Podcasts about peer to peer lending

In today's episode for 11th December 2024, we discuss the issues facing peer-to-peer lending in India and the RBI's regulations to keep them in check. Speak to Ditto's advisors now, by clicking the link here - https://ditto.sh/9zoz41

Saumya Shah, CEO & Co-founder of TarrakkiIn this episode, Saumya Shah, CEO & Co-founder of Tarrakki, joins Gloria Mathias of IBS Intelligence to discuss the future of embedded finance in India. With embedded finance still in its early stages, how is Tarrakki shaping the future of financial services and revolutionizing the way businesses and consumers engage with investment products?

In today's episode, we look at 3 big stories: - End of peer-to-peer lending? - Cough up more money for coffee - Good news for social organisation We also send out a crisp and short daily newsletter for The Daily Brief. Put your email here and we'll make you smart every day: https://thedailybriefing.substack.com/ If you prefer video: https://www.youtube.com/@marketsbyzerodha

Have you ever wanted to be the bank? With peer to peer lending, you can. Nicole explains how this works— and why this make be a good fit for you if you're looking for a loan at competitive rates.

Episode 191 - this week we have another return guest - David Jelly of Irish peer to peer lending platform Property Bridges.  This discussion centres around the process of funding via the platform and the types of deals they typically help to finance.  I hope you enjoy…   Book your spot at the event - https://www.elitepropertyaccelerator.com/offers/4zheFYRN Join the Mastermind - https://www.elitepropertyaccelerator.com/offers/2dLFrzZK/checkout  *** Test your investment readiness - https://eliteproperty.scoreapp.com Check out my training courses - https://www.elitepropertyaccelerator.com Join the tribe - https://www.elitepropertyaccelerator.com/stayintouch BTF YouTube channel – https://youtube.com/@BehindTheFacade *** https://www.linkedin.com/in/gavinjgallagher/ https://www.instagram.com/gavinjgallagher/ https://www.tiktok.com/@gavinjgallagher/ https://twitter.com/gavinjgallagher *** #investment #realestateinvesting #propertyinvestment    

Episode 191 - this week we have another return guest - David Jelly of Irish peer to peer lending platform Property Bridges.  This discussion centres around the process of funding via the platform and the types of deals they typically help to finance.  I hope you enjoy…   Book your spot at the event - https://www.elitepropertyaccelerator.com/offers/4zheFYRN Join the Mastermind - https://www.elitepropertyaccelerator.com/offers/2dLFrzZK/checkout  *** Test your investment readiness - https://eliteproperty.scoreapp.com Check out my training courses - https://www.elitepropertyaccelerator.com Join the tribe - https://www.elitepropertyaccelerator.com/stayintouch BTF YouTube channel – https://youtube.com/@BehindTheFacade *** https://www.linkedin.com/in/gavinjgallagher/ https://www.instagram.com/gavinjgallagher/ https://www.tiktok.com/@gavinjgallagher/ https://twitter.com/gavinjgallagher *** #investment #realestateinvesting #propertyinvestment    

Sara-Jayne speaks to Mlamuli Mbambo, Bestselling Author of ‘Winning The Money Game' about P2P (peer-to-peer lending), a form of financial technology that allows people to lend or borrow money from one another without going through a bank.See omnystudio.com/listener for privacy information.

Relebogile speaks to  Mlamuli Mbambo the Bestselling Author of ‘Winning The Money Game' about the advantages and disadvantages of peer to peer lending.See omnystudio.com/listener for privacy information.

This week we're delighted to host Kevin Cahill, the visionary Founder of KC Capital, a game-changing financial advisory service.Join us as Kevin walks us through his fascinating journey, from cutting his teeth in a prestigious Swiss bank to taking the reins of his own enterprise.We delve deep into alternative investment avenues that diverge from the typical index funds we usually discuss.Prepare to have your horizons broadened as Kevin enlightens us about the ins and outs of investing in gold coins, navigating the choppy waters of peer-to-peer lending, making informed decisions in property, and even the intriguing world of horse investments!KC Capital was born out of a need Kevin identified - the lack of financial education and advisory services that are seldom taught in standard educational systems.He's on a mission to help people understand the various financial options they have at their disposal and empower his clients to accelerate their journey towards financial freedom.Investing and wealth management success isn't a well-kept secret, it's a system. And Kevin is here to reveal the nuts and bolts of this system to us. So tune in, and get ready for a rollercoaster ride of financial wisdom and insightful discussions!You don't want to miss this week's episode!From breaking down complex investment strategies to delivering straightforward financial advice, we cover it all.Let's decode the system together, and pave the path to your financial freedom with Kevin Cahill and KC Capital.Up the Gains Links: Website Instagram Twitter

#Lending #Money #BorrowingMoney #Finance Please Subscribe to Our Channel! https://www.youtube.com/MichaelGarzaShow Acorns: https://share.acorns.com/azragofborg Terp Canndles: https://TerpCanndles.com Mint Mobile: http://fbuy.me/t5tLM Discover it Card: https://refer.discover.com/s/MICHAEL6043675 Spotify Podcast: https://open.spotify.com/show/6dBGAg9qohEoWba5VMPMP8 Rumble!: https://rumble.com/MichaelGarza Garza Media: https://garzamedia.net Capital One: https://capital.one/3IqGDer Robinhood: https://join.robinhood.com/michaeg4251 The Michael Garza Show is not financial advice but only for entertainment and educational purposes. I am not a financial advisor, so invest at your own risk. I am an entertainer at heart and an experienced long-term investor. I do not teach day trading or those incorrect short-term investing strategies. I believe that buy, hold and diversification are the best strategies you can have in the markets. Investing in Peer-to-Peer Lending, peer to peer lending, p2p lending, passive income, peer-to-peer lending, p2p, p2p investing, investing, peer to peer investing, peer to peer lending investing, peer to peer lending explained, p2p lending investment, lending club, peer to peer lending review, p2p lending platforms, peer to peer loan, peer to peer loans, financial independence, peer to peer lending app, best p2p lending platforms, lending, loans, moneymanagement --- Support this podcast: https://podcasters.spotify.com/pod/show/michaelgarza/support

Cindy with Women Who Money talks about the value of peer-to-peer lending Episode 2332: MONDAY MASTERY - Is Peer-To-Peer Lending a Good Way To Make Money? by Cindy With Women Who Money The co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventually met in person at a financial conference in the fall of 2017. They've both reached financial independence and left full-time work to devote more time to family, pursue passion projects, and embrace fun and challenging opportunities. They enjoy collaborating on original content and sharing great articles written by and for women. The original post is located here: https://womenwhomoney.com/peer-to-peer-lending-make-money/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Cindy with Women Who Money talks about the value of peer-to-peer lending Episode 2332: MONDAY MASTERY - Is Peer-To-Peer Lending a Good Way To Make Money? by Cindy With Women Who Money The co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventually met in person at a financial conference in the fall of 2017. They've both reached financial independence and left full-time work to devote more time to family, pursue passion projects, and embrace fun and challenging opportunities. They enjoy collaborating on original content and sharing great articles written by and for women. The original post is located here: https://womenwhomoney.com/peer-to-peer-lending-make-money/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Cindy with Women Who Money talks about the value of peer-to-peer lending Episode 2332: MONDAY MASTERY - Is Peer-To-Peer Lending a Good Way To Make Money? by Cindy With Women Who Money The co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventually met in person at a financial conference in the fall of 2017. They've both reached financial independence and left full-time work to devote more time to family, pursue passion projects, and embrace fun and challenging opportunities. They enjoy collaborating on original content and sharing great articles written by and for women. The original post is located here: https://womenwhomoney.com/peer-to-peer-lending-make-money/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Val Katayev is a tech and finance entrepreneur. In his high school yearbook, he decided he wanted to make $1,000,000 by the age of 30. He hit it by 19. In this interview, we spoke about some of his businesses, crypto, the looming recession, the power of a personal brand, and much more. (0:00) Intro (0:45) Wealth At A Young Age (2:48) Resourcefulness (4:44) PlayStation Website (11:34) Val's Secret Weapon (17:55) Google's 2nd Biggest Advertiser (24:41) Ringtones (39:11) People Don't Know (41:00) Val's Current Business (44:55) Mobile (46:58) Going With The Future (48:50) Retirement (52:20) Peer To Peer Lending (59:35) Thoughts on FTX Meltdown (1:05:20) Crypto (1:08:21) Figuring Out Next Business (1:15:45) Arbitrage Opportunity (1:17:39) Young People Having Power/Money (1:23:25) Personal Brand (1:30:21) Losing It All (1:35:24) Recession (1:39:40) Challenge Val Twitter: https://twitter.com/ValKatayev Val's Lyrics Ad: https://twitter.com/ValKatayev/status/1499053850333904902 My Links ✉️ Newsletter: https://dannymiranda.substack.com

Kayla Isabelle and host Stephanie discuss Kayla's career, and do a deep dive on mental health. What did she learn from international travel? How has ageism impacted both of them? They also cover issues such as entrepreneurship, and support for women's careers. We hope you enjoy this episode as much as we did creating it! About Kayla:Kayla Isabelle is the CEO of Startup Canada, the national rallying community supporting and giving a voice to Canada's 3.5 million entrepreneurs. She has dedicated her career to supporting entrepreneurs, both in Canada and internationally. Kayla is the host of the #StartupWomen Podcast for Women Entrepreneurs, she is the winner of multiple awards, and is a chronic volunteer. Find Startup Canada online:TwitterInstagramLinkedInFacebook Startup CanadaWebsiteFind Kayla online:LinkedInTwitterPodcast recommendation: Lessons Learned, We Can Do Hard Things, Women at Work Book recommendation: Radical Candor: Be a Kick-Ass Boss Without Losing Your Humanity Hardcover by Kim Scott   How to find WOMENdontDOthat:PatreonInstagramTwitterBlogPodcastNewsletterWebsiteInterested in sponsorship? Contact us at hello@womendontdothat.comProduced by: Stephanie Mitton

WOMENdontDOthat is all about empowerment. We host interviews with risk takers and change makers, and Lise is both of these things. Host Stephanie and Lise Birikundavyi discuss Lise's career, venture capital, representation, and overcoming barriers. We loved this conversation, we know you will too. Lise is changing the game for people of colour one dollar at a time. I dare you not to be inspired, this woman is literally changing the world, take a listen! About Lise:Lise Birikundavyi is the co-founder and managing partner for BKR Capital, the first institutionally-backed black-led Venture Capital fund in Canada.  In big news BKR recently surpassed its $10-million goal by raising $18.5-million! I am excited for you to hear this episode so let's go! Find Lise online:LinkedInTwitterPodcast recommendation: Jesus and JollofBook recommendation: How to Change the World: Social Entrepreneurs and the Power of New Ideas by David Bornstein How to find WOMENdontDOthat:PatreonInstagramTwitterBlogPodcastNewsletterWebsiteInterested in sponsorship? Contact us at hello@womendontdothat.comProduced by: Stephanie Mitton

This week the boys are answering a question from friend of the show Kacper about Peer to Peer lending and giving our thoughts on it. Steve's tried it, Paul has bought a cow before so between them there's something like an answer in there...

Peer to peer lending merupakan salah satu instrumen investasi yang terbilang baru di Indonesia. Menurut Peraturan OJK No.77/POJK.01/2016, fintech lending/peer-to-peer lending/ P2P lending adalah layanan pinjam meminjam uang dalam mata uang rupiah secara langsung antara kreditur/lender (pemberi pinjaman) dan debitur/borrower (penerima pinjaman) berbasis teknologi informasi. Secara sederhana peer to peer lending merupakan sebuah sistem yang menghubungkan antara peminjam dengan yang meminjamkan uang. Sistem seperti ini merupakan pengembangan dari konsep perbankan. Pada bank, kita sebagai pemilik uang menabung di bank. Kemudian bank akan menyalurkannya lagi ke masyarakat dengan cara pemberian pinjaman. Penyedia layanan peer to peer lending ini di Indonesia sudah cukup banyak. Dan kita bisa melihat daftarnya melalui situs OJK (www.ojk.go.id). Karena sebagai penyedia layanan keuangan, wajib terdaftar dan berizin. Website: www.uangadem.com IG: @uangadem YouTube: Uang Adem #caramendapatkanpenghasilanpasif #peertopeerlending #ojk #investasi #hutangpiutang #pinjammemnjam #imbalhasil #penghasilanpasif #bebasfinansial #bank

In today's episode, we will speak to my friend Anna, who is an Investor Relations Specialist at Robocash, a P2P lending investing platform. Online peer-to-peer lending platforms are gaining popularity as they are giving investors an alternative form of investing their money. But they also get a bad reputation due to scams, and there is the ethical dilemma one can face when investing in them. So what is peer-to-peer lending all about? And is it safe at all to invest in those platforms? Anna will explain the concepts in a very digestible way and we will discuss the pros and cons of peer-to-peer lending, what you should look out for and we will also tackle the delicate question about the ethics behind it. This episode is for you if you are new to investing in peer-to-peer lending platforms, if you have heard of them and want to know more, or simply because you are not yet sure if it is for you or not. Show notes: https://joneytalks.com/2022/02/17/robocash/ Youtube interview: https://youtu.be/uvDKUT3Tarw If you liked this episode please leave a review on Apple Podcasts, or share the episode with a friend

How peer to peer lending works? What's Monexo? What was the motivation to start Monexo? How does peer to peer lending work? What have been some of your challenges and learnings as you scaled up? "Monexo us to finance, what Ola and Uber are to transport "- explain this. What are the risks associated with peer-to-peer lending? What's the RBI or government position of peer-to-peer lending? How is peer-to-peer lending different from a cheat fund? What is the recourse a lender gets in case of a fault? Is it faster and cheaper for a borrower to come to peer-to-peer lending to get a loan? Mukesh is the founder and CEO of Monexo which is an online peer-to-peer lending marketplace. --- Support this podcast: https://anchor.fm/tbcy/support

Sixteen years after it appeared as the first of its kind in the world, Zopa has announced it's leaving the peer-to-peer lending business to focus on banking activities. Peer-to-peer matches people who want to lend money with individuals or businesses that need it. What will it mean for Zopa investors, borrowers and the wider industry? A new partnership is set to increase protection for people who are in debt to loan sharks. The collaboration between the Vulnerability Registration Service and the Illegal Money Lending Team will enable utility suppliers, mobile phone firms and other organisations to identify and support more of their vulnerable customers. A married couple have two full state pensions - but one is much higher that the other. We explain why. This week Bank of England Deputy Governor Ben Broadbent warned that inflation in the UK will “comfortably exceed 5 percent” by the spring. Rock bottom interest rates on savings accounts are well below that meaning the spending power of money in them will erode over time. So might investing be the way to protect savings against rising inflation? Presenter: Paul Lewis Reporter: Dan Whitworth Producer: Charmaine Cozier Researcher: Drew Miller Hyndman Editor: Emma Rippon

Você já parou para pensar que pode participar de operações de financiamento de empresas emergentes e lucrar tão bem quanto as instituições financeiras? Nesse podcast, convidei Cadu Guerra, CEO da Allugator para explicar melhor esse modelo de investimento alternativo e apresentar a Allugator Invest, uma plataforma de investimentos peer-to-peer lending direcionada para o financiamento de assinaturas de celulares.Blog do Investidor Inteligente: https://dicascurtas.com.br/expert-investidor-inteligenteFanpage do Investidor Inteligente https://www.fb.com/dicascurtasinvestidorinteligente/ Comunidade do Investidor Inteligente: https://www.facebook.com/groups/oinvestidorinteligenteInstagram do Dicas Curtas: www.instagram.com/dicascurtasSpreaker: https://www.dicascurtas.com.br/spreakerApoia.SE: http://apoia.se/dicascurtasContato com Phillip Souza: https://linktr.ee/PhillipSouzaBRCanal Phillip Souza no Youtube: http://bit.ly/PhillipSouzaYoutubeQuer aprender a fazer o seu dinheiro trabalhar para você? Fique por dentro das melhores dicas sobre finanças e investimentos Aprenda tudo isso através de dicas rápidas e fáceis de consumir. Visite nosso site para conhecer os outros experts. www.dicascurtas.com.br________________________________Seja um apoiador do Dicas CurtasCom incentivos a partir de R$1 você ajudará o Dicas Curtas a alcançar mais pessoas, incluir novos experts e poder ter acesso a conteúdos exclusivos e participar de lives ao vivo com o expert de sua preferência!Tudo isso em um grupo destinado apenas a apoiadores no Facebook.Para ser um apoiador basta acessar: https://apoia.se/dicascurtas________________________________

The higher the risk, the higher the return. Most modern investment instruments abide by this principle. As the world moves away from traditional financial institutions to look for alternatives offering better returns, several options are cropping up.  We know about cryptocurrencies, their stellar returns offset with periodic cycles of high volatility. Another such modern investment instrument is peer-to-peer, or P2P, lending. Imagine lending the money you'd typically park in fixed deposits or mutual funds to those looking for loans, and getting annual returns of 9-12% on the amount you lend.  That's what the new-age Indian fintech startups liek Cred and BharatPe are aiming to do with their recently launched P2P lending products.  Cred has launched a P2P platform called Cred Mint in partnership with RBI-registered P2P non-banking financial company LiquiLoans. BharatPe will carry out P2P lending via an app called 12% Club. Such investment options obviously seem attractive at a time when interest rates on bank deposits are falling, and are currently around 5-6% in India.  For instance, State Bank of India (SBI) barely pays 5.4% interest on its longest-term deposit. For senior citizens it is 6.2%. Here's how Cred and BharatPe make P2P work for their customers.  Money lent on Cred Mint will be spread out among 200-plus borrowers on average. “If you use the auto-invest feature, a sum of Rs 1 lakh lent on our platform will be divided among 400-500 borrowers using our algorithm,” says Bhavin Patel, CEO and co-founder, LenDenClub. But a word of caution here: It's important to know that P2P lending is a high-risk investment. It is an unsecured loan. So, there is no guarantee put up by the borrower for the lender to redeem in case of a default. The borrowers are those with low credit scores who find it difficult to get loans elsewhere. The unsecured nature of the loan is the reason for high interest rates Cred mitigates the possibility of a default by lending only to customers who have been using its Cred Cash product. The company says these are borrowers with high credit scores of above 750 and low default rates. Cred founder Kunal Shah said that Cred Cash had a loan book of Rs 2,415 crore with a default rate of less than 1%. So, the company allows lenders to withdraw their amount, either in full or partially, anytime. They get the money along with the interest for the period invested within one working day. BharatPe also promises lenders anytime liquidity with zero withdrawal charges. Most P2P lending startups also allow lenders to hand-pick their borrowers, after scrutinising their credit scores. P2P lending isn't new in India. In 2017, the RBI brought P2P Lending within its purview, ensuring that only the serious ones with watertight business models remained in business.  This was also the time when the P2P lending industry was unravelling in China, with high default rates and online lending platforms being investigated by the government there for malpractices.  Besides Cred and BharatPe, some other players in the Indian P2P lending industry are RupeeCircle, LenDenClub, Finzy, and IndiaMoneyMart. As for some investment advice for a P2P lender, it is important to start small and scale up gradually.  LenDenClub CEO Bhavin Patel advises first lending a sum of around Rs 25,000, then scaling it up to Rs 1 lakh to an adequate level of diversification among borrowers.  About the time period for investment, Patel suggests investing for 12-24 months, as that is the minimum period his platform's optimisation algorithm takes to produce decent results.

Today on the Finance Flash Go! podcast, we are discussing peer to peer lending. We plan to release a new episode every weekday answering important finance questions. If you ever want to submit a question to our podcast, send an e-mail to financeflashgo@gmail.com, and please be sure to check out Jordan Frey's blog prudentplasticsurgeon.com where he gives great financial advice. A brief disclaimer, while we are providing knowledge and awareness around financial topics in this show, we are not held responsible for any financial decisions you choose to make in response to the podcast. We hope to provide accurate information in regards to money and different methods of wealth creation, but it is always the learner's responsibility to due their due diligence before making important financial decisions. We hope you enjoy the show and thanks for tuning in, and if you like the podcast please subscribe, share, and leave us a review on the podcasting platform of your choice!

A Future of Finance Case studies: an interview with Matt Addison and Lucy Mullins from StepLadderStepLadder is a fintech start-up currently embarked on a crowd-funding campaign to fuel its growth as a peer-to-peer borrowing and lending platform for first-time buyers. The company is currently growing its membership by 13 per cent a month and already planning to extend its techniques and technology beyond the housing market. Join the founders at our Future of Finance Case Study at 14.00 London time on Thursday May 6 to find out how they raised the money and built the market, and whether their peer-to-peer platform could help your business grow too.To learn more about how StepLadder developed its personality and its business, and raised the funding to grow, join our Future of Finance Case Study at 14.00 London time on 21 April. Founders Lucy Mullins and Matthew Addison will both be there to tell their story and answer your questions. Hosted on Acast. See acast.com/privacy for more information.

Di episode ini mas Taufan bercerita tentang tips2 dalam memilih platform peer to peer lending untuk kamu yang mau jadi lender maupun borrower. Yuk lebih cerdas dalam menjadi pengguna platform pinjaman online! --- Send in a voice message: https://anchor.fm/ngobrolinstartup/message Support this podcast: https://anchor.fm/ngobrolinstartup/support

What does it take to start a business around the peer-to-peer lending industry? Peter Renton created Lend Academy, a leading peer-to-peer blog. His site attracts about 20,000 visitors a month. Peter is also the co-creator of LendIt, a conference for peer-to-peer investors. In the following interview, you can learn how Peter is building Lend [...] The post How to Build a Business Around the Peer to Peer Lending Industry appeared first on Small Business Advice Help For Startups and Entrepreneurs.

Pernah membayangkan kalo kita bisa dapat pinjeman modal kerja atau dimodalin usaha tanpa harus ngajuin pinjaman ke bank? Atau pernah gak kamu kepikiran buat ngasih pinjem modal usaha atau ngemodalin usaha, tapi dapat imbal hasil yang cukup besar? Itulah konsep yang ditawarkan oleh platform Peer to peer lending atau P2p lending seperti investree, amartha, koinworks, modalku, uang teman, dana kita, akseleran, dll. Dengan adanya platform P2p, para pebisnis, pedagang, pengusaha, atau yang sekadar jualan online bisa mendapatkan pinjaman modal secara berkala tanpa melalui pihak bank. Tentunya ada imbal hasil yang harus dikembalikan tepat waktu dan sesuai dengan janji kesepakatan. Sehingga para pengusaha kecil dan menengah maupun korporasi tetap mendapatkan kredit score atau reputasi pinjaman yang sehat sehingga bisa terus mendapatkan pinjaman. Bagi yang muslim, ada juga konsep pinjaman modal syariah yang penerapannya disesuaikan dengan prinsip-prinsip syariah. Bagaimana sih keuntungan dan risiko dari P2p lending ini? Apakah ada asuransinya? Bagaimana kalau gagal bayara atau telat bayar? Simak podcastnya sampai selesai ya

Lufax, c'est un concentrée de "croissance à la chinoise". Créée sur un marché ultra concurrentiel, celui du peer to peer lending, elle en est devenu le leader quelques années après...Puis, face à une reprise en main règlementaire de Pekin, elle s'est complètement réinventée en 5 ans pour finalement être valorisée 40 milliards de dollars par Wall Street fin 2020. Alors, vous me direz, c'est le propre des jeunes pousses ambitieuses qui changent le monde avec Agilité et Bienveillance...Sauf que Lufax est la filiale d'un assureur traditionnel, Ping An, et que sa force réside surtout dans sa capacité à adapter son offre et ses outils (du process métier, pas juste du front) aux évolutions de la réglementation... Bref, c'est un épisode un peu financier mais c'est aussi l'occasion, de comprendre quels sont les avantages d'une structure classique ? Dans cet épisode, vous apprendrez : Combien vaut une Fintech chinoise pour les marchés financiers à la fin 2020 ? Pourquoi elle choisit de se faire coter à Wall Street plutôt qu'à Shanghai ? Qu'est ce que le Peer to Peer Lending ou prêt entre pairs ? Quel est l'intérêt de ce système ? Quel est le lien avec le financement participatif ? Pourquoi les particularités du marché chinois rendaient ce segment très intéressant ? Quel est le nombre fou de plateformes P2P qui opéraient en Chine à l'apogée de ce marché ? Quels sont les deux scandales qui ont fait exploser le marché ? Quelles sont les nouvelles règles décidées par le régulateurs chinois après ces arnaques ? Qu'est ce qu'une banque fantôme ?  Combien de société de P2P subsistaient en 2020 ? En quoi ce marché est-il représentatif d'une logique chinoise de développement ? Comment cela éclaire la chute de Jack Ma ? Qui est le fondateur, non asiatique de la fintech Lufax  ? Comment s'est développée l'entreprise dans ses premières années ? Et comment cela leur a permis de faire un chiffre d'affaire au-delà de 2,5 milliard de dollars en 4 ans ? En quoi être une filiale d'un grand groupe a permit à Lufax de se conformer plus vite aux réglementations et finalement battre ses concurrents ? Comment dès son lancement, Lufax avait une stratégie pragmatique orientée vente ? Comment l'entreprise s'est complétement réinventée en 5 ans ? Et comment son offre est beaucoup plus dense ? Quels sont les trois piliers de cette offre ? Comment cette stratégie s'est révélée payante en CA, en revenus et en notoriété ? Pourquoi les résultats financiers ne font pas toujours les valorisations boursières ? Quelle est la stratégie produit mise en œuvre  par Lufax pour avoir toujours des opportunités pour ses 45 millions d'utilisateurs ? Quels sont les impacts Covid19 sur le taux d'impayé ? Quelles sont les technologies proposées par Ping an pour améliorer les Back-Office bancaires ? Pourquoi, pour obtenir un prêt, vous devrez très bientôt convaincre une IA ? Quel est le nombre incroyable de clients et de banques qui ont utilisés la chaine de scoring de Lufax ? Comment Lufax  utilise l'IA partout (gestion des risques, service clients, fraudes) ? Comment Lufax utilise la blockchain pour des écosystèmes métiers (crédit, affacturage,...) ? Comment Lufax reinvente le “Due Diligence” ? Pourquoi Lufax est la fusion du meilleur de trois mondes ?  Pourquoi pour Lufax, fintech chinoise, l'internationale, c'est l'Asie du Sud-Est...mais dans 5 ans ?    Sommaire et extraits  https://www.asieinnovations.fr/2021/02/06/lufax-le-tinder-de-la-gestion-de-patrimoine-sommaire-extraits/

Scopri Bondora: https://www.valerionovelli.it/yt/bondora Scopri Mintos: https://www.valerionovelli.it/yt/mintos Leggi la Mia Recensione: https://www.monetizzando.it/bondora/ e https://www.monetizzando.it/mintos/ Indice dei Contenuti: 00:00 Intro 01:25 P2P Lending Cosa è? 02:30 Rischi Peer to Peer Lending 03:10 Investire in P2P Lending 05:22 P2P Lending Guadagni -----------------------

Marc-Antoine Caya is CEO and Founder of GoPeer, Canada's first consumer peer to peer lending platform. He is a passionate socially responsible investor and innovator. His experience includes working as an investment banker at one of Canada’s largest bank where he was involved in many securities offerings and corporate M&A advisory mandates. He holds a Masters of Sc. in Management of Information Systems and Digital Innovation (with Distinction) from the London School of Economics. Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneurial podcasts and news? Subscribe to our bi-weekly newsletter.

Kiva ใช้แพลตฟอร์ม Crowd Lending แบบ peer-to-peer ที่เป็นนวัตกรรมใหม่เพื่อให้ผู้ประกอบการทั่วโลกสามารถเข้าถึงเงินทุนที่พวกเขาต้องการเพื่อช่วยเหลือตนเองจากความยากจนได้ Kiva นั้นเกิดจากแนวคิดของ Premal Shah หนึ่งในสมาชิกของ Paypal Mafia โดยจุดเริ่มต้นของโครงการดังกล่าว เกิดจากการถูกมอบหมายให้ไปสร้างต้นแบบของแนวคิดด้าน micro-lending แบบบุคคลต่อบุคคล ในประเทศอินเดีย ซึ่งเป็นสิ่งที่ Shah นั้นสนใจมาตั้งแต่เรียนใน stanford เลือกฟังกันได้เลยนะครับ อย่าลืมกด Follow ติดตาม PodCast ช่อง Geek Forever’s Podcast ของผมกันด้วยนะครับ =========================ร่วมสนับสนุน ด.ดล Blog และ Geek Forever Podcast เพื่อให้เรามีกำลังในการผลิต Content ดี ๆ ให้กับท่านhttps://www.tharadhol.com/become-a-supporter/——————————————–ติดตาม ด.ดล Blog ผ่าน Line OA เพียงคลิก :http://line.me/ti/p/~@tharadhol =========================ช่องทางติดตาม ด.ดล Blog เพิ่มเติมได้ที่Fanpage : www.facebook.com/tharadhol.blogBlockdit : www.blockdit.com/tharadhol.blogTwitter : www.twitter.com/tharadholInstragram : instragram.com/tharadholTikTok : tiktok.com/@tharadhol.blogLinkedin : www.linkedin.com/in/tharadholWebsite : www.tharadhol.com

Not having your annual office christmas party this year? Marina Glogovac from CanadaHelps tells us how you can donate the unused money to charity through a new initiative called Holiday Party Heroes. Then, a new financial startup allowing Canadians to lend and borrow from each other called goPeer. CEO Marc-Antoine Caya tells us all about it. And, the history of money and how it’s been used. Fred Kaufman takes us through his book The Money Plot: A History of Currency's Power to Enchant, Control, and Manipulate. Plus, making the most of the Guaranteed Income Supplement with John Stapleton from Open Policy Ontario. And, our blogger spotlight series with Kara Gammell, personal finance journalist and founder of Your Best Friend’s Guide to Cash. To find out more about the guests check out:⦁ Marc-Antoine Caya: Twitter ⦁ goPeer: Website | Twitter | Instagram ⦁ Kara Gammell: Your Best Friend's Guide To Cash | Twitter | Instagram| Facebook⦁ Fred Kaufman: Facebook⦁ CanadaHelps : Twitter | Instgram|Facebook⦁ John Stapleton: Open Policy Ontario Find Bruce Sellery at Moolala.ca| Twitter| Facebook|LinkedIn

In today's episode, you'll learn everything you need to know about investing in peer-to-peer lending. You'll discover its roots in the UK, how it all went awry in China, and why it's making a big comeback in the US and Europe. You'll also learn what collateral is how its fueling a new type of alternative investment: the asset-backed P2P loan.

On today's episode I relate my experiences with peer-to-peer lending as an alternative investment to see if it is something you may wish to consider. As always, we use David Stein's Ten Questions to Master Investing as the basis for our review:1. What is it?2. Is it an investment, a speculation, or a gamble?3. What is the upside?4. What is the downside?5. Who is on the other side of the trade?6. What is the investment vehicle?7. What does it take to be successful?8. Who is getting a cut?9. How does it impact your portfolio?10. Should you invest?Here is the Money Life podcast regarding my winning gold-price prognostication. Skip to 5:20 for just that section (but the rest is good too): https://moneylifeshow.libsyn.com/oakmarks-mcgregor-you-cant-and-wont-generate-income-like-you-used-to

Say it ain't so!  This is a platform where I was averaging North of 12% return.  Now it doesn't even exist. Someone recently asked over on the YouTube channel: ‘What Happened to Lending Club?' Lending Club recently announced that they are no longer doing peer-to-peer lending. Listen in for all the details on their recent changes.

During this show, you'll discover … ✅  How peer to peer lending works ✅  Just what peer to peer lending is… ✅ … and how it can work for your business ✅ Who the biggest players are in the P2P lending space ✅ All about Prosper… ✅ … and how their scoring works ✅ About Lending Club… ✅ … the world's largest P2P lending platform ✅ What you need to know about Funding Circle… ✅ … including where they operate ✅ The basics on Upstart… ✅ … and just how accurate their modeling system is ✅ What StreetShares is all about… ✅ … and in particular how they offer advantages to veterans ✅ The basics on Fundrise… ✅ … and how it can help with real estate investing ✅ A look at Peerform… ✅ … and its many nuanced investment options ✅ How you can work with Kiva to change the world… ✅ … or the life of a small business owner here in the US

Mike Bristow is the CEO and co-founder of Crowd Property, one of the UK's leading property peer-to-peer lending platforms.  Since their launch in 2014, they have build a platform with thousands of investors and have invested close to £100 million into small and medium sized development projects.  In this episode we discuss the ins and outs of Crowd Property, peer-to-peer lending and how its works for both the investors and developers. Furthermore, Mike also discusses his views on the current flexible working environment and investing during these "interesting times". 

In this episode, Mike Bristow, Founder of the UK's leading property peer-to-peer (P2P) lending platform, Crowdproperty, and Anna Clare Harper discuss why high rates don't always mean high risk when it comes to property lending, and how peer-to-peer (P2P) is disrupting traditional bank finance. As a registered chartered accountant, Mike also sits on the investment committee of proptech venture capital business Property Innovation Labs (Pi Labs), and is an angel investor in leading proptech and fintech businesses. Highlights of the episode include: How tech is an enabler for solving problems in property and finance, and the importance for great proptech and fintech businesses of focusing on ‘holes', not ‘drillbits' How investors (both lenders and borrowers) can understand and manage risks in P2P lending How the uncertain environment around Covid-19 has created an opportunity for P2P lenders to prove their point, and continue to disrupt traditional big bank lending in real estate. Resources: Crowdproperty.com Blog - blog.crowdproperty.com = 40 articles all about alternative finance Linkedin https://www.linkedin.com/in/michaelbristow/ annaclareharper.com https://www.linkedin.com/in/annaclareharper/

During this show, you will discover … ✅ How peer to peer lending works ✅ Just what peer to peer lending is… ✅ … and how it can work for your business ✅ Who the biggest players are in the P2P lending space ✅ All about Prosper… ✅ … and how their scoring works ✅ About Lending Club… ✅ … the world's largest P2P lending platform ✅ What you need to know about Funding Circle… ✅ … including where they operate ✅ The basics on Upstart… ✅ … and just how accurate their modeling system is ✅ What StreetShares is all about… ✅ … and in particular how they offer advantages to veterans

Come join us on our live training event to discover Peer to Peer Lending – Decoded. During this livestream*, you'll discover … •The details about top Peer to Peer lenders – Prosper, Lending Club, Funding Circle, Upstart, and StreetShares •Just what Peer to Peer lending is •Details about the biggest lenders in the Peer to Peer space •How the biggest P2P lenders grade borrowers… •… and how they decide who's a good borrowing risk… •… and who isn't •Where they get their data from •The terms and fees for the big lenders •What happens when borrowers default •Which lender has the lowest default rates in the industry •Which lender offers a preference for veterans •Which lender has a 45% share of the market •Which lender has a Borrowers' Bill of Rights … •… and which lender bases its internal grading on Experian's data WOW, that's a lot of great info we'll be covering in this one hour live event. ALL will be revealed on this livestream, register now… spots are limited!

In this episode, Michael talks with David Jelly from Property Bridges. David founded Property Bridges in 2018 and has seen it grow to over 2,000 investors. David shares his knowledge of the peer to peer lending space - both in Ireland and within Europe. David also shares about an exciting development that Property Bridges is working on - which will allow Irish investors to invest in Property Bridges through a pension! Show Notes: Link to Property Bridges: https://www.propertybridges.ie Social Media Accounts: https://www.facebook.com/propertybridges https://www.linkedin.com/company/property-bridges/ https://twitter.com/PropertyBridges https://www.youtube.com/channel/UCuaAVhgCb2JllZSj64arrwQ Link to the Money Mindset Webinar Event: https://www.firepodcast.ie/event/money-mindset-november-2019

In this episode of Sound Money, Steve talks about decentralized finance and consumer lending. Being a part of the industry way back in 2013, he described how decentralized finance (known as DeFi) shows a solution to a very complex problem like issues with the credit union. On another note, Steve expressed that technology became a vital part in peer-to-peer lending, but banks also started catching up regarding how the internet worked. He continued to state that a shift from peer-to-peer became a peer-to-institution. Join Steve as he further sheds light on DeFi and consumer lending. --- Support this podcast: https://anchor.fm/soundmoney/support

What happens when peer-to-peer lending encroaches on traditional lending territory? How is peer-to-peer lending changing who borrows money and what they borrow for? How does the United States compare to Australia and New Zealand when it comes to FinTech? What's the state of personal finance in New Zealand? Jordan Goodman with Neil Roberts, Founder and Joint CEO of Harmoney, an innovative and fast growing peer-to-peer lending marketplace serving Australasia, in the first half of the show. During the second half, Host Jordan Goodman, America's Money Answers Man, chats with Ola Dantis. Dantis and Goodman discuss multi-family real estate investing, who should invest, what investing can offer and the difference between active and passive real estate investing.

Many international studies have pointed to the lack of SME financing as being a huge blocker to a country's development. In the context of Kenya, many small business owners are excluded from the formal financial sector due to the high operational costs involved with opening and running a bank account. As a result, they have no formal credit history and are not able to get a loan. Pezesha are seeking to overcome this by giving the unbanked, their first step on the formal financial ladder. Hilda, the founder and CEO, and I dig into the difficulties of getting a bank account (and by extension, a loan), how Kenya's ubiquitous mobile money network facilitates their business, and how they are layering on their data analytics to the dynamics of the existing social investing culture in Kenya. This is one of those episodes that can leave you scratching your head at times, but nevertheless shows the huge potential for technology and financing to transform a region. READ MORE AT:https://theeastafricabusinesspodcast.com/2018/02/01/p2p-lending-revolutionising-access-to-credit-in-africa-with-hilda-moraa-from-pezesha/

Peer to peer lending is one of those things in life while there have been versions of it around for years, its popularity has exploded thanks to the internet. I am getting more and more enquiries and comments about it, so I thought we'd have a good look at it today. Podcast: Subscribe in iTunes | Play in new window | Download Sponsor Message This podcast is brought to you with the help of Seven Investment Management, a firm of investment managers based in London. They specialise in multi-asset investing, bringing institutional investing techniques to ordinary people like you and me. 7IM put their name to my show and to my site because they believe in what I'm doing, trying to get decent, easy-to-understand financial information out to the world. I'm very grateful to them for their support. You can see what they're up to at 7im.co.uk In this session you will discover: How P2P lending works and how it is raining on the banks' parade The benefits and limitations of P2P The big news which will catapult P2P into the mainstream How you should move forward with incorporating P2P into your portfolio The considerations you should bear in mind when determining how much to invest

A Florida man gets a 20 year prison sentence for firing a warning shot in his own home while attempting to protect his daughter, Marriott fined $600,000 for jamming guests' personal WiFi hotspots, A Peer To Peer lending success story, Ebola compared to the 10 Worst Outbreaks In U.S. history, and will Hillary Clinton be our next president?

Peer to peer lending has exploded over the past few years.  Investors have been able to make more than stock market like returns and many more are jumping in.  I interview Peter Renton from Lending Academy who is an expert in peer to peer lending and ask him to share his thoughts on this hot sector.