Podcasts about The Good Life

In the final episode of the year, Connor and D.J. look back on recent and extensive travels across Great Britain and Ireland. From Royal County Down and Royal Portrush to Liverpool and the London heathland, they share some key takeaways, new discoveries, and why time spent on the ground each season is essential to delivering Golf at its Finest and Life at its Best.Have a question about golf travel or a story of your own to share? Record your message at ⁠⁠⁠haversham.com/podcast⁠⁠⁠ and you may hear it featured in a future episode.Mentioned in this Episode-Royal Portrush Golf Club-Royal County Down Golf Club-Old Head Golf Links-Ballybunion Golf Club-Tralee Golf Club-Royal Liverpool Golf Club-The Municipal Hotel, Liverpool-Walton Heath Golf Club-The Fairmont Windsor ParkAbout H&B⁠⁠⁠⁠Haversham & Baker Expeditions⁠⁠⁠⁠ is the leading provider of international golf travel to America's private clubs and their members. Known as the "country club of golf travel," H&B has specialized in Golf and the Good Life in Scotland, Ireland, and Beyond since 1991.

In this episode of It's a Good Life, host Brian Buffini talks with bestselling author and keynote speaker Jon Acuff on how using a framework of “5 Cs” can help you break through burnout and reignite your purpose. Jon shares how discomfort is actually a good thing and the only true way to know you are headed towards meaningful change. He also shares how leaders who want to succeed must learn to recognize the value of making mistakes and trying again, as well as asking for help. Lastly, Jon previews his upcoming book Procrastination Proof: Never Get Stuck Again and explains why procrastination isn't a character flaw but a coping strategy. He offers tips on how you can recognize and replace it with better tools and habits so you never get stuck again. YOU WILL LEARN: The 5 Cs (clarity, courage, community, consistency, and coaching) that Jon uses to build a remarkable year. Why many who feel burnout are actually bored and what they can do to change that. Why it's important to celebrate achieving your goals and then move onto setting new ones. MENTIONED IN THIS EPISODE: Soundtracks: The Surprising Solution to Overthinking (Overcome Toxic Thought Patterns and Take Control of Your Mindset) by Jon Acuff Procrastination Proof: Never Get Stuck Again by Jon Acuff NOTEWORTHY QUOTES FROM THIS EPISODE: “How do I have an amazing or remarkable year — clarity, courage, community, consistency, and, of course, coaching.” — Jon Acuff “The only way to know you're outside your comfort zone is if you're uncomfortable. That's the sign you're actually headed in the right direction.” — Jon Acuff “I'm realizing there's no leadership playbook where you always know the right move. You're going to blow it. And you learn.” — Jon Acuff “If you've achieved the big goals you set years ago — great. Celebrate it. But now it's time for a new scorecard.” — Jon Acuff “High performers tend to be hyper-specific about career goals but casual about relationship goals, and that doesn't work. — Jon Acuff Hosted on Acast. See acast.com/privacy for more information.

S9 E6 — In a season of parties and entertaining, it's good to remember that hospitality means something very different—welcoming the stranger and caring for one another. In The Hospitality of Need, Kevan Chandler, born with a progressive disability, explores how dependence can expand life and deepen community. His story points us back to our shared human neediness, reflected in the baby lying in the manger. 00:0 Reimagining the Good Life06:12 Gift of Interdependence12:52 Understanding Need and Hospitality17:37 Proximity and Need21:43 Peer to Peer Caregiving26:39 A Journey to Skellig Michael32:53 Spiritual Realities of Need38:12 Invitation Into NeedMENTIONED IN THIS EPISODE:Amy Julia's interview with Kevan on Take the Next StepThe Hospitality of Need: How Depending on One Another Helps Us Heal and Grow Together by Kevan Chandler and Tommy SheltonWe Carry Kevan I John 1_WATCH this conversation on YouTube: Amy Julia Becker on YouTubeSUBSCRIBE to Amy Julia's Substack: amyjuliabecker.substack.comJOIN the conversation on Instagram: @amyjuliabeckerLISTEN to more episodes: amyjuliabecker.com/shows/_ABOUT OUR GUEST:KEVAN CHANDLER is the founder of the nonprofit organization We Carry Kevan and speaks worldwide about friendship and disability. He and his wife, Katie, enjoy doing everything together, including growing vegetables and reading to each other.Kevan was the second of his siblings to be diagnosed with spinal muscular atrophy, type 2, a rare neuromuscular disease. In 2016, he and his friends took a trip across Europe, leaving his wheelchair at home, and his friends carried him for three weeks in a backpack.An avid storyteller, Kevan is an author and speaker worldwide about his friendships and unique life with a disability, being a featured speaker for Tedx and Google, as well as various conferences, pharmaceutical companies, and universities.__We want to hear your thoughts. Send us a text!Connect with me: Instagram Facebook YouTube Website Thanks for listening!

The truth is: buying or selling a house can feel like a full-blown identity crisis. Realtors know it, clients feel it, and now we have a licensed therapist here to explain *why* it all gets so emotionally messy. In this episode we welcome Katy's former client and current number one referrer, Mary Ruiz, LPC. She's not just a real estate success story — she's now a licensed professional counselor (and a great one at that). We chat about the mental health rollercoaster that often comes with real estate: from renovations and relocations to the unexpected triggers that show up when people face big change. Mary shares why even competent, confident people often spiral emotionally during a transaction, and how *Realtors can support clients* without carrying the weight of everyone's emotions. We're talking about therapy, boundaries, client meltdowns, and the emotional expectations people carry into real estate decisions. This is a must-listen for any Realtor who's ever felt like an unqualified therapist. Here's what we cover in this episode: - Why therapy and real estate overlap more than you think - The mental toll of buying, selling, building, and renovating - What neurodivergent clients may struggle with during moves - Why confident people often break down during transactions - Tips for helping clients regulate their emotions - When (and how) to set boundaries with difficult clients - Grounding techniques to use during emotional conversations - What Realtors can do to protect their own mental well-being

4:10 PM - Nativity scenes by governments, Establishment clause stuff .… GUEST Prof Bruce Antkowiak … law professor at St Vincent College. 4:35 PM - The joy I didn’t expect on a Saturday morning … GUEST Amy Julia Becker … helps people reimagine the good life through her writing and speaking on disability, faith, and culture at amyjuliabecker.com …author of “To Be Made Well,” “White Picket Fences,” “Small Talk,” and “A Good and Perfect Gift” … guest opinion writer for national publications and hosts the Reimagining the Good Life podcast. 5:10 PM - The Gospel acc to Scrooge … GUEST Rev Jay Slocum … rector, St Thomas Anglican Church, Gibsonia.See omnystudio.com/listener for privacy information.

We're not defined by our worst moments – we are completely imperfect yet incompletely perfected, thanks to Jesus ... the Messiah. He can put everything right and make beauty from our ashes. This week we take a look at the genealogy of Jesus and you'll be amazed at what we can learn! This Advent we are journeying through the book of Matthew, his gospel in particular highlights how Jesus is the fulfilment of the old testament prophecies of the Messiah.

4:10 PM - Nativity scenes by governments, Establishment clause stuff .… GUEST Prof Bruce Antkowiak … law professor at St Vincent College. 4:35 PM - The joy I didn’t expect on a Saturday morning … GUEST Amy Julia Becker … helps people reimagine the good life through her writing and speaking on disability, faith, and culture at amyjuliabecker.com …author of “To Be Made Well,” “White Picket Fences,” “Small Talk,” and “A Good and Perfect Gift” … guest opinion writer for national publications and hosts the Reimagining the Good Life podcast. 5:10 PM - The Gospel acc to Scrooge … GUEST Rev Jay Slocum … rector, St Thomas Anglican Church, Gibsonia.See omnystudio.com/listener for privacy information.

Jack sits down with scholar Lowry Pressly to discuss the provocative ideas behind his book The Right to Oblivion: Privacy and the Good Life. They explore what it means to protect our inner worlds in an age of constant exposure, why forgetting can be just as crucial as remembering, and how reclaiming privacy might be the key to living well.

Avoiding simple mistakes with the IC-DISC can mean the difference between maximizing tax benefits and leaving money on the table. In this episode of The IC-DISC Show, I sit down with Brian Schwam, National Managing Director of International Tax Services at WTP Advisors, to talk about the most common IC-DISC misconceptions that trip up practitioners and the underutilized opportunities many businesses are missing. Brian walks through the critical timing rules that confuse even experienced CPAs, including the 60-day and 90-day payment requirements that many practitioners misapply. He explains how the reasonable estimate safe harbor actually works and why paying the minimum amount can accidentally cap your commission at twice that figure. We cover the ordering rules for distributions, the often-misunderstood $10 million threshold, and why the transactional calculation method isn't nearly as impossible as people think. Brian also clarifies that IC-DISC dividends are subject to the net investment income tax, despite what some practitioners might believe. The conversation shifts to creative structures most companies never consider. Brian explains how multiple DISCs can fund executive bonuses at qualified dividend rates instead of ordinary income rates, saving both employment taxes and up to 17% in federal tax for recipients. He describes evergreen dividend resolutions that eliminate the stress of year-end cash movements and shared-DISC structures that make the strategy economical for smaller exporters with under $3 million in sales. These approaches work for both flow-through entities and C corporations looking to avoid double taxation. After more than three decades in international tax, Brian brings clarity to a strategy that looks deceptively simple on paper but contains hidden complexity at every turn. This episode delivers practical guidance you can use immediately, whether you're a practitioner helping clients or a business owner evaluating your own structure.   SHOW HIGHLIGHTS Paying the minimum 50% under the 60-day rule accidentally caps your total IC-DISC commission at twice that amount, limiting flexibility. Companies with export sales over $10 million can still use an IC-DISC—the cap only limits income deferral, not eligibility. Multiple DISCs can fund executive bonuses at qualified dividend rates, saving up to 17% in federal tax versus ordinary income. The transactional calculation method isn't impossible—most companies in 2025 can pull the data needed to maximize their IC-DISC benefit. Evergreen dividend resolutions eliminate 60-day and 90-day payment stress by automatically distributing commission rights on December 31st each year. Shared DISC structures let exporters with under $3 million in sales split compliance costs while each partner keeps their full tax benefit.   Contact Details LinkedIn - Brian Schwam (https://www.linkedin.com/in/brian-schwam-b6026a3/) LINKSShow Notes Be a Guest About IC-DISC Alliance Brian SchwamAbout Brian TRANSCRIPT (AI transcript provided as supporting material and may contain errors) Dave: Hi Brian Welcome to the podcast. Brian: Hi Dave. Thanks for having me. Excited to be here. Dave: Yeah, my pleasure. So quick intro, Brian is, what's your title with WTP? Brian: National Director of National Managing Director of International Tax Services, which encompasses export incentives as well as more general international tax consulting. Okay, Dave: And that's at WTP advisors? Brian: Correct. Dave: And you and WTP advisors are founding members of the IC-DISC Alliance along with my firm and myself. Brian: That is correct. Dave: And so are you brand new to this international tax business? Did you pick it up last year or something? Brian: That's funny. I don't think I look like I picked it up last year. I've been been full-time international tax since 1992IC, and prior to that I spent a few years as a generalist, which I think makes me a better international tax person, but it's been a few years, been around the block a few times. Dave: Well, I think it makes you better. I always introduce you as the IC-DISC guru. Now that Neil Block has retired, I think you can now take over the mantle of godfather of the IC-DISC, Brian: Right? Or the step godfather. I don't know if anyone can ever replace Neil. He had a lot of knowledge, has a lot of knowledge in this area and a lot of experience, and I'm just kind of flattered to be compared to him. Dave: Well, Neil was, I think my inaugural or second guest, and I think he's only been on the podcast once. So I think you're trumping Neil with this either your second or third visit. Brian: I think it's the third visit. And Neil's retired and joined the Good Life and I'm not, so that's probably why I've beaten them as far as number of appearances. Dave: There you go. Well, today I want to talk about IC-DISC. I want to talk about misconceptions and maybe underutilized opportunities. So the IC-DISC is straightforward as can be cut and dried. Anybody can prepare the return, anybody can do the calculation. Easy peasy. There's nothing to your toe on. Is that accurate? Brian: That's far from accurate. Okay. Strength. Yeah. A lot of practitioners think that is the case, but I've seen more than a handful of IC-DISC returns and IC-DISC calculations done by generalists that definitely have a flare for not knowing what they're doing or not understanding the rules. And for a six page tax return that looks very straightforward. You'd be surprised how many of them are completely incorrect. Dave: Yeah, it's kind of deceiving, right? Because even the instructions for the return are only a handful of pages, right? Like six or eight pages. Brian: And then there's a couple of lists of codes and things that make 'em a little longer. But yeah, there's not much to it. But I mean, initially there are some statutory and regulatory things that have to be done, have to be done the correct way, and the rules are very draconian. If you don't do it the correct way, there's really no way to remedy the fact that you set up, you just deal with the consequences of having a disqualified IC-DISC, which means you've lost your IC-DISC benefits prospectively and you set up a new one or you forego the benefits No in between, really? Dave: Yeah. Brian: So some of these misconceptions that I've run into could lead to a IC-DISC being disqualified. Dave: So what's the first one that comes to mind? Brian: The first one that comes to mind really for me in practice is how does the 60 day rule and the 90 day rule work, this has to do with when do I have to move money to the IC-DISC? And some people don't understand it and they do things that make it not a problem. Other people do things, they don't understand it and it becomes a problem. So the 60 day rule basically says you must fund a reasonable estimate of the IC-DISC commission to the IC-DISC within 60 days after the end of the IC-DISCs year. It sounds very straightforward, but some people ignore that rule and some think they have to pay it all before the end of the year, but they don't have a 60 day window after the end of the year to accrue that IC-DISC commission and pay a portion of it. The other thing I see people do with the 60 day rules, they don't have all the information. They estimate a number. They say, oh, let's say the commission's going to be a thousand dollars and they pay $500 to the IC-DISC by the end of the 60th day. Well, what have they just done? Well, the 60 day rule says, yeah, you have to pay a reasonable estimate in the regulation. There's a safe harbor that says a reasonable estimate is at least 50% of the final IC-DISC commission. So by moving the least amount of money possible, they then limit their potential IC-DISC commission to two times that number. So rather than saying, oh, I think my IC-DISC commission's going to be a thousand and I'll pay 800 so that I have flexibility to go up to 1,600, they pay 500 and it can never be more than a thousand because there's a lot of information that's going to come out after the end of the year that's going to affect taxable income. And they generally don't know those things within the first 60 days after year. Dave: And what about for, I think this is for accrual basis taxpayers or accrual basis related suppliers. What about if it's a cash basis related supplier? Brian: Well, if it's a cash basis related supplier, now we're outside the DIS rules, but we're in the tax accounting. And in order to get a deduction, the payment does need to be made before the end of the year. If the payment is made after the end of the year, within that 60 day window, you've now pushed the deduction to the subsequent year, which really most people wouldn't be happy with. They want the production in the year that the exports arise, not in the subsequent year. So the other rule having to do with the moving of the cash is the 90 day rule, which says that you have to pay the IC-DISC any remaining commission within 90 days after the commission has been finalized. Well, finalized really means when did I file my IC-DISC return? And so it's an original return. It can be filed as late as eight and a half months after the end of the year. So you really have 11 and a half months from the end of the year to pay the remaining amount. So if we assume calendar year, that's a September 15th filing and a December 15th funding deadline for the remaining commission. I see a lot of practitioners out there that think the 90 days ends on the filing of the IC-DISC return, not starts on the filing of the IC-DISC return. So then they rush to pay that money and then they think they have a problem if they haven't paid it by the time they file. So I mean, there's no harm in paying it early, but that's not how the rule works. And then if someone's determining and amending a IC-DISC return and they owe more funds to the IC-DISC, they have 90 days. So when they file that IC-DISC return, amended IC-DISC return to make that extra payment to the, now, the other misconception is, well, what happens if my 60 day payment was greater than the final commission? I overestimated. So then the 90 day rule says if the IC-DISC received too much under the 60 day rule, it has 90 days that same 90 day window to pay back the overage back to the related supporter. So most people don't understand those rules and they do things that either potentially cause a problem or they create a lot of self-induced anxiety. They think they have to do something sooner than they have to do it. Dave: And speaking of the due date, if somebody wants to file their IC-DISC return in September, do they have to file an extension like to do their corporate return by March 15th? Brian: Nope. That is no, eight and a half months is the due date. There's no extension for a IC-DISC return. That is just the due date. Dave: And then what about if somebody wants to electronically file the IC-DISC return? How does that work? It doesn't. Okay. Brian: And why is that? Dave: Can't you electronically file Brian: Everything? Unfortunately not the IC-DISC, the 1120 IC IC-DISC is still a return that requires a paper filing. And sometimes clients don't realize that and they forget to file. And the good news is there's only a hundred dollars penalty for a late filing. But the bad news is if you keep continually don't file the IRS could. They could terminate your IC-DISC election. But yeah, there's no electronic filing. And then there's, there's another form. You also can't electronically file that relates to the IC-DISC, that it's the form 84 0 4, which relates to an interest charge that a taxpayer who owns a IC-DISC may have to pay if income is deferred to the IC-DISC and not distributed out as a qualified dividend to that shareholder. There's a lot of misconception around that form. And the first misconception is sometimes they think the IC-DISC needs to file that form and pay the interest. That is not true. That is not true. And so many times I'm asked to file that and I'm like, I can't file it. I can't prepare it. I don't know the information that goes on. And it's based on the shareholder or the disk. And if the shareholder is S corporation or a partnership, it's not based on that entity, it's based on its shareholders or partners. And there could be multiple 84 oh fours filed. And then oftentimes there's a surprise like, oh, I have to pay interest. I didn't know I had to pay interest. Well, it is called an IC IC-DISC, and the IC stands for interest charge. So that should not come as a surprise, but it often does. Dave: Okay. Wow, Brian: Go ahead. Yeah, so we're still on moving cash around. So there's also timing of when the shareholder of a picks up dividend income. So a lot of people think that if they pay the IC-DISC within that 60 day window after the end of the year and pay the dividend in the same 60 day window, somehow the dividend is recorded as though it happened on December 31st, and there's no deferral of the income in the IC-DISC. That's just flat out wrong. A dividend is taxable when it's declared, and most likely it's not going to be declared as of the end of the year. Dave: So that's like a miss application of the age old matching principle in accounting? Brian: Yes. Yes, definitely. Or a misapplication of someone thinking they have a evergreen dividend resolution, which I won't get into at the moment, but it's something that is used to accelerate dividends so that they do match the deduction of a IC-DISC. And you can't just match it because you have to match it because there's some reason to match it or there's action that's taken that would cause it to be matched. Dave: And I've heard some professionals maintain that because they're basically accelerating the dividend income to the current year, thereby bypassing the inherent deferral. That's okay, because why did the IRS care if they got paid a year early? Do you think that's, what's your opinion of that? Brian: I think that's a nice practical approach to that issue. I use it myself. I don't think that the IRS would audit a taxpayer and say, oh, by the way, you picked up that dividend too early. I'm going to write you a refund check. Dave: Yeah. Brian: Plus interest, I don't think, Dave: Now what if there was an audit though, and you had an issue where the audit period it covered had a mismatch so that if there was a year that you say it was the 2022 tax year and the dividend income should have been recognized in 2023, but they recognized it in 2022, and then let's just say they did an audit from of 2023 in isolation, and then let's say in 2023, the client didn't use the IC-DISC or had a much smaller commission amount, could the IRS potentially say, we don't care about 2022. In 2023, you should have recognized the dividend income. Brian: They they certainly could. And then they'd say, well, 2022 is closed. We can't adjust that. So it's always better to not fall into that fact pattern, but it happens. Definitely happens. Dave: So it Brian: Sounds like the good news is there's not a lot of IC-DISC audits that go, Dave: Yeah. So you're saying it sounds like when in doubt, just follow the rules, it sounds like. Brian: Yeah. Dave: When Brian: In doubt follow the rules, don't make up your own rules, for Dave: Sure. Yeah. Well, and I think part of the problem is people may not be aware of the rules. Brian: They're not, and then they just fill in the blank. Their brain fills in the blank with what they think makes sense. Dave: Yeah, because a lot of be a lot of differences between the IC-DISC and say an S corp, right? Like the election to be treated as an S corp does not have the same deadline urgency as the election be treated as a IC-DISC. Is that correct? Brian: I'm not a hundred percent sure, but there might, yeah, I am a hundred percent sure. Because if you miss the deadline for the S selection, there's automatic relief available for the S selection to be made late. There is no automatic relief available for a IC-DISC election. Either you've met the requirement to file it within the first 60 days of the corporation its existence, or you haven't. Now, there are exceptions, and we have written some private letter ruling requests in the past to get be granted relief for missing that 90 day window, but that's an extensive Dave: Miss. Yeah, understood. And then some other, Brian: And you may not know for two years whether you're going to get the relief or Dave: Yeah, I know I've had CPAs tell me that they frequently will just include the form 25 53 S corp election with the filing of the initial S corp return. Brian: That's allowed. And that's allowed, Dave: Yeah. Obviously you can't do that with the IC-DISC return. Brian: No, no. So then on the topic dividends, there's also some misunderstanding or misconception of whether a dividend from a IC-DISC is subject to the net investment income tax, the 3.8%. Dave: Oh, yes. I've heard people take that position that it's not subject to. What are your thoughts? Brian: Well, my thoughts are that many years ago, like 11 years ago, the IRS came out and said, it's definitely subject to the commission IC-DISC paying a dividend. That dividend is definitely subject to the net investment income tax. So I personally don't get involved in individual returns, so I don't know what people are doing, but if I'm ever asked, that's what I'll tell somebody. And I say, you can take whatever position you're comfortable taking, but this is the position I know the IRS would take. Dave: Okay, that makes sense. What other pitfalls do you see or misconceptions Brian: People have? So when I see IC-DISC, there's a $10 million, let's call the $10 million deferral cap with regard to a IC-DISC. And what that means is any IC-DISC commission related to export sales made by the related supplier, which are greater than 10 million above that $10 million threshold, create what's called a deemed dividend. You're not allowed to defer any of that income in the IC-DISC. Well, in practice or in the real world, people think, oh, I can't have more than 10 million of export sales. If I go over 10 million, I can't use the disk. That's clearly not true. I have clients that have seen clients that have billions of dollars of export sales. They just have a very large deep dividend that goes along with the IC IC-DISC commission. There is no limitation on the amount of export sales, the limitations on how much of the income you can defer the IC-DISC if you have more than 10 million of export suit. Dave: Okay. Brian: I've also seen related to that issues where someone's exporting military property. So military property, half of the income is a deemed dividend automatic under the rules. And then I've seen where they then add, and let's say the sales were over 10 million, they've added, they made an additive, they took half of the commission on the military property, and they said, oh, my sales are more than 10 million. I have additional deemed dividend as well. That's not how it works. The way it works is you compute your deemed dividend on the sales in excess of 10 million, and then from that you subtract the deemed dividend related to the military property. And so the most your deemed dividend can be is related to that $10 million cap. Dave: Okay. Yeah, I was less familiar with the military aspect of it. I don't think any of my clients are exporting military property. Brian: That's just an example. I mean, there's other things that give rise to deemed dividends as well. For example, one way you can defer income in a IC-DISC is to loan the money back to the related supplier. Under a producer loan arrangement, there's very specific facts that support the ability to use a producer loan. But then each year, the interest that's earned on that producer loan is a deemed dividend. Dave: Oh, sure. Brian: Whether it's paid or not. So whether the interest is paid, and then when the dividend is actually paid, it's not taxable because we've got a lot of ordering rules in the IC-DISC about when things get paid out and how they get paid out, and I don't have all day, but that's another area where I think there's a lot of misunderstanding. Dave: Okay. Brian: Oh, well, so I can focus on one small part of that is the IC-DISC in year one has the income of a hundred. In first quarter of year two, they pay out the 100 to the IC-DISC and the DIS pays the dividend. And in year two, it earns $300, and that gets paid in year three. Well, I hear all the time, well, I don't have any income deferred to the DIS because I earned the a hundred dollars in year one, I paid it in year two, and I paid the dividend in year two, and then I had income for year two of $300 that I paid in year three. Well, it doesn't work that way. In the DIS world or in the tax world in general, current earnings are always considered to be distributed first. So that a hundred dollars that gets paid out in year two is really coming from the year two earnings. And the year one earnings are still sitting in the deferred, thus giving rise to the interest charge that someone thinks they're avoiding. Dave: Okay. Brian: So there's some misconception about how that works. Dave: So I have one I just thought of, and I've heard this is the one, the misconception I've probably heard the most. Under no circumstances can the IC-DISC commission create a loss at the related supplier level? No matter how you do the calculation, it's Brian: Impossible. That's a big misconception. Dave: Yeah, Brian: There's no rule. There is no rule like that. Okay. So the rule is actually applied at the level in which you're computing the IC-DISC commission. So if you have exports with a profit, but overall your company has a loss, you can still compute a IC-DISC commission on those export sales because they have profit. Now, you can't cause the profit on the export sales themselves to become a loss. So let's say your export sales are making 2% bottom line, but overall, your company loses 3% bottom line. Some people will think, I can't get a IC-DISC commission. I have a loss. That's not true. You can claim a IC-DISC commission, but it cannot be more than 2% of the export profit because then makes the profit on the export zero, but it can't go below zero. Dave: And that's if you're using what we would call the standard or simple calculation. Brian: That's the simple calculation. Now, if you're doing something more detailed and you're calculating a IC-DISC commission on a product or product line or a transaction, you apply that no loss rule at that level. So you can have a number of transactions that are profitable, you can have a number of transactions that are not profitable, and then different rules apply. There's really people think, oh, there's two methods to compute a IC-DISC commission. That's probably another big misconception. There's really 18 methods to compute a IC-DISC commission, and you can choose one that allows you to get a commission but doesn't create a loss, and in some cases does actually allow you to create a loss. Dave: And is that methodology difference? I can't think of the technical accounting term, like where if you change your inventory method, you have to notify the IRS or you make an accounting change. This isn't like that, right? You don't have to each year notify the IRS. We used the 4% method last year, we're using the 50% this year, or we're doing other methodology. Correct. Brian: So you technically notify them by checking various boxes on the IC-DISC return, but it's not like a change in the accounting method where you have to apply for a change and have it approved or have an automatic change. This is considered a change in facts. And however your facts bear out, you can claim whatever commission you're allowed to claim. Dave: Now, when you do that transactional calculation, another misconception I hear is that it's just impossible because there's all this data that the company doesn't have, and it's so complicated to do it that just nobody has the ability to do it. Nobody can do it. Nobody wants to do it. Talk to me about that. Is the data really impossible to get from the clients? There no client that can provide any data that can be used. Brian: There may be handful that can't, but by and large, most companies have the ability in 2025 to obtain that data. When the rules were written in 1972, I'd say it was probably flipped where only a handful could probably get that information. And the vast majority of companies would never be able to get that information. But somebody wrote the regs that way back in the early seventies, and with the idea that you could get transactional information and compute the dis commission transactionally as opposed to at a higher level where everything's grouped together or a simple calculation. But in 2025, it's very, I have a hard time determining conceiving of a company that can't get some information pulled together. And that's the other, there's a related misconception. Oh, I have to tie out every dollar of my cost of good sold before I can tell you I have cost of good sold data for a transaction. Well, that's just not true because in the real world, companies make journal entries adjusting the cost of good sold. They don't do it at a transactional level. There's other things that schedule M'S on a tax return that affect cost of good sold. And so no, you don't have to nub that out to the last dollar to say, I have transactional data. You have to be able to identify what you can and what you can't identify gets allocated or apportioned across all the transactions. And if you think about it, if you say, I can't get anything, you're really apportioning all of the costs over everything anyway. That's the ultimate in apportionment. There's not even any allocation. You're just saying, oh, every one of my transactions has the same margin as a result, which is really factually never the case. Dave: Well, and I just thought of another one, and this isn't maybe a misconception as much as it is a misinterpretation. I can't tell you how many IC-DISCs I see that the related supplier is a flow through entity, yet they have the individuals own the IC-DISC. Have you seen this before? Brian: I've seen it. And sometimes they think that's the way it had to be. Sometimes they hadn't really thought of. It depends how they're using it. But the real downside to that is the IC-DISC commission reduces the income of the flow through entity, thus reducing the basis they have in their shares of that flow through entity. And then the dividend gets paid to the individual and there's no basis increase the dividend income. And unless they contribute the funds back to the business, they're eroding away their basis stock, which ultimately will result in a higher gain if they ever sell their business. Dave: When the ownership of the IC-DISC matches the ownership of the related supplier. Can you think of a scenario where it is actually beneficial for the individual shareholders to the IC-DISC instead of the related supplier? Brian: Yes. There are situations depending on where this shareholder lives. So let's say the shareholder lives in, say the company is operating in a state with a state income tax, but the shareholder lives in a state that doesn't have a state income tax. It's possible to get that dividend to the shareholder tax free, where maybe if it went through the S corporation or the partnership, it would not be tax free. Dave: I see. And you're talking about tax free at the state level? Brian: Yes. Federally, I don't really see in a regular IC-DISC that's just been used to pay dividends to the owners of the supplier. I don't see, unless it's a C corporation, in that case, you don't want the IC-DISC owned by the C corp, but if it's a flow through entity, you generally get the same tax answer, whether it's owned directly by the flow through entity or directly by the shareholders. Dave: Okay. Oh, I just thought of another misconception. It's funny, when we started this column, I only had a handful of misconceptions. But the more we talk, the more we think of. So here's another one. Say you have a flow through as the related supplier yet for whatever reason, you want the IC-DISC to be owned by the individual shareholders. Well, I've been told several times that the ownership of the IC-DISC must match the ownership of the related supplier. There is no option to do otherwise. Is that accurate? Brian: That's a fairly strong statement. So the answer to that is no, it's not absolutely not required. Now, if the shareholders are related to one enough FAMILIALLY related, and there appears to be donative intent. So if mom and dad own a company and set up a IC-DISC and transfer it to the kids, there is some old IRS guidance out there that says, Hey, when a IC-DISC commission's paid to that IC-DISC, mom and dad are making a gift to kids. So that's a pattern you want to avoid, which is pretty easy to avoid, frankly. Dave: And you would avoid that by just setting up a new IC-DISC that the children would Brian: Set up initially and not get transferred by Dave: To the right and where the kids are making the capital contribution to Bible stock and Brian: Right. Exactly. But that's the one little gray area. Otherwise, there are some people out there that set up a IC-DISC to fund bonuses for executives. And we've kind of transitioned here away from misconceptions to underutilized opportunities because really that's an opportunity where you can use a IC-DISC to fund bonus payments to key executives and owners, or not owners, and it doesn't save the company any money, but it certainly saves the recipients a good amount of tax because if they get bonuses, they're paying tax, whatever their ordinary rate is, let's just say 37%, where plus there's payroll tax of 3.8%, whereas if it's funded through a IC-DISC, they pay tax at the qualified dividend rate plus the 3.8%. So it's a 17% rate differential on that type of income between the wages and the qualified dividend for the recipient. Dave: And I guess it would also save the employer portion of the employment taxes as well, right? Brian: Well, it saves the employee and the employer, but it's replaced by the Obamacare net investment income tax. So they're both 3.8%. Dave: But if you had a simple example where an employee had a base salary of a hundred thousand dollars and they had a $20,000 bonus that was paid through the IC-DISC, that would've been subject to Brian: Fica. I'm thinking about people that are making more than Dave: Understood, Brian: But you can save FICA tax as well, Dave: And the Brian: Employer and the Dave: Employee, and that's kind of what I was thinking of. And even when they get above that limit, there's still the 1.45% that I think has no cap. Brian: Right. But again, that's the employer portion. Then there's the employee portion together that's 3.80, Dave: Right, which is the, Brian: So you've got the Obamacare tax. Gotcha. Dave: Well, that reminds me of another misconception that you had alluded to, and that is that a related supplier can only have one IC-DISC affiliated with it. Is that true? Brian: That is not true. Related supplier could have a thousand IC-DISCs if it wanted to. Dave: In fact, that option you mentioned of the employee owned IC-DISC, I usually see that as that being an additional IC-DISC kind of in addition to the primary IC-DISC. Is that usually how you see it? Brian: I see that way as well. Yeah, for sure. Or I see IC-DISC A is going to fund bonuses for the C level executives, and then IC-DISC B is going to fund bonuses for middle management. And so middle management IC-DISC has a targeted amount, and the upper level IC-DISC may not have a targeted amount. It might just be unlimited. Dave: Now, the drawback is if you have multiple disk, the combined commission amount for all of them cannot exceed what it would've been if you had just one IC-DISC. Right. It's not a mechanism to create larger combined Brian: That definitely can't, doesn't work. Yeah, it definitely would. But yeah, you can definitely set up different structures to fund bonuses for different people, or if it's a C corporation, and we don't see a lot of C corporations with IC-DISCs. But if you're a closely held C corporation, you can have a shareholder owned IC-DISC, and if you're in the habit of paying dividends, you can pay commissions to a DIS instead of paying those dividends, Dave: Avoiding the double taxation in Brian: The corporate layer. Exactly. So that's an underutilized opportunity in my opinion, because there's got to be more closely held C corps out there than the amount that are using IC-DISCs. Dave: And I guess another one, we touched on this earlier, but the evergreen dividend resolution, what's this all about? Why is this an opportunity? What are the benefits of Brian: It? So the evergreen dividend resolution basically says the IC-DISC is going to distribute, its right to receive a commission each year on the last day of its year. So that accelerates the dividend into the same year as the commission expense. That alleviates the need to move money under the 60 day rule and 90 day rule. There's no reason to move the money if you're not trying to qualify a receivable. That's what those rules relate to, whether you're as receivable as qualified or not. So that's a benefit. It also can guard against the law change where the rate on the dividend income would go up in the subsequent year. You can avoid that. But a lot of practitioners treat their IC-DISC like they have an evergreen, but they don't actually have it. And that's a problem in my mind. But if you have it, it just makes everything a lot easier. You don't have to try to figure something out by the end of February. You figure it out once and you just treat it like it all happened at the end of the year. And I know that that works because I had a client years ago that was in tax court in the great state of Texas. The issue came up. I wrote up a brief for the client, and the tax court accepted the evergreen as a viable dividend resolution Dave: Because in a way, didn't the tax court almost defer that to the state rules? Brian: Well, they just fall under. So you can have a dividend, you can create a dividend under state corporate law just by writing a resolution, but you have to have the income to support the dividend, to have a dividend for tax purposes. So if you have the resolution that says, I'm declaring a dividend on December 31st every year, then based on facts, you either do have a dividend or you don't for tax purposes depending on how much income you have. So it just falls back on that probably one other underutilized Dave: Opportunity. Well, Brian, before you move, I just wanted to talk about the evergreen, I guess is the biggest drawback that the taxpayer would miss out on the deferral. Brian: That's one of the drawbacks. The other drawback has to do with the interplay between all of this and this 4 61 L limitation, which limits how much of a flow through loss a taxpayer can deduct in a year. So you could have a situation where the IC-DISC dividend on a transaction by transaction basis becomes so large, the commission becomes so large, it creates a loss and the flow through entity, the shareholder can only deduct a certain amount of that loss, but they would have to potentially pick up all the dividend income Dave: And then Brian: Deduct that loss at a later point in time. Now, personally, I'm still getting a permanent rate benefit out of it. So if I'm not going to sit on this loss for years and years, I think it's okay. But if I'm going to sit on that loss year after year after year and not utilize it, then I don't want to be picking up those dividends that I can't utilize the losses. So it just requires some additional coordination between the CPA and us and the client to determine exactly what the right commission should be. Dave: Okay. So you're about to, Brian: And that's another misconception. Dave: Yeah, go ahead. Brian: Yeah, like, oh, my commission has to either be whatever I compute or zero can't be anywhere in between. That's a misconception because I can target an amount, and as long as my IC-DISC commission agreement gives the related supplier the unilateral power to include or not include a IC-DISC export sale in the IC-DISC calculation, I can pick and choose whatever number I want that to be so that I don't have a 4 61 L problem, or I don't have the number be bigger than I can utilize. In other words. Dave: And that's because the IRS does not require you to capture every export sale. So that's basically limit the IC-DISC commission to a specific amount and back into which of the export sales you'll basically exclude from the calculation. Brian: Right? Right. Exactly. Exactly. But again, also we like to see that supported in the IC-DISC commission agreement. And then the last underutilized opportunity has to do with G there. Having a IC-DISC does have some cost. So if I don't have at these 3 million of export sales, it might be questionable whether I can really benefit economically benefit from a IC-DISC. When I look at the cost and the benefit, well, there are structures out there that we'll call a shared ING IC-DISC where partner like small exporter can invest in a partnership. That partnership owns a IC-DISC. Maybe there's five or six investors in the partnership. They're all unrelated. They all have, let's call it a million dollars of export sales. And on a standalone basis, there'd be too much cost for setting up the disk compliance to offset the tax benefits, but it'd be greater than the tax benefits. But if I can use a shared disk, then I only have to share a portion of the cost, the annual cost of the IC-DISC, but I still get my tax benefit. And really what happens with the other partners? So the partnership owns the IC-DISC. The IC-DISC earns that commission from the related supplier, then the IC-DISC pays all of its dividends to that partnership, and the partnership can then allocate the dividends back to the individual exporters based on their contribution. So it's a way for smaller companies to still get a tax benefit out of it. And I seen very few of these out there. So there's got to be thousands of companies that export that just don't export enough to have their own IC-DISC. Dave: Yeah, yeah. No, that's an interesting opportunity. And I agree based on my experience. I mean, I've talked to so many people in the past, or I did talk to so many people who exported $2 million or less, and I'd have to say to them, it's probably not worth the time and the cost because there's time on their end and then there's hard cost to have the work done. Brian: Yeah. I've had the same conversation countless times with companies as well. It's really something that both exporters and their CPAs should be aware of because the CPAs are in the best position to know that their clients are doing some level of export. Dave: And I just thought of another misconception, and that is that the virtually from the day after the IC-DISC rules were enacted, prognosticators started saying that the IC-DISC is going away. It's just going to be a short-lived thing. And even in the two decades I've been involved in IC-DISC work, I've heard this from so many tax practitioners, oh yeah, this thing's going away anyway, why bother? Brian: Yeah. Well, it really, for it to go away would fly right in the face of current policy in the administration. So I don't think it's going away anytime soon. Some of the benefits have been whittled away over time with some of the other provisions that are coming into play, but it's really not going to get repealed anytime soon. Certainly not in the next four years after that, who knows. But certainly it's good for the next four years. But it's funny, in 2003 with the Bush tax cuts, they brought in this concept of qualified dividend income, which really revitalized the use of the IC-DISC for a lot of pass through businesses. One of the big four firms said, oh, it's going to be a technical correction, and the qualified dividends are not going to include the dis dividends. Well, here it is 22 years later, I'm still waiting for that technical correction out of Congress, but I guarantee you that they've advised their clients to use the IC-DISC, even though they were out there saying, oh, no, no, no, no, no. This is an error. It's going to go away. Dave: Well, I had this conversation, I think it was in 2009. I think the preferential dividend rate was IC-DISCussed going away at the end of 2010. If I have my time horizon. And I remember it was late summer of I believe oh nine, talked to the potential client, they connected me to the CPA, and this was the international tax partner of a top 50 CPA firm. And she said to me, quote, I think you're being reckless even bringing this idea up to my client. I said, why is that? She said, are you not aware of house resolution such and such that hadn't been passed, but the resolution was going to ever go away? And she said, if this is passed, then this will not be usable beyond the 2010 tax share. And she said, we think it's reckless and not even sure why you'd want to bother with it if you can only at max use it for a year and four months. And I remembered saying, I appreciate that. You may not think it's worth it, but I wonder if the client, when he does the ROI calculations, if they might think it's worth it. Because even if they only used it for a year and a half, it still might be worth the cost to set it up, the compliance cost and the cost to shut it down. Brian: That whole analysis took place in 2007, 2010, 2012. I remember, I'm not proud of this, staying up late on New Year's night of 2013, so I could watch Congress vote because they let the qualified dividend rate lapse and then they had to reenact it the next day. And they did it on January 1st, and I sat in front of the TV watching. I was fairly invested in whether they were going to vote for it Dave: Or not. Yeah. Well, I think that's appropriate. You're a little bit like the soup Nazi from Seinfeld. He is got such passion for his customers. Brian: There you go. Yeah, I definitely am passionate about what I do because I love what I do. I couldn't imagine not doing it. Dave: Yeah, I find the same. Brian: And I love helping taxpayers legitimately reduce their tax burden. Dave: Well, and the clients that we help tend to be entrepreneurial type companies, they're not Fortune 500. And I've seen where this can legitimately make a difference in freeing up cash to buy more equipment, hire more people. It's quite a stimulus. Brian: Also not a misconception is Fortune 500 companies can't use a IC-DISC. It's really for private companies. Dave: Yeah. Brian: It's not something that you'll see a lot of or any private public companies utilize. Dave: Okay. Well boy, we've covered a lot. Anything left to cover? Any other misconceptions or opportunities you can think of? Brian: Nothing that I don't think we've IC-DISCussed. Dave: Okay. Well, I have one final kind of fun question. So with the benefit of hindsight, if you could go back in time and give advice to, say your 25-year-old self, what advice might you give to yourself? Brian: It's going to be completely non-tax related. Dave: That's okay. Brian: If you tear a ligament to your knee, get it repaired. I did that and I didn't get it repaired. And ultimately I got a new knee, which works just as well as the original with a lot more probably pain in the interim. Dave: Gotcha. Okay. Well that's good advice. So the takeaway, if you're 25 years old and you have a ligament tear, don't wait 30 years to get it fixed Brian: Or to not get it fixed at all and just get an artificial knee. Dave: Yeah. Understood. Well, Brian, thank you so much. This was really fun. I mean fun by a couple of IC-DISC nerds. I guess not everybody would consider this conversation fun, but I thought it was a lot of fun and I appreciate the expertise that you bring to this matter. Brian: I appreciate the opportunity to be here and chat with you about it. And maybe in the future there'll be some more topics we can talk about. Dave: Yep. I would enjoy that. We should make it an annual tradition. Brian: That sounds like a good idea. Dave: Alright. Hey, have a great day, Brian. Brian: You too, David. Dave: There we have it. Another great episode. Thanks for listening in. If you want to continue the conversation, go to ic IC-DISC show.com. That's IC dash D-C-S-H-O w.com. And we have additional information on the podcast archived episodes as well as a button to be a guest. So if you'd like to be a guest, go select that and fill out the information and we'd love to have you on the show. So it we'll be back next time with another episode of the IC-DISC Show. Special Guest: Brian Schwam.

In times of uncertainty, when we need to get unstuck or figure out our next steps, whether personally or professionally, we can all benefit from more clarity. The great news is that we all have access to an inner compass trying to guide us to what's in our best interest—and that is our intuition. In today's enlightening conversation with Hrund Gunnsteinsdóttir, she teaches us about the framework she's created from the icelandic word for intuition, InnSaei. She's the author of a book and documentary by the same name and shares simple but impactful practices we can use today, based on her two plus decades of work in this area. So much to learn from this insightful interview. Be sure to share it with a friend!   KEY TOPICS ·      Navigating Uncertainty with the Power of Intuition (0:00) ·      Exploring the Threefold Meaning of InnSaei for Clarity (3:20) ·      Hrund's Journey: Aligning Professional Success with Personal Well-being (8:56) ·      How to Reclaim Your Personal Intuition and Set Boundaries (17:17) ·      Harnessing Morning Pages and Attention to Hear Your Intuition (31:04) ·      Protecting Your Sense of Self from AI and Social Media Algorithms (44:40) ·      Hrund's Guidance for Women to Live a Fully Aligned Life (49:58) ·      Michele's Farewell and Community Invitation (59:26)   Subscribe: https://www.youtube.com/@herstarringrole Follow + Listen, + Review: APPLE PODCASTS Follow + Listen, + Review: SPOTIFY PODCASTS Join Michele's Newsletter + Get a List of 52-Selfcare Tips Michele's Book: Design A Life You Love Website: https://hrundgunnsteinsdottir.com/ Course: https://hrundgunnsteinsdottir.com/product/signature-innsaei-course/ Free Webinar: https://hrundgunnsteinsdottir.com/webinars/ Book: InnSaei: Heal, Revive and Reset with the Icelandic Art of Intuition The Artist's Way by Julia Cameron   *The Good Life with Michele Lamoureux podcast and content provided by Michele Lamoureux is for educational and entertainment purposes only. It does NOT constitute medical, mental health, professional, personal, or any kind of advice or serve as a substitute for such advice. The use of information on this podcast or materials linked from this podcast or website is at the user's own risk. Always consult a qualified healthcare or trusted provider for any decisions regarding your health and wellbeing. This episode may contain affiliate links.   Guest Bio: Hrund Gunnsteinsdóttir is an Icelandic thought leader, author, an award-winning serial entrepreneur, certified leadership coach and a speaker. She is the author of InnSæi: heal, revive and reset with the Icelandic art of intuition available in 14 languages in all continents, and Co-director and script writer of the documentary film InnSæi: The Power of Intuition, previously shown worldwide on Netflix. Hrund has had leading roles in the areas of development and post-conflict reconstruction with the UN in Europe and Asia, innovation, investments, sustainable and circular business transition, and education. She is an Advisory council member at Yale's International Leadership Centre, a Nordic Ignite Angel Ambassador, Yale World Fellow, and has been recognised by the World Economic Forum as a Young Global Leader and Cultural Leader, and Icelandic Ocean Cluster's Sustainability Leader.  

تواصل معانا وشاركنا افكاركنتعمق في عالم الوساطة التأمينية كوظيفة استشارية تبني الثقة وتدير المخاطر بذكاء، من تأسيس الفريق إلى تقديم حلول متقدمة مثل السايبر إنشورنس. نشارك دروساً عملية حول المواسم، هيكلة الشركات، وإدارة العلاقات التي تقود لنتائج ملموسة.• دور الوسيط بين العميل وشركات التأمين• بناء فريق مبيعات منضبط بالتدريب والبيانات• نظام متابعة متعدد القنوات يخلق ثقة• مواسم التأمين وتوقيتات الاكتتاب• هيكلة الشركات والحوكمة وتأثيرهما على التسعير• تنويع القطاعات ومواجهة الأزمات• قيمة حلول السايبر إنشورنس ومتطلبات المطالبات• نصائح مهنية لمسار الشباب في الوساطةاشترك وفعل الجرس وشارك الحلقة، ولو في أى أسئلة عندكم لضيفنا أو مواضيع حابين نتكلم عنها أكتر، اكتبوا لنا فى الكومنتس ونشوفكم فى حلقة جديدة من Business Belaraby PodcastSupport the showاستمتع بتجربة سماع بودكاست فريدة من خلال ابليكشن بزنس بالعربي واستفيد من محتوى اضافي وحصري في البزنس وتطوير ذات حمل تطبيق من بزنس بالعربي من خلال الرابط: https://m.mtrbio.com/BBA-Application رعاة بودكاست بزنس بالعربي:

On the 152nd episode of What is a Good Life?, I welcome Tim Leberecht, one of the most original and passionate voices on creating a more humane future of business. Tim is a German-American entrepreneur, curator, and author, and the co-founder and co-CEO of the  House of Beautiful Business, a global community for those who seek more from work and from one another. A sought-after keynote speaker, his two TED Talks have been viewed more than 3 million times. He is the author of  The Business Romantic (Harper Business, 2015), translated into ten languages, The End of Winning (Droemer, 2020), and the forthcoming Supercurator (Basic/Hachette, 2027). Tim is also a BMW Foundation Responsible Leader.In this conversation, Tim reflects on belonging, intimacy, and what it means to live a good life amidst the pressures of performance and an increasingly AI-shaped world. He speaks to the value of sensitivity, connection, and community — and how creating spaces for presence and honest conversation can reshape how we experience ourselves and each other.This is a conversation for anyone longing for deeper connection — with themselves, with others, and with a world becoming ever more synthetic.For more of Tim's work:Website: https://houseofbeautifulbusiness.com/ Books: http://timleberecht.com/books/ LinkedIn: https://www.linkedin.com/in/tleberecht/ HoBB newsletter: https://houseofbeautifulbusiness.substack.com/For more of my work:Contact me at mark@whatisagood.life if you'd like to explore your own good life through 1-on-1 coaching and group online courses.- The podcast's YouTube page: https://www.youtube.com/@whatisagoodlife/videos- My newsletter: https://www.whatisagood.life/p/individual-coaching00:00 — The question of belonging 04:15 — Morning reconstruction of self 07:42 — Performance and authenticity tension 11:18 — Limits of self-optimisation 15:03 — Beauty and the good life 19:27 — Connection in a synthetic world 23:54 — Silence as shared intimacy 28:31 — Intimacy beyond human relationships 33:45 — AI as conversational partner 38:12 — Being changed by dialogue 44:08 — Sensitivity as core value 51:36 — Conditions for belonging

What if you left your phone behind… on purpose? In this episode we chat with top-producing Realtor Kim Lafleur, who did the unthinkable—she took a full-blown, out-of-the-country vacation *without* her phone. No calls. No texts. No Instagram scrolls. Just silence, sunshine, and serious boundaries. Kim walks us through what inspired the decision, how she actually pulled it off (yes, there was a team hand-off at the airport), and the powerful lessons she learned about control, trust, and rest. If you've ever felt chained to your phone or scared to take a break, this one's for you. Kim has sold over 655 homes with more than $121 million in volume and ranks in the top 10 of 1,900 agents in her market — and yet, she's living proof that your real estate business won't collapse when you step away. In fact, your boundaries might just make you better. Here's what we cover in this episode: - The surprising reason Kim chose to give up her phone - The exact process she used to prep her team and clients - Why NOT having her phone made her trip more meaningful - How her team handled real estate emergencies (and even got new listings) - What "the brick" is — and how it's changed her daily life - Why letting go of control might be your next best business move - Creative ways to set up support systems and reward the people who help you

Thank you for watching! We hope you were blessed by this message. If you'd like to learn more about us text the word “HOPE” to 513-993-4382 or visit our website here:www.thebridgecincy.com* Online Giving: https://thebridgecincy.com/give/ 

This is the eleventh and final sermon in our series "The Good Life" The title of this message is "Seek First The Kingdom" Steve Rossi is the Lead Pastor at The Gospel Tabernacle. November 23, 2025.

In this episode of the XS Noize Podcast, Mark Millar is joined by Jason Williamson, the fiercely articulate frontman of Sleaford Mods, to explore the band's most ambitious and unflinching record yet: The Demise Of Planet X, out 16 January 2026 via Rough Trade Records. Created with long-time collaborator Andrew Fearn, the album expands the Mods' sound both musically and emotionally, featuring rare and inspired guest appearances from Sue Tompkins (Life Without Buildings), Aldous Harding, Liam Bailey, and Nottingham grime MC Snowy. Their single "The Good Life" introduces a striking new dimension, with Gwendoline Christie (Wednesday / Severance / Game of Thrones) and Midlands duo Big Special lending their voices to its escalating inner monologue. Blending vivid sonics, acerbic storytelling and pitch-black humour, The Demise Of Planet X imagines the end of the world not through catastrophe, but through the creeping mundanity and absurdities of modern life. It's a ferocious, witty and deeply human response to cultural collapse across 13 tightly wound tracks. Jason discusses the album's creation, the increasing paranoia and vulnerability in the new material, and the band's most varied musical palette to date. He reflects on the collaborations — from Aldous Harding's feather-light touch on "Elitest G.O.A.T." to Sue Tompkins' beautifully raw presence on "No Touch", from Liam Bailey's soulful turn on "Flood The Zone" to Snowy's razor-edged bars on "Kill List." At the centre of the conversation is "The Good Life", where Andrew Fearn's tense production meets Williamson's rapid-fire delivery, while Christie and Big Special voice the inner turmoil triggered by Jason's own outspoken moments within the music world. "Planet X isn't a concept — it's the world we're living in." — Jason Williamson A bold, biting statement from one of Britain's most vital bands, The Demise Of Planet X captures Sleaford Mods at their sharpest and most emotionally exposed. Join Jason Williamson as he takes us inside the making of The Demise Of Planet X — the chaos, the craft, and the catharsis — exclusively on the XS Noize Podcast.

Look... Present... Renew. If we've understood the truths spelled-out in the first 11 chapters of Romans, a response should be rising inside us. In chapter 12 Paul shows us how to shape that response: Take a good look at God's good mercies, make a rational offering of our bodies, and renew our minds. The Apostle gets more specific as he goes on. Here's Jim with the conclusion of his sermon, Living the Good Life. Listen to Right Start Radio every Monday through Friday on WCVX 1160AM (Cincinnati, OH) at 9:30am, WHKC 91.5FM (Columbus, OH) at 5:00pm, WRFD 880AM (Columbus, OH) at 9:00am. Right Start can also be heard on One Christian Radio 107.7FM & 87.6FM in New Plymouth, New Zealand. You can purchase a copy of this message, unsegmented for broadcasting and in its entirety, for $7 on a single CD by calling +1 (800) 984-2313, and of course you can always listen online or download the message for free. RS12052025_0.mp3Scripture References: Romans 12:1-18

Have you laid your 67 percent on the altar? If God has my spirit and my soul, but not my body, isn't He missing about a third of me? Well, we can't split ourselves up into percentages that way. So the question is, if we've given Him less than all, are we really "His" at all? In Romans 12 Paul urges us to give a kind of offering that involves all 3 dimensions of our being. And it's all because of the mercies of God. Listen to Right Start Radio every Monday through Friday on WCVX 1160AM (Cincinnati, OH) at 9:30am, WHKC 91.5FM (Columbus, OH) at 5:00pm, WRFD 880AM (Columbus, OH) at 9:00am. Right Start can also be heard on One Christian Radio 107.7FM & 87.6FM in New Plymouth, New Zealand. You can purchase a copy of this message, unsegmented for broadcasting and in its entirety, for $7 on a single CD by calling +1 (800) 984-2313, and of course you can always listen online or download the message for free. RS12042025_0.mp3Scripture References: Romans 12:1-18

Ich bin 42. Mitten in der sogenannten Rush Hour des Lebens. Der Phase, in der wir angeblich alles erreichen müssen – Karriere, Familie, Status.Totaler Irrsinn.Diese Logik stammt aus einer Zeit, als Menschen keine 70 wurden. Heute werden viele von uns 100 oder älter. Mit 45 haben wir noch 55 Jahre vor uns. Zeit für ein grundsätzliches Umdenken.Meine Gäste:Margeret Heckel – Journalistin, Volkswirtin und Autorin von "Der Weg in den Unruhestand". Sie beschäftigt sich seit 2009 mit dem demografischen Wandel.Atakul Tigli – Soziologe und Experte für Gesundheitsförderung bei der Bahn BKK. Sein Schwerpunkt: Einsamkeit.Gemeinsam sprechen wir über die vier Säulen eines langen, glücklichen Lebens. Eine davon: eine sinnhafte Tätigkeit. Und davon gibt es mehr da draußen, als wir denken. Einige gehen längst mit bestem Beispiel voran – privat wie beruflich. Genau diese Vorbilder wollen wir auszeichnen: mit dem Deutschen Demografiepreis 2026.

I am going through a VERY rough fever/migraine combo right now. It's helping me to cherish the day to day of life and the healing process I'm going through.Thank goodness it's only temporary.Support the show

“AI is a great researcher — but a terrible trip manager.”In this episode, Connor and D.J. offer a candid look at how AI is shaping the way golfers are planning their overseas trips.They unpack the benefits, the blind spots, and what makes a golf travel company like H&B essential for turning research into reality.Additional Resources⁠AI & Golf Travel Planning: Even ChatGPT Knows the Difference⁠Have a question about golf travel—or a story of your own to share? Record your message at ⁠⁠haversham.com/podcast⁠⁠ and you may hear it featured in a future episode.About H&B⁠⁠⁠Haversham & Baker Expeditions⁠⁠⁠ is the leading provider of international golf travel to America's private clubs and their members. Known as the "country club of golf travel," H&B has specialized in Golf and the Good Life in Scotland, Ireland, and Beyond since 1991.

S9 E5 — There is a lot of conversation right now about the role of women and men in society. Whether we're talking about the Jeffrey Epstein scandal or the viral essay "The Great Feminization" and all the commentary it sparked, it's clear we're in a cultural moment where we don't quite know how to talk about men and women. Should we see men and women as interchangeable? What does equality look like when our bodies are not the same? Can we admit our neediness and maintain our dignity as women or as men? These are some of the questions I'm asking Leah Libresco Sargeant as we talk about her new book, The Dignity of Dependence.00:00 The World is the Wrong Shape for Women6:14 The Lie of Autonomy and How It Harms Everyone21:09 Building a Just Society: Dismantling False Anthropology22:52 Understanding Disability and Unemployment25:43 Societal Examples of Dependent Communities30:15 The Dignity of Dependence32:51 Legacy of Care in Society38:20 The Costs of Devaluing Vulnerability41:14 Practices for Embracing DependenceMENTIONED IN THIS EPISODE:The Dignity of Dependence: A Feminist Manifesto by Leah Libresco SargeantSara Hendren's What Can a Body DoAmy Julia's interview with Sara Hendren: Who Belongs? Disability and the Built World with Sara Hendren_WATCH this conversation on YouTube: Amy Julia Becker on YouTubeSUBSCRIBE to Amy Julia's Substack: amyjuliabecker.substack.comJOIN the conversation on Instagram: @amyjuliabeckerLISTEN to more episodes: amyjuliabecker.com/shows/_ABOUT OUR GUEST:Leah Libresco Sargeant is the author of several books, including The Dignity of Dependence. She runs the substack Other Feminisms, which focuses on how to advocate for women as women in a world that makes an idol of autonomy. She lives in Maryland and works in family policy in D.C.Other Feminisms: https://www.otherfeminisms.com/Twitter: https://twitter.com/leahlibresco__We want to hear your thoughts. Send us a text!Connect with me: Instagram Facebook YouTube Website Thanks for listening!

Good Vibes, Good Life Inspired Sleep Hypnosis This session is for anyone who feels tense, self-critical, or disconnected from peace. It's perfect before bed, during a quiet break, or any time you need to shift from overthinking to calm. Whether you're a student, a parent, or simply someone moving through change, this hypnosis helps you unwind, feel supported, and rest deeply.Inspired by Vex King's Good Vibes, Good Life, this experience combines slow rhythmic breathing, ambient music with gentle pauses that allow the mind to soften. Each sound and phrase is designed to guide your energy toward gratitude — the frequency that opens every door to healing.How It Feels Warm, nurturing, and deeply serene. The soundscape flows like gentle waves at dusk, gold blending into blue, with textures that feel like light resting on water. You'll hear soft breaths, distant tones, and fading echoes that mirror the rhythm of release.The Shift It Creates You'll move from restless to peaceful, from pressure to presence. By the end, your breath, body, and thoughts will align in quiet appreciation — a simple, beautiful reminder that gratitude is not found; it's remembered.

On the 151st episode of What is a Good Life?, I welcome Olaf Lewitz. Olaf is the Trust Artist, a leadership thinker and coach who's endlessly curious about our similarities and differences, and how context shapes the quality of attention we give each other. He's learning how to change systems so that they support life rather than extract or exploit it, sourcing wisdom and insight from unexpected places. He does this through his TrustTemenos Academy and his work with Dark Matter Labs.In this conversation, we explore the question “What am I missing?” as a way into anger, boundaries, and the stories we tell ourselves – and how much of our “drama” is created by our interpretations rather than reality.Olaf shares how an unshakeable sense of worth and hope help him live with paradox: enjoying a good life while staying awake to harm, responsibility, and the future of our children – and what that invites us to examine in our own lives.For more of Olaf's work:Website: https://www.trusttemenos.com/LinkedIn: https://www.linkedin.com/in/olaflewitz/Contact me at mark@whatisagood.life if you'd like to explore your own good life through 1-on-1 coaching and group online courses.- The podcast's YouTube page: https://www.youtube.com/@whatisagoodlife/videos- My newsletter: https://www.whatisagood.life/00:00 — “What Am I Missing?”06:00 — Discovering Anger & Boundaries11:20 — How We Create Drama15:45 — Interpreting vs. Experiencing Reality20:50 — Laughing at Ourselves24:45 — Balancing Care and Boundaries29:35 — Childhood Patterns & Self-Worth35:55 — Hope Without Optimism41:50 — Paradox of a Good Life47:40 — Future, Responsibility & Children53:50 — What is a good life for Olaf?

This Advent we are journeying through the book of Matthew, his gospel in particular highlights how Jesus is the fulfilment of the old testament prophecies of the Messiah. This week Joren gives us a fantastic introduction as he reflects on the time between the old and new testaments, a season of waiting on God and how we remain in the waiting for the final fulfilment on Jesus' return. Joren asks us, are we waiting well and shares wisdom to secure our anchor of hope in Jesus. 4:15 The message begins

Ever been blindsided by a cancelation that just didn't make sense? This week we're sharing a raw, real story about a transaction that went sideways—only to come full circle weeks (and $15,000) later. In this episode, Alissa opens up about a recent experience with a buyer who backed out of a deal in the eleventh hour. What followed was a perfect storm of assumptions, zero communication, and a text message that dropped a cancelation bomb—with no phone call to discuss it first. We're diving deep into the best practices & etiquette for Real Estate Cancellations: when you should call (not text), how to manage your client's emotions, and what happens when professionalism goes out the window. Spoiler alert: it cost the buyer way more than they expected. This is your podcast therapy session and masterclass in cancelation communication all rolled into one. Because y'all, some deals really *can* be saved—with the right conversation. Here's what we chat about in this episode: - The shocking cancelation that inspired this story   - Stats on how often cancelations are happening (hint: it's more than you think)   - What *should* happen before a cancelation is sent   - Why a simple phone call could have saved the deal   - Handling emotional clients and managing expectations   - What to disclose—and when   - How to exit gracefully and protect relationships for the long game   - What happened when the *same* buyer came back   - Tips for co-op agent professionalism in tricky transactions  

“A good life must have God in it, for me. Without Jesus in my life, I wouldn't be living a good life.”In this special edition of The Providend Conversation: Living the Good Life, we are delighted to be joined by Mr Philip Ng, who reflects on his personal journey, his values, and how he leads his firm with a servant-leader mindset, guided by his faith.Mr Philip Ng is the CEO of the private real estate firm Far East Organization. He is the son of the late Mr Ng Teng Fong, who founded Far East Organization in 1960. Through his personal stories and professional journey, Philip illustrates how faith, values, and purposeful leadership can guide both life and business decisions.It has been a privilege to speak with Philip, and we hope you find his reflections as inspiring and thought-provoking as we did.Music courtesy of ItsWatR.The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore's first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.The full list of Providend's Money Wisdom podcast episodes from Season 4 can be found here.Did you know that our Providend's Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Thank you for watching! We hope you were blessed by this message. If you'd like to learn more about us text the word “HOPE” to 513-993-4382 or visit our website here:www.thebridgecincy.com* Online Giving: https://thebridgecincy.com/give/ 

This episode is a replay from The Existential Stoic library. Enjoy! Does it ever feel like things just suck? Was there ever a time when things didn't suck? Why does everything suck? In this episode, Danny and Randy discuss why everything sucks.Subscribe to ESP's YouTube Channel! Thanks for listening!  Do you have a question you want answered in a future episode? If so, send your question to: existentialstoic@protonmail.com  

In the final message of The Good Life series, Pastor Nate explores Jesus' last Beatitude: “Blessed are those who are persecuted.” While persecution often brings to mind dramatic scenes from around the world, Jesus reminds us that opposition also shows up as insults, exclusion, misunderstanding, or quiet resistance when we choose to follow Him. Rather than fearing it, Jesus calls His people to courageous joy - because opposition is evidence that our lives are reflecting His. In this message, we'll learn what true persecution is (and isn't), why obedience naturally brings resistance, and how to respond with joy, love, and faithfulness. Ultimately, Jesus shows us that the Good Life isn't the painless life - it's the Christ-shaped life, blessed even in rejection.

In the final message of The Good Life series, Pastor Nate explores Jesus' last Beatitude: “Blessed are those who are persecuted.” While persecution often brings to mind dramatic scenes from around the world, Jesus reminds us that opposition also shows up as insults, exclusion, misunderstanding, or quiet resistance when we choose to follow Him. Rather than fearing it, Jesus calls His people to courageous joy - because opposition is evidence that our lives are reflecting His. In this message, we'll learn what true persecution is (and isn't), why obedience naturally brings resistance, and how to respond with joy, love, and faithfulness. Ultimately, Jesus shows us that the Good Life isn't the painless life - it's the Christ-shaped life, blessed even in rejection.

Rob Harlamert's sermon on there is blessing in giving.https://elevatelex.church

“If you follow my decrees and are careful to obey my commands, I will send you rain in its season, and the ground will yield its crops. . . .” — Leviticus 26:3 When we are living in a right relationship with God, we can be assured of his blessing and favor. Our text in Leviticus today describes material, social, and economic favor that God gave his people as they lived in a right relationship with him.Many of us experience similar blessings. Our cupboards are filled with plenty for us to eat. We enjoy success in our work and stability in our homes and families. But even when that isn't the case, we can count on God's spiritual care. God keeps his promises to us and is always with us (see Matthew 28:20).We do well to remember always, though, that we are called to walk in obedience to God. While this cannot earn God's love for us or earn us salvation, we experience more fully our enjoyment of God when we strive to walk in his ways. Walking with God fills us with joy and delight in his presence.There is no greater blessing than to live each day with the Lord, who loves us more than we can imagine (Ephesians 3:16-21). In Leviticus, God reminds his people that he redeemed them in order to live among them. This is true for us today as well! At the cross, Jesus freed us from our slavery and guilt in sin so that we can walk with him, delighting in his presence and living with thankfulness each day for him. Father, you have redeemed us to be your treasured possession. Help us to live in gratitude to you each day. Show us the joy of obedience to you! In Christ's name we pray. Amen.

Adam talks about being inspired as to why he does what he does and the lessons he is constantly re-learning about it.

540. On her final episode, Dr. Monica Johnson shares a brain dump of quick and dirty tips to help listeners build a life worth living. She looks at the benefits of being DUMB—an acronym covering Decode/Disrupt patterns, Uncomfortable Engagement, Meaning-Making/Mastery, and Belonging.Find a transcript here. Savvy Psychologist is hosted by Dr. Monica Johnson. Have a mental health question? Email us at psychologist@quickanddirtytips.com or leave a voicemail at 929-256-2191. Find Savvy Psychologist on Facebook and Twitter, or subscribe to the newsletter for more psychology tips.Savvy Psychologist is a part of Quick and Dirty Tips.Links: https://quickanddirtytips.com/savvy-psychologisthttps://www.facebook.com/savvypsychologisthttps://twitter.com/qdtsavvypsychhttps://www.kindmindpsych.com/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Peter redefines the good life as a life marked by harmony, compassion, humility, and grace. Followers of Jesus are called to respond to insult and evil with blessing. True blessing and fulfillment come from reflecting God's character even in adversity.

In this powerful conversation, Michele Lamoureux sits down with manifestation expert and best-selling author Emma Mumford, to explore the inner work behind creating aligned abundance. Emma opens up about her transformative healing journey—from trauma, anxiety, and burnout to discovering the energetic laws that changed her life. They dive into clearing subconscious blocks, regulating the nervous system, trusting intuition, and manifesting from authentic alignment rather than force or "faking it." If you're ready for grounded manifestation wisdom, practical tools like EFT and EMDR, and a deeper understanding of how to call in what's truly meant for you, this episode will leave you inspired and expanded. You'll also learn Emma's 5-step process to manifest what you desire. Be sure to share this episode with a friend.   KEY TOPICS Discover Emma Mumford's Aligned Abundance (0:00) From Trauma to Manifestation: Emma's Story (2:33) Uncovering Childhood Trauma and Finding Peace (8:36) Why Manifestation Doesn't Exempt You From Life (16:55) Manifesting Desires in True Soul Alignment (19:36) Rewiring Mindset and Nervous System for Abundance (22:58) Powerful Therapies for Releasing Limiting Beliefs (26:31) Why Faking It Doesn't Work for Manifestation (33:48) Ask, Believe, Trust, Let Go, and Receive (40:26) Why Receiving is Key to Manifestation (46:37) How to Listen to Your Authentic Intuition (49:51) Where to Find More Aligned Abundance Wisdom (54:41)   Subscribe: https://www.youtube.com/@herstarringrole Follow + Listen, + Review: APPLE PODCASTS Follow + Listen, + Review: SPOTIFY PODCASTS   ·       Join Michele's Newsletter + Get a List of 52-Selfcare Tips ·       Website: www.emmamumford.co.uk ·       IG: https://www.instagram.com/iamemmamumford/ ·       Book: Aligned Abundance: Release Expectations, Become Magnetic and Manifest the Life of Your Dreams   Guest Bio: Emma Mumford is the UK's leading manifestation expert, a four-time bestselling author, and a renowned speaker. If you enjoyed this interview, please take a moment to rate and review it on Apple Podcasts or other podcast player.   *The Good Life with Michele Lamoureux podcast and content provided by Michele Lamoureux is for educational and entertainment purposes only. It does NOT constitute medical, mental health, professional, personal, or any kind of advice or serve as a substitute for such advice. The use of information on this podcast or materials linked from this podcast or website is at the user's own risk. Always consult a qualified healthcare or trusted provider for any decisions regarding your health and wellbeing. This episode may contain affiliate links.

Jim Stovall is a super human. I'm honored to call him friend. He is beyond wise, he is kind - wise and uber successful. checkout all of his books and movies here:  Jim Stovallwww.ILoveHomerAlaska.com

Are you living the good life? I hope so!Join me for today's Daily Word & Prayer to learn more.Scripture Used in Today's MessagePsalm 85:11-12Romans 12:21Romans 15:14Ephesians 2:8-10Galatians 5:22-23Join me for today's Daily Word & Prayer to learn more.To find Tom on Instagram, Facebook, TiKTok, and elsewhere, go to linktr.ee/tomthepreacher

This episode, Matt talks to friend and musician Barry Dolan, aka Oxygen Thief aka Non Canon about The Good Life's Album of The Year. There's talk of side-projects, genre shifts and how much this album may have played a part in influencing Barry's own musical projects. All this and more! Host: Matt LathamGuests: Barry Dolan------------Listen to The Spotify Hall of Fame PlaylistEmail: Pick A DiscFollow us on:Bluesky | Instagram | FacebookPick A Disc(Ord) Discord ServerListen to We Dig Podcasts Shows: @wedigpodcasts | LinktreeLogo designed by: Dan Owen

On the 150th episode of What is a Good Life?, I welcome Claire Goodey. Claire is an artist, writer, and humanistic psychotherapist. After a decade in private practice—alongside a new autism diagnosis, perimenopause, and a shifting social landscape—she's returning to her creative roots to cultivate a slower, more analogue way of living. From this liminal space, Claire blends therapeutic insight with artistic expression, offering presence, vulnerability, and play to others feeling the squeeze of modern life.In this conversation, Claire and I explore what it means to stay part of a world that often feels overwhelming, especially while navigating major life transitions. We discuss the gap between knowing something intellectually and living it, the challenge of discerning fear from genuine bodily wisdom, and the importance of presence, rest, and connection. Claire shares her evolving relationship with retreat—what she calls “getting into the slipper”—and how love, openness, and honest self-attunement can shape a more humane way of being.For more of Claire's work:Website: https://www.clairegoodey.com/Contact me at mark@whatisagood.life if you'd like to explore your own good life through 1-on-1 coaching, group online courses, or to discuss team coaching to stimulate greater trust, communication, and connection, amongst your leadership teams.- The podcast's YouTube page: https://www.youtube.com/@whatisagoodlife/videos- My newsletter: https://www.whatisagood.life/- My LinkedIn: https://www.linkedin.com/in/mark-mccartney-14b0161b4/00:00 Being a part of the world05:01 Pendulum of growth06:45 Late autism diagnosis11:51 Base needs12:15 Embodiment vs thinking17:51 Trust the process19:30 Fear driving so much of the culture26:22 Sound sensitivity outside35:33 “Into the slipper”39:10 Intentional resting52:28 What is good life?

Welcome to Happy Wife Happy Life! We're your hosts, Kendahl Landreth and Jordan Myrick: two very unqualified (but deeply in love) comedians who are here to help you navigate all things relationships. On this week's episode, we discuss what happens when work makes love hard, karaoke, and what it means to be a "good" driver with Gwynedd Stuart (Sporked, Mythical) and Tim Kasher (Cursive, The Good Life). New episodes every Monday on YouTube OR you can listen anywhere you get your podcasts. Get 3, 6, or 12 months of Mint Mobile for just $15 a month. Head to https://www.mintmobile.com/wife Gwynedd: https://www.instagram.com/gwyneddstuart Tim: https://www.instagram.com/timkasher Musical Puke: https://linktr.ee/musical.puke?utm_source=linktree_profile_share<sid=b3762fa2-58bf-48bb-b845-2a614fac823b Listen on Spotify: ⁠https://tr.ee/L6caUcW97P ⁠Listen on Apple Music: ⁠https://podcasts.apple.com/us/podcast/happy-wife-happy-life/id1721222550 Follow us on Instagram: ⁠https://tr.ee/QUIqFa-P3z⁠ Follow us on TikTok: ⁠https://www.tiktok.com/@hwhlpodcast?lang=en JOIN OUR PATREON: https://www.patreon.com/c/HappyWifeHappyLife Email us your love and dating questions and we might answer them on the podcast! hwhlpodquestions@gmail.com Executive Producer: Jordan Myrick and Kendahl Landreth Senior Producer: Blake Smith Art Design: Liv Averett Graphic Design: Justin Crowell Photos: Lee Jameson

Thank you for watching! We hope you were blessed by this message. If you'd like to learn more about us text the word “HOPE” to 513-993-4382 or visit our website here:www.thebridgecincy.com* Online Giving: https://thebridgecincy.com/give/ 

Join Rabbi Joey Rosenfeld as he guides us through the world and major works of Kabbalah, Hasidic masters, and Jewish philosophy, shedding light on the inner life of the soul. To learn more, visit InwardTorah.org

Parenting teens and young adults comes with unique challenges—how do you give your child agency and independence, while still offering the guidance they need? In this episode, we explore proven parenting strategies that help you balance support and autonomy during your child's transition from high school to college and adulthood. Learn how to foster healthy parent-child relationships, set respectful boundaries, and encourage your teen or college student to confidently make their own decisions, all while navigating your own concerns about letting go. That's what we cover with Rachel Glik, a licensed professional counselor with 30+ years as a couples and individual therapist in private practice. We'll also discuss essential approaches for guiding neurodiverse children, resolving conflicts, and—crucially—navigating estrangement or distance from your adult children. Discover actionable insights for repairing relationships, rebuilding trust, and creating open communication, empowering you to nurture independence while staying connected for the long term.   KEY TOPICS ·      Navigating Parenting Teens and Young Adults Today (0:00) ·      Understanding Modern Parenting Shifts and Potential Pitfalls (3:17) ·      Supporting Adult Children Through Individuation and Past Hurts (7:27) ·      Empowering Teens with Agency While Setting Clear Boundaries (11:01) ·      Guiding Neurodiverse Children Towards Independence and Support (14:40) ·      Consciously Navigating the College Transition and Family Contact (17:43) ·      Fostering Open Communication and Vulnerability with Adult Children (21:12) ·      Exploring the Complexities and Causes of Family Estrangement (25:04) ·      Strategies for Repairing Estranged Parent–Child Relationships (28:47) ·      Embracing Flexibility in Evolving Adult Family Dynamics (32:51) ·      Empowering Women to Prioritize Themselves After Family Focus (39:35) ·      Embracing the Empty Nest as an Opportunity for Self-Growth (43:26) ·      Finding Hope and Growth in Evolving Family Relationships (47:39)   Subscribe: https://www.youtube.com/@herstarringrole Follow + Listen, + Review: APPLE PODCASTS Follow + Listen, + Review: SPOTIFY PODCASTS ·       Join Michele's Newsletter + Get a List of 52-Selfcare Tips ·       Website: https://www.drrachelglik.com/ ·       Book: A Soulful Marriage: Healing Your Relationship With Responsibility, Growth, Priority, and Purpose   Guest Bio: Rachel Glik is a licensed professional counselor with 30+ years as a couples and individual therapist in private practice. Her book, A SOULFUL MARRIAGE: Healing Your Relationship With Responsibility, Growth, Priority, and Purpose, is available now.  If you enjoyed this interview, please take a moment to rate and review it on Apple Podcasts or other podcast player.   *The Good Life with Michele Lamoureux podcast and content provided by Michele Lamoureux is for educational and entertainment purposes only. It does NOT constitute medical, mental health, professional, personal, or any kind of advice or serve as a substitute for such advice. The use of information on this podcast or materials linked from this podcast or website is at the user's own risk. Always consult a qualified healthcare or trusted provider for any decisions regarding your health and wellbeing. This episode may contain affiliate links.

S9 E4 — What if real freedom doesn't come from more self-esteem—but from self-forgetfulness? Amy Julia Becker and author and pastor Sharon Hodde Miller explore the difference between the false self and the true self—and how thinking about ourselves less without thinking less of ourselves leads to healing, humility, and purpose.00:00 Introduction01:58 Defining Self and Self-Forgetfulness07:33 Understanding the Self and Healing09:50 Noticing Ourselves14:12 False Self vs. True Self16:31 The Concept of Self-Denial19:18 The Role of the Body in Self-Understanding22:08 Embracing Insecurity, Humility, and Limitations29:33 The Role of Self in Parenting31:34 Beyond Self: Purpose and Community38:12 Practicing Humility in Daily LifeMENTIONED IN THIS EPISODE:Free of Me and Gazing at God • Books by Sharon Hodde MillerThe Freedom of Self-Forgetfulness by Tim KellerTo Be Made Well and White Picket Fences by Amy Julia BeckerAmy Julia's new podcast: Take the Next Step amyjuliabecker.com/step/_WATCH this conversation on YouTube: Amy Julia Becker on YouTubeSUBSCRIBE to Amy Julia's Substack: amyjuliabecker.substack.comJOIN the conversation on Instagram: @amyjuliabeckerLISTEN to more episodes: amyjuliabecker.com/shows/_ABOUT OUR GUEST:Sharon Hodde Miller (PhD, Trinity Evangelical Divinity School) leads Bright City Church in Durham, NC with her husband, Ike. She writes, travels around the country speaking at churches and conferences each year, and holds a PhD on women and calling. Sharon is the author of three books: Gazing at God, Free of Me, and Nice. Sharon lives in North Carolina with her husband and 3 young children. To read more of her writing, you can visit her site, SheWorships.com, and you can connect with her on Instagram at @sharonhmiller. We want to hear your thoughts. Send us a text!Connect with me: Instagram Facebook YouTube Website Thanks for listening!

Sometimes you just need another agent to say what everyone else is thinking. In this Q&A episode, Katy and Alissa are answering the real-life, in-the-trenches questions Realtors are navigating every single day. We're talking client expectations, boundaries, broker advice that doesn't make sense, and what actually works in today's market. When y'all send questions to our inbox, you never disappoint. And this batch covers everything from inspections to communication issues to luxury listings to motherhood to what we'd do if we didn't work in real estate. It's honest, funny, and full of practical advice you can use immediately. Here's what we chat about in this episode: Should Realtors go to inspections (and why brokers sometimes say not to) What to do when clients break agreements or try to cut you out The triggers we use to stay on top of communication Whether you really need a second phone or Google Voice Email marketing: what actually works and what your clients don't care about What to charge when covering showings for another agent Rental property updates from Alissa And what job we'd take if we ever left real estate Key Quotes & Takeaways "You're not the inspector just because you showed up. You're the professional who guides your client through the process." —Katy "If someone doesn't want to work with me, I'm not going to fight them about it—but I am going to enforce the contract." —Alissa "Most boundary problems disappear when you communicate like a professional from the very beginning." —Katy "I'm not trying to be right, I'm trying to be happy—and sometimes that means letting people be wrong." —Alissa "There is no such thing as an easy closing. That's why clients need us." —Katy Products, People & Previous Episodes Mentioned: Email Templates 101: http://emailtemplates101.com Agent Systems 101: http://agentsystems101.com Hustle Humbly Newsletter: http://hustlehumblypodcast.com/newsletter Trello training inside Hustle Humbly Community Want to toast someone on the show? Send us a voice or video message with your name, who you're toasting, and why! Email it to team@hustlehumblypodcast.com. Leave us a review at http://ratethispodcast.com/hustlehumbly Get your FREE Database Template: http://hustlehumblypodcast.com/starthere Email Templates 101: http://emailtemplates101.com Agent Systems 101: http://agentsystems101.com All Resources: http://hustlehumblypodcast.com Submit your topic ideas and toasts to Team@HustleHumblyPodcast.com Music: Straight A's by Connor Price → https://connorprice.shop/ The Good Life by Summer Kennedy → https://soundcloud.com/summerkennedy/the-good-life Be The One by Matrika → https://uppbeat.io/t/matrika/be-the-one

What is the good life? And how do we get it?Reading Plan: Old Testament - Ezekiel 17-19Psalms - Psalm 128Gospels - John 9:13-24New Testament - 2 John Visit https://www.revivalfromthebible.com/ for more information.

Are you considering moving to Europe for retirement but unsure where to start? Andrew Motiwalla's company, The Good Life Abroad, offers exclusive month-long programs in some of Europe's most captivating cities for adults 55+. These programs fill the gap between guided tours and independent travel, providing retirees the perfect balance of community and independence. Designed for those eager to live like locals, guests settle into private apartments, enjoy curated activities, and have ample free time to explore—all with the support of a local host and the camaraderie of a small group. To learn more about The Good Life Abroad's program of showing travelers what it might be like to live in Europe, check out Episode 217 of Retire There with guest Andrew Motiwalla, Founder and CEO of The Good Life Abroad. The company's website is TheGoodLifeAbroad.com.  #retirethere #retiretherewithgilandgene #retiretherewithgilandgenepodcast #retiretherepodcast #retirewhere #retireabroad #retirehere #wheretoretire #retireearly #bestplacetoretire #retirement #retirementplanning #babyboomers #genxers #thegoodlifeabroad #andrewmotiwalla Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In a story from ancient Greek philosophy, Hercules faces a choice between two paths: one promising pleasure and ease; the other, hardship and struggle — but also growth and greatness. According to today's guest, this ancient parable is more relevant than ever.Dr. Paul Taylor, a psychophysiologist and the author of the new book The Hardiness Effect, returns to the show to argue that comfort has become our default mode — and it's making us mentally and physically sick. To reclaim health and meaning, we must actively choose the path of arete — a life of effort, engagement, and challenge.Paul first outlines the four traits that define a psychologically hardy person and how we grow by embracing and even relishing discomfort. We then dive into the physiological side of hardiness. We discuss how intentionally seeking stressors can strengthen both body and mind and some of the practices and protocols that lead to optimal health. We end our conversation with what tackling heroic, Herculean labors looks like today.Resources Related to the PodcastPaul's previous appearance on the AoM podcast: Episode #941 — How to Avoid Death by ComfortAoM Podcast #1,087: Why You Need the Good Stress of SocializingAoM Podcast #793: The New Science of Metabolism and Weight Loss with Herman PontzerThe Choice of Hercules AoM podcast on the benefits of sunlight"Don't Die: Eat More Small Fish" by Michael EasterAoM Article: Nature's Prescription — The 20-5-3 Rule for Spending Time OutdoorsNorwegian 4X4 HIIT ProtocolAoM article on Zone 2 CardioOmega-3 testingConnect With Paul TaylorPaul's websiteSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.