Podcasts about Emphasis

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Latest podcast episodes about Emphasis

Wholesale Hotline
What It Takes To Wholesale Deals (Every Single Month) | Flipping Mastery Show

Wholesale Hotline

Play Episode Listen Later Jul 13, 2025 25:27


Today on the Wholesale Hotline Podcast (Flipping Mastery Edition), Jerry is joined by Ryan Barnum to talk about his real estate journey, lessons he's learned and do a deal breakdown. Show notes -- in this episode we'll cover: How Ryan overcame imposter syndrome, used a pay‑per‑lead program, and closed his first deal—earning $15,000 after negotiating and partnering with New Western. A step‑by‑step breakdown of Ryan's first deal: how he locked an exclusive lead at $348K, adjusted the rehab estimate from $60K to $90K, renegotiated to $320K, and flipped it to New Western at $345K. Emphasis on confidence and rapport: Ryan built trust through genuine conversation, which led the seller to reject $430K offers from others in favor of his. Key advice for beginners: Start talking to agents (even out-of‑market) to build confidence, record your calls for self‑review, and step into the investor identity—even before your first deal. More key nuggets for newbies inside today's episode.    Please give us a rating and let us know how we are doing! ➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖  ☎️ Welcome to Wholesale Hotline & Flipping Mastery Breakout! ☎️ Jerry Norton went from digging holes for minimum wage in his mid 20's to becoming a millionaire by the age of 30. Today he's the nation's leading expert on flipping houses and has taught thousands of people how to live their dream lifestyle through real estate.   **NOTE: To Download any of Jerry's FREE training, tools, or resources… Click on the link provided and enter your email. The download is automatically emailed to you. If you don't see it, check your junk/spam folder, in case your email provider put it there. If you still don't see it, contact our support at: support@flippingmastery.com or 888) 958-3028.  ➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖  

Mere Mortals
Monthly Goals | July 2025

Mere Mortals

Play Episode Listen Later Jul 13, 2025 40:43 Transcription Available


It's time for our monthly check in where we review our goals from last month and see what's coming up for the next.Do you set yourself monthly goals and if so, how many do you set? Juan and I on the first week of every month go over our progress from the previous month and where we are heading for the next. Emphasis as always is on the shortcomings; what we didn't achieve in the previous monthly goals and how we will fix that for the month that comes. We hope you get some value from this series, showcasing our own methodology. What do you do differently and why?Timeline:(00:00:00) Intro(00:01:08) Juan's June 2025 Recap(00:02:32) Kyrin's June 2025 Recap(00:07:33) Support Overview(00:16:12) Juan's July 2025 Goals(00:23:30) Kyrin's July 2025 Goals(00:37:30) Fitness(00:39:31) V4V Connect with Mere Mortals:Website: https://www.meremortalspodcasts.com/Discord: https://discord.gg/jjfq9eGReUTwitter/X: https://twitter.com/meremortalspodsInstagram: https://www.instagram.com/meremortalspodcasts/TikTok: https://www.tiktok.com/@meremortalspodcastsValue 4 Value Support:Boostagram: https://www.meremortalspodcasts.com/supportPaypal: https://www.paypal.com/paypalme/meremortalspodcast

The Synthesis of Wellness
187. Intestinal Mycobiome | Small Intestinal Fungal Overgrowth, Biofilm Formation & Microbial Persistence, and Intestinal Barrier Integrity

The Synthesis of Wellness

Play Episode Listen Later Jul 11, 2025 14:52


In this episode, we detail Small Intestinal Fungal Overgrowth (SIFO), with a focus on fungal biofilm formation and its role in promoting microbial persistence and evasion of host immune responses. We discuss the phenotypic plasticity of Candida species, as well as biofilm matrices adherent to the intestinal mucosa. We further highlight common symptoms of SIFO as well as the effects of hypochlorhydria, reduced pancreatic enzyme and bile output, impaired motility, diminished commensal bacterial populations, and weakened mucosal immunity.Topics: 1. Introduction- Focus on the gut mucosal barrier.- Emphasis on Small Intestinal Fungal Overgrowth (SIFO) and biofilms.2. Intestinal Barrier Anatomy- The mucosa: epithelium, lamina propria, and a thin band of smooth muscle.- The epithelial layer.- Covered by protective mucus composed of mucin glycoproteins secreted by goblet cells.- In the small intestine: less dense mucus.3. Epithelial Integrity- Tight junctions.- Paracellular barrier preventing uncontrolled antigen passage.4. Lamina Propria5. Overview of Small Intestinal Fungal Overgrowth (SIFO)- SIFO involves fungal overgrowth in the small intestine, commonly Candida species.- Small intestines: Low microbial density due to motility, gastric acid, bile acids, immune surveillance, and more.- Contributing factors: hypochlorhydria, impaired motility, reduced digestive enzymes, diminished competitive flora, lowered immunity, and more.6. Candida Pathogenicity- Candida exhibits phenotypic plasticity: yeast and hyphal forms.- Biofilm formation.7. Biofilm Formation- Biofilms are structured communities of microbes within a self-produced extracellular matrix.- Resistance to antimicrobials and immune defenses.- Can develop on intestinal mucosa and in various other regions.8. SIFO and SIBO Overlap- Root causes and overlap between SIFO and Small Intestinal Bacterial Overgrowth (SIBO).- Common symptoms.9. Gastric Acid in More Detail- Stomach epithelium includes mucous, parietal, chief, and enteroendocrine cells- Parietal cells secrete hydrochloric acid.- HCl denatures proteins and aids in inhibiting pathogens.- Hypochlorhydria: possible causes. 10. Downstream Effects of Low Acid11. Gut Motility in More Detail- Motility involves rhythmic smooth muscle contractions.- Enteric nervous system (ENS): myenteric and submucosal plexuses.- Dysautonomia and motility.12. SIFO Contributing Factors13. Candida Regulation- Candida generally remains in unicellular yeast form under homeostatic regulation.- Controlled by microbial competition, host defenses, antifungal peptides, and more.14. Role of Mucus and sIgA- Mucosal immunity (including sIgA) aids in regulating Candida populations.- Low sIgA levels (due to stress, immune suppression, dysbiosis,…) weaken defense 15. Conclusion- Mucosal barrier structure.- SIFO and Candida.- Biofilm formation, microbial persistence, and mucosal disruption.- SIFO and SIBO.- Multifactorial nature of fungal dysbiosis, types of biofilms, and small intestinal overgrowth.Thank you to our episode sponsor: 1. OmneDiem®'s Histamine Digest® and Histamine Digest® PureMAX 2. Histamine Digest® Histamine Complete with DAO, Vitamin C, Quercetin, Bromelain, and Stinging Nettle Root Extract.Thanks for tuning in!Get Chloe's Book Today! "⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠75 Gut-Healing Strategies & Biohacks⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠" Follow Chloe on Instagram ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@synthesisofwellness⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow Chloe on TikTok @chloe_c_porterVisit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠synthesisofwellness.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to purchase products, subscribe to our mailing list, and more!

Louisiana Considered Podcast
Sea Change: Some Like It Hot, Especially Bull Sharks

Louisiana Considered Podcast

Play Episode Listen Later Jul 11, 2025 24:27


Climate change is bad news for almost everyone. Emphasis on almost, because believe it or not, one marine species is absolutely thriving as the Gulf warms: Bull sharks!Get ready for some shark science as we learn why bull sharks are increasing in numbers across the Gulf and getting hungrier.—This episode was hosted by Carlyle Calhoun and Katelyn Harrop. Katelyn conducted the interview. Our theme music is by John Batiste, and our sound designer is Emily Jankowski. Carlyle Calhoun is the executive producer. Sea Change is a WWNO and WRKF production. We're part of the NPR Podcast Network and distributed by PRX.Sea Change is made possible with major support from the Gulf Research Program of the National Academy of Sciences, Engineering, and Medicine. Sea Change is also supported by the Water Collaborative of Greater New Orleans. WWNO's Coastal Desk is supported by the Walton Family Foundation. The Meraux Foundation and the Greater New Orleans Foundation.

The Investors First Podcast
Coaching, Creating Your Own Window & Capital Allocation: Chris Hyzy's Playbook

The Investors First Podcast

Play Episode Listen Later Jul 10, 2025 65:06


Today's guest is Chris Hyzy. Chris is Managing Director and Chief Investment Officer supporting Bank of America Private Bank and Merrill Lynch (within Bank of America Corporation). He leads investment strategy, asset allocation, equity and fixed income management, due diligence, and wealth planning guidance.   Previously, he was CIO and Chief Investment Strategist for the Private Bank at Bank of America. Before that, he held senior investment roles at Citigroup Private Bank, including CIO for Latin America and chair of the Global Investment Themes Committee. He also led investment strategy teams at Merrill earlier in his career.   Chris holds a bachelor's degree in business from Villanova University and an MBA in finance from NYU's Stern School of Business. He serves on Villanova's board of trustees and has held other advisory and nonprofit investment roles.   In today's episode, we discussed:   · Chris shared his early career story, which began at Merrill in 1991, learning about finance after being cut from the baseball team at Villanova & focusing instead on investing. · Discussion of Chris's experience coaching sports (football, basketball) and keeping his competitive edge outside of work, noting his national championship softball team. · Chris described the BofA Chief Investment Office (CIO) structure, highlighting manager due diligence, thought leadership, portfolio management, & wealth structuring. · Emphasis on encouraging team members to pursue the CFA designation (worth noting he was a CFA candidate before he pursued his MBA at NYU) · Discussed the balance of absolutes vs. probabilities in market forecasting, including the importance of scenario planning, with their current base case being a “soft patch” rather than an imminent recession, referencing the resilience of the consumer and job market. · Exploration of valuations, equity allocations, and continuing opportunities in global markets & alternative assets as a diversifier. · Chris spoke about the evolving office market in commercial real estate, seeing “slow burn” adjustments and repositioning as potential outcomes. · Final thoughts touched on best practices for young professionals: keys being curious, prepared, & disciplined. · Chris named Babe Ruth and Lou Gehrig as two historical figures he would want to interview if the tables were turned & he were the host of the Investors First Podcast.   Today's hosts are Steve Curley, CFA (Co-Managing Principal at 55 North Private Wealth) & co-host Steven Rogers, CFA (VP, Capital Markets at Hillpointe).   Please enjoy the episode. You can follow us on Twitter & LinkedIn or at investorsfirstpodcast.com

Politically Entertaining with Evolving Randomness (PEER) by EllusionEmpire
286- No Safe Spaces: The Death of Liberal Streak with Evan Turk Esq.

Politically Entertaining with Evolving Randomness (PEER) by EllusionEmpire

Play Episode Listen Later Jul 10, 2025 72:41 Transcription Available


Send us a textWe break the "liberal streak" on Politically High Tech with guest Evan Turk from the American Rights Alliance, diving into controversial political topics while seeking common ground across partisan divides.• Evan introduces his work with the American Rights Alliance, originally funded by Donald Trump Jr. to defend January 6th protesters• Discussion of alleged 2020 election irregularities and concerns about media suppression of alternative viewpoints• Questioning the official January 6th narrative and highlighting inconsistencies in how protesters were treated• Exploration of parental rights versus government authority in cases involving transgender minors• Finding unexpected common ground on healthcare reform despite different political perspectives• Critical examination of partisan politics and the importance of challenging one's own beliefs• Emphasis on family, religion, and creating a better world for future generations as universal valuesThe American Rights Alliance welcomes support for their legal defense work. Visit AmericanRightsAlliance.org to learn more about their cases and mission.Donate at https://americanrightsalliance.org/donation/Support the showFollow your host atYouTube and Rumble for video contenthttps://www.youtube.com/channel/UCUxk1oJBVw-IAZTqChH70aghttps://rumble.com/c/c-4236474Facebook to receive updateshttps://www.facebook.com/EliasEllusion/Twitter (yes, I refuse to call it X)https://x.com/politicallyht LinkedIn https://www.linkedin.com/in/eliasmarty/

Market to Market - The MtoM Podcast
Direct Marketing Brings Farmers Closer to Consumers as J.R. Burdick Puts Emphasis on Local Customers

Market to Market - The MtoM Podcast

Play Episode Listen Later Jul 8, 2025 36:00


J.R. Burdick shares how he's reshaping farm marketing by stepping off the commodity treadmill and connecting directly with consumers.

The Future of Insurance
The Future of Insurance – Bill Pappas, EVP & Head of Global Technology & Ops, MetLife – LIVE @ ITI NYC 2025

The Future of Insurance

Play Episode Listen Later Jul 8, 2025 30:36


Episode Info As innovation continues to change at a relentless pace, cutting through a noisy marketplace has never been more essential. Such change brings exciting opportunities but also potential risks. Solve the right issues with the right tech, and you can bolster bottom lines and future-proof operations. Identify the wrong challenges and the wrong technology, and you risk trust, reputation, and even market share. Learn how to identify the right opportunities with MetLife's Bill Pappas in this episode from our conversation on the main stage at ITI NYC 2025 session, 'From Enable to Empower: Harnessing Technology to Drive Business Growth.' Join us as Bill outlines the innovations that help shape MetLife's strategy and how his team has evolved tech deployment from an enabler to an empowerer of business growth. Episode Summary The episode discusses the evolving role of technology and AI in business operations, particularly at MetLife. Bill Pappas, a leader in technology and operations, highlights the integration of traditional technology with client experience and operational processes. He emphasizes the importance of adapting to rapid technological changes and the need for new execution playbooks, as traditional methods become obsolete quickly. The discussion also covers the balance between human and AI collaboration, suggesting that while AI presents significant opportunities, humans will continue to play a crucial role, especially in areas requiring critical thinking. Bill stresses the importance of a commercial mindset for business leaders, understanding both the financial aspects and the competitive landscape. Furthermore, the Bill addresses the challenges of digital transformation, noting that many companies struggle with integrating new tools into existing ecosystems due to legacy technical debt and fragmented data. He advises business leaders to focus on the value proposition of new technologies and ensure their data is fit for purpose. Role of Technology and AI: Exploration of how technology and AI are transforming business operations at MetLife. Integration of traditional technology with client experience and operational processes. Adapting to Technological Changes: Importance of adapting to rapid technological advancements. Need for new execution playbooks as traditional methods become quickly outdated. Human and AI Collaboration: Discussion on the balance between human roles and AI capabilities. Emphasis on the continued importance of human involvement in areas requiring critical thinking. Commercial Mindset: Importance of a commercial mindset for business leaders. Understanding financial aspects and the competitive landscape. Challenges of Digital Transformation: Challenges companies face with digital transformation. Issues with integrating new tools due to legacy technical debt and fragmented data. Focus on Value Proposition: Advice for business leaders to focus on the value proposition of new technologies. Ensuring data is fit for purpose to maximize technology benefits.   This episode is brought to you by The Future of Insurance book series (future-of-insurance.com) from Bryan Falchuk. Follow the podcast at future-of-insurance.com/podcast for more details and other episodes. Music courtesy of Hyperbeat Music, available to stream or download on Spotify, Apple Music, and Amazon Music and more.

Newsong • A Foursquare Church

Meeting Summary: Dealing with Tangled EmotionsOpening & PreparationThe session began with a call for openness—inviting participants to preparetheir hearts and minds for spiritual reflection and teaching.Emphasis was placed on the need to listen beyond words, to be receptive tothe Holy Spirit's guidance during the talk.Main Topic: Emotions and Spiritual LifeKey Points:Role of Emotions: Participants were encouraged to consider areas of theirlives where emotions may have too much influence and where those emotionsneed to "take a back seat."Prayer for Emotional Guidance: There was a collective prayer asking for helpin keeping emotions such as hurt, offense, worry, anxiousness, fear, regret,shame, and pride in check.Walking by the Spirit: Discussion on the Biblical principle of "walking by theSpirit" instead of gratifying fleshly desires. Practical advice was given: pausingduring the day for 30 seconds to reflect on whether one is being led by theflesh or the Spirit.Craving for Awe: Highlighted that humans are driven by a need for awe andwonder, and that pausing to appreciate creation can fulfill this need in ahealthy, God-centered way rather than through emotional counterfeits orexcessive focus on feelings.Questions Raised:What area of your life do your emotions need to take a back seat more oftenthan they do?How often do we include the Holy Spirit in our daily walk versus following ourown desires?Cultural & Scriptural Reflections on FeelingsSociety often encourages "following your feelings," but this was critiqued aspotentially dangerous—following feelings can lead to negative outcomes if notchecked.Scriptural examples were used (e.g., Paul's teaching, Jesus' experiences) toillustrate that while emotions are real and valid, they must not control us.Noted that even Jesus experienced deep feelings (e.g., sorrow to the point ofdeath in the Garden of Gethsemane) but did not let those feelings dictate hisactions.Practical Examples & TestimoniesPersonal Story: The speaker shared a deeply personal account involving hisson's trauma and the emotional turmoil that ensued, illustrating the complexityand intensity of real-life emotions.Grief and Loss: Recent experiences with the death of a loved one (brother-in-law) were shared, reinforcing how life brings unexpected, tangled feelings.Congregational Participation: Listeners were asked to acknowledge theirown emotional struggles and prepare to lay them down during communion.Communion as a Step of FaithThe service was to conclude with communion, symbolizing both Christ'ssacrifice and the act of surrendering tangled or overwhelming feelings to God.Encouragement was given to receive communion in faith, believing for healingof broken bodies and emotions, and to let go of grief, offense, pride, orunforgiveness.Suggestion to partake in communion alongside someone else for support,particularly for youth or those needing accountability.Emotional Coping StrategiesFour F's of Response: Fight, flight, freeze, or fawn—common ways peoplereact to emotional pain or stress. Participants were encouraged to reflect ontheir default responses and to consider facing feelings as Jesus did: withhonesty and reliance on God.Acknowledging Pride: Special attention was given to the issue of pride as asubtle and dangerous emotion that must be surrendered.Decisions & Action PlansLay Down Emotions: As a symbolic act during communion, participants wereinvited to consciously give their tangled or destructive emotions to God.Seek Support: Encouraged to do this with a friend, spouse, or peer forincreased openness and healing.Ongoing Reflection: Advised to continue daily practices of pausing,reflecting, and inviting the Holy Spirit's guidance regarding emotions.ClosingThe meeting closed with a prayer, inviting the Holy Spirit to comfort, guide,convict, and heal participants in their emotional lives.Summary TableTopicKey Points Openness & PreparationBe receptive, prepare heart and mind,invite Holy Spirit. Emotions & Spiritual WalkIdentify areas where emotionsdominate; walk by the Spirit, not by flesh. Scriptural ReflectionJesus' example inGethsemane; scriptural guidance on emotions. Personal TestimoniesReal-lifestories of trauma, grief, and emotional struggle. Communion & SurrenderAct offaith to lay down emotions at the cross during communion. CopingStrategiesRecognize fight/flight/freeze/fawn; pride as a hidden danger;importance of facing emotions with God's help. Action PlansSurrender emotions,seek support, daily reflection, openness to Holy Spirit.Questions for Further Reflection:What emotions currently have too much control in your life?Are you willing to lay them down and seek healing?How can you make space for the Holy Spirit's guidance in your daily emotionalresponses? Welcome to Sunday Service Wish you were here! Newsong, Colorado Springs (starts at 10:00am) Subscribe to text updates. Text the words text alert to 94000 Subscribe to emails (bottom of page on newsongcs.com) Listen to podcasts. Keywords newsong foursquare Watch services on Youtube. Keyword newsongcs Follow us on Facebook, Instagram & TikTok keyword newsongcs 3 ways to give to Missions, Disaster Relief, Tithes, or Offerings 1.. newsongcs/com/give 2. Text Giving - text the word EASY to 94000 3. Mail - P.O. Box 75818 • C.S., CO 80970

Wholesale Hotline
Should You Tell The Seller You're A Wholesaler? (The New Way To Wholesale) | Flipping Mastery Show

Wholesale Hotline

Play Episode Listen Later Jul 6, 2025 18:26


Today on the Wholesale Hotline Podcast (Flipping Mastery Edition), Jerry is joined by Ryan Barnum to talk about his real estate journey, lessons he's learned and do a deal breakdown. Show notes -- in this episode we'll cover: How Ryan overcame imposter syndrome, used a pay‑per‑lead program, and closed his first deal—earning $15,000 after negotiating and partnering with New Western. A step‑by‑step breakdown of Ryan's first deal: how he locked an exclusive lead at $348K, adjusted the rehab estimate from $60K to $90K, renegotiated to $320K, and flipped it to New Western at $345K. Emphasis on confidence and rapport: Ryan built trust through genuine conversation, which led the seller to reject $430K offers from others in favor of his. Key advice for beginners: Start talking to agents (even out-of‑market) to build confidence, record your calls for self‑review, and step into the investor identity—even before your first deal. More key nuggets for newbies inside today's episode.    Please give us a rating and let us know how we are doing! ➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖  ☎️ Welcome to Wholesale Hotline & Flipping Mastery Breakout! ☎️ Jerry Norton went from digging holes for minimum wage in his mid 20's to becoming a millionaire by the age of 30. Today he's the nation's leading expert on flipping houses and has taught thousands of people how to live their dream lifestyle through real estate.   **NOTE: To Download any of Jerry's FREE training, tools, or resources… Click on the link provided and enter your email. The download is automatically emailed to you. If you don't see it, check your junk/spam folder, in case your email provider put it there. If you still don't see it, contact our support at: support@flippingmastery.com or 888) 958-3028.  ➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖  

TheLifeOutdoorz's podcast
Elk Hunting Tips For 2025 #1

TheLifeOutdoorz's podcast

Play Episode Listen Later Jul 6, 2025 14:55


July is the crucial time to prepare for archery elk season by practicing shooting and improving cardio.- The podcast will discuss elk hunting strategies throughout July, progressing from basic to more advanced techniques.- Emphasis on improving shooting skills for successful elk hunts. The Life Outdoors: Ministry and Purpose- The Life Outdoors is a ministry that encourages spending time outdoors to discover spiritual truths and connect with God.- The podcast aims to help listeners understand their love for the outdoors and its deeper meaning.- Self-reflection on why one loves the outdoors is considered important for personal growth. Strategic Mindset for Successful Elk Hunting- Adopting a strategic mindset and creating a plan is essential for successful elk hunting.- Caution against being overly focused on killing, emphasizing the importance of enjoying the journey and learning from the experience.- Hunting should provide relaxation and spiritual fulfillment, not just the pursuit of a kill. Key Steps for New Elk Hunters- The first step is to identify areas that hold elk, considering game department resources and the accessibility of hunting locations.- The second step is to locate specific ground within those areas where elk are likely to be found, using tools like Google Earth to identify water sources and bedding areas.- The next steps involve figuring out how to hunt the elk on that ground, making a plan, and preparing for that plan. Finding Elk and Suitable Hunting Grounds- Focus on areas known to hold elk, utilizing resources like game departments to identify units with elk populations.- Consider the accessibility of hunting grounds within those units, as some areas may have elk primarily on private land.- Look for concentrated elk populations in areas with limited drainage, as these may be more productive than units with scattered elk. Ground Reconnaissance for Elk Hunting- Use Google Earth to scout for benches, water holes, and creek beds that elk frequent.- Look for northern slopes as potential bedding areas and old rubs as indicators of recurring elk presence.- Note that elk rutting behavior may vary depending on weather conditions, with drier years potentially leading to later ruts. Summer Scouting for Future Elk Hunting- Scout potential hunting areas in July to identify elk presence and movement patterns.- Focus on locating herds of cows, as they tend to stay in the same general area throughout the summer and into September.- Understanding elk movement patterns is crucial for developing effective hunting strategies.Elk Tips 2025 #1

The Radcast with Ryan Alford
Stars, Stripes & Bottom Lines—No BS Business News From the Houseboat

The Radcast with Ryan Alford

Play Episode Listen Later Jul 4, 2025 9:39


Join Ryan Alford on this special 4th of July episode of “Right About Now”! He's got you covered with all the latest business news and holiday cheer. From record-breaking travel to rising consumer spending, fireworks tariffs, and the S&P 500's strong performance, Ryan's got you covered. He'll also share some fun pop culture moments and remind us to celebrate freedom and entrepreneurship. So, grab some popcorn, sit back, and enjoy the holiday with Ryan! He'll keep you updated on the latest economic trends and help you embrace the opportunities that come with independence and innovation.TAKEAWAYSOverview of the podcast's success and focus on business topics.Insights on the significance of the 4th of July holiday.Travel statistics and consumer behavior during the holiday season.Economic indicators related to consumer spending and leisure activities.Discussion on the impact of fireworks tariffs and import challenges.Analysis of consumer confidence and discretionary spending trends.Stock market performance, particularly the S&P 500, and market trends.Commentary on pop culture events and their economic implications.Emphasis on celebrating freedom and entrepreneurship.Encouragement to appreciate the liberty to pursue business ventures and personal dreams.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Habitat Podcast
337: Turning Tillable Into Tourism: How Corey Sullivan Is Making Money With A U-Pick Flower Business On His Hunting Property

Habitat Podcast

Play Episode Listen Later Jul 4, 2025 65:27


Habitat Podcast #337 - In today's episode of The Habitat Podcast, we sit down with friend of the podcast Corey Sullivan! We discuss: Corey shares updates on his busy life and excitement for summer activities He discusses habitat management challenges in Minnesota The importance of managing deer populations for better age structure Transitioning from tillable land to a U-pick flower business Plans to reduce tillable acreage for wildlife and business needs Utilizing CRP for habitat and income on the farm Focus on timber management after logging to improve deer habitat Planting hybrid willows for visual barriers and habitat enhancement Emphasis on creating thick cover for deer security during hunting season Learning curve with no-till planting and soil management Collaboration with local co-ops for resources and support Plans for future habitat improvements and community engagement Balancing family life with habitat management and business growth The potential for agro-tourism with U-pick operations Importance of community and neighbor relationships in land management And So Much More! Shop the new Amendment Collection from Vitalize Seed here: ⁠https://vitalizeseed.com/collections/new-natural-amendments ⁠ PATREON - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Patreon - Habitat Podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Brand new HP Patreon for those who want to support the Habitat Podcast. Good luck this Fall and if you have a question yourself, just email us @ info@habitatpodcast.com -------------------------------------------------------------------------- ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Patreon - Habitat Podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Latitude Outdoors - Saddle Hunting: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/hplatitude⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Stealth Strips - Stealth Outdoors: Use code Habitat10 at checkout ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/stealthstripsHP⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Midwest Lifestyle Properties - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/3OeFhrm⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Vitalize Seed Food Plot Seed - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/vitalizeseed⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Down Burst Seeders - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/downburstseeders⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 10% code: HP10 Morse Nursery - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://bit.ly/MorseTrees⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 10% off w/code: HABITAT10 Packer Maxx - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://bit.ly/PACKERMAXX⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ $25 off with code: HPC25 First Lite --> ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/3EDbG6P⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LAND PLAN Property Consultations – HP Land Plans: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LAND PLANS⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Leave us a review for a FREE DECAL - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://apple.co/2uhoqOO⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Morse Nursery Tree Dealer Pricing – info@habitatpodcast.com Habitat Podcast YOUTUBE - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UCmAUuvU9t25FOSstoFiaNdg⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Email us: info@habitatpodcast.com habitat management / deer habitat / food plots / hinge cut / food plot Learn more about your ad choices. Visit megaphone.fm/adchoices

Swan Signal - A Bitcoin Podcast
Bitcoin's Bull Market Isn't Dead—It's Reloading

Swan Signal - A Bitcoin Podcast

Play Episode Listen Later Jul 3, 2025 68:55


Bitcoin Price Action: Hovering near $110K, with all-time highs above $112K recently. Discussed global liquidity spikes and the M2 money supply's correlation with Bitcoin price trends.Macroeconomics:U.S. deficits, debt concerns, and the “Big Beautiful Bill” passing.Ray Dalio's remarks on the political impossibility of balancing the U.S. budget, echoing the “nothing stops this train” meme.The impact of AI as a deflationary force and its implications for the fiat system.Bitcoin as an Exit Strategy:Personal responsibility in opting out of the fiat system through Bitcoin.The growing necessity for individuals and corporations to store value in Bitcoin.Housing Market & Consumption Economy:Rising home prices due to monetary premium; potential relief through Bitcoin adoption.Bitcoin Treasury Companies:Debate over ethics and sustainability of companies leveraging Bitcoin treasuries.Viewed as inevitable due to regulatory arbitrage; focus on institutional capital rather than retail.Emphasis on responsible management and transparency as key to long-term success. Swan Private helps HNWI, companies, trusts, and other entities go beyond legacy finance with BItcoin. Learn more at swan.com/private. Put Bitcoin into your IRA and own your future. Check out swan.com/ira.Swan Vault makes advanced Bitcoin security simple. Learn more at swan.com/vault.

The Big Self Podcast
Enneagram Communication Workplace Dynamics Type 1 and Type 8

The Big Self Podcast

Play Episode Listen Later Jul 3, 2025 17:13


In this episode of 'Leading Human,' the discussion centers on communication dynamics between Enneagram types one (the Ethical Reformer) and eight (the Assertive Protector) within the workplace. Key attributes of type eight are explored, emphasizing their focus on power, control, and justice, and their aversion to vulnerability. The episode delves into the strengths, synergies, challenges, and practical communication tips for type one and type eight pairings. It covers their direct and action-oriented approaches, potential for leadership roles, mutual respect, and strategies for resolving conflicts and providing feedback. Emphasis is placed on active listening, emotional intelligence, and creating psychological safety to ensure a productive and harmonious working relationship.00:00 Introduction to Enneagram Type Communication01:53 Overview of Type Eight: The Assertive Protector02:41 Type Eight's Strengths and Challenges05:26 Type One and Type Eight: Communication Dynamics06:35 Strengths and Synergies in the Workplace09:18 Challenges and Conflict Resolution11:08 Practical Tips for Effective Communication15:52 Conclusion and Final ThoughtsWant a communication and wellbeing workshop that actually sticks? Whether you're building trust or leveling up team accountability, we've got you. Book your custom team training via the link here.

The Big Self Podcast
Enneagram Communication Workplace Dynamics Types 1 and 7

The Big Self Podcast

Play Episode Listen Later Jul 2, 2025 17:32


This episode of Leading Human explores the interaction between Enneagram Type One (the Ethical Reformer) and Type Seven (the Energetic Explorer) in the workplace. Discussing their strengths and synergies, the episode highlights how these seemingly opposite personalities can complement each other in leadership and team collaboration. The conversation delves into the challenges of balancing structure and spontaneity, offering practical communication tips to enhance mutual respect and understanding. Emphasis is given to developing emotional intelligence and creating a culture of psychological safety. The session also introduces a new AI-enabled tool for team communication training and Enneagram mapping.00:00 Introduction to Enneagram Type Communication01:43 Overview of Type Seven: The Energetic Explorer05:17 Strengths and Synergies of Type One and Type Seven09:37 Challenges and Watch Outs in Type One and Type Seven Dynamics12:31 Practical Tips for Effective Communication15:42 Conclusion and Additional ResourcesWant a communication and wellbeing workshop that actually sticks? Whether you're building trust or leveling up team accountability, we've got you. Book your custom team training via the link here.

Sea Change
Some Like It Hot, Especially Bull Sharks

Sea Change

Play Episode Listen Later Jul 2, 2025 29:13


Climate change is bad news for almost everyone. Emphasis on almost, because believe it or not, one marine species is absolutely thriving as the Gulf warms: Bull sharks! Get ready for some shark science as we learn why bull sharks are increasing in numbers across the Gulf and getting hungrier. This episode was hosted by Carlyle Calhoun and Katelyn Harrop. Kaitlyn conducted the interview. Our theme music is by John Batiste, and our sound designer is Emily Jankowski. Carlyle Calhoun is the executive producer. Sea Change is a WWNO and WRKF production. We're part of the NPR Podcast Network and distributed by PRX.Sea Change is made possible with major support from the Gulf Research Program of the National Academy of Sciences, Engineering, and Medicine. Sea Change is also supported by the Water Collaborative of Greater New Orleans. WWNO's Coastal Desk is supported by the Walton Family Foundation. The Meraux Foundation and the Greater New Orleans Foundation.

Inner Voice - Heartfelt Chat with Dr. Foojan
E408-INNER VOICE: A HEARTFELT CHAT WITH DR. FOOJAN ON AWAKENED LEADERSHIP WITH DR. BEHNAM BAKHSANDEH

Inner Voice - Heartfelt Chat with Dr. Foojan

Play Episode Listen Later Jul 2, 2025 41:50


In Episode E408 of Inner Voice: A Heartfelt Chat with Dr. Foojan Zeine, Dr. Foojan sits down with Dr. Behnam Bakhshandeh—renowned executive coach, author of 14 books, and expert in organizational and leadership development—to discuss his groundbreaking book, Awakened Leader: Uniting Organizational Development and Awareness Integration Theory. Together, they dive deep into the practical applications of Awakened Leadership, a transformative model combining Organizational Development (OD) with Awareness Integration Theory (AIT) to foster responsibility, accountability, and authenticity in today's workplace. Learn how structured employee assessments, generational integration, and data-driven cultural diagnostics can elevate your team and improve engagement at every level. Dr. Bakhshandeh shares powerful strategies for motivating multigenerational workforces, aligning personal values with organizational missions, and implementing strategic interventions that drive sustainable growth. This episode is a must-watch for leaders, HR professionals, and change-makers looking to create a purpose-driven, high-performance organizational culture.

THE VIBE SCIENCE PODCAST
Unlock Your Potential: Rituals in Health & Wellness with Waldemar Franco

THE VIBE SCIENCE PODCAST

Play Episode Listen Later Jul 2, 2025 34:34


SUMMARYIn this episode of "Vibe Science," hosts Ryan Alford and Chris Hansen are joined by wellness expert Waldemar Franco. The discussion explores the importance of hydration, shifting from routine to ritual in physical activity, and finding joy in movement. Valdemar shares his personal journey of recovery and transformation, emphasizing functional fitness and active longevity. Practical tips for overcoming excuses and building sustainable habits are discussed, along with insights from Valdemar's book, "Find Your Wild Flow." The episode encourages listeners to embrace wellness as an ongoing, joyful journey toward a vibrant, fulfilling life.TAKEAWAYSImportance of hydration and sodium in maintaining overall health.Transitioning from viewing workouts as routines to embracing them as rituals.The significance of joy in physical activity and overall lifestyle choices.Concept of active longevity and maintaining functionality as one ages.Mind-body connection and its role in physical performance and wellness.Overcoming common excuses that hinder personal transformation.Practical advice for creating sustainable wellness habits.Emphasis on functional fitness and its benefits for everyday activities.The journey of personal transformation as a gradual process.Resources for further exploration of wellness practices and methodologies.This episode is sponsored by:Warrior Salt Electrolyte Powder – Hydrate & Reenergize NaturallyExperience Warrior Salt's all-natural electrolyte powder for optimal hydration and performance. Boost energy, prevent cramps, and stay hydrated. Order Now!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Holly Perkins Health Podcast
Ep 64: Why Soreness Isn't The Goal

The Holly Perkins Health Podcast

Play Episode Listen Later Jul 1, 2025 40:45 Transcription Available


What if everything you've believed about soreness is wrong? How surprised would you be if the best strength training left you feeling energized, not exhausted? In this episode, I shed light on muscle soreness. Most people think a workout is only good if you're sore afterwards. Not true! You'll learn why soreness isn't a sign of success but actually a big problem, especially if you have an autoimmune condition, and which exercises contribute more to soreness.Muscle soreness is one of three things. First, soreness could be from doing a new exercise, not being used to specific movements, or doing too much. Two, too much time under tension in the eccentric loading phase of exercises. You're either doing too many reps or too many eccentric dominant moves in general. Or third, improper nutrition around workouts. When looking at impressive workouts on social media, for example, it's important to remember that the impressive workouts aren't what those people did to get there. They worked toward that goal. Some workouts make you more sore than others. There is a significant link between muscle soreness, systemic inflammation, and the power of exercise selection. Less is more! Your workout doesn't need to make you incredibly sore to have been a great one.DOMS, or delayed onset muscle soreness, is actually related to inflammation. Muscle soreness is “damage,” but remember, not all inflammation and damage is bad. It's when there is too much inflammation that it becomes a problem. Women who struggle with autoimmune issues want to avoid workouts that cause excessive soreness, because they're already susceptible to being sore, and they're already managing the inflammation related to their condition.Taking all of this into consideration, wanting a program for myself not to over-fatigue my body, I created Strength Without Stress. It's a collection of exercises that are concentric-based, where maximal load is when the muscle is in a shortened position, allowing you to lift more without soreness. Working smarter, and not harder, is the key to striking the right balance in your workouts. Emphasis is determined by the time spent under tension, and if the targeted muscle is in a lengthened, stretched, or shortened position. Once I started masterminding my workouts so that I didn't do too many eccentric exercises, where the muscle is in a lengthened position at maximal load and force, everything changed. A concentric contraction is when a muscle shortens as it produces force. It shortens to overcome the weight load to cause movement. A great example of this is a bicep curl. In general, concentric contractions don't cause soreness. An eccentric contraction is the opposite. It's when the muscle is lengthening as it produces force, and these are the special exercises that cause soreness. A great example here is a squat where you're lowering down to the ground and you're resisting the load that you're holding, and then you're returning to a standing position.So the exercises that are eccentric, dominant, and therefore more taxing to the muscle, and therefore tend to cause soreness, are barbell back squats, lunges of any kind, Bulgarian split squats, Romanian deadlift, good mornings, bench press or a bicep chest press, chest fly, overhead tricep extension, supine hamstring curl, and push ups. My Strength Without Stress program combines all of my favorite concentric exercises with just the bare minimum eccentric exercises. Remember, soreness isn't the goal. Finding the perfect collection of exercises where you can actually increase your weight loads consistently over time, so that you experience intense moments during a set is. Strength training should make you feel great the next day, not knock you down!If you want access to my 4-week Strength Without Stress program for...

Startup Anthology
Journey to Japan: The Mission and Vision of Kostya and Bella

Startup Anthology

Play Episode Listen Later Jun 30, 2025 55:34


Journey to Japan: A Conversation with Missionaries Kostya and Bella Tustanovskyis On this episode of Startup Anthology, I'm joined by Brian Henson lead pastor at Trinity Community Church [https://trinitychurchtx.org/] in Cedar Park, TX. Together, we sit down with Kostya and Bella Tustanovskyis delve into their journey as missionaries, church planters and entrepreneurs. Kostya and Bella are both originally from Ukraine, but they met while Kostya was working at Sojourn Church in Uganda. They discuss how they met in Uganda, and their passion for spreading the gospel in Japan. They delve into the calling that led them to one of the world's most unreached nations and talk about the challenges and blessings that come with adapting to a new culture. The episode also covers their vision for building community and planting churches in Tokyo and the vital role of partnerships in their mission. Tune in to hear about their heartfelt journey, the impact of their work, and how they navigate their faith and family life in the mission field.

