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Title: Capital Raising is the New Superpower: How to Win in Any Economy with Hunter Thompson Summary: In this episode of the Passive Income Attorney Podcast, host Seth Bradley engages with Hunter Thompson, a prominent figure in the world of passive income investing. They discuss the current economic landscape, including rising interest rates, inflation, and the inverted yield curve, and how these factors impact real estate investments. Hunter shares his entrepreneurial journey, emphasizing the importance of diversification and capital raising in passive investing. The conversation also touches on strategies for navigating the current market and the significance of education and mentorship in achieving financial freedom. Links to watch and subscribe: https://www.youtube.com/watch?v=g9QZ1WTVLUE Bullet Point Highlights: Passive income allows you to practice when you want, not because you have to. Rising interest rates and inflation are significant factors in real estate investing. Diversification is key to mitigating risks in real estate investments. Capital raising can be a hybrid approach to passive investing. Understanding economic indicators can help predict market trends. Real estate is a hedge against inflation, benefiting from rising rents. Investors should focus on net operating income (NOI) when evaluating properties. Education and mentorship are crucial for success in investing. Speed in decision-making can lead to better investment opportunities. Having a virtual assistant can help manage time effectively.  Transcript: Seth Bradley (00:10.42) What's going on law nation. Welcome to the passive income attorney podcast, the best place for learning about the world of alternative passive investing so that you can practice when you want to and not because you have to. So if you're ready to kick that billable hour to the curb, start by going to attorneybydesign.com to download the freedom blueprint, which will also get you access to partner with us on one of our next passive real estate investments and   We have a live deal right now. It's a 506 C opportunity for accredited investors only with a target preferred return of 15%. Yes, 15%. You heard that right. So jump on that. If you have a chance today, let's talk about when and what to invest in. There's been a lot of chatter about waiting for the right time to jump in over the last, I don't know. I'd say five years or so.   because everyone has their own prediction on when the next 2008 might happen. But well, other than the blip caused by the recent global pandemic, we haven't seen that natural correction yet. And who really knows when that will be? Nobody does. But what we have seen are very strong influences that could impact the real estate market in the very near future. And you know what I'm talking about?   I'm talking about rising interest rates. I'm talking about a highly inflationary environment that we're all feeling combined with, you know, an under supply that's creating a high demand and skyrocketing prices. So with all these different factors culminating right now, what does it all mean? What can we predict after factoring in all these things? Well, you're about to find out.   In this episode, one of my favorite investing personalities, Hunter Thompson shares his expert insights into this economic melting pot that's happening right now and how you can capitalize on it before you get left behind. Hunter is the founder of ACM Capital and who has acquired over $150 million of mobile home parks, self-storage retail office, ATM machines and cryptocurrency assets.   Seth Bradley (02:29.868) Hunter is also the host of the cashflow connections, real estate podcast, which has received over 1 million downloads. He's also wrote raising capital for real estate, which hit number one on Amazon in real estate sales and selling really stoked for this guys. Let's go.   This is the Passive Income Attorney Podcast, where you'll discover the secrets and strategies of to make Start living the good life on your own terms. Now, here's Seth Bradley.   the ultra.   Seth Bradley (02:57.475) y'all   Seth Bradley (03:09.518) Here's your host.   Hunter Thompson, what's going on? Rather welcome to the show.   Hey, thanks a lot. Our honor to on.   Absolutely, man. You're someone I personally look up to a lot and holding high regard in this industry. So super stoked to have you on the show today, man. Thanks again. Absolutely, man. So look, you've been on a ton of podcasts and you know, you're the host of your own successful show, cashflow connections. So I got to ask who's the real Hunter Thompson.   and mutual.   Hunter Thompson (03:38.894) So, I mean, you know, someone asked me like, if I had to say one word that identify it's entrepreneur man. And I think everyone listens to that. That's probably that speaks to them because anybody listened to the show, they take an entrepreneurial approach to reality and to their lives. Like we were not born passive real estate investors, right? In fact, we had to find this stuff out on our own to a large degree. And   A lot of us were kind of taught a lot of myths about investing, you know, save only invest in the stock market. For some reason, dividends can pay off your expenses at some points. Like you have to have a $40 million net worth to do that, you know? And so that feeling of like, man, I may have been lied to about some of the most important things in life kind of inspired me to go down a cool path and, you know, break some rules along the way, but here we are.   Nice. I love it, man. So dive in a little bit deeper. Tell us a little bit about your background and your story, and then we'll jump into it.   Sure, so I think for a lot of people when they talk about real estate and like their history in the space, 2008 is gonna come up. And that's the same for me. But I was very insulated from that risk. So was in college during 2008, but I saw what took place and I had a background as an entrepreneur and a poker player. And so I wasn't really like investing in the stock market, but when 2008 happened, saw flood was in the streets and I heard the quotes from the billionaires that said, that's when you should be buying.   And so I basically went all in on education. I was obsessed with CNBC. Jim Kramer was like the biggest fan of his, just reading everything from Warren Buffett, Charlie Munger, all those guys and started to follow financial markets, even dabbled in day trading a bit. And then something happened, started to have success as anybody that did that started in 2008, by the way. But it wasn't really until 2010 that something happened that like completely shifted my perspective.   Hunter Thompson (05:33.194) on everything I had learned up until that point. And people don't talk a lot about 2010, but for me, that was the big moment because after all of this research about quote diversification and hey, you got to get Apple and Johnson and Johnson and also some cash and maybe some gold and these types of things out of nowhere, the European debt crisis happened and it created massive challenges with volatility in the US markets.   And all of sudden everyone was focusing on some obscure economic data point, which was the Greece bond yields and the German bond yields. And it was like, Hey man, all this research I had done never suggested that something as ridiculous and obscure. I'm talking to every single person on CNBC was watching the   German bond yields. And the quote at the time was, if it goes above 7%, the S &P 500 is going to dive. And they were correct. And every day it would go above 7%, below 7%, and the S &P would go up and down and five, like over and over again. And I was like, I've got to find a way that a small firm or myself can conduct due diligence on an asset class that is, the performance is directly tied to supply and demand, not the German bond yields.   And so I was actually not really interested in real estate specifically. I just ended up doing a lot of research on everything that was out there and found real estate was extremely predictable in terms of wealth creation and had the opportunity to create some asymmetric returns. So that's what led us to this conversation today.   Yeah, yeah. So I know your story pretty well. So fill the audience in a little bit, but I know that Jeremy Roll, who's been a guest on our show before, is a mentor of yours and one of the first people kind of got you into the space or got you interested in the space. And he's well known for taking a fully passive approach, right? He's one of these guys that's just fully passive. That's kind of his thing. How have you kind of adapted that approach and made it your own?   Hunter Thompson (07:29.038) So yeah, you're right. going back to like 2010, I moved to California, which is one of the most decimated States in the country in terms of the recession, right? And so that's where I started my real estate career. And so I would go into the networking events, sometimes four or five a week. And it was honestly like going to, mean, it was somber to say the least. People had lost their shirts, people that created $10 million of wealth. If they were all invested in California, some of them are wiped out.   And I found that there was a couple of strategies that really struggled and there's a couple of strategies that didn't struggle. And, you know, some people don't talk about this, the default rate for multifamily apartments, 150 units or more like Fannie Fannie financed 1.5 % during 2008.   I mean, it's just, that's the reality of quality assets with a lot of checks. If you got a lot of checks and they keep coming in because rental income is not really volatile, you just didn't have that big of a problem. So I was very sympathetic to finding out how to do this. And the first person that really introduced to me to this was like you said, Jeremy Roll. And the thesis was this.   I'm very, I want to be focused on diversification. I don't want to be hyper allocated to one particular niche, but if you study economics, you know that in order to have a market advantage, you must be focused on doing one thing better than everyone else. But that is not conducive to building a portfolio that is diversified. Like you probably have interviewed a lot of like, let's say self storage.   Operator that's like all in on cell storage and Florida's the market and everybody knows the demographics are super favorable. got their whole $30 million net worth all in the East coast of Florida. And it's insane. All the baby boomers are moving there. It's amazing. And then once a year when it's hurricane season, they can't sleep for months because they got $30 million on the East coast of Florida. And it's like, man, the East coast of Florida is awesome, but maybe I should have a little bit in Georgia. Maybe I should have a little bit in senior living in Wyoming. You know what I mean? So.   Hunter Thompson (09:33.698) That's the only way to accomplish that from my perspective is to have a diversified passive approach. And I do know Jeremy very well, he doesn't just go to Mexico and drink Mai Tais. I mean, he works 50, 60 hours a week trying to allocate his portfolio appropriately. And I do a similar kind of thing with my portfolio and also have an active side of the business as well, which is where I raise capital for other people's deals.   Yeah. That's the beautiful part about passive investing is you can diversify across different asset classes, different geographies with different sponsors, all that sort of thing so that you can diversify within the realm of real estate or business or whatever it might be. Rather than if you are an active sponsor, you're operating those properties. That market advantage is knowing the market, knowing the market being boots on the ground and knowing all those intricacies rather than, but you know, if you're that person, it's very difficult to diversify.   Perhaps you can pass it invest in somebody else's deals. But again, you're, jumping into the passive investing space. Yeah. So you're very well known as, know, a great capital raiser. Do you consider that a passive approach or is that an active approach?   That's exactly right.   Hunter Thompson (10:44.142) Well, it's a hybrid, right? Because what I do is I still find and aggregate active owner operators in their respective niches. It's just that because I have a little bit of expertise in this and a due diligence process and some economies of scale, because we've invested very significantly over the years and because we have hundreds of investors and thousands of people on our list or tens of thousands on our list, we can do the level of due diligence that most passive investors can't.   even if they knew exactly what to do, it's not economically viable. So I'll you an example. There's a lot of passive investors that listen to the show. And I'm sure that if you had the time and infinite resources, you would want to go visit these properties in person on every single deal. Spend probably a hundred hours on due diligence on each deal. know, not only talk to the sponsors themselves, but their CPAs, their contractors, their property managers. You want to review their software. You want to run criminal checks, background checks.   If you had infinite time and resources, you'd probably do all that stuff. But if you do all that and you're investing 50 grand, your return profile is gonna be deteriorated by that due diligence process. And so I feel like there's need in the space for that extra layer of due diligence, but it's not economically viable unless you're pulling capital together, aggregating investors. And so that's why I founded Asim Capital to do that exact thing. We provide that service and...   usually investors aren't really paying anything out of pocket. We get our economics from the sponsor because we can show up with, hey, $5 million in 30 days, $10 million in 60 days, these types of things. And that's a great skill to have in the business of real estate.   Yeah. And you just laid that out perfectly. You know, why some people ask, why don't you just go straight to the operator to invest in rather than someone who might be mainly a capital raiser or an aggregator of capital. And you just laid that out perfectly. It's, you know, that's an extra layer of due diligence, time, effort, money that you as the passive investor don't have to do. And if you do do it, it just stops making sense. I mean, there's only so much you can do. Even if you take something simple.   Seth Bradley (12:51.022) It's certainly not simple, but something like, you know, looking at a sponsor's underwriting model, there are so many things to look into that and you won't be able to pick that apart. I mean, you just won't from the past investors per second. Even if I go grab somebody sponsors, some sponsors underwriting model and look at it, I don't know what equations they've changed. I'm not going to check a thousand different equations. But what we do bring value wise is that we know these sponsors. It's a really small industry when you get to know everyone in it.   And we know their reputations. know how their deals have gone. We know how they treat their past investors. So that's just an extra level of due diligence that the past investors at the retail level might not be able to do. least not.   Exactly right. That's exactly right. And something else, think that I obviously I've mentioned economics a couple of times in the show. Like this is the lens through which I view the space. And if you are an owner operator, you want to kind of play lip service to economics. So the reality is you've got your head down because you can't adjust your business accordingly. Like if you're a retail owner operator and then retail centers get   closed in 2020 and you cannot go to retail. You can't just go, all right, we're doing hotels now. You can't, I mean, you've built up a business around that, but as a passive investor, you can be nimble and aggregate capital and allocate capital based on your view through the lens of economics or otherwise.   Yeah, absolutely. Yeah, you're not going to if you're a retail operator, you're not going to say in tanks, you're not going to be like, OK, well, retail sucks now. Don't don't invest with me. Forget about it. Exactly. That's the more else you've got to come up with reasons why to invest in. It might not be the best for those investors.   Hunter Thompson (14:29.516) That's exactly right. That's exactly right.   So a lot of our listeners are attorneys, they're doctors, they're W-2s. Is raising capital something they should be interested in getting into? Should they take that next step?   depends. So, I mean, we do a webinar about raising money. And the first thing we say is like, Hey, look, this is like the third slide in the presentation. And I say like, are you actually ready for this responsibility? If not, should leave now because you know, what we talk about is turning on the faucet, turning on that thing. It's like the X factor of every business. And I don't want you to 10 X. I don't know what I'm doing. You know, so it's, take the responsibility very, very seriously. And,   If you haven't done a deal, for example, you shouldn't raise money for a deal. What you should do is go all in on education. And I know you've done just a tremendous job kind of educating your base, but you can go all in. I'll put this, this is like a really powerful way to put this. So in 2010, when I started going to real estate meetings, everyone was saying like, honor, this is the opportunity of a lifetime. I've been in this business for 30 years and never seen anything like it. This is the back the truck up moment. And I was like,   back what truck up? Like, don't know what I'm doing. Like, I don't know what a cap rate is. You know what I mean? But here's the crazy thing. They were absolutely correct. The market dynamics was so favorable that it was probably more favorable than any time in history, especially when it comes to commercial real estate. But four years later, I had developed more confidence, more knowledge, more network that the deals I solved then were better than the deals I saw in 2010. And that is why this game is amazing.   Hunter Thompson (16:05.794) because if you can expand your network and knowledge and confidence faster than even the most pronounced recovery in the history of real estate. And so all those people that if you ever hear someone saying like, now's the opportunity of a lifetime, go all in, like maybe they're right, but it might not be the right time for you. So just take your time, stay away from people that are pushy. The reason this game works is that it works all the time. So you never miss the opportunity of a lifetime. That's the whole point.   Love it, man. Yeah. So they already have the network, right? If you're an attorney or doctor, you probably know other attorneys and doctors. So at least you have that network established of high net worth individuals that you might be able to aggregate some capital with. But you're right. I mean, the education piece is imperative and everybody goes through that learning curve and it takes some time. And there's a lot of responsibilities to come with raising capital and investing in real estate in general. So you've got to make sure that you get that education piece nailed down.   Totally. Actually, do you mind if I, so like something that's been just like on my mind recently is, and so many past investors need to understand is that there's been a lot of discussion around the yield curve inversion and all of that. Do you mind if I talk about that? I'm sure that the lot of listeners are going to be interested. Okay. So recently, you know, there's been a lot of discussion around economic indicators and recessions and such, and what that may mean for us as investors and   Absolutely, let's jump into it.   Hunter Thompson (17:30.328) Part of this is because of the inverted yield curve. And I'll break what that down means just really quickly. So typically speaking, bond yields slope up into the right. If you think of the X axis as time and the Y axis as the yield, you would think that the yields would slope up into the right because the longer the time, the more time risk you're incurring, the higher the return you would want on your bond. So that's typical.   But every now and then there's this economic phenomenon that takes place where short-term bonds can produce higher yields than long-term bonds because people are concerned about short-term risk. And so bonds, the long-term bonds, people flood into the long-term bonds, which reduces the yields and also increase the yields of the short-term bonds. And so this unique phenomenon takes place. And historically speaking, this has been a very good predictor of recessions, typically 18 to 22 months after the inversion.   of the two year and the 10 year bonds. Does that make sense before I go forward? Yeah. Okay. So I think that this is a good indicator of recessions, generally speaking, but I am very bullish about the current environment and I can give you some data as to why, but most importantly, 2008 is a really significant aberration. Recessions do not typically trigger   significant pullbacks in real estate. mean, a 10 % pullback in real estate, especially commercial real estate or multifamily apartments in particular, that is pretty a historic. mean, it takes, you got to look back decades to find these types of examples. And I just want investors to understand that. But we saw something in 2008 that this was confirmed in 2020. That is just a holy crap type of moment, even in the face of that potentially challenging information.   which is in 2008, for the first time to this scale, the federal government, know, printed trillions of dollars. And this was basically the Pandora's box, which was open in terms of quantitative easing. And I believe it set the precedent that anytime something catastrophic or borderline catastrophic or could be catastrophic, could happen, they're gonna smash that button. And I've been talking about this for a decade and then 2020 happens.   