Podcasts about mifid ii

Im Mai präsentierten sich die internationalen Börsen für Einkommensinvestoren einmal mehr als herausforderndes Spielfeld zwischen Chancen und Risiken. Während geopolitische Unsicherheiten und volatile Börsenkurse für Nervosität sorgten, eröffnen sich zugleich attraktive Gelegenheiten für antizyklisch agierende Anleger. Die aktuelle Folge des Einkommensinvestoren-Blitzlichts beleuchtet die wichtigsten Entwicklungen: Von der Goldrallye über den Generationenwechsel bei Berkshire Hathaway bis hin zu den Dividendenhighlights in Europa und den Besonderheiten des Optionsmarkts. Das Einkommensinvestoren-Blitzlicht wird von Trading212 vorgestellt, nach unserem Dafürhalten ein echter Neobroker für Einkommensinvestoren. Das Investitionsspektrum umfasst circa 10.000 Wertpapiere an 13 internationalen Börsen, darunter eine Vielzahl dividendenstarker Aktien, ETFs, ETPs und CEFs – und das ohne Ordergebühren und ohne Fremdkostenpauschale:

Tom Arbuthnot chats with Michael Levy, CEO of Numonix, about what it really takes to deliver compliance-grade recording in Microsoft Teams.Compliance recording is centrally managed, encrypted, and built to meet regulations like GDPR and MiFID II.Microsoft certification requires rigorous audits, financial commitment, and ongoing platform alignment.Vendors must continuously adapt to Teams updates to maintain compatibility and compliance.Numonix powers advanced features like filtered recording, native Teams app support, and AI integration.Thanks for listening to this deep dive into compliance recording and how it's evolving with Microsoft Teams.

Anfang April wurden die Kapitalmärkte von einer riesigen Welle der Unsicherheit heimgesucht. Der Fear & Greed Index markierte mit drei von hundert Punkten den niedrigsten Stand seit dem Shutdown-Crash im Frühjahr 2020. Auslöser waren die Zollmaßnahmen der US-Regierung, die nicht nur Aktien und Anleihen, sondern auch Währungen und alternative Anlageklassen kräftig durchschüttelten. In der aktuellen Schatzmeister-Folge diskutieren wir, wie sich Anleger in diesem Umfeld positionieren können, welche Chancen sich bieten und worauf es jetzt ankommt. Diese Schatzmeister-Folge wird von IncomeShares präsentiert. IncomeShares bietet euch eine neue Generation von Sammelanlagen mit monatlichen Dividenden und Ausschüttungsrenditen von sechs Prozent p. a. und mehr – ideal für alle Investoren, die auf regelmäßige Erträge setzen. Die Produkte basieren auf bewährten Optionsstrategien wie Covered Calls und Cash Secured Puts, sind MiFID-II-konform und daher wie ein klassischer ETF ganz einfach über die Börse handelbar:

Aktienmarkt im Sturzflug, Zinsen auf Talfahrt, Gold auf Allzeithoch – was bedeutet das alles für Einkommensinvestoren? In der April-Folge des Einkommensinvestoren-Blitzlichts liefern wir Einblicke, welche Strategien sich in Krisensituationen bewährt haben, warum der Nachrichtenstrom oft mehr schadet als nutzt und welche Anlagen derzeit echte Stabilität bieten. Außerdem: Die jüngsten Rekorddividenden, neue ETFs aus Übersee, politische Steuerpläne und die große Frage, ob der richtige Crash jetzt vor der Türe steht. Das Einkommensinvestoren-Blitzlicht wird von Trading212 vorgestellt, dem ersten echten Neobroker für Einkommensinvestoren. Das Investitionsspektrum umfasst circa 10.000 Wertpapiere an 13 internationalen Börsen, darunter eine Vielzahl dividendenstarker Aktien, ETFs, ETPs und CEFs – und das ohne Ordergebühren und ohne Fremdkostenpauschale:

In this podcast, ComTech talks with Shane Henley of CubeLogic and Aviv Handler of ETR Advisory about trade surveillance in energy & commodities. What is trade surveillance, what are the regulations, what are the requirements, what is coming in the future and more. Please do like and share. Our thanks to our guests - Aviv Handler and Shane Henley. Shane Henley is the Head of Monitoring Solutions at CubeLogic, a vendor that specialises in energy market transaction surveillance. Shane has 20 years experience in the energy trading sector covering industry, consulting a IT vendor roles. Shane spent much of his time as a consultant advising firms on European market regulations, including REMIT, MAR, MiFID 2 and EMIR. Since joining CubeLogic, Shane has helped to develop the CubeWatchTS solution into a widely recognised leader in physical energy market surveillance space. Aviv Handler is a specialist in the regulation of the commodities and energy market providing advice and services to the energy and commodity markets in the understanding, preparation and implementation of Energy and Commodity Market Regulations. He focuses on all streams of European regulation including EMIR, REMIT, MiFiD II, MAR, the relevant parts of Brexit and SFTR as well as applicable rules across the globe. Aviv has recently authored a book, "Navigating European Energy and Commodity Markets Regulation"

Der März war bisher ein Monat steigender Volatilität und fallender Kurs. Bitcoin, Nvidia, Tesla und Co. haben massive Verluste erlitten. Im aktuellen Blitzlicht blicken wir auf die letzte große Manie und den letzten Crash, den aktuellen Zinsschock und den höchsten Bundesbankverlust aller Zeiten. Darüber hinaus erörtern wir, warum russische Aktien plötzlich im Fokus stehen und verkünden die aktuellen Rekordausschüttungen der Dividendenaristokratie. Wie stets folgt im zweiten Teil unser persönlicher Kommentar zu den aktuellen Ereignissen. Das Einkommensinvestoren-Blitzlicht wird vorgestellt von IncomeShares, dem aufgehenden Stern am Dividendenhimmel. Das Finanzunternehmen mit Sitz in Dublin, Irland, vertreibt Optionsstrategien auf Aktien, Indizes und Rohstoffe im Mantel einer kostengünstigen Sammelanlage mit monatlicher Ausschüttung an. Die Produkte sind MiFID-II-konform und können von heimischen Privatanleger ohne Umwege direkt an der Börse erworben werden:

Het is zo ver: de Strategic Bitcoin Reserve is daar. Vorige week donderdag ondertekende President Trump de Executive Order om de SBR in het leven te roepen. In deze podcast leggen we je uit wat er in die EO staat en wat we daarvan vinden. Verder is Peter in de boete gedoken die BUX op de deurmat kreeg van de AFM, bespreken we de crypto plannen van de Spaanse bank BBVA en heeft Bert natuurlijk een heerlijke marktupdate. Veel luisterplezier!Probeer Bitcoin Alpha 2 weken gratis!Meetup 11 aprilSatoshi Radio wordt mede mogelijk gemaakt door: Amdax, Watson Law, HVK Stevens en onze hoofdsponsor Bitvavo.Timestamps(00:00:00) Welkom en Podcast Introductie(00:05:30) Hebben wij een hekel aan XRP?(00:18:00) Wat is het energieverbruik van AI?(00:24:00) Bookmark van Bart: OKX heeft MiFID II licentie binnen(00:34:00) Bookmark van Bart: Amerika heeft een Strategic Bitcoin Reserve(01:06:00) Bookmark van Peter: Begich & Lummis (re)introduceren de BITCOIN Act(01:17:00) Bookmark van Peter: AFM slingert BUX op de bon: € 1,6 miljoen(01:33:00) Bookmark van Bert: Spaanse bank BBVA toestemming voor bitcoin trading & custody(01:37:00) Bookmark van Peter: OCC: “cryptocurrency activities are permissible in the federal banking system”(01:40:00) Bookmark van Bart: Nic Carter over de VS overheid en BTC(01:45:00) Marktupdate(02:16:12) EindeBookmarksBert:Spaanse bank BBVA toestemming voor bitcoin trading & custodyOCC: “cryptocurrency activities are permissible in the federal banking system”Bessent: We are going to keep the U.S. the dominant reserve currency in the world and we will use stable coins to do that.Bart:America will be the Bitcoin superpower of the world.Executive order textFact sheetOverton window shiftedFor the first time ever I'm worried about the future of BitcoinThis is the threatnever sell your Bitcoin...that's a little phrase that they say... I don't know if they're right or not...who the hell knows.What about the bitfinex coins?Draadje van BartOKX heeft MiFID II licentie binnenWe zijn eigenlijk niet veel opgeschoten sinds 2021Rumble koop 188 bitcoinCivil Asset Forfeiture: man moet zijn bitcoins inleverenThese paranoid scenarios that bitcoiners worried about for years are coming to pass now, except bitcoiners are cheering for them.Nic Carter over de VS overheid en BTCPeter:AFM slingert BUX op de bon: € 1,6 miljoenBinance krijgt miljardeninjectie van MGXBegich & Lummis (re)introduceren de BITCOIN ActEuropa leider op het gebied van cryptovriendelijke banken

Johnny Hanna, økonom hos Finanstilsynet, er med i denne uges episode af Rig på viden hvor vi taler om market maker aftaler og hvilken effekt de har på det danske aktiemarked efter indførelsen af MIFID II.Følg os på LinkedIn:André: www.linkedin.com/in/andréthormann/Rig på viden: https://www.linkedin.com/company/rig-paa-viden/?viewAsMember=trueIntro musik:Deadly Roulette by Kevin MacLeodLink: https://incompetech.filmmusic.io/song/3625-deadly-rouletteLicense: http://creativecommons.org/licenses/by/4.0/

Im aktuellen Einkommensinvestoren-Blitzlicht haben wir erneut ein breites Themenspektrum auf Lager. Von Howard Marks Warnungen vor Finanzblasen über Turnaround-Chancen bei Infrastrukturfonds und der kursdämpfenden Wirkung von Zollschranken bis hin zu neuen Entwicklungen an der Dividendenfront ist alles dabei - inklusive der Entthronung eines Dividendenaristokraten. Und auch diesmal darf der Blick auf die finanzpolitische Bühne nicht fehlen. Das Einkommensinvestoren-Blitzlicht wird vorgestellt von IncomeShares, dem aufgehenden Stern am Dividendenhimmel. Das Finanzunternehmen mit Sitz in Dublin, Irland, vertreibt Optionsstrategien auf Aktien, Indizes und Rohstoffe im Mantel einer kostengünstigen Sammelanlage mit monatlicher Ausschüttung an. Die Produkte sind MiFID-II-konform und können von heimischen Privatanleger ohne Umwege direkt an der Börse erworben werden:

I will updat this laterExplore the evolving nature of the pension system, the impact of demographic changes, and the role of technology in making pension management more efficient. Discover how the pension landscape in the UK is adapting to new challenges and opportunities, and what the future might hold for workers and retirees alike. With Alyshia Harrington-Clark Head of DC, Master Trusts and Lifetime Savings, PLSA (Pension and Lifetime Savings Association) USEFUL LINKS About the PLSA : https://www.plsa.co.uk/ Check out the  @PlsaUk  on YouTube

En la sesión de hoy hablaremos de la subida generalizada de los mercados (principales índices, oro y bonos, entre otros) y una posible subida de Bitcoin a máximos históricos tras varias semanas de compresión. Veremos qué está pasando y posibles escenarios para ver si merece la pena o no invertir. Repasaremos las últimas lecturas de USA, Alemania y España, y el calendario de próximos eventos. Para terminar, repasamos el barómetro de tipos de la FED, el Euríbor y los principales índices y/o activos.

¿Es mejor optar por fondos monetarios o cuentas remuneradas para sacar partido a tu dinero? En este video hacemos una comparativa completa, revisando ejemplos como la cuenta remunerada de Trade Republic y el fondo monetario Groupama Trésorerie, para descubrir qué ha sido más rentable en los últimos meses y cuál podría ser la mejor opción de cara al futuro. Si quieres tomar decisiones informadas y maximizar tu rentabilidad, ¡no te pierdas el vídeo!

En la sesión de hoy hablaremos de la bajada de TLT o DBXG y la situación actual de la renta fija. ¿Es buen momento para invertir en bonos? Veremos qué está pasando y posibles escenarios para ver si merece la pena o no invertir. Repasaremos las últimas lecturas de USA, Alemania y España, y el calendario de próximos eventos. Para terminar, repasamos el barómetro de tipos de la FED, el Euríbor y los principales índices y/o activos.

Analizamos las ofertas con las condiciones más atractivas para que puedas ahorrar dinero. ¿Qué bancos ofrecen las hipotecas más bajas? ¿Seguirán bajando más? Vemos la evolución del Euríbor y el top con las principales ofertas, tanto online como tradicionales. Además, te explico cómo elegir la opción más adecuada según tu perfil y varios aspectos clave a tener en cuenta cuando negocias con los bancos. Además, te comparto la historia de cómo conseguí mi hipoteca al 1% ¿Pensando en pedir una hipoteca? ¡No te lo pierdas!

¿No sabes cómo empezar a invertir? En este video te explico, paso a paso, cómo puedes invertir esos primeros 1.000€ y comenzar en el mundo de la inversión, aunque seas principiante o empieces desde cero. Hablamos de por qué es fundamental invertir para proteger y hacer crecer tu dinero, dónde puedes hacerlo y cómo elegir la estrategia adecuada para ti. Además, realizo un ejemplo práctico con un roleplay que te ayudará a visualizar cómo dar tus primeros pasos en el mundo de la inversión. Si quieres empezar, pero no sabes cómo ¡no te pierdas este vídeo!

En la sesión de hoy hablaremos de la caída en los principales índices americanos (S&P500, Nasdaq, Dow Jones) y la nueva subida de los bonos. Veremos qué está pasando y posibles escenarios para ver si merce la pena o no invertir. Repasaremos las últimas lecturas de USA, zona Euro y España, el calendario de próximos eventos y los bonos a 30 y 10 años de USA y Alemania. Para terminar, repasamos el barómetro de tipos de la FED, el Euríbor y los principales índices y/o activos.

In this episode of Connected with Latham, the first of three episodes complementing Latham's “10 Key Focus Areas for UK-Regulated Financial Services Firms in 2025” report, London partners Rob Moulton and Nicola Higgs and counsel Becky Critchley discuss what will likely appear on the reform agenda for wholesale markets in 2025. They examine capital markets reforms, changes to the remuneration rules and SMCR, and ongoing work on repealing and restating MiFID II.   This podcast is provided as a service of Latham & Watkins LLP. Listening to this podcast does not create an attorney client relationship between you and Latham & Watkins LLP, and you should not send confidential information to Latham & Watkins LLP. While we make every effort to assure that the content of this podcast is accurate, comprehensive, and current, we do not warrant or guarantee any of those things and you may not rely on this podcast as a substitute for legal research and/or consulting a qualified attorney. Listening to this podcast is not a substitute for engaging a lawyer to advise on your individual needs. Should you require legal advice on the issues covered in this podcast, please consult a qualified attorney. Under New York's Code of Professional Responsibility, portions of this communication contain attorney advertising. Prior results do not guarantee a similar outcome. Results depend upon a variety of factors unique to each representation. Please direct all inquiries regarding the conduct of Latham and Watkins attorneys under New York's Disciplinary Rules to Latham & Watkins LLP, 1271 Avenue of the Americas, New York, NY 10020, Phone: 1.212.906.1200

Solidus Labs' Delphine Forma sits down with Mario Hoessl-Neumann, General Counsel at One Trading to explore building Europe's first regulated exchange for perpetual futures, navigating MiCA, and addressing market abuse challenges.

¿Te interesa conocer los planes de pensiones y su impacto fiscal? En este video te explico cómo optimizar tu plan de pensiones usando un simulador que te permite evaluar aportaciones, rescates, y la implicación fiscal de tu inversión. Descubre cómo anticipar los posibles beneficios o desventajas según tus variables personales y jugar con distintos escenarios a largo plazo. Si estás considerando invertir en tu jubilación, este video es para ti.

¿Sabes en qué situación patrimonial te encuentras? En este video, exploraremos cómo ordenar y entender todo tu patrimonio, no solo con las inversiones, sino también con activos como inmuebles y fondos de inversión, así como las deudas. Además, revisaremos una plantilla personalizada para calcular tu balance personal y analizar tus activos, pasivos y patrimonio neto. Aprende a manejar tus finanzas personales de manera completa para tomar mejores decisiones y mejorar tu bienestar financiero.

En este vídeo, te enseñaré cómo optimizar al máximo tu plan de pensiones para obtener el mayor rendimiento posible. Compararemos diferentes planes de pensiones con ejemplos claros y verás cómo un pequeño ajuste en el perfil de riesgo puede generar una diferencia abrumadora a largo plazo. Además, te explicaré paso a paso cómo realizar un traspaso de tu plan de pensiones, de manera sencilla y sin coste. Si quieres que tu dinero trabaje para ti y asegurarte una jubilación cómoda, ¡este vídeo es para ti!

Sesión enfocada en la actualidad económica, REPASO SEMANAL. En la sesión de hoy veremos Cómo Afectaron las Elecciones al S&P 500 en el Pasado, seguiremos con las últimas lecturas (Decisión de Tipos de Interés en Canadá, Lecturas de Alemania y Lecturas de USA), el calendario próximos eventos, los Bonos a 30 y 10 años de USA y Alemania, el Barómetro de Tipos de la Fed, el Euríbor, y, terminaremos repasando los principales índices y/o activos.

En este video, analizamos la reciente bajada de los tipos de interés del Banco Central Europeo y cómo afecta a las cuentas remuneradas. Con la reducción de los tipos, es vital explorar alternativas de inversión para proteger nuestro dinero y buscar mejores rendimientos. Hablaremos sobre las cuentas remuneradas, depósitos a plazo, bonos y otras opciones, destacando sus diferencias, riesgos y cómo diversificar de manera inteligente. No te pierdas esta sesión, que te ayudará a tomar mejores decisiones financieras.

En este video comparo las mejores opciones de inversión a corto plazo entre cuentas remuneradas y fondos monetarios. Analizo su rendimiento, riesgos y proyección de rentabilidad desde octubre del año pasado hasta la fecha actual, destacando cuál ha sido la mejor alternativa en este entorno de tipos de interés cambiantes. Además, profundizo en los efectos de las decisiones recientes del Banco Central Europeo y cómo impactan en las cuentas remuneradas, fondos monetarios y en tus ahorros.

Sesión enfocada en la actualidad económica, REPASO SEMANAL. Veremos las últimas lecturas (IPC y Decisión de Tipos de Interés de Europa, PMI's, ventas viviendas de USA, etc), el calendario próximos eventos, los Bonos a 30 años de USA y Alemania, el Barómetro de Tipos de la Fed, el Euríbor, y, terminaremos repasando los principales índices y/o activos.

¿Puedo perder todo mi dinero invirtiendo en el SP500? ¿Cuánto podría perder? ¿Es realmente recomendable? En este vídeo exploramos los riesgos del SP500, el índice que incluye a las 500 mayores empresas de EE. UU. Hablaremos de escenarios extremos, las probabilidades de pérdida a corto y largo plazo, y si sigue siendo una opción recomendada para inversionistas. ¡Descubre lo mejor y lo peor del SP500 en nuestra sesión de hoy!

¿Tu dinero está realmente a salvo? En este video explicamos la diferencia crucial entre activos invertibles y no invertibles, y cómo afecta la cobertura de tu dinero en bancos y brokers. También repasamos el funcionamiento del Fondo de Garantía de Depósitos (FGD) y el FOGAIN, y qué debes tener en cuenta para entender si tu dinero está protegido. ¡No te pierdas esta información esencial para inversores!

Sesión enfocada en la actualidad económica, REPASO SEMANAL. Veremos las últimas lecturas (Actas última reunión Fed, IPC USA, etc), el calendario próximos eventos, los Bonos a 30 años de USA y Alemania, el Barómetro de Tipos de la Fed, el Euríbor, y, terminaremos repasando los principales índices y/o activos.

In this episode, Lindsey Rogerson and Rachel Wolcott, senior editors for Regulatory Intelligence in EMEA discuss the UK Financial Conduct Authority's (FCA) approach to Freedom of Information Act (FOIA) compliance.In the UK, most public bodies are subject to FOIA. That means members of the public can request information held by public authorities or by persons providing services to them. That includes the FCA, the Prudential Regulation Authority and the Bank of England. Lindsey and Rachel discuss the importance of using FOIA in their work to uncover information that helps readers and listeners better understand how the regulators work. They talk through several examples of information they've been able to request, including about whistleblowing, enforcement statistics, as well as bullying and harassment allegations made by FCA employees. Recently, however, many of their FOIA requests have been met with resistance from the regulator. Lindsey and Rachel talk about how they appealed the FCA's use of FOIA exemptions —and won. The process brought valuable insights into how the regulator manages FOIA compliance. LINKS FCA response to FOI on guidance for supervisors investigation allegations made by whistleblowers after ICO intervention June 2024: https://www.whatdotheyknow.com/request/protocol_for_supervisors_when_in/response/2684994/attach/4/FOI10712%20Amended%20Response%2020240619.pdf?cookie_passthrough=1 Redacted FCA document: Supervision: Whistleblowing ‘How to Guide' for SPC & Authorisation Divisions: https://www.whatdotheyknow.com/request/protocol_for_supervisors_when_in/response/2684994/attach/5/Annex%20A.pdf?cookie_passthrough=1 Article: FCA report shows "host" ACD compliance has not improved in a decade, s 166s imposed: https://word-edit.officeapps.live.com/we/FCA%20report%20shows%20%22host%22%20ACD%20compliance%20has%20not%20improved%20in%20a%20decade,%20s%20166s%20imposed Article on: UK FCA is still assessing more than 1,100 whistleblower reports from 2023/24: https://nam02.safelinks.protection.outlook.com/?url=http%3A%2F%2Fgo-ri.tr.com%2FO3tB1r&data=05%7C02%7Crachel.wolcott%40thomsonreuters.com%7Cba01669a1154474d690a08dcd2715851%7C62ccb8646a1a4b5d8e1c397dec1a8258%7C0%7C0%7C638616631473549097%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C0%7C%7C%7C&sdata=DODZq3z11tZ%2FDZsQvMvYSJWDHOs4gJi7eVZRLslaqGA%3D&reserved=0 H2O decision notice: https://www.fca.org.uk/publication/final-notices/h2o-am-llp-2024.pdf FCA warning notice on Woodford Investment Management Ltd and Neil Woodford: https://www.fca.org.uk/publication/warning-notices/warning-notice-statement-24-3.pdf First Tier Tribunal decision in Paul Carlier v ICO: https://www.bailii.org/uk/cases/UKFTT/GRC/2024/257.htmlArticle on FOIA request about MiFID II recordkeeping investigations: https://www.linkedin.com/posts/rachelwolcott_mifid-enforcement-action-activity-7199352605670555649-BLwt/?utm_source=share&utm_medium=member_desktopArticle: FCA to merge FOIA, personal data disclosure unit into comms team: https://www.linkedin.com/posts/rachelwolcott_fca-to-merge-idt-fully-with-communications-activity-7163815206140239873-HFex/?utm_source=share&utm_medium=member_desktopUK FCA's FoIA request reputational risk assessments, guidelines for journalists' requests are inappropriate –expert (paywall): http://go-ri.tr.com/xqNUHXMeta FOIAsFOI6522, FOI9427, FOI9980 (scroll to the bottom for links. For two of them you may need to request access from the FCA) FCA's response to Lindsey and Rachel's questions: Is the FCA's approach to FOIA and DPA in line with its stated values of acting with integrity and delivering in the public interest? "Yes" Does the FCA still circulate FOI responses to large number of staff in the CEO's office and the COO for comments and sign off? "As we mentioned in our last response to you in March, our approach is in line with ICO guidance and the law." What are the latest IDT performance statistics? "Over the last 12 months from September 2023 to August 2024 (inclusive), we responded to 92% of FOIA requests and 98% of DSARs within the statutory deadline." Has the ICO asked the FCA to perform any remedial work on IDT? Has ICO advised/queried the FCA about safeguards for FOIA and DPA in the new combined IDT/press office arrangements? "No. When we answered your questions in March, we explained that it had been our intention that the information disclosure team would move to a different department within the communications directorate as part of a planned restructure later this year. That move has now happened." Has the FCA stopped internal circulation of lists of new FOIA requests with names of requestors? If not why not?"We continue to circulate the details of new requests, which generally include the names of the requesters, to a limited number of internal stakeholders. We are satisfied that our internal processes are appropriate and lawful, including that our processes are compliant with FOIA and data protection legislation." What further steps has the FCA taken to train IDT/comms staff about using FOIA exemptions?"All IDT staff and internal reviewers have received formal training on the application of the FOI Act and many members of the team are qualified FOIA practitioners. In addition, IDT works closely with our legal division, which provides expert guidance in the interpretation of the most complex aspects of the Act." Has the FCA reviewed its approach to labelling FOIA requests as vexatious following the First-Tier Tribunal case Paul Carlier v Information Commissioner and the FCA? If yes, how? "The FCA continues to consider each request on a case by case basis, in line with the requirements of relevant legislation, ICO guidance and case law. In this case, the ICO agreed with our view the requests were vexatious. The Tribunal, however, decided 'by a narrow margin' they were not, a conclusion it reached 'with some hesitation.' We have therefore been happy to reconsider the requests." From the evidence we have reviewed the FCA's approach to FOIAs and DPAs seemed to be top-down with many senior executives signing off requests and even correcting grammar errors. We are also aware from our own FOIs that there is often months-long delays in responding to requests and appeals. Given this, what is the FCA doing to ensure a more efficient process in line with the legislation? "We have improved our performance on the statutory deadlines for FOIAs and DSARs over the last year. We recognise that we need to do more to improve our performance in processing FOIA Internal Reviews and DSAR complaints. We are currently considering how the existing process can be streamlined to improve its efficiency. Our internal processes are focused on ensuring a clear and quality response, not preventing disclosure which is determined by the law."FOI6522: https://www.whatdotheyknow.com/request/foi6522_request_for_further_info#incoming-2714347FOI9427: https://www.whatdotheyknow.com/request/foi9427_request_for_information#incoming-2713882FOI9980: https://www.whatdotheyknow.com/request/foi_9980_request_for_information#incoming-2711477 Compliance Clarified is a podcast from Thomson Reuters Regulatory Intelligence.Listen to wide-ranging, insightful discussions on all things compliance for financial services firms. We delve into the hot topics of the day, the challenges faced and offer up practical ideas for emerging good practice. We de-mystify regulation and explore the art, as well as the science, of the ever-expanding role of the compliance officer.  Enforcements, digital transformation, regulatory change, governance, culture, conduct risk – anything and everything impacting the compliance function is up for discussion.

In this episode Lindsey Rogerson and Rachel Wolcott, senior editors in London talk through the UK Financial Conduct Authority's (FCA) changing approach to enforcement. They look at the number of enforcement cases closed since April 2023 when the former head of enforcement left. In all 155 cases have been closed with only 28 resulting in an enforcement action—about 18%. That discussion leads to a broader consideration of the FCA's publication of enforcement data, its resistance to some Freedom of Information Act requests for more information and a look at some of the detail it recently revealed in letters to UK lawmakers. Lindsey and Rachel assess the FCA's proposals to announce some enforcement investigations. This plan was first announced in February and has since been rebranded as "naming and shaming" by those opposed to the measures. Lindsey and Rachel question whether this description is justified, run through the ways investigations are sometimes announced, and make a case for the more frequent publication of richer, more descriptive enforcement data. Links: 2017 report about the HK SFC closing cases (paywall) https://signon.thomsonreuters.com/?productId=TRRIP&returnto=https%3A%2F%2Fregintel.thomsonreuters.com%2F%23login%2F%257B%2522redirect%2522%253A%2522ri%252Fresolve%252Fshorturl%252F%25257B%252522shortUrl%252522%25253A%252522BRKGDI%252522%25257D%2522%257D&bhcp=1UK FCA seeks speedy closure for cases with "no future (paywall) https://signon.thomsonreuters.com/?productId=TRRIP&returnto=https%3A%2F%2Fregintel.thomsonreuters.com%2F%23login%2F%257B%2522redirect%2522%253A%2522ri%252Fresolve%252Fshorturl%252F%25257B%252522shortUrl%252522%25253A%252522skxHi9%252522%25257D%2522%257D&bhcp=1UK FCA is still assessing more than 1,100 whistleblower reports from 2023/24 (paywall) https://signon.thomsonreuters.com/?productId=TRRIP&returnto=https%3A%2F%2Fregintel.thomsonreuters.com%2F%23login%2F%257B%2522redirect%2522%253A%2522ri%252Fresolve%252Fshorturl%252F%25257B%252522shortUrl%252522%25253A%252522O3tB1r%252522%25257D%2522%257D&bhcp=1Season 10, Episode 6: Insider dealing lists: lessons from a conviction https://podcasts.apple.com/gb/podcast/season-10-episode-6-insider-dealing-lists-lessons-from/id1548510826?i=1000647506230Season 9, Episode 4: The FCA and its difficulties dealing with whistleblowing https://open.spotify.com/episode/1l3pvrXW1J6LcJv2LOunRo FCA Board Minutes April 2023 https://www.fca.org.uk/publication/minutes/fca-board-minutes-27-april-2023.pdfFCA letter to House of Lords Financial Services Regulation Committee https://www.fca.org.uk/publication/correspondence/fca-response-lfsrc-april-24.pdfFCA letter to Treasury Committee https://committees.parliament.uk/publications/44666/documents/221907/default/FOIA request about recording keeping and messaging appshttps://www.whatdotheyknow.com/request/refined_request_foi10578_recordi#incoming-2645944 UK FCA opened no investigations into communications retention; opened first Mifid II transaction reporting investigation (article) https://www.linkedin.com/feed/update/urn:li:activity:7199352605670555649/FOIA request for updated enforcement data to show closed investigations https://www.whatdotheyknow.com/request/enforcement_data_update_of_foi10#incoming-2661174CP 24/2 Our enforcement guide and publicizing enforcement investigations—a new approach (the naming and shaming one ;-)) https://www.fca.org.uk/publication/consultation/cp24-2.pdfUK Finance response to CP24/2 https://www.ukfinance.org.uk/system/files/2024-04/UK%20Finance%20%20response%20to%20FCA%20enforcement%20guidance%20CP24-2.pdf Compliance Clarified is a podcast from Thomson Reuters Regulatory Intelligence.Listen to wide-ranging, insightful discussions on all things compliance for financial services firms. We delve into the hot topics of the day, the challenges faced and offer up practical ideas for emerging good practice. We de-mystify regulation and explore the art, as well as the science, of the ever-expanding role of the compliance officer.  Enforcements, digital transformation, regulatory change, governance, culture, conduct risk – anything and everything impacting the compliance function is up for discussion.

The UK's announcement of the Edinburgh Reforms in 2022 made clear the government's intention to chart its own course in rulemaking for the UK financial services sector, and no longer prioritise equivalence with EU legislation. The UK is currently in the process of repealing and restating all retained EU legislation, which will result in divergence from the EU in several areas. Priority areas of reform have already seen significant progress, particularly those reflecting areas in which the government is keen to boost the UK's attractiveness as a place to do business, including the UK listing and prospectus regimes, MiFID II, the Securitisation Regulation, Solvency II, PRIIPs, and the Money Market Funds Regulation. In this episode of Connected with Latham, the latest in a 10-part series complementing Latham's “10 Key Focus Areas for UK-Regulated Financial Services Firms in 2024” report, London partners Rob Moulton and Nicola Higgs and Frankfurt partner Markus Krüger discuss the pace and focus of UK/EU regulatory divergence seen to date and what firms can expect in 2024. They also explore areas of potential regulatory convergence between the EU and the UK, including in relation to retail market investor protection, ESG reforms, and implementation of the Basel III Endgame international capital standard.   This podcast is provided as a service of Latham & Watkins LLP. Listening to this podcast does not create an attorney client relationship between you and Latham & Watkins LLP, and you should not send confidential information to Latham & Watkins LLP. While we make every effort to assure that the content of this podcast is accurate, comprehensive, and current, we do not warrant or guarantee any of those things and you may not rely on this podcast as a substitute for legal research and/or consulting a qualified attorney. Listening to this podcast is not a substitute for engaging a lawyer to advise on your individual needs. Should you require legal advice on the issues covered in this podcast, please consult a qualified attorney. Under New York's Code of Professional Responsibility, portions of this communication contain attorney advertising. Prior results do not guarantee a similar outcome. Results depend upon a variety of factors unique to each representation. Please direct all inquiries regarding the conduct of Latham and Watkins attorneys under New York's Disciplinary Rules to Latham & Watkins LLP, 1271 Avenue of the Americas, New York, NY 10020, Phone: 1.212.906.1200

The UK's decision to scrap compulsory research unbundling, following the final recommendations of the Investment Research Review, marked one of the most striking developments for financial services firms in 2023. Permitting rebundling across the board with no market capitalisation threshold comes as part of a wider approach to reinvigorate UK capital markets. With the FCA expected to finalise its rule changes by midyear, firms accustomed to the MiFID II rules will need to adapt to the added flexibility regarding how they pay for investment research. In this episode of Connected with Latham, the latest in a 10-part series complementing Latham's “10 Key Focus Areas for UK-Regulated Financial Services Firms in 2024” report, partner Rob Moulton talks with Giulia Pecce, Head of MiFID Policy, Research and Wholesale Investor Protection for the Association of Financial Markets in Europe (AFME), about the 2024 outlook for investment research. They discuss whether rule changes will likely be readily workable operationally, how quickly market practice might change, and the impact of EU reforms and US regulation on the UK's ultimate approach to unbundling.   This podcast is provided as a service of Latham & Watkins LLP. Listening to this podcast does not create an attorney client relationship between you and Latham & Watkins LLP, and you should not send confidential information to Latham & Watkins LLP. While we make every effort to assure that the content of this podcast is accurate, comprehensive, and current, we do not warrant or guarantee any of those things and you may not rely on this podcast as a substitute for legal research and/or consulting a qualified attorney. Listening to this podcast is not a substitute for engaging a lawyer to advise on your individual needs. Should you require legal advice on the issues covered in this podcast, please consult a qualified attorney. Under New York's Code of Professional Responsibility, portions of this communication contain attorney advertising. Prior results do not guarantee a similar outcome. Results depend upon a variety of factors unique to each representation. Please direct all inquiries regarding the conduct of Latham and Watkins attorneys under New York's Disciplinary Rules to Latham & Watkins LLP, 1271 Avenue of the Americas, New York, NY 10020, Phone: 1.212.906.1200