Podcasts about business finance

What happens when software adapts to humans, rather than humans adapting to software?In this episode of Riding Unicorns, James and Hector sit down with Jonathan Sanders, Founder & CEO of Light, the AI-native finance platform redefining how businesses manage money.Jonathan's journey spans investment banking, consulting, Pleo, founding Juni, and now building Light. Along the way, he has developed a unique perspective on technology, AI, and what the next generation of business software will look like.The conversation explores Jonathan's concept of "organic software" where AI agents learn, adapt, and operate alongside teams, reducing complexity and transforming finance from a reporting function into a strategic intelligence layer.Jonathan shares real-world examples of AI agents managing company spend, monitoring compliance, automating finance workflows, and generating insights that would have been impossible just a few years ago.The discussion also covers founder psychology, building through uncertainty, AI-first organisations, and how leadership teams must evolve in a world where software development, product design, and operations are increasingly powered by AI.Topics Covered:• Jonathan's journey from finance and consulting into startups• Why founding a company is one of the hardest ways to create change• The concept of "organic software" and AI-native business tools• How AI agents learn from company behaviour and improve over time• Building finance software that tells stories instead of generating reports• Real-world examples of autonomous finance workflows• Why AI is changing the role of CFOs and finance teams• How Light uses AI internally across product, engineering, and operations• The rise of AI-first organisations and new ways of working• Founder resilience, stress, and the realities of building companies• Why software development is changing faster than most people realise• The future of business operations in an AI-native worldThis is a conversation about the next generation of software, the future of work, and what happens when AI becomes a true operating system for businesses.

This week, Katie Koss sits down with Dave Molenda to discuss finances and accounting. She offers practical tips for managing cash flow and emphasizes the importance of regularly reviewing your numbers, as they tell a story and can guide your next move. Katie also explains how to gain financial clarity and highlights the role of accountants as a key foundation for growing a successful business.

How much cash is hiding in your business? See if you qualify for a Free Financial Health Check Financial Intelligence Toolkit Most business owners feel pretty comfortable with their income statement. Revenue, costs, profit. Simple enough.But the balance sheet is where the real story lives and where most of the damage hides. If your balance sheet is a mess and you ever have to clean it up, those corrections will hit your profit directly and could affect your taxes going back years.In this episode Steve walks through exactly what to watch on your balance sheet, why these balances get out of control quietly, and what to do before the cleanup becomes a crisis._______________________________________Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information.LinkedIn | YouTube coltivar.com

Well, hello again! It has been a minute since we released a new episode here on the podcast. This spring, we wrapped up our second tax season with Charles Harris, and Music Studio Startup exhibited for the first time ever at the MTNA conference in Chicago. Thank you to everyone who stopped by the booth. It is always so fun to connect with listeners in person. And now we're back, just in time to start talking about one of my favorite things we do: the Studio Launch Grant Competition. If you're new around here, the Studio Launch Grant is designed to help new and new-ish independent music teachers launch their studios with more support, more clarity, and a little more breathing room. As in past years, this year's winner will receive a prize package of business tools, coaching, professional support, and $1,000 in seed money to help them get their studio off to a strong start. This is our fourth year hosting the competition, and applications for the 2026 Studio Launch Grant are open now. If you are a new or new-ish independent teacher, or if you know someone who is, go to musicstudiostartup.com/grant to apply or share it with a teacher who should. Applications are due June 15. Today, we're going to revisit the story of one of our past grant competition winners, Anna Showalter.   A full transcript and resources from this episode can be found at www.musicstudiostartup.com/episode180   MSS Studio Launch Grant Competition MSS Entrepreneurs Hub + Mastermind Music Studio Business Building 101 Business Finance for Music Teachers  

How much cash is hiding in your business? See if you qualify for a Free Financial Health Check Financial Intelligence Toolkit Businesses almost never collapse without warning. The signs are usually there months before things get critical, sometimes even longer. The problem is most owners either do not know what to look for or they see the signs and convince themselves things will turn around.In this episode Steve walks through the five warning signs he looks for when he walks into any business. Catch them early and the fix is usually straightforward. Wait until they become a crisis and the options get a lot more limited.If your business is growing but something still feels off, this one is worth your full attention._______________________________________Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information.LinkedIn | YouTube coltivar.com

