Podcasts about bothell

This week, we continue our series, Beyond Fear, and turn to the call of Abram and explore how we might respond to God's call, not out of fear, but in trust of God's promise.

Today, we’re bringing you the best from the KUOW Newsroom First, residents of North Seattle along Aurora Avenue are on edge, after a recent surge of gun violence in a neighborhood that has been a longtime hotspot for human trafficking. City officials say they’re working urgently to close streets and assign police patrols Next, the latest from the paper mill disaster in Longview, where earlier this week, the names were released of the 11 people who died. The scope of the tragedy has sparked concerns about the lasting impact on this Southwest Washington town. Next, students and families in Bothell have been pushing back against a decision to not renew the contract of a popular school resource officer. And finally, typically when you spot a great blue heron in western Washington, you see one flying or fishing alone. In Redmond a huge group of herons have picked a place to nest - in an unusual spot. We can only make Seattle Now because listeners support us. Tap here to make a gift and keep Seattle Now in your feed. Got questions about local news or story ideas to share? We want to hear from you! Email us at seattlenow@kuow.org, leave us a voicemail at (206) 616-6746 or leave us feedback online.See omnystudio.com/listener for privacy information.

This week, we launch our new sermon series exploring how God shapes ordinary people through blessing, disruption, doubt, mercy, and trust. Before we act, build, or grow, we are formed by a promise that frees us from fear and calls us to become Christ in the community.

This Sunday, we welcomed Rev. Cruz Edwin Santos, Director of Hispanic/Latinx Ministries for the Pacific Northwest Conference of The United Methodist Church as we celebrated Pentecost Sunday! He shared how the miracle of Pentecost wasn't that everyone suddenly sounded the same. It was that God showed up in every language, every culture, every story — and didn't ask anyone to leave theirs at the door.

WSP steps up enforcement after increase in carpool lane violations on SR 520 and Higher tolls and increased HOV requirements on the table for I-405 and SR 167 //  A school board defied its community. Now that community may be coming for their seats as Bothell families, students continue to fight decision to end SRO program // Seattle leaders push to revitalize Seattle Center ahead of possible SuperSonics return

Why does Sound Transit have a massive advertising budget if it’s so deep in debt? We Heart Seattle volunteer finds homeless man living with 100 jugs of urine inside Discovery Park. Bill Maher calls out members of his own party for being too afraid to talk to people who might ask them tough questions. // Big Local: Students at Bothell HS walked out of class today to protest the school board’s decision to end their SRO program. There are some nerds that are very upset with Funko in Everett. // You Pick the Topic: LA Mayor Karen Bass promises free teeth to meth heads.

Bothell High students walk out of classes after board votes to end SRO contract in 2026-27. We all know how these things end up… // Seattle adds four new free public bathrooms in Pioneer Square // 2006: High-tech public toilets going to waste, city told // Southwest Airline Bans Humanoid Robots From Flights After Disruption // Humanoid Robot on Flight Causes Hour-Long Delay at Oakland Airport // LETTERS

This week, we conclude our post-Easter sermon series, exploring what it means to live as Resurrection People. What might it mean for us to be formed, not by trust, but by trust in the One who restores, strengthens, and establishes us?

An insane blood libel from Nicholas Kristof and The New York Times. Why Anti-Semitism is never actually about the Jews. // Big Local: Northshore School Board has voted to end Bothell High School’s school resource officer program. If you’re flying out of Sea-Tac this summer, travel experts warn you should brace yourself for higher prices. ICE has fired back over the State of Washington’s request to inspect the Tacoma ICE facility. // You Pick the Topic: Trump has a new country he’s considering granting statehood to.

This week, we continue our post-Easter sermon series, exploring what it means to live as Resurrection People. In a world that tries to form us in empire's image, how might we be refuse to ruled by fear and instead, speak boldly, truthfully, and remain grounded in hope? 

4pm - Katie Wilson has a short message to those leaving Seattle or Washington // Bob Ferguson begged Starbucks to stay… multiple times // Microsoft President Brad Smith on WA’s business climate // Moody’s shifts Washington outlook to negative, warns of risk // John breaks down the business taxes in the state of Washington // It’s a bad time to be a massage parlor in Pierce County // Advocates decry Bothell police raids of 5 Asian-owned massage parlors // Columbia plans to euthanize Pablo Escobar’s hippos // Indian billionaire heir offers to save 80 of Pablo Escobar’s ‘cocaine hippos’ from Colombian cull 

A Seattle couple had gas siphoned from their cars. A biased AP story about SCOTUS. A former Marysville police officer has chronicled his weight loss journey in a book. An Iranian-American doctor calls out the Left’s silence on the treatment of women in Iran. // Big Local: A judge made an interesting bail decision for a stabbing suspect in Everett. Several massage parlors in Bothell have been shut down for alleged prostitution. Snohomish County is expanding shelter space in the event that there is an increase in homelessness. // You Pick the Topic: Can a wealth disparity create a wedge in friendships?

This week, we continue our post-Easter sermon series, exploring what it means to live as Resurrection People. In a world that builds us with fear, power, and control, how might we be built together with belonging and love? 

Seattle City Attorney Erika Evans provides an update on her first 100 days in office. UW pitches absurd promise for debt-free education. A UW drug study yielded questionable results. // Big Local: An owner of two of the massage parlors busted in Bothell denies allegations of human trafficking and prostitution. // What happened to our monoculture?

This week, we continue our post-Easter sermon series, exploring what it means to live as Resurrection People. In a world that tries to shape us by fear, how might we be re-formed by love? 

New details revealed in Bothell massage parlor raid / Labor Secretary Lori Chavez-DeRemer is leaving Trump’s Cabinet after abuse of power allegations // Do you enjoy talking to strangers? // SCENARIOS!

Unions are trying to get in the way of WinCo from coming to North Seattle. Former Seattle PI columnist Joel Connelly has passed away and Jason is dealing with some ambivalence. Kamala Harris lacks self-awareness and goes after Trump over high gas prices. // Big Local: A judge made an interesting bail decision for a stabbing suspect in Everett. Several massage parlors in Bothell have been shut down for alleged prostitution. Snohomish County is expanding shelter space in the event that there is an increase in homelessness. // You Pick the Topic: Can a wealth disparity create a wedge in friendships?

The Unexpected Truth About Architect Led DevelopmentIn this episode of the EntreArchitect Podcast, architect to developer journey takes center stage with Jared Banks, AIA, founder of Shoegnome Architects. Based in Seattle, Jared blends residential design, BIM expertise, and entrepreneurship to help architects build smarter careers. He shares how his path evolved from running a BIM consultancy to designing homes and launching a development company.Along the way, Jared breaks down what it really takes to step into small-scale real estate development. He explains financing strategies, partnership structures, and the realities of market timing. In addition, he offers honest lessons from his first townhouse project in Bothell, which was completed in 2025. These insights make the process feel more approachable for architects who want to expand beyond traditional practice.Jared reflects on his role supporting small firm architects through leadership with AIA Seattle and beyond. He shares practical advice for those curious about development but unsure where to begin. As a result, this episode provides both inspiration and a clear starting point. If you've ever wondered how to turn design skills into ownership opportunities, this conversation is for you.This week at EntreArchitect Podcast, The Unexpected Truth About Architect Led Development with Jared Banks.Learn more about Jared at Shoegnome, or follow him on Facebook, LinkedIn, Twitter, YouTube, and Instagram.Referenced in this EpisodeEA550: Jared Banks – Your Business Journey as a Small Firm ArchitectEA493: Jared Banks – Learning to BIM with ShoegnomeEA524: Jared Banks – Sharing a New Paradigm for the Profession of ArchitecturePlease Visit Our Platform SponsorsArcatemy is Arcat's Continuing Education Program. Listen to Arcat's Detailed podcast and earn HSW credits. As a trusted provider, Arcat ensures you earn AIA CE credits while advancing your expertise and career in architecture. Learn more at Arcat.com/continuing-education.WeCollabify helps small architecture firms build sustainable capacity through an insourcing model that integrates skilled BIM and technical professionals directly into your team—working in your time zone, inside your systems. Learn how to scale with intention at wecollabify.com/entrearchitect.Visit our Platform Sponsors today and thank them for supporting YOU... The EntreArchitect Community of small firm architects.Mentioned in this episode:Frosty & Fired Up

Strait of Hormuz open / China issues Sea-Tac airport travel warning / As Seattle pedestrian deaths rise, traffic safety program to get audit / Bothell police investigate downtown massage parlors // As fuel prices rise, a new technique of gas theft is spreading // FLEX FRIDAY!

This week, we launch our post-Easter sermon series, exploring what it means to live as Resurrection People. In a world that tries to shape us by fear, how might we be challenged to embody living hope? 

Happy Easter! This week, Pastor Joe reminds us that Easter is a call to resistance against empire. He challenges us to remember that resurrection is not only something we celebrate, but a way of becoming the people God calls us to be!

This week, Pastor Joe continues to focus on resistance as a theme for Lent as we journey with Jesus into Jerusalem on what is known as Palm Sunday. He challenges us to take a side: to either align with power and empire or to follow Christ into a new way of love, justice, and communal courage. 

After roosting for years on the University of Washington Bothell campus, thousands of crows recently moved to Redmond. Doug Wacker studied the birds at UW Bothell, and he’s since tracked down their new roost. We can only make Seattle Now because listeners support us. Tap here to make a gift and keep Seattle Now in your feed. Got questions about local news or story ideas to share? We want to hear from you! Email us at seattlenow@kuow.org, leave us a voicemail at (206) 616-6746 or leave us feedback online.See omnystudio.com/listener for privacy information.

Washington, like the entire country, has been hit hard by fentanyl. in 2025, King County has recorded more than 650 overdose deaths involving the synthetic opioid, which can be 50 times stronger than heroin. 650 is a devastating number but it’s actually down from a peak in 2023, when more than 1,000 people died from fentanyl-related overdoses in the county. The drop mirrors a downward trend that we’ve seen across the entire country… But the crisis is still overwhelming many communities. A biotech company called ARMR Sciences is hoping to solve at least one piece of this very complicated puzzle: Instead of reversing these overdoses, they want to stop them from happening in the first place... through a fentanyl vaccine. This segment first aired in December of 2025. Also - We wanted to share a response we got from a listener about our update on Kratom. In case you missed it, Kratom is a plant from Southeast Asia that can have psychoactive effects. You’ve probably seen the signs for it - they’re plastered on just about every smoke shop in the city. We previously spoke with UW Medicine researcher Caleb Banta Green about what we know about kratom. And we replayed a short bit of that conversation last week in an update…. Because Spokane and Spokane Valley recently banned the sale of the substance. We also asked you to give us your thoughts on Kratom and whether it should be a banned substance. Erik from Bothell responded with a really interesting personal take on the substance, and its effects. GUESTS: Dr. Colin Haile, a research associate professor at the University of Houston and he’s also one of the co-founders of ARMR Sciences. Erik from Bothell RELATED LINKS: A Fentanyl Vaccine Is About to Get Its First Major Test | WIRED Scientists Create a Vaccine Against Fentanyl Thank you to the supporters of KUOW, you help make this show possible! If you want to help out, go to kuow.org/donate/soundsidenotes Soundside is a production of KUOW in Seattle, a proud member of the NPR Network.See omnystudio.com/listener for privacy information.

This week, we continue our journey through Lent as Resistance and how we might resist death. Resurrection is not only about what happens later. It is what happens whenever life breaks through now. And if resurrection is happening now, then we can no longer accept what diminishes life as inevitable.

This week, we continue our journey through Lent as Resistance and how we can resist blame. We named how Lent invites us to notice how quickly we explain suffering by assigning fault, and how we can choose to live a different way by looking for the work of God in places we might otherwise dismiss.

Chris Sullivan with a Chokepoint: An update on the closure along I-405 in Bothell // David Fahrenthold on the war in Iran and the US ahead of midterms // Leland Vitter on the war in Iran and the US ahead of midterms // Charlie Commentary on proposed legislation that would hit the initiative process // Gee Scott on NFL free agency

How do we actually pray for others? This week, Alex Rettman offers a practical training on prayer ministry. He covers the theology behind effective prayer and then walks through a simple three-step method: interview, listen to what God is doing, and say or do what He's saying or doing. Key Scripture Passages: John 5v19; John 8v28; Zephaniah 3v17; Matthew 7v11; Matthew 8v2; Romans 8; 1 Corinthians 12; 1 Corinthians 14v3; 1 Timothy 2v4This podcast and its episodes are paid for by The Circle, our community of monthly givers. Special thanks for this episode goes to: Ben from Concord, North Carolina; Jamee from Bothell, Washington; Emma from Saint Charles, Missouri; Karen from Hilton Head Island, South Carolina; and Rhonda from Damascus, Oregon. Thank you all so much!If you'd like to pay it forward and contribute toward future resources, you can learn more at practicingtheway.org/give.

Chris Sullivan with a Chokepoint: Closure on I-405 in Bothell is about to cause massive delays // Luke Duecy with a Tech Talk: Looking at the cyber war underway between the US and Iran // Linda Gradstein on war between US, Israel, and Iran // Charlie Commentary on Olympia's failure to address child welfare in this legislative session // Shauna Sowersby with a Legislative update // Paul Queary with a Legislative update // Gee Scott on Seattle as a livable city

This week, we continue through our theme, Lent as Resistance, by exploring how Lent challenges us to resist certainty. How might we release control and live differently into God's preferred future? 

This week, we launched our Lent Series looking at Lent as Resistance by exploring how we resist empire. How might God be affirming and re-affirming our inherent Belovedness and inviting us to resist empire that tries to take that away? 

This past Sunday, we heard from a member of our church, Angela Molloy, a doctoral candidate in the joint Iliff School of Theology/Denver University program and the Disability Ministries Committee Chair for the Greater Northwest Conference of the United Methodist Church who challenged us to identify God's agapētos (beloveds) today who the Divine is begging us to listen to, including our siblings of color, Palestinians in Gaza, Disabled and Autistic beloveds, immigrant siblings, God's Queer and Trans beloveds, unhoused neighbors, and more. 

John Q. Taxpayer is in the home stretch of his career, looking for the best way to catch-up and build his tax-free bucket. Meanwhile, a pair of young financial nerds in Omaha are already strong savers, but they're wondering whether a simple "VOO for life" strategy is enough to help them reach multimillionaire status in retirement. Also, Janine retired unexpectedly. Can her remaining savings support a European retirement lifestyle? From Jonas Grumby's "glitch in the matrix" tax strategy to the potential tax nightmare of Dolly's literal sack of inherited gold coins, today on Your Money, Your Wealth® podcast 568, Joe Anderson, CFP® and Big Al Clopine, CPA. spitball on how folks from different generations with different situations can reach the same ultimate goal: positioning assets today to ensure the most tax-free wealth tomorrow. Plus, the fellas spitball on the "double taxation" trap of retirement plan loans for Pete in North Carolina, and the affordability of 50-year mortgages for Semper Fi in Michigan. Free Financial Resources in This Episode: https://bit.ly/ymyw-568 (full show notes & episode transcript) Why Asset Location Matters - free guide All About Asset Location - more free resources 15 Maneuvers to Duck an Unplanned Early Retirement Knockout - YMYW TV Financial Blueprint (self-guided) Financial Assessment (Meet with an experienced professional) REQUEST your Retirement Spitball Analysis DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter   Connect With Us: YouTube: Subscribe and join the conversation in the comments Podcast apps: subscribe or follow YMYW in your favorite Apple Podcasts: leave your honest reviews and ratings   Chapters: 00:00 - Intro: This Week on the YMYW Podcast 01:05 - After-Tax 401(k) Catch-Ups vs Taxable Investing (John Q Taxpayer) 06:16 - Forced Early Retirement: Social Security and Roth Conversion Timing? (Janine, Bothell, WA) 11:30 - Are 50-Year Mortgages Actually Affordable? (Semper Fi, Stevensville, MI) 17:59 - 401(k) Loan vs Mortgage Payoff (Pete, NC) 21:27 - Can You Manufacture a Step-Up in Basis? (Jonas Grumby, The Colony, TX) 25:03 - Inherited Gold Coins and Capital Gains Taxes (Dolly, 63, TN) 29:35 - Spitball for Young Investors Who Don't Have Millions (Young Financial Nerds, Omaha, NE) 42:13 - Outro: Next Week on the YMYW Podcast

This week, Pastor Joe concludes our series on Transformation turning to Transformed Conditions. After Jesus shares the Beatitudes, he continues by declaring the gathered to be the salt and light. How might we live into that identity so that our very presence can disrupt the world's systems built on fear and dehumanization?Please note: Due to technical difficulties, Pastor Joe's usual greeting is not included in this episode. The episode picks up from this week's scripture reading.

Sun, Feb 1 6:21 AM → 6:42 AM Subject took off during traffic stop for one headlight out fled on 522 through Bothell Kenmore Lake Forest Park and eventually bailed in Shoreline near the 185th Light Rail station and was apprehended seconds after. Radio Systems: - PSERN - Lake Forest Park

This week, we launch a new series focusing on our stated goals: Transformed People, Transformed Relationships, Transformed Conditions. How might God be inviting us into personal transformation so that we can move towards God's preferred future? 

This week, we wrap up our sermon series called Gifts from Jesus, exploring how Jesus invites us into curiosity as a way of being so that we might let go of certainty and control, and instead lean into God's preferred future together. 

This week, we continue our sermon series called Gifts from Jesus, exploring how Jesus first embedded himself in the community before the launch of his community. How do we turn to each other and lean into shared life as we name one another as Beloved in a world that tries to push us apart? 

Happy New Year! This week, we launched a new series called Gifts from Jesus, exploring how Jesus reshapes the ways we live our lives. Turning to the arrival of the Magi in Matthew 2, we reflect on the Gift of Wonder and how wonder leads us to the courage to stay open, to keep paying attention, and to trust that God is still surprising us with love. 

On Christmas Eve, Pastor Joe reflected on how God invites us to "Make Room". When we make room for God, something else also begins to happen: Making room for God reshapes how we make room for people!

This week, we welcome our Pastor of Community Engagement, Rev. Kristin Joyner, to continue our Advent Series called Desperate Measures as we turn to Joy. In her sermon, she reminds us that Jesus offers us a path, with clear directives on how we can participate in the creation of joy not just for ourselves but for everyone!

This week, we welcome our Director of Discipleship and Care, Brian Fu, to continue our Advent Series called Desperate Measures as we turn to Peace. It is evident that the world is not as it is supposed to be. How might we be called to be peacemakers, not simply working towards the absence of conflict, but more so towards shalom? 

In this special seasonal episode, you and Tom resurrect Ha or Duh, tearing through Investopedia readers' “rules to live by” and dismantling the silliest ones with mock gravitas. Between the dad-joke arms race, a spirited defense of compounding, strong opinions on due diligence, and a surprising detour into crypto-mad zip codes, the show blends real financial guidance with holiday-season chaos. The episode also hits deeper listener questions on rebalancing, Roth vs. pre-tax strategy in high brackets, and the danger of thinking blue chips alone equal diversification. 0:04 Seasonal return of Ha or Duh and setup of Investopedia's “investing rules” 1:32 Rule 1: Never sell because of emotions — duh 2:44 Rule 2: “Only invest in what you know” — emphatic huh 3:35 Rule 3: Good investment in a bad market — phrasing unclear, lean duh 4:26 Rule 4: Never underestimate compounding — mega-duh 5:35 Rule 5: Cash and patience as “positions” — hard huh 6:25 Segment break into calls 7:49 Back to Ha or Duh lightning round 8:33 Buy low, sell high — duh (with caveats) 9:58 “Losses are tuition you won't get at uni” — pass 10:21 Hold for the long term — duh 11:09 Marathon, not sprint — duh 11:39 Is education the best investment? Nuanced disagreement 12:45 “Always do your own due diligence” — modified duh (about advisors, not stocks) 15:22 FOMO avoidance — duh 16:27 Final rule: Start now — biggest duh of all 17:41 Wrap-up and transition back to regular Q&A 18:06 Listener question: Finding the “sociopath son” episode 19:28 Setup for Friday's Q&A episode 20:18 Don's town turns into “free Disney World” during holidays 21:51 Disney hotel pricing shock and personal stories 23:42 Don's new original Christmas story: Santaverse 24:01 Story podcasts spike; Short Storyverses mention 25:28 Listener from Bothell: 90% blue chips, 10% cash — how to rebalance? 26:39 Why blue chips aren't diversified and the S&P concentration problem 28:52 Listener in high bracket asks when Roth beats pre-tax 30:26 SECURE Act 2.0 catch-up rules; Roth vs. pre-tax philosophy 32:10 Monte Carlo vs. unknowable future tax rates 33:26 Why all-Roth 401(k)s would simplify life 34:28 Advice: Likely stay pre-tax in 24% bracket 35:50 Shocking stats: Seattle among highest crypto-owning zip codes 37:24 Air Force bases dominate crypto ownership — why it's dangerous Learn more about your ad choices. Visit megaphone.fm/adchoices

Questions? Comments?In this special seasonal episode, you and Tom resurrect Ha or Duh, tearing through Investopedia readers' “rules to live by” and dismantling the silliest ones with mock gravitas. Between the dad-joke arms race, a spirited defense of compounding, strong opinions on due diligence, and a surprising detour into crypto-mad zip codes, the show blends real financial guidance with holiday-season chaos. The episode also hits deeper listener questions on rebalancing, Roth vs. pre-tax strategy in high brackets, and the danger of thinking blue chips alone equal diversification.0:04 Seasonal return of Ha or Duh and setup of Investopedia's “investing rules”1:32 Rule 1: Never sell because of emotions — duh2:44 Rule 2: “Only invest in what you know” — emphatic huh3:35 Rule 3: Good investment in a bad market — phrasing unclear, lean duh4:26 Rule 4: Never underestimate compounding — mega-duh5:35 Rule 5: Cash and patience as “positions” — hard huh6:25 Segment break into calls7:49 Back to Ha or Duh lightning round8:33 Buy low, sell high — duh (with caveats)9:58 “Losses are tuition you won't get at uni” — pass10:21 Hold for the long term — duh11:09 Marathon, not sprint — duh11:39 Is education the best investment? Nuanced disagreement12:45 “Always do your own due diligence” — modified duh (about advisors, not stocks)15:22 FOMO avoidance — duh16:27 Final rule: Start now — biggest duh of all17:41 Wrap-up and transition back to regular Q&A18:06 Listener question: Finding the “sociopath son” episode19:28 Setup for Friday's Q&A episode20:18 Don's town turns into “free Disney World” during holidays21:51 Disney hotel pricing shock and personal stories23:42 Don's new original Christmas story: Santaverse24:01 Story podcasts spike; Short Storyverses mention25:28 Listener from Bothell: 90% blue chips, 10% cash — how to rebalance?26:39 Why blue chips aren't diversified and the S&P concentration problem28:52 Listener in high bracket asks when Roth beats pre-tax30:26 SECURE Act 2.0 catch-up rules; Roth vs. pre-tax philosophy32:10 Monte Carlo vs. unknowable future tax rates33:26 Why all-Roth 401(k)s would simplify life34:28 Advice: Likely stay pre-tax in 24% bracket35:50 Shocking stats: Seattle among highest crypto-owning zip codes37:24 Air Force bases dominate crypto ownership — why it's dangerousLearn more about your ad choices. Visit megaphone.fm/adchoices

This episode digs into the unwelcome December surprise of capital-gains distributions, especially from actively managed mutual funds. Don and Tom break down Morningstar's latest list of high-distribution offenders, spotlighting the astonishing 83% capital-gains payout from the Royce Midcap Total Return Fund. They compare the tax drag, costs, turnover, and long-term underperformance of these funds against index funds and ETFs, and explain why tax-efficient investing matters far more than most people realize. Listener questions cover overly complex portfolios, Edward Jones stock positions, odd-lot tender offers, and whether large-cap blue-chip stocks remove the need for bonds. The episode closes with a reminder that detailed portfolio triage is best handled in one-on-one meetings. 0:04 Capital-gains season returns and why high fund returns can still hurt 0:29 Don & Tom on weather, wardrobe, and warming up in Florida 1:30 December capital-gains distributions and why they happen 2:07 Morningstar's warning: active funds with big capital-gains payouts 3:06 Vanguard, T. Rowe Price, and American Funds distribution levels 4:09 The biggest offender: Royce Midcap Total Return Fund 5:41 Why 35 funds will distribute more than 10% of assets 5:52 The stunning number: Royce's 83% capital-gains distribution 6:52 Why big outflows and poor performance drive big taxable events 7:21 Royce's turnover, tiny size, high costs, and weak long-term returns 8:47 Why it's critical to hold active funds only in tax-advantaged accounts 10:07 ETFs vs mutual funds: tax efficiency and turnover differences 11:42 Comparing Royce to Avantis AVGE on fees, turnover, and performance 12:16 How AVGE tracks its index vs Royce's massive underperformance 13:33 When selling an active fund before a distribution may or may not help 14:05 Listener question: overly detailed allocation request — why it needs a meeting 16:29 Why some questions require one-on-one analysis 18:20 Why Appella's free meetings exist (and what they're not) 20:35 Odd-lot tender offers explained 22:14 Listener: selling Edward Jones stock holdings and leaving EJ 23:42 Why small, young investors should clean up taxable accounts early 24:24 The long decline of commission-based brokerage 25:26 Bothell check-in: blue-chip stocks vs bonds 27:18 Historical returns: 98 years of total market vs small-cap value 28:49 Why bonds exist in a portfolio despite low recent returns 29:30 Closing thoughts on discipline, diversification, and realism Learn more about your ad choices. Visit megaphone.fm/adchoices

Questions? Comments?This episode digs into the unwelcome December surprise of capital-gains distributions, especially from actively managed mutual funds. Don and Tom break down Morningstar's latest list of high-distribution offenders, spotlighting the astonishing 83% capital-gains payout from the Royce Midcap Total Return Fund. They compare the tax drag, costs, turnover, and long-term underperformance of these funds against index funds and ETFs, and explain why tax-efficient investing matters far more than most people realize. Listener questions cover overly complex portfolios, Edward Jones stock positions, odd-lot tender offers, and whether large-cap blue-chip stocks remove the need for bonds. The episode closes with a reminder that detailed portfolio triage is best handled in one-on-one meetings.0:04 Capital-gains season returns and why high fund returns can still hurt0:29 Don & Tom on weather, wardrobe, and warming up in Florida1:30 December capital-gains distributions and why they happen2:07 Morningstar's warning: active funds with big capital-gains payouts3:06 Vanguard, T. Rowe Price, and American Funds distribution levels4:09 The biggest offender: Royce Midcap Total Return Fund5:41 Why 35 funds will distribute more than 10% of assets5:52 The stunning number: Royce's 83% capital-gains distribution6:52 Why big outflows and poor performance drive big taxable events7:21 Royce's turnover, tiny size, high costs, and weak long-term returns8:47 Why it's critical to hold active funds only in tax-advantaged accounts10:07 ETFs vs mutual funds: tax efficiency and turnover differences11:42 Comparing Royce to Avantis AVGE on fees, turnover, and performance12:16 How AVGE tracks its index vs Royce's massive underperformance13:33 When selling an active fund before a distribution may or may not help14:05 Listener question: overly detailed allocation request — why it needs a meeting16:29 Why some questions require one-on-one analysis18:20 Why Appella's free meetings exist (and what they're not)20:35 Odd-lot tender offers explained22:14 Listener: selling Edward Jones stock holdings and leaving EJ23:42 Why small, young investors should clean up taxable accounts early24:24 The long decline of commission-based brokerage25:26 Bothell check-in: blue-chip stocks vs bonds27:18 Historical returns: 98 years of total market vs small-cap value28:49 Why bonds exist in a portfolio despite low recent returns29:30 Closing thoughts on discipline, diversification, and realismLearn more about your ad choices. Visit megaphone.fm/adchoices

This week, Pastor Joe launches our Advent Series titled Desperate Measures as we recognize that our world is not as it should be. How might we live into hope, not as optimism or pretending that everything will work out, but rather as a declaration that better days are coming? 

This week, we wrapped our 140th Anniversary sermon series by turning to the story of the Israelites thirsty in the wilderness. God tells Moses: "I will be standing there in front of you on the rock." From that rock, water flowed; from hard places, streams emerge. As we celebrate 140 years, we're called to walk toward the rock with courage, trusting God is already there. The next 140 years begin now!

Bothell principal under investigation for post about Charlie Kirk, UW breaks ground on renovating the Shell House, and the Seattle Storm rally in the WNBA playoffs to stay alive. It’s our daily roundup of top stories from the KUOW newsroom, with host Patricia Murphy. We can only make Seattle Now because listeners support us. Tap here to make a gift and keep Seattle Now in your feed. Got questions about local news or story ideas to share? We want to hear from you! Email us at seattlenow@kuow.org, leave us a voicemail at (206) 616-6746 or leave us feedback online.See omnystudio.com/listener for privacy information.

What’s Trending: Parents protest outside of Bothell elementary school due to a new uniform policy, Howard Schultz drops his plans to run as an Independent candidate in 2020, Jason went and saw IT: Chapter 2, and Sarah Sanders goes on Fox & Friends that she is still getting hate in public. Sedro-Woolley Councilmember Germaine Kornegay talks about the offensive newsletter about the KKK that was mailed out to the community. Jamele Hill’s awful take is promoting segregation.