Podcasts about key trends

The FINRA Investor Education Foundation's National Financial Capability Study is an expansive source of data and insights about the financial lives of U.S. adults. Conducted every three years, this wide-ranging research effort includes the Investor Survey, an in-depth exploration of the attitudes, behaviors, knowledge and experiences of retail investors across the country.In December, the FINRA Foundation published the latest iteration of the survey, titled "Investors in the United States: Results from the FINRA Foundation's National Financial Capability Study." Drawing on responses from nearly 3,000 respondents in the U.S. with non-retirement investment accounts, the latest edition builds on previous Investor Survey reports, conducted every three years since 2015.On this episode of FINRA Unscripted, FINRA Foundation President Gerri Walsh, the Foundation's Research Director Gary Mottola, and Senior Researcher Olivia Valdes discuss the study's wide-ranging findings and implications.Resources mentioned in this episode:The National Financial Capability Study (NFCS)Investors in the United States A Report of the National Financial Capability StudyState-by-State NFCSInvesting Knowledge QuizEp. 176: National Financial Capability Study: Key Trends and InsightsYou Know More Than You Think: Unrealized Knowledge in “Don't Know” Responses to Financial Knowledge Questions2026 FINRA Annual Regulatory Oversight ReportBrokerCheckSocial Media Key Topics Page Find us: LinkedIn / X / YouTube / Facebook / Instagram / E-mailSubscribe to our show on Apple Podcasts, Google Play and by RSS.

In this end-of-year panel, the InfoQ podcast hosts reflect on AI's impact on software delivery, the growing importance of sociotechnical systems, evolving cloud realities, and what 2026 may bring. Read a transcript of this interview: https://bit.ly/3Lk6SsF Subscribe to the Software Architects' Newsletter for your monthly guide to the essential news and experience from industry peers on emerging patterns and technologies: https://www.infoq.com/software-architects-newsletter Upcoming Events: QCon London 2026 (March 16-19, 2026) QCon London equips senior engineers, architects, and technical leaders with trusted, practical insights to lead the change in software development. Get real-world solutions and leadership strategies from senior software practitioners defining current trends and solving today's toughest software challenges. https://qconlondon.com/ QCon AI Boston 2026 (June 1-2, 2026) Learn how real teams are accelerating the entire software lifecycle with AI. https://boston.qcon.ai The InfoQ Podcasts: Weekly inspiration to drive innovation and build great teams from senior software leaders. Listen to all our podcasts and read interview transcripts: - The InfoQ Podcast https://www.infoq.com/podcasts/ - Engineering Culture Podcast by InfoQ https://www.infoq.com/podcasts/#engineering_culture - Generally AI: https://www.infoq.com/generally-ai-podcast/ Follow InfoQ: - Mastodon: https://techhub.social/@infoq - X: https://x.com/InfoQ?from=@ - LinkedIn: https://www.linkedin.com/company/infoq/ - Facebook: https://www.facebook.com/InfoQdotcom# - Instagram: https://www.instagram.com/infoqdotcom/?hl=en - Youtube: https://www.youtube.com/infoq - Bluesky: https://bsky.app/profile/infoq.com Write for InfoQ: Learn and share the changes and innovations in professional software development. - Join a community of experts. - Increase your visibility. - Grow your career. https://www.infoq.com/write-for-infoq

James Gurd and Rupert Cross explore the current landscape for B2B ecommerce, exploring trends that are reshaping the industry as we enter 2026. With Rupert's extensive experience as CEO of 5874 Commerce, the discussion offers a deep dive into the complexities and innovations influencing B2B commerce.Key discussion points:B2B vs. B2C expectations: The lines between B2B and B2C are blurring, with B2B buyers now expecting the same seamless online experiences as B2C consumers. Technological Advancements: The democratisation of AI and the rise of advanced search and personalisation tools are making commerce more accessible and efficient.Data integrity: Emphasising the importance of high-quality data, the conversation highlights how accurate data can streamline operations and enhance decision-making. Self-service and personalisation: The demand for digital self-service tools is growing, with businesses seeking to offer personalised experiences that cater to individual customer needs.Reasons to listen:Gain insights into the future of B2B ecommerce and the trends that will shape the industry in 2026. Learn from industry experts about the challenges and opportunities in adopting new technologies. Understand the critical role of data integrity in driving ecommerce success.Chapters:[02:15] Key Trends in B2B Commerce[05:15] The Role of Data and Technology in B2B[08:00] Personalisation in B2B User Experience[11:30] Demand Forecasting and Inventory Optimisation[13:50] Digital Self-Service in B2B[17:00] The Impact of AI on B2B Processes[19:40] The Evolution of B2B Platforms[22:25] Future Trends in B2B Technology[24:35] Closing Thoughts on Data IntegritySubscribe now: stay updated with the latest trends and insights by subscribing to our podcast series.

As we close out 2025, host Alberto Lidji analyses fifty deep-dive conversations from the past year to identify the key trends currently reshaping the social impact landscape. This special 2025 roundup episode moves beyond individual projects to explore the fundamental evolution of systemic transformation. Alberto synthesises the year's insights into three defining shifts: the transition from isolated funding to orchestrator models, the strategic focus on structural root causes, and a fundamental evolution in how we approach leadership and burnout. Key Themes Explored in This Episode: The Evolution of Collaboration: Why the retreat of traditional funding streams in 2025 turned partnership from an aspiration into a vital survival mechanism. The Orchestrator Model: Exploring the move toward philanthropic bridge-building, where foundations support government-led initiatives and remove systemic friction points rather than driving isolated agendas. Rigidity in Mission, Flexibility in Approach: Why the most effective strategies this year focused on markets and addressing systemic drivers rather than treating symptoms. The Grace Shift: A look at how leadership archetypes are evolving to prioritise personnel well-being and structural support as prerequisites for long-term impact. The Call to Agency: A concluding reflection on the power of citizen entrepreneurship and why individual action remains the ultimate antidote to global anxiety. Visit our Knowledge Hub at Lidji.org for information on 350+ case studies and interviews with remarkable leaders in philanthropy, sustainability and social entrepreneurship. 

BUFFALO, NY — December 23, 2025 — A new #research paper was #published in Volume 17, Issue 11 of Aging-US on November 25, 2025, titled “A natural language processing–driven map of the aging research landscape.” In this study, Jose Perez-Maletzki from Universidad Europea de Valencia and Universitat de València, together with Jorge Sanz-Ros from Stanford University School of Medicine, used artificial intelligence (AI) to analyze a century of global aging research, revealing shifts in focus and highlighting underexplored areas. The team analyzed over 460,000 scientific abstracts published between 1925 and 2023 to identify key themes, trends, and research gaps in the study of aging. Their goal was to provide a comprehensive, unbiased view of how the field has evolved and where future research could have the greatest impact. The study found that aging research has moved from basic cellular studies and animal models to a growing focus on clinical topics, particularly age-related diseases such as Alzheimer's and dementia. Using natural language processing and machine learning, the researchers grouped publications into thematic clusters and tracked how interest in each topic changed over time. “By integrating Latent Dirichlet Allocation (LDA), term frequency-inverse document frequency (TF-IDF) analysis, dimensionality reduction and clustering, we delineate a comprehensive thematic landscape of aging research.” One key finding was the growing separation between basic biological studies and clinical research. While both areas have grown significantly, they often progress independently with limited overlap. Clinical studies tend to focus on geriatrics, healthcare, and neurodegenerative diseases, while basic science emphasizes cellular mechanisms such as oxidative stress, telomere shortening, mitochondrial dysfunction, and senescence. The authors note that this lack of integration limits the translation of laboratory discoveries into medical applications. The study also showed that some emerging topics, such as autophagy, RNA biology, and nutrient sensing, are expanding rapidly but remain separated from clinical applications. In contrast, long-established links, such as those between cancer and aging, remain strong. The analysis also highlighted that potentially important associations, such as those between mitochondrial dysfunction and senescence or epigenetics and autophagy, are rarely studied and may be new research opportunities. This AI-driven analysis offers a new way to guide future research by identifying how different areas of aging science are interconnected or isolated. It also highlights how research priorities may be shaped by policy or funding trends, as seen in the heavy focus on Alzheimer's disease. As the global population continues to age, understanding how biological processes relate to clinical outcomes is critical. This study not only offers a historical map of aging science but also serves as a tool to support more connected, interdisciplinary, and effective future research. DOI - https://doi.org/10.18632/aging.206340 Corresponding author - Jorge Sanz-Ros - jsanzros@stanford.edu Abstract video - https://www.youtube.com/watch?v=O4dJUGQ2ZcU Subscribe for free publication alerts from Aging - https://www.aging-us.com/subscribe-to-toc-alerts To learn more about the journal, visit https://www.Aging-US.com​​ and connect with us on social media at: Bluesky - https://bsky.app/profile/aging-us.bsky.social ResearchGate - https://www.researchgate.net/journal/Aging-1945-4589 Facebook - https://www.facebook.com/AgingUS/ X - https://twitter.com/AgingJrnl Instagram - https://www.instagram.com/agingjrnl/ LinkedIn - https://www.linkedin.com/company/aging/ Reddit - https://www.reddit.com/user/AgingUS/ Pinterest - https://www.pinterest.com/AgingUS/ YouTube - https://www.youtube.com/@Aging-US Spotify - https://open.spotify.com/show/1X4HQQgegjReaf6Mozn6Mc MEDIA@IMPACTJOURNALS.COM

In this episode, Matthew is joined by Eversheds Sutherland partner Lizzy Tindall to explore the resilience of the UK private equity market, challenges in global expansion, and how technology and AI are reshaping investment strategies—plus the rise of private market democratization.

In the final episode of of 2025 on Antipodes podcast, our sector portfolio managers were tasked with sharing their highest-conviction ideas for the year ahead. Key times: 1:00 | Graham Hay - Industrials (Honeywell International Inc) 8:30 | Nick Cameron - Healthcare (Merck & Co Inc) 17:30 | Max Shramchenko - Infrastructure (Companhia de Saneamento Básico do Estado de São Paulo) 26:30 | James Rodda - Technology (Oracle Corp) 35:00 | John Stavliotis - Emerging Markets (Globant SA)

In this October 2025 market breakdown, Mikael Kurkdjian, Senior VP & Chartered Real Estate Broker, reviews the biggest multifamily transactions and regional performance across Quebec. Major deals include a 440-unit, $128M portfolio in Côte-Saint-Luc and a 414-unit, $97M concrete asset in St-Léonard. Over the last four quarters, Quebec recorded 2,610 sales, $7.147B in volume, and a stable median of $166K/door, confirming strong buyer-seller alignment. Key regions like Montreal, Montérégie, Laval, Estrie and Québec City show growth and stable cap rates, while Outaouais is the only market slightly down. ➡️ A healthy, liquid, and stable multifamily environment heading into 2026.

In this episode, Matthew is joined by Eversheds Sutherland partner David Kaleda to unpack ESG investing, regulatory and political shifts and emerging opportunities from creativity in investment processes to potential ERISA litigation reform.

In this episode, Sierra Nicholson is joined by Eversheds Sutherland partners Robert Copps and Paul Pugh to discuss shifting definitions of scale in M&A, private equity's role in innovation, strategic fit and regulatory risk, and emerging trends to watch.

VALIS International has released a new article analyzing the rise in Delaware LLC formations and what the trend means for international entrepreneurs exploring U.S. company setup. The full article can be read at: https://medium.com/@stefan_56821/delaware-sees-strong-llc-growth-into-2025-as-global-entrepreneurs-choose-trusted-u-s-structures-b53eef7c85e4 VALIS International City: Wilmington Address: 501 Silverside Rd Website: https://valisinternational.com/ Phone: +1 302-792-0175 Email: dgendron@valisinternational.com

Resourcing Tomorrow divisional director Andrew Thake talked with Proactive's Stephen Gunnion about final preparations for the upcoming Resourcing Tomorrow 2025 conference. The event will welcome over 2,100 C-suite attendees from more than 90 countries. Thake said the conference has expanded in recent years to include the full mining value chain, not just junior miners but also majors, mid-tiers, governments and investors. “We've made a real effort to attract the majors, the mid-tiers, the governments as well, and other players in the value chain,” he said. One notable feature will be a government roundtable at the London Stock Exchange, attended by representatives from 64 governments, including 27 at ministerial level. According to Thake, this will help set the stage for wider discussions around G7 critical minerals policy. This year's agenda includes sessions on Defence Critical Minerals, mining opportunities in Ukraine, and artificial intelligence in exploration and production. “We've got like Fleet Space running a leadership roundtable on that,” Thake noted when discussing AI use in mining. Other themes include resilient supply chains and global commodity trends, especially the focus on gold and rare earths. New speakers include Fortescue's Dino Otranto and Martin Sorrell, discussing mining and brand identity. Visit Proactive's YouTube channel for more interviews like this one. Don't forget to like the video, subscribe to the channel, and turn on notifications to stay updated. #ResourcingTomorrow #MiningConference #CriticalMinerals #GoldMining #ArtificialIntelligence #MiningInvestment #JuniorMiners #SupplyChain #MineralsPolicy #FleetSpace #UkraineMining #Fortescue #MartinSorrell #MiningInnovation