Ep 227: From Chaos to Clarity:  Understanding Your Business Finances

Check the episode transcript hereABOUT SEAN POGGI Sean is the Asset Manager of Uptown Syndication. He graduated from the University of Oregon with a Bachelor of Science in Business Administration and brings over 14 years of leadership experience with Apple Inc. Sean has been actively investing in real estate since 2015, with experience managing both short-term and long-term rental properties, including out-of-state investments. As a passionate Project Manager and Entrepreneur, Sean is focused on driving operational efficiency, overseeing asset performance, and supporting the long-term success of each investment opportunity.  ABOUT CHRIS SHEPARD Chris Shepard is an experienced real estate investor, property manager, and real estate agent.  He owns property in multiple states and chooses to invest in Portland, Oregon.  He has completed multiple 1031 exchanges and cost segregations to maximize the tax benefits of investing in real property.  Chris also holds the principal broker's license for Uptown Properties LLC and is responsible for its real estate activities.  On top of his state license, Chris holds a Certified Property Manager (CPM) designation from the Institute of Real Estate Management (IREM).  He graduated with a Bachelor of Science in Business Finance from the University of Arizona.  With his extensive background in deal analysis and negotiation, he provides incredible value to this company and its projects.    THIS TOPIC IN A NUTSHELL:  Sean and Chris break down the first full-cycle deal Finding upside through low rents, neglected management, and deferred maintenance Negotiating a $75,000 seller credit during acquisition When the Freddie Mac loan fell through after a failed property inspection Pivoting to hard money financing to get the deal closed Tackling major mold remediation and taking one unit down to the studs Replacing roofs, improving exteriors, and executing the renovation plan Refinancing during COVID and navigating shifting lender requirements How COVID reserves impacted refinance proceeds The lesson learned from refinancing too quickly Why loan-to-cost restrictions limited early capital returns Stabilizing the property through improved operations and rent growth Dispositioning the asset in 2025 after completing the full cycle Key investor lessons and how they shaped future syndications   KEY QUOTE:   “Every investor remembers their first full-cycle deal because it teaches you what the spreadsheet never can.”    ABOUT THE WESTSIDE INVESTORS NETWORK   The Westside Investors Network is your community for investing knowledge for growth. For real estate professionals by real estate professionals. This show is focused on the next step in your career... investing, for those starting with nothing to multifamily syndication.   The Westside Investors Network strives to bring knowledge and education to real estate professionals that is seeking to gain more freedom in their life. The host AJ and Chris Shepard, are committed to sharing the wealth of knowledge that they have gained throughout the years to allow others the opportunity to learn and grow in their investing. They own Uptown Properties, a successful Property Management, and Brokerage Company. If you are interested in Property Management in the Portland Metro or Bend Metro Areas, please visit www.uptownpm.com. If you are interested in investing in multifamily syndication, please visit www.uptownsyndication.com.     We would like to thank our Sponsors: OffsitePros and MyMoneyWorksForMe  #RealEstateInvesting #MultifamilyInvesting #ApartmentInvesting #RealEstateSyndication #ValueAddRealEstate #CommercialRealEstate #PassiveInvesting #ActiveInvesting #AccreditedInvestor #CashFlowInvesting #PrivateEquityRealEstate #FullCycleInvesting #MultifamilySyndication #RealEstateInvestors #InvestmentProperty #RentalPropertyInvesting #InvestorEducation #WealthBuilding #FinancialFreedom #AssetManagement #PropertyManagement #RealEstateEducation #RealEstateProfessionals #PortfolioGrowth #CapitalRaising #RealEstateOperator #IncomeProducingAssets #MarketCycleInvesting #InvestmentStrategy #UptownSyndication   CONNECT WITH SEAN AND CHRIS: Sean's LinkedIn: https://www.linkedin.com/in/seanpoggi Email: syndication@uptownpm.com Website: https://www.uptownsyndication.com   CONNECT WITH US   For more information about investing with AJ and Chris:  · Uptown Syndication | https://www.uptownsyndication.com/ · LinkedIn | https://www.linkedin.com/company/71673294/admin/  For information on Portland Property Management:  · Uptown Properties | http://www.uptownpm.com ·  Youtube | @UptownProperties  Westside Investors Network  · Website | https://www.westsideinvestorsnetwork.com/ · Twitter | https://twitter.com/WIN_pdx · Instagram | @westsideinvestorsnetwork · LinkedIn | https://www.linkedin.com/groups/13949165/ · Facebook | @WestsideInvestorsNetwork ·  Tiktok| @WestsideInvestorsNetwork ·  Youtube | @WestsideInvestorsNetwork 

