Podcasts about Lump sum

✨ Welcome back to Zillennials Podcast! In this episode, Kaylee and Lian delve into their dreams and plans for what they would do if they won the lottery.They discuss whether they would choose a lump sum or scheduled payments and potential purchases ranging from buying homes to traveling the world on a houseboat, and even considering private chefs and housekeepers. Finally, they muse over how winning the lottery could enable greater focus on personal development and spending quality time with family and friends.Join them for this engaging and hypothetical discussion about financial windfalls and future dreams. Please note that this discussion is for entertainment purposes only and should not be considered financial or legal advice if you do happen to be so lucky as to win the lottery.00:00 Introduction and Disclaimer00:44 Defining the Lottery Win01:40 Lump Sum vs. Scheduled Payments04:18 Staying Anonymous and Legal Advice05:27 Trusts and Family Considerations11:35 First Purchases and Home Plans18:40 Travel and Vacation Plans22:04 Hobbies and Lifestyle Changes32:17 Final Thoughts and Conclusion

The Break Room (MONDAY 8/18/25) 8am Hour 1) This is a prime example of how you shouldn't count your chickens before they hatch 2) Houdini history 3) We'll just stick to regular toothpaste, thanks.

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss one of the most common and important financial decisions in pension and retirement planning—whether to take a pension annuity or lump sum. They explain how this decision can impact your overall retirement income planning, legacy goals, tax strategy, and long-term financial flexibility. This isn't a one-size-fits-all answer, and they dive into the detailed considerations that retirees should think through.Listen in to learn about the pros and cons of pension payout options, such as taking a monthly pension annuity with survivor benefits or opting for a lump sum pension that can be rolled into an IRA. You'll also hear real-life examples of clients who made different decisions based on their financial situations, including tax strategies like Roth conversions and opportunities for guaranteed retirement income outside of the company plan. If you're asking, "Should I take a pension lump sum or income stream?" this episode is essential to retiring comfortably.In this episode, find out:Key differences between a pension annuity and a lump sum.How to leverage a pension rollover to IRA for flexibility and tax advantages.The role of spousal coverage and legacy planning in pension decisions.Risk and reward considerations for managing pension in retirement.How to evaluate which option supports your personalized retirement checklist.Tweetable Quotes:"There's no one-size-fits-all when it comes to pensions—your decision must be based on your entire retirement picture." – Murs Tariq"Pension choices affect your income, taxes, and legacy—we help people analyze their options to secure their retirement." – Radon StancilResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

FMCG, IT-ல் முதலீட்டு வாய்ப்பு, எப்படி இருக்கு, Nifty down-ல போகுதே, இப்போ SIP ஆரம்பிக்கலாமா | Lumpsum முதலீடு யாருக்கு நல்லது, Nifty 50-ன் PE Ratio-ஐ பார்த்து பங்குகளை வாங்கலாமா, பங்குச்சந்தை Expensive -ஆக இருக்கா | இப்போது Lumpsum முதலீட்டை ஆரம்பிக்கலாமா போன்ற நேயர்களின் பல கேள்விகளுக்கு பதில் தந்திருக்கிறார் வ.நாகப்பன்.

In this episode of the Personal Finance Podcast,  we are going to talk about  how to invest $1 million,a simple strategy to invest a lump sum. How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Go to https://joindeleteme.com/PFP20/ for 20% off! Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/   Links Mentioned in This Episode: 10 Powerful Portfolio Strategies (And Which One is Right for You!) - Part 1 10 Powerful Portfolio Strategies (And Which One is Right for You!) - Part 2 How to Build Your Index Fund Portfolio (Choose The Best Asset Allocation for You) The Complete Breakdown of The 2-Fund Portfolio (The Warren Buffett Portfolio) Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel  Free Guides: The Stairway to Wealth: The Order of Operations for your Money How to Negotiate Your Salary The 75 Day Money Challenge Get out Of Debt Fast Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

Total Wealth & Wellness Radio

In this lightning pod, we discuss: dollar cost averaging vs. lump sum investing, credit card points, and which market segment we'd only own if we could only own one. Be sure to listen to the end, where we discuss our thoughts on the most overrated and underrated cities. For more information and show notes visit: https://www.bwmplanning.com/post/108Connect With Us:Facebook - https://www.facebook.com/BrownleeWealthManagement/?ref=py_cLinkedin - https://www.linkedin.com/company/brownlee-wealth-management/Disclosure: This information is for informational purposes only. Nothing discussed during this video should be interpreted as tax, legal, or investment advice. If you have questions pertaining to your specific situation, please consult the appropriate qualified professional.