In this episode, Felix Todd, Deputy Editor for Argus Carbon, and Roby Crean, Business Development Manager at South Pole, discuss the evolving CORSIA market and its implications for airlines and carbon project developers.   Tune in for expert insights on: Supply challenges from strict eligibility criteria Measures to unlock eligible credits, including insurance and regional progress Demand uncertainty and regional differences in compliance readiness Pricing trends across spot, forward, and futures contracts Key developments shaping market maturity and liquidity Learn more about the Argus Carbon service: Argus Carbon

In this special scene-setting episode of StreamTime Sports, CEO Nick Meacham breaks down the biggest shifts redefining how sports content is created, distributed and consumed. Drawing on insights shared at last week's SportsPro's Media Summit in Madrid, Nick explores why YouTube is emerging as a powerhouse for live sports, how AI is transforming production and personalisation, and what these changes mean for rights holders, broadcasters and fans. From evolving audience expectations to the decline of traditional TV models, this episode offers a clear look at the forces shaping the next era of sports media. Key Points:Why YouTube is becoming a primary destination for live sports. How AI is reshaping content creation, production workflows and fan engagement.The impact of advertising and brand partnerships in streaming sports. How sports leagues are adjusting their media strategies for a platform-first world.What's ahead for traditional broadcasters as streaming dominance accelerates.

In this episode, Tom Rebbeck, Partner and expert in telecoms services, and Jonathan Daniel, Analyst, discuss the latest trends across financial KPIs. They examine how revenue, EBITDA, capex and operating cashflow have evolved over the 12 months to 3Q 2025 and highlight the most notable shifts in operators' financial performance. Read the related report: Operators' financial KPIs: trends and analysis Visit Analysys Mason DataHub

In this episode, Matthew is joined by Nikki Eastham, International Head of M&A and Strategic Development at Specialist Risk Group, to discuss the role of scale in M&A, the influence of private equity, the enduring importance of client relationships, and culture-led international expansion.

In this episode, Sierra Nicholson is joined by Eversheds Sutherland partners Tim Fosh and Michael Koffler to discuss how technology is transforming financial regulation, the importance of smart regulation, and the growing impact of private and digital assets on markets and investors.

In this episode of the Fitness + Technology Podcast, Bryan O'Rourke shares his keynote presentation delivered live at FitLife's Club Network Conference in Seattle. Bryan explores the key trends transforming the global fitness industry from rapid technological advancements to the evolving importance of human capital. He emphasizes why now is a pivotal moment for leaders to shape the future of fitness. To view Bryan's slide deck, go to: https://www.slideshare.net/slideshow/future-of-fitness-2025-fitlife-club-network-keynote-seattle-2025-bryan-orourke/283944575 One Powerful Quote: 16:54: “Clarity is a superpower.” 4-10 Bullet Points (w/ timestamps) - Highlighting key topics discussed: 3:34: Bryan gives an introduction to the major trends shaping the fitness industry and their impact on its future direction. 17:38: Bryan shares the opportunities and challenges that will define the next five years in fitness and wellness. 18:48: Bryan discusses the capital and financial shifts in the marketplace. 27:02: Bryan speaks on bridging the digital and physical gap through humanized experiences. 37:06: Bryan talks about business models that are driving innovation in health and fitness services. 44:12: Bryan highlights what's real in understanding the technology and AI hype cycle. 56:46: Bryan explains why people and trust are the most valuable assets today. 1:06:50: Bryan summarizes how translating strategy into execution can lead to meaningful change. Bullet List of Resources: https://fitlifeclubs.com/ Guest Contact Information: https://www.bryankorourke.com/ https://www.linkedin.com/in/bryankorourke/ http://www.fittechcouncil.org/ https://www.youtube.com/user/bko61163

In this episode, Matthew is joined by Gautam Huded, Executive Vice President and General Counsel at Brookfield Properties, to unpack the latest trends in real assets— discussing logistics transformation, shifting capital flows, and the drive for strategic efficiency.

In this episode of the Neil Ashton podcast, the host revisits key trends in Computational Fluid Dynamics (CFD) from the past year, focusing on the rise of GPUs, advancements in AI and machine learning, the shift to cloud computing, the increasing adoption of high fidelity methods, and ongoing mergers and acquisitions in the industry. Each trend is explored in depth, highlighting the implications for the future of engineering and technology

Personalising the Business Travel Journey: 5 Key Trends You Need to Know Dan Norris, Andrea Batchelor, Juliet Howie, Jo Westlake GBTA Europe Accommodations Committee   Music track is Space Jazz by Kevin MacLeod  Licensed under Creative Commons: By Attribution 3.0 License   

In this episode of the Develop This! podcast, host Dennis Fraise dives into the newly released 2025 State of Site Selection annual report with guests Michelle Comerford from the Site Selectors Guild and Robyn Domber from Development Counsellors International. Together, they unpack the trends shaping facility location decisions and explore their implications for economic and community development professionals. From the growing weight of risk factors such as policy shifts and tariffs to the pressing need for ready sites with robust infrastructure, the conversation explores how organizations can prepare for an increasingly complex site selection landscape. They also discuss the rising importance of reputation, including how community pushback can derail projects, and why proactive community engagement is now a must-have strategy. Whether you're working to attract new investment or help your community stay competitive, this episode delivers practical insights grounded in real-world data from the Guild's annual report. Key Takeaways: The Site Selectors Guild has published the State of Site Selection report annually since 2024. Risk—particularly in areas such as policy, tariffs, and uncertainty—is shaping decisions. Readiness—infrastructure, utilities, and shovel-ready sites—remains essential. Reputation and local pushback can create major hurdles for projects. Community engagement is critical to addressing concerns and building support. The report provides a clear and shareable resource for stakeholders. Site selectors are modeling multiple scenarios to help clients navigate uncertainty. Enhancing quality of life is key to attracting and retaining talent.  

In this episode, Matthew Allen is joined by Brendan Reilly, Managing Director and Head of US Corporate Affairs at Barclays, to discuss how rapid US policy shifts, tech-driven innovation, and evolving market regulation are shaping global cooperation and opportunities.

In this podcast, Bassam Fattouh discusses with Paul Horsnell the latest developments in oil market and the outlook for the rest of this year and 2026. The podcast addresses some key questions shaping the oil market including: ⁠ ⁠What have been the impacts of the latest decisions by the eight OPEC+ countries on market dynamics, […] The post OIES Podcast – Key trends shaping the oil market appeared first on Oxford Institute for Energy Studies.

