Podcasts about RateSetter

In Ep. 141 of the Fintech Chatter Podcast, Dexter Cousins is joined by Daniel Foggo, Founder and CEO of Plenti.Daniel is a true OG of Australian Fintech bringing the Peer 2 Peer lending model to Australia through Ratesetter (which became Plenti before listing on the ASX.)Dexter and Daniel discuss the challenges of running a lending business in a rapidly changing interest rate environment, the benefits of building bespoke tech platforms and the resurgence of the P2P model.About PlentiPlenti is a fintech lender, providing Australians with faster, fairer loans through smart technology. Our proprietary technology platform allows us to provide creditworthy customers with automotive, renewable energy and personal loans to help bring big ideas to life. Since establishment in 2014, loan originations have grown consistently, supported by diversified loan products, distribution channels and funding, and underpinned by exceptional credit performance and continual innovations. Plenti listed on the ASX in September 2020. About Daniel Daniel founded Plenti and has acted as CEO since its inception. Prior to that, he worked in investment banking for over a decade, including Rothschild in London and Barclays in Sydney. Daniel was a co-founding director of PartPay, a buy-now-pay-later business, which was acquired by Zip Co Limited in 2019. He has been recognised for his achievements in the fintech industry, being named the Fintech Leader of the Year at the inaugural Australian Fintech Awards in 2016 and Fintech Entrepreneur of the Year at the Australian Fintech Business Awards in 2017.Daniel holds a Bachelor of Commerce, Economics (Honours) and a Master of Business, Finance (Distinction) from the University of Otago. https://www.plenti.com.au/Follow us:Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

This is a special episode of the Crafty Show, a legal podcast hosted by Crafty Counsel. We hosted a discussion between Stephanie Wallace, General Counsel of MetroBank and Andrew Olsen, the sole General Counsel of Globacap. Stephanie and Andrew discuss how they see the role of the General Counsel evolving. Stephanie works with a legal team of ten people at a challenger bank.  Prior to her role at Metro Bank she was Head of Legal at RateSetter, a peer-to-peer lending platform. Before moving in-house Stephanie spent several years in private practice as a regulatory lawyer.Andrew works as the sole General Counsel at Globacap, a capital lifecycle management platform. He trained and qualified as a capital markets lawyer and has worked in the finance and technology sectors for a number of years. Recently he started working with earlier stage businesses. He describes his role as “the legal equivalent of a GP” and deals “with everything from corporate, commercial, employment to IP”.You can read an article about the discussion here:https://craftycounsel.co.uk/blog/general-counsels-discuss-the-changing-nature-of-their-roleSee a short video of the discussion here:https://craftycounsel.co.uk/video/how-is-the-role-of-the-general-counsel-changing

In 2020 we've focussed on the Initial Public Offering process, and have spoken with a few CEOs and founders who have gone through the process with their company. Recently you may have noticed our friends at Plenti (formally RateSetter) not only did a brand change, but they also listed on the ASX. We brought in Ben Milsom (Chief Commercial Officer) and Glenn Riddell (Chief Operating Officer) to help us unpack the process they went through, and what is next for Plenti. In this episode we discuss: The background of Ben and Glenn, and how they both came to be co-founders of Plenti What it was like inside the room when they decided they wanted to do an IPO The process they went through to prepare for the IPO The decision to rebrand Why they've introduced a rate cap What life is like in the public markets Plus much more! To celebrate Plenti funding $1 billion in loans, new investments in the 5 Year Income lending market until 23 December can earn up to 7.2% p.a. ! Read the PDS at www.plenti.com.au before investing. T&Cs here: https://www.plenti.com.au/terms-and-conditions/5-year-christmas-bonanza/ See important information about returns and investing on the Plenti website. https://www.plenti.com.au/equitymates. ***** Any views expressed by the podcast host or any guest are their own and do not represent the views of Equity Mates Media or any other employer or associated organisation. Always remember, all information contained in this podcast is for education and entertainment purposes only. It is not intended as a substitute for professional financial, legal or tax advice. The hosts of Equity Mates are not financial professionals and are not aware of your personal financial circumstances. Before making any financial decisions you should read the Produce Disclosure Statement (PDS) and, if necessary, consult a licensed financial professional. For more information head to our Disclaimer Page, where you can find resources to search for a registered financial professional near you. ***** Have you just started your investing journey? Head over to Get Started Investing – Equity Mates 12-part series with all the fundamentals you need to feel confident to start your investing journey. Want more Equity Mates? Subscribe to Equity Mates Investing Podcast, social media channels, Thought Starters mailing list and more here.

Procrastination, to a certain extent, is completely normal. Everyone procrastinates sometimes, including the most productive people. Procrastination is even more common during specific periods in lives and during certain situations – for instance, when we're supposed to study, when we're supposed to do some prep for work, but also when it comes to our personal goals, such as recovery. Sadly, not many people talk about it publicly. In today's episode, we'll cover what procrastination is and what are some of the most common reasons why we procrastinate. SOURCES MENTIONED IN THE EPISODE: 1) RateSetter. The Great British Procrasti-nation. 2015. Available at https://view.joomag.com/gbp-the-great-british-procrasti-nation/0993581001422464245?page=15 2) Definition of procrastination in The Cambridge Dictionary: https://dictionary.cambridge.org/dictionary/english/procrastinate 3) Definition of procrastination in The Merriam-Webster Dictionary: https://www.merriam-webster.com/dictionary/procrastination 4) Binge on Self-Love podcast episode on perfectionism: https://anchor.fm/bingeonselflove/episodes/03-Perfectionism-and-Eating-Disorders-ej5s4t 5) Blog post on procrastination at Binge on Self-Love blog: https://bingeonselflove.com/the-real-reason-why-you-procrastinate/ SUBSCRIBE TO BINGE ON SELF-LOVE: Subscribe to Binge on Self-Love podcast: https://anchor.fm/bingeonselflove For more content on binge eating, procrastination, self-love, and self-acceptance visit https://bingeonselflove.com/ Follow @bingeonselflove on Instagram at https://www.instagram.com/bingeonselflove

In this episode we talk to Gabriel, a Strategy Consultant at RateSetter, about what it's like working in FinTech, and what his role as a strategy consultant involves.Things covered- What FinTech and Strategy is- The best advice for someone considering getting into FinTech- Other positions within a FinTech company (there are so many)An assumption is often made that FinTech only employs the people who can code, or people who are amazing at maths. Where they do hire these people, it also isn't the only trait employers in FinTech look for when hiring.After talking to Gabriel, we learn there are hundreds of different roles within a FinTech company where those skills aren't necessarily paramount.Top tips - Join a FinTech society or “techhub”, and start getting involved. Follow on twitter, connect on LinkedIn.RateSetter - https://www.ratesetter.com/Handy links:11FS – https://11fs.com/Article - https://www.theguardian.com/sustainable-business/2015/feb/03/what-you-should-know-about-fintech-positive-powers-bankingQuestions or comments - sam@beginanddiscover.com Hosted on Acast. See acast.com/privacy for more information.

In a world of ultra-low interest rates, it can be difficult to find ways to make your money work for you. That's why we're pretty excited to speak to Daniel Foggo, the CEO of RateSetter. This is the second time we've had Daniel on the podcast and its exciting to see how much RateSetter has grown since we've last spoken. RateSetter is Australia's leading technology-powered lending platform, connecting Australians with money to lend with Australians that are looking to borrow. Through their use of technology, they are able to offer a better interest rate than traditional banks. To date they have connected 20,000 investors with 50,000 borrowers. If you're interested in giving RateSetter a try, we've partnered with them to offer Equity Mates listeners a $20 bonus if you invest $100 before 31 March 2020. To sign up to invest go to RateSetter.com.au/equitymates

In this episode of In Focus, brought to you by RateSetter, host Annie Kane is joined the platform's national sales manager, Nicki Olds, to explore how brokers can diversify their service offering. Nicki outlines the core products offered by investment and lending platform RateSetter and explains how these offerings can provide brokers with more services to solve their clients' finance needs, which can help retain customers while expanding revenue sources. In this episode, tune in to find out: Why the consumer finance customer demographic aligns with homeowner customers How new calculators can support customers throughout the home purchase cycle (pre-purchase, application and post-settlement Why brokers should be embracing fintechs And plenty more!

In this show we review a decade in Fintech. Although the earliest Fintechs were formed around 2004/5 (WorldFirst, Zopa) many big names formed around 2010 (Funding Circle, Ratesetter, MarketInvoice). The LFP formed started covering the scene in mid-2014, the year of the first London Fintech week and the year that the Fintech word first hit […]

Is 2020 Going to Be a Year of Reckoning for P2P Lending? Discussion of the new FCA rules to be implemented in December, how platforms are preparing for it and the impact it may have on the industry. Rhydian Lewis, Ratesetter Stuart Law, Assetz Capital Natasha Wear, Zopa Moderator: Andy Davis, Prospect

Thanks to Ratesetter for explaining how peer-to-peer lending works!You can find out more here: www.ratesetter.com.au/millennialThis is a sponsored episode.

Why Fintech Lenders Have Better Underwriting Michael Hoare, RateSetter  Victoria van Lennep, Lendable   Ron Stolero, iZettle  Moderator: Andrew Dix, Crowdfund Insider

Knowing what to do with your cash while you're perhaps saving to invest it in stocks or compiling it to buy the next dip, is sometimes hard. You might also have an emergency fund, or you're saving for a house. In such a low-interest rate environment, putting your cash in the bank doesn't really give you the greatest of returns. This episode we explore an alternative to putting your cash into the bank. We look at peer-to-peer lending, with CEO of RateSetter Australia, Daniel Foggo. Peer-to-peer lending is lagging in popularity compared with Europe and the US, but people are starting to catch on. Peer-to-peer lending is simply that - you lend you money to someone who wants to borrow some money, and they agree to pay it back, with interest over a period of time. This process is managed by RateSetter. If we focus on the investor, the advantage is that you can put your cash to work, over 1 month, 3 or 5 year periods, at rates up to 9+% (at time of writing). There is criticism around the concept of peer-to-peer lending and the industry, and it is certainly not without any risk, but is an alternative to the banks. In this episode you will learn: • what peer-to-peer lending is • the mechanisms of RateSetter and why they can provide rates better than the banks • what drove Dan to start RateSetter and some of the challenges faced setting up the business • the major advantages of peer-to-peer lending • the major risks of peer-to-peer lending Stocks and resources discussed: • RateSetter Website

For many small businesses, banking and bookkeeping are their least favoured tasks. To open this Bulletin, we look at a new mobile-only bank, CountingUp, which has opened its virtual doors with a small business banking solution combining banking and bookkeeping in one app. The availability of unsecured business loans from alternative finance providers has been a major boost for growing businesses. One such provider was Ratesetter, until their surprise announcement that they are pulling out of the unsecured business loan market. Finally, to close this Bulletin, we look at the continued fallout from the Carillion collapse. Focus is now turning to the impact late payment is having on small businesses. In the Carillion case, questions are being asked as to what is the point of voluntary programmes, such as the Prompt Payment Code, when larger companies can easily ignore it? Is it finally time to get tough on late payment?

In last week's Business Finance Bulletin podcast Episode 187 I featured a survey carried out by online Peer-to-Peer lender, Ratesetter. The survey looked at how many business owners had checked their credit score. The number was shockingly low considering how much emphasis lenders place on the strength of your score, especially for small businesses. Ratesetter also shared 7 tips on how to improve your credit score. Given the importance of a strong credit score and the fact that credit file problems are a common issue we see, I thought you may be interested in learning what those tips are.

Patrick Jenkins and guests discuss Goldman’s decision to expand its nascent consumer business to the UK, the ructions in research caused by Europe’s looming Mifid II rules and what Citigroup’s warning about a decline in third-quarter trading means for the rest of Wall Street. With special guest Rhydian Lewis, chief executive of RateSetter See acast.com/privacy for privacy and opt-out information.

In this episode: David, Jason and Simon are joined for this week’s show by news show regulars Liz Lumley and Kadhim Shubber. First up Jason guides the team through recent current account announcements from both Monzo and Starling – are they the hipsters of fintech?, Are they racing each other to release products?, and is there not room enough in the industry for both? They myth-bust the “tech-focus” of BNY Mellon’s new CEO; why “tech” is the tag everyone seems to covet – but saying it does not make it so; Kadhim introduces everyone to Shingy (shingy.com) and was the FCA’s faulty currency convertor tools deliberate or an honest mistake? As Barclays start giving away BPay bands for free they debate whether wearable alternatives to wallets are really a thing? And if they are, should you pay for them? David also chats with David Geale of the FCA on their latest cohort for the regulatory sandbox. Guests: Elizabeth Lumley FinTech commentator & Author of girl-disrupted.com Kadhim Shubber, Reporter at Financial Times David Geale – Director of Policy, FCA News this week: Finextra – Monzo taking it slowly as first limited-edition current accounts come onstream- Link  Starling Bank YouTube – Starling goes live with Apple Pay – Link Finextra – Paypal partners with Samsung Pay – Link Bloomberg – BNY Mellon appoints tech-focused Charles Scharf as its CEO – Link Finextra – FCA issues warning over misleading currency converter tools – Link Business Insider – Ratesetter has £80m of loans go bad – Link City AM  – Barclays to give away “BPay” bands for free – Link FT – Tech “start-ups” raise $1.3Bn from “ICOs” Link Guardian – End of the ‘rip-off’: all charges for paying by card to be banned – Link Chicagotribune –  Man robs bank while 4 children wait outside in SUV – Link The post Episode 115. News: buying jewellery from a bank? appeared first on 11:FS. Special Guests: David Geale, Kadhim Shubber, and Liz Lumley.

Martin Arnold and guests discuss Russian disappointment with the Trump presidency, progress in the UK peer-to-peer lending sector, and how a US disruptor bank enjoyed rapid growth by offering free checking accounts to millennials. With special guests Andre Kostin of Russian state bank VTB, Rhydian Lewis of Ratesetter and Luvleen Sidhu of BankMobile. Music by Kevin MacLeod See acast.com/privacy for privacy and opt-out information.

We kick-off this week’s Bulletin by sharing a story from a client meeting this week where the business assumed that there would be no funding for them. We look at how many businesses make this mistake and so inadvertently deny themselves the opportunity to grow. We have news on how TaxAssist Accountants have formed an alliance with Ratesetter, the peer-to-peer lender, to offer clients immediate access to a quick source of working capital and growth finance. To close the Bulletin, we take our monthly look at how banks are supporting SMEs in terms of loans outstanding. The latest figures from the Bank of England indicate early signs of a shift in attitude amongst small businesses towards borrowing.

I am delighted to be joined on the show today once again by Rhydian Lewis CEO at Ratesetter to talk about the ultra-hot topic of provision funds in p2p/marketplace lending. Rhydian was on in the early days back in LFP019 in an episode talking about P2P beyond the metaphors. That's a good theme for today […]

In this week’s Business Finance Bulletin podcast news from crowdlender Ratesetter on the formal launch of its small business loan product which, in the pilot stage, has already seen £250m distributed to UK SMEs. Staying with alternative finance we look at results from Close Bros latest quarterly Business Barometer which reveals that a significant number of businesses believe that alternative finance can help grow their business. Turning to traditional finance, we have news from Barclays Bank on a new fund to support lending to small businesses in Scotland. To close we have insights from Max Woodman of Catalyst Finance on how their Selective Invoice Discounting service can help alleviate cashflow problems.

Some of the leading names in the US peer-to-peer lending industry have been hit by governance problems as well as a withdrawal of some of the big institutional investors. Martin Arnold, FT banking editor, asks Rhydian Lewis, chief executive of UK-based RateSetter, whether the bubble is bursting and how the US model differs from its UK counterpart. Music by Kevin MacLeod. See acast.com/privacy for privacy and opt-out information.

With the change in the rules now allowing people to have a peer-to-peer account in an ISA, many people may now be looking to peer-to-peer lending and crowd funding to invest. Sarah discusses the pros and cons of crowdfunding and peer-to-peer lending with Lucy Bott, from Ratesetter, Karen Kerrigan, from the UK Crowdfunding Association and Tom Britton from The Syndicate Room. First Broadcast: 09/04/16

In this episode of the Business Finance Bulletin Rob Warlow looks at a new service launched by credit card services provider Worldpay in partnership with Liberis, supplier of working capital facilities to SMEs. The WorldPay Business Finance package is designed to release funds against future credit and debit card receipts. There’s news from Ratesetter and how, with support from the British Business Bank, it is looking to increase the level of business loans it’s currently giving to small businesses. Up to date financial information, a perhaps better said, the lack of it, can have an impact on business growth plans. We look at a report from KPMG which highlights the importance of keeping financial information up to date. In its latest Business Barometer report Close Bros reveal some mixed messages on business confidence and growth plans. And in the Business Tip of the Week, one question the bank will ask of themselves when assessing your loan application.

A summery of recent Help Me To Save articles including RateSetter increase their welcome bonus to £50, a review of the Virgin Money Lounge London Haymarket, setting up a home art studio and a review of Travelodge London Startford.

Consumer Lending: RateSetter

Inside the giffgaff/RateSetter Partnership

The European Online Lending Opportunity at LendIt USA 2015, with James Meekings, Chief Commercial Officer & Co-Founder of Funding Circle; Peter Behrens, Co-Founder & Chief Commercial Officer of RateSetter; Geoff Miller, CEO of GLI Finance; Jaidev Janardana, COO of Zopa; Partel Tomberg, Founder & CEO of Bondora; Etienne Boillot, CEO & Co-Founder of Eiffel eCapital; and moderator Cormac Leech, Equity Research at Liberum.

P2P (online lending and borrowing) is plagued by media (old and new) descriptions in terms of what are often just metaphors - "P2P disintermediates banks", "P2P directly connects borrowers and lenders" et al. Furthermore with a number of different models emerging (which isn't always obvious to the "paying public") it gets less relevant to say "a P2P does X" as some of them might "do X" and some of them might not. Two key models are the more ~marketplace one (eg Lendinvest in LFP013) and the Ratesetter model which is a more savings-like ~fund (the FCA has kittens with those words but that's their problem not mine :-D), stable return backed by a provision fund. In this special (ie super-long) episode we move "beyond the metaphors" to discussing what actually happens in P2P.  In FS that means getting into payment flows, bank accounts, legal contracts and the like.  The kind of thing that has been drawn on whiteboards in the City ever since they existed (funnily enough I don't recall blackboards being there before whiteboards?!). As an example of where metaphors are misleading, despite reading masses about Lending Club pre IPO, it was only this year that I stumbled on the fact that Lending Club doesn’t do the lending! [The actual loan is made by Webbank headquartered in Salt Lake City (and then assigned)]. Rhydian Lewis is a real star guest to discuss these issues with, as, as he explains, his first scribblings on P2P predate P2P itself by several years so he was a genuine fore-runner.  He worked at Betfair (a P2P betting exchange) and as a Corporate Financier at Lazard so has real experience of tech P2Ps and hardcore FS apart from also having co-founded Ratesetter, invented the idea of a provision fund in P2P and having taken Ratesetter from a startup to the largest P2P in terms of monthly originations at present. We discuss a whole variety of topics: - Rhydian's background, what lead him to thinking of doing P2P, and how Ratesetter started - they are driven by doing something they genuinely see as good [for society as a whole] - the essence of P2P as being that the ultimate risk lies with the lender [unlike with a bank] - banks' interest in keeping money in bank accounts (which isn't threatened even slightly by P2P which "just" (at this level) is involved in a chain of transfers between bank accounts) - Ratesetter's system is anonymised (ie you do not know who you lend money to), potentially [in general] this might be de-anonymised if the platform fails [although in Ratesetter's case it would not be] - FCA requirement of a run-off plan, backup-servicers as a "passing the buck" in Rhydian's view who prefers the more "winding down/run-off plan"; a number of models out there in the market about what is planned for these circumstances - P2P's inherent strengths as it does not give guarantees or safety - it's all done on a "best efforts" basis - thus is a more manageable arrangement [cf banking where regulators are trying to make it "safe" - which ends up being incredibly costly].  "Ratesetter focuses on value not safety" - putting the above into context so far their "best-efforts" basis has shown brilliant returns - no-one has lost a penny - contracts - comparing buying an equity, depositing money in a bank or lending/borrowing through P2P - their motivation being to focus on the rate setting process (hence the name...) - interest rates are normally being set by markets to which consumers have no direct access; the motivation in Ratesetter was to create a market between people where people set the rates - this fundamentally changes the relationship with the customers.  Banks on the one hand just tell their customers what the new rates are.  On the other hand P2P are a marketplace where the players set the rates - it was this motivation which drove the provision fund - not a desire to be different, nor to create a ~savings product,

RateSetter company demo at LendIt Europe 2014 by Chief Marketing Officer Ian Cruickshank.

Trends in UK Consumer P2P Lending panel at LendIt Europe 2014, with Giles Andrews, Co-Founder & CEO of Zopa; Peter Behrens, COO of RateSetter; Nicholas Harding, Founder of Lending Works; and moderator Simon Champ, CEO of P2P Capital Solutions.

Innovation may be great but it leads to challenges – for #newFS how to get it out there (I think the “how to do it” is going well right now”).  For #oldFS the challenge is “how to absorb it”. This bridging is being done by both new and established firms. In LFP002 Warren Bond of matchi.biz (a smallco/fintech) discussed their dating/database approach to bridge.  In this episode Samad Masood who previously ran Accenture’s Fintech Innovation Lab and is now Open Innovation Lead at Accenture shares his experience of how a big, established player sees this challenge. Samad has a deep background in this area having been involved in reporting on the startups just as the dot-com bubble was hitting its peak.  One of the key takeaways from that experience for him was that “the best technologies aren’t always the best businesses” – a lesson which needs to be borne in mind in the current boom. A further lesson was that innovation has a great impact than people expect but it also takes longer than they expect. The fintech stone has been lobbed into a very large pool and the ripples have spread far. Accenture is a multinational management consulting, technology services and outsourcing company. Measured by revenues, the world’s largest consulting firm and has over 300,000 staff. Notwithstanding this “large oil tanker” scale it has proved remarkably nimble and agile in orientating itself to the new world (and perhaps see their Ad above). Its reports on Fintech investment patterns are the most widely quoted of all. It was perhaps the first to set up a fintech accelerator program (in New York in 2012) which is now in NY, London, HK and now Dublin. In terms of bridge building Samad describes his threefold topology of Fintechs: i) Disruptive Fintech – businesses that want to sell FS in a new way, generally B2C, (eg Zopa, Ratesetter, Transferwise, Crowdcube, Nutmeg); ii)  FS Technology companies that are selling FS technology to any business – “backroom technologies, generally B2B” (eg Currency Cloud); iii) Enterprise Technology companies – sell technology to any business but as FS so large they tend to have plenty of FS clients – big data, accounting, etc (obvious examples given state of maturity of fintech are still large cos – Oracle, Salesforce) In terms of their relationship with the incumbent player – how they will relate – he talks through another threefold model about which part of a dinosaur/Brontosaurus (ha!) the new fintech is approaching. i) type one above are nibbling away at the long tail of the dinosaur (and at first its small, far away from the core) … over time they will nibble more of the tail and get noticed as a competitor more; ii) type ii & iii are “tickling the tummy” – helping the FS incumbent become better and want to engage; iii) other ones going more for the dinosaurs head – eating its food – going direct for its competitors (eg Simple, Nutmeg).  So eg BBVA bought Simple which is a real reaction to a competitive threat/opportunity. Based on these models Samad discusses his experience of how this has all been changing over time, what each side of #newFS and #oldFS has to offer the other and where the whole scene is heading towards.  Samad also explains what Open Innovation is and how it operates at Accenture and what his function can offer to both startups and established players.

  LendIt Europe 2014 keynote presentation by Rhydian Lewis, of RateSetter, at LendIt Europe 2014. The title of this presentation is Why P2P Lending is a Good Thing. 

Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

On my recent trip to London I sat down with the founders of the three leading UK p2p lenders: Peter Behrens of Ratesetter, Samir Desai of Funding Circle and Giles Andrews of Zopa. This extended edition of the Lend Academy Podcast features my conversation with all three leaders. There is a lot we can learn […] The post Podcast 09: Interviews with the Top Three UK P2P Lenders appeared first on Lend Academy.

On my recent trip to London I sat down with the founders of the three leading UK p2p lenders: Peter Behrens of Ratesetter, Samir Desai of Funding Circle and Giles Andrews of Zopa. This extended edition of the Lend Academy Podcast features my conversation with all three leaders. There is a lot we can learn […] The post Podcast 09: Interviews with the Top Three UK P2P Lenders appeared first on Lend Academy.