Podcasts about estimating

(see full author list at the end) PAPER LINK About a year ago, METR showed that the length of tasks frontier models can reliably complete doubles every few months. A related safety-relevant question is this: what length of tasks can models complete without any chain of thought (CoT)? If models can do extensive reasoning without outputting any CoT, it would have implications for safety. Developers and deployment-time monitors couldn't easily understand models' motivations and catch dangerous planning. Models that reason substantially without a CoT might also drift further from human patterns of thought, since their reasoning is no longer constrained by text in the pretraining prior. As a result, they would be harder to understand and might be more likely to scheme. Extending Ryan Greenblatt's research, we investigate this by measuring models' ability to complete tasks without any CoT on a suite of 43 benchmarks spanning different domains. We compare AI reasoning ability to humans using the estimated 50% time horizon (TH)---the typical time taken for a human to perform a task that the LLM performs with 50% success rate. We find that frontier models like GPT-5.5 answer questions that take humans roughly three minutes with 50% reliability, and [...] ---Outline:(02:20) Methods(04:59) Results(06:47) FAQ(08:21) Conclusion --- First published: June 10th, 2026 Source: https://www.lesswrong.com/posts/SieLowPgNgRSPGhFw/estimating-no-cot-task-completion-time-horizons-of-frontier --- Narrated by TYPE III AUDIO. ---Images from the article:Apple Podcasts and Spotify do not show images in the episode description. Try Pocket Casts, or another podcast app.

Are you tired of throwing out offers only to get rejected or ghosted by sellers? In part one of this explosive 2026 guide, Brent Daniels breaks down a live, unscripted seller call from his top acquisition manager to show you exactly how to navigate tricky price expectations and pull the true motivation out of a guarded prospect. You will also learn the "50-35-10 Rule" for setting quick anchor prices, a brand-new 2026 repair calculator for accurately estimating cosmetic and mechanical rehab costs over the phone, and why whoever asks the most questions always controls the conversation.Whether you are wondering which of the three marketing paths to take or you just want to know how to stop guessing and start making offers that sellers actually accept, this episode is a masterclass in acquisition. Be a part of the TTP training program now.---------Show notes:(0:00) Beginning of today's episode(1:24) Breaking down a live seller call with an expert Acquisition Manager(3:23) Why the person asking the most questions is always in control of the conversation(4:17) The danger of making an offer too early and hallucinating the seller's motivation(5:14) Closing a $37,000 deal after 12 touches and six months of ghosting(10:43) Why you must strive to be a "master of discovery" rather than a master closer(12:25) How real estate wholesaling can permanently elevate your family's financial trajectory(21:01) The 50-35-10 Rule and how to establish a quick anchor price over the phone(26:36) Estimating cosmetic vs. mechanical rehab costs(30:41) The three distinct paths up the mountain (Direct to Seller, Direct to Agent, or the Dispo Model)(36:11) Understanding the three layers of marketing (Hustle, Interruption-based, and Intent-based)(39:12) "Tax Sniping" and mastering the probate and inherited property process for massive spreads----------Resources:No Limit Sales SystemPropStreamBatchLeadsGoHighLevelMonsoonInstagram: @realbrentdanielsTo speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeGo to Wholesalingincgroup.com to become part of one of the fastest growing Facebook communities in the Wholesaling space. Get all of your burning Wholesaling questions answered, gain access to JV partnerships, and connect with other "success minded" Rhinos in the community.It's 100% free to join. The opportunities in this community  are endless, what are you waiting for?

Juan Vargas talks about the unintended consequences of an anti-drug policy in Colombia. "The Rise and Persistence of Illegal Crops: Evidence from a Naive Policy Announcement" by Mounu Prem, Juan F. Vargas, and Daniel Mejía. OTHER RESEARCH WE DISCUSS IN THIS EPISODE: “Inside the war on drugs: Effectiveness and unintended consequences of a large illicit crops eradication program in Colombia" by Alberto Abadie, Maria C. Acevedo, Maurice Kugler, and Juan Vargas. “Estimating the causal effect of forced eradication on coca cultivation in Colombian municipalities" by Luis Carlos Reyes. “On the effects of enforcement on illegal markets: Evidence from a quasi-experiment in Colombia" by Daniel Mejía, Pascual Restrepo, and Sandra V. Rozo. “Bushes and bullets: Illegal cocaine markets and violence in Colombia" by Daniel Mejía and Pascual Restrepo. “Rural windfall or a new resource curse? Coca, income, and civil conflict in Colombia" by Joshua D. Angrist and Adriana D. Kugler. “A geography of illicit crops (coca leaf) and armed conflict in Colombia" by Ana María Díaz and Fabio Sánchez. “The health consequences of aerial spraying illicit crops: The case of Colombia" by Adriana Camacho and Daniel Mejía. “Deforestation and Coca Cultivation Rooted in Twentieth-Century Development Projects" by Liliana M. Dávalos, Karina M. Sanchez, and Dolors Armenteras. "Making a Narco: Childhood Exposure to Illegal Labor Markets and Criminal Life Paths" by Maria Micaela Sviatschi. "Coca-Based Local Growth and Its Socio-Economic Impact in Colombia" by Lucas Marín Llanes, Manuel Fernández Sierra, María Alejandra Vélez, Eduard F. Martínez-González, and Paulo Jose Murillo-Sandoval. "Cocaine Goes Bananas: Global Spillovers from an Illicit Supply Shock" by Gianmarco Daniele, Adam Soliman, and Juan F. Vargas. Want more? Check out my new book! The Science of Second Chances: A Revolution in Criminal Justice is available now. I have a Substack! Sign up for Probable Causation: The Newsletter.

Commentary by Dr. Jian'an Wang.

Gareth McGlynn speaks with Nate Weeks, Director of Estimating at Jewett Construction, a commercial general contractor based in Southern New Hampshire with operations across New England, upstate New York, and into the mid-Atlantic. Jewett has been in operation for over 50 years and remains family-owned into its second generation.Discussion Highlights:Career Progression: From zero estimating background at 27 to Director of Estimating in under a decade.The Shift to Leadership: Setting clear expectations, delegating effectively, and developing the team.Planning as a Sales Tool: Using a dedicated planning manager and Giraffe software to help developers optimise land use before estimating begins.Tech Stack: Builder, HubSpot, Building Connected, Procore, and Excel for estimating.The Bid Leveling Gap: Data entry from subcontractor bids as the biggest time drain, and what a real solution needs to look like.AI in Preconstruction: Using AI as a research aid while staying cautious about its reliability for cost decisions.You can connect with Nate via his LinkedIn: https://www.linkedin.com/in/nate-weeks-2409385a/More great conversations ahead. Stay connected with The Preconstruction Podcast for weekly episodes featuring voices from across the industry.

Gareth McGlynn speaks with Nathan Schafer, Estimating Manager at Cornerstone General Contractors, at Advancing Preconstruction 2026 in Phoenix. A self-performing GC based in Alaska, Cornerstone gives Nathan a hands-on perspective on preconstruction that is grounded in real field conditions.Key Topics Covered:Nathan & Cornerstone: Working across healthcare, hospitality, and federal military projects, with a focus on vertical commercial construction.New Estimators & Value Engineering: The shortage of talent entering the field, their understanding of value engineering, and professional development through ASPE and AACE.Lean Construction: Its growing impact on the estimating process and the role of AI takeoff tools as a lean principle in action.Data Science in Preconstruction: How Cornerstone is incorporating data science into its workflow, including labor productivity tracking and predicting quantity growth risk as a function of design maturity.Value Management in Practice: Cornerstone's formal pilot on a $90M project: 13 propositions totaling $9M, with $7M accepted.You can connect with Nathan via his LinkedIn: https://www.linkedin.com/in/nathan-schafer-cpe-b75991178/Or reach him through his blog: https://www.preconomics.com/blog

Hosted by Michael Tetreault | Editor-in-Chief, Concierge Medicine Today Episode Overview In one of the most comprehensive episodes in DocPreneur Leadership Podcast history, host Michael Tetreault takes an honest, evidence-based, and encouraging look at the cash-pay and subscription-based primary care landscape — who it serves, how it works, where it's heading, and what every physician and advanced practice clinician needs to understand before making a career-defining decision. This episode doesn't take sides. It takes a clear-eyed look at the full picture — including the parts that don't always make it into the conference keynote. What's Covered in This Episode The Foundation Not all subscription-based primary care models are the same. Two models operating in this space share surface-level similarities but are structurally distinct businesses with different economic logic, different patient populations, and different long-term trajectories. Understanding which one you're considering — and why — changes everything about how you plan. A Lesson From Healthcare History Before committing to any practice model, it helps to understand what happened to the movements that came before it. This episode traces three instructive parallels: the micropractice and ideal medical practice movement of the early 2000s; the decades-long fight for healthcare price transparency and what happened when physicians finally got it; and the rise and reality check of retail health — what scaled, what didn't, and why. The common thread in every model that has achieved durable scale in American healthcare is the same: structural fit with the economic environment, not ideological purity. Two Pathways, One Brand Name The episode walks through both economic models in the cash-pay primary care space — the purist, cash-only, no-insurance model and the employer-integrated model — explaining how each works, who each serves, and what the financial picture actually looks like for physicians considering either path. The revenue math is done out loud. The sustainability data from peer-reviewed research is cited. The patient demographic fit for each model is examined honestly and specifically. Who Each Model Serves — and Where Other Models Fit Better A detailed breakdown of the patient populations each model genuinely serves well — and an honest, evidence-based look at the patient populations where other models may be a better structural fit. Including Medicare-eligible patients, patients with complex chronic disease, lower-income households, and employees of small and mid-sized businesses. The Overlooked Opportunity — NPs, PAs, and Advanced Practice Clinicians One of the most significant and underexplored opportunities in subscription-based healthcare delivery today is the direct-care model as a pathway for nurse practitioners, physician assistants, and other advanced practice clinicians. The evidence on NP and PA-led primary care outcomes is strong and peer-reviewed. The physician shortage projections make the need urgent. And the organizational infrastructure for advanced practice clinician-led direct-care practices is largely unbuilt — which means the opportunity belongs to whoever moves first. The Organizational Landscape An honest look at what the multiplicity of organizations, coalitions, and alliances in the cash-pay primary care space tells us — and what research on professional association dynamics says about the long-term implications of organizational fragmentation for legislative effectiveness and individual practice planning. One Brand, Two Directions Drawing on four documented historical parallels from the history of American medicine — the AMA and managed care, osteopathic medicine's identity divide, family medicine's emergence as a separate specialty, and the micropractice movement — the episode makes the case that two communities with genuinely different economic interests and regulatory priorities currently sharing a brand name may, consistent with historical precedent, find their own distinct professional homes over time. This is presented as pattern recognition grounded in verified historical evidence — and as practical planning context for physicians building practices today. The Tax and Structuring Update A clear, practical summary of the 2025 "One Big Beautiful Bill" Act changes — effective January 2026 — and what they mean for HSA eligibility of cash-pay membership fees. What qualifies, what doesn't, and why legal counsel is essential before making any representations to patients about tax-advantaged payment options. Eight Questions Before You Commit A practical pre-decision checklist — eight specific questions every physician or advanced practice clinician should be able to answer clearly before committing to any cash-pay practice pathway. Key Takeaways Cash-pay primary care and concierge medicine are not the same model, do not serve the same patient populations, and should not be evaluated as interchangeable alternatives. The purist cash-pay model has grown from approximately 100 practices in 2009 to over 2,100 by 2023 — real and meaningful growth. The financial sustainability data, however, reflects consistent challenges that peer-reviewed research has documented specifically in lower-income markets and solo practice settings. The employer-integrated pathway has stronger structural sustainability — multiple revenue streams, embedded benefit relationships, and documented employer cost reductions of 12 to 20 percent over three to five years. A December 2025 Johns Hopkins study found concierge and cash-pay primary care practices combined grew 83.1 percent between 2018 and 2023. The employer-integrated model is the primary driver of that growth trajectory. Concierge medicine — particularly the PCM model — is not retreating. The global concierge medicine market is projected to surpass $34 billion by 2032 and is growing at a compound annual rate that outpaces most healthcare market segments. The National Academy of Medicine's 2021 Future of Nursing report, AAMC physician shortage projections, and peer-reviewed NP/PA outcomes research collectively point to advanced practice clinician-led direct-care models as one of the most significant underexplored opportunities in subscription-based healthcare delivery. Pattern recognition from healthcare history — price transparency, retail health, the micropractice movement — consistently shows that the distance between a compelling healthcare idea and durable scaled impact is longer and more complicated than early advocacy suggests. Models that have achieved durable scale in American primary care share one characteristic: structural fit with the economic environment, not independence from it. Sources and Citations All claims in this episode are supported by published, verifiable sources. Full citations below. Micropractice and Practice Model History Moore, G. (2002). "Accountability and Improvement in Physician Practice." Family Medicine. Moore, G. & Showstack, J. (2003). "Primary Care Medicine in Crisis." Health Affairs. healthaffairs.org AAFP TransforMED Initiative. (2006). aafp.org Nutting, P.A. et al. (2010). "Initial Lessons From the First National Demonstration Project on Practice Transformation to a Patient-Centered Medical Home." Annals of Family Medicine. Rittenhouse, D.R. et al. (2009). "Primary Care and Accountable Care." New England Journal of Medicine. Rittenhouse, D.R. & Shortell, S.M. (2009). "The Patient-Centered Medical Home." JAMA. Price Transparency Research Pathak, Y. & Muhlestein, D. (2024). "Public Awareness and Use of Price Transparency: Report From a National Survey." West Health Institute / Gallup. pmc.ncbi.nlm.nih.gov Parente, S.T. (2023). "Estimating the Impact of New Health Price Transparency Policies." Inquiry.pmc.ncbi.nlm.nih.gov ScienceDirect. (2025). "Outcomes of Price Transparency Policies for Healthcare Services in the United States: A Systematic Review." sciencedirect.com Retail Health Fein, A.J. (2017). "Retail Clinic Check Up: CVS Retrenches, Walgreens Outsources, Kroger Expands." Drug Channels. drugchannels.net CNBC. (2024). "Why Walmart, Walgreens, CVS Retail Health Clinic Experiment Is Struggling." cnbc.com Healthcare Finance News. (2023). "Retail Clinics Seeing Utilization Soar, Popularity Grow." healthcarefinancenews.com MedCity News. (2023). "Retail Clinics Are Gaining Momentum." medcitynews.com Cash-Pay and Subscription Primary Care Market Data MedCity News. (March 2026). "DPC Is Scaling — The Financing Architecture Isn't Ready." medcitynews.com Johns Hopkins. (December 2025). Study on concierge and cash-pay practice growth 2018–2023. As cited in MedCity News, March 2026. Liaw, W. et al. (2024). "Direct Primary Care: Financial Analysis and Potential to Reshape the U.S. Healthcare Landscape." Journal of General Internal Medicine. springer.com Lujan, D.Y. (2025). "Why Direct Primary Care Models Fail." KevinMD. kevinmd.com Doan, L. et al. (2019). "Physician Perspectives on Direct Primary Care." Family Medicine. Eskew, P.M. & Klink, K. (2015). "Direct Primary Care: Practice Distribution and Cost Across the Nation." Health Affairs. healthaffairs.org Tseng, P. et al. (2018). "Administrative Costs Associated With Physician Billing and Insurance-Related Activities." JAMA Internal Medicine. Medscape Physician Compensation Report. (2023). medscape.com Employer-Integrated Model Spann, S.J. et al. (2020). "Employer-Sponsored Direct Primary Care." Journal of Occupational and Environmental Medicine. National Alliance of Healthcare Purchaser Coalitions. (2021). purchaseralliance.org Kaiser Family Foundation. (2023). Employer Health Benefits Annual Survey. kff.org National Business Group on Health. (2022). businessgrouphealth.org Employers Health Coalition. (2022). employershealthcoalition.org Patient Demographics and Population Health Anderson, G.F. (2010). "Chronic Conditions: Making the Case for Ongoing Care." Johns Hopkins Bloomberg School of Public Health. Tikkanen, R. & Abrams, M.K. (2020). "U.S. Health Care from a Global Perspective." Commonwealth Fund.commonwealthfund.org Collins, S.R. et al. (2022). "Paying for It: How Health Insurance and Healthcare Costs Are Shaping the Lives of American Adults." Commonwealth Fund. commonwealthfund.org Bureau of Labor Statistics. (2023). "Contingent and Alternative Employment Arrangements." bls.gov Petterson, S. et al. (2012). "Unequal Distribution of the U.S. Primary Care Workforce." Annals of Family Medicine. Advanced Practice Clinicians and Nursing Laurant, M. et al. (2019). "Revision of Professional Roles and Quality Improvement in Primary Care." New England Journal of Medicine. Naylor, M.D. & Kurtzman, E.T. (2010). "The Role of Nurse Practitioners in Reinventing Primary Care." Health Affairs. healthaffairs.org National Academy of Medicine. (2021). "The Future of Nursing 2020–2030." nationalacademies.org AAMC. (2021). "The Complexities of Physician Supply and Demand: Projections from 2019–2034." aamc.org Legal, Tax, and Compliance Eischen, J. (2025). Legal Commentary on Cash Practice Structuring. eischenlawoffice.com DLA Piper. (2025). "Paying for Direct Primary Care Arrangements With HSAs." dlapiper.com IRS Notice 26-05. irs.gov CMS. "Opt-Out Affidavits and Private Contracts." cms.gov Organizational and Professional Identity Research Hoff, T.J. (2010). Practice Under Pressure: Primary Care Physicians and Their Medicine in the Twenty-First Century. Rutgers University Press. Scott, W.R. (2008). Institutions and Organizations: Ideas and Interests. SAGE Publications. Freidson, E. (2001). Professionalism: The Third Logic. University of Chicago Press. Wolinsky, H. & Brune, T. (1994). The Serpent on the Staff: The Unhealthy Politics of the American Medical Association. Putnam. Gevitz, N. (2004). The DOs: Osteopathic Medicine in America. Johns Hopkins University Press. Stephens, G.G. (1989). "Family Medicine as Counterculture." Journal of Family Practice. Colwill, J.M. (1992). "Where Have All the Primary Care Applicants Gone?" New England Journal of Medicine. Meltzer, D.O. & Chung, J.W. (2014). "The Population-Based Physician Workforce." Health Affairs.healthaffairs.org Bodenheimer, T. & Pham, H.H. (2010). "Primary Care: Current Problems and Proposed Solutions." Health Affairs. healthaffairs.org Grumbach, K. & Grundy, P. (2010). "Outcomes of Implementing Patient Centered Medical Home Interventions." JAMA. Concierge Medicine Market Data Grand View Research. (2022). Concierge Medicine Market Size & Growth Report. grandviewresearch.com Precedence Research. (2023). U.S. Concierge Medicine Market Size and Forecast. globenewswire.com MDVIP. (2020). Personalized Primary Care Reduces ER Visits, Hospitalizations, and Outpatient Expenditures.mdvip.com AAPP / Software Advice. (2023). "Concierge Medicine Salary and Definition." softwareadvice.com Disclaimer The DocPreneur Leadership Podcast is produced by Concierge Medicine Today, LLC, an independent healthcare leadership publication. This episode and its accompanying summary are intended for educational and informational purposes only. Nothing in this episode or summary constitutes medical, legal, financial, or accounting advice. The information presented reflects publicly available research, published data, and editorial observation, and is not intended to replace the guidance of qualified medical, legal, financial, or business professionals. All factual claims are supported by named, verifiable third-party sources, which are cited in full above. Concierge Medicine Today makes no guarantee regarding the completeness or currency of external sources cited and encourages listeners to verify information independently. References to specific organizations, publications, legal decisions, or market data are provided for educational context only. Mention of any organization, publication, or individual does not constitute endorsement, and no commercial relationship exists between Concierge Medicine Today and any source cited in this episode unless otherwise disclosed. Physicians, nurse practitioners, physician assistants, and other clinicians considering any practice model change are strongly encouraged to seek qualified legal counsel with specific experience in healthcare compliance, tax structuring, and the applicable regulatory environment in their state before making any practice or business decisions. © 2007–2026 Concierge Medicine Today, LLC. All rights reserved. Reproduction or distribution of this content without written permission is prohibited.