Wholesale Hotline
New Wholesale Regulation Just Passed (2025 -- Full Breakdown) | Flipping Mastery Show

Wholesale Hotline

Play Episode Listen Later Jun 29, 2025 12:43


Today on the Wholesale Hotline Podcast (Flipping Mastery Edition), Jerry is joined by Ryan Barnum to talk about his real estate journey, lessons he's learned and do a deal breakdown. Show notes -- in this episode we'll cover: How Ryan overcame imposter syndrome, used a pay‑per‑lead program, and closed his first deal—earning $15,000 after negotiating and partnering with New Western. A step‑by‑step breakdown of Ryan's first deal: how he locked an exclusive lead at $348K, adjusted the rehab estimate from $60K to $90K, renegotiated to $320K, and flipped it to New Western at $345K. Emphasis on confidence and rapport: Ryan built trust through genuine conversation, which led the seller to reject $430K offers from others in favor of his. Key advice for beginners: Start talking to agents (even out-of‑market) to build confidence, record your calls for self‑review, and step into the investor identity—even before your first deal. More key nuggets for newbies inside today's episode.    Please give us a rating and let us know how we are doing! ➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖  ☎️ Welcome to Wholesale Hotline & Flipping Mastery Breakout! ☎️ Jerry Norton went from digging holes for minimum wage in his mid 20's to becoming a millionaire by the age of 30. Today he's the nation's leading expert on flipping houses and has taught thousands of people how to live their dream lifestyle through real estate.   **NOTE: To Download any of Jerry's FREE training, tools, or resources… Click on the link provided and enter your email. The download is automatically emailed to you. If you don't see it, check your junk/spam folder, in case your email provider put it there. If you still don't see it, contact our support at: support@flippingmastery.com or 888) 958-3028.  ➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖  

Pharmacy Podcast Network
Navigating the Next Wave: CEO Insights on Pharma's Future | Executive Dose

Pharmacy Podcast Network

Play Episode Listen Later Jun 27, 2025 50:17


In the premiere episode of The Executive Dose, host Stephen Beckman—CEO of YARAL Pharma—sits down with Nicholas Hart, CEO of IBSA USA, for a timely and insightful conversation on the forces shaping the pharmaceutical industry in 2025. From supply chain disruption and regulatory pressure to innovation in both branded and generic sectors, these two leaders explore how today's pharma CEOs are steering through uncertainty and preparing for the next wave of transformation. Key Topics Discussed: Introduction to The Executive Dose and its mission to spotlight leadership perspectives in pharma. Stephen Beckman shares his journey leading YARAL Pharma, the U.S.-based generics subsidiary of global healthcare leader IBSA Group.   Hart, CEO of IBSA USA, joins to discuss market dynamics from the branded side of the business. Why this conversation matters in today's complex and rapidly evolving healthcare environment. What's shaping pharma today—global uncertainty, supply chain instability, and shifting regulatory frameworks. The evolving relationship between branded and generic innovation: where the most impact is happening. How executives are leading through volatility while maintaining patient-centric growth strategies. The importance of resilient leadership, cross-sector collaboration, and long-term portfolio planning. Emphasis on strategic alignment, regulatory agility, and mission-driven innovation. Predictions for the next 3–5 years: What will define success in pharma? How R&D, commercialization, and market access are being reimagined. Advice for rising leaders in the pharmaceutical space: Be bold, stay grounded, and lead with purpose. Episode Takeaways: Innovation isn't just about products—it's about mindset, agility, and leadership. Both branded and generic companies have a role in shaping the future of accessible, high-quality care. Strategic foresight and collaboration will define the next era of pharmaceutical growth.

Stories From Women Who Walk
60 Seconds for Story Prompt Friday: How Your Voices Teaches You About the Power of Your Own Story

Stories From Women Who Walk

Play Episode Listen Later Jun 27, 2025 5:53


Hello to you listening in Victoria, BC, CanadaLand!Coming to you from Whidbey Island, Washington this is Stories From Women Who Walk with 60 Seconds (and a bit more for a change up) for Story Prompt Friday and your host, Diane Wyzga.My friend Michelle asked me something that made me stop and think. She said, "You always end Story Prompt Friday with 'Write that story!' But you believe in the music of the spoken word - telling stories out loud - why not say that?Michelle knows me well.Here's the thing about our voices - they carry magic that our fingers can't capture. When you write your story, you're having a conversation with yourself. It's a lovely and necessary place to begin. But when you speak your story out loud, something different happens. Something powerful.Your voice carries the rhythm of your heartbeat. It holds the catch in your throat when you remember something tender. It speeds up when you get excited and slows down when the moment matters most. These aren't just sounds - they're the music of your experience.Think about the last time someone told you a story that made you lean in closer. Was it their words alone? Or was it the way their voice dropped to an intimate whisper? The way they paused right before the surprise? The way their whole face lit up when they got to the good part?When you tell your story out loud, you're not just sharing information. You're sharing yourself. Your voice carries your personality, your emotions, your truth in ways that words on a page simply cannot.Here's what I've learned in thirty years of teaching people to tell their stories: most of us have forgotten how powerful our voices are. We text instead of call. We email instead of visit. We've become quiet.Your story needs your voice. It needs the way you say certain words. It needs your pauses, your emphasis, your breath. These aren't extras - they're essential story ingredients.When you stand up and tell your story, you're claiming space in the world. You're saying, "This happened. This matters. I matter." That's not just storytelling - that's courage.And here's the magical surprise: when you tell your story out loud, you hear it differently than when you write it. You discover new meanings. You find the parts that will move your listeners. You learn which moments need more time and which ones can move faster.Your voice teaches you about your own story.Your stories are waiting for the full power of your voice. They're waiting for the music of the spoken word only you can make.So yes, write your stories. But don't stop there. Find someone to tell them to, a loved one, an animal companion, even to yourself as you're walking outside or working in your garden. That's where I practice! What's important is that you have a story to share.Give others that gift. Give yourself that gift. If you need a hand up I can help. Email me at info@quartermoonstoryarts.net to arrange for a no obligation Discovery Call or reach out to me ("Wyzga on Words") on Substack. I'd love the opportunity to work with you!  Story Prompt: Starting now, tell your story out loud!You're always welcome: "Come for the stories - Stay for the magic!" Speaking of magic, I hope you'll subscribe, share a 5-star rating and nice review on your social media or podcast channel of choice, bring your friends and rellies, and join us! You will have wonderful company as we continue to walk our lives together. Be sure to stop by my Quarter Moon Story Arts website, check out the Communication & Story Services, arrange a no-obligation Discovery Call, and stay current with me as "Wyzga on Words" on Substack.Stories From Women Who Walk Production TeamPodcaster: Diane F Wyzga & Quarter Moon Story ArtsMusic: Mer's Waltz from Crossing the Waters by Steve Schuch & Night Heron MusicALL content and image © 2019 to Present Quarter Moon Story Arts. All rights reserved. 

The Evidence Based Pole Podcast
Pole Dancing in Hot Weather

The Evidence Based Pole Podcast

Play Episode Listen Later Jun 27, 2025 30:43


In this episode of 'Science of Slink,' Dr. Rosy Boa delves into what every pole dancer should know about exercising in extreme heat. Key topics include the physiological adaptations to heat acclimatization that typically occur within two weeks, the symptoms and handling of heat exhaustion versus heat stroke, and specific risk factors such as dehydration and medications. She also shares practical tips for pole dancers, such as managing equipment and grip issues, staying hydrated, and taking frequent breaks to avoid heat-related illnesses. Emphasis is placed on listening to one's body, recognizing the varied individual responses to heat, and prioritizing safety over performance.Are you a pole nerd interested in trying out online pole classes with Slink Through Strength? We'd love to have you! Use the code “podcast” for 10% off the Intro Pack and try out all of our unique online pole classes: https://app.acuityscheduling.com/catalog/25a67bd1/?productId=1828315&clearCart=true Chapters:00:00 Introduction and Episode Overview01:45 The Science of Sweating02:54 Heat Acclimatization in Athletes06:52 Physiological Adaptations to Heat11:27 Recognizing and Preventing Heat Exhaustion and Heat Stroke18:06 Risk Factors for Heat-Related Illnesses24:34 Pole Dancing in Hot Conditions29:52 Final Tips and RecommendationsCitations/further reading:Mayo Foundation for Medical Education and Research. (2023, April 6). Heat exhaustion. Mayo Clinic. https://www.mayoclinic.org/diseases-conditions/heat-exhaustion/symptoms-causes/syc-20373250Howe, A. S., & Boden, B. P. (2007). Heat-related illness in athletes. The American journal of sports medicine, 35(8), 1384-1395.Nobel, G., Tribukait, A., Mekjavic, I. B., & Eiken, O. (2012). Effects of motion sickness on thermoregulatory responses in a thermoneutral air environment. European journal of applied physiology, 112, 1717-1723.Périard, J. D., Racinais, S., & Sawka, M. N. (2015). Adaptations and mechanisms of human heat acclimation: applications for competitive athletes and sports. Scandinavian journal of medicine & science in sports, 25, 20-38.Sawka, M. N., Leon, L. R., Montain, S. J., & Sonna, L. A. (2011). Integrated physiological mechanisms of exercise performance, adaptation, and maladaptation to heat stress. Compr Physiol, 1(4), 1883-1928.

Warfare Prayers Podcast-The Morning Prayer
Are You Falling into the World's Traps? A Prayer for Discernment

Warfare Prayers Podcast-The Morning Prayer

Play Episode Listen Later Jun 26, 2025 8:18


Daily Prayer DevotionIn this episode of "Warfare Prayers," Pastor Derrick Crosby explores the dangers of worldly traps outlined in 1 John 2:15: the lust of the flesh, the lust of the eyes, and the pride of life. Pastor Derrick offers practical guidance on overcoming these temptations by yielding to the Spirit, renewing the mind, and cultivating gratitude and humility. The episode concludes with a prayer, asking God for a humble heart and thankfulness for His blessings, encouraging listeners to honor God and resist self-centeredness in their daily lives.Episode TakeawaysIntroduction and Theme (00:00:00)Overview of the podcast's purpose and introduction to the theme: avoiding the world's dangerous traps.Three Dangerous Traps (00:00:30)Explanation of the three traps: lust of the flesh, lust of the eyes, and pride of life.Overcoming the Lust of the Flesh (00:00:40)Advice to overcome the flesh by yielding to the spirit.Overcoming the Lust of the Eyes (00:00:50)Description of the lust of the eyes and renewing the mind to value eternal things.Overcoming the Pride of Life (00:01:31)Definition of the pride of life, its manifestations, and the danger of idolizing worldly things.How to Overcome the Pride of Life (00:03:13)Emphasis on gratitude and giving glory back to God for blessings and achievements.Humility and God's Favor (00:04:42)Importance of humility, exalting God, and how God honors those who give Him glory.Prayer for Humility and Gratitude (00:06:16)Prayer asking God for a spirit of humility, gratitude, and focus on Him.Closing Blessing and Declaration (00:07:31)Final blessing, declaration of faith, and closing prayer.Scripture Reference:*Bible Reference**:  - "1 John 2:15": "00:00:00"**Key Concepts**:Lust of the Flesh**: "00:00:00" (1 John 2:16)Lust of the Eyes**: "00:01:31" (1 John 2:16)Pride of Life**: "00:02:13" (1 John 2:16)Spirit of Gratitude**: "00:03:13" (1 Thessalonians 5:18; Colossians 3:15-17)Prayer for Humility**: "00:06:16" (James 4:6, 1 Peter 5:6, Philippians 2:3)Prayer**:Closing Prayer**: "00:06:16" (Philippians 4:6-7)Call To Action Subscribe To Warfare Prayer Podcast for daily inspiration, devotion and prayer. Share this episode with someone going through trails and challenges Leave a review for Warfare Prayers Podcast. Support Warfare Prayers Here Other ResourcesPrayer BooksPartcial TranscriptThank you for listening to Warfare Prayers, a podcast created to empower your mind, soul and spirit through daily scripture, devotion and prayer. And today's topic is to avoid the dangerous traps that the world presents to us.We are in first John two and 15, and the Bible tells us not to love the world or the things in the world, because the things that are in the world are not of the father. Okay. And what are these things? What are the dangerous traps?They are the lust of the flesh, the lust of the eyes and the pride of life. We went over the lust of the flesh, and the way to overcome the flesh is by yielding to the spirit. We went over the lust of the eyes. That's the second trap.The lust of the eyes describes someone who's captivated by an outward show of material things. And the way to overcome the lust of the eyes. It is to renew your mind every day. And how do you know your mind is renewed? You know your mind is renewed when you have a high value of eternal things.