Hey guys, so I just paid a tax bill and looking at those numbers in the past I probably would've wanted to throw up in my mouth a little bit. But I've done a couple of really clever things from both a strategy and a systems perspective that have completely changed the way I look at money now.I thought I'd record this episode because I know a lot of you are heading into business expense season, and honestly even if you're not, it's so useful to hear how other entrepreneurs actually deal with their money stuff behind the scenes.Enjoy this one guys, and I'm so thrilled to have a new sponsor on board, truly such a dream company

In this episode of the Be Authentic or GTFO Podcast, titled "How to Master Business Finances for Growth and Success," host Eric Oberembt sits down with Randy Brothers, a seasoned entrepreneur and financial expert. Together, they dive into the critical strategies that every business owner needs to know to manage finances effectively. From understanding cash flow and budgeting to making smart investments that fuel growth, this episode is packed with actionable insights.Randy shares his journey of overcoming financial challenges and the key lessons he learned along the way. Whether you're struggling with your business finances or looking to take your company to the next level, this episode offers practical tips and expert advice on mastering your business finances for sustained growth and long-term success. Tune in and discover the financial strategies that can transform your business.#businessfinances #growth #successListen to this episode on other podcast platforms:Spotify: https://tinyurl.com/BeAuthenticSpotifyGoogle Podcast: https://tinyurl.com/BeAuthenticGooglePodcastApple Podcast: https://tinyurl.com/BeAuthenticApplePodcastAmazon Music: https://tinyurl.com/BeAuthenticAmazonMusicConnect with "Be Authentic or GTFO" on social media:Facebook: https://www.facebook.com/beauthenticorGTFOInstagram: https://www.instagram.com/beauthenticorGTFOWebsite: https://beauthenticorgtfo.comFollow Podcast Host Eric Oberembt on social media:Facebook: https://www.facebook.com/ericoberembtInstagram: https://www.instagram.com/ericoberembt

In this episode, Dr. Joni Mansmann, Director of Business & Finance at Canon-McMillan School District, shares her remarkable journey from Mellon Bank in downtown Pittsburgh to nearly two decades leading school business operations — armed with a teaching degree, a doctorate in education, and a deep passion for the mission of public schools. She's living proof that school business officials are far more than budget managers.   Learn More About Kay-Twelve: Website: https://kay-twelve.com/ LinkedIn: https://www.linkedin.com/company/kay-twelve-com/ Instagram: https://www.instagram.com/kay_twelve/   Episode 320 of the Better Learning Podcast Kevin Stoller is the host of the Better Learning Podcast and Co-Founder of Kay-Twelve, a national leader for educational furniture. Learn more about creating better learning environments at www.Kay-Twelve.com.   For more information on our partners: Association for Learning Environments (A4LE) - https://www.a4le.org/ Education Leaders' Organization - https://www.ed-leaders.org/ Second Class Foundation - https://secondclassfoundation.org/ EDmarket - https://www.edmarket.org/ Catapult @ Penn GSE - https://catapult.gse.upenn.edu/ Want to be a Guest Speaker? Request on our website

This episode explains how structured asset management helps business owners reduce waste, improve decisions, and gain financial clarity. Learn more at: https://trustwayaccounting.com/post/asset-management-guide-small-business Trustway Accounting City: Hoover Address: 1236 Blue Ridge Blvd Website: https://trustwayaccounting.com

Review for the Final Exam Business Finance, FIL 240-001, Spring 2026, Lecture 27 Type: mp3 audio file ©2026

Review for the Final Exam Business Finance, FIL 240-002, Spring 2026, Lecture 27 Type: mp3 audio file ©2026

Send us Fan Mail If you've ever thought about starting a business… but felt overwhelmed by the numbers… or questioned how you could actually grow something sustainable while being a present mom…this episode is for you.In today's conversation, I'm joined by Melissa Broughton, founder of Busy Bee Advisors and creator of the 1-Hour Bookkeeper program, who shares how she left corporate America in search of more time with her family—and built a thriving business that now empowers thousands of others to do the same.This episode is about so much more than bookkeeping.It's about starting a business with confidence, knowing your numbers so you can grow, and creating a life and business that truly supports you as a mom.We talk about: How Melissa started her business from home and scaled to nearly $1M  Why bookkeeping is a flexible, in-demand way to start a business  How knowing your numbers creates confidence, clarity, and sustainable growth  The biggest financial mistakes entrepreneurs make (and how to avoid them)  Simple ways to understand your business finances—even if you're not a “numbers person”  How moms can build income, flexibility, and freedom without sacrificing family time Melissa also shares powerful real-life examples of how understanding your numbers can transform not just your business—but your life.Stay until the end for my top 3 takeaways on starting a business, growing with confidence, and feeling empowered in your finances as a mompreneur.

