Podcasts about tailor made budgets

Amy welcomes Ericka Young, the CEO of Tailor-Made Budgets, to the Including You podcast to discuss financial wellness. TMB provides Financial Wellness Education as an employee benefit for small- to midsize organizations. Connect with Ericka on LinkedIn. https://bit.ly/3tFIs3I Check out Ericka's website. https://bit.ly/46Pj4qM Including You is brought to you by Lead at Any Level. Learn more about them on their website. http://bit.ly/2lPvOMM Learn more about Pfizer on their website. https://bit.ly/2TTtZiZ Listen to Pfizer's "Science Will Win" podcast. https://bit.ly/3u3uoxW

It's time to get your financial butt in shape! Our guest today, Ericka Young, is the financial coach that she never had! As a newlywed couple, Ericka and her husband discovered that it's actually pretty easy to become just like the average US household that now has over $150,000 in debt. It's the norm and if you don't have a plan to avoid debt, you will likely find yourself falling into that trap! But that's not the path that Ericka continued along- she was determined to change her family tree, and now helps others who are seeking financial freedom in their lives. Ericka started her company, Tailor-Made Budgets where she creates custom plans for her clients that give them the tools and the knowledge to cut their stress levels by increasing their savings and decreasing their debt. We get to hear Ericka's debt story, how she was able to leave a high paying engineering job, signs that someone might need a financial coach, what it looks like to face your financial reality, how she helps her clients think through making trade-offs, and why friends may not be enough of an accountability partner.   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear' is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It's fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   During this episode we enjoyed a Where I Want To Be Deciduous Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you're not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!   Best friends out!See omnystudio.com/listener for privacy information.

LifeBlood: We talked about financial wellness, the challenges facing American workers, the cost to companies of poor financial health, and what companies can do to help, with Ericka Young, speaker, author, equity educator and podcast host.   Listen to learn about the business case for financial wellness as an employee benefit! You can learn more about Ericka at TailorMadeBudgets.com, Twitter, Instagram, Facebook and LinkedIn. Thanks, as always for listening! If you got some value and enjoyed the show, please leave us a review here: ​​https://ratethispodcast.com/lifebloodpodcast You can learn more about us at LifeBlood.Live, Twitter, LinkedIn, Instagram, YouTube and Facebook or you'd like to be a guest on the show, contact us at contact@LifeBlood.Live.  Stay up to date by getting our monthly updates. Want to say “Thanks!” You can buy us a cup of coffee. https://www.buymeacoffee.com/lifeblood

Navigating finances after a divorce can be dreadful. But it doesn't have to take you down. In this episode, Ericka Young shows us how to rethink the money journey and provides actionable advice on how to rewrite your financial story. Ericka is a speaker, financial coach, and best-selling author of “Naked and Unashamed: 10 Money Conversations Every Couple Must Have.” During the 18 years her firm Tailor-Made Budgets has been in business, Ericka has helped over 500 families crush debt so that they can design a vibrant and intentional life.

I talk with Ericka Young (formally of Tailor Made Budgets) on Financial Wellness in the workplace. Ericka is a wife, mother, money coach, author, and overall amazing human being. We talk through: Her debt payoff journey Creating content for credit unions/organizations to create financial wellness Our ability to dream bigger! I want to thank her for coming on. Go give her a follow on social and purchase her book! https://www.erickayoung.com https://www.nakedandunashamedbook.com Instagram: @erickayoungofficial -- Road to Wealth Season 4 Twitter: @roadtowealthpod Instagram: @roadtowealthpodcast Feel free to leave a rating and review on your podcast player. MUSIC VISIONS Music by Lakey Inspired (Soundcloud Link: https://soundcloud.com/lakeyinspired/visions) Promoted by BGMD No Copyright Music http://tiny.cc/yf4qpz License: Creative Commons

Ericka Young is a speaker, financial coach, and best-selling author of “Naked and Unashamed: 10 Money Conversations Every Couple Must Have.” During the 18 years, her firm Tailor-Made Budgets has been in business, Ericka has helped over 500 families crush debt so that they can design a vibrant and intentional life. Working up close and personal with her clients has given her a unique perspective on what it takes to win with money. Ericka believes that personal finance goes beyond the numbers. As a result, Ericka has developed creative ways to break down the mental and experience-based barriers to financial success. Today she brings this life-giving message to corporations, banking institutions, and college campuses so everyone has a path to true financial freedom. In this episode you'll learn: How Ericka and her husband Chris got on the same page about money How they paid off debt as a team Money conversations every couples should have Connect with Ericka: Website: http://www.erickayoung.com/ Social Media: https://www.instagram.com/erickayoungofficial/ https://www.facebook.com/ErickaYoungOfficial https://www.linkedin.com/in/erickayoungofficial/ Ericka's Book: https://www.amazon.com/Naked-Unashamed-Money-Conversations-Couple/dp/1946533009/ref=sr_1_4?keywords=naked+and+unashamed&qid=1639591240&sr=8-4Connect with us: Instagram: @richbyintention Twitter: @richbyintention Get our FREE Cheat Sheet to Get on the Same Page about Money with Your Partner, Click Here. Check out our website: Richbyintention.com

The author of “Naked and Unashamed: 10 Money Conversations Every Couple Must Have” joins Bobbi to share some controversial strategies proven to help couples set them selves up success. For more information, visit the show notes at https://www.bobbirebell.com/podcast/ericka-young

It's time to get your financial butt in shape! Our guest today, Ericka Young, is the financial coach that she never had! As a newlywed couple, Ericka and her husband discovered that it's actually pretty easy to become just like the average US household that now has over $150,000 in debt. It's the norm and if you don't have a plan to avoid debt, you will likely find yourself falling into that trap! But that's not the path that Ericka continued along- she was determined to change her family tree, and now helps others who are seeking financial freedom in their lives. Ericka started her company, Tailor-Made Budgets where she creates custom plans for her clients that give them the tools and the knowledge to cut their stress levels by increasing their savings and decreasing their debt. We get to hear Ericka's debt story, how she was able to leave a high paying engineering job, signs that someone might need a financial coach, what it looks like to face your financial reality, how she helps her clients think through making trade-offs, and why friends may not be enough of an accountability partner.   During this episode we enjoyed a Where I Want To Be Deciduous Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you're not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!   Best friends out! See omnystudio.com/listener for privacy information.

For the month of October, we're hosting a series about moving beyond our fears to GROW a business or ministry! We're talking with leading experts so that we can help address some of the common fears faced so that we can move forward in the work we are called to do! Today we are discussing money with financial coach Ericka Young of Tailor-Made Budgets!  Ericka Young is a certified Dave Ramsey financial coach. She started Tailor-Made Budgets in 2005 to help couples and individuals gain control over their money. Ericka creates custom plans for her clients that give them the tools and the knowledge to decrease their debt, increase their savings, and reduce their stress. She knows how to navigate the financial waters because she and her husband did it themselves. They climbed out of nearly $100k in debt and has a mission to help others do the same. Tailor-Made Budgets provides personal budget creation and coaching services for individuals and families who want to accomplish dreams and goals, but don't know how to get started. Connect with Ericka by visiting www.tailormadebudgets.com   Instagram: https://www.instagram.com/tailormadebudgets // The STRONG Womanhood Growth Journal: Activate the Courage to Live Out Your Calling is a self-directed guide for women who want to be active participants in their personal transformation and are looking for a process to mentor them through it. And it's finally here! Get it at Amazon: BUY THE BOOK Amazon Book Review: “I highly recommend this journal. I discovered actionable steps to take on my next journey into becoming more consistent with reaching my goals. The messages shared by Kendra are full of wisdom and timelessness. The thought-provoking questions will assist you in transforming into a confident and courageous woman.” *** Subscribe to the #WorkYourPlan Podcast and published episodes will come right to the podcast app on your phone and/or join our email list for email reminders of when a new episode is ready. If you enjoyed the show, please subscribe, rate it on Apple Podcasts, Google Play, Spotify with a short review. Connect with Kendra personally @kendratillman or @strongherme on Instagram. Ask a question on the podcast episode at strongher.me or by emailing strongerevent@gmail.com.

What's your relationship with money like? Although Ericka Young was hiding purchases from her husband, when her credit cards got taken away, she was completely honest. Allowing her to build her relationship with money and her husband at the same time. You've got to start by understanding your and your partner's history. How do you view money? What are your money habits? What were your parents' money habits? This allows you to understand where you guys are coming from so you know what things you need to do and be aware of on your journey to financial freedom. Then comes the reality check. How much money do you really owe? Where is your money going to? What are your credit scores? And those hard money conversations? You can't run away from them. When one of you slips ('cuz it's gonna happen!) or if you disagree on the method, you've got to make sure you're having those conversations. Ericka will show you how. Yes. You can get out of debt and enjoy life at the same. Oh! And, can become closer to your partner in the process;) Ericka Young founded Tailor-Made Budgets in 2005 after she and her husband Chris climbed out of nearly $100,000 in debt. She is a certified financial coach by Ramsey Solutions and combines her passion for helping people with creative debt reduction techniques so everyone can have a path to financial freedom. Ericka teaches her message of debt freedom through her e-newsletters, personal and group coaching, workshops, best-selling book, and speaking engagements. Connect with Ericka: www.tailormadebudgets.com www.7daymoneychallenge.com Instagram: tailormadebudgets Looking for easy ways to make BIG impact on your marriage? Head over to GeniusRelationships.com It's called Genius for a reason;)

Seeing that it’s the end of the year and it seems that everybody’s publishing lists I thought I’d share my list of top lessons learned from our guests in 2020 on the #1 topic that we’ve discussed this year; Money Mindset. 6 takeaways from this year’s episodes on our number 1 topic -  Money Mindset     Our money habits are shaped by our past and our values   When looking to get on the same page with your partner about money:  It’s important to understand how their current relationship with money may be influenced by negative experiences and habits modeled for them earlier in their lives.  Cultivate empathy for your partner. Realize that they could be dealing with guilt, shame, embarrassment related to their money past Think collaboration, not compromise. Aim for the “sweet spot”, something that piques each person’s interest and feels good while honoring shared values. Seek common values when discussing money with your partner. As long as values are aligned, differing specific methods of pursuing those values can be worked through.   It’s important to understand our own money past and habits as well as our partner’s Our money habits are shaped by behaviors we unconsciously pick up  growing up; we tend to either emulate or do the opposite Understand your own Money Past. Ask your questions like:  What were you taught about money? How did your parents behave with money?   Mindset and budgeting; be flexible, communicate, keep it simple Budgets are personal and unique to every situation; there are no “one size fits all” answers or simple formulas to determine the right approach. The best budget is the one that each partner buys in to. Unity of purpose between a couple is more important than having the “perfect” financial plan Allocating dedicated money in your budget for each partner (no questions asked) can help to reduce the chances of secret spending by one partner.  Talk to your partner before starting a budget. The mechanics can primarily fall to one partner, but decisions need to be 50/50.   Each partner should have a role in the budgeting process based on their strengths  Keep your budget simple. Complicated budgets can discourage participation  Budgeting at the level the granularity needed to make adjustments when things don’t go according to plan Be sensitive to the fact that some partners are resistant to discuss money  because they don’t want to feel controlled, others are intimidated by the subject and feel they don’t understand it  Budgets can be too restrictive. Simple pleasures are often habits, for lasting change back away from them gradually like you would when trying to change any  habit. Budget needs to be realistic for your lifestyle, your needs, and sustainable.      Beware of Financial Enabling - can hurt both the giver and receiver of money Underspending is as much of a problematic financial behavior as overspending Know your financial “Why” If your partner is being secret about their financial behavior, Look to understand the “why behind the what”  When seeking to engage your partner in a discussion about your finances, start with your why Make sure you and your partner are working towards the same goals Discuss what you would like to do with your time if money was not an issue Understand one another’s motivation, then come up with a plan Accept  responsibility  Be open to seeing how your own behavior could be a factor in your partner’s reluctance to engage in discussions about money   Money Mindset episodes to check out:    Amy Westbrook - Certified Life Coach, professional Wealth Coach (1)  Lindsey Bryan-Podvin - Financial Therapist, Author, Host, Mind Money Balance Podcast (2) Karen Ford - Master Financial Coach and Author (3) Assel EL-Baba Financial Therapist and Money mindset Coach (5) Adam Kol - Couples Financial Counselor, Host of the Equal Partners Podcast (6) Dan Hinz - Financial Coach and Founder of Adulting with Money (7) Elle Martinez - Creator of CoupleMoney (website and Podcast) (8) Les Nienow -Coaching Liaison and Senior Financial Coach at Ramsey Solutions (9) Suzanne Johnson - Ramsey Solutions Master Financial Coach (12) Jed Jurchenko - Life and Leadership Coach (13) Annette Schmidt - The FinSavvy Mom, host of the Scared to Savvy Podcast (15)    Ericka Young - Founder of Tailor Made Budgets and Author (21)    

No matter where you are in your financial journey, there are steps you can take towards financial freedom. Ericka Young from Tailor Made Budgets shares strategies for budgeting and creating an emergency fund, as well as balancing debt repayment with saving for retirement. She also discusses worthwhile ways to make more money and describes how to gain financial confidence that you can pass on to your children.  Visit Ericka at Tailor Made Budgets and start her 7 Day Money Challenge Take the "What's Your Loneliness Type" Quiz Check out our Sponsor Faithful Counseling 10% off first month offer Follow Agape Moms on Facebook or Instagram and join the Beloved Collective private Facebook group Subscribe to Agape Moms' Weekly Video Devotional on YouTube

Ericka Young is president and founder of Tailor-Made Budgets, a recognized financial expert, and the author of “Naked and Unashamed: 10 Money Conversations Every Couple Must Have”. On this episode of CFO at Home Ericka and Vince discuss a few of the money conversations outlined in her book, share a bit about their own money past and money present, and more. Key Takeaways Naked and Unashamed  groups the 10 money conversations referred to in the title into 3 categories: Your Money Past which is designed to help you find clarity regarding your financial foundations  Your Money Present, which is all about getting clear on your current financial status  Your Money Future which is about allowing ourselves to dream again Your Money Past conversations include: Naked Conversation 1: Uncover and Make Peace with your Money Past What were you taught about money? How did your parents behave with money? Naked Conversation 2: Grow up Financially and Understand Your Money Story What were you afraid of sharing about your finances when you first met your spouse? Your Money Future conversions include: Naked Conversation 8: Get Into Agreement What parts of the financial management do you enjoy or want to lead in? In what areas of your finances are you not behaving as one? Resources: TailorMadeBudgets.com Naked and Unashamed: 10 Money Conversations Every Couple Must Have 7daymoneychallenge.com Ways to contact/follow: Ericka Young - LinkedIn Tailor Made Budgets - Instagram Tailor Made Budgets - Facebook

Ericka Young is the founder of Tailor-Made Budgets which she started in 2005 after she and her husband Chris climbed out of nearly $100,000 in debt. She became a certified financial coach by Dave Ramsey’s Lampo Group in 2006 and combines her passion for helping people with creative debt reduction techniques so everyone can have a path to financial freedom. Ericka’s Best-Selling book, “Naked and Unashamed: 10 Money Conversations Every Couple Must Have” was released online in February 2017 worldwide. She currently teaches her message of debt freedom through her e-newsletters, personal and group coaching, workshops and speaking engagements. Join my tribe to receive exclusive offers and resources straight to your email. Connect with Jacent: At WamalaWellness.com On Instagram On Youtube SUBSCRIBE | The Jacent’s Gems Podcast On Anchor.fm On Apple Podcasts --- Support this podcast: https://anchor.fm/jacentsgems/support

Black women are transforming work for themselves by starting businesses at a faster rate than any other demographic because the conventional work system never worked for them. Show notes at lifeskillsthatmatter.com/show349 In this special episode, I m joined by a guest co-host Jillian Hubbard, a diversity, equity and inclusion consultant, who I previously interviewed in episode 247 to guide a round table discussion about black women solopreneurs and how to support their growth. Our guests are Ericka Young, a personal finance coach and founder of Tailor-Made Budgets.com and Naika Gabriel, a researcher at Johns Hopkins and a holistic doula, who is exploring starting her own business, Labor of Love, to support women through the trauma brought on by childbirth. Ready to work for yourself? Learn the first 5 actions at lifeskillsthatmatter.com/getstarted Subscribe https://lifeskillsthatmatter.com/subscribe-podcast Podcast Archive https://lifeskillsthatmatter.com/podcast The post Black Women Transforming Work (349) appeared first on Life Skills That Matter.

Financial independence can be achieved and formulating a budget doesn't have to be a daunting task. Ericka Young is the president and founder of Tailor-Made Budgets which she opened in 2005 after she and her husband Chris climbed their way out of nearly $100,000 in debt. She became a certified financial coach by Dave Ramsey's Lampo Group in 2006 and combines her passion for helping people with creative debt reduction techniques so everyone can have a path to financial freedom. Ericka is a recognized financial expert who inspires people to significantly improve their finances, family, and their future with a solid plan. She joined me this week to provide some insights on how we can all achieve financial freedom. To learn more about Tailor-Made Budgets you can visit https://www.tailormadebudgets.com/

Bio:  Ericka Young founded Tailor-Made Budgets in 2005 after she and her husband Chris climbed out of nearly $100,000 in debt. She is a certified financial coach by Ramsey Solutions and combines her passion for helping people with creative debt reduction techniques so everyone can have a path to financial freedom. Ericka teaches her message of debt freedom through her e-newsletters, personal and group coaching, workshops, best-selling book and speaking engagements.   (Please listen to the podcast episode or read the transcript to hear explanations, stories, and examples.)   In this episode, Ericka Young and Dr. Jessica Higgins discuss:  The different ways people are fairing financially during the pandemic.  What each of the three camps are experiencing and what they would benefit from considering moving forward. Learning how to anticipate and evaluate the health of your career industry. Using caution and being prepared as we move through this next phase.  How to be aligned with what matters most to you and your significant other.  How to weather the storm if you are taking a big hit during this time.  How to not loose track of your financial goals as a family, even during the pandemic.  Learning to be creative and in control of your personal economy.      Mentioned:  ERP 207: How To Get Out Of Financial Debt When Working Together As A Couple – An Interview With Ericka Young (podcast) Tailor Made Budgets  Website 7 Day Money Challenge Free Video Series (Opt-in)   Connect with Ericka Young: Email: ericka@tailormadebudgets.com Website: Tailor Made Budgets  Instagram: @tailormadebudgets Facebook: TailorMadeBudgets   Connect with Dr. Jessica Higgins:   Facebook: facebook.com/EmpoweredRelationship  Instagram: instagram.com/drjessicahiggins  Podcast: drjessicahiggins.com/podcasts  Pinterest: pinterest.com/EmpowerRelation  LinkedIn: linkedin.com/in/drjessicahiggins  Twitter: @DrJessHiggins  Website: drjessicahiggins.com   Email: jessica@drjessicahiggins.com     If you have a topic you would like me to discuss, please contact me by clicking on the “Ask Dr. Jessica Higgins” button here.  Thank you so much for your interest in improving your relationship.  Also, I would so appreciate your honest rating and review. Please leave a review by clicking here.  Thank you!   If you are interested in developing new skills to overcome relationship challenges, please consider taking the Connected Couple Program or engaging in relationship coaching work with me.   

BBM hosted by Ericka Young

Ericka Young is the founder of Tailor-Made Budgets. Here, she coaches individuals and small business owners on budgeting, saving and investing. Her passion for financial education stems from her and her husbands life experience of living above their means and having to climb out of nearly 100k in debt. This debt payoff journey changed Ericka’s life and career path. She knew she wanted to help people get out debt, so Ericka and her husband Chris went to Nashville and got trained by Dave Ramsey’s team. Ten years later Tailor-Made Budgets is thriving and Ericka is grateful for the amazing opportunities she has everyday, and how she gets to help people transform their careers, families and futures.   Ericka joins the podcast today to tell her money story. In this episode you’ll learn why it’s important to study various financial teachers because there’s not one money system that will work for everyone. You’ll also learn what steps you should take before shifting careers or jumping into your side hustle full time, what to do with your money during this pandemic, as well as why Ericka discourages credit card use. Lastly, why you should always take the 401k match your company offers, because it’s FREE money.   “Take bits and pieces from all of the financial experts out there, there’s a lot of valid information and you have to see what works for you” - Ericka Young   This week on Paychecks and Balances: How Ericka went from being an Engineer to a Financial Coach Why many of us are keeping up appearances and living above our means The sacrifices it takes to pay off large sums of debt How to find a financial teacher that resonates with you Why you should absolutely be taking your companies 401k match How to determine what type of investments you want to make: Real Estate vs. Stocks vs. Investing in a Business How to future proof your business by moving it entirely online   Connect with Ericka Young Tailor-Made Budgets Instagram Facebook Twitter YouTube LinkedIn   Connect with Paychecks and Balances: Paychecks and Balances Website Patreon Paychecks and Balances Instagram Paychecks and Balances Facebook Paychecks and Balances Twitter Paychecks and Balances            

Today we are hanging out with Ericka Young. Ericka and her husband paid off nearly $100,000 of debt in the first 5 years of their marriage. After paying off her debt Ericka went to Nashville to train with Dave Ramsey and his team to become a financial coach to assist others in getting out of... The post Manage Spending & Goal Setting with Ericka Young (Tailor-Made Budgets) appeared first on Financial Freedom Community.

On this show, we talked about why too many of us are stuck in debt, the required mindset to get out from under it, and how to develop a budget for making it happen with Ericka Young, Founder and Financial Coach at Tailor-Made Budgets.  Listen to learn how to put a plan in place for getting out of debt! For the Difference Making Tip, scan ahead to 16:26! You can learn more about Ericka at TailorMadeBudgets.com, Twitter, Instagram, Facebook and LinkedIn. Interested in starting your own podcast?  Click HERE George is honored to be included on Investopedia's list of the Top 100 Financial Advisors for 2019! You can learn more about the show at GeorgeGrombacher.com, Twitter, LinkedIn, Instagram and Facebook or contact George at Contact@GeorgeGrombacher.com.

Let’s talk about money. In Episode 8, Ericka Young, a recognized expert in financial coaching and the President and Founder of Tailor-Made Budgets, discusses practical tips for managing personal finance, including budgeting and debt reduction. She offers pragmatic advice for professional women and couples to get their finances in order. Ericka is also the author of the best-selling book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have. Find links and show notes at https://breakconcrete.com/bc008/ Topics Covered:  What to look for when seeking a financial coach Steps to creating a budget and helpful apps to do so Personal finance and prioritizing your finances Building an emergency fund and where to invest  Money things to consider before going back to graduate school Attacking repayment of student loan debt Improving your credit score When and how to approach tough money conversations with your partner Follow us on Instagram https://www.instagram.com/breakconcrete/ Twitter https://twitter.com/BreakConcrete/ Facebook https://www.facebook.com/breakconcrete/ E-mail feedback to breakconcrete@gmail.com.  

During the ongoing health crisis of COVID-19, there are a lot of changes in household finances. Maybe grocery and electric bills have gone up because everyone is home. You or your spouse may have a reduction in income or you’ve faced losing your job.  In the same way we work to protect ourselves with social distancing and wearing masks in public, there are some important things we can do to protect our finances and take time to reflect on where our money goes each month. Financial coach Ericka Young joins me to talk about budgets, cutting costs and how we can use this time to reprioritize. “This is the perfect time to reflect on what it is that you really want, why you want it. And I think if people reflect on what their goals were in the beginning of the year and make certain that this season doesn't derail their progress. We can start looking on the bright side and ask God what he has next for us.”  Ericka is the owner of Tailor-Made Budgets and has a passion for helping people pay off debt. Listen to how she and her husband paid off almost $100,000 in episode 244. Connect with Ericka:  Website: tailormadebudgets.com Facebook: facebook.com/TailorMadeBudgets  Instagram: @tailormadebudgets  Links Mentioned:   Ep 244 Budget Isn’t a Dirty Word :: Ericka Young [PODCAST] The CARES Act Works for All Americans [WEBSITE] Coronavirus Tax Relief and Economic Impact Payments [WEBSITE] Access more resources and links on Ericka’s Blog [WEBSITE] Sponsors:  Beachbody --Free Trial Membership. Text HEATHER to 303030 Exploring the Bible Together --Now through May 25, 2020, Don’t Mom Alone listeners can pick up a copy of Exploring the Bible Together along with a selection of ESV children’s Bibles for 40% off with a free Crossway+ membership. For more information, visit crossway.org/DMA7.  Little Passports -- Use DMA to get 15% off any subscription at https://www.littlepassports.com/

Did the COVID-19 pandemic affect your financial well being?  It did for millions across the globe.  Ericka Young, from Tailor-Made Budgets is with us this week talking us through the most important financial steps we should be taking right now to shore up our financial defenses.

If you haven't heard of  financial independence fiction yet, than you're in for a treat.  Authors MK WIlliams (Enemies of Peace) and Dave Mason (The Cash Machine) discuss this new genre of personal finance book and why it is important.  Plus a short segment from Ericka Young from Tailor-Made Budgets about straightening out your finances in a time of Corona.  

Related Links:www.tailormadebudgets.com Facebook: https://www.facebook.com/TailorMadeBudgets/ Instagram: www.instagram.com/tailormadebudgets LinkedIn: https://www.linkedin.com/in/erickayoung/ 7 Day Money Challenge: http://www.7daymoneychallenge.com/ Naked and Unashamed book: https://www.nakedandunashamedbook.com/ 21 Days of Healthy Habits: https://www.tailormadebudgets.com/healthyhabits --Ericka Young is the president and founder of Tailor-Made Budgets which she opened in 2005 after she and her husband Chris climbed their way out of nearly $100,000 in debt. She became a certified financial coach by Dave Ramsey’s Lampo Group in 2006 and combines her passion for helping people with creative debt reduction techniques so everyone can have a path to financial freedom.  Ericka is a recognized financial expert who inspires people to significantly improve their finances, family and their future with a solid plan. Ericka’s Best-Selling book, “Naked and Unashamed: 10 Money Conversations Every Couple Must Have” was released online in February 2017 worldwide. She currently teaches her message of debt freedom through her e-newsletters, personal and group coaching, workshops and speaking engagements.  Ericka, Chris and their two teenage daughters, Faith and Olivia reside in Fishers, IN.--To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.To get more involved with Money Circle:Join the free Facebook groupCome to an in-person event in DCFollow Maggie on Instagram and Twitter!The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.

Ericka Young is the president of Tailor-Made Budgets. After 7 years of working in the semiconductor industry as an engineer, Ericka decided to help others gain control over their money through personal financial coaching. Her love for numbers and data crunching translated easily into analyzing financial information. Golden nuggets: Don't be a silo Make room to dream Don't be afraid to do something different Ericka Young Website: https://www.tailormadebudgets.com/ (https://www.tailormadebudgets.com/) Email: ericka@tailormadebudgets.com Linkedin: https://www.linkedin.com/in/erickayoung/ (https://www.linkedin.com/in/erickayoung/) Facebook: http://www.facebook.com/TailorMadeBudgets (http://www.facebook.com/TailorMadeBudgets) Twitter: https://twitter.com/budgetsbyericka (https://twitter.com/budgetsbyericka) Instagram: https://www.instagram.com/tailormadebudgets/ (https://www.instagram.com/tailormadebudgets/) Let's Connect @ podcast@enterprisenow.net Mentioned in this episode: Grow My Podcast Virtual Summit

Ericka Young is a recognized expert in financial coaching and helps families significantly improve their finances and their future. As founder and president of Tailor-Made Budgets, she teaches debt freedom through her e-newsletters, personal coaching, group programs, and speaking engagements.   In this episode, Ericka Young and Dr. Jessica Higgins discuss:    How most people see debt as “normal,” but it breeds shame and embarrassment. Once you reach your breaking point, getting out of debt requires diligence and persistence. Rather than being restrictive, a budget can be freeing and give you control of your finances.  If you are afraid to look at your debt, then you won’t know what it's going to take to get free. Working together as a couple requires stepping back, looking at the big picture, and working toward a common goal.     "They're so afraid that looking at the number is going to mean that the house is gonna fall down around them. And my take on this is, first of all, you're not alone. This is why I'm here. I've been there. And so I understand that this is difficult. You can do hard things though. And if you don't face it, you can't change it." —  Ericka Young     Mentioned:    Free Mini-Course Naked and Unashamed   Connect with Ericka:  Website: https://www.tailormadebudgets.com/ Facebook: TailorMadeBudgets Instagram: https://www.instagram.com/tailormadebudgets/ LinkedIn: https://www.linkedin.com/in/erickayoung/ Twitter: https://twitter.com/budgetsbyericka Connect with Dr. Jessica Higgins:  Facebook: facebook.com/EmpoweredRelationship Instagram: instagram.com/drjessicahiggins Podcast: drjessicahiggins.com/podcasts Pinterest: pinterest.com/EmpowerRelation LinkedIn: linkedin.com/in/drjessicahiggins Twitter: @DrJessHiggins Website: drjessicahiggins.com  Email: jessica@drjessicahiggins.com    If you have a topic you would like me to discuss, please contact me by clicking on the “Ask Dr. Jessica Higgins” button here.  Thank you so much for your interest in improving your relationship.  Also, I would so appreciate your honest rating and review. Please leave a review by clicking here.  Thank you!   If you are interested in developing new skills to overcome relationship challenges, please consider taking the Connected Couple Program or engaging in relationship coaching work with me. 

Ericka and her husband Chris had over $100,000 of student loan debt. And guess what they did with it? Paid it completely off in just five years. FIVE YEARS!  What happened next? Well, after that, Ericka became so passionate about debt annihilation and personal finance that she walked away from her career as an engineer and became a certified financial coach. She's helped over 350 families get out of debt through her business Tailor-Made Budgets.  Today she's sharing her story + helping us get unstuck so we can live our best debt-free lives!| Links + Resources From Today's Episode |  Instagram | The Goal Getter Sessions | Contact Support the show (https://ko-fi.com/norealjewelry)

This week’s episode is brought to you by Stitcher Premium! Listen to some of your favorite shows ad-free with Stitcher premium like Conan O'Brien Needs a Friend, My Favorite Murder, Science Rules with Bill Nye and more! Plus you can get access to Stitcher Originals like the Neighborhood Listen and Groceries, which are two silly and lovely podcasts. Stitcher Premium is only $4.99 a month or $34.99 a year, but if you use the code MONEYCIRCLE, you can get your first month free. Go to stitcher.com/premium to sign up today!--Join Maggie and financial coach Ericka Young to learn about what you can do to get your finances right as 2019 comes to an end and how to set yourself up for success in 2020. They touch on holiday spending, goal setting, having money conversations, and more.Resources:SMART goalsPlanning for holiday spending7 Day Money ChallengeNaked and Unashamed: 10 Money Conversations Every Couple Must Have--Ericka Young is the president and founder of Tailor-Made Budgets which she opened in 2005 after she and her husband Chris climbed their way out of nearly $100,000 in debt. She became a certified financial coach by Dave Ramsey’s Lampo Group in 2006 and combines her passion for helping people with creative debt reduction techniques so everyone can have a path to financial freedom. Ericka is a recognized financial expert who inspires people to significantly improve their finances, family and their future with a solid plan. Ericka’s Best-Selling book, “Naked and Unashamed: 10 Money Conversations Every Couple Must Have” was released online in February 2017 worldwide. She currently teaches her message of debt freedom through her e-newsletters, personal and group coaching, workshops and speaking engagements. Ericka, Chris and their two teenage daughters, Faith and Olivia reside in Fishers, IN. --To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.To get more involved with Money Circle:Join the free Facebook groupCome to an in-person event in DCSign up for the virtual membership programThe theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.

Ericka will share how her and her husband got out of nearly $100k of debt. #Controlwhatyoucancontrol #Nakedandunashamed BIO: Ericka Young is the president and founder of Tailor-Made Budgets which she opened in 2005 after she and her husband Chris climbed their way out of nearly $100,000 in debt. She became a certified financial coach by Dave Ramsey's Lampo Group in 2006 and combines her passion for helping people with creative debt reduction techniques so everyone can have a path to financial freedom. Ericka is a recognized financial expert who inspires people to significantly improve their finances, family and their future with a solid plan. Ericka's Best-Selling book, “Naked and Unashamed: 10 Money Conversations Every Couple Must Have” was released online in February 2017 worldwide. She currently teaches her message of debt freedom through her e-newsletters, personal and group coaching, workshops and speaking engagements. Ericka, Chris and their two teenage daughters, Faith and Olivia reside in Fishers, IN. www.tailormadebudgets.com social - tailormadebudgets Media sponsor - Swagher It'$ My Money: FB: @itsmymoneyjournal IG and Twitter: itsmymoney_ www.itsmymoneyjournal.info

Ericka Young wants you to be intentional and have a plan before you spend any money. This applies to every single situation that involves money, which is pretty much everything. As Paula Pant says at the beginning of her podcast, you can afford anything, but not everything. Unfortunately because of loans and credit cards, we think we can afford everything. This happens to too many people. They make good money, and can pay the bills, but the bank account doesn't grow and the credit cards stay at the same level. When you start out in debt, that's what you know, and it becomes normal. But living on credit creates this mindless spending, which can easily get out of control. You make decisions without thinking and sometimes those decisions have consequences. There are so many people like Ericka who could easily break free of the mountain of debt that they are trapped under, if only they would step back and have a closer look at their financial situation and whether their spending habits align with their financial goals. One day Ericka looked at her low bank balance and her high credit balance and asked herself: What's going on here? The process she went through was so motivating that she knew she wanted to help others achieve the same thing. Ericka launched Tailor Made Budgets in 2005 and has been helping people change their money habits ever since. Ericka joined me from Indianapolis, Indiana to share her personal finance story. NEXT EPISODE 89 - J. Money Click here to book a FREE 15-minute personal finance consultation with Beau Humphreys, Personal Finance Coach Click here to become a patron of The Personal Finance Show via Patreon To register for my next available personal finance webinar click here.

In this episode the mamas talk to Erika of Tailor-Made budgets and discuss things such as important conversations to have with your partner about budgeting, conversations to have with your kids, emotional spending and more. Turn this episode on while your teens or husband is around! Find Erika at www.tailormadebudgets.com and take her free money challenge. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/momworthy/support

The journey to Financial Independence can seem insurmountable to some. We totally understand! It is worth repeating, over and over, to remind us that this is a marathon and not a sprint.  What helps along the way is to know that you are not alone.  One of our listeners, Maria Palacio, was gracious enough to take time to share the progress she and her husband have made on their journey.  Maria shares how she found the fire movement, mistakes along the way, changes they made and getting her husband on board.  She also discusses asking for help and how she decided to work with Ericka Young of Tailor Made Budgets.  You can hear more about Erica in Episode 11 Also discussed in this episode:  Wendy's ALDI Challenge is a four-week challenge to plan seven dinners for eight people for $75 or under. You can begin with week one HERE.   

This episode is all about curbing your emotional spending and to have this conversation, my guest on the show is certified financial coach, Ericka Young. Ericka is the president and founder of Tailor-Made Budgets which she opened in 2005 after she and her husband Chris climbed their way out of nearly $100,000 in debt. She is a certified financial coach and combines her passion for helping people with creative debt reduction techniques so everyone can have a path to financial freedom. She is also the author of the best-selling book, “Naked and Unashamed: 10 Money Conversations Every Couple Must Have”. What we discussed this episode: - On this episode, Ericka and I had a conversation on emotional spending and how it can derail your finances - She shares examples of her own emotional spending including upgrading her car vs. repairing her car, essentially trading a $1,000 repair for a $20,000 car loan and her husband having to take her credit card away from her. - She shares how she worked through dealing with her emotional spending, and how she was able to adjust her mindset about money in order to pay off that nearly $100,000 in debt alongside her husband. - She also shares what it’s like to live a debt-free life, one she has lived for the last 10 years, and provides actionable tips on how you can accomplish the same thing too including how to make yourself accountable, being ok with your emotions as a woman, being mindful of the positive emotions that can trigger emotional spending and more. How to keep in touch with Ericka: - You can keep in touch with Ericka on her website over at http://tailormadebudgets.com where you can also download her free ebook “Have your cake and eat it too”. Be sure to stop by CleverGirlFinance.com and checkout our learning platform! Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance

On this show, we talked about how to minimize the impact that emotions can have on our spending, identifying the underlying causes of those behaviors and getting past those causes with Ericka Young, Founder and President of Tailor-Made Budgets, Certified Financial Coach and the author of Naked and Unashamed. Listen to hear about her recent experience with Dave Ramsey! For the Difference Making Tip, scan ahead to 17:16. You can learn more about Ericka at TailorMadeBudgets.com, Facebook, Twitter and LinkedIn. Please subscribe to the show however you’re listening, leave a review and share it with someone who appreciates good ideas.  You can learn more about the show at GeorgeGrombacher.com, or contact George by clicking here.

Talking about money with your spouse can't always be easy, but it is crucial to your marriage. This week I sat down with Certified Financial Coach, Ericka Young. Ericka is the president and founder of Tailor-Made Budgets which she opened in 2005 after she and her husband Chris climbed their way out of nearly $100,000 in debt. She became a certified financial coach by Dave Ramsey's Lampo Group in 2006 and combines her passion for helping people with creative debt reduction techniques so everyone can have a path to financial freedom. Ericka is a recognized financial expert who inspires people to significantly improve their finances, family and their future with a solid plan. Ericka's Best-Selling book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have was released online in February 2017 worldwide. She currently teaches her message of debt freedom through her e-newsletters, personal and group coaching, workshops and speaking engagements. Ericka, Chris and their two teenage daughters, Faith and Olivia reside in Fishers, IN. HERE’S WHAT YOU’LL LEARN FROM THIS EPISODE: What prompted Ericka to write a book around finances among couples Why Ericka believes money is not all about the numbers The importance of WHY you do what you do with your money Your financial planner deals with the same money challenges you do What can happen if you don’t talk about money within your marriage How Ericka had to understand her husband’s money background during their money conversations The very first money conversation you should have with your spouse Why everyone needs a reality check Understanding your cash flow can be very eye opening Hurdles many people face when talking about money with spouses Should one person take the lead on budgeting The impact a weekly routine can have on your money The harsh reality of what not talking about money can do to your marriage Dreams can be a good thing for you and your money How to give your money some real purpose **For access to the links from this show, visit https://workablewealth.com/podcast/episode-66-how-t…ith-ericka-young/

Ericka Young is the president and founder of Tailor-Made Budgets which she opened in 2005 after she and her husband Chris climbed their way out of nearly $100,000 in debt. She became a certified financial coach by Dave Ramsey’s Lampo Group in 2006 and combines her passion for helping people with creative debt reduction techniques so everyone can have a path to financial freedom.   Ericka is a recognized financial expert who inspires people to significantly improve their finances, family and their future with a solid plan. Ericka’s Best-Selling book, “Naked and Unashamed: 10 Money Conversations Every Couple Must Have” was released online in February 2017 worldwide. She currently teaches her message of debt freedom through her e-newsletters, personal and group coaching, workshops and speaking engagements.  Ericka, Chris and their two teenage daughters, Faith and Olivia reside in Fishers, IN.   Connect with Erika: Website | http://tailormadebudgets.com  Show notes for today’s episode can be found at: http://www.crystallayland.com/2018/ericka-young Leave a rating & review: http://bit.ly/herpodcast

Episode 80: How to Talk About Money in Relationships and Navigate Marriage Counseling Our Guest Ericka Young from TailorMadeBudgets.com. Discussion Points The important money conversations to have with your significant other. How marriage counseling could kick things off in the right direction. The benefits of sharing your finances. Key financial [...]

In this episode of Creatives Crushing Anxiety, I interview Ericka Young. Ericka is a financial coach who helps women and couples get their debt paid down and financial lives in check. If you've been suffering from debt and the anxiety that can come with it then you need to listen to this episode! In this episode: The steps Ericka takes when she starts working with a new person. Why you need to have financial goals. Her biggest financial regret. Why you need to know your credit score. How one of her clients went from a 16% interest rate to a 5% interest rate on her car note. Her she decided her book topic. How she helps people recognize their hereditary money habits.  And more.

I'm pleased to welcome Ericka Young from TailorMadeBudgets.com on the show today. If you're married, you'll definitely discover some great gold nuggets of value throughout our conversation that will help you with personal finance in your marriage, and if you're single, you'll learn a lot as well. There's a little something for everyone on the show today.   Pick up a copy of Ericka's book, "Naked and Unashamed: 10 Money Conversations Every Couple Must Have" by going to http://nakedandunashamedbook.com.   Learn more about Tailor-Made Budgets here: http://www.tailormadebudgets.com   Has this show been a big help to you so far? Would you like to return the favor and help me to help others? It's easy to do. Simply go to http://followmeoutofdebt.com/review and follow the simple steps to subscribe to the show, rate the show, and leave a review.

