Podcasts about gelt

Two couples take the stage with a shared question—but very different financial realities: When is “enough” actually enough to move forward? Finn and Luna built a successful pet-sitting business and now sit on hundreds of thousands of dollars—but with no clear plan for investing, homeownership, or the future. Meanwhile, Monica and Antonio earn a strong income, are completely debt-free, and yet feel paralyzed by fear as they juggle parenting, aging parents, and the possibility of purchasing a larger home. In this live episode, Ramit digs into the tension between optimism and realism, abundance and anxiety. Together, they confront inherited money stories, decision paralysis, and what it really takes to turn income into confidence—so money stops being the thing that holds them back. In this episode we uncover: • Why having “hundreds of thousands of dollars” can still feel like total financial chaos without a system • The emotional whiplash of going from paycheck-to-paycheck to sudden abundance • How Finn and Luna's optimism vs. realism split shows up in every conversation about housing, investing, and location • Why crypto success without understanding risk creates false confidence • The real reason Luna pulled money out of investments and parked it in cash • How not knowing basic investing terms keeps progress stalled • Finn's fear that California homeownership is a ticking time bomb • Monica and Antonio's decision paralysis despite high income and zero debt • How generational trauma, bankruptcies, and lost homes shaped Monica's daily money anxiety • Why Antonio believes earning more is the solution • The financial and emotional toll of supporting aging parents while raising young children • The hidden cost of being “responsible for everyone” and never prioritizing your own future • The shift from reacting emotionally to money toward making deliberate, shared financial decisions • What changes when money stops being mysterious Chapters: (00:00:00) “I'm a dreamer”—and he just wants a real plan (00:25:32) What happens when the optimizer stops optimizing at home? (00:33:01) “They gave up everything for us” (00:46:33) “We make great money—but it doesn't feel like enough” (00:57:52) “I set the bar so high I can never win” (01:04:37) Where are they now? Both couples' follow-ups This episode is brought to you by: Bilt | Join the loyalty program for renters at https://joinbilt.com/ramit Shopify | Sign up for a $1 per month trial period at https://shopify.com/ramit Fabric by Gerber Life | Join the thousands of parents who trust Fabric to protect their family. Apply today in just minutes at https://meetfabric.com/ramit Gelt | Book a tax consultation with Gelt at https://joingelt.com/ramit. As a member of my community, you can skip the waitlist LMNT | Get a free 8-count Sample Pack with any LMNT order at https://drinklmnt.com/RAMIT Masterclass | Get up to 50% off Masterclass during the holiday season at https://masterclass.com/ramit Links mentioned in this episode • If you want help with your finances, join my Money Coaching program at https://iwt.com/moneycoaching Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

WBS: Out of Town, Out of Mind #340 -- The gang is at it again. Brimstone is joined by his wing-man Alex DaPonte, Meg Suss and Brim's wife Danielle as they chat about Brim's photoshoot with Christina Kramer Portraits, another badass Bellissimo hat and Ollie the Unused Ornament, as well as the Great Moon over Grindhouse. They discuss the Diddy Documentary, Puffy's problematic history, the allegations, lawsuits, and 50 Cent's pettiness is legendary and wonderful. They discuss the Golden Gelt Latte, Jose Feliciano butchering a Sting song in front of him, Alex's alt name – Fire Crotch, and the unfortunate passing of Rob Reiner and his wife. Brim explains what gets Within Brim's Skin.

We got Hannukah gifts from Josh, our Jewish correspondent!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Send us a textGiving Chanuka Means, "I Give You Because I ALWAYS Truly Care About You and am here for you!"Support the show

Jamie (45) and Ryan (36) have been married for nearly a decade and share three kids, but their financial foundation was shaken when Ryan quit his high-paying finance job and cashed out his 401(k) without telling Jamie. Now earning far less, they're still spending like nothing changed, running up credit card debt and ending each month wondering where the money went. Jamie, the higher earner, is anxious about retirement and trust after years of financial surprises, while Ryan avoids money conversations and struggles with insecurity. Layered on top are a 10-year age gap, deep past trauma, and very different visions of a Rich Life. Can Ramit help them rebuild trust, create a real plan, and finally start acting like partners instead of adversaries? In this episode we uncover: • The moment Jamie learned Ryan quit his high-paying job and cashed out his 401(k) • How Ryan's breaking point at work led to a “nuclear option” decision that shifted stress from the office straight into their marriage Why earning nearly $300K still leaves them feeling broke • The trust fallout from repeated unilateral decisions, including quitting jobs, cashing out retirement accounts, and impulsive purchases • How Ryan's spending on shoes, clothes, and even a classic car mirrors patterns he watched growing up • Jamie's role as the default financial manager • The vacation-vs-things blame cycle that keeps them stuck spending instead of saving • Why hiding money in a separate savings account felt like the only way Jamie could protect their future • The uncomfortable truth behind their $13K emergency fund • How calling their own spending “stupid” and “dumb” keeps them trapped in shame instead of change • The emotional toll of living in constant financial vigilance while still spending freely on convenience and comfort • How a failed $500 spending rule exposed their lack of shared systems • The powerful influence of Midwestern money guilt, family secrecy, and conflicting childhood money messages • Jamie's past divorce and financial trauma • The shift from adversaries to collaborators Chapters: (00:00:00) “We'll just go our separate ways” (00:18:56) Ramit breaks down their numbers (00:40:49) “Smart people can make stupid choices” (00:52:26) “Can we become a team again?” (01:02:09) “Is this a Rich Life—or just a really long to-do list?” (01:14:36) “You've turned dysfunction into permission” (01:28:57) “I'm bitter that I have to pay it off” (01:39:21) Where are they now? Jamie and Ryan's follow-ups This episode is brought to you by: Gelt | Book a tax consultation with Gelt at https://joingelt.com/ramit. As a member of my community, you can skip the waitlist Trust & Will | Protect what matters most in minutes at https://trustandwill.com/ramit and get 10% off plus free shipping. Aura Frames | Use promo code RAMIT to get $35 off the best-selling Carver Mat frames at https://auraframes.com DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off Rocket Money | Cancel unwanted subscriptions and reach your financial goals faster at https://rocketmoney.com/ramit Links mentioned in this episode • If you want help with your finances, join my Money Coaching program at https://iwt.com/moneycoaching Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

Rabbi Perl talks about Chanukah.

Rabbi Perl talks about Jacob's Ladder, Chanukah, and patience.

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In this festive episode 129 of Game Design Unboxed, we chat with sister duo Anya and Irina Kagan – game designers and the founders of Gifts Galore – about their Hanukkah-themed party game, Gelt Galore. They talk about how magical childhood traditions inspired them as adults to bring new energy to holiday gatherings and how a […]

In this festive episode 129 of Game Design Unboxed, we chat with sister duo Anya and Irina Kagan - game designers and the founders of Gifts Galore - about their Hanukkah-themed party game, Gelt Galore.   They talk about how magical childhood traditions inspired them as adults to bring new energy to holiday gatherings and how a simple homemade game — originally crafted from post-its, stickers, and family trivia — turned into a full-fledged board game.   We discuss several unique design challenges including how to compile authentic and accurate historical info for trivia questions and how to strike the right balance between questions that are easy/fun and questions that are deep or educational.  The sisters also share how they designed Gelt Galore to be accessible and inclusive by using pictures along with colors (considering colorblind accessibility), designing mechanics that work for players of all ages and mobility capabilities, the “bribes” that help them attract playtesters (like candy or pizza), the inviting game design community in Kalamazoo, Michigan, stories of little-known Hanukkah heroines, and the age-old debate of the superior latke topping. Is it sour cream or applesauce? You decide!   Featuring:  Anya and Irina Kagan - Guests Danielle Reynolds - Host  

Chanukah Gelt and GiftsSupport this podcast at — https://redcircle.com/ten-minute-halacha/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Gemeinsam Dinge zu tun, schafft eine ganz besondere Energie – genau das zeigen auch die beliebten Loslasspartys in der OrdnungsMagie. Wenn wir zusammen Ordnung schaffen, entsteht Motivation, Leichtigkeit und Magie. Warum diese gemeinsame Dynamik so kraftvoll wirkt und wie sie uns hilft, Dinge endlich anzugehen, das steht im Mittelpunkt dieser Happy Living Podcast-Folge.

Imani (52) and Michael (65) return for Part 2—and this time, Ramit pushes them to find out how fast they can turn things around. After years of miscommunication, mounting debt, and emotional exhaustion, they've finally started tackling their finances together. But when Facet's retirement scenarios reveal how long their money will really last, they're forced to confront new tradeoffs: spend less now, retire later, or change their lifestyle entirely. Can Michael step up and lead? Can Imani release control and start dreaming again? Or will their old habits slow their progress before it even begins? A special thanks to Facet for sponsoring this episode. Right now, Facet is waiving their $250 enrollment fee for new annual members. And if you invest and maintain $5,000 within your first 90 days, they'll add $300 to your brokerage account. Head to facet.com/ramit to see which membership—Core, Plus, or Complete—is right for you. (Ramit is not a member of Facet, and he has an incentive to endorse Facet as he has an ongoing fee based contract for cash compensation based on this endorsement. All opinions are his own and not a guarantee of a similar outcome.) In this episode we uncover: • Why Michael finally decides to take ownership after decades of financial avoidance • The moment Imani says she's “tapping out” if things don't change • How they discover Michael's electronics obsession is more than clutter—it's avoidance • The shocking realization that their debt payments eat up one-third of their take-home pay • How selling off $7,000 of electronics became the turning point for their marriage • What it felt like for Imani to finally let go of control and let Michael lead • Why teamwork and a clear plan helped them pay off $6,000 in just four weeks • How both partners confront what “enough” really means • The couple's new shared dream: retiring abroad and living a simpler, freer life Chapters: (00:00:03) “I'm angry at Michael, I'm angry at myself” (00:18:03) “I've lost the ability to dream” (00:34:45) “It's gotta work” (00:40:17) “I got the fever to start selling stuff” (00:51:47) “I could see the cloud starting to separate” (01:06:29) “I feel excited, inspired, energized” (01:22:39) Where are they now? Imani and Michael's follow-ups This episode is brought to you by: Wispr Flow | Voice-to-text AI that turns speech into clear, polished writing in any app. Try it for free at https://wisprflow.ai/ramit Gelt | Book a tax consultation with Gelt at https://joingelt.com/ramit. As a member of my community, you can skip the waitlist MasterClass | For unlimited access to every class and up to 50% off an annual membership, go to https://masterclass.com/ramit ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today #sponsored Shopify | Sign up for a $1 per month trial period at https://shopify.com/ramit Links mentioned in this episode • If you want help with your finances, join my Money Coaching program at https://iwt.com/moneycoaching Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

Samantha (36) and Kevin (41) have been together for seven years, but their financial lives couldn't look more different. He's a high earner with $800,000 in investments and a paid-down mortgage. She's still carrying student loans, car payments, and lingering shame about being “behind.” While Kevin saves methodically for the future, Samantha prefers to spend on experiences—especially travel—leaving him questioning whether their financial priorities will ever align. Beneath the surface, neither of them has truly learned how to talk about money without shutting down. Can Ramit help them move from avoidance and resentment to shared goals and real plans for the future? A special thanks to Ultraspeaking, who worked with Samantha and Kevin to help them communicate more effectively as a couple. Ultraspeaking is the fastest and most effective way to become a great communicator. Learn more at https://ultraspeaking.com. In this episode we uncover: • Why Samantha believes she'll never be “financially good enough” for Kevin • How their shared avoidant tendencies have allowed them to avoid financial planning for years • How their unspoken expectations around “fairness” create tension • Samantha's logic for not paying rent or mortgage • How Kevin's quiet resentment built up after Samantha didn't use the housing savings to pay down debt • The real cost of their “guilt-free” spending, including $15,000/year on vacations • Why Samantha still feels broke, despite earning $148,000 a year • Samantha's fears about not meeting Kevin's expectations in retirement • The stark contrast between their savings: Samantha has one month of expenses, Kevin has six • How Samantha inherited a “spend it if you have it” mindset from her parents • Kevin's fear of loss from divorce and why he avoids fully committing financially • The role of therapy in helping them rebuild communication and trust Chapters: (00:00:00) “I'll never be financially good enough for Kevin” (00:13:39) “I feel like I have no say because he owns the house” (00:27:08) Ramit breaks down their numbers (00:37:44) “I still feel like I'm only making $50,000” (00:43:59) “Money burned a hole in my pocket” (01:03:09) “That's the bed I made and I will lie in it” (01:08:25) “Closing doors is hard…but staying stuck is harder” (01:15:59) “It's not about catching up — it's about building together” (01:37:50) Where are they now? Samantha and Kevin's follow-ups This episode is brought to you by: NetSuite | Download the CFO's Guide to AI and Machine Learning at https://netsuite.com/ramit Fabric by Gerber Life | Join the thousands of parents who trust Fabric to protect their family. Apply today in just minutes at https://meetfabric.com/ramit Gelt | Book a tax consultation with Gelt at https://joingelt.com/ramit. As a member of my community, you can skip the waitlist DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off Facet | Facet is waiving their $250 enrollment fee for new annual members, and for my audience, Facet is offering $300 into your brokerage account if you invest and maintain $5,000 within your first 90 days. Head to https://facet.com/ramit to learn more about which membership option is best for you Links mentioned in this episode • If you want help with your finances, join my Money Coaching program at https://iwt.com/moneycoaching Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

DIE WOCHE DER WAHRHEIT: Apple, Amazon, Microsoft, Meta & Co. – was jetzt an der Börse passiert! Die US-Börsen stehen auf Allzeithoch – doch die Woche der Wahrheit steht bevor! In dieser Folge von „Das BRIEFING“ blicken wir auf alles, was die Märkte bewegt:

Angela (31) and David (34) thought they'd built a future on $200,000 in crypto. Instead, they lost it all—and now they're living in David's childhood home with his mom. Angela dreams of traveling to Colombia to be with family, while David quietly panics about their finances. She sees every course and trip as a step toward freedom, but he sees their savings shrinking with no plan in sight. With only $4,000 in the bank and a 5-year-old to support, can they stop improvising and finally create a stable financial life of their own? In this episode we uncover: • How David blew through $200,000 in crypto • Living rent-free with David's mom • The “get rich quick” approach to debt: bankruptcy talk, unrealistic timelines, and skipped planning • Why improvising instead of planning is their default financial strategy • A $3,000 retreat vs. moving out: how conflicting priorities reveal deeper issues • The moment they see the truth in their spending • How David's mom ended up in credit card debt from supporting them • Angela's scarcity and rescue narratives from childhood • Why David avoids stress and Angela absorbs it • The cost of being “Dreamers” (big visions with no real plan) • Signs their daughter is already noticing financial stress Chapters: (00:00:00) “We have no space to breathe” (00:25:05) Ramit breaks down their numbers (00:35:12) “Our vision isn't aligned to our actions” (00:52:42) “Like mother, like daughter” (01:03:09) “Do you want major changes or minor changes?” (01:15:26) “We've never created a plan” (01:36:53) Where are they now? Angela and David's follow-ups This episode is brought to you by: Trust & Will | Protect what matters most in minutes at https://trustandwill.com/ramit and get 10% off plus free shipping. Wildgrain | Get $30 off the first box - PLUS free Croissants in every box at https://wildgrain.com/ramit SonderMind | Go to https://sondermind.com to get matched with the right therapist in less than a week Gelt | Book a tax consultation with Gelt at https://joingelt.com/ramit. As a member of my community, you can skip the waitlist DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off Links mentioned in this episode • If you want help with your finances, join my Money Coaching program at https://iwt.com/moneycoaching Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

Schwuler geht's nicht - Folge 272! Vom Beef mit der Polizei auf Grindr, glattgezogene Furchen und verstecktem Sexspielzeug, über Psychologenbesuche der Generationen und der Frage: Mit wem hat Pat bald ein Date?

Christine (47) and Thad (57) have been together for more than six years, but instead of building wealth, they're buried under nearly $340,000 of debt. Christine, the self-appointed “CFO,” is exhausted from tracking every bill, while Thad avoids the details and spends freely. Their conflicting money mindsets (Christine craving stability, Thad living for the moment) have stalled their big dreams like buying a home or taking Rich Life vacations that Christine longs for. With almost no savings and retirement looming, Christine fears she's approaching 50 with nothing to show for her hard work, while Thad insists a single plan will solve everything. Can Ramit help them break the cycle of avoidance and control, align their priorities, and finally start acting like teammates? In this episode we uncover: • Why Christine feels she's approaching 50 with “nothing to show” for her life • Thad's $17,000 student loan that ballooned up to $125,000 • How Christine became the household “CFO” while Thad continues to avoid responsibility • Their real numbers—and why Christine feels so stressed • Christine's frustration over micromanaging bills • Thad's upbringing in poverty • The invisible power of shame and fear, and why they can't see what's right in front of them financially • Christine's childhood lessons from parents who bought an unaffordable home • Thad's stark admission: if nothing changes, he'll be homeless Chapters: (00:00:00) When a worrier and an avoider meet… (00:02:59) “We have a plan… don't we?” (00:15:52) “Where is all the money going?” (00:19:54) Ramit breaks down their numbers (00:33:46) “I never expected to live past 30” (00:48:30) “I wish my dad was able to say no” (00:56:33) “I don't believe he'll follow through” (01:05:11) “We need to be playing way bigger” (01:22:38) “I don't feel like I have the power” (01:36:54) Where are they now? Christine and Thad's follow-ups This episode is brought to you by: Doola | Go to https://doola.com.ramit and use code RAMIT for 10% off LLC formation and bookkeeping. Gelt | Book a tax consultation with Gelt at https://joingelt.com/ramit. As a member of my community, you can skip the waitlist. DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off. Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit Netsuite | Download the CFO's Guide to AI and Machine Learning at https://netsuite.com/ramit Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

How Gelt is Transforming Tax Services: Insights from Founder Tal BinderIn a recent episode, Josh Elledge interviewed Tal Binder, CEO and Founder of Gelt, to discuss how his tech-driven tax company is redefining tax compliance, planning, and strategy for high net worth individuals and businesses. Tal shared his journey, the integration of AI and human expertise, and the practical ways Gelt delivers superior service in a fast-evolving tax landscape. This post highlights key takeaways, actionable insights, and tips for anyone considering a modern approach to tax services.The Gelt Approach: Blending AI with Human ExpertiseGelt's model is centered on combining advanced technology with expert human oversight. Tal Binder emphasized that AI acts as a productivity multiplier, enabling tax professionals to work faster and more accurately, while a senior tax manager reviews all filings to mitigate risk and ensure precision.The company focuses on three core services: tax compliance, planning, and strategy, allowing clients to proactively manage obligations, optimize deductions, and structure finances for maximum efficiency. By automating repetitive tasks, Gelt's platform frees experts to deliver higher-value analysis and guidance tailored to each client's situation.Tal also stressed the importance of client experience and transparency. Every client receives a dedicated point of contact, Gelt partners with complementary service providers when necessary, and pricing is structured to reflect complexity and value. These elements make Gelt a unique alternative to traditional firms, ensuring both high-tech efficiency and personalized service.About Tal BinderTal Binder is the Founder and CEO of Gelt, a Tampa-based company focused on delivering tech-enabled tax solutions for high net worth individuals and businesses. Tal combines extensive experience in finance, technology, and entrepreneurship to streamline tax compliance, planning, and strategy.About GeltGelt is a modern tax services firm that integrates AI with human expertise to provide high net worth clients and businesses with accurate, efficient, and actionable tax solutions. Their approach emphasizes compliance, strategic planning, and personalized client service, positioning them as an innovative alternative to traditional firms.Links Mentioned in this EpisodeGelt WebsiteTal Binder LinkedIn ProfileKey Episode HighlightsHow Gelt combines AI and human expertise to enhance tax servicesThe three core services: compliance, planning, and strategyDedicated senior tax managers for personalized client serviceTransparent pricing and partnership approach for businesses and individualsPractical guidance on engaging with tech-enabled tax solutionsConclusionGelt demonstrates that modern tax services can be both high-tech and highly personal, enabling clients to optimize their financial outcomes while reducing complexity. By integrating AI with expert oversight, Gelt provides a scalable, accurate, and proactive approach to tax compliance, planning, and strategy.

In this week's lecture, I share a powerful message about Yom Kippur and the idea of “Git Gelt.” As Yom Kippur is ahead and a new year is coming up, the lesson is clear: don't limit your expectations when asking from Hashem. Open yourself up, think bigger, and believe that Hashem can bless you far beyond what you imagine.

Im ersten Halbjahr überflügelt der Dax die US-Märkte, doch das Blatt hat sich gewendet: Die erwarteten Zinssenkungen in den USA verleihen Wall Street und Nasdaq neuen Schub. Aber viele Experten sind skeptisch. Nach schwachen Arbeitsmarktdaten befürchten sie, dass eine Rezession in den USA eine reale Gefahr ist. Anleger, die sich vor starken Kurseinbrüchen schützen wollen, können das mit Absicherungen machen. Dann profitieren sie sogar, wenn der Markt fällt und, wenn er weiter steigt. Was an der Börse für die nächsten Monate zu erwarten ist und welche Optionen Anleger haben, darüber diskutiert Friedhelm Tilgen mit Paulina Michel von J.P. Morgan und Tobias Kramer von DZB Media.Unsere allgemeinen Datenschutzrichtlinien finden Sie unter https://datenschutz.ad-alliance.de/podcast.html Wir verarbeiten im Zusammenhang mit dem Angebot unserer Podcasts Daten. Wenn Sie der automatischen Übermittlung der Daten widersprechen wollen, klicken Sie hier: https://datenschutz.ad-alliance.de/podcast.htmlUnsere allgemeinen Datenschutzrichtlinien finden Sie unter https://art19.com/privacy. Die Datenschutzrichtlinien für Kalifornien sind unter https://art19.com/privacy#do-not-sell-my-info abrufbar.

Lashan (50) and David (49) have been married for nearly two decades, raising three children and building stable government careers. But when health complications and a sudden return-to-office mandate pressured Lashan into early retirement, their income dropped. Suddenly, $5,000 a month seems to vanish into thin air. Lashan, meticulous and controlling with money, carries the full weight of their financial future, while David remains passive and supportive from the sidelines. But the stakes are high: a mortgage, looming college costs, and the urgency to create meaningful memories while Lashan still can. Can Ramit help them uncover where the money is going, build a roadmap for the future, and finally get David to step up as a true financial partner? In this episode we uncover: • Why Lashan was pressured into early retirement • How $5,000 a month in “guilt-free spending” keeps disappearing • How David's childhood scarcity shaped his urge to spend money now • Evictions and shut-off notices from Lashan's childhood have driven her obsession with control and bill paying • Why David earned the “ignorant reassurer” label • How compartmentalizing her terminal diagnosis keeps Lashan focused on bills instead of her deepest fears • Ramit's challenge to flip their money roles • The invisible financial work Lashan handles that David barely sees • Why paying bills feels like love and safety for Lashan • How Lashan ended up caring for everyone else but not herself Chapters: (00:00:00) “I've cried more about leaving my job than my diagnosis” (00:19:25) Ramit breaks down their numbers (00:38:02) “Eviction notices… the electricity might be off” (00:46:32) “I'm going to die… and I can't do this all alone” (01:10:44) Redefining what family memories look like (01:20:28) Paying off debt isn't enough—planning for life after (01:28:23) “I feel like I see the possibility for joy and fun” (01:36:01) Where are they now? Lashan and David's follow-ups This episode is brought to you by: LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. Get yours at https://drinklmnt.com/RAMIT. Gelt | Book a tax consultation with Gelt at https://joingelt.com/ramit. As a member of my community, you can skip the waitlist. Netsuite | Download the CFO's Guide to AI and Machine Learning at https://netsuite.com/ramit. Fabric by Gerber Life | Join the thousands of parents who trust Fabric to protect their family. Apply today in just minutes at https://meetfabric.com/ramit. DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off. Links mentioned in this episode • Get tickets for my next live events—September 14 in Atlanta and September 26 in Los Angeles—at iwt.com/events Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

Spotfight-Debüt bei Raw: Zum ersten Mal besteht das heutige Review-Team aus Virgile und Torpedo! Allein das hat schon einen Daumen hoch verdient. Aber hat auch diese Raw-Ausgabe einen verdient? Zumindest liest sich die Card erstmal vielversprechend: Nach dem Clash in Paris erwartet uns heute endlich das Intercontinental Championship Match zwischen Dominik Mysterio und AJ Styles. Außerdem bekommen es die Kabuki Warriors mit dem Judgment Day zu tun, und Jey Uso muss zusammen mit LA Knight gegen The Vision ran! Und dann ist da noch CM Punk, der auf Rache gegen Seth Rollins aus ist und ...Dieser Podcast wird vermarktet von der Podcastbude.www.podcastbu.de - Full-Service-Podcast-Agentur - Konzeption, Produktion, Vermarktung, Distribution und Hosting.Du möchtest deinen Podcast auch kostenlos hosten und damit Geld verdienen?Dann schaue auf www.kostenlos-hosten.de und informiere dich.Dort erhältst du alle Informationen zu unseren kostenlosen Podcast-Hosting-Angeboten. kostenlos-hosten.de ist ein Produkt der Podcastbude.

Spotfight-Debüt bei Raw: Zum ersten Mal besteht das heutige Review-Team aus Virgile und Torpedo! Allein das hat schon einen Daumen hoch verdient. Aber hat auch diese Raw-Ausgabe einen verdient? Zumindest liest sich die Card erstmal vielversprechend: Nach dem Clash in Paris erwartet uns heute endlich das Intercontinental Championship Match zwischen Dominik Mysterio und AJ Styles. Außerdem bekommen es die Kabuki Warriors mit dem Judgment Day zu tun, und Jey Uso muss zusammen mit LA Knight gegen The Vision ran! Und dann ist da noch CM Punk, der auf Rache gegen Seth Rollins aus ist und ...Dieser Podcast wird vermarktet von der Podcastbude.www.podcastbu.de - Full-Service-Podcast-Agentur - Konzeption, Produktion, Vermarktung, Distribution und Hosting.Du möchtest deinen Podcast auch kostenlos hosten und damit Geld verdienen?Dann schaue auf www.kostenlos-hosten.de und informiere dich.Dort erhältst du alle Informationen zu unseren kostenlosen Podcast-Hosting-Angeboten. kostenlos-hosten.de ist ein Produkt der Podcastbude.

Fernanda (44) and Jorge (48) have been married for nearly 25 years, raising three children, including one with lifelong special needs. Despite earning $130,000 a year, they consistently spend more than they make, and only have $300 in savings. Fernanda juggles multiple jobs and manages every detail of their finances, a responsibility that has left her physically ill from stress. Jorge works nights and picks up odd jobs, but avoids financial planning and defers almost everything to Fernanda. Fernanda dreams of a stable, less exhausting life where she and Jorge are true financial partners. Can Ramit help them confront old patterns, create a sustainable system, and secure a future for their family—especially their son's lifelong care? In this episode we uncover: Why Fernanda says she's “physically ill” from the stress of managing their money alone. How Jorge's laid-back optimism turns into financial avoidance—and leaves Fernanda carrying the full weight. The $13,000 air purifier scam—and what it reveals about their spending habits. How Fernanda's history of homelessness and working from age 13 shaped her need for control. Why Jorge, who didn't work until 25, still struggles to engage with financial decisions. The emotional toll of raising three children, including one with lifelong special needs, while buried in $350,000 of debt. What happens when Fernanda tries to share her complicated spreadsheets with Jorge—and why it never works. Ramit's challenge for Jorge to take concrete steps toward shared ownership of their finances. Fernanda's vision of a stable, less exhausting life—and the boundaries she'll need to set to get there. Chapters: (00:00:00) “If nothing changes, I'll end up in the hospital” (00:19:41) “It feels like impending doom” (00:24:18) “It pisses me off that money could break us” (00:37:32) Ramit breaks down their numbers (00:58:08) “It's a joke in the family that I have four kids” (01:15:59) “I want a partner, not just a paycheck” (01:20:40) Red alert: only $311 in savings (01:35:29) Where are they now? Fernie and Jorge's follow-ups This episode is brought to you by: ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today #sponsored Wildgrain | Get $30 off your first box—PLUS free croissants in every box at https://wildgrain.com/ramit. Trust & Will | Protect what matters most in minutes at https://trustandwill.com/ramit and get 10% off plus free shipping. Upwork | Visit https://upwork.com to post your job for free and connect with top talent ready to help your business grow. Gelt | Book a tax consultation with Gelt at https://joingelt.com/ramit. As a member of my community, you can skip the waitlist. Links mentioned in this episode • Get my Free Money Made Easy Mini Course at https://iwt.com/moneypod Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