In this final episode of the Loss of Medical series, Timothy P. Pope, CFP® turns the spotlight on United Airlines. Tim offers a full breakdown of United's disability coverage—from how benefits are calculated to the contractual caps and offsets that impact long-term payouts. He also reviews the ALPA supplement options, including monthly add-ons and a lump sum feature.  What You'll Learn from This EpisodeUnited's Disability Formula: Learn how the 1026-hour rule works and what it means for your monthly income if you lose your medical.Understanding the Cap: Why pilots earning over ~$358k in 2025 could be limited by a hard monthly maximum.Tax Treatment: United's benefit is after-tax by default - Tim explains why that can work in your favor.NEC Contributions While Disabled: Where it goes and why it still matters for your long-term savings.ALPA Supplement Options: Review of United's three ALPA disability add-ons-Base, Plus, and Lump Sum - and how to assess what's right for you.Life Insurance Observations: A brief comparison of United's life insurance benefit versus other major carriers - and why pilots should negotiate for more.Resources:Schedule An AppointmentOur Practice's WebsiteSend Us Your Questions: info@pilotsportfolio.comThis episode is sponsored by: Beacon RelocationBeacon Relocation is a real estate firm helping pilots and air traffic controllers save money on their real estate transactions. By tapping into their network of over 1500 real estate agents across the country, pilots can save 20% of the real estate agent's commission towards your closing cost on the sale or purchase of your home. Visit https://www.beaconrelocation.com/ to learn more. Timothy P. Pope is a Certified Financial Planner™and principal owner of 360 Aviation Advisors, LLC (“360 Aviation Advisors”), a registered investment advisory firm. Investment advisory services are provided through 360 Aviation Advisors, in its separate and individual capacity as a registered investment adviser. Podcast episodes are provided through Pilot's Portfolio, in its separate and individual capacity. We try to provide content that is true and accurate as of the date of publishing; however, we give no assurance or warranty regarding the accuracy, timeliness, or applicability of any of the contents. We assume no responsibility for information contained on this website and disclaim all liability in respect of such information, including but not limited to any liability for errors, inaccuracies, omissions, or misleading or defamatory statements. Links to external websites are provided solely for your convenience. We accept no liability for any linked sites or their content and remind you that we have no control over their content. When visiting external web sites, users should review those websites' privacy policies and other terms of use to learn more about, what, why and how they collect and use any personally identifiable information. Usage of this content constitutes an explicit understanding and acceptance of the terms of this disclaimer.

Is there a job that would make you immediately break up with someone? We're diving into the most controversial occupations for men and women that we consider a major red flag

In this mostly solo episode, Emily shares how to manage lump sum fellowship income with respect to your budget, cash flow, and bank account structure. Grad students and postdocs struggle to manage their money when they are paid less frequently than monthly, such as once per term or once per year. This lump sum income occurs for some fellowship recipients, though it's not a common set-up. In the first half of this episode, Emily presents her suggested system for managing this type of income with respect to your bank account structure, budget, and cash flow. In the second half of this episode, Emily interviews Shalom Fadullon, a grad student at Northeastern who receives this type of income, on how she implemented Emily's system in her financial life.

Should you take the lump sum or stick with monthly support payments? In this episode, Catherine and Karen unpack one of the most misunderstood yet consequential decisions in divorce: alimony buyouts. Together, they demystify how these lump sum payments are calculated, who truly benefits, and what hidden pitfalls can jeopardize your financial future. From passive income projections to payout timing and mortgage qualification hurdles—this deep dive explores the real-world scenarios and tough questions you must ask before signing your agreement. Lump Sum Alimony: Pros & cons for both payer and recipient Tax implications & investment risks Liquidity vs. long-term cash flow Calculating present value & discount rates Passive income assumptions—and why timing matters What if the payer can't pay all at once? Tranches, step-down payments, and protective clauses Impact on mortgage eligibility The role of life insurance and estate protection Why enforceability & agreement language matter The crucial importance of stress-testing financial plans Listener Challenge: Are you considering a lump sum offer? Screenshot this episode and send it to a friend or family member who might be weighing the same decision. Share the clarity.

A common question we get asked is, can I start Infinite Banking with a Lump Sum?  The short answer is: Yes We find that what most people are really asking with this question is, Does it make sense to start Infinite Banking with a lump sum? A detailed answer will take into consideration the specific amount of the lump sum, personal details, as well as rules and regulations that will apply to you, and will tell you not only if it is possible, but if it is profitable. In this episode we share examples and scenarios that we've designed and observed, where people have funded Infinite Banking policies with lump sums of money. This will help you understand the process better.

Andy discusses various aspects of his landscaping and hardscaping business, offering business advice, and sharing personal updates. A significant portion of the conversation focuses on the groundbreaking and ongoing development of his business property, including earthwork, material needs, and equipment discussions, such as the performance of a Ditchwitch 1750. Andy also shares his thoughts on fixed-price (lump sum) proposals along with the value of Instagram as a marketing platform. Connect with Andy: https://www.instagram.com/mulderoutdoors/ Shop Mulder Outdoors: https://mulderoutdoors.com/shop/ Resources to grow your business (Use MULDERLIFEPODCAST to Save 10%) How To Price My Job Amazon Store https://pavetool.com/ (Use MULDEROUTDOORS to save 10%) https://bladesdirect.net/ (Use MULDER20 to Save $20) https://www.permapaveredging.com/ https://bruntworkwear.com/ (Code: MulderOutdoors10 Save $10) https://www.albanesecandy.com/ (Official Candy of the Podcast) Automatic Supply - heritageplus.com (Use code: MULDERLIFEPODCAST to save 15% up to $1,500 - 1 per company). https://unilock.com https://dirtygraphix.com/ https://cmpattachments.com https://engcon.com/en_us.html https://synkedup.com/ https://aanddequipment.com/ https://thehardscapeacademy.com https://ambornstone.com/ - 913-837-6729 Latux Diamond Blades (use code: MULDER and get 20% off)

Some pastors receive their pay as a lump sum and must decide how to allocate it themselves. In this episode, Art and Matt discuss why that approach might not be ideal for pastors and answer a listener's question. Plus, they kick off some summer fun with music trivia. Tune in!Resources:8 Money MilestonesMy Church Staff: StewardshipAsk a Money Question!

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3161: Chris Reining unpacks the psychological and strategic considerations behind investing a large lump sum, emphasizing the risks of loss aversion and market timing. By advocating for a slower, more measured investment strategy aligned with your savings rate, he provides a practical framework to protect against emotional decision-making and reduce risk while still building long-term wealth. Read along with the original article(s) here: https://chrisreining.com/how-should-i-invest-a-lump-sum/ Quotes to ponder: "We like gains, but we hate losses even more." "To protect you from yourself by easing smaller amounts of money into the market over longer periods of time it gives new investors more time to get comfortable with investing." "By investing a static amount each month, you average everything out." Episode references: The Power of Loss Aversion - Daniel Kahneman and Amos Tversky: https://en.wikipedia.org/wiki/Loss_aversion Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3161: Chris Reining unpacks the psychological and strategic considerations behind investing a large lump sum, emphasizing the risks of loss aversion and market timing. By advocating for a slower, more measured investment strategy aligned with your savings rate, he provides a practical framework to protect against emotional decision-making and reduce risk while still building long-term wealth. Read along with the original article(s) here: https://chrisreining.com/how-should-i-invest-a-lump-sum/ Quotes to ponder: "We like gains, but we hate losses even more." "To protect you from yourself by easing smaller amounts of money into the market over longer periods of time it gives new investors more time to get comfortable with investing." "By investing a static amount each month, you average everything out." Episode references: The Power of Loss Aversion - Daniel Kahneman and Amos Tversky: https://en.wikipedia.org/wiki/Loss_aversion Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3161: Chris Reining unpacks the psychological and strategic considerations behind investing a large lump sum, emphasizing the risks of loss aversion and market timing. By advocating for a slower, more measured investment strategy aligned with your savings rate, he provides a practical framework to protect against emotional decision-making and reduce risk while still building long-term wealth. Read along with the original article(s) here: https://chrisreining.com/how-should-i-invest-a-lump-sum/ Quotes to ponder: "We like gains, but we hate losses even more." "To protect you from yourself by easing smaller amounts of money into the market over longer periods of time it gives new investors more time to get comfortable with investing." "By investing a static amount each month, you average everything out." Episode references: The Power of Loss Aversion - Daniel Kahneman and Amos Tversky: https://en.wikipedia.org/wiki/Loss_aversion Learn more about your ad choices. Visit megaphone.fm/adchoices

Tackle Roth IRA strategies, dollar cost averaging, passive investing risks, strategic retirement withdrawals, and more. Whether you're planning early retirement or optimizing your current portfolio, Wes and Christa deliver actionable insights and answer listener questions, including: • Is Passive Investing Creating a Bubble? Are index funds inflating markets? Or do global diversification and ongoing price discovery demonstrate otherwise? Is it a mistake to dismiss all active strategies? • Roth IRA Allocation Roth IRAs often have the longest time horizon. Does that make them ideal for more aggressive, all-stock index fund investing? • How to Diversify an IRA After a Rollover Is it helpful to go beyond S&P 500 funds with mid- and small-caps? Treasuries? Corporates? REITs? Commodities? Energy pipeline investments? • Avoid Paying Roth Conversion Taxes from a Roth? Does it reduce long-term value to use Roth funds to pay taxes on a conversion? Is it okay to spread conversions over several years? • What Is Dollar Cost Averaging (DCA)? DCA can help reduce timing risk by investing consistently over time. Is it beneficial for large cash amounts and emotional ease? • Investing a Lump Sum? What About a 50/50 Split? Should you consider investing half up front and dollar cost averaging the rest over several months for balanced risk and reward? • Effective Withdrawal Strategy in Retirement Is it more strategic to pull from bonds/cash rather than stocks in down markets? • Should You Use Target Date Funds? They can be handy early in your career, but do some get too conservative by retirement age? • Is the Reverse Glide Path Worth It? Starting conservative and getting more aggressive later may look good on paper, but does its complexity overshoot its practicality in real life? Learn more about your ad choices. Visit megaphone.fm/adchoices

Geneva is the top destination for Switzerland's lump sum tax residents while Russians make up the largest applicant nationality pool.View the full article here.Subscribe to the IMI Daily newsletter here. 

Total Wealth & Wellness Radio

Investi con ⁠⁠⁠⁠Fineco⁠⁠⁠⁠, 60 trade gratis nei primi tre mesi con il codice TRD060-TB (#adv). Quali sono i migliori strumenti in cui tenere la liquidità a breve termine? Perché un ETF monetario non è un'alternativa ad un ETF obbligazionario? Perché tenere liquidità da parte da investire non è una buona idea. Vanguard, Lump Sum vs Cost Averaging N. Maggiulli, Even God Couldn't Beat Dollar Cost Averaging M. Statman, A Behavioral Framework for DCA =============================================== Investi con ⁠⁠⁠⁠⁠Fineco⁠⁠⁠⁠⁠, 60 trade gratis nei primi tre mesi con il codice ⁠⁠⁠⁠⁠TRD060-TB⁠⁠⁠⁠⁠ 4Books⁠⁠⁠⁠⁠ premium gratis fino al 31/05/2025 Investi con ⁠⁠⁠⁠Scalable⁠⁠⁠⁠, 3,5% di interessi sulla liquidità (*) (#adv) Naviga in totale sicurezza con ⁠⁠⁠NordVPN⁠⁠⁠ I link sono sponsorizzati e l'Autore potrebbe percepire una commissione. (*) fino al 31/12/2025, offerta valida per i nuovi clienti. Si applicano termini e condizioni. =============================================== ATTENZIONE: I contenuti di questo canale hanno esclusivamente finalità di informare e intrattenere. Le informazioni fornite sul canale hanno valore indicativo e non sono complete circa le caratteristiche dei prodotti menzionati. Chiunque ne faccia uso per fini diversi da quelli puramente informativi cui sono destinati, se ne assume la piena responsabilità. Tutti i riferimenti a singoli strumenti finanziari non devono essere intesi come attività di consulenza in materia di investimenti, né come invito all'acquisto dei prodotti o servizi menzionati. Investire comporta il rischio di perdere il proprio capitale. Investi solo se sei consapevole dei rischi che stai correndo. Learn more about your ad choices. Visit megaphone.fm/adchoices

On this week's Money Matters, Scott and Pat explore the benefits of tax-loss harvesting during volatile markets. Then, they're joined by Simone Devenny, Head of Private Wealth Strategies at Allworth, to dive into key financial strategies for entrepreneurs and business owners, including tax optimization, estate planning, and succession strategies. Finally, they answer listener questions on topics like lump-sum payments, Direct Indexing, and how to manage tax-deferred savings. Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.    

"I've got the option to take a monthly pension or a one-time lump sum. The monthly option seems like a good idea, but I don't know if I'm missing something?" We're answering YOUR questions on this week's Get Ready For The Future Show!  Can you explain how to plan for RMD withdrawals and avoid unexpected tax hits? How can I set my kids up for financial success without putting my own retirement at risk? With potential inflation, market downturns, and possible changes to Social Security, how do I create a retirement plan that can handle all this uncertainty?  And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com!  Originally aired 4/16/2025 

Which is better, lump sum investing or Dollar Cost Averaging? Bottom line, neither is significantly better, although lump sum investing statistically wins slightly. The more important factor in you building wealth is that you invest consistently for the long-term!  Missing just the 10 best trading days between 2002-2022 would cut your returns by 50%. Don't play games when you know it's impossible to win. Just keep investing! Links from today's episode: Vanguard white paper on lump sum vs. DCA Military Money Manual blog post on this topic How to Time the Market World's Worst Market Timer (only investing at the peak) For a limited time, Spencer is offering one-on-one Military Money Mentor sessions! Get your personal military money and investing questions answered in a confidential coaching call. Our new TSP course is live! Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. Learn how to get your annual fees waived on premium credit cards from American Express in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.

In this episode, Dr. Preston Cherry breaks down two popular ways to invest: dollar cost averaging (investing smaller amounts over time) and lump sum investing (putting all your money in at once). He explains how emotions like fear and regret influence our choices, and why understanding your own goals and risk tolerance is key. Backed by real data, this conversation helps you figure out which strategy might work best for you.Takeaways:• Mindset matters• DCA reduces risk• Lump sum wins long-term• Cash drag hurts returns• Know your goalsWant to learn more? Connect with us below!Stay informed and inspired! Join our FREE wealth & well-being newsletterDo you want confidence & clarity? Check out our award-winning wealth advice servicesGrab Your Copy of Dr. Cherry's book ‘Wealth In The Key of Life'Disclosure: episodes are educational only, not advice. Review our disclosures here: https://www.concurrentfp.com/disclosures/

UNDRAFTED ALLSTARZ SPORTS SHOW LIVE ON HOT7025FM.COM#WaayyyBiggerThanSports Topic Of The Week: - Anthony Edwards pays LUMP SUM CHILD SUPPORT

Send us a textNavigating Pension Choices: Lump Sum vs Monthly PaymentIn this episode of the 'Retire Early Retire Now' podcast, host Hunter Kelly, a Certified Financial Planner (TM)  from Palm Valley Wealth Management, discusses the crucial decision for those with pensions on whether to take a lump sum or monthly payment. With pensions becoming rare, Hunter examines factors like life expectancy, risk tolerance, investment potential, and tax implications in making this decision. He also shares a real client case study to illustrate the considerations involved. This episode equips high-income professionals with the knowledge to make informed retirement choices.00:00 Introduction to the Podcast00:16 The Decline of Pensions00:55 Pension Payment Options03:04 Calculating Your Pension05:17 Client Case Study: John and Jane06:38 Key Factors to Consider08:22 Breakeven Point Analysis12:35 Final Thoughts and Advice14:17 Conclusion and DisclaimersCheck out the Palm Valley Wealth Management WebsitePalmValleywm.comCheck us out on InstagramLinkedIn FacebookListen to the Podcast Here! AppleSpotify

Nick is joined by Lydia Hislop to discuss the latest from around the racing world. On today's show, Jon Pullin gives a detailed going report for the Festival plus watering so far; JJ Slevin tells us why Banbridge, Solness and Home by the Lee are all big players in the feature Grade Ones; plus, owner Ed Ware tells the story of his bumper hopeful Copacabana, as JP McManus reveals to the Racing Post that the horse is his only bet of the week so far. Also on today's show, Sam Thomas eyes the Imperial Cup bonus with Lump Sum and talks through his Festival runners, headed by the fancied Katate Dori, sportinglife.com's Dave Ord has Something for the Weekend, Thady Gosden tells Nick in Bahrain about tonight's King's Cup fancy Military Academy, and Justin Vermaak of Cape Sales is this week's Weatherbys Bloodstock guest.

Krystle passed out on the toilet and hit her head. Over the weekend JLR went to Ponderosa in Pennsylvania, Kroger in Sandusky, and Applebee's in Mentor. Jeffrey received a large lump sum in his paycheck.

Krystle passed out on the toilet and hit her head. Over the weekend JLR went to Ponderosa in Pennsylvania, Kroger in Sandusky, and Applebee's in Mentor. Jeffrey received a large lump sum in his paycheck.See omnystudio.com/listener for privacy information.

The Plant. Harvest. Prosper. podcast examines the best strategy between lump sum investing versus dollar cost averaging.

My pension won't be coming for quite a few years, but I'm trying to plan now what the best course of action should be when the time comes. Have a money question? Email us here Subscribe to Jill on Money LIVE YouTube: @jillonmoney Instagram: @jillonmoney Twitter: @jillonmoney "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Should you take a lump sum or pension payout? Use the 6% Test to help you decide. With markets hitting record highs, is it the right time to invest, or should you wait? History suggests some clues that retirement planning should not be left to chance. Wes Moss and Christa DiBiase provide crucial context by answering listener questions about 401(k) target date funds, beta vs. volatility, selling a business for retirement, mega backdoor Roth IRAs, and inherited IRAs. Learn more about your ad choices. Visit megaphone.fm/adchoices

Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

Dive into the latest economic trends and retirement strategies, breaking down essential financial topics. Can investing during market highs yield strong returns and counter the typical "buy low, sell high" advice? Explore the psychology of lump sum vs. pension decisions for federal employees, and examine a balanced investment approach in a bond market with higher interest rates. Learn the nuances of fixed-income investments, the benefits of locking in higher rates, and how bonds typically outperform cash in the long run. Wes Moss and Connor Miller cover all of this, plus some fun Super Bowl stats for happy retirees and beyond.

Suze explains what Value Cost Averaging investing is and how it’s different from Dollar Cost Averaging and Lump Sum investing. Could Value Cost Averaging be the right way for you to invest? Get out your Suze notebooks and find out! Jumpstart financial wellness for your employees: https://bit.ly/SecureSave Protect your financial future with the Must Have Docs: https://bit.ly/3Vq1V3GGet your savings going with Alliant Credit Union: https://bit.ly/3rg0YioGet Suze’s special offers for podcast listeners at suzeorman.com/offerJoin Suze’s Women & Money Community for FREE and ASK SUZE your questions which may just end up on the podcast. Download the app by following one of these links: CLICK HERE FOR APPLE: https://apple.co/2KcAHbH CLICK HERE FOR GOOGLE PLAY: https://bit.ly/3curfMISee omnystudio.com/listener for privacy information.

Craig from Wisconsin came into a lump sum of money recently and wants to know if he should lump sum invest it or use dollar cost averaging. We'll define lump sum investing vs. dollar cost averaging and decide which is better. Second, we're back with our Net Worth Win segment. This month, we're featuring Nicole Stanley from Massachusetts. Nicole and her husband Jake became a half millionaire couple at the age of 31! Listen up to hear how they did it. Last, my son Calvin will be reading the month's review and I'll quiz him with some money questions. We're talking about Black History Month, investing, and the Super Bowl ... with no Lions :( EPISODE RESOURCES: Sponsors + Partners + Deals Nicole Stanley (website): https://www.arise.financial/ MKM RESOURCES: MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today. Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course! YouTube: Subscribe for free to watch videos of these episodes and interviews. Instagram: Follow our IG channel. Voicemail: Leave your questions or comments here. Merch Store: Check out our t-shirts, hoodies, and coffee mugs! SHOW INFORMATION:  Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.  To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence. Learn more at https://www.marriagekidsandmoney.com  HOST BIO:  Andy Hill, AFC® is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.  Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger's Personal Finance and NBC News. With millions of downloads and views, Andy's message of family financial empowerment has resonated with listeners, readers and viewers across the world.    When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing in his hammock. HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Podcast Doctors Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

In today's episode - Clark has new data on renting vs. buying in terms of long-term net worth and how renters can close the gap. Also, With Valentine's Day ahead, Clark has good news if you are in the market for jewelry, specifically diamonds. Changes in the marketplace mean deals.    Housing: Bridging The Net Worth Gap: Segment 1 Ask Clark: Segment 2 The Diamond Marketplace: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The median renter in America has a net worth of $10,400. The median homeowner's net worth is $400,000 Should You Take Your Pension in a Lump Sum or Monthly Payments? What Is a Fiduciary Financial Advisor and Do I Need One? Best Financial Advisors De Beers amasses biggest diamond stockpile since 2008 financial crisis Verizon administrative settlement payments are nowhere near $100. Here's why Should You Respond to Class-Action Lawsuits? How To Sell, Cancel or Get Rid of Your Timeshare Why Vacation Clubs Are Even Worse Than Timeshares Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of 'Retire with Style', hosts Wade Pfau and Alex Murguia, are joined by Jason Rizkallah from McLean Asset Management. They continue answering your critical questions surrounding retirement planning, focusing on the nuances of choosing between lump sum and annuity options and asset allocation strategies for retirees. They explore the implications of having reliable income sources like pensions and Social Security, and how these can influence investment strategies. The conversation emphasizes the importance of understanding personal risk tolerance and the unique circumstances of each retiree when making financial decisions. This conversation delves into the complexities of retirement planning, focusing on guaranteed income sources, the implications of the 4% rule, and the nuances of liquidity in retirement funds. The discussion also covers the role of the Pension Benefit Guarantee Corporation, strategies for deciding when to start annuities, and the considerations surrounding frozen pensions and lump sum options. The importance of viewing these decisions within the broader context of an individual's financial plan is emphasized throughout. Listen now to learn more!   Takeaways Defined benefit pensions are becoming rare but still relevant in certain areas. Choosing between a lump sum and an annuity requires careful consideration of personal financial goals. Reliable income sources can allow for more aggressive investment strategies in retirement. Pensions and Social Security can be viewed as bond-like income streams. The Retirement Income Style Awareness (RISA) tool can help identify personal preferences for retirement income. Market downturns can significantly impact retirement plans, highlighting the need for careful risk management. Legacy considerations may influence investment strategies, but they are often secondary to ensuring a successful retirement. Guaranteed income can influence asset allocation decisions. Understanding liquidity is crucial for effective retirement planning. The Pension Benefit Guarantee Corporation can alter pension benefits. Frozen pensions may limit future benefits and require careful consideration. Lump sum options can provide flexibility but come with risks. Pension contributions can be counted as part of overall savings. Retirement decisions should be made in the context of a comprehensive financial plan. Chapters 00:00 Introduction to the Q&A Episode 04:57 Lump Sum vs. Annuity: Key Considerations 12:09 Asset Allocation: Stocks vs. Bonds in Retirement 22:53 Understanding Guaranteed Income and Asset Allocation 23:39 Evaluating the 4% Rule and Pension Value 25:23 Liquidity: Technical vs. True Liquidity in Retirement 29:11 Pension Benefit Guarantee Corporation: Implications for Retirees 32:34 Deciding When to Start Your Annuity 36:43 Navigating Frozen Pensions and Lump Sum Decisions 41:53 Counting Pension Contributions Towards Savings Rate     Links Want to find out your personalized retirement income style? Click here to take a free RISA: https://risaprofile.com/style/ The Retirement Planning Guidebook: 2nd Edition has just been updated for 2025! Visit your preferred book retailer or simply click here to order your copy today: https://www.wadepfau.com/books/  This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/retirement-income-planning-llm/ to download McLean's free eBook, “Retirement Income Planning”

Hello. My name is Joyce and I am trying to determine the best date to retire either december 31st or january 11th 2025 at the end of the last pay period. Just wanted to know the advantages of possibly waiting to retire at the end of the pay period. And if I would receive my annual lump sum and the January pension or would it start in February? Thank you in advance for your your help with this question. Thank you. Bye bye. - Joyce    https://zurl.co/L1MK1

Over the past four years I've received tens of thousands of questions about investing from viewers. I've assembled 9 of the most frequently asked questions in this video. Here they are:1. Should you pay off debt or start investing?2. How do I get started investing?3. Is 100% stocks a reasonable portfolio?4. S&P 500 vs Total Stock Market Index5. Why do I need international stocks?6. Should I invest in Bitcoin?7. How do you know when you can retire?8. Lump Sum vs DCA9. How can I increase my savings rate?Join the Newsletter. It's Free:https://robberger.com/newsletter/?utm...

Charlotte Greenway brings you a shortened version as the final episode before Christmas and is joined by Fergal O'Brien to reflect on Crambo's success as Ascot on Saturday in the Long Walk Hurdle. Then onto the action over the festive period where Joseph O'Brien explains the jockey booking of Paul Townend aboard Banbridge before we hear from James Owen on how and if Burdett Road can serve it up to Constitution Hill and Lossiemouth in the Christmas hurdle whilst Sam Thomas looks at the same race from the perspective of his runner Lump Sum as well as running through his Aintree and Welsh National runners.

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- ⭐️ Open a Bond Account on⁠⁠⁠ ⁠⁠⁠⁠Public⁠⁠⁠⁠⁠⁠⁠ to lock in your 6% or higher yield today,⁠⁠⁠ ⁠⁠⁠⁠Click Here!⁠⁠⁠⁠⁠⁠⁠ ---

I took a lump sum pension payout and now I'm responsible for managing the money, which has me a bit worried. Have a money question? Email us here Subscribe to Jill on Money LIVE YouTube: @jillonmoney Instagram: @jillonmoney Twitter: @jillonmoney "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Nick is joined by Racing Post senior writer Lee Mottershead to discuss the latest from around the racing world. They lead with the news that Grey Dawning may yet make the King George at Kempton having emerged well from his Haydock exertions. Also on today's show, Sam Thomas looks ahead to the Fighting Fifth with rising star Lump Sum, while Timeform's Dab Barber considers the Gold Cup and Champion Hurdle divisions in light of last weekend. Nick talks to Shirley Anderson-Jolag about becoming the first woman to take to the rostrum at Tattersalls, while Coolmore Australia's Tom Magnier is our Weatherbys Guest and has news of exciting sprinters set to tackle Royal Ascot next year. Debbie Kepitis shares her joy at Winx's latest offspring, while JA McGrath has a bulletin from Hong Kong, and Romantic Warrior's trainer Danny Shum joins with an update ahead of next weekend's big races.

My mom is about to receive a nice chunk of cash, but we're not sure what to do with the money and how to allocate the funds during her retirement. Have a money question? Email us here Subscribe to Jill on Money LIVE YouTube: @jillonmoney Instagram: @jillonmoney Twitter: @jillonmoney "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Today's mandatory arbitration abuses trace back to a law passed a century ago, repeatedly upheld to deny citizens their right to a day in court. Clark shares yet another case in point. Also in this episode- open enrollment is an opportunity to choose among health care plans which offer one of Clark's favorite tools for long term financial security. Should you opt for an HSA - Health Savings Account?  Mandatory Arbitration: Segment 1 Ask Clark: Segment 2 The Case For HSAs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How Long Should I Save Pictures of My Car Rental? Military and Veterans Guide: Free Resources for Your Finances Where Should I Set Up My Health Savings Account (HSA)?- Clark.com What Is an HSA Account and How Does It Work? Should You Fund Your IRA at Once or Steadily Contribute Throughout the Year? Should I Invest a Lump Sum at Once or Through Dollar-Cost Averaging? Refunding Fees for Delayed Checked Bags and Ancillary Services File a Consumer Complaint | US Department of Transportation Elliott Report: Home What Luggage Does Clark Howard Recommend? 4 Things You Should Always Pack in Your Carry-On Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Did you hear about the clever woman who sent an AirTag to herself to catch a mail thief? These devices are proving handy for a lot of reasons. Also, what is the best energy source we have in the United States? That's a trick question. Clark explains.  Tracking Devices: Segment 1 Ask Clark: Segment 2 American Power Production: Segment 3 Ask Clark: Segment 4 Mentioned on the show: California woman fed up with stolen mail sends Apple AirTag to herself to catch thief Best 529 College Savings Plans By State What To Do With a Lump Sum, Inheritance or Windfall What Are Index Funds? 10 Ways To Save Money on Car Insurance WSJ: More Th an 40% of World's Electricity Came From Zero-Carbon Sources in 2023 How To Get a Free Credit Report / How To Monitor Your Credit Credit Karma Review: Free Credit Score and More at Your Fingertips How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Should You Make Your Child an Authorized User on Your Credit Card? How To Buy a Used Car Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices