Podcasts about Magi

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Destiny Church 217 Podcast
The Faith of the Magi | Dr. David Nichols

Destiny Church 217 Podcast

Play Episode Listen Later Nov 5, 2025 59:44


A Christmas message already? In his final sermon, “The Faith of the Magi,” Dr. David Nichols takes a fresh look at the Christmas story as well as sharing surprising historical insights and challenging a few long-held traditions along the way. Discover what true faith looked like for the Magi, and how their journey can inspire and strengthen your own.Learn more about Heart of the Father Ministries here.Learn more about salvation, info about Destiny Church, or how to give by visiting our website.Real | Relevant | Relationship

Ask A Scholar
Matthew | Questions on genealogies, the sermon on the mount, the gifts of the magi, and the Kingdom of Heaven | Dr. David Capes

Ask A Scholar

Play Episode Listen Later Nov 3, 2025 62:11


In this episode, we will discuss the book of Matthew with questions centered around the genealogy of Christ, the sermon on the mount, the gifts of the magi, and the Kingdom of Heaven. Join Karla and Mike as they converse with Dr. David Capes to get your questions answered!   To check out Dr. David Capes' resources mentioned in this episode, visit:   Website/ Podcasts: https://davidbcapes.com/   Courses: https://catalog.awkngschooloftheology.com/courses/the-divine-christ/ A Course on the Book of Matthew (coming to AWKNG in early 2026)   Books: https://amzn.to/3Xasb2c https://amzn.to/4qHG2uw

Amplify Your Process Safety
Episode 136 - CSB AR3 Breakdown - Pressure Relief: When do you need it and where does it go?

Amplify Your Process Safety

Play Episode Listen Later Oct 31, 2025 17:50


In this episode, Jackson and Magi discuss some of the incidents in the CSB's most recent volume of the Accidental Release Reporting Rule, or AR3 as we like to call it. This episode is all about the importance of pressure relief systems and thorough hazard evaluations to ensure the safety of workers. Tune in to find out more! For more about the CSB's AR3, read volume one here, volume two here, and volume 3 here, and be sure to check out the other episodes in our AR3 miniseries: Episode 121 - ARRR Summaries & Trends Episode 125 - AR3 Volume Two.Episode 127 - CSB AR3 Breakdown - Preventing Incidents with Proper Lockout/Tagout (LOTO)Episode 130 - CSB AR3 Breakdown: Preventing Injury with Proper PPEEpisode 131 - CSB AR3 Breakdown: Human Error and Incompatible ChemicalsEpisode 132 - AR3 Volume Three

BasketNews.lt krepšinio podkastas
Žalias ASVEL košmaras ir prajuokinęs prezidentas

BasketNews.lt krepšinio podkastas

Play Episode Listen Later Oct 31, 2025 81:19


Karolis Tiškevičius, Lukas Malinauskas ir balsą praradęs Jonas Miklovas aptaria triuškinamą Kauno „Žalgirio” pergalę Eurolygoje, apžvelgia išskirtinius kauniečių rodiklius ir kitus pastarųjų dienų Lietuvos ir Europos krepšinio įvykius. Tinklalaidės partneriai: Nord VPN. Apsilankykite https://nordvpn.com/basketnews ir dvejų metų planui gaukite keturis papildomus mėnesius. Jei nepatiks - per 30 dienų galite atgauti pinigus. Sportuok didžiausiame sporto klubų tinkle Gym+! Rinkis iš 10 miestų ir net 34 lokacijų, įsigyk narystę jau šiandien: https://gymplius.lt/kainos/ Drabužiai, kurie kurti ne vienam sezonui – o ilgam dėvėjimui. Tvirti audiniai, klasikinis stilius ir komfortas, kuris kasdien atrodo gerai. Aplankyk mus: V. Pociūno g. 8, PC „Vilnius Outlet“ arba https://www.suitunited.lt/ ECODENTA – inovatyvūs burnos priežiūros produktai su natūraliais ingredientais. Asortimente – dantų pastos, burnos skalavimo skysčiai ir kitos priemonės sveikai, švariai bei baltai šypsenai. Įsigyti galima didžiuosiuose prekybos centruose bei BIOK el. parduotuvėje, kur su nuolaidos kodu BASKETNEWS20, gausi 20% nuolaidą visam asortimentui: https://eshop.bioklab.com/ Nealkoholinis alus „Gubernija”, daugiau informacijos – https://gubernija.lt/ – Junkitės prie Eurolygos Fantasy, kurkit savo komandas Biudžeto režime nuo lapkričio 5 d. ir varžykitės dėl piniginio prizo! https://fantasy.basketnews.com/lt Temos: Ar švenčiate Heloviną? (0:00); Itin džiaugsminga atmosfera (5:18); Nutraukta užsitęsusi serija (8:16); Ar galima lyginti šių metų 6-2 su praeitų 6-1? (12:47); Kiek dabar vertas Cisco? (15:15); Magiška aštuoniolikmečio atkarpa (18:57); Kada krepšininkams priklauso atostogos (27:44); Kauno superžvaigždė (29:54); „Žalgirio” pranašumai ir balansas puolime (34:17); Pirmą kartą Kaune sužibęs Lo (36:27); „Fenerbahče” problemos (40:12); Sudėtingas „Žalgirio” grafikas artimiausiu metu (43:43); Charakterį parodęs „Neptūnas” (45:00); Sunkiai paaiškinami naudingumo skaičiai (52:13); Šiurpnaktis Utenoje (55:39); Kodėl visi susinervino dėl prezidento žinutės? (57:29); Dovanos iš Šiaulių (1:04:10); Spėliojame žaidėją pagal karjerą (1:07:50); Dėl ko dabar žais moterys? (1:14:40).

The Game Changers Podcast
299: Du kan göra mycket själv - men tillsammans skapar vi magi

The Game Changers Podcast

Play Episode Listen Later Oct 28, 2025 45:00


Vi landar efter en helt magisk helg – Dreamlife Activation Retreat 2025. ✨I det här avsnittet delar vi våra största insikter, känslor och lärdomar från retreatet – både som ledare och närvarande i den transformerande energi som skapades.Vi pratar om ögonblicken som berörde oss mest, vilka teman som väcktes i gruppen och vad som händer när kvinnor verkligen kliver in i sin kraft tillsammans.

Darrers podcast - Ràdio Sant Quirze
Freaks and Bits del 28/10/2025

Darrers podcast - Ràdio Sant Quirze

Play Episode Listen Later Oct 28, 2025 60:00


Freaks and Bits: el programa que us acosta la cultura audiovisual al sofà de casa. Tot el que vols saber i el que no sabies de videojocs, cinema i sèries amb el quartet format pels Paus, el Magi i el Néstor. podcast recorded with enacast.com

Whence Came You? - Freemasonry discussed and Masonic research for today's Freemason

Join us this week as we explore the potential for Freemasonry's philosophical roots in ancient Persia! This week, we're also asking the important question, "Can a 3˚ Mason become better?" In a world that espouses that there is no higher degree than the 3rd degree--what implications does that have in terms of personal betterment? We explore all this and more. Thanks for listening, and have a great week! Links: Universal Freemasonry Article: https://www.universalfreemasonry.org/en/article/the-persian-magi-and-the-roots-of-freemasonry Skull and Crown Ltd. www.skullandcrownltd.com Craftsman+ FB Group https://www.facebook.com/groups/craftsmanplus/ WCY Podcast YouTube Channel https://www.youtube.com/c/WhenceCameYou Ancient Modern Initiation: Special Edition http://www.wcypodcast.com/the-Shop The Master's Word- A Short Treatise on the Word, the Light, and the Self - Autographed https://wcypodcast.com/the-shop Get the new book! How to Charter a Lodge: https://wcypodcast.com/the-shop Truth Quantum https://truthquantum.com Our Patreon www.patreon.com/wcypodcast Support the show on PayPal https://wcypodcast.com/support-the-show Get some swag! https://wcypodcast.com/the-shop Get the book! http://a.co/5rtYr2r

Calvary Georgetown Divide » All Sermons
‘Some Wise Men and a Fool' (Matthew 2:1-12)

Calvary Georgetown Divide » All Sermons

Play Episode Listen Later Oct 27, 2025 47:38


Pastor Jeremy continues his in-depth study through Matthew—this week: what made a coven of pagan Magi act so wisely—and an Idumean king so wickedly—concerning a baby? Here’s the story…

Matthew 2 | Kingdom Now: Faith Grows in Obedience

"Christmas is DYNOMITE"

Play Episode Listen Later Oct 27, 2025 49:52


In this compelling sermon, Pastor Karl dives into Matthew Chapter 2, exploring the journey of the wise men and the early life of Jesus. He unpacks the historical and political context of Herod's tyrannical rule and the profound obedience of Mary, Joseph, and the magi in the face of uncertainty. Pastor Karl emphasizes that faith grows not in comfort but through obedience, even when it feels like exile or leads to unexpected places like Nazareth. Highlighting the transformative power of worship and sacrifice, he challenges listeners to prioritize Jesus' story over their own, trust God's providence in difficult seasons, and remain faithful wherever God places them. Join us for an inspiring message that encourages steadfast faith and submission to God's plan. Watch all our sermons on our youtube channel "Flipside Christian Church"Join us in person 9:00am & 10:30am every Sunday morning.37193 Ave 12 #3h, Madera, CA 93636For more visit us at flipside.churchFor more podcasts visit flipsidepodcasts.transistor.fm

Life with One Eye
Fruition - Chapter 19: The Homeless Magi's Wisdom

Life with One Eye

Play Episode Listen Later Oct 24, 2025 29:30


Audiobook.  Mature listeners only (18+).

Federal Employees Retirement & Benefits Podcast
IRMAA Explained for Retirees: What Triggers Higher Medicare Costs (and How to Plan)

Federal Employees Retirement & Benefits Podcast

Play Episode Listen Later Oct 23, 2025 25:48


Medicare Part B premium costs can jump because of IRMAA (Income-Related Monthly Adjustment Amount) when your MAGI crosses key thresholds—especially for federal retirees with pensions, Social Security, and RMDs. Learn how timing, Roth conversions, and TRICARE for Life choices can influence your Medicare Part B and Part D costs without panic or fear-mongering.IRMAA isn't a penalty—it's a higher Medicare Part B and D premium triggered by income. With smart tax planning, you can navigate the thresholds instead of getting surprised.

Living the CLOVER life
The Joyful Mysteries: The Nativity

Living the CLOVER life

Play Episode Listen Later Oct 21, 2025 20:32


Episode - 190 In this episode, Fr Sean Danda and Nathanael Rea, continue their conversation about the Joyful Mysteries by delving into the profound mystery of the Nativity, exploring themes of poverty, faith, and divine providence. Listen as they reflect on the humble birth of Christ, the symbolism in the genealogies of Matthew and Luke, and the contrasting figures of Caesar Augustus and the shepherds. Discover how the Magi's journey and the Holy Family's trials reveal deeper truths about God's love and plan for humanity.

Darrers podcast - Ràdio Sant Quirze
Freaks and Bits del 21/10/2025

Darrers podcast - Ràdio Sant Quirze

Play Episode Listen Later Oct 21, 2025 60:00


Freaks and Bits: el programa que us acosta la cultura audiovisual al sofà de casa. Tot el que vols saber i el que no sabies de videojocs, cinema i sèries amb el quartet format pels Paus, el Magi i el Néstor. podcast recorded with enacast.com

Early Retirement
How To Save On Healthcare In 2026 (If Retired)

Early Retirement

Play Episode Listen Later Oct 20, 2025 11:12 Transcription Available


Feeling like healthcare makes early retirement impossible? It's a common belief, but often fixable with thoughtful income planning. Premium tax credits under the ACA aren't vanishing; the enhanced credits are scheduled to sunset after 2025, and the pre-2021 rules (including the ~400% FPL income cap) are slated to return in 2026 unless Congress acts. The takeaway: managing MAGI matters.In this episode, Ari Taublieb, CFP®, walks through a practical, illustrative case: a 60-year-old couple with ~$1.55M spread across taxable, pre-tax, and Roth accounts. You'll see how the source of withdrawals (e.g., harvesting from taxable accounts vs. large pre-tax distributions) can change MAGI—and therefore subsidy eligibility—potentially lowering Marketplace premiums materially. You'll also learn key HSA rules after age 65 (non-medical withdrawals are taxed as income but no 20% penalty) and what's changing for HSAs in 2026: Bronze and Catastrophic ACA plans are slated to be HSA-eligible, expanding access to tax-advantaged saving.You'll leave with a playbook: align cash-flow needs with tax brackets, plan around the 400% FPL threshold, coordinate Roth/pre-tax/taxable withdrawals, and revisit the plan annually as laws and income shift. Ready to pressure-test your numbers and retire with more confidence? Subscribe to the Early Retirement Podcast.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

Stories of the Messiah with Rabbi Schneider
Nativity: Follow The Star

Stories of the Messiah with Rabbi Schneider

Play Episode Listen Later Oct 20, 2025 16:02 Transcription Available


Welcome to the Christmas series! Magi, masters of alchemy and astronomy, notice an anomaly in the constellations. Their curiosity leads them to the scriptures, where they become convinced God has done something miraculous.  Sign up for special devotionals at StoriesoftheMessiah.com. As we dive deeply into iconic Bible heroes' enthralling narratives, we find more than just stories of faith and miracles. We discover a recurrent theme, a spiritual undertone that connects each tale to the grandeur of the Gospel. They're not just standalone legends; they're threads in a divine tapestry, weaving a story that foreshadows Jesus Christ, the ultimate hero, the promised Messiah who brings light to the darkest corners of history. For more Bible stories download the Pray.com app.  To learn more about Rabbi Schneider visit https://discoveringthejewishjesus.com/ See omnystudio.com/listener for privacy information.

Refugia
Refugia Podcast Episode 37

Refugia

Play Episode Listen Later Oct 19, 2025 45:21


Elaine Heath is the abbess of Spring Forest, a new monastic community in Hillsborough, North Carolina. Spring Forest centers around communal prayer and meals, a vibrant farm, refugee support, and other ministries you can read about here. You can learn more about Elaine's work as an author and speaker on her website, or in articles like this one from the Center for Action and Contemplation.Many thanks to Elaine and her husband Randall for welcoming Ron and I and our audio producer, Colin, to the farm last June. Besides relishing the good company of our hosts, we enjoyed harvesting cabbage, feasting and praying with the Sunday evening group, walking through the woods, and petting some good-natured goats.Dr. Elaine HeathOn the farm.Someone had to help harvest the cabbage, so Ron and Colin and I pitched in.Elaine, husband Randall, and I in their lovely home.TRANSCRIPTElaine Heath If you are nurtured by traditional church—or let's say, conventional church—keep doing it, but also realize that for other people that's not nurturing. It feels dry and lifeless, and it's clear the Spirit is doing something new. So instead of insisting everybody stop doing the new thing, and everybody has to come and do the conventional thing, you can be conventional in your worship and bless and make space for others so that we have a plethora of experiments going on.Debra Rienstra Welcome to the Refugia Podcast. I'm your host, Professor Debra Rienstra. Refugia are habitats in nature where life endures in times of crisis. We're exploring the concept of refugia as a metaphor, discovering how people of faith can become people of refugia: nurturing life-giving spaces in the earth, in our human cultural systems, and in our spiritual communities, even in this time of severe disturbance. This season, we're paying special attention to churches and Christian communities who have figured out how to address the climate crisis together as an essential aspect of their discipleship.Today, I'm excited to introduce you to Dr. Elaine Heath. Elaine is founder and abbess of Spring Forest, a new monastic community centered on a 23-acre forest and farm property near Hillsboro, North Carolina. The farm supplies a CSA and supports food security for refugees and serves as the setting for outdoor programs for kids, cooking classes, potlucks, forest walks and more. But the Spring Forest community is a dispersed network of people who move in and out of the farm space in a variety of ways. They live on the farm for a time, they visit often to volunteer, or they simply join the community online for daily prayer. We got to visit the farm last spring, and I can tell you that Elaine's long experience with new monasticism, trauma-informed care, and contemplative practice make her an ideal curator of refugia space. The vibe on the farm is peaceful, orderly, and full of life. It's a place of holy experimentation in new ways to form Christian community and reconnect with the land. Let's get to it.Debra Rienstra Elaine, thank you for talking with me today. It's really great to be with you.Elaine Heath Yeah, I'm glad to be with you too.Debra Rienstra So you served in traditional parish ministry and in religious academia for many years, and then in 2018 you retired from that work to found Spring Forest. Why a farm and a new monastic community? What inspired and influenced this particular expression of faith?Elaine Heath I've always loved farms and forests. But actually, my dream to do this started about 25 years ago, and my husband and I bought a 23 acre property in North Central Ohio, right when I was right out of my PhD program and I got my first academic job at my alma mater, which is Ashland Theological Seminary. So I went there to direct the Doctor of Ministry program, and we bought this beautiful property. It had a little house that looked like the ranger station, and it had a stream and a big labyrinth cut in the field, and it had beautiful soil to grow, you know, for market gardening. And what we planned to do was gradually develop retreat ministries there. My husband was going to build some hermitages up in the woods, because I did a lot of spiritual direction with pastors who were burned out and traumatized, and we felt like that, you know, as I got older and phased out of academia, that would be something we could do together.So we were there for a couple years, and then I was recruited to go to Perkins School of Theology at Southern Methodist University. And we were very sad to leave our property behind, but we were clear that we were being called to Texas. So we bought a home in the city in a sort of mixed income, racially diverse neighborhood in Garland, and it was a big house with a nice yard, and soon after starting to teach evangelism—which, I kind of created my own path for how to teach evangelism, because I don't believe in selling Jesus or any of those kinds of colonizing things. So I was teaching about living a contemplative life and practicing social and environmental justice and being good news in the world, and being good neighbors to all our neighbors, and thinking of our neighbors as us and not them. And I had them reading Shane Claiborne and the people writing with the emerging church movement at the time, and pretty soon, I had students in my class coming to my office every week. It was a different student, but the same tears and the same kind of narrative: “Dr. Heath, I think I'm going to have to leave the church to answer my call. Tell me what I should do.” And it was because they were being called to do innovative, new monastic ministry, missional, new monastic kinds of things. But our denomination in particular didn't quite get it, even though early Methodism was very much like that.So I realized fairly quickly that this was God calling me through these students to focus my research and writing and my teaching in the area of emergence. Emergence theory, what's happening in the world. How do these currents of emergence intersect with what's happening politically and environmentally, and what's happening, you know, in the economy and with the church. So pretty soon, I don't know, it wasn't very long, I felt God was calling me to gather students and start some experiments outside, out in the city. And so I had a prayer partner, and we were praying for a house to come available, so that we could start a new monastic house. And she came to me one day and she said, “I saw the house coming. It'll be here soon.” And I said, “Okay.” I had no money for a house. You know, kind of a lowly professor, didn't make that much. And within two weeks, one of our neighbors came to me, who didn't really know me well at all, and said, “Hey, my mom has a rental property. It's been in our family for a long time, and we wondered if you might have some students that would like to live there. We won't even charge rent, just pay their utilities and not have drug parties or whatnot.” And I said, “No, that's unlikely,” you know. So I said, you know, I could throw the phone down and ran down to get in her car and go over to this house with her. And we were driving over, and she says, “You know, it's not the best neighborhood.” I said, “Perfect!” But we got there, and it was a really great little three bedroom house in a predominantly Latina neighborhood, and that was our first new monastic house. So I asked three of the students who'd been crying in my office, “Would you be willing to break your leases wherever you live and come and live here for a year?” And I can assign a spiritual director to work with you, and I can write a curriculum for an independent study on the theory and practice of new monasticism. And we can develop a Rule of Life based on our United Methodist membership vows. And they all immediately said yes, and so that's how we got started with our first house.Elaine Heath And then right around the same time, I started a missional house church that was quickly relocated into the neighborhood where most of the refugees are resettled in Dallas, because one of my students brought six Congolese men to our little house church worship, and that that was the beginning of realizing we were called to work with refugees.Debra Rienstra Oh, I see.Elaine Heath So that all got started around 2008. And by 2009, there was a student who came to Perkins who had been a commercial real estate banker on Wall Street. And he came to Perkins as a student. He was an older man. And we were going on my very first pilgrimage to Iona, Northumbria, and Lindisfarne, and Michael Hahn was with us too. He and I team-taught this class, so it was my first one. But it turned out that Larry Duggins, the student, had come to seminary because he really wanted to be equipped to help young adults who were feeling disillusioned with the church but wanted to be out in the world doing good work. And he started describing what he was called to, and I'm like, “Well, that's what I'm doing with these students.” So we joined forces and created a nonprofit called Missional Wisdom Foundation, and within three years, we had a network of eight new monastic communities across the metroplex. They were all anchored at local churches. Some of them were parsonages that weren't being used. And we wove into the expectations and sort of the lifestyle of those houses, urban agriculture.Debra Rienstra Oh, I was waiting for the farm to come back into it. Yeah, because I'm seeing these threads of experimentation and monasticism and place. We're sitting here today on your current farm land. So it's really interesting to hear all these threads being developed early on in an urban context.Elaine Heath Yes, it was quite something. These houses were all in different social contexts. There was one house, the Bonhoeffer house, that was in East Dallas, in a neighborhood that was not only mixed income and racially diverse, but also used to be where the mayor lived. And now there are people who are unhoused living there, and there are also people with nice houses living there. So it was a very interesting neighborhood. So that house, we learned quickly that you needed to take a year to get to know the neighborhood before you try to figure out how you're going to support whatever justice work needs to happen in the neighborhood. But that house got really close with the unhoused community and did a lot of good ministry with the guys and a few women. Then there was one for undocumented workers, the Romero House, and just different social contexts. But all of them had a backyard garden or, you know, some type of growing food kind of thing. And I used to take students to this farm that was an urban farm in DeSoto, which is just south of Dallas, where it was quite small, but these were former missionaries, the type that have crusades and show the Jesus film and everything in sort of poor countries. And then they had an awakening that happened, and they realized they were being called to help people in orphanages learn how to grow their own food in a sustainable way and raise the living standard for the whole village. So they had this little farm, and I would take students there every semester to experience the conversion of thought that this couple had over what mission is, and to experience the beauty and joy of tilapia that provide food for the lettuce, that provide for the bees, you know. So this closed system. So that also affected my imagination about what I really wanted to do in the future.And so gradually, the years—we were there for 11 years, and we lived in community the whole time that we were there. By the time we came here for me to work at Duke, we had a very clear picture of what we wanted to do here. And so we looked for the property back when we had to sell that first farm, when we were so sad about selling it, I had an experience in prayer where I sensed God was saying to me, “Don't give up on this dream. It's sacred, and it will happen in the future on a better piece of property, at a better time in your life for this.” And so when it was time to move here, I said to Randall, “This is the time. Let's look for that property.” So that's how we landed here.Friendly, very contented dairy goats, hanging out in the afternoon.Debra Rienstra Yeah. When talking about your students, you mentioned yesterday that you like to “ruin them for fake church.” So what do you mean by fake church, and how exactly do you ruin them for it?Elaine Heath Well, you know, church is really the people and not the building. You all know that. It's the people and we're called to be a very different kind of people who are a healing community, that neighbor well, that give ourselves away, that regard our neighbors—human and non human—as part of us, whether they think they're part of us or not. We have this sort of posture in life. And when I think of how Jesus formed the church, Jesus had this little ragtag group of friends, and they traveled around and did stuff and talked about it, and they got mad at each other and had power struggles and drama and, you know, and then Jesus would process the drama with them. And he would do these outrageous things, you know, breaking sort of cultural taboo to demonstrate: this is what love really looks like. And so we don't get to do much of any of that, sitting in a pew on Sunday morning, facing forward while the people up in the front do things. And so many churches—maybe you've never experienced this, but I certainly have. The pastor's sort of the proxy disciple while people kind of watch and make judgments and decide whether or not they want to keep listening to those sermons.Debra Rienstra Oh yes.Elaine Heath So when you experience Christian life in a community where it's both natural, it's just the way you live in the world, and it's also liturgically rich, and the life is a contemplative life, and it's also a life of deep missional engagement with the world— that other version of church, it's like oatmeal with no flavoring in it. It makes you, I mean, it's about the life together. It's how we live in this world. It's not about sitting somewhere for an hour once a week and staring forward.Debra Rienstra Right. Yeah, so I would, you know, of course, I would describe what you're describing as refugia, being the people of refugia. You know? Not that I'm—we'll come back to traditional worship and traditional forms of faith and religion. But it seems like what you're doing is living into something you say on your website that we are in the midst of a new reformation in the church, and I certainly sense that too. I think the evidence is all around us, and the research bears out that we've reached this inflection point, and it's a painful inflection point that a lot of people think of as decline, because living through it feels confusing and bewildering and dark and full of loss. So what is your sense of when we are, in this point in history, in particular, for those of us who've been part of church communities, where are we finding ourselves? Why is it so confusing?Elaine Heath I really believe we're in a dark night of the soul as the church in the West and perhaps places in the East too. I know we've exported a capitalist version of church all over the world, sadly. But I believe we're in a dark night of the soul, you know, classically understood, where it's spirit-breathed. It's not that the devil is doing something to us. It's spirit-breathed to detach us from our sort of corporate ego that thinks we get to show up and boss the world around and act like we own the joint.Debra Rienstra We call that church of empire.Elaine Heath Yeah. And so I think that's what's happening. And when, you know, if you study the literature, if you work in spiritual direction, and you're looking at what happens with the dark night of the soul. That's a real dark night, not a clinical depression or something like that, but an actual dark night. You have to go through it. You can't bypass it. You can't work your way out of it. You can't talk your way out of it. And what happens is you find yourself increasingly hungry for simplicity, for a simple but clear experience of God, because it's like God's disappeared. There's a deep loneliness, even a sort of cold hell, to being in a dark night of the soul. And so there's a restlessness, there's a longing for actual experience of God. There's a feeling of futility. Things that used to work don't work anymore. So you know the threefold path? The purgation, illumination and union is one way that we've learned to think about what happens. The purgation part is— we're there.Debra Rienstra We're being purgated.Elaine Heath We're being purgated, yeah. And at the same time that we're having these flashes of intuitive knowing, this sort of illumination is coming. “Oh, let's pay attention to the saints and mystics who lived through things like this. What gave them life? What helped them to keep showing up and being faithful?” And we're having moments of union too, when we feel like, “Oh, discipleship means I make sure that the trees are cared for and not just people. Oh, all living things are interconnected. Quantum physics is teaching us a spiritual truth we should have known already.” So the three parts of that contemplative path are happening simultaneously. But I think what feels most forward to a lot of people is the purgation piece where you're like, “Oh, things are just dropping away. Numbers are dropping. Things that used to work don't work. What's going to happen now?” Sort of a sense of chaos, confusion. Tohu va bohu, yeah.Debra Rienstra Yeah, do you want me to explain what that is?Elaine Heath Yeah, chaos and confusion. From the beginning of time.Debra Rienstra It's the realm out of which creation is formed. So the idea that the spirit is drawing us into this dark night is actually really reassuring. We are where we're supposed to be. And even though it feels confusing and painful, there are these moments of wisdom—that's so reassuring. In fact, one of the things you write: the new reformation is all about the emergence. So this emergence is happening of a generous, hospitable, equitable form of Christianity that heals the wounds of the world. What is your vision about what the church needs to release and hold and create right now?Elaine Heath We need to release everything that even slightly has a hint of empire, that we have thought of as what it means to be the church, because that completely reverts what church is supposed to be about. So giving up empire, we need to take up the great kenotic hymn of Philippians two and actually live it.Debra Rienstra The self emptying hymn.Elaine Heath The self emptying. And it's not—I know that that can be problematic when we're thinking of women or, you know, groups that have been forced to empty themselves in an exploited way. But that's not really what that's all about. It's about showing up to God, paying attention, seeing what God's invitation is, then cooperating with that and just releasing the outcome. That's what that's about, and really finding out, what am I in this world for? What are we in this world for? And being about that and not about something else.Debra Rienstra Yeah, it's hard to release the ways that we have done things. Well, you have a congregation, you have a pastor, you have a sanctuary, you have programs, you want the kids to come, you need tithes, all of those systems. And actually, what you're doing here at Spring Forest—let's talk about that. What you're doing here at Spring Forest doesn't have any of that. Sunday services. There's no church building. You have barn buildings, you have farm buildings. No Sunday school, no adult ed, no choirs, organs, praise bands, any of that stuff, right? Do you think of Spring Forest as a new model for church? Perhaps one among many?Elaine Heath It's one among many. We're definitely shaped by traditional monasticism. We're shaped by early Methodism. We're influenced by the Catholic Worker Movement, and definitely Bonhoeffer's work and a number of others: the Clarence Jordan and Koinonia farms. And so we're influenced by all of those. We do have music sometimes at Forest Feast, if we have someone that can lead it, and, you know, do a good job. But the backbone of our worship life is morning and evening prayer. And that is so wonderful. You were here last night for Forest Feast, and we use the same structure we use for morning and evening prayer, and we have a group of about six people who are writing the liturgies for us, who have been writing for a year and a half now.Debra Rienstra Who are those people?Elaine Heath Well, there's Steve Taylor is our lay leader, and his wife, Cheryl, and then there's Donna Patterson, who's—none of them were here last night. They all had to go somewhere. But some of them are lay people. Some of them are clergy.Debra Rienstra And they don't live here?Elaine Heath No, they live— well, some of the people that write live far away, and they're in our digital community. But, yeah, Steve and Cheryl live in Lumberton, which is, you know, almost two hours away. But they're beautiful. I mean, if you go online and look at some of the last month, look at the prayers and see the—they're just truly beautiful, and they reflect our spirituality of our community.Debra Rienstra Yeah. So the community, it seems to me, you have had people living on the farm itself, but your community, like the Iona community, is both located here on this land, but also dispersed. And so you have that interaction, that conversation between this residential life. So let's try to describe for listeners: there's the farm. You live here with your husband. You have interns from Duke. You have a farm. What do you call Larry?Elaine Heath He's our farm coach.Debra Rienstra Coach, yes, I love that. They have the farm coach who has the farming knowledge that you all sort of follow. You have chefs. They don't live here either, but they come in. So you have a lot of people coming in and out on this farm. And you do regenerative farming. You have programs for kids, you have refugee support, and you can talk about that, trauma informed rest for spiritual leaders. And then a number of other things. The farm produces vegetables and those go to a CSA, and also a lot of it is donated. Why this particular assembly of activities? How does it all fit together? And what are the theological principles beneath each of these endeavors?Elaine Heath The overarching principle is that the Holy Spirit gives gifts to every believer and to every person, let's just be honest. And the job of the pastor, the pastor teacher, is to fan those gifts into flame, to help them have the support they need to use their gifts and that the ministries should be shaped by the gifts of the people, which means you can't use a cookie cutter. And we have numerically a small community, but incredibly high capacity of people. So we have these gifts that they have, and then the ministries are emerging out of those gifts. And it might seem like, why do you have refugee support? And you know, just name anything else we're doing. How does this fit together? The organizing principle—okay, so you have the foundation. These are gifts given by the Spirit. Our ministries are emerging from our gifts. And the organizing