Grotelüschen, Frank www.deutschlandfunk.de, Forschung aktuell

Mit Dödelcontent, Transfertheater, gnadenlosen Abrechnungen und einer Generalkritik des Kicker-Sonderheftes geht's in die neue Staffel. Es ist, als seien die beiden Veteranen nie weggewesen. Die gleichen Witze, der gleiche Zynismus! Dafür haben die beiden jede Menge gute Vorsätze! Und der Dritte im Bunde, Leserbriefonkel Frimpong Timmerenke hat sogar einen eigenen Jingle bekommen. Gibt‘s nicht? Gibt‘s doch! Jetzt reinhören, bevor die Sommerpause vorbei ist.Ihr habt Fragen oder Anregungen? Dann schreibt uns gern an podcast@11freunde.deEXKLUSIVES NordVPN-Angebot ➼ https://nordvpn.com/zeiglerkoester Testet es jetzt risikofrei mit einer 30-Tage-Geld-zurück-Garantie!+++ Alle Rabattcodes und Infos zu unseren Werbepartnern findet ihr hier: https://linktr.ee/ZeiglerundKoester +++Eine Produktion im Auftrag von RTL++++Hosts: Arnd Zeigler und Philipp KösterRedakteur: Tim PommerenkeAudioproduzentin und Sprecherin: Henni KochSounddesign: Ekki MaasUnsere allgemeinen Datenschutzrichtlinien findet ihr unter https://datenschutz.ad-alliance.de/podcast.html+++Wir verarbeiten im Zusammenhang mit dem Angebot unserer Podcasts Daten. Wenn ihr der automatischen Übermittlung der Daten widersprechen wollt, klickt hier: https://datenschutz.ad-alliance.de/podcast.htmlUnsere allgemeinen Datenschutzrichtlinien finden Sie unter https://art19.com/privacy. Die Datenschutzrichtlinien für Kalifornien sind unter https://art19.com/privacy#do-not-sell-my-info abrufbar.

Als der junge der junge Johann Sebastian Bach seinen Dienst als Organist an der Neuen Kirche in Arnstadt versieht, zeigt sich: Ein musikalisches Genie wie kann nicht "ungeschimpfet und ungeschlagen" durch eine Stadt gehen, in der Zippelfagottisten aufbegehren, und nur gepflegte Mittelmäßigkeit verlangt wird.

Last week, we met Dominique (33) and Chris (34)—a couple earning $180K a year, raising a toddler, and still living paycheck to paycheck. Dominique felt alone in managing their finances, while Chris stayed disengaged, assuming things were fine. In Part One, we uncovered the cracks: a lack of communication, zero long-term planning, and growing resentment. Now, as their childcare costs are about to quadruple, will they be able to move past survival mode and start working as a team? Will Chris finally step up—and can Dominique let go of overthinking and accept support? In this episode we uncover: • How their expensive Arizona house became a symbol of both pride and financial strain. • The quiet resentment Dominique feels when Chris is out of work—and why she kept it to herself. • A surprising disconnect around how much they contribute—and who's really paying more. • Ramit's reality check about going month to month on a six-figure income. • Why Dominique's overthinking makes her feel in control—but leaves them stuck in place. • The false sense of security that's masking a dangerous truth: They have just two months of savings. • The emotional cost of living reactively—and what it will take for them to finally plan ahead. Chapters: (00:00:00) “My friend sold it to me…” — the truth about whole life insurance (00:09:05) Investing, saving… or just surviving? (00:14:58) Problem-oriented vs. solution-oriented (00:22:11) Ramit breaks down their numbers (00:26:14) He's living for his son—but what about himself? (00:38:32) What if selling your house meant losing money? (00:43:13) “I thought I'd be co-parenting by now” (00:52:38) Dominique & Chris 2.0: Confident. Open. Together. (01:03:30) Where are they now? Dominique and Chris's follow-ups This episode is brought to you by: Rocket Money | Cancel unwanted subscriptions and manage your expenses the easy way at https://rocketmoney.com/ramit DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off. Facet | Facet is waiving their $250 enrollment fee for new annual members, and for my audience, Facet is offering $300 into your brokerage account if you invest and maintain $5,000 within your first 90 days. Head to https://facet.com/ramit to learn more about which membership option is best for you. Gelt | Book a tax consultation with Gelt at https://joingelt.com/ramit. As a member of my community, you can skip the waitlist. ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today #sponsored Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

In this powerful episode of The Mike Litton Experience, Mike sits down with Brian Gelt—a veteran automotive executive and founder of People-Alytics—to share a real, raw, and inspiring journey from the showroom floor to boardroom strategy. With over 35 years in the car business, including leadership roles at industry giants like Galpin Motors and Keys […]

Die Entschlüsselung des menschlichen Genoms vor 25 Jahren hat die Medizin revolutioniert. Genomdaten werden inzwischen tausend Mal schneller und erheblich preiswerter ausgelesen. Und neue Projekte zur Erbgutanalyse stehen schon in den Startlöchern. Lange, Michael www.deutschlandfunk.de, Wissenschaft im Brennpunkt

Der Dow Jones stieg am Dienstag um 305 Punkte bzw. 0,7 Prozent, der S&P 500 legte ebenfalls 0,7 Prozent zu, der Nasdaq gewann 1 Prozent. Die Märkte profitierten von fallenden Ölpreisen – US-Rohöl verlor über 4 Prozent, nach einem Rückgang von über 7 Prozent am Vortag. Auch Brent-Öl gab deutlich nach. Fluggesellschaften wie United, Frontier und Delta legten mehr als 2 Prozent zu. Tech-Werte wie Broadcom und Nvidia stiegen um 4 bzw. 2 Prozent, getragen von zunehmender Risikobereitschaft. Auslöser war der von Präsident Trump verkündete Waffenstillstand zwischen Israel und dem Iran. Zwar werfen sich beide Seiten Verstöße vor, doch Trump betonte, das Abkommen sei weiter in Kraft. UBS erklärte, geopolitische Spannungen hätten meist nur begrenzte Wirkung auf die Märkte – solide Fundamentaldaten seien entscheidend. Fed-Chef Jerome Powell sprach vor dem Kongress und signalisierte Zurückhaltung bei Zinssenkungen. Die Notenbank wolle zunächst die wirtschaftlichen Folgen von Trumps Zollpolitik abwarten. Zinssenkungen könnten ab Juli möglich sein, wie zwei Fed-Vertreter andeuteten. Abonniere den Podcast, um keine Folge zu verpassen! ____ Folge uns, um auf dem Laufenden zu bleiben: • X: http://fal.cn/SQtwitter • LinkedIn: http://fal.cn/SQlinkedin • Instagram: http://fal.cn/SQInstagram

Kate (45) and Keith (53) split their time between Maine and Hawaii, living what looks like a dream life. They've inherited wealth, run two small businesses, and have nearly $2 million in net worth. But with only $30,000 in annual income, they live in fear of spending—and cover their shortfall by dipping into savings. Kate, recovering from long COVID, handles the finances but feels unworthy of her money. Keith, who once filed for bankruptcy, avoids money conversations entirely and worries he'll be seen as a freeloader. Their roles are clear—one over-responsible, one disengaged—and their financial anxiety keeps them stuck. They say they want to travel, be generous, and enjoy their Rich Life. But, how do you build a Rich Life when you've been taught to feel ashamed of the money you have? This episode is brought to you by: Facet | Facet is waiving their $250 enrollment fee for new annual members, and for my audience, Facet is offering $300 into your brokerage account if you invest and maintain $5,000 within your first 90 days. Head to https://facet.com/ramit to learn more about which membership option is best for you. Ramit Sethi is not a member of Facet, and has an incentive to endorse Facet as he has an ongoing fee based contract for cash compensation based on this endorsement. All opinions are his own and not a guarantee of a similar outcome. Notion | Try Notion for free at https://notion.com/ramit and experience the powerful, easy-to-use Notion AI today. ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today. Upwork | Visit https://upwork.com to post your job for free and connect with top talent ready to help your business grow. Gelt | Book a tax consultation with Gelt at https://joingelt.com/ramit. As a member of my community, you can skip the waitlist. DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off. Links mentioned in this episode • Get detailed breakdowns of my readers' spending every Saturday in my newsletter at iwt.com/podcastnewsletter • Order my new book: Money for Couples Connect with Ramit • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

Sunnie (29) and Jazmyne (30) are a queer couple trying to build their life together—buy a house, bring a child into their family, and create long-term financial security. But with just one primary income and a major surgery planned for next year, every decision feels high stakes. They earn a combined $180,000 and just bought their first home; but between rising costs, paycheck-to-paycheck living, and intense pressure on Sunnie as the breadwinner, their financial conversations often swing from optimistic to explosive. With no shared plan, no savings for a wedding, and looming fears about safety and stability, can they align on a vision for their future—and build a financial plan that supports it? This episode is brought to you by: Gelt | If you're ready for a more premium, proactive tax strategy to optimize and file your taxes, check out Gelt at https://joingelt.com/ramit. As a member of my community, you can skip the waitlist. DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off. Trust & Will | Protect what matters most in minutes at https://trustandwill.com/ramit and get 20% off plus free shipping. ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today. Leesa | Go to https://leesa.com for 30% off mattresses + Free Sleep Bundle (2 Free Pillows and Microfiber Sheet Set), PLUS get an extra $50 off with promo code ramit, exclusive for my listeners. If you're enjoying the Money for Couples podcast, I'd love to hear more about you and what you think of the podcast. Take this five-minute survey at iwt.com/podcastsurvey. Links mentioned in this episode • Fill out my listener survey • Order my new book: Money for Couples Connect with Ramit • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.

B”H I'm in conversation with CEO of Gelt Financial, Jack Miller. Gelt Financial has been a non-bank lender helping real estate investors with their capital needs since 1989. How and why did Jack start Gelt Financial? Who does he credit for his business success? We talk about pivots, challenges, tips to deal with stressors in […] The post 435: Jack Miller, CEO of Gelt Financial appeared first on Yael Trusch.

Der HSV ist nach sieben Jahren endlich aufgestiegen! Nach Abpfiff kommt es zur großen Eskalation inklusive Platzsturm. Mittendrin: Sky-Reporterin Lisa de Ruiter, die ihre Erlebnisse schildert. Unser Reporter Kai-Uwe Hesse blickt auf die Zukunft des HSV und wie bundesligatauglich der Klub ist. Außerdem sprechen Noah und Marcus über das dramatische Aufstiegsrennen und die unfassbare Meldung, dass Köln-Star Lemperle verprügelt worden ist.

Werden Sie JETZT Abonnent unserer Digitalzeitung Weltwoche Deutschland. Nur EUR 5.- im ersten Monat. https://weltwoche.de/abonnemente/Aktuelle Ausgabe von Weltwoche Deutschland: https://weltwoche.de/aktuelle-ausgabe/KOSTENLOS:Täglicher Newsletter https://weltwoche.de/newsletter/App Weltwoche Deutschland http://tosto.re/weltwochedeutschlandDie Weltwoche: Das ist die andere Sicht! Unabhängig, kritisch, gut gelaunt.Waffenstillstand in 48 Stunden? Trump beflügelt Merz.Thorsten Frei, Hoffnungsträger aus dem Schwarzwald.Rupert Scholz: Verfassungsschutz gegen die Demokratie.Weimers Ludwig-Erhard-Gipfel: Bayerns Booster der ZuversichtDie Weltwoche auf Social Media:Instagram: https://www.instagram.com/weltwoche/Twitter: https://twitter.com/WeltwocheTikTok: https://www.tiktok.com/@weltwocheTelegram: https://t.me/Die_WeltwocheFacebook: https://www.facebook.com/weltwoche Hosted on Acast. See acast.com/privacy for more information.

Everyone loves talking about finding product-market fit. But what if the real challenge in 2025 is keeping it?In this solo episode, I riff on why PMF has become more fleeting than ever. I unpack what Harry Stebbings, Jason Lemkin and Rory O'Driscoll observed —companies that once had a five-year runway now fall out of PMF in five weeks. We explore AI-fueled growth curves, the myth of “escape velocity,” and why today's go-to-market edge can vanish overnight.I also shares a brutal hill from a recent road race (and the startup metaphor it unlocked), plus a text exchange with a growth investor on the hunt for vertical SaaS alpha.If you're an operator, investor, or CFO trying to understand the new physics of scaling, this one's for you.Run the Numbers is sponsored by Gelt. You already know tax season isn't just a deadline—it's a lever.At Gelt, they work with CFOs who aren't just looking to stay compliant—they're looking to unlock strategic value from their tax position. Think: optimized entity structures, real-time visibility across complex ownership, and proactive tax planning that actually moves the needle on cash flow.Gelt gives you quarterly strategy check-ins and proactive estimates, all designed to lower your effective tax rate, protect equity value, and drive long-term efficiency. You get direct access to your Gelt CPA and a clean, modern platform to track it all.Learn if you qualify at go.joingelt.com/mostlymetrics and schedule a call to learn more. Get full access to Mostly metrics at www.mostlymetrics.com/subscribe

Folge 3/4: 2003 droht Nivea die Übernahme durch einen übermächtigen US-Konzern. Die Hamburger Politik und ein Kaffeekonzern müssen sich verbünden, um Nivea als deutsche Marke und Beiersdorf als Hamburger Unternehmen zu retten. Gleichzeitig krempelt die Marke ihr Image um. Es ist ein riskanter Kurs zwischen Wachstum, Vertrauen und öffentlicher Wahrnehmung.Folge „Kampf der Unternehmen“ jetzt in deiner Podcast-App, um keine Folge zu verpassen.Unsere allgemeinen Datenschutzrichtlinien finden Sie unter https://art19.com/privacy. Die Datenschutzrichtlinien für Kalifornien sind unter https://art19.com/privacy#do-not-sell-my-info abrufbar.

Welcome back to Run the Numbers. Now that I'm full time, I promised that I'd let you all in on the Business of Mostly Metrics. And chapter of that story is the my own failed startup - Bubba Booking.On this episode we'll cover ten lessons I learned, how I lost over $200K, and what came of this face plant.Check out our sponsor Gelt, who makes this podcast possible.You can get 10% off year one - https://go.joingelt.com/mostlymetricsAt Gelt, they work with CFOs who aren't just looking to stay compliant—they're looking to unlock strategic value from their tax position. Think: optimized entity structures, real-time visibility across complex ownership, and proactive tax planning that actually moves the needle on cash flow.And here's the thing: the tax landscape is changing fast—especially for high-growth businesses, alternative investors, and companies navigating multi-entity complexity. Whether it's preparing for a capital event, evaluating compensation structures, or just avoiding costly surprises, your tax strategy should be as agile as the rest of your business.They give you quarterly strategy check-ins and proactive estimates designed to lower your effective tax rate, protect equity value, and drive long-term efficiency—all delivered through clear communication with your Gelt CPA and a powerful, modern platform.You can get 10% off year one - https://go.joingelt.com/mostlymetrics Get full access to Mostly metrics at www.mostlymetrics.com/subscribe

Stubhub has filed for it's upcoming IPO.In this podcast I dive into the meaty details you need to know before one of the most valuable privately held marketplaces makes it's NYSE debut.We cover:* Business model* Key metrics* Market opportunity* 12 Key themes* 3 Red Flags* Bull / Bear caseNone of this is investment advice. If you want the full breakdown go to mostlymetrics.comThis podcast is sponsored by Gelt. You already know tax season isn't just a deadline—it's a lever.At Gelt, they work with CFOs who aren't just looking to stay compliant—they're looking to unlock strategic value from their tax position. Think: optimized entity structures, real-time visibility across complex ownership, and proactive tax planning that actually moves the needle on cash flow.And here's the thing: the tax landscape is changing fast—especially for high-growth businesses, alternative investors, and companies navigating multi-entity complexity. Whether it's preparing for a capital event, evaluating compensation structures, or just avoiding costly surprises, your tax strategy should be as agile as the rest of your business.They give you quarterly strategy check-ins and proactive estimates designed to lower your effective tax rate, protect equity value, and drive long-term efficiency—all delivered through clear communication with your Gelt CPA and a powerful, modern platform.10% off year one - https://go.joingelt.com/mostlymetrics Get full access to Mostly metrics at www.mostlymetrics.com/subscribe

Heute reden wir über Aryas Prügeleien der letzten Tage, darüber ob die beste Ravioli ohne weitere Mühe erfolgreich sein müsste, was Glück und was harte Arbeit für ne Rolle spielen können und mehr.. enjoy Aryas Video ► https://youtu.be/wjv8s5Cm7No?feature=shared

Welcome to the Jew and Gentile Podcast.   Text the Jew and Gentile your comments, questions, concerns (OY!), and news at: 424-444-1948   Donate today:    MUG-ON-A-MUG With your gift of $10 or more to FOI Equip, you to can have your very own Mug-on-a-Mug. Your generous donation helps to expand the important work of teaching the Bible from a Jewish perspective while raising up new FOI volunteers and representatives serving Jewish communities all around the world.   Visit gofoi.org/mug to make your gift today and receive your own Jew and Gentile Podcast Mug-on-a-Mug.   Oy, look at Steve's punim! FROM THE SCRIPTURES Steve's Notes https://docs.google.com/document/d/11ttD_e7h1WKkiVwA-szy3Oh9zGdAXPh49X8_LUpUvpQ/edit?usp=sharing FOI Equip Classes:   Here We Stand: 19 Key Christian Beliefs MIKE STALLARD JANUARY 9, 16, 23   God tells us to take heed “to doctrine” (1 Tim. 4:13). Doctrine is important. However, sound teaching is often described as boring and out-of-date. Shouldn't we simply ignore doctrine and just “get along?”   In this three-part class, Dr. Mike Stallard shows us how important sound doctrine is to living the Christian life. He will walk through The Friends of Israel's core beliefs and show how they are relevant today. Doctrine is neither boring nor out-of-date. Rather, it impacts the way we see the world and treat those around us!   foiequip.org   FOI Resources  Get a free one-year trial subscription to Israel My Glory https://israelmyglory.org/subscribe/ Get Involved with Friends of Israel Gospel Ministry https://www.foi.org/outreach   Chris Katulka's book: Israel Always foi.org/israelalways   Steve Herzig's book: Jewish Culture & Customs foi.org/jcc   Christmas is Jewish Finding Messiah in Christmas christmasisjewish.org   News Not just gelt! Coins belonging to second king of the Hasmonean dynasty in miraculous discovery https://www.jpost.com/archaeology/article-835380   Churches fight to stay open as attendance dwindles https://abcnews.go.com/US/churches-fight-stay-open-attendance-dwindles/story?id=116905100 Yiddish Word(s) of the Day A Gut Gebensht Yor - A blessed New Year!  

Happy Hanukkah everyone! This week we dive back into the Tingleverse for some gay jewish romance!Please go show our friend Stephanie G Olson some love by preordering her new novel "Still Chosen: Another Unwanted Adventure at https://www.stephaniegolson.com/https://www.passagespod.com/https://www.patreon.com/c/PassagesBookClubBecome a supporter of this podcast: https://www.spreaker.com/podcast/passages-with-robbie-and-amanda--6153882/support.

Dedication opportunities are available for episodes and series at  https://ohr.edu/donate/qa   Questions? Comments? podcasts@ohr.edu   Yeshivat Ohr Somayach located in the heart of Jerusalem, is an educational institution for young Jewish English-speaking men. We have a range of classes and programs designed for the intellectually curious and academically inclined - for those with no background in Jewish learning to those who are proficient in Gemara and other original source material. To find the perfect program for you, please visit our website https://ohr.edu/study_in_israel​ whatsapp us at https://bit.ly/OSREGISTER or call our placement specialist at 1-254-981-0133 today!   Subscribe to the Rabbi Breitowitz Q&A Podcast at https://plnk.to/rbq&a   Submit questions for the Q&A with Rabbi Breitowitz https://forms.gle/VCZSK3wQJJ4fSd3Q7   Subscribe to our YouTube Channel at https://www.youtube.com/c/OhrSomayach/videos   00:00 - What is the source for the prohibition against men and women touching? How can Yaakov have kissed Rachel?   05:25 - How can Satmer have a shita against Eretz Yisrael based on a piece of agadita? We do not generally pasken from agadita.   15:00 - What does it mean that Torah must be learned in the right way in order to refine one's character?   21:40 - Why was Chazal selective in how brachos were assigned? When I eat food I make a bracha but I do not make a bracha on giving Tzedaka.   30:05 - Do what extent do sheidim or spirits have an impact on us and can we communicate with them?   33:15 - Why would Hashem allow shedim to have an impact on us?   36:20 - Can one trust anyone for Kashrus based on the Gemara that says that a single witness is enough for Isur vHeter?   43:50 - To what extent should one be concerned about Ayin Hara and how can one prevent it?   49:45 - Is there a source in the Torah for wearing a red string to avoid Ayin Hara?   54:35 - Are there any sins that a person cannot do teshuva for and how can someone know when his teshuva has been accepted?   57:05 - How can someone be anti-Israel if they live in Israel? How can Chareidim be against the army even for those who are not leaving yeshiva to go to the army?   01:06:00 - Why is there no reference to the next world in the Written Torah?   01:09:05 - Is it considered Avodah Zara to picture G-d when one prays to Him? How can it be that He is described visually in Nach?   01:12:35 - Is this war a Milchemes Mitzvah or not?   01:19:50 - The Rambam says the only reason we have korbanos is as a concession to Avodah Zara. What about korbanos before Avodah Zara stated?   01:24:00 - Is there a makor for Shlissel Challah?   01:27:00 - How could the Moreh Nevuchim be written for people who are actually perplexed? It seems too complex.   01:31:55 - What is the makor for Chanukah Gelt?   01:34:15 - What is the significance of birthdays in Judaism?   You can listen to this and many other Ohr Somayach programs by downloading our app, on Apple and Google Play, ohr.edu and all major podcast platforms. Visit us @ https://ohr.edu  PRODUCED BY: CEDAR MEDIA STUDIOS  

"The main value of having both marketing and sales under one person is that there's no break in the funnel." - Assaf Frances   Assaf Frances is a dedicated and passionate marketing professional who excels in creating growth engines, orchestrating brand management initiatives, and facilitating operational excellence. His strength lies in crafting compelling narratives and fostering impactful communication strategies within the dynamic SaaS landscape for government and beyond. Assaf has contributed significantly to enhancing brand visibility and facilitating expansion initiatives in alignment with company aspirations through both exceptional field marketing presences and unique digital marketing assets. In this interview, Assaf shares his journey and the strategic approach Gelt employs to integrate marketing and sales in order to streamline their growth.   Website: https://www.joingelt.com/ LinkedIn: https://www.linkedin.com/in/assaf-frances-4a60b938/

"The main value of having both marketing and sales under one person is that there's no break in the funnel." - Assaf Frances   Assaf Frances is a dedicated and passionate marketing professional who excels in creating growth engines, orchestrating brand management initiatives, and facilitating operational excellence. His strength lies in crafting compelling narratives and fostering impactful communication strategies within the dynamic SaaS landscape for government and beyond. Assaf has contributed significantly to enhancing brand visibility and facilitating expansion initiatives in alignment with company aspirations through both exceptional field marketing presences and unique digital marketing assets. In this interview, Assaf shares his journey and the strategic approach Gelt employs to integrate marketing and sales in order to streamline their growth.   Website: https://www.joingelt.com/ LinkedIn: https://www.linkedin.com/in/assaf-frances-4a60b938/

Chanukah Gelt and GiftsSupport this podcast at — https://redcircle.com/ten-minute-halacha/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Segment 1 with Spencer Carroll starts at 0:00Taxes…there isn't another word that sends shivers up the spine of a small business owner or gives them such a feeling of dread- but it really doesn't have to be that way. There is help to put together sound strategies so you don't dread April 15th and get to keep more of your money.My first guest is Spencer Carroll who is an experienced CPA with a background in public accounting and tech startup sales. He's also an accounting professor and owns a small real estate business. His accounting background and love for entrepreneurship was the perfect combo for Gelt, where he leads the sales team and helps clients optimize their taxes.Segment 2 with Rachel Richards starts at 14:50.How you structure your business – whether it's a C, S or LLC has an impact on the taxes you pay. Also, when you sell your company, the amount of money you keep has to do with how you structure the deal so its tax efficient.Here to help is Rachel Richards who is a seasoned CPA with over a decade of experience in public accounting. Before joining Gelt, she dedicated her career to helping clients navigate complex tax laws and maximize their financial outcomes. Driven by a passion for providing exceptional tax service to a wider audience, Rachel joined Gelt in 2021. At Gelt, Rachel & her team are passionate about developing personalized, efficient, and compliant tax solutions for customers while empowering tax professionals with cutting-edge technology.This episode is sponsored by Gelt a modern tax company designed specifically for business owners and high-income earners. They use expert CPAs and proprietary technology to simplify the complexities of tax planning and filing with a personalized approach. If you're ready to optimize your tax experience, don't wait for “tax season”, schedule a call today, and get 10% off your first year of service, when mentioning Barry Moltz.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-small-business-radio-show--3306444/support.

Yitzchak/Isaac Fogel grew up deep in Williamsburg in the Satmar community. He went after to a place where he thought he could find his voice - after that didn't work out. He discovered R' Beri Weber's yeshiva which had an incredible impact on him, went to Israel and truly found himself.   Isaac Fogel's business here: https://www.lussofinejewels.com/   ✬ SPONSOR OF THIS EPISODE ✬   ► US Mobile: Cheaper & Smarter Cell Service   Better cell service that's actually better priced too! Switch today & save lots of GELT. First month FREE with promo: Living Lchaim   Apply here → https://usmobile.com/lchaim   ► Stam Azoy: The Best Sofer in Your Contacts   The best way to protect your home- beautiful, kosher, affordable mezuzahs. Sefer Torah, Megillahs, Tefillin etc- Stam Azoy has got you covered. Call.Text.Whatsapp: 347-831-1600 Email: StamAzoy123@gmail.com   → Save him in your contacts here: https://bit.ly/3WVyAhe   ► Twillory: 50% Warehouse SALE   PLUS get $18 OFF your order.  Look great, feel great. Use promo code: INSPIRE for $18 OFF   →  Here: https://Twillory.com/   ► Bitbean: Industry Leading Enterprise Software for Innovative Businesses   Seeking to optimize operations and scale your business? Bitbean empowers ambitious businesses with tailored software solutions. Automate workflows, streamline data management, and empower your workforce all while reducing your employee overhead by 30% or more.   →  Contact Bitbean today for a FREE CONSULTATION https://bitbean.link/Ehsj6K   ✬ IN MEMORY OF ✬ This episode is in memory of: • Shimon Dovid ben Yaakov Shloima • Miriam Sarah bas Yaakov Moshe   Help Support our Episodes with Dedicating an Episode in Memory of a Loved One or As a Zechus for a Refuah Shleima!   → Here: https://www.livinglchaim.com/in-memory   ✬ Donate and Inspire Millions (Tax-Deductible) ✬ Your generous donation enables us at Living Lchaim to share uplifting messages globally, enrich lives, and foster positive change worldwide!   Thank you! https://www.livinglchaim.com/donate   Our free call-in-to-listen feature is here: • USA: (605) 477-2100 • UK: 0333-366-0154 • ISRAEL: 079-579-5088   Have a specific question? email us hi@livinglchaim.com   WhatsApp us feedback and get first access to episodes: 914-222-5513   Lchaim.