark Zuckerberg sees 'the beginning of a new era' for humanity in superintelligenceTech Workers Say They're Rapidly Being Replaced by AIBurger King to roll out 1,900-calorie 'yokozuna' burger in sumo collabThe 2,590-yen ($18) Baby Body Burger features five flame-grilled beef patties, four slices of bacon and four slices of cheddar cheeseJeff Bezos and Lauren Sánchez's Extravagant Wedding Sparks Global Debate on Wealth InequalityThe reportedly $50m affair booked all nine of Venice's yacht ports, closed parts of the city to the public and forced the relocation of hotel guests to make room for the happy couple.Though Sánchez claims to be “dedicated to fighting climate change”, and Bezos has called the issue “the biggest threat to our planet”, their guests arrived in the City of Bridges via 96 private jets, the most carbon-intensive mode of transportation.If Caitlin Clark's worth a ‘billion' to WNBA, why is she paid only a fraction of that?$78,066Average annual salary for NBA players during the 2024-25 season: approximately $12MGoodliest of the Week (MM/DR):DR: Zohran Mamdani's victory in NYC mayoral primary leaves Wall Street 'alarmed' and 'depressed' MMMM: EU Regulators Propose Integrating ESG Risks into Stress Tests for Banks, Insurers DRThis might be the realest use of ESG data everAssholiest of the Week (MM): Jeff BezosJeff Bezos and Lauren Sánchez's lavish Venetian wedding by the numbersJeff Bezos Planned $5.4 Billion Amazon Stock Sale on Wedding DayAmazon deploys its 1 millionth robot in a sign of more job automationDisabled Amazon workers in corporate jobs allege ‘systemic discrimination'Proxy seasonBetter than expected, but uncertainty remains: The 2025 US proxy seasonHere's the summary:The number of shareholder proposals are down in the USBut investor support for the non anti-woke proposals remains steady at around 20% in favor, which is greatNo actions by the SEC have increased in number, but not percentage holding steady at 69% rejected, but companies are still listening to investors through engagementNot in the summary:NOT SINGLE MENTION OF A DIRECTOR VOTEDirector votes make up 98% of global voting - 98%! And proxy season is only shareholder proposals and the anti woke? Are you fucking joking?No mention of the average approval for directors?No mention of the rise of activists - this is the most active year for activist investors in recent memory? Mike Levin has been cataloguing it on the Shareholder Primacy podcast - more activism, larger slates, more wins?Isn't the story how ISS and Glass Lewis ignore directors unless there's an activist involved? Or that views on how to measure director performance are shifting?No, the constant story we hear is about the 500 or so shareholder proposals that happen - not the 80,000 active directors that get a voteInvestors are racistPhilippine corporate governance hindered by highly concentrated ownership, OECD saysCONCENTRATED corporate ownership, particularly among family owned listed firms, undermines corporate governance, the Organisation for Economic Co-operation and Development (OECD) said.“These ownership structures often blur the lines between ownership and management, which can lead to the appointment of successors based on family ties or loyalty rather than qualifications, increasing the risk of poor leadership and weak oversight,It said such controlling shareholders may choose to benefit themselves at the expense of minority shareholders through related-party transactions, asset transfers or the appropriation of company resources for personal or familial use.The OECD said corporate governance weaknesses and concentrated ownership structures continue to weigh on investor confidence in some Asian marketsI read the Sweden report - Sweden is majority dual class shareholders held by foundations, with power concentrated amongst white men even though they mandate 40% women on boardsMinority shareholders basically have no real rights, as the companies are owned by a web of family and foundation interests - but OECD said:… a shareholder with practical majority control of the votes in the company can exert significant control, but also that efficient governance requires there to be a shareholder, or a coalition of shareholders, that monitors the company, engages with the board, and proposes and votes on important matters such as the election of board directors. Dual class share structures have been allowed in Swedish law for over a century to facilitate such engagement.Extensive individual shareholder rights, allowing any shareholder (regardless of the size of their holdings) to add items to the agenda of the general shareholder meeting, to ask the board questions at the general shareholder meeting, and to challenge a decision by the general shareholder meeting in court (with the court being able to invalidate a decision and even replace it with another).So it's ok in Sweden for the majority of the market to be controlled because shareholders can go to the annual meeting and complain without power, but in Asia where they don't bother pretending it's bad?Companies are fucking with your votesPress Release: Deirdre Stanley to Join PayPal's Board of Directors - Jun 24, 2025Increase board size, add person… 19 days after the AGMNo mention of expansion in the proxy, no mention of Deidre StanleyData I have on executive searches suggests it takes an average of about 220 days to find a CEO - assume that it takes 50% of that to place a directorThat would mean PayPal likely started searching for Deidre to join the board at the beginning of March this yearThe proxy came out April 21, 2025 - for nearly two months, PayPal knew it would expand the board and add this person, but it never mentioned it in the proxy or allowed investors to vote on their own representation?I ran numbers on how often this happens - companies fucking with the timelines to add directors to their boards without votes less than 30 days after the AGM. If you want the full numbers, go download our Proxy Countdown show, but here are the highlights:In the last 5 years, it's happened 247 times - at more than a dozen companies, it's happened more than onceAt Rockwell Automation, this happened EVERY YEAR for THREE YEARS - they paid a person without a voteHeadliniest of the WeekDR: People Are Being Involuntarily Committed, Jailed After Spiraling Into "ChatGPT Psychosis"MM: Elon Musk Says He Is So Sorry for His Horrible BehaviorWho Won the Week?DR: Charlize Theron: “I think we might be the only people who did not get an invite to the Bezos wedding. But that's OK because they suck…”MM: As we barrel towards a country that throws the elderly, disabled, and children off of healthcare and denies food access, there can be only one winner. Bacon. Like, real bacon. Kraft Heinz recalls more than 367,000 pounds of Oscar Mayer turkey bacon over listeria concernsPredictionsDR: Charlize Theron is forced to marry Kimbal Musk in order to maintain her American citizenshipMM: Joe Gebbia, who is now on both DOGE AND the Tesla board, resigns from BOTH simultaneously, saying, “I can't be bought”, right after he sells the 4,000 shares of Tesla he got as part of the board at a nice price of $64/share and nets $1.1m

Martin Willis of Podcast UFO interviews writer and researcher Samantha Graves-Brownell about her extensive work investigating Crop Circles and UFO sightings in Berkshire County, Massachusetts. Also joining us is Jeff Wilson of the Independent Crop Circle Researchers' Association (ICCRA), who discusses several compelling cases, ground traces, and what makes the difference between a hoax and non-hoax. Through years of dedicated research, Samantha has gathered firsthand accounts from eyewitnesses — including local police officers — and explored patterns and anomalies in the Berkshire region's long history of crop circles and unexplained aerial phenomena.SHOW NOTES Become a supporter of this podcast: https://www.spreaker.com/podcast/podcast-ufo--5922140/support.