Podcasts about business finance

Is independent teaching actually a stable career for music teachers? In this episode, Andrea talks with Danielle Ingram, a former school music teacher who left a classroom job to build a sustainable, home-based private music studio. Danielle shares how she redefined stability, ran the numbers before quitting her W-2 job, and built demand before making the transition to full-time independent teaching. They discuss practical questions many teachers face, including replacing a school salary with private teaching, marketing strategies that worked (and didn't), designing a home studio, and why flexibility and schedule control became just as important as income. If you're a music teacher considering self-employment or questioning whether private teaching can truly be stable, this episode offers a clear, honest look at what a thoughtful transition can look like.   A full transcript and resources from this episode can be found at MusicStudioStartup.com/episode177.   MSS Entrepreneurs Hub + Mastermind MSS Studio Launch Grant Competition Music Studio Business Building 101 Business Finance for Music Teachers  

Foundations of Finance Business Finance, FIL 240-002, Spring 2026, Lecture 2 Type: mp3 audio file ©2026

Foundations of Finance Business Finance, FIL 240-001, Spring 2026, Lecture 2 Type: mp3 audio file ©2026

Introduction to Finance Business Finance, FIL 240-001, Spring 2026, Lecture 1 Type: mp3 audio file ©2026

Introduction to Finance Business Finance, FIL 240-002, Spring 2026, Lecture 1 Type: mp3 audio file ©2026

Ready to see how much cash is hiding in your business? Get your free Financial Health Check now: coltivar.com/check Why do profitable businesses still run out of cash? In this episode, Steve breaks down why cash flow, not revenue or profit, is what actually keeps a business alive. He explains what free cash flow really is, why most owners misunderstand it, and how bad strategy, poor measurement, and the wrong priorities quietly drain cash. If you're tired of stressing about payroll, lines of credit, or where the money went, this episode will change how you think about your business._______________________________________Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information.LinkedIn | YouTube coltivar.com

Born in 1955, hailing from Durban, South Africa, Shaun Tomson won the IPS world title in 1977. He did 14 seasons on the world tour, and won 12 events, including the 1975 Pipeline Masters, in which he made giant leaps for backside tube riding. He starred in many '70s and '80s surf films, among them Free Ride, where he's seen pumping through the barrel at Backdoor and Off the Wall—an entirely new thing at the time. But Tomson's surfing was only part of the equation. He was business minded, and in the late '70s launched a clothing label, Instinct, and in 1985 a surf shop, Surfbeat, in Santa Monica. He holds a BA in Business Finance. In 1991, Australia's Surfing Life mag named him as the world's all-time best tube rider. Tomson co-produced Bustin' Down the Door, a 2008 documentary film chronicling the rise of pro surfing in the early '70s. He's the author of the best-selling Surfer's Code: 12 Simple Lessons for Riding Through Life. In this episode of Soundings, Tomson sits down with host Jamie Brisick to talk about transformative experiences in the tube, growing up in South Africa, the influence of his father, the highs and lows of his professional career, writing his book, and the passing of his son. Produced by Jonathan Shifflett. Music by PazKa (Aska Matsumiya & Paz Lenchantin). 

From CPA to Business Owner: Lessons You Only Learn the Hard Way  | The Financial Operator Podcast | Episode 74    What does it really take to build a sustainable business—and stay sane while doing it?  In this episode of The Financial Operator: Cash In, Chaos Out, Jen sits down with Samantha Besnoff, CPA and founder of Your Financial Maven, for a candid, practical conversation every business owner needs to hear.  With over 30 years in accounting and more than a decade running her own firm, Samantha shares the real lessons that don't show up in spreadsheets, how long success actually takes, why boundaries matter more than hustle, and how understanding your numbers protects both your business and your sanity.  In this episode, we cover:  What it really looks like to leave a stable job and start your own firm  Why most small businesses struggle in the first 2–3 years  Setting boundaries with clients (and why it's not optional)  Pricing, retainers, and getting paid before the work is done  When—and how—to fire clients without blowing up your cash flow  What business owners need to know heading into tax season  The biggest bookkeeping and tax mistakes Samantha sees over and over  This conversation is a must-watch for: ✔ Small business owners ✔ Service providers & consultants ✔ Anyone tired of guessing with their finances  If you want fewer surprises, better cash flow, and a business that actually supports your life, this episode delivers.    ⏱️ Timestamps  00:00 Introduction & Guest Welcome 02:49 Samantha's Journey Into Entrepreneurship 07:15 Why the First 2–3 Years Are the Hardest 10:07 Getting Paid, Pricing Right, and Setting Boundaries 15:04 When (and How) to Fire Clients 20:02 Major Tax Changes Business Owners Should Know 26:50 Filing Deadlines, Extensions, and Tax Season Reality 34:45 What Business Owners Actually Need for Their Taxes 41:15 Who Samantha Works With & How to Get Started 44:37 Final Thoughts & How to Connect  To connect with Samantha M. Besnoff, CPA & Your Financial Maven: 

Rachel Harris is passionate about financial well-being & running values-led businesses. Rachel has created a modern, cloud‑focused accountancy & tax advisory firm for both businesses and individuals alongside a platform for business owners to find accessible, consumable, financial education. Stay tuned to hear Rachel's advice on the highs and lows of running a business. Why loneliness is something that you should not ignore, what you should ask an accountant when you are vetting your first one, how they can become your business partner, how to manage people within the business...& so much more.FF&M enables you to own your own PR & produces podcasts.Recorded, edited & published by Juliet Fallowfield, 2024 Fallow, Field & Mason.  Email us at hello@fallowfieldmason.com or DM us on instagram @fallowfieldmason. MUSIC CREDIT Funk Game Loop by Kevin MacLeod.  Link &  LicenceText us your questions for future founders. Plus we'd love to get your feedback, text in via Fan MailSupport the show

The work is honest, the sun is relentless, and the clock on your knees is louder than you think. That reality sparked a straight‑talk conversation about converting today's pool service income into tomorrow's durable, low‑friction cash flow. We dig into three realistic paths—scaling your route into a managed operation, investing in the markets, and building a real estate portfolio—and break down the mindset, mechanics, and tradeoffs of each, without hype.We start with a Rockefeller‑style principle: reinvest in what you understand. If you love building systems and leading people, a multi‑truck, manager‑led service company can move you out of the field and into an owner's seat where cash flow compounds. Then we get practical about real estate, the lane many service pros naturally excel in. Rentals offer a potent trio—appreciation, monthly cash flow, and significant tax advantages—while turning your local knowledge into an investing edge. You already read neighborhoods, solve problems in the field, and navigate city rules; those same skills transfer to finding solid properties, managing turns, and hiring vendors. We talk candidly about vacancies, repairs, and what “passive” really means, along with why buying within an hour of home often beats chasing distant deals. The through‑line is simple: start sooner, keep it simple, and let time do the heavy lifting.• why pool work is finite and planning matters• Rockefeller's reinvesting mindset applied to service routes• pros and cons of scaling a multi‑truck operation• crypto, gold, and market returns in plain terms• how compounding works and when it pays out• why rentals fit service pros' skills and lifestyle• appreciation, cash flow, and tax advantages explained• what “passive” really means in property management• using local knowledge to choose neighborhoods• starting early and building momentum with systemsLearn more at swimmingpoollearning.comJoin the Pool Guy Coaching ProgramIf you're interested in my coaching program, you can learn moSend us a textSupport the Pool Guy Podcast Show Sponsors! HASA https://bit.ly/HASAThe Bottom Feeder. Save $100 with Code: DVB100https://store.thebottomfeeder.com/Try Skimmer FREE for 30 days:https://getskimmer.com/poolguy Get UPA Liability Insurance $64 a month! https://forms.gle/F9YoTWNQ8WnvT4QBAPool Guy Coaching: https://bit.ly/40wFE6y

Review for Final Exam Business Finance, FIL 240-002, Autumn 2025, Lecture 29 Type: mp3 audio file ©2025

Review for Final Exam Business Finance, FIL 240-001, Autumn 2025, Lecture 29 Type: mp3 audio file ©2025

Last Week of Class Business Finance, FIL 240-001, Autumn 2025, Lecture 28 Type: mp3 audio file ©2025

Last Week of Class Business Finance, FIL 240-002, Autumn 2025, Lecture 28 Type: mp3 audio file ©2025

Welcome to The Adviser's What's Making Headlines podcast, your go-to source for the week's biggest stories in finance and real estate, distilled into bite-sized insights. Join host Annie Kane and commercial writer Ben Squires as they review the news of the week. This week, they discuss: Why commercial finance is the buzz of the moment What's blowing out lender turnaround times Athena's bridging finance innovation And much more!

The Agency Dilemma Business Finance, FIL 240-001, Autumn 2025, Lecture 26 Type: mp3 audio file ©2025

The Agency Dilemma Business Finance, FIL 240-002, Autumn 2025, Lecture 26 Type: mp3 audio file ©2025

Free Cash Flow Analysis in Capital Budgeting Decisions Business Finance, FIL 240-001, Autumn 2025, Lecture 25 Type: mp3 audio file ©2025

Ethics and Agency Business Finance, FIL 240-002, Autumn 2025, Lecture 25 Type: mp3 audio file ©2025

Big Bank sits down with Anthony “Mr. 6Ways” Dodson to share his extraordinary journey from the streets to rising in corporate America. Anthony reflects on the power of mentorship, family influence, and financial literacy, breaking down how these pillars helped him transform adversity into purpose. He speaks candidly about navigating survivor’s remorse, grief, and the lasting effects of trauma, while explaining how building a business with his family shaped the ethos behind “Family Forever.” Bank also offers his own perspectives on the importance of pursuing purpose beyond personal gain, the need for generational wealth, understanding debt as a strategic tool, and healing emotionally so the next generation doesn’t inherit unresolved pain. Together, they discuss overcoming self-doubt, the power of positive mindset, and turning lived experience into profitable, legacy-driven ventures. This episode delivers real, practical insight on financial empowerment, personal growth, and building a legacy that lasts—making it a must-listen for anyone committed to elevation. Tune in and join the conversation in the socials below. Rate, subscribe, comment and share. Follow Perspektives With Bank on IG @perspektiveswithbank @Mr.6waysSee omnystudio.com/listener for privacy information.

Free Cash Flow Analysis in Capital Budgeting Decisions Business Finance, FIL 240-001, Autumn 2025, Lecture 24 Type: mp3 audio file ©2025

Free Cash Flow Analysis in Capital Budgeting Decisions Business Finance, FIL 240-002, Autumn 2025, Lecture 24 Type: mp3 audio file ©2025

This week, as we observe Veteran's Day in the US, I'm honored to be talking to a Vietnam Veteran and guitar teacher for a non-profit organization that aims to brighten the lives of veterans who suffer from physical and mental wounds from their times of service. You'll hear about how their mission is shaped by those they serve, how they raise funds for the program, and how they address some unique considerations when matching teachers with veterans and finding creative ways to make the guitar accessible. Here's my conversation with Bernie.   Full transcript available at musicstudiostartup.com/episode175   MSS Entrepreneurs Hub + Mastermind MSS Studio Launch Grant Competition Music Studio Business Building 101 Business Finance for Music Teachers

Project Free Cash Flow Analysis Business Finance, FIL 240-001, Autumn 2025, Lecture 22 Type: mp3 audio file ©2025

Project Free Cash Flow Analysis Business Finance, FIL 240-002, Autumn 2025, Lecture 22 Type: mp3 audio file ©2025

Most teams treat annual planning like a spreadsheet exercise.Finance builds the numbers. Everyone else nods along. Then the plan gets filed away until next year.But real planning isn't about producing a static budget – it's about creating a rhythm that connects finance, operations, and delivery all year round.In this episode of The Handbook: The Ops Podcast, Harv sits down with Adam Cooper, founder of ACC Finance Solutions and host of The Fractional CFO Show, to unpack how finance can become your business's operating rhythm – one that brings clarity, accountability, and foresight to every decision.Here's what we cover:How to use finance as your sat nav, not your rear-view mirrorBuilding a monthly rhythm that links financials, KPIs, and team accountabilityCreating a planning cycle that goes beyond budgets – with scenarios, reforecasts, and 3 - 5 year goalsManaging cash flow and runway with discipline (and less stress)Why financial storytelling matters – and how it helps the whole business make smarter choicesIf your annual planning still feels like a finance ritual, this episode will help you reframe it as an operating plan for the year ahead – one that helps your team navigate, adapt, and grow with confidence.Additional Resources:

Net Present Value and Internal Rate of Return Business Finance, FIL 240-001, Autumn 2025, Lecture 22 Type: mp3 audio file ©2025

Net Present Value and Internal Rate of Return Business Finance, FIL 240-002, Autumn 2025, Lecture 22 Type: mp3 audio file ©2025

If you've ever wondered whether the music you compose or arrange for your students could become more than a creative outlet—maybe even a second income stream—this episode is for you. My guest, James Michael Stevens, is a composer and college music dean who has steadily built something quite remarkable: a catalog of thousands of piano and organ pieces, all self-published online, that reaches players around the world. What I love most about his story isn't just the scale of what he's created—it's how he's done it. His process is simple, consistent, and completely self-driven, and it offers a model for any creative teacher who wants to turn small, steady efforts into something substantial. In our conversation, James shares how he got started, what keeps him motivated, and the systems he uses to sustain that level of creative output year after year. Whether you write music, design resources, or just have an idea you've been meaning to follow through on, this episode is full of practical wisdom for anyone building something one step at a time. Here's my conversation with James. A full transcript and resources from this episode can be found at MusicStudioStartup.com/episode174.   MSS Entrepreneurs Hub + Mastermind MSS Studio Launch Grant Competition Music Studio Business Building 101 Business Finance for Music Teachers  

Capital Budgeting Decision Making Business Finance, FIL 240-001, Autumn 2025, Lecture 21 Type: mp3 audio file ©2025

Capital Budgeting Decision Making Business Finance, FIL 240-002, Autumn 2025, Lecture 21 Type: mp3 audio file ©2025

Weighted Average Cost of Capital Business Finance, FIL 240-001, Autumn 2025, Lecture 20 Type: mp3 audio file ©2025

Weighted Average Cost of Capital Business Finance, FIL 240-002, Autumn 2025, Lecture 20 Type: mp3 audio file ©2025

Cost of Capital Business Finance, FIL 240-001, Autumn 2025, Lecture 19 Type: mp3 audio file ©2025

Cost of Capital Business Finance, FIL 240-002, Autumn 2025, Lecture 19 Type: mp3 audio file ©2025

Stock Valuation Models Business Finance, FIL 240-001, Autumn 2025, Lecture 18 Type: mp3 audio file ©2025

Stock Valuation Models Business Finance, FIL 240-002, Autumn 2025, Lecture 18 Type: mp3 audio file ©2025

Stock Valuation Business Finance, FIL 240-002, Autumn 2025, Lecture 17 Type: mp3 audio file ©2025

Stock Valuation Business Finance, FIL 240-001, Autumn 2025, Lecture 17 Type: mp3 audio file ©2025

Today I'm talking to the owner of a boutique voice studio about how she rebranded her studio to make it more about her students and less about her. You'll hear all about how she introduced the new brand, how it was received by studio parents, and how her students have taken ownership of the studio community, to the point where they've even developed their own gang sign. There's a lot of food for thought in the episode with Leischen Moore. Full transcript available at musicstudiostartup.com/episode173 MSS Entrepreneurs Hub + Mastermind MSS Studio Launch Grant Competition Music Studio Business Building 101 Business Finance for Music Teachers  

 In this episode, I'm talking with pianist and educator Janna Williamson about how she prepares her students and studio for recital season. I wanted to talk with Janna specifically because she's a teacher who models both excellence and perspective. Her students perform beautifully, but her focus isn't on perfection. For Janna, performing isn't about proving skill or passing a test. It's about sharing music. We talk about the practical side of recital prep, things like timelines, scheduling and rep, but also about how Janna's studio vision guides every decision she makes about those events.  Here's my conversation with Janna.   A full transcript and resources from this episode can be found at MusicStudioStartup.com/episode172.   MSS Entrepreneurs Hub + Mastermind MSS Studio Launch Grant Competition Music Studio Business Building 101 Business Finance for Music Teachers

Risk and Return Business Finance, FIL 240-001, Autumn 2025, Lecture 16 Type: mp3 audio file ©2025

Risk and Return Business Finance, FIL 240-002, Autumn 2025, Lecture 16 Type: mp3 audio file ©2025

Cutting expenses sounds smart - but it's not always the path to growth. In fact, it can hold you back. In this episode of the Peace & Profits Podcast, I'm busting the myth that trimming costs is the key to scaling. You'll hear: Why cutting ads or team members may cost you more in the long run How to align expenses with your bigger goals Why time and money must work together for growth The power of delegation in creating peace and profit Listen in and let's rethink the “expense-cutting” advice together.

Bond Price and Yield Business Finance, FIL 240-001, Autumn 2025, Lecture 15 Type: mp3 audio file ©2025

Bond Price and Yield Business Finance, FIL 240-002, Autumn 2025, Lecture 15 Type: mp3 audio file ©2025

In this episode of The Raquel Show, I'm diving into a topic that so many entrepreneurs — especially real estate agents — often overlook: financial organization. I've learned that most agents don't actually have an income problem; they have a money organization problem. This episode is all about helping you take control of your finances, make smarter decisions, and truly step into your role as the CEO of your business and your life.I'll walk you through:How to create a solid financial structureWhy discipline with your money matters just as much as earning itHow to build systems that help you grow wealth and invest intentionally. 

In this episode, Jenn is joined by Birjan Crispin, the Deputy Director of the Good Citizen Project with the Indiana Family Institute, where they talk about his story of adoption and the best ways for Christians to be good citizens, promoting what is best for human flourishing.Learn more at https://www.goodcitizen.us/ and follow Birjan at https://www.instagram.com/birjancrispin98/-------------------------Bio: Born in Ruse, Bulgaria and adopted at the age of two, Birjan brings a powerful and personal narrative to the world of public policy, leadership, and faith. Raised in Wheaton, Illinois, and a graduate of Hope College with degrees in Business (Finance) and Political Science, Birjan's story-rooted in resilience and redemption-connects deeply with audiences across the country. With formative experience in the Indiana House of Representatives as a legislative aide and Indiana Family Institute as a policy analyst, along with his experience as a graduate of The Heritage Foundation's Leadership Academy, The Leadership Institute's Young Leaders Program, Indiana Family Institute's Hoosier Leadership Series Class of 2024 and his current service as Deputy Director of The Good Citizen Project, Birjan brings a passionate perspective on issues of culture, theology & policy today. Birjan and his wife, Brooke, live in Anderson, Indiana, where they are active members of Grace Baptist Church. Beyond policy and politics, Birjan is a classical violinist and avid golfer, bringing a creative and thoughtful presence to every stage.

Join Megan and Joey Coberly of Landscaping Bookkeeper and lawn care business expert Kevin Salters in a dynamic Q&A session, answering your questions on business finance, growth strategies, and key financial decisions to elevate your landscaping business.

Want to master your business finances and achieve entrepreneurial success?   Our next guest is Megan Schwan, CEO of Sidekick Accounting Services. She shares her remarkable journey from teen mom to building a successful business.   In this episode, Megan demystifies the world of business finances, providing a fresh perspective on overcoming emotional barriers and embracing the innovative Profit First methodology.   Learn how Megan's personal experiences have shaped her approach to entrepreneurship, focusing on the importance of self-care and setting boundaries to prevent burnout.   Whether you're looking for financial clarity or aiming to build a sustainable business, Megan's practical tips will equip you with the tools you need for success.   Connect with Megan Website: www.sidekick-accounting.com  LinkedIn: https://www.linkedin.com/in/meganmschwan/  Facebook: https://www.facebook.com/mmschwan/  Instagram: https://www.instagram.com/mompreneurof4/    ✨ Join my Mompreneur Glow Up email list. It's your go-to source for all things life, leadHERship, and mindset.