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In this episode of the Young Dad Podcast, host Jey Young interviews Tommy A. Kilpatrick, who shares his transformative journey from a life of wealth to one of purpose and service. Tommy discusses his unique approach to challenging the legitimacy of bank-issued credit card debt, advocating for financial literacy and awareness. He emphasizes the importance of understanding the nature of debt and the role of banks in perpetuating financial struggles. Through his experiences, Tommy offers insights into sustainable living practices and the importance of questioning societal norms surrounding finance.Chapters00:00 Introduction to Tommy's Journey02:13 Life Transformation and Lessons Learned04:38 From the U.S. to the Philippines08:01 Teaching Sustainable Practices09:13 Understanding Credit Card Debt11:50 Challenging the Legitimacy of Debt16:42 The Concept of Alleged Debt22:13 The Role of Banks in Debt29:31 Finding Solutions to Debt Issues35:38 The Path Forward and Resources AvailableAmazon Book: https://www.amazon.com/dp/B0D1DV398C/ref=sr_1_1?crid=2T2J79MRKEUEU&dib=eyJ2IjoiMSJ9.G90ZVPhD0xasgrjK1S6Zav-5RWRmyKGJXLtFrEC-vmXA6jUGS2pViUpmSgWO-Ej1.kCp4IluM5LPmPjlMj27czPETspNIHPNSRAuqq-BBEgw&dib_tag=se&keywords=forgive+and+forget+by+kilpatrick&qid=1738377754&sprefix=forgive+and+forget+by+kilpatrick%2Caps%2C328&sr=8-1Landing Page https://www.diy-debtrelief.com/Email: tom.yourhelpexpert@gmail.comFB: Tommy A. Kilpatrick https://www.facebook.com/profile.php?id=61571446316625Please don't shoot the messenger. I see myself as the accountant who discovered this massive bank fraud. Not unlike this guy:Newsweekhttps://www.newsweek.com/letitia-james-mortgage-fraud-trump-2060388Apr 24, 2025 — Sam Antar, the financial expert who accused New York Attorney General Letitia James of mortgage fraud, released new documents this week as part of his ...1. Banks don't lend money: https://www.educatedinlaw.org/2017/03/banks-dont-take-deposits-banks-dont-lend-money/#https://youtube.com/shorts/zmkLfzjMcIU?si=wU3cO42SyVcawZmb2. Banks must have a promissory note for the bank to grant a loan.https://upload.wikimedia.org/wikipedia/commons/4/4a/Modern_Money_Mechanics.pdfThe Federal Reserve says the only way a bank can make a loan is if you first sign a promissory note to pay and the bank will enter numbers in your free checking account. Page six, right column, second paragraph, second line.3. Fraud undoes all contracts.https://casetext.com/case/vokes-v-arthur-murray-incThe bank says you used the card, therefore you are contracted to our terms and conditions, but Hirschman v. Hodges, etc., (1910) In this case, the Florida Supreme Court found that a contract could be rescinded based on fraudulent misrepresentation.4. Banks match your deposits and all you have to do is to withdraw it and close the account; the same when the bank gave (GAVE YOU) a bank-issued alleged credit card that was in fact a “Gift Card” to induce you to be a customer, in this video he explains how to get free money from the bank: https://youtube.com/shorts/CbGSRvHgbKQ?si=9WOLMhxBMbKA6OtQ5. Dave Ramsey on CC Debt Relief Companies that scam you.https://youtube.com/shorts/MgEJIocyefc?si=43SEAZY4gphYPxw-
Hi my loves
Life Transformations with Michael Hart Aired: March 09, 2026 on CHRI Radio 99.1FM in Ottawa, Canada. For questions or to schedule an appointment with Elim Counselling Services, call 1-877-544-ELIM(3546) or email mhart@elimcounsellingministry.com. Visit elimcounsellingministry.com for more information. For more CHRI shows, visit chri.ca
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Feeling spiritually 'hearing impaired'? This teaching emphasizes that God is a speaking God, encouraging you to create space in your life for God to turn your empty space into a holy place.