sort of a cohesive piece is our rule of life that ties everything together. And so our rule of life is prayer, work, table, neighbor and rest. And that rule of life came about after we lived here for a year, when we first started Spring Forest with—there was another pastor that co-founded it with me, Francis Kinyua, who's from Kenya, and he was my student in Dallas, and did all those other things with me. So we invited him to come. We had to work with three different bishops to kind of make it work. But it worked, you know. Anyway, we just waited for a year to see. We had lots of work to do with getting the farm ready to go and Francis and I went to Church World Service right away to say, “Hey, we have a lot of experience supporting refugees, and we would like to do that here as well.” So we got started with that, but we waited a year and then just articulated, what are the practices that we do that are keeping us grounded here and keeping us right side up. And it was those things, so we named it.Debra Rienstra Okay, you were just doing it, and then you named those things.Elaine Heath Instead of creating sort of an aspirational rule and tried to live into it, we named what was actually working, what was actually grounding us and felt life giving.Debra Rienstra Hi, it's me, Debra. If you are enjoying this podcast episode, go ahead and subscribe on your preferred podcast platform. If you have a minute, leave a review. Good reviews help more listeners discover this podcast. To keep up with all the Refugia news, I invite you to subscribe to the Refugia newsletter on Substack. This is my fortnightly newsletter for people of faith who care about the climate crisis and want to go deeper. Every two weeks, I feature climate news, deeper dives, refugia sightings and much more. Join our community at refugianewsletter.substack.com. For even more goodies, including transcripts and show notes for this podcast, check out my website at debrarienstra.com. D-E-B-R-A-R-I-E-N-S-T-R-A dot com. Thanks so much for listening. We're glad you're part of this community. And now back to the interview.Debra Rienstra You do partner a lot with, you know, “regular church folk.” It's that sort of in-and-out permeable membrane. How do you think about the relationship of what you're doing here, with Spring Forest, with the work of sort of standard congregations, is there like a mutuality? How do you think about that?Elaine Heath It's just like traditional monasticism. You've got a community that have this rule of life they follow. People who are not living in the community can become Oblates to the rule of life and have a special relationship. And usually those people go to church somewhere else. Part of our ethic here is we want to resist competition between churches, so we don't meet on Sundays to do things like programmatically. We usually just rest on Sundays and watch a movie and eat popcorn, you know.Debra Rienstra That's a spiritual practice.Elaine Heath But also, so there's that sort of historic piece, and people from churches come here for retreats. Lead teams come for retreats. People come—pastors, we have a lot of pastors who come here for a retreat. But also we are a mission community, so we're very active with supporting refugees. We're very active with the food programs that we have, and that gives people from a church—lots of churches don't have things like that going on. They don't have the resources for it, or they haven't figured it out. But that way, we can partner with churches and people can come here and they can actually get their hands in the soil, and they can teach somebody to read, and they can see little children learning where food comes from. They can help the chef with her kitchen things, you know. So it's a wonderful way to provide spiritual formation and missional formation to congregations that don't have those resources. And we can do these things together.Debra Rienstra Yeah. And that's that's premised on this being a place, an embodied place, a refugia space that people can come to. Yeah. I think that's a wonderful model. Do you yourself ever feel a sense of loss for “the old ways?” And I'm just thinking of this because at the beginning of your book, God Unbound, which is about Galatians, you write about how Paul challenges the Galatians to let go of their tight grip on the past, and you write about how you, reading that, felt yourself like a little bit of a traditionalist, you know, sort of defending, “But what about the past? What about the old ways?” Which you have loved too, right? So, how would you counsel people who have loved traditional church despite everything, and really do feel this sense of loss and wonder anxiously about what's next?Elaine Heath Yeah, I feel empathy. You know, something was going on in the Middle East at the time. I can't remember exactly the situation. There's always something going on, but it had to do with people's culture being wiped out and being told that what they believed didn't count and wasn't right and everything. And I was feeling such grief for them, and then all of a sudden, you know, I'm in Galatians, and think, “Well, that's how those people felt.” And even myself, there are things in my own daily practice that are—they're precious to me. My way of praying in the morning, the facing into the forest, you know, and things like that, that are rituals for me. And thinking, you know, if somebody told me “that doesn't matter,” how hard that would be. So I think in the spiritual journey, we come to the place, if we keep maturing, where we realize, in Merton's words, that so often we think it's the finger pointing to the moon, we think the finger is the moon. And it's that way about rituals and all sorts of things that we do, and we get to a place where we realize that intellectually and even spiritually, in an emotional way. But you can't force people to get to that point. This is something that happens as we grow and mature as life goes by. So what I have said to many people is, “If you are nurtured by traditional church, or, let's say, conventional church,”—because which traditional church are we talking about? One, right here, middle class, white, are we talking about Brazil? —”So if that nurtures you, keep doing it. But also realize that for other people, that's not nurturing. It feels dry and lifeless, and it's clear the Spirit is doing something new.” So instead of insisting everybody stop doing the new thing, and everybody has to come and do the conventional thing, you can be conventional in your worship and bless and make space for others so that we have a plethora of experiments going on. Because we're in a time of great emergence, as Phyllis Tickle wrote, and we need lots of experiments.Debra Rienstra Yeah. I appreciated what you wrote about trial and error. It's a time of trial and error, and it's okay to try things and have them not work. And that fits the refugia model too, really, really well. I mean, refugia don't always work. They just sometimes fail. Let's talk about a couple of key metaphors that I've noticed in your writings and in the website for Spring Forest too. One is that metaphor of the mycelial network, so the underground fungus that connects the creatures, the beings, the plants, the trees of the forest. I think is a wonderful metaphor too, for the way that faith and climate people, people who are worried about the climate crisis, and also people of faith—it's a great metaphor for how they're finding each other and connecting and building this sort of cultural and spiritual soil where the seeds of the future can grow. How is that metaphor meaningful for you here at Spring Forest?Elaine Heath Well, it means a lot in terms of the first of all, the diversity of expressions of ministry that are even here on the property, but also, especially in our dispersed community, through following the rule of life together, which—we are a practice-based community, rather than a dogma-based community. So as people are practicing those practices where they live and work and play, then they are forming community in a very specific, contextual way where they are. I think of Steve and Cheryl again, the friends I mentioned earlier. He's our lay leader. They live in a, I think a working class neighborhood in Lumberton, which is the land of the Lumbee here in North Carolina. And they have developed a wonderful, just neighborhood ministry there with—and they've been able, through potluck dinners and front yard barbecues and remembering people's birthdays and things like this, they've developed this friendship network in the neighborhood with people that are on complete opposite sides, politically, racially, and this is in the South, where you've got all sorts of issues. And they've taken the sort of ethic of Spring Forest here, but it's caused a mushroom to bloom there that looks really different from here. They don't have a farm, they don't have a forest, they've got this neighborhood. But the neighboring, the praying, the tabling, resting, all of those things are part of how they live there. And so it's fruiting there. And it's the same in other places in the world where we have people that live there.Debra Rienstra It's a good example, too, of how eating together is sacramental, both here and in these other networks that are connected to you. The Garden of Eden and the vision of the New Earth in Revelation are both important to you, that that whole long scriptural arc begin in a garden, end in a garden city, and then the Tree of Life is also your symbol, your logo. So how would you situate our work today as people of faith in that long arc of history, from the garden to the Garden City, and how does the Tree of Life fit into that for you?Elaine Heath There's a way in which the whole story is happening simultaneously. Does that make sense?Debra Rienstra Yeah.Elaine Heath It's all happening beyond time, sort of simultaneously. So sometimes we're living in the garden and we've been deceived, and now we have to figure out what to do, and sometimes we're rebuilding the wall, and sometimes we're on our way to Bethlehem, and sometimes we're in the garden of the new creation. And we can see it, and we're living that truth even while there's still the wall being built. There's a simultaneity to it all. But for me, I think especially of the theology of Julian of Norwich. That's why we have her icon here. There's this vision of love making all things new, that God, Christ, the risen Christ, says in Revelation 21:5, “Behold, I make all things new.” All things, not just a handful of people who get the right doctrine, not just—no, all things: horses and amoeba and all things are being made new in mysterious ways that we can't completely know.Debra Rienstra And that's Colossians one and Romans eight as well.Elaine Heath It's this thread that comes through scripture, and we get to participate in that, even while we don't see all the things completely made new, we get to be part of that. And to me, that's what it means to follow Christ. That's what it means to be a disciple. And to be the love of God enfleshed in this world is to keep participating in the making of all things new. This is why healing has such a central role in my theological vision and my practice, is it's making all things new.Debra Rienstra Healing land, healing people, healing communities.Elaine Heath Yeah, yeah. Healing theology. Theology has been so damaged by patriarchy and philosophy and all sorts of things, you know, and racism.Debra Rienstra Colonization. Yeah, so that embodiment is important even theologically, because we're not aiming for some abstract doctrinal perfection. We're not aiming to become disembodied creatures. We're aiming for this embodied redemption. And so working on the farm, healing, you know, getting muddy, walking through forests, harvesting veg, and you're able to invite people into that embodiment. Little kids doing yoga, I think that's wonderful. You know, just finding this kind of rest in their own little bodies. Eating—one of the most embodied and kinship-with-creation things we do, right? Taking it inside ourselves. And that, I think, is condensed in ritual. So I know that you have been playfully experimenting with rituals. I was able to be a part of the Forest Feast last night with my husband Ron and our friend Colin. And it was this beautifully curated event where we shared table together and then went through this prayer sequence that you described, and it was beautifully participative. I noticed you do a blessing of the animals too on the farm. So good thing these are blessed chickens and blessed dairy goats, blessed dogs and cats. What other sort of liturgical shenanigans have you tried to help people live into this embodied faith practice?Elaine Heath We do so many things. It's so much fun. It's never boring. It's never boring. We have a ritual in the fall, in late November, where we tuck the farm in and put it to bed for the winter, and we have the children come, we get some compost. You know, we've cleared out the beds, and they're gonna rest now. And so the children put some compost in. And we have a liturgy that we use. We light candles, and we thank Mother Earth for the food, we thank God for the opportunities. And so this is one of the things that we do ritualistically. We also have a spring ritual. It's very Hebrew-Bible like, right? With these seasons and the crops and the things with the liturgical seasons, we also have done a bunch of things. My favorite one so far was for epiphany, and this was two years ago. And so I had the interns from Duke Divinity School do the bulk of the planning. I just gave them a little bit of guidance about the four-fold order of worship and just some things like that. So we had a journey through the forest. It started here. We went on the forest trail. Of course, it was dark outside, and they had gone ahead and set up fairy lights at certain places where we're going to stop. And one of the interns' fiance was a musician, so he had his guitar, and he had one of those things where you can play the harmonica and play the guitar at the same time, but he was our troubadour, and all of us were the Magi. So there's this troop of Magi, and we would stop at each station along the way, and there were prompt questions that we would take five minutes, and people could respond to these questions. There would be a scripture reading, and we respond to the question, we go to the next station. And it was so amazing. People shared from their lives in a very deep way. It surprised me how quickly they went deep. Well, it was dark, and there were these twinkle lights, and there was the troubadour. Then we finally got up to the Christ child, and we went into the goat barn. And honestly, I get chills every time I even remember this. But the students had set up in the goat barn—and the goats were in the barn. Okay, they were behind a little chain link thing so they didn't step on the icons and everything. But they had set up an altar at the base of the feeding trough with a big icon of Mary with the Christ Child, candles, and some other things there. There were different icons and some fairy lights. And we went in there, and we all crowded in and began to sing. We sang “This Little Light of Mine,” we sang some Christmas carols, and finished the story. And then we came back to the house and had some snacks and talked about what kind of wisdom was given to us since we were Magi. We were going to be people seeking wisdom and seeking—it was the most beautiful thing. And we've done lots of things like that. We see the land here is a primary text to learn from and to listen to and to observe, not as a metaphor, but as, it's actually a conversation partner. So we do things like that.Debra Rienstra That playfulness is so exciting to me, this sense of using our tradition, using our scriptures, using the skills that we've honed as people of faith over generations, singing together, praying together, but experimenting with those things in new contexts and new ways, in new forms of embodiment that are just faithful and yet playful. And so, as you say, people go deep because they're sort of jarred out of their habitual ways, and that can be such a great formational moment and bonding moment too, and it's very memorable. We remember that in ways—you know, you had such joy on your face as you're describing that. What would you say as you look back over the last, well, let's see, it's been almost eight years? Seven, eight years here at this location. What would you say has given you the most anguish and what has given you the most joy?Elaine Heath Oh, anguish. Which story should I tell?Debra Rienstra Yeah, I don't want to make it sound like it's all been beautiful and romantic and perfect.Elaine Heath Whenever you have community, you have drama. Well, you know, at your typical church, you're gonna have drama sometimes. But what we've found a few times, and it's pretty predictable. This happens in traditional monasteries too, which is why they have novitiate periods that are sometimes quite lengthy and sort of staggered, like you put your toe in the water. People of very high capacity who are deeply grounded spiritually and have a real vision for the gospel, are attracted to community life like this. People who are really hurt, who've had a lot of brokenness, especially from religious institutions or abusive situations, trauma that that is unresolved, that has a lot of unhealed wounds, are also attracted to places like this, often with a sort of utopian hope, because of, you know, life's deficits.Debra Rienstra And they feel that this is a place of healing, and they're right about that.Elaine Heath They're right about it. And so what actually happens is sometimes with the person, the second category of person, will come and join in and just be so full of gladness, because, “Oh, these, these are real people, like they're really doing things in the world. This is what I've longed for.” But then, as relationships form, and we're doing life together, and we all bump up against each other at times, the unhealed wounds fester. And the way I see it is, God's bringing them to a place where, if they'll just do their inner work now, now that it's clear what's the next step—if they'll take the next step, whether it's get some therapy, stay on your meds, get some support for your addiction recovery, whatever the things are—if you'll take the next step, then this is a very supportive community that can help you. It's a village that can be around you and you will heal here in the context of this village. But sometimes people are not willing or not able, or it's not time in their own sense of what they can do, and so then they'll leave. Sometimes when people leave, this happens in traditional churches, for whatever reason, this is a common sort of psychological reaction, they'll create some sort of chaotic drama to be the excuse for leaving, rather than have to face the fact that it was time for me to take the next step, and I was too scared. Because that takes a lot of self awareness, you know, to come to realizations about things like that. So I know from talking to people, from, you know, friends that are in traditional monasteries and convents that this is a common thing that happens there. So it happens here sometimes, and it's never easy. It's always painful and always challenging, you know, but with God's help, we get through it. And so that's the anguish, when those kinds of things happen. We've had a time or two where, over the last 20 years, really, where a person would come in, usually a young adult who's very idealistic, and they're like, “This isn't a new monastic community. You're not forcing people to pray three times a day!” You know, whatever the thing is that they have in their head that is supposed to be, because we're pretty gracious, you know.Debra Rienstra You don't get up at three in the morning.Elaine Heath Yeah, that's not us. We can't do that because, especially if you've got families with children and, you know, you've got to get up and go to work in the morning. So sometimes there will be somebody that figures they know more than everybody else in the room, and they want to take over and run the joint. You know, that's not going to happen. So then that sometimes creates some anguish. What about the joy? The joy is—and there's so much to give me joy. I really, really love seeing people come alive, like I really love seeing people who have, especially people who have been harmed by religion, because of their identity or because of anything, and they find deep spiritual friendship. They find how to connect, in Buechner's words, their deep passion with the world's great need, and start a new thing. And it gives them so much joy. And it's actually helping people. It's helping the world. And just sort of fanning that flame, that gives me a lot of joy. I have so much joy being in touch with the land and the animals. I just really experience them directly mediating God to me. I feel the divine life in them, and I feel, I guess I get a lot of dopamine hits when I'm out there harvesting and when I'm, you know, brushing the goats and talking to the chickens and whatnot.Debra Rienstra They are blessed chickens!Elaine Heath They are blessed chickens.Debra Rienstra What advice would you give to church people who, even though they love their church and their community, recognize that something needs to change, but they don't know where to start? What advice would you give?Elaine Heath To start in their own home, if at all possible, start in their own neighborhood. Start having neighbors over for dinner. Do not tell them we're going to have a Bible study now, because that's—it's not to have a Bible study. It's to form friendships with our neighbors. Start neighboring well. Figure out who lives on my street. Who lives across the street? Invite them for dinner. Have neighborhood potlucks. We did this in Texas, right after we moved there, I think they're still going. We'd have 50 people in our house sometimes. But just invite the neighbors for dinner. Have a potluck. Get to know them. Remember their birthdays, go to their kids' graduation. When you find out their mother died, go to the funeral. It's so simple. It's just such basic neighboring. That's where to start. It's not a church program. It's not making you stop going to church somewhere, to go to church over here. What you're actually doing is living church in your own neighborhood. Start doing that.Debra Rienstra Elaine, it's been such a pleasure to be here on the farm with you and to talk with you, get to know you a little bit. Thank you for what you do, and thank you for spending some time with me today.Elaine Heath It's been a joy. Thank you for the interview.Debra Rienstra Thanks for joining us for show notes and full transcripts, please visit debrarienstra.com and click on the Refugia Podcast tab. This season of the Refugia Podcast is produced with generous funding from the Calvin Institute of Christian Worship. Colin Hoogerwerf is our awesome audio producer. Thanks to Ron Rienstra for content consultation as well as technical and travel support. Till next time, be well. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit refugianewsletter.substack.com

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Life with One Eye

Play Episode Listen Later Oct 19, 2025 29:18


Audiobook.  Mature listeners only (18+).  Inspired by Swami Turiyananda.

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Poptillæggets bogklub: Vi læser ‘Blokkene' og taler om politik, magi og revolutioner

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Play Episode Listen Later Oct 17, 2025 45:46


Hen over vinteren læser Poptillægget en bog sammen med jer, der har lyst til at læse med - eller bare lytte med til læsningen. Bogklubbens første bog er Deniz Kiys debutroman ‘Blokkene’, som er en vidunderlig poetisk bog, der giver stemme til mange forskellige slags skæbner. Romanen er opbygget af vignetter, som følger beboere i en fiktiv boligblok, mens det politiske med jævne mellemrum ryster fundamentet under dem. Vi tager jer med ind i ‘Blokkene’ og taler om alt fra sociale dynamikker og skænderier til spøgelser og sorg. PANEL Liv Duvå, forfatter. Anbefaling: Romanen ’Ixelles’ af Johannes Anyuru. Carla Rafaella, stifter af og redaktør på Det Lilla Rum. Anbefaling: Liv Duvås roman ‘Ned fra himlen’. Vært: Lucia Odoom. Anbefaling: Lyt til ’The Best of 2Pac’. REDAKTION Lucia Odoom og Jonas Bach-Madsen. See omnystudio.com/listener for privacy information.

Money Mastery UNLEASHED
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Money Mastery UNLEASHED

Play Episode Listen Later Oct 16, 2025 10:30


How much you need to retire quiz: https://bit.ly/Adam-OlsonHere's Why the New $6,000 Senior Bonus Deduction Could Change Your Retirement Tax Plan (2025–2028) 8431621.1Most retirees miss temporary tax windows. This one's big. In this video, I break down how the new $6,000 senior bonus deduction (up to $12,000 for couples) can reduce your taxable income, who qualifies, and how to coordinate withdrawals, Social Security timing, QCDs, and HSAs to keep more money in your pocket during the 2025–2028 window. 1. Here's Why the $6,000 Tax Break means...What you'll learnWho qualifies and how the phase-out works (why MAGI management matters)Withdrawal sequencing to preserve the deduction and potentially drop tax bracketsHow to stack this with the senior standard deduction, QCDs, and HSA strategiesA real-world case study saving nearly $10,000 over four years without cramping lifestyleHow our Red Zone Retirement Planning process builds a multi-year income plan around this windowChapterswhy this mattersWhat the $6,000/$12,000 deduction isEligibility, phase-outs & MAGIWithdrawal strategy optimizationTiming Social Security & Roth conversions Case study: Save ~$10k over four years How to stack with QCDs & HSAs Implementation framework (step-by-step) Takeaways & next stepsHelpful linksStart your Red Zone Retirement Plan (questionnaire): adamolson.biz/quizGrab a free copy of my book Red Zone Retirement Plan — comment “book” belowWork with us: adamolson.biz | adamdolson.comWho this is forPre-retirees and retirees who want a coordinated withdrawal plan that aligns guaranteed income to needs and invests for wants—while capturing temporary tax breaks when they're available.DisclaimersThis video is for education only and not individualized tax, legal, or investment advice. Tax laws can change; consult your CPA/attorney for your situation. Mutual of Omaha and affiliates are separate from any tax or legal entity referenced.Hashtags#RetirementPlanning #TaxPlanning #SeniorBonusDeduction #RothConversions #QCD #HSA #RedZoneRetirement #FinancialPlanner #RetirementIncome #TaxStrategyInvesting involves risk, including loss of principal. Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions. Any strategies discussed may not be suitable for everyone. Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC. Adam Olson, Representative. Mutual of Omaha Investor Services is not affiliated with any entity listed herein. This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product.Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties. Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.

OBS
Asemisk skrift: Kvalificerat nonsens i uppror mot tidens tvång

OBS

Play Episode Listen Later Oct 16, 2025 9:47


Med okonventionellt och söndersprängt bruk av språket gör den asemiska skriften revolt. Thomas Millroth lyfter fram en okänd pionjär. Lyssna på alla avsnitt i Sveriges Radio Play. ESSÄ: Detta är en text där skribenten reflekterar över ett ämne eller ett verk. Åsikter som uttrycks är skribentens egna.Den franske tänkaren Roland Barthes hävdade att de företeelser han kände igen och kunde sätta namn på inte berörde honom, det var det han inte kunde beskriva som var viktigare; det obeskrivliga var ett tecken på en oro som grep djupt in i känslorna.Det finns vissa böcker som består av bokstäver eller krumelurer som ligger till synes huller om buller. För läsaren är det ovant, ja till och med obegripligt vid första ögonkastet. Men om vi följer Barthes så bör vi visa dem intresse. Denna visuella konstform eller poetiska praktik har till och med ett namn: Asemisk skrift. Det påminner om språk, men saknar semantik, mening – åtminstone i vanlig mening. Ofta liknar det ett slags attentat. Som hos dadisterna eller det lite mer estetiskt väluppfostrade 1960-talets söndersprängda språkbilder och skrivmaskinsdikter.Men den asemiska skriften är mer än ögonblickets estetiska chock. För jag måste ju ta själens oro på allvar då alfabetet och grammatiken kollapsar.Tag som exempel Åke Hodell och Jarl Hammarberg från 60-talets avantgarde.År 1966 skapade Hodell ett häfte om någonting så obeskrivligt som Förintelsen. Som titel valde han en fiktiv koncentrationslägerfånges tatuerade identitet, CA 36715 (J). Svarta linjer krängde sig som böljande klotter sida upp och sida ner. Det gick inte att beskriva det obeskrivliga på annat sätt än som en suddig spegelbild av det förflutna. Det var många i kulturlivet i mitten på 60-talet som närmade sig Förintelsen, de flesta använde dokumentära detaljer. Men Hodell valde fiktionen – Resultatet var minst lika skakande.För poeten Jarl Hammarberg gällde skriften och fiktionen Livet. Allt han gjorde red spärr mot samhällets konventioner. 1965 fälldes han för uppvigling efter sin utställning Vägra Döda Vägra Värnplikt. Han hade fyllt hela Galleri Karlsson med krängande protesterande bokstäver. Alfabetets konventioner förvandlades till protest. Och i ett seriehäfte från 1993 avlägsnade han allt från själva rutorna och fyllde dem med krossade ord och lustiga krumelurer. Hos honom gick kaos och uppror hand i hand. Och när jag läser Hammarberg tänker jag ofta att den asemiska skriften har rötter i tungotalande och magiska riter. Det är ett sätt att svära mot nutiden och hoppas på framtiden - och han mässade: AJNAJNAJNAJNAJNAJN….En andlig revolt med språk och liv som ett. Magi och besvärjelse.Men vilken ordschaman står bakom den här besvärjelsen?”fffööörrrstttaaa,gggååånnnngggernnnn”iiiwwwååårrr”H”errreeessstttjjjääännnssstt.”Författaren hette Sone Daniel Sonesson. Intagen 1932 på mentalsjukhus. På 1940-talet lyckades han få tag på en liten anteckningsbok som han fyllde rad för rad. Bokstäverna hackades sönder, drogs ut i en ström av ren och skär – asemisk skrift. Men kan jag tala om asemisk skrift och jämföra med Hammarberg och Hodell. Sonessons häfte gjordes ju ett par årtionden före dem, han själv var outbildad karl från Västra Ströö med sexton syskon, en olycklig inspärrad patient utan minsta kontakt med kulturlivet. Det spelar ingen roll. Precis som hos Jarl Hammarberg var hans energiska skrift ett slags magi och besvärjelse - av sin egen existentiella ovisshet. Och redan etiketten på notisboken pekar mot ett okonventionellt men sammanhållet innehåll. Sonesson har med sin vackraste handstil blandad samman sitt eget namn med en barndomskamrat från hembyn: Herr o Fröken Daniel o Berta Ericsson Sonesson. Hur viktig den här legeringen av de två namnen, en man och en kvinna, var för honom, förstod jag när jag långsamt läst igenom häftet. Jag ska återkomma till det.De skrivna raderna är frågande inför sakernas tillstånd och den allmänna moralen: och här använde han precis som Hammarberg den asemiska skriftens kärnegenskap - att undvika visshet. Med bläckpennan i staccato utplånade Sonesson det mesta i det konventionella språket och bollade vildsint med skiljetecknen. Det liknar en obarmhärtig utplåning av språket och bär tecken på förtvivlan. Glöm inte att han är inspärrad, av och till blir han rasande och svär över ” denna Djävliga Wäärld” för att sedan förtvivlat viska efter sin ”lilla flicka”, det vill säga den nämnda barndomsvännen Berta.En gammal kärlek eller inte? Årtionden hade gått sedan de träffats och hennes namn blev nu en bärare av hans egen kluvna identitet. Regelbundet dyker skärvor av manligt och kvinnligt upp. Och det är en av nycklarna till hans dikthäfte. Läkarna på det första mentalsjukhus han hamnade på, Maria i Helsingborg, noterade i journalen att han sade sig vara ”hälften man och hälften kvinna och talade som man med grov basröst och som kvinna med pipig röst”. Och när han nämnde barndomsvännen Berta Ericssons namn var det kanske en längtan till en försvunnen tid – och frihet – men framför allt står hon för den kvinnliga delen i hans splittrade person. Han plågades av sin kluvenhet, att han samtidigt var två kön, man och kvinna, men inte förmådde förena de båda sidorna hos sig själv. Raderna och rollerna böljar fram som saknadens vågor sida efter sida i häftet. Han försöker fläta samman namnen: Sone Daniel Berta Sone Ericsson, Daniel och så vidare. När jag läst klart Sonessons häfte kvarstår den hopplösa livssituation han attackerade med sitt sprängda språk. För Sonesson fanns ett naturligt slut; häftet var fullskrivet. Och på de sista sidorna upphör den asemiska skriften men inte den magiska besattheten, raseriet och sorgen. Med vacker skrivstil drömmer han om sin begravning – den enda upprättelse han kunde fantisera fram:”Det är visserligen sant i denna värld var det en så god man och kvinna som hetter (!) Dalle Berta eller Daniel Berta Sonesson Ericsson I denna jordmån vill jag en gång viga mig med min Frändesjäl.”Man bör förstås fråga sig om inte inträngandet i den asemiska skriften riskerar att förflytta den från Barthes kategori av obeskrivlighet och in i det avförtrollade, tydbara. Men orden räcker inte, språket kollapsar inför det obegripliga och ogripbara hos både Sonesson, Hodell och Hammarberg. I stället återstår den asemiska skriftens besvärjelser mot tidens tanketvång och moral.Thomas Millrothkonsthistoriker och kritiker

Preacher Podcast
Year A – Epiphany – Christ the Savior Is Born – Love’s Pure Light Beams From Thy Holy Face – Matthew 2

Preacher Podcast

Play Episode Listen Later Oct 15, 2025 38:40


Matthew 2:1-12 Magi from the east were the first in a long line of Gentiles would join Israel in worshiping Jesus as King. The Foundation Preacher Podcast is provided to you by WELS Congregational Services. The Foundation resources were created to help churches allow the gospel message heard in worship, to echo throughout the week. […]

Too Opinionated
Too Opinionated Interview: Thaao Penghlis

Too Opinionated

Play Episode Listen Later Oct 14, 2025 50:38


Nominated for three Emmys Thaao Penghlis just completed his 41 st year on Days of our Lives and “Beyond Salem,” a five episode mini -series for the NBC's Peacock channel. Thaao starred in the films Slow Dancing in the Big City, Altered States, The Bell Jar and The Mirror. Penghlis then won the role of the charismatic Tony DiMera on Days of our Lives. Penghlis played Nicholas Black on the prime time series revival of Mission: Impossible. On television, he has starred in the miniseries Sadat, appeared opposite Omar Sharif and Jane Seymour in the miniseries adaptation of Sydney Sheldon's Memories of Midnight, and played a terrorist in the critically acclaimed television film Under Siege. His most unusual role was playing the lover of Dame Edna as Colonel Godowni in the cult classic Les Patterson Saves the World. A world- class traveler, Penghlis had his first book “PLACES” published in 2015 garnering great reviews. It deals with his journeys to the Middle East and the dangers he encountered in Syria, Lebanon and Egypt. His second book “Seducing Celebrities One Meal at a Time” was released in November 2016' Thaao's lifelong fascination with Archaeology, researched the famous archeologist Heinrich Schliemann who is the subject of his screenplay and podcast. The ultimate adventurer, Penghlis has trekked across the Sinai desert, climbed Mt. Sinai, soared in a hot air balloon over the Valley of the Kings in Egypt, and survived both crashes and an attempted kidnapping. His Podcast “The Lost Treasures” was released September 2023. It is based on Heinrich Schliemann's discovery of Troy and ‘Mycenaean,' Greece. Thaao's newest podcast is "The Great Escape" and it explores the Holy Family's escape into Egypt, detailing their journey, the historical context of King Herod and the Magi, and the origins of the Coptic religion.    Want to watch: YouTube Meisterkhan Pod (Please Subscribe)

Heksegryta: Kaffe - Tarot - Magi
#28S3 - Halloweenkalender spesial: Møt Ayla: negledesign + jakt = magi✨

Heksegryta: Kaffe - Tarot - Magi

Play Episode Listen Later Oct 14, 2025 111:57


Velkommen til en ny episode i Heksegryta✨I denne Halloweenkalender-bonusepisoden får du et unikt innblikk i neglesalongen il negledesigner og jeger Ayla. Av Ayla kan du få et neglesett til Halloween (vinner blir trukket fredag 24. oktober) og deilige negeleprodukter (vinner blir trukket 31. oktober).

Totally Rad Christmas!
Remote Control (w/ Ken, Scott & Vinnie)

Totally Rad Christmas!

Play Episode Listen Later Oct 9, 2025 70:11


What's up, dudes? Remember MTV? Remember when hen it first started showing something other than videos? We do! I've got Ken Kessler from Sounds of Christmas, Scott Leopold from Holly Jolly X'masu, and Vinnie Brezinsky from Huey and Bax here to talk Remote Control Christmas! Ken Ober hosted this season 3 episode.It's the infamous Christmas episode, and the round begins with the magi competing. Of course, wise as they are, they aren't too knowledgeable about classic sitcom television. Consequently, they get all the questions wrong except those about Laverne & Shirley. In round two, a set of real contestants—Joe, Keith, and Kimberly—compete for the prize. Colin Quinn sang twice, and Kari Wuhrer acted out a condensed version of A Christmas Carol.  Ultimately, Kimberly's chair was flipped, leaving Joe against Keith.Eventually Joe triumphed in the Think Real Fast round, but ultimately floundered in the Grand Prize round. He only identified 5 of the 9 music videos.Melchior? Check. Balthazar? Got him. Shemp?! Well, Curly died… so grab your remote, eat your snacks, and watch tv with the episode on Remote Control Christmas!Sounds of ChristmasFB: @SOCMusicTwitter: @SOCMusicIG: @socmusicHolly Jolly X'masuFB: @HollyJollyXmasuTwitter: @HollyJollyXmasuIG: @hollyjollyxmasuGive us a buzz! Send a text, dudes!Check us out on Facebook, Twitter, Instagram, Totally Rad Christmas Mall & Arcade, Teepublic.com, or TotallyRadChristmas.com! Later, dudes!

Money Mastery UNLEASHED
Retirement Stats You Wouldn't Believe If I Didn't SHOW You

Money Mastery UNLEASHED

Play Episode Listen Later Oct 9, 2025 12:10


How much you need to retire quiz: https://bit.ly/Adam-OlsonShocking Retirement Facts You Wouldn't Believe (…and how to fix them)Most people focus on hitting a “magic number.” The truth? A handful of overlooked facts can quietly wreck an otherwise solid retirement. In this video, I break down the most surprising (and costly) traps I see as a CFP—and how our Red Zone Retirement Planning Process helps you avoid them.What you'll learnThe “tax torpedo” effect and why your MAGI matters more than your balanceHow IRMAA surcharges sneak up on high-income retireesWhy sequence-of-returns risk makes the first 5–10 years so criticalThe spending mistake that drains portfolios faster than you thinkRoth conversion windows (before RMDs/Medicare) most people missThe Go-Go / Slow-Go / No-Go framework to spend confidently and keep growingMy retirement frameworkWe align guaranteed income (Social Security, pensions, annuities, rental/dividends) to cover needs—then invest for wants (travel, hobbies, family) with a risk-right mix. Finally, we bucket assets for Go-Go, Slow-Go, and No-Go years so you're protected early and positioned for growth later.Chapters00:00 Intro — The facts nobody tells you01:18 The tax torpedo (and how to defuse it)03:42 IRMAA & healthcare cost surprises06:05 Sequence-of-returns risk in plain English08:27 Smarter withdrawal guardrails (not just 4%)10:10 Roth windows before RMDs & Medicare12:04 The Go-Go / Slow-Go / No-Go plan14:20 Action steps & next movesWork with meIf you're 5–7 years from retirement and want a clear, tax-smart income plan, let's talk.

Medicare Moments
Understanding Medicare's Girlfriends MAGI and IRMA

Medicare Moments

Play Episode Listen Later Oct 8, 2025 12:07


Toni explains Medicare's MAGI and IRMA. Toni's new Medicare Survival Guide Advanced Edition book is available now - pick up your copy at www.tonisays.com Want more information? Take advantage of Toni's brand new video series now a available at https://tonisays.com Remember - with Medicare it's what you don't know that will hurt you! There's so much good information in this podcast, please be sure to share this podcast with your friends! Recognized by feedspot.com as one of the best Medicare Podcasts in the nation! Write Toni - info@tonisays.com. Toni's book is available at www.seniorresource.com and https://tonisays.com You can call Toni at 832-519-8664 Toni welcomes all Medicare questions. Toni now offers informative Medicare Webinars for all of your Medicare needs at https://tonisays.com You can find Medicare Moments wherever you find your favorite podcasts, such as: Apple: https://apple.co/44MoguG Spotify: https://open.spotify.com/show/7c82BS4hb145GiVYfnIRsoAmazon Music: https://music.amazon.com/podcasts/884c1f46-9905-4b29-a97a-1a164c97546b/medicare-moments?refMarker=null You can find Medicare Moments at: https://podcasts.seniorresource.com/medicare-moments/ Toni's new book: Maze of Medicare is now available at www.tonisays.com Combining Scripture with Medicare, it is the only book of its kind. Toni's columns appear weekly in about 100 newspapers across America. If you would like Toni's column to appear in your local paper, or if you would like Toni to speak at an event - contact Toni King at 832-519-8664 Thank you for listening and be sure to tell your friends about Medicare Moments! Blessings! Toni KingSee omnystudio.com/listener for privacy information.

The Mark Perlberg CPA Podcast
EP 125 Maximizing “Use It or Lose It” Tax Breaks for High Earners

The Mark Perlberg CPA Podcast

Play Episode Listen Later Oct 4, 2025 30:05 Transcription Available


Send us a textWe challenge the idea that lower is always better for taxes and show how “use it or lose it” deductions and credits vanish when income is either too high or too low. We map the sweet spots that unlock SALT, QBI, and child credits, and share moves to land there on purpose.• standard vs itemized deductions and why timing matters• SALT cap expansion and the $500k–$600k AGI phaseout• AGI-reducing vs taxable-income-reducing strategies• QBI rules, SSTB phaseouts, and the ~$395k MFJ target• stacking SALT and QBI for outsized savings• when adding income beats cutting it, including Roth conversions• child tax credit thresholds and why MAGI control matters• state nonconformity to bonus depreciation and planning implications• practical levers: retirement deferrals, cost seg, oil and gas, expense timing

The 'X' Zone Radio Show
Rob McConnell Interviews - ROBERT LEE CAMP - Astrology and the Science of the Cards

The 'X' Zone Radio Show

Play Episode Listen Later Oct 2, 2025 54:02 Transcription Available


Robert Lee Camp was born into a relatively poor family in West Virginia in 1953. The first of seven children, he always had an interest in self-improvement which eventually lead to spirituality. In 1976 he moved full time into a yoga school in Pennsylvania and was a celibate and renunciate for five years and a resident leader and teacher for 10 years. It was there he was first exposed to the idea of astrology to which he took to immediately.Robert discovered the Science of the Cards in 1988 when a friend showed him a copy of Sacred Symbols of the Ancients. He was already doing astrological readings at the time and was stunned by the accuracy of what he read there. That book eventually lead him to his teacher, Arnie Lein, with whom he took numerous lessons in order to master this ancient system. Arnie Lein did not live long after Robert met him and died about a year later. This prompted Robert to dedicate himself to spreading this knowledge of the cards to the world, and write and publish his first book, which was entitled The Atlantean Oracle. He used his knowledge of computer programming to create all the yearly spreads that his book displayed, to make reading the cards much easier than the method taught by Mr. Lein.In 1992 Robert discovered The Order of the Magi, who were located in Paradise, CA. On his second trip to meet with them, he was told he was to be initiated into the Order due to his commitment to the cards and his past lives, in one of which he served the prophet Daniel. In May of that year, he was initiated as a Grand Master in the Order of the Magi on Terra. It was from this initiation that Robert realized the spiritual underpinnings of this amazing system and dedicated himself to making it known to the world.As Robert used and taught the Science of the Cards to others, he made many discoveries about the system, ones that brought out even more meaningful information that had never been taught. Much of what is common knowledge about the cards today is a result of his experience and research.While in Los Angeles, CA, Robert was able to perform readings for several Hollywood celebrities, but eventually decided to move up to Paradise to rewrite his book. With the support of his students, Robert published The Cards of Your Destiny, which became much more successful. He was discovered by accident by Sourcebooks, Inc. just as he was writing his Love Cards book and accepted a publishing deal for both books.After that he spent year teaching classes, developing software, and doing readings for others. Now, over 30 years later, he has sold hundreds of thousands of books and card science has become much more available and visible to the world. His books have been translated and published in Russian, Chinese, and other languages. He continues his work and is helping train students to become readers and teachers. Robert currently resides in Asheville, NC with his wife Lena Rachel and son, Radheya.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-x-zone-radio-tv-show--1078348/support.Please note that all XZBN radio and/or television shows are Copyright © REL-MAR McConnell Meda Company, Niagara, Ontario, Canada – www.rel-mar.com. For more Episodes of this show and all shows produced, broadcasted and syndicated from REL-MAR McConell Media Company and The 'X' Zone Broadcast Network and the 'X' Zone TV Channell, visit www.xzbn.net. For programming, distribution, and syndication inquiries, email programming@xzbn.net.We are proud to announce the we have launched TWATNews.com, launched in August 2025.TWATNews.com is an independent online news platform dedicated to uncovering the truth about Donald Trump and his ongoing influence in politics, business, and society. Unlike mainstream outlets that often sanitize, soften, or ignore stories that challenge Trump and his allies, TWATNews digs deeper to deliver hard-hitting articles, investigative features, and sharp commentary that mainstream media won't touch.These are stories and articles that you will not read anywhere else.Our mission is simple: to expose corruption, lies, and authoritarian tendencies while giving voice to the perspectives and evidence that are often marginalized or buried by corporate-controlled media

In Grace Radio Podcast
Are Tongues for Today? Biblical Answers Revealed | Answers Part 46

In Grace Radio Podcast

Play Episode Listen Later Sep 30, 2025 25:56


Is the gift of tongues still for today, or did it cease with the early church? And who really were the Magi—where did they come from, and how did a star lead them to Jesus? Join Jim Scudder on InGrace as he his series, “Answers”, answering your real-life Bible questions.

What The Wealth
Bridging The Healthcare Gap: Planning For ACA Subsidy Expiration And Early Retirement Costs (114)

What The Wealth

Play Episode Listen Later Sep 29, 2025 18:20 Transcription Available


On episode 114 we lay out how the potential expiration of enhanced ACA subsidies after 2025 could affect early retirees and what can be done ahead of time to prepare. Practical planning moves to manage MAGI, use HSAs, shore up cash flow, and keep retirement on track without panic.• Expanded subsidies, what they did and why they matter • When the enhancements are set to expire and likely 2026 impact • How uncertainty creates budgeting stress for early retirees • Sticker shock for ages 58–64 off employer plans • MAGI management with CPAs and planners • HSA strategy to bridge pre‑Medicare years • Delaying large purchases to maintain flexibility?• Should you consider part‑time work with benefits?

Sierra Bible Truckee
Matthew 2 – Wise, Wicked, and Whatever

Sierra Bible Truckee

Play Episode Listen Later Sep 29, 2025 49:44


In this week's message from Matthew 2, Pastor Jesse shows us how God's promises are unfolding through Jesus' birth. We see Joseph caught in a crisis, choosing to obey God even when it was costly, and the Magi traveling from far away to honor Jesus with their worship and gifts. This teaching invites us to […] The post Matthew 2 – Wise, Wicked, and Whatever appeared first on Sierra Bible Church.

Money Wisdom
Can You Really Pay Less Taxes on Social Security?

Money Wisdom

Play Episode Listen Later Sep 26, 2025 20:23


For many retirees, Social Security is one of the most important income streams, but also one of the most misunderstood when it comes to taxes. In this episode, Jake and Nick break down the rules around how Social Security benefits are taxed at both the federal and state level, and what strategies might help you keep more of what you've earned. Find out how the One Big Beautiful Bill reshaped standard deduction rules, creating new planning opportunities (and pitfalls to watch for). As Jake points out, extracting money in retirement is often far more complicated than accumulating it. That's why tax planning and income planning go hand-in-hand if you want to minimize surprises and maximize your retirement paycheck. Here's what we discuss in this episode:

Pace on Earth podcast
#367 - Fjällöpningens magi med Elin Hartelius

Pace on Earth podcast

Play Episode Listen Later Sep 19, 2025 62:55


Det här är ett avnsitt för alla som drömmer om fjällöpning. Det handlar om bergen och vidderna, och om hur tidsuppfattningen när man springer på fjället blir så annorlunda att man bara måste släppa prestationstankarna. Elin Hartelius har varit med i podden förut, för Johnny coachade Elin under hennes elitlöparkarriär. 2022 tävlade hon i landslaget i ultralöpning och representerade Sverige i EM i 24-timmars i Verona där hon slutade som Sveriges bästa dam med 229 km och en 17:e placering.  Men här träffar vi Elin för att prata om kärleken till fjällen och om hur det känns att bryta upp, ta med sig familjen och flytta från Göteborg till Funäsdalen. LÄNKAR Fjällöparveckan i Tänndalen 1-5 juli 2026, anmälan öppen nu! Vårt tidigare poddavsnitt med Elin nr 267 Elin Hartelius på Instagram https://www.instagram.com/v.i.e.w.e.l.i.n och https://www.instagram.com/mrmrshartelius

Prompt
Charlie Kirk, manglende Apple-magi og bilsoftware fra helvede

Prompt

Play Episode Listen Later Sep 18, 2025 56:19


Et politisk attentat fanget på video og delt millioner af gange på TikTok. Mordet på Charlie Kirk har ikke bare rystet USA, men også afsløret, hvor dårligt sociale medier håndterer blodigt indhold i en tid, hvor moderatorer er fyret, og AI skal rydde op. Samtidig har Apple igen vist verden sine nyheder: en tyndere iPhone og høretelefoner, der kan live-oversætte - bare ikke i Europa. Analytikere er skuffet - igen. Er Tim Cook løbet tør for magi? Og så tager vi hul på bilerne. For er en elbil virkelig en computer på hjul - eller kun når det er en Tesla? Henrik og Marcel mener, at de gamle europæiske bilmærker halser alvorligt efter, når det gælder bilernes styresystemer. Men vi har inviteret FDM ind for at udfordre påstanden. Værter: Marcel Mirzaei-Fard, vært og techanalytiker, og Henrik Moltke, DR's techkorrespondent.

Heart of a Man Podcast
How Will You Respond to Jesus? // Matthew Bible Study // Bill Moore

Heart of a Man Podcast

Play Episode Listen Later Sep 17, 2025 38:18


Heart of a Man is a men's community based our Carmel, IN. We exist to deeply connect men with a brotherhood equally committed to learning, growing, walking through life together and deepening in faith. Our mission is to build men into character-driven, committed disciples of Jesus, equipped to forge healthy, life-giving relationships at home, at work, and in their communities. Today's lesson is from Bill Moore, CEO and Co-Founder of Heart of a Man. Bill walks us through Matthew Chapter 2, where we see the responses from the Magi, King Herod, and Joseph. Through their responses, Bill challenges us to consider how we approach Jesus, and how we will respond when He calls us. Please visit us at www.heartofaman.org to learn more, to contact us, to purchase merchandise, donate to our ministry (we are a 501c3 and all donations are tax-deductible) or to join us in-person for one of our many Bible studies and classes!

Hörbar Rust | radioeins

Der Name unserer heutigen Besucherin versprüht mehr als nur einen Hauch von Zauberei – Magi Merlin verhandelt jedoch in ihren klugen Texten durchaus handfest-irdische Dinge wie Rassismus, Heteronormativität oder auch den Kapitalismus und seine Auswirkungen auf die Kunst, um nur einige zu nennen. Klanglich setzt die Kanadierin dabei auf eine originelle, verschroben-quirlige Interpretation von Neo-Soul, Indie-Pop und Alternative-R 'n' B; das ist dann der Teil, wo die (musikalische) Magie ins Spiel kommt. Zuletzt zu hören gab es die im April, als Magi ihre EP "A Weird Little Dog" online sowie auf Kassette (!) veröffentlichte. Momentan arbeitet sie an ihrem ersten Album, fand und findet derweil aber nicht nur Zeit, sich ihrer zweiten großen Leidenschaft, der Schauspielerei zu widmen (Anfang September startete der Film "Mile End Kicks") oder "zwischendurch" eine Single rauszuhauen, auf der sie ein Stück der britischen Post-Punk-Band Idles covert beziehungsweise besser: "adoptiert" (erscheint nächste Woche). "Nicht nur" deshalb, weil sie quasi auf dem Weg zum Hamburger Reeperbahn-Festival, wo sie am Donnerstag und Freitag gleich zweimal auftreten wird, auch noch einen "Zwischenstopp" bei uns im studioeins einlegt. Bei der Gelegenheit erfahren wir im Interview manches Wissenswerte über die Musikerin aus Montreal und ihre diversen Eisen im Feuer, ehe wir uns dann auch live von ihren künstlerischen Qualitäten überzeugen können.

Stories of the Messiah with Rabbi Schneider
Nativity: Follow The Star

Stories of the Messiah with Rabbi Schneider

Play Episode Listen Later Sep 8, 2025 16:02 Transcription Available


Welcome to the Christmas series! Magi, masters of alchemy and astronomy, notice an anomaly in the constellations. Their curiosity leads them to the scriptures, where they become convinced God has done something miraculous.  Sign up for special devotionals at StoriesoftheMessiah.com. As we dive deeply into iconic Bible heroes' enthralling narratives, we find more than just stories of faith and miracles. We discover a recurrent theme, a spiritual undertone that connects each tale to the grandeur of the Gospel. They're not just standalone legends; they're threads in a divine tapestry, weaving a story that foreshadows Jesus Christ, the ultimate hero, the promised Messiah who brings light to the darkest corners of history. For more Bible stories download the Pray.com app.  To learn more about Rabbi Schneider visit https://discoveringthejewishjesus.com/ See omnystudio.com/listener for privacy information.

Amplify Your Process Safety
Episode 132 - AR3 Volume 3

Amplify Your Process Safety

Play Episode Listen Later Sep 5, 2025 15:51


In this episode, Magi and Jackson discuss several incidents documented in the Chemical Safety Board's third volume of the Accidental Release Reporting Rule, or AR3 as we like to call it. This episode is focused on the importance of process safety training, hazard analysis, and proper procedures during startup and shutdown. Stay tuned through the end of the episode for an important message about the CSB!For more about the CSB's ARRR, or AR3 as we like to call it, read volume one here, volume two here, and volume three here, and be sure to check out the other episodes in our AR3 miniseries: Episode 121 - ARRR Summaries & TrendsEpisode 125 - AR3 Volume TwoEpisode 127 - CSB AR3 Breakdown - Preventing Incidents with Proper Lockout/Tagout (LOTO)Episode 130 - CSB AR3 Breakdown - Preventing Injury with Proper PPEEpisode 131 - CSB AR3 Breakdown: Human Error and Incompatible Chemicals

magi csb arrr chemical safety board
Overdue
Ep 718 - The Four Million, by O. Henry

Overdue

Play Episode Listen Later Sep 1, 2025 80:14


The name O. Henry is synonymous with more than just a candy bar. It's become shorthand for a brief, punchy tale that ends with a magical little twist. And this collection, his second published, contains such classic examples as the "Gift of the Magi" and "The Cop and the Anthem." Can you guess the ironic twist ending of this podcast? This episode is sponsored by Squarespace. Go to squarespace.com/overdue for 10% of your first purchase of a website or domain.Our theme music was composed by Nick Lerangis.Follow @overduepod on Instagram and BlueskyAdvertise on OverdueSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Dundalk Baptist Church Podcast
Matthew... When Magi Move West

Dundalk Baptist Church Podcast

Play Episode Listen Later Aug 31, 2025 34:17


3 wise men from East

The Jesus Podcast
Follow The Star

The Jesus Podcast

Play Episode Listen Later Aug 29, 2025 15:35 Transcription Available


Magi, masters of alchemy and astronomy, notice an anomaly in the constellations. Their curiosity leads them to the scriptures, where they become convinced God has done something miraculous.Today's Bible verse is Matthew 2:2, from the King James Version.Download the Pray.com app for more Christian content including, Daily Prayers, Inspirational Testimonies, and Bedtime Bible Stories.Pray.com is the digital destination for faith. With over 5,000 daily prayers, meditations, bedtime stories, and cinematic stories inspired by the Bible, the Pray.com app has everything you need to keep your focus on the Lord. Make Prayer a priority and download the #1 App for Prayer and Sleep today in the Apple app store or Google Play store.See omnystudio.com/listener for privacy information.

Retire With Ryan
Surviving the ACA Subsidy Cliff, #267

Retire With Ryan

Play Episode Listen Later Aug 19, 2025 22:02


The future of Affordable Care Act (Obamacare) subsidies is a pressing issue for retirees and anyone shopping for health insurance on the ACA marketplace.  With the generous subsidies brought by the American Rescue Plan Act set to expire at the end of 2025, I break down exactly how these subsidies work, what changes are coming in 2026, and what that means for your wallet. We're talking eligibility thresholds, how income is calculated, why premiums might rise, and—most importantly—shares practical strategies for lowering your adjusted gross income to continue qualifying for subsidies as the rules tighten. Whether you're planning to retire before age 65 or just want to make sure you're making the most of affordable health options, this episode is packed with actionable advice to help you navigate the shifting health insurance landscape. Stay tuned to hear how you can prepare before the subsidy cliff arrives. You will want to hear this episode if you are interested in... [00:00] ARPA health subsidy set to expire. [06:48] Special enrollment eligibility criteria. [09:49] Estimate income for subsidy applications. [12:50] Retirement subsidy eligibility insights. [16:38] Managing income for post-2025 health subsidies. [19:50] Retirement planning and tax strategies. What Retirees Need to Know About Expiring Subsidies in 2026 For many Americans considering early retirement, one of the pressing concerns is the high cost of health insurance before Medicare eligibility kicks in at age 65. The Affordable Care Act (ACA), often called Obamacare, has provided critical subsidies—tax credits that reduce monthly health insurance premiums for individuals and families who earn between 100% and 400% of the federal poverty level (FPL). Thanks to these subsidies, many retirees have found coverage that's far more affordable than what existed before the ACA. These subsidies aren't static, however. Their availability, amount, and eligibility thresholds have changed over time, notably with the enhancements set by the American Rescue Plan Act (ARPA) during the pandemic. But much of that is set to change again at the end of 2025, and retirees need to understand what's at stake and how they can prepare. How ACA Subsidies Work Right Now Currently, the vast majority of people purchasing health insurance through the ACA marketplace receive premium assistance. As of 2024, 91% of the 21 million marketplace participants benefit from some kind of subsidy, according to the Centers for Medicare and Medicaid. These subsidies are calculated based on household income and size, and for now, thanks to ARPA, even those earning above the previous 400% FPL cutoff have been able to secure relief. The system works on a sliding scale: the higher your income (relative to the FPL), the lower your subsidy—and vice versa. For instance, a single retiree in most U.S. states falls under the subsidy limit if their Modified Adjusted Gross Income (MAGI) is less than $60,640 (400% of the 2024 federal poverty level). For a couple, that threshold is $84,600. The subsidies fill the gap between what the government deems an affordable percentage of your income and the cost of a benchmark “silver” marketplace plan. The Big Change: Subsidy Cliff Returning in 2026 A crucial point highlighted in episode 267 of Carolyn C-B's podcast with Ryan Morrissey: the most generous version of these subsidies, courtesy of the ARPA, will sunset at the end of 2025. We are about to return to a world where if your income exceeds 400% of the FPL by even just $1, you lose all subsidy assistance—an abrupt subsidy cliff. Previously, the ARPA smoothed this out, allowing gradual decreases rather than outright elimination at the cutoff. That made planning far simpler for retirees managing taxable withdrawals from savings or retirement accounts. Starting in 2026, the sudden loss of these subsidies at the income cliff could mean the difference between a manageable $400 monthly premium and a staggering $2,700+ for a similar plan. To add to the challenge, insurers anticipate higher premiums in 2026 as healthier enrollees fall off plans due to pricing and subsidy loss. Planning Strategies for Retirees With the looming subsidy cliff, retirees may need to rethink their approach to generating retirement income. Since eligibility is based on income, not assets, it's possible to have significant savings but low reportable income, qualifying you for subsidies. Key strategies include: Harvest Extra Income Before 2026: Consider accelerating IRA distributions, realizing capital gains, or selling assets in 2025 while subsidies remain generous. Build Up Liquid Assets: By moving assets into cash accounts before retirement, retirees can “live off” cash in years they need to keep income low, preserving subsidy eligibility. Utilize Roth and Home Equity Withdrawals: Roth IRA distributions (if held 5 years and owner is 59½ or older) don't count toward MAGI; home equity lines or reverse mortgages can also provide non-taxable funds. Make Use of Pre-tax Contributions: While still working, increase contributions to 401(k)s, IRAs, and HSAs—these lower MAGI and can be a tool for subsidy planning. Congress may choose to extend or reform these subsidies again, but as of now, retirees should assume the cliff is returning. If you plan to retire—and especially if you'll rely on individual ACA coverage before age 65—be proactive. Monitor federal updates, calculate your projected MAGI, and consult a knowledgeable financial advisor for personalized guidance. Open enrollment begins November 1st each year—make sure to check your state's marketplace for updated premiums and subsidy parameters for 2026. Planning now can safeguard your health and your finances through a rapidly changing insurance landscape. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  The Affordable Care Act (ACA) American Rescue Plan Act (ARPA) Centers for Medicare and Medicaid Services Access Health CT  Health Insurance Marketplace  Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

Christadelphians Talk
Thoughts on the Bible Readings (1 Kings 13; Jeremiah 39, Mark 13) for Aug 18th.

Christadelphians Talk

Play Episode Listen Later Aug 17, 2025 3:51


In chapter 13 of 1 Kings we read of two prophets and Yahweh's denouncement of Jeroboam's altar and himself. God sent an unnamed prophet from Judah to prophesy what Josiah would do some 350 years later. As king Jeroboam stretched forth his hand to order the arrest of the dissident prophet he was struck with leprosy. Jeroboam had to plead for healing, which he was granted. The Judean prophet had been commanded by God to return immediately after the denunciation of Jeroboam and the prophecy that men's bones would be burnt on the altar by a man named Josiah. But the old prophet was beguiled into accepting hospitality from another unnamed prophet. While at the meal table the latter prophet told of the doom awaiting the Judean prophet. When the Judean prophet was returning to his home town he was met by a lion which slew him. The lion stood by his carcass. The Judean prophet's ass was not harmed by the lion. The ass remarkably did not flee but also stayed near the body of the slain prophet. The old prophet from Israel heard of these incredible signs and went and took the body of the Judean prophet and buried him in his sepulchre. The lying prophet from Israel commanded his sons that upon his death he should be buried in the same location as the Judean prophet. Although the punishment for the lying prophet seems severe Yahweh cannot tolerate falsity, especially when the impostors claim to be speaking the LORD's word. Deuteronomy is full of God's opposition to these liars as also we have seen in our readings in Jeremiah. What a wonderful record is contained in the 39th chapter of Jeremiah. It delivers the final judgment on the wicked Zedekiah - the day had come when iniquity had an end. That end came in the overturning of the kingdom of Judah. We are told that Jeremiah was saved by Royal command from Nebuchadnezzar. We note that Rabmag was present when Jerusalem fell. Rabmag was a title meaning "the chief of the Magi" and belonged to Daniel himself. Likewise Ebed-melech was delivered due to his trust in God Almighty, and his kindness to Jeremiah. As God had promised Ebed-Melech through Jeremiah the prophet. No doubt Daniel ensured that both Jeremiah and Ebed-Melech were rescued. Our 13th chapter in Mark tells us of the Olivet prophecy. Jesus, in response to his disciples pointing out to him the magnificence of the temple precinct, tells them all stones of that Temple will be overturned. Peter, James, John and Andrew ask him three questions in verse 4; which he answered in the subsequent verses to 27. Verses 5-13 answer the first question and the concluding statement was relevant to that generation, and for all time - the one who endures to the end will be saved. The 14th to the 23rd verses link the prophecies of Daniel 8 and 9 to our Lord's message. They have special reference to the Roman desolation of Jerusalem that would be fulfilled in the overturning of Zion by the emperors Vespasian and his son Titus in AD 70. The following 4 verses relate to the interval from then until Israel's regathering and national identity in 1948. This is outlined in the parable of the fig tree from Vv28 to 31. An exhortation to watchfulness is from verses 32-37. These final verses should be slowly read aloud by each of us as we meditate the message for the need for each of us to ready ourselves for our Lord Jesus Christ's coming. https://christadelphianvideo.org/christadelphian-daily-readings/

Tax Relief with Timalyn Bowens

Episode 65:  In this episode, Timalyn continues the discussion begun in Episode 64 about the One Big Beautiful Bill Act.  Today, she's explaining the no tax on tips deduction. If there is any part of this new tax law that you'd like to hear her cover, please let us know. No Tax on Tips Timalyn jumps right in to let listeners know that tips are still considered taxable income. In order for them to be deducted, they must also be reported to the IRS. The One Big Beautiful Bill Act created a new section in tax law that allows a maximum of $25,000 in qualified tips to be deducted from an eligible taxpayer's returns. This deduction is available for tax years 2025 - 2028.  To be eligible, the taxpayer must have a Social Security number. The social security number must be administered by the social security administrator prior to the due date of the tax return.  The tip is limited to the amount the taxpayer earned in qualified tips or $25,000, whichever is less.  For single taxpayers, the deduction begins to phase out once their modified adjusted gross income (MAGI) reaches $150,000. For taxpayers filing jointly with their spouse, that MAGI limit doubles to $300,000, but the deduction remains at $25,000. This deduction is not available to married taxpayers filing their taxes separately from their spouse. For every $1,000 the taxpayer goes over the MAGI limit, their deduction is reduced by $100.  The deduction is also available to self-employed taxpayers. They can only take the deduction up to the amount of their net income. It cannot create a loss.  Qualified tips must be cash and voluntary. This means that the payor has to select the amount of the tip. Tips earned in a tip-sharing arrangement or charged to a card count as cash tips for the purposes of this deduction.  Qualified tips will be found on the taxpayer's W-2, wage statements, contractor's 1099-NECs, and on third-party payment processing Form 1099-K. Taxpayers who report unreported tips on Form 4137 may also use that form to show their qualified tips.  Timalyn warns taxpayers that this is the year they may not want to let a family member who is not a professional handle their taxes. There are a lot of mid-year changes that, if not handled correctly, can lead to tax issues.  Need Tax Help Now? If you need answers to your tax debt questions, book a consultation with Timalyn via her Bowens Tax Solutions website.  Click this link to book a call. Please consider sharing this episode with your friends and family.  There are many people dealing with tax issues, and you may not know about it.  This information might be helpful to someone who really needs it.  After all, back taxes shouldn't ruin their life either. As we conclude Episode 65, we encourage you to connect with Timalyn on social media. You'll be able to subscribe to this podcast on Spotify, Apple Podcasts, YouTube, and many other podcast platforms.  Remember, Timalyn Bowens is America's Favorite EA, and she's here to fill the tax literacy gap, one taxpayer at a time.  Thanks for listening to today's episode. For more information about tax relief options or filing your taxes , visit https://www.Bowenstaxsolutions.com/ . If you have any feedback or suggestions for an upcoming episode topic, please submit them here:  https://www.americasfavoriteea.com/contact. Disclaimer:  This podcast is for informational and educational purposes only.  It provides a framework and possible solutions for solving your tax problems, but it is not legally binding.  Please consult your tax professional regarding your specific tax situation.

The Unexpected Cosmology Podcast
459 | Untold Mysteries of the Nativity: Magi & Nimrod, Perpetual Virginity, Infants & 144,000, Docetism

The Unexpected Cosmology Podcast

Play Episode Listen Later Aug 7, 2025 122:38


Support TUC Ministry 2025: https://gofund.me/553bccb2 https://www.gofundme.com/f/support-tu... Website: The Unexpected Cosmology Link: https://theunexpectedcosmology.com/ Archives page: https://theunexpectedcosmology.com/ar... Patreon Support:   / membership   Hebrew Match Dating: https://www.hebrewmatch.com/ Shelves of Shalom Publishing: https://shelvesofshalompublishing.com/ Contact: noelhadley@yahoo.com Facebook:   / theunexpectedcosmology  

Hell and Gone
Hell and Gone Murder Line: Molly Bish

Hell and Gone

Play Episode Listen Later Jul 31, 2025 34:14 Transcription Available


On June 27, 2000, Magi Bish drove her 16-year-old daughter, Molly Bish, to her summer lifeguarding job at Comins Pond in Warren, Massachusetts. Molly, the youngest in a close-knit family with her parents Magi and John, sister Heather, and brother John Jr., had started her new job eight days prior. A bright, athletic, and social teen, Molly had just been to her first prom, was on the honor roll, and played multiple sports. Her parents had relocated to Warren from Detroit, believing it was a safe place to raise a family. The day before Molly vanished, Magi noticed a mustached man in a white sedan staring at Molly in the pond's parking lot. Though he didn’t act overtly threatening, Magi felt uneasy enough to wait until he left. On June 27, she didn’t see him and felt reassured. As Molly got out of the car, she said to he mom, “I love you, Mom.” And that was the last time Magi ever saw her daughter alive. If you have a case you’d like Catherine Townsend to look into, you can reach out to the Hell and Gone Murder Line at 678-744-6145. See omnystudio.com/listener for privacy information.

Amplify Your Process Safety
Episode 131 - CSB AR3 Breakdown: Human Error and Incompatible Chemicals

Amplify Your Process Safety

Play Episode Listen Later Jul 29, 2025 20:01


In this episode, Jackson and Magi continue their miniseries on the CSB's Accidental Release Reporting Rule (AR3). They break down incidents that highlight the critical importance of identifying incompatible mixtures in chemical processes, including incidents at Domtar Paper Company, Darling Ingredients, and Tronx. This episode is about the consequences of human error and the need for rigorous safety measures. Stay tuned through the end of the episode for an important message about the CSB!For more about the CSB's ARRR, or AR3 as we like to call it, read volume one here and volume two here, and be sure to check out the other episodes in our AR3 miniseries: Episode 121 - ARRR Summaries & Trends Episode 125 - AR3 Volume TwoEpisode 127 - CSB AR3 Breakdown - Preventing Incidents with Proper Lockout/Tagout (LOTO)Episode 130 - CSB AR3 Breakdown - Preventing Injury with Proper PPEFor the CCPS Chemical Reactivity Worksheet, visit https://www.aiche.org/ccps/resources/chemical-reactivity-worksheet

Retire With Ryan
How the One Big Beautiful Bill Act Impacts Retirees, #264

Retire With Ryan

Play Episode Listen Later Jul 29, 2025 15:23


The One Big Beautiful Bill Act, signed into law on July 4th, brings about several important tax changes. I'm discussing what these updates mean, especially for retirees, and sharing practical advice on how to take advantage of new deductions and avoid unexpected tax hits.  From permanent adjustments to tax brackets and an increased standard deduction, to special benefits for those aged 65 and older, I cover everything you need to know to optimize your retirement strategy. Whether you're curious about Social Security taxation, itemized deductions in high-tax states, or planning smart Roth conversions, this episode is packed with insights to help you make informed financial decisions for your golden years. You will want to hear this episode if you are interested in... [00:00] An overview of the One Big Beautiful Bill Act (OBBBA). [06:13] Roth conversion tax implications. [07:29] Additional deductions for those over 65 increase total deductions. [11:35] TCJA and SALT deduction changes. [13:43] Strategies to lower taxable income for retirees. Key Tax Changes Every Retiree Needs to Know About the One Big Beautiful Bill Act One of the most impactful provisions of the OBBBA is making existing federal income tax brackets permanent. The 2017 TCJA tax brackets —10%, 12%, 22%, 24%, 32%, 35%, and 37% —had been set to expire after 2025, which would have led to higher rates. The new act not only locks these rates in place but also indexes the brackets for inflation. While there are minor changes in the income thresholds at the lower brackets, the net result is stability for taxpayers, and retirees can now plan with confidence, knowing their marginal tax rates aren't set for an imminent hike. Higher Standard Deductions Standard deductions also see positive changes, rising to $15,750 for individuals and $31,500 for married couples filing jointly. Previously, these figures were $15,000 and $30,000, respectively. With higher deductions, more retirees may find it beneficial to take the standard deduction rather than itemizing, saving time and potentially reducing taxable income. Extra Deductions for Retirees 65+ Perhaps the most significant impact for retirees: From 2025 through 2028, filers aged 65 and up can claim an additional $6,000 deduction per person. For couples where both spouses are over 65, that's a $12,000 boost, on top of the already existing extra deduction for seniors ($2,000 for individuals, $3,200 for couples). So, if both spouses are over 65 and income is below the required threshold, the combined standard deduction could reach $46,700. There is a catch, though: this extra deduction phases out as income rises, disappearing entirely for individuals making $175,000 or more and couples earning $225,000 or more in modified adjusted gross income (MAGI). The deduction is reduced by 6% for every dollar over $75,000 (for individuals) or $150,000 (for couples). For example, if a couple's MAGI is $200,000, they'd lose $3,000 of the $6,000 deduction per spouse. Timing IRA distributions or Roth conversions helps you stay under these thresholds and maximize deductions. Social Security Taxation Although there was political talk about ending Social Security taxation, the OBBBA preserves the old rules. How much of your Social Security benefit is taxable depends on your combined income, still calculated as adjusted gross income plus 50% of your Social Security benefit. The deduction enhancements may help lower your taxable income, keeping more Social Security benefits untaxed, but there are no direct changes here. Being mindful of when and how you draw taxable income can keep more of your Social Security out of the IRS's reach. Itemized Deductions and SALT Cap Changes For high-tax state residents and those with larger itemized deductions, another headline is the increase in the state and local tax (SALT) deduction cap. Temporarily, from now through 2029, the cap rises from $10,000 to as much as $40,000 (with phase-outs for high earners, those over $500,000 in MAGI lose this benefit, and it disappears after $600,000). This can provide significant relief for homeowners or retirees in states with high property or state income taxes. The mortgage interest deduction rules remain unchanged, and when combined with the higher SALT cap, could make itemizing more attractive for some. The One Big Beautiful Bill Act creates opportunities and considerations for retirees. Take the time to review your financial plan, explore new deduction limits, and coordinate with tax and financial professionals. Thoughtful adjustment now can lead to years of improved after-tax retirement income.  Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

Stories of the Messiah with Rabbi Schneider
Nativity: Follow The Star

Stories of the Messiah with Rabbi Schneider

Play Episode Listen Later Jul 25, 2025 16:02 Transcription Available


Welcome to the Christmas series! Magi, masters of alchemy and astronomy, notice an anomaly in the constellations. Their curiosity leads them to the scriptures, where they become convinced God has done something miraculous.  Sign up for special devotionals at StoriesoftheMessiah.com. As we dive deeply into iconic Bible heroes' enthralling narratives, we find more than just stories of faith and miracles. We discover a recurrent theme, a spiritual undertone that connects each tale to the grandeur of the Gospel. They're not just standalone legends; they're threads in a divine tapestry, weaving a story that foreshadows Jesus Christ, the ultimate hero, the promised Messiah who brings light to the darkest corners of history. For more Bible stories download the Pray.com app.  To learn more about Rabbi Schneider visit https://discoveringthejewishjesus.com/ See omnystudio.com/listener for privacy information.

Streetwise Hebrew
#128 Congratulations! "Mazal Tov" and More (Rerun)

Streetwise Hebrew

Play Episode Listen Later Jul 8, 2025 7:46


This episode is all about "mazal tov." How do we congratulate friends who have a newborn baby? And what do you say when you're not sure if it's a boy or a girl, in a gender-based language like Hebrew? Guy has all the answers. Hear the All-Hebrew Episode on Patreon New Words and Expressions: Mazal tov – Congratulations – מזל טוב She-yihie be-mazal tov – Congratulations – שיהיה במזל טוב Mazal tov al ha-herayon – Congrats for the pregnancy – מזל טוב על ההריון Mazal tov al ha-dira – Congrats for the apartment – מזל טוב על הדירה Magi'a lecha/lach mazal tov, lo? – You deserve a mazal tov, right? – מגיע לך מזל טוב, לא Brachot – Blessings, greetings – ברכות Ani me'achelet lecha/lach she- – I wish you that – אני מאחלת לך ש Eize kef lishmo'ah – So happy to hear this – איזה כיף לשמוע Eize yoffie – How great- איזה יופי Be-sha'ah tova – Congratulations – בשעה טובה Be'emet be-shaa tova – Congratulations – באמת בשעה טובה Bekarov etslecha/etslech/etslachem – May we celebrate the same thing for you soon – בקרוב אצלך/אצלכם Samachti lishmo'a – I was so happy to hear this – שמחתי לשמוע Wow, ma-ze samachti lishmo'a she- – I was happy to hear that – וואו, מה-זה שמחתי לשמוע ש Ratsiti lehagid mazal tov – I wanted to say congratulations – רציתי להגיד מזל טוב Ratsinu lehagid mazal tov – We wanted to say congratulations – רצינו להגיד מזל טוב   Playlist and Clips: Elad Shodler – Mazal Tov (lyrics) Eric Berman – Beinonimi (lyrics) Sarit Haddad – Ani Me'achelet Lech (lyrics) Yehuda Sa'ado – Be-tsel Dmuta (lyrics) Tzipi Shavit – Mazal Tov Ep. no. 51 about yoffi HEB Episode no. 96 about wishing HEB Episode no. 350 about evil eye HEB