Hunter Thompson (19:51.252) And boy, were we right. And they smashed the trillion dollar button harder than they've ever smashed it before. The United States government printed about a $6 trillion. Federal governments all around the world, the central banks printed another $4 trillion. So there's 10 trillion extra dollars in the system slushing around the financial sector searching for yield. And I believe   that what's going to happen is that yield, that search is gonna go into the bond markets first, because it's the only place you can place trillions of dollars quickly. And then it's gonna work its way to United States real estate, which I think still is the most favorable risk adjusted investment in the world. And I'm not the only one that thinks that. So imagine this trillion dollar tsunami set to crash on a very limited amount of supply in the United States.   in the wake of enduring an affordable housing crisis in an environment where every bond in the industrialized world is negative, the United States positive interest rates and positive cap rates are here to provide that yield. And this is a crazy, crazy moment. I want to talk about interest rates in a second, but like that tsunami, that visualization of that tsunami, I think is creating a situation where it's like, are you going to surf that tsunami?   Or are you going to sit back and watch that crash and watch equity prices rise without participating?   Yeah. Yeah. So how did the other things kind of layer onto that? I mean, we're not just hearing about the, you know, the inverted yield curve, but also, you know, the interest rates that the feds are hiking up and inflation is through the roof that everybody's feeling the effects of that. I mean, how do all these different factors, you know, what are they resulting? What is the result or, know, what is your prediction of the results?   Hunter Thompson (21:39.278) So first of all, I'm glad you asked this because I'm working on a summit right now where we're having 22 experts in different niches talk about their perspective on this exact topic. And so I'm in the middle of these sessions and like they have been crazy. So if you want to get access to that, it's a free summit, by the way, you can go to 100ktoinvest.com and it's for people that have a hundred thousand dollars to invest. you you want to look at different niches through this economic lens. So someone I just interviewed on my show, Dr. Peter Lindemann talks about this and   very well-known economist. Basically these rising interest rates, dude, this is serious. I mean, this is not some like economic indicator. This is actually happening right now. I know a $40 million deal that just got blown up because the bank basically underwriting changes if the interest rate increases by a hundred basis points, that's significant. But we got to put this in context. So when interest rates rise,   typically it's because of concerns around inflation. And that's the case for now as well. And inflation is typically thought of, or I think I should say, real estate is typically thought of as a hedge against inflation. I mean, you've probably said that a million times, I have too, but I think out of this conversation, you maybe will both start phrasing it slightly differently. It is true that it is a hedge against inflation, but I think that doesn't even come close to stating.   how favorable inflation is for real estate owners. Because when we think about real estate being a hedge against inflation, I think it's like this. We think about the equity prices, the prices of real estate rise proportionally as inflation takes place with is true. But there's something else that's taking place, which is there's a distinction between equity prices and consumer prices. So when consumer prices rise, you have inflation working its way through the monetary system and the consumers feel it.   from top to bottom, right? But in real estate, we trade the assets on a multiple of net income. So I know you bought some multifamily apartments. have I. Most deals look something like this. We're buying from an owner that doesn't know what they're doing for some degree or another. We're going to buy the property, raise rents, cut expenses. We'll probably raise rents by 15 % year one, maybe 8 % year two. And then from that year going forward, we're probably going to track along with inflation. Does that make sense?   Hunter Thompson (24:02.572) Yeah. If you're being conservative. Yeah. So I would expect rents after the business plan is implemented to simply track along with inflation to be conservative. And then expenses will also track along with inflation. Now, most people, when they hear that, they think, it's a wash. You know, the top line is increasing by 5%. The expenses are increasing by 5 % and no one's really going to benefit. But that would only be the case if it was a one-to-one ratio of gross to expenses.   Absolutely.   Hunter Thompson (24:31.98) or net to expenses and it's not. Like most of the assets you and I look at, we're talking about 45 % operating expense ratio and self storage, for example, you can see 35 or even 30 % operating expense ratio. So it's disproportionately impacting the top line compared to the bottom line, because the bottom, the expenses are so much smaller. So the net is actually increasing significantly every year you have five, six, seven, eight,   percent inflation. And I'm sure you've seen a lot of people that say it's really 15. That's even better for owners because the net isn't going to increase, increase and increase. There's one other piece of this inflation discussion that I want to talk about, but it's a little bit confusing. Are you, did I explain that in a way that's clear?   No, that was perfect. Very clear. Complicated subject, very clear.   Okay, good. So it's not just a hedge, right? The hedge is like, sure, the asset values excluding this discussion around NOI. That's the first part. The second part is the NOI situation is very favorable for investors. The third piece though is like this almost no one's talking about this. And I think it's probably the most powerful and conceptually it is the most powerful, which is if I go to buy a $15 million piece of property, I put $5 million down.   I borrowed $10 million. The bank is now on the losing end of basically compounding interest because of inflation. If I borrow $10 million in today's purchase power, by 10 years, if inflation continues at 8 % per year, by 10 years, the purchase power of that $10 million has been cut in half by inflation, meaning the purchase power of the dollars, I will pay them in 10 years,   Hunter Thompson (26:18.104) Half is valuable to me. And it's the same dollar amount that I ended up paying them, but the purchase power has now been cut in half. So what this means is that while there is so much chatter about interest rates rising, the reality is they're net negative in real terms. The bank is paying you to borrow their money, to buy an asset, which value will increase and also in a while will increase and also likely the multiple on which that in a while is.   rated will increase. This is why this is a back the truck moment for these real estate owners. And, you know, that's what we're doing right now. Yeah.   So based on that, do you think when you're looking at different asset classes, the more disproportionate the income is to the expenses, maybe the more favorable that investment looks like nowadays?   Really good question. Um, I do think there's some merit to that, but I gotta say a caveat. So we have some self store, excuse me, some, assisted living properties and those actually are like 70 % operating at expense ratios. So you can hear this and say, Oh, those maybe we're going to get hammered. Senior living is dealing with some challenges because of COVID, but the top line is not increasing at inflation. The top line is increasing at like 10, 15 % nationally. So.   I don't know exactly what's going on, but there's obviously there's more to this conversation than just the inflation discussion, but it isn't the case that we're losing money because of this. It's a challenge because of like move in certain States are still locked down. There's challenges, all that whole thing, but the demographics and everything I think make up for that. But to your point, I think your argument can be made all things being equal. Meaning I think that let's say class A apartments start to make a lot of sense. Self storage start to make a lot of sense.   Hunter Thompson (28:07.234) You can make the argument that new development could even make sense. So that's not something I do and have ever done, but you can start to make that argument for sure.   Yeah. So maybe give us a preview. I don't want to give away the whole thing. I know you've got the a hundred K to invest summit coming up, but what are some of those investments that start making sense in this environment? We've kind of touched on it a little bit, but maybe make it a little bit more clear.   my gosh. I'm so okay. So I'm such a nerd. So I'm like literally nerding out, but let me give you a couple of examples. So we have like a big broad view of things that we're going to talk about because there's a lot of things that I invest in. There's a lot of things that I don't invest in, but generally speaking, when it comes to wealth creation, the summit's broken down into three days, protect, grow and multiply. And like in that order. So protect is like downside protection, focused real estate, know, stabilize multifamily apartments.   sell storage assets, things like that. Then in grow, we're gonna talk about, know, development, maybe something with like real estate and blockchain, you know, the tokenization of real estate, for example. Then in multiply, we're gonna talk about Bitcoin mining. We're gonna talk about Dow funds. We're gonna talk about buying existing businesses. One of our clients owns the company acquisitions.com. And he's gonna come and talk about like buying businesses that are cash flowing. I try to put them on the spot and be like, what sector is your favorite sector right now? He's like,   He's like French Canadian. He's like, I don't really care about the sector. He's like my friend that just bought the company is a billionaire. did yogurt. So I don't want to say that yogurt is the best sector. He's like, he's going big on yogurt, dude. so anyway, it's going to be a cool summit.   Seth Bradley (29:43.284) That's awesome. Yeah. It sounds like it's going to be like really diverse, right? It's not just, okay, a multifamily summit. You're kind of going to give this broad swath of lots of different ways to invest in different risk profiles as well.   Totally. That's what's cool. Okay. So this is what you and I like kind of have in common. Like we can actually be open and honest about our views because of the position that we play. And this is why I don't think I've ever seen a summit quite like it because it wouldn't be good for business if all you did was multifamily and you go, Hey, go invest in Bitcoin mining. So, but you know, we're just trying to do the right thing for the past investors. Like I said, hundred K to invest.com.   Yeah. I love the concept, man. Cause a lot of people are thinking that they're like, okay, well I've got, I've got a hundred K to invest. Like what is the best place to put it? And especially with all these different crazy factors that are going right now, going on right now, that's, that's awesome. Very timely. All right, man. Before we jump into the freedom for let's jump on to one last golden nugget for our listeners. got one.   Yeah. Just go spitball. Cause I have got a bajillion. Okay. didn't know you did the freedom for that. So crazy. do a freedom Friday thing. We're on the same page in so many ways, dude. That's awesome. So, here's a golden nugget for sure. you know, speed beats pretty much everything. So what this means is that, the difference between like college sports and professional sports, basically that everyone's faster. In fact, you can be smaller, but if you're way faster, you can still move up through the ranks from high school to college to professional.   Spitball man.   Hunter Thompson (31:08.832) And the same is true of business. Now, some people might hear that and go, like you're rushing through due diligence. No, it means rush to conduct due diligence, rush to start. But it doesn't mean go quickly and rush through it and do it sloppily. It means get to it. And one of the best ways that I've found to get to it is to find mentors, is to find guides and not try to figure it out on your own. know, of cool things that I've done, you mentioned some.   cool things I've done in this industry. It's awesome, but dude, I didn't make any of this stuff up. That's not my lane. I want to find someone that has done exactly what I want to do. And I want to model it as closely as possible. And by the way, when you do this, you'll find a place where you feel like your gut wants to go right. And they went left. And sometimes you can feel like, okay, now I got to go on my own. I'll you a perfect example. You mentioned Jeremy Rohl. He's a passive investor, right? And there was a moment where I was thinking my skills are not   completely used. Like I've got this excitement about like building websites and marketing and email content, which Jeremy doesn't do, you know? And I'm like, I need to find someone that's done that. I looked left, found someone that went that direction and then model, model, model, model. And I'm sure there's going to be a moment where I have to do the same thing and model, model, model. So I'm never going like, Hmm, how can I use my raw intelligence to figure this out? By the way, if I had done that, you know, I still would have been like struggling to get C's in college. You know what I mean? So like it's all because of just finding good mentors.   Yeah, absolutely. It's a way to accelerate your growth. A lot of people, they'll look and say, look, I don't want to buy this course or this mentor or this coach because it's expensive and it might be expensive, but think about like what people pay for their undergraduate degree or their law degree. I mean, it's ridiculous. And it's a fraction of that.   That's exactly right. probably shouldn't made a joke about making season college, given your audience, but, you know, here's what I can say about your audience in particular. Everybody kind of values things differently. And it's like your audience has a high demand for time. Cause it's what they lack. When I started my career, I had all the time in the world. Nobody cared about anything. I couldn't get my calendar to get filled up, but all of sudden after years of working the skills that I have developed now, the sense is very difficult for me to get 15 minutes.   Hunter Thompson (33:24.342) So when I think about how can I expedite whatever this is, my need for money is low. My need for time is high. So it's like, if I can pay to expedite whatever it is, trust me, you tell me it's $5,000 to get 30, okay, done. I'll get the result in 30 minutes. Boom, here's the five grand. so, but that's a balance, right? So there's a lot of people listening to this right now that are kind of going down this path and perhaps they have a lot of time. So then what the opportunity is, is that's your leverage point.   Find someone that has a high demand for time, low demand for money, and you can exchange.   Yeah, definitely. Most of our listeners definitely don't have time. mean, I'll be like, Hey, make sure you get a workout in or meditate in the morning. Like I don't have 15 minutes. don't have an hour. Billing, Billing 3000 hours a year. It's ridiculous, man. I've been in that world and it's, it's tough to carve out some time. So that's why I passed investing is really the way to go. mean, I did the fix and flips and, and did all that kind of stuff to start out with. And it's just, it's not a good business model for.   So tough.   Seth Bradley (34:23.15) You know, an attorney at a big law firm or a doctor that's running their own practice. It's just really difficult to balance those things. All right, man, let's jump into the freedom for let's go.   Totally.   Hunter Thompson (34:33.454) It's time for the Freedom Form.   What's the best thing you do to keep your mind and body healthy?   you already know. you know, I'm constantly working on, like kind of like athletic inspired things. have a gym. It's probably the most baller thing ever. I'm not like the typical flashy person, but I do have a home gym is pretty dope. and so right now when I'm working on is a 1,000 pound total for the three powerlifting lifts, the squat bench and deadlift. I'm not there yet, but I'll check in maybe in three months and I'll probably be there.   Woo, sounds good, man. With all your success, what is one limiting belief that you've crushed along the way and how did you get past it?   dude. Okay, I'm not gonna do like a 30 minute thing on this one, but you know, I think a lot of people...   Hunter Thompson (35:21.432) get the impression that the higher you go up in the success ladder, the more it's about tactics and strategies and nothing can be further from the truth.   Hunter Thompson (35:35.326) I've paid $50,000 to be in a room with some very successful people. And the reason that room is so exciting is because you start to realize that there is no ceiling. It's a mental thing. It is not the tactics and the strategies that I wanted to learn. I wanted to know what they move like, how they think. And that's a lot of money to pay. But the higher you go up in that ladder,   The smaller, the little tweaks, the, that realization that, I should do that. I can do that. That stuff. It's crazy. Right. Because when you start, you're like, there's a certain point, like at different layers, again, there's a certain point where you go, I'm sick of hearing about this mindset stuff. get it. I just want results. But then you realize later, that's all that's holding me back. So like, that's my thought.   Yeah, it's a lot of money, but at the same time, that's something that sticks with you forever. Once you get over that, not that mindset hurdle, it's with you forever. What's one actual step our listeners can do right now to start creating more freedom.   Totally.   Hunter Thompson (36:40.28) So funny that you have these dude, this is so cool. I've like, respect this so much, cause it's what it's all about. One strategy they can implement. I would say leveraging technology to save time. First eliminating a lot of tasks that you don't need to be doing, but leveraging technology as opposed to people, especially you. And then as you first eliminate, then automate and then delegate. So.   Everyone on here, and this is going to hurt a lot of people, but every single person listening to this right now should have a VA or an assistant of some kind. Like if you're making six figures, it's absolutely inexcusable to not have someone doing some of the tasks that you shouldn't be doing. If you Google the term unique ability by strategic coach and Dan Sullivan, it'll give you some insight in terms of my views on a lot of that stuff.   Perfect. Yeah. Sometimes it's hard to let go, but you got to do it. That's right. Last but not least, how has passive income made your life better?   dude, that pro come on. mean that these are great questions. Okay. I mean it is my whole life. It has made my whole life, but just real quick, a story about this. So a lot of people listening to this show, when you get started in this path, the main goal is to have your passive income exceed your expenses. And that's was my goal when I got into this business as well, until I was at a conference and someone at the back of the stage, back of the room said that they had a cool announcement.   because they had accomplished their number one financial role. And they come up there and of course I assume he's going to say that. And he goes, so I achieved my number one financial goal was that my passive income is now 10 times my expenses. I was like, what? Like mind blown situation. Like I didn't even know that was possible. I didn't know that's legal. Like, what are you talking about? I never heard anyone say a multiple of that. Like, you know, he's probably.   Hunter Thompson (38:27.402) Super frugal guy, by the way, $10,000 a month in expenses, $100,000 a month in passive income tax deferred dude. So that's possible in this game. you keep going.   Love it, man. All right, Hunter, this has been awesome, man. We're going to find out more about you.   Yeah. One thing, 100k to invest.com. That's it. You guys are awesome. Thanks.   That's it. Go check it out. Thanks again, Hunter. Hunter Thompson, ladies and gentlemen, you can see why I like him so much because well, there's a lot of the same ideas that I have. have the same political views. We have a lot in common and well, he's just a lot like me and who doesn't like someone that's like them, right? So anyways, major key, they say the best time to plant a tree was 20 years ago and the second best time is now and   The same thing goes for investing. There's no better time for you to take action than right now. There are always opportunities in every part of the cycle. You just have to get educated and make the right moves. All right. If you're ready for a change and ready to take action, partner with us on our next passive real estate deal, which is live right now. Go to passiveincomeattorney.com and join our Esquire passive investor club. All right, kiddos, enjoy the journey.   Hunter Thompson (39:43.544) Thank you for listening to the Passive Income Attorney Podcast with Seth Bradley. Do you want more ideas on how to generate multiple streams of passive income? Then jump over to passiveincomeattorney.com for show notes and resources. Then apply for the private Facebook community by searching for the Passive Income Attorney on Facebook. And we'll see you on the next episode.   Links from the Show and Guest Info and Links: Seth Bradley's Links: https://x.com/sethbradleyesq https://www.youtube.com/@sethbradleyesq www.facebook.com/sethbradleyesq https://www.threads.com/@sethbradleyesq https://www.instagram.com/sethbradleyesq/ https://www.linkedin.com/in/sethbradleyesq/ https://passiveincomeattorney.com/seth-bradley/ https://www.biggerpockets.com/users/sethbradleyesq https://medium.com/@sethbradleyesq https://www.tiktok.com/@sethbradleyesq?lang=en   Hunter Thompson's Links: https://www.instagram.com/hunterlthompsonofficial/ https://www.threads.com/@hunterlthompsonofficial https://www.facebook.com/hunterlthompsonofficial https://www.linkedin.com/in/hunterlthompsonofficial/ https://www.youtube.com/@hunterlthompsonofficial https://raisingcapital.com/hunterthompson  

This week on Spitball Media, we dive into the biggest horror headlines and trailers shaking up the genre. We share our stunned first reactions to the Monster: Ed Gein trailer, then take aim at the disastrous Anaconda (2025) preview. We also review The Long Walk and break down why Him is getting slammed by critics and Rotten Tomatoes alike. Plus, we talk about the upcoming Sleepaway Camp reboot, why the franchise might be overrated, and give our thoughts on new trailers for Tina Romero's Queens of the Dead, True Haunting, and Night of the Reaper.If you love horror reviews, trailer reactions, and unfiltered takes on the latest reboots, this episode is packed with them.Catch Us Live Weekly 8:30 PM easternJoin the conversation every week on YouTube: @spitball_media

Title: Capital Raising is the New Superpower: How to Win in Any Economy with Hunter Thompson Summary: In this episode of the Passive Income Attorney Podcast, host Seth Bradley engages with Hunter Thompson, a prominent figure in the world of passive income investing. They discuss the current economic landscape, including rising interest rates, inflation, and the inverted yield curve, and how these factors impact real estate investments. Hunter shares his entrepreneurial journey, emphasizing the importance of diversification and capital raising in passive investing. The conversation also touches on strategies for navigating the current market and the significance of education and mentorship in achieving financial freedom. Links to watch and subscribe: https://www.youtube.com/watch?v=g9QZ1WTVLUE Bullet Point Highlights: Passive income allows you to practice when you want, not because you have to. Rising interest rates and inflation are significant factors in real estate investing. Diversification is key to mitigating risks in real estate investments. Capital raising can be a hybrid approach to passive investing. Understanding economic indicators can help predict market trends. Real estate is a hedge against inflation, benefiting from rising rents. Investors should focus on net operating income (NOI) when evaluating properties. Education and mentorship are crucial for success in investing. Speed in decision-making can lead to better investment opportunities. Having a virtual assistant can help manage time effectively.  Transcript: Seth Bradley (00:10.42) What's going on law nation. Welcome to the passive income attorney podcast, the best place for learning about the world of alternative passive investing so that you can practice when you want to and not because you have to. So if you're ready to kick that billable hour to the curb, start by going to attorneybydesign.com to download the freedom blueprint, which will also get you access to partner with us on one of our next passive real estate investments and   We have a live deal right now. It's a 506 C opportunity for accredited investors only with a target preferred return of 15%. Yes, 15%. You heard that right. So jump on that. If you have a chance today, let's talk about when and what to invest in. There's been a lot of chatter about waiting for the right time to jump in over the last, I don't know. I'd say five years or so.   because everyone has their own prediction on when the next 2008 might happen. But well, other than the blip caused by the recent global pandemic, we haven't seen that natural correction yet. And who really knows when that will be? Nobody does. But what we have seen are very strong influences that could impact the real estate market in the very near future. And you know what I'm talking about?   I'm talking about rising interest rates. I'm talking about a highly inflationary environment that we're all feeling combined with, you know, an under supply that's creating a high demand and skyrocketing prices. So with all these different factors culminating right now, what does it all mean? What can we predict after factoring in all these things? Well, you're about to find out.   In this episode, one of my favorite investing personalities, Hunter Thompson shares his expert insights into this economic melting pot that's happening right now and how you can capitalize on it before you get left behind. Hunter is the founder of ACM Capital and who has acquired over $150 million of mobile home parks, self-storage retail office, ATM machines and cryptocurrency assets.   Seth Bradley (02:29.868) Hunter is also the host of the cashflow connections, real estate podcast, which has received over 1 million downloads. He's also wrote raising capital for real estate, which hit number one on Amazon in real estate sales and selling really stoked for this guys. Let's go.   This is the Passive Income Attorney Podcast, where you'll discover the secrets and strategies of to make Start living the good life on your own terms. Now, here's Seth Bradley.   the ultra.   Seth Bradley (02:57.475) y'all   Seth Bradley (03:09.518) Here's your host.   Hunter Thompson, what's going on? Rather welcome to the show.   Hey, thanks a lot. Our honor to on.   Absolutely, man. You're someone I personally look up to a lot and holding high regard in this industry. So super stoked to have you on the show today, man. Thanks again. Absolutely, man. So look, you've been on a ton of podcasts and you know, you're the host of your own successful show, cashflow connections. So I got to ask who's the real Hunter Thompson.   and mutual.   Hunter Thompson (03:38.894) So, I mean, you know, someone asked me like, if I had to say one word that identify it's entrepreneur man. And I think everyone listens to that. That's probably that speaks to them because anybody listened to the show, they take an entrepreneurial approach to reality and to their lives. Like we were not born passive real estate investors, right? In fact, we had to find this stuff out on our own to a large degree. And   A lot of us were kind of taught a lot of myths about investing, you know, save only invest in the stock market. For some reason, dividends can pay off your expenses at some points. Like you have to have a $40 million net worth to do that, you know? And so that feeling of like, man, I may have been lied to about some of the most important things in life kind of inspired me to go down a cool path and, you know, break some rules along the way, but here we are.   Nice. I love it, man. So dive in a little bit deeper. Tell us a little bit about your background and your story, and then we'll jump into it.   Sure, so I think for a lot of people when they talk about real estate and like their history in the space, 2008 is gonna come up. And that's the same for me. But I was very insulated from that risk. So was in college during 2008, but I saw what took place and I had a background as an entrepreneur and a poker player. And so I wasn't really like investing in the stock market, but when 2008 happened, saw flood was in the streets and I heard the quotes from the billionaires that said, that's when you should be buying.   And so I basically went all in on education. I was obsessed with CNBC. Jim Kramer was like the biggest fan of his, just reading everything from Warren Buffett, Charlie Munger, all those guys and started to follow financial markets, even dabbled in day trading a bit. And then something happened, started to have success as anybody that did that started in 2008, by the way. But it wasn't really until 2010 that something happened that like completely shifted my perspective.   Hunter Thompson (05:33.194) on everything I had learned up until that point. And people don't talk a lot about 2010, but for me, that was the big moment because after all of this research about quote diversification and hey, you got to get Apple and Johnson and Johnson and also some cash and maybe some gold and these types of things out of nowhere, the European debt crisis happened and it created massive challenges with volatility in the US markets.   And all of sudden everyone was focusing on some obscure economic data point, which was the Greece bond yields and the German bond yields. And it was like, Hey man, all this research I had done never suggested that something as ridiculous and obscure. I'm talking to every single person on CNBC was watching the   German bond yields. And the quote at the time was, if it goes above 7%, the S &P 500 is going to dive. And they were correct. And every day it would go above 7%, below 7%, and the S &P would go up and down and five, like over and over again. And I was like, I've got to find a way that a small firm or myself can conduct due diligence on an asset class that is, the performance is directly tied to supply and demand, not the German bond yields.   And so I was actually not really interested in real estate specifically. I just ended up doing a lot of research on everything that was out there and found real estate was extremely predictable in terms of wealth creation and had the opportunity to create some asymmetric returns. So that's what led us to this conversation today.   Yeah, yeah. So I know your story pretty well. So fill the audience in a little bit, but I know that Jeremy Roll, who's been a guest on our show before, is a mentor of yours and one of the first people kind of got you into the space or got you interested in the space. And he's well known for taking a fully passive approach, right? He's one of these guys that's just fully passive. That's kind of his thing. How have you kind of adapted that approach and made it your own?   Hunter Thompson (07:29.038) So yeah, you're right. going back to like 2010, I moved to California, which is one of the most decimated States in the country in terms of the recession, right? And so that's where I started my real estate career. And so I would go into the networking events, sometimes four or five a week. And it was honestly like going to, mean, it was somber to say the least. People had lost their shirts, people that created $10 million of wealth. If they were all invested in California, some of them are wiped out.   And I found that there was a couple of strategies that really struggled and there's a couple of strategies that didn't struggle. And, you know, some people don't talk about this, the default rate for multifamily apartments, 150 units or more like Fannie Fannie financed 1.5 % during 2008.   I mean, it's just, that's the reality of quality assets with a lot of checks. If you got a lot of checks and they keep coming in because rental income is not really volatile, you just didn't have that big of a problem. So I was very sympathetic to finding out how to do this. And the first person that really introduced to me to this was like you said, Jeremy Roll. And the thesis was this.   I'm very, I want to be focused on diversification. I don't want to be hyper allocated to one particular niche, but if you study economics, you know that in order to have a market advantage, you must be focused on doing one thing better than everyone else. But that is not conducive to building a portfolio that is diversified. Like you probably have interviewed a lot of like, let's say self storage.   Operator that's like all in on cell storage and Florida's the market and everybody knows the demographics are super favorable. got their whole $30 million net worth all in the East coast of Florida. And it's insane. All the baby boomers are moving there. It's amazing. And then once a year when it's hurricane season, they can't sleep for months because they got $30 million on the East coast of Florida. And it's like, man, the East coast of Florida is awesome, but maybe I should have a little bit in Georgia. Maybe I should have a little bit in senior living in Wyoming. You know what I mean? So.   Hunter Thompson (09:33.698) That's the only way to accomplish that from my perspective is to have a diversified passive approach. And I do know Jeremy very well, he doesn't just go to Mexico and drink Mai Tais. I mean, he works 50, 60 hours a week trying to allocate his portfolio appropriately. And I do a similar kind of thing with my portfolio and also have an active side of the business as well, which is where I raise capital for other people's deals.   Yeah. That's the beautiful part about passive investing is you can diversify across different asset classes, different geographies with different sponsors, all that sort of thing so that you can diversify within the realm of real estate or business or whatever it might be. Rather than if you are an active sponsor, you're operating those properties. That market advantage is knowing the market, knowing the market being boots on the ground and knowing all those intricacies rather than, but you know, if you're that person, it's very difficult to diversify.   Perhaps you can pass it invest in somebody else's deals. But again, you're, jumping into the passive investing space. Yeah. So you're very well known as, know, a great capital raiser. Do you consider that a passive approach or is that an active approach?   That's exactly right.   Hunter Thompson (10:44.142) Well, it's a hybrid, right? Because what I do is I still find and aggregate active owner operators in their respective niches. It's just that because I have a little bit of expertise in this and a due diligence process and some economies of scale, because we've invested very significantly over the years and because we have hundreds of investors and thousands of people on our list or tens of thousands on our list, we can do the level of due diligence that most passive investors can't.   even if they knew exactly what to do, it's not economically viable. So I'll you an example. There's a lot of passive investors that listen to the show. And I'm sure that if you had the time and infinite resources, you would want to go visit these properties in person on every single deal. Spend probably a hundred hours on due diligence on each deal. know, not only talk to the sponsors themselves, but their CPAs, their contractors, their property managers. You want to review their software. You want to run criminal checks, background checks.   If you had infinite time and resources, you'd probably do all that stuff. But if you do all that and you're investing 50 grand, your return profile is gonna be deteriorated by that due diligence process. And so I feel like there's need in the space for that extra layer of due diligence, but it's not economically viable unless you're pulling capital together, aggregating investors. And so that's why I founded Asim Capital to do that exact thing. We provide that service and...   usually investors aren't really paying anything out of pocket. We get our economics from the sponsor because we can show up with, hey, $5 million in 30 days, $10 million in 60 days, these types of things. And that's a great skill to have in the business of real estate.   Yeah. And you just laid that out perfectly. You know, why some people ask, why don't you just go straight to the operator to invest in rather than someone who might be mainly a capital raiser or an aggregator of capital. And you just laid that out perfectly. It's, you know, that's an extra layer of due diligence, time, effort, money that you as the passive investor don't have to do. And if you do do it, it just stops making sense. I mean, there's only so much you can do. Even if you take something simple.   