Podcasts about primary residential mortgage

On this podcast of Welcome Home Radio, host Don Scordino spoke with special guests, Adrian Antunez with Primary Residential Mortgage on, "Lending Update" and Oscar Mata with Real Broker on "The Value of a Buyer's Broker" on Saturday's show.

Get your homebuying process started with Primary Residential Mortgage: https://shorturl.at/qvDLQ   On this edition of the Vault, Sarah & Bobby dive into the following: Derrick Henry's presence is being FELT How Lamar handled being peppered by weight-related qs News & notes from the latest at OTAs And more... Interested in supporting the show? Check out what we're now offering on Patreon: https://bit.ly/3RorjU2 Hit us up: BaltimoreRavensVault@gmail.com Interested in advertising on this podcast? Email sales@bluewirepods.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Get your homebuying process started with Primary Residential Mortgage: https://shorturl.at/qvDLQ   On this edition of the Vault, Sarah & Bobby dive into the following: RG3 makes BIG assumption of NFL scheduling John Harbaugh's admission: "We got exposed." More news & notes from Ravens OTAs And more... Interested in supporting the show? Check out what we're now offering on Patreon: https://bit.ly/3RorjU2 Hit us up: BaltimoreRavensVault@gmail.com Interested in advertising on this podcast? Email sales@bluewirepods.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Welcome to the latest episode of Albuquerque Real Estate Talk, where Tracy and Tego Venturi from The Venturi Group of Real Broker dive into the hottest trends and topics in the real estate market. Joined by special guest Joanna Rushing, a seasoned mortgage loan officer with Primary Residential Mortgage, they analyze the recent interest rate drop and its impact on housing affordability. The hosts discuss the importance of pre-approval and strong lender letters when making competitive offers, share insights into the timing of buying a house, and provide expert tips for navigating the current market dynamics. They also explore the conversion of a hotel into affordable housing, emphasize responsible lending practices, and highlight the stability of the housing market in Albuquerque and beyond. If you're considering real estate ventures or simply want to stay updated on the latest market trends, tune in now to gain valuable insights! Or call the Team at 505-448-8888 to get help with your Real Estate Needs in Albuquerque and visit https://welcomehomeabq.com to get in contact or learn about real estate in Albuquerque.

In this episode of Saving With Steve, host Steve Sexton is joined by Steven J. Sless, President of The Steven J. Sless Group of Primary Residential Mortgage, who is regarded as the "Go-To Housing Wealth Expert." Today, they discuss Reverse Mortgages and the current economy.   Learn more about the show at www.SavingWithSteve.us

Welcome back to The Conviction of a Leader! We have a great episode in store for you today. Our guest today is the type of leader that will get down in the trenches with his team. Brandon Von Almen is a Division Sales Manager at Primary Residential Mortgage. He has been married to his wife for 16 years, and they have five children - four boys and one girl.At the age of 21, Brandon had been in and out of warehouse and factory jobs. He was in the break room when the 9/11 attacks took place. Days later, when President Bush addressed the nation, Brandon was motivated to join the military. It was in the military that he was molded into a leader. He served for ten years, four of which were spent in Iraq.When he got out of the military, Brandon began driving trains. During this time, he met the Division President of the mortgage company in his hometown. The president was helping with a church plant. He saw potential in Brandon and asked him to join the mortgage company. Over ten years later, Brandon has worked his way from a loan originator assistant to a Division Sales Manager overseeing five branches of mortgage and loan originators.Brandon has a lot to offer as a leader, and we are so excited to share his wisdom with you!Thank you for your service to our country, Brandon!Episode Highlights: Brandon's BackgroundLeadership progressing in the militaryHow Brandon got started into mortgageBrandon's ConvictionsFind More on Guest:Email: bvonalmen@primeres.comPrimary Residential Mortgage WebsiteLinks Mentioned in Episode/Find More on Beau Vincent:Instagram: @beaubvinnyVincent Family Insurance WebsiteBeau's Coaching WebsitePress inquiries please contact: theconvictionofaleader@gmail.combeau@craigwigginscoaching.com

Join Kelly and her guest: Steven Sless. Steven is the President of Reverse Mortgage  Lending at Primary Residential Mortgage, Inc (PRMI). He educates people on how the strategic and proactive use of housing wealth with a reverse mortgage can offer advanced retirement income strategies, protecting and preserving a retirement portfolio. Today we're talking about housing wealth can help you in retirement.In this episode: what is a reverse mortgage and how it works, who should and should not consider one, what the obligations are when you have one, common misconceptions about them, and how they can be used in a long-term care plan.  Find out more about Steven and PRMI.For additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com. To explore your options for long-term care insurance, click here. Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care Columbus. Come back next time for more helpful guidance!

“Just because you hit the metrics for a couple of months doesn't mean you will be instantly promoted. You need to hit those standards and maintain those standards for a period of time. For the more advanced roles, we want them to maintain those standards for a year. Others maintain those higher standards for six months, etc.” - Corban Wells   In this episode of Pragmatic Live, Rebecca Kalogeris, VP of marketing and product strategy for Pragmatic Institute, interviews Pragmatic Corban Wells, director of product management at Primary Residential Mortgage about the most important thing a product manager can do for their team today. Corban has been involved in product management for 30 years. His current team consists of 13 product managers responsible for managing four product verticals. Each vertical has a different tech stack, and the team's job is to make those systems better and more efficient for the 2,500 employees at Primary Residential Mortgage.   In this episode Corban and Rebecca discuss How to define product manager and product owner Building development and career paths for product professionals based on KPIs How clear expectations for each role improve one-on-ones and make the feedback more objective Pragmatic Provides Training Opportunities for Your Team: Foundations on Demand Foundations is the first step to understanding the market and its problems. With that knowledge, you can build and sell products that people actually want to buy. You'll also learn to master the Pragmatic Framework and the activities needed to bring a successful product to market. Learn More

The Grow Your Business and Grow Your Wealth podcast with Gary Heldt  Episode 113 Steven Sless President of The Steven J. Sless Group of Primary Residential Mortgage, Inc. National Reverse Mortgage Leaders Steven J. Sless has nearly 20 years of mortgage industry experience, including 13 years devoted to reverse mortgages. He also is one of the only mortgage professionals to have earned the CLTC®: Certified Long-Term Care designation, demonstrating that he also has acquired the critical tools necessary to discuss the subject of longevity and its acute consequences on a client's family – financially, physically and emotionally – years down the road.   Before joining Primary Residential Mortgage, Inc. (PRMI) in 2019, he served as a Top Producing Loan Originator for Maverick Funding Corp, Branch Director for Home Point Financial, and National Reverse Mortgage Director for US Mortgage Corp.   After starting his tenure at PRMI as Reverse Mortgage Division Manager, he opened The Steven J. Sless Group of PRMI, the Company's first consumer-direct retail branch dealing exclusively with reverse mortgages. Listen to this informative Grow Your Business and Grow Your Wealth podcast episode with Steven Sless about reverse mortgages. Here are some of the beneficial topics covered on this week's show: Understanding how reverse mortgages can help during soaring inflation and high cost of goods. Explanation of the various types of reverse mortgages available The importance to have a customized and tailored goal for your needs. How safeguards and regulations have changed over the last 30 days. Facts and not myths about reverse mortgages. Connect with Guests Name: Website: https://thestevenjslessgroup.com/ Twitter: https://twitter.com/morewithsless Instagram: https://www.instagram.com/morewithsless/?hl=en Facebook: https://www.facebook.com/morewithsless LinkedIn: https://www.linkedin.com/company/reversemortgage/ Connect with Gary: Website: sbadvisors.cc/ Facebook: facebook.com/SmallBusinessAdvisors LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Saving With Steve, host Steve Sexton is joined by the President of The Steven J. Sless Group of Primary Residential Mortgage, Steven Sless, who is regarded as the "Go-To Housing Wealth Expert" and is one of the few mortgage professionals to have earned the CLTC®: Certified Long-Term Care designation. They discuss:   - The pros and cons of reverse mortgage loans - Strategic use of housing wealth in retirement planning - Stretching retirement savings/increasing cash flow - Leveraging housing wealth during economic uncertainty - How a reverse mortgage can fund a more comfortable retirement   Learn more about the show at www.SavingWithSteve.us

Kim Coleman, Associate General Counsel at Primary Residential Mortgage talks about The Value of In-house Counsel and How to Evaluate Outside Counsel. Kim has been an attorney for over 10 years and you will enjoy her insights.

In this episode of Saving With Steve, host Steve Sexton is joined by Steve Sless, President of The Steven J. Sless Group of Primary Residential Mortgage who is regarded as the "Go-To Housing Wealth Expert." They discuss:   - The pros and cons of reverse mortgage loans - Strategic use of housing wealth in retirement planning - Stretching retirement savings/increasing cash flow - Leveraging housing wealth during economic uncertainty - How a reverse mortgage can fund a more comfortable retirement   Learn more about the show at www.SavingWithSteve.us

The Team and Jim Willis from Primary Residential Mortgage, Inc. talk about the programs available to every kind of buyer. Plus they have great insights regarding purchasing a second home and how the new laws can impact your decisions.  Good news for jumbo loan seekers? It depends.  Should you borrow with your bank or credit union or use a mortgage broker? They discuss that and of course the market today on this episode of The Portland is Home Team talking Real Estate.   Hello Everyone!We have been busy bees getting our agents up and running in Washington, so if you have thought about moving north of the river, don't hesitate to give us a call...we have you covered! And we have some beautiful listings up there coming your way, including a penthouse condo on the river!In our design division, we have some fun projects that are starting to wrap up. Timing has been tough as a lot of products have been delayed, but we are still moving along and are so excited with how things are coming along. In our queue is a steam shower installation!! We are thrilled to be able to offer this and it also includes a zero depth entry....hot!!  Tile, flooring, reworking your space for a better flow...we got you. And with our incredible team of tradesfolk, we can assess a situation, keep your costs in line and give you your dream. We are accepting clients for end of year if you're thinking about a refresh or a full addition, so please reach out!  Spring in full swing - this is such a gorgeous time of year. Cherry trees, plum trees and bulbs are all in bloom or getting ready to pop and your yards couldn't look better. If you need mulch, some power washing or whatever, call us. Our landscape crews are incredible and really know how to help. Plus, a good yard haircut is always welcome!  So, folks, we hope you enjoy what spring is bringing to us and y'all had a chance to see the Japanese cherry trees in bloom along the waterfront.  Until next time,Audra 

Check out this episode, where I speak with Gabrielle Welter about her career journey. The path has a common theme- hustle and helping her customers. Ranging from growing a book of business in insurance sales to specializing in reverse mortgages, the common thread of drive pours through. The bonus in this episode is if you are interested in learning more about reverse mortgages, you get a crash course. Learn more at https://myhousecounts.com

Homeownership is one of the key pillars in economic progress for women. On today's episode, Matt Shanlian, the President of Primary Residential Mortgage at the Great Lakes Division, joins us to explore real estate and why it's such an important investment for women. We'll also discuss its impact on the community and real estate's crucial role in developing generational wealth. Matt has been in the mortgage industry for 14 years, working a lot with financial advisors and their clients. His unique perspective gives him a national viewpoint on the real estate market. Homeownership drastically impacts a community. From a socio-economic standpoint, homeownership tends to ignite community involvement through things like voting and community projects. On an individual basis, homeownership builds equity and provides people with economic stability and generational wealth. Therefore, it's no surprise that homeownership is a crucial financial step for women building their wealth. Join us today as we discuss: Strategic home equity management and generational wealth The role of a mortgage in retirement planning and mortgage reviews The power of home equity for families and their financial future Programs and opportunities out there for first time home buyers Learn more about Matt: https://www.primeres.com/newlexington/about/loan-officers/loan-officer/matt-shanlianListen to the full podcast or use the timestamps below to jump to a specific section. 1:36 – Matt's background story2:45 – How does it impact the community?6:14 – The power of investment 9:27 – The last 3 years11:59 – Generational wealth17:53 – A mortgage checkup 21:55 – Having a niche community 23:41 – Building bridges 29:05 – Closing thoughts Resources:Find a Purse Strings Approved Professional - Click HereCheck out our Facebook Page - Click HereJoin our community of Financially  Fearless Women - Private Facebook Group

The Portland is Home Team has a guest on this episode, mortgage specialist and branch manager, from Primary Residential Mortgage, Inc. Jim Willis. He is here to discuss the Market, the world, and your pocket. What should first-time home buyers know? Sometimes the truth hurts but ultimately Jim has news that should assuage some of the fear folks have regarding our current national and world events.  Primary Residential Mortgage, Inc. and Jim Willis firmly believe that the best way to handle mortgages is for the borrower to be actively involved in the process every step of the way. From choosing between loan programs to understanding negotiating terms, we're here to help you with anything you need.  Call Jim for more information 360.608.8872 Realty Works Group Newsletter:Hello everyone! My name is Katie Moreland, and I am a new hire of the Portland is Home team at Realty Works Group. Specifically, I work on all things social media and marketing for the company. A little bit about me. I was born and raised in the Portland area for mainly my whole life expect for two years where my family lived in Cave Creek, Arizona. As for Portland, my family has lived in Tigard, West Linn, Happy Valley, and as of August 2021, moved out of the area to Bellingham, Washington for my dad's job. I went to La Salle Prep for high school in Milwaukie, OR. When it came time to choose a college to attend, I was looking to relocate to California but ultimately decided to stay in Portland and attend the University of Portland. I will be graduating in May of this year with a Bachelor of Business Administration in Marketing.  I have always been interested in social media, content creation, and connecting with others so I felt that marketing was the best major for me. I have grown to love it even more so throughout my last year in school. Another area that I've always been interested in is the Real Estate industry. At one point in college, I considered working to get my real estate license to have post-graduation. When the opportunity for this job was presented to me, I was in awe that I could have the best of both worlds. My main goal is to establish the unique qualities that Realty Works Group has to offer amongst other local brokerages in Portland.  Many areas of Portland are special to me but one that I love is Lake Oswego. My mom grew up there and my grandma lived there for years after. There is special feeling of home I get whenever I am in the area. I love going to George Rogers Park and going for walks on the trail during a sunny day in the spring, summer, or fall. That's a little about me, and I look forward to meeting more of you soon!  -Katie  

What Makes Primary Residential Mortgage a Good Neighbor...Edgardo Balentine is originally from Colombia and spent some of his formative years in France. He came to Florida on a scholarship to play baseball and graduated from Ave Maria University in 2013. As a dedicated father and husband, he understands the importance of having a place to call home. Before joining the Primary Residential Mortgage team, Edgardo worked at large financial institutions such as Bank of America and BB&T. Edgardo is fluent in English, Spanish, and French, and he uses his background and expertise to educate his clients while helping them achieve their home ownership goals.To learn more about Primary Residential Mortgage, go to: https://www.swflmortgageloans.com/Primary Residential Mortgage5664 Strand Ct.Naples FL 34135239.244.5871Support the show

In this episode of Saving With Steve, host Steve Sexton is joined by attorney and CPA, Brent Kaspar, who is Founder and Managing Partner of the Northern California family law firm, Kaspar & Lugay, LLP, and Steve Sless, President of The Steven J. Sless Group of Primary Residential Mortgage who is regarded as the "Go-To Housing Wealth Expert." They discuss:   - What an individual needs to do to prepare themselves for getting a divorce - How to minimize attorney fees during a divorce - What needs to be changed the first tax season after a divorce - How to prevent a divorce from impacting your family business - How to prevent an employee's divorce from impacting your business - What the tax implications are if you have to give your spouse half of your IRA - Whether or not you have to move out of your house when filing for and waiting for a divorce to finalize - How to keep property separate if you choose to get remarried - The pros and cons of reverse mortgage loans - Strategic use of housing wealth in retirement planning - Stretching retirement savings/increasing cash flow - Leveraging housing wealth during economic uncertainty - How a reverse mortgage can fund a more comfortable retirement   Learn more about the show at www.SavingWithSteve.us

In this episode of Saving With Steve, host Steve Sexton is joined by Patty Alper, who is president of the Alper Portfolio Group, a marketing and consulting company, and is a board member of both the Network for Teaching Entrepreneurship (NFTE) and US2020, the White House initiative to build mentorship in STEM careers, along with Steve Sless, President of The Steven J. Sless Group of Primary Residential Mortgage, who is regarded as the "Go-To Housing Wealth Expert.” They discuss:   - One KEY question to ask when you head in for a job interview - Specific questions to ask during an interview to determine the accessibility to mentors throughout the company - Why mentors matter and how mentorship leads to deeper learning and creates a stronger satisfaction in your career - Why the pandemic has created a larger need for mentors - Specific strategies for virtually interacting to get the best out of your relationship, as well as the best way to build an effective relationship with your mentor - The pros and cons of reverse mortgage loans - Strategic use of housing wealth in retirement planning - Leveraging housing wealth during economic uncertainty - How a reverse mortgage can fund a more comfortable retirement   Learn more about the show at www.SavingWithSteve.us

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In this episode of Saving With Steve, host Steve Sexton is joined by Steve Sless, President of The Steven J. Sless Group of Primary Residential Mortgage who is regarded as the "Go-To Housing Wealth Expert," and Financial Retirement Planner, author, mentor, speaker, and musician, Denny Artache. They discuss:   - The pros and cons of reverse mortgage loans - Strategic use of housing wealth in retirement planning - Stretching retirement savings/increasing cash flow - Leveraging housing wealth during economic uncertainty - How a reverse mortgage can fund a more comfortable retirement - The latest tax breakdowns as the federal government determines how to pay for their 3.5 trillion dollar spending plan - What mistakes people can avoid making while awaiting the tax fallout - How trying to sidestep taxes could potentially lead to even greater losses in investment returns - What experts are advising their clients to do during these times of financial turmoil   Learn more about the show at www.SavingWithSteve.us

Tonight we bring one of our favorite guests.Mr. Steven Sless, National reverse mortgage expert, and Founder of The Steven Sless Group, and Division President of Primary Residential Mortgage, Inc.At the very beginning of 2021, 62WhoKnew made a commitment to bring Long Term Care Insurance, in both traditional and single premium options to the masses. But to do that, the masses need a funding source! And there is no better funding source for this goa than a Reverse Mortgage. On today's show, Steven will explain, in layman terms, the real truth about reverse mortgages. Never has a financial product had so many mistruths and misinformation surround it! How is the client protected from NEVER owing more than the home is worth?What truly are the rights of the surviving borrower, after the first borrower passes away?How are the Estate/Heirs totally protected from losses?And of course, how a reverse mortgage can be utilized to make sure YOU have all the protection you need for the retirement portion of your lives!Michael L. BannerPresident & CEOProfessional Mortgage Alliance, LLC.E-Mail – mbanner@pmanow.comCell – 727-224-3859NMLS# - 386692Steven SlessPhone: (410) 814-7575Web: www.TheSlessGroup.comNMLS: #298581 See acast.com/privacy for privacy and opt-out information.

62 Who Knew ?!? Episode 067Tonight we bring back one of our favorite guests, Mr. Steven J. Sless, CLTC®National Reverse Mortgage Division Manager, PRMIBranch Manager, The Steven J. Sless Group of Primary Residential Mortgage, Inc.Steven J. Sless has become regarded as the “go-to housing wealth expert” by various media outlets. Bringing 17 years of mortgage industry experience, he runs PRMI's first consumer-direct retail branch dealing exclusively with reverse mortgages (located in Owings Mills, Md.) He also coaches traditional loan originators working at PRMI's 270 branches nationwide about reverse mortgages.A powerful speaker and communicator, Steven regularly presents seminars and learning workshops for senior homeowners, their family and trusted advisors. His passion, expertise, and dynamic personality electrify audiences and inspire people to act.In 2019, Steven earned the CLTC®: Certified Long-Term Care professional designation, demonstrating that he also has acquired the critical tools necessary to discuss the subject of longevity and its acute consequences on a client's family – financially, physically, and emotionally – years down the road.“Possessing knowledge of long-term care and what decisions must be made before care is needed will allow me to better serve the needs of my clients,” Steven says. “Having a deeper understanding of my clients' needs will allow me to have a more advanced conversation with them, their family, and trusted advisers.” Michael L. BannerPresidentProfessional Mortgage Alliance, LLC.28870 U.S. Hwy 19 N.Suite 320Clearwater, Fl. 33761E-mail- mbanner@pmanow.comCell – 727-224-3859 See acast.com/privacy for privacy and opt-out information.

On today's episode of The F Word, Sheryl Hickerson is speaking with Matt Shanlian, Great Lakes Division President at Primary Residential Mortgage. Matt travels the country speaking to Financial Planners, Insurance Agents, Trust and Family Attorneys, and retirement specialists educating them on the power of Proactive Home Equity Management. His Sound Alternatives For Equity (S.A.F.E.) Philosophy outlines the opportunities and value of having a plan for your clients' equity as they go through life. He believes a trusted third-party referral source solidifies his partners' financial plans. In today's chat we will discuss: - Real Estate and Financial Services: The importance of communication between both professionals with a client. - Why Fiduciaries Matter: (And yes, there are fiduciaries in real estate!) - The Power of "No": Why Matt and his team say it often to clients and financial service professionals. Be sure to connect with Matt: LinkedIn: https://www.linkedin.com/in/matthew-shanlian-2b111582/ Website: https://www.primeres.com/wooster/about/loan-officers/loan-officer/matt-shanlian Email: mshanlian@primeres.com

On our first new show of 2021, 62 Who Knew?!? made a commitment to spearhead a National initiative of creating a platform that would make Long Term Care Insurance available to the masses, not just the wealthy.Today we bring back 2 of our panelists from that show.Mr. Bill Comfort, Nationally recognized as one of the foremost experts in the long-term care insurance industry, has certified thousands of agents with the CLTC Designation, the top designation in the LTCi industry.Mr. Steven Sless, Founder, The Steven J. Sless Group of Primary Residential Mortgage, Inc. – The Lender's National Division Dealing Exclusively With Reverse Mortgages and Known as the "Go To Housing Wealth Expert” by various media outlets.Join us at www.webeamtv.com/62whoknew/ as we update you on what steps forward we have taken and what will be happening in 2021 to make Long Term Care Insurance available to all!Michael L. BannerPresident & CEOProfessional Mortgage Alliance, LLC.E-Mail – mbanner@pmanow.comCell – 727-224-3859NMLS# - 386692Steven SlessPRMI Primary Residential Mortgage, Inc.ssless@primeres.comPhone: 800-255-2792www.primeres.comBranch NMLS # 3094NMLS: #298581Bill Comfort, The LTCpro​®Comfort Assurance Group, LLC.,bill@comfortltc.comPhone: (888) 507-3588 www.comfortltc.com See acast.com/privacy for privacy and opt-out information.

Thank You to Steven Sless; The Steven J. Sless Group of Primary Residential Mortgage Follow Them: Facebook: https://www.facebook.com/morewithsless Instagram: @MoreWithSless Contact Us: Brian Peller: BrianP@affcu.org James Dickerson: JamesD@affcu.org Submit your questions to: Marketing@affcu.org Follow Us: Facebook: www.facebook.com/AtlanticFinancialFederalCreditUnion/ Twitter: twitter.com/affcumd Youtube: www.youtube.com/AtlanticFinancialFCU LinkedIn: www.linkedin.com/company/atlantic-financial-federal-credit-union

James Harper sits down with Dave Zitting. Dave Zitting is an entrepreneur and was the founder and former CEO of Primary Residential Mortgage, Inc. - a multi-billion dollar mortgage origination company based out of Salt Lake City, Utah. Dave is recently pursuing his newest company called IntroLend, a digital mortgage origination app that helps real estate agents assist customers with the best mortgage options available to them. Dave encourages being a "Doer" and going after your interests. There are an endless amount of opportunity to those who seek it!

What's the Difference between pre-qualification and pre-approval? Gaby Castillo, with Primary Residential Mortgage shares, that pre-qualified is a projection of what mortgage payment you may be able to manage, which provides a more realistic price range when looking at homes. Whereas a pre-approval is what the bank or credit union will allow you actually to borrow. The post Gaby Castillo | Pre-Approved vs. Pre-Qualified: What’s the Difference? appeared first on Utah Real Estate Podcast.

Keith - the voice of the show - is the branch manager of Primary Residential Mortgage, Inc.'s Concord office. In this episode from October 26, 2019, Keith and Corina discuss mortgage news, including the fact that PRMI refunds back loan origination fees for first responders, teachers, and military; and the Downpayment Assistance options available from New Hampshire Housing! Catch the show at 8:30 AM Saturdays on 101.5 WEEI SportsRadio / WZEI FM & 104.9 The Hawk / WLKZ FM, on Podbean, iTunes, and Google Play. Let's Talk Real Estate is sponsored by Cisneros Realty Group powered by eXp Realty, Hudkins Title and Settlement Services, and Dana Gunnerson, Agent with Joe Suozzo Allstate Insurance office in Derry, NH. Let's Talk Real Estate is a production of Modern Media Services, LLC, CRGTV, and Mr. Strategic Alliance, LLC. All Rights Reserved.

Johnny Unitas is clearly the greatest quarterback Baltimore has ever had. But who is second, Joe Flacco or Bert Jones? Courtesy of Primary Residential Mortgage.

This week, Great Life, Great Career features Primary Residential Mortgage, Inc. as a great company and host Scott Miller walks us through some of his upcoming book, The 30-day Leadership Challenge.

Charlotte has one of the best real estate markets in the country -- with homes hot and in high demand. We were even one of the last 3 cities in the country to avoid the initial real estate bust of the Great Recession. Our area is a great place to live! But buying a house anywhere is an involved, sometimes confusing process because it is likely the biggest purchase of your life, and banks don't like making bad loans. Our next guest can help guide you through getting a mortgage when you find the home of your dreams. Paul Carini is the branch manager of Primary Residential Mortgage, and he's here to answer your questions.

In this episode of the Armchair Quarterback we touch down on the Ravens QB controversy and an inside leak at team headquarters. We discuss the game against the Falcons and other games that will affect the Ravens playoff chances. Hosts: Tony Lombardi, Drew Forrester and Dean Johnson.

This episode features Scott Mertens from Primary Residential Mortgage to help us demystify home loans.  Some of the goodies you'll hear: Ways to address your down payment New loan options Seacoast-specific tips Mortgage Myth-busting Understanding the process How to avoid common pitfalls Find out more about Scott and Primary Residential Mortgage at:  http://seacoastlender.com/ Join in the conversation on Facebook! fb.me/SeacoastHomeCrush And instagram: https://www.instagram.com/seacoasthomecrush/ AND NOW TWITTER! @SCoastHomeCrush By accessing this Podcast, I acknowledge that the Seacoast Home Crush, Jennifer Fried and Brick & Barn Real Estate Group make no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, Seacoast Home Crush, Jennifer Fried and Brick & Barn Real Estate Group do not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. The third party materials or content of any third party site referenced in this Podcast do not necessarily reflect the opinions, standards or policies of Seacoast Home Crush, Jennifer Fried, and  Brick & Barn Real Estate Group. Seacoast Home Crush, Jennifer Fried, and Brick & Barn Real Estate Group assume no responsibility or liability for the accuracy or completeness of the content contained in third party materials or on third party sites referenced in this Podcast or the compliance with applicable laws of such materials and/or links referenced herein. Moreover, Seacoast Home Crush, Jennifer Fried, and Brick & Barn Real Estate Group make no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.

This HOT 5 features Scott Mertens from Primary Residential Mortgage to give you the tips you need to close on time or early! Join in the conversation on Facebook! fb.me/SeacoastHomeCrush And instagram: https://www.instagram.com/seacoasthomecrush/ AND NOW TWITTER! @SCoastHomeCrush By accessing this Podcast, I acknowledge that the Seacoast Home Crush, Jennifer Fried and Brick & Barn Real Estate Group make no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, Seacoast Home Crush, Jennifer Fried and Brick & Barn Real Estate Group do not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. The third party materials or content of any third party site referenced in this Podcast do not necessarily reflect the opinions, standards or policies of Seacoast Home Crush, Jennifer Fried, and  Brick & Barn Real Estate Group. Seacoast Home Crush, Jennifer Fried, and Brick & Barn Real Estate Group assume no responsibility or liability for the accuracy or completeness of the content contained in third party materials or on third party sites referenced in this Podcast or the compliance with applicable laws of such materials and/or links referenced herein. Moreover, Seacoast Home Crush, Jennifer Fried, and Brick & Barn Real Estate Group make no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.

.embed-container { position: relative; padding-bottom: 56.25%; height: 0; overflow: hidden; max-width: 100%; height: auto; } .embed-container iframe, .embed-container object, .embed-container embed { position: absolute; top: 0; left: 0; width: 100%; height: 100%; } Buying a home? Click here to perform a full home searchSelling a home? Click here for a FREE Home Price Evaluation Call me at (503) 427-9233 for a FREE home buying or selling consultationToday, Shelby Spencer of Primary Residential Mortgage joins us to discuss some of the changes to FHA Guidelines starting September 14.The biggest change to look out for is with student loans, which can no longer be removed from the debt ratio if they are deferred. This means that all contracts or offers written after September 14 will be affected by these changes. Another change comes to large deposits; we used to only need to source large deposits of around 2% of the sales price, but deposits of 1% or more now need to be documented. In addition to these changes, know that funds can no longer be used as assets; you can't create a stronger profile with gift funds, although they can be used as a down payment.With the inventory as tight as it is; there is a good chance some of the pre-approved FHA buyers may find themselves losing their previously issued pre-approved status before they get an accepted offer. The new FHA guidelines take effect with FHA case numbers assigned on or after 9/14/15. (Case numbers can only be assigned when a property has been identified.)The following bullet points are just a few of the areas that could affect buyers. I recommend that all FHA pre-approved buyers contact their loan officer to review their situation against the new guidelines. Here are some of the areas that are affected (I will cover them in more detail soon):Federal Tax LiensMixed Use PropertyBankruptcy less than 2 yearsOccupant borrower has no credit scoreSelf-employed borrower's income is greater than 20% declining from the previous yearInstallment debts with less than 10 months remainingDeferred loan payments (student loans)30-day credit accountsMore than 3 jobs and/or profession changes in the last 12 months2- to 4-unit propertiesRetaining current home as a rentalNontaxable income (like social security income)Earnest money deposits greater than 1% of sales priceUsing gifted funds for any reserve requirementsAs long as everyone is aware of these changes up front, closing times shouldn't be too affected. Of course, the best way to prepare yourself for these changes is to reach out to a professional and begin the process sooner than later. You can reach Shelby at SSpencer@Primeres.com or (503) 572-8865. Of course, if you have questions or concerns on the real estate side of things, don't hesitate to reach out to us. We would love to hear from you!

Should you reach out to a real estate agent before getting a home lender? I recommend doing so for a few different reasons. Looking to buy in Phoenix?  Get a full home searchLooking to Sell in Phoenix?  Get a free home value reportShould you reach out to a real estate agent before getting a home lender? I think the answer is absolutely yes, and there are a few reasons why. First of all, just like all real estate agents, not all lenders are created equal. Even though the lending process may be the same one larger banks use, the experience you have could be very different depending on the person who handles your loan. On our team, we vet the lenders we work with. We recommend two incredible lenders: Primary Residential Mortgage and HomeStreet Bank. Both of the lenders that we work with are some of the top 50 loan originators in the country. "Not all lenders are created equal." Why does that matter to you? With their experience, these lenders are better suited to get your loan done. You can run into a lot of sticky situations during the loan application process, but these lenders have seen it all and they can get it done. One of the big misconceptions out there is that big banks are easier to deal with. That is not true; the bigger the bank is, the more bureaucracy you will have to deal with. That actually makes it harder for you to get a loan. Lastly, because of the volume of business we send our lenders, they are going to treat you well. They will go out of their way to make sure you have the most pain-free experience possible, and they will probably save you some money. If you have any other questions about buying a home or about real estate in general, give me a call or send me an email. I would be happy to help you!