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Why is it essential for management to strike a balance between profitability and cash flow for sustained business growth?In this episode, dive into the world of managing a positive cash flow and scaling up businesses with our insightful guest, Peter Kingma. We also explore the impact of different accounting practices on profit and cash flow, the significance of meaningful KPIs, and the importance of understanding cash flow in decision-making.Peter Kingma works with multinational clients and leads EY Working Capital services in the Americas. Corporate leaders entrust him to help liberate cash through operational improvements, which help in reducing costs and improving service quality. Peter is also the author of Cash Is King. Key topics that Bill and Peter explore in this episode: - Different accounting practices and their impact on profit and cash flow- The significance of measuring the right KPIs and avoiding information overload- The impact of disputes in billing and payment on cash flow and potential solutions- Having a "cash culture" in your organization- Balancing profitability and cash flow management- Making small changes in processes and operations to improve cash flow and profitability- Avoiding comparison to industry norms and seeking improvements outside the industry- How Peter's book, Cash Is King: Maintain Liquidity, Build Capital, and Prepare Your Business for Every Opportunity, engages with the concept of managing cash flow- The value of storytelling in explaining technical subjects- Making strategic decisions regarding inventory and customer credit Thanks to Peter Kingma for being on the show! Get Peter's book, Cash Is King: Maintain Liquidity, Build Capital, and Prepare Your Business for Every Opportunity. Amazon US: https://amzn.to/3TWYkts Amazon UK: https://amzn.to/49ogJ6O Peter on LinkedIn: https://www.linkedin.com/in/peter-kingma Peter's website: https://peterkingma.com/ Bill Gallagher, Scaling Coach and host of the Scaling Up Business podcast, is an international business coach who works with C-Suite leaders to achieve breakthrough growth. Join Bill in the Growth Navigator Coaching Program: https://ScalingCoach.com/workshop Bill on LinkedIn: https://www.LinkedIn.com/in/BillGall/Bill on YouTube: https://www.YouTube.com/@BillGallagherScalingCoach Visit https://ScalingUp.com/ to learn more about Verne Harnish, our team of Scaling Up Coaches, and the Scaling Up Performance Platform, which includes coaching, learning, software, and summit. We share how the fastest-growing companies succeed where so many others fail. We help leadership teams with the biggest decisions around people, strategy, execution, and cash so that they can scale up successfully and beat the odds of business...
If you're looking to build a property portfolio that gives you passive income, then this episode is for you. Here's a snapshot of what you'll discover... *** What so many first time investors are doing wrong in 2024 and how to avoid these simple mistakes so you don't buy a cash sucking lemon of a property *** The simple 4 step process you can follow to find the right properties for you (This is the process we follow to help our clients often get anywhere from $50,000 to $100,000 in capital growth in just the first 12 months, plus even more afterwards) *** If you want passive income, you should aim for positive cash flow properties, right? Wrong! Discover how to build passive income through property (Hint: It has nothing to do with positive cash flow ... initially) --- Looking for a blueprint on how to build passive income through property? Then get a copy of my book free (both the digital and audio versions) here
Get our digital course and eBook to create wealth: https://www.masterinvestor.money --- Send in a voice message: https://podcasters.spotify.com/pod/show/masterinvestor/message Support this podcast: https://podcasters.spotify.com/pod/show/masterinvestor/support
Frontier Digital Ventures (ASX: FDV) founder and chief executive officer Shaun Di Gregorio joins Small Caps to discuss how the company's Latin American business is helping to power its operations as it enters what looks to be another strong year of expansion. The performance of the Latin American operations was a standout when the leading online marketplace business recently reported its fourth consecutive quarter of positive operating cash flows. The total FDV group reported operating revenue of $21.7 million in 4Q 2023 included a record $14.4 million from its 360 LATAM business. The December quarter result also highlighted the consistent execution of the company's strategy and the strength of its online marketplaces model. Over the past year, FDV has undertaken significant work in the areas of cost base optimisation, operational and product enhancements, and rebranding of the regions, designed to strengthen the businesses and enhance the long-term equity value of each region. This has positioned the company for a new phase focused on growing earnings and cash flows, underpinned by sustainable long-term revenue growth. Article:https://smallcaps.com.au/frontier-digital-ventures-fourth-consecutive-cash-flow-positive-quarter/ For more information on Frontier Digital Ventures:https://smallcaps.com.au/stocks/asx-fdv/See omnystudio.com/listener for privacy information.
Last episode Jason spoke about how many properties an investor will need to start generating regular, passive income through real estate. Today he digs deeper and walks through the steps of turning your initial single property investment into two, then three, then five. Jason also discuss the differences between income and positive cash flow and he ends today's chat with a sneak-peek at THE INCOME ENGINE, a critical framework that investors can use to boost their investment value by as much as 30% by diversifying their investment styles. Let's Wealth Coffee Chat!
Q3 reports show investments in startups favor cyber, defense, and space, but funding has dipped across the board. SpaceX poised for another Starship launch for later this week pending an FAA license.. The Global Satellite Operators Association (GSOA) has released its Code of Conduct on Space Sustainability, and more. Remember to leave us a 5-star rating and review in your favorite podcast app. Miss an episode? Sign-up for our weekly intelligence roundup, Signals and Space, and you'll never miss a beat. And be sure to follow T-Minus on LinkedIn and Instagram. T-Minus Guest Our guest today is Toby Reinicke, Co-Founder and CTO at Satellite Vu. You can connect with Toby on LinkedIn and learn more about SatVu on their website. Selected Reading Spire Global Announces Strong Third Quarter 2023 Results; Reaffirms Expectations for Positive Cash Flow from Operations by Year End; Increases Revenue and Earnings Guidance SpaceX is gearing up for the second flight of Starship- Washington Post SpaceX launches 90 payloads into orbit on 'rideshare' mission- Space SpaceX Falcon 9 launches SES O3b mPOWER mission on Sunday, Nov. 12, from Cape Canaveral At SpaceX, worker injuries soar in Elon Musk's rush to Mars- Reuters Global Satellite Operators Association Releases Code Of Conduct On Space Sustainability Japan to create ¥1 trillion fund to develop outer space industry AGENIUM SPACE reaches a momentous milestone with validation of its object detection demonstrator at the edge Update on the Otter Pup mission 2024 Spaceport America Cup Competing Teams November 12-13, 1833: The Night the Stars Fell - The official blog of Newspapers.com T-Minus Crew Survey We want to hear from you! Please complete our 4 question survey. It'll help us get better and deliver you the most mission-critical space intel every day. Want to hear your company in the show? You too can reach the most influential leaders and operators in the industry. Here's our media kit. Contact us at space@n2k.com to request more info. Want to join us for an interview? Please send your pitch to space-editor@n2k.com and include your name, affiliation, and topic proposal. T-Minus is a production of N2K Networks, your source for strategic workforce intelligence. © 2023 N2K Networks, Inc. Learn more about your ad choices. Visit megaphone.fm/adchoices
Rent To Retirement: Building Financial Independence Through Turnkey Real Estate Investing
You've seen our offerings for 5% down on new builds in Alabama and Florida over the past several months. This allows you to get into a property for significantly less money than normal and scale your portfolio. The downside is that you're negative several hundred dollars a month on most of those properties. But what if you could get into a property for 5% down and be break even or even positive cash flow? Adam Schroeder talks with the Ohio rehab team leader about the opportunity for this in the market. The two discuss what's happening in the area that is causing rent growth and appreciation, as well as what incentives are being offered to protect investors from unexpected maintenance costs that people worry about with rehabs. Website: RTR Active Inventory Join the RTR Academy and jumpstart your real estate journey! ***If you have any questions you'd like answered on the show, please email podcast@renttoretirement.com and we'll answer it on a future episode!***
Rent To Retirement: Building Financial Independence Through Turnkey Real Estate Investing
You've seen our offerings for 5% down on new builds in Alabama and Florida over the past several months. This allows you to get into a property for significantly less money than normal and scale your portfolio. The downside is that you're negative several hundred dollars a month on most of those properties. But what if you could get into a property for 5% down and be break even or even positive cash flow? Adam Schroeder talks with the Ohio rehab team leader about the opportunity for this in the market. The two discuss what's happening in the area that is causing rent growth and appreciation, as well as what incentives are being offered to protect investors from unexpected maintenance costs that people worry about with rehabs. Website: RTR Active Inventory Join the RTR Academy and jumpstart your real estate journey! ***If you have any questions you'd like answered on the show, please email podcast@renttoretirement.com and we'll answer it on a future episode!***
This week on the Not Your Average Investor Show, we'll reveal the JWB Real Estate Portfolio of the Week.Join Host Pablo Gonzalez, JWB Co-Founder Gregg Cohen, and the entire NYAI community as we dive into the topic of positive cash flow and long term growth in your real estate portfolio. We'll reveal the story behind a recent client's portfolio, how the money moved, expected returns on investment, positive cash flow and total growth, as well as taking questions from the live NYAI audience.Here's what we'll discuss:- Which is more important - more positive cash flow today or more long term growth tomorrow?- Where did the JWB client get the capital?- What are positive cash flows, long term growth, and return on investment expectations?- How much will the JWB client's portfolio be worth in 10, 20 or 30 years?This is your chance to pick the brain of an investor with 17 years of experience, that oversees $1.3M worth of assets, and genuinely wants to help you out. Listen now!------------------------------------------------------------------------------------
07-10-2023 Ruth King Learn more about the interview and get additional links here: https://usabusinessradio.com/positive-cash-flow-false-sense-of-security/ Subscribe to the best of our content here: https://priceofbusiness.substack.com/ Subscribe to our YouTube channel here: https://www.youtube.com/channel/UCywgbHv7dpiBG2Qswr_ceEQ
How do you go from negative cash flow to positive cash flow when investing in property? This is a big question all investors want answered as we strive for income generating assets that just grow and grow. Find out how to find the right assets for your positive cash flow future. How to manage these assets in the right order, remembering that tenants can be broke. We go through different systems and models to help you in your investing journey on this episode. So make sure you tune in now! I discuss - 8:50 - Total Return 14:12 - The Problem With Positive Cashflow Real Estate 16:59 -Cash Flow Is King 32:32 - Tenants Can Be Broke Don't hesitate to hit me up on Facebook @SamSaggers. DM me any of your questions :) If you're yet to subscribe, be sure to do so on your favourite channel. Apple - https://pre.fyi/upi-apple Spotify - https://pre.fyi/upi-spotify Google Podcasts - https://pre.fyi/upi-google YouTube - https://pre.fyi/upi-youtube And remember, I'm really good on 1.25 or 1.5 speed :) Take care, Sam
Real estate investing doesn't have to be a mystery. In this episode, Adam Torres and Melissa Shea, Founder of Real Masterminds and Regional Owner at EXIT Realty Connecticut and Rhode Island, explore real estate investing and the upcoming book Melissa will be launching with Mission Matters. Follow Adam on Instagram at https://www.instagram.com/askadamtorres/ for up to date information on book releases and tour schedule.Apply to be a guest on our podcast:https://missionmatters.lpages.co/podcastguest/Visit our website:https://missionmatters.com/Starfleet Leadership Academy - Leadership Through Star TrekThe most unique leadership podcast you've ever heard.Listen on: Apple Podcasts SpotifySupport the showMore FREE content from Mission Matters here: https://linktr.ee/missionmattersmedia
Real estate investing doesn't have to be a mystery. In this episode, Adam Torres and Melissa Shea, Founder of Real Masterminds and Regional Owner at EXIT Realty Connecticut and Rhode Island, explore real estate investing and the upcoming book Melissa will be launching with Mission Matters. Follow Adam on Instagram at https://www.instagram.com/askadamtorres/ for up to date information on book releases and tour schedule.Apply to be a guest on our podcast:https://missionmatters.lpages.co/podcastguest/Visit our website:https://missionmatters.com/More FREE content from Mission Matters here: https://linktr.ee/missionmattersmedia
In this informative episode of The Jas Takhar Podcast, real estate expert Darren Vorros shares his valuable insights on the current housing crisis caused by low supply and high demand. With over 21 years of experience in the industry, Vorros advises on locking in low-interest money for a long period of time and investing in self-sustainable properties to achieve positive cash flow. Host Jas Takhar leads a thought-provoking discussion on calculating expenses and aiming for at least $2-300 in profit per door to ensure a successful real estate investment. Whether you're a seasoned investor or new to the market, this episode offers practical tips and advice that can help you succeed in real estate. Tune in now to discover how you can thrive in a challenging housing market.
We were introduced to Del Walmsley's Rule #1 - "Don't Lose Money” in the last show. Now, Del shares Rule #2: "There must be cash flow. This rule is equally vital because simply having money is insufficient. It's crucial to make your money work for you by generating positive cash flow! Click to Listen Now
DataMetrex AI Limited $DM $DTMXF $D4G) is a technology company focused on cybersecurity, telehealth and EV, powered by Artificial Intelligence. To this end, the Company has the rare benefit that most small-cap companies would only dream of … Multiple successful independent divisions that are each capable of being a company maker including: Cybersecurity Through Advanced Encryption Social Media Monitoring, Detection, Predict Crises Through Predictive Analytics Smart & Mobile EV Charging Through Predictive Analytics Subscription Based Telehealth Including Mobile Medical Visits That's why CIOReview, a leading digital and print technology magazine, has recognized the company as the most promising Canadian tech company for the 2022 calendar year … and that is why $DM is set to uplist to the TSX Big Board. More than just lip service, $DM is walking the walk by delivering great financial results as follows: FINANCIAL HIGHLIGHTS Year ended December 31, 2021: Record Revenue of Over $49M up 296% Record Adjusted EBITDA* of $15M up 1,838% Net Earnings of $9M up 282% Positive Cash Flow from Operations of $11M up 2,025% Third Quarter 2022 Highlights: $9.2 million in revenue Significant increase in AI and Tech revenue of over $3.78M in nine months Significant increase in Q3 net income of over $961K, up 464% VS previous year. First 9 Months of 2022: Over $27.5M revenue
We kick off another big year with a big show that's powered by big Property ‘P's! Show founder Kevin Turner kicks things off by completing our 8-part special Auction summer series with Cate Bakos by revealing common misconceptions about auctions. Pete Wargent then joins Bushy Martin to uncover the impacts that strong population growth is going to have on the future of property. Mickael Roger from Prop Hero then cuts through our inbuilt bias and ‘gut feel' guesses by utilizing Prop Heroes sophisticated AI to unveil the property threats & opportunities in the times ahead. And to end the show on a high, legendary investor and author of his new best seller “Money Magnet”, Steve McKnight joins us to reveal cash flow positive property benefits and opportunities. RealtyTalk is part of the Property Hub podcast channel, your home for property investment insights, inspiration, and stories from Australia's top property experts, investors, leaders, and analysts. Subscribe now to get every RealtyTalk episode delivered to you each week for free, and also get full access to Get Invested, the leading podcast for Australians who want to unlock their full ‘self, health, and wealth' potential and get inspired by the stories of investors, founders, and entrepreneurs. Subscribe to RealtyTalk on the Property Hub channel: Apple Podcasts | Spotify | Google Podcasts | Email Property Hub is a collaboration between Bushy Martin from KnowHow Property, Kevin Turner from Realty, Andrew Montesi from Apiro Marketing and Apiro Media, and Australia's largest independent podcast network DM Media. Business and partnership enquiries: antony@dm.org.auSee omnystudio.com/listener for privacy information.
Dr. Wing Lim, co-founder of Physician Empowerment, turns the tables and interviews Dr. Kevin Mailo for a change. Kevin talks about real estate investment for physicians and shares insights and advice from his own personal real estate journey.With a family history of investing or buying in real estate, Kevin acknowledges that he came to real estate naturally. He sees real estate as a very powerful wealth creation tools and he names three main reasons for that: appreciation, positive cash flow generation, and mortgage paydown. Kevin gets into detail with Wing about how each of those three work. In this episode, Dr. Wing Lim and Dr. Kevin Mailo discuss how an incorporated physician can start in real estate investing, why Kevin feels real estate gives him more peace of mind than stocks or other portfolios, how to start if someone is not incorporated, and why eventually it's advisable to bring experts in to help with property management. They shed light on real estate as a powerful tool for physicians to use to their benefit.About Dr. Wing LimApart from his clinical & teaching roles, Wing has extensive experience in Practice Management and Business Development. He is passionate about sharing his extensive knowledge & experience (both clinical & business) with others in various settings, from his clinic mentoring younger colleagues, to churches, senior groups, ethnic functions, radio broadcasts, retreats, seminars, and national conferences.About Dr. Kevin MailoKevin is an emergency physician based out of Edmonton, Alberta. He is known for his highly engaging teaching style that breaks down complex topics into memorable experiences. Kevin cares deeply about the long-term wellness of the medical profession and wants to see physicians and their families succeed personally and financially.Resources Discussed in this Episode:Save the Date for May 6-7, 2023 in TorontoRobert Kiyosaki“The Growth Mindset with Dr. Wing Lim” episode on beyond MD with Dr. Yatin Chadha“How Finance Relates to Personal Wellness with Dr. Kevin Mailo” episode on beyond MD with Dr. Yatin Chadha—Isn't it enough to have a personal CPA & a regular lawyer for annual tax & corporate returns? What does a Tax Lawyer offer & when would we need one? Come & learn from a “fire side” chat between Wing & Jason the Tax Lawyer on February 2nd at 6pm.—Physician Empowerment: website | facebook | linkedin __TranscriptDr. Kevin Mailo: [00:00:00] Hi, I'm Dr. Kevin Mailo and you are listening to the Physician Empowerment Podcast. At Physician Empowerment, we're focused on transforming the lives of Canadian physicians through education in finance, practice transformation, wellness and leadership. After you've listened to today's episode, I encourage you to visit us at PhysEmpowerment.ca - that's P H Y S Empowerment.ca - to learn more about the many resources we have to help you make that change in your own life, practice and personal finances. Now on to today's episode. Dr. Wing Lim: [00:00:34] Well, welcome everyone. So good to have a few people show up on Wednesday evening. Alberta time 6, I guess it's 8 p.m. in Ontario. And so yeah, so I'm really delighted to have this webinar and so we hold this on a regular basis once a month. And so we're going to talk about real estate for incorporated physicians. All right. So this is not for the faint of heart, I guess, and I'm very delighted to welcome everyone and actually I'll be turned the table around. Usually I got interviewed by Kevin, but I'm going to interview Kevin. So I'm Wing. I'm Wing Lim, one of the co-founders of Physician Empowerment. And so I'm turning the table around to interview Kevin about this, this interesting topic. So of course, people have different backgrounds and people invest in different things, and there's a wide spectrum across all of four asset classes. And so let's start off by saying that why real estate, right? There are people who do nothing but index funds and people do nothing but mutual funds, some do stocks, bonds, some do exclusively crypto, bless their heart right now. And then there are also people, even within real estate, they flip and there are a lot of things they do. So let's just have a bird's eye view over why real estate compared to other asset classes. So, Kevin, what's your take? Dr. Kevin Mailo: [00:02:03] Yeah, let me talk a little bit about my my story about real estate and why it came to me and fairly naturally. But I come from a family where, for a few generations, has always been somebody on either my mom's side or my dad's side who has invested and bought in real estate. And I saw a lot of wealth created in real estate. So real estate started with me at a very early age. I kind of got into it by accident. Initially, having bought our first property as our personal residence years ago in medical school, and eventually didn't get rid of the place but rented it out. And so that was years and years ago that I started. And since then it's been a really, really great journey. But real estate, it's a very powerful, very, very powerful wealth creation tool for a number of reasons. The classic three are the following benefits of real estate. Number one is appreciation. So if you look historically across all different types of real estate in buoyant markets in North America, right? So I'm not going to talk about other parts of the world that are depopulating or aging or, you know, stagnant economies like the Rust Belt in United States or things like that, where real estate can be stagnant or drop. What I'm really referring to is a buoyant market and it doesn't have to be red hot like the GTA or the Lower Mainland in Vancouver. But real estate appreciates. That's the first pillar of why I love real estate and why I invest in it. Number two is real estate, if done properly, generates positive cash flow. So if you were in a buy and hold model where - and it depends on the ownership structure and we'll get into this in a little bit - but if you're in a buy and hold model and there is a tenant, whether it's a commercial tenant, whether you own your own clinic, whether you have residential tenants, ideally you're generating positive cash flow every month, which is income that comes into either your your own pocket personally or corporately. And then lastly, this is the most powerful of the three, is mortgage paydown, right? So when you acquire that property in year one and this is a very simple example, when you acquire that property in year one, you're using a down payment of 20% or less, typically on residential real estate. And then you flash forward to year 26 when the when the property is paid off and the mortgage is cleared. That property has appreciated in value three times, maybe four times what you paid for, but what you didn't you didn't pay with all of your own money. You used a loan from the bank, use the mortgage to acquire 80% of that property in year one. Dr. Kevin Mailo: [00:04:52] So somebody else, the whole 25 years that you held the property, paid that mortgage, and that is your tenant, whether it's a commercial tenant or practice colleagues or a residential tenant. And this is incredibly powerful and we've got our conference coming up, so for anybody that's listening to this or joining us on the webinar tonight, our conference is coming up May 6th and 7th in Toronto. We do it every year. It's an outstanding event where we talk about wealth creation for Canadian physicians, and we're going to be focusing on real estate this year because we keep getting more and more interest. But we're going to break this down in a lot more detail in May, but just put that in the back of your head that the wealth creation through real estate very passively is this mortgage pay down and appreciation. And it's stunning what the annualized returns are on that on very, very basic entry level real estate investing. Right? Like you don't need to be out there as some aggressive high level investor who's buying up, you know, shiny office towers. You can make a lot of money in real estate in lower class properties for sure. So Wing, do you want to take us to the next question, then? Sorry, you can tell I just keep going and going because I love it. Dr. Wing Lim: [00:06:04] Yeah, you're right. Yeah. So, there are advantages of the real estate. So while there are advantage of others, how does that compare to stocks, bonds, all those others? Dr. Kevin Mailo: [00:06:17] Yeah. I mean, you know, we teach at our events, we talk about investing in the markets. And for those of you that have listened to our speaker, Dimitri, he's phenomenal, right? Dimitri has been very active in the stock markets, very active in crypto. And I always say there are many, many ways to make to create wealth as a position. We have many advantages and many opportunities. It's really about finding what works for us. One of the things I love about real estate is, number one, to allude to my point earlier, is you get access to credit for it, right? So you can't walk into the bank and say, Listen, I'm really good at buying stocks and bonds. I'm really good at investing in crypto. Give me a mortgage for $1,000,000 and watch me grow it at 15% annualized return. The banks are just going to laugh you out the door, right? They don't do that. But if you say I found a property, I want to acquire it, I need a mortgage, the bank goes Sure, right? Because the banks inherently recognize the stability and the long term growth that real estate offers. They do not offer the same for the markets, and I think we're in a great year to prove that point. And not that you can't make money in a down market, there are going to be many people that make a lot of money in a down stock market, but it's tricky. Real estate for me at least, I love because it's relatively simple. You put your money in as that down payment. You put a tenant in and over the course of years that mortgage is rapidly paid down. The property accrues in value and you get cash flow. Dr. Kevin Mailo: [00:07:50] And what I'm really getting at is peace of mind. One of the central things we teach at Physician Empowerment is that when it comes to investing, your investment portfolio, your strategy should reflect your life. So we have stressful jobs, we work long hours. So I really don't want to be up at night wondering what the markets are doing, wondering what crypto is doing. I wonder if my Tesla stock is sinking, not that I own no Tesla stock, not one bit of it. But just to give you a sense of like what's going on in the markets and appreciating that that can take a mental toll, whereas real estate, there's a lot more stability there, right? Like, you know it's trending upward. You know that every month, even in a down market, those mortgages are getting paid down. And so it offers a lot of peace of mind. And again, at the conference, I'll show you the math on this, where you can sit down and say, well, if I invest X amount in real estate and if it grows at a certain very conservative rate, then I'm going to be worth millions of dollars in 20 years time. And it's as simple as that, right? So it really brings a lot of peace of mind. So that's personally why I love real estate is and it's a very tangible asset, right? It's not an electronic signal on the internet like crypto. You can drive, I can go look at the properties I've invested in or the properties I own directly. So I hope that kind of answers the questions. I mean, there's a lot here, Wing. Dr. Wing Lim: [00:09:15] Yeah, so maybe let's go one step further, right? Because the topic is for INC positions. So does it matter whether we INC, let's talk about INC and let's talk about those that are not INC. Dr. Kevin Mailo: [00:09:30] Yeah. So yeah, real estate as an INC position there are a few advantages and one of the big ones is you can retain earnings within your professional corporation. You pay corporate tax on that right, like we all do. But then you have that extra $100,000, let's say sitting in your professional corporation, you can then transfer to a holding corporation and invest in real estate. And whether that's direct ownership or a limited partnership or syndicated deal or something like along those lines is it's a very flexible, relatively easy thing to do. Setting up a holding corporation is very straightforward. Your accountant and any average kind of lawyer can easily set one up and then it can be funded with shareholder loans from your professional corporation. So in that regards, there's a huge tax advantage, at least to start out with when you're acquiring real estate because you're not forced to take the money out of the corporation. Because in Ontario, as an example, the top marginal tax rate I believe is 53.53%. So if you had that extra $100,000 retained in your corporation and you wanted to take it out and buy a rental property, let's say, well, you're going to be paying that, most of that is probably going to be in the top marginal tax bracket, which is going to leave you with only 43,000. 