Podcasts about Magi

di Alessandro Luna | Tra gli argomenti di oggi il fallito attentato in Israele, l'esecuzione di Christa Pike e lo sciopero della fame di Magi. Ogni persona che ce l'ha fatta da sola ha cominciato da qualche parte. Il tuo percorso inizia gratis su Shopify.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Freaks and Bits: el programa que us acosta la cultura audiovisual al sofà de casa. Tot el que vols saber i el que no sabies de videojocs, cinema i sèries amb el quartet format pels Paus, el Magi i el Néstor. podcast recorded with enacast.com

01. Soulecta, Wza - Just Believe It 02. Ramin Rezaie - I Believe 03. Dirt Loopz Makerz - Houz Rhythmz 04. So Dope - WANT U TO FEEL 05. Twenty Six, Bandolero - Paris Latino 06. Toman - De Bongo Man 07. Drinks On Me - Curacao Blue 08. Fonema - Bandolera 09. Fioretti - La Pasion 10. Kimotion, Angie Robba, Adam Trigger, Flo Dosh - Jolene 11. Higgo - Fantasy 12. Luxo - All I Do 13. Sowel - Party People 14. Scott Diaz - Like Dis 15. Bruno Roth - Youno 16. Raphi - Groove Is In The Heat 17. Lightleak, Funky Heroes - Shelter 18. Firza - Disco Whoops 19. Jason Cadden, Olly K, 0Ne4Rm - My Obsession 20. Disaia, Arzenic - Get It On 21. Daniel Anthony, Jake Tomas, Vales - Can't U See 22. Dubsane, Радикальная Середина - Зеркальце 23. Dj Pp - It Was About The Groove 24. Dj Mes - For Tha People 25. J. Worra - Talk 26. Exyt, Lackmus - Lift Off 27. Syncia, Cash Only - Bust A New 28. Flavor Plus - Let It Go 29. Sharp, Krisis - Your Dream Is Possible 30. Shakedown - At Night 31. Leyo, Thierry Ganz - Stamina 32. Jamie Love, Mr. V, Groove Assassin - I Got the Love 33. Mattei & Omich, Babert - Hands Up 34. Kevin Andrews - I Cant' Wait 35. Mike Vale - I Need It 36. Sugar Hill, Angelo Ferreri - 4 Me 37. Kyri Markou - That's My Man 38. John Adam, Flytz - Let Yourself Go 39. Hws, Kevin Andrews, Flaunt-It - Chasing The Kick Drum 40. Castion - City Queen 41. Bobby L'Avenir - Things Have Changed 42. Dj Pp - Make Good Times 43. Inji, By Avedon, Nightfeelings - Big Up 44. Mhe, Spit - Falling 45. Dennis Quin, Ruze - House Is Love 46. Mattei & Omich, Re-Tide - Friday Night 47. Martin Occo - Flight Mode 48. Ross Couch - Love Inside 49. Carlos Lobo - San Andreas 50. Emilio Centeno, Ayala - Turn It Up 51. Jason Hersco - Everytime 52. Fede Aliprandi - Do Funky 53. Johnny Deep - Bleep Dreaming 54. Simon Hinter - With U 55. Col Lawton - Flip 56. A Fish Called Wanda, Dr. Night - Take Time 57. Rico Slavic - Taste Your Skin 58. Magi, Vintage Culture, Doral, Blotz - Meu Verao 59. Zav, Sebb Junior - Just A Man 60. Dj Lincs - Move Along 61. Milo Passier - Wepa 62. Fer Br - Guess What 63. Andrew Azara, Traumer - Need You 64. Ma Khe, Mee50 - Keep On Running 65. Upeo Wa Juu, Gianni Bini - The Mexican 66. Scippo, Figueras - All Day Long 67. Colorjaxx - Just Around 68. Nathan Jay - Keep On Running 69. Josh Butler - Got a Feeling 70. Marix Green - Always Tech House 71. Low Blow - Lost In Desire 72. Iilo - Show Me Love 73. Gregory Ruben, David Anthony - You Don't Know About This Shit Kiid 74. Kpd - FCK RACK 75. Cev'S, Wallas, Zetbee - Sophia

01. Soulecta, Wza - Just Believe It 02. Ramin Rezaie - I Believe 03. Dirt Loopz Makerz - Houz Rhythmz 04. So Dope - WANT U TO FEEL 05. Twenty Six, Bandolero - Paris Latino 06. Toman - De Bongo Man 07. Drinks On Me - Curacao Blue 08. Fonema - Bandolera 09. Fioretti - La Pasion 10. Kimotion, Angie Robba, Adam Trigger, Flo Dosh - Jolene 11. Higgo - Fantasy 12. Luxo - All I Do 13. Sowel - Party People 14. Scott Diaz - Like Dis 15. Bruno Roth - Youno 16. Raphi - Groove Is In The Heat 17. Lightleak, Funky Heroes - Shelter 18. Firza - Disco Whoops 19. Jason Cadden, Olly K, 0Ne4Rm - My Obsession 20. Disaia, Arzenic - Get It On 21. Daniel Anthony, Jake Tomas, Vales - Can't U See 22. Dubsane, Радикальная Середина - Зеркальце 23. Dj Pp - It Was About The Groove 24. Dj Mes - For Tha People 25. J. Worra - Talk 26. Exyt, Lackmus - Lift Off 27. Syncia, Cash Only - Bust A New 28. Flavor Plus - Let It Go 29. Sharp, Krisis - Your Dream Is Possible 30. Shakedown - At Night 31. Leyo, Thierry Ganz - Stamina 32. Jamie Love, Mr. V, Groove Assassin - I Got the Love 33. Mattei & Omich, Babert - Hands Up 34. Kevin Andrews - I Cant' Wait 35. Mike Vale - I Need It 36. Sugar Hill, Angelo Ferreri - 4 Me 37. Kyri Markou - That's My Man 38. John Adam, Flytz - Let Yourself Go 39. Hws, Kevin Andrews, Flaunt-It - Chasing The Kick Drum 40. Castion - City Queen 41. Bobby L'Avenir - Things Have Changed 42. Dj Pp - Make Good Times 43. Inji, By Avedon, Nightfeelings - Big Up 44. Mhe, Spit - Falling 45. Dennis Quin, Ruze - House Is Love 46. Mattei & Omich, Re-Tide - Friday Night 47. Martin Occo - Flight Mode 48. Ross Couch - Love Inside 49. Carlos Lobo - San Andreas 50. Emilio Centeno, Ayala - Turn It Up 51. Jason Hersco - Everytime 52. Fede Aliprandi - Do Funky 53. Johnny Deep - Bleep Dreaming 54. Simon Hinter - With U 55. Col Lawton - Flip 56. A Fish Called Wanda, Dr. Night - Take Time 57. Rico Slavic - Taste Your Skin 58. Magi, Vintage Culture, Doral, Blotz - Meu Verao 59. Zav, Sebb Junior - Just A Man 60. Dj Lincs - Move Along 61. Milo Passier - Wepa 62. Fer Br - Guess What 63. Andrew Azara, Traumer - Need You 64. Ma Khe, Mee50 - Keep On Running 65. Upeo Wa Juu, Gianni Bini - The Mexican 66. Scippo, Figueras - All Day Long 67. Colorjaxx - Just Around 68. Nathan Jay - Keep On Running 69. Josh Butler - Got a Feeling 70. Marix Green - Always Tech House 71. Low Blow - Lost In Desire 72. Iilo - Show Me Love 73. Gregory Ruben, David Anthony - You Don't Know About This Shit Kiid 74. Kpd - FCK RACK 75. Cev'S, Wallas, Zetbee - Sophia

For fifteen years, the estate planning playbook said the same thing: get assets out of your estate before you die. That advice made sense when the exemption was $5 million. It makes a lot less sense now that it's $15 million per person and $30 million per married couple, and permanent.In the first episode of our six-part Tax Alpha Protocol series, David Chudyk, CFP®, is joined by wealth strategist Cliff Morgan, founder of Net Worth Accelerant. They break down what the One Big Beautiful Bill Act actually locked in, the SALT deduction trap hiding between $500K and $600K of income, and why gifting appreciated assets during your lifetime can quietly hand your heirs a seven- or eight-figure capital gains bill.In This EpisodeThe federal estate exemption is $15M per person ($30M per couple) for 2026 and permanent. For most families, capital gains is now the bigger threat.Gifting appreciated assets during life passes along your low basis. Assets inherited at death get a step-up in basis.If your MAGI sits between roughly $500K and $600K, the SALT phase-out can push your marginal rate into the mid-to-high 40s.The expanded SALT cap expires January 1, 2030. Plan around it now, not in 2029.Residents of states with their own estate tax, and business owners with valuable companies, may need a custom strategy.Donate appreciated securities directly; never sell first and donate the cash.What the One Big Beautiful Bill Act Locked InSigned on July 4, 2025, the One Big Beautiful Bill Act (OBBBA) removed the cliff that had high-net-worth families scrambling. Instead of the estate exemption falling to roughly $7 million per person when the Tax Cuts and Jobs Act sunset, it rose to $15 million per person for 2026 and will be indexed for inflation going forward.Income tax brackets are permanent: 10%, 12%, 22%, 24%, 32%, 35%, and a top rate of 37% (instead of reverting to 39.6%).Bracket creep protection: bracket thresholds keep adjusting for inflation every year, so a cost-of-living raise doesn't automatically push you into a higher bracket.Charitable cash gifts: the 60%-of-AGI limit is now permanent. But starting in 2026, itemizers only get a deduction for contributions above 0.5% of AGI, and corporations only above 1% of taxable income (still capped at 10%).The Asterisk: State Estate TaxesThe federal number isn't the only number. Roughly a dozen states plus Washington, D.C. levy their own estate tax with far lower exemptions, as low as $1 million in Oregon. If you live in one of them, you need a custom strategy.And business owners get there faster than they think. David raised the point on air: a company doing a few million in revenue with healthy EBITDA can be worth $7–9 million on paper, even if you don't have anywhere near that in cash. Add a couple of well-funded 401(k)s and a house, and a "huge" state exemption stops looking so huge.The SALT "Squeeze Zone"The state and local tax (SALT) deduction cap jumped from $10,000 to $40,000 for 2025 ($40,400 for 2026), rising 1% a year through 2029. That's real money for people who itemize. But there are two catches.Catch #1: the income test. Once your modified adjusted gross income passes roughly $500,000, you lose 30 cents of that extra deduction for every dollar you earn above the threshold, until you're back down to the $10,000 floor at around $600,000. Inside that band, your effective marginal rate spikes.Catch #2: the expiration date. On January 1, 2030, the expansion disappears and the cap drops back to $10,000 for everyone.Cliff's example: a specialist earning around $500,000 agrees to pick up one extra ER shift. Because every extra dollar also shrinks their SALT deduction, the federal tax on that shift lands in the mid-to-high 40% range. Nearly half the shift, gone. The fix is planning ahead: maximizing pre-tax retirement contributions and timing deductions to keep MAGI below the phase-out while the window is open.Carryover Basis vs. Step-Up in BasisThis is the heart of the episode. Two sections of the tax code have worked the same way for decades. What changed is the context around them.Section 1015 (lifetime gifts): if you give an asset while you're alive, the recipient inherits your original cost basis, along with every dollar of unrealized gain.Section 1014 (inheritance): if that same asset passes at death, the basis resets to fair market value on the date of death. The built-up gain isn't deferred. It's gone.David's illustration: $10,000 invested in Microsoft roughly 40 years ago would be worth about $62 million today (past performance is not indicative of future results). Gift those shares to your kids while you're alive and they're holding a $10,000 basis. If they sell, the federal capital gains tax alone runs well north of $10 million. Leave the shares to them at death, and that gain is wiped clean.When the estate tax kicked in at $2 or $5 million, paying that basis cost to dodge a 40% estate tax often made sense. At $15 to $30 million, the math has flipped for the overwhelming majority of families."Don't let 2017-era tax anxiety drive a 2026 decision. The law changed, the threats changed, and the playbook has to change with it." David Chudyk, CFP®Three Filters Before You Gift an AssetHow much growth has already happened? A low-basis asset that has already done most of its appreciating usually favors holding until death. Gifting it just turns a future tax-free event into a taxable one.How much room is left to run? Early-stage assets, like pre-IPO equity or a young, fast-growing business, can be better lifetime-gift candidates, but only if moving that future growth out of your estate actually changes your outcome.Are you charitably inclined? Gifting appreciated securities directly to a charity or donor-advised fund can be the cleanest move on the board: no capital gain, a fair-market-value deduction, and no basis problem. Just don't sell first and donate the cash, which gives up the benefit.The "Wrong" Financial Decision Can Be the Right Life DecisionNot every choice should be optimized for taxes. Paying a grandchild's tuition or helping with a first car while you're here to see it can be worth a tax bill. As David puts it: don't make every decision based on taxes, and don't make decisions without considering taxes. Your health, life expectancy, and goals all belong in the conversation.Doing Some of Both: Securities-Backed Lines of CreditSometimes it doesn't have to be either/or. A securities-backed line of credit lets you borrow against a portfolio instead of selling it, so you can help family now without realizing the gain, while the shares can still receive a step-up at death. The loan is repaid from the estate, and Cliff noted that life insurance can be used to replace that amount for heirs if you're insurable.It's a tool, not a free lunch: you pay interest, market drops can trigger collateral calls, and a large gift to a family member still counts as a gift for reporting purposes. This is exactly the kind of move to model with an advisor before you pull the trigger."If you really know how the game is played and you can play the game, it's truly to your advantage." Cliff MorganWho Not HowDavid closes with one of his favorite ideas from Dr. Benjamin Hardy and Dan Sullivan's Who Not How: when you face a complex problem, ask "who can help me solve this?" instead of "how do I figure this out myself?" A surgeon, a business owner, or any high earner creates the most value doing what they're trained for, not reading the tax code at midnight.Your Vision Deserves 10 MinutesNot sure whether to gift now, hold for the step-up, or do some of both? Book a free Vision Call with David and talk through your situation at the 30,000-foot level. Schedule your Vision CallOwn a business? Find out what it's really worth to a buyer, and how that value affects your estate, with the free Sellability Score.The Tax Alpha Protocol SeriesPart 1: The One Big Beautiful Bill Act, estate exemptions, and step-up in basis (this episode)Part 2: Deconstructing active income offsets and real estate tax trapsPart 3: Complex exit liquidity and private contract trust structuresPart 4: The state income tax nexus trap and remote work liabilitiesPart 5: The generational tax bomb and wealthy psychologyPart 6: Alternative liquidity and the family office triadAbout Cliff MorganCliff Morgan is a wealth strategist and the founder of Net Worth Accelerant. After years helping Fortune 500 companies cut costs and build new revenue streams, he moved into finance and commercial real estate and has spent more than five years working with a family office, learning the strategies and mindset of generational wealth.Find Cliff on...

American painter Morgan Irons returns to LAB the Podcast to reflect on creating the Widow of Nain, the second of seven original oil commissions in VU VI VO's "The Vision is Jesus" series. Morgan shares why she centered the human experience of a grieving mother, how placing figures within the landscapes of the American West opens a well of meaning, and what the painting continues to reveal through those who encounter it.Morgan and Zach also explore land and stewardship, women in the West, and the vital role of patronage in an artist's life. Their conversation considers what becomes possible when artists are given the trust, time, encouragement, and resources to bring meaningful work into the world and why experiencing art together can awaken wonder, hope, and deeper meaning.

System Showcase on Proton Radio - streaming on the 4th Wednesday of the month via the Proton YouTube channel at 8pm EST, 1am UK. Part 1 - Robin Thurston (Resident Mix) 1. Roy Rosenfeld - New Life [Early Morning] 2. Cristoph - Elements (Maze 28 & Ricky Ryan Reform) [Mango Alley] 3. Quivver - Visitor [Bedrock Records] 4. Kostya Outta - Voices [Songspire Records] 5. Drum Club - Sound System (davalis Mix) 6. Kamilo Sanclemente - Amethyst (Liam Garcia Remix) [Voodoo & Prayers] 7. Nick Stoynoff - The Hero's Journey (Dusty Kid Remix) [NOFF!] 8. Aubrey Fry, LOVAT - Sheffield Wednesday [Our Secret Lab Sounds] 9. Dave Seaman - Mirrorball Sleaze (Christian Smith & D-SHIFT Remix) [Selador] 10. Gai Barone, Greta Meier - Elysium (D-Nox & Andre Moret Remix) [Movement Recordings] 11. Anthony Pappa, Nick Stoynoff - Selcouth [Selador] 12. D-Nox, M.O.S. - Follow the Stars (Extended Mix) [Sprout] Part 2 - Andy Green (House Mix) 1. Discotron - Disco Gettin' Jacked [Tasty Recordings] 2. Franc Fala, Samm (BE), Benja (NL) - You Got What You Want [Magnifik Music] 3. Harry Romero - Don't You Want Some More [Defected] 4. Nick Holder - Dance, Dance, Dance (Trackheadz 6ix Extended Mix) [Definitive Recordings] 5. Blaze feat. Palmer Brown - Do You Remember House? (Harry Romero Extended Remix) [Defected] 6. Collini / Zsak - House Thing (Qubiko Extended Remix) [HouseU Tunes] 7. Milton Shadow - On You [HouseU] 8. MYOB - Mind Your Own Business [Pleased As Punch] 9. Magi, Vintage Culture, Doral, Blotz - Meu Verão [Vintage Culture] 10 Drama, A-Trak, Flight Facilities, The Brothers Macklovitch - Dancing On My Own (The Brothers Macklovitch Extended Remix) [Glitterbox Recordings] 11. GOME - Cut the Midrange [Heist Recordings] 12. Mike Vale, Simon Emme - Divine (Huxley Remix) [Stereophonic] 13. Trace (UZ) - Good Time (Extended Mix) [8Bit]

Kvaliteten af de mange Resident Evil-film har ikke været imponerende, men måske er der håb forude med Zach Creggers reboot af det kendte spilunivers, der kan ses i biografen nu. Vi anmelder også Gigis' nyeste biograffilm Brohr, spillene Marvel's Wolverine, Wardogs, Orbitals og Onimusha: Way of the Sword samt fantasybogen Heksecirklen 1: Mørk Magi af Sara Ejersbo. Medvirkende: Jakob Stegelmann, Troels Møller, Benjamin Stegelmann, Christopher Andersen, Ida Rud og Regitze Heiberg.

Freaks and Bits: el programa que us acosta la cultura audiovisual al sofà de casa. Tot el que vols saber i el que no sabies de videojocs, cinema i sèries amb el quartet format pels Paus, el Magi i el Néstor. podcast recorded with enacast.com

The Gift of the Magi by O. Henry — A Calming Bedtime Story for Sleep & Insomnia | Books at Bedtime Drift off with this gentle bedtime story for sleep and insomnia relief, read aloud as part of Calming Anxiety's Books at Bedtime strand. Tonight's tale is The Gift of the Magi, O. Henry's much-loved Christmas classic about a young couple with almost nothing to spend and everything to give, first published in his 1906 collection The Four Million — long in the public domain, with Porter (1862–1910) having died more than a century ago. For more calming audiobooks and sleep stories whenever you need them, download Anchored, the free companion app to Calming Anxiety, with offline-ready relaxation and Books at Bedtime sessions for any hour of the night. Get it on the App Store at https://apps.apple.com/us/app/anchored-panic-anxiety/id6785035669 or on Google Play at https://play.google.com/store/apps/details?id=com.martinhewlett.anchored. In this soothing bedtime audiobook, Della has just one dollar and eighty-seven cents to buy her husband Jim a Christmas present worthy of him — so she makes a sacrifice of her own most treasured possession, setting up one of literature's most tender surprise endings. A gentle, unhurried classic, perfect for winding down, easing anxiety, and drifting off to sleep. Hosted by clinical hypnotherapist and former paramedic Martin Hewlett, as part of Calming Anxiety's Coffee Break for the Soul and Books at Bedtime story readings. And in everything, my friend, be kind.  Support the Show: Rate & Review: Leave a 5-star review on Spotify or Apple Podcasts to help us reach more listeners! YouTube: Watch all episodes at https://www.youtube.com/c/calminganxiety?sub_confirmation=1 Social Media Support: For younger listeners struggling with social media stress, visit https://www.icanhelp.net/ Music: All music by Chris CollinsBecome a supporter of this podcast: https://www.spreaker.com/podcast/calming-anxiety-guided-meditation-sleep-hypnosis-panic-attack-relief--4110266/support.Ready for More Calm?Thank you for listening to the Calming Anxiety Podcast, featuring guided meditation, mindfulness, and sleep hypnosis sessions with Martin Hewlett. Our mission is to provide you with proven tools for anxiety relief, stress reduction, and a path toward deep relaxation. Use this episode anytime you need to calm your mind and feel more at ease.

01. Mhe, Spit - Falling 02. John Adam, Flytz - Let Yourself Go 03. Piero Pirupa, Frank'O Moiraghi - In Da House 04. Ross Couch - Love Inside 05. Drake, Jose M - Shabang 06. Doja Cat - Paint The Town Red 07. Castion - City Queen 08. Dj Pp - Make Good Times 09. Jackard - Squeeze 10. Bobby L'Avenir - Things Have Changed 11. Martin Occo - Flight Mode 12. Huxley - Heartbreak 13. Mattei & Omich, Babert - Hands Up 14. Luuk Van Dijk, Kolter - Good 4 U 15. Dombee - Now Then Soundboi 16. Kyri Markou - That's My Man 17. Capri (Uk) - The Rhythm 18. Chiccaleaf (Ita), Cleo - No Me Canso 19. 86Deep - Hot Night 20. Erre - UNODOSTREZ 21. Shakedown - At Night 22. Paul Johnson, Dan Heale - Get Get Down 23. Sharp, Krisis - Your Dream Is Possible 24. Dante Tom, Sebb Junior - Key To Your Soul 25. Blond_Ish - How I'm Feeling 26. Alex Lo Faro - Love You 27. J. Worra - Talk 28. Marc Cotterell, Troy Denari, Alfred Diaz - Count On Me 29. Leyo, Thierry Ganz - Stamina 30. Sugar & Pie - 2 People 31. Dj Pp - It Was About The Groove 32. Da Q-Vibe, Gary Cooper Sa - Activists 33. Mph - Records 34. Firza - Disco Whoops 35. Charlie Sib - Together 36. Jo Paciello, Luca Garaboni - My House, Your House 37. Sowel - Party People 38. Love Language, Lisp - All A Dream 39. Pig Snatchers, Warren Peaty - Don't Ever Stop 40. Yeah Yeah Yeahs, Justin Ley - Heads Will Roll 41. Raphi - Groove Is In The Heat 42. Mason - Papapapa 43. Bruno Roth - Youno 44. Toman - De Bongo Man 45. The Cap Boy - Funky Vibes 46. Fioretti - La Pasion 47. Marc Mosca, Parris Taylor - No Control - Shutdown 48. Jay Vegas, Mattei, Omich - Don't Go Away 49. Najjin - Follow Me 50. Ramin Rezaie - I Believe 51. Dirt Loopz Makerz - Houz Rhythmz 52. Deeplomatik - Dance With Me 53. Gregory Ruben, David Anthony - You Don't Know About This Shit Kiid 54. Dima Fefilov, Le Drux Justine - Mily Ubloodock 55. Ruze, Chesster - NY Project 56. Low Blow - Lost In Desire 57. Rumpus, Control Room, Rhiannon Roze - OMW 58. Will Amato - Time After Time 59. Scippo, Figueras - All Day Long 60. Tape One - Loop And Re-Loop 61. Fdf - Tequila 62. Zabu, Kttk - R.O.B.O 63. Josh Butler - Got a Feeling 64. Calippo - 10 Words 65. Dj Lincs - Move Along 66. Andrew Azara, Traumer - Need You 67. Magi, Vintage Culture, Doral, Blotz - Meu Verao 68. Frits Wentink, Dominic Oswald - Club Land 69. Vernon & Dacosta, Apple Rochez, Giom - As Darkness Falls 70. Sllash & Doppe - Soyendo 71. City Soul Project - What I'm Sayin 72. Fede Aliprandi - Do Funky 73. Col Lawton - Flip 74. Sean Finn, No Hopes - What a Bam 75. Johnny Deep - Bleep Dreaming 76. Hellmate, Santiago & Carlitos, Chantal Lewis-Brown - Show Me Love 77. Disaia, Arzenic - Get It On

01. Mhe, Spit - Falling 02. John Adam, Flytz - Let Yourself Go 03. Piero Pirupa, Frank'O Moiraghi - In Da House 04. Ross Couch - Love Inside 05. Drake, Jose M - Shabang 06. Doja Cat - Paint The Town Red 07. Castion - City Queen 08. Dj Pp - Make Good Times 09. Jackard - Squeeze 10. Bobby L'Avenir - Things Have Changed 11. Martin Occo - Flight Mode 12. Huxley - Heartbreak 13. Mattei & Omich, Babert - Hands Up 14. Luuk Van Dijk, Kolter - Good 4 U 15. Dombee - Now Then Soundboi 16. Kyri Markou - That's My Man 17. Capri (Uk) - The Rhythm 18. Chiccaleaf (Ita), Cleo - No Me Canso 19. 86Deep - Hot Night 20. Erre - UNODOSTREZ 21. Shakedown - At Night 22. Paul Johnson, Dan Heale - Get Get Down 23. Sharp, Krisis - Your Dream Is Possible 24. Dante Tom, Sebb Junior - Key To Your Soul 25. Blond_Ish - How I'm Feeling 26. Alex Lo Faro - Love You 27. J. Worra - Talk 28. Marc Cotterell, Troy Denari, Alfred Diaz - Count On Me 29. Leyo, Thierry Ganz - Stamina 30. Sugar & Pie - 2 People 31. Dj Pp - It Was About The Groove 32. Da Q-Vibe, Gary Cooper Sa - Activists 33. Mph - Records 34. Firza - Disco Whoops 35. Charlie Sib - Together 36. Jo Paciello, Luca Garaboni - My House, Your House 37. Sowel - Party People 38. Love Language, Lisp - All A Dream 39. Pig Snatchers, Warren Peaty - Don't Ever Stop 40. Yeah Yeah Yeahs, Justin Ley - Heads Will Roll 41. Raphi - Groove Is In The Heat 42. Mason - Papapapa 43. Bruno Roth - Youno 44. Toman - De Bongo Man 45. The Cap Boy - Funky Vibes 46. Fioretti - La Pasion 47. Marc Mosca, Parris Taylor - No Control - Shutdown 48. Jay Vegas, Mattei, Omich - Don't Go Away 49. Najjin - Follow Me 50. Ramin Rezaie - I Believe 51. Dirt Loopz Makerz - Houz Rhythmz 52. Deeplomatik - Dance With Me 53. Gregory Ruben, David Anthony - You Don't Know About This Shit Kiid 54. Dima Fefilov, Le Drux Justine - Mily Ubloodock 55. Ruze, Chesster - NY Project 56. Low Blow - Lost In Desire 57. Rumpus, Control Room, Rhiannon Roze - OMW 58. Will Amato - Time After Time 59. Scippo, Figueras - All Day Long 60. Tape One - Loop And Re-Loop 61. Fdf - Tequila 62. Zabu, Kttk - R.O.B.O 63. Josh Butler - Got a Feeling 64. Calippo - 10 Words 65. Dj Lincs - Move Along 66. Andrew Azara, Traumer - Need You 67. Magi, Vintage Culture, Doral, Blotz - Meu Verao 68. Frits Wentink, Dominic Oswald - Club Land 69. Vernon & Dacosta, Apple Rochez, Giom - As Darkness Falls 70. Sllash & Doppe - Soyendo 71. City Soul Project - What I'm Sayin 72. Fede Aliprandi - Do Funky 73. Col Lawton - Flip 74. Sean Finn, No Hopes - What a Bam 75. Johnny Deep - Bleep Dreaming 76. Hellmate, Santiago & Carlitos, Chantal Lewis-Brown - Show Me Love 77. Disaia, Arzenic - Get It On

In this episode, Magi and Tori break down the most recent CSB final report on the June 4, 2025 furnace fire and explosion at the Shell Polymers Monaca facility. While thankfully there were no injuries or fatalities from this incident, it did cause approximately $95 million in damages to the facility. Tune in to hear what happened, how it likely could have been avoided, and the importance of proper training for all facility staff.For more about this incident, read the final report here.For more CSB final report breakdowns, check out the episodes below!Episode 151 - CSB Incident Breakdown: Coke Oven Explosion at United States Steel CorporationEpisode 150 - CSB Incident Breakdown: September 29, 2024 Fire and Chemical Release at Bio-Lab Inc.Episode 147 - Incident Breakdown: November 12, 2024 Explosion at the Givaudan Sense Colour Facility in Louisville, KY

Czy da się wybrać partnera wyłącznie na podstawie nagiego ciała? A może to, co słyszymy, jest ważniejsze niż to, co widzimy? W tym odcinku rozmawiam z Julią Oleś, prowadzącą „Magię nagości. Polska" (Naked Attraction), czyli najbardziej kontrowersyjny program randkowy w polskiej telewizji. Wchodzimy głęboko w temat cielesności, atrakcyjności, wstydu i tego, jak naprawdę działa chemia między ludźmi.Rozmawiamy o tym, dlaczego oceniamy się w ułamku sekundy, co przyciąga nas bardziej niż sześciopak, jak porno zniekształca nasze postrzeganie własnego ciała oraz o pierwszej w polskiej historii programu parze poliamorycznej szukającej trzeciej osoby. Julia zdradza też kulisy castingów, prawdziwe emocje uczestników i to, dlaczego konserwatywna Polska pokochała program, który budził tyle kontrowersji.To rozmowa o tym, że „to tylko ciało" i że każde ciało może być dla kogoś najpiękniejsze na świecie.

01. Leyo, Thierry Ganz - Stamina 02. Renato Cohen - Suddenly Funk 03. Alex Kenji, Manuel De La Mare - In The Music 04. Tommy Glasses, Miguel Migs - Groove To This 05. Sharp, Krisis - Your Dream Is Possible 06. Pawsa - The Groovy Cat 07. Blond_Ish - How I'm Feeling 08. Shapeless - MR. Coffe 09. John Adam, Flytz - Let Yourself Go 10. Wax Motif, Maeta - You Forget 11. Drake, Jose M - Shabang 12. Joshwa - Miracles 13. Mousse T, Amane - Horny 14. Somersault - Pay by Weight 15. Bobby L'Avenir - Things Have Changed 16. Spoofang - Come Back 17. George Smeddles - Out Of The Blue 18. Dusky - Nobody Else 19. Fede Aliprandi - Do Funky 20. Sebb Junior - Can U Feel the Love 21. Marix Green - Chillout 22. Col Lawton - Flip 23. Dj Sandwich - L amour 24. Johnny Deep - Bleep Dreaming 25. Dr Sj - Moonlight 26. Sllash & Doppe - Soyendo 27. Carlita, Paige Cavell - Patchwork 28. Magi, Vintage Culture, Doral, Blotz - Meu Verao 29. Doradice - Safe Fantasy 30. Vernon & Dacosta, Apple Rochez, Giom - As Darkness Falls 31. Pornbugs, Deeplomatik - Awareness Raising 32. Dj Lincs - Move Along 33. Rune Sibiya - Good Intensions 34. Somersault, Aron Volta - Time Out 35. Fdf - Tequila 36. Jelly For The Babies, Salski - Second Chance 37. Scippo, Figueras - All Day Long 38. Flatty Tatcher - Time Machine 39. Josh Butler - Got a Feeling 40. Deeplomatik - Dance With Me 41. Dima Fefilov, Le Drux Justine - Mily Ubloodock 42. Low Blow - Lost In Desire 43. Ferra Black, Chico Rose - All Night Long 44. Ramin Rezaie - I Believe 45. Malikk, Gorge, Nick Curly - So Smooth 46. Jay Vegas, Mattei, Omich - Don't Go Away 47. Dirt Loopz Makerz - Houz Rhythmz 48. Camille Jones, Sansixto, Nando Palau - The Creeps 49. Larnell - Get Funny 50. Ethan Gray, Andre Espeut - Give Me Time 51. Teed, Anotr - Sound of You 52. Toman - De Bongo Man 53. Igor Gonya, Vertigini - On The Spur Of The Moment 54. Marc Mosca, Parris Taylor - No Control - Shutdown 55. Rsquared - Vengeance 56. Darius Syrossian, Jena (Us) - E-Soul 57. Mattei & Omich, Babert - Hands Up 58. Deephope - The Tree Of Life 59. Mattei & Omich, Bro Berri - Funk You Up 60. 86Deep - Hot Night 61. Kyle Icardi - Rock Your Body 62. Almarr - What You ve Done To Me 63. Bruno Roth - Youno 64. Hector Couto, Kirik - Day By Day 65. Pig Snatchers, Warren Peaty - Don't Ever Stop 66. Sowel - Party People 67. James Greene - Want it Now 68. Charlie Sib - Together 69. D Stone - Yes I Am 70. Boon - To the Beat 71. Kpd, Hp Vince - Let Me Take You Back 72. Danny Howard, Lightleak - The Pipe 73. Disaia, Arzenic - Get It On 74. Aleksandir - Hometurf 75. Inache, Marklen - House Music

01. Leyo, Thierry Ganz - Stamina 02. Renato Cohen - Suddenly Funk 03. Alex Kenji, Manuel De La Mare - In The Music 04. Tommy Glasses, Miguel Migs - Groove To This 05. Sharp, Krisis - Your Dream Is Possible 06. Pawsa - The Groovy Cat 07. Blond_Ish - How I'm Feeling 08. Shapeless - MR. Coffe 09. John Adam, Flytz - Let Yourself Go 10. Wax Motif, Maeta - You Forget 11. Drake, Jose M - Shabang 12. Joshwa - Miracles 13. Mousse T, Amane - Horny 14. Somersault - Pay by Weight 15. Bobby L'Avenir - Things Have Changed 16. Spoofang - Come Back 17. George Smeddles - Out Of The Blue 18. Dusky - Nobody Else 19. Fede Aliprandi - Do Funky 20. Sebb Junior - Can U Feel the Love 21. Marix Green - Chillout 22. Col Lawton - Flip 23. Dj Sandwich - L amour 24. Johnny Deep - Bleep Dreaming 25. Dr Sj - Moonlight 26. Sllash & Doppe - Soyendo 27. Carlita, Paige Cavell - Patchwork 28. Magi, Vintage Culture, Doral, Blotz - Meu Verao 29. Doradice - Safe Fantasy 30. Vernon & Dacosta, Apple Rochez, Giom - As Darkness Falls 31. Pornbugs, Deeplomatik - Awareness Raising 32. Dj Lincs - Move Along 33. Rune Sibiya - Good Intensions 34. Somersault, Aron Volta - Time Out 35. Fdf - Tequila 36. Jelly For The Babies, Salski - Second Chance 37. Scippo, Figueras - All Day Long 38. Flatty Tatcher - Time Machine 39. Josh Butler - Got a Feeling 40. Deeplomatik - Dance With Me 41. Dima Fefilov, Le Drux Justine - Mily Ubloodock 42. Low Blow - Lost In Desire 43. Ferra Black, Chico Rose - All Night Long 44. Ramin Rezaie - I Believe 45. Malikk, Gorge, Nick Curly - So Smooth 46. Jay Vegas, Mattei, Omich - Don't Go Away 47. Dirt Loopz Makerz - Houz Rhythmz 48. Camille Jones, Sansixto, Nando Palau - The Creeps 49. Larnell - Get Funny 50. Ethan Gray, Andre Espeut - Give Me Time 51. Teed, Anotr - Sound of You 52. Toman - De Bongo Man 53. Igor Gonya, Vertigini - On The Spur Of The Moment 54. Marc Mosca, Parris Taylor - No Control - Shutdown 55. Rsquared - Vengeance 56. Darius Syrossian, Jena (Us) - E-Soul 57. Mattei & Omich, Babert - Hands Up 58. Deephope - The Tree Of Life 59. Mattei & Omich, Bro Berri - Funk You Up 60. 86Deep - Hot Night 61. Kyle Icardi - Rock Your Body 62. Almarr - What You ve Done To Me 63. Bruno Roth - Youno 64. Hector Couto, Kirik - Day By Day 65. Pig Snatchers, Warren Peaty - Don't Ever Stop 66. Sowel - Party People 67. James Greene - Want it Now 68. Charlie Sib - Together 69. D Stone - Yes I Am 70. Boon - To the Beat 71. Kpd, Hp Vince - Let Me Take You Back 72. Danny Howard, Lightleak - The Pipe 73. Disaia, Arzenic - Get It On 74. Aleksandir - Hometurf 75. Inache, Marklen - House Music

Following Jesus is the greatest adventure we will ever take, but every adventure begins with a first step. Through the journey of the Magi, we discover that following Jesus requires responding to God's invitation, making faith-filled decisions, counting the cost, persevering through obstacles, and trusting that God is in control. You may not know everything about the journey, but you can trust the One who is leading you.

Worship Leader - Brenda PennerWorship Speaker - Kyle Penner

Čepkeliai – viena paslaptingiausių ir unikaliausių Lietuvos gamtos teritorijų. Ar per pusę amžiaus ši didžiulė pelkė pasikeitė ir ar iš tiesų ji džiūsta? Apie Čepkelių raisto istoriją, jo paukščius, vandenis ir žmones, paskyrusius šiai vietai savo gyvenimą, kalbame su vienu pirmųjų rezervato darbuotojų dr. Eugenijumi Drobeliu ir hidrologu Gintautu KibirKščiu. O apie tai, ką šiandien žinome apie Čepkelius, pasakoja ką tik išleista knyga „Čepkeliai. Stebėjimai, duomenys, atradimai“.Ved. Selemonas Paltanavičius ir Alvyda Bajarūnaitė

The Gift of the Magi is an O. Henry short story in which a young couple are very much in love with each other but can barely afford their one-room apartment. For Christmas, they each make a sacrifice to purchase a gift for the other, with ironic results.The moral of the story is that physical possessions, however valuable they may be, are of little value in the grand scheme of things. The true unselfish love that the characters, Jim and Della, share is greater than their possessions.O. Henry ends the story by clarifying the metaphor between the characters in the story, Della and James (or Jim), and the Biblical Magi. The Gift of the Magi features O. Henry's characteristic twist ending and use of flowery diction.(Summary adapted from Wikipedia.org)Genre(s): Short StoriesLanguage: EnglishKeyword(s): literature  Christmas 

The finale opens by gathering up the summer: the pagan voices the series kept hearing — the oracle at Delphi, Apollo and Athena — and the dark verdict of Christians who were being killed in those gods' names. It returns especially to last week's two biblical witnesses, the Magi and Melchizedek, and to the question they force: was any of paganism legitimate? Then the courtroom assembles. Justin had predicted his own prosecution in print, naming Crescens, a Cynic philosopher who denounced the Christians to the crowd without troubling to examine them. And the judge was Junius Rusticus — not a bureaucrat with a philosophy hobby but a Stoic of rank, the teacher Marcus Aurelius thanks by name in the opening pages of the Meditations. Socrates was condemned by a democracy that did not understand philosophy. Justin would be condemned by philosophy itself, seated on the tribunal.Then the class performs the trial, every part taken, from the court protocol that survives. Justin answers the prefect with a creed; asked where the Christians meet, he says their God “is not circumscribed by place” — the doctrine of Jacob's Well, restated to the prefect of Rome by a man who grew up within sight of it; and he gives his address, a rented room above a bathhouse, open to anyone who climbed the stairs, with no fee and no prerequisites. Then Rusticus works down the line of the accused: a woman, a slave of Caesar's household who says he has been freed by Christ, a refugee from Phrygia, believers raised in the faith by their parents. Justin had written a decade earlier that no one ever trusted Socrates enough to die for his doctrine, but Christ was believed by artisans and the uneducated. That morning he heard it as a roll call beside him in the dock. And then the exchange the whole summer has been building toward: asked whether he merely supposes he will ascend to heaven, Justin declines the hedge Socrates held so honestly — “I do not suppose it, but I know.” Not a better argument, the session argues, but a different kind of cause: not a conclusion reached by reason but an event, a dead man returned.The session closes by reading what these people actually did on Sunday — Justin's description to the emperor of readings, homily, prayers and the Eucharist, the earliest account of the Mass we have, recognizably the class's own Sunday across eighteen and a half centuries — and by closing the docket of the series' three trials. And it ends where the transcript's sociology points: on ordinary people. Socrates was a stonecutter, Paul made tents, Jesus was a carpenter, and the six who stood by Justin met above a bath. You are not marked as a Christian by being strange, but by your love.

The session opens by going back to the old man on the seashore from Class 1, and reading him beside the road to Emmaus: a stranger falls in with seekers, expounds their own canon to its limit, sets a heart burning, and vanishes before he can be thanked. One road ends at the table, the other at prayer — and both doors, as the class works out, open only from the far side. Then the question the room wants to ask: is the old man Socrates? Literally no, he is a Christian elder. Typologically he is something better — Socrates on the far side of the introduction, the method finally in possession of an answer.The doctrine itself is the payoff of a word planted five weeks earlier. The Athenian philosophers sneered at Paul as a spermologos, a seed-picker; Justin, apparently without knowing it was an insult, turns it into a metaphysic — the logos spermatikos, the seminal Word sown in every human mind. Hence his boldest sentence: those who lived reasonably were Christians before Christ, Socrates and Heraclitus among them. But the seed is not the harvest, which is why the schools contradict each other. From there the class works through the keystone passage where Paul's altar, Plato's Timaeus and Socrates' trial all meet in one paragraph, and Justin's devastating sociological correction — no one trusted in Socrates so as to die for this doctrine; through his lawyerly amendment of the Myth of Er, at exactly the joints the class exposed in the Paul sessions; and through the argument he got historically wrong, whose collapse leaves only his better idea standing.Then Justin goes into the dock himself. His demonology hands the entire religious world outside the covenant to the enemy — and the session takes the census he never took. Scripture grants him demons but refuses him only; the pagan pantheons look like human projections cast on a real population of spirits; and for every ministry heaven performs there is a spirit bent on deforming that same ministry under the same name. Worse for his architecture, the counterexamples were in his own handwriting: he quotes a pagan oracle among the prophets without noticing; he reads the Magi — the clearest case in Scripture of God addressing pagans through pagan means, and then directly, in the same channel he uses for Joseph — as war booty freed from a demon; and Melchizedek, a Gentile priest certified by Scripture without call or conversion, is one of his favorite texts, deployed for everything except the question sitting on the page. That last one carries the session's largest claim: the Messiah's kingship descends through Judah, and his priesthood through a Gentile order — so the both/and is not diplomacy but design, ratified in the Person himself. And with the census finally taken, the class can do what Justin never did: audit the sign that guarded Socrates for seventy years, and ask which column its record belongs in.

The New Testament opens with Magi pursuing the news that a new king had come.  The problem however was there was already a king calling the shots.  The coming of a new king should bring delight BUT where there's already a king ruling and reigning the news is far more disturbing.Frank Spalding and the preaching team at Lincoln Hills Christian Church welcomes all those seeking to know more about the Real Jesus and how to be an active disciple.

01. Dj Lincs - Move Along 02. Sugarstarr, Maex - Back Into Time 03. Vernon & Dacosta, Apple Rochez, Giom - As Darkness Falls 04. R1D1 - Boss B! 05. Chris Damon - Supreme 06. Doradice - Safe Fantasy 07. Kc Lights, Welt - Fly 08. Magi, Vintage Culture, Doral, Blotz - Meu Verao 09. Justin Martin, Sammy D. - I Miss You... Please Call Me Back Someday 10. Sllash & Doppe - Soyendo 11. Dj Christian B - Keep Ya Burning 12. Rune Sibiya - Good Intensions 13. Discoplex - In The House Music 14. Col Lawton - Flip 15. Steve Robinson (Uk) - Keep On Me 16. Sebb Junior - Can U Feel the Love 17. Whos In The House - Talkin About 18. Brock Edwards - Better 19. Dr Sj - Moonlight 20. Aberton - Chi-Town 21. Jay Vegas, Mattei, Omich - Don't Go Away 22. Larnell - Get Funny 23. Dirt Loopz Makerz - Houz Rhythmz 24. Ferra Black, Chico Rose - All Night Long 25. Zav, Jizz - Lost In The Sound 26. Dima Fefilov, Le Drux Justine - Mily Ubloodock 27. Sebb Junior, Da Fonk Panda - Beautiful 28. Deeplomatik - Dance With Me 29. Low Blow - Lost In Desire 30. Zav, Jesse Bru, Scott Diaz Dub - Soul 31. Reda Dare - Burnin 32. Niles Cooper - Lead Me Home 33. Charlotte Moss - Shake Da Funk 34. Mousse T, Amane - Horny 35. Deepmore - For My Ki 36. Drake, Jose M - Shabang 37. Thonis - Momentum 38. Chris Gialanze - One Nation 39. Thonis - Shifting Realities 40. George Smeddles - Out Of The Blue 41. Gorgon City, Anne-Marie - Try Me Out 42. 86Deep - Hot Night 43. Reda Dare - Fire Ice 44. Darius Syrossian, Jamie Coins - Fever 45. Kinay - 12 Hour Trip 46. Leyo, Thierry Ganz - Dance Dance 47. Mattei & Omich, Babert - Hands Up 48. Richard Grey, The Ultimate - Thriller 49. Blond_Ish - How I'm Feeling 50. Monner - Pup It Pup 51. Alex Kenji, Manuel De La Mare - In The Music 52. Maurizio Basilotta, Loris Altafini, Angie Bee - Where It Counts 53. Chico Rose - Back It Up 54. Morelly, Milo Movida - Don't Sleep, Repeat 55. Croatia Squad - All the Girlz 56. Re-Tide, Mattei & Omich - Daft Loop 57. Dj Pp - It Was About The Groove 58. Sammy Virji - Pula 59. Kpd, Hp Vince - Let Me Take You Back 60. Firza - Disco Whoops 61. Rsquared, Stee Downes - Another Fact 62. Charlie Sib - Together 63. Jaded, Indira May - Mirror 64. Sowel - Party People 65. Arkady Antsyrev - Loud 'n Proud 66. Markus Graf, Renoa - Apathie 67. Bruno Roth - Youno 68. Ethan Gray, Andre Espeut - Give Me Time 69. Reda Dare - Moon 70. Marc Mosca, Parris Taylor - No Control - Shutdown 71. Spoofang - South Side 72. Fdf - Tequila 73. The Ironix, Philip Braun, Usb Players - Lost in the Water 74. Josh Butler - Got a Feeling 75. Mph - Spend The Night 76. Demuir - Loving This Way 77. Kevin Andrews, Hoxton Whores - The Underground

Who Sits On The Throne We all have a throne, and something is always sitting on it. The question is whether Jesus is truly King or simply an important part of a life we're still trying to rule ourselves. In the opening message of Counterfeit Kingdom, we explore how easily the promises of comfort, control, success, approval, and even our own desires can compete for our allegiance. From the Garden to Israel's demand for a king to the radically different responses of Herod and the Magi, Scripture keeps confronting us with the same question: Who sits on your throne? Because Christianity is not primarily self-improvement. It is a transfer of allegiance. And sometimes our strongest reactions reveal which king we're actually serving. Colossians 1:13–14 Discussion topics HEAD – What did Jesus say to you through the Word? Read Colossians 1:13–14 and Galatians 5:17. We said, “Christianity is not primarily self-improvement. It is a transfer of allegiance.” What does allegiance to Jesus actually look like in everyday life? In 1 Samuel 8, Israel wanted a king “such as all the other nations have.” Where do you see Christians today being tempted to adopt the values of the kingdoms around us? Was there anything in Sunday's sermon that really stood out to you personally? HEART – How did it make you feel? “Your reactions often reveal your allegiances.” Think about your strongest reactions lately: anger, defensiveness, fear, jealousy, anxiety, comparison. What might those reactions be revealing about what’s important to you? Which counterfeit king are you most tempted to trust for something only God can ultimately provide: comfort, control, approval, success, money, being right, relationships, politics, or something else? Complete this sentence as honestly as you can: “Jesus, You can have anything except _________.” What makes that particular thing difficult to surrender? HANDS – What are you going to do with it? Identify one area this week where you can intentionally surrender control to Jesus. What would surrender actually look like in that situation? End by praying a simple prayer of allegiance together: “Jesus, show me anything competing with You for the throne of my life, and give me the courage to surrender it to You.” Check out our other audio series and video playlists that can help you find Jesus in every moment and then discover what’s next

01. Dj Lincs - Move Along 02. Sugarstarr, Maex - Back Into Time 03. Vernon & Dacosta, Apple Rochez, Giom - As Darkness Falls 04. R1D1 - Boss B! 05. Chris Damon - Supreme 06. Doradice - Safe Fantasy 07. Kc Lights, Welt - Fly 08. Magi, Vintage Culture, Doral, Blotz - Meu Verao 09. Justin Martin, Sammy D. - I Miss You... Please Call Me Back Someday 10. Sllash & Doppe - Soyendo 11. Dj Christian B - Keep Ya Burning 12. Rune Sibiya - Good Intensions 13. Discoplex - In The House Music 14. Col Lawton - Flip 15. Steve Robinson (Uk) - Keep On Me 16. Sebb Junior - Can U Feel the Love 17. Whos In The House - Talkin About 18. Brock Edwards - Better 19. Dr Sj - Moonlight 20. Aberton - Chi-Town 21. Jay Vegas, Mattei, Omich - Don't Go Away 22. Larnell - Get Funny 23. Dirt Loopz Makerz - Houz Rhythmz 24. Ferra Black, Chico Rose - All Night Long 25. Zav, Jizz - Lost In The Sound 26. Dima Fefilov, Le Drux Justine - Mily Ubloodock 27. Sebb Junior, Da Fonk Panda - Beautiful 28. Deeplomatik - Dance With Me 29. Low Blow - Lost In Desire 30. Zav, Jesse Bru, Scott Diaz Dub - Soul 31. Reda Dare - Burnin 32. Niles Cooper - Lead Me Home 33. Charlotte Moss - Shake Da Funk 34. Mousse T, Amane - Horny 35. Deepmore - For My Ki 36. Drake, Jose M - Shabang 37. Thonis - Momentum 38. Chris Gialanze - One Nation 39. Thonis - Shifting Realities 40. George Smeddles - Out Of The Blue 41. Gorgon City, Anne-Marie - Try Me Out 42. 86Deep - Hot Night 43. Reda Dare - Fire Ice 44. Darius Syrossian, Jamie Coins - Fever 45. Kinay - 12 Hour Trip 46. Leyo, Thierry Ganz - Dance Dance 47. Mattei & Omich, Babert - Hands Up 48. Richard Grey, The Ultimate - Thriller 49. Blond_Ish - How I'm Feeling 50. Monner - Pup It Pup 51. Alex Kenji, Manuel De La Mare - In The Music 52. Maurizio Basilotta, Loris Altafini, Angie Bee - Where It Counts 53. Chico Rose - Back It Up 54. Morelly, Milo Movida - Don't Sleep, Repeat 55. Croatia Squad - All the Girlz 56. Re-Tide, Mattei & Omich - Daft Loop 57. Dj Pp - It Was About The Groove 58. Sammy Virji - Pula 59. Kpd, Hp Vince - Let Me Take You Back 60. Firza - Disco Whoops 61. Rsquared, Stee Downes - Another Fact 62. Charlie Sib - Together 63. Jaded, Indira May - Mirror 64. Sowel - Party People 65. Arkady Antsyrev - Loud 'n Proud 66. Markus Graf, Renoa - Apathie 67. Bruno Roth - Youno 68. Ethan Gray, Andre Espeut - Give Me Time 69. Reda Dare - Moon 70. Marc Mosca, Parris Taylor - No Control - Shutdown 71. Spoofang - South Side 72. Fdf - Tequila 73. The Ironix, Philip Braun, Usb Players - Lost in the Water 74. Josh Butler - Got a Feeling 75. Mph - Spend The Night 76. Demuir - Loving This Way 77. Kevin Andrews, Hoxton Whores - The Underground

Is astrology really forbidden in the Bible? TruthSeekah and Arien examine Deuteronomy, Job's Mazzaroth and Pleiades, Genesis, the Magi, divination, Ezekiel's wheel, and hidden zodiac symbolism in Christian art.

Today’s Topics: 1, 2, 3, 4) William discusses the Seven Joys of Mary, including: The Annunciation, the Visitation, the Nativity of Jesus, the Adoration of the Magi, the Finding of Jesus in the Temple, the Resurrection of Christ, and Mary’s Assumption and Coronation in Heaven

(Fremont County)- Central Wyoming College Theatre is preparing to raise the curtain on its 2026–27 season, bringing four productions to the Robert A. Peck Arts Center in Riverton. In this episode, we look ahead at the upcoming season with new CWC Theatre instructor and director Annette Benn Thornton, who brings decades of experience in theatre education, directing and community arts. Jennifer Marshall-Weydeveld also joins to talk theater and the scope of Central Wyoming College. The season opens Oct. 22 with “Godspell,” followed by the holiday production “The Gift of the Magi” in December, Neil Simon's “Brighton Beach Memoirs” in March and the Broadway favorite “Matilda The Musical” to close the season in April and May. Annette also shares how CWC Theatre hopes to involve more of the community. Whether that means performing on stage, helping behind the scenes or simply coming out to enjoy a show. Interested in joining the first production? Auditions for Godspell are Monday, Aug. 31, from 6:30–9 p.m., with callbacks Sept. 1. Listen to the episode to meet CWC Theatre's new director, hear what audiences can expect this season and learn how students and community members can get involved. Tickets and season information are available at cwc.edu/tickets

Why does the modern religious system label spiritual curiosity, healing modalities, and even harmless creative hobbies as dangerous heresies? This episode pulls back the curtain on how institutional dogmatism uses fear and control to keep believers trapped in rigid boxes. We explore our personal experiences with religious backlash, examining why so many alternative wellness modalities, such as sound baths, breathwork, and holistic energy work, are automatically labeled as occultic or forbidden by mainstream leaders.We examine the viral list of everyday things deemed demonic by church authorities, uncovering the absurdity of condemning innocent cultural items, neurological differences like autism, and natural wellness practices. Going further into scriptural context, we unpack foundational Greek terms to demonstrate how the concept of uncleanness was weaponized historically and how Christ consistently broke those religious barriers to minister to outcasts and rejected seekers. We address how reclaiming spiritual discernment allows you to engage with God's creation without being paralyzed by irrational fear.Furthermore, we tackle the historical erasure of the feminine in theology, the hidden power within ancient texts, and why biblical figures like the Magi actively practiced sacred arts without condemnation.To lighten the mood, we take a trip down memory lane with a lively game comparing legendary female alternative artists and classic 90s console gaming memories. Whether you have faced condemnation for your personal journey or are looking for practical encouragement while leaving legalism behind, this episode provides a safe harbor for the open minded believer.Secure your retreat tickets today at TruthSeekah.com!https://www.truthseekah.com/things-the-church-claims-are-demonic/✨ Download Our FREE Throne Room Meditation✨ ➡️ https://www.truthseekah.com/throne-room-free➡️ Support on Patreon! https://patreon.com/join/truthseekah✅ Get access to 40+ video lessons + Weekly LIVE calls!✅ Worldwide Online Community!✅ Courses, Monthly Webinars, Prayer, Meditation, Discussion✅ TruthSeekah's Meditation Library

In this episode, Magi and Tori break down the most recent CSB final report: United States Steel Corporation Clairton Plant Coke Oven Explosion. This incident occurred on August 11, 2025 when a coke oven gas leak ignited and exploded, leaving two employees fatally injured, and four more employees with injuries requiring inpatient hospitalization. Tune in for an in-depth breakdown of what went wrong and how incidents like this can be prevented. To read the full incident report, check it out here.For more CSB final report breakdowns, check out the episodes below!Episode 150 - CSB Incident Breakdown: September 29, 2024 Fire and Chemical Release at Bio-Lab Inc.Episode 147 - Incident Breakdown: November 12, 2024 Explosion at the Givaudan Sense Colour Facility in Louisville, KYEpisode 146 - Incident Breakdown: October 10, 2024 Toxic Release at PEMEX Deer Park Refinery

So Many OptionsI've been playing with AI (Claude, ChatGPT, Grok, and an all-in-one tool called Magi ) and I finally did the thing most of us avoid: I picked one and went deep instead of bouncing between tools.Hello ClaudeIn this episode, I share what happened when I handed Claude a transcript and a few of my own blog posts and asked it to write my show notes, why I'm keeping AI on a short leash (folder by folder, not my whole Google Drive), and the bigger lesson underneath all of it: knowledge is only power when you actually do something with it.Whether it's AI, or finally plugging in that microphone that's been sitting in a drawer for three years, the principle is the same: knowing isn't the finish line. Doing is.On a Budget?I need to check and see what the difference of Claude in Magai, and a direct use of Claude. As Magai is $20 for a ton of tools, but much like many "all in one" systems, I may be missing some of the customizations.Key TakeawaysPick one AI tool and go deep, rather than chasing whichever tool looks coolest this week. They're all converging on similar features anyway.AI should polish what you've already created, not create it for you. I fed Claude a transcript and my own blog posts so the show notes would sound like me, not like generic "let's delve into a deep dive" AI-speak.Watching tutorials isn't the same as doing the work. I watch AI tutorials, then immediately try what I learned, and sometimes it's great, sometimes it flops, but either way I learn something.Start small and contained. I'm giving AI access to one dedicated folder on my computer, not my entire Google Drive, until I trust it more.The same principle applies to launching or growing your podcast. You don't need to know everything before you start. You need to plug in the mic, watch the levels move, and take the next small step.Resources MentionedMagi, the all-in-one AI tool subscription I've been testing (~$20/month)Claude, the AI tool I chose to go deep withChatGPT, Grok, other AI tools I've testedWispr Flow, the voice-to-text tool I use to dictate show notesCraig Van Slyke, AI Goes to College: aigoestocollege.comPodcasting Observations newsletter: podcastingobservations.comAudacity, free recording software mentioned in the mic-setup exampleThe School of Podcasting, weekly classes on growth and launchingWork With MeI've been helping podcasters for over 20 years. If you've got the knowledge but haven't taken the next step, whether that's launching your show or finally growing it, that's exactly what I do as your podcast consultant. Head to the schoolofpodcasting.com to join a live weekly class, or reach out about working with me directly.From the HumanI let Claude take a swing at the above show notes. I removed three of those stupid "M Dash" things, but the rest is AI. I'm not sold on how this is saving me time. It did write some social posts.This podcast uses the following third-party services for analysis: OP3 - https://op3.dev/privacy

rWotD Episode 3394: Mickey's Once Upon a Christmas Welcome to random Wiki of the Day, your journey through Wikipedia's vast and varied content, one random article at a time.The random article for Wednesday, 19 August 2026, is Mickey's Once Upon a Christmas.Mickey's Once Upon a Christmas is a 1999 American animated Christmas anthology comedy fantasy film produced by Walt Disney Television Animation and Walt Disney Video Premiere and released by Beanu Vista Pictures Distribution on November 9, 1999. The film includes three features: Stuck on Christmas (featuring Donald Duck, Huey, Dewey, and Louie, Daisy Duck, and Scrooge McDuck), A Very Goofy Christmas (featuring Goofy, Max, and Pete) and Mickey and Minnie's Gift of the Magi (featuring Mickey Mouse, Minnie Mouse, Pluto, Pete, Daisy Duck, and Mortimer Mouse). Other Disney characters also make cameos in the film. Stuck on Christmas is inspired by the 1892 short story "Christmas Every Day" by William Dean Howells and Mickey and Minnie's Gift of the Magi is based on the 1905 short story "The Gift of the Magi" by O. Henry. Upon the release of Mickey's Once Upon a Christmas, the film received mixed reviews from critics. However, it was better-received by audiences, and the annual celebration of Christmas has helped make the film a holiday cult classic.A sequel, titled Mickey's Twice Upon a Christmas, was released on November 9, 2004. Unlike its predecessor, the sequel is produced in CGI rather than traditional animation and is composed of five segments.This recording reflects the Wikipedia text as of 01:09 UTC on Wednesday, 19 August 2026.For the full current version of the article, see Mickey's Once Upon a Christmas on Wikipedia.This podcast uses content from Wikipedia under the Creative Commons Attribution-ShareAlike License.Visit our archives at wikioftheday.com and subscribe to stay updated on new episodes.Follow us on Bluesky at @wikioftheday.com.Also check out Curmudgeon's Corner, a current events podcast.Until next time, I'm neural Gregory.

We begin the New Testament with a review of the Old by way of genealogy! Then the entry of Jesus, from conception to the visit of the Magi.

Hunted by Herod's forces and others who fear what the Magi know about Yeshua, Akilah and his companions flee into the Wilderness of Paran—a land as merciless as the enemies pursuing them. But the greatest danger isn't the wilderness. Bound by their shared knowledge of Yeshua, the group carries a truth powerful enough to upend empires yet tenuous enough to fracture their resolve. When calamity tears one Wise Man away from the others, the group's newfound faith start to crumble. Faith once sparked by wonder is now tested by hardship and the silence of unanswered prayers. As they struggle to return home while facing an uncertain future, costly obedience replaces the early awe of their belief—underscoring that faith doesn't travel in a straight line, endurance is often learned in the wilderness, and trust rests with an unfathomable, sovereign God.

When you're moving into retirement, you're most likely to be starting to ask yourself which investment accounts you should start drawing from first. There's really no universal answer—retirement withdrawal strategies are deeply personal and situation-dependent. But understanding the implications of each account type and the factors that influence withdrawal order can have a massive impact on your tax burden and the longevity of your assets.    You will want to hear this episode if you are interested in... [00:00] Retirement withdrawal strategy options [06:37] Roth IRA and taxable accounts [07:47] Tax implications for investment gains [14:12] Roth IRA conversion strategy [16:17] Real-life retirement income strategies [19:36] Importance of a withdrawal strategy   Understanding the Account Types and Their Tax Impact   The foundation of your strategic withdrawal plan begins with understanding how each investment account is taxed:   1. Pre-tax Retirement Accounts These include traditional IRAs and 401(k)s, SEP IRAs, and similar plans. Contributions offer a tax deduction, and growth is tax-deferred, but withdrawals are taxed as ordinary income. These accounts are eventually subject to required minimum distributions (RMDs), currently beginning at age 73 or 75, depending on your birth year. Withdrawals here not only increase your reported income but can also impact Medicare premiums and Social Security taxation.   2. Roth Accounts Roth IRAs and Roth 401(k)s are funded with after-tax contributions. Qualified withdrawals are tax-free and—if the original contributor owns the account, not subject to RMDs in your lifetime. This makes Roth accounts especially valuable for flexible, later-stage withdrawals.   3. Taxable Brokerage Accounts These are standard investment accounts not designated for retirement. Withdrawals of principal do not create taxable events; only realized capital gains, dividends, and interest are reported for taxes. One major benefit: capital gains rates can be lower than ordinary income rates and may even reach 0% for some filers. Withdrawals can be easy to manage for opportunistic or requirement-driven needs.   Questions to Consider with Personalized Withdrawal Planning Several personal factors play into the best withdrawal order: Are you retiring before 65 and in need of Affordable Care Act (ACA) health insurance? Do you want to minimize future RMDs or leave assets to heirs? When will you begin Social Security or receive pension income? What is your preferred tax bracket and desired lifestyle flexibility?   These questions should be revisited regularly, as changes in tax law, health, or legacy wishes can affect your strategy.   Real-World Withdrawal Scenarios Coordinating Withdrawals for ACA Subsidies Jonathan retires at 57, pre-Medicare, and must carefully manage his modified adjusted gross income (MAGI) to retain ACA health insurance subsidies. My suggested plan is to combine modest 401(k) withdrawals, reportable dividends, and money market interest to stay below the MAGI threshold. Additional cash needs are met from accounts, like the money market, which don't affect taxable income. This keeps his subsidy and aligns with income limits, demonstrating the need for multi-account coordination.   Reducing Future RMDs and Leaving a Legacy Walter and Amy, 62, want to avoid burdening their heirs with high-tax inheritance on pre-tax accounts. Instead of focusing solely on paying the least tax today, they prioritize Roth conversions while Social Security is delayed, taking advantage of lower brackets now to transfer wealth into tax-free vehicles. Over several years, they could convert hundreds of thousands into Roth IRAs, significantly reducing future RMDs while maximizing wealth transfer.   Minimizing Tax on Social Security Christian, 68, blends Social Security with distributions from non-taxable sources like his money market to avoid triggering federal taxes on his Social Security. Careful planning allows him to either keep Social Security tax-free or, with limited IRA withdrawals, incur only minimal tax.   The Importance of Ongoing Review and Professional Advice Your withdrawal strategy is not a "set-and-forget" plan. Tax laws, account balances, and individual goals will change over time. I suggest annual reviews and, ideally, working with a specialized financial advisor to continually adjust the plan for optimal tax efficiency and income sustainability. A thoughtful approach, tailored to your personal circumstances and updated regularly, will help you balance tax efficiency, income needs, and legacy goals.    Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE    Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact Subscribe to Retire With Ryan

Our website: https://www.itstwobrothers.com/ Discuss this episode at reddit.com/r/ItsTwoBrothersPodcast Spoilers: Stranger Things: 8:16 - 8:22 Kingdom Come Deliverance 1 & 2: 9:33 - 16:52 Beastars: 17:45 - 18:28 There's an old man in the sky and he's waiting just to... October Tide - Tunnel Of No Light Genesis Owusu - STRUGGLER Also in this episode: Sickness delays and copious honey ingestion. Blue whales are very powerful. Diablo 4 is too powerful. Jason has opinions on the Stranger Things finale. Kingdom Come Deliverance 2 woodpile game is too strong. Beastars is weird. Magi is a "mid" great anime. Steven espouses the greatness of Poirot. Jason is scared of scary things. The Wire is still the king. Jason doesn't know anything about movies (Project Hail Mary and Backrooms) and Steven doesn't know anything about VR (Hotdogs, Horseshoes, & Handgrenades 2!) Albums for the next one: oktobernatt - Coordinates Boards of Canada - Inferno Support It's Two Brothers by contributing to their tip jar: https://tips.pinecast.com/jar/itstwobrothers This podcast is powered by Pinecast.

To the Manger and Beyond: A Devotional for Advent and Epiphany by Terry W. Eddinger Terryweddinger.com https://www.amazon.com/Manger-Beyond-Devotional-Advent-Epiphany/dp/B0H3L58QJT/ To the Manger and Beyond: A Devotional for Advent and Epiphany is a Scripture-centered devotional that guides readers through the biblical story of Jesus' birth, from Old Testament prophecy to the return of the holy family to Nazareth. Organized as a chronological journey, the book traces God's redemptive plan across nearly 1,800 years, beginning with messianic promises in the Hebrew Scriptures and culminating in the incarnation of Christ. The devotional is divided into five major sections: prophetic foundations for the Messiah, the birth of John the Baptist as forerunner, the annunciation to Mary and Joseph, the birth and early presentation of Jesus, and the visit of the Magi. Each devotion focuses on a specific biblical passage, offering historical, cultural, and theological insight to deepen understanding of the text. Rather than following traditional Advent themes, the book emphasizes close reading of Scripture and situates each event within its broader biblical and historical context.

Out of the Wanders and back to WORK! With Clover at the wheel of the get-away van, Wrenzo and Jass report back to Odessa with Betty Crock's tome of swampy spells. This concludes Arc 10 of Oddjobs! Thank you again to Andrew Palmer of ChasmQuest for joining us as the amazing Wrenzo the Magi! Tune back in next week for our Office Memo, where we'll be updating you on our upcoming schedule. Our eternal thanks go to people who help us make the show. Like our patrons on Patreon! And our network Lore Party! Finally, thanks Pat, our Employee of the Month. Until further notice, the break room is broken. :) Produced by Noah Perito & Lisa CondemiMusic by Noah Perito & Lisa Condemi Interested in donating to the show? Buy us a coffee! Sound Effects:“Book Sounds” - Allsounds/Audionauti"Fetid Swamp" - Sword Coast Soundscapes"whip-crack" - sci-fisounds“fireball-whoosh” - robinhood76“explosion” - tommccann"gut-a-blastix" - rolandseer"sword-clash-and-slide" - Fun With Sound"Big Water Splash" - qubodup"vehicle-small_car_burnout_version-1" - scott_snailham"la-cucaracha-car-horn" - csnmedia"messy-splat-3a" - foolboymedia"tires-squeaking" - rutgermuller"device-powering-up" - spoonsandlessspoons“Time-slow-down” - patricklieberkind “Time-stop” - damnsatinist “Portal-idle” - couchhero“bamf” - themfish"Air Bag Deploy Demo" - Matthew J. Kutcher"elevator-ding" - collierhs-colinlib"elevator_strange_grinding" - zabuhailo "mad-scientist-lab-loopable" - ramonmineiro "robot-walking-demo" - kwahmah-02 "lightningcrash" - noisenoir "Summon Fey" - Michaël Ghelfi"Word of Radiance" - Michaël Ghelfi All sound effects from ⁠Freesound.org⁠, unless listed under AllSounds/Audionauti, background sound effects, Free Audio Zone, Fun With Sound, Gaming Sound FX, Live Wallpaper Master, Lord Sandwich, Matthew J. Kutcher, Michaël Ghelfi, OmarSounds, Relaxing Recordings, Royalty Free FX, Sound Effect Database, Studiomod, Sword Coast Soundscapes, or Viral Vids NL. Additional sound effects by Noah Perito. Learn more about your ad choices. Visit megaphone.fm/adchoices

Brian Godawa is back again! He is a bestselling author, screenwriter, and biblical researcher known for transforming Scripture's supernatural worldview into epic historical fiction. His newest novel, Daniel: Exile in Babylon, explores Daniel's captivity, Babylonian culture, spiritual warfare, and the unseen powers operating behind earthly kingdoms all through an exciting fantasy fictional format! LINKS: https://godawa.com 00:00:00 Opening Preview and Introduction 00:04:26 Brian Godawa and Biblical Historical Fiction 00:07:02 Daniel: Exile in Babylon 00:11:20 Watchers, Spiritual Powers, and Babylonian Magic 00:23:19 Daniel, the Magi, and the Gospel in the Stars 00:39:23 Daniel's Occult Education and Faithfulness to God 00:44:20 Narrative Theology, Hollywood, and Christian Storytelling 00:55:50 Daniel's Age, Eunuch Status, and Life in Babylon 01:06:50 Connecting Daniel, Jeremiah, Ezekiel, and Esther 01:11:30 Shadrach, Meshach, Abednego, and God's “Little People” 01:18:13 Brian's Books and Closing Thoughts

Brian Godawa is back again! He is a bestselling author, screenwriter, and biblical researcher known for transforming Scripture's supernatural worldview into epic historical fiction. His newest novel, Daniel: Exile in Babylon, explores Daniel's captivity, Babylonian culture, spiritual warfare, and the unseen powers operating behind earthly kingdoms all through an exciting fantasy fictional format!    LINKS: https://godawa.com    00:00:00 Opening Preview and Introduction  00:04:26 Brian Godawa and Biblical Historical Fiction  00:07:02 Daniel: Exile in Babylon  00:11:20 Watchers, Spiritual Powers, and Babylonian Magic  00:23:19 Daniel, the Magi, and the Gospel in the Stars  00:39:23 Daniel's Occult Education and Faithfulness to God  00:44:20 Narrative Theology, Hollywood, and Christian Storytelling  00:55:50 Daniel's Age, Eunuch Status, and Life in Babylon  01:06:50 Connecting Daniel, Jeremiah, Ezekiel, and Esther  01:11:30 Shadrach, Meshach, Abednego, and God's "Little People"  01:18:13 Brian's Books and Closing Thoughts

An individual retirement account, or IRA, can be a valuable tool for long-term saving. But like any financial tool, it needs to be understood and used wisely. Proverbs 18:15 says, “An intelligent heart acquires knowledge, and the ear of the wise seeks knowledge.” That's good wisdom for every area of life, including how we manage money. As stewards, we don't want to make financial decisions simply because an account is popular or because someone told us we ought to have one. We want to understand the tools available to us and use them with wisdom, patience, and trust in the Lord. So, how well do you really know your IRA? Let's walk through a few common misconceptions with a simple true-or-false quiz. True or false: You can contribute to an IRA even if you already have a retirement plan through your employer. True. You can contribute to a traditional or Roth IRA even if you also participate in a 401(k), 403(b), or another workplace retirement plan. In 2026, the total amount you can contribute across all your traditional and Roth IRAs combined is $7,500, or $8,600 if you're age 50 or older. You'll need enough taxable compensation to support your contribution, and income limits may affect whether you can deduct a traditional IRA contribution or contribute directly to a Roth IRA. The important point is that having access to a workplace retirement plan does not necessarily prevent you from contributing to an IRA. These accounts can often work together as part of a thoughtful long-term strategy. True or false: An IRA is an account that holds investments, not an investment by itself. True. Think of an IRA as a container. The account itself provides certain tax advantages, but what happens to the money depends largely on the investments you choose to hold inside it. Depending on your IRA custodian, those investments might include mutual funds, exchange-traded funds, stocks, bonds, money market funds, or other investment options. That distinction matters. Sometimes someone will say, “I bought an IRA,” when what they really mean is that they opened an IRA and then invested the money inside it. The IRA is the account. The investments within that account determine how the money is put to work. There are also limits on what an IRA can hold. IRA funds generally cannot be invested in life insurance or collectibles. Certain precious metals may qualify if they meet specific IRS requirements and are held properly. Self-directed IRAs can provide access to more specialized investments, but greater flexibility can also bring greater complexity and risk. As with any financial decision, it's important to understand what you own and why you own it. True or false: Your will determines who receives your IRA, regardless of the beneficiary listed on the account. False. An IRA allows you to name one or more beneficiaries who will receive the account when you die. Those assets generally transfer directly to the beneficiaries outside of probate. In most cases, the beneficiary designation on the account takes precedence over what your will says. That's why beneficiary designations shouldn't be treated as something you set once and forget. Review them periodically, especially after major life changes such as marriage, divorce, the death of a spouse, or the birth or adoption of a child. Estate planning is about more than documents. It's about making your intentions clear and preparing well for those who may one day steward what you leave behind. True or false: Traditional IRAs are subject to required minimum distributions. True. Traditional IRAs are generally subject to required minimum distributions, commonly called RMDs. For those subject to the current age-73 rule, the first distribution generally must be taken by April 1 of the year following the year you turn 73. After that, annual RMDs are typically due by December 31. Failing to withdraw the required amount can result in a significant tax penalty, though that penalty may be reduced when the mistake is corrected promptly. Roth IRAs work differently. The original owner generally does not have to take required minimum distributions during his or her lifetime. Because contributions are made with after-tax dollars, qualified withdrawals can also be tax-free. Those differences are important when deciding how various retirement accounts may fit into your broader financial plan. Retirement Accounts Are Tools, Not Our Security So, how did you do on the quiz? The goal isn't to become a retirement expert overnight. It's to keep growing in wisdom. An IRA can be a useful tool for preparing for the future, but no retirement account can provide ultimate security. Our hope is not in an IRA, a pension, a 401(k), or the number on a balance sheet. Our hope is in Christ. That changes the deeper question we ask about retirement planning. Instead of simply asking, “How much can I accumulate?” we can also ask, “Am I using what God has entrusted to me in a way that reflects faithfulness, generosity, and eternal priorities?” Retirement accounts are simply tools in the hands of a steward. Understanding how they work helps us use them wisely—but remembering whom they ultimately belong to helps us use them faithfully. On Today's Program, Rob Answers Listener Questions: I'm 68, and my husband is 71. We're retired with about $500,000 invested, a $100,000 mortgage at 2.75%, and a $30,000 car loan at 4.99%. We wanted to pay them off from our investments, but our advisor says the tax bill would be about $37,000 and recommends using a HELOC instead, then making one annual payment from our investments. Does that strategy make sense? He also recommends a trust, but we already have wills and our final arrangements paid for. Why might we still need one? My grandson is moving to Bali for two years for work. Should he send his earnings back to the U.S., or open a local bank account and keep the money there? I'm 61 and hope to retire at 63. About 80% of our retirement savings is pre-tax, and 20% is Roth. If we withdraw from pre-tax accounts first, our income could exceed the ACA subsidy limits. Should we consider Roth conversions or use Roth withdrawals earlier to better manage our MAGI and healthcare costs? Resources Mentioned: Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner) FaithFi Field Guide: How Much Money is Enough?  Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship by Rob West Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety Rich Toward God: A Study on the Parable of the Rich Fool Find a Certified Kingdom Advisor® (CKA) FaithFi App Remember, you can call in to ask your questions every weekday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode, Magi and Tori break down the most recent CSB final report: Bio-Lab Inc. Conyers Fire and Chemical Release. This incident caused 17 days of local lockdowns, including almost two weeks of school closures, and caused an estimated $50.5 million in damages. While thankfully there were no injuries associated with this event, it certainly is an extreme example of the havoc that can be caused when safeguards fail, which is much more likely when they are not up to proper process safety standards. Tune in to hear more details, and to learn what can be done to prevent incidents such as these! The chemicals stored in the warehouse where this incident occurred were trichloroisocyanuric acid (TCCA), trichloroisocyanuric acid (TCCA) formulations, sodium dichloroisocyanurate (NaDCC), and Bromochloro 5,5-dimethylimidazolidine-2,4-dione (BCDMH) as well as other chemicals.To read the full incident report, check it out here.For more CSB final report breakdowns, check out the episodes below!:Episode 147 - Incident Breakdown: November 12, 2024 Explosion at the Givaudan Sense Colour Facility in Louisville, KYEpisode 146 - Incident Breakdown: October 10, 2024 Toxic Release at PEMEX Deer Park RefineryEpisode 145 - Incident Breakdown: July 14, 2023 Explosion at Dow Louisiana Operations

Listener Q&A where Andy talks about: Should Roth conversion analysis look at marginal or effective tax rates ( 4:21 )His thoughts on why qualified Roth account distributions might eventually be included in certain measures of Modified Adjusted Gross Income ("MAGI") ( 8:28 )What other MAGIs are potentially impacted and should be watched out for with doing Roth conversions ( 12:38 )The difference between "directionality" and "precision" in retirement planning ( 20:40 )Is it reasonably for an advisor to charge you extra for outsourcing some of their investment management to a separately managed or sub-managed account ( 25:38 )His thoughts of reinvesting a deferred compensation plan to all cash when the plan will soon begin paying out its deferred payments ( 29:34 )His thoughts on using multiple dividend and fixed income funds to create a "high income sleeve" for near-term distribution needs ( 35:25 )Whether it's accurate that you can indirectly file a tax return extension simply by making an online tax payment and select "extension" as the reason for the payment ( 39:05 )Can a minor with less than $400 of self-employment income not file a tax return yet still be eligible to contribute to a Roth IRA ( 44:56 )How he helps clients balance Fear of Missing Out ("FOMO") and Fear of Running Out ("FORU") ( 52:04 )How much of his planning work with clients is computational vs psychological ( 54:42 )His thoughts on the gamification of investing, and the prediction markets ( 58:11 )Why there are so many different funds like buffered ETFs and option trading ETFs, at higher expense ratios, when many can just invest in a few basic low-cost ETFs ( 1:00:36 )To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.comAndy's LinkedIn profile: https://www.linkedin.com/in/andypanko/Links in this episode:Tenon Financial monthly newsletter/blog - Retirement Planning InsightsYouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

In this episode we answer emails from I Have No Name, Shellie, Midwest Nice, and Mr. Ed (a motley crew indeed!).  We discuss some massively funny generosity to our Top of the T-Shirt Campaign for the Father McKenna Center, an odd small cap value fund in a 401(k) and the issues surrounding holding too much cash, how stocks and long-term treasury bonds can both rise while still showing negative correlation and how that relates to the Four Quadrant Model, and redeploying proceeds from the sale of real estate.  And lutefisk.And THEN we our go through our weekly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.Links:Father McKenna Center Donation Page (please mention Risk Parity Radio in the comment section with your donation):  Donate - Father McKenna CenterPMJAX at Morningstar:  PMJAX – Portfolio – PIMCO RAE US Small A | MorningstarPMJAX Comparison:  Asset Analyzer for ETFs, Stocks, and Funds | testfolioPortfolios With More and Less Cash Comparison:  Portfolio Backtester for ETFs and Asset Allocation | testfolioS&P500 and LT Treasury Bond Comparison:  Asset Analyzer for ETFs, Stocks, and Funds | testfolioThe Four Quadrant Model Exquisitely Explained With Illustrations Inspired By Vermeer:  The Four Quadrant Wealth Atlas.pdf - Google DriveFour Quadrant Model Video:  Understanding Correlations and Diversification Using the Four Quadrant ModelBreathless Unedited AI-Bot Summary:A listener spots a new “small cap value” option in a 401(k) and asks the question most DIY investors eventually face: how do you tell what a fund really is when the plan uses a custom name and no ticker? We walk through a practical, repeatable research process using an AI chatbot (Gemini or ChatGPT) to find the closest public equivalent, then confirming style exposure and performance on Morningstar and Testfol.io. Along the way we discuss what “micro” exposure can mean, why “perfect” isn't required inside a restrictive plan, and how you can still build a solid risk parity-style asset allocation with the tools you have.Then we tackle the comfort blanket that can quietly cost you money: cash. We explain cash drag, why holding 25% in cash can act like you're not investing a quarter of your portfolio, and why bucket strategies don't magically solve sequence of returns risk just by relabeling accounts. We also dig into tax-efficient investing and asset location, including why taxable cash interest can be brutal in retirement and when it may make sense to reposition assets between taxable and retirement accounts.A father writes in with his son's surprisingly sharp question about bond stock correlation: if stocks go up over time and long-term Treasury bonds are negatively correlated, do bonds usually go down? We answer with long-run data, show why both can rise while still diversifying each other, and point to specific regimes like 2000 to 2010 versus 2022. We also field a real-world planning scenario on investing property sale proceeds while keeping ACA premium tax credits in mind by managing MAGI, before wrapping with our weekly portfolio review across the eight sample portfolios (VOO, QQQ, VIOV, GLDM, VGLT, PDBC, PFFB/PFFV, DBMF and more).Subscribe for more practical risk parity investing guidance, share this with a friend who's stuck in a confusing 401(k), and leave a rating and review so more DIY investors can find us.Support the show

Andy discusses common tax planning mistakes often made in retirement. Additionally, he shares insight on how to attempt to prevent such mistakes, and/or fix them after they've happenedThe 8 common mistakes are:Not paying enough income tax timely throughout the year, and having underpayment penalties as a resultMissing or not taking the correct amount of Required Minimum Distributions (“RMDs”)Having improper beneficiary designationsNot properly applying Roth account withdrawal rulesNot understanding IRA “basis” and the pro rata ruleNot being as tax-efficient as possible with charitable givingNot managing Modified Adjusted Gross Income (“MAGI”)Not planning for state-specific income tax considerationsLinks in this episode:My YouTube video - How Much Estimated Tax to PaySummary of RMD factors from the Retirement Planning Education website's - Free StuffIRS summary of RMDs - hereMy company's newsletter - Required Minimum Distribution ("RMD") Rules from Inherited IRAsMy YouTube video - Roth IRA Withdrawal Rules My YouTube video reply of the webinar - IRA after-tax "basis," the pro rata rule and Form 8606My YouTube video - How to give to charities tax-efficientlyMy company's newsletter - How to donate to charities tax-efficientlyMy YouTube video - What is Modified Adjusted Gross Income, or "MAGI"Tenon Financial monthly e-newsletter - Retirement Planning InsightsYouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.comTo send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.com

Healthcare is one of the biggest unknowns in any FIRE plan. If you're considering early retirement, self-employment, or leaving a traditional job, understanding health insurance costs could save you thousands of dollars per year and prevent costly planning mistakes. In this episode, we break down the Affordable Care Act (ACA) health insurance, premium tax credits, MAGI planning, and how healthcare costs vary by state. We also walk through a healthcare cost estimator tool that can help you project future expenses and build a more resilient financial independence plan. Resources Featured in the Episode: Healthcare Cost Projection: https://biggerpocketsmoney.com/healthcarecosts/ 2026 Tax Projection: https://biggerpocketsmoney.com/income-tax-projection/ How Health Insurance Works in Early Retirement Blog Post: https://biggerpocketsmoney.com/how-health-insurance-works-in-early-retirement-and-self-employment-2026/ How to Plan for Healthcare Over Early Retirement Blog Post: https://biggerpocketsmoney.com/planning-for-healthcare-costs-over-a-decades-long-early-retirement/ To go beyond the podcast: Kick start your financial independence journey with our FREE financial resources - https://biggerpocketsmoney.com/ Subscribe on YouTube for even more content- www.youtube.com/biggerpocketsmoney  Connect with us on social media to join the other BiggerPockets Money listeners - https://www.facebook.com/groups/BPMoney We believe financial independence is attainable for anyone no matter when or where you're starting. Let's get your financial house in order! Learn more about your ad choices. Visit megaphone.fm/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Healthcare is one of the biggest unknowns in any FIRE plan. If you're considering early retirement, self-employment, or leaving a traditional job, understanding health insurance costs could save you thousands of dollars per year and prevent costly planning mistakes. In this episode, we break down the Affordable Care Act (ACA) health insurance, premium tax credits, MAGI planning, and how healthcare costs vary by state. We also walk through a healthcare cost estimator tool that can help you project future expenses and build a more resilient financial independence plan. Resources Featured in the Episode: Healthcare Cost Projection: https://biggerpocketsmoney.com/healthcarecosts/ 2026 Tax Projection: https://biggerpocketsmoney.com/income-tax-projection/ How Health Insurance Works in Early Retirement Blog Post: https://biggerpocketsmoney.com/how-health-insurance-works-in-early-retirement-and-self-employment-2026/ How to Plan for Healthcare Over Early Retirement Blog Post: https://biggerpocketsmoney.com/planning-for-healthcare-costs-over-a-decades-long-early-retirement/ To go beyond the podcast: Kick start your financial independence journey with our FREE financial resources - https://biggerpocketsmoney.com/ Subscribe on YouTube for even more content- www.youtube.com/biggerpocketsmoney  Connect with us on social media to join the other BiggerPockets Money listeners - https://www.facebook.com/groups/BPMoney We believe financial independence is attainable for anyone no matter when or where you're starting. Let's get your financial house in order! Learn more about your ad choices. Visit megaphone.fm/adchoices

Host Meg Wolitzer presents two O. Henry Prize-winning stories, from the volume guest edited by Edward P. Jones.  The Prize was created in honor of the 19th-century writer best known for slyly humorous stories like “The Ransom of Red Chief” and “Gift of the Magi,” but contemporary selections range wide.  In “Rosaura at Dawn,” by Daniel Saldaña París, a woman searches for new life, and a new home.The reader is Sonia Manzano.  And “Countdown,” by Anthony Marra, is a darkly comic look at life in modern Russia.  The reader is Morgan Spector.   Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Does a growing human population dilute demonic influence per person? Plus: the Magi's star, Mary after Pentecost, leavened Eucharist history, God's timelessness, and the serpent of Genesis 3. Jimmy Akin and Dom Bettinelli answer patron questions. The post What Mary Knew; God’s Choices; Autism & Names in Afterlife; & More appeared first on StarQuest Media.