Podcasts about Freesound

Little Red Light written by Shelby NovakClean Up on Aisle Two written by Shelby NovakIntro music by Brandt ParksLeave me a voice mail! ‪(323) 546-8764‬Ad Free version available on PatreonYou can send your stories to: scareyoutosleep@gmail.comhttps://linktr.ee/ScareYouToSleepMusic by Epidemic Sound and Co.AGAdditional sound effects from FreeSound.org:S: horror ambience 161101_1038.WAV by klankbeeld | License: Attribution 4.0S: horror ambience 46 174242.flac by klankbeeld | License: Attribution 4.0TW: Story 1: child abduction, suggestion of SA; Story 2: description of gore (no sound fx)

This is the Wednesday evening liturgy during Eastertide for the Compline podcast from the Center for Worship and the Arts at Samford University. For more about the Center for Worship and the Arts, as well as the resources we provide, visit us at https://www.samford.edu/worship-arts/.CREDITS: © 2021 Center for Worship and the Arts, Samford University. Engineered and produced by Wen Reagan for the Center for Worship and the Arts at Samford University. SPOKEN WORD:Wen Reagan, Stacy Love, Tracy Hanrahan, Meagan Kennedy, Pierce Moffett, Eden Walker. MUSIC:Wen Reagan: vocals, guitars, keys, pad. “Compline #1” by Wen Reagan, © 2020 Sursum Corda Music. “Compline #2” by Wen Reagan, © 2020 Sursum Corda Music. “Wait on the Lord” by Wen Reagan, © 2020 Sursum Corda Music, CCLI #7145633. TEXTS:The liturgical words for this podcast series include original phrasings, but were primarily curated and designed from several public domain sources, including “An Order for Compline” from the Anglican and Episcopal Book of Common Prayer and collects collected from Grace Cathedral.SOUNDS:The following sound effects were used in this podcast series and are licensed under the Creative Commons Attribution 3.0 Unported License. To view a copy of this license, visit http://creativecommons.org/licenses/by/3.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA. "Door, Front, Opening, A.wav" by InspectorJ (www.jshaw.co.uk) of Freesound.org. "Door, Front, Closing, A.wav" by InspectorJ (www.jshaw.co.uk) of Freesound.org. “06 – Crackling Candle.wav” by 14GPanskaLetko_Dominik of Freesound.org. “Lights a Candle Light with a Match” by straget of Freesound.org. The following sound effects were used in this podcast series and are licensed under the Creative Commons Attribution-NonCommercial 3.0 Unported License. To view a copy of this license, visit http://creativecommons.org/licenses/by-nc/3.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA. “Soft Shoes Walking on a Dirt Road” by Nagwense of Freesound.org. “Match Being Lit.wav” by Jeanet_Henning of Freesound.org. “Candle Blow.wav” by Bee09 of

“As I heard the words come out of her mouth it brought a flood of tears to my eyes.”⁠Subscribe here to be notified when the postman's come.⁠Anne Levitt played by Brittany Sue HinesAdapted from the novel 'Dearest' by ⁠Michael London⁠Production, Editing, & Sound Design by ⁠George Drake, Jr.⁠Music Composition by Mustafa ShaheenThis series was made possible by a generous grant from the ⁠Montgomery County Arts & Cultural District⁠ with assistance from ⁠Culture Works⁠. This episode of Dearest features the following sounds from ⁠Freesound.org:acoustic guitar melody fingerstyle picking by Garuda1982, River, recording close to water flow, lapping, at... by felix.blume

⁠Subscribe here to be notified when the postman's come.⁠Dearest Voices played by Christine Brunner and Micah StockJames Cavell played by Darren BrownAdapted from the novel 'Dearest' by ⁠Michael London⁠Production, Editing, & Sound Design by ⁠George Drake, Jr.⁠Music Composition by Mustafa ShaheenThis series was made possible by a generous grant from the ⁠Montgomery County Arts & Cultural District⁠ with assistance from ⁠Culture Works⁠. This episode of Dearest features the following sounds from ⁠Freesound.org:9. opening envelope.wav by 16GPanskaVechet_Lukas, typewriter by bm3342, Morse code sample.wav by ooohyeahhh, websdr_recording_2014-07-21T07_22_13Z_7011.4kHz.wav by klankbeeld, Printing Press Mechanics by exuberate

“If you have found this note, you have read the same tale as I, sweet and sad. ”⁠Subscribe here to be notified when the postman's come.⁠Uncle Willy played by Micah StockAdapted from the novel 'Dearest' by ⁠Michael London⁠Production, Editing, & Sound Design by ⁠George Drake, Jr.⁠Music Composition by Mustafa ShaheenThis series was made possible by a generous grant from the ⁠Montgomery County Arts & Cultural District⁠ with assistance from ⁠Culture Works⁠. This episode of Dearest features the following sounds from ⁠Freesound.org:AMBBird_The Sparrows Are chirping.Morning.Rural s... by newlocknew, Stasis (music for space) by SondreDrakensson

This is the Tuesday evening liturgy during Eastertide for the Compline podcast from the Center for Worship and the Arts at Samford University. For more about the Center for Worship and the Arts, as well as the resources we provide, visit us at https://www.samford.edu/worship-arts/.CREDITS: © 2021 Center for Worship and the Arts, Samford University. Engineered and produced by Wen Reagan for the Center for Worship and the Arts at Samford University. SPOKEN WORD:Wen Reagan, Stacy Love, Tracy Hanrahan, Meagan Kennedy, Pierce Moffett, Eden Walker. MUSIC:Wen Reagan: vocals, guitars, keys, pad. “Compline #1” by Wen Reagan, © 2020 Sursum Corda Music. “Compline #2” by Wen Reagan, © 2020 Sursum Corda Music. “Wait on the Lord” by Wen Reagan, © 2020 Sursum Corda Music, CCLI #7145633. TEXTS:The liturgical words for this podcast series include original phrasings, but were primarily curated and designed from several public domain sources, including “An Order for Compline” from the Anglican and Episcopal Book of Common Prayer and collects collected from Grace Cathedral.SOUNDS:The following sound effects were used in this podcast series and are licensed under the Creative Commons Attribution 3.0 Unported License. To view a copy of this license, visit http://creativecommons.org/licenses/by/3.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA. "Door, Front, Opening, A.wav" by InspectorJ (www.jshaw.co.uk) of Freesound.org. "Door, Front, Closing, A.wav" by InspectorJ (www.jshaw.co.uk) of Freesound.org. “06 – Crackling Candle.wav” by 14GPanskaLetko_Dominik of Freesound.org. “Lights a Candle Light with a Match” by straget of Freesound.org. The following sound effects were used in this podcast series and are licensed under the Creative Commons Attribution-NonCommercial 3.0 Unported License. To view a copy of this license, visit http://creativecommons.org/licenses/by-nc/3.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA. “Soft Shoes Walking on a Dirt Road” by Nagwense of Freesound.org. “Match Being Lit.wav” by Jeanet_Henning of Freesound.org. “Candle Blow.wav” by Bee09 of

This is the Monday evening liturgy during Eastertide for the Compline podcast from the Center for Worship and the Arts at Samford University. For more about the Center for Worship and the Arts, as well as the resources we provide, visit us at https://www.samford.edu/worship-arts/.CREDITS: © 2021 Center for Worship and the Arts, Samford University. Engineered and produced by Wen Reagan for the Center for Worship and the Arts at Samford University. SPOKEN WORD:Wen Reagan, Stacy Love, Tracy Hanrahan, Meagan Kennedy, Pierce Moffett, Eden Walker. MUSIC:Wen Reagan: vocals, guitars, keys, pad. “Compline #1” by Wen Reagan, © 2020 Sursum Corda Music. “Compline #2” by Wen Reagan, © 2020 Sursum Corda Music. “Wait on the Lord” by Wen Reagan, © 2020 Sursum Corda Music, CCLI #7145633. TEXTS:The liturgical words for this podcast series include original phrasings, but were primarily curated and designed from several public domain sources, including “An Order for Compline” from the Anglican and Episcopal Book of Common Prayer and collects collected from Grace Cathedral.SOUNDS:The following sound effects were used in this podcast series and are licensed under the Creative Commons Attribution 3.0 Unported License. To view a copy of this license, visit http://creativecommons.org/licenses/by/3.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA. "Door, Front, Opening, A.wav" by InspectorJ (www.jshaw.co.uk) of Freesound.org. "Door, Front, Closing, A.wav" by InspectorJ (www.jshaw.co.uk) of Freesound.org. “06 – Crackling Candle.wav” by 14GPanskaLetko_Dominik of Freesound.org. “Lights a Candle Light with a Match” by straget of Freesound.org. The following sound effects were used in this podcast series and are licensed under the Creative Commons Attribution-NonCommercial 3.0 Unported License. To view a copy of this license, visit http://creativecommons.org/licenses/by-nc/3.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA. “Soft Shoes Walking on a Dirt Road” by Nagwense of Freesound.org. “Match Being Lit.wav” by Jeanet_Henning of Freesound.org. “Candle Blow.wav” by Bee09 of

105.4 Facebook Flash fiction WinnersFour stories. Four terrors. One unforgettable mixtape from the twisted minds of our Facebook Group.Written by Mary Pastrano, Andy Morris, and Marie Sison (https://www.facebook.com/groups/theotherstories)Narrated by Erika Ventura (https://instagram.com/efventu)And Georgia Cook (https://www.georgiacookwriter.com/)And Andy Conduit-Turner (https://www.instagram.com/andyctwrites/)Produced by Karl Hughes (https://bsky.app/profile/karlhughes.bsky.social)With music by Duncan Muggleton (https://temporalrecordings.wordpress.com)And Thom Robson (https://www.thomrobsonmusic.com/)And sound effects provided by Freesound.orgThe episode illustration was provided by Luke Spooner of Carrion House (https://carrionhouse.com/)Joshua Boucher is our story programmer, and along with Jasmine Arch and the eyeless ones, Mary Pastrano and Cody Czarzasty, he helps manage our community.And to Ben Errington the ongoing explosion of content being fired out of his Social Media canon.Be sure to join the facebook group to get involved in future Flash Fiction competitions at www.facebook.com/groups/theotherstoriesJoin TOS+ to access over 90 exclusive episodes, get regular stories in higher quality audio, a week early, and ad-free, at https://theotherstories.net/plus/Support the show, get audiobooks, and more at https://www.patreon.com/hawkandcleaverJoin our communities for book clubs, movie clubs, writing exercises, and more at https://theotherstories.net/community/Leave a voicemail or get in touch at https://theotherstories.net/submissionsCheck out our writing courses at https://theotherstories.net/courses/Grab some merch at https://gumroad.com/hawkandcleaverThe Other Stories is a production of the story studio, Hawk & Cleaver, and is brought to you with a Creative Commons – Attribution-NonCommercial-NoDerivatives license. Don't change it. Don't sell it. But by all means… share the hell out of it. Hosted on Acast. See acast.com/privacy for more information.

