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In this episode of Real Money, Real Experts, we sit down with Michelle Smoley, AFC®, a seasoned financial counselor with over two decades of experience guiding families through the higher education journey. Michelle shares her expertise in helping clients navigate student loans, financial aid, and the often-complex decision-making process around college financing.From strategies for saving and borrowing wisely to addressing common misconceptions about financial aid, Michelle provides actionable insights for financial counselors and planners working with clients of all ages.Whether you're counseling parents, students, or young adults preparing for college, this episode equips financial professionals with the knowledge and tools to provide informed, practical guidance. Show Notes: 00:00 Welcome to Real Money, Real Experts06:31 Michelle's Journey into Financial Counseling13:01 Key Trends in College Financing23:01 Common Misconceptions About College Costs30:01 Early Financial Education for Young Adults53:31 Michelle's 2 CentsShow Note Links:T. Rowe Price's 12th Annual Parents, Kids, & Money SurveyMichelle's favorite Private Lendor platformFind an AFC Connect with Michelle on Linkedin!Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.
Bertie speaks with Mark Parrington about this year's record-breaking wildfires, and the health implications of increasing air pollution. Mark is a senior scientist at the EU's Copernicus Atmosphere Monitoring Service, where he uses satellite imagery to monitor wildfire emissions in real-time. He tells Bertie about the scale of the recent surge in wildfires across Europe, North America, and the Arctic, and the health impacts of particulate matter and long-range pollution transport. They also discuss the climate implications as wildfires – especially in Arctic peatlands - release millions of tonnes of CO2 into the atmosphere. Further reading: Arctic Climate Change Update 2024: Key Trends and Impacts, AMAP , 2024 State of Wildfires 2023-2024, Earth System Science Data, 2024 'Global, regional, and national mortality burden attributable to air pollution from landscape fires: a health impact assessment study', The Lancet, 2024 'EU wildfires worst on record as burning season continues', The Guardian, 2025 'Why are Europe and the Arctic heating up faster than the rest of the world?' Copernicus, 2025 'Current wildfire situation in Europe', The Joint Research Centre: EU Science Hub, 2025 Click here for our website to read all our most recent Land and Climate Review features and pieces.
Dave Sobel interviews John Harden, the director of strategy and technology evangelism at Auvik, discussing the evolution of SaaS management and its growing adoption in the industry. Since Auvik's acquisition of SaaSlio in 2022, the company has invested significantly in engineering efforts to enhance its SaaS management capabilities. Harden highlights the increasing need for visibility into SaaS applications due to rising cybersecurity threats and the growing importance of AI in business environments. He emphasizes that many organizations are now recognizing the necessity of understanding their SaaS assets, particularly in light of the proliferation of AI tools.The conversation delves into the different ways organizations are consuming AI, with smaller companies typically using AI through SaaS applications, while larger organizations may develop their own models via APIs. Harden explains how Auvik's SaaS management platform provides visibility into both categories, allowing businesses to monitor AI usage and manage potential risks associated with shadow IT. He also discusses the recent release of SaaSOps, which enhances visibility and integrates with popular tools to provide deeper insights into API usage and license management.As organizations begin to shift back to on-premises servers due to the high costs associated with AI workloads, Auvik has responded by introducing server management capabilities. Harden notes that this new feature allows for comprehensive monitoring of on-premises infrastructure, ensuring that businesses can effectively manage their IT assets regardless of where they are hosted. This adaptability is crucial as companies navigate the complexities of their IT environments, whether they are utilizing cloud services or traditional on-premises solutions.Looking ahead, Harden expresses optimism about the growth of compliance and governance, risk, and compliance (GRC) solutions, which he believes will foster stronger relationships between managed service providers (MSPs) and their clients. He emphasizes the importance of asset visibility in achieving compliance and cybersecurity goals, as well as in developing AI strategies. By continuing to expand its asset visibility portfolio, Auvik aims to support MSPs in meeting the evolving needs of their customers in a rapidly changing technological landscape. All our Sponsors: https://businessof.tech/sponsors/ Do you want the show on your podcast app or the written versions of the stories? Subscribe to the Business of Tech: https://www.businessof.tech/subscribe/Looking for a link from the stories? The entire script of the show, with links to articles, are posted in each story on https://www.businessof.tech/ Support the show on Patreon: https://patreon.com/mspradio/ Want to be a guest on Business of Tech: Daily 10-Minute IT Services Insights? Send Dave Sobel a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/businessoftech Want our stuff? Cool Merch? Wear “Why Do We Care?” - Visit https://mspradio.myspreadshop.com Follow us on:LinkedIn: https://www.linkedin.com/company/28908079/YouTube: https://youtube.com/mspradio/Facebook: https://www.facebook.com/mspradionews/Instagram: https://www.instagram.com/mspradio/TikTok: https://www.tiktok.com/@businessoftechBluesky: https://bsky.app/profile/businessof.tech
Get ecommerce updates & insights:Join 1,900+ ecommerce professional, subscribe to our newsletter on LinkedIn today:https://www.linkedin.com/newsletters/inside-commerce-7126171854813188096/About this podcast:In this episode, James Gurd and Paul Rogers discuss the current state of the ecommerce industry, focusing on key trends including:Strategic partnerships for last mile deliveryPayment innovationsStructured product data & AI agentsThe impact of AI in Customer ServiceThe evolution of search and product discoveryThey explore how businesses are adapting to changes in consumer behaviour, the importance of structured data for agentic search, and the implications of AI on job markets. The conversation highlights the need for ecommerce brands to embrace new technologies and strategies to remain competitive, whilst avoiding the inevitable industry hype.Key takeaways:Strategic partnerships with delivery companies are becoming essential.Delivery innovations are key to improving customer experience.Payment methods are evolving, with new trends emerging regularly.Buy now, pay later has become a mainstream payment option.Personalisation in shopping is still evolving and not fully realised.Structured data is crucial for AI and customer service efficiency.AI is being overhyped, but it can enhance operational efficiency.Ecommerce brands must adapt to survive in a competitive landscape.AI will change job roles, not just replace them.Chapters:[00:40] Industry Trends and Client Concerns[03:00] Strategic Partnerships in Delivery[12:52] Payment Innovations and Trends[26:40] The Future of AI in E-commerce[35:47] AI Hype and Job Market Implications
Welcome to 'AI Lawyer Talking Tech,' the podcast where we explore the profound shifts reshaping the legal profession. Artificial intelligence is rapidly transforming how legal services are delivered, moving beyond simple automation to enable deep research, advanced reasoning, and predictive insights, ultimately freeing legal professionals to focus on higher-value, strategic work. Yet, as law firms embrace cutting-edge digital tools and cloud-first strategies for efficiency and security, the conversation consistently returns to the irreplaceable value of human talent, ethical judgment, and client trust. Today, we'll delve into the evolving landscape, from the emergence of new legal service models and the critical need for robust data protection to the challenges of ensuring accuracy and addressing the ethical implications of AI's integration. Join us as we examine how the legal industry is adapting to these changes, redefining roles, and positioning itself for a future where technology and human expertise converge to deliver unparalleled value.Axcel: AGRD Partners Launched For Delivering Legal Services2025-08-19 | Pulse 2.0LexisNexis Introduces Protégé General AI and Expands Agentic AI Leadership2025-08-19 | Legal ReaderTalent – The Final Strategic Frontier?2025-08-19 | JD SupraA Dozen Great Litigation Podcasts2025-08-19 | JD SupraWill AI Really Move The Needle On The Billable Hour?2025-08-19 | Above The LawHow AI is Transforming Deposition Review: A LegalTech Q&A2025-08-19 | JD SupraDispatches From The AI Bubble: ILTACON 20252025-08-19 | Above The LawWA lawyer referred to regulator after preparing documents with AI-generated citations for nonexistent cases2025-08-19 | The GuardianLegal Analytics Platform Pre/Dicta Expands Its Judicial Modeling, Adding Appellate Forecasting, Enhanced Biographical Analysis, and Comparative Predictions2025-08-19 | LawSitesThis free AI tool wants to make divorce less complicated2025-08-19 | Fast CompanyHYCU Shares Key Findings from Legal and Professional Services Research and Showcase R-Cloud Platform at ILTACON 20252025-08-19 | StorageNewsletter.com2025 CALL/ACBD in Calgary: Moving Mountains Together2025-08-19 | SlawWill AI Replace Lawyers in 2025, Or Is It A Tool For Attorneys?2025-08-19 | Programming InsiderThe Rise of eCommerce: Transforming How We Shop and Connect2025-08-19 | Global Trade MagazineWhat ‘cloud-first' really means for SME law firms2025-08-19 | Legal FuturesWalk Through: ClausePilot, New AI Productivity Platform2025-08-19 | Artificial LawyerA Call for Statewide Legal Help AI Stewards2025-08-19 | Legaltech on MediumLFFI Q2 2025 analysis: Market stability masks fundamental shifts in law firm performance2025-08-19 | Thomson Reuters InstituteJackson Walker Appoints Greg Lambert as Chief Innovation Officer and Bill Finner as Chief Information Officer2025-08-19 | Jackson Walker L.L.PNew and Updated HIPAA Privacy Rule FAQs2025-08-19 | Baker Donelson Bearman Caldwell & Berkowitz PCJury Found Meta Liable in Flo Privacy Case – What to Do If Your Website or App Collects User Health Data2025-08-19 | Burr & FormanHow AI is transforming the legal profession2025-08-18 | Legal.ThomsonReuters.comWhat Bankers Need to Know to Comply With State Privacy Laws2025-08-18 | Dinsmore & ShohlPrivacy & Cybersecurity Update: 3 Key Trends to Watch⟶2025-08-18 | Fried Frank
My guest today is Bob Burnett, veteran technologist, former Gateway CTO, and now CEO of Barefoot Mining. From consumer tech pioneer with eight U.S. patents to leader in sovereign Bitcoin mining, Bob shares his vision for “wild mining,” where miners own their energy using innovative energy sources. He challenges the myth that mining is only for massive corporations, showing how small, strategically placed operations can be both profitable and decentralizing. We discuss adoption curves, block template decentralization, why nation-states should build mining infrastructure before buying Bitcoin reserves, lessons from the early PC revolution, and the coming energy race with AI and High-Performance Computing.► If you got value, please like, comment, share, follow and support my work. Thank you!-- SPONSORS & AFFILIATES --►► Get your TREZOR wallet & accessories, with a 5% discount, using my code at checkout (get my discount code from the episode - yep, you'll have to watch it): https://affil.trezor.io/SHUn ►► Get 10% off on Augmented NAC, with the code YCXKQDK2 via this link: https://store.augmentednac.com/?via=efrat (Note, this is not medical advice and you should consult your MD)►► Watch “New Totalitarian Order” conference with Prof. Mattias Desmet & Efrat - code EFRAT for 10% off: https://efenigson.gumroad.com/l/desmet_efrat ►► Get a second citizenship and a plan B to relocate to another country with Expat Money, leave your details for a follow up: https://expatmoney.com/efrat ►► Join me in any of these upcoming events: https://www.efrat.blog/p/upcoming-events -- LINKS –Bob's Twitter: https://x.com/boomer_btc Barefoot Mining: barefootmining.com Efrat's Twitter: https://twitter.com/efenigsonEfrat's Telegram: https://t.me/efenigsonWatch/listen on all platforms: https://linktr.ee/yourethevoiceSupport Efrat's work: https://www.buymeacoffee.com/efenigson Support Efrat with Bitcoin: https://geyser.fund/project/efenigson-- CHAPTERS –00:00 – Coming Up01:29 – Bob's Background & His Long Tech Career05:15 – Bob's Patents & Innovations, Early Adopter Mindset10:00 – Leap Frog Into New Tech Frontiers - AI & Bitcoin14:00 – PC As Prerequisite For The Internet Revolution17:00 – Good & Bad Actors19:00 – Why Bob Chose Bitcoin Mining21:10 – Bob's Bitcoin Mining 101 Explanation25:00 – Why Bitcoin & Barefoot Mining?34:20 – Smaller Scale 0.5-5MW “Wild” Mining Sites Can Be As Cost Effective As Larger 50-200MW Sites39:40 – Barefoot Mining Expansion41:40 – The Energy Landscape and Bitcoin Mining43:44 – Opportunities for Small-Scale Mining46:39 – Meaning of HODL & Role of Citizens in Bitcoin48:24 – Key Trends in Bitcoin, Inc. Template Creation54:54 – Political Implications & Weaponization of Bitcoin Mining1:00:54 – Economic Sovereignty through Mining1:04:36 – The OP_Return Debate & Facilitating Change1:12:06 – Bob's Hope for the Future
Welcome to the CanadianSME Small Business Podcast, hosted by Kripa Anand. You're listening to Tech Forward—where we spotlight the technologies driving innovation, efficiency, and growth for Canadian businesses. In today's fast-moving world, staying ahead in tech is essential for startups and businesses looking to thrive.Joining us today is Edward Skira, President of Chart Communications Inc. Edward is an entrepreneur, urbanist, and founder/publisher of UrbanToronto.ca and SkyriseCities.com. With over 30 years of experience in media and publishing, Edward revolutionized urban development news online. Today, we'll dive into UrbanToronto's evolution, the power of data in real estate, and the future of digital publishing for urban information.Key Highlights:1. UrbanToronto's Journey & Digital Dominance: Edward discusses how UrbanToronto became the go-to site for Toronto development news, attracting millions of users and page views monthly.2. UTPro: The Power of Data for Real Estate Professionals: How UTPro empowers real estate developers, architects, and urban planners with actionable data and insights.3. Spreading the Model: SkyriseCities & National Expansion: The inspiration behind SkyriseCities' national expansion and how it benefits urban development communities across Canada.4. Key Trends in Urban Development & Architecture: Edward shares the key trends in construction, architecture, and urban planning across major Canadian cities.5. Digital Publishing, The Future of Urban Information & Legacy: How technology, internet marketing, and social media are shaping urban development information and Edward's long-term vision for platforms like UrbanToronto.Special Thanks to Our Partners:RBC: https://www.rbcroyalbank.com/dms/business/accounts/beyond-banking/index.htmlUPS: https://solutions.ups.com/ca-beunstoppable.html?WT.mc_id=BUSMEWAGoogle: https://www.google.ca/A1 Global College: https://a1globalcollege.ca/ADP Canada: https://www.adp.ca/en.aspxFor more expert insights, visit www.canadiansme.ca and subscribe to the CanadianSME Small Business Magazine. Stay innovative, stay informed, and thrive in the digital age!Disclaimer: The information shared in this podcast is for general informational purposes only and should not be considered as direct financial or business advice. Always consult with a qualified professional for advice specific to your situation.
Tim Koch of Farm Credit Services of America explains shifting land values across the Midwest, highlighting declines and growth with the impact of interest rates, supply-demand, and producer sentiment—along with who's buying and how—shaping today's farmland market.
In this episode of the ORX Operational Risk Podcast, Steve Bishop, Research and Information Director, is joined by Simon Wills, Senior Board Advisor, and Mike Constantinou, ORX Consultant, to share their highlights from our Governance and Management Structure Study. Building on the foundations laid out in ORX's Vision for ONFR paper, this episode dives into the nine key trends in our latest Governance and Management Structures Study. Through in-depth interviews with 20 risk leaders across the ORX Membership, the study uncovered topics shaping ONFR governance today, from structural shifts and role clarity across the three lines of defence, to the rise of unified ONFR frameworks and the growing strategic influence of ONFR functions. ORX members can download the full Governance and Management Structure Study here: https://orx.org/resource/governance-and-management-structure-study Available for ORX members and non-members you can read more about our Vision paper here: https://orx.org/podcast/vision-future-of-operational-risk-financial-services Our podcast on the Vision is also available to listen to here: https://orx.org/podcast/vision-future-of-operational-risk-financial-services To find out more about ORX Membership, visit our website: https://orx.org/
The Friday Five for August 8, 2025: Ritter Insurance Marketing Summits Linda Yaccarino Enters Health Industry iOS 26 and iPadOS 26 Public Beta Takeaways New Instagram Features 2025 MA Enrollment Stats & Trends Register to Attend Ritter Insurance Marketing Summits Work with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! Linda Yaccarino Enters Health Industry: “eMed® Population Health Announces Appointment of Former X (Twitter) CEO Linda Yaccarino as New Chief Executive Officer.” Emed.Com, eMed, 5 Aug. 2025, www.emed.com/media/exploring-glp1. Capoot, Ashley. “Former X CEO Linda Yaccarino Takes Helm at Digital Health Company eMed.” CNBC.Com, CNBC, 5 Aug. 2025, www.cnbc.com/2025/08/05/former-x-ceo-linda-yaccarino-takes-helm-at-digital-health-company-emed.html. Roy, Sriparna, and Sneha S K. “Former X CEO Yaccarino Takes Helm at GLP-1 Focused Telehealth Firm eMed.” Reuters.Com, Reuters, 5 Aug. 2025, www.reuters.com/sustainability/boards-policy-regulation/former-x-ceo-yaccarino-takes-helm-glp-1-focused-telehealth-firm-emed-2025-08-05/. Silberling, Amanda. “Linda Yaccarino Joins Health Tech Platform eMed as CEO after Leaving X.” Techcrunch.Com, TechCrunch, 5 Aug. 2025, techcrunch.com/2025/08/05/linda-yaccarino-joins-health-tech-platform-emed-as-ceo-after-leaving-x/. iOS 26 and iPadOS 26 Public Beta Takeaways: “Apple iOS 26 Will Screen Cold Calls.” Collincadmus.Com, Collin Cadmus, www.collincadmus.com/blog/apple-ios-26-will-screen-cold-calls. Accessed 6 Aug. 2025. Teague, Katie. “Can You Download the iOS 26 Beta Today? Here's a Comprehensive List of All Compatible iPhones.” Engadget.Com, Engadget, 6 Aug. 2025, www.engadget.com/mobile/can-you-download-the-ios-26-beta-today-heres-a-comprehensive-list-of-all-compatible-iphones-191854920.html. Stimac, Blake. “iOS 18 vs. iOS 26: How Much Does Liquid Glass Impact Your iPhone's Look?” CNET.Com, CNET, 4 Aug. 2025, www.cnet.com/tech/services-and-software/ios-18-vs-ios-26-how-much-does-liquid-glass-impact-your-iphones-look/. Halton, Clay. “I Tried the iOS 26 Beta—These 5 Features Make My iPhone Feel Like New Again.” Pcmag.Com, PC Mag, 5 Aug. 2025, www.pcmag.com/news/i-tried-the-ios-26-beta-these-5-features-make-my-iphone-feel-like-new-again. McAuliffe, Zachary. “Say Goodbye to Spam Calls With Call Screening in iOS 26.” CNET, cnet.com, 5 Aug. 2025, www.cnet.com/tech/services-and-software/say-goodbye-to-spam-calls-with-call-screening-in-ios-26/. New Instagram Features: “How to Repost a Reel or a Post on Instagram.” Help.Instagram.Com, Instagram, help.instagram.com/1059575985490156. Accessed 7 Aug. 2025. Gallaga, Omar. “Instagram Adds New Features, Including Reposts and Maps.” CNET.Com, CNET, 6 Aug. 2025, www.cnet.com/news/social-media/instagram-adds-new-features-including-reposts-and-maps/. Pathak, Khamosh. “Instagram's Latest Update Added Reposts and a Snap Map Clone.” Lifehacker.Com, Lifehacker, 6 Aug. 2025, lifehacker.com/tech/instagram-added-reposts-and-snap-map-clone. Malik, Aisha. “Instagram Takes on Snapchat with New ‘Instagram Map.'” Techcrunch.Com, TechCrunch, 6 Aug. 2025, techcrunch.com/2025/08/06/instagram-takes-on-snapchat-with-new-instagram-map/. Heathera. “New Instagram Features to Help You Connect.” About.Fb.Com, Meta Newsroom, 6 Aug. 2025, about.fb.com/news/2025/08/new-instagram-features-help-you-connect/. 2025 MA Enrollment Stats & Trends: Ochieng, Nancy, et al. “Medicare Advantage in 2025: Enrollment Update and Key Trends.” KFF.Org, KFF, 28 July 2025, www.kff.org/medicare/issue-brief/medicare-advantage-enrollment-update-and-key-trends/. Resources: 5 Things About ICHRA 5 Things From the 2025 Budget Reconciliation Bill 2026 D-SNP Market Snapshot 2026 Maximum Broker Commissions for Medicare Advantage & Medicare Part D How to Organize a Turning 65 Seminar on a Budget ICHRA vs. QSEHRA vs. Group Health Plans: Sales Opportunities for Insurance Agents The One Big Beautiful Bill: What Health Insurance Agents Should Know The Pros and Cons of Working with Regional and National Carriers Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Not affiliated with or endorsed by Medicare or any government agency.
In 2009, the FINRA Investor Education Foundation launched the first national study of financial capability of adults in the United States. Since its start, the National Financial Capability Study has provided data on multiple indicators of capability, including financial behaviors, attitudes, and knowledge.National Financial Capability Study survey data is collected every three years. The 2024 survey, which was published in July, represents the sixth wave of data. This report serves as an important barometer of Americans financial health, and it continues to be an essential resource for policymakers, researchers, financial firms, educators, and other stakeholders seeking to better understand and address the financial capability needs of Americans.On this episode of FINRA Unscripted, FINRA Foundation President Gerri Walsh, the Foundation's research director, Gary Mottola, and senior researcher Olivia Valdes discuss the study's findings and implications.Resources mentioned in this episode:National Financial Capability Study (Sixth Wave)National Financial Capability Study: 2024 State-Level InsightsFinancial Knowledge QuizNational Financial Capability Study (Fifth Wave)The machines are coming (with personal finance information). Do we trust them? Find us: LinkedIn / X / YouTube / Facebook / Instagram / E-mailSubscribe to our show on Apple Podcasts, Google Play and by RSS.
Guest: Sanjeev Kumar, Co-Founder & CEO, Logic Fruit TechnologiesThis conversation is part of our MSME DAY 2025 series, in which we bring data-backed insights, trends, ground realities and actionable guidance for MSMEs and entrepreneurs from key industry voices. In this episode we dive into India's semiconductor sector through the lens of an MSME founder shaping the deep-tech ecosystem.Sanjeev Kumar, CEO of Logic Fruit Technologies — one of India's leading engineering R&D-focused MSMEs — shares hard-hitting insights, market challenges, and sector-level policy perspectives.Timestamp 00:00:00 Introduction – Sanjeev Kumar & Logic Fruit Technologies 00:01:38 Key Trends in India's Semiconductor Space 00:02:45 Role of Indian MSMEs in Global Semiconductor Value Chain 00:04:02 Challenges Faced by High-Tech MSMEs in Scaling Up 00:06:20 Impact of PLI Schemes on MSMEs in Design-Led Semiconductor Space 00:07:42 Are MSMEs Getting Vendor Opportunities Under New Schemes? 00:08:25 Global MSMEs Entering India for Semiconductor Services? 00:09:17 Policy and Ecosystem Changes Needed to Support Semiconductor MSMEs 00:13:33 Final Thoughts – Will Indian Firms Become Key Clients for Indian MSMEs?Send request for Insight Booklet:https://wa.me/918097665085 Host: Tripti Sharma Founder, MSME TALK® | Executive Coach LinkedIn: https://www.linkedin.com/in/tripti-sharma-/ About MSME TALK®: MSME TALK® is a unique platform that serves as a hub for knowledge, information, connections, and curated content. It bridges the gap between MSMEs, experts, and solution providers by offering data-driven insightful conversations that help businesses grow.• What support you need in business, help us know to get relevant Expert, Product, Services and Content for you. https://forms.gle/P7eb5xuJeERKxn6V6 • Do you provide Services or Products to MSMEs/ Startups: https://bit.ly/ListingonMSMETALK Stay Informed with MSME TALK® • Newsletter: https://msmetalk.com/subscription-alert/ • WhatsApp Channel: https://whatsapp.com/channel/0029VbAPTDw7dmeSLWrYD1t3 • YouTube Channel: https://www.youtube.com/@msmetalkMSME TALK Podcast enters Peak Ranking Chart of 20+ Countries in the Apple Podcast Country Entrepreneurship Category. WhatsApp : Send hi - https://wa.me/918097665085 LinkedIn Facebook Instagram Twitter Website Contact us : connect@msmetalk.comClick to All Social Media , Podcast etc links at one place Please give your rating and reviews on apple podcast or Spotify
In this episode of the Packernet Podcast, we recap the first three days of Packers training camp, breaking down key stats, standout performances like Brandon McManus' perfect kicking, Carrington Valentine's interceptions, and Matthew Golden's explosive plays. We discuss early trends, including defensive dominance, offensive line rotations, and player expectations moving forward. Plus, NFC North camp updates on the Bears' struggles, Lions' intensity, and Vikings' acclimation, along with new signings Israel Abanikanda and Garnett Hollis Jr. Join us for insights on what's next as pads come on! To advertise on this podcast please email: ad-sales@libsyn.com
In this episode of the Packernet Podcast, we recap the first three days of Packers training camp, breaking down key stats, standout performances like Brandon McManus' perfect kicking, Carrington Valentine's interceptions, and Matthew Golden's explosive plays. We discuss early trends, including defensive dominance, offensive line rotations, and player expectations moving forward. Plus, NFC North camp updates on the Bears' struggles, Lions' intensity, and Vikings' acclimation, along with new signings Israel Abanikanda and Garnett Hollis Jr. Join us for insights on what's next as pads come on! To advertise on this podcast please email: ad-sales@libsyn.com
Ben Criddle talks BYU sports every weekday from 2 to 6 pm.Today's Co-Hosts: Ben Criddle (@criddlebenjamin)Subscribe to the Cougar Sports with Ben Criddle podcast:Apple Podcasts: https://itunes.apple.com/us/podcast/cougar-sports-with-ben-criddle/id99676
Welcome to the CanadianSME Small Business Podcast, hosted by Maheen, where we explore the strategies and insights empowering Canadian entrepreneurs. Today, we're highlighting TELUS's “Stand With Owners” program, a powerful initiative dedicated to supporting small and medium businesses across Canada. Recent trends emphasize the importance of technology and support in helping businesses thrive in a digital world.Joining us today is Katherine Emberly, Senior Vice-president & President of Small and Medium Business at TELUS Business Solutions. Katherine leads a passionate team focused on leveraging TELUS' world-leading networks and technology to help business owners and their teams succeed. We'll discuss the Stand With Owners program, including this year's contest, and TELUS's broader commitment to Canadian small businesses. Let's dive in!Key Highlights:1. The TELUS "Stand With Owners" Program – Empowering Canadian Entrepreneurs: Katherine will share details of the 2025 contest and what TELUS is looking for this year. She'll explain how Canadian small business owners can participate in this impactful program and how TELUS is investing over $1 million into small businesses.2. Digital Tools and Resources for Small Businesses: Katherine will discuss the digital tools and resources offered by TELUS to help small businesses leverage technology and succeed in today's competitive environment, beyond the contest.3. TELUS's Strategic Commitment to SME Success: Katherine will explain how TELUS's “give where we live” philosophy and mission to leverage technology shape the company's strategic approach to supporting Canadian SMEs and empowering their growth.4. Key Trends in the Canadian SME Landscape: Katherine will share some of the key trends she's observing in the Canadian SME landscape and how TELUS Business Solutions is adapting its offerings to help these businesses thrive in a rapidly evolving digital future.Special Thanks to Our Partners:RBC: https://www.rbcroyalbank.com/dms/business/accounts/beyond-banking/index.htmlUPS: https://solutions.ups.com/ca-beunstoppable.html?WT.mc_id=BUSMEWAGoogle: https://www.google.ca/A1 Global College: https://a1globalcollege.ca/For more expert insights, visit www.canadiansme.ca and subscribe to the CanadianSME Small Business Magazine. Stay innovative, stay informed, and thrive in the digital age!Disclaimer: The information shared in this podcast is for general informational purposes only and should not be considered as direct financial or business advice. Always consult with a qualified professional for advice specific to your situation.
Buyers aren't waiting—they're adapting. Here's how to leverage today's trends and timing to your advantage. If you've been waiting for signs of movement in the market, some significant shifts are happening this summer that you should know about. Whether you're a buyer or or seller, or simply watching from the sidelines, understanding these trends can help you make informed decisions when the time is right. The market is steady but not slow. This season feels different because it's not moving at lightning speed, but it's not stalled either. Homes are coming on the market, creating a brief surge of activity, and then the pace slows down until the next new listing appears. This pattern keeps repeating. The reason this is happening is because inventory is still low. Serious buyers are watching and waiting, but it's not the intense competition we saw four or five years ago. People are ready to act, but they're being more selective. Shadow inventory is building behind the scenes. There's also a growing number of homes that haven't hit the market yet. These are what we refer to as “shadow inventory.” These sellers have already taken care of the prep work. Photos are done. Disclosures are signed. Everything is ready to go. The only thing holding them back is that they haven't found a home to move into yet. As soon as they do, their property will be listed, and that's when we see those bursts of market activity. It's happening more often this summer, and it's keeping the market in motion even if inventory looks tight from the outside. “The summer market is steady, driven by low inventory, hidden listings, and buyers who've adjusted to today's interest rates.” Some of these homes are also being shared through internal networks that aren't available to the public or listed on the MLS. If you're looking for off-market opportunities, this can be a valuable advantage. Buyers have adjusted to higher rates. Interest rates are still higher than they were a few years ago, but the mindset has changed. Many buyers are no longer waiting for rates to drop. They've accepted the current conditions and are moving forward. Their focus has shifted to monthly payments and long-term affordability. First-time buyers are entering the market with realistic expectations. They're not comparing today's rates to past ones. They're reviewing their budgets and making decisions based on what works now. Even some homeowners with very low rates—around 2.5% to 3.5%—are deciding to sell because of major life changes. Whether it's growing families, job moves, or downsizing, they're using the equity they've built and choosing to move ahead. The market is active, but timing and strategy matter more than ever. If you're thinking about making a move or want access to homes before they're listed, feel free to call or text us at 952-212-3597 or email ChadandSara@edinarealty.com. We'll help you by discussing your goals, timing, and what's possible in today's market.
Podcast Introduction (00:00:00) Tracy Quinn's Recognition & Story (00:01:04)Chris Morton Named ALTA CEO (00:02:33)Role of Industry Associations (00:04:07)Compass vs. Northwest MLS Lawsuit (00:04:44)Compass and Clear Cooperation Policy (00:06:58) NAR's Clear Cooperation Policy & Industry Structure (00:08:19)NAR's Legislative Wins in New Bill (00:10:30) Top Five Real Estate Wins in the Bill (00:11:09)First-Time Homebuyer Assistance Discussion (00:14:51) July 3rd U.S. Jobs Report (00:16:06)Impact of Jobs Report on Federal Reserve Policy (00:19:25) Realtor Commissions Rise to 5.44% (00:20:15)Upcoming Land Trust Title Networking Event (00:23:31)Upcoming Podcast Guests (00:24:24) Podcast Closing & July 4th Wishes (00:25:08)Full episodes available at www.peoplenottitles.comPeople, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues.Our Success Series covers principles of success to help your thrive!www.peoplenottitles.comIG - https://www.instagram.com/peoplenotti...FB - https://www.facebook.com/peoplenottitlesTwitter - https://twitter.com/sjkaempfSpotify - https://open.spotify.com/show/1uu5kTv...
In this episode, Sierra Nicholson is joined by Eversheds Sutherland partners Brian Murphy and Frankie Tam to discuss the evolution of digital banking and the impact of AI, digital currencies, and emerging technologies on financial services.
In this episode of Hashtag Trending, host Jim Love discusses Staples Canada's new trade-in program aimed at reducing e-waste while easing financial burdens for back-to-school shoppers. In the AI domain, TNG Technology Consulting has unveiled a groundbreaking model substantially faster and more cost-effective than its predecessors. An international research team brings Quantum computing closer to practical use with the launch of QNodeOS, the world's first operating system for quantum computers. The episode also examines conflicting viewpoints on the potential job market impact of AI, with statements from industry leaders Sam Altman and Dario Amodei highlighting a looming white-collar job crisis. 00:00 Introduction and Overview 00:24 Staples Canada's E-Waste Solution 03:22 German AI Breakthrough: TNG's Deep Seek TNGR 08:09 Quantum Computing's First Operating System 12:26 The AI Job Crisis: Perspectives and Predictions 18:34 Conclusion and Sign-Off
Summary Lisa Gillbe, a top personal stylist, reveals how to conquer summer workwear—no matter how high the temperature climbs. Discover her expert tips for staying cool, stylish, and polished in the office, even during a heatwave. From must-have wardrobe essentials to the season's hottest trends (hello, Bermuda shorts and crochet shoes!), Lisa shares practical ideas to help you look sharp and feel confident, all summer long. Takeaways Lisa Gillbe brings 15 years of personal styling expertise. Beat the heat: Dress smartly without breaking the corporate dress code. Nail your personal style for effortless outfit choices. Declutter for a wardrobe that works. Bermuda shorts and wide-leg trousers are this summer's power players. Structured pieces = instant polish. Shirt dresses and crochet shoes are must-try trends. Details matter—elevate your basics with thoughtful touches. Sound Bites "Always declutter the wardrobe." "Bermuda shorts are huge this season!" "Crochet shoes are everywhere this season!" Chapters 00:00 Introduction to Summer Workwear 02:49 Understanding Personal Style and Wardrobe Clarity 04:25 Introduction to Summer Workwear 07:05 Key Trends in Professional Summer Attire 10:04 Essential Summer Workwear Pieces 12:44 Styling Tips for a Polished Look 15:53 Final Recommendations and Conclusion EMAIL Lisa here: Lisa@lisagillbestyle.com Follow Lisa on Instagram here: https://www.instagram.com/lisegillbestylist/?hl=en SIGN UP TO NEWSLETTER HERE: https://mailchi.mp/lisagillbestyle/signup
In this special edition of the EMJ GOLD podcast, Isabel and Jade dive into the latest insights from recent contributors and EMJ's own data to uncover what healthcare professionals really want from medical affairs. They explore the growing challenges of engaging HCPs, question whether there's a gap between what HCPs say they want and what actually captures their attention and look ahead to what the future may hold. Tune in for expert insights from guests including Dr Donatello Crocetta, Bora Erdemli, Cécile Janssenswillen, Dr Natalia Barkalina and Dheepa Chari.
In this episode, Amber Walsh, Partner at McGuireWoods, joins Scott Becker to discuss the evolving move from inpatient to outpatient care. She explores its impact on real estate, private equity strategy, and the importance of understanding reimbursement trends at a granular level.
In this episode, Amber Walsh, Partner at McGuireWoods, joins Scott Becker to discuss the evolving move from inpatient to outpatient care. She explores its impact on real estate, private equity strategy, and the importance of understanding reimbursement trends at a granular level.
This episode reviews syphilis, gonorrhea, and chlamydia trends identified in the Sexually Transmitted Infections Surveillance, 2023. The Centers for Disease Control and Prevention (CDC) released the report in November 2024. View episode transcript at https://www.std.uw.edu/podcast/episode/hot-topic/sti-surveillance-2023-key-trendsThis podcast is dedicated to an STD [sexually transmitted disease] review for health care professionals who are interested in remaining up-to-date on the diagnosis, management, and prevention of STDs. Editor and host Dr. Meena Ramchandani is an Assistant Professor of Medicine at the University of Washington (UW), Program Director of the UW Infectious Diseases Fellowship Program, and Associate Editor of the National STD Curriculum.
Nasdaq Verafin's EVP and Head of Financial Crime Technology, Stephanie Champion, discusses their 2024 Global Crime Report, highlighting the key concerns of AML professionals and how to approach the need for action.
Food, people, and planet—these are the three north stars that help Yum! Brands —a 2025 recipient of the Corporate Responsibility Awards—focus its sustainability efforts across water use, energy, packaging, and more. What lessons can other businesses learn from the sustainability success of this multinational company? Join Steve Odland and guest Jon Hixson, chief sustainability officer at Yum! Brands, to find out why your sustainability strategy requires north stars,how the company wins buy-in from franchisees, and what advice he gives to up-and-coming sustainability leaders. The 2025 Corporate Responsibility Awards, taking place on April 23, celebrates organizations that have moved beyond public commitments to fully integrate responsible business practices into their core strategies, driving measurable, positive impacts on their organizations, stakeholders, and society. (01:54) Defining Sustainability in the Food Industry (05:06) Key Trends in Corporate Sustainability (06:46) Yum! Brands' Strategy: People, Food, and Planet (10:49) Global Operations and Supply Chain Challenges (18:50) Leveraging Technology for Sustainability (21:49) Franchisee Engagement and Regulatory Challenges (25:35) Future Priorities and Advice for Sustainability Leaders For more from The Conference Board: 2025 Corporate Responsibility Summit 2025 Corporate Responsibility Awards Dinner Organizing for Success in Corporate Sustainability 2.0
Compensation practices are constantly evolving, and staying ahead requires a keen understanding of the latest trends and data. In this episode, we're sitting down with Amy Stewart, Principal of Content Strategy; Sara Hillenmeyer, Senior Director of Data Science; and Lulu Seikaly, Senior Corporate Attorney, to pour over the latest insights from the Compensation Best Practices Report 2025. We'll explore the hottest trends in pay strategy, the bold flavors of pay transparency, and the strongest shifts impacting compensation programs today. Key Highlights: —Analysis of the 2025 Compensation Best Practices Report, labeled as "The Year of Contention." —Examination of trends in pay transparency and the legislative impacts on organizations. —Discussion on the increased adoption of AI and compensation technology in HR processes. —Insights into employee demand for transparency and the role of managers in pay discussions. Quotes: —"Organizations are communicating more about compensation practices, and this transparency is being followed by higher investments in compensation data." – Lulu Seikaly —"Companies are increasingly using AI to supercharge their existing HR and compensation teams with real-time data and improved workflows." – Sarah Hillenmeyer Episode Resources: —Get the CBPR 2025 Report: https://www.payscale.com/research-and-insights/cbpr/ —Watch our expert panel: https://www.payscale.com/events/2025-compensation-best-practices-panel/
" We did a survey with The Economist globally which obviously included Europe and APAC as well. And we asked the question, 'Does my organization's current architecture supports the unique demands of AI workloads.' Basically 85% said, 'No. We don't have the architecture to support it.' Some partially does, but it needs lots of modifications. So we can still feel a lot of people are still in the early stages and that data point ties back to: 85% of GenAI [proof of concepts] has not gone into production. I think that another interesting point is, 'Does your architecture connect AI application? -your relevant business data.' which is probably nearly even more important for me. Again, it was still about 80%- 'We don't have that.' Because that business data is all over the place. Without the clean data, you cannot get good AI." - Patrick Kelly Fresh out of the studio, Patrick Kelly, Senior Director for Digital Natives, Startups & Enterprise and Commercial Sales in Southeast Asia at Databricks, joins us to discuss how data intelligence is powering enterprise AI applications in ASEAN. Beginning with his career journey from network engineering to tech leadership across Asian markets, Patrick explained how Databricks pioneered the Lakehouse architecture and integrated generative AI into enterprise workloads. Emphasizing the critical role of data quality in AI success, he showcased compelling customer case studies from across ASEAN and revealed striking generative AI trends in Asia - notably that 85% of organizations lack proper architecture to support AI workloads, reinforcing that clean data remains foundational for effective AI implementation. Patrick concluded by sharing his vision of what success looks like for Databricks in Southeast Asia. Audio Episode Highlights: [00:46] Quote of the Day #QOTD [01:49] Introduction: Patrick Kelly from Databricks [02:28] Career journey from network engineering to technology sales leadership [06:43] Lessons from Patrick's career journey [09:10] The Data & AI total market opportunity in Southeast Asia and How Databricks is poised to capture the market. [10:08] How Databricks pioneered the Lakehouse concept, combining data lake and data warehouse capabilities. [15:24] The One Thing that Patrick know about Databricks that very few do. [17:52] Customer success stories from Grab, GetGo, GovTech to Siam Commercial Bank [22:50] How Mosaic AI positioned Databricks to develop enterprise-quality AI solutions with customers. [27:29] Key Trends in Asia Pacific on Generative AI. [32:23] The Importance of Data Architecture for Enterprises adopting AI. [35:13] Advice for Businesses on Implementation of AI [37:25] What does great look like for Databricks? [41:40] Closing remarks and invitation to the Data and AI Summit. Profile: Patrick Kelly, Senior Director for Digital Natives, Startups & Enterprise and Commercial Sales in Southeast Asia at Databricks. LinkedIn: https://www.linkedin.com/in/patrick-kelly-aab6168/ Podcast Information: Bernard Leong hosts and produces the show. The proper credits for the intro and end music are "Energetic Sports Drive." G. Thomas Craig mixed and edited the episode in both video and audio format. Here are the links to watch or listen to our podcast. Analyse Asia Main Site: https://analyse.asia Analyse Asia Spotify: https://open.spotify.com/show/1kkRwzRZa4JCICr2vm0vGl Analyse Asia Apple Podcasts: https://podcasts.apple.com/us/podcast/analyse-asia-with-bernard-leong/id914868245 Analyse Asia YouTube: https://www.youtube.com/@AnalyseAsia Analyse Asia LinkedIn: https://www.linkedin.com/company/analyse-asia/ Analyse Asia X (formerly known as Twitter): https://twitter.com/analyseasia Analyse Asia Threads: https://www.threads.net/@analyseasia Sign Up for Our This Week in Asia Newsletter: https://www.analyse.asia/#/portal/signup Subscribe Newsletter on LinkedIn https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=7149559878934540288
In this episode of the Customer Service Academy Podcast, we explore the evolving world of leadership development and the critical traits every modern leader needs to succeed—empathy, adaptability, continuous learning, time management, and effective employee engagement. The workplace is changing—and so are the skills leaders need to thrive. We break down how top organizations like Microsoft, Google, and Disney are transforming their leadership training programs and why soft skills are taking center stage. You'll also get practical, ready-to-use tips for teaching empathy, coaching adaptability, building a growth mindset, and improving how leaders manage their time and recognize their teams. You'll Learn: Why emotional intelligence is now a core leadership competency How to create a team of leaders who are great coaches What great companies are doing to build resilient, agile leaders How to help managers manage time and prioritize like pros Simple ways to improve communication and boost recognition How to inpsire continuous learning and a growth mindset Links & Resources:
In today's episode, I sit down with Gretta Rusanow, Head of Law Firm Group Advisory Services for Citi Global Wealth at Work, to break down the findings of the 2025 Citi Hildebrandt Client Advisory. This annual report is one of the most closely watched analyses in the legal industry, providing insights on market trends, firm growth strategies, and the evolving business model of law firms. We explore some of the biggest challenges and opportunities law firms are facing, including the slow but inevitable adoption of generative AI, shifting leverage models, the expansion of non-equity partner tiers, and how firms are approaching lateral hiring in an increasingly competitive market. If you're a law firm leader, an aspiring partner, or simply want to stay ahead of where the legal industry is headed, this episode is packed with valuable insights. At a Glance: 00:00 Introduction: The Future of Big Law 01:20 Overview of the Citi Hildebrandt Client Advisory and its influence on law firm strategy 04:03 How law firms are responding to generative AI and why spending remains low 08:20 The challenge of recouping AI investment costs while maintaining profitability 10:46 How AI may reshape associate leverage models and impact billing structures 16:07 The role of lateral partner hiring and why success rates remain modest 20:56 The rise of the non-equity partner tier and its impact on law firm economics 27:21 The risks of an overgrown income partner tier and how firms can manage it effectively 30:51 Growth markets and law firm consolidation trends in 2025 A Few Takeaways: Generative AI Adoption Is Slow, But Inevitable: Despite all the buzz, law firms spent less than 1% of their revenue on generative AI tools in 2023. Firms are still in the assessment phase, but large-scale investment is coming. Those that successfully integrate AI will need to balance efficiency gains with sustainable billing models. Leverage Models Will Shift, But Not Disappear: While AI may reduce the need for first- and second-year associates to perform certain tasks, firms are more likely to reshape their leverage models than abandon them. Many firms expect a shift toward mid-level and senior associates who can refine AI-generated work rather than a dramatic cut in junior hiring. Lateral Hiring Is a Gamble: The success rate of lateral hires remains low, with many firms finding that promised books of business don't always materialize. Firms that succeed in lateral hiring have rigorous integration strategies, ensuring new partners are fully embedded in firm culture and client relationships. The Non-Equity Partner Tier Is Expanding for Retention: More firms are embracing the income partner model as a way to retain senior associates who might otherwise leave. While this strategy can strengthen talent pipelines, firms must carefully manage this tier to avoid the inefficiencies seen in past decades. Market Consolidation Is Expected to Continue: The cost of running a law firm is rising, from AI investments to partner compensation. In an environment of modest demand growth, firms will increasingly turn to mergers and strategic consolidation to remain competitive, particularly in high-cost legal markets like New York, California, and London. Rate, Review, & Follow on Apple Podcasts & Spotify Do you enjoy listening to Big Law Life? Please consider rating and reviewing the show! This helps support and reach more people like you who want to grow a career in Big Law. For Apple Podcasts, click here, scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Then be sure to let me know what you loved most about the episode! Also, if you haven't done so already, follow the podcast here! For Spotify, tap here on your mobile phone, follow the podcast, listen to the show, then find the rating icon below the description, and tap to rate with five stars. How to reach Gretta Rusanow: gretta.rusanow@citi.com Interested in doing 1-2-1 coaching with Laura Terrell? Or learning more about her work coaching and consulting? - here are ways to reach out to her: www.lauraterrell.com laura@lauraterrell.com LinkedIn: https://www.linkedin.com/in/lauralterrell/ Instagram: https://www.instagram.com/lauraterrellcoaching/ Show notes: https://www.lauraterrell.com/podcast
Cryptocurrency is making headlines almost every day. Dr. Sean Stein Smith, CPA, and his guest Mark Eckerle, CPA, discuss the top crypto issues CPAs can help their clients with now and going forward. Topics include strategic bitcoin reserves, governmental pro-crypto pivot in 2025, pain points and an outlook for the remainder of 2025. Resources:Cryptocurrency Knowledge HubUnderstanding and Talking to Clients About Crypto – June 5 session by Sean Stein Smith at NJCPA Convention & Expo
In part 2, Sierra Nicholson is joined by Eversheds Sutherland partners Ginger Faulk (US) and James Lindop (UK) to reflect on part 1 and discuss navigating the complexities of international regulatory differences, managing economic tensions among major global trading regions and identifying opportunities for financial services firms to enhance transaction facilitation and build trust between 'neutral market' partners.
In this episode, host I test Manus AI's ability to function as an AI co-founder by asking it to develop a million-dollar business idea focused on AI. The system analyzes Y Combinator startups and Reddit trends to identify opportunities, ultimately recommending an AI-powered micro-consulting platform for small businesses. Manus delivers a comprehensive business proposal including market validation, pricing strategy, and even designs a functional landing page.Timestamps:00:00 - Intro01:41 - Initial Prompt: Ideas for $1M Startup in 18 Months03:24 - Manus AI Processing Prompt06:25 - Alternative Use Cases of Manus AI13:14 - Results from First Prompt15:19 - Prompt 2: Focus on Niche Startup Opportunities 17:46 - Results from Second Prompt23:15 - Prompt 3: Validate Ideas with data and trend analysis27:00 - Prompt 4: Refining data and trend analysis29:0` - Prompt 5: Creating a Landing Page with Manus34:23 - Reviewing results from Business Proposal37:35 - Results from Fifth Prompt39:25 - Final Thoughts on Manus AI and Startup IdeasKey Points:• I explore Manus AI's multi-agent capabilities to generate a viable startup idea that could make $1 million in 18 months• Manus AI analyzes YC's latest batch, Reddit trends, and market opportunities to identify niche AI business concepts• The AI recommends "AI-powered micro-consulting for SMBs" as the most promising opportunity• Manus creates a complete business proposal including landing page design, pricing strategy, and go-to-market plan1) I challenged Manus AI (a multi-agent AI system) to develop a complete business plan for an AI startup that could make $1M in 18 months.The goal: See if AI can identify REAL market trends and opportunities better than humans can.2) What makes Manus different from ChatGPT?• Multi-agent capabilities (can browse while chatting)• Can analyze multiple sources simultaneously• Performs complex research tasks independently• Creates actual code/designs, not just concepts3) The COOLEST use cases Greg discovered while testing Manus:• Converting unstructured data into organized tables• Analyzing financial reports like a JP Morgan analyst• Contract review (saving $1500+ lawyer fees)• Creating highlight reels from podcast audio• Building websites from scratch4) The AI identified these KEY TRENDS in the AI startup landscape:• Vertical-specific AI solutions for regulated industries• AI agents for specialized workflows• Infrastructure tools helping others deploy AI• No-code/low-code AI accessibility solutions5) The WINNING IDEA Manus proposed: "Spark Console AI" - an AI-powered micro-consulting platform for small businesses.The problem it solves? SMBs need expert consulting but can't afford $150-500/hour traditional services.The solution? $49-500/month AI consulting agents.6) What impressed me most: Manus VALIDATED the idea with ACTUAL DATA:• 47% growth in r/smallbusiness subscribers• Direct quotes from Reddit showing pain points:"I'd love expert advice but can't justify $200 consultants""Generic AI tools don't understand my industry challenges"7) Manus even built a COMPLETE landing page with:• Eye-catching design• Lead generation forms• Interactive business assessment• Pricing tiersAll without Greg needing to write a single line of code! 8) The LIMITATIONS Greg found:• You still need to ask the right questions• It's more like a "junior employee" than a true co-founder• Takes 10-15 minutes for complex tasks• You need to push back on some recommendations9) My takeaway: We're entering an era where the COMPETITIVE ADVANTAGE isn't coding ability - it's knowing which QUESTIONS to ask AI.The winners will be those who can identify trends and direct AI to build solutions that ride those tailwinds.Notable Quotes:"In a world where anyone could create software... figuring out what is the brand, what is the landing page, what is the product, and what is the trend... is gonna help you actually build a business, not just build a product." - GregLCA helps Fortune 500s and fast-growing startups build their future - from Warner Music to Fortnite to Dropbox. We turn 'what if' into reality with AI, apps, and next-gen products https://latecheckout.agency/BoringAds — ads agency that will build you profitable ad campaigns http://boringads.com/BoringMarketing — SEO agency and tools to get your organic customers http://boringmarketing.com/Startup Empire - a membership for builders who want to build cash-flowing businesses https://www.startupempire.coFIND ME ON SOCIALX/Twitter: https://twitter.com/gregisenbergInstagram: https://instagram.com/gregisenberg/LinkedIn: https://www.linkedin.com/in/gisenberg/
What's shaping the workplace in 2025? We take a dive into SHRM's latest State of the Workplace Report to understand the changing priorities amid labor shortages, rapid tech advancements, and evolving employee expectations. James Atkinson, vice president of thought leadership at SHRM, joins us to explore why organizations are shifting from external hiring to internal growth — and how HR leaders can build resilient, engaged teams for the future.Resources from this Week's Episode:2025 SHRM State of the Workplace Report - https://www.shrm.org/topics-tools/research/2025-shrm-state-of-the-workplaceCHRO Priorities & Perspectives Report - https://www.shrm.org/topics-tools/research/chro-priorities-perspectivesSubscribe to All Things Work to get the latest episodes, expert insights, and additional resources delivered straight to your inbox: https://shrm.co/voegyz---Explore SHRM's all-new flagships. Content curated by experts. Created for you weekly. Each content journey features engaging podcasts, video, articles, and groundbreaking newsletters tailored to meet your unique needs in your organization and career. Learn More: https://shrm.co/coy63r
In this episode of the InsuranceAUM.com Podcast, host Stewart Foley, CFA, is joined by Anwiti Bahuguna, PhD, Chief Investment Officer of Global Asset Allocation at Northern Trust Asset Management. The conversation explores Northern Trust's latest long-term capital market assumptions and the macroeconomic forces likely to shape insurer portfolios over the next decade—from AI-enabled productivity and energy transition to evolving patterns of globalization. Anwiti shares how her team blends quantitative modeling with insights from asset class specialists to create actionable 10-year outlooks for insurance investors. The discussion spans implications for fixed income and equity allocations, real assets as inflation hedges, and the growing relevance of private markets—particularly private credit. With practical insights on capital formation, macro themes, and manager selection, this episode offers a roadmap for insurance CIOs and investment teams navigating the complexities of a shifting global landscape.
In this series, Matthew Allen speaks with leaders and luminaries from the financial services industry exploring trends and opportunities in global financial markets in 2025. In this episode, Matthew is joined by Nicola Watkinson, Head of International at TheCityUK to explore trends in international trade and their impact on financial services. Listen to hear them discuss underlying themes in current trade policy, different regulatory approaches across global markets and increasing regional alliance, the role of financial services in global trade and how international regulatory cooperation impacts their operations and forecasts on the evolution of trade policy and the opportunities that presents
Each week, Paul Foster & Simon Alexander catch up for coffee at Paul's Restaurant - Salt, in the centre of Stratford Upon Avon. This week: Paul eats out at Wildmoor Oak, Eylstan Street and Trinity. The HRC Show 2025, Future Menus 4 key trends, Thomas Hine's epic charity challenge, Top 5 Pasta dishes, crushed pretzels and chewing the industry fat. Learn more about your ad choices. Visit megaphone.fm/adchoices
The Michael Yardney Podcast | Property Investment, Success & Money
In today's Big Picture episode of the Michael Yardney Podcast, Pete Wargent and I discuss a raft of macro factors that will affect how our property markets play out this year, including the implications of the first rate cut by the RBA, our plunging vacancy rates which are only going to make rents rise further, the recent government incentives issued push-up property values, why there's no way we will meet the governmen's new construction targets, plus lots more. We analyze how these factors will interplay to shape the property market in 2025 and beyond. Takeaways Interest rates are expected to fall further, but maybe not as quickly as many would hope. Vacancy rates are declining, leading to further rent increases. Government policies often focus on demand rather than supply and “kick the can down the road.” Construction challenges are exacerbated by a shortage of tradespeople. Migration trends are influencing the housing market significantly. Unemployment remains low, contributing to economic stability. Market sentiment plays a crucial role in property investment decisions. Government incentives do not effectively address housing affordability. The interplay of various economic factors will shape the property landscape in 2025. Chapters 01:22 Economic Overview and Rate Cuts 04:15 Housing Market Predictions 06:57 Rental Market Dynamics 10:11 Government Policies and Housing Affordability 12:53 Immigration and Its Impact on Housing 15:48 Unemployment Trends and Job Market 18:27 Conclusion and Future Outlook 23:20 Investing in Yourself: The Key to Success 25:35 Wealth Retreat 2025: A Transformative Experience 31:53 Understanding Property Investment Strategies Links and Resources: Join us at Wealth Retreat 2025 – Australia's premier event for successful investors and business people. Metropole's Strategic Property Plan – to help both beginning and experienced investors Get a bundle of free reports and eBooks – www.PodcastBonus.com.au Pete Wargent's blog Pete Wargent's new book, The Buy Right Approach to Property Investing Pete's other book – The New Wealth Way Get a bundle of free reports and eBooks – www.PodcastBonus.com.au Also, please subscribe to my new podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Shownotes plus more here: What's Ahead for Property? Key Trends Shaping Our Markets | Big Picture Podcast with Pete Wargent
You might have heard some misconceptions about Dual Eligible Special Needs Plans. In this episode we're busting those myths and highlighting D-SNPs' potential! Read the text version Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: Agent's Guide to Digital Marketing Resources: https://lnk.to/D18qeY Building Client Loyalty: More than Just a Plan: https://ritterim.com/blog/building-client-loyalty-more-than-just-a-plan/ Changes to Medicare in 2025 Affect Dual Eligible Special Needs Plans: https://lnk.to/tj8oG1 Diversify Your Insurance Portfolio & Reap Real Rewards: https://ritterim.com/blog/diversify-your-insurance-portfolio-and-reap-real-rewards/ Get Your Insurance Portfolio Reviewed for FREE: https://ritterim.com/portfolio/ How Relationship Marketing Can Make the Difference in Your Agency: https://lnk.to/asg642 Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/ The Beginner's Guide to D-SNPs: https://lnk.to/asg648 References: Freed, Salama, et al. “10 Things to Know about Medicare Advantage Dual-Eligible Special Needs Plans (D-Snps).” KFF, KFF, https://www.kff.org/medicare/issue-brief/10-things-to-know-about-medicare-advantage-dual-eligible-special-needs-plans-d-snps/. Accessed 31 Jan. 2025. Pena, Maria T., et al. “A Profile of Medicare-Medicaid Enrollees (Dual Eligibles).” KFF, KFF, 17 Feb. 2023, https://www.kff.org/medicare/issue-brief/a-profile-of-medicare-medicaid-enrollees-dual-eligibles/. “Beneficiaries Dually Eligible for Medicare & Medicaid.” CMS.Gov, Centers for Medicare & Medicaid Services, https://www.cms.gov/outreach-and-education/medicare-learning-network-mln/mlnproducts/downloads/medicare_beneficiaries_dual_eligibles_at_a_glance.pdf. Accessed 31 Jan. 2025. Biniek, Jeannie Fuglesten, et al. “Medicare Advantage in 2024: Enrollment Update and Key Trends.” KFF, KFF, 8 Aug. 2024, https://www.kff.org/medicare/issue-brief/medicare-advantage-in-2024-enrollment-update-and-key-trends/. Johnston, Kenton J., et al. “Nationwide Availability of and Enrollment in Medicare and Medicaid Dual-Eligible Special Needs Plans With Exclusively Aligned Enrollment.” Jama Network, Jama Health Forum, https://jamanetwork.com/journals/jama-health-forum/fullarticle/2824902. Accessed 31 Jan. 2025. “New Special Enrollment Periods (Seps) for Dually Eligible ...” CMS.Gov, Centers for Medicare & Medicaid, https://www.cms.gov/files/document/duals-lissepsjobaid01012025.pdf. Accessed 31 Jan. 2025. “Seniors & Medicare and Medicaid Enrollees.” Medicaid.Gov, https://www.medicaid.gov/medicaid/eligibility/seniors-medicare-and-medicaid-enrollees/index.html. Accessed 31 Jan. 2025. Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ Not affiliated with or endorsed by Medicare or any government agency.
Dr. A and Rick Kamla break down Thursday's fantasy basketball action, highlighting the biggest movers and shakers so you can stay ahead of the competition.
What is happening on the frontline of the Russo-Ukrainian war? How is the war changing technologically? What does Ukraine need from its partners? Why is Europe slow and indecisive - and why is it wrong? The guest of the Explaining Ukraine podcast is Gustav Gressel, an Austrian political and military analyst, former Senior Fellow at the European Council on Foreign Relations and currently a Researcher at the National Defence Academy Vienna Host: Volodymyr Yermolenko, Ukrainian philosopher, the chief editor of UkraineWorld and the president of PEN Ukraine UkraineWorld (ukraineworld.org) is brought to you by Internews Ukraine, one of Ukraine's largest media NGOs. Listen on various platforms: https://li.sten.to/explaining-ukraine Support us at https://www.patreon.com/ukraineworld. We need your support now, because our media is more and more relying on crowdfunding. You can also support our volunteer trips to the front lines at PayPal: ukraine.resisting@gmail.com.
Kick off your week with Aaron Bruski & Rick Kamla as they dive into the latest fantasy basketball insights! Get the scoop on must-add players, breaking NBA news, injury updates, and key performance trends to help you stay ahead of the competition for Monday's NBA slate. Download the SportsEthos App on the APP Store and Google Play! FantasyPass now includes DAILY PROJECTIONS—perfect for DFS and head-to-head leagues. Join the Discussion on DISCORD for real-time advice and community support. Subscribe, Rate, and Review on Apple and Spotify for expert updates and tips!
Host Dave Sobel engages in a thought-provoking conversation with Arik Solomon, CEO and co-founder of Cypago, a leading cyber governance, risk, and compliance (GRC) automation platform. The discussion delves into the challenges faced by organizations in the GRC space, particularly the reliance on manual processes despite the abundance of data available. Solomon shares his insights from his experience as CTO at Ernst & Young, where he recognized the need for technology to enhance the efficiency and sophistication of compliance services.Solomon explains that Cypago operates at the intersection of cybersecurity and GRC, aiming to streamline the alignment of security programs with business requirements and regulatory standards. The technology developed by Cypago automates the collection and analysis of data related to security controls, enabling compliance officers and security leaders to gain meaningful insights into their organizations' security posture. This automation, however, raises concerns about the potential for a "checkbox culture," where organizations may rely too heavily on automated processes without meaningful engagement from human experts.The conversation also touches on the evolving landscape of cybersecurity regulations, particularly in light of increased scrutiny from governing bodies. Solomon emphasizes the importance of establishing a baseline of minimum security standards while acknowledging the complexities of creating a universal compliance framework. He critiques existing regulations like GDPR, suggesting that a more effective approach would involve providing organizations with best practices and guidelines rather than rigid requirements that may not fit all scenarios.As the episode concludes, Solomon highlights key trends to watch in the GRC space over the next 18 months, including the need for enhanced visibility into data management and the importance of having robust governance processes in place. He underscores that organizations must prioritize understanding where their data resides and implementing necessary security measures to protect it. This insightful discussion provides valuable perspectives for cybersecurity professionals navigating the complexities of compliance in an ever-changing regulatory environment. All our Sponsors: https://businessof.tech/sponsors/ Do you want the show on your podcast app or the written versions of the stories? Subscribe to the Business of Tech: https://www.businessof.tech/subscribe/Looking for a link from the stories? The entire script of the show, with links to articles, are posted in each story on https://www.businessof.tech/ Support the show on Patreon: https://patreon.com/mspradio/ Want to be a guest on Business of Tech: Daily 10-Minute IT Services Insights? Send Dave Sobel a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/businessoftech Want our stuff? Cool Merch? Wear “Why Do We Care?” - Visit https://mspradio.myspreadshop.com Follow us on:LinkedIn: https://www.linkedin.com/company/28908079/YouTube: https://youtube.com/mspradio/Facebook: https://www.facebook.com/mspradionews/Instagram: https://www.instagram.com/mspradio/TikTok: https://www.tiktok.com/@businessoftechBluesky: https://bsky.app/profile/businessof.tech
Join Aaron Bruski for a deep dive into must-add players, breaking NBA news, injury updates, and game-changing performance trends ahead of Monday's NBA slate. Download the SportsEthos App on the APP Store and Google Play! FantasyPass now includes DAILY PROJECTIONS—perfect for DFS and head-to-head leagues. Join the Discussion on DISCORD for real-time advice and community support. Subscribe, Rate, and Review on Apple and Spotify for expert updates and tips!
2025 is calling, and it's time to leave outdated business practices behind! In this game-changing episode, I'm revealing the essential INs and OUTs for scaling your creative business this year. From authenticity-driven growth to strategic marketing moves, discover what's working now and what needs to go. Plus, learn why Pinterest traffic might be your secret weapon for organic growth in 2025.Key Moments:[05:30] The shift from faking it to authentic business growth - moving beyond the polished persona[12:45] Why investing in yourself isn't optional and betting on your growth[18:35] The rise of in-person masterminds and community building in 2025[21:15] Marketing evolution: Why story-driven carousels are replacing single product photos[27:40] The power of Pinterest for organic traffic growth and lead generationHere are the resources mentioned in the show:FREE MASTERCLASS: Transform your ideas into action - save your spot for "Your Best Year Yet"FEATURED PROGRAM: Get my complete blueprint for business success in 2025 - Join Your Year to Thrive.Are you enjoying the podcast? We'd be so grateful if you gave us a rating and review! Your 5 star ratings help us reach more businesses like yours and allows us to continue to deliver valuable content every single week. Click here to review the show on Apple podcast or your favorite platformSelect “Ratings and Reviews” and “Write a Review”Share your favorite insights and inspirationsIf you haven't done so yet, make sure that you subscribe to the show wherever you listen to podcasts and on Apple Podcast for special bonus content you won't get elsewhere.xo, Tracy MatthewsFollow on Social:Follow @Flourish_Thrive on InstagramFollow @TracyMatthewsNY InstagramFollow Flourish & Thrive Facebook
On this episode of the Scouting For Growth podcast, Sabine VdL talks to Denise Garth, a globally recognized InsurTech thought leader and Chief Strategy Officer at Majesco. In our talk today, we dive into the top trends shaping insurance and InsurTech as we head toward 2025—from next-gen technology enablers to constantly evolving customer expectations. Denise will share her insights on where the industry is headed, how to stay ahead, and why a collaborative mindset is crucial. KEY TAKEAWAYS What was happening in the resilience market in 2024, from both economic and risk standpoints, has had a huge operational impact on insurance companies. As a result, as we go into 2025, the reaction of loss ratios increasing, unprofitability, high interest rates, all the economic factors are forcing us to step back and see it as a wake-up call. We’re in the midst of business model and technology driven change. We’re finally realising our decades old operational models and technology foundations no longer meet the challenges and opportunities of this fast-changing risk, technology, and customer demographics world. It’s a race to the future because there’s a growing protection gap that we must address in a different way. We’ve been on a technology ride for 10-15 years , especially in InsurTech, but the last few months have been mind blowing with the pace of change and what the technology, like GenAI and IoT can do. They can help us do risk assessments better, give better customer experience and optimise the whole operation. Cloud computing is expanding the capabilities. We’ve got to fundamentally rethink the technology and business architecture of our solutions to optimise and take advantage of not just cloud computing but all the other technologies that are going to leverage cloud. BEST MOMENTS ‘We must think about how to underwrite and assess risks differently, more importantly how do we minimise the risk. We can’t keep growing the risk and the insurance costs, people can’t afford it.’ ‘Data is the lifeblood of this industry, and we’re coming to realise that we’ve got to democratise and demonetise data because everybody needs to have it.’ ‘MGAs and full-stack insurers are trying to think how insurance is going to be done, but also, what constitutes the insurance policy.’ ‘48% of part-time workers don’t have access to life or health insurance, they want a simple way of buying insurance, and they also want the risk about themselves by having Protection as a Service based on usage.’ ABOUT THE GUEST Denise Garth is an internationally recognized InsurTech thought leader and innovator, serving as Chief Strategy Officer at Majesco. With a passion for transforming the insurance industry, Denise leads global strategy, marketing, industry relations, and innovation—helping companies navigate disruption and harness new technologies to capture growth. Her accolades are numerous, including being named among the 30 Most Powerful Women in Business: The Titans of Industry (2024) by International Business Times, an InsurTech Top 50 Influencer, and one of the Top 50 Women in SaaS. Bringing a blend of deep insurance expertise and visionary thinking, Denise’s work focuses on how today’s industry challenges can spark tomorrow’s opportunities. She has served in leadership positions around the world, developing go-to-market strategies, guiding operational transformation, and fostering collaboration across multiple continents—from Europe to Asia-Pacific. LinkedIn ABOUT THE HOST Sabine is a corporate strategist turned entrepreneur. She is the CEO and Managing Partner of Alchemy Crew a venture lab that accelerates the curation, validation, & commercialization of new tech business models. Sabine is renowned within the insurance sector for building some of the most renowned tech startup accelerators around the world working with over 30 corporate insurers, accelerated over 100 startup ventures. Sabine is the co-editor of the bestseller The INSURTECH Book, a top 50 Women in Tech, a FinTech and InsurTech Influencer, an investor & multi-award winner. Twitter LinkedIn Instagram Facebook TikTok Email Website
Key predictions explored in this episode include:Why smaller RIAs are rolling up into larger entities and how this trend will reshape the landscape for firms under $1 billion in assets.Increased seller interest, high valuations, and the influx of new private equity and outside capital driving competition in the advisory space.The rise of new players entering the industry and how their investments are impacting advisor valuations and business strategies.Changes in how broker-dealers fund and support large enterprises, with a closer look at evolving recruitment strategies.Why some independent advisors and RIA owners are choosing to move back to W-2 channels for simplicity, camaraderie, and upfront financial incentives.Frank and Stacey offer thoughtful analysis on these trends, backed by their expertise and real-world conversations with advisors across the industry. Whether you're navigating RIA options, considering an M&A deal, or looking to refine your business model, this episode provides invaluable insights to prepare you for 2025 and beyond.Tune in now for expert predictions and strategies to position your practice for success!
Ready to learn how to launch a successful paper business in 2025? Today I'm sharing Key Trends, Insights, and Your 2026 Timeline to get you started! Watch our Episode on POD here: https://youtu.be/pfNpHkQuvOw About me: I am Polly Payne, the CEO and founder of Horacio Printing. I have sold more than 45,000 Dream Planners around the world along with bible studies and journals. I now help other dreamers do the same, which is why I launched Print School. Have a question? Comment below and let's chat! YOUR NEXT STEPS: Watch My Free Print Training : https://www.dreamprinting.co/Dream-Printing-Workshop-With-Polly Apply for a spot in Print School: https://www.dreamprinting.co/Print-School-2-0 Get Your Paper Fix: https://www.horacioprinting.com/ Need Help? Email: help@horacioprinting.com Pop into my DMS! @horacio-printing
Kevin Zanes, The Points Analyst, is here to share his expert take on the highlights and lowlights, the winners and losers, and the key developments that defined award travel in 2024. Together, we'll be unpacking the most significant events and digging into what these changes mean for points enthusiasts moving forward. From major devaluations that stung to exciting new partnerships that opened up opportunities, this episode covers all the need-to-know news in the points and miles space. We share our predictions for 2025, our wish lists for the future of award travel, and our ratings for the overall state of the points and miles game. Get full show notes and transcript: https://points.pointmetofirstclass.com/blog/2024-points-miles-winners-losers-key-trends-kevin-zanes Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy
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