On this episode of Gifts and Graces we get to hear from Robert Kim about five key trends that are shaping church planting in 2025. Robert Kim is an associate professor of applied theology and church planting at Covenant Seminary in St. Louis, MO. Let's listen to Robert Kim as he shares insights into how these five trends are impacting church health and sustainability, and how to prepare effectively for the challenges and opportunities they present.

In this episode of Real Money, Real Experts, we sit down with Michelle Smoley, AFC®, a seasoned financial counselor with over two decades of experience guiding families through the higher education journey. Michelle shares her expertise in helping clients navigate student loans, financial aid, and the often-complex decision-making process around college financing.From strategies for saving and borrowing wisely to addressing common misconceptions about financial aid, Michelle provides actionable insights for financial counselors and planners working with clients of all ages.Whether you're counseling parents, students, or young adults preparing for college, this episode equips financial professionals with the knowledge and tools to provide informed, practical guidance. Show Notes: 00:00 Welcome to Real Money, Real Experts06:31 Michelle's Journey into Financial Counseling13:01 Key Trends in College Financing23:01 Common Misconceptions About College Costs30:01 Early Financial Education for Young Adults53:31 Michelle's 2 CentsShow Note Links:T. Rowe Price's 12th Annual Parents, Kids, & Money SurveyMichelle's favorite Private Lendor platformFind an AFC Connect with Michelle on Linkedin!Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

Bertie speaks with Mark Parrington about this year's record-breaking wildfires, and the health implications of increasing air pollution.  Mark is a senior scientist at the EU's Copernicus Atmosphere Monitoring Service, where he uses satellite imagery to monitor wildfire emissions in real-time.  He tells Bertie about the scale of the recent surge in wildfires across Europe, North America, and the Arctic, and the health impacts of particulate matter and long-range pollution transport. They also discuss the climate implications as wildfires – especially in Arctic peatlands - release millions of tonnes of CO2 into the atmosphere.  Further reading:  Arctic Climate Change Update 2024: Key Trends and Impacts, AMAP , 2024 State of Wildfires 2023-2024, Earth System Science Data, 2024 'Global, regional, and national mortality burden attributable to air pollution from landscape fires: a health impact assessment study', The Lancet, 2024  'EU wildfires worst on record as burning season continues', The Guardian, 2025 'Why are Europe and the Arctic heating up faster than the rest of the world?' Copernicus, 2025  'Current wildfire situation in Europe', The Joint Research Centre: EU Science Hub, 2025 Click here for our website to read all our most recent Land and Climate Review features and pieces.

Dave Sobel interviews John Harden, the director of strategy and technology evangelism at Auvik, discussing the evolution of SaaS management and its growing adoption in the industry. Since Auvik's acquisition of SaaSlio in 2022, the company has invested significantly in engineering efforts to enhance its SaaS management capabilities. Harden highlights the increasing need for visibility into SaaS applications due to rising cybersecurity threats and the growing importance of AI in business environments. He emphasizes that many organizations are now recognizing the necessity of understanding their SaaS assets, particularly in light of the proliferation of AI tools.The conversation delves into the different ways organizations are consuming AI, with smaller companies typically using AI through SaaS applications, while larger organizations may develop their own models via APIs. Harden explains how Auvik's SaaS management platform provides visibility into both categories, allowing businesses to monitor AI usage and manage potential risks associated with shadow IT. He also discusses the recent release of SaaSOps, which enhances visibility and integrates with popular tools to provide deeper insights into API usage and license management.As organizations begin to shift back to on-premises servers due to the high costs associated with AI workloads, Auvik has responded by introducing server management capabilities. Harden notes that this new feature allows for comprehensive monitoring of on-premises infrastructure, ensuring that businesses can effectively manage their IT assets regardless of where they are hosted. This adaptability is crucial as companies navigate the complexities of their IT environments, whether they are utilizing cloud services or traditional on-premises solutions.Looking ahead, Harden expresses optimism about the growth of compliance and governance, risk, and compliance (GRC) solutions, which he believes will foster stronger relationships between managed service providers (MSPs) and their clients. He emphasizes the importance of asset visibility in achieving compliance and cybersecurity goals, as well as in developing AI strategies. By continuing to expand its asset visibility portfolio, Auvik aims to support MSPs in meeting the evolving needs of their customers in a rapidly changing technological landscape. All our Sponsors: https://businessof.tech/sponsors/ Do you want the show on your podcast app or the written versions of the stories? Subscribe to the Business of Tech: https://www.businessof.tech/subscribe/Looking for a link from the stories? The entire script of the show, with links to articles, are posted in each story on https://www.businessof.tech/ Support the show on Patreon: https://patreon.com/mspradio/ Want to be a guest on Business of Tech: Daily 10-Minute IT Services Insights? Send Dave Sobel a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/businessoftech Want our stuff? Cool Merch? Wear “Why Do We Care?” - Visit https://mspradio.myspreadshop.com Follow us on:LinkedIn: https://www.linkedin.com/company/28908079/YouTube: https://youtube.com/mspradio/Facebook: https://www.facebook.com/mspradionews/Instagram: https://www.instagram.com/mspradio/TikTok: https://www.tiktok.com/@businessoftechBluesky: https://bsky.app/profile/businessof.tech

Get ecommerce updates & insights:Join 1,900+ ecommerce professional, subscribe to our newsletter on LinkedIn today:https://www.linkedin.com/newsletters/inside-commerce-7126171854813188096/About this podcast:In this episode, James Gurd and Paul Rogers discuss the current state of the ecommerce industry, focusing on key trends including:Strategic partnerships for last mile deliveryPayment innovationsStructured product data & AI agentsThe impact of AI in Customer ServiceThe evolution of search and product discoveryThey explore how businesses are adapting to changes in consumer behaviour, the importance of structured data for agentic search, and the implications of AI on job markets. The conversation highlights the need for ecommerce brands to embrace new technologies and strategies to remain competitive, whilst avoiding the inevitable industry hype.Key takeaways:Strategic partnerships with delivery companies are becoming essential.Delivery innovations are key to improving customer experience.Payment methods are evolving, with new trends emerging regularly.Buy now, pay later has become a mainstream payment option.Personalisation in shopping is still evolving and not fully realised.Structured data is crucial for AI and customer service efficiency.AI is being overhyped, but it can enhance operational efficiency.Ecommerce brands must adapt to survive in a competitive landscape.AI will change job roles, not just replace them.Chapters:[00:40] Industry Trends and Client Concerns[03:00] Strategic Partnerships in Delivery[12:52] Payment Innovations and Trends[26:40] The Future of AI in E-commerce[35:47] AI Hype and Job Market Implications

My guest today is Bob Burnett, veteran technologist, former Gateway CTO, and now CEO of Barefoot Mining. From consumer tech pioneer with eight U.S. patents to leader in sovereign Bitcoin mining, Bob shares his vision for “wild mining,” where miners own their energy using innovative energy sources. He challenges the myth that mining is only for massive corporations, showing how small, strategically placed operations can be both profitable and decentralizing. We discuss adoption curves, block template decentralization, why nation-states should build mining infrastructure before buying Bitcoin reserves, lessons from the early PC revolution, and the coming energy race with AI and High-Performance Computing.► If you got value, please like, comment, share, follow and support my work. Thank you!-- SPONSORS & AFFILIATES --►► Get your TREZOR wallet & accessories, with a 5% discount, using my code at checkout (get my discount code from the episode - yep, you'll have to watch it): https://affil.trezor.io/SHUn ►► Get 10% off on Augmented NAC, with the code YCXKQDK2 via this link: https://store.augmentednac.com/?via=efrat (Note, this is not medical advice and you should consult your MD)►► Watch “New Totalitarian Order” conference with Prof. Mattias Desmet & Efrat - code EFRAT for 10% off: https://efenigson.gumroad.com/l/desmet_efrat ►► Get a second citizenship and a plan B to relocate to another country with Expat Money, leave your details for a follow up: https://expatmoney.com/efrat ►► Join me in any of these upcoming events: https://www.efrat.blog/p/upcoming-events -- LINKS –Bob's Twitter: https://x.com/boomer_btc Barefoot Mining: barefootmining.com Efrat's Twitter: https://twitter.com/efenigsonEfrat's Telegram: https://t.me/efenigsonWatch/listen on all platforms: https://linktr.ee/yourethevoiceSupport Efrat's work: ⁠https://www.buymeacoffee.com/efenigson   ⁠Support Efrat with Bitcoin: https://geyser.fund/project/efenigson-- CHAPTERS –00:00 – Coming Up01:29 – Bob's Background & His Long Tech Career05:15 – Bob's Patents & Innovations, Early Adopter Mindset10:00 – Leap Frog Into New Tech Frontiers - AI & Bitcoin14:00 – PC As Prerequisite For The Internet Revolution17:00 – Good & Bad Actors19:00 – Why Bob Chose Bitcoin Mining21:10 – Bob's Bitcoin Mining 101 Explanation25:00 – Why Bitcoin & Barefoot Mining?34:20 – Smaller Scale 0.5-5MW “Wild” Mining Sites Can Be As Cost Effective As Larger 50-200MW Sites39:40 – Barefoot Mining Expansion41:40 – The Energy Landscape and Bitcoin Mining43:44 – Opportunities for Small-Scale Mining46:39 – Meaning of HODL & Role of Citizens in Bitcoin48:24 – Key Trends in Bitcoin, Inc. Template Creation54:54 – Political Implications & Weaponization of Bitcoin Mining1:00:54 – Economic Sovereignty through Mining1:04:36 – The OP_Return Debate & Facilitating Change1:12:06 – Bob's Hope for the Future

Tim Koch of Farm Credit Services of America explains shifting land values across the Midwest, highlighting declines and growth with the impact of interest rates, supply-demand, and producer sentiment—along with who's buying and how—shaping today's farmland market.

The Friday Five for August 8, 2025: Ritter Insurance Marketing Summits Linda Yaccarino Enters Health Industry iOS 26 and iPadOS 26 Public Beta Takeaways New Instagram Features 2025 MA Enrollment Stats & Trends   Register to Attend Ritter Insurance Marketing Summits Work with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!   Linda Yaccarino Enters Health Industry: “eMed® Population Health Announces Appointment of Former X (Twitter) CEO Linda Yaccarino as New Chief Executive Officer.” Emed.Com, eMed, 5 Aug. 2025, www.emed.com/media/exploring-glp1. Capoot, Ashley. “Former X CEO Linda Yaccarino Takes Helm at Digital Health Company eMed.” CNBC.Com, CNBC, 5 Aug. 2025, www.cnbc.com/2025/08/05/former-x-ceo-linda-yaccarino-takes-helm-at-digital-health-company-emed.html. Roy, Sriparna, and Sneha S K. “Former X CEO Yaccarino Takes Helm at GLP-1 Focused Telehealth Firm eMed.” Reuters.Com, Reuters, 5 Aug. 2025, www.reuters.com/sustainability/boards-policy-regulation/former-x-ceo-yaccarino-takes-helm-glp-1-focused-telehealth-firm-emed-2025-08-05/. Silberling, Amanda. “Linda Yaccarino Joins Health Tech Platform eMed as CEO after Leaving X.” Techcrunch.Com, TechCrunch, 5 Aug. 2025, techcrunch.com/2025/08/05/linda-yaccarino-joins-health-tech-platform-emed-as-ceo-after-leaving-x/.   iOS 26 and iPadOS 26 Public Beta Takeaways: “Apple iOS 26 Will Screen Cold Calls.” Collincadmus.Com, Collin Cadmus, www.collincadmus.com/blog/apple-ios-26-will-screen-cold-calls. Accessed 6 Aug. 2025. Teague, Katie. “Can You Download the iOS 26 Beta Today? Here's a Comprehensive List of All Compatible iPhones.” Engadget.Com, Engadget, 6 Aug. 2025, www.engadget.com/mobile/can-you-download-the-ios-26-beta-today-heres-a-comprehensive-list-of-all-compatible-iphones-191854920.html. Stimac, Blake. “iOS 18 vs. iOS 26: How Much Does Liquid Glass Impact Your iPhone's Look?” CNET.Com, CNET, 4 Aug. 2025, www.cnet.com/tech/services-and-software/ios-18-vs-ios-26-how-much-does-liquid-glass-impact-your-iphones-look/. Halton, Clay. “I Tried the iOS 26 Beta—These 5 Features Make My iPhone Feel Like New Again.” Pcmag.Com, PC Mag, 5 Aug. 2025, www.pcmag.com/news/i-tried-the-ios-26-beta-these-5-features-make-my-iphone-feel-like-new-again. McAuliffe, Zachary. “Say Goodbye to Spam Calls With Call Screening in iOS 26.” CNET, cnet.com, 5 Aug. 2025, www.cnet.com/tech/services-and-software/say-goodbye-to-spam-calls-with-call-screening-in-ios-26/.   New Instagram Features: “How to Repost a Reel or a Post on Instagram.” Help.Instagram.Com, Instagram, help.instagram.com/1059575985490156. Accessed 7 Aug. 2025. Gallaga, Omar. “Instagram Adds New Features, Including Reposts and Maps.” CNET.Com, CNET, 6 Aug. 2025, www.cnet.com/news/social-media/instagram-adds-new-features-including-reposts-and-maps/. Pathak, Khamosh. “Instagram's Latest Update Added Reposts and a Snap Map Clone.” Lifehacker.Com, Lifehacker, 6 Aug. 2025, lifehacker.com/tech/instagram-added-reposts-and-snap-map-clone. Malik, Aisha. “Instagram Takes on Snapchat with New ‘Instagram Map.'” Techcrunch.Com, TechCrunch, 6 Aug. 2025, techcrunch.com/2025/08/06/instagram-takes-on-snapchat-with-new-instagram-map/. Heathera. “New Instagram Features to Help You Connect.” About.Fb.Com, Meta Newsroom, 6 Aug. 2025, about.fb.com/news/2025/08/new-instagram-features-help-you-connect/.   2025 MA Enrollment Stats & Trends: Ochieng, Nancy, et al. “Medicare Advantage in 2025: Enrollment Update and Key Trends.” KFF.Org, KFF, 28 July 2025, www.kff.org/medicare/issue-brief/medicare-advantage-enrollment-update-and-key-trends/.   Resources: 5 Things About ICHRA 5 Things From the 2025 Budget Reconciliation Bill 2026 D-SNP Market Snapshot 2026 Maximum Broker Commissions for Medicare Advantage & Medicare Part D How to Organize a Turning 65 Seminar on a Budget ICHRA vs. QSEHRA vs. Group Health Plans: Sales Opportunities for Insurance Agents The One Big Beautiful Bill: What Health Insurance Agents Should Know The Pros and Cons of Working with Regional and National Carriers   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Not affiliated with or endorsed by Medicare or any government agency.

In 2009, the FINRA Investor Education Foundation launched the first national study of financial capability of adults in the United States. Since its start, the National Financial Capability Study has provided data on multiple indicators of capability, including financial behaviors, attitudes, and knowledge.National Financial Capability Study survey data is collected every three years. The 2024 survey, which was published in July, represents the sixth wave of data. This report serves as an important barometer of Americans financial health, and it continues to be an essential resource for policymakers, researchers, financial firms, educators, and other stakeholders seeking to better understand and address the financial capability needs of Americans.On this episode of FINRA Unscripted, FINRA Foundation President Gerri Walsh, the Foundation's research director, Gary Mottola, and senior researcher Olivia Valdes discuss the study's findings and implications.Resources mentioned in this episode:National Financial Capability Study (Sixth Wave)National Financial Capability Study: 2024 State-Level InsightsFinancial Knowledge QuizNational Financial Capability Study (Fifth Wave)The machines are coming (with personal finance information). Do we trust them? Find us: LinkedIn / X / YouTube / Facebook / Instagram / E-mailSubscribe to our show on Apple Podcasts, Google Play and by RSS.

In this episode of the Packernet Podcast, we recap the first three days of Packers training camp, breaking down key stats, standout performances like Brandon McManus' perfect kicking, Carrington Valentine's interceptions, and Matthew Golden's explosive plays. We discuss early trends, including defensive dominance, offensive line rotations, and player expectations moving forward. Plus, NFC North camp updates on the Bears' struggles, Lions' intensity, and Vikings' acclimation, along with new signings Israel Abanikanda and Garnett Hollis Jr. Join us for insights on what's next as pads come on! To advertise on this podcast please email: ad-sales@libsyn.com

In this episode of the Packernet Podcast, we recap the first three days of Packers training camp, breaking down key stats, standout performances like Brandon McManus' perfect kicking, Carrington Valentine's interceptions, and Matthew Golden's explosive plays. We discuss early trends, including defensive dominance, offensive line rotations, and player expectations moving forward. Plus, NFC North camp updates on the Bears' struggles, Lions' intensity, and Vikings' acclimation, along with new signings Israel Abanikanda and Garnett Hollis Jr. Join us for insights on what's next as pads come on! To advertise on this podcast please email: ad-sales@libsyn.com

Ben Criddle talks BYU sports every weekday from 2 to 6 pm.Today's Co-Hosts: Ben Criddle (@criddlebenjamin)Subscribe to the Cougar Sports with Ben Criddle podcast:Apple Podcasts: https://itunes.apple.com/us/podcast/cougar-sports-with-ben-criddle/id99676

The global retirement savings gap could grow to $400 trillion by 2050 -- a problem that can't just be tackled by simple saving alone. Meanwhile, we're living longer and longer, a reality that is changing the way we live in our later years while making it trickier to save. Yie-Hsin Hung, the CEO of State Street Investment Management, will break down this problem and the new multi-prong approaches from all parts of society that will be needed to fix it. She also shares the moments that shaped her as a leader (like the simple question she asked early in her career that has helped her get honest feedback to this day). About this episode: State Street Investment Management Note: State Street rebranded to State Street Investment Management since this interview was recorded. https://www.ssga.com/us/en/intermediary Related Initiative: World Economic Forum Longevity Economy Initiative: https://initiatives.weforum.org/financial-resilience-for-every-generation/home Related reports: Future-Proofing the Longevity Economy: Innovations and Key Trends: https://www.weforum.org/publications/future-proofing-the-longevity-economy-innovations-and-key-trends/ Global Risks report: https://www.weforum.org/publications/global-risks-report-2025/digest/ Related Podcasts: The 'inevitable' caregiving cost nightmare: One young founder's story and solution: https://www.weforum.org/podcasts/meet-the-leader/episodes/lily-vittayarukskul-waterlily-caregiving-costs/

In this episode, Sierra Nicholson is joined by Eversheds Sutherland partners Brian Murphy and Frankie Tam to discuss the evolution of digital banking and the impact of AI, digital currencies, and emerging technologies on financial services.

  In this episode of Hashtag Trending, host Jim Love discusses Staples Canada's new trade-in program aimed at reducing e-waste while easing financial burdens for back-to-school shoppers. In the AI domain, TNG Technology Consulting has unveiled a groundbreaking model substantially faster and more cost-effective than its predecessors. An international research team brings Quantum computing closer to practical use with the launch of QNodeOS, the world's first operating system for quantum computers. The episode also examines conflicting viewpoints on the potential job market impact of AI, with statements from industry leaders Sam Altman and Dario Amodei highlighting a looming white-collar job crisis. 00:00 Introduction and Overview 00:24 Staples Canada's E-Waste Solution 03:22 German AI Breakthrough: TNG's Deep Seek TNGR 08:09 Quantum Computing's First Operating System 12:26 The AI Job Crisis: Perspectives and Predictions 18:34 Conclusion and Sign-Off

Summary Lisa Gillbe, a top personal stylist, reveals how to conquer summer workwear—no matter how high the temperature climbs. Discover her expert tips for staying cool, stylish, and polished in the office, even during a heatwave. From must-have wardrobe essentials to the season's hottest trends (hello, Bermuda shorts and crochet shoes!), Lisa shares practical ideas to help you look sharp and feel confident, all summer long. Takeaways Lisa Gillbe brings 15 years of personal styling expertise. Beat the heat: Dress smartly without breaking the corporate dress code. Nail your personal style for effortless outfit choices. Declutter for a wardrobe that works. Bermuda shorts and wide-leg trousers are this summer's power players. Structured pieces = instant polish. Shirt dresses and crochet shoes are must-try trends. Details matter—elevate your basics with thoughtful touches. Sound Bites "Always declutter the wardrobe." "Bermuda shorts are huge this season!" "Crochet shoes are everywhere this season!" Chapters 00:00 Introduction to Summer Workwear 02:49 Understanding Personal Style and Wardrobe Clarity 04:25 Introduction to Summer Workwear 07:05 Key Trends in Professional Summer Attire 10:04 Essential Summer Workwear Pieces 12:44 Styling Tips for a Polished Look 15:53 Final Recommendations and Conclusion   EMAIL Lisa here: Lisa@lisagillbestyle.com Follow Lisa on Instagram here: https://www.instagram.com/lisegillbestylist/?hl=en SIGN UP TO NEWSLETTER HERE: https://mailchi.mp/lisagillbestyle/signup

In this special edition of the EMJ GOLD podcast, Isabel and Jade dive into the latest insights from recent contributors and EMJ's own data to uncover what healthcare professionals really want from medical affairs. They explore the growing challenges of engaging HCPs, question whether there's a gap between what HCPs say they want and what actually captures their attention and look ahead to what the future may hold. Tune in for expert insights from guests including Dr Donatello Crocetta, Bora Erdemli, Cécile Janssenswillen, Dr Natalia Barkalina and Dheepa Chari.

In this episode, Amber Walsh, Partner at McGuireWoods, joins Scott Becker to discuss the evolving move from inpatient to outpatient care. She explores its impact on real estate, private equity strategy, and the importance of understanding reimbursement trends at a granular level.

This episode reviews syphilis, gonorrhea, and chlamydia trends identified in the Sexually Transmitted Infections Surveillance, 2023. The Centers for Disease Control and Prevention (CDC) released the report in November 2024. View episode transcript at https://www.std.uw.edu/podcast/episode/hot-topic/sti-surveillance-2023-key-trendsThis podcast is dedicated to an STD [sexually transmitted disease] review for health care professionals who are interested in remaining up-to-date on the diagnosis, management, and prevention of STDs. Editor and host Dr. Meena Ramchandani is an Assistant Professor of Medicine at the University of Washington (UW), Program Director of the UW Infectious Diseases Fellowship Program, and Associate Editor of the National STD Curriculum.  

Nasdaq Verafin's EVP and Head of Financial Crime Technology, Stephanie Champion, discusses their 2024 Global Crime Report, highlighting the key concerns of AML professionals and how to approach the need for action.

Compensation practices are constantly evolving, and staying ahead requires a keen understanding of the latest trends and data. In this episode, we're sitting down with Amy Stewart, Principal of Content Strategy; Sara Hillenmeyer, Senior Director of Data Science; and Lulu Seikaly, Senior Corporate Attorney, to pour over the latest insights from the Compensation Best Practices Report 2025. We'll explore the hottest trends in pay strategy, the bold flavors of pay transparency, and the strongest shifts impacting compensation programs today.  Key Highlights: —Analysis of the 2025 Compensation Best Practices Report, labeled as "The Year of Contention." —Examination of trends in pay transparency and the legislative impacts on organizations. —Discussion on the increased adoption of AI and compensation technology in HR processes. —Insights into employee demand for transparency and the role of managers in pay discussions. Quotes: —"Organizations are communicating more about compensation practices, and this transparency is being followed by higher investments in compensation data." – Lulu Seikaly —"Companies are increasingly using AI to supercharge their existing HR and compensation teams with real-time data and improved workflows." – Sarah Hillenmeyer Episode Resources:       —Get the CBPR 2025 Report: https://www.payscale.com/research-and-insights/cbpr/        —Watch our expert panel: https://www.payscale.com/events/2025-compensation-best-practices-panel/

In this episode, host I test Manus AI's ability to function as an AI co-founder by asking it to develop a million-dollar business idea focused on AI. The system analyzes Y Combinator startups and Reddit trends to identify opportunities, ultimately recommending an AI-powered micro-consulting platform for small businesses. Manus delivers a comprehensive business proposal including market validation, pricing strategy, and even designs a functional landing page.Timestamps:00:00 - Intro01:41 - Initial Prompt: Ideas for $1M Startup in 18 Months03:24 - Manus AI Processing Prompt06:25 - Alternative Use Cases of Manus AI13:14 - Results from First Prompt15:19 - Prompt 2: Focus on Niche Startup Opportunities 17:46 -  Results from Second Prompt23:15 - Prompt 3: Validate Ideas with data and trend analysis27:00 - Prompt 4: Refining data and trend analysis29:0` - Prompt 5: Creating a Landing Page with Manus34:23 - Reviewing results from Business Proposal37:35 - Results from Fifth Prompt39:25 - Final Thoughts on Manus AI and Startup IdeasKey Points:• I explore Manus AI's multi-agent capabilities to generate a viable startup idea that could make $1 million in 18 months• Manus AI analyzes YC's latest batch, Reddit trends, and market opportunities to identify niche AI business concepts• The AI recommends "AI-powered micro-consulting for SMBs" as the most promising opportunity• Manus creates a complete business proposal including landing page design, pricing strategy, and go-to-market plan1) I challenged Manus AI (a multi-agent AI system) to develop a complete business plan for an AI startup that could make $1M in 18 months.The goal: See if AI can identify REAL market trends and opportunities better than humans can.2) What makes Manus different from ChatGPT?• Multi-agent capabilities (can browse while chatting)• Can analyze multiple sources simultaneously• Performs complex research tasks independently• Creates actual code/designs, not just concepts3) The COOLEST use cases Greg discovered while testing Manus:• Converting unstructured data into organized tables• Analyzing financial reports like a JP Morgan analyst• Contract review (saving $1500+ lawyer fees)• Creating highlight reels from podcast audio• Building websites from scratch4) The AI identified these KEY TRENDS in the AI startup landscape:• Vertical-specific AI solutions for regulated industries• AI agents for specialized workflows• Infrastructure tools helping others deploy AI• No-code/low-code AI accessibility solutions5) The WINNING IDEA Manus proposed: "Spark Console AI" - an AI-powered micro-consulting platform for small businesses.The problem it solves? SMBs need expert consulting but can't afford $150-500/hour traditional services.The solution? $49-500/month AI consulting agents.6) What impressed me most: Manus VALIDATED the idea with ACTUAL DATA:• 47% growth in r/smallbusiness subscribers• Direct quotes from Reddit showing pain points:"I'd love expert advice but can't justify $200 consultants""Generic AI tools don't understand my industry challenges"7) Manus even built a COMPLETE landing page with:• Eye-catching design• Lead generation forms• Interactive business assessment• Pricing tiersAll without Greg needing to write a single line of code! 8) The LIMITATIONS Greg found:• You still need to ask the right questions• It's more like a "junior employee" than a true co-founder• Takes 10-15 minutes for complex tasks• You need to push back on some recommendations9) My takeaway: We're entering an era where the COMPETITIVE ADVANTAGE isn't coding ability - it's knowing which QUESTIONS to ask AI.The winners will be those who can identify trends and direct AI to build solutions that ride those tailwinds.Notable Quotes:"In a world where anyone could create software... figuring out what is the brand, what is the landing page, what is the product, and what is the trend... is gonna help you actually build a business, not just build a product." - GregLCA helps Fortune 500s and fast-growing startups build their future - from Warner Music to Fortnite to Dropbox. We turn 'what if' into reality with AI, apps, and next-gen products https://latecheckout.agency/BoringAds — ads agency that will build you profitable ad campaigns http://boringads.com/BoringMarketing — SEO agency and tools to get your organic customers http://boringmarketing.com/Startup Empire - a membership for builders who want to build cash-flowing businesses https://www.startupempire.coFIND ME ON SOCIALX/Twitter: https://twitter.com/gregisenbergInstagram: https://instagram.com/gregisenberg/LinkedIn: https://www.linkedin.com/in/gisenberg/

Dr. A and Rick Kamla break down Thursday's fantasy basketball action, highlighting the biggest movers and shakers so you can stay ahead of the competition.

Kick off your week with Aaron Bruski & Rick Kamla as they dive into the latest fantasy basketball insights! Get the scoop on must-add players, breaking NBA news, injury updates, and key performance trends to help you stay ahead of the competition for Monday's NBA slate. Download the SportsEthos App on the APP Store and Google Play! FantasyPass now includes DAILY PROJECTIONS—perfect for DFS and head-to-head leagues. Join the Discussion on DISCORD for real-time advice and community support. Subscribe, Rate, and Review on Apple and Spotify for expert updates and tips!

Join Aaron Bruski for a deep dive into must-add players, breaking NBA news, injury updates, and game-changing performance trends ahead of Monday's NBA slate. Download the SportsEthos App on the APP Store and Google Play! FantasyPass now includes DAILY PROJECTIONS—perfect for DFS and head-to-head leagues. Join the Discussion on DISCORD for real-time advice and community support. Subscribe, Rate, and Review on Apple and Spotify for expert updates and tips!

On this episode of the Scouting For Growth podcast, Sabine VdL talks to Denise Garth, a globally recognized InsurTech thought leader and Chief Strategy Officer at Majesco. In our talk today, we dive into the top trends shaping insurance and InsurTech as we head toward 2025—from next-gen technology enablers to constantly evolving customer expectations. Denise will share her insights on where the industry is headed, how to stay ahead, and why a collaborative mindset is crucial. KEY TAKEAWAYS What was happening in the resilience market in 2024, from both economic and risk standpoints, has had a huge operational impact on insurance companies. As a result, as we go into 2025, the reaction of loss ratios increasing, unprofitability, high interest rates, all the economic factors are forcing us to step back and see it as a wake-up call. We’re in the midst of business model and technology driven change. We’re finally realising our decades old operational models and technology foundations no longer meet the challenges and opportunities of this fast-changing risk, technology, and customer demographics world. It’s a race to the future because there’s a growing protection gap that we must address in a different way. We’ve been on a technology ride for 10-15 years , especially in InsurTech, but the last few months have been mind blowing with the pace of change and what the technology, like GenAI and IoT can do. They can help us do risk assessments better, give better customer experience and optimise the whole operation. Cloud computing is expanding the capabilities. We’ve got to fundamentally rethink the technology and business architecture of our solutions to optimise and take advantage of not just cloud computing but all the other technologies that are going to leverage cloud. BEST MOMENTS ‘We must think about how to underwrite and assess risks differently, more importantly how do we minimise the risk. We can’t keep growing the risk and the insurance costs, people can’t afford it.’ ‘Data is the lifeblood of this industry, and we’re coming to realise that we’ve got to democratise and demonetise data because everybody needs to have it.’ ‘MGAs and full-stack insurers are trying to think how insurance is going to be done, but also, what constitutes the insurance policy.’ ‘48% of part-time workers don’t have access to life or health insurance, they want a simple way of buying insurance, and they also want the risk about themselves by having Protection as a Service based on usage.’ ABOUT THE GUEST Denise Garth is an internationally recognized InsurTech thought leader and innovator, serving as Chief Strategy Officer at Majesco. With a passion for transforming the insurance industry, Denise leads global strategy, marketing, industry relations, and innovation—helping companies navigate disruption and harness new technologies to capture growth. Her accolades are numerous, including being named among the 30 Most Powerful Women in Business: The Titans of Industry (2024) by International Business Times, an InsurTech Top 50 Influencer, and one of the Top 50 Women in SaaS. Bringing a blend of deep insurance expertise and visionary thinking, Denise’s work focuses on how today’s industry challenges can spark tomorrow’s opportunities. She has served in leadership positions around the world, developing go-to-market strategies, guiding operational transformation, and fostering collaboration across multiple continents—from Europe to Asia-Pacific. LinkedIn ABOUT THE HOST Sabine is a corporate strategist turned entrepreneur. She is the CEO and Managing Partner of Alchemy Crew a venture lab that accelerates the curation, validation, & commercialization of new tech business models. Sabine is renowned within the insurance sector for building some of the most renowned tech startup accelerators around the world working with over 30 corporate insurers, accelerated over 100 startup ventures. Sabine is the co-editor of the bestseller The INSURTECH Book, a top 50 Women in Tech, a FinTech and InsurTech Influencer, an investor & multi-award winner. Twitter LinkedIn Instagram Facebook TikTok Email Website