Podcast appearances and mentions of kyle christensen

Are traditional retirement plans holding you back? In this eye-opening episode, I dive into a conversation with Kyle Christensen, where he disrupts conventional financial strategies queued up for dentists. Rather than funneling earnings into several miscellaneous traditional retirement savings like 401ks and IRAs, Kyle introduces the novel concept of "fake assets" that might not serve you as you imagined. He advises dentists to channel their investments into their sphere of expertise—into themselves and their practice—in order to craft paths towards abundant wealth genuinely.Kyle breaks apart the paradigm of diversification and advocates for other arenas like real estate, intellectual property, and personal development ventures such as coaching. Discover the lengths to which specialization can forge wealth without waiting decades!What You'll Learn in This Episode:Why 401ks and IRAs might be considered "fake assets" for dentists.The importance of investing in one's expertise and practice for optimal wealth creation.Strategies for maintaining high liquidity to seize strategic opportunities.Understanding the value in real estate, IP investment, and self-improvement coaching.Kyle's take on why diversification strategies might be outdated.How specialization, rather than diversification, leads to increased wealth.Ready to reshape your financial future and mastering the art of specialization? Dive into this episode now!‍‍Sponsors:Studio 8E8: Dentistry's story-driven marketing agency. Traditional marketing repels. Story-first dental marketing attracts.We bring your story to life in a way that captivates and connects: https://s8e8.com/affiliates/tdm?utm_source=tdm&utm_medium=affiliate&wc_clear=true‍You can reach out to Kyle Christensen here:Website: https://uniqueadvantage.biz/Kyle's Book "Principals Based Planning": https://a.co/d/8576RD3Instagram: https://www.instagram.com/unique_advantage/Facebook: https://www.facebook.com/profile.php?id=61558072766116LinkedIn: https://www.linkedin.com/company/uniqueadvantage-planning/‍Mentions and Links: ‍Terms:Fica Taxes‍People:Bill GatesElon Musk‍Books:FAKE: Fake Money, Fake Teachers, Fake Assets: How Lies Are Making the Poor and Middle Class PoorerThe Autobiography of Andrew Carnegie and the Gospel of Wealth‍Videos:Why diversification is for suckers: Warren Buffet and Mark Cuban‍Businesses/Brands:MicrosoftAppleBerkshire HathawayWalmart‍Places:Wall Street‍If you want your questions answered on Monday Morning Episodes, ask me on these platforms:My Newsletter: https://thedentalmarketer.lpages.co/newsletter/The Dental Marketer Society Facebook Group: https://www.facebook.com/groups/2031814726927041‍Episode Transcript (Auto-Generated - Please Excuse Errors)‍Michael: Hey, Kyle. So talk to us. What's one piece of advice you can give us this Monday morning? Kyle: My advice is to don't gamble with your financial future. And there's a reason I'm saying that. Michael: What's the reason behind it? Kyle: I think most of your listeners are probably being pressured, by the conventional wisdom out there to start quote, saving for retirement.And basically the way I look at that is they're divesting money from their control and their use and their expertise, and they're putting it in things that they have no control, expertise or use. And that's generally encouraged by the financial planning industry. Okay. Michael: So would you say, Don't start putting funds into that. Kyle: I know. Sounds crazy. Doesn't it? Yes. That's exactly what I'm saying. The financial institutions that are promoting the philosophy of retirement and retirement planning, they only have one objective, and it's actually a huge conflict of interest.Their objective is to get asset center management. Their objective is to get your audience to send them money on a regular and ongoing basis and not touch it for decades and not receive any income for decades from those supposed assets, Robert Kiyosaki in his most recent book called fakecalls 401ks and IRAs mutual funds.He calls them fake assets. And the reason is he says a real asset is something that puts money in your pocket. And a liability is something that takes money out of your pocket for years. And that's why he calls those kinds of things, fake assets. Michael: So then from your expertise, where should we be putting our money then?Kyle: They should be putting it in what they're experts in. I've been to plenty of dental industry events, conferences. throughout the country. And I can tell you by looking at all the exhibitors of these events, there's plenty of opportunity for, dentists to invest in themselves and to grow and to expand.They're being convinced, however, to, move their money and invest in things that are not in their expertise, which I just finished reading Andrew Carnegie'sautobiography earlier this year. And in his book, he talks about that exactly. He says, I've never seen a man be embarrassed by investing in anything other than things outside of his expertise.his recommendation, which he's the richest American thatthat's ever lived. You know, we think, Bill Gates is super rich and Elon and they are, but comparatively Andrew Carnegie would be worth 300 billion in today's dollars. So he knows what he's talking about.And I think there's some wisdom in what he's saying. He's saying that, look, you should be investing in thethings you can control, and influence. Michael: Interesting. So then what are some strategic investments specifically for dentists that they should be investing in?Kyle: Yeah. So number one, I would say, don't be afraid of having cash. Don't be afraid of accumulating cash because cash means opportunity, think everybody's heard the phrase cash is King and there's truth to that. The people who have cash have opportunity. I'm sure most of your audience has dealt with loans, practice loans, or equipment loans, or things like that, right?What if you could get to a point in time when, you're only using loans strategically. You're not using them because you have to, but you're using them strategically. Maybe when the interest rates are really great and you're making more interest in where your cash is at, right?So at that point in time, it might make a lot more sense to just maintain the cash, take the loan, right? But in most people's cases, they're taking loans because they don't have the cash. So I would say, don't be afraid to build and maintain high levels of cash because cash equals opportunity. I'm thinking about one of my dental clients that's in Oklahoma.I started working with him whenhe bought into his first practice and he was making about 250, 000 a year. so that was in about 2014 when I started working with him this year.in fact, a conversation that I had with him last week, he's buying in three more practices.So he'll have a total of six practices. He has over 10 doctors working for him, his annual income just from what he does managing the practices, he makes over 2 million per year. That's where people should be investing right in their own ideas, in their own business, in their own property. Investment, for a dentist could be, investing in coaching.That's a great investment. In fact, this particular client, that was one of the first big investments that they did is they invested into coaching for their practice. And the amount of increase in efficiency in their practice went through the roof. So those are the kinds of investments that I think that your audience should be considering and, should weigh heavier than things that they have no expertise in.Michael: Yeah. Interesting. was that revenue profit or cash? Kyle: That was net profit per year for him. Michael: Oh, interesting. I like that, man. So then how would you plan for long term, I guess, like financial security and wealth building Kyle: So one of the things that you can do is you can start to invest into real estate, right?For example, maybe the property that your practice is in, that's an opportunity, right? And that's actually a way to, change the character of your income. Let's say that you're paying 20, 000 a month in lease, for your office lease if you were to own the building And now you're practice is paying that to you that twenty thousand bucks a year.You're Recharacterizing two hundred and forty thousand dollars a year now. It's not going to be subject to fikaSo you're saving fifteen point three percent of that money in taxes And now you're going to pay ordinary income tax, which you would have anyway, but you save a huge chunk of money over time if you sell that practice in the future, you could still Keep the building, it's a cash flowing asset to you.You can look at investing in other, what I would call real assets. Real assets are basically things that financial institutions can't sell you. So real assets might be owning a franchise. It might be owning, other real estate property, intellectual property. I think about the inventions that have taken place in the dental industry in just the last 10 years.And it's incredible. If you've been to the dentist regularly, you've seen it, the way they take x rays, the way they do imaging, everything. It's amazing how much technology, how much improvement has been made. What's the genesis of most of that improvement? Is it somebody who's not in the dental world or is it somebody that's in the dental world that came up with those things?And I would say it's mostly things that were brought up or invented Or at least thought of by people in the dental industry. Your audience might be, as they go along, be coming up with ideas that are multi million dollar cash flowing ideas.And what I'm saying is, that's the sort of thing they should be investing in. Michael: Gotcha. Okay. So then how do you balance reinvesting in the business with diversifying your portfolio for long term wealth here? Kyle: So diversification, just submit is a marketing idea. Really? Michael: Okay. Yes. Kyle: in fact, I would encourage everybody to look up what Warren Buffett says and Mark Cuban says about diversification on YouTube.Diversification is an excuse for lack of knowledge. So specialization is what creates well, it's having an inch wide. Knowledge, but it's a mile deep, versus the Jack of all trades that has a mile wide basis of knowledge. And it's only an inch deep the whole way.People get paid for what they know. this idea of diversification, it's wall street. Wall Street is encouraging diversification because an excuse for their inability to pick winners and losers, which all the research actually says that they cannot do. And so we pay all these mutual fund managers and these money managers a lot of money right, every year, so that they can pick winners and losers, and yet all the research says that they can't, and what do they tell us we have to do?Diversify. We have to diversify. We have to asset allocate, We have to change that so that if something goes down, which is out of our control, which is a key point, I think then not all of our money will go down. So my question is. Should Bill Gates have diversified out of Microsoft should Steve Jobs have diversified out of Apple should Warren Buffett diversify outside of Berkshire Hathaway, I would say no, I think that those guys know exactly what they're doing.And they're investing in the things that they know that they're experts in. Michael: Interesting. Okay. So then if we do have a portfolio and our consultants are, are, you know, financial advisors are telling us like, yeah, you need to diversify. We did it already.How can we start scaling back? Or do we just take everything out of our mutual fund 401k RAs and stuff like that? Or, Or what are your thoughts? Kyle: Here's my question. How much controller influence do you have over how that performs?Michael: None. Like If I bought Walmart stock, how much influence do I have over that? buy something at Walmart, but nothing happens. Kyle: But it's not going to move the needle, right? It's not going to change the stock price, right? So I have no influence over that. So in reality, if you look up the definition of the word invest or the word gamble, What is that more like, Is it really investing or is it really gambling? I think that's the first thing we need to do. Let's call it what it is. And some people like to gamble and that's fine. for some people it's exciting. It's a fun game, but I don't think that people want to rely, put their entire financial future on gambling, right?But they're being told that that's what they should do. So what should you do if you already have, most of your investment in that kind of situation? Well, number one, does it make it better to put good money after bad? in the business world, don't put good money after bad, right?So if we're already doing something and we realize maybe this isn't the direction I want to go, then don't keep putting money in that direction. Does that make sense? So that's the first thing I would stop contributing If you realize that, hey, you know what? I really do have more confidence in what I'm doing than I do in putting it into something I have no clue and I have no control, no influence over the outcome, right?I'm actually penalized if I touch my money, Here's the other thing. Don't let the tax tail wag the dog. So what I mean by that is, taxes, yes, are an important factor to keep in mind, But they shouldn't be the sole deciding factor, if my entire goal is to avoid taxes, you know what the easiest way for me to avoid taxes is?Don't make money. And I don't know of anybody who has that as a goal. That's not a goal for anybody. It's not a good goal. I don't think to not make money. So avoidance of taxes isn't really the goal. Financial freedom is your goal. It should be your goal. And I think that's what most people have in mind when they think about retirement, even though that's not what the word retirement means.I think that they think about financial freedom, you know, I want to be able to do what I want to do when I want to do it. Well, The problem with retirement accounts is that they don't provide you with any. income. They don't provide you with any velocity. That's the principle. It's called velocity of money.So you put money into a retirement account and you can't touch it for a long time. Michael, you seem like you're in your thirties, maybe. Are you in your thirties? So if you're in your thirties, when can you touch that money without paying a penalty? 30 more years. Yeah, it's 30 more years. And who benefits from that?Is it you or is it the financial institutions? Michael: I don't know if I'll be here in 30 more years, even like so. Kyle: that's true. It's absolutely true. There's no guarantee that you'll live that long. Here's the thing. Those products, those accounts are not designed for financial freedom. They're designed for retirement, which is an age.Retirement doesn't mean capability. And so here's the question. Would you rather pay the tax? And maybe even the penalty. Right now we're at, the market's still at, near it's all time high. It might make sense actually, to cash out. And pay the tax and the penalty. Which seems totally crazy. I'm the only financial planner that you'll ever hear that suggests that that might be a good idea.And here's why. Because I believe in you. I believe in you more than I do Wall Street. They have a conflict of interest actually. Their conflict of interest is this. If you take out your money, they make less. That's the reality. that's an actual financial conflict of interest. So when do they want you to take your money out?Never. Michael: Yeah. Kyle: Yeah. It's never. that's the game. They're just pushing it down the road for 30 years. And if you've put money into the retirement accounts, you've agreed to that condition that you won't touch your money for 30 years. Which only benefits them. It doesn't benefit you in any way, but they're trying to convince you that that's true And then when you get to 30 years from now because we just said what's their conflict of interest?They don't ever want you to touch your money. They get financially injured if you take the money out when you hit 30 years from now, do you think they're going to still want you to take your money out at that point? Nope. They're going to give you every reason why you shouldn't because you might outlive it.It's not enough. it didn't grow as much as we thought it would and so on. I would rather you have half of that money in your full control and your full use. Michael: Love it, man. Awesome. I appreciate your time. And if anyone has further questions, you can definitely find them on the Dental Marketer Society Facebook group, or where can they reach out to you directly?Kyle: You can go to my website, uniqueadvantage. biz. And the last letters are B I Z, Boy Island Zoo. Our email addresses are on there. You can, reach out. I'd love to answer any question.Michael: couple other ways you can find out more, right? You can go to amazon. com and you can buy my book, principles based planning, a better approach to financial planning. The other ways you can find us we're on Instagram.Kyle: Facebook and LinkedIn. So we'd love to have you follow connect. We'd love to see on there. Michael: Awesome. Yeah. So that's going to be in the show notes below Kyle's book. I saw social media handles. Please reach out to him if you have any questions and Kyle, thank you for being with me on this Monday morning episode.Thank you.

Welcome to the first session of the Cover Your Assets educational series on financial planning, where host Billy Gwaltney delves deep into financial mindsets with experts John Navin and Kyle Christensen.   Discover the diverse approaches to financial planning, encompassing both traditional and non-traditional strategies, directly from seasoned professionals. Whether you're an experienced investor or just starting out, this episode aims to empower you with the knowledge to make informed financial decisions.  Get ready to explore a series that will fundamentally change your perception of financial planning.  Episode Highlights: Understanding Traditional vs. Non-Traditional Financial Planning: John Navin discusses conventional strategies and Kyle Christensen introduces alternative investment ideas. (12:30)  Emphasizing Education in Financial Planning: Kyle shares how empowering clients with knowledge is central to his approach. (20:45)  Real-life Examples: Learn about a pharmacist who increased income significantly through business investment and how professionals can leverage their expertise. (32:05)  Critique of the Financial Industry: Both guests critique the pitfalls of the financial advisory industry and stress the need for personalized, diligent financial planning. (45:10)  The Cover Your Assets Podcast is on a mission to help physicians like you get their disability insurance right. You've spent years of your life and hundreds of thousands of dollars to become a physician – this is the career that will give you and your family everything you've dreamed of! Don't let accidents, illness, or injury destroy your hard work and the life you deserve. You know you need to be insured, but how do you sort through the mountains of information when you barely have enough time to eat? On the Cover Your Assets Podcast, host Billy Gwaltney, head of Professional Planning Group, Inc., shows you exactly what you need to do to protect your income and way of life. For more tips and advice, connect with the CYA Podcast on YouTube and visit the Professional Planning Group online. Stay up to date with Billy on ⁠Facebook⁠ and ⁠LinkedIn⁠.  If you have questions, feedback, or just want to connect, email Billy at ⁠billy@ownoccdisability.com.⁠ 

In this episode of Cover Your Assets, host Billy Gwaltney dives deep into the intricate balance between financial goals and personal values with guests and financial planners Kyle Christensen and John Navin.   Kyle shares why he avoids using the term "retirement," preferring "financial freedom" as a more empowering goal, while John introduces his "freedom number" concept for a joyful life beyond just escaping a job. Together, they explore the unique financial challenges faced by medical professionals transitioning from training roles to high-earning attending positions and offer actionable strategies for building financial independence.  This episode empowers listeners to rethink their financial future with purpose-driven decisions and smart investment choices.  Episode Highlights: Kyle Christensen explains the concept of financial freedom and stresses the importance of understanding what you want to do once you achieve it. (08:15)  John Navin introduces his "freedom number" and discusses why planning for a joyful life is more than just escaping a job. (16:45)  John Navin details his diversified investment strategy, outlining different investment "buckets" based on time horizons. (32:00)  Kyle Christensen critiques financial institutions and emphasizes the significance of investing in what you know and can control. (33:50)  The Cover Your Assets Podcast is on a mission to help physicians like you get their disability insurance right. You've spent years of your life and hundreds of thousands of dollars to become a physician – this is the career that will give you and your family everything you've dreamed of! Don't let accidents, illness, or injury destroy your hard work and the life you deserve. You know you need to be insured, but how do you sort through the mountains of information when you barely have enough time to eat? On the Cover Your Assets Podcast, host Billy Gwaltney, head of Professional Planning Group, Inc., shows you exactly what you need to do to protect your income and way of life.  For more tips and advice, connect with the CYA Podcast on YouTube and visit the Professional Planning Group online. Stay up to date with Billy on ⁠Facebook⁠ and ⁠LinkedIn⁠.  If you have questions, feedback, or just want to connect, email Billy at ⁠billy@ownoccdisability.com.⁠ 

Host Billy Gwaltney delves into the intricate world of financial tools and strategies with guests John Navin and Kyle Christensen on this episode of Cover Your Assets.   Through a series of enlightening discussions, they uncover the critical aspects of financial planning, addressing common mistakes and underexplored opportunities that professionals, especially those in high-risk careers like medicine, must consider. From the fundamentals of car insurance to the nuances of student loan repayment, this episode is packed with actionable insights designed to fortify your financial future and mitigate risks.  Join them as they probe into the strategies that will not only cover your assets but also ensure substantial growth and security in an ever-evolving economic landscape.   Episode Highlights:  John Navin discusses optimal car insurance coverage amounts and common planning mistakes. (10:25) Kyle Christensen emphasizes the importance of a personal liability umbrella policy with at least a million dollars in coverage. (18:45)  Billy Gwaltney explores principles of investing, stressing the importance of control and understanding in financial decisions. (34:15)  Insightful conversation on student loan challenges, featuring practical tips on leveraging current income-driven repayment plans. (47:05)  The Cover Your Assets Podcast is on a mission to help physicians like you get their disability insurance right. You've spent years of your life and hundreds of thousands of dollars to become a physician – this is the career that will give you and your family everything you've dreamed of! Don't let accidents, illness, or injury destroy your hard work and the life you deserve. You know you need to be insured, but how do you sort through the mountains of information when you barely have enough time to eat? On the Cover Your Assets Podcast, host Billy Gwaltney, head of Professional Planning Group, Inc., shows you exactly what you need to do to protect your income and way of life.  For more tips and advice, connect with the CYA Podcast on YouTube and visit the Professional Planning Group online. Stay up to date with Billy on ⁠Facebook⁠ and ⁠LinkedIn⁠.  If you have questions, feedback, or just want to connect, email Billy at ⁠billy@ownoccdisability.com.⁠ 

What really keeps your financial future secure: strategy or principles? In the final session of this enlightening educational series, host Billy Gwaltney dives deep into the essential and often overlooked world of risk management and asset protection with guests Kyle Christensen and John Navin.  Together, they explore the intricate balance between traditional and principles-based approaches to safeguarding your financial assets. Both Christensen and Navin reveal the startling reality that many clients, including high-earning professionals, are grossly underinsured, sharing personal anecdotes to underscore the critical importance of early and adequate coverage.  Don't miss this engaging discussion filled with actionable insights, tips on optimal insurance strategies, and a holistic view on financial planning designed to help you secure and maximize your assets.  Episode Highlights: Kyle Christensen discusses the limitations in purchasing insurance and explains the principle of indemnity. (07:12) Billy Gwaltney shares a cautionary tale about a surgeon who unexpectedly needed long-term care due to early-onset Alzheimer's. (15:34)  John Navin introduces the DIME formula for determining life insurance coverage needs and elaborates on his personal experience with health and life insurance costs. (28:49) A deep dive into the comparison of term versus whole life insurance, and Kyle Christensen's compelling analogy between renting and owning life insurance. (45:02)  The Cover Your Assets Podcast is on a mission to help physicians like you get their disability insurance right. You've spent years of your life and hundreds of thousands of dollars to become a physician – this is the career that will give you and your family everything you've dreamed of! Don't let accidents, illness, or injury destroy your hard work and the life you deserve. You know you need to be insured, but how do you sort through the mountains of information when you barely have enough time to eat? On the Cover Your Assets Podcast, host Billy Gwaltney, head of Professional Planning Group, Inc., shows you exactly what you need to do to protect your income and way of life.  For more tips and advice, connect with the CYA Podcast on YouTube and visit the Professional Planning Group online. Stay up to date with Billy on ⁠Facebook⁠ and ⁠LinkedIn⁠.  If you have questions, feedback, or just want to connect, email Billy at ⁠billy@ownoccdisability.com.⁠   

In the podcast, host Maurice and financial planner Kyle discuss the common financial struggles faced by many individuals, pinpointing two primary causes: the powerful influence of financial institutions and people's pursuit of quick fixes over hard work or entrepreneurship. They emphasize the importance of financial literacy and a strong work ethic, drawing on Booker T. Washington's principles.https://www.linkedin.com/in/kyle-christensen-45788b3b/https://uniqueadvantage.biz/

There's been so much change so quickly in sports business that there's a bunch of stuff that seems normal now that I wouldn't have even believed possible just 10 years ago. Paying college athletes. Watching games on your phone. Pro teams in Vegas. And there's online gaming, a market that is currently estimated at about $10B a year, and is projected to grow by 12% annually through the end of this decade. That kind of growth is what puts a gleam in the eye of this episodes guest, Kyle Christensen, the Chief Revenue and Marketing Officer of Splash, Inc. With a rapidly growing user base that recently surpassed 2 million, Splash is turning heads in the online gaming industry with a social approach to their contests. It's a strategy that falls right in the wheelhouse for Christensen, a veteran of the entertainment and social media industries. In our conversation, we talk about how his experiences at companies like Warner Brothers, Meta and Netflix prepared him for taking the reins at Splash. We also go into how Splash is differentiating themselves from the industry's biggest players, what draws him to companies that like to throw bricks through the windows of the status quo, and why maybe breaking down that firewall between personal and business is a good idea. And if you've ever wondered what it's like to incur the wrath of hard core comic book fans, he'll let you know what that's like, too. Just a heads up, there's some explicit language in this episode. ABOUT THIS PODCAST The 1-on-1: Sports Business Conversations podcast is a production of ADC Partners, a sports marketing agency that specializes in creating, managing, and evaluating effective partnerships between brands and sports. Website: adcpartners.com/podcast Instagram: adc_partners_podcast Threads: adc_partners_podcast Youtube: @adcpartners YOUR HOST Dave Almy brings over 30 years of sports marketing and sports business experience to his role as host of the "1-on-1: Sports Business Conversations" podcast. Dave is the co-Founder of ADC Partners.

In this episode of TOP CMO, Jackson Carpenter sits down with Kyle Christensen, CMO and CRO of Splash, a company revolutionizing the peer-to-peer gaming industry. With over 16 years of experience in global marketing and a resume boasting leadership roles at Netflix, Facebook, and Warner Brothers, Kyle shares his insights on navigating challenges in a highly regulated industry, the rising impact of influencer marketing, and the art of building community through competition. Tune in to learn how Splash is differentiating itself from industry giants and the strategies Kyle employs to stay ahead in the evolving landscape of sports and gaming.

Host Billy Gwaltney sits down with innovative financial planner Kyle Christensen in this riveting episode of Cover Your Assets. Discover how Kyle's unique take on financial planning—focused on trust, continuous education, and the velocity of money—can transform your approach to wealth management and help you achieve financial independence. Kyle goes beyond traditional financial advice, advocating for principles that foster successful decision-making and long-term client relationships. He also highlights the critical role of understanding personal finance and challenges the conventional methods promoted by financial institutions. If you're a physician seeking a practical and enlightened approach to finances, this episode is a must-listen. Episode Highlights: Kyle discusses building and maintaining client relationships through trust and long-term commitment. (05:17) Learn about the five foundational principles Kyle teaches, focusing on saving, protection, asset replacement, liquidity, and the velocity of money. (12:45) Kyle unpacks the "velocity of money" concept, illustrating how to get multiple uses out of the same dollar. (24:32) Get Kyle's top book picks, including "Rich Dad, Poor Dad" by Robert Kiyosaki and "The Lifestyle Investor" by Justin Donald. (37:50) Don't miss this enlightening conversation that defies traditional financial planning norms and empowers you with strategies to Cover Your Assets...From All Angles. The Cover Your Assets Podcast is on a mission to help physicians like you get their disability insurance right. You've spent years of your life and hundreds of thousands of dollars to become a physician – this is the career that will give you and your family everything you've dreamed of! Don't let accidents, illness, or injury destroy your hard work and the life you deserve. You know you need to be insured, but how do you sort through the mountains of information when you barely have enough time to eat? On the Cover Your Assets Podcast, host Billy Gwaltney, head of Professional Planning Group, Inc., shows you exactly what you need to do to protect your income and way of life. For more tips and advice, connect with the CYA Podcast on YouTube and visit the Professional Planning Group online. Stay up to date with Billy on ⁠Facebook⁠ and ⁠LinkedIn⁠. If you have questions, feedback, or just want to connect, email Billy at ⁠billy@ownoccdisability.com.⁠ --- Send in a voice message: https://podcasters.spotify.com/pod/show/billy-gwaltney/message

The Super Bowl is the most anticipated event in the US sporting calendar – but also for its advertisers.At one of the highest CPM's in the industry (between $6.5m and $7m) advertisers are under pressure to make the biggest – and longest lasting – impact.In this week's bonus episode, we sit down with Kyle Christensen, CMO at Splash inc. to talk about what brands should be doing either side of the Super Bowl LVIII. As previous head marketer at Facebook and Netflix, he talks about connecting with communities and how to have a compelling idea that extends beyond the Super Bowl, as well what it's like to be at the drawing board for a huge entertainment platform.Hosted by Lucy Shelley, Multimedia Editor, PMW.If you liked this episode, please leave a review, follow the podcast and subscribe at performancemarketingworld.com.Tickets to PMW Unlocked 2024 are available here. But grab them quick before they run out! Don't miss the most important performance marketing event of the year, in London on 5 and 6 March 2024.Further listening: Super Bowl special: the ads game – Attention Seekers, S2E9 Hosted on Acast. See acast.com/privacy for more information.

Episode: 00193 Released on January 15, 2024 Description: Learning doesn't stop after your degree, or even your second or third. In this episode, Alexander (Alex) Gulde shares his academic journey and how he ultimately decided on law enforcement analytics as his chosen profession after many years of working in policy research and writing which had a myriad of transferable skills. For example, Alex loves reading and writing, which was helpful in his role in policy and management analysis, and transferred nicely into an intelligence analyst role at the fusion center. Alex is heavily invested in the law enforcement analysis training programs in Florida and has taught a variety of topics related to public safety formally at academic institutions and through professional associations. His analyst badge story involves the administrative analysis needed for the merger of multiple departments. Alex is currently a senior crime intelligence analyst for the Florida Department of Law Enforcement (FDLE) Fusion Center and is a certified analyst through multiple reputable professional entities.   All opinions expressed are that of the podcast guest and do not reflect the opinion of any other person, agency, or entity.  CHALLENGE: There are Easter eggs in one of the tables of the Excel chapter that Jason wrote for the IACA textbook. First-person to email us at leapodcasts@gmail.com about what the Easter eggs are will receive a $50 gift card from us. Happy hunting! Name Drops: Jessica Pfohl (00:24:05), Kyle Christensen (00:36:02),  Public Service Announcements: CCAA Conference (https://www.leapodcasts.com/e/2024-ccaa-conference-overview/) Michele Snow (https://www.leapodcasts.com/e/atwje-michele-snow-the-analyst-with-a-gun/)  Related Links:  https://www.fdle.state.fl.us/Analyst-Academy https://myfwc.com/ https://www.fdle.state.fl.us/CJSTC/Officer-Requirements/How-to-Become-an-Instructor.aspx https://www.fdle.state.fl.us/About-Us https://www.mynews13.com/fl/orlando/news/2012/6/26/fwc_to_merge_with_ot  Association(s) Mentioned: IALEIA, IACA Vendor(s) Mentioned:  Contact: https://www.linkedin.com/in/alexandergulde/ Transcript:  https://mcdn.podbean.com/mf/web/t89pvv/AlexanderGulde_transcript.pdf  Podcast Writer: Mindy Duong Podcast Researcher:  Theme Song: Written and Recorded by The Rough & Tumble. Find more of their music at www.theroughandtumble.com. Logo: Designed by Kyle McMullen. Please visit www.moderntype.com for any printable business forms and planners.  Podcast Email: leapodcasts@gmail.com   Podcast Webpage: www.leapodcasts.com   Podcast Twitter: @leapodcasts 00:00:17 – Introducing Alex 00:09:08 – Fish & Wildlife & Analyst Academy 00:10:53 – ABS:  Administrative Analysis on Departments Merger 00:24:49 – FDLE 00:29:13 – Break:  CCAA Conference & Michele Snow 00:30:47 – LE Instructor Certification 00:41:02 – Local Level Documentation 00:47:33 – Education 00:59:11 – IALEIA 01:01:38 – Personal Interest:  Reading 01:02:33 – Words to the World

Host Ashley Butenschoen welcomes Kyle Christensen from the Whatcom Long Term Recovery Group to the show to talk about what they do to respond to disasters, and chats with Lynden Heritage Museum director Amanda May about everything happening at their museum.

Today’s episode of Friday Flashbacks was originally Episode-308- An Interview With Dr. Kyle Christensen and was originally recorded on 11-2-09.  The show notes for the original episode with all relevant resources can be found here. Welcome to Friday Flashbacks, after … Continue reading →

Kyle Christensen and I explored the natural tendencies that can hinder our path to financial freedom and discussed how we can overcome them. Let's delve deeper into these natural tendencies and explore strategies to break free from their grasp. This explores several key points: Instant Gratification Fear of Risk Comfort with Familiarity Lack of Financial Education Social Pressure This practical insight on overcoming these tendencies offers suggestions for adopting healthier financial habits. He encourages us to prioritize financial education, embrace calculated risks, and shift our mindset toward long-term financial success. Tune in now! Highlights The decision to start the show on discussing principal-based planning was triggered by the financial noise circulating in the market. Debate regarding the real intentions of financial institutions with regards to their clients. Connection between the ability to read numbers (financial literacy) and the ability to identify the best investments. Discussion on how risk is associated with the level of knowledge one possesses about the subject. One more natural tendency people possess is to delegate responsibility rather than holding themselves accountable for their financial decisions. Disclosure about the business model of financial institutions and the importance of developing one's own investing strategy. The impracticality of creating 20 or 30 year plans. Discussion on 401Ks and the impossibility of knowing when you'll achieve financial freedom. Explanation of the velocity method and why financial institutions prefer it to compounding interest. Emphasizes on the need for people to engage and think systematically about their finances. Talks about the aim of their financial planning approach, striving to change the way financial planning is done. Links and Resources from this Episode https://www.practicalwealthadvisors.com https://www.practicalwealthsolutions.net/ Email Curtis for a free report - curtmay@gmail.com Call his office - 610-622-3121 ERC Tax Credit - https://ercspecialists.com?fpr=curtis75 Schedule a call with Curtis: https://aptwithcurtis.as.me/Strategysession CashFlow Mapping: https://practicalwealth.cashflowmapping.com/lp/PWbudgetsstink Private Reserve Strategy: https://app.agent-crm.com/v2/preview/vWh4TyHnUBXdULimd82i Connect with Kyle Christensen kyle@uniqueadvantage.biz Check out this great book Principles Based Planning: https://amzn.to/3t9utDc https://www.linkedin.com/in/kyle-christensen-45788b3b Special Listener Gift Schedule a 15-Minute Call with Curtis: https://aptwithcurtis.as.me/Strategysession  Review, Subscribe and Share If you like what you hear please leave a review by clicking here Make sure you're subscribed to the podcast so you get the latest episodes. Click here to subscribe with Apple Podcasts Click here to subscribe with Spotify Click here to subscribe with RSS

In this episode of the SMBC podcast, we have three special cohost!   Host James sits with Alex Farling, Wes Spencer and Kyle Christensen of Empath.   https://www.empathmsp.com/   Tune in as we discuss the next big moves for Empath.    ---   Our upcoming events: Kernan Mastermind Roadshow Dec 7-8th, 2023 in Newport Beach CA –    http://bit.ly/kernanmastermind   https://kernanconsulting-mastermind.mykajabi.com/mastermind-event     Use code: EARLYBIRD   Jan 16-18th in Honolulu HI – MSSP Sales/Marketing workshop https://conference.fornixmarketing.com/hawaii-conference-3364   Our Social Links: https://www.linkedin.com/in/james-kernan-varcoach/ https://www.facebook.com/james.kernan https://www.facebook.com/karlpalachuk/ https://www.linkedin.com/in/karlpalachuk/ https://www.linkedin.com/in/amybabinchak/ https://www.facebook.com/amy.babinchak/    

When I started the Evolved Radio podcast years ago, I intentionally made the episode format three digits. "001" I knew this was something I wasn't going to give up on after six episodes, which is the average number of episodes that new podcasts do before being abandoned. The podcast has evolved. I've focused more heavily on my target market of MSPs and IT service providers, but I still like to throw in some random nerdy stuff like fusion, drones, genetic engineering, and more. To celebrate a real milestone for me as I hit episode 100. I'm again evolving the podcast. This episode is a video podcast! I hope to add video to most future episodes as well. If you'd like to watch the video version, check it out on my YouTube channel here. This one is a collaboration with Kyle Christensen from K7 Leadership. We are talking about why the service manager plays such a crucial role in every MSP, how to be successful as a service manager, and what owners need to know about making their service manager successful. This was a really fun episode to jam on with Kyle. With occasional rants and fun observations from our time in the industry helping MSPs with exactly these kinds of issues. This episode is brought to you by Evolved Management Training Courses. Online courses specifically crafted for MSP needs. A Service Manager BootCamp course, a project manager for MSPs course, an MSP security fundamentals course, and an IT Documentation Done RIght course.

There are two ways to retire as a physician: you can either retire sitting on a pile of assets you're afraid to touch, or you can enjoy life, knowing your finances are secure no matter what happens to you. If you want to belong to the second camp, this is the episode for you. Today we're joined for the second installment of Kyle Christensen's 2-part interview on financial planning.  In this episode, you'll discover the 3 investing rules that help you plan your finances for maximum wealth. Plus, you'll find out what kind of life insurance policy gives you the most peace of mind as you advance through your career.  Tune in now! Show Highlights Include: Do you know your maximum life insurance? If not, listen now. It could save your spouse's quality of life when you croak (0:35)  The 3 types of life insurance, which one is cheapest, and which to get if you want the biggest payout possible (6:11)  Why self-insuring is almost always a costly mistake (even if it seems cost-effective on the surface) (10:43) The surprising “life enjoyment” benefits of keeping an active life insurance policy after retirement (16:51)

Why is it that doctors are so skilled, yet have so little control of their careers? Your time is controlled by your patients. And your salary is capped by insurance reimbursement rates. Financial planning, on the other hand, is one of the areas where you have plenty of control. Yet most physicians throw it away to financial institutions, praying they'll have your best interests at heart. Spoiler alert: they don't.  And because of that, you could miss out on millions of dollars by retirement. But today's guest, San Antonio financial advisor Kyle Christensen has a solution. In this episode, you'll discover 5 financial planning principles that put your finances back in your control and help you retire wealthy.  Tune in now! Show Highlights Include: A simple mindset shift that could transform a physician's chaotic schedule into a smooth day (3:44) Why most physicians are bad with money, why it's not your fault (and how to take ownership of your financial future) (13:57) The weird reason investing your income is like lighting your money on fire (unless you do this with 15% of your income first) (16:35) The “pretend protection” trap that leaves optimistic physicians incapacitated and broke (18:31)  How to guard yourself against “The 4 Rules” financial institutions use to give you as little money as possible (21:47) The “Velocity of Money” strategy that helps international banks (and savvy physicians) become outrageously wealthy (27:57)

Kyle Christensen and Adam Walter continue the conversation of "What does Success look like?" In the first session we talked about the problem of defining success. Now we talk about how to process our work and come up with a defined outcome of what success looks like for us individually.

How do you define success? Do you know when you are moving towards your goal? In this episode Adam and Kyle Christensen talk through how we view success for better or worse.

-Why is principles-based financial planning a better approach?–What are the 3 rules that you need to know for financial success?–How can you create a potential client referral list, and get all your new business from referral?–How can business owners benefit by meeting with a principles-based planner?GUEST INFO:Kyle Christensen is the creator of Personal Financial Snapshot and Principles-Based Financial Planning.  He is the author of Principles-Based Planning, A Better Approach to Financial Planning.  Kyle has been in the financial planning industry for more than 22 years.  He is also a Certified Financial Planner and runs his own planning practice called Unique Advantage.  Kyle is married to the love of  his life (23 years this year) and has three awesome teenage daughters.  He is an avid fisherman and loves playing basketball and pickleball.  Contact for Kyle Christensen Email: Kyle@uniqueadvantage.biz. Website:  uniqueadvantage.bizWebsite:  personalfinancialsnapshot.com  The Small Business Show is the official podcast for Garuda Promo and Branding Solutions. For more information visit Website: http://www.garudapromo.com​​Instagram: https://www.instagram.com/garudapromo/​​Facebook: https://www.facebook.com/garudapromoTwitter: http://www.twitter.com/Garuda_Swire​Linkedin: https://www.linkedin.com/in/swire-ho-thepromoguy-6b9Pinterest: https://www.pinterest.com/garudapromo/YouTube: https://www.youtube.com/c/Garudapromo88/videos  #thesmallbusinessshow​​​ ​​​ #gaurdapromobranding​​ #smallbusinessmatters #smallbusinessstrong

In this episode, hosts Katherine Troyer and Anthony Tresca conclude their investigation into the Nightmare franchise as they discuss the 2010 horror film A Nightmare on Elm Street.  Episode Highlights: We explore the ways that this film contrasts, and even actively pushes against, the original 1984 film. Looking at the 2010 film's take on a more realistic horror, a more serious Freddy, and a less feminist perspective, we argue that this remake loses the ambiguity and complexity present in the original film. And, of course, we mourn the loss of Robert Englund as Freddy.  A Dose of Scholarship: We discuss Adam Lowenstein's "Alone on Elm Street" and Kyle Christensen's "'Look What You Did to Me!': (Anti)Feminism and Extratextuality in the Remake of A Nightmare on Elm Street (2010).  This podcast episode first aired on December 31, 2021. Twitter/Instagram: @NightmarePod1; YouTube: Such a Nightmare channel; Email: suchanightmare.pod@gmail.com; ALL LINKS

This episode features an interview with Kyle Christensen, VP of Marketing at Zuora. Prior to Zuora, Kyle served as CMO of 6Sense, SVP of Marketing at Invoca, and VP of Marketing at Responsys, where he drove the growth of the enterprise business up until the company's $1.5B acquisition by Oracle. On this episode, Kyle shares his demand gen master plan that starts with a marketing strategy that permeates the entire company and explains why the best brand storytelling attaches you to a narrative of overarching change much larger than the company itself.Key TakeawaysHow to create a compelling, tactical content strategy that elevates a targeted, account-based approachWhy you must treat content marketing as a virtuous cycle. By helping your customers succeed and learn from their experiences, you can turn learnings into better roadmaps for the next customerHow to frame a great company pitch by thinking bigger than your product, your tech, or your business value, and attaching yourself to a narrative of change that’s bigger than your company on its ownQuotes“In order to do really great demand, you need to start with a compelling underlying story. Without that, no amount of landing page optimization or keyword spending strategy is going to work. The content and the message are really what drives things.”“The way we think about it, this isn't just a marketing strategy, it's a company strategy. And it’s a completely virtuous cycle. The reason to go with us is that we have better data, better insights, and a better product, and we will guide you all the way through to implementation. Then we get access to better data, we find better ways to make our customers successful, and it feeds back into the top of the funnel. We translate that into learnings, content, and assets, and the cycle repeats itself and grows over time.”“I think the essence of a good pitch is…what is the overarching change that's occurring in the market–in the world that you're operating–that gives your company a reason for being. The inevitable change that is happening whether or not you exist as a company. I think the best storytelling companies and the best pitch companies start there.”“Don't evangelize why you have a really fantastic web-based contact management application (i.e. Salesforce), evangelize that there's a massive sea change somewhere in the world…If you really want disproportionate attention from the market and to attract the right talent, the most eyeballs, the most interest from the media and the press, you need to attach yourself to a larger narrative.”“You can't do superficial content, because it’s not interesting. There's so much competition out there now for mindshare and time that you have to invest. You’ve got to have the right people, the right data, and the right narrative that you want to attach yourself to. It's not enough to put out listicles and things like that to drive conversation.”SponsorDemand Gen Visionaries is brought to you by Qualified.com, the #1 Conversational Marketing platform for companies that use Salesforce and the secret weapon for Demand Gen pros. The world's leading enterprise brands trust Qualified to instantly meet with buyers, right on their website, and maximize sales pipeline. Visit Qualified.com to learn more.

Joshua plays with Emerson Steele (Broadway's Violet, 2014 Theater World Award winner), Alexa Lasanta (Broadway National Tour of The Sound of Music), Arianna Pereira (Broadway National Tour of School of Rock), and goes On With The Show with Rising Starz Performance Academy including their incredible owner/teacher Vanessa Valentin, and amazing student performers including Alexandria D'Aleo, Angeline Fontaine, Beatrice Taveras, Cameron Wasteney, Carynna Joseph, Dylan Tuccitto, Emma Ferguson, Julia Poms, Kyle Christensen, Liana Genao, Mia Spector, Michael Dufek, Miclet Borjas, Miles Levitan, Solomon Liria, and Valeria Diaz. Learn more about your ad choices. Visit megaphone.fm/adchoices

Latane talks with Kyle Christensen

Kyle Christensen has a company and software named Personal Financial Snapshot. His company is designed with the clients' needs in mind first and uses five core principles. The five principles of Personal Financial Snapshot take financial planning to another level by using a project-based analysis. In today's episode, Curtis and Kyle talk about principal based planning. Curtis's motto is that what you learn today and how you position yourself will determine your future financial well-being 5, 10, 20 years from today. To learn more about how to manage your wealth in a practical way, visit www.practicalwealthadvisors.com   Links and Resources from this Episode www.practicalwealthadvisors.com Email Curtis for a free report - curtmay@gmail.com  Call his office - 610-622-3121 Connect with Kyle Christensen https://www.linkedin.com/in/kyle-christensen-45788b3b/ Special Listener Gift Schedule a 15-Minute Call with Curtis  Free Ebook Financial Planning Has Failed   Show Notes Starting in the financial planning system - 1:05 The rules of financial institutions - 2:51 Financial institutions produce products - 3:31 What affects the way we play our game - 4:03 The secret of wealth creation - 5:16 How financial institutions play the game - 6:38 Saving 15% or more of income - 7:32 The financial planning world and maximum protection - 8:10 Financial planners ideas - 9:01 Putting your money in retirement plans - 11:50 What are retirement savings? - 17:25 The definition of the word “invest” - 18:25 Explaining the five key principles - 20:40 Having cash in your house - 22:37 Investing in things that we do not understand - 23:43 Focusing on the value of your assets - 24:52 There's very little financial education in schools - 25:58 What you can do to create wealth - 30:03 Invest in your skillset - 30:46 Controlling your money - 33:42 Creating wealth with real estate - 33:55 Assets that produce cash flow - 36:02 The multiplier effect - 37:08 Typical financial products - 40:19 Living in the information age - 42:20 If you have cash, opportunities will find you - 43:40 Knowing the rules of financial institutions - 47:25 All based on the stock market - 48:43 Successful people operate with principles - 53:00   Review, Subscribe and Share If you like what you hear please leave a review by clicking here   Make sure you're subscribed to the podcast so you get the latest episodes. Click here to subscribe with Apple Podcasts  Click here to subscribe with Spotify Click here to subscribe with Stitcher Click here to subscribe with RSS