The prayer that is recorded in Colossians 1:9-14 is a beautiful prayer that is chock-full of rich content for us to model our prayers after. This is the prayer that I asked our supporters to pray for us when we were serving as cross-cultural missionaries in Asia, and it is the same prayer that I…
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Life Transformations with Michael Hart Aired: March 02, 2026 on CHRI Radio 99.1FM in Ottawa, Canada. For questions or to schedule an appointment with Elim Counselling Services, call 1-877-544-ELIM(3546) or email mhart@elimcounsellingministry.com. Visit elimcounsellingministry.com for more information. For more CHRI shows, visit chri.ca
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Breaking the Cycle of "Temporary Fixes": Real Tools for Life Transformationhttps://ellievixie.com/PinkCloud9 Media is Video Podcaster have interviewed 500+ CEOs, Authors, Speakers, Coaches,Executives, Business Leaders & Professionals & looking to promote more for your Visibility, Authority & Evergreen Content to my 100,000+ audience reach since 2020. Topic is always Business & your specialization the subtopic. Also booking Speakers for online events globallyHost:Book your 15-30 minute Episode SPECIAL here:https://calendly.com/pinkcloud9media/actual-livestream-recordingPodmatch discount here:https://www.joinpodmatch.com/pinkcloud9mediaGet to know our Complimentary Community https://www.patreon.com/c/PinkCloud9MediaLinkedin here:https://www.linkedin.com/in/pinkcloud9/Linktree here: https://linktr.ee/PinkCloud9#pinkcloud9media #business #podmatch #podcast #Ai
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Fluent Fiction - Dutch: From Canvas to Courage: How Maartje Found Her True Colors Find the full episode transcript, vocabulary words, and more:fluentfiction.com/nl/episode/2026-02-25-23-34-02-nl Story Transcript:Nl: De koude wind blies zachtjes door het besneeuwde bos.En: The cold wind gently blew through the snowy forest.Nl: De Tranquil Temple lag stil te midden van hoge, kale bomen.En: The Tranquil Temple lay still in the midst of tall, bare trees.Nl: Binnen was het warm en gezellig.En: Inside, it was warm and cozy.Nl: Gezellige kussens lagen op de vloer.En: Comfortable cushions were placed on the floor.Nl: De lucht was gevuld met de geur van wierook.En: The air was filled with the scent of incense.Nl: Door de grote ramen kon je een bevroren vijvertje zien, bedekt met een dun laagje sneeuw.En: Through the large windows, you could see a frozen little pond, covered with a thin layer of snow.Nl: Maartje zat op een van de kussens en staarde naar de vijver.En: Maartje sat on one of the cushions and stared at the pond.Nl: Ze voelde zich onrustig van binnen.En: She felt restless inside.Nl: Haar baan in het bedrijf was saai en leeg.En: Her job at the company was boring and empty.Nl: Maar het bood zekerheid.En: But it offered security.Nl: Ze had altijd van schilderen gehouden, maar was bang om daar haar toekomst van te maken.En: She had always loved painting but was afraid to make it her future.Nl: Wat als ze niet goed genoeg was?En: What if she wasn't good enough?Nl: Wat als ze faalde?En: What if she failed?Nl: Lars, de spirituele gids van de Tempel, kwam naast haar zitten.En: Lars, the spiritual guide of the Temple, sat down next to her.Nl: Hij zag de twijfel in haar ogen.En: He saw the doubt in her eyes.Nl: "Wat houdt je tegen, Maartje?"En: "What's holding you back, Maartje?"Nl: vroeg hij met een zachte stem.En: he asked softly.Nl: "Ik weet het niet zeker.En: "I'm not sure.Nl: Ik wil schilderen.En: I want to paint.Nl: Maar ik ben bang," antwoordde ze aarzelend.En: But I'm afraid," she answered hesitantly.Nl: "Bedenk wie je werkelijk bent," zei Lars.En: "Remember who you truly are," Lars said.Nl: "Onze angsten zijn vaak onze grootste blokkades.” Later die dag was er een meditatiesessie.En: "Our fears are often our greatest blocks.” Later that day, there was a meditation session.Nl: De kamer was stil.En: The room was silent.Nl: Alleen het geluid van de zachte ademhaling van de deelnemers was te horen.En: Only the sound of the gentle breathing of the participants could be heard.Nl: Lars begeleidde hen naar binnen, naar hun diepste gevoelens.En: Lars guided them inward, to their deepest feelings.Nl: Maartje sloot haar ogen.En: Maartje closed her eyes.Nl: Plotseling zag ze beelden van haarzelf als kind, met penselen in haar hand en vlekken verf op haar wangen.En: Suddenly, she saw images of herself as a child, with brushes in her hand and spots of paint on her cheeks.Nl: Haar hart vulde zich met vreugde en een diep gevoel van vrijheid.En: Her heart filled with joy and a deep sense of freedom.Nl: Na de meditatie liep Maartje naar buiten.En: After the meditation, Maartje walked outside.Nl: Het sneeuwde zachtjes.En: It was snowing softly.Nl: De wereld voelde nieuw, alsof alles mogelijk was.En: The world felt new, as if anything was possible.Nl: Ze belde Sven.En: She called Sven.Nl: "Sven," zei ze, "ik heb een beslissing genomen."En: "Sven," she said, "I've made a decision."Nl: "Wat dan?"En: "What is it?"Nl: vroeg Sven, bezorgd.En: asked Sven, concerned.Nl: "Ik neem een sabbatical.En: "I'm taking a sabbatical.Nl: Ik ga schilderen," antwoordde ze opgelucht.En: I'm going to paint," she answered, relieved.Nl: Sven zweeg even.En: Sven was silent for a moment.Nl: "Weet je het zeker?"En: "Are you sure?"Nl: "Ja," zei ze vastberaden.En: "Yes," she said firmly.Nl: "Ik moet het proberen.En: "I have to try.Nl: Voor mezelf."En: For myself."Nl: "Doe wat je gelukkig maakt, Maartje," reageerde Sven tenslotte.En: "Do what makes you happy, Maartje," responded Sven finally.Nl: Zijn woorden gaven haar een warmte die de koude wind met gemak verdreef.En: His words gave her a warmth that easily dispelled the cold wind.Nl: Maartje besloot de wereld opnieuw te ontdekken met een penseel.En: Maartje decided to rediscover the world with a brush.Nl: Ze ging terug naar de stad met plannen om haar leven weer vorm te geven.En: She went back to the city with plans to reshape her life.Nl: Ze had geleerd dat soms de onzekere weg de moeite waard is om te bewandelen.En: She had learned that sometimes the uncertain path is worth walking.Nl: Met vertrouwen omarmde ze haar passie voor kunst.En: With confidence, she embraced her passion for art.Nl: Ze wist dat de kans om het te verkennen het waard was, zelfs als dat betekende dat ze vanaf nul moest beginnen.En: She knew that the chance to explore it was worth it, even if it meant starting from scratch.Nl: En zo begon Maartjes nieuwe kunstenaarschap, als een witte, onbeschreven pagina klaar om te kleuren met haar dromen.En: And so began Maartje's new life as an artist, like a white, blank page ready to be filled with her dreams. Vocabulary Words:tranquil: stiltall: hogebare: kalecozy: gezelligscent: geurincense: wierookfrozen: bevrorenpond: vijvertjerestless: onrustigbarren: leegsecurity: zekerheidafraid: bangdoubt: twijfelhesitant: aarzelendspiritual: spiritueleguide: gidsblocks: blokkadessession: sessieparticipants: deelnemerschild: kindjoy: vreugdefreedom: vrijheiddecision: beslissingsabbatical: sabbaticalrelieved: opgeluchtsilent: zweegconcerned: bezorgdfirmly: vastberadenwarmth: warmtedispelled: verdreef
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Life Transformations with Michael Hart Aired: February 23, 2026 on CHRI Radio 99.1FM in Ottawa, Canada. For questions or to schedule an appointment with Elim Counselling Services, call 1-877-544-ELIM(3546) or email mhart@elimcounsellingministry.com. Visit elimcounsellingministry.com for more information. For more CHRI shows, visit chri.ca
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What's it like to work at the quantum level? How do you know all of this stuff about me without me saying any more than hello? What do you see when you work on people? These are some of the questions that people ask me all the time. So I'm sharing very candidly what's happening behind the veil. The best I can articulate it. Get ready for a mind-bender episode. Nothing's really what we've been taught to believe it is! The Group Frequency Calibration® (GFC) I created specifically to accompany this episode will help you begin to release the distortion patterns that keep you from being aware of and celebrating your own uniqueness. Without clearing these layers of distortion patterns, you can spend your whole life wishing you were someone or something else, instead of clearing what keeps you from being aware of your own magnificence. If you would like an opportunity to ask me questions in real-time, join me when I go live on YouTube. Subscribe to the Spherical Luminosity YouTube channel and click the reminder bell to be notified when I am live: bit.ly/SL-YTSubscribe For the latest news about upcoming events and to be notified when sessions with me are released, subscribe to our newsletter: bit.ly/SphericalLuminositynewsletter
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Adam Butler returns to the frequency with fire in his lungs and truth in his hands. We confront rising suicide rates, broken habits, and the silent war inside the mind. Through raw philosophy and lived scars, he shows how to rebuild from within. This isn't motivation—it's resurrection. Tune in, lock in, and remember who you are before the world told you otherwise.!!!Watch Adam ON YOUTUBE BUY ADAMS FUILD GUIDEBE THE FREQUENCY HERE ☂️☂️☂️ALERT OPERATIONS: CRYPTID WARFARE GET CLEAN: DETOX AND MAKE KIDS HEALTHY AGAIN// // GET 15% OFF AT CHECK OUT USING "PARANOI" at FLAVORS OF THE FOREST☂️Public Announcement: The Trebles Show — formerly known as Paranoi Radio — has risen from the static. Same soul, louder frequency, bigger purpose.