Speaking of Women's Health
Understanding Seizures: Their Impact on Women's Health and Hormonal Influences

Speaking of Women's Health

Play Episode Listen Later Jun 25, 2025 38:33 Transcription Available


Send us a textSpeaking of Women's Health Podcast Host Holly L. Thacker, MD focuses on the complexities of seizures and epilepsy in this episode. Dr. Thacker explores the types of seizures, causes, and treatment options with particular attention to women's health and hormonal influences.• Explanation of seizures and epilepsy • Overview of different seizure types • Discussion on causes of seizures • Impact of hormonal changes on seizure activity • Importance of accurate diagnosis and treatment • Emphasis on follow-up care and management • Resources for further information on epilepsyFit, Healthy & Happy Podcast Welcome to the Fit, Healthy and Happy Podcast hosted by Josh and Kyle from Colossus...Listen on: Apple Podcasts SpotifySupport the show

Learn to be the Healer in your Home
Foundations of Wellness: Inside the Visionary Leaders Podcast & doTERRA's Life-Changing Essentials

Learn to be the Healer in your Home

Play Episode Listen Later Jun 25, 2025 34:46


Core Wellness Topics Addressed root causes of poor health: Nutrient deficiency Inflammation Toxic overload Emphasis on simple, sustainable wellness routines backed by science. doTERRA's Foundational Wellness Products VMG Plus: Liposomal formulation for 8-hour nutrient absorption. Combines vitamins, minerals, greens, and essential oils. Designed to improve energy and vitality. E Omega Plus: Reduces inflammation and supports heart and brain health. Includes wild orange oil for better absorption. Linked to a 42% drop in blood pressure in studies. PB Restore Probiotic: Contains 18 billion CFUs and 24 probiotic strains. Supports gut, immune, and overall health. MetaPower Advantage: Features 9 types of marine collagen in nanopeptide form. Includes NAD+ precursors and antioxidants. Promotes metabolic health, anti-aging, joint and cognitive function. doTERRA Wellness Pyramid Focused on purity, potency, and long-term health. Supplements are meant to amplify natural healing, not just manage symptoms. Supplement Benefits Recap Products improve energy, sleep, immune function, skin health, and more. Clinical results and customer testimonials support effectiveness. doTERRA Rewards & Community Three foundational bundle options: Basic VMG VMG + E Omega VMG + E Omega + PB Restore Bonuses: Peppermint oil, shaker bottle, free shipping. Rewards Program: 25% product discount for 12 months. Free oils through loyalty points. Earning potential through referrals and community engagement.     Connect with us: Aisha Harley- www.aishaharley.com / Instagram @aisha.essentialwellness  Ariana Harley - https://www.arianaharley.com/ Josie Schmidt- FB Personal Page: https://www.facebook.com/josie.h.schmidt Arin - https://msha.ke/jasmineandjuniper/ Contact Email: aishaharley@comcast.net Welcome to the Visionary Leaders Podcast Here you will gain the knowledge you need to bring essential oils, plant medicine, wisdom, supplementation, and functional medicine into your life. We have a weekly show: “Learn to Be the Healer in Your Home,” where we hear stories from our community on how they integrated essential oils, supplementation, and functional medicine into their lives as a pathway to healing.

Pure Sex Radio
Intimacy (Beyond Sex!): The Deepest Longing of Every Heart

Pure Sex Radio

Play Episode Listen Later Jun 25, 2025 35:54


PSR Podcast is a listener supported outreach of Be Broken Ministries. Partner with us through giving at BeBroken.org/donate. Thank you for your support!----------In this episode, I sit down with Dr. Carol Tanksley to explore the true meaning of intimacy—beyond just sexuality. Dr. Carol shares updates about her ministry's amazing new space for healing and intensives, called Transformation Place. In our conversation, we discuss the universal need for connection with God and others. Dr. Carol offers practical steps for building deeper relationships, overcoming fear and shame, and embracing vulnerability. We also highlight several resources for anyone seeking healing from sexual brokenness. To check out some of these resources from Carol, visit DrCarolMinistries.com.Topics Covered in this Episode:Exploration of the significance of intimacy in human relationships.Discussion on the connection between intimacy, sexuality, and sexual brokenness.Updates on Dr. Tankersley's ministry and the establishment of a new physical space for events.Definition of intimacy as "seeing and being seen, knowing and being known."Importance of relational intimacy beyond sexual intimacy.Identification of common obstacles to experiencing true intimacy, such as shame and emotional walls.Practical steps for cultivating intimacy with God and others.Emphasis on the value of vulnerability and authenticity in relationships.Discussion of non-sexual aspects of intimacy, including sensory experiences and physical touch.Resources and tools for further support in the journey toward intimacy and healing.More Resources:A 5-Step Prescription for Sexual Healing - God's WayOnline Sexpectations CourseIn-Person Small Group IntensivesRelated Podcasts:Exploring the Heart of Sexuality with Dr. Carol TanksleyWhat Are Your Sexpectations?What is Oneness and Why Does It Matter in Your Life?----------Please rate and review our podcast: Apple PodcastsFollow us on our Vimeo Channel.

The Keto Kamp Podcast With Ben Azadi
#1037 90 Days of Nothing but Meat! – Shocking Impact on My Gut Diversity & Metabolic Health with Dr. Shayne Morris

The Keto Kamp Podcast With Ben Azadi

Play Episode Listen Later Jun 23, 2025 64:57


In this episode, Ben Azadi shares his personal journey on a 90-day carnivore diet, revealing surprising improvements in his gut microbiome diversity and metabolic health. Joined by molecular biologist Dr. Shayne Morris, they discuss Ben's lab results, the adaptability of the microbiome, and the interplay between genetics, diet, and health markers like cholesterol. The conversation highlights the importance of personalized nutrition, the resilience of gut bacteria, and the need for a nuanced understanding of how dietary changes impact overall well-being.

Monday Morning Moments with Mike Van Hoozer
Monday Morning Moments Podcast: Fear Not!

Monday Morning Moments with Mike Van Hoozer

Play Episode Listen Later Jun 23, 2025 5:40


This is the second episode in our series entitled "The Path to Peace." In this podcast episode of Monday Morning Moments, I share one of my top 5 verses in the Bible! It's a command with a promise and a truth that has carried me through many moments in my life. I pray it encourages you today.  Show Notes:Isaiah 41:10"fear not, for I am with you;be not dismayed, for I am your God;I will strengthen you, I will help you,I will uphold you with my righteous right hand."It's the voice of God speaking through the prophet Isaiah commanding us not to be afraid. I have always love the definitive declaration that this verse begins. God doesn't just say "Don't Worry." He exclaims "Fear Not!" and "Be Not Dismayed!" (Emphasis added). These are commands and they represent postures, not just occasional gestures.And then He gives us the reasons why we should not fear any circumstance in our life:- Because He is with us.- Because He will strengthen us.- Because He will uphold us with His righteous right hand.The power of this verse is found not in the words of the command but in the presence of the One who is with us in and through every moment. The path to peace is often filled with winding roads and challenging circumstances, but God is present helping us navigate this road to find true peace and purpose. Whatever He is calling you to do today, know that you don't have to fear...because He is with you in every step of your journey.And He can truly help you make the most of your moments! New Episodes of the Monday Morning Moments Podcast are released every Monday on your favorite podcast platforms as well as on YouTube. We also release The Coach's Corner segment on Thursdays. You can subscribe below and never miss a new episode.JOIN NOW!

Vikings 1st & SKOL: A Minnesota Vikings podcast
Training Camp Battles Ahead & Some Vikings QB History | Two Old Bloggers

Vikings 1st & SKOL: A Minnesota Vikings podcast

Play Episode Listen Later Jun 23, 2025 65:18


Vikings 2025 Roster Predictions and Training Camp Insights—Join Two Old Bloggers on Vikings 1st & SKOL as Darren Campbell & Dave Stefano dive into the Minnesota Vikings' 2025 53-man roster, training camp battles, and second-year QB history. They discuss their approach to predicting the final roster, focusing on unique factors such as positional battles at bottom of the roster holes, and depth chart considerations. The show also covers recent news, including Jordan Addison's ongoing legal issues and how it may affect the team's preparations, as well as Wes Phillips' contract extension. Additionally, Darren and Dave explore historical comparisons of Vikings quarterbacks in their second year and what this means for J.J. McCarthy in the upcoming season. The episode is packed with in-depth analysis, historical perspective, and the latest updates on Vikings training camp and preseason expectations. Tune in to get the ultimate Vikings scoop! 00:00 Welcome to Two Old Bloggers 00:25 Early Start Explanation 03:05 Camp Battles and Roster Projections 15:56 Training Camp Schedule Released 21:16 Jordan Addison's Legal Troubles 26:19 Wes Phillips' Contract Extension 31:32 Vikings Staff Contract Negotiations 32:18 Vikings' Emphasis on Legendary Players 33:31 Adrian Peterson's Off-Field Issues 37:12 Impact of CTE on Former Players 39:14 Vikings Vault: Quarterback Transitions 41:20 Teddy Bridgewater's 2015 Season 44:22 Christian Ponder's 2012 Season 47:02 Tavaris Jackson's 2007 Season 49:40 Dante Culpepper's 2000 Season 51:56 J.J. McCarthy's Promising Future 57:26 Upcoming Shows and Final Thoughts Fan With Us! We have your Minnesota Vikings talk amongst the Two Old Bloggers, Darren @KickassblogVike, and Dave @Luft_Krigare. Join the conversation! Fan with us at Vikings 1st & SKOL @Vikings1stSKOL and with our podcast partner Fans First Sports Network @FansFirstSN and Fans First Sports Network's NFL feed @FFSN_NFL where you get sports takes for the fan, from the fan! _______________________________________________________ ⭐️ Subscribe to us here! - https://www.youtube.com/@vikings1stskol92 ⭐️ Our Twitter can be found at @Vikings1stSKOL ⭐️ At Fans First Sports Network - https://www.ffsn.app/teams/minnesota-vikings/ ⭐️ Watch the live show here: https://youtu.be/IuyMyzWkGhE Learn more about your ad choices. Visit megaphone.fm/adchoices

Wholesale Hotline
Exactly How This Newbie Did His First Wholesale Deal -- Step-By-Step | Flipping Mastery Show

Wholesale Hotline

Play Episode Listen Later Jun 22, 2025 30:30


Today on the Wholesale Hotline Podcast (Flipping Mastery Edition), Jerry is joined by Ryan Barnum to talk about his real estate journey, lessons he's learned and do a deal breakdown. Show notes -- in this episode we'll cover: How Ryan overcame imposter syndrome, used a pay‑per‑lead program, and closed his first deal—earning $15,000 after negotiating and partnering with New Western. A step‑by‑step breakdown of Ryan's first deal: how he locked an exclusive lead at $348K, adjusted the rehab estimate from $60K to $90K, renegotiated to $320K, and flipped it to New Western at $345K. Emphasis on confidence and rapport: Ryan built trust through genuine conversation, which led the seller to reject $430K offers from others in favor of his. Key advice for beginners: Start talking to agents (even out-of‑market) to build confidence, record your calls for self‑review, and step into the investor identity—even before your first deal. More key nuggets for newbies inside today's episode.    Please give us a rating and let us know how we are doing! ➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖  ☎️ Welcome to Wholesale Hotline & Flipping Mastery Breakout! ☎️ Jerry Norton went from digging holes for minimum wage in his mid 20's to becoming a millionaire by the age of 30. Today he's the nation's leading expert on flipping houses and has taught thousands of people how to live their dream lifestyle through real estate.   **NOTE: To Download any of Jerry's FREE training, tools, or resources… Click on the link provided and enter your email. The download is automatically emailed to you. If you don't see it, check your junk/spam folder, in case your email provider put it there. If you still don't see it, contact our support at: support@flippingmastery.com or 888) 958-3028.  ➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖  

Living Hope Sermon Audio
Final Emphasis

Living Hope Sermon Audio

Play Episode Listen Later Jun 22, 2025 33:45


Text: Galatians 6:11-18

Ruth Institute Podcast
More Research is Needed on Sexual Orientation and Therapy

Ruth Institute Podcast

Play Episode Listen Later Jun 20, 2025 19:50


Dr. Jennifer Roback Morse, founder of the Ruth Institute, joins Father Jack to discuss the Institute's recent involvement in a major Supreme Court case on counseling freedom. She explains the arguments behind their amicus brief challenging Colorado's ban on “conversion therapy” and highlights the broader implications for free speech, religious liberty, and therapeutic choice. Dr. Morse also takes a critical look at the Trevor Project, a well-funded LGBTQ youth organization, raising concerns about its influence, federal funding, and online platforms. Tune in for a compelling conversation about the intersection of law, culture, and the future of family advocacy. Resources Mentioned: Ruth Institute: www.ruthinstitute.org Ruth Institute YouTube Channel Key Points: 1. Supreme Court Case and Amicus Brief: Dr. Morse and the Ruth Institute filed an amicus brief in a Supreme Court case challenging a Colorado law banning so-called "conversion therapy." The brief was submitted under the title “Brief of Sexual Orientation Scholars in Support of Petitioners.” The case involves a Christian therapist claiming the law restricts her religious and professional freedom. The Ruth Institute argues that bans on such therapy suppress alternative therapeutic approaches and violate rights of both therapists and clients. Father Paul Sullins provided statistical critiques in the brief, and Morse contributed case studies and analysis questioning assumptions about sexuality, including the claim that people are “born gay.” 2. Critique of the Trevor Project: Morse criticizes the Trevor Project, a suicide prevention group for LGBTQ youth, claiming it is ideologically biased and heavily funded. She notes that YouTube links the Trevor Project to content critical of LGBTQ identities, labeling alternatives like conversion therapy as harmful. Morse supports the Trump administration's decision to withdraw federal funding from the Trevor Project, redirecting it to general suicide prevention efforts. Concerns were raised about the Trevor Project's online community features, which critics have described as vulnerable to abuse. Morse references critiques from “Gays Against Groomers” and the California Family Council. 3. Underlying Themes: The conversation strongly critiques mainstream LGBTQ support structures and what Morse and the Ruth Institute view as coercive or ideologically driven policies. Emphasis is placed on the rights of therapists and clients to explore identity and trauma without mandated affirming approaches.

Leading Saints Podcast
Lead & Teach Youth Through Strong Examples | An Interview with John Bytheway

Leading Saints Podcast

Play Episode Listen Later Jun 18, 2025 51:13


This is a rebroadcast. The episode originally ran in March 2020. John Bytheway has a master's degree in Religious Education and is a popular speaker, author of more than two dozen books and CDs, and the co-host of the world-renowned Follow Him podcast with Hank Smith. He has taught the Book of Mormon at Brigham Young University and at the BYU Salt Lake Center. John served as bishop of the Salt Lake Winder 10th Ward, and currently serves as a member of the Young Men General Advisory Council. Links By John Bytheway Our Turtle House is now LatterDaily Meg Johnson's story: "Falling Up" Six Events: The Restoration Model for Solving Life's Problems The Divine Center Follow Him Transcript coming soon Get 14-day access to the Core Leader Library Highlights 4:00 John's background as a teacher and speaker 5:45 Writing books and how that happens for him 8:00 How his calling as a bishop came about 9:20 Serving as a bishop is different for every person and area; he had people asking for welfare support before he ever sat in the bishop's chair 10:40 For bishops with significant welfare challenges in their ward First ask what they need and listen Make a three-column chart of what the ward can do, what the Lord can do, and what the individual can do to help them—handing back the problem to the individual so you can work on it together instead of taking it from them Helps eliminate the transactional mentality and replace it with mentoring Help them get their spiritual act together first 16:20 Emphasis to push more things (such as welfare needs) to the ward council; called a “welfare coordinator” couple to help handle welfare requests before bringing it to the bishop 18:10 Moving people closer to financial self-sufficiency and self-reliance Learning experiences as a missionary in the Philippines and seeing similar development in the welfare program 21:15 Ended meetings with his counselors at a specific time, no matter what 22:30 “It takes a really good meeting to be better than no meeting at all”: Virtual ward council held via text messages throughout the week to eliminate much of the administrative points so they could really focus on individuals in the ward council meeting 24:20 Losing the joy in the calling, and how talking with others who have struggled helped Experience speaking with Robert L. Millet and having “same boat therapy” Recognizing that there are difficulties in the calling but moments that made it worth it Fisher missions vs hunter missions: some fantastic stories from great moments, but difficult days, weeks, and months between 31:30 Calling ward members each evening on their birthday was a simple, routine thing that became important for connecting 34:30 Working with youth: firesides are different than teaching a class Taught Sunday School with his wife after serving as bishop, and went back to the simple idea that you have to care for them first Put people in place with the youth who are great examples; youth learn by example, not principles 37:10 Kids will listen differently to a speaker at a fireside because they don't think that the speaker was influenced by what their parents or leaders are saying (“An expert is anybody from out of town”) 39:30 Stephen Covey: the order of the events in the restoration is a formula for solving life's problems. Start with identity and relationships. “If we want to help our children or other people change their behavior, we begin by improving the quality of our relationships with them, and we introduce new ideas before we introduce new expectations and controls. In other words, we help them see the world differently. When a person's paradigm changes, everything else changes with it.” 44:25 His book about Moroni: Moroni didn't get to how to run the Church until Moroni chapter 6 46:00 Working with Meg Johnson and Hank Smith Image: magazine.byu.edu The award-winning Leading Saints Podcast is one of the top ...

Solar Maverick Podcast
SMP 216: The Solar Policy Crossroads: Federal Challenges and State Rollbacks

Solar Maverick Podcast

Play Episode Listen Later Jun 18, 2025 42:32


Episode Overview This episode dives deep into the evolving solar landscape—covering key state-level policy battles, rising resistance to distributed solar, the latest federal tax package in Congress, and the long term trends in the solar industry. Fox Swim, Senior Solar Industry Researcher at Aurora Solar, shares expertise on policy, utility rates, and resiliency-minded markets.   Key Themes & Highlights Aurora Solar & Fox's Expertise Aurora provides industry-leading solar design and sales software globally.   State-Level Anti-Solar Trends Utilities favor centralized generation, clashing with distributed energy advocates.   California's AB 942 aims to end grandfathered NEM/NEM 2 contracts when homes are sold, pushing owners into less favorable NEM 3 tariffs—effectively breaking existing contracts.   Resiliency & Distributed Generation Extreme weather, aging grid infrastructure, and power instability are driving demand for solar + storage. Distributed generation is seen as a smarter, faster, and more resilient solution than central utility models. Virtual battery programs in states like Connecticut are emerging as positive examples.   Federal Tax Bill & IRA Disruptions The recent House tax bill introduces critical threats:   Elimination of IRA incentives (including ITC, storage, and battery credits). “Fiat” sourcing restrictions targeting Chinese-manufactured solar components, potentially nullifying battery and panel subsidies. Fox warns of an unplanned “solar winter” where many small players may fold, though core demand won't vanish. Emphasis is shifting toward resilience and independence—not just ROI.   2025 Aurora Solar Snapshot Insights (Backed by Aurora's data on ~12.5 million projects, surveys of 1,000+ homeowners, 1,000 professionals, and 500+ businesses) Resilience over ROI: 76% of homeowners view solar as a good investment (up from 43% in 2023)  Financing shifts: Third‑party ownership (leases/PPAs) are growing; battery demand surges with 78% installers seeing increased interest  Bipartisan appeal: Solar cuts across party lines—Republicans, Democrats, and Independents all value solar and IRA  Trust challenges: Installer mistrust doubled—44% of homeowners find trustworthy companies hard to identify  Motivations revealed: Top drivers: bill savings, energy independence, environmental impact (>50% cite environment as a top-3 reason)    Tactical Takeaways for Mavericks Strengthen Trust – Improve transparency and contract clarity; be proactive about ethical sales practices. Refocus Messaging – Highlight solar + storage for resilience and independence—especially in disaster-prone regions. Engage Politically – Contact local/state reps, especially around bills like North Carolina's ITC reinstatement. Diversify Revenue – Build resilience offerings or pivots like community solar and virtual battery programs. Advocacy & Data – Join efforts with industry groups (SEIA, ACORE), and use Aurora's regional data in policymaker discussions.   Quotes from the Interview “76% of homeowners now say solar is a smart investment—it used to be 43%!”   “Installer trust has tanked: 44% of homeowners find it hard to pick a dependable provider.”   “Solar isn't just about ROI anymore—it's energy independence and resilience.”   Benoy Thanjan Benoy Thanjan is the Founder and CEO of Reneu Energy and he is also an advisor for several solar startup companies.  He has extensive project origination, development, and financial experience in the renewable energy industry and in the environmental commodities market.   This includes initial site evaluation, permitting, financing, sourcing equipment, and negotiating the long-term energy and environmental commodities off-take agreements. He manages due diligence processes on land, permitting, and utility interconnection and is in charge of financing and structuring through Note to Proceed (“NTP”) to Commercial Operation Date (“COD”). Benoy composes teams suitable for all project development and construction tasks. He is also involved in project planning and pipeline financial modeling. He has been part of all sides of the transaction and this allows him to provide unique perspectives and value. Benoy has extensive experience in financial engineering to make solar projects profitable. Before founding Reneu Energy, he was the SREC Trader in the Project Finance Group for SolarCity which merged with Tesla in 2016.  He originated SREC trades with buyers and co-developed their SREC monetization and hedging strategy with the senior management of SolarCity to move into the east coast markets.  Benoy was the Vice President at Vanguard Energy Partners which is a national solar installer where he focused on project finance solutions for commercial scale solar projects.  He also worked for Ridgewood Renewable Power, a private equity fund, where he analyzed potential investments in renewable energy projects and worked on maximizing the financial return of the projects in the portfolio.  Benoy also worked on the sale of all of the renewable energy projects in Ridgewood's portfolio.   He was in the Energy Structured Finance practice for Deloitte & Touche and in Financial Advisory Services practice at Ernst & Young.  Benoy received his first experience in Finance as an intern at D.E. Shaw & Co., which is a global investment firm with 37 billion dollars in investment capital. He has a MBA in Finance from Rutgers University and a BS in Finance and Economics from the Stern School of Business at New York University.  Benoy was an Alumni Scholar at the Stern School of Business.  Fox Swim Fox Swim is a data-driven activist with a passion for solving complex social and environmental challenges. With expertise in alternative energy, and urban sustainability, she leverages technical research and leadership skills to drive impactful change. Currently a Senior Industry Researcher at Aurora Solar, Fox focuses on advancing renewable energy solutions while advocating for social justice and sustainability. Related Links https://solarbuildermag.com/news/california-committee-passes-bill-that-would-break-net-metering-contracts/ https://www.nerdwallet.com/article/mortgages/solar-panel-types https://www.eenews.net/articles/california-bill-would-slash-solar-benefits/  Aurora Solar's 2025 Snapshot Report   Stay Connected: Benoy Thanjan Email: info@reneuenergy.com  LinkedIn: Benoy Thanjan Website: https://www.reneuenergy.com   Fox Swim Website:  https://aurorasolar.com/ Linkedin:  https://www.linkedin.com/in/fox-swim-6919061a/   WRISE 20th Anniversary Gala Date & Time: Thursday, June 26, 2025 from 6:00 PM to 10:00 PM Location: Gotham Hall, New York City Occasion: Celebrating 20 years of championing women and underrepresented groups in the renewable & sustainable energy sector  Host & Highlight: Presented by Women of Renewable Industries & Sustainable Energy (WRISE); evening includes networking, recognition of community leaders, and celebration of industry milestones  The link to register is below. https://wrise20thanniversarygala.rsvpify.com/?mc_cid=2c22b50623&mc_eid=0dfa02be45&securityToken=qZn8wqQI1mC1uMRPyb08kNwbscQ23wtX

Consumer Finance Monitor
The Impact of the Newly Established Priorities and Massive Proposed Reduction in Force (RIF) on CFPB Enforcement (Part 2)

Consumer Finance Monitor

Play Episode Listen Later Jun 18, 2025 60:54


Our podcast show being released today is Part 2 of our two-part series featuring two former CFPB senior officers who were key employees in the Enforcement Division under prior directors: Eric Halperin and Craig Cowie. Eric Halperin served as the Enforcement Director at the CFPB from 2010 until former Director, Rohit Chopra, was terminated by President Trump. Craig Cowie was an enforcement attorney at the CFPB from July 2012 until April 2015 and then Assistant Litigation Deputy at the CFPB until June 2018. Part 1 of our two-part series was released last Thursday, June 12.  The purpose of these podcast shows were primarily to obtain the opinions of Eric and Craig (two of the country's most knowledgeable and experienced lawyers with respect to CFPB Enforcement) about the legal and practical impact of (i) a Memo to CFPB Staff from Mark Paoletta, Chief Legal Officer, dated April 16, 2025, entitled “2025 Supervision and Enforcement Priorities” (described below) which rescinded prior priority documents and established a whole new set of priorities which in most instances are vastly different than the Enforcement Priority documents which guided former directors,  (ii) the dismissal without prejudice of the majority of enforcement lawsuits that were pending when Acting Director Russell Vought was appointed to run the agency, and (iii) other drastic steps taken by CFPB Acting Director Russell Vought to minimize the functions and staffing at the agency. That included, among other things, an order calling a halt to all work at the agency, including the pausing of ongoing investigations and lawsuits and the creation of plans by Vought to reduce the agency's staff (“RIF”) from about 1,750 employees to about 250 employees (including a reduction of Enforcement staff to 50 employees from 258). We described in detail the 2025 Supervision and Enforcement Priorities as follows: ·       Reduced Supervisory Exams: A 50% decrease in the overall number of exams to ease burdens on businesses and consumers. ·       Focus on Depository Institutions: Shifting attention back to banks and credit unions. ·       Emphasis on Actual Fraud: Prioritizing cases with verifiable consumer harm and measurable damages. ·       Redressing Tangible Harm: Concentrating on direct consumer remediation rather than punitive penalties. ·       Protection for Service Members and Veterans:Prioritizing redress for these groups. ·       Respect for Federalism: Minimizing duplicative oversight and coordinating with state regulators when possible. ·       Collaboration with Federal Agencies: Coordinating with other federal regulators and avoiding overlapping supervision. ·       Avoiding Novel Legal Theories: Limiting enforcement to areas clearly within the Bureau's statutory authority. ·       Fair Lending Focus: Pursuing only cases of proven intentional racial discrimination with identifiable victims and not using statistical evidence for fair lending assessments. Key Areas of Focus: ·       Mortgages (highest priority) ·       FCRA/Regulation V (data furnishing violations) ·       FDCPA/Regulation F (consumer contracts/debts) ·       Fraudulent overcharges and fees ·       Inadequate consumer information protection Deprioritized Areas: ·       Loans for "justice involved" individuals ·       Medical debt ·       Peer-to-peer lending platforms ·       Student loans ·       Remittances ·       Consumer data ·       Digital payments We also described the status of a lawsuit brought by the union representing CFPB employees and other parties against Vought seeking to enjoin him from implementing the RIF. The Court has granted a preliminary injunction which so far has largely prevented Vought from following through on the RIF. The matter is now on appeal before the DC Circuit Court of Appeals and a ruling is expected soon. These podcast shows complement the podcast show we released on June 5 which featured two former senior CFPB employees, Peggy Twohig and Paul Sanford who opined about the impact of the April 16 Paoletta memo and proposed RIF on CFPB Supervision. Eric and Craig considered, among other issues, the following: 1.  How do the new Paoletta priorities differ from the previous priorities and what do the new priorities tell us about what we can expect from CFPB Enforcement? 2.  What do the new priorities tell us about the CFPB's new approach toward Enforcement priorities? 3.  What can we learn from the fact that the CFPB has dismissed without prejudice at least 22 out of the 38 enforcement lawsuits that were pending when Vought became the Acting Director?  What types of enforcement lawsuits are still active and what types of lawsuits were dismissed? 4.  What are the circumstances surrounding the nullification of certain consent orders (including the Townstone case) and the implications for other consent orders? 5. Has the CFPB launched any new enforcement lawsuits under Vought? 6. What level and type of enforcement is statutorily required? 7.  Realistically, what will 50 employees be able to do in the enforcement area? 8. What will be the impact of the Supervision cutbacks be on Enforcement since Supervision refers many cases to Enforcement? 9.  Will the CFPB continue to seek civil money penalties for violations of law? 10.  What types of fair lending cases will the CFPB bring in the future?11.  Will Enforcement no longer initiate cases based on the unfairness or abusive prongs of UDAAP? Alan Kaplinsky, former practice group leader for 25 years and now Senior Counsel of the Consumer Financial Group, hosts the podcast show. Postscript: After the recording of this podcast, Cara Petersen, who succeeded Eric Halperin as head of CFPB Enforcement, resigned abruptly on June 10 from the CFPB after sending out an e-mail message to all its employees (which was shared with the media) which stated, in relevant part: “I have served under every director and acting director in the bureau's history and never before have I seen the ability to perform our core mission so under attack,” wrote  Petersen, who had worked at the agency since it became operational in 2011. She continued: “It has been devastating to see the bureau's enforcement function being dismantled through thoughtless reductions in staff, inexplicable dismissals of cases, and terminations of negotiated settlements that let wrongdoers off the hook.” “It is clear that the bureau's current leadership has no intention to enforce the law in any meaningful way,” Petersen wrote in her e-mail. “While I wish you all the best, I worry for American consumers.” During this part of the podcast show, we discussed the fact that the CFPB has entered into agreements with a few companies that had previously entered into consent agreements with former Director Chopra. After the recording of this podcast, the Federal District Court that presided over the Townstone Financial enforcement litigation involving alleged violations of the Equal Credit Opportunity Act refused to approve the rescission or undoing of the consent agreement based on Rule 60(b)(6) of the Federal Rules of Civil Procedure because of the strong public policy of preserving the finality of judgments.

Victory Church Providence
Father's Day 2025

Victory Church Providence

Play Episode Listen Later Jun 17, 2025 27:09


Father's Day 2025 A Sermon by Caleb Dubois and Kwame Dapaah-Afriye, members at Victory Church in Providence, RI   Faithfulness Introduction and Definition Gratitude for the pastor and the church's commitment to teaching the word of God without compromise. Definition of faithfulness from Webster's dictionary: steadfastness in affection, allegiance, adherence to promises, and truth to facts or standards. Biblical Example: Daniel Daniel's faithfulness to God despite societal and governmental pressures. Daniel's consistent prayer life and refusal to compromise his devotion, even when threatened with the lions' den. Comparison of Daniel's faithfulness to modern distractions, such as social media, and a call for Christians to set different priorities. Practical Application Encouragement to spend more time in prayer and Bible reading, challenging the congregation to be distinct from societal norms. Emphasis on faithfulness during difficult times, not just when it is easy or convenient. Personal testimony of how faithfulness led to spiritual growth and blessings in the speaker's life. Impact of Faithfulness Daniel's faithfulness resulted in societal transformation and influenced even the king. Christians are encouraged to be set apart and to influence society by example, not confrontation. Reference to Romans 12:2 about being transformed by the renewing of the mind. The importance of role models and setting examples for younger generations in the church. Integrity Introduction and Emotional Context Addressing the emotions of fathers and men on Father's Day, recognizing different experiences and backgrounds. Encouragement that identity is defined by God, not by upbringing or past failures. Biblical Example: Jacob The story of Jacob's lack of integrity and the consequences of living a life of deceit (Genesis 27–32). The importance of alignment between words, actions, and influence—integrity means consistency and authenticity. The transformative encounter between Jacob and God, leading to a new identity and changed behavior. Call to Integrity Integrity is not perfection but honesty before God and willingness to seek His help. The church's need for people of integrity who walk differently and reflect God's character in their lives. Awakening the Mighty Men Spiritual Awakening and Encouragement A call for men in the church to “wake up” spiritually and embrace their responsibilities and calling. Recognition that all are imperfect and in need of God's grace, but each has the potential for greatness in God's kingdom. Prayer and Blessing A corporate prayer for the awakening and empowerment of men in the church, asking God to restore, anoint, and bless them and their families. Encouragement for mutual support, prayer, and unity among men, emphasizing the importance of community and intercession. Conclusion Final words of appreciation and blessing for the men, celebrating their role and encouraging them to live out their faith boldly.  

Crazy Wisdom
Episode #467: Slot Machines to Sunlight: Rethinking Computers with Moritz Bierling

Crazy Wisdom

Play Episode Listen Later Jun 16, 2025 55:05


In this episode of Crazy Wisdom, host Stewart Alsop speaks with Moritz Bierling, community lead at Daylight Computer, about reimagining our relationship to technology through intentional hardware and software design. The conversation traverses the roots of Daylight Computer—born from a desire to mitigate the mental and physiological toll of blue light and digital distraction—into explorations of AI integration, environmental design, open-source ethos, and alternative models for startup funding. Moritz discusses the vision behind Daylight's “Outdoor Computing Club,” a movement to reclaim nature as a workspace, and the broader philosophical inquiry into a “third timeline” that balances techno-optimism and primitivism. You can explore more about the project at daylightcomputer.com and connect through their primary social channels on X (Twitter) and Instagram.Check out this GPT we trained on the conversationTimestamps00:00 – Introduction to Daylight Computer, critique of mainstream tech as a distraction machine, and inspiration from Apple's software limitations.05:00 – Origin story of Daylight, impact of blue light, and how display technology influences wellbeing.10:00 – Exploration of e-ink vs. RLCD, Kindle as a sanctuary, and Anjan's experiments with the Remarkable tablet.15:00 – Development of Solo OS, the role of spaces in digital environments, and distinctions between hardware and software.20:00 – Vision for AI-assisted computing, voice interaction, and creating a context-aware interface.25:00 – Emphasis on environmental design, using devices outdoors, and the evolutionary mismatch of current computing.30:00 – Reflections on solar punk, right relationship with technology, and rejecting accelerationism.35:00 – Introduction of the third timeline, rhizomatic organizational structure, and critique of VC funding models.40:00 – Discussions on alternative economics, open-source dynamics, and long-term sustainability.45:00 – Outdoor Computing Club, future launches, on-device AI, and the ambition to reclaim embodied computing.Key InsightsTechnology as Both Lifeline and HindranceMoritz Bierling frames modern computing as a paradox: it connects us to society and productivity while simultaneously compromising our well-being through overstimulation and poor design. The Daylight Computer aims to resolve this by introducing hardware that reduces digital fatigue and invites outdoor use.Inspiration from E-Ink and Purposeful ToolsThe initial concept for Daylight Computer was inspired by the calm, focused experience of using a Kindle. Its reflective screen and limited functionality helped Anjan, the founder, realize the power of devices built for singular, meaningful purposes rather than general distraction.Designing for Contextual IntentWith the introduction of Sol OS, Daylight enables users to define digital “spaces” aligned with different modes of being—such as waking, deep work, or relaxation. This modular approach supports intentional interaction and reduces the friction of context-switching common in modern OS designs.Respectful Integration of AIRather than chasing full automation, the Daylight team is exploring AI in a measured way. They're developing features like screen-aware AI queries through physical buttons, creating a contextual assistant that enhances cognition without overpowering it or promoting dependency.Alternative Economic ModelsRejecting venture capital and the short-term incentives of traditional tech funding, Daylight pursues a community-backed model similar to Costco's membership. This aligns financial sustainability with shared values, rather than extracting maximum profit.Third Timeline VisionMoritz discusses a conceptual “third timeline”—a balanced future distinct from both primitivism and techno-solutionism. This alternative future integrates technology into life harmoniously, fostering right relationship between humans, nature, and machines.Environmental Computing and Cultural RegenerationDaylight is not just a hardware company but a movement in environmental design. Through initiatives like the Outdoor Computing Club, they aim to restore sunlight as a central influence in human life and work, hinting at a cultural shift toward solar punk aesthetics and embodied digital living.

Overcome Compulsive Hoarding with @ThatHoarder
#190 What if we forgive ourselves, but now we know better, we do better? Choosing compassion over shame in hoarding disorder

Overcome Compulsive Hoarding with @ThatHoarder

Play Episode Listen Later Jun 13, 2025 37:49 Transcription Available


Come to a Dehoarding Accountability Zoom Session: http://www.overcomecompulsivehoarding.co.uk/ticket Subscribe to the podcast: https://www.overcomecompulsivehoarding.co.uk/subscribe Podcast show notes, links and transcript: http://www.overcomecompulsivehoarding.co.uk/  Today I'm looking at what happens if we forgive ourselves for past hoarding behaviours, why we maybe should, and how we can actually use that insight to make better choices and move forward. I talk honestly about the shame and guilt that keeps so many of us stuck. There's some reflection on the roots of hoarding, the importance of self-compassion, and why hating ourselves into action just doesn't work -  plus a few practical suggestions for anyone trying to make a change, no matter where you're starting from. Buy your copy of Everything You Need to Know About Hoarding by Dr Lynne Drummond at cambridge.org/EverythingHoarding, and get 20% off with the discount code HOARDING20. #ad Forgiving Ourselves but Doing Better Exploration of guilt and shame related to hoarding and feeling overwhelmed. Reflection on self-blame, regret, and paralysis it can cause. Catholic upbringing: Confession, forgiveness, and the importance of genuine intent to change. Recognition that hoarding often stems from trauma, loss, fear, anxiety, or neurodivergence. Discussion of cause and effect - influences behind hoarding behavior. Emphasis that hoarders are not lazy or bad people, but in a complex situation. The cycle of self-judgement and the importance of self-compassion as an antidote to shame. Practical advice: Treat oneself with the compassion you'd offer others, challenging negative self-talk. How self-criticism can demotivate and hinder progress. Comparison: Encouraging someone else is more effective than berating oneself. Understanding mistakes, taking responsibility, and making amends when possible. The importance of learning from past experiences and committing to doing better. Practical Strategies for Moving Forward Suggestions for emotional and action-oriented progress: Journalling or talking to someone about feelings. Looking back with compassion to identify patterns and triggers. Start dehoarding by breaking tasks into small steps. Avoiding perfectionism; celebrating any progress. Reference to "towards and away moves" from episode 182 with Dr. Jan Eppingstall. Identifying values and making choices that align with them. Finding support from therapists, friends, family, support groups, or accountability sessions. Acknowledgement that forgiving oneself is challenging but necessary for progress. Emphasising persistence, compassion, and learning from mistakes. Encouragement and Validation Recognition of listeners at various stages of their journey - starting, struggling, making progress, or just listening for now. Assurance that small steps count and everyone is doing their best. Emphasis that listeners are not alone. Links Podcast ep 181: Past influences and future possibilities: cause and effect and hoarding disorder (plus Podcasthon) Podcast ep 95: Shame and hoarding with Professor Luna Dolezal Podcast ep 182: What are “towards and away moves” and what on earth do they have to do with hoarding recovery? With Dr Jan Eppingstall The Gray Area podcast Come to a Dehoarding Accountability Zoom session: Accountability Booking Form Website: Overcome Compulsive Hoarding Become a Dehoarding Darling Submit a topic for the podcast to cover Questions to ask when dehoarding: https://www.overcomecompulsivehoarding.co.uk/podquestions Instagram: @thathoarderpodcast Twitter: @ThatHoarder Mastodon: @ThatHoarder@mastodon.online TikTok: @thathoarderpodcast Facebook: Overcome Compulsive Hoarding with That Hoarder Pinterest: That Hoarder YouTube: Overcome Compulsive Hoarding with That Hoarder Reddit: Overcome Compulsive Hoarding with That Hoarder subreddit Help out: Support this project Sponsor the podcast Subscribe to the podcast Subscribe to the podcast here

Stories From Women Who Walk
60 Seconds for Story Prompt Friday: The Power of Telling Your Stories Out Loud

Stories From Women Who Walk

Play Episode Listen Later Jun 13, 2025 5:53


Hello to you listening in Victoria, BC, CanadaLand!Coming to you from Whidbey Island, Washington this is Stories From Women Who Walk with 60 Seconds (and a bit more for a change up) for Story Prompt Friday and your host, Diane Wyzga.My friend Michelle asked me something that made me stop and think. She said, "You always end Story Prompt Friday with 'Write that story!' But you believe in the music of the spoken word - telling stories out loud - why not say that?Michelle knows me well.Here's the thing about our voices - they carry magic that our fingers can't capture. When you write your story, you're having a conversation with yourself. It's a lovely and necessary place to begin. But when you speak your story out loud, something different happens. Something powerful.Your voice carries the rhythm of your heartbeat. It holds the catch in your throat when you remember something tender. It speeds up when you get excited and slows down when the moment matters most. These aren't just sounds - they're the music of your experience.Think about the last time someone told you a story that made you lean in closer. Was it their words alone? Or was it the way their voice dropped to an intimate whisper? The way they paused right before the surprise? The way their whole face lit up when they got to the good part?When you tell your story out loud, you're not just sharing information. You're sharing yourself. Your voice carries your personality, your emotions, your truth in ways that words on a page simply cannot.Here's what I've learned in thirty years of teaching people to tell their stories: most of us have forgotten how powerful our voices are. We text instead of call. We email instead of visit. We've become quiet.Your story needs your voice. It needs the way you say certain words. It needs your pauses, your emphasis, your breath. These aren't extras - they're essential story ingredients.When you stand up and tell your story, you're claiming space in the world. You're saying, "This happened. This matters. I matter." That's not just storytelling - that's courage.And here's the magical surprise: when you tell your story out loud, you hear it differently than when you write it. You discover new meanings. You find the parts that will move your listeners. You learn which moments need more time and which ones can move faster.Your voice teaches you about your own story.Your stories are waiting for the full power of your voice. They're waiting for the music of the spoken word only you can make.So yes, write your stories. But don't stop there. Find someone to tell them to, a loved one, an animal companion, even to yourself as you're walking outside or working in your garden. That's where I practice! What's important is that you have a story to share.Give others that gift. Give yourself that gift. If you need a hand up I can help. Email me at info@quartermoonstoryarts.net to arrange for a no obligation Discovery Call or reach out to me ("Wyzga on Words") on Substack. I'd love the opportunity to work with you!  Story Prompt: Starting now, tell your story out loud!You're always welcome: "Come for the stories - Stay for the magic!" Speaking of magic, I hope you'll subscribe, share a 5-star rating and nice review on your social media or podcast channel of choice, bring your friends and rellies, and join us! You will have wonderful company as we continue to walk our lives together. Be sure to stop by my Quarter Moon Story Arts website, check out the Communication & Story Services, arrange a no-obligation Discovery Call, and stay current with me as "Wyzga on Words" on Substack.Stories From Women Who Walk Production TeamPodcaster: Diane F Wyzga & Quarter Moon Story ArtsMusic: Mer's Waltz from Crossing the Waters by Steve Schuch & Night Heron MusicALL content and image © 2019 to Present Quarter Moon Story Arts. All rights reserved. 

Consumer Finance Monitor
The Impact of the Newly Established Priorities and Massive Proposed Reduction in Force (RIF) on CFPB Enforcement (Part 1)

Consumer Finance Monitor

Play Episode Listen Later Jun 12, 2025 46:37


Our podcast shows being released today and next Wednesday, June 18 feature two former CFPB senior officers who were key employees in the Enforcement Division under prior directors: Eric Halperin and Craig Cowie. Eric Halperin served as the Enforcement Director at the CFPB from 2010 until former Director, Rohit Chopra, was terminated by President Trump. Craig Cowie was an enforcement attorney at the CFPB from July 2012 until April 2015 and then Assistant Litigation Deputy at the CFPB until June 2018. The purpose of these podcast shows were primarily to obtain the opinions of Eric and Craig (two of the country's most knowledgeable and experienced lawyers with respect to CFPB Enforcement) about the legal and practical impact of (i) a Memo to CFPB Staff from Mark Paoletta, Chief Legal Officer, dated April 16, 2025, entitled “2025 Supervision and Enforcement Priorities” (described below) which rescinded prior priority documents and established a whole new set of priorities which in most instances are vastly different than the Enforcement Priority documents which guided former directors,  (ii) the dismissal without prejudice of the majority of enforcement lawsuits that were pending when Acting Director Russell Vought was appointed to run the agency, and (iii) other drastic steps taken by CFPB Acting Director Russell Vought to minimize the functions and staffing at the agency. That included, among other things, an order calling a halt to all work at the agency, including the pausing of ongoing investigations and lawsuits and the creation of plans by Vought to reduce the agency's staff (“RIF”) from about 1,750 employees to about 250 employees (including a reduction of Enforcement staff to 50 employees from 258). We described in detail the 2025 Supervision and Enforcement Priorities as follows: ·       Reduced Supervisory Exams: A 50% decrease in the overall number of exams to ease burdens on businesses and consumers. ·       Focus on Depository Institutions: Shifting attention back to banks and credit unions. ·       Emphasis on Actual Fraud: Prioritizing cases with verifiable consumer harm and measurable damages. ·       Redressing Tangible Harm: Concentrating on direct consumer remediation rather than punitive penalties. ·       Protection for Service Members and Veterans:Prioritizing redress for these groups. ·       Respect for Federalism: Minimizing duplicative oversight and coordinating with state regulators when possible. ·       Collaboration with Federal Agencies: Coordinating with other federal regulators and avoiding overlapping supervision. ·       Avoiding Novel Legal Theories: Limiting enforcement to areas clearly within the Bureau's statutory authority. ·       Fair Lending Focus: Pursuing only cases of proven intentional racial discrimination with identifiable victims and not using statistical evidence for fair lending assessments. Key Areas of Focus: ·       Mortgages (highest priority) ·       FCRA/Regulation V (data furnishing violations) ·       FDCPA/Regulation F (consumer contracts/debts) ·       Fraudulent overcharges and fees ·       Inadequate consumer information protection Deprioritized Areas: ·       Loans for "justice involved" individuals ·       Medical debt ·       Peer-to-peer lending platforms ·       Student loans ·       Remittances ·       Consumer data ·       Digital payments We also described the status of a lawsuit brought by the union representing CFPB employees and other parties against Vought seeking to enjoin him from implementing the RIF. The Court has granted a preliminary injunction which so far has largely prevented Vought from following through on the RIF. The matter is now on appeal before the DC Circuit Court of Appeals and a ruling is expected soon. These podcast shows complement the podcast show we released on June 5 which featured two former senior CFPB employees, Peggy Twohig and Paul Sanford who opined about the impact of the April 16 Paoletta memo and proposed RIF on CFPB Supervision. Eric and Craig considered, among other issues, the following: 1.  How do the new Paoletta priorities differ from the previous priorities and what do the new priorities tell us about what we can expect from CFPB Enforcement? 2.  What do the new priorities tell us about the CFPB's new approach toward Enforcement priorities? 3.  What can we learn from the fact that the CFPB has dismissed without prejudice at least 22 out of the 38 enforcement lawsuits that were pending when Vought became the Acting Director?  What types of enforcement lawsuits are still active and what types of lawsuits were dismissed? 4.  What are the circumstances surrounding the nullification of certain consent orders (including the Townstone case) and the implications for other consent orders? 5. Has the CFPB launched any new enforcement lawsuits under Vought? 6. What level and type of enforcement is statutorily required? 7.  Realistically, what will 50 employees be able to do in the enforcement area? 8. What will be the impact of the Supervision cutbacks be on Enforcement since Supervision refers many cases to Enforcement? 9.  Will the CFPB continue to seek civil money penalties for violations of law? 10.  What types of fair lending cases will the CFPB bring in the future? 11.  Will Enforcement no longer initiate cases based on the unfairness or abusive prongs of UDAAP? Alan Kaplinsky, former practice group leader for 25 years and now Senior Counsel of the Consumer Financial Group, hosts the podcast show. Postscript: After the recording of this podcast, Cara Petersen, who succeeded Eric Halperin as head of CFPB Enforcement, resigned abruptly on June 10 from the CFPB after sending out an e-mail message to all its employees (which was shared with the media) which stated, in relevant part: “I have served under every director and acting director in the bureau's history and never before have I seen the ability to perform our core mission so under attack,” wrote  Petersen, who had worked at the agency since it became operational in 2011. She continued: “It has been devastating to see the bureau's enforcement function being dismantled through thoughtless reductions in staff, inexplicable dismissals of cases, and terminations of negotiated settlements that let wrongdoers off the hook.” “It is clear that the bureau's current leadership has no intention to enforce the law in any meaningful way,” Petersen wrote in her e-mail. “While I wish you all the best, I worry for American consumers.”

Felger & Massarotti
Red Sox Play Stupid Baseball // Stefon Diggs Speaks from Patriots Camp // Winning is Not an Emphasis Anymore for the Red Sox - 6/10 (Hour 1)

Felger & Massarotti

Play Episode Listen Later Jun 10, 2025 47:35


(0:00) Felger, Mazz, and Murray are back as they kick off the show with their thoughts on last night’s Red Sox extra inning loss and the team’s sloppy style of play. (15:14) Reaction to Stefon Diggs’ comments to reporters from Patriots minicamp today. (25:46) Discussion about the lack of substance throughout the Red Sox roster, plus caller reactions about the state of the team. (38:10) Conversation about the Red Sox’s blueprint for losing following the Mookie Betts trade and more caller reactions.

From A to Arbitration
Episode 240: Salted peanuts with an emphasis on mental health and heat safety.

From A to Arbitration

Play Episode Listen Later Jun 8, 2025 97:51


Verdict with Ted Cruz
Stop China: Trump Increases Scrutiny of CCP Ties for Student Visas, plus the Great Phil Robertson Passes & CA Relents on Boys in Girls' Sports

Verdict with Ted Cruz

Play Episode Listen Later May 30, 2025 34:40 Transcription Available


Chinese Student Visas and Espionage Concerns The Trump administration's decision to revoke visas of Chinese students suspected of ties to the Chinese Communist Party. Broader concerns about intellectual property theft and espionage by China. Discussion of Confucius Institutes and legislation led by Cruz to defund them. Transgender Athletes and Women’s Sports California's policy shift to protect biological girls in track and field competitions. Broader debate on transgender participation in women’s sports. Cruz’s campaign strategy focusing on this issue and its resonance with moderate voters, especially women. Tribute to Phil Robertson Reflections on the life and legacy of Phil Robertson of Duck Dynasty, who recently passed away. Personal anecdotes from Cruz about hunting with Robertson and his support during the 2016 presidential campaign. Emphasis on Robertson’s faith, authenticity, and cultural impact. American Bar Association (ABA) and Judicial Nominations The Trump administration's move to strip the ABA of its special role in vetting judicial nominees. Criticism of the ABA as a biased, left-leaning organization. Examples of perceived ABA bias against conservative nominees and support for unqualified liberal ones. Please Hit Subscribe to this podcast Right Now. Also Please Subscribe to the 47 Morning Update with Ben Ferguson and the Ben Ferguson Show Podcast Wherever You get You're Podcasts. Thanks for Listening #seanhannity #hannity #marklevin #levin #charliekirk #megynkelly #tucker #tuckercarlson #glennbeck #benshapiro #shapiro #trump #sexton #bucksexton#rushlimbaugh #limbaugh #whitehouse #senate #congress #thehouse #democrats#republicans #conservative #senator #congressman #congressmen #congresswoman #capitol #president #vicepresident #POTUS #presidentoftheunitedstatesofamerica#SCOTUS #Supremecourt #DonaldTrump #PresidentDonaldTrump #DT #TedCruz #Benferguson #Verdict #justicecorrupted #UnwokeHowtoDefeatCulturalMarxisminAmericaYouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.