Free Cash Flow in Project Analysis Business Finance, FIL 240-002, Spring 2026, Lecture 26 Type: mp3 audio file ©2026

Free Cash Flow in Project Analysis Business Finance, FIL 240-001, Spring 2026, Lecture 26 Type: mp3 audio file ©2026

Special Topics: Ethics Business Finance, FIL 240-002, Spring 2026, Lecture 24 Type: mp3 audio file ©2026

Special Topics: Ethics Business Finance, FIL 240-001, Spring 2026, Lecture 24 Type: mp3 audio file ©2026

Free Cash Flow Business Finance, FIL 240-002, Spring 2026, Lecture 25 Type: mp3 audio file ©2026

Free Cash Flow Business Finance, FIL 240-001, Spring 2026, Lecture 25 Type: mp3 audio file ©2026

In this episode of The Real Women Real Business Podcast, Shauna Lynn Simon sits down with financial coach Sherry Andrew to break down why so many entrepreneurs feel overwhelmed by money, even when they are earning well. After losing her job and rebuilding her finances from scratch, Sherry transformed not just her income, but her entire relationship with money by shifting from tracking spending to creating intentional systems.She shares how inconsistent income, avoidance, and traditional budgeting advice often fail - especially for neurodivergent entrepreneurs - and what to do instead. From separating accounts to creating spending buffers and planning ahead, this conversation reframes money management in a way that feels doable, not restrictive.Listeners will walk away with practical strategies to reduce stress, increase clarity, and take control of their finances without shame or overwhelm.If money has ever felt confusing, frustrating, or just plain exhausting, this episode offers a fresh perspective that can change how you approach it moving forward.This episode is brought to you by Kaivari.Kaivari helps interior designers build a strong, strategic support network by connecting them with vetted coaches, trusted service providers, and aligned peer communities so they can make smarter business decisions with confidence. Visit Kaivari.com and use promo code KOACHFRIEND to save.Timestamps:(01:50) - (03:52) - Sherry's journey from job loss to starting her coaching business(03:53) - (08:33) - The shift from tracking spending to planning ahead(08:34) - (10:22) - Why money stress impacts growth and decision making(10:23) - (17:22) - Giving your money a job and building intentional systems(17:23) - (22:40) - Moving from scarcity thinking to proactive income planning(22:41) - (30:25) - Why traditional budgeting fails and how systems simplify money Resources:Book Your FREE Coaching Assessment Call with Shauna Lynn: https://www.aboutshaunalynn.com/coachmeLearn more about the show: AboutShaunaLynn.com/podcastTax Cheat Sheet: https://www.moneymindsetfc.com/linksEp 108: The Confidence Shift That Turned 500 Dollars Into a Global Business with Jane Harris: https://www.aboutshaunalynn.com/rwrb-podcast-episodes/confidence-shift

It's YOUR time to #EdUp with Josh Berry, Chief Information Officer at Delta College with Ellucian, & Jon Foco, VP, Business & Finance, Delta CollegeIn this episode, recorded LIVE from the Ellucian Live 2026 conference in Denver, Colorado,YOUR host is Dr. Jodi BlincoListen in to #EdUpThank YOU so much for tuning in. Join us on the next episode for YOUR time to EdUp!Connect with YOUR EdUp Team - ⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠Elvin Freytes⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ & ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Dr. Joe Sallustio⁠⁠⁠⁠⁠● Join YOUR EdUp community at ⁠The EdUp Experience⁠We make education YOUR business!P.S. Want access to the only intelligence platform built exclusively from presidential conversations in higher education? Join EdUp Leadership!

The Business & Finance ESG Awards, held in association with headline partner Grant Thornton, returned to the Mansion House, Dublin, on 16 April 2026, bringing together leading organisations and policymakers to celebrate excellence in Environmental, Social and Governance (ESG) performance across Ireland. Now in its fourth year, the awards continue to recognise the organisations and individuals driving meaningful progress in sustainability, social impact and responsible governance. This year's winners reflect the growing maturity of ESG across Irish business, with organisations demonstrating measurable impact, innovation and long-term commitment. The Grand Prix Award, the highest accolade of the awards, was awarded to Dalata Hotel Group (Dublin 18), recognising its outstanding ESG performance across multiple areas. In addition to securing the Grand Prix, Dalata Hotel Group was also recognised with the ESG Team Award, highlighting a deeply embedded, organisation-wide approach to sustainability, operational efficiency and stakeholder engagement. A major highlight of the event was the presentation of the ESG Leader Award to Marie Donnelly, in recognition of her exceptional contribution to advancing sustainability policy and driving Europe's energy transition. A long-time advocate for climate action, Marie has played a central role in shaping European energy policy and continues to influence the global sustainability agenda through her advisory and governance roles. Commenting on the awards, Janice Daly, Partner and Sustainability lead from Grant Thornton said: "Supporting the Business & Finance ESG Awards reflects our belief that embedding sustainability into business strategy plays an important role in advancing responsible business leadership. This year's winners have demonstrated how a considered and well designed approach to sustainability can deliver meaningful impact over the long term. In a period marked by ongoing economic and geopolitical uncertainty, their leadership shows the value of maintaining a clear, consistent focus on responsible business practices." Clare Kilmartin, COO, Business & Finance, said: "The 2026 ESG Awards winners demonstrate the depth of commitment, innovation and leadership that now defines ESG across Irish business. What is particularly encouraging is the shift from ambition to action, with organisations delivering measurable impact across climate, community and governance. The Grand Prix winner, Dalata Hotel Group, exemplifies how embedding ESG at every level of an organisation can drive both business success and positive societal change." The ESG Awards Judging Panel added: "This year's entries were of an exceptionally high standard, reflecting a significant evolution in how organisations are approaching ESG. The winners stood out not only for their ambition but for their ability to delivertangible, measurable outcomes. From large enterprises to SMEs, the breadth of innovation and commitment was impressive, making the judging process both challenging and inspiring." The Business & Finance ESG Awards 2026 Winners are: Category — Winner Biodiversity Leadership in Business Award — Coillte (Wicklow) Diversity, Equality & Inclusion Initiative — Bord Gáis Energy (Dublin 2) Employee Well-Being Award — Aldi Ireland (Co Kildare) Energy Efficiency Initiative Award — PTSB (Dublin 2) ESG Company Award (Enterprise) — An Post (Dublin) ESG Company Award (SMEs) — GORM (Ireland) ESG Consultancy Award — Xenergie (Galway) ESG Innovation Award — Flogas (Co Dublin) ESG Investment Award — BVP Investments Limited ESG Team Award — Dalata Hotel Group (Dublin 18) Future ESG Leader Award — Clémence Jamet, Guaranteed Irish (Dublin 2) Governance Leadership Award — Coolmine Therapeutic Community (Dublin 15) Net Zero Carbon Award — South Eastern Regional College (Co Down) Social Impact Award (Enterprise) — SMBC Aviation Capital (Dublin 2) Social Impact Award (SME) — Open Doors Initiative (Co Dublin) Sustainable Logistics Exc...

How much cash is hiding in your business? See if you qualify for a Free Financial Health Check Financial Intelligence Toolkit Most business owners track revenue. Some track profit. Almost none track the five numbers that actually tell you if their business is healthy, growing in value, and built to last.Steve sits down in this episode and walks you through exactly what he looks at in the first ten minutes with any business. These numbers connect together, build on each other, and will show you pretty quickly if your strategy is working or quietly costing you.If you've ever stared at a decent profit and still wondered where all the cash went, this one is going to hit close to home._______________________________________Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information.LinkedIn | YouTube coltivar.com

Do you experience a rude awakening every April when Tax Day approaches? If so, you're one of many creators who seem to be caught off-guard by this yearly reminder that your creator business is just that - a business. And the IRS does not take it easy on you just because you are not 'good at business.' In this episode, we're highlighting three critical money mistakes that could be devastating to your business - not just during tax season, but all year round - and we'll show you how fixing them can free you from  stress and anxiety. Not only that, these solutions will keep more money in your pocket and less going to Uncle Sam. Note: For our international listeners, please refer to your country's tax code and get professional help. For everyone - this is not financial advice or tax consultation - we advise all of our community of creators to seek help from a licensed financial professional. Send us Fan MailGet On The Waitlist for our Creator Business Deep Dive!Want more help fixing your faith-focused creator business? Join the waitlist and we'll let you know when we schedule this intensive and effective training for faith-centered creators!https://godandgigs.com/bizdeepdiveSupport the showWANT HELP WITH YOUR CREATOR BUSINESS? Sign up for the Creator Biz Deep Dive waitlist - godandgigs.com/bizdeepdivePODCAST MERCHGet God and Gigs themed gear, clothing and accessories HERE! FOLLOW US ON SOCIAL!  InstagramFacebook YouTubeWant to be a guest on The God and Gigs Show? Send us a message on PodMatch, here! © 2026 Paul Creative Solutions

Net Present Value and Internal Rate of Return Business Finance, FIL 240-002, Spring 2026, Lecture 22 Type: mp3 audio file ©2026

Net Present Value and Internal Rate of Return Business Finance, FIL 240-002, Spring 2026, Lecture 23 Type: mp3 audio file ©2026

Net Present Value and Internal Rate of Return Business Finance, FIL 240-001, Spring 2026, Lecture 22 Type: mp3 audio file ©2026

Net Present Value and Internal Rate of Return Business Finance, FIL 240-001, Spring 2026, Lecture 23 Type: mp3 audio file ©2026

In this highlight episode of How to Run a Successful Business and Still Have a Life, Stacey dives into part three of her cashflow series—focusing on the importance of surrounding yourself with the right financial support team. She openly shares how she once tried doing everything herself, from payroll to tax, and why bringing experts into her corner transformed her understanding, confidence, and decision-making around money.Stacey outlines who belongs on your financial “cheerleader” list—from bookkeepers and accountants to advisors who help you plan for the future—and explains how each of these professionals helps lighten the load and protect your business. She also encourages business owners to ask questions, be vulnerable, and understand that clarity comes from collaboration, not from doing it all alone.If you’ve ever felt overwhelmed by numbers, unsure where to look, or worried you’re “doing it wrong,” this episode gives you permission to stop struggling in silence and start building the team you need. Plus, Stacey invites you to join her Cashflow Made Simple webinar for even more practical support on your financial journey.See omnystudio.com/listener for privacy information.

How much cash is hiding in your business? See if you qualify for a Free Financial Health Check Financial Intelligence Toolkit Scaling sounds like the goal, but it's also where a lot of businesses quietly break. Growth doesn't fix problems, it exposes them. If margins are tight, they get tighter. If cash flow is inconsistent, it gets worse. And if the strategy isn't working, scaling just accelerates the damage. This episode breaks down what no one talks about when it comes to scaling, how to know if a business is actually ready to grow, and the one metric that determines whether scaling will create value or destroy it._______________________________________Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information.LinkedIn | YouTube coltivar.com

High sales don't mean you're winning.  In this episode, you'll discover why cash flow without discipline leads to thin margins—and how to plug the leaks that are quietly draining your bottom line.   Next Steps:

Tax strategist Carlotta Thompson explores her unique early start in tax law, her years as an IRS enrolled agent, and what it taught her about helping business owners legally reduce their tax burden through smarter planning and compliance. Thompson explains how the IRS TRULY operates, and highlights the most common audit triggers, and how tools like cost segregation, opportunity zones, family‑office‑style investing, business acquisitions, and real estate tax strategies can significantly reduce tax liability when implemented correctly, and discusses the limits of AI in accounting, as well as key red flags to watch for when hiring accountants.

Capital Budgeting Business Finance, FIL 240-001, Spring 2026, Lecture 21 Type: mp3 audio file ©2026

Capital Budgeting Business Finance, FIL 240-002, Spring 2026, Lecture 21 Type: mp3 audio file ©2026

Cost of Capital Business Finance, FIL 240-001, Spring 2026, Lecture 19 Type: mp3 audio file ©2026

Cost of Capital Business Finance, FIL 240-002, Spring 2026, Lecture 19 Type: mp3 audio file ©2026

Weighted Average Cost of Capital Business Finance, FIL 240-001, Spring 2026, Lecture 20 Type: mp3 audio file ©2026

Weighted Average Cost of Capital Business Finance, FIL 240-002, Spring 2026, Lecture 20 Type: mp3 audio file ©2026

How much cash is hiding in your business? See if you qualify for a Free Financial Health Check Financial Intelligence Toolkit A lot of business owners think profit is the goal, but the real problem shows up when the cash is not there.This is one of the most common struggles leaders deal with. Steve breaks down why profit and cash flow don't match and shares a simple way to measure how much of your profit actually turns into usable cash. Once you see this number, you'll understand exactly where your money is getting stuck and what needs to change._______________________________________Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information.LinkedIn | YouTube coltivar.com

In this highlight episode of How to Run a Successful Business and Still Have a Life, Stacey revisits one of the most downloaded episodes ever — and for good reason. If you’ve ever cringed at the thought of doing a budget, avoided your spreadsheet, or told yourself “I’m just not a numbers person,” this episode will completely shift your mindset. Stacey shares her own story of avoiding budgeting for years, the simple mindset shifts that helped her take control, and the step-by-step approach she now teaches business owners around the world. You’ll learn how to start small, build financial habits that stick, and use easy templates (pretty colours included!) to track your income, expenses, and savings goals. From personal budgeting to business cashflow, this episode walks you through the first steps of creating a simple, flexible, and empowering budget. Whether you’re saving for a holiday, planning for growth, or just trying to understand where your money is going each month, this is the perfect gentle nudge to finally take action. Plus, you’ll hear why budgets don’t have to be scary, why small habits matter more than big leaps, and how your finances can become a tool for confidence rather than confusion.See omnystudio.com/listener for privacy information.

The Capital Asset Pricing Model Business Finance, FIL 240-001, Spring 2026, Lecture 16 Type: mp3 audio file ©2026

The Capital Asset Pricing Model Business Finance, FIL 240-002, Spring 2026, Lecture 16 Type: mp3 audio file ©2026

Stock Valuation Business Finance, FIL 240-001, Spring 2026, Lecture 17 Type: mp3 audio file ©2026

Stock Valuation Business Finance, FIL 240-002, Spring 2026, Lecture 17 Type: mp3 audio file ©2026

Financial wellness shapes leadership, clarity, and the health of an organization. Dr. Darla Bishop is a keynote and corporate speaker, public health expert, and financial wellness strategist who helps leaders and teams reduce financial stress, build confidence, and perform at their best. For more than 15 years I have worked at the intersection of public health, behavior change, and financial well-being and have seen how financial stress affects retention, productivity, and workplace culture. She partners with companies, universities, nonprofits, and financial institutions to deliver research-backed, actionable keynotes that help people transform how they make decisions with their money, their time, and their energy. Who Dr. Darla serves: Corporate teams, associations, financial institutions, universities, K–12 districts, libraries, and youth-serving organizations. Her signature keynotes: Financial Literacy as the New Leadership Currency A data-informed talk on how financially well employees become stronger leaders and more resilient contributors to organizational success. Reinventing Yourself A transformational experience for teams navigating change, uncertainty, identity shifts, and new seasons of leadership. Across every stage and audience, my goal is to help people gain the clarity and confidence they need to lead stronger lives at work and at home. Additionally, Dr. Darla is the author of How to Afford Everything, the co-author of the bilingual children's book Madeline's Money Adventure, and the founder of Piggy Bank Pathways, a financial literacy program for children and families. Organizations bring her in when they want to: • Strengthen leadership and decision-making • Improve employee financial confidence and stability • Reduce burnout and turnover • Equip managers with tools for leading through change • Build cultures of resilience and clarity • Design and implement financial literacy curriculum aligned with K–12 standards and family engagement Specialties Financial Wellness, Leadership Development, Public Health, Behavioral Science, Employee Well-Being, Financial Literacy Education, CRA Partnerships, Curriculum Design, Change Management, Keynote Speaking, Corporate Workshops, Strategic Storytelling If your organization is ready to strengthen financial well-being and leadership from the inside out, I would love to connect. You can reach me at hello@darlabishop.com. ______________________________________________________________________ The Edupreneur: Your Blueprint To Jumpstart And Scale Your Education BusinessYou've spent years in the classroom, leading PD, designing curriculum, and transforming how students learn. Now, it's time to leverage that experience and build something for yourself. The Edupreneur isn't just another book; it's the playbook for educators who want to take their knowledge beyond the school walls and into a thriving business.I wrote this book because I've been where you are. I know what it's like to have the skills, the passion, and the drive but not know where to start. I break it all down: the mindset shifts, the business models, the pricing strategies, and the branding moves that will help you position yourself as a leader in this space.Inside, you'll learn how to:✅ Turn your expertise into income streams, without feeling like a sellout✅ Build a personal brand that commands respect (and top dollar)✅ Market your work in a way that feels natural and impactful✅ Navigate the business side of edupreneurship, from pricing to partnershipsWhether you want to consult, create courses, write books, or launch a podcast, this book will help you get there. Stop waiting for permission. Start building your own table.Grab your copy today and take control of your future.Buy it from EduMatch Publishing https://edumatch-publishing.myshopify.com/collections/new-releases/products/the-edupreneur-by-dr-will

Entrepreneurs start businesses in pursuit of financial freedom, yet many struggle to generate consistent profit even as revenue grows. Mike Michalowicz has seen this pattern play out time and time again. While traditional accounting trains business owners to treat profit as what's left over, Mike flipped the formula. He created Profit First, a cash management system that prioritizes profit from day one and has since been adopted by over 700,000 businesses worldwide. In this episode, Mike reveals how entrepreneurs can prioritize profit, build wealth, and finally turn revenue into true financial freedom. In this episode, Hala and Mike will discuss: (00:00) Introduction (01:45) Why Profit Must Come First (09:17) Profit First Cash Management System (14:14) Target Allocation Percentages for Profit (21:14) Handling Debt and Profit Distribution (24:44) Protecting Profit and Tax Accounts (27:57) How Spending Less Drives Innovation (33:32) Choosing Profitable Customers Strategically (40:17) Managing Profit for Financial Freedom Mike Michalowicz is a bestselling author, entrepreneur, and creator of the Profit First cash management system, used by over 700,000 businesses worldwide. He has built and sold multiple multi-million dollar companies and authored influential books, including Profit First, Clockwork, and Get Different. A sought-after keynote speaker, Mike helps entrepreneurs build profitable, sustainable businesses using behavior-based financial strategies. Sponsored By: Indeed - Get a $75 sponsored job credit to boost your job's visibility at Indeed.com/profiting Shopify - Start your $1/month trial at Shopify.com/profiting. Spectrum Business - Keep your business connected seamlessly with fast, reliable Internet, Phone, TV, and Mobile services. Visit https://spectrum.com/Business to learn more. Northwest Registered Agent - Build your brand and get your complete business identity in just 10 clicks and 10 minutes at northwestregisteredagent.com/paidyap Framer - Publish beautiful and production-ready websites. Go to Framer.com/profiting and get 30% off their Framer Pro annual plan. Quo - Run your business communications the smart way. Try Quo for free, plus get 20% off your first 6 months when you go to quo.com/profiting Working Genius - Take the Working Genius assessment and discover your natural gifts and thrive at work. Go to workinggenius.com and get 20% off with code PROFITING Experian - Manage and cancel your unwanted subscriptions and reduce your bills. Get started now with the Experian App and let your Big Financial Friend do the work for you. See experian.com for details. Huel -  Get all the daily nutrients you need with Huel. Grab Huel today and get 15% OFF with my code PROFITING at huel.com/PROFITING.  Resources Mentioned: Mike's Website: mikemotorbike.com  Mike's Book, Get Different: bit.ly/GetDifrent  Mike's Book, Clockwork: bit.ly/Clocwork  Mike's Book, Profit First: bit.ly/-ProfitF1st  Mike's Book, The Pumpkin Plan: bit.ly/TPumpkinP  YAP E386 with Mike Michalowicz:  Active Deals - youngandprofiting.com/deals  Key YAP Links Reviews - ratethispodcast.com/yap YouTube - youtube.com/c/YoungandProfiting Newsletter - youngandprofiting.co/newsletter  LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ Social + Podcast Services: yapmedia.com Transcripts - youngandprofiting.com/episodes-new  Entrepreneurship, Entrepreneurship Podcast, Business, Business Podcast, Self Improvement, Self-Improvement, Personal Development, Starting a Business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Technology, Marketing, Negotiation, Money, Finance, Side Hustle, Startup, Mental Health, Career, Leadership, Mindset, Health, Growth Mindset, Personal Finance, Wealth, Stock Market, Scalability, Investment, Risk Management, Financial Planning, Business Coaching, Finance Podcast, Saving

If sales are up but the bank account says otherwise, something's off. In this episode, you'll learn the difference between revenue, profit, and cash flow—and the practical steps leaders use to fix cash flow problems for good. Next Steps: