Podcasts about business finance

Free Cash Flow Analysis in Capital Budgeting Decisions Business Finance, FIL 240-001, Autumn 2025, Lecture 24 Type: mp3 audio file ©2025

Free Cash Flow Analysis in Capital Budgeting Decisions Business Finance, FIL 240-002, Autumn 2025, Lecture 24 Type: mp3 audio file ©2025

Too many construction businesses see financials as paperwork for banks, bonds, or taxes - not as tools to actually run the business. Then they're surprised when margins fluctuate and cash gets tight. In this Mobilization Mindset episode, Scott Peper sits down with Jason Kruger, Partner at Citrin Cooperman and longtime construction finance expert, to break down the financial infrastructure contractors need to run their business - not just report on it.You'll hear:- Cash first - build and update a simple 13-week cash flow- WIP is your guide - accurate job-level WIP drives decisions and cash timing- Stabilize your P&L - match revenue and costs to the right periods- Protect margin - track to the percentage point- Be strategic with quick-pay offers - discounts/debt add up fast - make a payoff plan- Close monthly, consistently - set the date and stick to it - Hire for construction finance - industry expertise matters- Look forward - use solid historicals to forecast taxes and set targets- Use tech wisely - let ERP/AI handle busywork so you can analyzeMindset shift: Don't build reports for lenders - build them for next week's decisions. When cash flow and WIP guide your actions, you avoid surprises, capture margin, and your business can experience steady growth.Watch the full episode now!#ConstructionFinance #CashFlow #WIPReport #ContractorMargins #MobilizationMindset

This week, as we observe Veteran's Day in the US, I'm honored to be talking to a Vietnam Veteran and guitar teacher for a non-profit organization that aims to brighten the lives of veterans who suffer from physical and mental wounds from their times of service. You'll hear about how their mission is shaped by those they serve, how they raise funds for the program, and how they address some unique considerations when matching teachers with veterans and finding creative ways to make the guitar accessible. Here's my conversation with Bernie.   Full transcript available at musicstudiostartup.com/episode175   MSS Entrepreneurs Hub + Mastermind MSS Studio Launch Grant Competition Music Studio Business Building 101 Business Finance for Music Teachers

Project Free Cash Flow Analysis Business Finance, FIL 240-001, Autumn 2025, Lecture 22 Type: mp3 audio file ©2025

Project Free Cash Flow Analysis Business Finance, FIL 240-002, Autumn 2025, Lecture 22 Type: mp3 audio file ©2025

Most teams treat annual planning like a spreadsheet exercise.Finance builds the numbers. Everyone else nods along. Then the plan gets filed away until next year.But real planning isn't about producing a static budget – it's about creating a rhythm that connects finance, operations, and delivery all year round.In this episode of The Handbook: The Ops Podcast, Harv sits down with Adam Cooper, founder of ACC Finance Solutions and host of The Fractional CFO Show, to unpack how finance can become your business's operating rhythm – one that brings clarity, accountability, and foresight to every decision.Here's what we cover:How to use finance as your sat nav, not your rear-view mirrorBuilding a monthly rhythm that links financials, KPIs, and team accountabilityCreating a planning cycle that goes beyond budgets – with scenarios, reforecasts, and 3 - 5 year goalsManaging cash flow and runway with discipline (and less stress)Why financial storytelling matters – and how it helps the whole business make smarter choicesIf your annual planning still feels like a finance ritual, this episode will help you reframe it as an operating plan for the year ahead – one that helps your team navigate, adapt, and grow with confidence.Additional Resources:

Net Present Value and Internal Rate of Return Business Finance, FIL 240-001, Autumn 2025, Lecture 22 Type: mp3 audio file ©2025

Net Present Value and Internal Rate of Return Business Finance, FIL 240-002, Autumn 2025, Lecture 22 Type: mp3 audio file ©2025

If you've ever wondered whether the music you compose or arrange for your students could become more than a creative outlet—maybe even a second income stream—this episode is for you. My guest, James Michael Stevens, is a composer and college music dean who has steadily built something quite remarkable: a catalog of thousands of piano and organ pieces, all self-published online, that reaches players around the world. What I love most about his story isn't just the scale of what he's created—it's how he's done it. His process is simple, consistent, and completely self-driven, and it offers a model for any creative teacher who wants to turn small, steady efforts into something substantial. In our conversation, James shares how he got started, what keeps him motivated, and the systems he uses to sustain that level of creative output year after year. Whether you write music, design resources, or just have an idea you've been meaning to follow through on, this episode is full of practical wisdom for anyone building something one step at a time. Here's my conversation with James. A full transcript and resources from this episode can be found at MusicStudioStartup.com/episode174.   MSS Entrepreneurs Hub + Mastermind MSS Studio Launch Grant Competition Music Studio Business Building 101 Business Finance for Music Teachers  

Capital Budgeting Decision Making Business Finance, FIL 240-002, Autumn 2025, Lecture 21 Type: mp3 audio file ©2025

Capital Budgeting Decision Making Business Finance, FIL 240-001, Autumn 2025, Lecture 21 Type: mp3 audio file ©2025

Weighted Average Cost of Capital Business Finance, FIL 240-001, Autumn 2025, Lecture 20 Type: mp3 audio file ©2025

Weighted Average Cost of Capital Business Finance, FIL 240-002, Autumn 2025, Lecture 20 Type: mp3 audio file ©2025

Cost of Capital Business Finance, FIL 240-001, Autumn 2025, Lecture 19 Type: mp3 audio file ©2025

Cost of Capital Business Finance, FIL 240-002, Autumn 2025, Lecture 19 Type: mp3 audio file ©2025

Stock Valuation Business Finance, FIL 240-001, Autumn 2025, Lecture 17 Type: mp3 audio file ©2025

Stock Valuation Business Finance, FIL 240-002, Autumn 2025, Lecture 17 Type: mp3 audio file ©2025

Stock Valuation Models Business Finance, FIL 240-001, Autumn 2025, Lecture 18 Type: mp3 audio file ©2025

Stock Valuation Models Business Finance, FIL 240-002, Autumn 2025, Lecture 18 Type: mp3 audio file ©2025

Today I'm talking to the owner of a boutique voice studio about how she rebranded her studio to make it more about her students and less about her. You'll hear all about how she introduced the new brand, how it was received by studio parents, and how her students have taken ownership of the studio community, to the point where they've even developed their own gang sign. There's a lot of food for thought in the episode with Leischen Moore. Full transcript available at musicstudiostartup.com/episode173 MSS Entrepreneurs Hub + Mastermind MSS Studio Launch Grant Competition Music Studio Business Building 101 Business Finance for Music Teachers  

 In this episode, I'm talking with pianist and educator Janna Williamson about how she prepares her students and studio for recital season. I wanted to talk with Janna specifically because she's a teacher who models both excellence and perspective. Her students perform beautifully, but her focus isn't on perfection. For Janna, performing isn't about proving skill or passing a test. It's about sharing music. We talk about the practical side of recital prep, things like timelines, scheduling and rep, but also about how Janna's studio vision guides every decision she makes about those events.  Here's my conversation with Janna.   A full transcript and resources from this episode can be found at MusicStudioStartup.com/episode172.   MSS Entrepreneurs Hub + Mastermind MSS Studio Launch Grant Competition Music Studio Business Building 101 Business Finance for Music Teachers

Risk and Return Business Finance, FIL 240-001, Autumn 2025, Lecture 16 Type: mp3 audio file ©2025

Risk and Return Business Finance, FIL 240-002, Autumn 2025, Lecture 16 Type: mp3 audio file ©2025

Cutting expenses sounds smart - but it's not always the path to growth. In fact, it can hold you back. In this episode of the Peace & Profits Podcast, I'm busting the myth that trimming costs is the key to scaling. You'll hear: Why cutting ads or team members may cost you more in the long run How to align expenses with your bigger goals Why time and money must work together for growth The power of delegation in creating peace and profit Listen in and let's rethink the “expense-cutting” advice together.

Bond Price and Yield Business Finance, FIL 240-002, Autumn 2025, Lecture 15 Type: mp3 audio file ©2025

Bond Price and Yield Business Finance, FIL 240-001, Autumn 2025, Lecture 15 Type: mp3 audio file ©2025

In this episode of The Raquel Show, I'm diving into a topic that so many entrepreneurs — especially real estate agents — often overlook: financial organization. I've learned that most agents don't actually have an income problem; they have a money organization problem. This episode is all about helping you take control of your finances, make smarter decisions, and truly step into your role as the CEO of your business and your life.I'll walk you through:How to create a solid financial structureWhy discipline with your money matters just as much as earning itHow to build systems that help you grow wealth and invest intentionally. 

Watch this episode on YouTube HERE! Most small business owners don't start out as financial experts - and that's exactly why 8 out of 10 small businesses fail.  In this episode, I sit down with Megan Schwan, CEO and founder of Sidekick Accounting Services, to talk about how to set your business up for financial success. Megan has spent over two decades in accounting and has helped thousands of business owners understand their numbers, implement smart tax strategies, and build businesses that last.  She's also a certified Profit First Professional, helping entrepreneurs prioritize profitability and cash flow so they can thrive no matter what the economy brings. What you'll hear in this episode: Why separating your business and personal finances is critical to your mindset and growth Simple first steps to get control of your business finances (even if numbers aren't your strength) How to recession-proof your business with savings and pricing strategies Common mistakes business owners make when it comes to expenses and marketing How to know if your business model is truly profitable - or if it's time to pivot When to hire and how to make sure you're financially ready Whether you're just starting out or scaling your business, Megan shared practical strategies you can use today to improve cash show, cut overwhelm, and build a business that supports both your goals and your lifestyle. Connect with Megan Schwan & Sidekick Accounting Services: Website; www.sidekick-accounting.com  LinkedIn Facebook Instagram Let's stay connected!  Follow and Subscribe The Small Business Mindset on YouTube and your favorite podcast platform. www.kirstenflory.com LinkedIn Facebook Instagram  

In this episode, Jenn is joined by Birjan Crispin, the Deputy Director of the Good Citizen Project with the Indiana Family Institute, where they talk about his story of adoption and the best ways for Christians to be good citizens, promoting what is best for human flourishing.Learn more at https://www.goodcitizen.us/ and follow Birjan at https://www.instagram.com/birjancrispin98/-------------------------Bio: Born in Ruse, Bulgaria and adopted at the age of two, Birjan brings a powerful and personal narrative to the world of public policy, leadership, and faith. Raised in Wheaton, Illinois, and a graduate of Hope College with degrees in Business (Finance) and Political Science, Birjan's story-rooted in resilience and redemption-connects deeply with audiences across the country. With formative experience in the Indiana House of Representatives as a legislative aide and Indiana Family Institute as a policy analyst, along with his experience as a graduate of The Heritage Foundation's Leadership Academy, The Leadership Institute's Young Leaders Program, Indiana Family Institute's Hoosier Leadership Series Class of 2024 and his current service as Deputy Director of The Good Citizen Project, Birjan brings a passionate perspective on issues of culture, theology & policy today. Birjan and his wife, Brooke, live in Anderson, Indiana, where they are active members of Grace Baptist Church. Beyond policy and politics, Birjan is a classical violinist and avid golfer, bringing a creative and thoughtful presence to every stage.

Review for Midterm Exam Business Finance, FIL 240-001, Autumn 2025, Lecture 14 Type: mp3 audio file ©2025

Review for Midterm Exam Business Finance, FIL 240-002, Autumn 2025, Lecture 14 Type: mp3 audio file ©2025

Are you constantly wondering if you're spending too much or maybe not enough in your business? Here's the truth: not every season of business is meant to be profitable. And if your spending isn't aligned with the season you're in, you could risk stunting your growth or draining cash you can't afford to lose. In this episode, Danielle Hayden, reformed corporate CFO and founder of Kickstart Accounting, Inc., walks you through the four seasons of business—developmental, growth, optimization, and stability—and shows you what healthy spending looks like in each one and their percentages. You'll learn how to align your financial strategy with your business stage so you can invest wisely, protect your cash, and build long-term sustainability. Key Takeaways:  Not Every Season Is Profitable: Understanding that profitability isn't the goal in every stage of business gives you permission to reinvest strategically without guilt. Four Seasons of Business Guide Your Spending: Developmental, growth, optimization, and stability each have their own financial priorities and spending benchmarks. Healthy Spending Looks Different in Each Season: From investing in marketing during developmental mode to streamlining expenses in optimization mode, knowing where to focus can keep you on track. Your Season Isn't Fixed: Business isn't linear. You may cycle back and forth between seasons depending on opportunities, challenges, or market shifts. Financial Clarity Builds Confidence: Using your numbers as a tool helps you spend with intention and make empowered CEO-level decisions. Topics Discussed: (00:00) Intro – The 4 Seasons of Business Explained: Developmental, Growth, Optimization, and Stability (01:41) Development Mode: Spending Priorities and Benchmarks for Startups and Solopreneurs (06:48) Growth Mode: Building a Team, Scaling Systems, and Aiming for Profitability (12:29) Optimization Mode: Reducing Expenses, Focusing on Efficiency, and Leaning Into What Works (17:42) Stability Mode: Reduced Investments, Strong Profit Margins, and Balancing for Life (20:04) Outro: Kickstart's Free Healthy Spending Guide, Like, Share and Subscribe!   Resources: Free Download | Healthy Spending by Seasons Guide   Book a Call with Kickstart Accounting, Inc.: https://kickstartaccountinginc.com/book-a-call/    Connect with Kickstart Accounting, Inc.: Instagram | https://www.instagram.com/Kickstartaccounting YouTube | https://www.youtube.com/@businessbythebooks  Facebook | https://www.facebook.com/kickstartaccountinginc  

Join Megan and Joey Coberly of Landscaping Bookkeeper and lawn care business expert Kevin Salters in a dynamic Q&A session, answering your questions on business finance, growth strategies, and key financial decisions to elevate your landscaping business.

Not sure what your numbers are telling you? Get a free review: coltivar.com/financial-review Most business owners avoid finance because it feels complicated—but it doesn't have to be.Steve breaks down three simple financial concepts that will put you ahead of 90% of people in business: understanding your unit economics, mastering cash flow, and knowing the eight levers that drive profit. He explains how small shifts in how you read your numbers can lead to massive gains in cash flow, clarity, and control. If you've ever felt lost in the financial side of your business, this episode will change that._______________________________________Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information. LinkedIn | YouTube coltivar.com

Want to master your business finances and achieve entrepreneurial success?   Our next guest is Megan Schwan, CEO of Sidekick Accounting Services. She shares her remarkable journey from teen mom to building a successful business.   In this episode, Megan demystifies the world of business finances, providing a fresh perspective on overcoming emotional barriers and embracing the innovative Profit First methodology.   Learn how Megan's personal experiences have shaped her approach to entrepreneurship, focusing on the importance of self-care and setting boundaries to prevent burnout.   Whether you're looking for financial clarity or aiming to build a sustainable business, Megan's practical tips will equip you with the tools you need for success.   Connect with Megan Website: www.sidekick-accounting.com  LinkedIn: https://www.linkedin.com/in/meganmschwan/  Facebook: https://www.facebook.com/mmschwan/  Instagram: https://www.instagram.com/mompreneurof4/    ✨ Join my Mompreneur Glow Up email list. It's your go-to source for all things life, leadHERship, and mindset.  

Bond Prices and Yields Business Finance, FIL 240-001, Autumn 2025, Lecture 13 Type: mp3 audio file ©2025

Bond Prices and Yields Business Finance, FIL 240-002, Autumn 2025, Lecture 13 Type: mp3 audio file ©2025

Today I'm back with Leah Drake of Vibrant Valley Music Studio for part two. In part one we talked about her transition to group lessons through the chaos of COVID and losing her teaching space. It's quite the story! In today's episode we zoom in on her move to a commercial space—and the very real finances behind it. Leah is based in San Jose, so none of this is cheap. She walks us through how she chose square footage with room to grow, why she prioritized a storefront for visibility, and how she financed the whole thing. If you like numbers, this episode will not disappoint. Leah is very transparent about her budget. Here's my conversation with Leah.   A full transcript and resources from this episode can be found at MusicStudioStartup.com/episode171.   MSS Entrepreneurs Hub + Mastermind MSS Studio Launch Grant Competition Music Studio Business Building 101 Business Finance for Music Teachers  

Bonds Business Finance, FIL 240-001, Autumn 2025, Lecture 12 Type: mp3 audio file ©2025

Bonds Business Finance, FIL 240-002, Autumn 2025, Lecture 12 Type: mp3 audio file ©2025

Imagine a future where AI integrates deeply into every aspect of life, challenging our understanding of work, purpose, and even parenting. Adrian Martinca shares his personal visions and experiences, revealing the urgent need to shift our collective energy from fearing AI's “darkness” to actively shaping a “light-filled” future for our children, where technology serves their dreams. In This Episode: 00:00 AI's Positive Potential 04:00 Defining AI Literacy for Kids 07:23 AI's Impact on Education and Society 12:01 AI as an Integrated Entity 16:31 AI, Family, and Global Unity 23:58 Navigating the Future of Work 30:27 Societal Pivots and Parental Challenges 38:59 AI in the Workforce 43:04 The Dream Guide for Parents 49:09 Empowering Children's Dreams 53:50 Defining Success and Collective Action 59:50 The Power of Visualization 01:03:47 The Dark Vision and Driving Purpose 01:08:41 From Setback to Transformation Key Takeaways: Reframe AI: View AI not just as a tool, but as an “alien intelligence” that demands a new kind of relationship, especially with children. Challenge Education: Recognize how the current education system struggles with AI's impact, as knowledge becomes freely available and careers shift. Prioritize Children's Dreams: Advocate for a future where kids' visions guide AI and technology development, fostering purpose and combating passive consumption. Bridge the Generational Gap: Equip parents with methods, like the Dream Guide, to openly discuss technology's influence and co-create a positive future with their children. Unite for Collective Vision: Join global efforts, such as the Open Doors Movement, to collectively visualize and manifest a symbiotic human-AI future, ensuring freedom and agency. Resources Mentioned: Adrian Martinca: https://www.linkedin.com/in/adrian-martinca/  Technology for the Future: https://t4tf.org/  Open Doors Movement: opendoorsmovement.org Kids Dreams Matter: kidsdreamsmatter.org The Dream Guide (workbook): Available via Open Doors Movement or Kids Dreams Matter websites. Connect With Adrian Martinka: LinkedIn: https://www.linkedin.com/in/adrian-martinca/  Open Doors Movement: opendoorsmovement.org Kids Dreams Matter: kidsdreamsmatter.org Subscribe to Business Finance and Soul and follow Shaun: https://businessfinanceandsoul.com/ Shaun Enders https://www.linkedin.com/in/shaunenders/   

The Financial Operator: Cash In, Chaos Out Podcast | Episode 67 | Scaling Smart: KPIs, Leadership & Life Balance

Yields and Forward Rates Business Finance, FIL 240-001, Autumn 2025, Lecture 11 Type: mp3 audio file ©2025

Yields and Forward Rates Business Finance, FIL 240-002, Autumn 2025, Lecture 11 Type: mp3 audio file ©2025

Today I'm talking with Leah Drake of Vibrant Valley Music Studio—a solo teacher running a 100-student group program in San Jose. Leah walks us through the messy middle of a major model shift: how she transitioned from private to groups over a year, navigated COVID, survived multiple space moves, and ultimately signed a long-term lease that forced clearer systems and smarter decisions. We get into Leah's why behind group teaching, the structure of her classes, and the operations that make a 100-student studio work—onboarding/offboarding, a VA, and digital tools that help families actually practice between lessons. We had so much to cover that we actually split our conversation into two parts. Today's episode focuses on Leah's transition and systems, and in our next episode we'll delve into the realities of space rental.   A full transcript and resources from this episode can be found at MusicStudioStartup.com/episode170.   MSS Entrepreneurs Hub + Mastermind MSS Studio Launch Grant Competition Music Studio Business Building 101 Business Finance for Music Teachers  

Interest Rates Business Finance, FIL 240-001, Autumn 2025, Lecture 10 Type: mp3 audio file ©2025

Interest Rates Business Finance, FIL 240-002, Autumn 2025, Lecture 10 Type: mp3 audio file ©2025

In this episode of the Elevate Media Podcast, Chris Anderson sits down with Austin McMillan, founder of Flywheel Financial, to talk about building profitable businesses through financial clarity and smart systems. Austin shares his journey from acquisitions in the landscaping industry to launching his own fractional CFO firm. They dive into why chasing revenue can sink businesses, the importance of profit-first strategies, and how to avoid burnout while scaling.Main Talking Points:Austin's journey into entrepreneurship and Flywheel Financial's missionWhy profit—not revenue—is the real scorecard for business healthThe importance of financial rhythms and owner KPIsRed flags that lead to burnout and financial stressBuilding accountability systems and effective team cultureHow AI is reshaping bookkeeping and financial servicesThe role of margin in creating freedom and creativityPersonal legacy, integrity, and family impact This episode is NOT sponsored. Some product links are affiliate links, meaning we'll receive a small commission if you buy something.===========================⚡️PODCAST: Subscribe to our podcast here ➡ https://elevatemedia.buzzsprout.com/⚡️Need post-recording video production help? Let's chat ➡ https://calendly.com/elevate-media-group/application⚡️For Support inquires or Business inquiries, please email us at ➡︎ support@elevate-media-group.comOur mission here at Elevate Media is to help purpose-driven entrepreneurs elevate their brands and make an impact through the power of video podcasting.Disclaimer: Please see the link for our disclaimer policy for all our episodes or videos on the Elevate Media and Elevate Media Podcast YouTube channels. https://elevatemediastudios.com/disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of the Real Estate Pros Podcast, host Q Edmonds engages with tax expert Steven Young to explore the intricacies of tax strategies for real estate investors. They discuss the importance of proactive tax planning, overcoming tax anxiety, and the value of building relationships within the tax and real estate community. Steven shares real-life success stories of clients who have navigated tax challenges and emphasizes the need for financial education among business owners. The conversation highlights the difference between tax compliance and strategic tax planning, aiming to empower listeners to take control of their financial futures.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------