Are you running your construction business… or is your business running you? In this episode, Dominic Rubino talks with Dave Cooper about leadership, systems, innovation, AI, and how contractors can break out of the daily grind and step into true leadership mode. Dave shares lessons from: • Military service • Construction ownership • Scaling a building company • Offsite and modular construction • Hosting one of the construction industry's leading innovation podcasts This episode is packed with practical insights for: ✔ Cabinet shop owners ✔ Remodelers ✔ General contractors ✔ Millwork companies ✔ Construction business owners trying to scale Topics Covered: • How to move from operator to leader • Why systems matter more than hustle • Getting team buy-in and accountability • The future of AI in construction • Estimating technology and automation • Leadership lessons from the military • Why innovation matters in construction today • The future of modular and industrialized building More about Dave Cooper: Linkedin: https://www.linkedin.com/in/davecooperlive/?trk Company LinkedIn: https://www.linkedin.com/company/davecooperlive? Company Website: https://www.davecooper.live/? Youtube: https://www.youtube.com/davecooperlive Instagram: https://www.instagram.com/davecooper.live/? Subscribe for more episodes focused on helping contractors build profitable, systemized businesses. COMMENT below: What's the biggest bottleneck keeping you stuck in the daily grind? Also check out: Cabinet Maker Profit System: https://www.cabinetmakerprofitsystem.com Profit Toolbelt: https://www.profittoolbelt.com/ Contractor Wealth System: https://www.contractorwealthsystem.com/ DON'T FORGET TO SUBSCRIBE: @Cabinetmakerprofitsystemcom @profittoolbelt4527

Are your quotes costing you time, profit… or both? In Part 2 of EP 169 of The ToolShed Podcast, Mick Hawes sits down with Joey Hidalgo to unpack one of the biggest bottlenecks in a building business, estimating. Most builders don't struggle because they can't quote… They struggle because they don't have a system behind it. This episode explores how improving your estimating process can lead to better pricing accuracy, stronger margins, and more time to focus on actually growing your business. Connect with Joey: Website: https://estimatormatch.ai/ & https://www.measuringcompany.com/ Facebook: https://www.facebook.com/measuringcompany Instagram: https://www.instagram.com/measuringcompany/?hl=en LinkedIn: https://www.linkedin.com/company/themeasuringcompany/ Podcast: https://www.youtube.com/@TheProfitableEstimator Connect with Joey: Website: https://estimatormatch.ai/ & https://www.measuringcompany.com/ Facebook: https://www.facebook.com/measuringcompany Instagram: https://www.instagram.com/measuringcompany/?hl=en LinkedIn: https://www.linkedin.com/company/themeasuringcompany/ Podcast: https://www.youtube.com/@TheProfitableEstimator More profit, less grind? Take the Builder Freedom Readiness Scorecard: https://buildersfreedomreadiness.scoreapp.com/

About this episode: What would change if we thought of violence as an infectious disease? In this episode: a trailblazer in the movement for community-based solutions to violence, Dr. Gary Slutkin, explains how treating violence like an epidemic can point the way to solutions. Guest: Dr. Gary Slutkin is a physician and epidemiologist who founded the organization Cure Violence Global. He is also the author of the book "The End of Violence: Eliminating the World's Most Dangerous Epidemic." Host: Dr. Josh Sharfstein is distinguished professor of the practice in Health Policy and Management, a pediatrician, and former secretary of Maryland's Health Department. Show links and related content: Estimating the Effects of Safe Streets Baltimore on Gun Violence—Johns Hopkins Center for Gun Violence Solutions Interrupting Violence: How the CeaseFire Program Prevents Imminent Gun Violence through Conflict Mediation—Journal of Urban Health The End of Violence: Eliminating the World's Most Dangerous Epidemic—Penguin Random House (book) Transcript information: Looking for episode transcripts? Open our podcast on the Apple Podcasts app (desktop or mobile) or the Spotify mobile app to access an auto-generated transcript of any episode. Closed captioning is also available for every episode on our YouTube channel. Contact us: Have a question about something you heard? Looking for a transcript? Want to suggest a topic or guest? Contact us via email or visit our website. Follow us: @‌PublicHealthPod on Bluesky @‌PublicHealthPod on Instagram @‌JohnsHopkinsSPH on Facebook @‌PublicHealthOnCall on YouTube Here's our RSS feed Note: These podcasts are a conversation between the participants, and do not represent the position of Johns Hopkins University.

In this episode we answer emails from Zach, Brian, Holly and Optimus Bill.  We discuss a way to estimate retirement health care costs using current data, clear up the “index fund” labelling problem and talk about why indexed dogs and cats won't start living together, have fun with milkshakes, and map out what tends to help a portfolio survive stagflation.  But first we celebrate a huge community win for Fairfax CASA with Queen Mary.Links:J.P Morgan Inflation Study:  JP_Morgan_White_Paper_Three_Retirement_Spending_Surprises.pdf - Google DriveBen Felix Interview on Bigger Pockets Money:  Is Small Cap Value Worth It? Ben Felix Explains the Truth About AVUV & Factor InvestingHolly's Milkshake Link:  I can't believe he didn't notice

ASN Executive Vice President and Chief Executive Officer Tod Ibrahim explores the history of eGFR with Andrew Levey, MD, Tom Hostetter, MD, and Crystal Gadegbeku, MD. Hear how policy, equity, and care have evolved, and what future assessments demand.

ASN Executive Vice President and Chief Executive Officer Tod Ibrahim explores the history of eGFR with Andrew Levey, MD, Tom Hostetter, MD, and Crystal Gadegbeku, MD. Hear how policy, equity, and care have evolved, and what future assessments demand.

While most creators chase luxury and status, Asmongold takes a completely different approach living simply, avoiding unnecessary spending, and focusing on doing whatever he wants without pressure. It raises an interesting question: what happens when you already have more money than you need? Today Asmongold spoke about that and we took a listen, honestly, it made us like him more.00:00 – Intro: Asmongold and Caleb Hammer talk money on the AllCraft podcast.00:32 – The tax bombshell: Asmongold reveals he owed over $4 million in taxes.01:17 – Estimating the earnings: How much does Asmongold actually make?01:38 – The "2 Million Dollar" challenge: Caleb suggests Asmongold should spend more.02:05 – Commentary: Reacting to the insanity of paying $4 million in taxes.02:50 – Doing the math: Breaking down what spending $2 million a year looks like per hour.03:42 – Why Asmongold is likable: His reaction to extreme wealth and spending.04:02 – A better way to spend: Investing in talented creators and culture.05:07 – Side Scrollers' advice: Asmongold needs a new team of accountants.05:35 – The hair debate: A lighthearted critique of Asmongold's grooming habits.06:06 – Question of the day: How much money do you actually need to be happy?06:54 – Personal goals: The team discusses their "number" and living humbly.08:16 – Final thoughts: Reflecting on Asmongold's unique financial position.

Program notes:0:34 Chronotrope type and timing of exercise1:36 Sedentary adults and morning or evening type2:36 Acting as your own control3:10 Stenting for post thrombotic syndrome4:10 Severity lower with endovascular therapy5:10 Patent in 2/3 at six months6:10 Very diverse patient populations6:28 Estimating kidney function7:28 Currently underestimate compromise8:27 Deprescribing proton pump inhibitors9:27 Three different interventions10:27 Almost 15% achieved outcome in both patient and physician12:08 End

Dave talks to Alan Li from Copycatch AI to discuss how Amazon sellers can defend their products from infringement, understand the legal tools available, and learn the process of filing lawsuits to deter counterfeiters. Alan Li shares his experience with IP rights, when to pursue legal action, and how to maximize settlements. Timestamps 00:48 - IP infringement challenges on Amazon 01:16 - How Copycatch.ai helps get listings removed 03:08 - Filing lawsuits on contingency and settlement strategies 05:48 - How to distinguish infringement from generic design similarity 06:46 - Copyright protections for artistic and structural design elements 08:02 - Easiest IP to defend: trademarks vs copyrights vs patents 10:42 - The importance of registering copyrights before enforcement 13:20 - Cost and process of registering trade dress, patent, and copyright 14:31 - How to efficiently protect images and designs for e-commerce 18:31 - Filing ex parte lawsuits and obtaining TROs for swift action 20:36 - When to go straight to litigation rather than DMCA takedowns 23:34 - Estimating settlement amounts based on competitor sales and revenues 26:28 - Using settlement and sales resurgence as part of your IP strategy 29:38 - Challenges of traditional legal fees and how contingency offers a solution 31:12 - Supporting small businesses and mom-and-pop Amazon sellers 32:15 - Building enforceable IP portfolios for ongoing protection 35:19 - How to contact Alan Lee for IP infringement issues Resources & Links Copycatch.ai Quiet Light Brokerage Jungle Scout Helium 10

Why Estimating and Planning Still Matter - Mike CohnOver the years, I've talked with a lot of teams who've been burned by estimating and planning.They've seen estimates treated as promises.Plans turned into contracts.Teams punished for being wrong rather than rewarded for learning.Given experiences like those, it's understandable that many teams conclude the solution is to eliminate estimating and planning altogether.I think that's a mistake.Estimating and planning still matter—not because the future is predictable, but because it isn't. Teams and organizations still have to make decisions about what to work on, what to delay, and what risks they're willing to accept. Those decisions don't disappear just because we stop estimating.Any time we choose one piece of work over another, we're estimating. The real choice isn't whether to estimate, but whether those estimates are explicit or implicit. In my experience, explicit estimates create transparency. Implicit estimates just hide the guessing.One of the biggest problems with estimating is the belief that estimates exist to be accurate. A better question is whether an estimate is good enough to support the decision being made. When teams make that shift, estimating becomes far less stressful—and far more useful.The same is true of planning. Planning doesn't reduce adaptability. Over-commitment does. Good planning aligns assumptions and intent so teams can adjust quickly when things change.I often hear people say, “Estimates are always wrong.” Being wrong isn't the real problem. Estimates are hypotheses, and reality supplies the data. The real failure is treating estimates as promises and punishing teams when reality turns out to be more complex than expected.Before estimating or planning, I encourage teams to pause and ask three questions: What decision does this support?What happens if we're wrong?Who will use this information—and how?If those questions don't have clear answers, the problem usually isn't how the team is estimating.It's why.How to connect with AgileDad:- [website] ⁠https://www.agiledad.com/⁠- [instagram] ⁠https://www.instagram.com/agile_coach/⁠- [facebook] ⁠https://www.facebook.com/RealAgileDad/⁠- [Linkedin] ⁠https://www.linkedin.com/in/leehenson/

A big part of embracing your chaos? Allowing yourself to make mistakes, to be imperfect, to interrupt, and to share tangents without censoring yourself. Join us next week for one of our "more serious" (kind of, not really) supportive episodes to help you build your unique version of a neurodivergent-friendly life! Watch the cooked chook trailer here! Enjoy getting lost once again in this week's absolute chaos with: questionable attention to detail and our surroundings impatiently ripping open boxes like feral animals estimating how long it actually takes to 'do the thing' forgetting our most important tasks AND reminding you to do your MIT too!!! You can find us on IG here: https://www.instagram.com/embraceyourchaospod/  We are also over on TikTok at: https://www.tiktok.com/@embraceyourchaospod/ QUICK DISCLAIMERS: This show is MA15+ for neurodivergent adults who don't mind swearing, interruptions, loud "OMG I JUST REMEMBERED..." moments, tangents, and fast talking chaos queens who are just doing their frickin' best. Love, your chaotic friends Ceri and Nannon xoxo

In this episode, we break down the small but powerful estimating nuances that separate average quotes from ones that actually get signed. From how you present pricing to the subtle details that build trust and confidence, you'll learn practical ways to turn more of your bids into closed deals without racing to the bottom on price.

In this episode of the Sargent On Track Podcast's Sargent 100 interview series, Sebastian sits down with Patrick Findlen, a longtime employee who joined Sargent in 1986 after returning to geology and stayed with the company through 2016. Pat shares how he helped Estimating by locating and permitting gravel, borrow, clay, and other material sources, and how that work later led him into a field-focused safety role supporting crews in both New England and the Mid-Atlantic. Along the way, he reflects on the leadership and values that shaped the company across different eras, including the importance of keeping your word, treating people fairly, and holding the line on safety.If you liked this week's episode and are interested in becoming an Employee-Owner at Sargent, please visit our careers page on the Sargent website.https://sargent.us/apply/If you have an episode suggestion, please send your idea to:sbennage@sargent.us

Kyle Stewart, Senior Manager of Estimating at Exyte, joins our host Gareth McGlynn for a conversation on preconstruction and estimating within the semiconductor and advanced technology space. An applied mathematics graduate with a stint teaching high school calculus before moving into project controls at Jacobs Engineering, Kyle now leads estimates on some of the most technically demanding construction projects being built today.Key Topics Covered:Career Path: From applied mathematics and high school teaching to project controls at Jacobs Engineering, now leading estimates on semiconductor and advanced technology facilities at Exyte.Technology & AI: The evolution of estimating technology and where AI fits into preconstruction today.Communicating Escalation: Managing and presenting rising project costs and risk to clients and stakeholders.Compressed Design and Construction Timelines: The pressures driving accelerated schedules for semiconductor and data center builds amid the AI boom.Advanced Technology Facility Complexity: The unique estimating and delivery challenges of semiconductor and high-tech manufacturing construction.Kyle delivers a technically sharp and honest look at the realities of estimating mega-scale advanced technology facilities at a time when speed, cost, and complexity are all pulling in different directions.You can connect with Kyle via his Linkedin: https://www.linkedin.com/in/kyleestewart/

The lawn care business can be a very enjoyable business, but there is one aspect of the business that all new beginners seem to struggle with, Estimating! Today I talk about some of the main things one needs to know and understand to be able to estimate accurately.  **Backed by EARTHAPRO** Visit www.earthapro.com Use CODE mowinginthedark25 at checkout to get 25% off your first year! Helcim Credit Card Processing: https://link.helcim.com/tNJop5Ll WaveApps: https://www.waveapps.com/   **Please give the podcast a 5 star rating and review in Apple Podcasts.** If you would like to be interviewed on the pod please send me an email and let me know. I would love to have you on. sutterbrotherslawn@gmail.com Support the Pod: http://www.buymeacoffee.com/mowinginthedark     Check out my business websites:  www.gravelblasters.com , www.sutterbrotherslawncare.com

#842 If you're feeling stuck between overplanning and underplanning, this is the episode for you! In part 1 of this powerful two-part lesson from Module 9 of our Build My Money Machine program, host Justin Williams breaks down how to create a simple, actionable, and evolving one-page business plan — and why implementation is everything. You'll learn how to clarify what you want to do, how much money you want to make, by when, and how to reverse engineer your success. Whether you're just starting or hitting reset, this lesson will help you plan smarter and take action faster! (Check out ⁠⁠⁠⁠⁠⁠⁠⁠Part 2⁠!) (Original Air Date - 7/31/25) What Justin discusses on today's episode: + The danger of overplanning + Why no plan is also a problem + Your plan is a living document + Three key questions every plan answers + Importance of setting a money goal + How to reverse engineer your income + Real-world example from satellite business + Estimating numbers to reach your target + Why implementation matters more than planning + Planning as a constant, evolving process Watch the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠video podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ of this episode! Did you love this episode? Listen to ⁠Module 8⁠ next! Ready to create a 7-figure business of your own? Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BuildMyMoneyMachine.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to get started today! To get access to our FREE Business Training course go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠MillionaireUniversity.com/training⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠millionaireuniversity.com/sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

Brians Questions: My sister and brother-in-law would like to recruit/hire me to install/build built-in bank of drawers and shelves for them for their new home. The only relatable experience I have with this type of woodworking is building a face frame cabinet and constructing some under the bed drawer storage, each of which I have done exactly one time. The remainder of my woodworking experience has involved making small knick-knacks such as cutting boards, boxes, etc. Considering your experience with built-in shelving and closets, I was hoping you could lend me your expertise in regards to the following questions:  1. What's the easiest way to go about coming up with accurate calculations for the amount of materials I'll need? I might need a very dumbed down explanation.  2. How do you price projects like this? Do you estimate the time it will take and give the customer a set price, or do you use a time + materials structure? I want to help my sister do this for significantly less than she would pay someone else, but I also don't want to be committing an undetermined amount of my time for free. Thanks in advance for all your help. Zach Owens I have a question about Sawstops and the brake cartridge. I recently tripped my brake last night after changing from a Forest Woodworker blade to a Diable blade. Not sure why it happened. They are both 10" blades. Any suggestions for how to prevent this from happening in the future? Mark Guys Questions: I've had this question in my mind for a few months now. How do I know when I'm qualified and ready to teach others how to woodwork? For context, I am a teacher by trade, and have only been woodworking for about 2 and a half years. I am single and have no family, so I do have a lot of time to myself. I primarily use hand tools though I occasionally break out my track saw for sheet goods. I don't have any experience with power tools like a table saw, bandsaw, jointer, planer. My dovetails range from "functional-but-ugly" to "decent", I can chop out mortises with chisels, I can joint my edges with my hand plane, and I can get my surfaces to be "flat enough". With all that said, is there a point where you know you can effectively teach others how to woodwork? Down the line, I wouldn't mind being able to teach some hand tool woodworking classes. I do want to hold myself to a high standard and to be able to teach everyone proper technique without seriously hurting themselves. Thanks in advance for your input, Jose 1. Over the past a couple years I have gotten spoiled by building with a bunch of rift sawn white oak veneer, large slabs of walnut where I can cut parts out as I see fit.  Now I can't go back to flat sawn boards!! All I see is the glue line, cathedrals that don't match, or kinda do and just a jumble of boards that just kinda go together. Am I doomed to only hunt for the straightest best grain board? How do you guys incorporate flat sawn (cathedrals) and other wildly grain boards into your work? Or are you only trying to select straight grain for table tops, and use flat sawn stuff for lesser seen parts? Jesse Huys Questions: My question is about moving my shop.  My wife and I are moving from California to Washington - about 800 miles north of us.  I'm going to upgrade from a 1 car garage shop to probably twice the space.   We're going to hire professional movers but I'm wondering how to prepare and ship certain machines.   The ones I think most about are the Sawstop, the Festool Kapex 120, the DeWalt 735 planer, and my Laguna 14" bandsaw also with wheels.   The Sawstop has an extension table.  Would you remove that or let the professional movers move the fully assembled saw?  I would remove the blade and cartridge.  How about the Kapex, planer, and Laguna bandsaw?  Any special precautions or recommendations there?    For my planes and handsaws am thinking lots of bubble wrap and packed into boxes.  Would appreciate your thoughts.  Thanks for the great show guys! Ron Novato, CA   Hi guys, I am relatively new to the podcast so maybe it has been talked about before, but I had a question about Maloof inspired rocking chairs. Have any of you attempted making a chair with a Maloof inspired design? If so, did you use/purchase a pattern and do you have any recommendations? I have found several patterns out there, but some of them are a bit pricey and I don't want to commit to a specific pattern without doing my research. I consider myself an intermediate woodworker and this would by far be the most difficult project I have attempted so any advise is appreciated. Zach

We dig deep in the soil on the topic of Native Plants in the Chatham Park Planned Development District (PDD) with our guests Vanessa Jenkins, Executive VP for Preston Development Company, and Kurt Bland, President and CEO of Bland Landscaping, as well as Hillary Moody, who runs the Design and Estimating teams at Bland. Bland Landscaping has been helping Chatham Park since construction began back in 2015, and continues to help us keep our neighborhoods, greenways and common areas as healthy and green as they can be. Their website is:https://blandlandscaping.com/

Biotech is one of the few areas in investing where specialized knowledge may still generate persistent alpha. In this episode of Excess Returns, D.A. Wallach, venture capitalist and co-founder of Time BioVentures, joins us to explain how biotech investing works, why development-stage drug companies behave like portfolios of options, and why specialist investors play such a large role in this market. We also explore the cycles that have driven biotech performance, the impact of interest rates and capital flows, and how AI and global competition may reshape the industry in the years ahead.D.A. Wallach – Twitterhttps://x.com/DAWallachTopics covered include• Why biotech may be one of the last areas where specialist investors can generate persistent alpha• The “bag of options” framework for valuing development-stage biotech companies• How probabilities of drug success and clinical base rates drive biotech valuations• Why rising interest rates hit biotech stocks harder than many other sectors• How capital flows and investor narratives create boom-and-bust cycles in biotech• What happened to biotech during the pandemic surge and the post-COVID downturn• Why AI and tech narratives compete with biotech for investor attention• The role of specialist biotech hedge funds in the public markets• How large pharmaceutical companies drive returns through biotech acquisitions• Differences between biotech venture capital and traditional tech venture investing• How venture investors evaluate drug development programs and scientific evidence• Portfolio construction and diversification when investing in highly uncertain biotech companies• The emerging role of China in clinical trials and global drug development• Whether AI can improve drug discovery, clinical trials, and pharmaceutical R&D productivity• Why investors should avoid rigid value vs growth ideologies and stay adaptableTimestamps00:00 Why biotech investing requires specialized knowledge01:40 Is biotech one of the last places for persistent active alpha?02:45 The “bag of options” model for valuing biotech companies05:00 Drug development phases and probabilities of success07:00 Using base rates to estimate clinical trial success09:20 Estimating total addressable markets for new drugs11:10 Why rising interest rates hurt biotech valuations13:00 Capital flows and why biotech underperformed in recent years15:30 The biotech boom and bust around the COVID pandemic18:00 How AI and tech compete with biotech for investor capital22:20 The role of specialist biotech hedge funds24:00 How pharmaceutical acquisitions drive biotech returns25:20 How biotech venture capital differs from tech VC30:50 Why biotech investors must evaluate complex scientific data34:20 Where AI may improve drug discovery and R&D productivity42:00 Portfolio construction and diversification in biotech venture investing44:30 Volatility, valuation marks, and private market pricing48:00 Managing risk across different drug technologies and disease areas49:30 Why China is becoming important for clinical trials53:00 Why biotech investing must be viewed as a global industry54:30 The importance of flexibility between value and growth investing58:50 Will investing become more systematic and quantitative over time

In this episode, host Kristin Hayes sits down with Resources for the Future (RFF) Senior Fellow Bryan Hubbell to look back at Hubbell's public-service career at the US Environmental Protection Agency (EPA). As an environmental economist, Hubbell led efforts to integrate the social sciences into EPA's environmental policy research and establish methods to calculate the benefits of clean air. Under his leadership, EPA developed the Environmental Benefits Mapping and Analysis Program, which has provided an accessible and rigorous way to evaluate the impacts of air-pollution regulations. The quantification and monetization of air-quality benefits are foundational to benefit-cost analyses, which Hubbell stresses are crucial to well-informed policy decisionmaking. Hubbell maintains that recent efforts to remove benefit calculations from federal benefit-cost analysis practices do not stack up against the years of stringent testing and research invested into creating these measures. References and recommendations: “If/Then: Ignoring the Benefits of Air Pollution Regulations Will Lead to Worse Policy Decisions” by Bryan Hubbell and Alan Krupnick; https://www.resources.org/common-resources/ifthen-ignoring-the-benefits-of-air-pollution-regulations-will-lead-to-worse-policy-decisions/ “How the US Environmental Protection Agency Got It Wrong About Monetizing Benefits of Air Pollution Regulations” by Bryan Hubbell and Alan Krupnick; https://www.rff.org/publications/reports/how-the-us-environmental-protection-agency-got-it-wrong-about-monetizing-benefits-of-air-pollution-regulations/ “Benefits and Costs of the Clean Air Act 1990–2020” from the US Environmental Protection Agency; https://www.epa.gov/clean-air-act-overview/benefits-and-costs-clean-air-act-1990-2020-report-documents-and-graphics “Estimating the Public Health Benefits of Proposed Air Pollution Regulations” from the National Academies of Sciences, Engineering, and Medicine; https://www.nationalacademies.org/publications/10511 “Particles of Truth: A Story of Discovery, Controversy, and the Fight for Healthy Air” by C. Arden Pope III and Douglas W. Dockery; https://www.penguinrandomhouse.com/books/771621/particles-of-truth-by-c-arden-pope-iii-and-douglas-w-dockery-foreword-by-gina-mccarthy/ “The Heat Will Kill You First: Life and Death on a Scorched Planet” by Jeff Goodell; https://www.hachettebookgroup.com/titles/jeff-goodell/the-heat-will-kill-you-first/9780316497558/ Subscribe to stay up to date on podcast episodes, news, and research from Resources for the Future: https://www.rff.org/subscribe/

"How do you estimate something you've never done before?" Construx gets that question a lot. This podcast identifies how to approach estimating when you have a lot of unknown items. Join Construx's Earl Beede and Steve Tockey as they look at techniques for making the unknown less unknown, bounding the uncertainty, and planning through the unknown. Hosted by Mark Griffin

Do nine-ending prices really work?  Will £9.99 sell more than £10.00? Can it be used for high-quality products? What about hedonic products? Can it be used on speed limits?  For years this debate has raged on. But today on Nudge, I speak with pricing expert Dr Markus Husemann-Kopetzky to settle the argument. ---  Markus' book: https://amzn.to/46Hetcg  Unlock the Nudge Vaults: https://www.nudgepodcast.com/vaults Join 10,534 readers of my newsletter: https://www.nudgepodcast.com/mailing-list  Connect on LinkedIn: https://www.linkedin.com/in/phill-agnew/  --- Today's sources:  Gendall, P. (1998). Estimating the effect of odd pricing. Journal of Product & Brand Management, 7(5), 421–432. Husemann-Kopetzky, M. (2018). Handbook on the psychology of pricing: 100+ effects on persuasion and influence every entrepreneur, marketer and pricing manager needs to know. Independently published. ITN Archive. (2022, November 28). “I will not accept that it's a highly dangerous road” (1988) [Video]. YouTube. Kim, J., Novemsky, N., & Dhar, R. (2013). Adding small differences can increase similarity and choice. Psychological Science, 24(2), 176–182. Nunes, J. C., & Park, C. W. (2003). Incommensurate resources: Not just more of the same. Journal of Marketing Research, 40(1), 26–38. Rubinstein, A., & Yee, V. (2020). The left-digit bias: When and why are consumers penny wise and pound foolish? Journal of Marketing Research, 57(3), 467–485. Schindler, R. M., & Kibarian, T. M. (1996). Increased consumer sales response through use of 99-ending prices. Journal of Retailing, 72(2), 187–199. Shotton, R. (2018). The choice factory: 25 behavioural biases that influence what we buy. Harriman House. Suwelack, T., Hogreve, J., & Hoyer, W. D. (2011). Understanding money-back guarantees: Cognitive, affective, and behavioral effects. Journal of Retailing, 87(4), 462–478. Wadhwa, M., & Zhang, K. (2015). This number just feels right: The impact of roundedness of price numbers on product evaluations. Journal of Consumer Research, 41

The headlines shout that AI is coming for every job...We've been hearing the same siren all year, so we sat down and mapped the real fault line between work that moves data and work that moves atoms. From roofing valleys and LVL cut strategies to drone surveys and one-click renderings, we break down what actually changes on site—and what still needs a skilled human to adapt when the plan meets the weather.We start with the fear and the flashy predictions, then test them against field reality. Estimating and rendering are already transforming: a window schedule can become a clean order in seconds, and a drone shot plus a smart prompt can show a client a near-final exterior before the roof is sheathed. That's leverage for builders, not a pink slip. Meanwhile, the trades that live on ladders, in crawlspaces, and under eaves remain stubbornly resistant to automation. A demo bot can lay shingles on a clean patch; it can't climb, handle a dormer, or fix a tricky valley while checking flashing and safety. Judgment, improvisation, and accountability still belong to people.We also share practical wins that anyone can copy. Feed your estimating sheet to a smart tool and tighten formulas you've trusted for years. Use AI to minimize waste on 48-foot LVLs with real inventory constraints. Pair drones with mapping to compress weeks of surveying into minutes, then walk the land to confirm blind spots under trees. And if you're early in your career, stack trade certifications with AI fluency—be the person who turns messy inputs into clear decisions. That's how you stay valuable no matter how fast the software moves.Want more like this? Subscribe, share the show with a friend in the trades, and leave a quick review so others can find us. Then tell us: what job on your site would you never trust to a bot?

Steven Badger from Zelle LLP joins us to talk about all the "hot topics" in the always interesting world of hail and other weather-related claims.  Steve will cover all the emerging trends in these claims, including current fraud and other abuse schemes, and provide his recommendations on how to address the common issues. He will also talk about what he is seeing with recent expanded use of the appraisal process.  Finally, Steve will talk about how his clients are addressing these issues through underwriting and policy wording changes. Notable Timestamps [ 00:07 ] - The episode introduces a discussion on emerging trends in hail and weather-related insurance claims, including fraud schemes, disputes over damage assessments, and how insurers are exploring underwriting and policy wording changes to address recurring issues. [ 01:22 ] - A key industry trend is shifting toward bigger-picture solutions that reduce disputes altogether, such as improving building resilience or changing claims processes so insurers and policyholders spend less time fighting over losses. [ 02:12 ] - Roof resiliency is a major topic. If roofing materials could withstand moderate hail, many claims would never occur, raising debate about requiring more durable materials like Class 4 hail-resistant roofing in hail-prone states. [ 03:28 ] - Some insurers already offer premium discounts for homes with Class 4 hail-rated roofs, but experts argue broader mandates may be necessary to significantly reduce hail claim frequency and stabilize insurance markets. [ 05:39 ] - Insurers report a rise in fabricated hail and wind damage claims, particularly during slow storm years when contractors relying on storm work may be tempted to create damage to generate insurance-funded repairs. [ 07:24 ] - Fabricated damage raises complex coverage questions. If a contractor intentionally damages property, insurers must consider whether the loss could fall under vandalism or malicious mischief provisions. [ 09:40 ] - Disputes often shift from scope of damage to pricing. Estimating tools like Xactimate help set initial reserves, but they are still estimates and can be manipulated by adding or removing line items. [ 11:27 ] - Many policies ultimately require payment based on the "amount actually incurred," meaning the real cost of repairs. This shifts focus from software estimates to contracts, invoices, and proof of actual payments. [ 14:08 ] - Contractors and public adjusters may inflate estimates within software systems, even adding items like adjuster commissions that are often not covered, which can raise unrealistic expectations for policyholders. [ 15:33 ] - One strategy to counter inflated estimates is obtaining real competitive contractor bids. Presenting an independent price for the same work can help challenge excessive claims and refocus negotiations on actual costs. Your PLRB Resources Invoking "Our Option" – Increased Use of Preferred Contractor Networks https://www.youtube.com/watch?v=kC_WAl0N7gI The Appraisal Process – Is it Still Useful to Resolve Disputed Claims? https://www.youtube.com/watch?v=v5YgKpL5FlI&t=1s Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at "Property and Liability Resource Bureau" Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

Another episode where the guest is not a sense-making prophet or a galaxy-brained guru, as we engage in academic dialogos with Oxford psychologist Andrew Przybylski. This is a preview of our Decoding Academia series on Patreon (now 30+ episodes deep), where we swap internet gurus and rhetoric for actual researchers and empirical debates.Andrew's work spans motivation, gaming, and digital technology. His most recent crime is that he studies the impact of technology and has not found evidence that it is destroying wellbeing and ushering in civilisational collapse. We discuss the ongoing moral panic around smartphones, social media, and teenagers' allegedly pulverised minds and why much of the debate rests on statistical techniques roughly equivalent to staring deeply at Excel spreadsheets and hammering SPSS until the desired narrative appears.We get into measurement problems around “screen time,” why trivially small correlations become front-page catastrophes, and how the discourse rewards confident storytelling far more than (boring) careful causal inference. Also covered: cross-cultural evidence, the policy implications of airport pop science bestsellers, and the potential civilisational threat posed by Warhammer 40k.If you enjoy episodes where we analyse methods rather than metaphysics, the full Decoding Academia series lives on Patreon.Relevant Research (Przybylski & collaborators)Andrew's Academic Profile and Personal WebsiteFassi, L., Ferguson, A. M., Przybylski, A. K., Ford, T. J., & Orben, A. (2025). Social media use in adolescents with and without mental health conditions. Nature human behaviour, 9(6), 1283-1299.Vuorre, M., & Przybylski, A. K. (2023). Estimating the association between Facebook adoption and well-being in 72 countries. Royal Society open science, 10(8).Vuorre, M., Orben, A., & Przybylski, A. K. (2021). There is no evidence that associations between adolescents' digital technology engagement and mental health problems have increased. Clinical Psychological Science, 9(5), 823-835.Orben, A., & Przybylski, A. K. (2019). The association between adolescent well-being and digital technology use. Nature human behaviour, 3(2), 173-182.Orben, A., Dienlin, T., & Przybylski, A. K. (2019). Social media's enduring effect on adolescent life satisfaction. Proceedings of the National Academy of Sciences, 116(21), 10226-10228.Przybylski, A. K., & Weinstein, N. (2017). A large-scale test of the goldilocks hypothesis: quantifying the relations between digital-screen use and the mental well-being of adolescents. Psychological science, 28(2), 204-215.Johannes, N., Vuorre, M., & Przybylski, A. K. (2021). Video game play is positively correlated with well-being. Royal Society open science, 8(2), 202049.Przybylski, A. K., Rigby, C. S., & Ryan, R. M. (2010). A motivational model of video game engagement. Review of general psychology, 14(2), 154-166.

In episode 2 of season 4 of The Restoration Master Class, experts Robb Harrell, VP of Strategic Accounts at DocuSketch, and Todd Van Sant, VP of Estimating at ATI Restoration, break down how AI is transforming restoration estimating and claims.From faster estimate creation and blueprint analysis to tools that help enforce carrier guidelines, AI is reshaping workflows — but not replacing human expertise. They discuss the opportunities, limitations, regulatory realities, and why experienced judgment remains critical as the industry moves toward faster, more accurate indemnification.

In episode 2 of season 4 of The Restoration Master Class, experts Robb Harrell, VP of Strategic Accounts at DocuSketch, and Todd Van Sant, VP of Estimating at ATI Restoration, break down how AI is transforming restoration estimating and claims.From faster estimate creation and blueprint analysis to tools that help enforce carrier guidelines, AI is reshaping workflows — but not replacing human expertise. They discuss the opportunities, limitations, regulatory realities, and why experienced judgment remains critical as the industry moves toward faster, more accurate indemnification.

Thanks to our Partners, NAPA TRACS, Today's Class, KUKUI, and Pit Crew Loyalty Watch Full Video Episode Host Carm Capriotto dives into the untapped power of Shop Management Systems (SMS) with business coach Dave Schedin and Ben Dexter, National Training Manager at NAPA TRACS. Together, they reveal how two often-overlooked tools, categories and canned jobs, can dramatically improve shop efficiency, consistency, and profitability. The conversation highlights how a smarter system setup leads to faster workflows, clearer data, and stronger decision-making. Key Topics Discussed Unlocking the Power of Categories: Dave Schedin explains the importance of tracking three core labor types: Diagnostic, Preventative Maintenance, and Repair. When categorized correctly, shop owners can pinpoint exactly where time and money are gained—or lost. Building the “Superhighway” to Faster Estimates: Schedin compares developing Canned Jobs to constructing a freeway: it takes an upfront investment of time, but once built, it enables rapid, efficient estimating. Professional Communication: Canned jobs help replace vague descriptions with clear, value-focused explanations. This allows newer advisors to communicate like seasoned professionals while ensuring consistent pricing, messaging, and storytelling across the shop. Turning Data into Profit: Ben Dexter reinforces the principle of “garbage in, garbage out”: without clean, organized data, shop owners are simply guessing. By mastering categories and canned jobs, shop owners can turn their management system into a powerful engine for clarity, consistency, and long-term profitability. Timestamps 00:00:00 – Introduction 00:03:15 – The Three Labor Categories (Diagnostic, PM, Repair) 00:05:45 – Creating Smart Warranty Categories 00:08:20 – Data Integrity: “Garbage In, Garbage Out” 00:14:15 – Canned Jobs & Professional Storytelling 00:16:30 – “Level 10” Jobs & Built-In Parts Triggers 00:18:00 – Reducing Advisor Cognitive Load 00:19:45 – Generic Jobs vs. Vehicle-Specific “Pro Jobs” 00:22:30 – Helping New Advisors Sound Like Pros 00:25:00 – Writing Complex Estimates in 2–3 Minutes 00:29:15 – The ROI: 15–20% Sales Growth Potential 00:31:00 – Building the Estimating “Superhighway” Dave Schedin, CompuTrek Automotive Management Systems. Dave's previous episodes HERE Ben Dexter, National Training Manager, NAPA TRACS. Find Ben's other episodes HERE Thanks to our Partner, NAPA TRACS NAPA TRACS will move your shop into the SMS fast lane with onsite training and six days a week of support and local representation. Find NAPA TRACS on the...

We're dropping another straight-from-the-trenches episode. Host Luke Eggebraaten brings on Brad from Teach Me Dirt, the channel dedicated to exposing the real, often gatekept techniques in dirt work, excavation, and civil construction. Brad's straight-up mission: "I teach all of the gatekept methods of the dirt work, excavation, and civil construction industries for you." On his YouTube (@TeachMeDirt), he delivers practical breakdowns—takeoffs, grading, bidding, stormwater calcs, and the kind of operator know-how that actually gets jobs done right and profitable. Expect no-nonsense discussion on excavation tricks, civil site realities, and hard-won lessons from the field. Raw, useful, and zero fluff. Check out Brad's channel: www.youtube.com/@TeachMeDirt IG - @teachmedirt TikTok - @teachmedirt Book a free strategy call with Phaser Marketing (775) DIRT-BAG : https://calendly.com/d/cm59-rf4-hgq/investing-in-a-new-construction-website?month=2025-05 Huge Thanks to our sponsors: Charlie Huff - Need a certificate of insurance? Done. Adding a new piece of equipment to the fleet? Consider it handled. Got an audit breathing down your neck? Charlie's already on it. This is full-service insurance from people who care and understand—and it shows. Whether you're a one-crew start-up or managing a multi-state operation, Charlie makes sure you're covered right the first time so you can focus on growing, hiring, and hauling. Call (435) 764-4833 or visit https://trupointco.com/ Eljen - Revolutionizing Onsite Wastewater Management Backed by decades of engineering expertise, the Eljen GSF® A42 system uses a layered approach combining geotextile fabric and a plastic core to optimize effluent treatment. This modular leachfield design increases filtration efficiency, reduces the required installation footprint, and protects soil absorption capacity for the long term. Especially effective in space-constrained or environmentally sensitive areas, it offers a reliable, sustainable upgrade to traditional septic systems. Learn more at: eljen.com SludgeHammer - Enhancing Septic System Performance with Advanced Microbiology By introducing a proprietary blend of live bacteria into existing septic tanks, SludgeHammer systems biologically transform waste processing. This method restores failing leach fields, reduces sludge buildup, and supports environmentally friendly water recycling without the need for major system overhauls. Certified for performance and scalability, the solution is ideal for homes, businesses, and larger-scale applications. Discover the details at: sludgehammer.net Thanks for listening!

Estimating isn't just math—it's how contractors decide which risks they're willing to own. In this episode of the Construction Genius Podcast, Eric Anderton talks with Chris Clausing, Director of Program and Curriculum Innovation for Construction at Colibri Group, about why estimating is still more art than science—and why contractors consistently miss the risk margin that protects profit. Drawing on 25 years as a commercial general contractor, Chris explains how regional differences, niche discipline, poor handoffs, and earned value blind spots quietly erode margins. They also discuss how AI can help identify estimating risks—if it's adopted thoughtfully. If you've ever won work that you later wished you hadn't, this episode will change how you think about estimating.  

Dr. Olivier de Hon is the Chief Science Officer and Director of Intelligence and Investigations at Doping Authority Netherlands. In this episode, he shares more about the history of the organization, progress in estimating doping prevalence, challenges in assessing the effectiveness of anti-doping programs, and considerations for promoting clean sport among elite athletes as well as recreational athletes in gyms and fitness centers.

Cross-posted to LessWrong.Summary History's most destructive ideologies—like Nazism, totalitarian communism, and religious fundamentalism—exhibited remarkably similar characteristics: epistemic and moral certainty extreme tribalism dividing humanity into a sacred “us” and an evil “them” a willingness to use whatever means necessary, including brutal violence. Such ideological fanaticism was a major driver of eight of the ten greatest atrocities since 1800, including the Taiping Rebellion, World War II, and the regimes of Stalin, Mao, and Hitler. We focus on ideological fanaticism over related concepts like totalitarianism partly because it better captures terminal preferences, which plausibly matter most as we approach superintelligent AI and technological maturity. Ideological fanaticism is considerably less influential than in the past, controlling only a small fraction of world GDP. Yet at least hundreds of millions still hold fanatical views, many regimes exhibit concerning ideological tendencies, and the past two decades have seen widespread democratic backsliding. The long-term influence of ideological fanaticism is uncertain. Fanaticism faces many disadvantages including a weak starting position, poor epistemics, and difficulty assembling broad coalitions. But it benefits from greater willingness to use extreme measures, fervent mass followings, and a historical tendency to survive and even thrive amid technological and societal upheaval. Beyond complete victory or defeat, multipolarity may [...] ---Outline:(00:16) Summary(05:19) What do we mean by ideological fanaticism?(08:40) I. Dogmatic certainty: epistemic and moral lock-in(10:02) II. Manichean tribalism: total devotion to us, total hatred for them(12:42) III. Unconstrained violence: any means necessary(14:33) Fanaticism as a multidimensional continuum(16:09) Ideological fanaticism drove most of recent historys worst atrocities(19:24) Death tolls dont capture all harm(20:55) Intentional versus natural or accidental harm(22:44) Why emphasize ideological fanaticism over political systems like totalitarianism?(25:07) Fanatical and totalitarian regimes have caused far more harm than all other regime types(26:29) Authoritarianism as a risk factor(27:19) Values change political systems: Ideological fanatics seek totalitarianism, not democracy(29:50) Terminal values may matter independently of political systems, especially with AGI(31:02) Fanaticisms connection to malevolence (dark personality traits)(34:22) The current influence of ideological fanaticism(34:42) Historical perspective: it was much worse, but we are sliding back(37:19) Estimating the global scale of ideological fanaticism(43:57) State actors(48:12) How much influence will ideological fanaticism have in the long-term future?(48:57) Reasons for optimism: Why ideological fanaticism will likely lose(49:45) A worse starting point and historical track record(50:33) Fanatics intolerance results in coalitional disadvantages(51:53) The epistemic penalty of irrational dogmatism(54:21) The marketplace of ideas and human preferences(55:57) Reasons for pessimism: Why ideological fanatics may gain power(56:04) The fragility of democratic leadership in AI(56:37) Fanatical actors may grab power via coups or revolutions(59:36) Fanatics have fewer moral constraints(01:01:13) Fanatics prioritize destructive capabilities(01:02:13) Some ideologies with fanatical elements have been remarkably resilient and successful(01:03:01) Novel fanatical ideologies could emerge--or existing ones could mutate(01:05:08) Fanatics may have longer time horizons, greater scope-sensitivity, and prioritize growth more(01:07:15) A possible middle ground: Persistent multipolar worlds(01:08:33) Why multipolar futures seem plausible(01:10:00) Why multipolar worlds might persist indefinitely(01:15:42) Ideological fanaticism increases existential and suffering risks(01:17:09) Ideological fanaticism increases the risk of war and conflict(01:17:44) Reasons for war and ideological fanaticism(01:26:27) Fanatical ideologies are non-democratic, which increases the risk of war(01:27:00) These risks are both time-sensitive and timeless(01:27:44) Fanatical retributivism may lead to astronomical suffering(01:29:50) Empirical evidence: how many people endorse eternal extreme punishment?(01:33:53) Religious fanatical retributivism(01:40:45) Secular fanatical retributivism(01:41:43) Ideological fanaticism could undermine long-reflection-style frameworks and AI alignment(01:42:33) Ideological fanaticism threatens collective moral deliberation(01:47:35) AI alignment may not solve the fanaticism problem either(01:53:33) Prevalence of reality-denying, anti-pluralistic, and punitive worldviews(01:55:44) Ideological fanaticism could worsen many other risks(01:55:49) Differential intellectual regress(01:56:51) Ideological fanaticism may give rise to extreme optimization and insatiable moral desires(01:59:21) Apocalyptic terrorism(02:00:05) S-risk-conducive propensities and reverse cooperative intelligence(02:01:28) More speculative dynamics: purity spirals and self-inflicted suffering(02:03:00) Unknown unknowns and navigating exotic scenarios(02:03:43) Interventions(02:05:31) Societal or political interventions(02:05:51) Safeguarding democracy(02:06:40) Reducing political polarization(02:10:26) Promoting anti-fanatical values: classical liberalism and Enlightenment principles(02:13:55) Growing the influence of liberal democracies(02:15:54) Encouraging reform in illiberal countries(02:16:51) Promoting international cooperation(02:22:36) Artificial intelligence-related interventions(02:22:41) Reducing the chance that transformative AI falls into the hands of fanatics(02:27:58) Making transformative AIs themselves less likely to be fanatical(02:36:14) Using AI to improve epistemics and deliberation(02:38:13) Fanaticism-resistant post-AGI governance(02:39:51) Addressing deeper causes of ideological fanaticism(02:41:26) Supplementary materials(02:41:39) Acknowledgments(02:42:22) References --- First published: February 12th, 2026 Source: https://forum.effectivealtruism.org/posts/EDBQPT65XJsgszwmL/long-term-risks-from-ideological-fanaticism --- Narrated by TYPE III AUDIO. ---Images from the article:Apple Podcasts and Spotify do not show images in the episode description. Try Pocket Casts, or another podcast app.

Estimating can bring out strong reactions, and for good reason. Mike Cohn and Brian Milner unpack why it gets misused, what “estimate responsibly” really means, and how to use planning to make better decisions without turning numbers into weapons. Overview In this episode, Brian sits down with Mike Cohn to talk about estimating and planning in a way that teams can actually live with. They explore why estimates became such a hot button topic, what the “no estimates” movement is reacting to, and how Mike's thinking has evolved over time. You will hear practical guidance on story points versus time, why teams should estimate only when it helps someone make a decision, and how to keep estimates from damaging trust. They also cover where flow metrics help, where they fall short, and how teams build credibility with leadership through responsible planning. References and resources mentioned in the show: Mike Cohn Estimating & Planning in Agile - A 2026 Field Guide Accurate Agile Planning Course Blog: Estimating and Planning in Agile: Why They Still Matter in 2026 by Mike Cohn Blog: Getting Better Estimates Is Easier Than You Think by Mike Cohn Blog: What Are Agile Story Points? By Mike Cohn Subscribe to the Agile Mentors Podcast Want to get involved? This show is designed for you, and we'd love your input. Enjoyed what you heard today? Please leave a rating and a review. It really helps, and we read every single one. Got an Agile subject you'd like us to discuss or a question that needs an answer? Share your thoughts with us at podcast@mountaingoatsoftware.com This episode's presenters are: Brian Milner is a Certified Scrum Trainer®, Certified Scrum Professional®, Certified ScrumMaster®, and Certified Scrum Product Owner®, and host of the Agile Mentors Podcast training at Mountain Goat Software. He's passionate about making a difference in people's day-to-day work, influenced by his own experience of transitioning to Scrum and seeing improvements in work/life balance, honesty, respect, and the quality of work. Mike Cohn, CEO of Mountain Goat Software, is a passionate advocate for agile methodologies. Co-founder of Agile Alliance and Scrum Alliance, he thrives on helping companies succeed with Agile and witnessing its transformative impact on individuals' careers. Mike resides in Northern Idaho with his family, two Havanese dogs, and an impressive hot sauce collection.

Today, we are joined by Rob Carver to unpack one of the most volatile weeks seen in commodity markets in years. The conversation centers on silver's sharp rise and sudden collapse, using it as a case study in volatility targeting, liquidity risk, and disciplined position sizing. From Freaky Friday to broader dislocations across assets, they examine why systematic risk management matters when markets move faster than narratives. The discussion expands into diversification, correlation assumptions, alternative markets, and new research on trend portfolio construction, offering a grounded reminder that survival often matters more than precision.-----50 YEARS OF TREND FOLLOWING BOOK AND BEHIND-THE-SCENES VIDEO FOR ACCREDITED INVESTORS - CLICK HERE-----Follow Niels on Twitter, LinkedIn, YouTube or via the TTU website.IT's TRUE ? – most CIO's read 50+ books each year – get your FREE copy of the Ultimate Guide to the Best Investment Books ever written here.And you can get a free copy of my latest book “Ten Reasons to Add Trend Following to Your Portfolio” here.Learn more about the Trend Barometer here.Send your questions to info@toptradersunplugged.comAnd please share this episode with a like-minded friend and leave an honest Rating & Review on iTunes or Spotify so more people can discover the podcast.Follow Rob on Twitter.Episode TimeStamps:00:00 - Introduction to the Systematic Investor Series03:56 - Freaky Friday in precious metals04:29 - How Rob trades silver in a volatility adjusted framework10:25 - When volatility forces position reduction12:38 - Liquidity myths in hot commodity markets16:25 - Risk management lessons from silver's collapse22:28 - Dislocations across assets beyond metals24:54 - Fed chair speculation and muted market reactions31:33 - Discretionary versus systematic decision making34:03 - Trend barometer and market breadth update37:34 - Estimating portfolio correlation from PnL41:18 - Correlation versus volatility predictability45:13 - MAN Group paper...

#768 If you don't know where you're going, how will you ever get there? In this powerful lesson from Module 3 of the Build My Money Machine program, Choose Your Own 7-Figure Adventure, host Justin Williams explores the importance of personal clarity and how it directly fuels your path to entrepreneurial success. Using lessons from Alice in Wonderland, brain science, and Maslow's Hierarchy of Needs, you'll learn why most people are lost — and how to rise above the noise by defining your ideal life. From e-foils to business models, this episode is packed with stories, mindset shifts, and a practical visioning exercise to help you design your dream life and figure out what it will take to fund it. Let's get clear, get focused, and get ready to build! (Original Air Date - 6/5/25) What Justin discusses on today's episode: + Why most people lack direction + Power of personal clarity + Lessons from Alice in Wonderland + How the brain filters information + The Bader-Meinhof phenomenon explained + Maslow's Hierarchy and goal setting + Creating your ideal life vision + Aligning business with personality + Estimating the cost of your dream life + Designing a business like a game Watch the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠video podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ of this episode! Did you love this episode? Listen to ⁠⁠Module 2⁠⁠⁠⁠⁠⁠⁠⁠ next! Ready to create a 7-figure business of your own? Go to ⁠⁠⁠⁠⁠BuildMyMoneyMachine.com⁠⁠⁠⁠⁠ to get started today! To get access to our FREE Business Training course go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠MillionaireUniversity.com/training⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠millionaireuniversity.com/sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

AI isn't replacing contractors. It's replacing wasted time. In this episode, Dominic Rubino sits down with Justin Dews to talk about how contractors are using AI for: ✅ Faster onboarding ✅ Cleaner estimating ✅ Fewer repeat questions ✅ Better use of company knowledge This isn't hype. It's practical tools that save hours every week. If you run a contracting or remodeling business, this episode will change how you think about AI. More about Justin Dews: LinkedIn: https://www.linkedin.com/in/justindews/ Company LinkedIn: https://www.linkedin.com/company/pathopt/ Site: https://www.pathopt.com/ Facebook: https://www.facebook.com/pathopt Instagram: https://www.instagram.com/pathopt1/ YouTube: @Pathopt SUBSCRIBE NOW: @Cabinetmakerprofitsystemcom @profittoolbelt4527 Also check out: Cabinet Maker Profit System: https://www.cabinetmakerprofitsystem.com Profit Toolbelt: https://www.profittoolbelt.com/ Contractor Wealth System: https://www.contractorwealthsystem.com #estimating #automationforbusiness #timeefficiency #contractor #constructiontips #businessstrategy #constructionlife #contracting #scalingstrategies #ai

Join Tommy Shaughnessy as he speaks with Logan, Managing Partner of Frictionless Capital, about the high-stakes race to build a global blockchain-based financial system. Logan shares his updated thesis on why monolithic, high-throughput architectures like Solana are winning the battle for real revenue and trading dominance over modular designs.They dive deep into the "Global Exchange" vision, the physics of time-to-inclusion, and how innovations like Proprietary AMMs (PropAMMs) are redefining market making. Logan also explores the broader implications of AI, from the compounding power of Grok to the societal impact of a robot-led workforce.

This episode focuses on how to teach the hard parts of flight training and how to fly with a deeper understanding of what the airplane and instruments are actually doing. We preview Mike Shiflett's upcoming presentation at the Redbird Migration Flight Training Conference, where he'll be covering how to teach the fundamentals of instructing, use scenarios and flowcharts effectively, and adapt the same lesson to different learner levels. We also share updates on new CFI Bootcamp offerings, including Online Ground Instruction, Remote Private Pilot Ground School, and the release of IFR Smart Study Pro. You'll hear detailed explanations of instrument concepts that are often misunderstood, including how a localizer works differently from a VOR, why OBS selection behaves differently, and how CDI sensing actually determines left/right course guidance. The episode also dives into commonly missed teaching points in chandelles, including proper power application and rudder usage during rollout. We close with practical IFR and CFI ProTips you can apply immediately, covering CDI bracketing, glideslope control techniques, and estimating distance on a standard 3° glidepath. This is flight training explained from an instructor's perspective — focused on clarity, technique, and real understanding, not rote procedures. In this episode: Teaching the hard parts of initial CFI training Using scenarios and flowcharts to teach ratings and endorsements Adapting lessons to different learner levels Online Ground Instruction and Remote PPL Ground School updates IFR Smart Study Pro overview How a localizer actually differs from a VOR OBS and HSI setup best practices Chandelles: power and rudder techniques most pilots miss CDI bracketing for course tracking Flying the glideslope with pitch, not power Estimating distance using a 3° glidepath

AI data centers are driving rapid demand growth, exposing the limits of traditional electricity forecasting and planning. --- Electricity demand in the United States is rising fast, fueled in large part by the rapid expansion of AI data centers. Grid operators have repeatedly revised their demand forecasts upward as they try to anticipate how much new power these facilities, along with other emerging loads such as advanced manufacturing and crypto mining, will require. In January, however, something unexpected happened. PJM Interconnection, the nation’s largest grid operator, lowered its demand growth outlook, just weeks after a capacity auction driven by expectations of booming demand produced record high prices. Estimating how much electricity new data centers and other large loads will actually add to the grid is difficult, and the uncertainty cuts both ways. Overestimating demand can leave consumers paying for grid infrastructure that never gets fully used. Underestimating it can threaten reliability. All of this is playing out as the rapid buildout of data centers is increasingly framed as a question of economic competitiveness and national security. On the podcast, Shana Ramirez and Arne Olson of Energy and Environmental Economics argue that while improving forecast accuracy remains important, uncertainty itself needs to play a more central role in how the grid is planned and governed. In a recent E3 paper, they lay out why demand forecasts will remain imperfect, and why grid rules and planning processes should be designed to work across a range of possible outcomes rather than relying on a single view of the future. Ramirez and Olson discuss the reliability and cost challenges this uncertainty creates and describe governance approaches that could help the power system remain reliable and affordable as new loads come online. Shana Ramirez is director, asset valuation and markets at E3. Arne Olson is a senior partner at E3. Related Content: Boomtowns in the Battery Belt: Risks and Opportunities of Clean Energy Investments in Small Towns of America https://kleinmanenergy.upenn.edu/research/publications/boomtowns-in-the-battery-belt-risks-and-opportunities-of-clean-energy-investments-in-small-towns-of-america/ Energy System Planning: New Models for Accelerating Decarbonization https://kleinmanenergy.upenn.edu/research/publications/energy-system-planning-new-models-for-accelerating-decarbonization/ Energy Policy Now is produced by The Kleinman Center for Energy Policy at the University of Pennsylvania. For all things energy policy, visit kleinmanenergy.upenn.edu.See omnystudio.com/listener for privacy information.

Are you drowning your leads with follow-up after follow-up? It's a mistake many service-based businesses make, thinking more is better. But in reality, too much follow-up could be killing your sales instead of helping them.In today's episode, we dive into a common problem many health and wellness businesses face: low conversion rates after generating quality leads. Lauren shares an in-depth example from one of her clients who was generating tons of leads but only achieving a 5% booking rate. We explore why this happens and how you can fix it. From the crucial need for accurate data tracking to the importance of defining a "qualified lead," we outline the tweaks to your sales funnel that will boost lead conversions and significantly reduce your marketing spend.In This Episode:- Case study of high leads and low conversion rates- Sample lead qualification and conversion framework- Estimating the value of opt-ins- The correct sequence of contacting leads- Episode wrap-up and call-to-actionListen to This Episode on Your Favorite Podcast Channel:Follow and listen on Apple: https://podcasts.apple.com/us/podcast/perpetual-traffic/id1022441491 Follow and listen on Spotify:https://open.spotify.com/show/59lhtIWHw1XXsRmT5HBAuK Subscribe and watch on YouTube: https://www.youtube.com/@perpetual_traffic?sub_confirmation=1We Appreciate Your Support!Visit our website: https://perpetualtraffic.com/ Follow us on X: https://x.com/perpetualtraf Connect with Ralph Burns: LinkedIn - https://www.linkedin.com/in/ralphburns Instagram - https://www.instagram.com/ralphhburns/ Hire Tier11 - https://www.tiereleven.com/apply-now Connect with Lauren Petrullo:Instagram - https://www.instagram.com/laurenepetrullo/LinkedIn - https://www.linkedin.com/in/laurenpetrullo Consult Mongoose Media - https://mongoosemedia.us/ Mentioned in this episode:We're opening up sponsorship spots for Q1 and Q2! Apply now by visiting www.perpetualtraffic.com https://www.NEXTInsurance.com/perpetualHead to www.perpetualtraffic.com to apply to be a sponsor of this showWe're opening up sponsorship spots for Q1 and Q2! Apply now by visiting www.perpetualtraffic.com

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3405: Craig Stephens breaks down the future costs of college for his three children and how these projections impact his retirement timeline. With detailed modeling, realistic assumptions, and a surprise family update, he explores the financial trade-offs between saving for education and maintaining long-term retirement goals, all while embracing the unpredictability of life. Read along with the original article(s) here: https://www.retirebeforedad.com/greatest-risk-to-retirement-goal/ Quotes to ponder: "Kids come with a price tag, but ultimately they are priceless." "Estimating the cost of college 15 years out is not an exact science." "Any change to a variable alters the numbers by tens of thousands of dollars." Episode references: The World's Simplest College Cost Calculator: https://www.savingforcollege.com/calculators/worlds-simplest-college-cost-calculator Learn more about your ad choices. Visit megaphone.fm/adchoices

"Knowing where the cats are is only half the battle—knowing how to reach the people who care for them is what makes targeting truly work." This episode is sponsored-in-part by Maddie's Fund. In Part 2 of this dynamic webinar, Brian Kortis of Neighborhood Cats returns to guide us through the nuts and bolts of implementing a targeted TNR program. If Part 1 was the "why," this episode is the "how." Learn how to identify where to focus your resources using data such as shelter intake, complaint calls, and community insights. Brian explains how to structure your outreach—from yard signs to door knocking—and how to overcome challenges like uncooperative caretakers or underestimated cat populations. Through real-world case studies and expert recommendations, you'll understand the importance of spatial continuity, microtargeting, and setting achievable sterilization goals, even when resources are tight. You'll also explore tools for measuring program success—whether you're tracking shelter intake, complaint reduction, or cat population decline through on-the-ground censuses. Whether you're targeting an entire city or a single block, this episode equips you with strategic tools to design and execute efficient, high-impact TNR campaigns. Press Play Now For: How to use data to pinpoint high-need areas Estimating cat populations using human-to-cat ratios Outreach methods that work: flyers, billboards, boots on the ground Who should do the trapping—and why you can't always rely on caretakers The importance of measuring results and how to adapt on the fly A new frontier: Microtargeting based on real-time shelter data Resources Mentioned: Neighborhood Cats (https://www.neighborhoodcats.org/) Additional Training (https://www.communitycatspodcast.com/conferences-and-events/) Sponsor Links: Maddie's Fund (https://www.communitycatspodcast.com/maddies643) Follow & Review We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts(https://podcasts.apple.com/us/podcast/the-community-cats-podcast/id1125752101?mt=2). Select "Ratings and Reviews" and "Write a Review" then share a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast.

At this point, the annual “Plan with Me”-style episode feels like a sacred ritual. In today's show: Thinking through major tax changes, including why I finally ponied up for a CPA and what they'll be doing Estimating and planning with irregular income Identifying new retirement contribution targets Revisiting the slush fund concept for covering lean cash flow months Penciling out a realistic spending plan Sign up for the December 3 D.I.Y. class and see the Wealth Planner System's new features: ⁠https://www.moneywithkatie.myflodesk.com/mwk-2026-planning-party⁠ Subscribe to my weekly newsletter: ⁠⁠⁠https://moneywithkatie.com/newsletter⁠⁠⁠ Get your copy of Rich Girl Nation, one of Barnes & Noble's Best Business Books of 2025:⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.moneywithkatie.com/rich-girl-nation⁠⁠⁠⁠⁠⁠⁠⁠⁠ Transcripts, show notes, resources, and credits at: ⁠⁠⁠⁠https://www.moneywithkatie.com/the_mwk_show/financially-plan-2026⁠. — Money with Katie's mission is to be the intersection where the economic, cultural, and political meet the tactical, practical, personal finance education everyone needs. Learn more about your ad choices. Visit megaphone.fm/adchoices