Do you want to learn to manage money better?  Do you want to know how to make your money work for you? Financial expert and author Ericka Young is visiting with sisterhood today to help.  Ericka is the president and founder of Tailor-Made Budgets which she opened in 2005 after she and her husband Chris were able to climb their way out of nearly $100,000 in debt. Ericka just released her new book, “Naked and Unashamed: 10 Money Conversations Every Couple Must Have” in February 2017, which hit the Amazon Bestseller List. In the podcast we cover why women are such a critical factor in the family budget, what programs work best, what prevents us from getting the financial help we need, and how to have helpful conversations with your spouse about finances.  We also cover how to teach our kids about managing money and what we can do to better educate them as they grow up. Plus, don't miss Ericka's favorite budget-friendly go-to meals at the end of the episode.  This is a practical and helpful episode that will move you toward greater financial freedom and strength.

Savvy WAHMs (work at home moms) are effective money managers.Is budgeting a mystery to you — it never seems to work for you?Do you pay your bills late regularly?Do you want to SAVE money—but you can’t, because you spend every dollar you make?Are you passing up the dining out, clothing, and fun you want because you just can’t afford them right now?Do you wish you knew EXACTLY how to end living paycheck to paycheck — without going crazy in the process?In this episode, Ericka Young, money coach and Savvy WAHM entrepreneur will share with us10 Reasons we "Don’t Have Enough" and the key ingredients to "Having More Than Enough".Follow me on Twitter and ask us a question @TheSavvyWAHM.Connect with Ericka on Facebook: Facebook.com/TailorMadeBudgets. Or sign up for one of her teleclasses at TailorMadeBudgets.com. Click the 'Events' tab under 'Products and Services'. May you never feel alone on this journey.Kendra Tillman, - Visit Me At The Savvy WAHM Community

Savvy WAHMs (work at home moms) are effective money managers.Is budgeting a mystery to you — it never seems to work for you?Do you pay your bills late regularly?Do you want to SAVE money—but you can’t, because you spend every dollar you make?Are you passing up the dining out, clothing, and fun you want because you just can’t afford them right now?Do you wish you knew EXACTLY how to end living paycheck to paycheck — without going crazy in the process?In this episode, Ericka Young, money coach and Savvy WAHM entrepreneur will share with us10 Reasons we "Don’t Have Enough" and the key ingredients to "Having More Than Enough".Follow me on Twitter and ask us a question @TheSavvyWAHM.Connect with Ericka on Facebook: Facebook.com/TailorMadeBudgets. Or sign up for one of her teleclasses at TailorMadeBudgets.com. Click the 'Events' tab under 'Products and Services'. May you never feel alone on this journey.Kendra Tillman, - Visit Me At The Savvy WAHM Community

Ericka Young is the president of Tailor-Made Budgets. After 7 years of working in the semiconductor industry as an engineer, Ericka decided to help others gain control over their money through personal financial coaching. Her love for numbers and data crunching translated easily into analyzing financial information. Ericka knows how to help you navigate the financial waters because she did it herself. She and her husband, Chris, dug their way out of nearly $100,000 in debt. Now, through her monthly e-newsletter, personal coaching sessions, workshops, and speaking engagements, Ericka is helping many people significantly improve their finances, families… and most impor-tantly their futures. Ericka is a certified financial counselor by Dave Ramsey's Lampo Group and is now helping her clients give their dreams a place to flourish everyday. Tailor-Made Budgets has been featured in several local newspapers including the Arizona Republic, the East Valley Tribune, the Gilbert Republic, and the Arizona Infor-mant. A highlight of the media buzz was a FOX10 news spot at primetime in August 2007! Ericka is now teaching classes at Chandler/Gilbert Community College and increasing her speaking engagements. In addition to this growth Ericka pursued mentor-ship by a nationally recognized financial coach by the name of Glinda Bridgforth. As a result of this divine connection, Ericka is now one of her associates and coaches clients all over the country. Ericka now enjoys a more balanced and fulfilling life with her husband Chris and their two daughters, Faith and Olivia.

Erika has gone from 100,000 of debt to debt free in 5 years!  Her and her husband decided early on that it was time to take hold of their financial life together. After paying off her debt, she realized how passionate she is about helping people better their lives, thus Tailor Made Budgets was born!  Welcome! [:] You have quite an interesting story when it comes to your personal life and debt. What position were you in? How did you work your way out of it? Didn’t start at $100k, but Ericka got married young with about $65k worth of debt. She and her husband started buying goods like cars, even though they weren’t unreasonable it pushed them over the edge. After just over a year they realized how much debt they were in, especially with a new born baby. Got a second job. [:] Where do you see people, mostly millennials making their biggest mistakes? Not paying off debt? Not investing? The amount of student debt that is allowed to be taken on and people actually take it on and not pay it off. People don’t realize the impact of their debt [:] So you and your husband paid off 100,000 worth of debt together- what advice do you have for anyone in a relationship or will be in one someday when it comes to working as a team and your money? You won’t always see eye to eye. Where do you want to be as a couple then figure out what you want to do. Ericka and her husband decided they wanted to take charge as a couple together [:] Go ahead and give us the 30 second elevator speech for tailor made budgets Help couples get on the same page and achieve financial independence [:] Value Link Round [:] What is your saving or retirement plan? Long terms person- mutual funds Accelerating the house payment plan (sell house to buy something cheaper for cash) [:] Favorite Quote? Sacrifice is giving up something good for something better The best preparation for the future is the present well tended [:] Parting piece of advice? The finances are hard, be easy on yourself we all make mistakes Support this podcast at — https://redcircle.com/chain-of-wealth-debt-investing-entrepreneurship-wealth-and-more/donationsWant to advertise on this podcast? Go to https://redcircle.com/brands and sign up.