Seth Bradley (12:51.022) It's certainly not simple, but something like, you know, looking at a sponsor's underwriting model, there are so many things to look into that and you won't be able to pick that apart. I mean, you just won't from the past investors per second. Even if I go grab somebody sponsors, some sponsors underwriting model and look at it, I don't know what equations they've changed. I'm not going to check a thousand different equations. But what we do bring value wise is that we know these sponsors. It's a really small industry when you get to know everyone in it.   And we know their reputations. know how their deals have gone. We know how they treat their past investors. So that's just an extra level of due diligence that the past investors at the retail level might not be able to do. least not.   Exactly right. That's exactly right. And something else, think that I obviously I've mentioned economics a couple of times in the show. Like this is the lens through which I view the space. And if you are an owner operator, you want to kind of play lip service to economics. So the reality is you've got your head down because you can't adjust your business accordingly. Like if you're a retail owner operator and then retail centers get   closed in 2020 and you cannot go to retail. You can't just go, all right, we're doing hotels now. You can't, I mean, you've built up a business around that, but as a passive investor, you can be nimble and aggregate capital and allocate capital based on your view through the lens of economics or otherwise.   Yeah, absolutely. Yeah, you're not going to if you're a retail operator, you're not going to say in tanks, you're not going to be like, OK, well, retail sucks now. Don't don't invest with me. Forget about it. Exactly. That's the more else you've got to come up with reasons why to invest in. It might not be the best for those investors.   Hunter Thompson (14:29.516) That's exactly right. That's exactly right.   So a lot of our listeners are attorneys, they're doctors, they're W-2s. Is raising capital something they should be interested in getting into? Should they take that next step?   depends. So, I mean, we do a webinar about raising money. And the first thing we say is like, Hey, look, this is like the third slide in the presentation. And I say like, are you actually ready for this responsibility? If not, should leave now because you know, what we talk about is turning on the faucet, turning on that thing. It's like the X factor of every business. And I don't want you to 10 X. I don't know what I'm doing. You know, so it's, take the responsibility very, very seriously. And,   If you haven't done a deal, for example, you shouldn't raise money for a deal. What you should do is go all in on education. And I know you've done just a tremendous job kind of educating your base, but you can go all in. I'll put this, this is like a really powerful way to put this. So in 2010, when I started going to real estate meetings, everyone was saying like, honor, this is the opportunity of a lifetime. I've been in this business for 30 years and never seen anything like it. This is the back the truck up moment. And I was like,   back what truck up? Like, don't know what I'm doing. Like, I don't know what a cap rate is. You know what I mean? But here's the crazy thing. They were absolutely correct. The market dynamics was so favorable that it was probably more favorable than any time in history, especially when it comes to commercial real estate. But four years later, I had developed more confidence, more knowledge, more network that the deals I solved then were better than the deals I saw in 2010. And that is why this game is amazing.   Hunter Thompson (16:05.794) because if you can expand your network and knowledge and confidence faster than even the most pronounced recovery in the history of real estate. And so all those people that if you ever hear someone saying like, now's the opportunity of a lifetime, go all in, like maybe they're right, but it might not be the right time for you. So just take your time, stay away from people that are pushy. The reason this game works is that it works all the time. So you never miss the opportunity of a lifetime. That's the whole point.   Love it, man. Yeah. So they already have the network, right? If you're an attorney or doctor, you probably know other attorneys and doctors. So at least you have that network established of high net worth individuals that you might be able to aggregate some capital with. But you're right. I mean, the education piece is imperative and everybody goes through that learning curve and it takes some time. And there's a lot of responsibilities to come with raising capital and investing in real estate in general. So you've got to make sure that you get that education piece nailed down.   Totally. Actually, do you mind if I, so like something that's been just like on my mind recently is, and so many past investors need to understand is that there's been a lot of discussion around the yield curve inversion and all of that. Do you mind if I talk about that? I'm sure that the lot of listeners are going to be interested. Okay. So recently, you know, there's been a lot of discussion around economic indicators and recessions and such, and what that may mean for us as investors and   Absolutely, let's jump into it.   Hunter Thompson (17:30.328) Part of this is because of the inverted yield curve. And I'll break what that down means just really quickly. So typically speaking, bond yields slope up into the right. If you think of the X axis as time and the Y axis as the yield, you would think that the yields would slope up into the right because the longer the time, the more time risk you're incurring, the higher the return you would want on your bond. So that's typical.   But every now and then there's this economic phenomenon that takes place where short-term bonds can produce higher yields than long-term bonds because people are concerned about short-term risk. And so bonds, the long-term bonds, people flood into the long-term bonds, which reduces the yields and also increase the yields of the short-term bonds. And so this unique phenomenon takes place. And historically speaking, this has been a very good predictor of recessions, typically 18 to 22 months after the inversion.   of the two year and the 10 year bonds. Does that make sense before I go forward? Yeah. Okay. So I think that this is a good indicator of recessions, generally speaking, but I am very bullish about the current environment and I can give you some data as to why, but most importantly, 2008 is a really significant aberration. Recessions do not typically trigger   significant pullbacks in real estate. mean, a 10 % pullback in real estate, especially commercial real estate or multifamily apartments in particular, that is pretty a historic. mean, it takes, you got to look back decades to find these types of examples. And I just want investors to understand that. But we saw something in 2008 that this was confirmed in 2020. That is just a holy crap type of moment, even in the face of that potentially challenging information.   which is in 2008, for the first time to this scale, the federal government, know, printed trillions of dollars. And this was basically the Pandora's box, which was open in terms of quantitative easing. And I believe it set the precedent that anytime something catastrophic or borderline catastrophic or could be catastrophic, could happen, they're gonna smash that button. And I've been talking about this for a decade and then 2020 happens.   Hunter Thompson (19:51.252) And boy, were we right. And they smashed the trillion dollar button harder than they've ever smashed it before. The United States government printed about a $6 trillion. Federal governments all around the world, the central banks printed another $4 trillion. So there's 10 trillion extra dollars in the system slushing around the financial sector searching for yield. And I believe   that what's going to happen is that yield, that search is gonna go into the bond markets first, because it's the only place you can place trillions of dollars quickly. And then it's gonna work its way to United States real estate, which I think still is the most favorable risk adjusted investment in the world. And I'm not the only one that thinks that. So imagine this trillion dollar tsunami set to crash on a very limited amount of supply in the United States.   in the wake of enduring an affordable housing crisis in an environment where every bond in the industrialized world is negative, the United States positive interest rates and positive cap rates are here to provide that yield. And this is a crazy, crazy moment. I want to talk about interest rates in a second, but like that tsunami, that visualization of that tsunami, I think is creating a situation where it's like, are you going to surf that tsunami?   Or are you going to sit back and watch that crash and watch equity prices rise without participating?   Yeah. Yeah. So how did the other things kind of layer onto that? I mean, we're not just hearing about the, you know, the inverted yield curve, but also, you know, the interest rates that the feds are hiking up and inflation is through the roof that everybody's feeling the effects of that. I mean, how do all these different factors, you know, what are they resulting? What is the result or, know, what is your prediction of the results?   Hunter Thompson (21:39.278) So first of all, I'm glad you asked this because I'm working on a summit right now where we're having 22 experts in different niches talk about their perspective on this exact topic. And so I'm in the middle of these sessions and like they have been crazy. So if you want to get access to that, it's a free summit, by the way, you can go to 100ktoinvest.com and it's for people that have a hundred thousand dollars to invest. you you want to look at different niches through this economic lens. So someone I just interviewed on my show, Dr. Peter Lindemann talks about this and   very well-known economist. Basically these rising interest rates, dude, this is serious. I mean, this is not some like economic indicator. This is actually happening right now. I know a $40 million deal that just got blown up because the bank basically underwriting changes if the interest rate increases by a hundred basis points, that's significant. But we got to put this in context. So when interest rates rise,   typically it's because of concerns around inflation. And that's the case for now as well. And inflation is typically thought of, or I think I should say, real estate is typically thought of as a hedge against inflation. I mean, you've probably said that a million times, I have too, but I think out of this conversation, you maybe will both start phrasing it slightly differently. It is true that it is a hedge against inflation, but I think that doesn't even come close to stating.   how favorable inflation is for real estate owners. Because when we think about real estate being a hedge against inflation, I think it's like this. We think about the equity prices, the prices of real estate rise proportionally as inflation takes place with is true. But there's something else that's taking place, which is there's a distinction between equity prices and consumer prices. So when consumer prices rise, you have inflation working its way through the monetary system and the consumers feel it.   from top to bottom, right? But in real estate, we trade the assets on a multiple of net income. So I know you bought some multifamily apartments. have I. Most deals look something like this. We're buying from an owner that doesn't know what they're doing for some degree or another. We're going to buy the property, raise rents, cut expenses. We'll probably raise rents by 15 % year one, maybe 8 % year two. And then from that year going forward, we're probably going to track along with inflation. Does that make sense?   Hunter Thompson (24:02.572) Yeah. If you're being conservative. Yeah. So I would expect rents after the business plan is implemented to simply track along with inflation to be conservative. And then expenses will also track along with inflation. Now, most people, when they hear that, they think, it's a wash. You know, the top line is increasing by 5%. The expenses are increasing by 5 % and no one's really going to benefit. But that would only be the case if it was a one-to-one ratio of gross to expenses.   Absolutely.   Hunter Thompson (24:31.98) or net to expenses and it's not. Like most of the assets you and I look at, we're talking about 45 % operating expense ratio and self storage, for example, you can see 35 or even 30 % operating expense ratio. So it's disproportionately impacting the top line compared to the bottom line, because the bottom, the expenses are so much smaller. So the net is actually increasing significantly every year you have five, six, seven, eight,   percent inflation. And I'm sure you've seen a lot of people that say it's really 15. That's even better for owners because the net isn't going to increase, increase and increase. There's one other piece of this inflation discussion that I want to talk about, but it's a little bit confusing. Are you, did I explain that in a way that's clear?   No, that was perfect. Very clear. Complicated subject, very clear.   Okay, good. So it's not just a hedge, right? The hedge is like, sure, the asset values excluding this discussion around NOI. That's the first part. The second part is the NOI situation is very favorable for investors. The third piece though is like this almost no one's talking about this. And I think it's probably the most powerful and conceptually it is the most powerful, which is if I go to buy a $15 million piece of property, I put $5 million down.   I borrowed $10 million. The bank is now on the losing end of basically compounding interest because of inflation. If I borrow $10 million in today's purchase power, by 10 years, if inflation continues at 8 % per year, by 10 years, the purchase power of that $10 million has been cut in half by inflation, meaning the purchase power of the dollars, I will pay them in 10 years,   Hunter Thompson (26:18.104) Half is valuable to me. And it's the same dollar amount that I ended up paying them, but the purchase power has now been cut in half. So what this means is that while there is so much chatter about interest rates rising, the reality is they're net negative in real terms. The bank is paying you to borrow their money, to buy an asset, which value will increase and also in a while will increase and also likely the multiple on which that in a while is.   rated will increase. This is why this is a back the truck moment for these real estate owners. And, you know, that's what we're doing right now. Yeah.   So based on that, do you think when you're looking at different asset classes, the more disproportionate the income is to the expenses, maybe the more favorable that investment looks like nowadays?   Really good question. Um, I do think there's some merit to that, but I gotta say a caveat. So we have some self store, excuse me, some, assisted living properties and those actually are like 70 % operating at expense ratios. So you can hear this and say, Oh, those maybe we're going to get hammered. Senior living is dealing with some challenges because of COVID, but the top line is not increasing at inflation. The top line is increasing at like 10, 15 % nationally. So.   I don't know exactly what's going on, but there's obviously there's more to this conversation than just the inflation discussion, but it isn't the case that we're losing money because of this. It's a challenge because of like move in certain States are still locked down. There's challenges, all that whole thing, but the demographics and everything I think make up for that. But to your point, I think your argument can be made all things being equal. Meaning I think that let's say class A apartments start to make a lot of sense. Self storage start to make a lot of sense.   Hunter Thompson (28:07.234) You can make the argument that new development could even make sense. So that's not something I do and have ever done, but you can start to make that argument for sure.   Yeah. So maybe give us a preview. I don't want to give away the whole thing. I know you've got the a hundred K to invest summit coming up, but what are some of those investments that start making sense in this environment? We've kind of touched on it a little bit, but maybe make it a little bit more clear.   my gosh. I'm so okay. So I'm such a nerd. So I'm like literally nerding out, but let me give you a couple of examples. So we have like a big broad view of things that we're going to talk about because there's a lot of things that I invest in. There's a lot of things that I don't invest in, but generally speaking, when it comes to wealth creation, the summit's broken down into three days, protect, grow and multiply. And like in that order. So protect is like downside protection, focused real estate, know, stabilize multifamily apartments.   sell storage assets, things like that. Then in grow, we're gonna talk about, know, development, maybe something with like real estate and blockchain, you know, the tokenization of real estate, for example. Then in multiply, we're gonna talk about Bitcoin mining. We're gonna talk about Dow funds. We're gonna talk about buying existing businesses. One of our clients owns the company acquisitions.com. And he's gonna come and talk about like buying businesses that are cash flowing. I try to put them on the spot and be like, what sector is your favorite sector right now? He's like,   He's like French Canadian. He's like, I don't really care about the sector. He's like my friend that just bought the company is a billionaire. did yogurt. So I don't want to say that yogurt is the best sector. He's like, he's going big on yogurt, dude. so anyway, it's going to be a cool summit.   Seth Bradley (29:43.284) That's awesome. Yeah. It sounds like it's going to be like really diverse, right? It's not just, okay, a multifamily summit. You're kind of going to give this broad swath of lots of different ways to invest in different risk profiles as well.   Totally. That's what's cool. Okay. So this is what you and I like kind of have in common. Like we can actually be open and honest about our views because of the position that we play. And this is why I don't think I've ever seen a summit quite like it because it wouldn't be good for business if all you did was multifamily and you go, Hey, go invest in Bitcoin mining. So, but you know, we're just trying to do the right thing for the past investors. Like I said, hundred K to invest.com.   Yeah. I love the concept, man. Cause a lot of people are thinking that they're like, okay, well I've got, I've got a hundred K to invest. Like what is the best place to put it? And especially with all these different crazy factors that are going right now, going on right now, that's, that's awesome. Very timely. All right, man. Before we jump into the freedom for let's jump on to one last golden nugget for our listeners. got one.   Yeah. Just go spitball. Cause I have got a bajillion. Okay. didn't know you did the freedom for that. So crazy. do a freedom Friday thing. We're on the same page in so many ways, dude. That's awesome. So, here's a golden nugget for sure. you know, speed beats pretty much everything. So what this means is that, the difference between like college sports and professional sports, basically that everyone's faster. In fact, you can be smaller, but if you're way faster, you can still move up through the ranks from high school to college to professional.   Spitball man.   Hunter Thompson (31:08.832) And the same is true of business. Now, some people might hear that and go, like you're rushing through due diligence. No, it means rush to conduct due diligence, rush to start. But it doesn't mean go quickly and rush through it and do it sloppily. It means get to it. And one of the best ways that I've found to get to it is to find mentors, is to find guides and not try to figure it out on your own. know, of cool things that I've done, you mentioned some.   cool things I've done in this industry. It's awesome, but dude, I didn't make any of this stuff up. That's not my lane. I want to find someone that has done exactly what I want to do. And I want to model it as closely as possible. And by the way, when you do this, you'll find a place where you feel like your gut wants to go right. And they went left. And sometimes you can feel like, okay, now I got to go on my own. I'll you a perfect example. You mentioned Jeremy Rohl. He's a passive investor, right? And there was a moment where I was thinking my skills are not   completely used. Like I've got this excitement about like building websites and marketing and email content, which Jeremy doesn't do, you know? And I'm like, I need to find someone that's done that. I looked left, found someone that went that direction and then model, model, model, model. And I'm sure there's going to be a moment where I have to do the same thing and model, model, model. So I'm never going like, Hmm, how can I use my raw intelligence to figure this out? By the way, if I had done that, you know, I still would have been like struggling to get C's in college. You know what I mean? So like it's all because of just finding good mentors.   Yeah, absolutely. It's a way to accelerate your growth. A lot of people, they'll look and say, look, I don't want to buy this course or this mentor or this coach because it's expensive and it might be expensive, but think about like what people pay for their undergraduate degree or their law degree. I mean, it's ridiculous. And it's a fraction of that.   That's exactly right. probably shouldn't made a joke about making season college, given your audience, but, you know, here's what I can say about your audience in particular. Everybody kind of values things differently. And it's like your audience has a high demand for time. Cause it's what they lack. When I started my career, I had all the time in the world. Nobody cared about anything. I couldn't get my calendar to get filled up, but all of sudden after years of working the skills that I have developed now, the sense is very difficult for me to get 15 minutes.   Hunter Thompson (33:24.342) So when I think about how can I expedite whatever this is, my need for money is low. My need for time is high. So it's like, if I can pay to expedite whatever it is, trust me, you tell me it's $5,000 to get 30, okay, done. I'll get the result in 30 minutes. Boom, here's the five grand. so, but that's a balance, right? So there's a lot of people listening to this right now that are kind of going down this path and perhaps they have a lot of time. So then what the opportunity is, is that's your leverage point.   Find someone that has a high demand for time, low demand for money, and you can exchange.   Yeah, definitely. Most of our listeners definitely don't have time. mean, I'll be like, Hey, make sure you get a workout in or meditate in the morning. Like I don't have 15 minutes. don't have an hour. Billing, Billing 3000 hours a year. It's ridiculous, man. I've been in that world and it's, it's tough to carve out some time. So that's why I passed investing is really the way to go. mean, I did the fix and flips and, and did all that kind of stuff to start out with. And it's just, it's not a good business model for.   So tough.   Seth Bradley (34:23.15) You know, an attorney at a big law firm or a doctor that's running their own practice. It's just really difficult to balance those things. All right, man, let's jump into the freedom for let's go.   Totally.   Hunter Thompson (34:33.454) It's time for the Freedom Form.   What's the best thing you do to keep your mind and body healthy?   you already know. you know, I'm constantly working on, like kind of like athletic inspired things. have a gym. It's probably the most baller thing ever. I'm not like the typical flashy person, but I do have a home gym is pretty dope. and so right now when I'm working on is a 1,000 pound total for the three powerlifting lifts, the squat bench and deadlift. I'm not there yet, but I'll check in maybe in three months and I'll probably be there.   Woo, sounds good, man. With all your success, what is one limiting belief that you've crushed along the way and how did you get past it?   dude. Okay, I'm not gonna do like a 30 minute thing on this one, but you know, I think a lot of people...   Hunter Thompson (35:21.432) get the impression that the higher you go up in the success ladder, the more it's about tactics and strategies and nothing can be further from the truth.   Hunter Thompson (35:35.326) I've paid $50,000 to be in a room with some very successful people. And the reason that room is so exciting is because you start to realize that there is no ceiling. It's a mental thing. It is not the tactics and the strategies that I wanted to learn. I wanted to know what they move like, how they think. And that's a lot of money to pay. But the higher you go up in that ladder,   The smaller, the little tweaks, the, that realization that, I should do that. I can do that. That stuff. It's crazy. Right. Because when you start, you're like, there's a certain point, like at different layers, again, there's a certain point where you go, I'm sick of hearing about this mindset stuff. get it. I just want results. But then you realize later, that's all that's holding me back. So like, that's my thought.   Yeah, it's a lot of money, but at the same time, that's something that sticks with you forever. Once you get over that, not that mindset hurdle, it's with you forever. What's one actual step our listeners can do right now to start creating more freedom.   Totally.   Hunter Thompson (36:40.28) So funny that you have these dude, this is so cool. I've like, respect this so much, cause it's what it's all about. One strategy they can implement. I would say leveraging technology to save time. First eliminating a lot of tasks that you don't need to be doing, but leveraging technology as opposed to people, especially you. And then as you first eliminate, then automate and then delegate. So.   Everyone on here, and this is going to hurt a lot of people, but every single person listening to this right now should have a VA or an assistant of some kind. Like if you're making six figures, it's absolutely inexcusable to not have someone doing some of the tasks that you shouldn't be doing. If you Google the term unique ability by strategic coach and Dan Sullivan, it'll give you some insight in terms of my views on a lot of that stuff.   Perfect. Yeah. Sometimes it's hard to let go, but you got to do it. That's right. Last but not least, how has passive income made your life better?   dude, that pro come on. mean that these are great questions. Okay. I mean it is my whole life. It has made my whole life, but just real quick, a story about this. So a lot of people listening to this show, when you get started in this path, the main goal is to have your passive income exceed your expenses. And that's was my goal when I got into this business as well, until I was at a conference and someone at the back of the stage, back of the room said that they had a cool announcement.   because they had accomplished their number one financial role. And they come up there and of course I assume he's going to say that. And he goes, so I achieved my number one financial goal was that my passive income is now 10 times my expenses. I was like, what? Like mind blown situation. Like I didn't even know that was possible. I didn't know that's legal. Like, what are you talking about? I never heard anyone say a multiple of that. Like, you know, he's probably.   Hunter Thompson (38:27.402) Super frugal guy, by the way, $10,000 a month in expenses, $100,000 a month in passive income tax deferred dude. So that's possible in this game. you keep going.   Love it, man. All right, Hunter, this has been awesome, man. We're going to find out more about you.   Yeah. One thing, 100k to invest.com. That's it. You guys are awesome. Thanks.   That's it. Go check it out. Thanks again, Hunter. Hunter Thompson, ladies and gentlemen, you can see why I like him so much because well, there's a lot of the same ideas that I have. have the same political views. We have a lot in common and well, he's just a lot like me and who doesn't like someone that's like them, right? So anyways, major key, they say the best time to plant a tree was 20 years ago and the second best time is now and   The same thing goes for investing. There's no better time for you to take action than right now. There are always opportunities in every part of the cycle. You just have to get educated and make the right moves. All right. If you're ready for a change and ready to take action, partner with us on our next passive real estate deal, which is live right now. Go to passiveincomeattorney.com and join our Esquire passive investor club. All right, kiddos, enjoy the journey.   Hunter Thompson (39:43.544) Thank you for listening to the Passive Income Attorney Podcast with Seth Bradley. Do you want more ideas on how to generate multiple streams of passive income? Then jump over to passiveincomeattorney.com for show notes and resources. Then apply for the private Facebook community by searching for the Passive Income Attorney on Facebook. And we'll see you on the next episode.   Links from the Show and Guest Info and Links: Seth Bradley's Links: https://x.com/sethbradleyesq https://www.youtube.com/@sethbradleyesq www.facebook.com/sethbradleyesq https://www.threads.com/@sethbradleyesq https://www.instagram.com/sethbradleyesq/ https://www.linkedin.com/in/sethbradleyesq/ https://passiveincomeattorney.com/seth-bradley/ https://www.biggerpockets.com/users/sethbradleyesq https://medium.com/@sethbradleyesq https://www.tiktok.com/@sethbradleyesq?lang=en   Hunter Thompson's Links: https://www.instagram.com/hunterlthompsonofficial/ https://www.threads.com/@hunterlthompsonofficial https://www.facebook.com/hunterlthompsonofficial https://www.linkedin.com/in/hunterlthompsonofficial/ https://www.youtube.com/@hunterlthompsonofficial https://raisingcapital.com/hunterthompson  

Conjuring Last Rites is a top 10 grossing movie of the century?Wizard of Oz at The Sphere making $2 Million per day?Brian catches Clown in a Cornfield and CompanionTrailers Reviews:Spinal Tap II: The End ContinuesNightmares of NatureThe Smashing MachineDust BunnyDie, My LoveMonster: The Ed Gein StoryCatch Us Live Weekly 8:30 PM easternJoin the conversation every week on YouTube: @spitball_media

This week we're discussing the poor perfomance of The Toxic Avenger, Clown In A Cornfield, and the Trailer for Black Phone 2.Also Mike Flannigan leaving Exorcist (or not?) and Bone Temple and Shell trailer reactions. 

 Are you a widget for Wall Street? The shop reveals why it's so important to shop with a financial advisor that's got real skin in the game before diving into Revere's new Maximus strategy along with a thorough review of the market's incoming Spitball September (with a nod to legendary major league pitcher Gaylord […] The post Rate Cuts Incoming? How to Hit Home Runs in Spitball September | Your Money Podcast – Episode 561 appeared first on Revere Asset Management.

Spitball Media breaks down the hottest new trailers of the season, including the highly anticipated Bone Lake, the chilling return of Silent Hill, and the cult revival of Deathstalker. From bloody slashers to psychological scares, we dig into what works, what doesn't, and which films are set to dominate the conversation heading into Halloween 2025.Whether you're a horror diehard or just looking for the buzziest upcoming movies, this trailer review episode is packed with insights, reactions, and a few wild predictions.Trailers discussed:Bone Lake, Lilly Lives Alone, 100 Nights of Hero, Play Dirty, Is This Thing On, The Home, Brute 1976, Return to Silent Hill, The Carpenter's Son, Begonia, VHS: Halloween, and Deathstalker.

In this episode of Spitball Media, we dive into a stacked lineup of new horror and sci-fi content. We break down Zach Cregger's Weapons and FX's new series Alien Earth, then react to the latest horror game trailers for Halloween and Hellraiser. We also talk about Liquid Death's wild new commercial featuring The Toxic Avenger.On the trailer side, we review Good Boy, Traumatika, Hell House LLC: Lineage, Anniversary, Portal to Hell, and Keeper. From indie chills to franchise returns, we cover what's worth keeping on your radar.

In this episode of Spitball Media Podcast, we dive deep into the unsettling world of Weapons, unpack the first season of FX's sci-fi drama Alien Earth, and compare the directorial styles of Zach Cregger and Osgood Perkins. We also catch up on what we've been watching lately and break down the trailers for some highly anticipated films and documentaries, including AKA Charlie Sheen, Mr. Scorsese, Dreameater, Marty Supreme, Witchboard, and Americana. Whether you're into horror, sci-fi, or cinematic deep cuts, this episode is for you.

In this week's episode, we review Together (2025), discuss the early reactions to The Naked Gun reboot, and dive into the controversy surrounding Howard Stern's cancellation and what he means to the history of entertainment. Then, we react to a fresh batch of movie trailers — from the chilling Him and Cold Storage to the bizarrely intriguing Slash Squatch, the high-stakes No Other Choice, and the mysterious Shelby Oaks. Whether you're here for laughs, hot takes, or the weirdest corners of upcoming cinema, this one's packed.

In this episode of Spitball Media we review and reaction to Marvel's Fantastic Four (2025), Adam Sandler's dubious but lucrative return in Happy Gilmore 2,  as well as trailers for It: Welcome to Derry, American Sweatshop, Jitters, Whistle, Spike Lee's Highest to Lowest, War of the Worlds (2025), and Silent Night Deadly Night (2025).

Tonight we're talking Ozzy Osbourne, Hulk Hogan, Malcolm Jamal Warner, and South Park's return. 

Superman early reviewsSinners reviewSouth Park calls out Paramount mergerTrailersBrickDescendantPushRed SonjiaJoin us live each week on YouTube-  @spitball_media  Audio Podcast available overnight here and at the links below (right click and save):https://api.spreaker.com/v2/episodes/66938687/download.mp3All of our linksLinktr.ee/spitballmediaBonus content and exclusive episodes patreon.com/spitballmediaOpening title music by White Bat Audiosocials:Twitter: @Spitball_media Facebook, Instagram and YouTube: @spitballmediaJon: @iamjondraperShah: @planet.mondo @nuclearheatBrian: @bshowbrian

Join Jon & Sha as they discuss the updates on the Diddy trial.  28 Years Later makes over $103 million in it's opening week.We also review and react to the following trailers:Monster IslandShamanProject Hail MaryTroll 2The Running ManHell HouseShe Rides Shotgun

28 Years Later reviewTop Gun 3 comingAMC Officially announces most previews are 30 minutesDennis Villeneuve to direct James Bond filmTrailersSo Fades the LightBugoniaEddington TeaserRoofmanEdenSovereignJoin us live each week on YouTube-  @spitball_media  Audio Podcast available overnight here and at the links below (right click and save):https://api.spreaker.com/v2/episodes/66766762/download.mp3All of our linksLinktr.ee/spitballmediaBonus content and exclusive episodes patreon.com/spitballmediaOpening title music by White Bat Audiosocials:Twitter: @Spitball_media Facebook, Instagram and YouTube: @spitballmediaJon: @iamjondraperShah: @planet.mondo @nuclearheatBrian: @bshowbrian

Phoenician Scheme review28 Years Later Debuts at 100% Rotten TomatoesSinners is highest grossing original film since InceptionTrailersHappy Gilmore 2Please Don't Feed the ChildrenEddingtonNaked GunJoin us live each week on YouTube-  @spitball_media  Audio Podcast available overnight here and at the links below (right click and save):https://api.spreaker.com/v2/episodes/66642705/download.mp3All of our linksLinktr.ee/spitballmediaBonus content and exclusive episodes patreon.com/spitballmediaOpening title music by White Bat Audiosocials:Twitter: @Spitball_media Facebook, Instagram and YouTube: @spitballmediaJon: @iamjondraperShah: @planet.mondo @nuclearheatBrian: @bshowbrian

This week we're going through our favorite pieces of physical media. Check it out here.Photo Credit Mxdxwn MoviesJoin us live each week on YouTube-  @spitball_media  Audio Podcast available overnight here and at the links below (right click and save):https://api.spreaker.com/v2/episodes/66415203/download.mp3All of our linksLinktr.ee/spitballmediaBonus content and exclusive episodes patreon.com/spitballmediaOpening title music by White Bat Audiosocials:Twitter: @Spitball_media Facebook, Instagram and YouTube: @spitballmediaJon: @iamjondraperShah: @planet.mondo @nuclearheatBrian: @bshowbrian

Take her Back reviewDeathmatch movie coming Final Destination Bloodlines reviewTrailers:Alien EarthLuc Besson's DraculaThe Man In My BasementGuillermo Del Toro's FrankensteinBlack Phone 2Join us live each week on YouTube-  @spitball_media  Audio Podcast available overnight here and at the links below (right click and save):https://api.spreaker.com/v2/episodes/66335059/download.mp3All of our linksLinktr.ee/spitballmediaBonus content and exclusive episodes patreon.com/spitballmediaOpening title music by White Bat Audiosocials:Twitter: @Spitball_media Facebook, Instagram and YouTube: @spitballmediaJon: @iamjondraperShah: @planet.mondo @nuclearheatBrian: @bshowbrian

This week Jon's on assignment so we browsed the Vinegar Syndrome and Severin Films YouTube channels previewing strange titles and watching crazy trailers.Join us live each week on YouTube-  @spitball_media  Audio Podcast available overnight here and at the links below (right click and save):https://api.spreaker.com/v2/episodes/66335059/download.mp3All of our linksLinktr.ee/spitballmediaBonus content and exclusive episodes patreon.com/spitballmediaOpening title music by White Bat Audiosocials:Twitter: @Spitball_media Facebook, Instagram and YouTube: @spitballmediaJon: @iamjondraperShah: @planet.mondo @nuclearheatBrian: @bshowbrian

Final Destination: Bloodlines may be the franchise horror film of the yearMission Impossible: The Final ReckoningIs Tom Cruise the last movie star? if not, are there any?Elden Ring A24 adaptation if officialToxie Killer Nutz videoRIP George WendtTrailersJurassic World: RebornWelcome to Derry It series AlphaCaught StealingSabu documentaryJoin us live each week on YouTube-  @spitball_media  Audio Podcast available overnight here and at the links below (right click and save):https://api.spreaker.com/v2/episodes/66217248/download.mp3All of our linksLinktr.ee/spitballmediaBonus content and exclusive episodes patreon.com/spitballmediaOpening title music by White Bat Audiosocials:Twitter: @Spitball_media Facebook, Instagram and YouTube: @spitballmediaJon: @iamjondraperShah: @planet.mondo @nuclearheatBrian: @bshowbrian

The career and controversial death of SabuOZ Perkins Neon Films Exclusive DealJason's new look for Jason Un1v3rseDiddy trial updateJoin us live each week on YouTube-  @spitball_media  Audio Podcast available overnight here and at the links below (right click and save):https://api.spreaker.com/v2/episodes/66111862/download.mp3All of our linksLinktr.ee/spitballmediaBonus content and exclusive episodes patreon.com/spitballmediaOpening title music by White Bat Audiosocials:Twitter: @Spitball_media Facebook, Instagram and YouTube: @spitballmediaJon: @iamjondraperShah: @planet.mondo @nuclearheatBrian: @bshowbrian

The Chicago Pope?!Thunderbolts reviewEli Roth's Ice Cream Man in the works?Godzilla -1 ranked 19th best of all time by Rotten TomatoesFinal Destination: Bloodlines advertisingTrailer ReviewsConjuring: Last RitesWalk Or DieThe Ugly StepsisterTogetherJoin us live each week on YouTube-  @spitball_media  Audio Podcast available overnight here and at the links below (right click and save):https://api.spreaker.com/v2/episodes/66009147/download.mp3All of our linksLinktr.ee/spitballmediaBonus content and exclusive episodes patreon.com/spitballmediaOpening title music by White Bat Audiosocials:Twitter: @Spitball_media Facebook, Instagram and YouTube: @spitballmediaJon: @iamjondraperShah: @planet.mondo @nuclearheatBrian: @bshowbrian

Sinners holds on strong at the box office for week 2Toxic Avenger's Rotten Tomatoes score is promisingDiscussing 2025 horror movies yet to come Ted Sarandos says Netflix is saving cinemaDiablo trailer review40 Acres trailer reviewSmashing Machine trailer reviewFear Street: Prom Queen trailer reviewWeapons trailer reviewJoin us live each week on YouTube-  @spitball_media  Audio Podcast available overnight here and at the links below (right click and save):https://api.spreaker.com/v2/episodes/65842958/download.mp3All of our linksLinktr.ee/spitballmediaBonus content and exclusive episodes patreon.com/spitballmediaOpening title music by White Bat Audiosocials:Twitter: @Spitball_media Facebook, Instagram and YouTube: @spitballmediaJon: @iamjondraperShah: @planet.mondo @nuclearheatBrian: @bshowbrian

Sinners reviewCompanion reviewDominic Sessa will star as Anthony BourdainCrystal Lake series begins productionTrailer reviewsPredator: BadlandsI Know What You Did Last SummerIt FeedsPee Wee As HimselfBring Her BackJoin us live each week on YouTube-  @spitball_media  Audio Podcast available overnight here and at the links below (right click and save):https://api.spreaker.com/v2/episodes/65717035/download.mp3All of our linksLinktr.ee/spitballmediaBonus content and exclusive episodes patreon.com/spitballmediaOpening title music by White Bat Audiosocials:Twitter: @Spitball_media Facebook, Instagram and YouTube: @spitballmediaJon: @iamjondraperShah: @planet.mondo @nuclearheatBrian: @bshowbrian

Warfare movie reviewA24 music label coming?Alamo Drafthouse opts out of immersive Meta screening of M3ganRohan Campbell cast in Silent Night Deadly night rebootFantastic Four trailer review28 Years Later teaser trailersWeapons movie teasers and previewStephen King's Life of Chuck trailerJoin us live each week on YouTube-  @spitball_media  Audio Podcast available overnight here and at the links below (right click and save):https://api.spreaker.com/v2/episodes/65619367/download.mp3All of our linksLinktr.ee/spitballmediaBonus content and exclusive episodes patreon.com/spitballmediaOpening title music by White Bat Audiosocials:Twitter: @Spitball_media Facebook, Instagram and YouTube: @spitballmediaJon: @iamjondraperShah: @planet.mondo @nuclearheatBrian: @bshowbrian

In this episode of Two Strike Noise, Jeff and Mark cover a range of baseball history topics, including a legendary doubleheader between Lehman College and the Yeshiva Maccabees that ended both teams' extensive losing streaks. They delve into the storied career and infamous spitball tactics of Hall of Famer Gaylord Perry. The episode also highlights several notable baseball debuts, including Buck Weaver and Rod Carew. The show concludes with an intense round of Wax Pack Heroes featuring 1987 Topps cards, bringing nostalgia and competition to the forefront. 00:00 Welcome to Two Strike Noise 00:25 Baseball Banter: Favorite Players and Team Defense 01:53 The Double Header with a Twist 04:46 Earl Weaver's Pocket Mystery 07:37 Honoring Baseball Legends 08:20 Debuts and Historical Highlights 14:12 Gaylord Perry: The Spitball Legend 33:53 Wax Pack Heroes: The Ultimate Baseball Card Showdown 01:04:03 Conclusion and Wrap-Up Facebook -https://www.facebook.com/TwoStrikeNoise/ Instagram - @twostrikenoise Bluesky - @twostrikenoise.bsky.social Threads - @twostrikenoise Twitter - @twostrikenoise Two Strike Noise on YouTube - www.youtube.com/@twostrikenoise Twitch - https://www.twitch.tv/twostrikenoise E-mail - twostrikenoise@gmail.com We pull ALOT of commons in Wax Pack Heroes. If you've got those Tom Foley or Ernest Riles cards just sitting around you can donate those commons to charity and maybe spark a child's interest in baseball and collecting. Find out more here: http://commons4kids.org/ #podernfamily #podnation #baseball #mlb #history #podcast #baseballcards

This week we had to take a break from movies and honor the podcast pioneer, the late Kevin Castle. Join us live each week on YouTube-  @spitball_media  Audio Podcast available overnight here and at the links below (right click and save):https://api.spreaker.com/v2/episodes/65533583/download.mp3All of our linksLinktr.ee/spitballmediaBonus content and exclusive episodes patreon.com/spitballmediasocials:Twitter: @Spitball_media Facebook, Instagram and YouTube: @spitballmediaJon: @iamjondraperShah: @planet.mondo @nuclearheatBrian: @bshowbrian

The films and legacy of Val KilmerBlack Phone 2 updateCliff Booth/Once Upon A Time In Hollywood spinoff coming?Jon reviews The Rule Of JennypenTrailer ReviewsNaked Gun with Liam NeesonNeighborhood WatchFive Nights At Freddy's 2South Park season 27 trailerPrimitive War trailerHurry up tomorrowJoin us live each week on YouTube-  @spitball_media  Audio Podcast available overnight here and at the links below:https://api.spreaker.com/v2/episodes/65343075/download.mp3All of our linksLinktr.ee/spitballmediaBonus content and exclusive episodes patreon.com/spitballmediaOpening title music by White Bat Audiosocials:Twitter: @Spitball_media Facebook, Instagram and YouTube: @spitballmediaJon: @iamjondraperShah: @planet.mondo @nuclearheatBrian: @bshowbrian

Snow White falloutAvengers:Doomsday Cast revealLinda Cardellini as pamela Voorhees?Trailer ReviewsFinal Destination BloodlinesHollandThe RitualOne Battle After AnotherJoin us live each week on YouTube-  @spitball_media  Audio Podcast available overnight here and at the links below:https://api.spreaker.com/v2/episodes/65173853/download.mp3All of our linksLinktr.ee/spitballmediaBonus content and exclusive episodes patreon.com/spitballmediaOpening title music by White Bat Audiosocials:Twitter: @Spitball_media Facebook, Instagram and YouTube: @spitballmediaJon: @iamjondraperShah: @planet.mondo @nuclearheatBrian: @bshowbrian

Toxie revealed in new Toxic Avenger clipSaw XI cancelledEli Roth crowd funding a studio?Dangerous Animals trailer reviewTogether trailer reviewASH trailer reviewBaby Invasion trailer reviewThe Shrouds trailer reviewOne Battle After Another trailer reviewJoin us live each week on YouTube-  @spitball_media  Audio Podcast available overnight here and at the links below:https://api.spreaker.com/v2/episodes/65006542/download.mp3All of our linksLinktr.ee/spitballmediaBonus content and exclusive episodes patreon.com/spitballmediaOpening title music by White Bat Audiosocials:Twitter: @Spitball_media Facebook, Instagram and YouTube: @spitballmediaJon: @iamjondraperShah: @planet.mondo @nuclearheatBrian: @bshowbrian

Toxic Avenger First LooksElectric State bombs with criticsSnow White controversyTim Burton documentary trailer reviewStan Lee documentary trailer reviewLife of Chuck trailer reviewClown In A Cornfield trailer reviewJoin us live each week on YouTube-  @spitball_media  Audio Podcast available overnight here and at the links below:https://api.spreaker.com/v2/episodes/64872997/download.mp3All of our linksLinktr.ee/spitballmediaBonus content and exclusive episodes patreon.com/spitballmediaOpening title music by White Bat Audiosocials:Twitter: @Spitball_media Facebook, Instagram and YouTube: @spitballmediaJon: @iamjondraperShah: @planet.mondo @nuclearheatBrian: @bshowbrian

Someone Vandalizes Michael's Truck With Spitballs and Paul Eats Lobster… I Think Jeff And Wyatt Talk About Stuff Too… That's All I Remember About This Episode Off The Dome… Man, We Really Need To Write These Descriptions Right After Recording… ENJOY!!!

Anora vs The Substance at the OscarsCW's terrible live action Power Puff Girls trailer reviewShane Gillis on SNLBambi: The Reckoning trailer reviewThe Bondsman trailer reviewMobland trailer reviewElectric State trailer reviewThe Woman In The Yard (Long Ass Legs) trailer reviewJoin us live each week on YouTube-  @spitball_media  Audio Podcast available overnight here and at the links below:https://api.spreaker.com/v2/episodes/64741222/download.mp3All of our linksLinktr.ee/spitballmediaBonus content and exclusive episodes patreon.com/spitballmediaOpening title music by White Bat Audiosocials:Twitter: @Spitball_media Facebook, Instagram and YouTube: @spitballmediaJon: @iamjondraperShah: @planet.mondo @nuclearheatBrian: @bshowbrian

How much do Nick and Nora in Pittsburgh, and Doc Mc Muffin and her Mr. in Minnesota, need to have saved, and how much can they afford to spend in retirement? What are the disadvantages to Fred and Ethel in Virginia if Ethel collects her Social Security early? Are the Moonshiner and the City Girl in Florida so obsessed with avoiding RMDs and IRMAA that they're wasting too much savings on Roth conversions? That's today on Your Money, Your Wealth® podcast 519 with Joe Anderson, CFP® and Big Al Clopine, CPA. Plus, will the tax benefits on a rental property offset the negative cash flow for Lily's 29-year-old son, who has started his professional career with a $750K salary? Free financial resources & episode transcript: https://bit.ly/ymyw-519 DOWNLOAD the Withdrawal Strategy Guide for free LIMITED TIME OFFER: Download the Money Makeover Guide by this Friday, March 7! Watch Complete Money Makeover: How to Do a Financial Facelift on YMYW TV YMYW Accolades on Feedspot and Goodpods ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment SUBSCRIBE to YMYW on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter   Timestamps: 00:00 - Intro: This Week on the YMYW Podcast 00:51 - How Much Should We Have Saved Before Retirement? (Nick & Nora, Pittsburgh, PA) 12:01 - Download the Withdrawal Strategy Guide for free 12:38 - We're 40 with $2.7M Saved. Spitball on What We're Missing. (Doc McMuffin, MN) 18:40 - Any Disadvantages to Claiming Social Security Early? (Fred & Ethel, VA) 26:11 - Am I Overly Obsessed with Reducing RMDs and IRMAA, Wasting too Much on Roth Conversions? (The Moonshiner and the City Girl, Orange Park, FL) 34:52 - LIMITED TIME OFFER: Download the Money Makeover Guide by this Friday, March 7! Watch Complete Money Makeover: How to Do a Financial Facelift on YMYW TV 35:36 - Son Makes $750K. Will Rental Property Tax Benefits Offset Negative Cash Flow? (Lily, CA) 40:32 - Joe and Big Al's Very First Jobs 44:18 - YMYW Accolades on Feedspot and Goodpods

RIP Gene HackmanThe Monkey reviewGolden Globes voters didn't even watch Dune 2?Death of a Unicorn trailer reviewA Working Man trailer reviewDemon City trailer reviewHavoc trailer reviewRule of Jenney Pen trailer reviewJoin us live each week on YouTube-  @spitball_media  Audio Podcast available overnight here and at the links below:https://api.spreaker.com/v2/episodes/64617375/download.mp3 (right-click and save)All of our linksLinktr.ee/spitballmediaBonus content and exclusive episodes patreon.com/spitballmediaOpening title music by White Bat Audiosocials:Twitter: @Spitball_media Facebook, Instagram and YouTube: @spitballmediaJon: @iamjondraperShah: @planet.mondo @nuclearheatBrian: @bshowbrian

Captain America: Brave New World reviewJames Bond franchise taken over by AmazonHeart Eyes improves in second weekThe Monkey previewBring Her Back trailer reviewUntil Dawn Trailer reviewZero Day trailer reviewJoin us live each week on YouTube-  @spitball_media  Audio Podcast available overnight here and at the links below:https://api.spreaker.com/v2/episodes/64487987/download.mp3 (right-click and save)All of our linksLinktr.ee/spitballmediaBonus content and exclusive episodes patreon.com/spitballmediaOpening title music by White Bat Audiosocials:Twitter: @Spitball_media Facebook, Instagram and YouTube: @spitballmediaJon: @iamjondraperShah: @planet.mondo @nuclearheatBrian: @bshowbrian

The Super Bowl Halftime ShowCaptain America: Brave New World getting terrible reviewsCape Fear remake coming to Apple PlusDisney Plus loses 700,000 subscribers in one quarterGator Creek trailer reviewJurassic Park Rebirth trailer reviewA24's Friendship trailer reviewFantastic Four trailer reviewJoin us live each week on YouTube-  @spitball_media Audio Podcast available overnight here and at the links below:https://api.spreaker.com/v2/episodes/64370283/download.mp3  (right-click and save)All of our linksLinktr.ee/spitballmediaBonus content and exclusive episodes patreon.com/spitballmediaOpening title music by White Bat Audiosocials:Twitter: @Spitball_media Facebook, Instagram and YouTube: @spitballmediaJon: @iamjondraperShah: @planet.mondo @nuclearheatBrian: @bshowbrian

Deep dive on Stephen King's filmsSidetrack discussion on Steven Spielberg's filmsThe role of pretentious artistsJoin us live each week on YouTube-  @spitball_media  Audio Podcast direct download (right-click and save):https://api.spreaker.com/v2/episodes/64239696/download.mp3All of our linksLinktr.ee/spitballmediaBonus content and exclusive episodes patreon.com/spitballmediaOpening title music by White Bat Audiosocials:Twitter: @Spitball_media Facebook, Instagram and YouTube: @spitballmediaJon: @iamjondraperShah: @planet.mondo @nuclearheatBrian: @bshowbrian

The Faculty remake is coming?Robert Eggers has no desire to make a modern set movieTarantino says current movie era is worst ever?Barbarian director to make Resident EvilLocked trailer reviewAlien Earth trailer reviewUpdated Sinners trailer reviewRiffraff trailer reviewJoin us live each Thursday around 8:30 pm eastern @Spitball Media - YouTubeAudio Podcast direct download link available morning after (right click and save): https://api.spreaker.com/v2/episodes/64066727/download.mp3Bonus content and exclusive episodes patreon.com/spitballmediaOpening title music by White Bat Audiosocials:Twitter: @Spitball_media Facebook, Instagram and YouTube: @spitballmediaJon: @iamjondraperShah: @planet.mondo @nuclearheatBrian: @bshowbrian

Discussing Oscar nominations and horror's breakout yearNeon's Hell of a Summer trailer reactionBlumhouse's Drop trailer reactionA24's Opus trailer reactionJoin us live each Thursday around 8:30 pm eastern @Spitball Media - YouTubeAudio Podcast direct download link available morning after (right click and save): https://api.spreaker.com/v2/episodes/63866654/download.mp3Bonus content and exclusive episodes patreon.com/spitballmediaOpening title music by White Bat Audiosocials:Twitter: @Spitball_media Facebook, Instagram and YouTube: @spitballmediaJon: @iamjondraperShah: @planet.mondo @nuclearheatBrian: @bshowbrian

Honoring the uniquely amazing David LynchRobbie Williams biopic A Better Man bombsThe Monkey trailer reviewDaredevil: Born Again trailer reviewAlto Knights with Robert DeNiro trailer reviewJoin us live each Thursday around 8:30 pm eastern @Spitball Media - YouTubeAudio Podcast direct download link available morning after (right click and save): https://api.spreaker.com/v2/episodes/63721020/download.mp3Bonus content and exclusive episodes patreon.com/spitballmediaOpening title music by White Bat Audiosocials:Twitter: @Spitball_media Facebook, Instagram and YouTube: @spitballmediaJon: @iamjondraperShah: @planet.mondo @nuclearheatBrian: @bshowbrian

Well-wishes to those affected by the LA FiresDemi Moore wins Golden Globe for The SubstanceJon's Moviepass MilestoneThe Wolfman revealedCompanion Trailer ReactionDark Match Trailer ReactionThe Fetus Trailer ReactionHeart Eyes Trailer ReactionJoin us live each Thursday around 8:30 pm eastern @Spitball Media - YouTubeAudio Podcast direct download link available morning after (right click and save): https://api.spreaker.com/v2/episodes/63633734/download.mp3Bonus content and exclusive episodes patreon.com/spitballmediaOpening title music by White Bat Audiosocials:Twitter: @Spitball_media Facebook, Instagram and YouTube: @spitballmediaJon: @iamjondraperShah: @planet.mondo @nuclearheatBrian: @bshowbrian

Nosferatu deep diveFinal thoughts on horror movies in 2024Predicting and previewing the upcoming year in horrorJoin us live each Thursday around 8:30 pm eastern @Spitball Media - YouTubeAudio Podcast direct download link available morning after (right click and save): https://api.spreaker.com/v2/episodes/63522450/download.mp3Bonus content and exclusive episodes patreon.com/spitballmediaOpening title music by White Bat Audiosocials:Twitter: @Spitball_media Facebook, Instagram and YouTube: @spitballmediaJon: @iamjondraperShah: @planet.mondo @nuclearheatBrian: @bshowbrian

Merry Christmas! We wish you all the best this holiday season. On our annual Christmas Episode:Go-to Christmas moviesGo-to Christmas horror moviesDon't Open 'Til Christmas retro horror trailerRed One reviewEarly Nosferatu reviewsRobert Eggers on the importance of horror moviesSuperman trailer reactionHoliday plansGo-to Christmas drinksShah's review of The Santa ClauseBest Christmas movie?The Die Hard/Christmas discussionSeasonal Well WishesJoin us live each Thursday around 8:30 pm eastern @Spitball Media - YouTubeAudio Podcast direct download link available morning after (right click and save): https://api.spreaker.com/v2/episodes/63456530/download.mp3Bonus content and exclusive episodes patreon.com/spitballmediaOpening title music by White Bat Audiosocials:Twitter: @Spitball_media Facebook, Instagram and YouTube: @spitballmediaJon: @iamjondraperShah: @planet.mondo @nuclearheatBrian: @bshowbrian

Counting down our top 5 horror movies of 2024!Join us live each Thursday around 8:30 pm eastern @Spitball Media - YouTubeAudio Podcast direct download link available morning after (right click and save): https://api.spreaker.com/v2/episodes/63407785/download.mp3Bonus content and exclusive episodes patreon.com/spitballmediaOpening title music by White Bat Audiosocials:Twitter: @Spitball_media Facebook, Instagram and YouTube: @spitballmediaJon: @iamjondraperShah: @planet.mondo @nuclearheatBrian: @bshowbrian

Strange Darling review and discussionB Show's bombshell Terrifier 3 reviewTerrifier franchise discussionThe Substance 5 Golden Globe nominationsPeter Pan's Neverland Nightmare trailer reactionThe Sweet East trailer reaction28 Years Later trailer reactionNovocane trailer reactionJoin us live each Thursday around 8:30 pm eastern @Spitball Media - YouTubeAudio Podcast direct download link available morning after (right click and save): https://api.spreaker.com/v2/episodes/63294932/download.mp3Bonus content and exclusive episodes patreon.com/spitballmediaOpening title music by White Bat Audiosocials:Twitter: @Spitball_media Facebook, Instagram and YouTube: @spitballmediaJon: @iamjondraperShah: @planet.mondo @nuclearheatBrian: @bshowbrian

Gladiator 2 reviewSmile 2 Review V/H/S Beyond Nominated Critics Choice awardX-Men 97 nominated for Critics Choice awardAbruptio trailer reaction and discussionSnow White Trailer reaction and discussionBloody Axe Wound trailer reaction and discussionMichael Mann's The Keep Trailer Vinegar Syndrome re-release reaction and discussionJoin us live each Thursday around 8:30 pm eastern @Spitball Media - YouTubeAudio Podcast direct download link available morning after (right click and save): https://api.spreaker.com/v2/episodes/63181892/download.mp3Bonus content and exclusive episodes patreon.com/spitballmediaOpening title music by White Bat Audiosocials:Twitter: @Spitball_media Facebook, Instagram and YouTube: @spitballmediaJon: @iamjondraperShah: @planet.mondo @nuclearheatBrian: @bshowbrian

#OzWatch: Alleged ball-tampering (Spitball).   Jeremy Zakis, New South Wales. #FriendsofHistoryDebatingSociety https://www.abc.net.au/news/2024-11-07/david-warner-ed-cowan-slam-cricket-australia-ball-tampering/104570882 1905

Hawkeye and Elle are age 61 and in the 32% tax bracket. How should they get money into their Roth accounts for tax-free retirement income? Clark and Ellen are 69 and 68, expenses will pretty much be covered by their fixed income, but they'd like to leave Roth money to their kids. Should they keep converting to Roth, or use required minimum distributions for their living expenses? Tom and his wife are 73, and fixed income will cover their retirement spending too. Is it advantageous to them to make three huge Roth conversions beyond their marginal tax bracket to reduce future RMDs? Should they keep things simple by leaving their money in an S&P 500 Index Fund? That's today on Your Money, Your Wealth® podcast 498 with Joe Anderson, CFP® and Big Al Clopine, CPA. Access all the following free financial resources and the episode transcript: https://bit.ly/ymyw-498 This is our first official video podcast! You can watch us right now on YouTube REGISTER | Market Outlook and Impact of the 2024 Election Webinar - TOMORROW, Wed. Oct 9, 2024, 12pm Pacific, 3pm Eastern LIMITED TIME SPECIAL OFFER | Download The DIY Retirement Guide before Friday, October 11, 2024! Once the Special Offer changes on Friday, the DIY Guide will be unavailable for several months! CALCULATE: A Financial Blueprint of your retirement readiness for free REQUEST: Ask Joe & Big Al for your Retirement Spitball Analysis SCHEDULE: Free Financial Assessment SUBSCRIBE: YMYW on YouTube DOWNLOAD: more free guides READ: financial blogs WATCH: educational videos SUBSCRIBE: YMYW Newsletter 00:00 - Intro: This Week on the YMYW Podcast 01:05 - Tax-Free Roth Strategy When in the 32% Tax Bracket? (Hawkeye & Elle Woods, Atlanta) 12:28 - Limited Time Special Offer: Download the DIY Retirement Guide before the Special Offer changes on Friday, Oct 11 13:31 - Spitball on Roth Conversions vs. RMDs, And Should We Buy More Bonds? (Clark & Ellen Griswold, State College, PA) 27:16 - Calculate a Free Financial Blueprint, Learn About Pure's Financial Assessment 28:36 - Should We Do 3 Huge Roth Conversions to Reduce Future RMDs? (Tom, Las Vegas) 37:59 - Outro: Next Week on the YMYW Podcast