On this episode of Missions Pulse, David Joannes interviews Kyle Christensen, founder of All Nations House of Prayer, a member of the leadership team at YWAM CM in relation to Call2All, co-founder of OneEleven Global, and former staff at International House of Prayer. Kyle Christensen talks about navigating worldly culture with Kingdom culture in mind, indigenous expressions of worship, the sustaining power of prayer and unity, how God communicates His mission to us through worship and prayer, and how to not miss the plot and become disengaged from God’s mission. See the full article here: https://davidjoannes.com/061kylechristensen Links mentioned in the show: http://Ywam.online/ https://111global.org/ Make sure to subscribe to the audio version of Missions Pulse podcast on iTunes, Google Play, or Stitcher. Visit https://davidjoannes.com/missionspulse/ for direct links.

On today's episode of The F Word, Sheryl Brown is speaking with Kyle Christensen of Personal Financial Snapshot. Kyle is a financial planner who created an incredible financial technology software platform for your financial services practice! In today's chat we will discuss: - Why men should champion women working in financial services - Financial Technology: It is the future of financial services - Why any financial technology today should come with the consumer in mind first Be sure to connect with Kyle Christensen: LinkedIn: https://www.linkedin.com/in/kyle-christensen-45788b3b/ Facebook: https://www.facebook.com/LiveDreamAchieveTech/ Website: https://personalfinancialsnapshot.com/ Email: kyle@uniqueadvantage.biz

Your host, Matt Halloran, welcomes Kyle Christensen to today’s show to discuss his company and software: Personal Financial Snapshot. Our focus at Top Advisor Marketing Podcast is to provide our listeners with tools to help them build a truly unique service that will separate them from the advisor down the street. Personal Financial Snapshot does just that. Personal Financial Snapshot is designed with the clients’ needs in mind first and uses five core principles: Save at least 15% or more Maximum protection Full replacement of assets upon death Six months to one year of asset storage Velocity of money The five principles of Personal Financial Snapshot take financial planning to another level by leaving behind needs-based analysis and project-based analysis. If you’re looking to give your clients the opportunity to make education-based decisions or are ready to add a higher level of planning to your practice, this is an episode you don’t want to miss! Links: Kyle Christensen LinkedIn | Personal Financial Snapshot | Five Principles of Personal Finance

We continue our prepper discussion this week again with Kyle Christensen as we talk about food storage for the beginner. (The boss was gone again so we got a little roudy).

This week is the first in our series about prepping so the gang spoke with Kyle Christensen about the art of bartering.

Rather than attempt to cut the costs of delivering customer service on the phone, how you can use that opportunity to actually increase customer satisfaction and revenue through the use of technology? Shep Hyken speaks with Kyle Christensen, VP of Marketing at Invoca, about using technology to create a better customer experience. First Up: Shep Hyken’s opening comments focus on how it is reasonable for our customers to expect a good experience on the phone. They shouldn’t have to know and repeat their account number. They shouldn’t need to be transferred to someone else. They shouldn’t have to tell their story again and again. As usual, Shep shares examples that we can all relate to that give clarity to his ideas and concepts. Featured Interview: Shep begins his interview by asking Kyle Christensen, Senior VP of Marketing at Invoca, “How can you enhance the experience of customers on the phone?” Christensen responded by saying, that customers have avoided calling and have sought out answers on their own because we have made the phone experience a painful one. The problem is that some companies haven’t invested in the right processes and technology. First, they can make it difficult to even find the customer service phone number –almost hiding it on their websites. Second, they make the customer navigate through a phone tree with (what seems like) at least seven options. Third, if the customer does find the correct option, companies make you sit on hold for (what seems like) 10 minutes before ever talking to someone. While we are pushing people toward alternative solutions to customer service, we must recognize the power of the live phone conversation with a customer. Artificial intelligence, is going to unlock an incredible amount of data that has never been available before, particularly as it relates to voice. Through the use of technology, customer service agents will be able to deliver a better customer service experience. As a result, customers won’t need to announce their account number three times during a series of conversations. The system will already know this and additional information about them that the agent can readily access. The resulting friction-less conversation can deliver a better service experience and the agent can get feedback about their customers’ needs and expectations. This can be a goldmine of information that the agent can then use to deliver a better customer experience and to find opportunities to create more revenue. Top Takeaways: • 74% of people who have a bad phone support experience are likely to choose another business the next time they shop for that product or service. In fact, 70% of them will also complain to their friends and family about that experience. • If they are using their smartphone rather than their desktop computer, people are three times more likely to make a call to the business rather than to fill out a form to contact that business. • AI will help support agents eliminate the common problems with support calls, by providing account information automatically to agents with customer voice recognition. About: Kyle Christensen is the Senior Vice President of Marketing at Invoca, a call intelligence company. Kyle has also served in senior strategic product marketing and management roles at Zuora and at Salesforce.com where he ran enterprise marketing for Data.com and helped launch the Service Cloud line of business. Shep Hyken is a customer service and experience expert, best-selling author and your host of Amazing Business Radio. Learn more about your ad choices. Visit megaphone.fm/adchoices

Kyle Christensen lead singer of (For The Win) a great friend of Parker from San Diego talks about: Utilizing fitness to cope with the end of a long-term relationship, going to the gym while touring, and much more! Check out For The Win's new single "Crash and Burn" up on Itunes https://itun.es/us/Bc8Qfb?i=1168884149 Follow Kyle: @kylechristensen