Podcasts about currencycloud

Ever wondered how the fintech world is reshaping global payment and spend management? This episode of Leaders in Payments features Pedro Batista, CEO of Payhawk in the UK, who reveals the journey that took him from Porto, Portugal, through heavyweight fintech companies like CurrencyCloud and Plaid, all the way to his current role. Pedro shares invaluable insights into Payhawk's mission to streamline and automate financial operations for businesses, emphasizing real-time visibility, vertical integration, and fraud detection. Whether your company has frequent travelers, is scaling rapidly, or needs more efficient global spend management, Pedro's expertise will provide a roadmap to enhanced financial efficiency.Discover the innovation disparity between consumer financial technologies and B2B payment systems as we dissect the infrastructure evolution with Pedro. From the potential of blockchain in developing economies to the impact of real-time payment systems like FedNow, this episode offers a comprehensive outlook on the future of payments. Listen as Pedro discusses his passion for leveraging AI to optimize customer service and operational efficiency, along with the importance of adapting to regulatory shifts. We wrap up with Pedro's personal interests in traveling and sports, and his strategic advice for newcomers in the payments industry. Don't miss out on Pedro's vision for Payhawk's future, driven by real-time technology and exceptional customer support.

Timing when to exchange money from one currency to another is something we've probably all experienced. Domestic payments are getting faster and cheaper in many countries. The challenge now is to link those systems together and make cross-border payments as fast and as seamless as the best domestic systems to meet customer expectations for fast money movement no matter where it's being sent. So how does this infrastructure impact currency exchange? To get a better sense of all this, we talk to Piers Marais, who oversees product strategy for Visa Cross-Border Solutions and Currencyclouds client base. He draws on his extensive background in payments to ensure that Visa Cross-border solutions and Currencycloud are continually at the forefront of the latest payment innovations. We also speak to Kathy Lien whose expertise is an on-the-ground FX trader will help us see the use cases and the benefits of the tools that have been revolutionizing currency trading. Follow Us: Website https://www.visa.com/visadirect LinkedIn @Visa Direct

Sam Altman is the CEO @ OpenAI, the company on a mission is to ensure that artificial general intelligence benefits all of humanity. OpenAI is one of the fastest-scaling companies in history with a valuation of $90BN and $2BN+ in revenue. Brad Lightcap is the COO @ OpenAI and the man responsible for the incredible scaling of sales, GTM, partnerships and business to today being over $2BN in revenue. Arthur Mensch is the Co-Founder and CEO of Mistral AI. Since its inception in May 2023, Mistral has raised over $520M in funding from investors like Andreeseen Horowitz, General Catalyst, Lightspeed Venture Partners, and Microsoft with a current valuation of $2 billion.  Des Traynor is a Co-Founder of Intercom, and has built and led many teams within the company, including Product, Marketing, and Customer Support. Today Des leads all of Intercom's R&D efforts, and parts of Intercom's marketing. Tom Hulme is a Managing Partner of GV (Google Ventures), and leads the European team. Today, GV has over $10BN in AUM and Tom has led investments in Lemonade.com (IPO), Snyk, Secret Escapes, Blockchain.com, GoCardless, and Currency Cloud (exited to Visa). Tomasz Tunguz is the Founder and General Partner @ Theory Ventures, just announced last week, Theory is a $230M fund that invests $1-25m in early-stage companies that leverage technology discontinuities into go-to-market advantages. Sarah Tavel is a General Partner @ Benchmark, one of the most successful and renowned venture firms in the world. At Benchmark, Sarah has led rounds in Chainalysis, Hipcamp, Medely, Rekki, Glide, Cambly and more. In Today's Episode We Discuss: Will foundation models be commoditised? What is the end state for the foundation model landscape in 10 years? How will large cloud provider incumbents approach M&A with smaller foundation model providers? When will we see marginal revenue exceed marginal cost in the foundation model business model? Where is the value: the application layer or the infrastructure layer? How can startups know whether they will be threatened by OpenAI? What are good tests/questions to know if you are in the path of one of the large foundation models? How does the business model of SaaS fundamentally change in a world of AI? Will we see the end of per-seat pricing in a new world of AI? What is the right way to approach pricing in a world of AI? Consumption? Tokens?  

Tom Hulme is a Managing Partner of GV (Google Ventures), and leads the European team. Today, GV has over $10BN in AUM and Tom has led investments in Lemonade.com (IPO), Snyk, Secret Escapes, Blockchain.com, GoCardless, Blue Vision Labs (exited to Lyft), and Currency Cloud (exited to Visa). Prior to joining venture full-time, Tom was one of Europe's most successful angel investors with a 5x DPI track record and 20x+ TVPI. In Today's Episode with Tom Hulme We Discuss: 1. Lessons from a 24x TVPI Angel Track Record: What are Tom's biggest lessons from his biggest winners angel investing? What are Tom's biggest takeaways from the 0's in his angel track record? What is the biggest advice Tom would give to angel investors starting out today? What are the single biggest mistakes Tom sees angel investors make today? 2. The Four Pillars of Venture Capital: What does Tom believe are the four key components of being successful as a VC? Why does Tom describe VC as "being a founder on anti-depressants"? How does Tom categorise the three different types of investors that exist? Sourcing, selecting, servicing: What is Tom best at and what is he worst at? 3. The Conventional Wisdom in Venture That is Not True: Why does Tom believe it is BS that you should never sell your winners? Why does Tom believe he has never had complete conviction in any of the companies he invests in? Why does Tom believe the "everything has to be a fund returner mindset" is BS? Why naivety doesn't lead to great founders? Why employees at rocketships are the best founders? 4. AI: Foundation Models, Generative AI, The Incumbents: Where Does the Value Go: Does Tom believe there is money to be made investing in foundation models? Why does Tom liken investing in foundation models to investing in power stations? Where does Tom believe there is value in the application layer? Why does Tom think that generative AI is largely a sustaining innovation? Why does Tom think Microsoft will win the next wave of AI? Who else is well-positioned? Why does Tom believe there is a correlation between those that fear monger around AGI and those that need funding for their businesses?  

In this episode of the Searching for Mana podcast, hosts Dan O'Riordan and Sachin Doshi have an insightful conversation with Piers Marais, Head of Product, Visa Cross-Border Solutions. Piers Marais shares his Currencycloud journey and how this Visa solution is transforming the way people and businesses pay and are paid globally. They also engage in an enlightening discussion on the importance of visualization and looking into the future, touching on topics such as the power of product management and the use of AI. Don't miss this captivating episode where technology, innovation, and disruptive individuals intersect with the cutting edge of the fintech and payment space. ❓Curious about Piers Marais and Visa? Dive deep into their ideas here: Piers Marais: https://www.linkedin.com/in/piersmarais/ Visa Cross-Border Solutions https://www.currencycloud.com/company/news/visa-cross-border-solutions-helps-businesses-grow-globally/ Follow Searching For Mana to stay tuned into our latest episodes. Website: https://manasearch.co.uk/browse-jobs/ Instagram: https://www.instagram.com/mana.search/ LinkedIn: https://www.linkedin.com/company/mana1 ✍️ We'd love to hear your thoughts! Drop us a comment with your opinion, experiences, and questions – we would love to bring them to our future episodes!

I've got a drawer in my bedside table that is filled with an assortment of foreign notes and coins: euros and dollars and Rands that I need relatively often but that I'll nevertheless forget to take when I travel next; some Indian rupees that have long since been decommissioned; some Hong Kong dollars because how can it have taken me four years to find an excuse to get back; some, what I think are Cambodian riel; and an unseemly number of hotel room keys. It's chaotic, but even more organised people than me have to work extremely hard to keep international trade relatively efficient, with multiple accounts at different banking institutes to Rands into American dollars so those can be turned into Hong Kong dollars.Or at least they did, Currencycloud makes this easy to do, enabling efficient cross-border lending at cross-border lending operations at scale. One example doing it really well, is the Spanish startup Ritmo.Ritmo is at home online at https://www.getritmo.com/ and on LinkedIn at https://www.linkedin.com/company/ritmo-capital/And as he mentions on the show, you can either email Jorge directly, or find him at https://www.linkedin.com/in/jorge-juttner-cfa-55a3a068/Currencycloud can be found at https://www.currencycloud.com/ and on LinkedIn at https://www.linkedin.com/company/the-currency-cloud/And if you'd like to learn more about what Currencycloud can do for your international business, Maggie can be found at https://www.linkedin.com/in/maggie-gemmill-779697119/LinkedIn is also where you'll find me, and when you do, send me a connection request: https://www.linkedin.com/in/brendanlegrangeAs mentioned more than once in this episode, my action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is at https://confirmu.com/ and on episode 24 of this very show https://www.howtolendmoneytostrangers.show/episodes/episode-24If you have any feedback or questions, or if you would like to participate in the show, please feel free to reach out to me via the contact page on this site.Keep well, Brendan Hosted on Acast. See acast.com/privacy for more information.

Welcome to part three of our three part Fintech Chatter series recorded live from the British Consulate in Sydney. Back in 2018 I began supporting the work of the UK Department of Business and Trade in their efforts to establish a UK/Aus fintech bridge.Each year a UK Fintech Mission heads down under as part of Intersekt week.It's a fantastic opportunity not only to showcase what Australia has to offer, but to learn from our UK cousins.So over this 3 part series I'm bringing interviews with the delegates sharing their insights, experiences and their thoughts to the Australian Fintech community.In part 3 I chat two UK companies who have already launched in Australia.Nick Briscoe, Australia Country Manager for Currency Cloud and Robbie McDiarmid Country Manager of CMSPI share the challenges, opportunities and their tips.Thanks for tuning in. As always you can follow me on Linkedin and Twitter. If you're coming back thanks for supporting the show. If you're coming back thanks for your supportAnd if you're new, hit the follow button in your podcast player, we release new episodes every week.Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

How banks are partnering with Fintechs to achieve digital transformation and goals for a better user experience.

Pushpendra Mehta meets with Craig Jeffery, Managing Partner of Strategic Treasurer, and Jack Large, Editor of CTMfile, to review the latest treasury news and developments. Topics of discussion include the following: Bloomberg survey says market, credit and liquidity risk are 2023's leading risk concerns Central banks are scooping up gold at the fastest pace in 55 years UK's six largest banks complete open banking implementation Treasury workplace challenges – what to expect in 2023 Windsor First and Currencycloud partnering on cross-border payments   Market, credit and liquidity risk: Top risk concerns for 2023 Central bank gold buying spree continues The big six banks in the UK successfully complete their open banking rollout Part 3: Top 10 corporate treasury focus areas from 2022 that are expected to linger into 2023 Windsor First and Currencycloud join forces to enhance cross-border payments  

The Korean won has been a restricted currency since the Asian Financial Crisis of 1997-98. Now, though, regulatory changes are putting the won on the verge of internationalization. In today's episode, host Anthony Man and J Young Lee, Co-Founder and Chief Business Officer at SentBe, explore the historical context of this development, when and how it might happen, and why it is getting economists so excited. Also, find out just what's driving the explosive rise of Korean cross-border payment Fintechs.

The foreign exchange landscape has changed beyond recognition since Rahim Harji founded FX platform Datasoft Group. Rahim and host Scott Ernenwein examine how Datasoft has helped traditional brokers evolve to survive - and why crypto and blockchain might just spell the future for cross-border payments. And finally, with Rahim's two brothers also running highly successful foreign-exchange companies, find out just what dinnertime is really like for the Harji family!

On today's show, Scott Ernenwein caught up with Ankur Patel, Founder & Head of Data at Glean AI, the intelligent bill payments solution that gives finance teams visibility and clarity into their vendor spend. What we talked about: Improving customer experience with machine learning and automation The importance of capturing burn rate amidst our current economic climate How visibility into vendor spend provides transparency for investors The future of Fintech and new revenue streams  To ensure you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, or Spotify, or here. Until next time!

Vauban are making investing in private markets as easy as ordering a book on Amazon. On today's show, Alex Barr caught up with Aric Oslerne, COO of Vauban from Carta,, the investment platform on a mission to democratize private investment, and unlock trillions in capital worldwide. What we talked about: How technology is speeding up the investment process The impact of Covid on VC globally The best mindset for a successful startup launch Vauban's exciting recent acquisition by US-based Carta  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube! Until next time!

Nigel Verdon is the CEO and co-founder of Railsr (formerly Railsbank) and is a 3x fintech founder and ‘Finance 4 Good' evangelist focused on building great ideas - first with Evolution (exited to BAE Systems), followed by Currency Cloud (exited to Visa), and now with Railsr. This episode of MoneyNeverSleeps is sponsored by SecuriCentrix. SecuriCentrix is a trusted cyber security company with offices in Dublin, Cape Town and London. SecuriCentrix provides expert advisory services, primarily in the finance and fintech industries, with tailored security solutions to fit your specific needs and regulatory challenges. In this episode, Nigel Verdon riffs with Pete Townsend and Eoin Fitzgerald on the foundational experiences that pushed him towards becoming a fintech founder before the word fintech even existed, the rebranding of Railsbank to Railsr, the impact of Railsr's $46mn Series C funding round and spending it on the right things, fintechs as public utilities, Nigel's view on the digital asset market and decentralized finance, and the difference between starting a startup and scaling a startup. LINKS: Follow Nigel Verdon on LinkedIn and learn more about Railsr Follow Railsr on Twitter Episode title inspired by Forever by Drake, Kanye West, Lil Wayne and Eminem Amazon Bay (referenced by Nigel Verdon) - 2005 short video narrative written by Sean Park predicting the financial services landscape in the year 2015. Leave a review and subscribe on Apple Podcasts | Spotify Check out our MoneyNeverSleeps website and email us at info@moneyneversleeps.ie Follow us on Twitter: MoneyNeverSleeps | Pete Townsend | Eoin Fitzgerald --- Support this podcast: https://anchor.fm/moneyneversleeps/support

 Before co-founding Railsbank, Nigel was already a successful fintech entrepreneur, having previously founded Evolution and Currency Cloud, which were both sold to well-known publicly listed companies. He brings a wealth of capital markets experience gained at Nomura, Swiss Bank Corp and Dresdner Kleinwort Investment Bank. Nigel's ambition for Railsbank is to enable the world's most ambitious brands to deliver exceptional embedded finance experiences for their customers. His taste for adventure has taken him to many places, from 17,769 feet up in the Himalayas, to sailing across the world's oceans and flying paragliders over the skies of the UKConnect with Behind Company Lines and HireOtter Website Facebook Twitter LinkedIn:Behind Company LinesHireOtter Instagram Buzzsprout

For many, investing is seen as the preserve of the wealthy or financially savvy. Thanks to Mary Agbesanwa, Fintech Growth Lead at Seccl championing the transformative power of technology and how it can be used to democratize investing, more people are accessing the financial markets and making educated, informed investment decisions In the latest episode of Payments Innovation, we discussed: The role of embedded investing in democratizing the investment space Millennials and Gen-Zers becoming more engaged in their investing How Wealthtech can take steps to open up investment to newcomers How Seccl is educating ordinary people to be long term investors  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube! Until next time!

Investing has always been about the education of the individual instead of the community.   Thanks to Hayden Smith, COO and Co-founder of Pearler, that stigma is changing. Creating a community of confident investors for long-term success through financial education.   Join us as we discuss: The evolving world of investing with confident, educated investors Millennials and Gen-Zers becoming more engaged in their investing  The challenges of launching Fintech in foreign countries What is the future for Pearler as Fintech continues to expand   To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube!  Until next time!

In this special episode, Dexter Cousins is joined By Mark Ledsham, COO of Currency Cloud and Matthew Tyrrell APAC Commercial Director of Codat.Recorded in September 2022 as part of the UK Department of International Trades Fintech delegation, Mark and Matt share how to successfully launch an international Fintech in Australia.To enquire about support from UK DIT you can reach out to Elisa.Henderson@fcdo.gov.uk or Steven.Walker2@fcdo.gov.uk How you can support Fintech Chatter."follow" on your podcast player and leave a five-star review onApple: Scroll to the bottom of the page (iphone or ipad only), hit 5 stars and write a review - https://apple.co/3D7NsPtSpotify:  in the app click 5 stars - https://spoti.fi/3IzSViQSubscribe and like on Youtube - https://bit.ly/3tBlRmEThanks for your support.About Tier One PeopleFounded by Dexter Cousins in 2016, Tier One People is on a mission to help Australia become the world leader in Fintech innovation.Connect on Linkedin - https://bit.ly/3DsCJBpTier One People helps companies like Revolut, TrueLayer and 10x build founding teams for launch in Australia. And series A+ / ASX Listed Aussie Fintech like Lendi, Afterpay and 86 400 hire executive talent capable of delivering growth and scale. If you are building a world-class Fintech venture and need help in hiring tier-one people contact us - https://bit.ly/3Dc1p0B

Fintech faces unique challenges as the expansion of real-time digital payments expands into the B2B space.  Varying international regulations in Fintech present a unique challenge to the industry.  Michael Chang, Director of International Payments at EasyPay, a former teacher and now one of the industry's pioneers in cross-border payment systems, helps businesses expand their cross-border payments and become compliant with each country's regulation requirements.  Join us as we discuss: Cross- border payment solutions Challenges expanding Fintech in APAC countries B2B payments in North America  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube! Until next time!

“The entrepreneurial journey is always filled with detours, mistakes, and regrets.” It takes hard skin to power through, according to our guest. You need the ability to ideate the solution to a problem and then execute it flawlessly. Henrik Zillmer is the charismatic Co-Founder and Chairman at AirHelp, a lifelong entrepreneur, and a former First Lieutenant of the Danish Artillery.  He's also an alumnus of the Y Combinator accelerator and holds a Masters's from the prestigious Copenhagen Business School. Join us as we discuss: The problem-solving mindset every entrepreneur needs COVID's continuing impact on the travel industry How his company became stronger, leaner, and more resilient Leveraging AirHelp's global reach to deliver their successful new products To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here — and don't forget to check out our YouTube! Until next time!

Fintech is one of the fastest growing industries on the globe today.   In this episode, we take a look at the projected growth of Fintech through the perspective of crypto to real-time payment systems.   Shamir Karkal, Co-founder and CEO at Sila and Cara Hayward, Director of Strategic Partnerships, North America at Currencycloud, both see the bright future of the Fintech industry as it expands with crypto-currency to real-time payment systems.   Join us as we discuss: Biggest trend in Fintech is growth Staying power of Fintech  Global movement to real-time payment systems The crypto ecosystem   To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here, and don't forget to check out our YouTube!  Until next time!

Imagine an agile, accessible super app that combines every financial vertical in one place. Budgeting, analytics, payments, investing, savings, whatever you want to do with your money, it's all there at your fingertips. Emma is introducing new realms of opportunity to its rapidly growing user base. The energetic Co-Founder and CEO, Edoardo Moreni, is one of my favorite former guests, and a visionary entrepreneur with a Masters in computer engineering. This time around, we discuss: Vital lessons for founders  How concept goes a long way when it comes to getting funding Listening to customers and executing the vision of what they want The evolving investment opportunities of this uncertain market To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here, and don't forget to check out our YouTube!

Behind every digital transaction, there's a vast infrastructure of APIs and monitoring systems ensuring the security and speed that the public now expects.  In this episode, we take an expert look into these global systems and learn more about the ever-evolving complexities behind them.  Ho Chee Wai, Country Head of Singapore and Vice President of Neobank & Cards Strategy at NIUM, shares his perspective on the rising trend of digital payments and how NIUM had to adapt to the challenges of the pandemic.  Join us as we discuss: The new frontier of real-time payments in APAC Maximizing the benefits of global partnerships  Adapting to supply chain issues and inflation Building symbiotic relationships between companies To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube! Until next time!

Jasper Ehrhardt has over 15 years experience across different parts of the payments ecosystem, leading companies in their international expansion. He has worked for leading fintechs such as PayPal, Worldpay, Currencycloud and Visa as well as innovation leaders in crowdlending, mobile payments and issuing. He has regularly spoken about key trends in international payments at conferences, including: embedded finance, cross-border, blockchain, regulation and CBDCs

The average lifespan of a tech startup is seven years with only 3% of businesses making it past 10 years.  For TransferGo to celebrate a decade in the business, it's a huge accomplishment and shows their dedication to employees, customers and the overarching business.  Justinas Lasevicius, COO & Co-founder at TransferGo, shares the ingredients to success as well as where remittance is heading.  Join us as we discuss: Ther recipes for creating a successful Fintech  Solving challenges during multiple global crises  Creating digital inclusion through financial service accessibility  The future of remittance during a economic slowdown  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube! Until next time!

We are thrilled to introduce our newest podcast host, Ned Barker, Remittance Senior Consultant at Currencycloud. Ned has a rich history in the Fintech space specializing in cross-border payments.   Ned's episodes will include: The latest in remittance trends  New innovations in the embedded finance and Fintech industry Transformations in the remittance space   To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube!  Until next time!

There are very few investment apps that were truly created for those that have no experience with money management but want to learn.  All too often the apps say they're catered to those interested in learning about financial planning, but the price to become part of the investment community is just too high.  So, what does investing with spare change in mind look like? Can it be successful?  To find out, we spoke with Jay Swanston, Chief Platform Officer at Moneybox, an investment app dedicated to teaching people how to manage their money and invest smartly without having to break the bank.  Join us as we discuss: Lessons learned from crowdfunding and working with investors to build Moneybox How the Fintech app plans to continuously improve its user experience  The challenges of launching a new product and the future of Wealthtech To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube! Until next time!

Welcome! On Behind the API, we talk to the people who work to build awesome API products about their journey, learnings, and overall approach. On today's session for Behind the API, we are joined by Jeff Forkan. Currently leading in fintech Partnerships at Gusto, he is former Currencycloud, and also hosts the Headless Banking podcast.

In the B2C space, buy now, pay later companies are one of the trendiest ways to get what you need fast.  For B2B, it's an upticking trend that Alternative is capitalizing on.  Imagine being able to afford a small business loan that will change the capabilities and profitability of your company. That's what Alternative is doing with its integrated solution for the changing landscape of interest and approval rates.  Baxter Lanius, CEO and Founder at Alternative, walks us through the company's goals and niche market.  Join us as we discuss: How Attentive is creating a unique buying experience for buy now, pay later Macro trends in the debt capital market  Why embedded finance is the payment of the future  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube! Until next time!

The global market is a volatile place influenced by the day-to-day politics of powerhouse countries.  That doesn't mean that investing needs to be hard whether it's the first time you've set aside assets or you've been growing your portfolio for years.  Kane Harrison, Founder & CEO at Wombat, an award-winning investment app, saw the need for an easy way to invest (without the bells and whistles) that was focused on wealth management at every level.  Join us as we discuss: Wombat's launch journey and laser focus on thematics The future of investments, from cash to cryptocurrency Lessons learned from launching a trading platform To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube! Until next time!

Raise your hand if, as a small business owner, you've put company expenses on your personal credit card?  It happens to many. They put up their own resources, money, and even credit scores for their small businesses. And for good reason: They want to see their businesses thrive and succeed, so they do what they think they have to do.  But what if there were another way?  What if, instead, small business owners weren't shot down left and right whenever they apply for loans or lines of credit to get their businesses off the ground or keep them running?  Ken So saw a need, so he founded Tilful, a service dedicated to bringing financial inclusion to small businesses and helping them build and gain access to credit. Join us as we discuss: How Tilful aims to go beyond the top 5% of small businesses with great credit and help everybody Why you should stop putting up your own assets to keep your small business going The challenges facing small businesses when seeking access to meaningful credit To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube! Until next time!

In this special two-part episode, we are thrilled to welcome two vibrant young experts from the global payments ecosystem.   Lynda Strutton is the Vice President of Customer Success at Tribe Payments, and Stephane Vandenplas is the Senior Payment Processing Consultant at Currencycloud.  Consumers are more demanding than ever, and merchants have to adapt quickly if they want to survive. How can acquirers and partners make this happen?  Join us as we dive into:  The unique challenges facing merchants who want to go global Helping companies manage the costs of doing business overseas How it's crucial to localize your offerings The importance of merchant education  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube!  Until next time! 

Itxaso Del Palacio, Partner of VC fund Notion Capital joins me on Tech Talks Daily. Notion is a European VC fund in the B2B SaaS and Cloud space with more than $700m in assets under management. Having made 80+ investments to date, the Notion team founded, built, and exited two highly successful SaaS businesses – Star and MessageLabs – and today invests exclusively in exceptional founders with the ambition to build global category leaders. The fund's investments include Go-Cardless, Paddle, Currencycloud, and Tradeshift. Notion is also the founding fund of Included VC, the venture capital fellowship for individuals from diverse and overlooked communities from around the world. But I wanted to learn more about Itxaso's unconventional journey to the VC world, which includes a decade of classical ballet, working on the assembly line at DaimlerChrysler, a Masters in Engineering, and, ultimately, a PhD in Entrepreneurship. Once she turned her hand fully to VC investing, since 2010, she moved to London and has invested in more than a dozen businesses in the last 12 years. She has also taught entrepreneurship to around 2,000 students at University College London and Imperial College. And before joining Notion, she spearheaded the European launch of Microsoft Ventures and led investments in Onfido, Beamery, and Unbabel. In the episode, we discuss why there is no one route to entering the VC industry and how product-led growth will be the key to the expansion, explosion, and even domination of European software companies globally. Itxaso also shares what traits she looks for in founders and what the best founders do to blow away investors beyond their entrepreneurial vision.

As the web evolves, so do the possibilities.  For human communications, for art, and for the basic way we transact business. In this episode, our special guest is Nikesh Lalchandani, the Head of Policy at Emerging Payments Association Asia, and a best-selling author who's currently working on his Ph.D. in Finance at Sydney's prestigious University of Technology. Join us as we delve into: The evolution of the internet and how that shaped the birth of fintech Solving customer problems and making things cheaper with technology How Web 3.0 is opening up accessibility for the world marketplace Working globally to achieve goals together To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube!  Until next time! 

Why are more and more Fintech's turning to crowdfunding in addition to traditional VC investment? Because being accountable to the people actually using your product incentivizes you to shape it to their needs. That was a key consideration for today's guest Edoardo Moreni, CEO at Emma Technologies, when funding th e company's money management platform, which offers a wide range of banking and investment options to its users. In this episode, we discuss: How Open Banking has opened doors for wealth management Crowdfunding vs. VC investment The future of Open Banking, Wealthtech and NeoBrokers To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or he re and don't forget to check out our YouTube!  Until next time!

Marketplaces of the past used to work by collecting money from a card, funneling that money into an operational account, and then bank transfer funds out the account. Which means: A lot of money sits between buyer and seller. But what happens when the company holding your money suddenly fails?  A question asked by Nick Fulton, Co-Founde r & CEO at trustshare, who join s the show to discuss why a marketplace wants to go transactional, changes in regulation, the loss of revenue due to payments made outside the marketplace, and helping marketplaces grow through excellent customer service.  Join us as we discuss: The lightbulb moment that led to the founding of trustshare B2B & B2C marketplace growth impact  Who's driving the expectations of payments within the marketplace How fraud is being mitigated To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or he re and don't forget to check out our YouTube!  Until next time! 

Millennial and Gen Z Europeans want to invest. But without platforms that feel similar to the experiences they use every day, that adoption will continue to take longer than needed. And while the challenges to create these platforms may be steep, Andrej Hano, Co-Founder at Birdwingo, is lead ing the charge.    He joins the show to discuss the biggest investing hurdles for young Europeans and how his company is solving the problem. Join us as we discuss: Why it's taken so long for fintech founders to build into the European investment industry How Birdwingo is prioritizing customer experience & building brand trust Helping new European investors enter the market To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube!  Until next time! 

Banking as a Service (BaaS) is too often seen as a threat by traditional banking institutions.  In reality, it's an opportunity — it's a new channel for banks to deliver more services and better customer experience.  And the banks who realize this stand to win big.  So says Ron Shevlin, Chief Research Officer at Cornerstone Advisors, who joins the show today to discuss the many opportunities BaaS offers brands and banks alike.   Join us as we discuss: What's behind the meteoric rise of BaaS The opportunities BaaS provides The intersection of BaaS and embedded finance  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube!  Until next time! 

With 25% of ecommerce that's made of B2B marketplaces, a differentiated B2B purchasing experience is convenient and efficient. Today's guest has the agenda to create the best payment methods for B2B trade. Hear our conversation with Louis Carbonnier, Co-Founder at Hokodo: What it means that B2B sales are migrating online How convenience, choice, and trust are payments differentiators The growing trend of embedded finance services More information about Louis and today's topics: LinkedIn Profile: https://www.linkedin.com/in/louiscarbonnier/ Company Website: https://www.hokodo.co/ To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube! Until next time! Listening on a desktop & can't see the links? Just search for Payments Innovation in your favorite podcast player.

"Brace yourself cause this episode has all the potential to create a completely new perspective on how you perceive "Cross Border Payments" - Currencycloud is powering this incredible discussion, giving the hosting responsibility to #BBE's Executive Producer - Matteo Rizzi, in a conversation together with Richard Arundel (Currencycloud), Terry Angelos (VISA) and Hugh Kingdon (Revolut). Don't miss this unique episode and connect with our guests: Richard Arundel - Chief Evangelist & Co-Founder at CurrencycloudConnect: https://www.linkedin.com/in/richardarundel/More: https://www.currencycloud.com/ Terry Angelos - SVP Global Head of Fintech & Crypto at VisaConnect: https://www.linkedin.com/in/tangelos/ Hugh Kingdon - Advisor - Card Payments and Strategy at RevolutConnect: https://www.linkedin.com/in/hugh-kingdon-077b8a4/ This episode is powered by Currencycloud - specializing in a fully cloud-based platform for B2B cross-border payments."

Regulation tech has grown up alongside the boom in Fintech. But where's it headed in the near term future? Hear our conversation with Ben Parker, Director and Founder at eflow Global: Regulation changes and potential financial crime The boom in Fintech and growth of regulation tech How the explosion in wealth tech will affect regulation  More information about Ben and today's topics: LinkedIn Profile: https://www.linkedin.com/in/ben-parker-1a72069/ Company Website: https://eflowglobal.com/ Reuters did a report last year  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube!

In Fintech, it takes a village…  If you want to change the world of finance, you need to find the right partners and get a community behind you.  And open-source Fintech can help you to do both.  In this episode, Jared Jones, Ecosystem at Moov Financial, explains how MOOV has built a thriving community by galvanizing the Fintech industry around their open-source releases.  Join us as we discuss: The value of open-source Fintech How to maintain the human connection in technology partnerships Why everyone in the community should get excited for Fintech DEVCON  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube!   Until next time!

In the 61st episode of The European VC, we're introducing you to Sapphire Ventures' founding partner Andreas Weisskam and general partner Kevin Diestel.Many newcomers to European VC don't know this, but Sapphire was actually originally established as the corporate VC arm of German software giant SAP, before becoming an independent VC in 2011. They now have $8bn funds under management. Andreas led the launch of Sapphire's first European office last summer, bringing the fund back to the continent

With Fintech, the opportunities are endless. There are so many underserved groups clamoring for financial products that will finally address their needs. And if you can provide, it will pay off. That's why today's guest, Priyank Singh, Cofounder of Stilt Inc., started a company based on serving the underserved — and why Stilt is helping other Fintechs follow suit. Join us as we discuss: The challenges immigrants face when seeking credit How Stilt helps them overcome those challenges Why and How Stilt is helping other Fintechs find their footing  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube! Until next time!

The pandemic may have accelerated it, but the remote revolution is upon us. It's unlikely that work will ever be the same again. But if remote work is here to stay, we need the financial tools to fuel it. In today's episode, I speak with Sahin Boydas, Head of RemoteTeam at Gusto formerly of RemoteTeam.com, about the pros and cons of remote work and the role of fintech in the new world of work. What we talked about: The advantages of working from home What to watch out for in remote work Why fintech is essential for a distributed workforce To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube! Until next time!

Stephen Lemon, Co-founder, VP, Strategic partnership and corporate development.With Currencycloud having been acquired by Visa late in 2021, you know this episode is going to be different. Hear from Stephen how he co-founded the company and the early-day struggles that he and his team had to overcome. Even after many financing rounds, “there is always something” as he put it. Building a company is never done. There is always something in front of you. Hear him talk about how crucial it is to hire smart people and let them tell you what to do. His advice to other entrepreneurs is don't panic. Keep going. Regret is a waste of emotion. It's the story of a fascinating roller coaster ride with a great ending. Or, in Stephen's words, “we are very fortunate to have ended where we have.” Linkshttps://www.currencycloud.com/https://twitter.com/currencycloudhttps://www.linkedin.com/company/the-currency-cloud/ Website for Serviceshttps://www.currencycloud.com/ This podcast was created by Sila and is hosted by Emmy-award winning broadcast journalist Katie Boer. Sila is a fintech software platform that provides payment infrastructure as a service, a business-critical element for companies whose software has to integrate with the US banking system and blockchain quickly, securely, and in compliance with applicable US regulation. To learn more visit silamoney.com. #PoweredbySila  Watch the video interviews of the show on our YouTube Channel and follow us at the links below:Sila Twitter: https://twitter.com/silamoneySila LinkedIn: https://www.linkedin.com/company/silamoneyFacebook: https://www.facebook.com/SilaMoney/ This podcast is produced by Rainbow Creative & Wild Boer Media with Matthew Jones as Senior Producer and Katie Boer as Producer, Editor, and Host. Find out more about how to create a podcast for you or your business at rainbowcreative.co

The financial problems of immigrants living abroad, but still needing to interact with their country of origin, were not being solved despite the huge influx of new banks all over Africa.  Recognizing this area of concern, Rian Cochran, Co-Founder at Lemonade Finance, jumped on the opportunity to provide a solution for in-need immigrants — stemming from issues faced as an immigrant himself.  Join us as we discuss: An introduction to Lemonade Finance & what led to its founding Going deeper & attacking regulation What differentiates Lemonade Finance What to expect in 2022 To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube!  Until next time! Listening on a desktop & can't see the links? Just search for Payments Innovation in your favorite podcast player.

Gender bias is not new. It's prevalent in every industry, including Fintech. Women grow up expecting unequal retreatment in the workplace.  That's changing, now more than ever.   In today's episode, Faye McDonough, Portfolio & Business Operations Director at Growth Lending, and Lindsay Davis, Head of Markets at Atomic, visit the show to share their experiences as women in Fintech, how they've navigated their careers, and how they see the dynamic shifting in the near future.  Join us as we discuss: Bias & gender balances in the workplace What women bring to the team Establishing your values & never compromising  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube!   Until next time!  Listening on a desktop & can't see the links? Just search for Payments Innovation in your favorite podcast player.

Whether it's buying or selling, what's the most important currency in any B2B marketplace? Trust. And any B2B payments solution is incomplete without it. In today's episode, Rahul Shinghal, Co-founder and CEO of Tazapay, visits the show to explain how Tazapay is using payments to put the trust back into B2B transactions. Join us as we discuss: Why trust has been neglected in B2B The value of partnerships in the payments space Why payments is really a compliance industry   To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube! Until next time! Listening on a desktop & can't see the links? Just search for Payments Innovation in your favorite podcast player.

US stocks rose Thursday. Plus, Uber Freight will acquire Transplace, Mercedes plans to go all-electric by 2030, and Visa is buying Currencycloud.