This is the Sunday evening liturgy during Eastertide for the Compline podcast from the Center for Worship and the Arts at Samford University. For more about the Center for Worship and the Arts, as well as the resources we provide, visit us at https://www.samford.edu/worship-arts/.CREDITS: © 2021 Center for Worship and the Arts, Samford University. Engineered and produced by Wen Reagan for the Center for Worship and the Arts at Samford University. SPOKEN WORD:Wen Reagan, Stacy Love, Tracy Hanrahan, Meagan Kennedy, Pierce Moffett, Eden Walker. MUSIC:Wen Reagan: vocals, guitars, keys, pad. “Compline #1” by Wen Reagan, © 2020 Sursum Corda Music. “Compline #2” by Wen Reagan, © 2020 Sursum Corda Music. “Wait on the Lord” by Wen Reagan, © 2020 Sursum Corda Music, CCLI #7145633. TEXTS:The liturgical words for this podcast series include original phrasings, but were primarily curated and designed from several public domain sources, including “An Order for Compline” from the Anglican and Episcopal Book of Common Prayer and collects collected from Grace Cathedral.SOUNDS:The following sound effects were used in this podcast series and are licensed under the Creative Commons Attribution 3.0 Unported License. To view a copy of this license, visit http://creativecommons.org/licenses/by/3.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA. "Door, Front, Opening, A.wav" by InspectorJ (www.jshaw.co.uk) of Freesound.org. "Door, Front, Closing, A.wav" by InspectorJ (www.jshaw.co.uk) of Freesound.org. “06 – Crackling Candle.wav” by 14GPanskaLetko_Dominik of Freesound.org. “Lights a Candle Light with a Match” by straget of Freesound.org. The following sound effects were used in this podcast series and are licensed under the Creative Commons Attribution-NonCommercial 3.0 Unported License. To view a copy of this license, visit http://creativecommons.org/licenses/by-nc/3.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA. “Soft Shoes Walking on a Dirt Road” by Nagwense of Freesound.org. “Match Being Lit.wav” by Jeanet_Henning of Freesound.org. “Candle Blow.wav” by Bee09 of

Send us a textWelcome to tonight's episode where ‘Erica's Place' by Mindshambles awakens a kaleidoscope of reminiscences about Mum and ‘elevensies' and her never ending supply of fresh scones. As the different memories flow and glide past, it slowly becomes clear how much of ‘Erica's place' and Mum's philosophy still lives on and unconsciously shapes these podcasts. Welcome to Erica's place.   Journal entry:20th May, Tuesday“The yellow flag are out. Unfolding the origami of their petals From the squashed chrysalis of their buds.Yellow iris arrives flat-packed To be assembled without sound Held only by a dance of air and light.”  Episode Information:In this episode I read the first verse of John Betjeman's ‘Upper Lambourne' and a short extract from Miles Hadfield's (1950) An English Almanac. I also read ‘Erica's Place' by Mindshambles (2025)With special thanks to our lock-wheelersfor supporting this podcast.Susan BakerMind Shambles Clare Hollingsworth Gabriela Maria Rodriguez-Veinotte Kevin B. Fleur and David Mcloughlin Lois Raphael Tania Yorgey Andrea Hansen Chris Hinds David Dirom Chris and Alan on NB Land of Green Ginger Captain Arlo Rebecca Russell Allison on the narrowboat Mukka Derek and Pauline Watts Anna V. Orange Cookie Mary Keane. Tony Rutherford. Arabella Holzapfel. Rory with MJ and Kayla. Narrowboat Precious Jet. Linda Reynolds Burkins. Richard Noble. Carol Ferguson. Tracie Thomas Mark and Tricia Stowe Madeleine SmithGeneral DetailsThe intro and the outro music is ‘Crying Cello' by Oleksii_Kalyna (2024) licensed for free-use by Pixabay (189988). Narrowboat engine recorded by 'James2nd' on the River Weaver, Cheshire. Uploaded to Freesound.org on 23rd June 2018. Creative Commons Licence. Piano and keyboard interludes composed and performed by Helen Ingram.All other audio recorded on site. Support the showBecome a 'Lock-Wheeler'Would you like to support this podcast by becoming a 'lock-wheeler' for Nighttime on Still Waters? Find out more: 'Lock-wheeling' for Nighttime on Still Waters.Contact Facebook at https://www.facebook.com/noswpod Instagram: https://www.instagram.com/nighttimeonstillwaters/ Bluesky: https://bsky.app/profile/noswpod.bsky.social Mastodon: https://mastodon.world/@nosw I would love to hear from you. You can email me at nighttimeonstillwaters@gmail.com or drop me a line by going to the nowspod website and using either the contact form or, if you prefer, record your message by clicking on the microphone icon. For more information about Nighttime on Still Waters You can find more information and photographs about the podcasts and life aboard the Erica on our website at noswpod.com.

(TIME STAMPS BELOW) A review for the movie “Fountain Of Youth” and a look at why and how we may need to draw dividing lines between ourselves and other believers as we continue our Geek Bible Study of 1 Timothy! AND MUCH MORE! 00:00:30 Intro 00:03:38 Fountain Of Youth Review 00:13:45 CGC & Christian Geek News(Shadow Over Kiriath by Karen Hancock Salt in the Seas, by Karyne Norton: Paeter's Sister!) 00:19:23 Division Between Christians (1 Timothy Geek Bible Study) 00:32:53 Listener/Viewer Feedback & Questions(More Opinions On The Superman Trailer, Christian Video Games, Monster Hunter Wilds Vs. Rise, Paeter's Future Games For Review & Streaming) Paeter's Geek Week 01:17:39 COMIC BOOKS: Using Marvel Unlimited & DC Universe Infinite On A Big TV, 01:24:23 MOVIES/SHOWS: The Handmaid's Tale Season 6 01:44:07 VIDEO GAMES- Rogue Wizard, Castlevania Dominus Collection/Castlevania: Dawn Of Sorrow, Elminage Gothic, Fate: Reawakened 02:05:58 On The Next Episode… 02:08:02 Essential Issues Weekly, DC Comics Reactions(Despite some annoyingly anthropomorphic animals, DC had some solid books this week, and one in particular that Christians can learn from! Reactions to Superman: A Friend Unleashed 1, Batman/Superman: World's Finest 38, Nightwing 125, Detective Comics 1096, Wonder Woman 20) FREE 3-MONTH INSIDER MEMBERSHIP WHILE SUPPLIES LAST! GO HERE: https://www.patreon.com/posts/3-months-of-free-126653265 Support this podcast and enjoy exclusive rewards at https://www.patreon.com/spiritbladeproductions Subscribe in a reader Open In i-tunes- itms://itunes.apple.com/us/podcast/the-christian-geek-central-podcast/id258963175?mt=2 i-tunes Page Link- https://itunes.apple.com/us/podcast/the-christian-geek-central-podcast/id258963175?mt=2 Get fun, exclusive rewards for your support! Visit: https://www.patreon.com/spiritbladeproductions Or Become a Patron! All episodes are archived and available for download at www.spiritblade.com , Resources used to prepare CGC Bible Study/Devotional content include:"Expositor's Bible Commentary", Frank E. Gaebelein General Editor (Zondervan Publishing House),"The IVP Bible Background Commentary: Old Testament", by Dr. John H. Walton, Dr. Victor H. Matthews & Dr. Mark W. Chavalas (InterVarsity Press), "The IVP Bible Background Commentary: New Testament", by Dr. Craig S. Keener (InterVarsity Press),Thayer's Greek Lexicon, Strong's Exhaustive Concordance Blueletterbible.org, The Christian Geek Central Statement Of Faith can be found at: http://christiangeekcentral.blogspot.com/p/about.html The Christian Geek Central Podcast is written, recorded and produced by Paeter Frandsen. Additional segments produced by their credited authors. Logo created by Matthew Silber. Copyright 2007-2025, Spirit Blade Productions. Music by Wesley Devine, Bjorn A. Lynne, Pierre Langer, Jon Adamich, audionautix.com and Sound Ideas. Spazzmatica Polka by Kevin MacLeod (incompetech.com) Freesound.org effects provided by: FreqMan

The Little Maker reveals itself... Spoiler warning - this story is set between the first and second Dune novels, so if you haven't read Dune or seen the film bear in mind you're going to encounter some HEAVY spoilers. This is the finale of our Dune mini-campaign (at least FOR NOW), so if you enjoyed this and are interested in more Dune content check out Gom Jabbar wherever you listen to podcasts! Music by ⁠Noah Perito & Lisa Condemi⁠ Sound Effects: "stonedoor-closingwithboom" - audiotorpedo of Freesound.org Additional sound effects by Noah Perito.

This is the Thursday evening liturgy during Eastertide for the Compline podcast from the Center for Worship and the Arts at Samford University. For more about the Center for Worship and the Arts, as well as the resources we provide, visit us at https://www.samford.edu/worship-arts/.CREDITS: © 2021 Center for Worship and the Arts, Samford University. Engineered and produced by Wen Reagan for the Center for Worship and the Arts at Samford University. SPOKEN WORD:Wen Reagan, Stacy Love, Tracy Hanrahan, Meagan Kennedy, Pierce Moffett, Eden Walker. MUSIC:Wen Reagan: vocals, guitars, keys, pad. “Compline #1” by Wen Reagan, © 2020 Sursum Corda Music. “Compline #2” by Wen Reagan, © 2020 Sursum Corda Music. “Wait on the Lord” by Wen Reagan, © 2020 Sursum Corda Music, CCLI #7145633. TEXTS:The liturgical words for this podcast series include original phrasings, but were primarily curated and designed from several public domain sources, including “An Order for Compline” from the Anglican and Episcopal Book of Common Prayer and collects collected from Grace Cathedral.SOUNDS:The following sound effects were used in this podcast series and are licensed under the Creative Commons Attribution 3.0 Unported License. To view a copy of this license, visit http://creativecommons.org/licenses/by/3.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA. "Door, Front, Opening, A.wav" by InspectorJ (www.jshaw.co.uk) of Freesound.org. "Door, Front, Closing, A.wav" by InspectorJ (www.jshaw.co.uk) of Freesound.org. “06 – Crackling Candle.wav” by 14GPanskaLetko_Dominik of Freesound.org. “Lights a Candle Light with a Match” by straget of Freesound.org. The following sound effects were used in this podcast series and are licensed under the Creative Commons Attribution-NonCommercial 3.0 Unported License. To view a copy of this license, visit http://creativecommons.org/licenses/by-nc/3.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA. “Soft Shoes Walking on a Dirt Road” by Nagwense of Freesound.org. “Match Being Lit.wav” by Jeanet_Henning of Freesound.org. “Candle Blow.wav” by Bee09 of

The investigators arrive at the Mystic Mirror Salon for the afternoon soiree. Show social & schedule - ⁠⁠@RespectTheCrit⁠⁠ Mabel McIntyre - Jamie Lee-Bonés ⁠⁠@jamiemfbones⁠⁠ Aline Lévesque - Xavier Trudeau-Deschênes ⁠⁠@xavierTD⁠⁠ Razz McClay - Zach Clark ⁠⁠twitch.tv/chancemc⁠⁠ Melody Thompson - Karen Huesman ⁠⁠@notsoshyronnie⁠⁠ Yasher Angell - Ian Duncan ⁠⁠@iduncs⁠⁠ Keeper of Arcane Lore - Susan Spenader ⁠⁠@sueslalues⁠⁠   Whatever the system, miss or a hit, you always gotta respect the crit!   Original music provided with license or permissions: Music from ⁠⁠Free Music Archive:⁠⁠ "Horror Background Atmosphere for Horror and Mystical" by Universfield: ⁠⁠https://freemusicarchive.org/music/universfield/dark-music/horror-background-atmosphere-for-horror-and-mystical/ ⁠License: ⁠⁠https://creativecommons.org/licenses/by/3.0/⁠ "Gloomy Reverie" by Universfield: ⁠⁠⁠https://freemusicarchive.org/music/universfield/dark-music/gloomy-reverie/ ⁠License: ⁠⁠⁠https://creativecommons.org/licenses/by/3.0/⁠⁠ "Morbid Imagination" by Kai Engel: ⁠⁠https://freemusicarchive.org/music/Kai_Engel/Chapter_One__Cold/Kai_Engel_-_Chapter_One_-_Cold_-_06_Morbid_Imagination/ License: ⁠⁠https://creativecommons.org/licenses/by/3.0/ Music from ⁠⁠Artlist⁠⁠ ⁠⁠Empty Rooms⁠⁠ by Gal Lev Additional music and sound from ⁠⁠Freesound.org⁠⁠ Additional music and sound by ⁠⁠TableTop Audio⁠⁠ Additional music and sound by ⁠⁠Syrinscape⁠⁠ Additional music and sound by Pro Scores from Video Copilot Additional music and sound by Monument Studios Learn more about your ad choices. Visit megaphone.fm/adchoices

This is the Wednesday evening liturgy during Eastertide for the Compline podcast from the Center for Worship and the Arts at Samford University. For more about the Center for Worship and the Arts, as well as the resources we provide, visit us at https://www.samford.edu/worship-arts/.CREDITS: © 2021 Center for Worship and the Arts, Samford University. Engineered and produced by Wen Reagan for the Center for Worship and the Arts at Samford University. SPOKEN WORD:Wen Reagan, Stacy Love, Tracy Hanrahan, Meagan Kennedy, Pierce Moffett, Eden Walker. MUSIC:Wen Reagan: vocals, guitars, keys, pad. “Compline #1” by Wen Reagan, © 2020 Sursum Corda Music. “Compline #2” by Wen Reagan, © 2020 Sursum Corda Music. “Wait on the Lord” by Wen Reagan, © 2020 Sursum Corda Music, CCLI #7145633. TEXTS:The liturgical words for this podcast series include original phrasings, but were primarily curated and designed from several public domain sources, including “An Order for Compline” from the Anglican and Episcopal Book of Common Prayer and collects collected from Grace Cathedral.SOUNDS:The following sound effects were used in this podcast series and are licensed under the Creative Commons Attribution 3.0 Unported License. To view a copy of this license, visit http://creativecommons.org/licenses/by/3.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA. "Door, Front, Opening, A.wav" by InspectorJ (www.jshaw.co.uk) of Freesound.org. "Door, Front, Closing, A.wav" by InspectorJ (www.jshaw.co.uk) of Freesound.org. “06 – Crackling Candle.wav” by 14GPanskaLetko_Dominik of Freesound.org. “Lights a Candle Light with a Match” by straget of Freesound.org. The following sound effects were used in this podcast series and are licensed under the Creative Commons Attribution-NonCommercial 3.0 Unported License. To view a copy of this license, visit http://creativecommons.org/licenses/by-nc/3.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA. “Soft Shoes Walking on a Dirt Road” by Nagwense of Freesound.org. “Match Being Lit.wav” by Jeanet_Henning of Freesound.org. “Candle Blow.wav” by Bee09 of

This is the Tuesday evening liturgy during Eastertide for the Compline podcast from the Center for Worship and the Arts at Samford University. For more about the Center for Worship and the Arts, as well as the resources we provide, visit us at https://www.samford.edu/worship-arts/.CREDITS: © 2021 Center for Worship and the Arts, Samford University. Engineered and produced by Wen Reagan for the Center for Worship and the Arts at Samford University. SPOKEN WORD:Wen Reagan, Stacy Love, Tracy Hanrahan, Meagan Kennedy, Pierce Moffett, Eden Walker. MUSIC:Wen Reagan: vocals, guitars, keys, pad. “Compline #1” by Wen Reagan, © 2020 Sursum Corda Music. “Compline #2” by Wen Reagan, © 2020 Sursum Corda Music. “Wait on the Lord” by Wen Reagan, © 2020 Sursum Corda Music, CCLI #7145633. TEXTS:The liturgical words for this podcast series include original phrasings, but were primarily curated and designed from several public domain sources, including “An Order for Compline” from the Anglican and Episcopal Book of Common Prayer and collects collected from Grace Cathedral.SOUNDS:The following sound effects were used in this podcast series and are licensed under the Creative Commons Attribution 3.0 Unported License. To view a copy of this license, visit http://creativecommons.org/licenses/by/3.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA. "Door, Front, Opening, A.wav" by InspectorJ (www.jshaw.co.uk) of Freesound.org. "Door, Front, Closing, A.wav" by InspectorJ (www.jshaw.co.uk) of Freesound.org. “06 – Crackling Candle.wav” by 14GPanskaLetko_Dominik of Freesound.org. “Lights a Candle Light with a Match” by straget of Freesound.org. The following sound effects were used in this podcast series and are licensed under the Creative Commons Attribution-NonCommercial 3.0 Unported License. To view a copy of this license, visit http://creativecommons.org/licenses/by-nc/3.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA. “Soft Shoes Walking on a Dirt Road” by Nagwense of Freesound.org. “Match Being Lit.wav” by Jeanet_Henning of Freesound.org. “Candle Blow.wav” by Bee09 of

Our insured, a widow with two adult kids, dies in a house fire. Her son, who planned to move out soon, escapes unharmed. Her daughter, who lives out of state but stores a drum set in the basement, is the executrix and returns home to handle next steps and insurance.   Notable Timestamps [ 01:00 ] - The son planned to move into his girlfriend's apartment by the end of the month [ 02:00 ] - The death clause in the HO3 form is explained as a critical provision ensuring the dwelling remains covered after the named insured's death until the estate can be settled.  [ 03:00 ] - The policy language of the death clause states that the legal representative of the deceased is insured for the premises and property.  [ 04:00 ] - A legal representative is typically the judicially appointed executor or administrator, not just an heir. [ 05:00 ] - Courts have generally held that the death clause overrides the personal property of others clause, which would likely preclude coverage for the daughter's drum set as she was not a resident insured at the time of the fire.  [ 06:00 ] - The son, who was living in the house at the time of the fire, is covered for his personal property, though he cannot make a claim for the dwelling itself.  [ 08:00 ] - The son's ALE coverage would cease if he moves in with his girlfriend, and the daughter is not entitled to ALE because she was not a member of the household at the time of the named insured's death.  [ 09:00 ] - The difference in ALE coverage for the son and daughter reflects the insurance policy's goal to maintain the pre-loss situation, covering the resident son but not the non-resident daughter.  [ 10:00 ] - Coverage under the death clause is intended as a temporary measure providing peace of mind to the family while they settle affairs, and it ends once the estate is settled.  [ 11:00 ] - If the legal representative deeds the house to themselves after the named insured's death but before a loss, coverage under the original policy terminates because the insurance follows the named insured's personal interest, not just the property.  [ 12:00 ] - Once the property is deeded to new owners (even family members), they must obtain their own insurance for coverage.  [ 13:00 ] - John provides a recap of the scenario and the points above. Your PLRB Resources Annotation on the Death Clause - https://www.plrb.org/documents/death-ho120/?search=death Coverage Question: “Does the Death Clause Prevent the Insurer From Cancelling the Policy?” - https://www.plrb.org/documents/does-the-death-clause-prevent-the-insurer-from-cancelling-the-policy-pcq-2019-11-19-twh-a/?search=death%20clause Case Law Review: “Insurable Interest Lost When Executor Transferred Property To Self” - https://www.plrb.org/documents/archer-v-cotton-states-mutual-ins-co-2010/ Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at “Property and Liability Resource Bureau” Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your “adjuster story” sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: “Piece of Future” by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

“My love for you has not left me.”[This episode contains spoilers for the full series]⁠Subscribe here to be notified when the postman's come.⁠Anne Levitt played by Brittany Sue HinesJames Cavell played by Darren BrownAdapted from the novel 'Dearest' by ⁠Michael London⁠Production, Editing, & Sound Design by ⁠George Drake, Jr.⁠Music Composition by Mustafa ShaheenThis series was made possible by a generous grant from the ⁠Montgomery County Arts & Cultural District⁠ with assistance from ⁠Culture Works⁠. This episode of Dearest features the following sounds from ⁠Freesound.org:grandfather_clock_chimes.wav by 3bagbrew,and the following SFX from Freesound user james_longleyPIANO_SONG2_7.aif, ORCHESTRAL_TREM_BED2.aif, ambientmix1.aif, WHEATHARVEST_MACHINESOUND.aif, DEEP_DRUM_25_SEC.aif, RESON_DRONE.aif, FORWARD_BARSAXECHO8.aif, reverse_beat1.aif

This is the Monday evening liturgy during Eastertide for the Compline podcast from the Center for Worship and the Arts at Samford University. For more about the Center for Worship and the Arts, as well as the resources we provide, visit us at https://www.samford.edu/worship-arts/.CREDITS: © 2021 Center for Worship and the Arts, Samford University. Engineered and produced by Wen Reagan for the Center for Worship and the Arts at Samford University. SPOKEN WORD:Wen Reagan, Stacy Love, Tracy Hanrahan, Meagan Kennedy, Pierce Moffett, Eden Walker. MUSIC:Wen Reagan: vocals, guitars, keys, pad. “Compline #1” by Wen Reagan, © 2020 Sursum Corda Music. “Compline #2” by Wen Reagan, © 2020 Sursum Corda Music. “Wait on the Lord” by Wen Reagan, © 2020 Sursum Corda Music, CCLI #7145633. TEXTS:The liturgical words for this podcast series include original phrasings, but were primarily curated and designed from several public domain sources, including “An Order for Compline” from the Anglican and Episcopal Book of Common Prayer and collects collected from Grace Cathedral.SOUNDS:The following sound effects were used in this podcast series and are licensed under the Creative Commons Attribution 3.0 Unported License. To view a copy of this license, visit http://creativecommons.org/licenses/by/3.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA. "Door, Front, Opening, A.wav" by InspectorJ (www.jshaw.co.uk) of Freesound.org. "Door, Front, Closing, A.wav" by InspectorJ (www.jshaw.co.uk) of Freesound.org. “06 – Crackling Candle.wav” by 14GPanskaLetko_Dominik of Freesound.org. “Lights a Candle Light with a Match” by straget of Freesound.org. The following sound effects were used in this podcast series and are licensed under the Creative Commons Attribution-NonCommercial 3.0 Unported License. To view a copy of this license, visit http://creativecommons.org/licenses/by-nc/3.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA. “Soft Shoes Walking on a Dirt Road” by Nagwense of Freesound.org. “Match Being Lit.wav” by Jeanet_Henning of Freesound.org. “Candle Blow.wav” by Bee09 of

This is the Sunday evening liturgy during Eastertide for the Compline podcast from the Center for Worship and the Arts at Samford University. For more about the Center for Worship and the Arts, as well as the resources we provide, visit us at https://www.samford.edu/worship-arts/.CREDITS: © 2021 Center for Worship and the Arts, Samford University. Engineered and produced by Wen Reagan for the Center for Worship and the Arts at Samford University. SPOKEN WORD:Wen Reagan, Stacy Love, Tracy Hanrahan, Meagan Kennedy, Pierce Moffett, Eden Walker. MUSIC:Wen Reagan: vocals, guitars, keys, pad. “Compline #1” by Wen Reagan, © 2020 Sursum Corda Music. “Compline #2” by Wen Reagan, © 2020 Sursum Corda Music. “Wait on the Lord” by Wen Reagan, © 2020 Sursum Corda Music, CCLI #7145633. TEXTS:The liturgical words for this podcast series include original phrasings, but were primarily curated and designed from several public domain sources, including “An Order for Compline” from the Anglican and Episcopal Book of Common Prayer and collects collected from Grace Cathedral.SOUNDS:The following sound effects were used in this podcast series and are licensed under the Creative Commons Attribution 3.0 Unported License. To view a copy of this license, visit http://creativecommons.org/licenses/by/3.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA. "Door, Front, Opening, A.wav" by InspectorJ (www.jshaw.co.uk) of Freesound.org. "Door, Front, Closing, A.wav" by InspectorJ (www.jshaw.co.uk) of Freesound.org. “06 – Crackling Candle.wav” by 14GPanskaLetko_Dominik of Freesound.org. “Lights a Candle Light with a Match” by straget of Freesound.org. The following sound effects were used in this podcast series and are licensed under the Creative Commons Attribution-NonCommercial 3.0 Unported License. To view a copy of this license, visit http://creativecommons.org/licenses/by-nc/3.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA. “Soft Shoes Walking on a Dirt Road” by Nagwense of Freesound.org. “Match Being Lit.wav” by Jeanet_Henning of Freesound.org. “Candle Blow.wav” by Bee09 of

Episode Notes Join our Patreon for early access and bonus episodes and help support the show! Get exclusive Japanese horror merchandise and join the Discord! Cursed objects, weird items, and bizarre things about in these 8 terrifying stories from Japan! BGM thanks to Myuuji, Kevin MacLeod and CO.AG. Sound effects thanks to Free Sound and freeSFX. Licensed under Creative Commons: By Attribution 3.0 License Support Kowabana: 'True' Japanese scary stories from around the internet by contributing to their tip jar: https://tips.pinecast.com/jar/kowabana

(TIME STAMPS BELOW) A review of the series premiere of Murderbot and some Biblical thoughts sorting through our identity as Christians: Are we “sinners” or “new creations”? AND MUCH MORE! 00:00:30 Intro 00:02:43 Murderbot Premiere Review 00:11:25 CGC & Christian Geek News(Salt in the Seas, by Karyne Norton: Paeter's Sister!, Sons of Day and Night, by Mariposa Aristeo) 00:19:39 Are We “Sinners” Or New Creations? (1 Timothy Geek Bible Study) 00:34:10 Listener/Viewer Feedback & Questions(What To Do When The Call To Christian Maturity Feels Burdensome & Worrying) Paeter's Geek Week 00:54:32 COMIC BOOKS: Todd McFarlane Spider-man, Whatever Happened To The Man Of Tomorrow by Alan Moore, 01:04:07 MOVIES/SHOWS: Superman Trailer, 01:29:12 VIDEO GAMES- Monster Hunter Wilds, 01:35:47 On The Next Episode… 01:37:41 Essential Issues Weekly, DC Comics Reactions(Clark Kent gets some GREAT treatment and attention and Aquaman continues his climb to what I've always dreamed he could be! Batman: Dark Patterns 5, Fire & Ice: When Hell Freezes Over 1, Green Lantern Corps 3, Action Comics 1085, Aquaman 4) FREE 3-MONTH INSIDER MEMBERSHIP WHILE SUPPLIES LAST! GO HERE: https://www.patreon.com/posts/3-months-of-free-126653265 Support this podcast and enjoy exclusive rewards at https://www.patreon.com/spiritbladeproductions Subscribe in a reader Open In i-tunes- itms://itunes.apple.com/us/podcast/the-christian-geek-central-podcast/id258963175?mt=2 i-tunes Page Link- https://itunes.apple.com/us/podcast/the-christian-geek-central-podcast/id258963175?mt=2 Get fun, exclusive rewards for your support! Visit: https://www.patreon.com/spiritbladeproductions Or Become a Patron! All episodes are archived and available for download at www.spiritblade.com , Resources used to prepare CGC Bible Study/Devotional content include:"Expositor's Bible Commentary", Frank E. Gaebelein General Editor (Zondervan Publishing House),"The IVP Bible Background Commentary: Old Testament", by Dr. John H. Walton, Dr. Victor H. Matthews & Dr. Mark W. Chavalas (InterVarsity Press), "The IVP Bible Background Commentary: New Testament", by Dr. Craig S. Keener (InterVarsity Press),Thayer's Greek Lexicon, Strong's Exhaustive Concordance Blueletterbible.org, The Christian Geek Central Statement Of Faith can be found at: http://christiangeekcentral.blogspot.com/p/about.html The Christian Geek Central Podcast is written, recorded and produced by Paeter Frandsen. Additional segments produced by their credited authors. Logo created by Matthew Silber. Copyright 2007-2025, Spirit Blade Productions. Music by Wesley Devine, Bjorn A. Lynne, Pierre Langer, Jon Adamich, audionautix.com and Sound Ideas. Spazzmatica Polka by Kevin MacLeod (incompetech.com) Freesound.org effects provided by: FreqMan

This is the Thursday evening liturgy during Eastertide for the Compline podcast from the Center for Worship and the Arts at Samford University. For more about the Center for Worship and the Arts, as well as the resources we provide, visit us at https://www.samford.edu/worship-arts/.CREDITS: © 2021 Center for Worship and the Arts, Samford University. Engineered and produced by Wen Reagan for the Center for Worship and the Arts at Samford University. SPOKEN WORD:Wen Reagan, Stacy Love, Tracy Hanrahan, Meagan Kennedy, Pierce Moffett, Eden Walker. MUSIC:Wen Reagan: vocals, guitars, keys, pad. “Compline #1” by Wen Reagan, © 2020 Sursum Corda Music. “Compline #2” by Wen Reagan, © 2020 Sursum Corda Music. “Wait on the Lord” by Wen Reagan, © 2020 Sursum Corda Music, CCLI #7145633. TEXTS:The liturgical words for this podcast series include original phrasings, but were primarily curated and designed from several public domain sources, including “An Order for Compline” from the Anglican and Episcopal Book of Common Prayer and collects collected from Grace Cathedral.SOUNDS:The following sound effects were used in this podcast series and are licensed under the Creative Commons Attribution 3.0 Unported License. To view a copy of this license, visit http://creativecommons.org/licenses/by/3.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA. "Door, Front, Opening, A.wav" by InspectorJ (www.jshaw.co.uk) of Freesound.org. "Door, Front, Closing, A.wav" by InspectorJ (www.jshaw.co.uk) of Freesound.org. “06 – Crackling Candle.wav” by 14GPanskaLetko_Dominik of Freesound.org. “Lights a Candle Light with a Match” by straget of Freesound.org. The following sound effects were used in this podcast series and are licensed under the Creative Commons Attribution-NonCommercial 3.0 Unported License. To view a copy of this license, visit http://creativecommons.org/licenses/by-nc/3.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA. “Soft Shoes Walking on a Dirt Road” by Nagwense of Freesound.org. “Match Being Lit.wav” by Jeanet_Henning of Freesound.org. “Candle Blow.wav” by Bee09 of

This is the Wednesday evening liturgy during Eastertide for the Compline podcast from the Center for Worship and the Arts at Samford University. For more about the Center for Worship and the Arts, as well as the resources we provide, visit us at https://www.samford.edu/worship-arts/.CREDITS: © 2021 Center for Worship and the Arts, Samford University. Engineered and produced by Wen Reagan for the Center for Worship and the Arts at Samford University. SPOKEN WORD:Wen Reagan, Stacy Love, Tracy Hanrahan, Meagan Kennedy, Pierce Moffett, Eden Walker. MUSIC:Wen Reagan: vocals, guitars, keys, pad. “Compline #1” by Wen Reagan, © 2020 Sursum Corda Music. “Compline #2” by Wen Reagan, © 2020 Sursum Corda Music. “Wait on the Lord” by Wen Reagan, © 2020 Sursum Corda Music, CCLI #7145633. TEXTS:The liturgical words for this podcast series include original phrasings, but were primarily curated and designed from several public domain sources, including “An Order for Compline” from the Anglican and Episcopal Book of Common Prayer and collects collected from Grace Cathedral.SOUNDS:The following sound effects were used in this podcast series and are licensed under the Creative Commons Attribution 3.0 Unported License. To view a copy of this license, visit http://creativecommons.org/licenses/by/3.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA. "Door, Front, Opening, A.wav" by InspectorJ (www.jshaw.co.uk) of Freesound.org. "Door, Front, Closing, A.wav" by InspectorJ (www.jshaw.co.uk) of Freesound.org. “06 – Crackling Candle.wav” by 14GPanskaLetko_Dominik of Freesound.org. “Lights a Candle Light with a Match” by straget of Freesound.org. The following sound effects were used in this podcast series and are licensed under the Creative Commons Attribution-NonCommercial 3.0 Unported License. To view a copy of this license, visit http://creativecommons.org/licenses/by-nc/3.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA. “Soft Shoes Walking on a Dirt Road” by Nagwense of Freesound.org. “Match Being Lit.wav” by Jeanet_Henning of Freesound.org. “Candle Blow.wav” by Bee09 of

Sir or madam, could I interest you in this nice, used lawnmower? Thank you for the sound effects: voices in cafe - edgardomoreno - Freesound / https://pixabay.com/sound-effects/voices-in-cafe-68787/ basketball-noamp2003 / pixabay.com/sound-effects/basketball-99685/  

This is the Tuesday evening liturgy during Eastertide for the Compline podcast from the Center for Worship and the Arts at Samford University. For more about the Center for Worship and the Arts, as well as the resources we provide, visit us at https://www.samford.edu/worship-arts/.CREDITS: © 2021 Center for Worship and the Arts, Samford University. Engineered and produced by Wen Reagan for the Center for Worship and the Arts at Samford University. SPOKEN WORD:Wen Reagan, Stacy Love, Tracy Hanrahan, Meagan Kennedy, Pierce Moffett, Eden Walker. MUSIC:Wen Reagan: vocals, guitars, keys, pad. “Compline #1” by Wen Reagan, © 2020 Sursum Corda Music. “Compline #2” by Wen Reagan, © 2020 Sursum Corda Music. “Wait on the Lord” by Wen Reagan, © 2020 Sursum Corda Music, CCLI #7145633. TEXTS:The liturgical words for this podcast series include original phrasings, but were primarily curated and designed from several public domain sources, including “An Order for Compline” from the Anglican and Episcopal Book of Common Prayer and collects collected from Grace Cathedral.SOUNDS:The following sound effects were used in this podcast series and are licensed under the Creative Commons Attribution 3.0 Unported License. To view a copy of this license, visit http://creativecommons.org/licenses/by/3.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA. "Door, Front, Opening, A.wav" by InspectorJ (www.jshaw.co.uk) of Freesound.org. "Door, Front, Closing, A.wav" by InspectorJ (www.jshaw.co.uk) of Freesound.org. “06 – Crackling Candle.wav” by 14GPanskaLetko_Dominik of Freesound.org. “Lights a Candle Light with a Match” by straget of Freesound.org. The following sound effects were used in this podcast series and are licensed under the Creative Commons Attribution-NonCommercial 3.0 Unported License. To view a copy of this license, visit http://creativecommons.org/licenses/by-nc/3.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA. “Soft Shoes Walking on a Dirt Road” by Nagwense of Freesound.org. “Match Being Lit.wav” by Jeanet_Henning of Freesound.org. “Candle Blow.wav” by Bee09 of

A windstorm-caused power outage at the Cheesecake Manufactory led to the spoilage of hundreds of cheesecakes and a business income loss. The adjuster is questioning if the windstorm deductible applies to the claim, despite the power outage being the direct cause of the spoilage.   Notable Timestamps [ 00:00 ] - The scenario presented involves a windstorm that caused a power outage, leading to spoiled cheesecakes and a claim for spoilage and lost business income, raising the central question of whether the windstorm deductible applies given the chain of events. [ 01:30 ] - Trivia: Where did the maximum natural wind gust ever recorded occur? [ 03:00 ] - The windstorm deductible endorsement states it applies to losses "caused directly or indirectly by windstorm or hail", but this language, even with "indirectly," can still lead courts to perform a proximate cause analysis, often leaving the "dominant and efficient cause" determination to a jury, unlike clearer anti-concurrent causation language. [ 04:30 ] - While "directly or indirectly" might address some indirect causation issues, the very definition of "windstorm" is not straightforward and is heavily subject to interpretation by courts based on specific case facts. [ 06:00 ] - Case law interpretations of "windstorm" can be narrow, such as a Rhode Island case finding high winds didn't qualify due to excessive rain; or surprising, like a Texas court holding a tornado was not a windstorm for deductible purposes. [ 07:30 ] - Is a tornado the epitome of a windstorm? Depends on who you ask... [ 09:00 ] - When two different endorsement provisions contain irreconcilable conflicts, such as both stating that "no other deductible applies" to the coverage they provide, a court might determine that no deductible applies at all. [ 12:00 ] - The business income claim follows a chain of events from the windstorm to the power outage and then the spoilage. The business income loss specifically results from the inability to operate due to the spoiled inventory, which might also involve potential Extra Expense. [ 13:30 ] - Brennan provides a recap of the scenario and the points above. Your PLRB Resources PLRB Catastrophe Services Launches New Power Outage Reports - https://www.plrb.org/documents/plrb-catastrophe-services-launches-new-power-outage-reports/?search=power%20outage%202025 Turner Construction Co. v. ACE Prop. & Cas. Ins. Co., No. 04-4451-CV, 2005 WL 2837575, — F.3d — (2d Cir. 10/28/05) (applying Texas law) reviewed at PLRB, Prop. Ins. L. Rev. 6978 (2005) Windstorm Deductible – Food Spoilage – BI – PCQ.2024.07.26.twh.a - https://www.plrb.org/documents/windstorm-deductible-food-spoilage-bi-pcq-2024-07-26-twh-a/?search=power%20outage%202024 Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at “Property and Liability Resource Bureau” Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your “adjuster story” sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: “Piece of Future” by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

This is the Monday evening liturgy during Eastertide for the Compline podcast from the Center for Worship and the Arts at Samford University. For more about the Center for Worship and the Arts, as well as the resources we provide, visit us at https://www.samford.edu/worship-arts/.CREDITS: © 2021 Center for Worship and the Arts, Samford University. Engineered and produced by Wen Reagan for the Center for Worship and the Arts at Samford University. SPOKEN WORD:Wen Reagan, Stacy Love, Tracy Hanrahan, Meagan Kennedy, Pierce Moffett, Eden Walker. MUSIC:Wen Reagan: vocals, guitars, keys, pad. “Compline #1” by Wen Reagan, © 2020 Sursum Corda Music. “Compline #2” by Wen Reagan, © 2020 Sursum Corda Music. “Wait on the Lord” by Wen Reagan, © 2020 Sursum Corda Music, CCLI #7145633. TEXTS:The liturgical words for this podcast series include original phrasings, but were primarily curated and designed from several public domain sources, including “An Order for Compline” from the Anglican and Episcopal Book of Common Prayer and collects collected from Grace Cathedral.SOUNDS:The following sound effects were used in this podcast series and are licensed under the Creative Commons Attribution 3.0 Unported License. To view a copy of this license, visit http://creativecommons.org/licenses/by/3.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA. "Door, Front, Opening, A.wav" by InspectorJ (www.jshaw.co.uk) of Freesound.org. "Door, Front, Closing, A.wav" by InspectorJ (www.jshaw.co.uk) of Freesound.org. “06 – Crackling Candle.wav” by 14GPanskaLetko_Dominik of Freesound.org. “Lights a Candle Light with a Match” by straget of Freesound.org. The following sound effects were used in this podcast series and are licensed under the Creative Commons Attribution-NonCommercial 3.0 Unported License. To view a copy of this license, visit http://creativecommons.org/licenses/by-nc/3.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA. “Soft Shoes Walking on a Dirt Road” by Nagwense of Freesound.org. “Match Being Lit.wav” by Jeanet_Henning of Freesound.org. “Candle Blow.wav” by Bee09 of

105.2 To BlackWhen Alexander Rothschild receives a mysterious invitation emblazoned in black, he inadvertently sets off to discover the true meaning of wealth, anger, and —above all — metal music.Written by Slade Stone (www.sladestone.com)Narrated and produced by James Barnett AKA Jimmy Horrors (https://www.JamesBarnettCreative.com)With music by North Without End (https://freemusicarchive.org/music/north-without-end/)And Tim Kulig (https://timkulig.com/)And Thom Robson (https://www.thomrobsonmusic.com/)And sound effects provided by Freesound.orgThe episode illustration was provided by Luke Spooner of Carrion House (https://carrionhouse.com/)Joshua Boucher is our story programmer, and along with Jasmine Arch and the eyeless ones, Mary Pastrano and Cody Czarzasty, he helps manage our community.And to Ben Errington the ongoing explosion of content being fired out of his Social Media canon.Slade Stone is a senior copywriter living in Chicago. Her work is featured at sladestone.com, and her abstract musings @thesladeparade.James Barnett is the producer of the Night's End podcast and After The Gloaming. Search for them wherever you get your podcasts. You can also catch other works of his at www.JamesBarnettCreative.comJoin TOS+ to access over 90 exclusive episodes, get regular stories in higher quality audio, a week early, and ad-free, at https://theotherstories.net/plus/Support the show, get audiobooks, and more at https://www.patreon.com/hawkandcleaverJoin our communities for book clubs, movie clubs, writing exercises, and more at https://theotherstories.net/community/Leave a voicemail or get in touch at https://theotherstories.net/submissionsCheck out our writing courses at https://theotherstories.net/courses/Grab some merch at https://gumroad.com/hawkandcleaverThe Other Stories is a production of the story studio, Hawk & Cleaver, and is brought to you with a Creative Commons – Attribution-NonCommercial-NoDerivatives license. Don't change it. Don't sell it. But by all means… share the hell out of it. Hosted on Acast. See acast.com/privacy for more information.

This is the Sunday evening liturgy during Eastertide for the Compline podcast from the Center for Worship and the Arts at Samford University. For more about the Center for Worship and the Arts, as well as the resources we provide, visit us at https://www.samford.edu/worship-arts/.CREDITS: © 2021 Center for Worship and the Arts, Samford University. Engineered and produced by Wen Reagan for the Center for Worship and the Arts at Samford University. SPOKEN WORD:Wen Reagan, Stacy Love, Tracy Hanrahan, Meagan Kennedy, Pierce Moffett, Eden Walker. MUSIC:Wen Reagan: vocals, guitars, keys, pad. “Compline #1” by Wen Reagan, © 2020 Sursum Corda Music. “Compline #2” by Wen Reagan, © 2020 Sursum Corda Music. “Wait on the Lord” by Wen Reagan, © 2020 Sursum Corda Music, CCLI #7145633. TEXTS:The liturgical words for this podcast series include original phrasings, but were primarily curated and designed from several public domain sources, including “An Order for Compline” from the Anglican and Episcopal Book of Common Prayer and collects collected from Grace Cathedral.SOUNDS:The following sound effects were used in this podcast series and are licensed under the Creative Commons Attribution 3.0 Unported License. To view a copy of this license, visit http://creativecommons.org/licenses/by/3.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA. "Door, Front, Opening, A.wav" by InspectorJ (www.jshaw.co.uk) of Freesound.org. "Door, Front, Closing, A.wav" by InspectorJ (www.jshaw.co.uk) of Freesound.org. “06 – Crackling Candle.wav” by 14GPanskaLetko_Dominik of Freesound.org. “Lights a Candle Light with a Match” by straget of Freesound.org. The following sound effects were used in this podcast series and are licensed under the Creative Commons Attribution-NonCommercial 3.0 Unported License. To view a copy of this license, visit http://creativecommons.org/licenses/by-nc/3.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA. “Soft Shoes Walking on a Dirt Road” by Nagwense of Freesound.org. “Match Being Lit.wav” by Jeanet_Henning of Freesound.org. “Candle Blow.wav” by Bee09 of

Send us a textTonight, we float upon a starfield of hawthorn blossom under a waxing moon. Why not join us as we continue with the final part of Mum's account of the ‘totally worthwhile risk that was never regretted.'    Journal entry:9th May, Friday“A westering sunLays long shadows acrossThe towpath and canal.Two geese in a fieldwatch me from across the water.A pheasant's raspThe scent of may.”Episode Information:In this episode I read the first part of John Clare's (1793-1864) ‘In suns and showers luxuriant May came forth' published posthumously in Madrigals and Chronicles (1924).For photographs accompanying the reading from Mum's account, please go to this episode's page on noswpod.With special thanks to our lock-wheelersfor supporting this podcast.Mind ShamblesClare HollingsworthGabriela Maria Rodriguez-VeinotteKevin B.Fleur and David McloughlinLois RaphaelTania YorgeyAndrea HansenChris HindsDavid DiromChris and Alan on NB Land of Green Ginger Captain Arlo Rebecca Russell Allison on the narrowboat Mukka Derek and Pauline Watts Anna V. Orange Cookie Mary Keane. Tony Rutherford. Arabella Holzapfel. Rory with MJ and Kayla. Narrowboat Precious Jet. Linda Reynolds Burkins. Richard Noble. Carol Ferguson. Tracie Thomas Mark and Tricia Stowe Madeleine SmithGeneral DetailsThe intro and the outro music is ‘Crying Cello' by Oleksii_Kalyna (2024) licensed for free-use by Pixabay (189988). Narrowboat engine recorded by 'James2nd' on the River Weaver, Cheshire. Uploaded to Freesound.org on 23rd June 2018. Creative Commons Licence. Piano and keyboard interludes composed and performed by Helen Ingram.All other audio recorded on site. Support the showBecome a 'Lock-Wheeler'Would you like to support this podcast by becoming a 'lock-wheeler' for Nighttime on Still Waters? Find out more: 'Lock-wheeling' for Nighttime on Still Waters.Contact Facebook at https://www.facebook.com/noswpod Instagram: https://www.instagram.com/nighttimeonstillwaters/ Bluesky: https://bsky.app/profile/noswpod.bsky.social Mastodon: https://mastodon.world/@nosw I would love to hear from you. You can email me at nighttimeonstillwaters@gmail.com or drop me a line by going to the nowspod website and using either the contact form or, if you prefer, record your message by clicking on the microphone icon. For more information about Nighttime on Still Waters You can find more information and photographs about the podcasts and life aboard the Erica on our website at noswpod.com.

In 1967, witnesses in Nova Scotia, Canada, saw something appear to crash into the waters off of Shag Harbour, then watched it travel out to sea. The case is notable for involving a UFO that appeared to travel underwater, and for prompting a secretive investigation - and subsequent coverup - from the US and Canadian militaries. Support us on Patreon: https://patreon.com/user?u=3375417 Donate on Paypal: https://ThinkAnomalous.com/support.html Website: https://ThinkAnomalous.com Full transcript & sources: https://ThinkAnomalous.com/Shag-Harbour-UFO.html Facebook: https://facebook.com/ThinkAnomalous Twitter: https://twitter.com/Think_Anomalous Instagram: https://instagram.com/Think.Anomalous Correction: At 17:30 the narration mistakenly states “1998” when it should be 1988. Think Anomalous is created by Jason Charbonneau. Illustration by V.R. Laurence (https://vrlaurence.com). Research and draft script by Clark Murphy. Music by Josh Chamberland. Animation by Brendan Barr. Sound design by Will Mountain and Josh Chamberland. Selected Sources: “Canada's Roswell Mystery at Shag Harbour.” UFO Files. Season 3, Episode 5. 44 minutes. https://imdb.com/title/tt0761646, https://youtube.com/watch?v=-YcAfHN6zdQ. Condon, Edward. Scientific Study of Unidentified Flying Objects. New York: Colorado University Press, 1969. https://archive.org/details/scientificstudyo0000cond. Ledger, Don and Chris Styles. Dark Object: The World's Only Government-Documented UFO Crash. Dell Publishing, New York, NY, USA: 2001. MacDonald, Michael, director. The Shag Harbour UFO Incident. 2000. Ocean Entertainment Limited. 48 min. https://imdb.com/title/tt0386022. Styles, Chris and Graham Simms. Impact to Contact: The Shag Harbour Incident. Arcadia House Publishing, Halifax, NS, Canada: 2013. This podcast uses sound effects downloaded from stockmusic.com. UFO Case Review contains sound design with elements downloaded from Freesound.org. Typewriter_2rows.wav, Uploaded by Fatson under the Attribution License.

“What a daze I was in when I read your last letter.”⁠Subscribe here to be notified when the postman's come.⁠James Cavell played by Darren BrownCabin Boy played by Micah StockAdapted from the novel 'Dearest' by ⁠Michael London⁠Production, Editing, & Sound Design by ⁠George Drake, Jr.⁠Music Composition by Mustafa ShaheenThis series was made possible by a generous grant from the ⁠Montgomery County Arts & Cultural District⁠ with assistance from ⁠Culture Works⁠. This episode of Dearest features the following sounds from ⁠Freesound.org:Afternoon on the Dock.mp3 by chris5s, Page Turn by IENBA, Emotional Original Soundtrack - HOME by Magmi.Soundtracks, piano_longverb_ambient.aif by james_longley, Storm by crooner, Ambi - rain on tent sail thunder with reverb from... by jaap.sijben, Canadian Horse Carriage.wav by vero.marengere

ON THIS EPISODE: (TIME STAMPS BELOW) A review of the movie Sinners and a look at how following Jesus brings freedom and fulfillment into our lives! AND MUCH MORE! 00:00:30 Intro 00:03:26 Sinners Review 00:17:35 CGC & Christian Geek News(Warsafe by Lauren Smyth) 00:27:44 How Following Jesus Brings Freedom From Sin (Studying Two Passages From John On Discipleship) 00:47:21 Listener/Viewer Feedback & Questions(Why Comics Writers Always Age-Up Children) Paeter's Geek Week 00:55:33 COMIC BOOKS: History Of John Walker/U.S. Agent 01:05:30 MOVIES/SHOWS: Frailty 01:16:47 VIDEO GAMES- Monster Hunter Wilds 01:27:25 On The Next Episode… 01:29:30 Essential Issues Weekly, DC Comics Reactions(DC has some really cool ideas being set up and developed in their books, but are they actually going to make good on the potential of these great ideas, or take the easy way out? I have my doubts... Reactions to Batgirl 6, Secret Six 2, Justice League: The Atom Project 4, JSA 6) FREE 3-MONTH INSIDER MEMBERSHIP WHILE SUPPLIES LAST! GO HERE: https://www.patreon.com/posts/3-months-of-free-126653265 Support this podcast and enjoy exclusive rewards at https://www.patreon.com/spiritbladeproductions Subscribe in a reader Open In i-tunes- itms://itunes.apple.com/us/podcast/the-christian-geek-central-podcast/id258963175?mt=2 i-tunes Page Link- https://itunes.apple.com/us/podcast/the-christian-geek-central-podcast/id258963175?mt=2 Get fun, exclusive rewards for your support! Visit: https://www.patreon.com/spiritbladeproductions Or Become a Patron! All episodes are archived and available for download at www.spiritblade.com , Resources used to prepare CGC Bible Study/Devotional content include:"Expositor's Bible Commentary", Frank E. Gaebelein General Editor (Zondervan Publishing House),"The IVP Bible Background Commentary: Old Testament", by Dr. John H. Walton, Dr. Victor H. Matthews & Dr. Mark W. Chavalas (InterVarsity Press), "The IVP Bible Background Commentary: New Testament", by Dr. Craig S. Keener (InterVarsity Press),Thayer's Greek Lexicon, Strong's Exhaustive Concordance Blueletterbible.org, The Christian Geek Central Statement Of Faith can be found at: http://christiangeekcentral.blogspot.com/p/about.html The Christian Geek Central Podcast is written, recorded and produced by Paeter Frandsen. Additional segments produced by their credited authors. Logo created by Matthew Silber. Copyright 2007-2025, Spirit Blade Productions. Music by Wesley Devine, Bjorn A. Lynne, Pierre Langer, Jon Adamich, audionautix.com and Sound Ideas. Spazzmatica Polka by Kevin MacLeod (incompetech.com) Freesound.org effects provided by: FreqMan

This is the Thursday evening liturgy during Eastertide for the Compline podcast from the Center for Worship and the Arts at Samford University. For more about the Center for Worship and the Arts, as well as the resources we provide, visit us at https://www.samford.edu/worship-arts/.CREDITS: © 2021 Center for Worship and the Arts, Samford University. Engineered and produced by Wen Reagan for the Center for Worship and the Arts at Samford University. SPOKEN WORD:Wen Reagan, Stacy Love, Tracy Hanrahan, Meagan Kennedy, Pierce Moffett, Eden Walker. MUSIC:Wen Reagan: vocals, guitars, keys, pad. “Compline #1” by Wen Reagan, © 2020 Sursum Corda Music. “Compline #2” by Wen Reagan, © 2020 Sursum Corda Music. “Wait on the Lord” by Wen Reagan, © 2020 Sursum Corda Music, CCLI #7145633. TEXTS:The liturgical words for this podcast series include original phrasings, but were primarily curated and designed from several public domain sources, including “An Order for Compline” from the Anglican and Episcopal Book of Common Prayer and collects collected from Grace Cathedral.SOUNDS:The following sound effects were used in this podcast series and are licensed under the Creative Commons Attribution 3.0 Unported License. To view a copy of this license, visit http://creativecommons.org/licenses/by/3.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA. "Door, Front, Opening, A.wav" by InspectorJ (www.jshaw.co.uk) of Freesound.org. "Door, Front, Closing, A.wav" by InspectorJ (www.jshaw.co.uk) of Freesound.org. “06 – Crackling Candle.wav” by 14GPanskaLetko_Dominik of Freesound.org. “Lights a Candle Light with a Match” by straget of Freesound.org. The following sound effects were used in this podcast series and are licensed under the Creative Commons Attribution-NonCommercial 3.0 Unported License. To view a copy of this license, visit http://creativecommons.org/licenses/by-nc/3.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA. “Soft Shoes Walking on a Dirt Road” by Nagwense of Freesound.org. “Match Being Lit.wav” by Jeanet_Henning of Freesound.org. “Candle Blow.wav” by Bee09 of

The investigators form a plan to find their mirrors and break the loop once and for all. Show social & schedule - ⁠@RespectTheCrit⁠ Mabel McIntyre - Jamie Lee-Bonés ⁠@jamiemfbones⁠ Aline Lévesque - Xavier Trudeau-Deschênes ⁠@xavierTD⁠ Razz McClay - Zach Clark ⁠twitch.tv/chancemc⁠ Melody Thompson - Karen Huesman ⁠@notsoshyronnie⁠ Yasher Angell - Ian Duncan ⁠@iduncs⁠ Keeper of Arcane Lore - Susan Spenader ⁠@sueslalues⁠   Whatever the system, miss or a hit, you always gotta respect the crit!   Original music provided with license or permissions: Music from ⁠Filmmusic.io⁠ "Cinematic Suspense Series Ep 009" by Sascha Ende Link: ⁠https://filmmusic.io/en/song/8224-cinematic-suspense-series-episode-009⁠ License: ⁠https://filmmusic.io/standard-license⁠ Music from ⁠Free Music Archive:⁠ "Phantom Path" by Universfield: ⁠https://freemusicarchive.org/music/universfield/dark-music/phantom-path/⁠ License: ⁠https://creativecommons.org/licenses/by/3.0/ "Mist and Clouds" by Kai Engel: ⁠https://freemusicarchive.org/music/Kai_Engel/The_Scope/Kai_Engel_-_The_Scope_-_01_Mist_and_Clouds/⁠ License: ⁠https://creativecommons.org/licenses/by/3.0/ Music from ⁠Artlist⁠ ⁠Empty Rooms⁠ by Gal Lev Additional music and sound from ⁠Freesound.org⁠ Additional music and sound by ⁠TableTop Audio⁠ Additional music and sound by ⁠Syrinscape⁠ Additional music and sound by Pro Scores from Video Copilot Additional music and sound by Monument Studios Learn more about your ad choices. Visit megaphone.fm/adchoices

This is the Wednesday evening liturgy during Eastertide for the Compline podcast from the Center for Worship and the Arts at Samford University. For more about the Center for Worship and the Arts, as well as the resources we provide, visit us at https://www.samford.edu/worship-arts/.CREDITS: © 2021 Center for Worship and the Arts, Samford University. Engineered and produced by Wen Reagan for the Center for Worship and the Arts at Samford University. SPOKEN WORD:Wen Reagan, Stacy Love, Tracy Hanrahan, Meagan Kennedy, Pierce Moffett, Eden Walker. MUSIC:Wen Reagan: vocals, guitars, keys, pad. “Compline #1” by Wen Reagan, © 2020 Sursum Corda Music. “Compline #2” by Wen Reagan, © 2020 Sursum Corda Music. “Wait on the Lord” by Wen Reagan, © 2020 Sursum Corda Music, CCLI #7145633. TEXTS:The liturgical words for this podcast series include original phrasings, but were primarily curated and designed from several public domain sources, including “An Order for Compline” from the Anglican and Episcopal Book of Common Prayer and collects collected from Grace Cathedral.SOUNDS:The following sound effects were used in this podcast series and are licensed under the Creative Commons Attribution 3.0 Unported License. To view a copy of this license, visit http://creativecommons.org/licenses/by/3.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA. "Door, Front, Opening, A.wav" by InspectorJ (www.jshaw.co.uk) of Freesound.org. "Door, Front, Closing, A.wav" by InspectorJ (www.jshaw.co.uk) of Freesound.org. “06 – Crackling Candle.wav” by 14GPanskaLetko_Dominik of Freesound.org. “Lights a Candle Light with a Match” by straget of Freesound.org. The following sound effects were used in this podcast series and are licensed under the Creative Commons Attribution-NonCommercial 3.0 Unported License. To view a copy of this license, visit http://creativecommons.org/licenses/by-nc/3.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA. “Soft Shoes Walking on a Dirt Road” by Nagwense of Freesound.org. “Match Being Lit.wav” by Jeanet_Henning of Freesound.org. “Candle Blow.wav” by Bee09 of

This is the Tuesday evening liturgy during Eastertide for the Compline podcast from the Center for Worship and the Arts at Samford University. For more about the Center for Worship and the Arts, as well as the resources we provide, visit us at https://www.samford.edu/worship-arts/.CREDITS: © 2021 Center for Worship and the Arts, Samford University. Engineered and produced by Wen Reagan for the Center for Worship and the Arts at Samford University. SPOKEN WORD:Wen Reagan, Stacy Love, Tracy Hanrahan, Meagan Kennedy, Pierce Moffett, Eden Walker. MUSIC:Wen Reagan: vocals, guitars, keys, pad. “Compline #1” by Wen Reagan, © 2020 Sursum Corda Music. “Compline #2” by Wen Reagan, © 2020 Sursum Corda Music. “Wait on the Lord” by Wen Reagan, © 2020 Sursum Corda Music, CCLI #7145633. TEXTS:The liturgical words for this podcast series include original phrasings, but were primarily curated and designed from several public domain sources, including “An Order for Compline” from the Anglican and Episcopal Book of Common Prayer and collects collected from Grace Cathedral.SOUNDS:The following sound effects were used in this podcast series and are licensed under the Creative Commons Attribution 3.0 Unported License. To view a copy of this license, visit http://creativecommons.org/licenses/by/3.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA. "Door, Front, Opening, A.wav" by InspectorJ (www.jshaw.co.uk) of Freesound.org. "Door, Front, Closing, A.wav" by InspectorJ (www.jshaw.co.uk) of Freesound.org. “06 – Crackling Candle.wav” by 14GPanskaLetko_Dominik of Freesound.org. “Lights a Candle Light with a Match” by straget of Freesound.org. The following sound effects were used in this podcast series and are licensed under the Creative Commons Attribution-NonCommercial 3.0 Unported License. To view a copy of this license, visit http://creativecommons.org/licenses/by-nc/3.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA. “Soft Shoes Walking on a Dirt Road” by Nagwense of Freesound.org. “Match Being Lit.wav” by Jeanet_Henning of Freesound.org. “Candle Blow.wav” by Bee09 of

A windstorm knocks over a power line, causing hundreds of cheesecakes at a local restaurant to spoil. The owners have to close for a few days as they manufacture more. Their adjuster wants to know how to investigate the storm and power outage.   Notable Timestamps [ 00:20 ] - The loss of desserts is always tragic, even lemon merengue. [ 01:00 ] - Trivia: Which variety of cheesecake contains "quark"? Or should we say "Weißkäse"? [ 01:50 ] - PLRB.org features a Weather and Catastrophe hub designed for insurance professionals and not for cat enthusiasts. [ 02:17 ] - Users can get a full weather/cat report from the historical weather section of the Weather and Cat hub by entering an address and date range. [ 03:11 ] - A full weather/cat report provides data including hail, wind, precipitation, lightning probability, storm reports, and watches/warnings. [ 04:15 ] - For this scenario, the report showed evidence of strong winds, such as a 72 or 73 mile per hour gust reported near the scenario's location in Waco, Texas. [ 06:08 ] - The PLRB hub also offers a power outage report tool which uses data from power outage US and covers 80% of the United States. [ 07:18 ] - The power outage report can show the location of outages near the address, indicating that power was out in the general area. [ 08:13 ] - Both the full weather/cat report and the power outage report can be combined to provide evidence, in this scenario for example, that a storm  came through and knocked out power for the area. [ 09:59 ] - Dylan provides a recap of the scenario and the points above. Your PLRB Resources Get a Full Weather/CAT Report (hail, wind, precipitation, more) - https://www.plrb.org/weather-cat/plrb-cat-data/ PLRB Catastrophe Services Launches New Power Outage Reports - https://www.plrb.org/documents/plrb-catastrophe-services-launches-new-power-outage-reports/?search=power%20outage%202025 Mankoff v. Privilege Underwriters Reciprocal Exch., No. 05-22-00963-CV, 2024 Tex. App. LEXIS 594 (Tex. App. 01/29/2024) (Court of Appeals of Texas, 5th District, applying TX law) [reviewed at PLRB, Prop. Ins. L. Rev. (2024)] - https://www.plrb.org/documents/mankoff-v-privilege-underwriters-reciprocal-exch-2024/?search=mankoff Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at “Property and Liability Resource Bureau” Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your “adjuster story” sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: “Piece of Future” by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

This is the Monday evening liturgy during Eastertide for the Compline podcast from the Center for Worship and the Arts at Samford University. For more about the Center for Worship and the Arts, as well as the resources we provide, visit us at https://www.samford.edu/worship-arts/.CREDITS: © 2021 Center for Worship and the Arts, Samford University. Engineered and produced by Wen Reagan for the Center for Worship and the Arts at Samford University. SPOKEN WORD:Wen Reagan, Stacy Love, Tracy Hanrahan, Meagan Kennedy, Pierce Moffett, Eden Walker. MUSIC:Wen Reagan: vocals, guitars, keys, pad. “Compline #1” by Wen Reagan, © 2020 Sursum Corda Music. “Compline #2” by Wen Reagan, © 2020 Sursum Corda Music. “Wait on the Lord” by Wen Reagan, © 2020 Sursum Corda Music, CCLI #7145633. TEXTS:The liturgical words for this podcast series include original phrasings, but were primarily curated and designed from several public domain sources, including “An Order for Compline” from the Anglican and Episcopal Book of Common Prayer and collects collected from Grace Cathedral.SOUNDS:The following sound effects were used in this podcast series and are licensed under the Creative Commons Attribution 3.0 Unported License. To view a copy of this license, visit http://creativecommons.org/licenses/by/3.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA. "Door, Front, Opening, A.wav" by InspectorJ (www.jshaw.co.uk) of Freesound.org. "Door, Front, Closing, A.wav" by InspectorJ (www.jshaw.co.uk) of Freesound.org. “06 – Crackling Candle.wav” by 14GPanskaLetko_Dominik of Freesound.org. “Lights a Candle Light with a Match” by straget of Freesound.org. The following sound effects were used in this podcast series and are licensed under the Creative Commons Attribution-NonCommercial 3.0 Unported License. To view a copy of this license, visit http://creativecommons.org/licenses/by-nc/3.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA. “Soft Shoes Walking on a Dirt Road” by Nagwense of Freesound.org. “Match Being Lit.wav” by Jeanet_Henning of Freesound.org. “Candle Blow.wav” by Bee09 of

Escape written by C O'BrienThe Washer Woman (Or The Bean-nighe) written by Sophia Wiseman-RoseTRIGGER WARNINGS AVAILABLE AT BOTTOM OF SHOW NOTES. MAY CONTAIN SPOILERS.Leave me a voice mail! ‪(323) 546-8764‬Ad Free version available on PatreonYou can send your stories to: scareyoutosleep@gmail.com Music by Epidemic Sound and Co.AGAdditional sound effects from Freesound.org:S: female humming.wav by drotzruhn | License: Attribution 4.0TW: description of murder

105.1 One More TimeFour musicians reach the peak, playing for massive crowds every night of the week. You know what they about being on top though right? There's only one place to go.Written and produced by Karl Hughes (https://bsky.app/profile/karlhughes.bsky.social)Narrated by Justin Fife (https://www.threads.net/@justin.fife)With music by Daniel Birch (https://danielbirchmusic.com)And Sascha Ende (https://www.sascha-ende.de/)And Thom Robson (https://www.thomrobsonmusic.com/)And sound effects provided by Freesound.orgThe episode illustration was provided by Luke Spooner of Carrion House (https://carrionhouse.com/)Joshua Boucher is our story programmer, and along with Jasmine Arch and the eyeless ones, Mary Pastrano and Cody Czarzasty, he helps manage our community.And to Ben Errington the ongoing explosion of content being fired out of his Social Media canon.**Karl Hughes is the lead audio producer here at The Other Stories. You can talk to him about mastering your audiobooks or podcasts over @karlhughes.bsky.social on BlueSky. That's karl with a K, or better yet just visit TheOtherStories.net to learn more.Check out his new album full of UK Dance Classics on Spotify. Just search for the artist Piregg. It's a bit like the word pirate and egg smashed together!Spotify Link: https://sptfy.com/PireggTwitter Link: https://twitter.com/karlhughes BlueSky: https://bsky.app/profile/karlhughes.bsky.social**Justin Fife is an audiobook narrator and voice actor, and he can be found on Threads @Justin.fifeJoin TOS+ to access over 90 exclusive episodes, get regular stories in higher quality audio, a week early, and ad-free, at https://theotherstories.net/plus/Support the show, get audiobooks, and more at https://www.patreon.com/hawkandcleaverJoin our communities for book clubs, movie clubs, writing exercises, and more at https://theotherstories.net/community/Leave a voicemail or get in touch at https://theotherstories.net/submissionsCheck out our writing courses at https://theotherstories.net/courses/Grab some merch at https://gumroad.com/hawkandcleaverThe Other Stories is a production of the story studio, Hawk & Cleaver, and is brought to you with a Creative Commons – Attribution-NonCommercial-NoDerivatives license. Don't change it. Don't sell it. But by all means… share the hell out of it. Hosted on Acast. See acast.com/privacy for more information.

Escape written by C O'BrienThe Washer Woman (Or The Bean-nighe) written by Sophia Wiseman-RoseTRIGGER WARNINGS AVAILABLE AT BOTTOM OF SHOW NOTES. MAY CONTAIN SPOILERS.Click here to ask me anything anonymouslyLeave me a voice mail! ‪(323) 546-8764‬Ad Free version available on PatreonYou can send your stories to: scareyoutosleep@gmail.com Music by Epidemic Sound and Co.AGAdditional sound effects from Freesound.org:S: female humming.wav by drotzruhn | License: Attribution 4.0TW: description of murder

This is the Sunday evening liturgy during Eastertide for the Compline podcast from the Center for Worship and the Arts at Samford University. For more about the Center for Worship and the Arts, as well as the resources we provide, visit us at https://www.samford.edu/worship-arts/.CREDITS: © 2021 Center for Worship and the Arts, Samford University. Engineered and produced by Wen Reagan for the Center for Worship and the Arts at Samford University. SPOKEN WORD:Wen Reagan, Stacy Love, Tracy Hanrahan, Meagan Kennedy, Pierce Moffett, Eden Walker. MUSIC:Wen Reagan: vocals, guitars, keys, pad. “Compline #1” by Wen Reagan, © 2020 Sursum Corda Music. “Compline #2” by Wen Reagan, © 2020 Sursum Corda Music. “Wait on the Lord” by Wen Reagan, © 2020 Sursum Corda Music, CCLI #7145633. TEXTS:The liturgical words for this podcast series include original phrasings, but were primarily curated and designed from several public domain sources, including “An Order for Compline” from the Anglican and Episcopal Book of Common Prayer and collects collected from Grace Cathedral.SOUNDS:The following sound effects were used in this podcast series and are licensed under the Creative Commons Attribution 3.0 Unported License. To view a copy of this license, visit http://creativecommons.org/licenses/by/3.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA. "Door, Front, Opening, A.wav" by InspectorJ (www.jshaw.co.uk) of Freesound.org. "Door, Front, Closing, A.wav" by InspectorJ (www.jshaw.co.uk) of Freesound.org. “06 – Crackling Candle.wav” by 14GPanskaLetko_Dominik of Freesound.org. “Lights a Candle Light with a Match” by straget of Freesound.org. The following sound effects were used in this podcast series and are licensed under the Creative Commons Attribution-NonCommercial 3.0 Unported License. To view a copy of this license, visit http://creativecommons.org/licenses/by-nc/3.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA. “Soft Shoes Walking on a Dirt Road” by Nagwense of Freesound.org. “Match Being Lit.wav” by Jeanet_Henning of Freesound.org. “Candle Blow.wav” by Bee09 of

Episode Notes Join our Patreon for early access and bonus episodes and help support the show! Get exclusive Japanese horror merchandise and join the Discord! Seven strange adventures with bizarre, cursed, and haunted items from a small pawn shop in the countryside of old Japan. BGM thanks to Myuuji, Kevin MacLeod and CO.AG. Sound effects thanks to Free Sound and freeSFX. Licensed under Creative Commons: By Attribution 3.0 License Support Kowabana: 'True' Japanese scary stories from around the internet by contributing to their tip jar: https://tips.pinecast.com/jar/kowabana

ON THIS EPISODE: (TIME STAMPS BELOW) A review of the movie Thunderbolts and the end of an analytical quest to find out if DC Comics writer Jeremy Adams is a Christian in light of the themes in his writing. AND MUCH MORE! 00:00:30 Intro 00:05:23 Thunderbolts Review 00:18:52 CGC & Christian Geek News(Meet Paeter At Realm Makers Expo!, Crossover Alliances Closes Doors) 00:21:59 Is DC Comics' Jeremy Adams A Christian? (Analysis Of His Writing & The Answer!) 01:40:02 Listener/Viewer Feedback & Questions(How did Paeter develop his habit of finding themes in entertainment?) Paeter's Geek Week 01:52:02 COMIC BOOKS: Secret Wars 1984, Infinity Gauntlet 02:08:23 MOVIES/SHOWS: Wheel Of Time Season 2, Superman The Movie, 02:25:15 VIDEO GAMES- Oblivion Remastered, Monster Hunter Wilds 02:34:23 On The Next Episode… 02:36:20 Essential Issues Weekly, DC Comics Reactions(For two weeks in a row DC has largely put out books I've found disappointing, but the very LAST comic I read, once again, had a curious ray of light… REACTIONS TO: Summer Of Superman Special 1, Batman & Robin: Year One 6, The Question: All Along The Watchtower 5, Detective Comics 1095, Batman 158, Justice League Unlimited 5, Superman 24, Wonder Woman 19, Black Canary: Best Of The Best 5, Green Lantern 21!) FREE 3-MONTH INSIDER MEMBERSHIP WHILE SUPPLIES LAST! GO HERE: https://www.patreon.com/c/spiritbladeproductions?redirect=true Support this podcast and enjoy exclusive rewards at https://www.patreon.com/spiritbladeproductions Subscribe in a reader Open In i-tunes- itms://itunes.apple.com/us/podcast/the-christian-geek-central-podcast/id258963175?mt=2 i-tunes Page Link- https://itunes.apple.com/us/podcast/the-christian-geek-central-podcast/id258963175?mt=2 Get fun, exclusive rewards for your support! Visit: https://www.patreon.com/spiritbladeproductions Or Become a Patron! All episodes are archived and available for download at www.spiritblade.com , Resources used to prepare CGC Bible Study/Devotional content include:"Expositor's Bible Commentary", Frank E. Gaebelein General Editor (Zondervan Publishing House),"The IVP Bible Background Commentary: Old Testament", by Dr. John H. Walton, Dr. Victor H. Matthews & Dr. Mark W. Chavalas (InterVarsity Press), "The IVP Bible Background Commentary: New Testament", by Dr. Craig S. Keener (InterVarsity Press),Thayer's Greek Lexicon, Strong's Exhaustive Concordance Blueletterbible.org, The Christian Geek Central Statement Of Faith can be found at: http://christiangeekcentral.blogspot.com/p/about.html The Christian Geek Central Podcast is written, recorded and produced by Paeter Frandsen. Additional segments produced by their credited authors. Logo created by Matthew Silber. Copyright 2007-2025, Spirit Blade Productions. Music by Wesley Devine, Bjorn A. Lynne, Pierre Langer, Jon Adamich, audionautix.com and Sound Ideas. Spazzmatica Polka by Kevin MacLeod (incompetech.com) Freesound.org effects provided by: FreqMan

This is the Thursday evening liturgy during Eastertide for the Compline podcast from the Center for Worship and the Arts at Samford University. For more about the Center for Worship and the Arts, as well as the resources we provide, visit us at https://www.samford.edu/worship-arts/.CREDITS: © 2021 Center for Worship and the Arts, Samford University. Engineered and produced by Wen Reagan for the Center for Worship and the Arts at Samford University. SPOKEN WORD:Wen Reagan, Stacy Love, Tracy Hanrahan, Meagan Kennedy, Pierce Moffett, Eden Walker. MUSIC:Wen Reagan: vocals, guitars, keys, pad. “Compline #1” by Wen Reagan, © 2020 Sursum Corda Music. “Compline #2” by Wen Reagan, © 2020 Sursum Corda Music. “Wait on the Lord” by Wen Reagan, © 2020 Sursum Corda Music, CCLI #7145633. TEXTS:The liturgical words for this podcast series include original phrasings, but were primarily curated and designed from several public domain sources, including “An Order for Compline” from the Anglican and Episcopal Book of Common Prayer and collects collected from Grace Cathedral.SOUNDS:The following sound effects were used in this podcast series and are licensed under the Creative Commons Attribution 3.0 Unported License. To view a copy of this license, visit http://creativecommons.org/licenses/by/3.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA. "Door, Front, Opening, A.wav" by InspectorJ (www.jshaw.co.uk) of Freesound.org. "Door, Front, Closing, A.wav" by InspectorJ (www.jshaw.co.uk) of Freesound.org. “06 – Crackling Candle.wav” by 14GPanskaLetko_Dominik of Freesound.org. “Lights a Candle Light with a Match” by straget of Freesound.org. The following sound effects were used in this podcast series and are licensed under the Creative Commons Attribution-NonCommercial 3.0 Unported License. To view a copy of this license, visit http://creativecommons.org/licenses/by-nc/3.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA. “Soft Shoes Walking on a Dirt Road” by Nagwense of Freesound.org. “Match Being Lit.wav” by Jeanet_Henning of Freesound.org. “Candle Blow.wav” by Bee09 of

This is the Wednesday evening liturgy during Eastertide for the Compline podcast from the Center for Worship and the Arts at Samford University. For more about the Center for Worship and the Arts, as well as the resources we provide, visit us at https://www.samford.edu/worship-arts/.CREDITS: © 2021 Center for Worship and the Arts, Samford University. Engineered and produced by Wen Reagan for the Center for Worship and the Arts at Samford University. SPOKEN WORD:Wen Reagan, Stacy Love, Tracy Hanrahan, Meagan Kennedy, Pierce Moffett, Eden Walker. MUSIC:Wen Reagan: vocals, guitars, keys, pad. “Compline #1” by Wen Reagan, © 2020 Sursum Corda Music. “Compline #2” by Wen Reagan, © 2020 Sursum Corda Music. “Wait on the Lord” by Wen Reagan, © 2020 Sursum Corda Music, CCLI #7145633. TEXTS:The liturgical words for this podcast series include original phrasings, but were primarily curated and designed from several public domain sources, including “An Order for Compline” from the Anglican and Episcopal Book of Common Prayer and collects collected from Grace Cathedral.SOUNDS:The following sound effects were used in this podcast series and are licensed under the Creative Commons Attribution 3.0 Unported License. To view a copy of this license, visit http://creativecommons.org/licenses/by/3.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA. "Door, Front, Opening, A.wav" by InspectorJ (www.jshaw.co.uk) of Freesound.org. "Door, Front, Closing, A.wav" by InspectorJ (www.jshaw.co.uk) of Freesound.org. “06 – Crackling Candle.wav” by 14GPanskaLetko_Dominik of Freesound.org. “Lights a Candle Light with a Match” by straget of Freesound.org. The following sound effects were used in this podcast series and are licensed under the Creative Commons Attribution-NonCommercial 3.0 Unported License. To view a copy of this license, visit http://creativecommons.org/licenses/by-nc/3.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA. “Soft Shoes Walking on a Dirt Road” by Nagwense of Freesound.org. “Match Being Lit.wav” by Jeanet_Henning of Freesound.org. “Candle Blow.wav” by Bee09 of

104.4 The Phone CallA man gets a phone call from his dead wifeWritten by Michael Penncavage (https://blcklst.com/profile/michael-penncavage)Narrated by James Barnett (https://www.JamesBarnettCreative.com)And Sarah Jane Justice (https://www.facebook.com/sarahjanejusticewriting)Produced by James Barnett (https://www.JamesBarnettCreative.com)With music by Myuu (https://www.thedarkpiano.com/)And Phat Phrog studio (https://www.phatphrogstudio.com/)And Tim Kulig (https://timkulig.com/)And Thom Robson (https://www.thomrobsonmusic.com/)And sound effects provided by Freesound.orgThe episode illustration was provided by Luke Spooner of Carrion House (https://carrionhouse.com/)Joshua Boucher is our story programmer, and along with Jasmine Arch and the eyeless ones, Mary Pastrano and Cody Czarzasty, he helps manage our community.And to Ben Errington the ongoing explosion of content being fired out of his Social Media canon.Michael Penncavage's story, The Cost of Doing Business, originally appeared in Thuglit, won the Derringer Award for best mystery. One of his stories, The Converts was filmed as a short movie, while another, The Landlord was adapted into a play. His debut novel, Person Unknown, adapted from the screenplay, was also recently released from All Due Respect Press.Fiction of his can be found in over 100 magazines and anthologies from 7 different countries such as Alfred Hitchcock Mystery Magazine (USA), Here and Now (England), Tenebres (France) Crime Factory (Australia), Reaktor (Estonia), Speculative Mystery (South Africa), and Visionarium (Austria). He has been published by IDW and Ahoy Comics.James Barnett is the producer of the Night's End podcast and After The Gloaming. Search for them wherever you get your podcasts. You can also catch other works of his at www.JamesBarnettCreative.com**Follow Sarah Jane Justice on Facebook! https://www.facebook.com/sarahjanejusticewriting**Join TOS+ to access over 90 exclusive episodes, get regular stories in higher quality audio, a week early, and ad-free, at https://theotherstories.net/plus/Support the show, get audiobooks, and more at https://www.patreon.com/hawkandcleaverJoin our communities for book clubs, movie clubs, writing exercises, and more at https://theotherstories.net/community/Leave a voicemail or get in touch at https://theotherstories.net/submissionsCheck out our writing courses at https://theotherstories.net/courses/Grab some merch at https://gumroad.com/hawkandcleaverThe Other Stories is a production of the story studio, Hawk & Cleaver, and is brought to you with a Creative Commons – Attribution-NonCommercial-NoDerivatives license. Don't change it. Don't sell it. But by all means… share the hell out of it. Hosted on Acast. See acast.com/privacy for more information.

CAT13RABC2153-13031992-06062024carousel (toy) -/- disappearance (parent)Incident Elements:· Child Neglect· Sinister ToysTranscripts available at https://rustyquill.com/transcripts/the-magnus-protocol/You can find a complete list of our Kickstarter backers https://rustyquill.com/the-magnus-protocol-supporter-wall/Created by Jonathan Sims and Alexander J Newall Directed by Alexander J NewallWritten by Amber Devereux and Jonathan Sims for more of Amber's work, visit https://www.tincanaudio.co.uk/Script Edited with additional material by Alexander J Newall Executive Producers April Sumner, Alexander J Newall, Jonathan Sims, Dani McDonough, Linn Ci, and Samantha F.G. Hamilton Associate Producers Jordan L. Hawk, Taylor Michaels, Nicole Perlman, Cetius d'Raven, and Megan Nice Produced by April SumnerFeaturing (in order of appearance) Lowri Ann Davies as Celia RipleyBillie Hindle as Alice DyerAnusia Battersby as Gwendolyn BouchardJonathan Sims as ChesterKatie Seaton as ReceptionistDialogue Editor – Lowri Ann DaviesSound Designer – Tessa VroomMastering Editor - Catherine RinellaMusic by Sam Jones (orchestral mix by Jake Jackson) Art by April Sumner SFX from Soundly and Freesound: ondrosik, alienistcog, 1tmsounds, Carlvus, deleted_user_7146007, exterminat, 1bob, gynation, Ranne_Madsen, usamah, elonen, Kinoton, as well as previously credited artists.Check out our merchandise available at https://www.redbubble.com/people/RustyQuill/shop and https://www.teepublic.com/stores/rusty-quillSupport Rusty Quill by purchasing from our Affiliates;DriveThruRPG – DriveThruRPG.comJoin our community:WEBSITE: rustyquill.comFACEBOOK: facebook.com/therustyquillX: @therustyquillEMAIL: mail@rustyquill.com The Magnus Protocol is a derivative product of the Magnus Archives, created by Rusty Quill Ltd. and licensed under a Creative Commons Attribution Non-Commercial Share alike 4.0 International Licence. Hosted on Acast. See acast.com/privacy for more information.