Podcasts about Conviction

A jury convicted the man of fraud but the judge said she was bothered by the amount of circumstantial evidence - among other things - so she threw out the guilty verdict. The MN AG is appealing. https://www.lehtoslaw.com

2 Timothy 4:6–8 (NIV) “For I am already being poured out like a drink offering, and the time for my departure is near. I have fought the good fight, I have finished the race, I have kept the faith. Now there is in store for me the crown of righteousness, which the Lord, the righteous Judge, will award to me on that day—and not only to me, but also to all who have longed for his appearing.”Legacy isn't something you CREATE at the end of your life — it's something you BUILD in the middle of it.Legacy is when your OBEDIENCE becomes someone else's OPPORTUNITY.1. Legacy is built by DAILY DECISIONS.Proverbs 24:16 A righteous person may fall seven times, but he gets up again. However, in a disaster wicked people fall.Legacy isn't built by PERFECTION; it's built by PERSEVERANCE.2. Legacy is FINISHED through FAITHFULNESS.Legacy isn't built in the FIRST lap — it's PROVEN in the LAST.Hebrews 12:1–2 Therefore, since we are surrounded by such a great cloud of witnesses, let us throw off everything that hinders and the sin that so easily entangles. And let us run with perseverance the race marked out for us, fixing our eyes on Jesus, the pioneer and perfecter of faith. For the joy set before him he endured the cross, scorning its shame, and sat down at the right hand of the throne of God.3. Legacy is ROOTED in FAITH.Psalm 78:4 We will not hide these truths from our children; we will tell the next generation about the glorious deeds of the LORD, about his power and his mighty wonders.Your CONSISTENCY today becomes your children's CONVICTION tomorrow.4. Legacy is REWARDED in ETERNITY.Your real reward isn't what you ACCUMULATE — it's who youIMPACTED.

What Turns Her Off — and What Godly Husbands Do Instead Have you ever wished you could just…get inside your wife's heart for a moment? Not to manipulate, but to genuinely understand her. To love her in a way that makes her feel safe and wanted—not pressured or confused. My husband Darrow and I sat down to talk through something men rarely get honest insight about: Her biggest turn-offs. And not because we want to shame or scold—but because clarity brings freedom. When you finally understand what shuts her down, you also discover what opens her heart. So take a deep breath.You're not in trouble.You're learning—and that already makes you a good man. Let's walk through these turn-offs together, with God's kindness leading us all the way. 1. When Affection Feels Like a Transaction One of the most common complaints I hear from wives is this: "Every time he does something sweet, it feels like he's trying to get sex." A back rub, a coffee, a hand on her waist, a date night—beautiful gestures—become tainted when she senses they come with an expectation. When affection is only a bridge to the bedroom, she feels: Used Not loved for who she is Like her worth is tied to her sexual availability God never intended marital intimacy to be a negotiation.Love her without a scoreboard. Bless her without an agenda. 2. Grabbing, Pinching, or Smacking Her Body When She's Not Comfortable Yes…wives talk about this. And I know many husbands mean it playfully.But if she doesn't feel safe—emotionally, spiritually, or physically—this kind of touch feels like entitlement, not affection. Her body is not something to be "snatched."She needs room to open, not pressure to surrender. When she feels cherished—not grabbed—she wants to share her body freely. 3. Taking "Not Now" Personally If she says she's tired, overwhelmed, stressed, or simply "not right now," it's almost never about you. But when a husband interprets it as: Rejection Lack of desire "She doesn't love me" …it puts enormous emotional weight on her shoulders. Instead, respond with: "No worries, sweetheart. Another time would be wonderful." That confidence and peace will draw her toward you—not away. 4. Moping After She Says No Emotional sulking is not harmless. Moping communicates: "You disappointed me." "Now I have to punish you with sadness." "You're responsible for my emotions."   This shuts her heart down.Fast. Your steadiness and joy—even when she's not available—makes her feel safe. And safety is the soil where desire grows. 5. Punishing Her for Not Wanting Sex This is one of the deepest wounds wives carry. Punishments include: Silent treatment Withholding affection Moving to another room Being cold or distant Only being "nice" when you want intimacy These behaviors feel manipulative and honestly frightening. Your wife is not the enemy. She is the assignment God entrusted to you. Lead with love, not consequences. 6. Lack of Playfulness Playfulness is essential to intimacy. If everything feels heavy, serious, structured, pressured…then her nervous system never relaxes enough to enjoy being sensual. Silliness is holy ground for a woman's heart. Laughter lowers her guard.Playfulness creates connection. If you want her to be playful in the bedroom, she needs to experience playfulness outside the bedroom. 7. Not Feeling Emotionally Safe Women cannot separate emotional connection from physical intimacy. I'll say that one more time. Women cannot separate emotional connection from physical intimacy. When she feels emotionally unsafe, her body shuts down. Emotional Safety looks like: Listening Compassion Being slow to speak and quick to understand Responding gently Supporting her heart, not "fixing" immediately  When she feels heard, she opens. 8. Being a "Negative Nellie" (or Negative Ned!) Constant complaining is exhausting and not attractive. It pulls the atmosphere of the home downward and makes her feel like she has to carry your emotional weight. There is space to process hard things—but constant negativity drains the joy God wants in your marriage. Rejoice. Notice blessings. Bring hope into the home. 9. Bitterness and Resentment Long-term resentment is a marriage-killer. Bitterness communicates: "I haven't forgiven you." "You owe me." "I'm still keeping score." This is the opposite of Christlike love. Your wife cannot relax into intimacy with a man who holds her mistakes over her head. Forgiveness clears the ground for closeness to grow again. And if you need a little extra inspiration, let us turn you to Matthew 6:15 (NIV): "But if you do not forgive others their sins, your Father will not forgive your sins." 10. Being Too Serious All the Time Intensity has a place—but not every moment. When a man is always stern, rigid, perfectionistic, spiritual-but-heavy…it makes her feel like she can never fully exhale. If she can't be herself around you, she won't be vulnerable with you. Joy is a fruit of the Spirit—not an optional extra. 11. Using Slang or Sexual Words She Doesn't Like Words matter. Some husbands use slang affectionately or playfully.Some wives love it.Others absolutely don't. If slang or sexual language makes her uncomfortable, embarrassed, or unsafe, it becomes a turn-off—not a turn-on. Honor her preferences. You're not losing freedom—you're gaining connection. Final Thoughts: So What Do You Do with All This? If reading this stirs conviction…good. Conviction is not condemnation.The enemy heaps shame.God invites repentance—and repentance leads to freedom. Your wife is God's daughter. And He entrusted her to you. Every shift you make toward loving her well brings you closer to His heart and closer to hers. We're rooting for you!   Blessing, The Delight Your Marriage Team   PS - If you want help walking this out in real life—not just head knowledge—that's exactly why our coaching and in-person training programs exist. Men who were separated from their wives…Men in sexless marriages…Men whose wives felt unsafe for years……have seen transformation they once thought impossible.For more information on our In-Person Training programs, launching January 2026, check out delightyourmarriage.com/ipt If you're ready to dive into the Coaching programs, please feel free to schedule a free Clarity Call at delightyourmarriage.com/cc PPS - Here is a quote from a recent In-Person Training pilot program graduate: "My wife and I have been separated for 6 months, and the same day as our [IPT] graduation, she chose to and began moving back into our matrimonial home. I also told her about our [IPT] program that same day. Up until then, I had said I was attending a men's bible study. All praise be to God."

As a former analyst covering the asset management industry, equity portfolio manager Emme Kozloff knows how to find clarity in a noisy market. The 19-year veteran of Capital Group joins host Mike Gitlin to discuss the art of filtering information, the value of mental flexibility and the discipline required to invest with conviction. You'll hear Emme's perspective on: Why concentrated portfolios sharpen focus and conviction How to adapt quickly when facts change Lessons learned from retail "guerrilla warfare" and turnarounds The importance of partnering with analysts for deeper insights Real opportunities in AI and health care Tune in for a candid conversation about removing distractions and building portfolios that stand the test of time. #CapGroupGlobal For full disclosures, go to capitalgroup.com/global-disclosures. For our latest insights, practice management ideas and more, subscribe to Capital Ideas at getcapitalideas.com. If you're based outside of the U.S., visit capitalgroup.com for Capital Group insights. Watch our latest podcast, Conversations with Mike Gitlin, on YouTube: https://www.youtube.com/playlist?list=PLbKcvAV87057bIfkbTAp-dgqaLEwa9GHi   This content is published by Capital Client Group, Inc. U.K. investors can view a glossary of technical terms here: https://www.capitalgroup.com/individual-investors/gb/en/resources/how-to-invest/glossary.html To stay informed, follow us LinkedIn: https://www.linkedin.com/company/capital-group/posts/?feedView=all YouTube:https://www.youtube.com/@CapitalGroup/videos Follow Mike Gitlin:https://www.linkedin.com/in/mikegitlin/ About Capital Group Capital Group was established in 1931 in Los Angeles, California, with the mission to improve people's lives through successful investing. With our clients at the core of everything we do, we offer carefully researched products and services to help them achieve their financial goals. Learn more: capitalgroup.com Join us: capitalgroup.com/about-us/careers.html  Copyright ©2025 Capital Group

What are the core doctrines Christians must never compromise—and why are they under attack today? In this episode of the Bible and Theology Matters podcast, Dr. Paul Weaver interviews Dr. David Geisler, son of the late Dr. Norman Geisler, to discuss the newly expanded edition of Conviction Without Compromise by Dr. Norman Geisler and Ron Rhodes.Together they explore:✔ The 15 essential doctrines that define historic Christian orthodoxy✔ Why Geisler and Rhodes wrote Conviction Without Compromise✔ The alarming theological confusion in today's church ✔ How the International Council on Biblical Inerrancy (ICBI) and the Chicago Statement shaped modern evangelicalism✔ Why biblical inerrancy is the foundation of every major Christian doctrine ✔ How to identify teachings that logically undermine Scripture✔ Dr. Geisler's legacy in apologetics, philosophy, and Christian thought✔ The importance of standing firm with conviction, yet responding with charity✔ Encouragement for pastors and believers pressured to compromise biblical truthDr. David Geisler also shares insights about:• The Unqualified Movie—the documentary on his father's life and influence• His father's journey from being “almost illiterate at 17” to becoming one of the most influential apologists of the past century• Why today's church desperately needs clarity on essentials, non-essentials, and charity in all thingsIf you care about apologetics, Christian doctrine, the authority of Scripture, or the legacy of Dr. Norman Geisler, this conversation will strengthen your convictions and deepen your understanding of biblical truth.

Our heroes take on the challenge of the shadow king to prove their worth, but first they must prove their convictions.Check out our Linktree where we have Twitter, Facebook, Discord and Instagram! Come join in the and chat about your favorite moments with the cast!linktr.ee/thedhcastMusic credits: www.epidemicsound.com

It's growth investing, just not as we knew it. Technology is disrupting the traditional signals for growth companies, such as revenue acceleration or addressable market expansion. In this episode, Sean Kenney sits down with MFS portfolio manager Brad Mak to explore what the AI revolution means for the future of growth companies and the potential for bubbles. They also cover current opportunities underappreciated by the market and look forward to what 2026 has in store. Listen in for the signals to help you identify where growth investing is heading.         Distributed by: U.S. – MFS Institutional Advisors, Inc. 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After Ghislaine Maxwell was convicted on multiple federal counts related to sex trafficking and conspiracy, the court faced several paths forward regarding her legal fate. The most immediate option was formal sentencing, where Maxwell faced the possibility of decades in federal prison — effectively a life sentence given her age. The court also needed to evaluate victim impact statements, restitution requests, and sentencing guidelines to determine how severe the punishment should be. In addition, prosecutors were considering whether to pursue additional charges that had been held in reserve, including potential counts related to perjury from her civil testimony and unresolved allegations involving other survivors not included in the trial.At the same time, the conviction opened the door to a series of post-trial legal options for the defense. Maxwell's lawyers immediately signaled plans to appeal the verdict, arguing issues ranging from juror misconduct to claims that Maxwell was denied a fair trial due to excessive publicity and alleged improprieties in jury selection. Another possibility before the court was a motion for a new trial, rooted in revelations that one juror had disclosed personal experience with abuse only after deliberations concluded, sparking a review of whether that omission tainted the verdict. Ultimately, the court had to determine whether to uphold the conviction as delivered, order further hearings, or entertain a retrial — all while the world watched to see whether accountability would stand or money and influence would once again try to reshape justice.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-moscow-murders-and-more--5852883/support.

All songs performed by licensing agreement through CCLI: Copyright License 20465877 Size A Streaming Plus License 21412465 Size A Connect With Us Facebook: https://www.facebook.com/christcenter... Instagram: https://www.instagram.com/ccconline/ If you would like to support this ministry give online 1. PayPal: https://www.paypal.com/paypalme/Chris... 2. CashApp $CCC2711 3. www.myccc.faith

All songs performed by licensing agreement through CCLI: Copyright License 20465877 Size A Streaming Plus License 21412465 Size A Connect With Us Facebook: https://www.facebook.com/christcenter... Instagram: https://www.instagram.com/ccconline/ If you would like to support this ministry give online 1. PayPal: https://www.paypal.com/paypalme/Chris... 2. CashApp $CCC2711 3. www.myccc.faith

A Malaysian man, Rajwant Singh Gill Narajan Singh, 38, was convicted in Singapore for an elaborate scheme that involved posing as a wealthy, white "sugar daddy" to lure Singaporean women to Malaysia, where he proceeded to cheat, extort, and sexually exploit them.Operating between 2018 and 2020, Singh used dating applications, such as Tinder, to create a fabricated persona named "Mike"—a successful Caucasian man who claimed to live on a yacht in Malaysia. He would offer his victims substantial monthly allowances, such as US$30,000, in exchange for a "sugar daddy" arrangement, first requesting that they send him sexually explicit photos and videos.Once the victims flew to Malaysia, Singh would execute a cruel double role. He would introduce himself to the victims as "Mike's" driver. Using this persona, he would then coerce the women into having sex with him, claiming that "Mike" had instructed it, or that he was being threatened by his boss. If the victims refused, he would threaten to disseminate the explicit materials they had previously sent.One victim was extorted of over S$183,000 (US$140,970). She was also blackmailed into engaging in sex work, with Singh (as "Mike") choosing the clients and taking her payments. Disturbingly, court proceedings revealed that another victim had been flogged and whipped until injury.Singh was eventually arrested in a joint covert operation conducted by the Singapore Police Force and the Royal Malaysian Police Force and was charged in Singapore. The prosecution sought a heavy sentence of 13 years' jail and 15 strokes of the cane, labeling Singh's crimes as "horrific and perverse" and describing him as "effectively a serial rapist" for the extent of his coercion and psychological abuse. Singh was convicted on multiple charges, including cheating for sex and extortion. His sentencing was adjourned following the conviction.Become a supporter of this podcast: https://www.spreaker.com/podcast/depraved-and-debaucherous--5267208/support.Contact KOP for professional podcast production, imaging, and web design services at http://www.kingofpodcasts.comSupport KOP by subscribing to his YouTube channel and search for King Of PodcastsFollow KOP on X and TikTok @kingofpodcasts (F Meta!)Listen to KOP's other programs, Podcasters Row… and the Wrestling is Real Wrestling Podcast and The Broadcasters Podcast.Buy KOP a Coffee https://buymeacoffee.com/kingofpodcastsDrop KOP a PayPal https://www.paypal.com/donate?hosted_button_id=3TAB983ZQPNVLDrop KOP a Venmo https://account.venmo.com/u/kingofpodcastsDrop KOP a CashApp https://cash.app/$kingofallpodcasts

In this new episode, Niels Brabandt, international leadership expert and founder of NB Networks, examines one of the most overlooked but decisive factors in modern business leadership: standing up for values. Across industries, executives frequently speak about values, ethics, and integrity—yet real-world decisions often tell a very different story. Triggered by a recent, highly controversial event involving the German Association for Family Businesses and its decision to engage with a secured far-right extremist organisation, Niels Brabandt analyses why value-based leadership collapses when conviction is missing. Drawing from historical and contemporary examples—including supply-chain failures, compliance breakdowns, and corporate ethics scandals—this episode reveals how organisations drift into reputational crises when leaders choose convenience over principles. This episode answers the questions every decision maker must confront: Why acting without values is impossible, and what actually determines a leader's ethical compass. How organisations lose credibility when leaders rely on "pseudo-reasons" instead of transparent justifications. Why engaging with extremist actors poses profound operational, cultural, and democratic risks. How mission, vision, and values must be implemented to build a culture that consistently lives its principles. What authentic leadership looks like—and why employees quickly identify and disengage from inauthentic behaviour. How value-driven leadership strengthens trust, retention, organisational resilience, and long-term business performance. Grounded in practical leadership experience and supported by evidence from real corporate cases, Niels Brabandt outlines a clear roadmap for leaders who aim to build organisations that are credible, resilient, and trustworthy. Keywords: Niels Brabandt, leadership, value-based leadership, business ethics, organisational culture, sustainable leadership, decision-making, corporate governance, authenticity in leadership, compliance, ethical leadership, organisational trust, executive responsibility, leadership development, business decision makers, NB Networks, standing up for values, mission vision values, leadership integrity, organisational behaviour.

Giving Tuesday has become a global moment to celebrate generosity. But for believers, it can be much more than a once-a-year opportunity to give. It can become a catalyst to cultivate a lifestyle of intentional, joy-filled stewardship all year long.Today, we explore how to give with both heart and wisdom—so that our generosity reflects God's purposes, not merely the moment. Joining the conversation is Al Mueller, founder and CEO of Excellence in Giving and former executive with Morgan Stanley and UBS.Beyond the Moment: What Giving Tuesday Really RepresentsFor Al Mueller, Giving Tuesday is more than a charitable trend—it's an invitation.“Giving Tuesday is a great opportunity to begin acting on generosity,” he says, “but it's also a moment to pause and align with God's purposes.” Al reminds us of Paul's words in 2 Corinthians 9:7: “Each one must give as he has decided in his heart… for God loves a cheerful giver.”In other words, generosity is more than an impulse. It is an act of worship. Giving Tuesday can be a spark, but intentional stewardship is the flame that keeps burning throughout the year.Al summarizes biblical giving with a simple idea: “God gave us both a head and a heart—He didn't say pick one.”Wise stewardship holds both together:The heart expresses compassion, joy, and worship.The head evaluates impact, effectiveness, and alignment with God's purposes.Stewardship looks at the Kingdom outcomes we long to see and asks how we can best contribute to them. Some giving is planned, some spontaneous—but all of it can be intentional.Helping Donors Give With ExcellenceAt Excellence in Giving, Al and his team equip high-capacity givers—often those giving $1 million or more annually—to make well-informed, impactful decisions. They offer research, due diligence, and accountability that help donors shift from reactive to proactive giving.But these principles, Al emphasizes, are not reserved for the ultra-wealthy.“Everyone can do their own homework,” he says. “Everyone can ask good questions. Everyone can give intentionally.”Whether you're giving $50 or $50,000, evaluating ministries wisely matters. Al recommends starting with three core questions:What problem is the ministry trying to solve?What do they believe is the root cause of that problem?What measurable results have they seen?Healthy ministries provide clear reporting, measurable outcomes, and transparent leadership. They welcome questions and view accountability as part of discipleship.Key indicators to review include:Leadership stabilityDonor and staff retentionClear communicationTransparent financial practicesEvidence of life changeStrong ministries don't hide their results—they celebrate them.Red Flags: When to Think TwiceJust as there are markers of strong ministries, there are warning signs that should prompt caution:Vague vision without a clear planEmotional pressure or over-spiritualizing resultsLack of reporting or unwillingness to share outcomesOver-dependence on a single donorRepeated urgent appeals for fundsAl calls vague visions “ministry hallucinations”—dreams without blueprints. Just as you wouldn't build a house without plans, you shouldn't fund ministry without clarity.A Growing Trend: Collaborative GivingOne of the most exciting developments in philanthropy today is collaborative giving—donors pooling resources to make a larger, more strategic impact.Pooling resources:Helps ministries secure larger grantsReduces duplicationSaves ministries' valuable timeStrengthens unity within the body of Christ“This model lets donors and ministries accomplish something bigger together,” Al explains.No donor wants to micromanage, and no ministry seeks to be controlled. But accountability doesn't mean control—it means clarity.Al puts it this way: “Accountability is information given, not control taken.”Trust grows when ministries offer clear plans, measurable results, and honest reporting—what Al calls “a form of blessing” to donors.The Next Generation of GiversYounger donors give differently than their parents do. They are:More global in perspectiveMore results-orientedMore experiential—they want site visits and direct engagementMotivated by conviction rather than obligationPassionate about transparency and impactAl believes this next generation will reshape Christian generosity—mainly as significant wealth transfers occur in the coming decades.Al concludes with a powerful insight: there is a meaningful difference between being generous and being a steward.In the first century, a steward managed the household, finances, and fields on behalf of the master. The steward's job was simple: to know the heart of the master and act accordingly.Stewardship today means:Recognizing God owns it allSeeking His desires for His resourcesGiving with discernmentAiming to hear, “Well done, good and faithful servant.”Generosity is beautiful—but stewardship is a calling.Growing in Intentional GenerosityWhether you're giving on Giving Tuesday or cultivating lifelong generosity, the call is the same: give with joy, wisdom, and purpose.If you want to explore tools to help you give more strategically, you can learn more at ExcellenceInGiving.com. And if you'd like to partner with the mission of FaithFi, visit FaithFi.com/Partner to join us in helping believers integrate faith and financial decisions for the glory of God.On Today's Program, Rob Answers Listener Questions:What are your thoughts on annuities for someone approaching age 70?My wife and I are senior citizens and now have custody of our 10-year-old granddaughter—her father passed away, and her mother isn't involved. We want guidance on setting up a trust for her future. What's the best way to approach this?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Excellence in GivingWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

If your 2026 budget is starting to feel like a no-win puzzle—flat headcount, higher growth expectations, fewer resources—this episode is for you. Craig Moore of Forrester joins Drew to reveal the budgeting mistakes too many B2B CMOs are still making—and what to do instead.  From rethinking budget architecture to organizing around business outcomes, Craig shares the frameworks that enable CMOs to go beyond justifying their spend—and start leading the strategic conversation with CEOs, CFOs, and CROs.  Get ready to challenge your assumptions, realign your org, and turn your budget into a true lever for growth.  In this episode:  The big 3 budgeting mistakes CMOs make  Why campaign-based budgeting unlocks strategy  Areas of volatility in 2026  AI's Role in Budget Planning  This is just the first half of one of CMO Huddles monthly Bonus Huddles with B2B marketing strategists. To hear the rest of the conversation with Craig, visit CMO Huddles Hub on YouTube.  For full show notes and transcripts, visit https://renegademarketing.com/podcasts/ To learn more about CMO Huddles, visit https://cmohuddles.com/

After Ghislaine Maxwell was convicted on multiple federal counts related to sex trafficking and conspiracy, the court faced several paths forward regarding her legal fate. The most immediate option was formal sentencing, where Maxwell faced the possibility of decades in federal prison — effectively a life sentence given her age. The court also needed to evaluate victim impact statements, restitution requests, and sentencing guidelines to determine how severe the punishment should be. In addition, prosecutors were considering whether to pursue additional charges that had been held in reserve, including potential counts related to perjury from her civil testimony and unresolved allegations involving other survivors not included in the trial.At the same time, the conviction opened the door to a series of post-trial legal options for the defense. Maxwell's lawyers immediately signaled plans to appeal the verdict, arguing issues ranging from juror misconduct to claims that Maxwell was denied a fair trial due to excessive publicity and alleged improprieties in jury selection. Another possibility before the court was a motion for a new trial, rooted in revelations that one juror had disclosed personal experience with abuse only after deliberations concluded, sparking a review of whether that omission tainted the verdict. Ultimately, the court had to determine whether to uphold the conviction as delivered, order further hearings, or entertain a retrial — all while the world watched to see whether accountability would stand or money and influence would once again try to reshape justice.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

In this episode of the Rainmaker Podcast, host Gui Costin welcomes Karl Engelmann, co-founder and COO of Sarmaya Partners, to share the story behind the firm's rapid emergence and his philosophy on sales, leadership, and entrepreneurship. With over three decades of experience in financial services, Karl offers listeners a rare, behind-the-scenes look into launching an asset management firm and the strategic thinking driving its success.Karl begins by tracing his unconventional career path, from aspiring journalist to accomplished sales leader. His communication skills and passion for storytelling laid the foundation for a career that spanned roles at Angel Oak Capital, Cambiar Investors, and AIM/INVESCO. These experiences culminated in the co-founding of Sarmaya Partners, where Karl saw the opportunity to build a firm aligned with his vision and values.The conversation dives deep into Sarmaya's unique investment strategy, which centers around a thematic belief in a new commodity super cycle. Rather than chase overcrowded markets, Karl and his partner Wasif identified a return to tangible assets like gold, silver, and copper as the next long-term trend. After initially structuring the firm as an LP, they pivoted to launching an actively managed ETF in January 2024 to better serve a broader investor base.Karl shares Sarmaya's go-to-market strategy and how they've grown from two founders to a six-person team, carefully hiring seasoned professionals with deep industry relationships. He emphasizes the power of focus, targeting RIAs, family offices, and mid-sized broker-dealers—segments often overlooked by larger firms but open to differentiated strategies. A major theme throughout is the importance of relationships over transactions, and Karl's approach is deeply rooted in decades of trust and credibility built across the industry.Sales process and infrastructure also play a key role in the discussion. Karl highlights the importance of having a clean, well-maintained CRM as the central nervous system of the firm's sales efforts. Partnering with Dakota has helped Sarmaya stay agile and organized in an environment where client rosters and firm dynamics are constantly shifting.The episode also explores Karl's leadership style, which blends high accountability with trust and autonomy. He believes in empowering experienced salespeople to execute without micromanagement, while maintaining clarity through communication and shared goals. His mantra—"take the bit out of the mouth and let them run"—underscores his belief in hiring the right people and giving them room to perform.As the episode closes, Karl speaks candidly about the biggest challenge facing Sarmaya: growing assets under management. Yet his energy is unwavering. With a strong product, clear strategy, and relentless optimism, Karl's approach to sales and leadership provides an inspiring blueprint for anyone building a firm from the ground up. This episode is a masterclass in execution, resilience, and the long game of relationship-driven sales.Tired of chasing outdated leads? Book a demo to see how Dakota Marketplace simplifies your fundraising process with accurate, up-to-date investor data. 

Today on the podcast we have Mark Jones joining us to share his most recent triumph in setting the new Guinness World Record for most distance covered in 24 hours with a 40# ruck on! Listen in on how mentally coped with a high pressure situation along with some advice for athletes that will be attending DWC 2025 later this week!  To work with me via online personal training click here.To get access to my DEKA workshops, click here. Follow me on Instagram and Facebook!

On Legal Docket, the Supreme Court weighs reopening sentences long considered final; on Moneybeat, David Bahnsen covers affordability and the Fed's shift toward easing; and Daniel Darling talks about the significance of Rosa Parks' act of courage. Plus, the Monday morning news  Support The World and Everything in It today at wng.org/donateAdditional support comes from Ambassadors Impact Network. Helping entrepreneurs with a purpose find the support they need to thrive with faith-aligned financing options. More at ambassadorsimpact.comAnd from WatersEdge. Save more. Do more. Give more. Helping Christians support ministry by giving through a donor-advised fund. watersedge.com/DAF

Join us for the Exiles in Babylon conference! April 30-May 2, 2026. Justin E. Giboney (JD, Vanderbilt University) is the cofounder and president of the AND Campaign, a Christian civic organization focused on raising civic literacy, promoting civic pluralism, and equipping Christians to engage politics with the love and truth of Jesus Christ. An ordained minister, attorney, and political strategist, Giboney has been featured in publications such as the New York Times and Christianity Today and is the coauthor of the book Compassion (&) Conviction and the author of the recently released: Don't Let nobody Turn You Around: How the Black Church's Public Witness Leads us Out of the Culture War (IVP 2025)See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Sean Combs, the hip-hop mogul known as Diddy or Puff Daddy, continues to dominate headlines as he serves his 50-month prison sentence following his federal conviction. On October 3rd, 2025, Combs was sentenced to approximately four years in prison after being found guilty on two counts of transporting women across state lines for prostitution. According to Federal Bureau of Prisons records, his official release date is set for May 8th, 2028.The split verdict surprised many observers. Combs was acquitted on the most serious charges including sex trafficking, racketeering, and conspiracy, yet convicted on the prostitution-related counts. The trial featured months of disturbing testimony and viral evidence, including surveillance footage showing Combs assaulting his ex-partner Cassie Ventura. Legal experts have debated what the divided verdict reveals about the justice system in 2025, questioning whether jurors viewed psychological coercion as real violence or whether celebrity status influenced the outcome.Since his arrest in September 2024, Combs has been detained at Brooklyn's Metropolitan Detention Center. Recent documents obtained by CBS News reveal details of his prison life. He faced disciplinary action for allegedly violating rules against three-person phone calls. Combs has been assigned to work in the chapel and is currently enrolled in a drug treatment program while serving his sentence.The music mogul's legal team filed a notice of appeal in the U.S. District Court for the Southern District of New York, with details of the appeal to be submitted at a later date. Combs has already served approximately one year behind bars, which means he could potentially be released in less than three years after receiving credit for time served.Speculation emerged in October that President Donald Trump might commute Combs' sentence after reports claimed the president was deliberating the matter. However, a White House spokesperson firmly denied these claims on October 21st, stating there is zero truth to the story. Trump had previously acknowledged that Combs requested a pardon, though the president expressed reservations given Combs' past criticism of him.The case has captivated public attention throughout 2025, sparking broader conversations about accountability, power, and celebrity in the American justice system. As Combs continues his prison term, his legal team pursues appeals while the public remains divided on the verdict's implications.Thank you for tuning in to this update. Please come back next week for more breaking news and in-depth coverage. This has been a Quiet Please production. For more, check out Quiet Please dot A I.Some great Deals https://amzn.to/49SJ3QsFor more check out http://www.quietplease.aiThis content was created in partnership and with the help of Artificial Intelligence AI

Happy Turkey Day! To celebrate, we're pivoting away from our Halloween theme to snap our fingers to the hilariously morbid 90s Thanksgiving classic, Addams Family Values (1993). We've got the whole spread: campiness done right, the enduring icon that is Joan Cusack's Debbie, satire that reflects with a sting, and what went down at Camp Chippewa. So whether you're cooking or on dish duty, press play and let us (and The Addams) keep you company!TimestampsNegronomicon - 6:50Crit - 18:46Final Curls - 1:08:30Gems from Ep. 115A Charlie Brown Thanksgiving (1973)Thanksgiving (2023)Addams Family Values (1993)The Real Housewives of Atlanta (2008)The Real Housewives of Beverly Hills (2010)Jersey Shore (2009)Love is Blind: UK (2024)Love & Hip Hop (2011)Love Island (2015)America's Next Top Model (2003)Chad Powers (2025)Survivor (1999)The Addams Family (1991)Sister Act (1990)A Nightmare Before Christmas (1993)V/H/S/Halloween (2025)The Muppet Christmas Carol (1992)The Bad Seed (1956)The Parent Trap (1998)The Parent Trap (1961)Heavyweights (1995)The Santa Clause (1994)Wednesday (2022, television series)The Addams Family (1964, television series)Riverdale (2017, television series)Columbo (1968, television series)Bewitched (1964, television series)Monk (2002, television series)School of Rock (2003)The Grim Adventures of Billy & Mandy (2001, animated television series)The Addams Family Reunion (1998)Scary Movie 6 (2026)Scary Movie 2 (2001)Support the show

In this episode, I sit down with Whitney Woodcock, the powerhouse founder of Queen of Millions, a global crypto community helping women build confidence, conviction, and wealth in the new financial era. Whitney shares how she left a stable engineering career in D.C., bought a one-way ticket to Bali, and discovered her freedom—and her purpose—through crypto. We dive deep into what it takes to invest with conviction, build true financial literacy, and lead from curiosity rather than fear.Whitney's story is about trusting your gut, learning through discomfort, and building a life fully aligned with who you are. From turning $25K into half a million to creating an international movement for women in crypto, she proves that the real ROI comes from being two feet in on your path.Key Takeaways:- Curiosity creates conviction. Every powerful decision starts with asking better questions.- Freedom requires financial literacy. Investing isn't just about money—it's about alignment and self-trust.- Noise is the enemy. Focus on the 5% of information that truly matters and block out distractions.- Conviction over convenience. Do the research, build belief, and commit to your plan.- Discipline drives wealth. Consistency and self-control are the real edge in volatile markets.- Community multiplies growth. Surround yourself with people playing full out—it accelerates your learning curve.- Be of service. True wealth comes from contribution, not just accumulation.Final thought:Whether it's crypto, business, or personal growth, the biggest rewards come when you stop dipping your toes and step in fully. Curiosity will open the door—but conviction keeps you in the game.

In Ezra 9, the returned exiles are confronted with a…

Historically, many colleges and universities in the United States and Canada have their roots in churches and denominations. But over time, those connections have faded on campuses and in classrooms. What exactly makes a Christian college "Christian" today?. Jesse Rine, Executive Director of The Center for Academic Faithfulness & Flourishing, is working to provide prospective students and their parents with the information they need to make informed decisions about their college choice.

Episode Description: In September 2008, Lehman Brothers—who survived the Civil War, two World Wars, and the Great Depression—collapsed in one of the largest bankruptcies in American history. They had Nobel laureates on staff, sophisticated models, and decades of market data. Yet they missed the critical difference between managing risk and navigating uncertainty. In this solo episode three days before the book The Uncertainty E.D.G.E. Lead with Clarity, Adapt with Confidence, Win with Conviction launches, Sam Sivarajan reveals why smart leaders repeatedly make this mistake and introduces the framework that helps you avoid it.Key Takeaways:Why sophisticated risk management can blind you to true uncertaintyThe critical difference between risk (calculable) and uncertainty (unpredictable)How Lehman Brothers' 25-sigma events revealed the limits of modelingThe four-phase EDGE framework: Establish, Diagnose, Go, EvolveWhy the next two years require uncertainty navigation over risk managementPre-Order The Uncertainty Edge:

This episode dives into one of the most personal and difficult conversations Brett's ever had — not with a client, colleague, or friend, but with his son.   It started when Bronson said he felt lonely — that the kids around him didn't like to do hard things, didn't stick with commitments, and quit when things got tough. What followed was a raw conversation about what it really means to live with conviction, pursue mastery, and stay committed even when it feels isolating.   Brett unpacks how this moment with his son connects to leadership, resilience, and the reality that walking your own path often means walking it alone — at least for a while. This isn't about parenting advice or some polished motivational talk. It's about what happens when you realize that the same lessons we try to teach others are the ones we have to keep learning ourselves.   ⸻   What You'll Learn: •Why loneliness isn't always a bad sign — it's often proof you're growing •How to reframe discomfort and isolation as signals of progress •The link between conviction, curiosity, and finding your real tribe •How to talk about hard truths with kids — or anyone — without sugarcoating •What it means to model lifelong learning instead of preaching it   ⸻ Related Resources: •Want help improving your communication, leadership, and decision-making under pressure? Apply for our 1-to-1 or small-group mentoring programs at www.artofcoaching.com/mentoring. •Join us for our next live Apprenticeship Workshop in Phoenix, AZ – May 2026, where we'll dig into influence, power dynamics, and the practical side of human behavior. Details and registration: www.artofcoaching.com/events.   Follow Us: Website: ArtofCoaching.com Instagram: @coach_brettb X: @coach_brettb

Acts 21:17-36 When we had come to Jerusalem, the brothers received us gladly. 18 On the following day Paul went in with us to James, and all the elders were present. 19 After greeting them, he related one by one the things that God had done among the Gentiles through his ministry. 20 And when they heard it, they glorified God. And they said to him, “You see, brother, how many thousands there are among the Jews of those who have be-lieved. They are all zealous for the law, 21 and they have been told about you that you teach all the Jews who are among the Gentiles to forsake Moses, telling them not to circumcise their children or walk according to our customs. 22 What then is to be done? They will certainly hear that you have come. 23 Do therefore what we tell you. We have four men who are under a vow; 24 take these men and purify yourself along with them and pay their expenses, so that they may shave their heads. Thus all will know that there is nothing in what they have been told about you, but that you your-self also live in observance of the law. 25 But as for the Gentiles who have believed, we have sent a letter with our judgment that they should abstain from what has been sac-rificed to idols, and from blood, and from what has been strangled, and from sexual immorality.” 26 Then Paul took the men, and the next day he purified himself along with them and went into the temple, giving notice when the days of purification would be fulfilled and the offering presented for each one of them. 27 When the seven days were almost completed, the Jews from Asia, seeing him in the temple, stirred up the whole crowd and laid hands on him, 28 crying out, “Men of Israel, help! This is the man who is teaching everyone everywhere against the people and the law and this place. Moreover, he even brought Greeks into the temple and has defiled this holy place.” 29 For they had previously seen Trophimus the Ephesian with him in the city, and they supposed that Paul had brought him into the temple. 30 Then all the city was stirred up, and the people ran together. They seized Paul and dragged him out of the temple, and at once the gates were shut. 31 And as they were seeking to kill him, word came to the tribune of the cohort that all Jerusalem was in confusion. 32 He at once took soldiers and centurions and ran down to them. And when they saw the tribune and the soldiers, they stopped beating Paul. 33 Then the tribune came up and arrested him and ordered him to be bound with two chains. He inquired who he was and what he had done. 34 Some in the crowd were shouting one thing, some another. And as he could not learn the facts because of the uproar, he ordered him to be brought into the barracks. 35 And when he came to the steps, he was actually carried by the soldiers because of the violence of the crowd, 36 for the mob of the people followed, crying out, “Away with him!”

Join us for this week's sermon!Whether you're seeking hope, direction, or a deeper connection with God, this message is for you. Each week, we open God's Word together to find truth, encouragement, and strength for the journey.

David Clark chats to one of Australia's most respected, and quietly one of its most exceptional, investors, Paul Moore, Founder and Chief Investment Officer of PM Capital. For more than four decades, Paul has built a reputation for exceptional long-term performance, deep fundamental research, and a rare ability to remain steadfastly contrarian when markets become euphoric or fearful. His flagship Global Companies Fund has delivered a remarkable compounding track record, most recently over 26% per annum for investors over the last five years, achieved without owning the Magnificent Seven, a feat almost unheard of in today's market environment. Paul shares: * The DNA of a great investor: why temperament, patience, and an ability to stand alone matter more than ever. * Lessons from 40 years in markets, from running a US equity fund as a 20-something to navigating booms, busts, and every style cycle in between. * Why value is the only thing that matters, and why so many investors misunderstand what “value” truly means. * The psychology of contrarianism and how to maintain conviction when the world is telling you you're wrong. * Sector and stock opportunities he sees right now, including European banks, global industrials, drug companies, and high-quality franchises trading at meaningful discounts. * His candid take on AI, FOMO, global imbalances, geopolitics, inflation, and why he believes investors need to temper return expectations in the decade ahead. * Why he partnered with Regal, how it extends his investing life, and why he intends to keep managing money “until the day I die.” Paul's blend of humility, blunt realism, and deep conviction makes him one of the truly distinctive voices in global equity investing.

This week's Wealth Formula Podcast is about the economics of sports—if you are a sports fan like me, you will love it. But before we get to that, I want to give you my two cents on one of the most important elements to financial success in anything: conviction. As I write this, Bitcoin sold off from a high of $126K to under $90K. Other cryptos have lost 50-90 percent of their value in the same time. It's been called a blood bath. Some are even saying it’s over for Bitcoin. I might even believe them if I hadn't seen the same story at least 5 times before over the past decade. True bitcoiners have tremendous belief in what bitcoin means to the world. Someone who bought $1,000 of Bitcoin in 2010 and simply refused to sell would now be sitting on hundreds of millions of dollars. That is the reward for true conviction. The irony of this bitcoin cycle is that many of those individuals with high conviction are finally cashing in on the fruit of their patience. Almost every day, another wallet that hasn't been active since 2011 is selling off a billion dollars into the market into the hands of Wall Street and governments. That's why prices are tumbling. But don't be fooled into thinking that these buyers are the dumb money holding the bag. The story does not end here. Nor is the Bitcoin story a one-off either. History repeats itself as the story of investments unfolds over time. In December 1999, Amazon stock traded at $106. After the dot-com crash, it fell to $5.97. Every talking head had a eulogy written for the company. But if you were crazy enough to hold through the storm, your conviction paid off spectacularly: $10,000 invested in Amazon in 2001 is worth over $20 million today. Now, moving on to the topics of sports. One of my favorite examples of conviction is from 1920, when George Halas bought the Chicago Bears franchise for $100. The Halas family could've “taken profits” countless times. They lived through multiple depressions, a world war, a dozen recessions, five or six league restructurings, labor disputes, player strikes, and decades of bad seasons. Anybody else would've bailed. But they didn't, and today, the Chicago Bears are valued at over $6.3 billion. These stories have different time periods and different industries, but they all teach the same lesson: Conviction is one of the most profitable assets you can own. That's the message I want to leave you before we move into a perhaps more entertaining topic: the economics of professional sports. Most people think of sports in terms of touchdowns, rivalries, and Super Bowl rings. But the truth is… professional sports is one of the greatest wealth-creation machines in American history. Few people understand those engines better than our guest this week. He's one of the clearest, most respected voices in sports economics today, and he's going to break it all down for us: salary caps, streaming deals, and team valuations. If you are a sports fan, you are going to love this week's episode of Wealth Formula Podcast! Transcript Disclaimer: This transcript was generated by AI and may not be 100% accurate. If you notice any errors or corrections, please email us at phil@wealthformula.com.  Donald Trump pretty much bankrupted the USFL by saying we’re gonna go head to head, uh, with the NFL instead of trying to build a a Spring Sports League. Welcome everybody. This is Buck Joffrey with the Wealth Formula podcast. Happy, uh, Thanksgiving week, uh, and uh, this week because it is a holiday week in, you know, football and all that kind of stuff that goes along with it. We’re gonna talk. About the economics of sports. And if you’re a sports fan like me, you’re gonna really like this. I really had fun with this interview actually. It was just like me asking a bunch of questions I always had. But anyway, before we get to that, I want to give you my 2 cents. One of the most important elements that I think there is give financial success in anything, and that is conviction. And I bring this up to you in part because Bitcoin sold off. Um, and well at least all the time, I’m recording this from a high of 126,000 and then it, it plunged actually below 90,000. And then of course, there were other cryptos that lost 50 to 90% of their value in the same time. Uh, yeah, it was a bit of a bloodbath. It’s been called a bloodbath and it is a blood bath. And of course, there are some who are declaring Bitcoin dead Again. Um, and you know what? I might even believe them if I hadn’t seen, uh, the same story, at least I’d say, I don’t know, maybe four or five times over the past I, eight years, nine years, whatever. True Bitcoiners though, have a tremendous belief in what Bitcoin means to the world and where this is headed. And some of them, well before I ever got in, right? I mean. That serious conviction because, you know, the people who were buying, you know, back in 2012, 13, I mean, this was completely outta nowhere, had no one’s, uh, no one’s support, nothing. In fact, in 2010, uh, you know, if, if you bought Bitcoin back then simply refuse to sell up until now, um, say you bought a thousand dollars of Bitcoin. You’d be sitting on hundreds of millions of dollars of Bitcoin, right? That’s the reward for true conviction. And those people, frankly deserve it. Because can you imagine if you just bought a thousand bucks or something and it was already up to a million, it was already up to 10 million and all the way up to 20 million, you still didn’t sell. I mean, I don’t even know if I could, I don’t know if I could do that. I don’t think I could. I mean, at some point I would be like, take the money and run. Right. Um. You know, it’s a funny thing though. The irony of this Bitcoin cycle that we have right now is that many of those individuals with, you know, super high conviction, um, the ones that were in way before any of us and before me, well, they’re actually, a lot of them are actually cashing out sort of the fruit of their patients. Right. Almost every day right now, you’re seeing a another wallet that’s been dormant since like 2011. And all of a sudden it sells. It’s something that has done nothing, but just sit there in storage, selling off a billion dollars into the market, probably, you know, started out as like 10 grand. Right? And where’s that money going? It’s going to the hands of Wall Street’s, going in the hands of, uh, governments. That’s actually the ironic part here. That’s why prices are tumbling. Because I think people are saying, well, gosh, we’re at a hundred grand. I’m sitting on hundreds of millions of dollars. I’m sitting on a billion dollars. Uh, I think it’s time to get out, right? But don’t be fooled, in my opinion, to think that these buyers are, uh, you know, they’re the dumb people holding the bag. I mean the, the people holding the bag, it’s Wall Street, right? They’re governments and reserves. And, uh, you know, big treasury companies, the story doesn’t end here. And the other thing is that Bitcoin story is not a one-off in history at all, right? In fact, you know, it, Bitcoin gets a lot of attention. But you even look at something like Amazon, right? December, 1999, Amazon stock trading at $106. Then the.com crash comes, and guess what? It fell down to $5 and 97 cents. That’s a Bitcoin like crash, right? And every talking had a eulogy written for the company. And if you were crazy enough to hold through that storm, your conviction paid off spectacularly. If you had $10,000 invested in Amazon in 2001, it’s worth over $20 million today. So anyway, that’s the point I have though. You know, it’s, the point is about conviction. Uh, and, and I’m not saying that you should just be dumb, buy something and be dumb about it, but especially on these asymmetric things where you think something could be really big, give yourself a time, a period, right? I mean. The only thing other than Bitcoin that I think I, I’m really interested in, in the crypto space is something called Solana. Solana is down like 50% from its ties, and I still think that, you know, when the dust settles, I think this is going to be something that’s gonna pay, pay off. Now if I were to watch it day by day, uh. It’s demoralizing, right? But, but I think the point is, if you have some conviction in something, give it some time. You know, say, I’m gonna watch this for at least five years if I can, if I don’t absolutely get into a situation where I need that money, which hopefully you don’t, because this is not where that kind of money belongs. Right? But give it some time and don’t look, there’s lots of noise, and, and, and then just give it some time and see what happens. Right? Now speaking of giving it some time, you know, a similar story in the sports arena in 1920, George Halas, I think it was Papa Bear, right? George Papa Bear. Halas bought the Chicago Bears franchise for a hundred bucks. Yep, a hundred bucks. Now the Halas family could have taken profits countless times, and they lived through lots of, uh, bad times. Depressions, uh, you know, world War, uh, a dozen recessions, five or six, uh, league restructurings, labor disputes, player strikes, decades of bad seasons. And maybe anybody else would’ve billed at some point if they’d made, you know, millions of dollars from the a hundred bucks. But they didn’t. And the Chicago Bears, as much as I don’t like the Chicago Bears, are valued over $6.3 billion. Now these stories, ultimately, they’re, you know, different time periods, different industries, but same lesson conviction, it’s one of the most profitable assets you can own or attributes at least. Maybe it’s not an asset, I don’t know. That’s a message I wanna leave you before we get into the topic of today, which is the economics of professional sports. Now, most people think of sports in terms of touchdowns, rivalries, super Bowl rings, all that kind of thing. But the truth is professional sports is one of the greatest wealth creation machines in American history, and few people understand those engines better than our guest this week. He’s one of the clearest, most respected voices of sports economics today. And he is gonna break it all down for us. We talk salary caps, streaming deals, team valuations. We talk about the Green Bay Packers and why they’re owned by the city of Green Bay instead of owners. All that kind of stuff that you might have wondered about but you never really knew. So if you’re a sports fan, enjoy it and happy Thanksgiving. We’ll have that interview for you right after these messages. Wealth formula banking is an ingenious concept powered by whole life insurance, but instead of acting just as a safety net, the strategy supercharges your investments. First, you create a personal financial reservoir that grows at a compounding interest rate much higher than any bank savings account. As your money accumulates, you borrow from your own. Bank to invest in other cash flowing investments. Here’s the key. Even though you’ve borrowed money at a simple interest rate, your insurance company keeps paying you compound interest on that money even though you’ve borrowed it. At result, you make money in two places at the same time. That’s why your investments get supercharged. This isn’t a new technique. It’s a refined strategy used by some of the wealthiest families in history, and it uses century old rock solid insurance companies as its backbone. Turbocharge your investments. Visit Wealth formula banking.com. Again, that’s wealth formula banking.com. Welcome back to the show everyone. Today. My guest on Wealth Formula podcast is, uh, Dr. Victor Matheson, professor of Economics and Accounting at College of Holy Cross. He’s a leading authority on sports economics, studying everything from the financial impact of mega events like the Olympics and World Cup, to the inner workings of professional sports leagues, lotteries, and public finance. Uh, welcome to the show. How are you? Well, thanks for having me. Great. Always happy to talk some sports economics. Oh gosh, this is interesting. I’m a huge, uh, I’m a huge sports fan, especially NFL and, uh, so, you know, instead of talking personal finance, you know, without, uh, without any, uh, uh, sports in it, this is definitely a, uh, welcome for me. So, um, well, vigor, let’s start, start with this, you know, um. Most of us who are big sports fans, you know, we’re really driven by the idea of the, the, you know, the, the emotion, the entertainment. Taking a step back from your perspective, how should we look at this whole ecosystem of sports as an economic system? Well, uh, first of all, it’s. It’s both bigger and smaller than, uh, than you would imagine. So if we think of the NFL, the NFL ha generat more revenue than any, uh, sports league in the world. Uh, this year it’ll come in somewhere around 22 ish billion dollars. Uh, that certainly seems like a lot of money. On the other hand, a Sherwin Williams paint store comes in at about that same sort of, uh, revenue, you know. On many podcasts talking about talking about paint, right? Um, if we talk worldwide, all the sports leagues all put together, uh, we’re talking about maybe a hundred billion or so, maybe 120 billion, roughly the same size as Johnson and Johnson. So, uh, you know, it’s a big industry. It’s a, you know, billions in with a B, but it’s also a tiny percentage of, of the total amount of economic. Being generated every year, and, and so we can easily get, uh, um, we can easily get ahead of ourselves and say, well, you know, uh, it’s the biggest company in the world, the NFL, it’s, it’s not even 500. Interesting. Um, so let’s talk a little bit about this, um, uh, how value is created in these leagues. So, so, you know, you said professional leagues are built on the economics of controlled scarcity. So talk a little bit about that, if you would, how this scarcity model drives value and, and, and protects, uh, uh, profitability. Right. So let’s compare, you know, let’s compare a Walmart. To the NFL, right? Uh, so Walmart takes a look at all these potential places that you could put a Walmart and they say, oh, this would be a good one. And a Walmart goes in. And now that Walmart’s generating economic impact and generating revenues for the, for the. For the company and all these sort of things. Now let’s look at the NFL, right? Uh, the NFL does the same thing. They said, Hey, uh, let’s look at Las Vegas. Would that be a good place for a, for a team? Uh, is is London gonna be a good place for a team? Uh, and they look at those. Uh, but here’s the deal. If Walmart looks at 50 places and says, Hey, these 35 would be good places. They’re not gonna just pick the best one for a franchise. They’re gonna put. Walmart’s in all of those, right? Uh, the NFL on the other hand, very specifically saying, you know, we actually don’t wanna put an NFL franchise in every place that we could, uh, make a profit in because we want to be in the, in a world where there are fewer NFL franchises than there are cities that want them, and that generates demand for this. Um, Walmart can’t do that because if Walmart doesn’t put in a franchise somewhere, uh, you know, Target’s gonna come in instead. Uh, that’s not gonna happen in the NFL, uh, because there’s no other competitor to that. So they can actually restrict the number of franchises they have, which means that every franchise is selling at a, a super premium price. These are, you know, at the lowest end, we’re talking five, six, $7 billion franchises. Now, uh, they could sell multiple new expansion franchises, but they choose not to. To maximize the value of those existing franchises. It’s been a while actually since the NFL expanded, um, the league. And I’m curious, what are, you know, what is it that drives them ultimately to do that? I mean, again, you just mentioned there’s this whole scarcity issue. I mean, what do you think are sort of the limitations or sort of the. You know, the, the, the points at which they say, well, gosh, maybe we do move to London, or maybe we do that. Like, do you have a sense of that? Yeah. So a couple things they wanna do. So first of all, one of the big things that all of the leagues in the United States have done is they want to be a big enough league to make sure that they cover all of the good spots or most of the good spots for a team. You don’t wanna leave enough good team locations that a rival league could come and start to challenge you. Right? So thinking back to the 1950s, uh, one of the most important sports leagues ever to come about in the United States. Actually never even existed. And this league is what was called the Continental League. And the Continental League in the 1950s arose as a challenger to major league baseball. Major League baseball in the 1950s was exactly the same size as it was in 1901. It was 16 teams. But the United States had grown immensely and the league had started to move, you know, the Dodgers to LA and the Giants to San Francisco, but you still had huge amounts of the country uncovered by baseball. And so this Continental League came about as an idea saying, you know what? We can take on Major League Baseball by putting franchises in places that it doesn’t exist. They said, oh, here’s our new eight league team. And the way Major League Baseball responded to that is before continental baseball could even start, uh, start existing, it said, oh yeah, well we’re gonna put a team in Minneapolis. We’re gonna put a team in Houston. We’re gonna put teams in these Lee in these cities that the Continental Baseball Association was gonna go into. And therefore, uh, continental baseball never got into existence because Major League Baseball expanded into those locations and everyone has taken that, that hit. You need to be big enough to make sure that every place with a, a good chance at having a team, or at least most of them, uh, are covered so that there’s 8, 10, 12 cities out there, uh, a big enough footprint that you could have your own new league. Uh, do that. So, I mean, if you look at the NHL, if you look at NBA major league baseball, NFL, all about 30 teams. There’s about 30 or a few more big cities. But what’s very important is there’s not 10 or 12 big cities out there, uh, without NFL teams, without football teams that. A rival league could move into that space. You know, I’m curious when you, you brought up that Continental league in baseball. It reminds me when I was a kid of, uh, the United States football, like the USFL and all, they got all these, uh, players, like I remember Herschel Walker started there and, and there was a number of actually guys who ended up in the NFL and being big stars there. So they, they definitely, uh, started out pretty strong. What went wrong for the USFL? It’s so funny you say that. Uh, the answer is actually one big, uh, name. It’s actually Donald Trump. Yeah. So, so what USFL did is, is they noticed that their niche was, um, was the spring, right? We play college football, we pay play high school football, and we play the NFL in the fall, which means that, uh, people out there in the spring, there’s no football out there to be had. The USFL said, you know, we could move into this market. So first of all, we’re gonna move into the spring where there’s not a rival. Second of all, we’re gonna take at least some cities where there’s not active, um, football teams either places like Birmingham, right? Uh, so any case, uh, what happened there is the USFL. Kind of got a little, its ego kind of got ahead of itself and it said, Hey, now that we’ve established ourselves in the spring, we do have some big stars like, uh, uh, Herschel Walker, like Doug Flutie, uh, some of these others. We’re gonna try to take the, uh, take the NFL on, uh, head to head and we’re gonna move from the spring to the fall. And the other thing they did that was very important is they filed a lawsuit against, uh, the NFL, saying that the NFL was engaging in antitrust activity that was keeping this rival league down. It was, uh, keeping them off TV by using their market power with some of the broadcasters. It was using its market power with stadiums to keep these teams out. And so they took him to court, and I think the, the hope was that there would have to be a settlement and that settlement would result in the USFL merging with the NFL. And the owners of the big teams in the USFL would kind of get a backdoor into the NFL this way. As it turns out, the court, in fact did find in favor of the USFL. Uh, they said yes, the NFL is engaging in illegal antitrust activity, but they also said. You guys are insane. Uh, going against the NFL in the fall, there was no way you’re gonna make it. So even though the NFL was found guilty, the jury only awarded $1 of damages. Uh, technically in antitrust cases, that’s tripled. So they actually were awarded $3 in damages and the league basically folded the next day. They won their lawsuit, but they folded the next day. But of course, the owner that had most. Most importantly pushed the league to go head to head against the NFL was the owner of the new, uh, New Jersey team, the Generals New Jersey Generals. Right? And it was Donald J. Trump. Donald Trump. Uh, so Donald Trump pretty much bankrupted the USFL. By, uh, by saying we’re gonna go head to head, uh, with the NFL instead of trying to build a, a Spring Sports League. Now, to be fair to Donald Trump, which I don’t necessarily want to be, but to be fair to him, um, there’s no guarantee that the USFL would’ve made it as a spring league either, but I think anyone, again, a jury looking at this said there was just no chance of that league, uh, surviving against, uh, the NFL. If you try to go head to head in the poll. Just, just outta curiosity, uh, you know, there, when you talk about Trump, I know like he’s had an interest in, you know, professional football teams for a long time where he did, at least, there’s a certain politics that goes into buying an NFL team as well, right? Right. So the NFL is a partnership. Yeah. Which means that they can choose who they decide to partner with. And, uh, the presumption was, uh, in the 1980s when Donald Trump was trying to become an NFL owner that Donald Trump, uh, neither had the money, nor had the friendships among other NFL player, uh, NFL owners, uh, to get into that very exclusive club. And so again, he was able to get into the USFL because it was a much lower buy-in, in terms of, of cost. The USFL owners couldn’t be as picky about who they wanted as fellow partners, and again, I think Donald Trump saw the USFL as a way to potentially get into the NFL through the back door through this lawsuit, and, and by moving directly in the, in the fall because the jury just didn’t find that, that there was any plan. By which the USFL teams could have ever become profitable, uh, going head to head in the fall against the NFL. Let’s talk a little bit about sort of valuations, because what’s interesting is, you know, you’ve talked about scarcity and, you know, the way that the leagues have manipulated, uh, that to make sure that there, you know, the values continue to grow, but at some point in the last 30, 40 years, the numbers just really skyrocketed, right? Where these football teams, you know. It wasn’t a straight line in terms of how much they were worth. What, what went into that massive inflection of, uh, of, of valuation? So, first of all, I think you’re exactly right. There has been this massive inflection. Uh, so I’ve been teaching sports economics since the 1990s and, and the 1990s were kind of at the end of an era where this was really one of the sames back in the seventies, eighties, and even as late as the early nineties, that if you wanna become a millionaire. Start out a multimillionaire and then buy a sports team because it was a, it was just a, uh, a dumpster fire that you could just burn up cash without any hope of any sort of real return. And that changed in probably the late eighties, early nineties. That really changed, uh, a couple things. Change that, uh, first of all. By the nineties and certainly by the two thousands, um, most of the big professional sports in the United States had solved lots of their labor relation problems with the, with the athletes. So there was always this question about, uh, you know, do athletes have the ability to bargain with other teams? Are they able to get free agent, uh, agency, are teams going to be constantly fighting and, and spending every dollar that they can down to the point of bankruptcy to buy that superstar team? And what happened again in the nineties, starting in the eighties through the nineties and the two thousands is pretty much leagues have, uh, agreed to a world where. We’re gonna limit the amount of spending, uh, that we’re gonna do on players so that we’re not all bankrupting each other, bidding for players. In order to get the players to go along with that, we come to an agreement that we’re gonna share basically half the money with the players. And that’s exactly how the NHL works, the NBA works and the NFL works. Major League Baseball is not like that yet. And we may see not this season, but the next one, um, them trying to finally join ranks with the other, uh, with the other leagues. Uh, the question is whether we’re gonna see that happen without a gigantic, uh, work stoppage that. You know, some people who are pessimistic think we’re, we may not have baseball at all in 2027. 2026 is fine, but 20, 27 may, may fall. So as soon as like your costs are all covered up, that you know that everyone is kind of playing on a level playing field. Once we know that we don’t have to worry about bankrupting ourselves. We are only paying players, what we’re bringing in as revenue. All of a sudden, this is a fairly safe investment in a way that it never was prior to, you know, this all dying down. Couple other things going on here as well is, of course, the country’s gotten bigger. We have gotten bigger, but without adding additional, many additional franchises, which means, uh, those, those tickets are becoming increasingly expensive. We’ve gotten richer in a, in a skewed fashion, so that, uh, that of course the rich have gotten richer, a lot faster than the poor have. But of course, going to a baseball game, especially with those luxury boxes and things like this, is, uh, an activity that is reserved for the wealthy. And as the wealthy have gotten more, uh, uh, have gotten, you know, increasingly rich, uh, that means that. You know, businesses like Major League Baseball in the NFL that cater to the upper class, uh, do disproportionately well. And the last thing, and I’m sure you’ve talked about, uh, this before, is on your show, obviously you can have, um, you can have investments that are irrational as long as you think there’s someone later that’s irrational, that you can, you can hand it off to, right? This is, this is all the Greater fool theory. Uh, although I don’t think necessarily in this case, the, the owners are fools, but. Sports teams are a toy of billionaires that you say, well, look, I, I am, I’m a Mark Cuban. I’ve made billions of dollars. Now I want to spend some of my, my money on a, a fun asset. You know, you and I might collect a baseball cards. Mark Cuban might collect baseball teams, right? Uh, so, uh, in a world you might be willing to overpay because you wanna be a sports soldier and you wanna rub elbows with. You know, KA Leonard, you wanna rub elbows with, uh, with, with Shhe Tani. Um, and you may be willing to overpay for that asset, but guess what? 20 years down the way, there’s still gonna be another billionaire who wants to rub elbows with that next generation of superstars. And so you’re fairly sure that the next time when it comes to sell your franchise, there will be another person who’s willing to pay a premium for that asset as well. So again, as we’ve gotten more billionaires, more billionaire wealth, um, this is something that, uh, you know, has attracted folks like Steve Ballmer to, to part with, with big money. And, uh, again, as billionaire assets have grown, uh, the ability and the desire to buy these teams has grown as well. I would think a major driver of the value. Is also coming from, um, the, the media sources, uh, that are changing, right? Where, I mean, I remember, you know, again, being a kid and there was this, you know, there was Monday night football and it was on NBC and. And that, that’s how it worked. But now there’s like bidding for these things and you’ve got Amazon, uh, doing Thursday night football, which is a little weird. Um, and you know, you sometimes you have, uh, uh, you have games on Peacock. What’s going on with that? How does it affect the economics? Uh, and ultimately, like where is this headed? So, uh, in a, in a league like the NFL, uh, over 60% of all revenues that they generate is media revenue, right? Because most of us aren’t going to games every day, uh, too expensive for us, or too time consuming or all sorts of other things. But, uh, lots of us tune in on tv. So we’re talking about, uh, well over $10 billion of annual media contracts with the NFL. Um, and those numbers have been going up, uh, at least in part because you have media companies, uh, in a pretty competitive environment bidding against one another for these things. Now, one of the things about, again, things like the NFL or the NBA is it allows broadcasters or other types of TV networks to bring in customers in a way that their regular programming doesn’t. So a, a company may actually be willing to overpay for the NFL, kind of as a way to get people to buy all of your other products. A famous example from early days, uh, is, is Fox, right? So in the old days there were three big networks. So old days, I’m talking, you know, 1970s, there were the three big networks, right? There was A, B, CNB, C, and CBS, and they all competed against one another. And then in the 1980s, this rival network came up and this is Fox. And they wanted to get into all these markets nationwide. Well, how do you make sure that a. A local station decides to pick up the Fox programming. So for example, I grew up in Denver and Denver had a, had a, an independent channel that, you know, played reruns and all sorts of other things, and, and so they have a broadcast license already. Fox goes up to them and says, Hey, would you like to carry our regular programming? And, and that, that channel said, well, I don’t really think so. We’re doing fine showing Gilligan’s Island and Love Boat and things like this, and we don’t need, uh, an entire set of your programming. We’re doing just fine, as as it is. Uh, so Fox couldn’t get a foothold in that Denver market. So what Fox does is they buy rights to the NFL. All of a sudden now they go back and say, Hey, we’ve got all this Fox programming, we’ve got the Simpsons, and we’ve got, I don’t know, uh, you know, uh, you know, these early, these early Fox programming. But, um, they say, but we also have the NFL. You can’t, you can’t turn down the NFL. And then all of a sudden that existing affiliate says, okay, all right, we’ll add the whole line of Fox programming because you’re right, we can’t turn down having the NFL. So what, what basically happens here is the NFL serves as this kind of must stock item. And uh, you know, Fox was willing to overpay for the NFL because now they’re gonna get everyone to be able to buy the Simpsons and everything else they were offering at the same time. Uh, and so media rights have gone much, have gone up much faster. And we see this all over the place, right? How do you get people to buy. Amazon Prime. Well, let’s say that’s the only way you get to watch, uh, football on Thursday nights. How do you get people to buy, you know, apple tv? You offer major league soccer games as part of their package, right? Uh, and so this is how you kinda legitimize yourself as an actual, real, uh, you know, quote real media company is by offering some, uh, live. Live sports. And that gets people who would not otherwise buy Netflix or Amazon Prime or Apple, uh, to actually purchase those because again, they’re offering this secondary item. Then presumably that in turn drives up the value of of the NFL and you know, they’re bringing in a lot more money because they’ve got not just the three major networks bidding on them, but they’ve got all sorts of big companies with deep pockets. Willing to, you know, increase their, their, their revenue is and, and that sort of snowballs. Is that, is that fair? No, and that’s exactly right. And, and for as much as I talk about, you know, that billionaire who wants the an NFL team or an NDA team as a. Prestige asset. Uh, they’re also concerned about having it as an actual functioning asset as well. So I’m willing to pay, you know, a lot more, even if I’m willing to pay a premium. That premium is based on a fundamental value in the first place. And how do you drive that fundamental value? You drive that fundamental value by maximizing the revenue you generate through things like media contracts, and by maximizing. And by minimizing your costs, by making sure that your labor costs aren’t gonna run away with you, uh, because again, hopefully you, uh, most of the leagues have solved kind of their long-term labor, uh, their labor strife between them and the players within each league. There is also some different rules, and specifically, again, being a big NFL fan, I love the fact that the NFL has a salary cap and profit sharing for each team. ’cause it makes for a much more competitive league, basically, you know, for people who don’t know what that means, essentially each team can pay, has a salary cap of how much they can pay players for a given year. But not all of the leagues have that. Uh, I don’t really follow the other ones. I, I’m not sure who has it, who doesn’t, but I know that, like in baseball, I don’t think they have that. And it creates a situation where you’ve got the Dodgers or the Yankees in, in, in the World Series. More often than not, and you know, you’re not getting the smaller teams usually. No. So you’re exactly right. So the NFL has what’s called a, uh, a salary cap, and it’s actually got what’s called a hard cap. So they’re actually quite serious about this, and there are very few exceptions that can be made to go over this cap. Uh, this cap is based on the total amount of revenue that’s being generated by the league. Uh, and again, the cap basically is the way that they make sure that they share. A fair proportion of the money with the players. Uh, what’s also important is they also have a floor. So the, the cap this year is about 225 million, if I remember right, but the floor is about 200 million. So every team in the league basically is spending the same amount on labor this season, which makes for a very even playing field. And we know that some teams are gonna lose and some teams are gonna win. And it seems like the Browns and the, and the jets never win. And it seems like other teams always do. But what’s important about that is it’s not just because they’re in a big city, that they have these gigantic revenue advantages and that they can buy a championship. It really is, you know, who is smartest with their money, who’s smartest with your coaching, who’s lucky with the draft and things like this. And, uh, that makes for a very nice thing here. What’s also super important is the NFL has a gigantic amount of revenue sharing, and the reason for this is every single game you watch on TV is part of a contract that’s being sold by the league, not the team. And because of that, the league is generating all these, all this revenue, and then is equally distributing that money to each of the individual teams. So a, a team playing in little tiny Green Bay is generating exactly the same amount of media revenue as the New York Giants. Or the LA Rams. So that’s really nice. Uh, again, gigantic amounts of, uh, again, even revenue sharing to all the participants. As a matter of fact, of all of the businesses in the United States, the NFL is probably the single most socialist company. In the United States. So this Great American pastime is wildly socialist when it comes to how they distribute their, their income. So what incentivizes a team to be better and to win Then from the ownership standpoint, if there’s revenue sharing, is it just at the, the other sources of income that come, like advertising, things like that. I’m, I’m just curious, like if there’s so much revenue sharing, what is it that drives a team to, you know, try to be better from the ownership standpoint? So first of all is that being bad doesn’t help you, right? This isn’t major league baseball, so we’re gonna go the o. The other extreme, at least for a US sport, is major League baseball. No, uh, salary cap there at all. So you can pay, uh, players as much as you want, although there is what’s called a luxury tax. So as you, as your, uh, salary, your total payroll gets too big, you start getting, uh, uh, paying penalties to the league, which is then redistributed to the poor teams in the league. That being said, you can spend as much as you want. So yeah, the Dodgers, they spent somewhere, uh, by some accounts somewhere around $400 million this year on talent, including, you know, gigantic contracts to folks like Shhe, Tani, right? Um, but there’s also no minimum either. So if you’re a team that decides, hey, we’re not even gonna bother to try to compete this year, uh, you are the. I don’t know to, if I should call them the Oakland A or the Las Vegas a a or the Sacramento A or the Traveling through the desert, sort of a for a while. Um, but, you know, this is a team that made a decision not to compete and had a, had a tiny payroll. Uh, other teams have decided to do this, and the, and the NFL you could decide that you didn’t wanna win. But it wouldn’t save you any money because again, not only is there a salary cap, there’s a salary floor. So if I have to pay $225 million each year anyway, I might as well try to win with that 225 million. Uh, ’cause I don’t have a choice to just collect my paycheck and hire, you know, the Minnesota Gophers for $20 million, uh, for my, for my team this year. ’cause that’s not an option. Right. Um, one of the things I wanted to just kind of, uh, drill down a little bit on is the model of the Green Bay Packers. As you um mentioned, it’s a tiny little town, northern Wisconsin. Uh, not much going on there. I’ve, I’ve been there myself for a game. It is unique in that it is owned, not by billionaires, but it’s owned essentially as by the fans. How, how does that work? And, and I guess the question is like, why, why aren’t other teams modeled that way? So other teams are not modeled that way because the NFL does not want other teams to be modeled that way, nor do any of the other, uh, major leagues out there. Uh, it’s not good for the NFL for a couple reasons. Uh, first of all. They have to open their books. If it’s a public company and they don’t like to open their books, um, you also don’t have a face for that, uh, league in a way that, that a person couldn’t, couldn’t be in there, uh, pouring extra money in as a kind of a, an, an angel investor. Uh, on top of that, uh, you can’t threaten to relocate to another city unless you get taxpayer subsidized. Um, you know, uh, stadiums and things because it’s a publicly owned team and we know that, that those public owners will not ever decide to move that team out. How did they get that status in the first place? That’s an interesting story, and it’s a story that’s not unique to. The Packers, but it is fairly unique to the United States. So, uh, in the rest of the world, this type of ownership model actually is fairly common. Um, teams that your, you know, listeners would’ve heard of, like Barcelona, like Al Madrid, these are club owned teams. Um, there is not an owner there. They are owned by the fans themselves, and they’re in the business of. Trying to stay in business every year while winning as many games as possible. Uh, there is, they’re not trying to win trophies for a, a Steinbrenner or a Mark Cuban. They’re trying to win, uh, trophies for that fan base. That literally, again, the, the season ticket holders are those owners. Um, the NFL itself, you know, was, was a very hard Scrabble league for a long time. It started in 1920, uh, and between 1920 and 1935. Roughly 55 teams played at least one season in the NFL. And of those 55 teams, basically all but about six of them, had gone outta business or relocated at some point in here. Uh, this is why actually we got such a socialist, uh, uh, business model here is because the owners of the big teams, the owners of the bears. Uh, the owners of the Giants, uh, they said, look, you know, this league isn’t gonna work if we can’t actually find someone to play. And yeah, we’re making money here, but we’re not gonna continue making money if we can’t find other teams that are gonna work in this league. So they said, Hey, we are gonna be very generous. We’re gonna make sure that, that we share our revenues with the people, uh, the other people in our league. We would rather have a small piece of a big pie, uh, than a big piece of a pie that is tiny or disappears completely. Uh, so that’s why we ended up with this, uh, revenue sharing. And of course they were very open to any sort of model that kept stable teams around, including a model where rather than some rich owner in, in Green Bay owns that team. Instead, it’s a municipally owned team. As long as that team had stability and conform long-term rivalries and can afford to put forward a product that’s gonna, that’s gonna work on a, you know, on an NFL field to make a competitive product, they were happy to kind of do whatever they needed to do because again, this was a, this was a really tough league to be in. For the first roughly 20 years with, you know, a lot more successes. There’s been a lot of talk, uh, I know about private equity entering the, uh, the NFL. Tell us, give us a little bit of an understanding of that. I mean, obviously, I, I kind of think of these owners in these buying groups as private equity already, so what’s the big deal? Is the point. So in most sports leagues have already allow private equity and already allow ownership groups with multiple owners, uh, to, to own teams. So again, uh, you know, the, the Red Sox, they have multiple owners of, of that team. Uh, again, Celtics, same sort of thing. Um, but in the NFL we have required basically one owner, right? So this is a, a person. That owns the team and is the face of the team and is this controlling majority owner, uh, they’re going to explicitly allow external people unrelated to the ownership group, to own pieces of NFL teams here. Uh, and I think the, the real issue here, uh, has to do with, uh, there are some franchises in the NFL where the owners are asset rich, but cash poor. I’m thinking actually, for example, the Bears. So the bears are still owned by the same group. Who bought the Bears back in 1920 ish. Right? So this, you know, the, the same family, the Halas, uh, have owned this team for a hundred years. Uh, by this point, you know, little pieces of the team have been handed down to all the cousins and the grandkids and the great grandkids and this sort of folks. Uh, so, uh, you know, I think in total there’s something like 86 different owners of the, of the Bears now, but they’re all part of that original ownership group that everyone. You know, has inherited a little, a little share here. Now mind you, you know, one 86th of the, uh, of the bears is like a hundred million dollars. You know, the bears are probably an $8 billion franchise. And so that’s a hundred million dollars of assets that each one of these grandkids has just because, you know, their grandfather made a smart, uh, smart investment a hundred years ago. Um, but it doesn’t mean that they can live the lifestyle of a person with a hundred million dollars. Because they’re not allowed to sell their share to anyone because private equity was never allowed. And the amount of money that that team is actually generating in terms of annual operating profits isn’t super high. So you’ve got a world where you’re wildly rich, but you can’t really do a lot with those riches. So you know, this is a team that would be prime for the idea of, well, let’s sell off 20% of this. 20% of the team is gonna be maybe a couple billion dollars. And, and then we will just share that basically it’s a big Christmas present to each one of these, uh, these kids here. And again, the, the thing here is that’s $2 billion in cash that each of these small minority owners gets rather than, you know, an asset that they can’t actually use. To buy a yacht in Monaco. Right? And so that’s giving these kids, or the, you know, these minority owners an option to basically, uh, you know, get liquidity for their ownership. And, and that’s the big difference, right? And of course the other thing is, is there are lots of wildly rich people who would like to be an owner of a team in a way that you could do that 20 or 30 years ago by being just a, you know, just a multimillionaire or a multi, multi multimillionaire. That was enough. Uh. You know, you can be a billionaire nowadays and not have nearly what it needs to become an owner in one of these big groups. So, uh, you know, if we think about, uh, Arod, right? Arod bought, uh, the Timberwolves, uh, in the NDA, um. But he couldn’t do it alone despite the fact that he was, uh, you know, for 10 years the highest paid athlete in the world, you know, signed the single biggest contract, uh, in the history of professional sports, uh, when he did so. Uh, and even a guy with that sort of money doesn’t have enough money to buy a sports franchise. So, uh, I think the NFL is, you know, looking down the, the road to a, a world where. Someone wants to sell, but there’s not that many folks with $10 billion out there. And so the idea that we were gonna keep a, a world where there’s gonna be one single owner forever, uh, you know that that’s a pretty small pool of people in a world where you’re thinking about selling franchises at $10 billion. But if we allow these to be sold private equity wise. Then people can live their dream of being a sports owner, you know, for a mere couple billion dollars. And of course, that increases the pool of, of potential people by a lot. You know, you, you mentioned, um, during, just a minute ago in, in passing that these teams don’t actually necessarily throw off a lot of cash. They’re not, you know, they’re not super profitable. It’s not like a bunch of money’s being distributed to owners. Uh, can you talk a little bit about that? I, I didn’t know that actually. Sure. So a bunch of these teams in, in fact, in terms of operating revenue, don’t actually generate gigantic amounts of, of money every year. Uh, again, taking an an NFL team, so an NFL team is gonna generate, you know, somewhere around $500 million, maybe six or $700 million a year, but you’re already competing about 250 million of that to, uh, to the players. So half of that revenue coming in automatically is going to the players. If you built yourself a new stadium anytime recently, obviously you could have big payments on that. Uh, there’s other operating expenses associated with that. Um, in, in a world where you’re not the NFL, but you’re a world like, uh, major League baseball, where. You have much more variability in your, in your player costs year to year and more variability in your revenue. Uh, you could easily end up with years where you’ve got negative cash flow or at least negative profits, and, uh, and that means that you need, you need to be able to weather that. And so of course that’s one of the reasons, for example, why the NFL, you know, wouldn’t just take anyone as an owner, you need to be for sure rich enough to, uh, to weather both the ups and the downs. Again, if you borrowed any money to, uh, to purchase the team, uh, that’s obviously a big, uh, big interest payment there as well. So you could easily have teams again, depending how the owner purchased that, that are not kicking out gigantic amounts of cash on a year to year basis. One of the things that I’ve been hearing about, I don’t really know how this would work, is the, is of private equity moving into potentially like college sports. So we’ve seen some changes in, uh, for example, in college football where now these players can legally get paid. So it’s, it’s starting to look more and more like a professional. Uh, professional league. So how would that work if you’ve got private money essentially buying, uh, the sports teams of an individual university? Or maybe I’m not, maybe that’s not exactly what’s happening, but that’s kind of the impression I got. So first of all, that is exactly what could be happening and, and what people are talking about. Uh, I am deeply skeptical that this is a good idea for the institutions involved. Um. So basically it works exactly like any other sort of, uh, sports franchise, right? Uh, basically you would have an owner, uh, you know, let’s call him Mark Cuban, although he’s not, you know, he’s, he’s not talking about doing this. But imagine Mark Cuban decided he wants to buy, uh, Ohio State, right? Uh, so he comes up with a a billion dollars hands over a billion dollars to Ohio State. And now Mark Cuban is the recipient of any revenues being generated by the Ohio State, uh, program here. Um, and so this works like, just like anything else, right? So this is, this is basically, um, a person like bringing money in, in exchange for a piece of the action. Uh, the reason I’m highly skeptical about this because. Uh, remember the name of your university is very, very strongly tied with the name of your athletic program, right? So, you know, the Ohio State University is the name of both the educational program as well as the, uh, you know, the sports teams, right? And so, uh, one of the reasons that that schools have sports teams in the first place. Is as a method of advertising for their other things, right? So they, they use spectator sports to bring in the students to, uh, bring in, uh, actually, you know, public taxpayer money, all sorts of things. Um, and of course if the school controls the money from the, uh, you know, controls the athletic program as well as the academic program, then we can presume that the interests of the athletic program and the academic program are aligned. As soon as you’ve sold off your, your athletic program to an external, uh, you know, an external buyer, then you have every reason to believe that the incentives of that athletic program, the incentives of the. Academic program are no longer aligned in, in a way that is useful. Um, for example, you could have that, that equity person say, you know what? I’m gonna make money no matter what, and I’m just gonna tank all of our programs because I’m gonna generate more revenue by spending less. And that’s what maximizes my profit. But that may very well harm the academic side. And so if you allow, you know, private equity to come in and they have any control. Over that, uh, athletic program, you basically outsourced an extremely important part of your business while still meaning that your business in the athletics is, is importantly tied to the other parts of your business that you haven’t outsourced. And, uh, that makes me deeply concerned for anyone who would consider going down this route. Is, is that likely to happen, do you think? I don’t think anyone who makes predictions about college sport to this point, uh, can, can do that with any certainty at all. It’s fascinating stuff. Um, and one last question I guess for you, which is, you know, we talk about like people who own teams, uh, being, you know, multi-billionaires. Um. Is there any way that fans can still get a stake if they’re just simple millionaires? Is that just not something that’s po un unless you’re live in Green Bay, I guess, is that pretty much non-existent? So it depends what you’re interested in doing, right? So if you’re a mere multimillionaire, uh, you’re not gonna become an NFL owner. You’re not gonna become an NDO owner. Right. Mm-hmm. Um, if you’re very famous and a multimillionaire, you might be able to come into an ownership group because they want you as the face of the organization. Right. Um, one example of this was George W. Bush who came in with a very tiny ownership stake, uh, when, uh, he bought the Texas Rangers and he owned about. 2% of that, that team. But he was the face of that because he was the son of the president. Right. Uh, and, and then when the Rangers did well, uh, you know, he, he made a fortune doing that as well. So, um, the answer is generally no. But as long as your heart isn’t wedded to the NFL or NBA, there are certainly options that you can come into. Right. Um, we have seen. One tier down, uh, buying into things like the WNBA or the, uh, NWSL in women’s soccer or, uh, or women’s basketball. Uh, even that’s become pricey nowadays. These are a hundred million dollar franchises now these days. Or you can take chances with lower level, essentially minor league, uh, soccer in the United States or, uh, elsewhere, uh, in, in the world. And I think you know where we’re going here. So if you’re a merely. Multimillionaire, uh, and you’re a, a famous, uh, movie star or two, you could put your money in and buy a football or soccer team in Wales, uh, called Reim. Right? And of course, that’s exactly what Ryan Reynolds did. And Malaney and, uh, you know, they did not have anywhere close to NFL money despite being famous guys, you know, big movie stars, you know, you know, tens of millions of dollars in, uh, in money. They’re nowhere close to being NFL owner money. Guess what they were wreck some owner money and, uh, they get all the fun and excitement of being an owner without needing to be a billionaire. Interesting. Well, listen, uh, I, I appreciate all your time and, uh, it’s, it’s fun for me personally as a sports fan to see how this stuff works. Um, do you have a site where you write, do you have people curious about this stuff or, or how can they learn more? So how people can learn more is, uh, is there is some fun sports economic stuff out there. Uh, the classic, uh, book in sports economics is of course Moneyball by Michael Lewis, who of course is a great writer about all things finance and, and people who are interested in, in general interest books about, you know, all sorts of things related from to the tech boom to, uh, obviously the financial crisis of the two thousands to. His early days in, in junk bonds in the 1980s. Uh, Michael Lewis is one of the, one of the great writers out there. Um, uh, other fun books by colleagues of mine, uh, omics by Stephan Semanski is, is a fun one. Uh, and, uh, you know, you can catch up, uh, with some, uh, some. Other podcasts that, uh, that follow these sort of things, including Freakonomics has often things on sports that are, that are fun as well. Uh, unfortunately if you wanna, you know, hear from me, it’s all textbook stuff and then I’ll have to give you a grade. And so probably that. Uh, but again, it, it’s a great time to be a fan of sports and of economics ’cause there’s just so much good stuff out there. Thanks so much for being on the program today. Again, my pleasure. You make a lot of money, but are still worried about retirement. Maybe you didn’t start earning until your thirties. Now you’re trying to catch up. Meanwhile, you’ve got a mortgage, a private school to pay for, and you feel like you’re getting further and further behind. Now, good news, if you need to catch up on retirement, check out a program put out by some of the oldest and most prestigious life insurance companies in the world. It’s called Wealth Accelerator, and it can help you amplify your returns quickly, protect your money from creditors, and provide financial protection to your family if something happens. Steve, the concepts here are used by some of the wealthiest families in the world, and there’s no reason why they can’t be used by you. Check it out for yourself by going to wealth formula banking.com. Welcome back to the show everyone. Hope you enjoyed it. And, uh, once again, uh, I wanna just wish you a happy Thanksgiving and, uh, thank you for, you know, being a listener of this show. And one more thing, just a reminder, uh, we are heading into sort of the last month or so. Of, uh, investment possibilities in the investor club. Wealth formula.com is where you go to join that group. And if you’re looking for a last minute tax mitigation type investment, make sure you sign up as soon as possible. Uh, that’s it for this week on Wealth Formula Podcast. Happy Thanksgiving. This is Buck Jre signing off. If you wanna learn more, you can now get free access to our in-depth personal finance course featuring industry leaders like Tom Wheel Wright and Ken McElroy. Visit wealthformularoadmap.com.

Message from Will Lewis on November 23, 2025

As a combined project of a podcast series and TV documentary, First Conviction was over 15 months in production. In this bonus episode - and in a first for RTÉ - we give an insight into how the entire production was made through all of those involved. Hosted by Aoife Hegarty (Deputy Editor, RTÉ Investigates), we hear from Tim Desmond (Producer, RTÉ Documentary On One), Philip Gallagher (Director, RTÉ Investigates), Pamela Fraher (Reporter, RTÉ Investigates), David Doran (Editor, RTÉ Investigates) and Liam O'Brien (Series Producer, RTÉ Documentary On One). We also hear from our host Ruth Negga and composer Mel Mercier.See omnystudio.com/listener for privacy information.

Paul writes to Timothy from his cell while Timothy faces a church brawl-- quarrelling controversies, counterfeit teaching. It feels less like a sanctuary and more like a saloon as chaos spreads. In moments like that, what does a servant of Jesus do? Paul aims Timothy's heart--see the goal, examine yourself, refuse foolish fights, and display the measured strength of Christ. Conviction with gentleness, clarity with patience, for the good of God's household and a watching world.

Headlines for November 20, 2025; Climate Crisis Displaces 250 Million Over a Decade While U.S. & Other Polluting Nations Close Borders; Brazilian Indigenous Minister Sônia Guajajara on Fossil Fuel Phaseout, Bolsonaro’s Conviction & More; The Race to Save the Amazon: Top Brazilian Scientist Says Rainforest Is at “Tipping Point”

Zach Adams is one of three men charged in Holly Bobo’s 2011 murder. His brother Dylan and Jason Autry took plea deals. Adams now hopes a judge will grant him a new trial.See omnystudio.com/listener for privacy information.

What does South Africa need now, according to Floyd Shivambu? And will he be the answer to our political problems? Phumi Mashigo unpacks the evolution behind the headlines with him - from the ANC Youth League to the EFF, a stint in MK, and now his role in shaping the Afrika Maibuye Movement. Is this reinvention or conviction in motion? Floyd speaks candidly about ideological consistency, political disillusionment, organisational decay, and why he believes South Africa still needs a true revolutionary movement. If you've ever wondered what motivates a strategist to abandon comfort for controversy, this conversation is essential listening. The Burning Platform

How do you know if what you're feeling is from the enemy or is from the Lord? Let's unpack this in today's episode and teach you how to clearly distinguish condemnation (from the devil) from conviction (a gift from the Holy Spirit!)Send us a text! We would love to hear from you! Uncover your God-given gifts, declare His truth over your life, defeat imposter syndrome, and grow the Kingdom of God as you walk confidently in your calling.These workbooks include daily Scripture, guided reflection prompts, & journaling space to help you hear from God and apply His Word in every area of your life.Grab your Workbooks HERE.Or you can DM us "Workbook" on Instagram!  To check out the Wellness Store, go to @Jordan_Vesper and DM the word "Wellness". I'd love to share more about the store with you. Support the showOur new Instagram name is @WithinHerSoulMinistries if you want to connect with us! Check out all our Spiritual Growth Resources at withinhersoul.org Resources for New Christians: - Study Bible to help you understand the Word - Find a Church near you

In a jaw-dropping exposé, Tara reveals how top Democrats—including Hakeem Jeffries—were inviting Jeffrey Epstein to high-level fundraising events after his conviction for child sex trafficking. The same figures now calling for “full transparency” on Epstein were once seeking his money, access, and influence. She exposes documented outreach to Epstein for a private meet-and-greet with President Barack Obama, as well as allegations against Delegate Stacey Plaskett—accused by Epstein's victims of aiding his trafficking network and later caught receiving guidance directly from Epstein to help attack Donald Trump during congressional questioning. While critics push unsubstantiated claims about Trump, available evidence points directly back to key Democrat leadership. This episode digs deep into the hypocrisy, double standards, and the staggering silence from media and party insiders.

Today on Healthy Mind, Healthy Life we step into a conversation that cuts through noise and gets real about purpose, conviction, and mental resilience. Joseph M. Lenard, a number one best-selling author across fiction, faith, politics, and self-help, joins Sana to explore what it actually takes to keep creating when life feels unpredictable. This episode unpacks personal responsibility, mental clarity, writing as emotional processing, and how creativity becomes a lifeline through chaos. The tone is candid. The insights are grounded. The message lands hard for anyone navigating stress, uncertainty, or self-doubt. About the Guest  : Joseph M. Lenard is a best-selling author known for weaving themes of patriotism, human connection, faith, and resilience through his work. His catalog includes fiction, political commentary, writing guides, and mental health reflections. His approach blends personal storytelling with purpose-driven creation. He hosts multiple podcasts and remains committed to sharing hope, humor, and practical frameworks for emotional strength. Key Takeaways  : • Writing can function as emotional regulation and a practical method for processing anxiety, stress, and depressive moments. • Creativity becomes more sustainable when paired with purpose, community, and a willingness to engage diverse viewpoints respectfully. • Positive human interactions, even subtle ones, can create long-term ripple effects. This reinforces the value of everyday kindness and micro-connections. • Mental resilience requires recognizing that negativity exists. Choosing environments and people that elevate rather than drain can shift emotional outcomes. • Humor can mask emotional struggle but also serves as a therapeutic tool that creates shared humanity and connection. • Legacy is shaped not by perfection but by the intention to contribute something meaningful. Even small acts create impact. How to Connect with the Guest   Website: https://josephmlenard.us/ Amazon Author PageBook Site: terrorstrikes.infoSearch: Joseph M. Leonard on EverybodyWiki Want to be a guest on Healthy Mind, Healthy Life?   DM on PM - Send me a message on PodMatchDM Me Here: https://www.podmatch.com/hostdetailpreview/avik Disclaimer   This video is for educational and informational purposes only. The views expressed are the personal opinions of the guest and do not reflect the views of the host or Healthy Mind By Avik. We do not intend to harm, defame, or discredit any person, organization, brand, product, country, or profession mentioned. All third-party media used remain the property of their respective owners and are used under fair use for informational purposes. By watching, you acknowledge and accept this disclaimer. About Healthy Mind By Avik   Healthy Mind By Avik is a global platform redefining mental health as a necessity, not a luxury. Born during the pandemic, it has become a sanctuary for healing, growth, and mindful living. Hosted by Avik Chakraborty, this channel brings you powerful podcasts and grounded conversations across mental health, emotional well-being, mindfulness, holistic healing, trauma recovery, and self-empowerment. With over 4,400 episodes and 168.4K global listeners, we are committed to amplifying stories and breaking stigma worldwide. Subscribe and be part of this healing journey. Contact   Brand: Healthy Mind By AvikEmail: join@healthymindbyavik.com | podcast@healthymindbyavik.comWebsite: www.healthymindbyavik.comBased in: India and USA Open to collaborations, guest appearances, coaching, and strategic partnerships. CHECK PODCAST SHOWS & BE A GUEST   Podcasts: https://www.podbean.com/podcast-network/healthymindbyavikBe a guest: https://www.healthymindbyavik.com/beaguestVideo Testimonial: https://www.healthymindbyavik.com/testimonialsCommunity: https://nas.io/healthymindNewsletter: https://healthymindbyavik.substack.com/ OUR SERVICES   Business Podcast Management: https://ourofferings.healthymindbyavik.com/corporatepodcasting/Individual Podcast Management: https://ourofferings.healthymindbyavik.com/Podcasting/Share Your Story: https://ourofferings.healthymindbyavik.com/shareyourstory STAY CONNECTED   Medium: https://medium.com/@contentbyavikYouTube: https://www.youtube.com/@healthymindbyavikInstagram: https://www.instagram.com/healthyminds.pod/Facebook: https://www.facebook.com/podcast.healthymindLinkedIn Page: https://www.linkedin.com/company/healthymindbyavikLinkedIn: https://www.linkedin.com/in/avikchakrabortypodcaster/Twitter: https://twitter.com/podhealthclubPinterest: https://www.pinterest.com/Avikpodhealth/ SHARE YOUR REVIEW   Google Review: https://www.podpage.com/bizblend/reviews/new/Video Testimonial: https://famewall.healthymindbyavik.com/ Because every story matters and yours could be the one that lights the way. #podmatch #healthymind #healthymindbyavik #wellness #HealthyMindByAvik #MentalHealthAwareness#comedypodcast #truecrimepodcast #historypodcast #startupspodcast #podcasthost #podcasttips#podcaststudio #podcastseries #podcastformentalhealth #podcastforentrepreneurs #podcastformoms#femalepodcasters #podcastcommunity #podcastgoals #podcastrecommendations #bestpodcast#podcastlovers #podcastersofinstagram #newpodcastalert #podcast #podcasting #podcastlife#podcasts #spotifypodcast #applepodcasts #podbean #podcastcommunity #podcastgoals #bestpodcast#podcastlovers #podcasthost #podcastseries #podcastforspeakers #StorytellingAsMedicine#PodcastLife #PersonalDevelopment #ConsciousLiving #GrowthMindset #MindfulnessMatters#VoicesOfUnity #InspirationDaily #podcastaddict #podcastinglife #podrecommendation#wellnesspodcast #healthpodcast #mentalhealthpodcast #wellbeing #selfcare #mentalhealth#mindfulness #healthandwellness #wellnessjourney #mentalhealthmatters #healthandwellnesspodcast#fyp #foryou #foryoupage #viral #trending #tiktok #tiktokviral #explore #trendingvideo#youtube #motivation #inspiration #positivity #mindset #selflove #success

Are you trying to set teen boundaries without your child calling you “controlling” or “the worst parent ever”?If you want your teen to live by high standards—around tech, food, friends, habits, and lifestyle—you can't just make it your standard and enforce it. It has to become their standard. In this episode of the Extraordinary Family Life Podcast, Greg and Rachel break down exactly how they helped their own teens buy in so deeply that they now say things like, “I'm not putting that garbage in my body,” or “I don't waste my life on that.”Instead of rules and power struggles, they show you how to prioritize relationship over rules, lean on unconditional love, and teach the laws that govern health, happiness, success, and addiction—so your kids see for themselves where certain choices lead. When teens understand the why behind your standards, they stop feeling controlled and start choosing those standards for themselves.You'll also hear how the Dennings have intentionally made real life more compelling than video games or junk food—often inviting friends along for the ride—so the “different” lifestyle isn't a punishment, it's an upgrade.If you've ever wondered, “How do I hold the line without wrecking the relationship?” this conversation will give you a new framework: less control, more conviction—and a family standard that everyone owns.

Episode Description:Massachusetts has an opportunity to make history, and you can be a part of it. On November 25, 2025, Bill H.1927 goes before the Massachusetts Joint Committee on the Judiciary. This legislation will exonerate 8 individuals convicted of witchcraft in Boston and recognize everyone else who suffered accusations across Massachusetts. Between 1648 and 1693, more than 200 people were formally charged with witchcraft in Massachusetts. Only 31 from Salem have been cleared. The rest have been forgotten—until now.Co-hosts Josh Hutchinson and Sarah Jack, who helped co-found the Connecticut Witch Trial Exoneration Project and successfully passed Connecticut's witch trial absolution bill in 2023, share how YOU can help Massachusetts finish the job.What You'll Learn in This Episode:The 8 individuals convicted in Boston who have never been exonerated: Margaret Jones, Elizabeth Kendall, Alice Lake, Hugh Parsons, Eunice Cole, Ann Hibbins, Elizabeth Morse, and Goody GloverWhy this matters today: Witch hunts didn't end in the 1600s—they're still happening around the worldThe history of Massachusetts exoneration efforts from 1703 to 2022How Connecticut proved it's possible with overwhelming bipartisan support in 2023Exactly what you can do to support H.1927, whether you live in Massachusetts or anywhere else in the worldKey Facts:200+ individuals were accused of witchcraft in Massachusetts between 1638 and 169338 people were convicted (30 in Salem, 8 in Boston)25 people died: 19 hanged in Salem, 5 hanged in Boston, and Giles Corey pressed to deathOnly Salem victims have been exonerated—the 8 Boston convictions remain unaddressedThe Boston Eight:Five Executed:Margaret Jones (1648) - The first person executed for witchcraft in MassachusettsElizabeth Kendall (1647-1651) - Falsely accused by a nurse covering her own negligenceAlice Lake (c. 1650) - Mother of four, judged for her pastAnn Hibbins (1656) - A widow, called "quarrelsome" for speaking her mindGoody Glover (1688) - Irish Catholic widow executed just 4 years before SalemThree Convicted But Not Executed:Hugh Parsons (1651) - Conviction overturned, released 1652Eunice Cole (likely 1656) - Convicted and imprisoned, though records are incompleteElizabeth Morse (1680) - Sentenced to death but eventually releasedCRITICAL DATE: November 25, 2025The Joint Committee on the Judiciary holds a hearing on H.1927 at 10:00 AMThis bill MUST get through committee to move forward. If it doesn't receive a favorable report, it gets sent to "study" where it becomes invisible and inactive.How YOU Can Help RIGHT NOW:1. Sign the Petition (From Anywhere in the World)change.org/witchtrials Goal: 3,000+ signaturesKeep it short: 2-6 sentences is enough! Include:Why this bill matters to youThat these people were innocentWhy Massachusetts should complete its exoneration workConnection to modern witch hunts (optional)2. Submit Written Testimony (From Anywhere in the World)Where to submit: Details at massachusettswitchtrials.org3. Contact Your Massachusetts Legislators (MA Residents)Email your state representative and senatorAsk them to support H.1927Ask them to co-sponsor the billTell them: "Massachusetts exonerated the Salem victims but left the Boston victims behind. Please honor all witch trial victims."4. Spread the WordShare this episode and use hashtags:#H1927#WitchTrialJustice#MassachusettsHistory#mawitchhuntjusticeproject#EndWitchHunts5. Get a Support PinPurchase the Massachusetts Witch-Hunt Justice Project pin on Zazzle (under $5) Link in show notes and at massachusettswitchtrials.orgSign the Petition to Exonerate the Boston 8The History of Witch Trial Exonerations in MassachusettsAbout the MA Witch Hunt Justice ProjectPurchase a MA Witch Hunt Justice Project Memorial Pin

Douglass Vigliotti, author and creative, explores the tension between doubt and conviction that defines the creative process. Drawing from his parents, his father relentless drive and his mother empathy, Douglass reflects on what it means to pursue creative work when society constantly asks if you want more. This conversation examines the uncomfortable questions creatives must answer about their work, their purpose, and whether they are willing to embrace discomfort in service of something meaningful. From wrestling with exposure to navigating the intersection of art and survival, Douglass offers a candid look at the emotional labor of creating work that matters. Hosted on Acast. See acast.com/privacy for more information.

If Jesus wrote a letter to the American Church today, what would He say? In this episode of CPXL, Pastors Andy and Eric talk about what it really looks like to live for Christ. Not playing the game of going to church, but living a life that is changed by the Gospel.

If Jesus wrote a letter to the American Church today, what would He say? In this episode of CPXL, Pastors Andy and Eric talk about what it really looks like to live for Christ. Not playing the game of going to church, but living a life that is changed by the Gospel.

The Holy Spirit (Pt 6). In this message we dive deeper into how the conviction of the Holy Spirt compels us for something beyond ourselves!

In the immediate aftermath of her conviction, there was significant debate and scrutiny over where Ghislaine Maxwell would serve her prison sentence following her 20-year federal judgment for sex-trafficking and related charges tied to Jeffrey Epstein. Initially, Maxwell was placed at the low-security women's federal prison, Federal Correctional Institution, Tallahassee in Florida. The placement raised questions because, given the severity of her crimes and high-profile nature of the case, many observers expected her to be assigned to a facility with stricter security settings. Critics argued that a low-security placement might not reflect the gravity of her offenses or adequately account for necessary protections and oversight.The debate intensified when, in 2025, Maxwell was unexpectedly transferred from FCI Tallahassee to the minimum-security camp Federal Prison Camp, Bryan in Bryan, Texas—one of the most lenient levels of federal prison. The transfer occurred shortly after she met with the Deputy U.S. Attorney General, and it sparked concerns among lawmakers who questioned whether this move constituted preferential treatment for someone convicted of facilitating the sexual abuse of minors. Some called for transparency and accountability, demanding records about how security designations are decided and whether her placement adhered to normal Bureau of Prisons policy or was outside standard procedure.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Welcome back, or if you are new, welcomeAs we journey together, discovering more of who we are created to be, I am grateful to be sharing this journey with you. Thank you.This episode comes from my own recent experiences as I continue to heal in what will soon be my 40th year of recovery. I can hardly believe it has been that long, and yet, here I am. I don't know about you, but I imagine that no matter where you are in your personal healing, there is always more. Let's take a look at how the title of this episode shows up in our lives and how they are connected.Thank you for being here; you matter.I am offering sessions on Tuesday mornings. If you want an elder to hold space for you and reflect on your amazingness, sign up on my website. I am always happy to hear from you.You can reach me at terces@tercesengelhart.com, and I will reply. Additionally, if you would like to order my book directly from me, I am happy to send you a signed copy. Please email me, and I'll send it to you. ($15 plus shipping)If you know of anyone who might benefit from listening in, share a link to an episode with them; in other words, be an invitation to join us. Get full access to Terces's Substack at engelhart.substack.com/subscribe

Sunday evening message from the pulpit of Falls Baptist Church

In 1969, Jane Louise Mixer, a 23-year-old law student at the University of Michigan, was trying to catch a ride home to tell her parents she was engaged to her boyfriend Phil.   Jane was an exceptional student—top 10% of her high school class, honor student, debate team member, cheerleader, and voted "best all around girl." She graduated from the University of Michigan in 1968 and enrolled in law school, where she was one of the only female students in the entire program. But Jane never made it home that day. She was found shot and strangled in a cemetery, her belongings eerily arranged beside her.   For over 30 years, Jane's case sat frozen in time. Many believed John Norman Collins, a serial killer convicted of murdering another Michigan student, was responsible.   But in 2001, DNA testing pointed to a different man: Gary Leiterman, a 62-year-old former nurse.   In 2005, Gary was convicted of Jane's murder based on DNA evidence, handwriting analysis, and the fact that he owned a .22 caliber gun. But the conviction was highly controversial. Three scientists later argued that the DNA evidence was likely the result of lab contamination. Gary maintained his innocence until his death in prison on July 4, 2019, at age 76.   Was Gary Leiterman truly guilty? Or was Jane Mixer's real killer never caught? Thank you to this week's sponsors! Don't miss out on early Black Friday deals. Head to Wayfair.com now to shop Wayfair's Black Friday deals for up to 70% off! Sale ends December 7th. Right now, IQBAR is offering our special podcast listeners 20% off all IQBAR products—including the sampler pack—plus FREE shipping. To get your 20% off, text MOMS to 64000.  Step into the holiday season with layers made to feel good, look polished, and last— from Quince. Perfect for gifting or keeping for yourself. Go to Quince.com/moms for free shipping on your order and 365-day returns. Now available in Canada, too! Right now try your first bag of Kitty Litter for just $14.99 and get a free cat toy at PrettyLitter.com/moms.  New episodes every Tuesday and Thursday! Follow us on Instagram: @momsandmysteries   Join our Patreon: patreon.com/momsandmysteries   Visit our website: momsandmysteries.com   #TrueCrime #Podcast #FloridaMoms #JaneMixer #Michigan #UniversityOfMichigan #DNAEvidence #WrongfulConviction #ColdCase

In this insightful episode of The Mark Divine Show, Mark is joined by Ranjay Gulati, a renowned Harvard Business School professor and influential business thinker. Together, they explore the true meaning of courage, debunking Hollywood stereotypes and discussing insights from significant figures like Nelson Mandela and Steve Jobs. Ranjay shares his research on courage in business and leadership, and delves into his experiences from his new book, 'How to Be Bold'. The conversation touches on personal stories, historic examples, and practical strategies to develop courage in the face of uncertainty. Don't miss this compelling discussion!Key Takeaways: What courage really is (and isn't)How fear, uncertainty, and volatility can sharpen—not shrink—your leadershipWhy imagination and conviction are critical in today's VUCA worldHow to build a “courage muscle” through training and communityThe difference between boldness and recklessness—and how to stay grounded in both business and lifeInspirational Quote: “Courage is the willingness to take bold, risky action to serve a purpose that you perceive to be worthy, usually in the face of an abiding fear.” - Ranjay GulatiSponsors and Promotions:Unlock your full potential and lead with courage, clarity, and purpose—join the Unbeatable Foundations Tribe and master the Five Mountains to become truly unbeatable in life and leadership.Join for free for 7 days: Unbeatable Foundations TribeQualiaFeel in your prime WAY longer than you ever thought possible, try Qualia Senolytic up to 50% off right now at qualialife.com/divine15, and code DIVINE15 at checkout for an extra 15% off. Backed by a 100 day money back guarantee. IndeedWith Indeed Sponsored Jobs you only pay for results. No monthly subscriptions, no long-term contracts, just a boost whenever you need to find quality talent fast. Get a $75 JOB CREDIT to help get your job the premium status it deserves at Indeed.com/DIVINE.BUBS Naturals: I use BUBS Naturals Collagen Peptides, MCT Oil, and Electrolytes daily for focus, recovery, and hydration—all built on a mission to honor a fallen Navy SEAL. Use code UNBEATABLE for 20% off any one time purchase or subscription at www.bubsnaturals.comGuest Links:Website: https://ranjaygulati.com/Instagram: https://www.instagram.com/ranjaygulati/LinkedIn: https://www.linkedin.com/in/ranjay-gulati/YouTube: https://www.youtube.com/@RanjayGulatiMark Links: Website: https://unbeatableleader.comYouTube: https://www.youtube.com/@markdivineofficial/Instagram: https://www.instagram.com/markdivineofficialLinkedIn: https://www.linkedin.com/in/markdivine/Facebook: https://www.facebook.com/markdivineofficial/Subscribe to https://www.youtube.com/@markdivineofficial for more inspiring conversations on leadership, growth, and impact.Rate and review the show to help us reach more listeners.Share your thoughts and takeaways in the comments!Timestamps:00:00 Defining Courage: Beyond Hollywood Stereotypes01:01 Introduction to the Mark Dev Divine Show01:29 Guest Introduction: Ranj Gulati02:42 Understanding Courage: Insights from Nelson Mandela03:29 Facing Fear: Lessons from the Navy SEALs04:34 Psychological Perspectives on Courage06:47 VUCA: Navigating Volatility, Uncertainty, Complexity, and Ambiguity11:56 Personal Anecdotes: Courage in Action19:49 The Role of Conviction in Courageous Actions22:31 Courage in the Age of AI and Uncertainty26:34 Educational Shifts: From Knowledge to Human Development27:51 The Role of Courage in Personal Growth28:32 Navigating Disruptive Change with AI29:35 The Future of Human Skills32:16 Imagination vs. Vision in Leadership33:51 The Importance of Creativity and Courage38:09 Support Systems for Courage50:21 Balancing Boldness and RecklessnessSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.