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Blinded But Not Broken: The Unstoppable Vision of Kijuan Amey He Lost His Sight — Then Found His Purpose Kijuan Amey isn't just a speaker — he's proof that resilience can turn tragedy into purpose. Raised in Durham, North Carolina, he built his life on discipline, serving 10 years in the U.S. Air Force and rising to Staff Sergeant. Even after medical retirement, he kept climbing: earning his education, founding Kiwi Enterprise LLC, and leading within veteran communities. A drummer, performer, and author, his life was gaining momentum — until a 2017 motorcycle accident took his eyesight, but not his vision. "I may have lost my sight, but I did not lose my vision," he says. That moment became his mission. Today, Kijuan commands stages and hearts, empowering audiences to rise beyond limits and reclaim purpose. His story doesn't dwell on loss — it radiates victory. He shows that adversity isn't the end; it's the spark. Kijuan Amey isn't just inspiring — he's unstoppable. Resilience, Motivation, Overcoming Adversity, Inspirational Story, Never Give Up, Mindset Shift, Purpose Driven, Veteran Speaker, Triumph Over Tragedy, Inner Strength, Life Transformation, Perseverance, Personal Growth, Inspirational Leader, Vision Beyond Limits #Motivation #Inspiration #Resilience #NeverGiveUp #LifeStory #PurposeDriven #Overcome #Speaker #VeteranStrong #Mindset #SuccessJourney #InnerStrength #BelieveInYourself #Transformation #Unstoppable
Life Transformations with Michael Hart Aired: February 16, 2026 on CHRI Radio 99.1FM in Ottawa, Canada. For questions or to schedule an appointment with Elim Counselling Services, call 1-877-544-ELIM(3546) or email mhart@elimcounsellingministry.com. Visit elimcounsellingministry.com for more information. For more CHRI shows, visit chri.ca
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Send a textJoin us on the latest episode of the podcast as Marbely, Jenny, and Magdiel share firsthand stories of what's happening now, and what's ahead. From Youth Development and life at the Amigos Academy with Jenny, to Community Development with Marbely as she reflects on years of walking alongside families and visiting their homes, to Small Business Development with Magdiel, who shares an update on a farmer from the One Manzana program whose farm has been transformed through new crops.
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Life Transformations with Michael Hart Aired: February 09, 2026 on CHRI Radio 99.1FM in Ottawa, Canada. For questions or to schedule an appointment with Elim Counselling Services, call 1-877-544-ELIM(3546) or email mhart@elimcounsellingministry.com. Visit elimcounsellingministry.com for more information. For more CHRI shows, visit chri.ca
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Unlock the Secrets to Love, Healing, and Life Transformation with Deborah Graham's Bold and Unfiltered Psychic Insights! Whether you're single, in a toxic relationship, or simply seeking clarity, this episode is your wake-up call. It's perfect for anyone ready to break free from old patterns, honor their worth, and embrace the abundant life waiting for them. If you're ready to stop waiting and start living powerfully today, hit play now—you won't want to miss this transformative conversation. Learn more about your ad choices. Visit megaphone.fm/adchoices
Life Transformations with Michael Hart Aired: February 02, 2026 on CHRI Radio 99.1FM in Ottawa, Canada. For questions or to schedule an appointment with Elim Counselling Services, call 1-877-544-ELIM(3546) or email mhart@elimcounsellingministry.com. Visit elimcounsellingministry.com for more information. For more CHRI shows, visit chri.ca
Topics Covered:• Mental strength and discipline• Building resilience through adversity• Emotional control and self-belief• Identity and purpose• Overcoming self-doubt• Confidence and leadership mindset• High performance habits• Personal growth strategies• Entrepreneur mindset• Life transformation through mindset EndoDNA: Where Genetic Science Meets Actionable Patient CareEndoDNA bridges the gap between complex genomics and patient wellness. Our patented DNA analysis platforms and AI technology provide genetic insights that support and enhance your clinical expertise.Click here to check out to take control over your Personal Health & Wellness Connect with EndoDNA on SOCIAL: IG | X | YOUTUBE | FBConnect with host, Len May, on IG Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
What if your body could heal—without more medications, specialists, or confusing diets? In today's episode, Wendy Knox shares her incredible journey of reversing Hashimoto's thyroiditis, terrible IBS, chronic pain, and losing 29 pounds—naturally—using the Feel Great system. After years of living in discomfort, inflammation, and fatigue, Wendy found a sustainable path to true healing. Her story will inspire anyone struggling with autoimmune issues, digestive distress, or unexplained pain. In This Episode, You'll Learn: Wendy's lowest point—and the health conditions she thought she'd live with forever How the Feel Great system helped her rebalance her thyroid and calm autoimmunity The unexpected gut and digestion improvements that resolved her daily IBS symptoms How reducing inflammation helped her finally break free from chronic pain The simple shifts that led to her 29-pound weight loss Her advice to anyone who feels like they've "tried everything" without success Links Mentioned: