Podcasts about retirement budget calculator

One of the most common Social Security questions we get is this: “If my spouse starts her Social Security at age 62 and I wait until age 70 to start mine, can she receive a higher spousal benefit when I start?” When it comes to Social Security, most people know you can qualify for retirement benefits based on your own work history — the taxes you paid into the system over the years. But what many don't realize is that you might also be eligible for a spousal benefit, even if you didn't work enough to qualify on your own. That's right — even if you didn't pay into Social Security, you may still be able to receive a benefit based on your spouse's earnings record. To find links and resources mentioned in today's podcast, visit SoundRetirementPlanning.com and click on episode #454. The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.      

I'm so glad you're joining me for episode 449, where I have the privilege of interviewing Eduardo Repetto, Chief Investment Officer at Avantis. In today's episode, we dive into recent market volatility, Warren Buffett's growing cash reserves, and the investment philosophy behind Avantis Investors. To find links and resources mentioned in today's podcast, visit SoundRetirementPlanning.com and click on episode #449. I created the Retirement Budget Calculator as a tool to help people build a solid retirement plan. Rather than making the tool exclusive to our clients, I decided to make it available to everyone because I believe all Americans deserve a well-thought-out retirement plan. Once you have a retirement plan, the next step is developing an investment strategy that aligns with your goals. That's where Parker Financial comes in—we help clients implement an investment strategy. To help you understand our approach, I've just finished creating a new ebook that explains our investment philosophy. You can download it for free by visiting RetirementBudgetCalculator.com. Just look for the "Invest" button in the upper right-hand corner, and you'll get access to my new ebook called "Investing in Retirement."        

In 2019, two pastors from my church approached me with a request: would I be willing to create a foundation or endowment to raise money for the Christian school our church operates? Without hesitation, I said yes. Both of my children had attended the school, and it had a profound impact on our family. While I had experience serving on nonprofit boards, I had never started a nonprofit from scratch. This was entirely new territory. I spent the first year immersed in research—consulting legal experts, meeting with our church's board of elders, and speaking with leaders from other schools that had established foundations. Then, in October 2020, I was introduced to Ross Hjelseth. Ross had served as the head of schools at Life Christian Academy in Tacoma, WA, where he helped establish their foundation. His coaching and consulting played a crucial role in helping us navigate the process and make meaningful progress. Having gone through this experience—and after receiving multiple inquiries from others looking to do something similar—I realized it would be valuable to record a podcast on the topic. My goal is to provide a roadmap for anyone considering starting a foundation, helping them move forward more efficiently. In today's episode, I'm joined by Ross to discuss the process, key steps, and timeline involved. While Qualified Charitable Distributions (QCDs) and Donor-Advised Funds (DAFs) are sufficient for most people's charitable giving, for those interested in establishing a foundation, this conversation is for you. I hope you find it helpful. To find links and resources mentioned in today's podcast, visit SoundRetirementPlanning.com and click on episode #448. The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.      

Imagine you could give to charity, lower your tax bill, and satisfy your Required Minimum Distributions—all at the same time. Most retirees don't realize that there's a smarter way to donate to charity using their IRA. In today's episode, I'll show you how one simple strategy—Qualified Charitable Distributions—can save you thousands in taxes while supporting the causes you care about. To find links and resources mentioned in today's podcast, visit SoundRetirementPlanning.com and click on episode #447. The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial research which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.      

Big changes are on the horizon for retirees impacted by the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO). The Social Security Fairness Act, signed into law on January 5, 2025, is expected to increase benefits for millions of retirees while introducing new challenges for the Social Security system. In todays podcast, I will break down what this means for you and how to adapt your retirement strategy to these changes. Plus, be sure to listen to the end to learn about our new updates to the Retirement Budget Calculator that help you stress-test your Social Security strategy. To find links and resources mentioned in today's podcast, visit SoundRetirementPlanning.com and click on episode #443.. The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.      

In todays podcast I am going to examine how the S&P500 historically has performed after back to back years of 20% plus gains. We are going to look at an interesting recent story about retirement, wealth and contentment. I am going to share a couple of good financial habbits for you to consider as you kick off the new year. I want to share with you a few milestones we accomplished this year and I will give you the top episode downloads for Sound Retirment Radio for 2024. And finally I want to share with you what my crystal ball is showing regarding investing as we kick off 2025. To find links and resources mentioned in today's podcast, visit SoundRetirementPlanning.com and click on episode #445.. The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.      

In today's podcast, I'll be discussing retirement investing and the importance of broad global diversification. I'll explain the reasoning behind our approach and share a few of the strategies we use to help minimize risks. Some of the core ideas I want to share with you are recency bias, home country bias, the concentration of the S&P 500, why price matters, global market capitilazation and Vanguard forecast for the next 10 years. To find links and resources mentioned in today's podcast, visit SoundRetirementPlanning.com and click on episode #443.. The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.  

What if I told you that having a net worth of 3 million dollars was not enough to retire. In today's podcast we are going to uncover how this could happen. We're diving into the first principles thinking and how it is applied to retirement planning and then focusing on what I believe to be the most important foundational number for a successeful retirement. At the end of todays show I am also going to give you some questions you can ask your spouse after the relatives leave and you have time to think about retirement planning over an slice of Costco's pumpkin pie. These questions will be available at SoundRetirementPlanning.com just click on episode 441. The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.  

One of the top concerns we're hearing from clients regarding retirement planning and investment management is the potential impact of the upcoming presidential election on their investments. In today's podcast episode, I want to provide some historical context by looking at what has happened in the days, weeks, and years following four of the last presidential elections. For articles, links and resources mentioned in todays show visit https://soundretirementplanning.com/  The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.  

Imagine if a few small changes to your retirement plan could result in hundreds of thousands more at the end of your life! In today's podcast, I'm going to walk you through three powerful strategies that can optimize your plan and potentially increase your savings by hundreds of thousands of dollars. These are: Roth conversions Social Security Timing Withdrawal Order The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.  

A common consideration for people living in colder climates is purchasing a second home in a warmer region to escape the winter months. However, in March 2022, the Federal Reserve began increasing interest rates to combat inflation. This move caused many potential buyers to hit pause on their plans for a second home. Recently, on September 18, 2024, the Fed announced its first rate cut, lowering the Federal Funds rate to 4.75%-5%, marking a half-percent decrease. Mortgage rates, which had soared as high as 8%, are now starting to come down. As a result, more people are reconsidering downsizing or purchasing that second home. At the same time, there has been a rise in aggressive sales tactics from mortgage lenders. To help navigate these waters, I invited my friend Frank Ellerbroek, a seasoned mortgage broker, to join today's podcast. He'll share his insights on the current market trends and offer advice on what to watch out for if you're thinking of financing a second home or downsizing to a more manageable property. On a personal note, Frank and I have been friends for nearly 20 years, and my firm has referred many clients to him over the years. I trust him because he consistently delivers great service, and I  worked with Frank when I purchased my home. That said, whether you're considering working with Frank or someone else, I always recommend talking to more than one professional to ensure you get the best terms for your unique situation. https://vantagemortgagegroup.com/about-us/meet-the-team/frankellerbroek/ https://www.optoutprescreen.com/ The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.  

You are listening to episode #435 and the title is: Pay Off Your Mortgage at Retirement or Invest? Pros and Cons Explained! This is one of the most common questions people face: Should you pay off your mortgage at retirement, or should you invest the money instead? This decision can have a significant impact on your financial security and peace of mind in retirement. The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.  

In today's podcast I interview Tane Cabe regarding reverse mortgages. In addition to doing a general overview of what they are we discuss how reverse mortgages can be used to increase cashflow in retirement, how a reverse mortgage can be used for the purchase of a home, we talk about taxes and fees associated with these mortgages, how some people are planning to use a reverse mortgage to help with long term care planning. We also share several stories that illustrate how people are using reverse mortgages. For articles, links, and resources mentioned in today's podcast, visit episode 431: SoundRetirementPlanning.com Ready to kick-start your retirement? The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.  

Health savings accounts are the most incredible tool available for retirement savings. Unfortunately, too many people I meet are missing out on using HSAs as part of their retirement strategy. We are going to do a deep dive into HSAs, but... They are best for people who do not have a lot of health care costs every year and have the money to make the maximum contributions to an HSA. They have triple tax advantages in that your contributions are tax-deductible, earnings grow tax-free, and withdrawals for qualified medical expenses are tax-free. You enjoy lower health insurance expenses compared to a low-deductible plan. You get tax deductions for contributions, tax-free growth, easy access to the money before age 59.5, you can have investment opportunities for long-term growth, and a plan to cover health-related expenses in retirement. Unlike a traditional IRA, there are no RMDs, and after age 65, you can access the money for non-medical expenses without the 20% penalty. You can delay reimbursements and allow your HSA to grow tax-free and then take a tax-free lump sum in the future. And once you turn age 65 and start Medicare, you can use your HSA to reimburse the costs of Medicare Part B and Part D or pay for Medicare Advantage plan premiums. If you do not currently have an HSA, I highly recommend you visit SoundRetirementPlanning.com and click on episode 430 to start to review all of the resources I've made available for your review.  The HSA is a powerful tool that can provide significant benefits for retirement planning and healthcare expenses. However, it's important to remember that the rules and regulations surrounding HSAs can be complex and require careful consideration. The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.  

This week on the Retirement Quick Tips Podcast, I'm bringing you segments of an interview I did with Jason Parker - 3 numbers you must know to retire with confidence.  Jason Parker is the best-selling author of Sound Retirement Planning, Retirement Calculator and the host of Sound Retirement Radio, a popular podcast with more than 1 million downloads.  I've included links to his podcast and other resources we talk about in the interview in the show notes, so be sure to check those out…here is today's interview segment with Jason Parker   Learn more about Jason: https://soundretirementplanning.com/  https://www.youtube.com/@retirementbudgetcalculator https://www.facebook.com/SoundRetirementPlanning/ https://podcasts.apple.com/us/podcast/sound-retirement-radio/id306719560 Access the Retirement Budget Calculator: https://www.retirementbudgetcalculator.com/

This week on the Retirement Quick Tips Podcast, I'm bringing you segments of an interview I did with Jason Parker - 3 numbers you must know to retire with confidence.  Jason Parker is the best-selling author of Sound Retirement Planning, Retirement Calculator and the host of Sound Retirement Radio, a popular podcast with more than 1 million downloads.  I've included links to his podcast and other resources we talk about in the interview in the show notes, so be sure to check those out…here is today's interview segment with Jason Parker   Learn more about Jason: https://soundretirementplanning.com/  https://www.youtube.com/@retirementbudgetcalculator https://www.facebook.com/SoundRetirementPlanning/ https://podcasts.apple.com/us/podcast/sound-retirement-radio/id306719560 Access the Retirement Budget Calculator: https://www.retirementbudgetcalculator.com/

This week on the Retirement Quick Tips Podcast, I'm bringing you segments of an interview I did with Jason Parker - 3 numbers you must know to retire with confidence.  Jason Parker is the best-selling author of Sound Retirement Planning, Retirement Calculator and the host of Sound Retirement Radio, a popular podcast with more than 1 million downloads.  I've included links to his podcast and other resources we talk about in the interview in the show notes, so be sure to check those out…here is today's interview segment with Jason Parker   Learn more about Jason: https://soundretirementplanning.com/  https://www.youtube.com/@retirementbudgetcalculator https://www.facebook.com/SoundRetirementPlanning/ https://podcasts.apple.com/us/podcast/sound-retirement-radio/id306719560 Access the Retirement Budget Calculator: https://www.retirementbudgetcalculator.com/

This week on the Retirement Quick Tips Podcast, I'm bringing you segments of an interview I did with Jason Parker - 3 numbers you must know to retire with confidence.  Jason Parker is the best-selling author of Sound Retirement Planning, Retirement Calculator and the host of Sound Retirement Radio, a popular podcast with more than 1 million downloads.  I've included links to his podcast and other resources we talk about in the interview in the show notes, so be sure to check those out…here is today's interview segment with Jason Parker   Learn more about Jason: https://soundretirementplanning.com/  https://www.youtube.com/@retirementbudgetcalculator https://www.facebook.com/SoundRetirementPlanning/ https://podcasts.apple.com/us/podcast/sound-retirement-radio/id306719560   Access the Retirement Budget Calculator: https://www.retirementbudgetcalculator.com/ 

This week on the Retirement Quick Tips Podcast, I'm bringing you segments of an interview I did with Jason Parker - 3 numbers you must know to retire with confidence.  Jason Parker is the best-selling author of Sound Retirement Planning, Retirement Calculator and the host of Sound Retirement Radio, a popular podcast with more than 1 million downloads.  I've included links to his podcast and other resources we talk about in the interview in the show notes, so be sure to check those out…here is today's interview segment with Jason Parker   Learn more about Jason: https://soundretirementplanning.com/  https://www.youtube.com/@retirementbudgetcalculator https://www.facebook.com/SoundRetirementPlanning/ https://podcasts.apple.com/us/podcast/sound-retirement-radio/id306719560 Access the Retirement Budget Calculator: https://www.retirementbudgetcalculator.com/

In today's podcast episode, Jason shares three key numbers essential for retiring with confidence. He's interviewed by Ashley Micciche from the Retirement Quick Tips Podcast. Don't forget to check out Ashley's podcast: Retirement Quick Tips. Articles, Links & Resources mentioned in today's show can be found at https://soundretirementplanning.com. If you enjoy todays podcast be sure to share it with a friend and leave us a 5 star review. The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic research and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.  

This week on the Retirement Quick Tips Podcast, I'm bringing you segments of an interview I did with Jason Parker - 3 numbers you must know to retire with confidence.  Jason Parker is the best-selling author of Sound Retirement Planning, Retirement Calculator and the host of Sound Retirement Radio, a popular podcast with more than 1 million downloads.  I've included links to his podcast and other resources we talk about in the interview in the show notes, so be sure to check those out…here is today's interview segment with Jason Parker   Learn more about Jason: https://soundretirementplanning.com/  https://www.youtube.com/@retirementbudgetcalculator https://www.facebook.com/SoundRetirementPlanning/ https://podcasts.apple.com/us/podcast/sound-retirement-radio/id306719560   Access the Retirement Budget Calculator: https://www.retirementbudgetcalculator.com/   

Welcome to a new week here on the Retirement Quick Tips podcast. I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing $350 million in client assets.  This week on the podcast, I'm excited to have Jason Parker join us to share his insights on the 3 numbers you must know to retire with confidence.  Jason Parker, RICP® is the best-selling author of Sound Retirement Planning, Retirement Calculator and the host of Sound Retirement Radio, a popular podcast with more than 1 million downloads. He has been seen as a frequent guest on ABC, FOX, & NBC. He is the inventor of the Retirement Budget Calculator. He has earned the designation of a Retirement Income Certified Professional (RICP®). Jason is the President of Parker Financial LLC, which is an independent, fee-only, registered investment advisory firm, and operates as a fiduciary.   Learn more about Jason: https://soundretirementplanning.com/  https://www.youtube.com/@retirementbudgetcalculator https://www.facebook.com/SoundRetirementPlanning/ https://podcasts.apple.com/us/podcast/sound-retirement-radio/id306719560   Access the Retirement Budget Calculator: https://www.retirementbudgetcalculator.com/    Thanks for listening! I hope you enjoy this week's interview with Jason!

In today's podcast we cover a lot of retirement topics. The reason I wanted to share this podcast episode with you is because we talked about finding purpose in this next phase of life. I want all of the people who listen to Sound Retirement Radio to achieve Clarity, Confidence and Freedom and I want you to retire too something, not from something. In this podcast we discuss 7 exercises you can use to help you achieve a greater sense of clarity. The free PDF document we discuss in this episdoe will be made available as a link on Sound Retirement Planning.com. If you are preparing for retirement be sure to go through the 7 exercises so that you can have a greater sense of clarity as your prepare for retirement. When you know what is most important in life it makes it easier to prioritize your most valuable resource, your time. I hope you enjoy this podcast episode. As always articles, links and resources will be available at SoundRetirementPlanning.com just click on episode #424

In today's podcast episode, I want to explore how to evaluate if it makes sense to sell a rental property. Many people we have served over the years own rental properties and rental properties can be a great tool for retirement because they generate predictable inflation-adjusted income. However rental properties can have their drawbacks as well. In today's show, I am going to share the process that we use to help people evaluate if they should keep or sell a rental property from the perspective of retirement cash flow. With interest rates on fixed income being so low for so many years it had been hard to justify selling a rental property but with fixed income interest rates increasing and the appreciation of real estate starting to stall as a result of higher borrowing costs, the analysis is changing.   The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.  

Is your retirement playbook ready for the long game? In this episode, Josh sits down with Jason Parker, the financial advisor and podcast host behind the innovative Sound Retirement Planning. Together, they tackle the essentials of retirement planning, emphasizing cash flow management and the significance of guaranteed income for a comfortable retirement. Jason introduces his Retirement Budget Calculator, designed to help individuals estimate retirement expenses and gain financial clarity. They explore the power of diversifying investments across time segments to combat market volatility and secure a steady income stream throughout retirement. Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

It is my good fortune to have Wes Crill, PhD as a guest on the podcast today. Wes is a senior investment director and Vice President with Dimensional Fund Advisors. Prior to joining Dimensional, he was a PhD student studying materials science engineering at North Carolina State. His research focused on modeling engineering processes at a scale of 1 billionth the size of a human hair. In today's podcast we discuss the difference between investing and gambling. The benefits of global diversification. Some of the nuances associated with only investing in the S&P 500 index. We discuss the life cycle theory of finance, should you buys gold, the reconstitution effect of index funds, the importance of having a financial plan, mutual funds vs ETF's, Why not all small cap investing is the same among fund providers. We discuss the science of investing and the pursuit of higher expected returns. The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.  

One of my clients recently forwarded an article with the headline that reads "US economist predicts 2024 will bring "Biggest crash of our lifetime". Here is a quote from the article  "This is the one time I'm telling you, do not listen to your financial adviser. Things are not going to come back to normal in a few years. We may never see these levels again. And this crash is not going to be a correction. It's going to be more in the '29 to '32 level. And anybody who sat through that would have shot their stockbroker." Unfortunately, when these types of articles are published it can cause people to worry and question both their financial plan and their investment strategy. The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.  For article links and resources mentnioned in todays podcast visit: https://soundretirementplanning.com

In todays podcast I'm going to share some of my favorite things in 2023. You will notice I'm releasing this episode on Black Friday. It's time to get your wallet out and start shopping. This time of year give me a bit of anxiety because I'm not very good at buying gifts. I remember when Oprah used to do her Favorite things TV show and everyone in the audience would receive gifts, well no such luck in todays podcast you guys are not getting anything other than ideas. But finding the perfect gift for people can be difficult so I wanted to share with you some of my favorite things from 2023 and maybe inspire you to think of a gift ideas for the special people in your life. The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.  

In this podcast episode, I will provide compelling reasons for you to seriously consider the benefits of hiring a financial advisor. Why it is important to avoid high fees and commissions. To comprehend the potential value that advisors can offer, we examine studies conducted by Canada, Vanguard, Morningstar, and Envestnet PMC. Hiring a financial advisor can bring peace of mind, as it helps us uncover the unknowns we didn't even realize existed. Hiring a financial advisor can provide valuable assistance in various aspects of your financial planning. They can help you create a comprehensive retirement plan, guide you in asset allocation and risk management, assist with investment management, cash-flow planning, and income sourcing. Additionally, they can offer expertise in tax planning, charitable giving strategies, and estate planning concepts. A financial advisor can also provide behavioral coaching to help you make informed decisions. After listening to today's podcast, I hope that many of you will consider exploring the benefits of working with a financial advisor to optimize your financial well-being. The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.  

In today's podcast, you are going to learn about Medicare. Medicare is a comprehensive health insurance program that becomes available to most individuals when they reach the age of 65. We cover topics such as, What are the different parts of Medicare, when should you enroll? How much should you budget for Medicare? Insurance often stands out as the most significant expense for those who have successfully paid off their mortgage. Medicare is a good deal once you turn 65 and you will want to make the most of it. The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.  

In today's podcast, we are going to explore Rebalancing. We will look at investment portfolio construction, how rebalancing is implemented and when you should consider doing the rebalancing. When you are getting ready to retire you will begin to think more about how your investments can generate cash flow and you will likely feel the need to reduce volatility when you begin taking portfolio withdrawals. Rebalancing serves primarily as a risk mitigation tool rather than a means of maximizing returns. According to a paper by Vanguard, "rebalancing tends to increase a portfolio's Sharpe ratio, improving risk-adjusted returns". The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years. Articles, links and resources mentioned in today's podcast can be found by clicking on Episode #415 at  https://soundretirementplanning.com/  

In Chapter 9, we delve into the importance of asset allocation and the pursuit of higher expected returns using academic research to inform our investing strategy. The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years. YouTube - Investing In Retirement YouTube - Buckets For Diversification

In Chapter 8, we dive into investing strategies. I spend the first couple of pages of this chapter talking about diversification of your money across time segments, often called buckets. Since the publication of this book I have completed some additional back testing of a bucket strategy using a bucket simulator that one of our RBC community members developed and which you have access to. One of the things I was attempting to do in the buckets backtest was to simplify buckets by spending them sequentially rather than having refill rules. In this chapter I discuss bucket refills but after doing additional research on spending sequentially I don't think the refill rules are necessary. When you watch the video you will see that this approach of diversification works very well when compared with a 60/40 stock bond mix that is rebalanced each year. At least it works really well in the context of history. As I often remind the people we serve. History is a guide, but past performance is no guarantee of future results. If you are interested in watching the video I will include a link at Sound Retirement Planning.com so that you can see how a bucket strategy performed and I will also provide some links so that you can do you own bucket backtesting. After the discussion on buckets I get into the art and science of investing and we discuss both strategic asset allocation as well as tactical investment management.  https://www.youtube.com/watch?v=rjGNKAwT4bc https://www.retirementbudgetcalculator.com/post/fill-the-buckets-and-glide-away The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.  

In Chapter 7, we dive into retirement withdrawal strategies. We will look at the 4% withdrawal rule, the buckets strategy (which is similar to the barbel strategy), Dynamic withdrawals, the RMD rule, Spending floors, only spending dividends and interest and never touching the principal. There are pros and cons to each of these strategies but at the end of the day you will need to pick the strategy that makes the most sense for you. The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.  

In Chapter 6, we dive into the crucial decision of when to start claiming social security benefits. For many individuals, this choice can determine whether they have sufficient funds for retirement or face financial challenges later on. Implementing an effective social security claiming strategy can potentially result in an additional $50,000 to $100,000 of lifetime income. For many people social security is the only guaranteed income they will have in retirement. It is prudent to dedicate time to analyzing the numbers rather than relying on the opinionated individuals on social media platforms like Facebook. With years of research and expertise in this field, I will provide you with valuable insights in this chapter. For more comprehensive information on social security, please visit Sound Retirement Planning.com and search for Social Security. The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.  

This special episode because I wanted to address some of the concerns we are hearing from people regarding stock market volatility and some of the news headlines. The title of this episode is "Down But Not Out". The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.  

How long does your money need to last?  In this chapter I discuss longevity and some of the tools you can use to estimate your life expectancy.  Click here for a video on how to use the Society of Actuaries Longevity Calculator. The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.  

I'm excited to announce the upcoming release of the audio version of my book, "Retirement Calculator: How much money do I need to retire?". As a token of appreciation to our podcast listeners, I'll be unveiling one chapter per week as a podcast episode. In essence, over the course of the next 13 weeks, you'll have the opportunity to enjoy the entire audiobook completely free of charge. The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.  

I'm excited to announce the upcoming release of the audio version of my book, "Retirement Calculator: How much money do I need to retire?". As a token of appreciation to our podcast listeners, I'll be unveiling one chapter per week as a podcast episode. In essence, over the course of the next 13 weeks, you'll have the opportunity to enjoy the entire audiobook completely free of charge. Be sure to visit SoundRetirementPlanning.com and click on episode #406 for articles, links and resources mentioned in todays show. The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.    

I'm excited to announce the upcoming release of the audio version of my book, "Retirement Calculator: How much money do I need to retire?". As a token of appreciation to our podcast listeners, I'll be unveiling one chapter per week as a podcast episode. In essence, over the course of the next 13 weeks, you'll have the opportunity to enjoy the entire audiobook completely free of charge. The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.  

A common question we receive is whether it's better to choose the lump sum or the pension. In today's podcast, I want to give you several of the things we are looking at when helping people make this decision about whether to take a lump sum or a pension. In addition to the questions and framework for making this decision, I created a video that we will include in the show notes to show you how we use a spreadsheet in conjunction with the Retirement Budget Calculator to help us examine the decision about whether to take a pension or a lump sum. Be sure to visit  SoundRetirementPlanning.com episode #403 to watch the video and also get all of the articles, links, and resources mentioned in this episode. Articles, Links & Resources Visit: https://soundretirementplanning.com/ We're on YouTube! Are you DIY?  Be sure to check out the Retirement Budget Calculator LET'S CONNECT: Facebook LinkedIn Website Buy Jason's New Book: How Much Do I Need To Retire?  Retirement Calculator   

ABOUT JASON PARKERJason Parker, RICP® is the best-selling author of Sound Retirement Planning, Retirement Calculator and the host of Sound Retirement Radio. He has been seen as a frequent guest on ABC, FOX, & NBC. He is the inventor of the Retirement Budget Calculator. He has earned the advanced retirement designation of a Retirement Income Certified Professional (RICP®). Jason is the President of Parker Financial LLC, which is an independent, fee-only, registered investment advisory firm, and operates as a fiduciary.    THIS TOPIC IN A NUTSHELL:              How Jason started Parker FinancialsWhat they do as a companyWriting his book – Sound Retirement PlanningStarting a Radio podcastHow the Retirement Calculator came to beReal Estate from his retirement standpointHow to use the Retirement Budget Calculator and perksTarget users for Retirement Budget CalculatorOther perks of the calculator - Free and Paid featuresHis Take on Real Estate InvestingTips or strategies to plan for retirement Three Things to consider when retiringFinding a mentor Connect with Jason Parker    KEY QUOTE: “Retirement really boils down to three numbers. You have to have some idea of how long you're gonna live, how much money you'll save, and how much you'll spend. When you know those three numbers, you can start to paint a clear picture of yourself.”     SUMMARY OF BUSINESS:Parker Financial LLC - We are financial advisers focused on retirement. Parker Financial is independently owned and has no outside shareholders or corporate ownership. That means our client's interests are second-to-none, enabling us to recommend suitable financial products from the whole of the market rather than select areas of the market chosen by corporate interests.       ABOUT THE WESTSIDE INVESTORS NETWORK   The Westside Investors Network is your community for investing knowledge for growth. For real estate professionals by real estate professionals. This show is focused on the next step in your career... investing, for those starting with nothing to multifamily syndication.     The Westside Investors Network strives to bring knowledge and education to real estate professional that is seeking to gain more freedom in their life. The host AJ and Chris Shepard, are committed to sharing the wealth of knowledge that they have gained throughout the years to allow others the opportunity to learn and grow in their investing. They own Uptown Properties, a successful Property Management, and Brokerage Company. If you are interested in Property Management in the Portland Metro or Bend Metro Areas, please visit www.uptownpm.com. If you are interested in investing in multifamily syndication, please visit www.uptownsyndication.com.       #realestateinvesting #SoundRetirement #RetirementPlanning #RetirementBudgetCalculator #Retirement #BeDiversified #Cashflow #FinacialIndependence #Fiducidary #PrepareForRetirement #InvestmentVehicle #TaxBenefits #Spending #PassiveInvesting #FinancialFreedom #IncomeSources #Compounding #Liquidity #Supply #Demand #WealthAccumulation #Budget #LifeExpectancy #NetWorth #Savings #Syndication #GuideToInvesting #DealDeepDive #PassiveWealth #newepisode #podcasting #JointheWINpod #WestsideInvestorsNetwork     CONNECT WITH JASON PARKER: Website: Parker Financial, Retirement Budget CalculatorLinkedIn: https://www.linkedin.com/in/jason-parker-a501125Facebook: https://www.facebook.com/SoundRetirementPlanningYouTube: https://www.youtube.com/c/SoundretirementplanningCheck out his podcast: https://soundretirementplanning.com/podcast     CONNECT WITH US   For more information about investing with AJ and Chris:  ·    Uptown Syndication | https://www.uptownsyndication.com/  ·    LinkedIn | https://www.linkedin.com/company/71673294/admin/         For information on Portland Property Management:  ·    Uptown Properties | http://www.uptownpm.com  ·    Youtube | @UptownProperties      Westside Investors Network  ·    Website | https://www.westsideinvestorsnetwork.com/  ·    Twitter | https://twitter.com/WIN_pdx  ·    Instagram | @westsideinvestorsnetwork  ·    LinkedIn | https://www.linkedin.com/groups/13949165/  ·    Facebook | @WestsideInvestorsNetwork  ·    Youtube | @WestsideInvestorsNetwork  

Navigating the Social Security filing process as a single individual can be a daunting task. The considerations you need to make differ from those of married couples. In this episode, we aim to simplify this process and provide you with the essential information you need before filing for Social Security. Reasources mentioned in this episode: SSI Blog: Survivors' Benefits: Exceptions to the Marriage Length Requirement -  https://www.socialsecurityintelligence.com/survivors-benefits-exceptions-to-the-marriage-length-requirement/ Retirement Budget Calculator - https://www.carrolladvisory.com/retirement-budget/  Break Even Calculator - https://www.socialsecurityintelligence.com/calculators/social-security-break-even-calculator/ If you're thinking "I love the Big Picture Retirement podcast” please consider rating and reviewing this show! This helps me support more people -- just like you -- move toward a confident retirement. Just scroll down to the “ratings and reviews” section, tap to rate with five stars, and select “Write a Review.” Then be sure to let us know what you loved most about the episode! Also, if you haven't done so already, follow the podcast. We're adding new content every week and if you're not following there's a good chance you'll miss out. Follow now! Want to ask Devin or John your question? Just visit https://www.bigpictureretirement.com/ and look for the tab on the right side that says “Send A Voicemail.”  Although this show does not provide specific tax, legal, or financial advice, you can engage Devin or John through their individual firms.  Contact Devin's team at https://www.carrolladvisory.com/  Contact John's team at https://www.rossandshoalmire.com/   

"Secure your financial future with the latest episode of The Mobile Workforce Podcast. In this informative session, financial expert Jason Parker emphasizes the importance of retirement planning and investing early. Discover how compounding can significantly grow your wealth over time and why it's crucial to differentiate between speculation and investing. Our financial experts highlight the significance of saving for retirement and offer practical advice for individuals nearing retirement age. Learn to determine your life expectancy and create different models to stress test your plan for retirement with our exclusive Retirement Budget Calculator. Don't miss out on this opportunity to take control of your financial future and live your best life. Tune in to the latest episode of The Mobile Workforce Podcast now."   Key Takeaways: - Retirement planning and investing for a secure financial future - Emphasis on starting early and investing consistently, even during volatile times - Compounding and low-cost index funds can significantly grow wealth over time - Retirement budget calculator helps determine if enough savings have been accumulated - Importance of controlling spending and taking advantage of employer-provided retirement benefits - Financial education and mentorship is crucial for personal and professional development - Focus on investing in people and empowering them for success - Planning for retirement leads to freedom from fear and greed and allows people to make a difference in the world.  

Jason Parker, RICP® is the best-selling author of Sound Retirement Planning, and the host of Sound Retirement Radio. He has been seen as a frequent guest on ABC, FOX, & NBC. He is the inventor of the Retirement Budget Calculator. He has earned the advanced retirement designation of a Retirement Income Certified Professional (RICP®). Jason is the President of Parker Financial LLC, which is an independent, fee-only, registered investment advisory firm, and operates as a fiduciary.Connect w Jason : https://www.facebook.com/SoundRetirementPlanning/Support the show

LifeBlood: We talked about developing your retirement budget, the differences between a pre-retirement budget and post, the biggest concerns people have in retirement, and how to position yourself for success, with Jason Parker, author, podcaster and creator of the Retirement Budget Calculator.    Listen to learn how to know if you'll be okay in retirement! You can learn more about Jason at RetirementBudgetCalculator.com,  Parker-Financial.net, Facebook and LinkedIn. Thanks, as always for listening! If you got some value and enjoyed the show, please leave us a review here: ​​https://ratethispodcast.com/lifebloodpodcast You can learn more about us at LifeBlood.Live, Twitter, LinkedIn, Instagram, YouTube and Facebook or you'd like to be a guest on the show, contact us at contact@LifeBlood.Live.  Stay up to date by getting our monthly updates. Want to say “Thanks!” You can buy us a cup of coffee. https://www.buymeacoffee.com/lifeblood

This week Paddy chats with Jason Parker. Jason is the author of Sound Retirement Planning, the host of the Sound Retirement Radio podcast, a frequent guest on ABC, NBC and Fox, and the inventor of the Retirement Budget Calculator. Key talking points: Key things to know if you'll be ok in retirement Retirement Budget Calculator Retirement cashflow What questions should you be asking about your money when you retire Temporary safety vs. long-term strategy Reinforcing your discipline and understanding Bucket Strategy I hope you enjoy the conversation. Resources: RBC - Calculator (retirementbudgetcalculator.com) New research shows the bucket strategy is better than previously thought. - RBC (retirementbudgetcalculator.com) Retirement Calculator: How much money do I need to retire?: Parker, Jason R., Rounds, Hannah: 9798841614555: Amazon.com: Books Sound Retirement Planning: A retirement planning journey designed to achieve clarity, confidence & freedom.: Parker, Jason R.: 9781727749861: Amazon.com: Books   Books: Ryan Holiday – Discipline Is Destiny Ryan Holiday – The Obstacle Is the Way James Allen – As a Man Thinketh Randy Alcorn – The Treasure Principle Other: Brian Buffini Podcast It's a Good Life on Apple Podcasts

Hello and welcome to the new episode of the Risk Management Show brought to you by Global Risk Community. We spoke with Jason Parker, the Author of Sound Retirement Planning book, and the Founder of the Retirement Budget Calculator. We discussed the following topics among others: What would be a sound retirement planning strategy? How much do you need to retire? Have you thought about what is the purpose of your money? and more...  If you want to be our guest, or you know some one who would be a great guest on our show, just send your email to info@globalriskconsult.com with a subject line “Global Risk Community Show” and give a brief explanation of what topic you would like to to talk about and we will be in touch with you asap.  

This week's episode is a celebration of tech and finances!  Bob and Shelly attended FinCon22 and share with you two great interviews for their second annual report on Fintech.  Join them as they spend time with the host of the Fintech competition, Ryan Ruff of ASA, to hear the latest on the impact of technology on financial learning. They also interview Jason Parker with Retirement Budget Calculator, one of the competitors in this year's FinTech Competition and he walks through the powerful tool designed to help all people answer the question, When Can I Retire? Show Notes Watch episode here Ryan Ruff is Head of Fintech Relations at ASA, bridging the gap with the creators of tech and those who want to invest in the development of tech.  He is leading the way to create a bridge between technology development and those who want to invest in the future expansion of important tech. Jason, RICP® is the best-selling author of Sound Retirement Planning, and the host of the podcast Sound Retirement Radio.  He has been seen as a frequent guest on ABC, FOX, & MSNBC.  He is the inventor of the retirementbudgetcalculator.com.  He has earned the advanced retirement designation of a Retirement Income Certified Professional (RICP®).  Jason is the President of Parker Financial LLC, which is an independent, fee-based, registered investment advisory firm, and operates as a fiduciary. FinCon22 Fintech Startup Competition SpendPal ASA Parker Financial, LLC Sound Retirement Planning Podcast Retirement Budget Calculator Retirement Calculator: How much money do I need to retire, by Jason Parker   Be Greater Than Average Gift of Learning Be Greater Than Average Courses Be Greater Than Average Family Fun! Be Greater Than Average A Semester of STEM Activities E-Book   Contact: Ryan Ruff Ryan.ruff@asa.financial (801) 473-5749 Linkedin   Jason Parker info@parker-financial.net (360) 337-2701 Linkedin

If you believe telling a white lie is okay, do you believe that about money topics? What about white lies that are told by big-time bloggers or (gasp) podcasters about the path to riches? We'll dive into the world of lies and deceit on today's show with an all-star cast around the rickety card table. Joining us today we welcome Dustin Heiner from The Master Passive Income Podcast, Paula Pant from the Afford Anything Podcast, and from our very own podcast, OG! We know a lot of you use calculators for your job, but we think you will all like using the Retirement Budget Calculator after hours as well. During our Friday FinTech segment, Joe will talk with Jason Parker from the Sound Retirement Planning podcast. They'll discuss how Jason's Retirement Budget Calculator has continued to grow. Joe last year said that this calculator was the "best retirement calculator for consumers" (he still thinks there are better calculators for pros). We'll have all the details on how it works AND share some discounts you won't get if you buy the calculator elsewhere. And finally, during our MagnifyMoney segment we will answer a question via Twitter. What is your best advice for future college students to fund their education when their parents can't or won't help them? There's SO much more...but you'll have to listen to hear it all! Hope you can join the fun.

Jason and Emilia announce the latest update to Retirement Budget Calculator, the addition of the buckets tab. 

Jason Parker is the best selling author of Sound Retirement Planning and host of Sound Retirement Planning Radio show. Jason has had a passion for finance his whole life, and with help from his mentor, he turned his passion into a business. Parker Financial is an independent, fee-based, registered investment advisory firm, and operates as an executor (we will get to what that means on the show). He is also the inventor of the Retirement Budget Calculator, which is a tool used to take the stress out of retirement planning. He has appeared as a regular guest on ABC, Fox, and NBC, and now on the bigger cash flow podcast, to share his insights into personal finance, budgeting, cash flow, and retirement planning.On this episode you'll learn:- Background/How you got into financial planning/retirement- One financial lesson that can help most people become wealthy- Why is time important to understand when it comes to investing- Cash flow vs networth in retirement- What is the worst mistake you have personally made with money/business- Real Estate and retirement- How can people find joy, peace & contentment- Why did you create the retirement budget calculatorContact Info:Email: jason@parker-financial.netWebsite:http://soundretirementplanning.com/

In this episode Jeff Smith from Vroom Vroom Veer is interviewing Jason.  They talk about Retirement Budget Calculator and having the right mind set around money. 

Why is a couple making $500,000 a year feel like they're just getting by? Shouldn't they feel better off than most people? On today's roundtable we'll examine the budget of the couple who feel just "average" and discuss why lifestyle inflation can eat up more of our income than we expect. Joining us on today's show we welcome special guest Michael Anderson (from Maranantha.com), Paula Pant (from AffordAnything.com), and from our very own podcast, OG. Halfway through the show we'll take a break for our weekly Friday Fintech segment, this week featuring something really cool that can help your retirement plan. Joe sits down with Jason Parker from Sound Retirement Planning, who shares the work he's done to create a calculator that will more likely help you set up realistic scenarios that you can use for your planning. And during our Magnify Money Call, we'll answer a voicemail from Annie. Annie's on the track to be debt-free. She's already been investing into her retirement accounts, and she has a four month emergency fund saved up right now. Annie will complete her last goal after she pays off her car loan and ups her emergency fund to six months. What should be her next milestone? As always, of course, we'll still save some time for Doug's trivia.

Jason and Emilia talk about the number #1 concern people have, will I run out of money in retirement. They also discuss the new features in Retirement Budget Calculator. 

Retirement is all about cash flow. After all, it’s your income that will determine your lifestyle in retirement, not your net worth. Jason Parker, Retirement Income Certified Professional, explains what the term “cash flow” means and why it is important for retirees to have a source of income. Should your net worth should be your main focus in retirement planning or your cash flow? Jason stresses that retirees needs to know where their money will be coming from and how to smartly manage it for optimum success. 8 Rules for Successful Investing in the Stock Market Doug lists eight rules he follows for investing in the stock market. If you have plans to put some money in the current stock market, take a look at this list before you investing. To learn more about Jason Parker and his retirement planning advice check out his book, Sound Retirement Planning, or listen to his podcast Sound Retirement Radio. For a limited time, Jason is offering a special discount offer for Goldstein on Gelt listeners: if you visit the Retirement Budget Calculator to get a better grip on your retirement planning. If you use the promotion code “gelt” while setting up your access to the calculator, you’ll receive 50% off the normal cost for 30 days. If you’re not already receiving updates on new episodes, sign up now, and as a special bonus, receive Doug’s free ebook The Retirement Planning Book.

Do you want to have a great retirement? Make sure you value the right things. It is possible to make a million dollars and feel poor, or to make $60K and live a rich and full life. On today’s episode, Jason Parker joins me to talk about how to calculate your retirement spending and make wise choices that will benefit you long-term in your retirement years. Listen in to learn about the new software tool that Jason has developed that helps with this process and to find out how you can get started on counting the cost of retirement. The empty-nester lifestyle can be wonderful . . . and dangerous As empty-nesters, there are many opportunities for us to spruce up our homes and enjoy some time freedom that we have not had in years. But there is a danger with the spending increase that can come along with this life phase as well. On today’s hot topic segment, I’ll explain what I mean by this danger, and how you can avoid falling into it. Listen in to learn to count the cost and prepare well for retirement spending. Understanding your spending is key to your retirement cash flow plan Did you know that the more income people have, the worse they are at understanding what they are spending? As Jason Parker says in this episode, one of the most important pieces of a good retirement cash flow plan is understanding your spending. Listen to today’s interview to find out why you need to count the cost on your lifestyle, how you can get a clearer picture of your spending, and where to find a great software tool that will help simplify the process. A simple tool to estimate retirement spending Jason Parker, host of the Sound Retirement Planning podcast, has developed a software tool that can help you understand your current spending and help you plan for retirement spending. On this episode, Jason talks with me about how this new tool came about, how it works, how it is different from other budgeting tools, and where you can get it. My listeners will get 50% off, so be sure to listen to the podcast and get the coupon code. It’s never too soon to start planning for retirement costs Whether you are retiring next month or in 20 years, getting a clear understanding of your spending is an important part of your overall financial well-being. On this episode, Jason Parker and I talk about the importance of calculating your spending and your retirement costs and explain how to do it. We cover how to account for costs that don’t fall into your monthly expenses and how to balance your money so that you don’t run out too soon. Listen in and then take my seven-day challenge to begin getting a clear picture of your spending. OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN [0:24] Make sure you value the right things. Don’t build a financial cage that gives you no options in life. You can make a million and feel poor and scared, and make 60,000 and live one of the richest lives. Conversation on spending and counting the cost for retirement. Jason Parker [3:13] Disclaimer [3:53] Traditional retirement planning doesn’t work. Doesn’t give you much confidence about the future. Just completed a 3 video series called the 5-minute retirement makeover. Go to fiveminuteretirementmakeover.com. HOT TOPIC SEGMENT [5:09] How empty nester lifestyle creep can mess up your retirement. Kids are leaving, you’re making more money than you ever have, starting to define your life without kids. Can also be dangerous. You have more time freedom. Can explore other activities. Can update the house, etc. Re-nesting as an empty nester. But, when you increase your lifestyle, it’s always hard to scale back again. You can expand your lifestyle in your 50’s and then it’s hard to maintain when you retire.   PRACTICAL PLANNING SEGMENT [09:49] How do you count the cost on your lifestyle? [10:57] How accurate are you when it comes to what you think you spend? [14:49] How to account for costs that are not included in your monthly spending. [19:34] Can you afford “Go-Go” years? [20:21] The Retirement Budget Calculator is different from other budgeting tools. [23:53] How you can approach using the budget calculator without being overwhelmed. [25:05] When should someone start counting the cost for expenses in retirement? [27:39] How safe is the data on the Retirement Budget Calculator software?   TODAY’S SMART SPRINT SEGMENT [30:23] 7-day goal: Get a clear picture of your monthly spending.   THE HAPPY LAB SEGMENT [31:31] Get excited about your purpose instead of your things.   RESOURCES MENTIONED IN THIS EPISODE Sound Retirement Planning podcast RetirementBudgetCalculator.com (50% discount with coupon code “Roger”) Roger’s Five Minute Retirement Makeover videos Contact Roger: http://www.rogerwhitney.com/retirementanswers/ Roger’s retirement learning center: www.RogerWhitney.com/learn The Retirement Answer Man Facebook page: www.Facebook.com/RetirementAnswerMan

Jason and Emilia discuss the launch of Retirement Budget Calculator.