47,000, pardon me, I'm very bad at math, especially public math, 47,000 ish to invest. Right? Whereas if you held that corporately, you'd be probably sitting closer to 90,000. So that's a big spread. So you can see, like if you're trying to build that portfolio, it can grow quite rapidly using retained corporate earnings. And again, we're going to be diving into this a lot more at our conference. Dr. Wing Lim: [00:11:13] Yeah, exactly. So, yes. So I like the big gurus, like the Robert Kiyosaki of the world saying that I love real estate because I borrow the money for free. Everything I leverage. And he brags about owing $1,000,000,000 in debt, leveraging, getting higher on other people's money. Dr. Kevin Mailo: [00:11:33] I put some caution there. I put some caution there because there are risks to that, to overleveraging in real estate. And, you know, the truth is and again, we can show you this at June just as a side dig, but in some cases, you can actually create an infinite return for yourself on real estate by using totally other people's money. I again, I caution because there is there is some risk associated with that and we can explain what that looks like. Can I step back and just talk about personal real estate personally, because I own a little bit personally and that was also an interesting journey. So, you know, converting one of my personal homes that I previously lived in into a rental property because I couldn't sell it in a down market with rising interest rates. So I kept it. And that was kind of an interesting journey and it works out all right in terms of the same things apply. You have annual appreciation, you have mortgage paydown. But the issue is, is that whatever cash flow you're making, whatever profit you're making on that place, you're paying top marginal income tax rates. So that's one of the, that's one of the big ones that I struggle with, is that whatever money you're going to make off of your personal holdings, you're paying, you're probably going to be paying at the top marginal income tax rate. So that's a bit of a struggle. And then the other downside is, is whatever you own personally is because it's not your personal residence, you don't get the capital gains exemption. So if you go to sell the property and let's say a gain 500,000 in value over the 20 years that you owned it, you're going to pay capital gains on that. So again, it's sort of, it's not that great. And then there are some questions as to whether you're exposed to more liability. But this is all direct ownership of real estate when you probably want to get to other types of real estate investing. Dr. Wing Lim: [00:13:30] Yeah, but maybe we just pause. So what about those who are not incorporated? They don't have a PC. What do they do? Should they give up? Dr. Kevin Mailo: [00:13:40] No, no, no. There are many ways to invest. I mean, you can run it as a proprietorship. Absolutely. Again, I would recommend very robust insurance on that and definitely sit down and talk with your accountant and talk to your lawyer before doing anything in real estate in general, but especially, you know, as operating as a proprietorship. But you can still invest in real estate deals, you know, as an individual. So most physicians are what we call an accredited investor, which allows them to step into private equity deals in real estate that the average person can't access. And you want to just explain what an accredited investor is for a minute, Wing? Dr. Wing Lim: [00:14:16] Sure. Accredited Investor, well, there's a very technical definition, but basically, from what I can gather as a layman, is you need to own $1,000,000 worth of free property, have $5 million of cash, sorry $1 million cash, $5 million of of properties, in everything you hold liquid and illiquid, but also for most people is $200,000 a year of income for the last two years. Well, $300,000 a year of income counnting the spouse. So most physicians qualify. Dr. Kevin Mailo: [00:14:48] Yeah. Yeah. So again, there are ways to invest personally as well, even if you are not incorporated. But again, sorry continue Wing. Dr. Wing Lim: [00:14:59] So we step into it already, so we're ahead of ourselves. So yeah. So then what are the different ways to own real estate? Dr. Kevin Mailo: [00:15:06] Yeah. Yeah. So let me talk about my journey a little bit and why I'm changing growing maturity as as a real estate investor. And for anybody that follows Yatin Chadha's podcast, I was on there talking about my own real estate adventures and lumbar puncture night, which was pretty memorable. People still mention that when I bump into them and I won't go through that war story again. But the bottom line is I started out investing real estate, buying doors. Right? And that's sort of the the colloquial term we use for acquiring small single family dwellings, whether it's an individual condo unit or apartment unit or an individual home or a duplex or fourplex. But what I'm getting at is something small scale that I own myself as an incorporated position, and then go and effectively manage it myself. And even with a property manager, it ends up being work. It's always work, right? And I think this is one of the things that turns people off of real estate, right? And so I bought enough doors that I got to a point where I had quite a few doors, if I can be honest with you, that was keeping me really busy, you know, in terms of phone calls about some small issue, big issues, vacancies, paperwork, bookkeeping, accounting, there was a lot there that added up. And, you know, I've got property management on most of my doors and it's excellent. But in the end, somebody's still going to phone you about things, even if it's not you in the middle of the night dealing with that broken toilet, which after a while when you realize, like if I keep going down this journey and keep just buying more doors, I'm just going to get busier and busier until I bought myself another job, right? And I'm busy enough with emergency medicine and raising my kids that I really don't want to take away from my personal time. And to go back to echo that point earlier, this is about building a better life, right? Whatever we invest in, whether it's the markets, crypto - crypto, right, this is not the year - you know, whatever it is, it should be buying us peace of mind, right? So there comes this kind of tipping point, and every physician's different, I mean, some people, you know, I'm sure there are physicians out there with like 50 doors and love it. Right? I'm nowhere close to that and already feel busy enough with what I've got, you know, realizing that as somebody who is initially very hands on, like, you know, I go paint walls with my kids because I want to teach them a little bit about the business. You know, I can swap out appliances like nobody's business. You know, maybe it's all that practice on central lines and airway equipment. It just gives me handy skills, you know, swapping out appliances. I don't mind it, but I realize that as time consuming as I get busier, I'm going to struggle with this. And even if you have to find a contractor for a lot of this, it becomes difficult. So now this year for the first time is I finally stepped into private equity, right? I realized that I didn't want to keep scaling up, getting more and more doors, more and more mortgages and more and more phone calls. Even if I am making money and loving that part of it, there comes this kind of tipping point where, as a busy physician, I say to myself, you know, how much of my time, even personal time can I deploy here? And so that's where I stepped into private equity. And that's where I really think most physicians are going to be happiest, right? Because I come from a background where I grew up enough around this stuff to understand it. I'm pretty handy. But at some point, if you're busy, you may just be, as a physician, you may be much more interested in private equity. And so physicians make a lot of money in this space when it's done properly. And what private equity is, is you're not on the hook for mortgages or personal guarantees in many cases, what you're really doing is you're lending money into a project where somebody else carries the credit risk and somebody else is in charge of developing the property and managing the property. And I did that for the first time this year, and I'm very excited and very happy about that, that new phase in my real estate journey as I mature from being kind of the hustler that's doing it all myself to now stepping away and investing at a higher level with people who are professionals in this space, right? People who are experts, because that's what we do in practice, right? When we're in over our head, it's time to consult. The same sort of thing goes in our financial journey, whether that's finding an excellent portfolio manager, whether that's finding a great accountant, whether that's finding a great tax lawyer or somebody to help us with insurance or again, property management or deals, at some point we have to let go. And that's one of the things I struggled with as a physician was that instinct, that impulse to micromanage. But as you can step away from that, you could make a lot of money and be happier and enjoy more peace of mind, which I think that's the the triple win there. So keep going. Dr. Wing Lim: [00:19:53] So. Yeah. So there are different things you talk about: actively managing, change your own toilet all the way to private equity, you're totally hands off. So for those of us who are brand new at this, how does a busy physician start? Dr. Kevin Mailo: [00:20:10] Yeah, I mean, this is always the thing. And so we talked about this earlier in this month's small group. So we lead a master class and Wing actually took us through a great one called Navigating the Asset Jungle. And one of the key pieces of wisdom that I'm going to say before you even get started is actually start. Right? I encounter physicians all the time who talk year after year about investing in real estate and never pull the trigger. Some of whom I followed for years. I have physicians that say, I'm going to get into the market, right, whether it's the public markets, stocks and bonds year after year, and you find out that they have six, even seven figures worth of cash stacked in their professional corporation because they are too scared to finally step out and put it someplace. And knowing that your cash is dropping. In our current inflationary environment by 10% a year. So if you have $800,000 in cash stacked up in your professional corp and you're too scared to invest it in real estate or the markets or whatever, you just lost 80,000 this year in purchasing power. Right? So the first piece of wisdom in this space is having the courage to actually do it, right? Dr. Kevin Mailo: [00:21:24] So saying to yourself, I'm never going to know everything, but at some point I have to step out there and do that. And you know what? That's not that different than our clinical careers, right? I mean, I remember my first few weeks in practice being like, Oh my goodness, there is a lot here, but it's on me because I'm now an independent physician. And we have to carry that same mindset of being able to step out knowing that we don't have all of the answers, knowing that there's always going to be some risk. So the first piece of wisdom is do something, number one. The next piece is realize that you cannot fully eliminate risk, and that goes across any asset, be it crypto, the markets, real estate, whatever you want to buy, there is no zero risk here. So be willing to accept some risk in real estate. Create that wealth mindset which is optimistic, informed ability to manage risk. Right? We're not talking about blind gambling and we're not talking about blind trust of the professionals you're working with. We're talking about understanding risk and being able to accept and put a little bit of money on the line. The next big one-- Dr. Wing Lim: [00:22:28] -- Sorry, let me interject to plug in. So the masterclass that we're doing next month, December, we're going to do the risk jungle, navigating risk jungle. Dr. Kevin Mailo: [00:22:39] Good, good, good, good. That one took me years to learn, and I'm still learning it for anybody that's on this webinar. Drop us a line. Email us because we would love to have you join us just to drop in and see what a single, what a single webinar or masterclass with Wing looks like because they're outstanding. But yeah, we're going to talk about risk. So let me move to the next thing here in what I recommend as first steps, and this is start reading, start learning about real estate so that you understand how it works, so you understand the terminology and you can begin to talk the language a little bit. And again, you don't have to be the expert here. You don't have to be the most knowledgeable person in the room. But just having some awareness goes a long way. The other thing that I anchored to, through the good times and the bad with real estate, is those three truths - cash flow, why would we call them 3 truths, 3 powers of real estate - cash flow, appreciation and mortgage paydown. The reason why is because there are ups and downs in real estate. I've been through Alberta's real estate market with some downs over the years and you have to just open up those numbers and go, Well, I'm not gaining through appreciation this year, but I'm still making cash flow and my mortgages are still getting paid down, right? Because when you get to those core realizations about real estate, it allows you to hold the road, right? You know, when people with the stock market plummeting like it is, we'll say Historically the stock market goes up, I'll ride out this rough patch, even though it's an eye watering loss in a given year, which is why I have very little in the public markets. And I have no answer for crypto. None whatsoever. Don't. How about that? Sorry to be so blunt. Yeah, crypto keeps coming up, but it's just, this is the month that went under. So anyhow, just going on about educating yourself in risk, educating yourself in the basic terminology of real estate, and having a commitment to say, Okay, I'm not going to freak out here, I am going to put some money into a project and you can start small, right? You don't have, do not go throw a million bucks into a deal. Right? As your first deal. Like, don't do that. There's no rush. There's always new real estate deals coming up, always new opportunities coming up. So go cautiously, go slowly, and get comfortable with what you're doing. And then once you see those returns coming in, you can start saying, Okay, now I get it. I'm okay with this. And you can gradually put more and more in and that's how I did it. And 15 years on, I couldn't be happier. Dr. Wing Lim: [00:25:16] Right. Cool. So maybe Kevin can share with us some pitfalls and lessons learned that you wish knew earlier. Dr. Kevin Mailo: [00:25:25] Absolutely. Yeah. So, number one, I wish I hadn't worried so much. I spent so many years investing in real estate over the years, and I worried. It's kind of like raising kids. You know, you sit there and you worry about them day to day, and then you look back and you're like, What did I worry about? They're actually all right. And so number one is, I wish I hadn't worried so much over the last ten years when I've really been much more active in real estate. I wish I had scaled up sooner and gone into private equity sooner. I spent far too many years in my life managing my own doors and chasing smaller returns because I wanted to be able to micromanage it. And I wish I had stepped into private equity five years ago and gotten involved in bigger projects. The other big one is don't overleverage, really don't overleverage. The banks are going to give you a lot of money if you go out and ask for it. But that doesn't mean you take all of it because you're on the hook for that. And in the end, like real estate is, like, you make a lot of money leveraging. I'm not saying not to, but I'm just saying to be mindful that in the end you've signed personal guarantees on all of those mortgages. And so don't overdo it. Go cautiously. Go slowly. And build within your risk tolerance. Right? But don't be scared. Like I got, there are physicians out there that have $2 million worth of personal mortgage and it's on them to show up every month with a with a mortgage payment. Whereas if you had $2 million in rental properties, somebody else is coming up with those mortgage payments every month. And whatever you have to subsidize, if it's a slow patch or a slow month, it's a tax write off, right? So it's a huge, huge advantage to being in debt corporately with rental properties versus personally. And so I would say compare those two. What does $1,000,000 in mortgage, personal mortgage debt look like versus $1,000,000 in rental property debt, and realize that personal mortgage debt is far riskier than rental property debt. And then the other big one that I would encourage people to do is not get too caught up in faddish returns or all the glitz and glamor because there's a lot out there. Right? As an accredited investor, you're going to have a lot of people potentially approaching you, looking to invest with you, but you have to be mindful who you invest with and when you can speak to that because you've had more experience in private equity as a real estate developer. Right? But there's a lot of caution, right? The people in the finance and real estate industries do not hold the same fiduciary responsibilities that we hold towards our patients. So don't go into it with rose colored glasses. Be very aware of who you're working with and who you're investing alongside. I would say it is very important if you're looking at going into private equity. Dr. Wing Lim: [00:28:19] Right on. So those are really good pieces of gem that you offer, Kevin. So while we're going to wrap up, so we intentionally don't want to make this a long, drawn out thing, because if you want to do more technicality, come join our master class. We'll do the deep dive. We're doing a whole year's worth of, well building strategies and real estate, and June would be a big, big event in Toronto face to face. And we're going to have a lot of fun and we're going to plan for some some nice trips down the road. This is a further down the road project. Dr. Kevin Mailo: [00:28:50] Yeah, Yeah, exactly. Lots of great, lots of great opportunities to come together. But yeah, we're going to be talking about this in a lot more depth in May in Toronto at our national conference. So again, that's May 6th and 7th. We're going to be covering this. We are just in the process of moving to new email. So this is my personal email that I just send out to our webinar participants. But reach me personally if you have questions or you want to learn more because this is, there are a lot of great opportunities in real estate, and in my opinion, every physician should be invested in real estate, not all of it, right? Like you can be diversified if you want, but I'd say every physician should be looking at real estate because there are just so many advantages as an incorporated professional to invest in this space and so much return to be had and peace of mind. Like I said, real estate's been such a positive thing in my life. Dr. Wing Lim: [00:29:38] Yeah. All right. Good. Super. So thank you. I want to thank Kevin for sharing your wisdom. And thanks. I want to thank everybody for joining. Dr. Kevin Mailo: [00:29:47] Thank you so much for listening to the Physician Empowerment Podcast. If you're ready to take those next steps in transforming your practice, finances or personal well-being, then come and join us at PhysEmpowerment.ca - P H Y S Empowerment dot ca - to learn more about how we can help. If today's episode resonated with you, I'd really appreciate it if you would share our podcast with a colleague or friend and head over to Apple Podcasts to give us a five star rating and review. If you've got feedback, questions or suggestions for future episode topics, we'd love to hear from you. If you want to join us and be interviewed and share some of your story, we'd absolutely love that as well. Please send me an email at KMailo@PhysEmpowerment.ca. Thank you again for listening. Bye.
Do you want to know what to look for when purchasing a property that will give you the best return on your investment?Welcome to the Australian Property Investment Podcast. In each episode, we ask a guest expert to share their key insights for aspiring investors to make confident property choices.In this week's episode, Bobby Haeri and Darren Venter from The Investors Agency share their insights on why a strong focus on buying for positive cash flow is beneficial when building a profitable property portfolio.They also talk about how they communicate with clients with a bias toward buying a property closer to their home, why buyer's agents suggest working on their clients' borrowing capacity first, their thoughts on being adaptable and rising above all the changes happening in the property market, and so much more!If you want to learn about our guests' expertise in creating a successful property investment strategy, then make sure to listen to this episode!Time Stamps:00:00 - Intro02:02 - Darren and Bobby's 3Ps (Personal, Professional and Property Journey)06:50 - Positive Cash Flow Strategy09:50 - Buy a Property Close to Home12:03 - Prioritise Borrowing Capacity14:20 - Dealing with the Clients19:24 - Rental Freezers24:42 - Typical Clients27:03 - Examining Property Points of Difference30:49 - Level of Accountability34:46 - Parting Advice39:54 - OutroAbout Our Host:Aaron-Christie David is the founder of Atelier Wealth and a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron's focus is clear – supporting property investors make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. With over 10 years in financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.Connect with Aaron:Visit the website: https://atelierwealth.com.au/ Follow Aaron on Facebook: https://www.facebook.com/aaronchristiedavid Follow Aaron on LinkedIn: https://www.linkedin.com/in/aaron-christie-david-a7482a21/ Subscribe to Atelier Wealth's YouTube Channel: https://www.youtube.com/channel/UCKdm2ssEHel1kyQLAHGvNPQConnect with Bobby and Darren:Visit their website: https://theinvestorsagency.com.au/ Follow The Investors Agency on Facebook: https://www.facebook.com/theinvestorsagency/ Follow The Investors Agency on Instagram: https://www.instagram.com/theinvestorsagency/ Follow The Investors Agency on LinkedIn: https://www.linkedin.com/company/the-investors-agency/ Subscribe to The Lazy Equity Podcast Podcast: https://spoti.fi/3hc6kWn
Beyond Meat (BYND) announced a plan for generating positive cash flow by the end of FY23, says Brian Holland. He and John Baumgartner discuss BYND's 3Q earnings. They talk about how BYND is rallying after 3Q earnings. Brian notes that BYND has three key drivers which include operating expense reduction, inventory management, and targeted sales. They then go over the best positioned food stock plays. Tune in to find out more about the stock market today.
Do you want a piece of positive cashflow real estate? Do you know what type of properties are geared for positive cashflow? If you want that extra income, listen up as we go through the many types and ways of investing for positive cashflow. What to stay away from, what to look for. It is all here, learn the Urban Property Investing ways and create better wealth for yourself on this jam packed episode of the Urban Property Investor. I discuss - 8:08 - Capital Growth can buy Cashflow 16:57 - Watch for the Fools Gold! 19:14 - Horse and Cart Investing 19:57 - Investing in Peri-Urban Areas Don't hesitate to hit me up on Facebook @SamSaggers. DM me any of your questions :) If you're yet to subscribe, be sure to do so on your favourite channel. Apple - https://pre.fyi/upi-apple Spotify - https://pre.fyi/upi-spotify Google Podcasts - https://pre.fyi/upi-google YouTube - https://pre.fyi/upi-youtube And remember, I'm really good on 1.25 or 1.5 speed :) Take care, Sam
Datametrex AI Limited $DM $DTMXF $D4G) has the rare benefit that most small-cap companies would only dream of … Multiple successful independent divisions that are each capable of being a company maker including: Cybersecurity Smart & Mobile EV Charging Through Predictive Analytics Subscription Based Telehealth Including Mobile Medical Visits COVID-19 Testing With Tier-1 Movie Studios & Mining Companies That's why CIOReview, a leading digital and print technology magazine, has recognized the company as the most promising Canadian tech company for the 2022 calendar year … and that is why $DM is set to uplist to the TSX Big Board. More than just lip service, $DM is walking the walk delivering great financial results as follows: Q2-22 RESULTS: Revenue 18.3M EBITDA of $1.43M / adjusted EBITDA 3.265M Positive cash flow of over $766K from operations Over $25 million in current assets, including $14m in cash Significant increase in IT services REV $2M +, up 141% from the previous year. YEAR ENDED DECEMBER 2021: Record Revenue of Over $49M up 296% Record Adjusted EBITDA* of $15M up 1,838% Net Earnings of $9M up 282% Positive Cash Flow from Operations of $11M up 2,025% If the story ended there … it would make for a pretty good story … but it doesn't. Here is a summary of what the company announced just in the month of October: $1,000,000 In Purchase Orders From South Korean Conglomerate Lotte $500,000 Purchase Order from Lotte Card $500,000 Purchase Order from Lotte Home Shopping $2,410,000 In Purchase Orders From Silicon Valley's Bitnine Global For 3 Separate Applications $1.6M Purchase Order $410,000 Purchase Order $400,000 Purchase Order $100,000 Purchase Order For The Insurance Industry What did Marshall Gunter, CEO of the Company have to say? "We are proud to announce additional contracts for our technology services. AI is a powerful tool to optimize business and improve operations and ROIs. The growth so far in our core AI business has been a success, and we will continue to focus on our AI initiatives to further expand our business." Now, sit back relax and listen this powerful interview.
Episode #258 - (Best of Coach Carson) The one percent rule in real estate is a tool to quickly filter and evaluate potential rental properties so that you make more cash flow. This episode explains what it is, when to use it, and why it's helpful. For companion article, please visit: https://www.coachcarson.com/one-percent-rule/ ______________________
September 28, 2022 *Numbers Fell Yesterday For Michigan *Numbers that follow *Adding 5 to numbers * 3 Day workout pick 3 *Hot Pairs *Hot sum for Michigan *Pick 3 Hot Around The State Including Michigan *Hot Four Digit *Look Over Michigan Pick 4 Evening Only Sums Planned for Michigan Today! *****Around The State***** I am The #1 Lottery Analyst that lets you know what numbers are going out to all states daily! Listen up and Win! *Sleepy Joe's pairs around the state *Hot pairs around the state *Hot numbers due around the state today Guaranteed to hit *Talked about numbers I gave out yesterday that fell around the state. Follow me on tiktok lotteryqueen2, follow me on Instagram cashforlife444 Good Luck talk to ya soon! Lottery Queen
DataMetrex AI Limited (TSXV: DM / DTMXF: OTCQB / FSE: D4G) has the rare benefit that most small-cap companies would only dream of: Multiple successful independent divisions that are each capable of being a company maker including: Cybersecurity Smart & Mobile EV Charging Through Predictive Analytics Subscription Based Telehealth Including Mobile Medical Visits COVID-19 Testing With Tier-1 Movie Studios & Mining Companies That's why CIOReview, a leading digital and print technology magazine, has recognized the company as the most promising Canadian tech company for the 2022 calendar year … and that is why $DM is set to uplist to the TSX Big Board. More than just lip service, $DM is walking the walk delivering great financial results as follows: YEAR ENDED DECEMBER 2021: Record Revenue of Over $49M up 296% Record Adjusted EBITDA* of $15M up 1,838% Net Earnings of $9M up 282% Positive Cash Flow from Operations of $11M up 2,025% The company recently reported their Q2 results, with financial highlights as follows: Revenue 18.3M EBITDA of $1.43M / adjusted EBITDA 3.265M Positive cash flow of over $766K from operations Over $25 million in current assets, including $14m in cash Significant increase in IT services REV $2M +, up 141% from the previous year.
Zach lives in an expensive area where a duplex would have cost him $400k or more. On this episode, Zach shares how he bought a duplex for $92K by looking out of state.We talk about how he found the area he's investing in, how he found the property, and how he manages the property from halfway across the country.Zach also shares how much he paid for the property, his expenses, and monthly cash flow.
This week was ripe with a promising future! #s10e68 Remember Episode 67? https://www.youtube.com/watch?v=dVpl1UEBVXA (Like these and subscribe to our YouTube channel). Monday - Invitae Announcement https://ir.invitae.com/news-and-events/press-releases/press-release-details/2022/Invitae-Announces-Strategic-Business-Realignment-to-Accelerate-Its-Path-to-Positive-Cash-Flow-and-Realize-Full-Potential-of-Industry-Leading-Genetics-Testing-Platform/default.aspx - Sign up for Ciitizen: https://syngap.fund/ciitizen - CMO email: “While the announcement focused primarily on our operations and product portfolio, I wanted to take this opportunity to reinforce that Invitae remains unwavering in its commitment to patients. Cultivating strong relationships with Patient Advocacy Groups remains central to our business and our patient-centric philosophy. We will continue to collaborate closely with our Patient Advocacy partners and communities to educate patients and their families on the value of genetic testing in diagnosing and potentially preventing disease. Together with you, we remain steadfast in empowering and supporting patients and highlighting the many opportunities where genetic testing may be beneficial. “ Pharmacogenetics in case you are curious: https://ir.invitae.com/news-and-events/press-releases/press-release-details/2022/Invitae-Launches-Expanded-Pharmacogenomics-Panel-and-Specialized-Mental-Health-Panel/default.aspx Tuesday - Prosser Pre-Print - Mapping PTBP splicing in human brain identifies targets for therapeutic splice switching including SYNGAP1 - “We find that PTBP2 binding to SYNGAP1 mRNA promotes alternative splicing and non-sense mediated decay. Antisense oligonucleotides that disrupt PTBP binding sites on SYNGAP1 redirect splicing and increase gene and protein expression.” - https://twitter.com/cureSYNGAP1/status/1549408144987652104?s=20&t=u5iAtpoucdyaiT06Vt77pg Wednesday - Sample collection at Stanford. - Planning for end of year, see below. Thursday - CHOP Update - https://www.helbiglab.io/ - https://www.youtube.com/watch?v=JVTnkQCtQNo Friday - Disease concept interview, Rarebase & Colombia - WCMC is looking to add to the pile of disease concept studies, which we VERY MUCH need. For the pile see Vlaskamp 2019, Jimenez-Gomez 2019, Smith-Hicks 2021, Wright 2022, Lyons-Warren 2022. - https://www.rarebase.org/ - Vicky is also building community in LatAm, there is a reunion this weekend! https://twitter.com/VickyAArteaga/status/1544994120351059969?s=20&t=6f5x8BqfRFR5UyRvFMOc_w FUNDRAISERS - MICE: Help us Make 2! https://syngap.fund/2mice - BIRTHDAYS: https://www.facebook.com/cureSYNGAP1/fundraisers EVENTS - 7 Weeks: September 12-14 in San Diego https://globalgenes.org/event/rare-patient-advocacy-summit/ - 10 Weeks: October 8 in NJ - Caren Leib Gala https://www.syngapresearchfund.org/get-involved/fundraising/caren-leib-gala - 10 Weeks: October 8 in SC - Scramble for SYNGAP https://www.syngapresearchfund.org/get-involved/fundraising/scramble-for-syngap - 11 Weeks: October 12-15 in OH - Child Neurology Society - 15 Weeks: November 12 in GA - Sparks of Hope Gala https://syngap.fund/soiree - 16 Weeks: November 14-15 in MA - PMC summit titled Personalized Medicine & the Patient - 18 Weeks: December 1 & 2 in TN - Syngap Science Meeting - https://syngap.fund/treat This is a podcast: subscribe to and rate this 10 minute #podcast #SYNGAP10 here https://www.syngapresearchfund.org/syngap10-podcast Apple podcasts: https://podcasts.apple.com/us/podcast/syngap10-weekly-10-minute-updates-on-syngap1-video/id1560389818 Episode 68 of #Syngap10 - July 25, 2022 #Ciitizen #CareAboutRare #Syngap #epilepsy #autism #intellectualdisability #id #anxiety #raredisease #epilepsyawareness #autismawareness #rarediseaseresearch #SynGAPResearchFund #CareAboutRare #PatientAdvocacy #GCchat #Neurology #GlobalCollaboration --- Send in a voice message: https://podcasters.spotify.com/pod/show/syngap10/message
Remember Episode 67? https://www.youtube.com/watch?v=dVpl1UEBVXA (Like these and subscribe to our YouTube channel). Monday - Invitae Announcement https://ir.invitae.com/news-and-events/press-releases/press-release-details/2022/Invitae-Announces-Strategic-Business-Realignment-to-Accelerate-Its-Path-to-Positive-Cash-Flow-and-Realize-Full-Potential-of-Industry-Leading-Genetics-Testing-Platform/default.aspx - Sign up for Ciitizen: https://syngap.fund/ciitizen - CMO email: “While the announcement focused primarily on our operations and product portfolio, I wanted to take this opportunity to reinforce that Invitae remains unwavering in its commitment to patients. Cultivating strong relationships with Patient Advocacy Groups remains central to our business and our patient-centric philosophy. We will continue to collaborate closely with our Patient Advocacy partners and communities to educate patients and their families on the value of genetic testing in diagnosing and potentially preventing disease. Together with you, we remain steadfast in empowering and supporting patients and highlighting the many opportunities where genetic testing may be beneficial. “ Pharmacogenetics in case you are curious: https://ir.invitae.com/news-and-events/press-releases/press-release-details/2022/Invitae-Launches-Expanded-Pharmacogenomics-Panel-and-Specialized-Mental-Health-Panel/default.aspx Tuesday - Prosser Pre-Print - Mapping PTBP splicing in human brain identifies targets for therapeutic splice switching including SYNGAP1 - “We find that PTBP2 binding to SYNGAP1 mRNA promotes alternative splicing and non-sense mediated decay. Antisense oligonucleotides that disrupt PTBP binding sites on SYNGAP1 redirect splicing and increase gene and protein expression.” - https://twitter.com/cureSYNGAP1/status/1549408144987652104?s=20&t=u5iAtpoucdyaiT06Vt77pg Wednesday - Sample collection at Stanford. - Planning for end of year, see below. Thursday - CHOP Update - https://www.helbiglab.io/ - https://www.youtube.com/watch?v=JVTnkQCtQNo Friday - Disease concept interview, Rarebase & Colombia - WCMC is looking to add to the pile of disease concept studies, which we VERY MUCH need. For the pile see Vlaskamp 2019, Jimenez-Gomez 2019, Smith-Hicks 2021, Wright 2022, Lyons-Warren 2022. - https://www.rarebase.org/ - Vicky is also building community in LatAm, there is a reunion this weekend! https://twitter.com/VickyAArteaga/status/1544994120351059969?s=20&t=6f5x8BqfRFR5UyRvFMOc_w FUNDRAISERS - MICE: Help us Make 2! https://syngap.fund/2mice - BIRTHDAYS: https://www.facebook.com/cureSYNGAP1/fundraisers EVENTS - 7 Weeks: September 12-14 in San Diego https://globalgenes.org/event/rare-patient-advocacy-summit/ - 10 Weeks: October 8 in NJ - Caren Leib Gala https://www.syngapresearchfund.org/get-involved/fundraising/caren-leib-gala - 10 Weeks: October 8 in SC - Scramble for SYNGAP https://www.syngapresearchfund.org/get-involved/fundraising/scramble-for-syngap - 11 Weeks: October 12-15 in OH - Child Neurology Society - 15 Weeks: November 12 in GA - Sparks of Hope Gala https://syngap.fund/soiree - 16 Weeks: November 14-15 in MA - PMC summit titled Personalized Medicine & the Patient - 18 Weeks: December 1 & 2 in TN - Syngap Science Meeting - https://syngap.fund/treat This is a podcast: subscribe to and rate this 10 minute #podcast #SYNGAP10 here https://www.syngapresearchfund.org/syngap10-podcast Apple podcasts: https://podcasts.apple.com/us/podcast/syngap10-weekly-10-minute-updates-on-syngap1-video/id1560389818 Episode 68 of #Syngap10 - July 25, 2022 #Ciitizen #CareAboutRare #Syngap #epilepsy #autism #intellectualdisability #id #anxiety #raredisease #epilepsyawareness #autismawareness #rarediseaseresearch #SynGAPResearchFund #CareAboutRare #PatientAdvocacy #GCchat #Neurology #GlobalCollaboration
Housing transaction is going down, economy is shaking and 2020 is the best year to buy a home. It will be harder than the next 2 years, so you have to reduce income, let people go, shut down some business and it's all about cash flow. More runway and used the excess capital to invest new one. Going for growth in a different aspect, investing more, productize more and eliminate to complex to be able to know what's going on. Show Notes: -Get Focused as an Entrepreneur no matter what Marketing you're in. -You could be 10million bucks and go bankrupt and default alive is all about cash flow. -Do what we do, build that up, everything in excess will go into stores.
DataMetrex AI Limited (TSXV: DM / DTMXF: OTCQB / FSE: D4G)has the rare benefit that most small-cap companies would only dream of: Multiple successful independent divisions that are each capable of being a company maker. CIOReview, a leading digital and print technology magazine has recognized the company as the most promising Canadian tech company for the 2022 calendar year. More than just lip service, $DM is walking the walk delivering great financial results as follows: YEAR ENDED DECEMBER 2021: Record Revenue of Over $49M up 296% Record Adjusted EBITDA* of $15M up 1,838% Net Earnings of $9M up 282% Positive Cash Flow from Operations of $11M up 2,025% Q1 2022 Revenue $10M Net earnings over $1.35M Adjusted EBITDA > $3.16M Cash balance $15.7M up 240% vs Q1-21 The company's powerful AI foundations have created divisions and solutions that include AI driven cyber security and social media monitoring, telehealth and COVID 19 test kit distributions to enterprise and government. But the latest application of its AI into electric vehicle mobile charging and infrastructure is attracting global attention after this press release announcement: The company announced the acquisition of EV Connect Solutions the highlights of which are as follows: ● $10,000,000 purchase price ● 66,666,667 all stock at a deemed price of $0.15 per share. ● Focus on electric vehicle mobile charging solutions. Yes - Roadside Charging o Using both mobile vehicles and a proprietary mobile application. ● The mobile application allows clients to reserve its roadside assistance EV charging service drivers, much like Uber and similar share economy apps. EV Connect Deployment Targets o beta test of its mobile application in Q3/22 and o Have its leading-edge charging vehicles on the road by year-end. ● Future growth plans include generating revenue within the year and expanding into other cities in North America. ● EV Connect is the exclusive Canadian partner of EVAR, a spin-off from Samsung Electronics C-Lab EVAR HIGHLIGHTS EVAR is a spin-off from Samsung Electronics C-Lab with a focus on creating a hassle free, EV recharging environment. EVAR is one of the developers of innovative solutions for electric vehicle charging and is one of the world's first developers of autonomous EV recharging robots. EVAR won the innovation award at CES 2022, the world's largest technology event along with "Best Innovation" award from Lotte Construction. HOW BIG IS THIS MARKET OPPORTUNITY? Global electric vehicle charging infrastructure market estimated US$147.94 billion by 2030 What did Marshall Gunter, CEO have to say? "This is a very exciting acquisition as we can utilize our team of developers and knowledge of product development to enter the emerging electric vehicle space - an exciting and growing industry that will be here for a long time and represents significant potential for Datametrex and its shareholders", Sit back, relax and listen this powerful interview with Marshall Gunter, CEO.
Gabriel Ryan is the Founder of GrowthMap and a growth strategist. He joins Landon to talk about generating leads and cash flow, specifications of marketing, and how Gabriel mixes art and sales in business to help launch six-figure businesses. Gabriel Ryan started his entrepreneurial journey by starting his own auto detailing business at the age of 19. He had dreams of becoming a filmmaker. As he was planning to change his course in life, he realized he could combine his love for arts and business. Then his marketing career was born. Gabriel currently runs Six Figure Launches, which helps businesses break through that next wall and puts them on top. He currently resides in Nashville, Tennessee with his wife and four kids. Outside of business, he works on perfecting his craft of dad jokes. Enjoy The Show and Keep Striking! _____ Watch this episode on Youtube: https://youtu.be/wiYlHnzsj_Y _____ Episode Resources: Website | Six Figure Launches Website | Gabriel Ryan Facebook | https://www.facebook.com/GabrielRyanDavis Instagram | https://www.instagram.com/gabrielryan/ Twitter | https://twitter.com/gabrielryan LinkedIn | https://www.linkedin.com/in/gabriel-ryan/ ___ Connect with Spark To Fire | Facebook | Instagram | LinkedIn | TikTok | YouTube ___ This show is produced by Grindstone. Interested in starting a podcast? Visit grindstoneagency.com/podcasting to learn more.
Gabriel Ryan is the Founder of GrowthMap and a growth strategist. He joins Landon to talk about generating leads and cash flow, specifications of marketing, and how Gabriel mixes art and sales in business to help launch six-figure businesses. Gabriel Ryan started his entrepreneurial journey by starting his own auto detailing business at the age of 19. He had dreams of becoming a filmmaker. As he was planning to change his course in life, he realized he could combine his love for arts and business. Then his marketing career was born. Gabriel currently runs Six Figure Launches, which helps businesses break through that next wall and puts them on top. He currently resides in Nashville, Tennessee with his wife and four kids. Outside of business, he works on perfecting his craft of dad jokes. Enjoy The Show and Keep Striking! _____ Watch this episode on Youtube: https://youtu.be/wiYlHnzsj_Y _____ Episode Resources: Website | Six Figure Launches Website | Gabriel Ryan Facebook | https://www.facebook.com/GabrielRyanDavis Instagram | https://www.instagram.com/gabrielryan/ Twitter | https://twitter.com/gabrielryan LinkedIn | https://www.linkedin.com/in/gabriel-ryan/ ___ Connect with Spark To Fire | Facebook | Instagram | LinkedIn | TikTok | YouTube ___ This show is produced by Grindstone. Interested in starting a podcast? Visit grindstoneagency.com/podcasting to learn more.
In this episode, I continue to answer key questions concerning property investment to help you narrow your focus and achieve your financial goals. First, I provide a four-point strategy to answer how you can generate a six-figure income through property and live your ideal lifestyle sooner. In the second half of the episode, I answer the question ‘how do I buy property that is cash flow positive?', dissecting tips and tricks that'll aid you in securing a property that generates income after costs. Discussion Points: 00:00 Introduction 4:36: Q&A #1: What is the strategy to create a passive income from property investing? 4:58: Buy a positive cash-flow property 5:37: Long-term and short-term growth 8:53: Buy properties that you can add value to 10:01: Buy under market value 11:57: Commercial Development 13:20: Q& A#2: How do we buy a positive cash flow property after cost? 13:42: Look at suburb data 15:15: Buy underneath the median value 18:09: Find a property with rent growth 20:40: Conclusion About The Host: Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not run by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify, Google Podcasts, & Stitcher. PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time. Resources: Watch FREE Trainings On Our Website
Credit Clear (ASX: CCR) chief executive officer Andrew Smith joins Small Caps to discuss the company's journey to becoming cash flow positive and its international expansion strategy. Following a record March quarter where its revenue run rate climbed to $35 million per annum, Mr Smith said the company expected to be cash flow positive from July this year. As part of its accelerated growth, Credit Clear is exploring opportunities to roll-out its technology in multiple international markets after its recent success with South Africa-based Techub.Articles:https://smallcaps.com.au/credit-clear-secures-further-annualised-revenue-new-clients/https://smallcaps.com.au/credit-clear-targets-cashflow-positive-mid-2022/https://smallcaps.com.au/credit-clear-expands-internationally-platform-deployment-techub/For more information on Credit Clear:https://smallcaps.com.au/stocks/CCR/
When business owners find their businesses in financial chaos and are ready to say hello to MORE cash flow, they reach out to Kirsha Campbell “The Cashflow Maven”. A CPA/CMA, Kirsha integrates all the moving parts in your business to set up the right foundation to be recession-proof, operate with reduced risk, increase cashflow, set up effective systems and procedures and so much more. Kirsha helps business owners to say goodbye to overwhelm, stress and frustration about their business's financial results and operation. Kajabi 30 day trial:https://app.kajabi.com/r/zt3f7AsH www.thepassiveincomeexaminer.com Connect with Kirsha www.thecashlab.ca Phone 888-521-4206 Email info@thecashlab.org How financially strong or recession proof is your business? Download your FREE Business Assessment/Checkup Guide here https://bit.ly/3oOor3o Tags : #Recessionproofbusiness #businesscashflow #cashflow #morecashflow #businessfinance
JWB Co-Founder, Gregg Cohen will reveal his JWB turnkey property of the week, take questions from the audience, and share insights into the Jacksonville real estate market.This week's featured property...- is brand new construction- will generate positive cash flow- will earn an est. 8.04% return on investment (not incl home price appreciation)Be the first to know which property Gregg recommends each week as we reveal it live on the show. This is your chance to pick the brain of an investor with 16 years of experience, that oversees $750M worth of assets, and genuinely wants to help you out.--------------------------------------------------------------------------------------------------------------------
Pablo Gonzalez will be joined by Jim Marshall, JWB's Director of Construction, and Guest Investor, JWB Client Willem Botha. The crew will reveal the JWB turnkey property of the week, take questions from the audience, and share insights into the JWB renovation standard.This week's featured property...- will generate positive cash flow- will have over $47k worth of renovations completed that comes with warranties- is eligible to lock in your interest rates this month, before they go up!Be the first to know which property JWB recommends each week as we reveal it live on the show. This is your chance to pick the brains of the JWB team that oversees $750M worth of assets, and genuinely wants to help you out.--------------------------------------------------------------------------------------------------------------------
1. Microsoft Introduces Portfolio Bid Strategies & Integration with Google Tag Manager - Microsoft Advertising said that portfolio bid methods are now accessible globally. The platform's automated Google Tag Manager (GTM) integration is now available to everyone.Portfolio bid strategies. This feature automatically adjusts bidding across multiple campaigns to balance under- and over-performing campaigns that share the same bidding strategy (like maximize conversions, target CPA, target impression share, etc). Portfolio bid strategies can help save time that might otherwise be spent manually adjusting bids.Automated integration with GTM. Microsoft Advertising's integration with Google Tag Manager enables you to automatically copy the setup used by your existing Google tags. To do so, sign in to Google and select the Google Tag Manager account and container via Microsoft Advertising online. Next, enable the permissions to update your setup, and Microsoft Advertising will set up the UET tag with additional parameters.2. Pinterest Introduces AR Try-On for Furniture - With a new 'AR Try-On for Home Décor' process, Pinterest is taking its augmented reality purchasing possibilities to the next level, allowing users to digitally place furniture in their homes. The approach makes use of Pinterest's continually expanding AR Lens technology to determine the virtual object's true dimensions and characteristics in order to create an accurate representation of how it will appear in our real-world location. Pinners can then alter the product in the camera view to evaluate how it fits in their space and how well it matches their current decor.3. Twitter Launches New 'Toolbox' Hub to Highlight Helpful Creation, Moderation, and Analytics Tools - Twitter has launched a new 'Twitter Toolbox' hub, which will feature useful, dependable Twitter statistics and creation tools to help you get the most out of your Twitter marketing and growth efforts. Expression tools, Safety Tools, and Measurement Tools are the three sections of the new Toolbox. The measurement aspect is likely to be of most relevance to marketers, with a variety of Twitter analytics software available to provide greater insight into your tweet performance.4. FaceBook, Pinterest, and Snap Revenue Updates - Pinterest Turns a Profit in 2021 - Pinterest, Inc. recently reported better-than-expected results ($846.7 million, up 20% year-over-year.) for the fourth quarter ended December 31, 2021, on the back of growth in revenues. In other operating metrics, Pinterest's average revenue per user (ARPU) increased 23% from the previous year to $1.93. However, the company's Monthly Active Users (MAUs) saw a 6% year-over-year decline to 431 million.Snap Posts Its First Full Year of Positive Cash Flow in 2021 - Snap reported its first quarterly net profit on Thursday, and beat analyst estimates for the fourth quarter on earnings, revenue, and user growth.Facebook Loses a Million Daily Active Users, Posts Big Revenue Result for Full Year 2021 - Facebook earnings came in below expectations for the fourth quarter, and the company said numerous challenges are ahead in the first quarter. Facebook said it's being hit by a combination of factors, including privacy changes to Apple's iOS and macroeconomic challenges. It blamed the lower-than-expected growth in part on inflation and supply chain issues that are impacting advertisers' budgets.5. Google Q4 Search Ad Revenue: $43.3 Billion While YouTube Generated $8.6 Billion - In Q4 of last year, overall Google advertising income was $61.2 billion, up from $46.2 billion in Q4'2020. Google search and other, YouTube advertising, and Google Network are all included in "total Google advertising." In Q4 2021, YouTube made $8.6 billion in ad revenue, with a total of $28.8 billion in advertising revenue for the year. That's a substantial improvement above YouTube's 2020 results. With artists receiving roughly 55% of YouTube ad revenue, that means YouTube will pay creators more than $15 billion in 2021. Search advertising generated $43.3 billion in revenue in Q4 of this year, compared to $31.9 billion in Q4 of last year. In the fiscal year 2021, Google search and others generated slightly about $149 billion, up 43 percent from $104 billion in the fiscal year 2020.6. Google Search Console Domain Properties Can Now Be In Search Results - Google has announced that the Search Console snapshot in the search results now includes domain attributes. This is a snapshot card showing some of the higher-level data for your site immediately in the search results from Search Console.This card can appear only if you are an owner or full user of the site in Google Search Console, and you are signed in with that Google account while searching for your site or queries it might rank for. You can turn this snapshot on or off as well, those instructions are in this help document.Having this snapshot appear can be handy for site owners who have access to Search Console but don't check their data very often. This serves as a helpful reminder to site owners that Search Console contains a wealth of data and information that they may examine or have an SEO professional examine on their behalf.7. Auto-tagging Added to Google Merchant Center Free Listings - Google Merchant Center now supports auto-tagging for free product listings and free local product listings, according to the firm. By adding a result ID to your URLs, you should be able to follow your shopping efforts better using Google Search. Auto-tagging is a Google Merchant Center feature that allows you to measure conversions from your free product listings and free local product listings on your website separately from other conversion types. It also allows you to separate your free listings and free local listings from total Google organic traffic via a third-party site analytics tool like Google Analytics.8. Google Ads Launches Revamped Partners Program - The new Partners program rules went into force about two years ago, and Google will notify all Partners of their current status. All Partners will be notified of their current status by Google. Those who have already accomplished the new standards will receive their Partners badge right now, while those who have not will receive it once they have met all of them. This program's criteria adjustments were first announced in February 2020, but the debut was postponed owing to the effects of the coronavirus epidemic, giving Google time to incorporate comments from advertisers into the final version of the requirements.To be eligible for the new Google Partners program, advertisers must: Achieve an optimization score of 70%. Spend $10,000 across all of a partner's managed accounts within a 90-day period. Have at least 50% of designated account strategists certified in Google Ads, with at least one certification in each product area (Search, Display, Video, etc.) with campaign spend of $500 (or more) in 90 days. Agencies that meet Partners requirements and are within the top 3% of participating agencies in their country are eligible to become Premier Partners. The top 3% is evaluated annually; the factors that determine the top 3% include, but aren't limited to: Client growth – Ability for partners to grow their existing clients and acquire new clients, measured by year-over-year ads spend growth and ads spend among first-time Google Ads clients. Client retention – Demonstrated ability to sustain client business, measured by the percentage of clients retained year-over-year. Product diversification – Demonstrated investment in results-focused product mix beyond Search, measured by the percentage of spend in Display, Apps, Video, and Shopping each calendar year. Annual ads spend – Investment in Google Ads or Google Marketing Platform, measured by spend across managed accounts each calendar year. Google Ads is now offering its Premier Partners the following: Product betas – Receive ongoing access to the most current product betas. Advanced Google Ads support – Access 24-hour advanced ads support. Executive experiences – Attend invite-only industry events, such as roundtable discussions with Google leaders, sessions with other Premier Partners, and opportunities to hear from industry thought leaders. Premier Partner Awards – The Premier Partner Awards highlight excellence in digital marketing and showcase Premier Partners that help drive results for clients with Google Ads. Newly redesigned 2022 Premier Partner badge. 9. Google Consolidates Advertiser Identity & Business Verification - In March 2022, Google Ads will combine the current advertising identity and business operations verification programs into a single advertiser verification program, resulting in a more streamlined and better advertiser experience. On Monday, January 20, 2022, Google began distributing alerts to advertisers who will be affected by the move. "Advertisers will be contacted through email and an in-account message when they have been selected for the Advertiser verification program," Google added.Here is what Google wrote: About your business: In the first step of the unified Advertiser verification program, Google will ask advertisers a few basic questions related to their Google Ads account and business under a new ‘About your business' section. The questions will ask, for example, the advertiser's industry and billing country, and information to help Google understand if they are a direct or indirect provider (third party) of the products or services advertised on the Google Ads platform. Advertisers will be given 30 days to submit their answers. If advertisers have not submitted their answers by the end of the 30th day, their account will be paused. Verification timeline updates: Responses from the completion of the 'About your business' questions will determine the verification requirements and direct advertisers to the next steps of additional verification, which may include verifying your identity, your business operations, or both (see the 'Advertiser selection criteria updates' section below). Advertisers will be given 30 days to successfully complete these additional verifications. Failure to complete or meet the verification requirements in the specified time period will result in an account pause. Note that the pause will only be applied by the end of the 30th day if advertisers have not completed or met the requirements. For Identity verification: Previously, advertisers were given 30 days to start verification and additional 30 days to successfully complete the identity verification. For Business operations verification: Previously, advertisers were given 21 days to successfully complete the Business operation verification along with a 7 days notice period before account suspension. For the unified Advertiser verification: Now, advertisers will have 30 days to complete the ‘About your business' questions and an additional 30 days to successfully complete all requested verifications, which may include verifying their identity, their business operations, or both. Business operations verification updates: To reduce the administrative burden and provide a consistent and synchronized experience for our advertisers, we are aligning the enforcement actions for all the verification requirements under the Advertiser verification program. As a result of this alignment, failure to complete or meet the business operations verification requirements (if requested) will now result in an account pause instead of an account suspension. This means that advertisers' accounts will stay open, but their ads will not be able to serve until they are able to complete this program successfully. Note that the pause will only be applied by the end of the 30th day if advertisers have not completed or met the requirements.To run ads again, advertisers must complete the verification successfully by submitting the requested responses to the survey along with the relevant documentation (as applicable). Advertiser selection criteria updates: As a part of a unified Advertiser verification program, we are combining the advertiser selection criteria for the current advertiser Identity verification and Business operations verification programs for a more harmonized experience, introducing additional criteria to provide an increased layer of protection for our users, and clarifying the instances when the advertiser accounts may be paused immediately. Details below. Additional criteria: Google may request that advertisers complete the Advertiser verification program if, for example, they are advertising on brand-related queries or user queries in business verticals or industries susceptible to abuse, fraud, and scams (such as travel, customer or technical support services and financial services). Where an advertiser is asked to complete additional verification, advertisers' campaign performance may be impacted when advertising on certain Google restricted queries. Successful completion of the requested verifications will help improve campaign performance (as applicable). Criteria for immediate account pausing: In certain circumstances, we may pause advertisers' accounts immediately when the Advertiser verification program is initiated. Your account may be paused immediately for the following reasons: If we suspect your ads violate our Google Ads policies, including, for example, Misleading representation, Unreliable claims, Unidentified business, Business name requirements, Solicitation of funds, Sensitive Events, and Coordinated Deceptive Practices. If we suspect that your advertising or business practices may cause physical or monetary harm to users. Non-exhaustive examples include: misrepresenting yourself in your ad content; offering financial products or services under false pretenses; or offering unauthorized customer support services on behalf of third parties. If we suspect you are attempting to circumvent our verification process. If your identity or your advertising behavior has been identified as unclear. Transparency & disclosures: Similar to the current process followed in the identity verification, as a part of the identity and/or business operations verification steps, advertisers will be required to submit their legal business or their individual name along with supporting documentation for the unified Advertiser verification program. With the information advertisers provide, Google will display the advertiser name and location via an ad disclosure. Learn more about ad disclosures. 10. Google Ads Introduces Discovery Optimization Score & Updates Auto-Applied Recommendations - Google Ads rolls out updates to Discovery Optimization Score, auto-applied recommendations, and YouTube campaign optimizations. Until now, the Optimization Score in Google Ads only scanned across Search, Display, Shopping, and Video campaigns. Today, they now include Discovery campaigns. Your Discovery campaigns will now show a score of 0-100%, with 100% meaning the campaigns are performing at their full potential. The new recommendations for Discovery campaigns are geared to getting you to lean more into automation through audiences.The second set of updates is within auto-applied recommendations. You are now able to auto-apply Google's campaign recommendations at the manager account level. This update means that you no longer have to go into individual accounts and apply recommendations manually. You do have the option to personalize which recommendations you automatically apply if any at all. The recommendations are aimed to scale the level of effort it takes to optimize campaigns. However, at the end of the day, these automatic recommendations are best used in conjunction with manual monitoring.
Episode Summary In this episode of Get Real Wealthy Season 2, Quentin talks about seven ways to turn negative cash flow properties into positive cash flow. Quentin says that the problem with negative cash flow hinders the growth of your portfolio. If you have positive cash flow and even if the value of your property goes down, you would still be able to hold on to that asset for a longer period of time. The other reason is that banks will continue to finance. If you have one negative cash flowing property, maybe two and then you'll get financing because you're betting on the appreciation. You want to have a high debt coverage ratio when you consider rents versus the debts that you have on your asset, and that is why you have to have cash-flowing properties. Important Links https://educationrei.ca (https://EducationREI.ca) https://getrealwealthy.com (https://GetRealWealthy.com) https://durhamrei.ca (https://DurhamREI.ca)
Cash flow and profitability are the lifelines of your business. When your business is starved of cash, it won't sustain itself.Do you need the answers to your worries about strategizing your business?Business owners need to maintain a positive cash flow to ensure profitability. Without an effective cash flow, your business might dwindle to an extreme loss, forcing you to stop its operations.That's when effective financial management comes into place. Financial management is a tool used to analyze information in a business for it to sustain and thrive. In this solo episode of the Cash Flow Forecasting and Management Series, we dive into the topic of monitoring, managing, and modeling cash flow as part of a business strategy. In this discourse, we focus on the benefits of operating cash flow to ensure financial security by studying each step.Do you want to adopt cash flow operations in your business? Stay tuned to this episode!Episode Highlights:[02:19] Types of Cash Flow[03:22] Operating Cash Flow[06:12] Benefits of Operating Cash FlowAs a special gift for tuning it, get your free 90-Day Financial Strategic Planning with Christina! Set up a time here or connect on LinkedIn!Resources:Visit Christina Sjahli's website for more insights on cash flow and profit on the Her CEO Journey™ podcast series!Download this E-Book on Efficient Cash Flow Management so that you can monitor, manage and improve your business cash flow.Enjoy the Her CEO Journey™ Podcast?Cash flow and profit could be confusing when you are venturing into business. Once you're able to evaluate and understand their differences, you are sure to form wiser business decisions. If you enjoyed today's episode of Her CEO Journey™ Podcast, hit subscribe and share it with your friends!Write us a review and share it! If you enjoyed tuning into the show, then do not hesitate to leave us a review. You can also share this episode with the women you know so they can find financial empowerment and get their ideas into the world.Have any questions about business finance? You can contact me through LinkedIn or schedule a chat with me at any time. You can also suggest topics you're curious about for future episodes to help your business grow. Thanks for listening!For more episode updates, feel free to visit my website. You may also tune in on Apple Podcasts, Google Podcasts, Spotify, or Stitcher.To fueling the life you want to live,Christina
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Positive cash flow at the end of a cycle isn't always a good thing. When you study your business, there are many terms that people like to throw around which can get mixed up. One common example is cash flow vs profit. These two terms sound similar, but in truth, tell very different stories about your finances.In this episode, we kickstart our new podcast series, Cash Flow Forecasting and Management Series. We define clearly the difference between profit and cash flow and why it's vital to understand both terms. We also discuss what it means to be profitable versus having a healthy cash flow. We'll delve deep into cash flow concepts using cloud-based forecasting software, entrepreneur and CFO perspectives.Do you want to know how to tie down cash flow and profit together smartly? Tune in to this episode to learn more!Episode Highlights:[02:08] What Is Profit?[02:39] Why Profitability Is Important[03:44] Profit Is Not About Cash[05:54] What Is Cash Flow?[06:51] Positive Cash Flow vs Profit in BusinessesResources:Visit Christina Sjahli's website for more insights on cash flow and profit on the Her CEO Journey™ podcast series!Chat with Christina and set up a time here!Download this E-book on Efficient Cash Flow Management so that you can monitor, manage and improve your business cash flow! Enjoy the Her CEO Journey™ Podcast?Cash flow and profit could be confusing when you are venturing into business. Once you're able to evaluate and understand their differences, you are sure to form a wiser business decision. If you enjoyed today's episode of Her CEO Journey Podcast, hit subscribe and share it with your friends!Write us a review and share it! If you enjoyed tuning into the show, then do not hesitate to leave us a review. You can also share this episode with the women you know so they can find financial empowerment and get their ideas into the world.Have any questions about business finance? You can contact me through LinkedIn or schedule a chat with me at any time. You can also suggest topics you're curious about for future episodes to help your business grow. Thanks for listening!For more episode updates, feel free to visit my website. You may also tune in on Apple Podcasts, Google Podcasts, Spotify, or Stitcher.
Vox Royalty Corp CEO Kyle Floyd tells Proactive investors they can look forward to a catalyst-rich period ahead as the royalty firm grows its five producing assets to ten by 2023. Reporting results for its third quarter to end-September 2021, Vox revealed that the period had seen it break royalty-linked production records, grow its portfolio organically to now five producing royalties, and see record trading liquidity.
Today we have a guest investor to break down the PotW: JWB's own, Mike Stewart!We'll go over Mike's investor story, his perspective of JWB's investors' success, break down this week's property, and take questions from the audience.This week's featured property...- Is brand new construction- will generate positive monthly cash flow- Is located in a townhome community in which JWB has significant influence which mitigates the risk for our clientsBe the first to know which property Gregg recommends each week as we reveal it live on the show. This is your chance to pick the brain of an investor with 15 years of experience, that oversees $450M worth of assets, and genuinely wants to help you out.
On The Business Chop Podcast, Audrey Wiggins will interview Rita N. Singh.Rita has been recognized locally and internationally for her business innovation and leadership. As a senior organizational leader, whose work includes organization strategy, strategic marketing, change management, client services, team leadership, corporate communication, and other significant areas for high level productivity. She is the recipient of numerous local, national and international awards, recognitions and accolades.As a CPA, Rita has made outstanding achievements and represents the winning spirit of today's strategic consultant who understands broad business issues beyond the numbers. With insight and vision, Rita creates long-term profitability and delivers key business outcomes resulting in Positive Cash Flow, Growth, Wealth and Stability.As a BUSINESS & LEADERSHIP COACH, Rita has given business leaders a step-up to hone their entrepreneurship and business skills for greater opportunities. As an executive coach, she provides knowledge - based coaching that is customized, fact based, insightful and actionable. Experiential and highly engaging coaching mindset and skills set transforms organizations, teams and individuals to collaborate, challenge, explore, create and transform together for a positive change.As a CONSULTANT, Rita brings extensive knowledge and experience in financial management, operations, marketing and strategic growth consulting to diversified industries in the private sector, government and non-profit areas to achieve business objectives.As a PHILANTHROPIST AND THOUGHT LEADER, Rita has consistently given her time, talent and her life savings towards the larger good of humanity in her community. Her vision has provided the philanthropic "fuel" to address pressing and vital issues facing our community. LEARN MORE https://thepresidentscouncil.com/business-directory/sa-consulting-group-llp or http://www.elitewomenaroundtheworld.com Altogether Domains, Hosting and More Bringing your business online - domain names, web design, branded email, security, hosting and more.Designrr Get Instant Transcripts from your Podcast, Video, or Webinar Riverside.fm Professional Remote Content Creation StudioBuzzsprout - Let's get your podcast launched! Start for FREEDigital Business Cards Let's speed up your follow up. Get a digital business card.Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the showPlease Rate & ReviewVisit Altogether Marketing LLC
In Today's show Adam interviews Claire Rees who is an entrepreneur, co-business owner of Wildspirit and franchise owner of Introbiz Sweden. Learn the advantages and disadvantages of seasonal businesses How to maintain positive cash flow during the off season Discover the best advice for business owners that own seasonal businesses How to grow a business in a foreign country and different culture How to maintain a positive mindset in tough times Connect with Adam Take our new Business Scalability Scorecard here Adam's LinkTree: https://linktr.ee/adamstrongofficial The Game Changers Global Facebook Group: https://www.facebook.com/groups/gamechangersglobal
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Episode Summary In this episode, Quentin talks with a member who has been investing close to home in single family properties. We explore different ways to convert his portfolio to multifamily properties with a positive cash flow. The member shares that he started real estate investing in 2016, when he got occupancy of a pre-construction condo that he had bought in 2011. Unfortunately for him, his property is cashflow negative. The reason was mainly because he acquired the property with 10% down, so he had to go with the unconventional mortgage and get CMHC insurance which was only 25 years amortization. Now, they have 20 years left of the of the amortization. He adds that he has a full-time job as a construction project manager, and he had obtained his real estate license in 2017 mainly because that property was cashflow negative and he needed to supplement his income and that worked out fine. Two years later and after the mortgage rate changed, the negative cash flow went from $200 to $800. He adds that he made the mistake of going with the fixed interest rate. In the meantime, he sold a condo in downtown Toronto, took the money and purchase a detached home in Etobicoke. Right before the pandemic he was thinking about refinancing his home, and managed to get a high appraisal. $250,000 in line of credit, he ended up purchasing a condo townhouse in Mississauga, and it came with a tenant who was paying market rent. After that, his net on his investment properties became positive by $50. Quinton notes that what he has essentially done is that he has created an income stream from his second mortgage, with his mortgage money in order to cover off the negative cash flow on the two assets. The member adds that before joining the course, he wanted to stay in the bigger cities and his decision to invest in the property in Mississauga was short term. He was looking to flip it, take the money and purchase a detached home. Quinton notes that his yield is negative on the York Region property and his yield is negative on the condo townhouse by itself, but together by using the lending, he is able to come up positive on both of them. Talking about his next course of action, Quentin suggests that he should take a look at his property and do a return on equity calculation on both properties. Then, do the same thing on another property that is like a duplex that are cashflow positive while putting 20% down. So that could be looking in a little bit out further than the markets that he has been considering. He adds that the member needs to do his own due diligence to see what makes sense for him. He also suggests looking at historical data and talking to the realtors in the area, adding “you can find appreciation and cash flow in lots of different markets, you just have to work harder, right, and you have to get out of your comfort zone from where you're, you're comfortable right now.” Quinton also says that most of the time a single-family home is not going to cash flow anymore in Ontario, it's very challenging. He should not get stuck by being a Toronto person, because there there's money to be made everywhere, further adding “you want to get the most yield that you can, so you can get a return on equity.” On the subject of the member looking to use the Section 85 Rollover, Quentin says that “you won't be able to do that unless you find a lender that's willing to put the corporation on title, what you might consider doing is figuring out whether you can do it the day before you, like sell the property, like, but then you'll have to come up with cash or some other private loan in order to close on it maybe like a bridge loan for a day or two.” additionally he will have to pay land transfer tax, legal and accounting costs. So it adds up in Toronto, because you got the Ontario tax, and you get the Toronto land transfer tax. The member concludes that he may choose the option of instead of putting up the condo or townhouse for sake,...
Have you ever felt like you are a terrible money manager? Does the word “accounting” instantly turn you off? Are you overwhelmed with what you want in the future? Ever wondered how you should actually be managing your business finances? Hey, I mean...it's not like we were ever properly taught this stuff! Learn all this and much more in this incredible podcast with me and Christina Christoforou. Christina is a finance coach with nearly two decades of experience working with multimillion pound businesses! She can help bridge the gap between being your own CEO and Accountant. She coaches women on how to effectively manage their business finances, become the confident CEO they know they can be and take control of their business cash flow the smart way. Key Takeaways To Tune in For: (5:44) Don't let your past dictate your future (10:53) Differences between what Christina does and an accountant (15:14) The biggest money mindset blocks that Christina sees women have (18:52) Multiply your profits (21:10) Planning financially to have a baby (26:50) What solo entrepreneurs need in place when starting a business (30:12) Beginning your investment portfolio (34:15) Planning forward (34:28) Tracking your finances (35:34) Budgeting Links/Resources Christina Christoforou Instagram: @ChristinaChristoforou Christina Christoforou's website: https://www.cmncassociates.com/Challenge and https://www.cmncassociates.com/Home Helena Donald's Instagram: @girl_unfiltered Helena Donald's website: https://www.girlunfiltered.com ACORNS (for the USA): https://www.acorns.com/invite/CEMZ8M Money Box App (for the UK): https://www.moneyboxapp.com/
At the close of the second quarter, Paradox Interactive CEO Ebba Ljungerud comments that the key to its business is keeping a balance between generating short-term profitability and investing in future projects, and she says that, so far, the company has been successful in this goal. Ljungerud notes specifically that Paradox spent "more than ever during the quarter on both game development and marketing and distributed SEK 105.6 million (~$10.96 million) to our shareholders as dividend, the total cash flow was positive and we closed the quarter with a record-high cash position.” #gaminglife #like #apexlegends #gamingmemes #anime #nintendoswitch #fortnitememes #pcgamer #retrogaming #gameplay #battleroyale #pro #destiny #art #bhfyp #blackops #fortniteclips #callofduty #twitchstreamer #geek #youtuber #lol #rdr #gamingcommunity #minecraft #overwatch #sony #fun #instagram #online --- Support this podcast: https://anchor.fm/pixel-sultan/support