Podcasts about cc0

  Bem-vinda(o) ao 200º episódio do Regras do GURPS 4ª edição - Módulo Básico: GURPS 4e, um podcast produzido pelo RPG Next que faz a leitura e discute as regras dos livros do sistema de RPG em questão. Neste episódio, o assunto é: Revisaram o básico!. Então coloque seu fone de ouvido e curta! Proposta: Introduzir o Módulo Básico (Personagens) de GURPS 4e. Referência Bibliográfica: GURPS 4 edição, Módulo Básico (Personagens) ← clique para comprar Na data de lançamento desse post o livro da edição Revised ainda não estava disponível para compra.   VAMOS TRAZER O GURPS DE VOLTA!!!! Com a participação de: Anderson Lira Vinicius Watzl Edição por: Vinicius Watzl Uma produção RPG Next.   NOVIDADE!!! Para tornar a sua experiência ainda mais fácil e prática, agora disponibilizamos nossos conteúdos exclusivos do Apoia.se também no Spotify! Assim, você pode acessar tudo em um só lugar, sem precisar alternar entre plataformas. Quer saber como ativar essa opção e ouvir nossos episódios exclusivos diretamente no Spotify? Acesse este artigo com o passo a passo: https://suporte.apoia.se/hc/pt-br/articles/30944727495579-Ou%C3%A7a-%C3%A1udios-exclusivos-da-APOIA-se-no-Spotify Obrigado por apoiar nosso trabalho! Seu suporte faz toda a diferença. Boletim Informativo RPG Next https://bit.ly/boletim-informativo-rpg-next  O RPG Next agora tem um grupo oficial no Telegram! Venha trocar ideias, compartilhar suas aventuras e se conectar com outros jogadores apaixonados por RPG. Entre agora e faça parte dessa comunidade épica: https://t.me/RpgNextOficial . Acesse nossos conteúdos antecipados e exclusivos pelo APP do Apoia-se Disponível para Android e iOS! Google Play: https://play.google.com/store/apps/details?id=com.apoiasemobile&pli=1 iOS: https://apps.apple.com/us/app/apoia-se/id1665747795 Quer jogar RPG sem precisar montar grupo ou preparar nada? Agora você pode! Encontre todas as vagas on-line com Mestres de Aluguel no site do RPG Next e entre de cabeça em aventuras épicas conduzidas por narradores experientes! O serviço é pago e funciona por assinatura mensal, com cobrança exclusivamente via cartão de crédito. ‍♂️ O Mestre de Aluguel conduz toda a sessão — você só precisa escolher o sistema, montar seu personagem e se divertir! No site, você encontra um vídeo de apresentação e todas as informações sobre como participar, bem como link público para o grupo de WhatsApp de cada Mestre de RPG. Confira as mesas disponíveis agora em:https://www.rpgnext.com.br/categoria-produto/servico-de-mestre-de-aluguel/ https://www.rpgnext.com.br/produto/dungeons-and-dragons-starter-set-heroes-of-the-borderlands/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-livro-do-jogador-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-dungeon-masters-guide-livro-do-mestre-5-5e-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-monster-manual-livro-dos-monstros-5-5e-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-masters-screen-2024/ APOIE NOSSA CAUSA! Nosso Plano de Assinaturas do APOIA.SE! Acesse e veja nossas recompensas para os apoiadores.   https://rpgnext.com.br/doadores/ COMPARTILHE! Se você gostou desse Podcast de RPG, então não se esqueça de compartilhar! Nosso site é https://rpgnext.com.br, Nossa Campanha do APOIA.SE: https://apoia.se/rpgnext Facebook RpgNextPage, Grupo do Facebook RPGNext Group, Instagram RPG Next Oficial, Bluesky rpgnext.bsky.social,  Canal do YouTube,  Vote no iTunes do Tarrasque na Bota e no iTunes do RPG Next Podcast com 5 estrelas para também ajudar na divulgação! DEIXE SEU FEEDBACK! Se quiser deixar seu feedback, nos envie um e-mail em contato@rpgnext.com.br ou faça um comentário nesse post logo abaixo. Seu comentário é muito importante para a melhoria dos próximos episódios. Beleza? Muito obrigado pelo suporte, pessoal! Links para MÚSICAS e SFX sob a licença Creative Commons Kevin MacLeod (incompetech.com): Licenciado sob Creative Commons: By Attribution 4.0 License (http://creativecommons.org/licenses/by/4.0/) Tabletop Audio (tabletopaudio.com): Licenciado sob Creative Commons: Attribution-NonCommercial-NoDerivatives 4.0 License (https://creativecommons.org/licenses/by-nc-nd/4.0/) Freesound.org: Efeitos sonoros diversos licenciados sob Creative Commons (CC BY 3.0 e 4.0) e Domínio Público (CC0). Free PD - https://freepd.com/ Alexander Nakarada - https://alexandernakarada.bandcamp.com/ Free Stock Music - https://www.free-stock-music.com  Contato Instagram / Facebook / Bluesky / TikTok / YouTube Damocles: O início ← clique para comprar  

Sua Voz Importa: Conecte-se e Faça Parte da Conversa! Este programa é um canal dedicado à interação direta com nossos ouvintes, oferecendo uma plataforma para ler e comentar suas mensagens, perguntas e sugestões, mergulhando em discussões aprofundadas sobre os temas mais relevantes do nosso projeto. Seja sobre a produção dos nossos conteúdos, suas experiências, aspectos específicos de nossas criações ou outras áreas de interesse – sua participação é fundamental para o desenvolvimento e enriquecimento das nossas conversas! Descubra tudo que oferecemos aqui: https://bit.ly/boletim-informativo-rpg-next Como você pode ajudar: 1️⃣ Torne-se um apoiador em https://apoia.se/rpgnext e ajude a manter o projeto vivo! 2️⃣ Participe de nossas mesas e aventuras disponíveis em https://rpgnext.com.br/loja. 3️⃣ Compartilhe nosso conteúdo e chame seus amigos para fazer parte dessa jornada épica! Recompensas incríveis para nossos apoiadores: Acesso antecipado. ️ Sorteios mensais. ️ Consultorias exclusivas e muito mais! ⚔️ Vem jogar com a gente e viva histórias que só o RPG pode proporcionar. Marque seus amigos e ajude a expandir essa comunidade! ‍♂️ Boletim Informativo RPG Next https://bit.ly/boletim-informativo-rpg-next  NOVIDADE!!! Para tornar a sua experiência ainda mais fácil e prática, agora disponibilizamos nossos conteúdos exclusivos do Apoia.se também no Spotify! Assim, você pode acessar tudo em um só lugar, sem precisar alternar entre plataformas. Quer saber como ativar essa opção e ouvir nossos episódios exclusivos diretamente no Spotify? Acesse este artigo com o passo a passo: https://suporte.apoia.se/hc/pt-br/articles/30944727495579-Ou%C3%A7a-%C3%A1udios-exclusivos-da-APOIA-se-no-Spotify Obrigado por apoiar nosso trabalho! Seu suporte faz toda a diferença. Boletim Informativo RPG Next https://bit.ly/boletim-informativo-rpg-next  O RPG Next agora tem um grupo oficial no Telegram! Venha trocar ideias, compartilhar suas aventuras e se conectar com outros jogadores apaixonados por RPG. Entre agora e faça parte dessa comunidade épica: https://t.me/RpgNextOficial . Acesse nossos conteúdos antecipados e exclusivos pelo APP do Apoia-se Disponível para Android e iOS! Google Play: https://play.google.com/store/apps/details?id=com.apoiasemobile&pli=1 iOS: https://apps.apple.com/us/app/apoia-se/id1665747795 https://www.rpgnext.com.br/produto/dungeons-and-dragons-starter-set-heroes-of-the-borderlands/ https://www.rpgnext.com.br/produto/dungeons-and-dragons-stranger-things-bem-vindo-ao-jogo-hellfire-club-adventure/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-livro-do-jogador-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-dungeon-masters-guide-livro-do-mestre-5-5e-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-monster-manual-livro-dos-monstros-5-5e-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-masters-screen-2024/ Quer jogar RPG sem precisar montar grupo ou preparar nada?   Agora você pode! Encontre todas as vagas on-line com Mestres de Aluguel no site do RPG Next e entre de cabeça em aventuras épicas conduzidas por narradores experientes! O serviço é pago e funciona por assinatura mensal, com cobrança exclusivamente via cartão de crédito. ‍♂️ O Mestre de Aluguel conduz toda a sessão — você só precisa escolher o sistema, montar seu personagem e se divertir! No site, você encontra um vídeo de apresentação e todas as informações sobre como participar, bem como link público para o grupo de WhatsApp de cada Mestre de RPG. Confira as mesas disponíveis agora em:https://www.rpgnext.com.br/categoria-produto/servico-de-mestre-de-aluguel/ APOIE NOSSA CAUSA! Nosso Plano de Assinaturas do APOIA.SE! Acesse e veja nossas recompensas para os apoiadores.   COMPARTILHE! Se você gostou desse Podcast de RPG, então não se esqueça de compartilhar! Nossa Campanha do APOIA.SE: https://apoia.se/rpgnext Facebook RpgNextPage, Grupo do Facebook RPGNext Group, Instagram RPG Next Oficial, Bluesky rpgnext.bsky.social,  Canal do YouTube,  Vote no iTunes do Tarrasque na Bota e no iTunes do RPG Next Podcast com 5 estrelas para também ajudar na divulgação! DEIXE SEU FEEDBACK! Se quiser deixar seu feedback, nos envie um e-mail em contato@rpgnext.com.br ou faça um comentário nesse post logo abaixo. Seu comentário é muito importante para a melhoria dos próximos episódios. Beleza? Muito obrigado pelo suporte, pessoal! Links para MÚSICAS e SFX sob a licença Creative Commons Kevin MacLeod (incompetech.com): Licenciado sob Creative Commons: By Attribution 4.0 License (http://creativecommons.org/licenses/by/4.0/) Tabletop Audio (tabletopaudio.com): Licenciado sob Creative Commons: Attribution-NonCommercial-NoDerivatives 4.0 License (https://creativecommons.org/licenses/by-nc-nd/4.0/) Freesound.org: Efeitos sonoros diversos licenciados sob Creative Commons (CC BY 3.0 e 4.0) e Domínio Público (CC0). Contato Instagram / Facebook / Bluesky / TikTok / YouTube

Welcome to "What's the Scenario? with PLRB", where we explore claims & coverage scenarios relevant to insurance professionals. I'm Brennan McLoughlin, and for this holiday week we'll be sharing a classic episode from the PLRB Weather team.   A CAT Manager is making preparations for her CAT team in advance of Hurricane Francine, which approached the Louisiana coast in the second week of September, 2024. She reads something about spaghetti models, and something about Fast Track cyclones?   Notable Timestamps [ 00:36 ] - The building owner submits the claim to their property insurer, looking for coverage for a new bollard. They have a standard CP 00 10 10 12, which does not include coverage for fences if the cause of loss was an accidental vehicle crash.  [ 01:21 ] - The PLRB team discuss pasta recipes. [ 02:47 ] - Hurricane Francine caused a great deal of damage to homeowners and businessowners by the Louisiana coast. [ 04:35 ] - Andrew shares some screenshots, available on the YouTube version of this podcast. [ 05:02 ] - An error cone is shown, demonstrating the suspected path of the hurricane. [ 05:28 ] - Spaghetti models show the various paths Francine might have taken. [ 05:46 ] - Peak storm surge forecasts color code area by feet of storm surge. [ 06:44 ] - The "Best Track" includes line, point data, and cumulative wind history. [ 07:20 ] - Spaghetti models are a forecasting tool that provides multiple expectant paths. Tracks closer together indicate certainty. These are available on PLRB.org or via API. [ 08:33 ] - Andrew demonstrates how spaghetti models can change over time. Error cones may be superimposed on the spaghetti models. [ 10:17 ] - Storm surge is the rise in seawater caused solely by the storm's winds pushing the water onto shore. Soup gets involved now. [ 11:15 ] - Best Track is a representation of the tropical cyclone's direction and intensity. The Best Track wind swath shows how the storm changed. [ 12:10 ] - Catastrophe Managers can use these forecasting tools in resource allocation. Best Track data can assist in estimating claim ratios. Claims Adjusters can use Best Track data to assist in claims decisions. Underwriters can use this historical data in risk assessment. [ 13:19 ] - Andrew provides a recap of the scenario and the points above. Your PLRB Resources Tropical Storm Francine: https://www.plrb.org/weather-cat/2024-francine/ Spaghetti Models: https://www.plrb.org/documents/view-tropical-cyclone-track-spaghetti-models/ Best Track Data: https://www.plrb.org/documents/view-national-hurricane-center-tropical-cyclone-best-track-maps/ Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at "Property and Liability Resource Bureau" Send us your Scenario! Please reach out to us with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org. Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).  

The Unnis pick back up with several more episodes of the blockbuster variety show The Village Barber starring Park Bo Gum, Lee Sang Yi and Kwak Dong Yeon.If you like this episode, please subscribe and leave us a rating and review!Follow us on Instagram @unnisonoppaspodUse of our theme music, “Pickled Pink” by Kevin MacLeod, is permitted under Creative Commons license CC0 1.0

A contractor was hired to renovate a kitchen. The homeowner was thrilled with the results, but asked for a few final punch-list items: adjusting the cabinet doors and replacing a damaged drawer pull. To reach the cabinets, the contractor moved the refrigerator, but failed to securely reconnect the ice maker supply line before leaving. Two days later, the homeowner discovered water throughout the kitchen and adjacent rooms after the line separated, damaging the newly renovated space and the surrounding flooring.   Notable Timestamps   [ 00:45 ] - Mike sets up today's scenario: a contractor's punch-list visit ends with a disconnected ice maker line and water damage throughout a newly renovated kitchen.   [ 05:08 ] - Brennan and Mike revisit the CGL's j(5) and j(6) exclusions, which apply only to ongoing operations on the particular part of the property being worked on -- not completed work.   [ 08:03 ] - Once an operation is complete, the Damage to Your Work exclusion takes over, precluding coverage for property damage to the insured's own completed work -- unless a subcontractor did that work.   [ 09:51 ] - "Your work" and the "products-completed operations hazard" are both specifically defined policy terms, complete with a three-part test for exactly when work is deemed done.   [ 11:37 ] - The team finds the carve-out they were looking for: coverage turns on whether the work "has not been completed or abandoned."   [ 14:45 ] - The kitchen renovation was substantially complete, so the water damage likely falls under the Your Work exclusion.   [ 15:19 ] - Either way, some damage may still be covered -- reconnecting the ice maker wasn't really the contractor's "work," so the resulting damage to the flooring is arguably separate, covered damage.   Your PLRB Resources   Coverage Question: Is This an Ongoing or Completed Operation? https://members.plrb.org/documents/is-this-an-ongoing-or-completed-operation-2025-08-25fjg   Adjuster Resource Sheet: Faulty Work https://members.plrb.org/documents/adjuster-resource-sheet-faulty-work   Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company.   Subscribe to this Podcast   Your Podcast App - Please subscribe and rate us on your favorite podcast app   YouTube - Please like and subscribe at @plrb   LinkedIN - Please follow at "Property and Liability Resource Bureau"   Send us your Scenario!   Please reach out to us at 630-509-8704 with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.   Legal Information   The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate.   Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

Adotar qualquer NPC pode arruinar o equilíbrio da sua mesa se você não usar as regras certas.

With one of the fishermen afflicted by a strange infection, the party travels to Crescent Moon Island, where a Triton shaman is said to reside.Follow us on Instagram @radioddpod Podcast Artwork:DrawForthArts: https://www.etsy.com/shop/drawforthartsMusic (Freemusicarchive.org):Broken-suspense-master by John Bartmann (CC0 1.0 Deed: cc0 1.0 Universal: https://creativecommons.org/publicdomain/zero/1.0/) Encedulas by Jahzzar (CC BY-SA 3.0: Attribution-ShareAlike 3.0 Unported: https://creativecommons.org/licenses/by-sa/3.0/)Eyewitness by Jahzzar (CC BY-SA 4.0: Attribution-ShareAlike 4.0 International: https://creativecommons.org/licenses/by-sa/4.0/) Jazzy Detective by John Bartmann (CC0 1.0: CC01.0 Universal: https://creativecommons.org/publicdomain/zero/1.0/)Landscape #4 by Jahzzar (CC BY-SA 4.0: Attribution-ShareAlike 4.0 International: https://creativecommons.org/licenses/by-sa/4.0/) Reunion by Ketsa (CC BY-NC-ND: Attribution-NonCommercial-NoDerivatives 4.0 International: https://creativecommons.org/licenses/by-nc-nd/4.0/) Scars by Jahzzar (CC BY-SA 4.0: Attribution-ShareAlike 4.0 International: https://creativecommons.org/licenses/by-sa/4.0/)Scary Secrets by Universfield (CC BY-SA 4.0: Attribution-ShareAlike 4.0 International: https://creativecommons.org/licenses/by-sa/4.0/)Vibe Ace by Kevin MacLeod (Attribution 3.0 Unported: https://creativecommons.org/licenses/by/3.0/) Music (Ivanduch.com):Old Creek CoveMusic: Www.Purple-Planet.comSpy StorySound Effects (Freesound.org):Ambience outside a series of restaurants by 14017sound (CC BY-NC 3.0: Attribution NonCommercial 3.0 Unported: https://creativecommons.org/licenses/by-nc/3.0/) FM Radio Tuning Sweep by davidbain (CC0 1.0: CC0 1.0 Universal: https://creativecommons.org/publicdomain/zero/1.0/)guitarampnoise by ipears1 (CC0 1.0: CC01.0 Universal: https://creativecommons.org/publicdomain/zero/1.0/)Large, Low Rumble by duckduckpony (CC BY 4.0: Attribution 4.0 International: https://creativecommons.org/licenses/by/4.0/) Ocean-WavesLapping by rj13 (CC0 1.0: CC0 1.0 Universal: https://creativecommons.org/publicdomain/zero/1.0/)Winter swamp nature atmo sound effect by Garuda1982 (CC BY 4.0: Attribution 4.0 International: https://creativecommons.org/licenses/by/4.0/)

Fique atualizado com o Boletim do RPG Next! Já imaginou fazer parte de uma comunidade que vive o RPG intensamente? Com podcasts imersivos, lives emocionantes e mesas de RPG cheias de ação, o RPG Next é a sua porta de entrada para experiências inesquecíveis no universo do RPG! Descubra tudo que oferecemos aqui: https://bit.ly/boletim-informativo-rpg-next Como você pode ajudar: 1️⃣ Torne-se um apoiador em https://apoia.se/rpgnext e ajude a manter o projeto vivo! 2️⃣ Participe de nossas mesas e aventuras disponíveis em https://rpgnext.com.br/loja. 3️⃣ Compartilhe nosso conteúdo e chame seus amigos para fazer parte dessa jornada épica! Recompensas incríveis para nossos apoiadores: Acesso antecipado. ️ Sorteios mensais. ️ Consultorias exclusivas e muito mais! ⚔️ Vem jogar com a gente e viva histórias que só o RPG pode proporcionar. Marque seus amigos e ajude a expandir essa comunidade! ‍♂️ Boletim Informativo RPG Next https://bit.ly/boletim-informativo-rpg-next  NOVIDADE!!! Para tornar a sua experiência ainda mais fácil e prática, agora disponibilizamos nossos conteúdos exclusivos do Apoia.se também no Spotify! Assim, você pode acessar tudo em um só lugar, sem precisar alternar entre plataformas. Quer saber como ativar essa opção e ouvir nossos episódios exclusivos diretamente no Spotify? Acesse este artigo com o passo a passo: https://suporte.apoia.se/hc/pt-br/articles/30944727495579-Ou%C3%A7a-%C3%A1udios-exclusivos-da-APOIA-se-no-Spotify Obrigado por apoiar nosso trabalho! Seu suporte faz toda a diferença. O RPG Next agora tem um grupo oficial no Telegram! Venha trocar ideias, compartilhar suas aventuras e se conectar com outros jogadores apaixonados por RPG. Entre agora e faça parte dessa comunidade épica: https://t.me/RpgNextOficial . Acesse nossos conteúdos antecipados e exclusivos pelo APP do Apoia-se Disponível para Android e iOS! Google Play: https://play.google.com/store/apps/details?id=com.apoiasemobile&pli=1 iOS: https://apps.apple.com/us/app/apoia-se/id1665747795 https://www.rpgnext.com.br/produto/dungeons-and-dragons-starter-set-heroes-of-the-borderlands/ https://www.rpgnext.com.br/produto/dungeons-and-dragons-stranger-things-bem-vindo-ao-jogo-hellfire-club-adventure/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-livro-do-jogador-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-dungeon-masters-guide-livro-do-mestre-5-5e-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-monster-manual-livro-dos-monstros-5-5e-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-masters-screen-2024/ Quer jogar RPG sem precisar montar grupo ou preparar nada?   Agora você pode! Encontre todas as vagas on-line com Mestres de Aluguel no site do RPG Next e entre de cabeça em aventuras épicas conduzidas por narradores experientes! O serviço é pago e funciona por assinatura mensal, com cobrança exclusivamente via cartão de crédito. ‍♂️ O Mestre de Aluguel conduz toda a sessão — você só precisa escolher o sistema, montar seu personagem e se divertir! No site, você encontra um vídeo de apresentação e todas as informações sobre como participar, bem como link público para o grupo de WhatsApp de cada Mestre de RPG. Confira as mesas disponíveis agora em:https://www.rpgnext.com.br/categoria-produto/servico-de-mestre-de-aluguel/ APOIE NOSSA CAUSA! Nosso Plano de Assinaturas do APOIA.SE! Acesse e veja nossas recompensas para os apoiadores.   COMPARTILHE! Se você gostou desse Podcast de RPG, então não se esqueça de compartilhar! Nossa Campanha do APOIA.SE: https://apoia.se/rpgnext Facebook RpgNextPage, Grupo do Facebook RPGNext Group, Instagram RPG Next Oficial, Bluesky rpgnext.bsky.social,  Canal do YouTube,  Vote no iTunes do Tarrasque na Bota e no iTunes do RPG Next Podcast com 5 estrelas para também ajudar na divulgação! DEIXE SEU FEEDBACK! Se quiser deixar seu feedback, nos envie um e-mail em contato@rpgnext.com.br ou faça um comentário nesse post logo abaixo. Seu comentário é muito importante para a melhoria dos próximos episódios. Beleza? Muito obrigado pelo suporte, pessoal! Links para MÚSICAS e SFX sob a licença Creative Commons Kevin MacLeod (incompetech.com): Licenciado sob Creative Commons: By Attribution 4.0 License (http://creativecommons.org/licenses/by/4.0/) Tabletop Audio (tabletopaudio.com): Licenciado sob Creative Commons: Attribution-NonCommercial-NoDerivatives 4.0 License (https://creativecommons.org/licenses/by-nc-nd/4.0/) Freesound.org: Efeitos sonoros diversos licenciados sob Creative Commons (CC BY 3.0 e 4.0) e Domínio Público (CC0). Contato Instagram / Facebook / Bluesky / TikTok / YouTube

Fique atualizado com o Boletim do RPG Next! Já imaginou fazer parte de uma comunidade que vive o RPG intensamente? Com podcasts imersivos, lives emocionantes e mesas de RPG cheias de ação, o RPG Next é a sua porta de entrada para experiências inesquecíveis no universo do RPG! Descubra tudo que oferecemos aqui: https://bit.ly/boletim-informativo-rpg-next Como você pode ajudar: 1️⃣ Torne-se um apoiador em https://apoia.se/rpgnext e ajude a manter o projeto vivo! 2️⃣ Participe de nossas mesas e aventuras disponíveis em https://rpgnext.com.br/loja. 3️⃣ Compartilhe nosso conteúdo e chame seus amigos para fazer parte dessa jornada épica! Recompensas incríveis para nossos apoiadores: Acesso antecipado. ️ Sorteios mensais. ️ Consultorias exclusivas e muito mais! ⚔️ Vem jogar com a gente e viva histórias que só o RPG pode proporcionar. Marque seus amigos e ajude a expandir essa comunidade! ‍♂️ Boletim Informativo RPG Next https://bit.ly/boletim-informativo-rpg-next  NOVIDADE!!! Para tornar a sua experiência ainda mais fácil e prática, agora disponibilizamos nossos conteúdos exclusivos do Apoia.se também no Spotify! Assim, você pode acessar tudo em um só lugar, sem precisar alternar entre plataformas. Quer saber como ativar essa opção e ouvir nossos episódios exclusivos diretamente no Spotify? Acesse este artigo com o passo a passo: https://suporte.apoia.se/hc/pt-br/articles/30944727495579-Ou%C3%A7a-%C3%A1udios-exclusivos-da-APOIA-se-no-Spotify Obrigado por apoiar nosso trabalho! Seu suporte faz toda a diferença. O RPG Next agora tem um grupo oficial no Telegram! Venha trocar ideias, compartilhar suas aventuras e se conectar com outros jogadores apaixonados por RPG. Entre agora e faça parte dessa comunidade épica: https://t.me/RpgNextOficial . Acesse nossos conteúdos antecipados e exclusivos pelo APP do Apoia-se Disponível para Android e iOS! Google Play: https://play.google.com/store/apps/details?id=com.apoiasemobile&pli=1 iOS: https://apps.apple.com/us/app/apoia-se/id1665747795 https://www.rpgnext.com.br/produto/dungeons-and-dragons-starter-set-heroes-of-the-borderlands/ https://www.rpgnext.com.br/produto/dungeons-and-dragons-stranger-things-bem-vindo-ao-jogo-hellfire-club-adventure/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-livro-do-jogador-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-dungeon-masters-guide-livro-do-mestre-5-5e-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-monster-manual-livro-dos-monstros-5-5e-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-masters-screen-2024/ Quer jogar RPG sem precisar montar grupo ou preparar nada?   Agora você pode! Encontre todas as vagas on-line com Mestres de Aluguel no site do RPG Next e entre de cabeça em aventuras épicas conduzidas por narradores experientes! O serviço é pago e funciona por assinatura mensal, com cobrança exclusivamente via cartão de crédito. ‍♂️ O Mestre de Aluguel conduz toda a sessão — você só precisa escolher o sistema, montar seu personagem e se divertir! No site, você encontra um vídeo de apresentação e todas as informações sobre como participar, bem como link público para o grupo de WhatsApp de cada Mestre de RPG. Confira as mesas disponíveis agora em:https://www.rpgnext.com.br/categoria-produto/servico-de-mestre-de-aluguel/ APOIE NOSSA CAUSA! Nosso Plano de Assinaturas do APOIA.SE! Acesse e veja nossas recompensas para os apoiadores.   COMPARTILHE! Se você gostou desse Podcast de RPG, então não se esqueça de compartilhar! Nossa Campanha do APOIA.SE: https://apoia.se/rpgnext Facebook RpgNextPage, Grupo do Facebook RPGNext Group, Instagram RPG Next Oficial, Bluesky rpgnext.bsky.social,  Canal do YouTube,  Vote no iTunes do Tarrasque na Bota e no iTunes do RPG Next Podcast com 5 estrelas para também ajudar na divulgação! DEIXE SEU FEEDBACK! Se quiser deixar seu feedback, nos envie um e-mail em contato@rpgnext.com.br ou faça um comentário nesse post logo abaixo. Seu comentário é muito importante para a melhoria dos próximos episódios. Beleza? Muito obrigado pelo suporte, pessoal! Links para MÚSICAS e SFX sob a licença Creative Commons Kevin MacLeod (incompetech.com): Licenciado sob Creative Commons: By Attribution 4.0 License (http://creativecommons.org/licenses/by/4.0/) Tabletop Audio (tabletopaudio.com): Licenciado sob Creative Commons: Attribution-NonCommercial-NoDerivatives 4.0 License (https://creativecommons.org/licenses/by-nc-nd/4.0/) Freesound.org: Efeitos sonoros diversos licenciados sob Creative Commons (CC BY 3.0 e 4.0) e Domínio Público (CC0). Contato Instagram / Facebook / Bluesky / TikTok / YouTube

Er kommt auf mich zu und hebt die Hand. Ich sehe das erst, dann sehe ich seine Frisur, beeindruckend fluffig irgendwie, energetisch, leichter Neid steigt in mir auf.  Ich schaue wieder auf die Hand und denke sofort: Fistbump. Keine Ahnung, warum. Vielleicht weil er so aussieht, als würde er fistbumpen. Was natürlich Quatsch ist. Menschen sehen nicht aus, als würden sie fistbumpen. Höchstens wie Menschen, bei denen man hofft, dass sie einem einfach normal die Hand geben. Ich mache jedenfalls eine Faust. Er nicht. Er greift nach meiner Faust. Für ungefähr fünf Sekunden hält er sie einfach in seiner Hand. Ich denke: Das ist also unser Anfang. Andere Leute lernen sich kennen und wissen später noch, dass es geregnet hat oder welcher Song lief oder was der andere anhatte. Wir werden irgendwann sagen: Weißt du noch, wie du beim ersten Mal meine Faust festgehalten hast? Falls es ein Irgendwann gibt. Vielleicht bleiben wir länger zusammen. Vielleicht sehen wir uns noch zwei- bis dreimal. Und erst dann müssen wir uns Gedanken über den Abschied machen. Was aber einfacher ist, man riskiert weniger, das ist wie beim Abspann im Kino, den schauen sich ja die wenigsten an. Außer der Film war super. Dann bleibt man vielleicht und es ist wichtig. Dann gibt es vielleicht Outtakes. Vielleicht werde ich in sechs Monaten nachts wachliegen und denken, dass ich damals schon hätte merken müssen, dass das mit uns nichts wird, weil ich einen Fistbump wollte und er irgendeinen komplizierten Handschlag. Jetzt öffne ich die Hand. Zu spät. Er verändert seinen Griff, zieht meine Hand leicht zu sich, unsere Finger rutschen gegeneinander und dann macht er mit dem Daumen plötzlich dieses Schnipsen. Klack. Ich schaue ihn an. „Was war das?“ „Ghanaischer Snap-Handshake.“, sagt er. Natürlich. Natürlich lerne ich jemanden kennen, der einen ghanaischen Snap-Handshake macht. „Und du?“, fragt er. „Was ich?“ „Was wolltest du machen?“ Ich schaue auf meine Hand. Ich mag, dass er offen fragt, das nimmt die Ernsthaftigkeit raus. „Fistbump.“ Er lacht. Ich auch. Und wir beide stehen so da und tun so, als wäre das jetzt einfach lustig. So wie das Leben lustig ist, nicht haha-lustig, eher merkwürdig lustig. Möglicherweise ist das eine sehr präzise Zusammenfassung von allem, was zwischen uns noch passieren wird, denke ich: Vielleicht ist das ja Beziehung. Einer macht eine Faust. Der andere erwartet eine offene Hand. Und dann versuchen wir irgendwie, daraus noch eine Begrüßung zu machen. Ein Teil der Geräusche in dieser Folge stammt von Freesound.org. Alle verwendeten Sounds sind unter CC0 veröffentlicht.

Read OnlineA Stark Contrast“Get behind me, Satan! You are an obstacle to me. You are thinking not as God does, but as human beings do.” Matthew 16:23This scene likely unfolds in or near Caesarea Philippi, a Gentile region steeped in pagan worship. There, at the mouth of a cave long associated with the entrance to the netherworld—believed by some pagans to be the very gate of Hades—Jesus had just questioned His disciples: “Who do people say that the Son of Man is?” and then more directly, “But who do you say that I am?” (cf. Matthew 16:13–15). Peter, speaking with conviction on behalf of the Twelve, boldly proclaimed, “You are the Messiah, the Son of the living God” (Matthew 16:16). Jesus responded by declaring him “Peter,” the rock upon which He would build His Church, promising that “the gates of hell shall not prevail against it.”Just moments later, Jesus issues one of the strongest rebukes recorded in the Gospels: “Get behind me, Satan!” The same Peter who had just spoken divine truth now speaks human fear and shortsightedness. In trying to dissuade Jesus from His suffering and death, Peter unknowingly opposes the very mission of the Messiah. Jesus calls this mindset not merely a mistake, but a diabolical temptation—echoing the same temptation He faced in the desert, when satan sought to lure Him away from the Cross with promises of worldly glory.What a stark contrast. Peter goes from being the rock of faith to an obstacle in the Lord's path. But why was Jesus so severe in His response?Because the stakes were eternal. The Cross is not optional. It is the means of salvation—not just for Jesus, but for all who would follow Him. To think otherwise, even with good intention, is to prefer human comfort over divine wisdom. Peter's protest reflects a natural aversion to suffering, but Jesus exposes it for what it truly is: a stumbling block to the will of the Father.This dramatic Gospel scene is recorded for a reason. By calling Peter “Satan,” Jesus wanted to warn him, and us, of the real and ever-present danger of rejecting the way of the Cross. Like Peter, we can easily fall into the trap of wishful thinking and misguided compassion by saying about ourselves or those close to us, “God forbid, Lord! No such thing shall ever happen…” We are saying, in essence: “Lord, please make sure that neither I nor anyone I love ever has to suffer!” But such a prayer, though well-meaning, is clearly mistaken, and Jesus wants that point to be clearly understood.Peter was troubled because “Jesus began to show his disciples that he must go to Jerusalem and suffer greatly from the elders, the chief priests, and the scribes, and be killed and on the third day be raised.” But all that Jesus revealed about His suffering was good—very good. Though His suffering was inflicted by the sins of others, His free and loving embrace of that suffering was the greatest act of love the world has ever known. Peter was blinded to this truth. He could not yet see beyond the horror of suffering to the divine good that would come through Jesus' sacrificial embrace of it.Reflect today on Peter's and Jesus' words: “God forbid, Lord!” and “Get behind me, Satan!” In this exchange, Jesus is also speaking to each of us, saying, “Never run from the Cross!” We must never flee from a selfless and sacrificial embrace of suffering, even when that suffering is unjust. God can and will transform all freely embraced suffering into a means of His eternal glory and our sanctification. With our Lord, reject the evil one's false empathy. Reject the lie that suffering is meaningless. Choose instead to lay down your life in love with Christ, and in doing so, you will rise with Him, victorious over every sin and diabolical lie, overcoming even the sufferings of this life through your free and faithful embrace.My compassionate Lord, Your firm rebuke of Peter was direct, powerful, and loving. Rather than offering false comfort or misleading empathy, You spoke a hard truth to awaken Peter—and all of us—to the spiritual necessity of the Cross. Grant me the grace, dear Lord, to say “Yes” to the suffering I must face. May I embrace it not with fear or resistance, but with a heart filled with Your love and unwavering courage. Jesus, I trust in You.Image: Wilfredor, CC0, via Wikimedia CommonsSource: Free RSS feed from catholic-daily-reflections.com — Copyright © 2026 My Catholic Life! Inc. All rights reserved. This content is provided solely for personal, non-commercial use. Redistribution, republication, or commercial use — including use within apps with advertising — is strictly prohibited without written permission.

A homeowner reports that the central air conditioning system stopped working during a summer heat wave. They sent their contractor's invoice to their insurance company. The adjuster has to review the invoice, the Declarations Page, and policy excerpts to handle the claim. But this isn't a real claims file; this are mock claims documents as used in the PACE Designation Exam. Today we'll explore how authentic assessment is leveraged to test real-world skills, and you can try your luck with this sample question. Notable Timestamps [ 01:24 ] - The exam includes basic recall questions that require the test-taker to produce knowledge on the spot, such as defining key terms and claims handling concepts. [ 03:03 ] - Application questions go a step beyond simple recall by providing a specific claim scenario and challenging the test-taker to determine how to properly handle it. [ 04:26 ] - Authentic assessment utilizes research questions designed to mimic real-world tasks, presenting professionals with mock documents to analyze and interpret. [ 06:15 ] - A sample question asks test-takers to review a contractor's invoice, a declarations page, and policy excerpts to solve a central air conditioning failure. [ 08:11 ] - Just like in real life, test-takers must filter through extraneous details within the provided mock documents to locate the relevant facts needed to resolve the claim. [ 10:47 ] - By carefully reviewing the policy limits and endorsements, the test-taker can correctly deduce that the sample claim is covered but strictly capped at $10,000. [ 13:29 ] - Ultimately, this rigorous testing methodology elevates the designation's value by ensuring that credential holders are practically equipped to handle real-world claims. Your PLRB Resources PACE Designation Program https://www.plrb.org/pace-program/ Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at "Property and Liability Resource Bureau" Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

An imaginative girl narrates in her captain's log as she, her father, and her dog pass through a car wash…and emerge on the other side of the galaxy. Genre: Science Fiction   Excerpt:"Let me see where there's a good place to land in that jungle," I said, easing off the brake again.  "Not a good idea."  I smiled a little. "Oh no?" Meena explained. "Don't you know what they say about the jungles of Zarqlok? Pretty from above, deadly from below." "What does that mean?"  "Predators. Venomous predators. Lots of them."   The Wheel of Fiction Turns. What did it land on this time?Each Season 9 story follows a theme chosen by the Wheel of Fiction. Thirteen spokes. Eight are the themes from previous seasons. One is "Turn Again." One is a wild card. And three are covered in question marks and will be revealed when the wheel lands on them. See a story trailer and a (satisfying) video of the wheel turning here: Car Wash to the Cosmos This episode landed on a mystery spoke that was revealed to be TRAVELER. Ever pretend you're going at warp speed when you're sitting in your car during the drying phase of the car wash?   MERCH!Interested in merch, like mugs and notebooks, featuring my artwork?Please visit my Store page for info on where you can buy: STORYFEATHER STORE   NEWSLETTERSStoryfeather Gazette (if you'd like to keep up with the fiction I create) Fictioneer's Field Guide (if you'd like writing tips and guidance from me)  Choose what you want. (Either way, you're choosing high jinks.)   FICTION-WRITING ARTICLES & RESOURCES (New)Come and explore the Fictioneer's Field Station. I've also started posting some tips on Pinterest: pinterest.com/storyfeather/   MY FIRST BOOK (yay)Ever wonder how I've gotten all these hundreds of stories written? I have a method. You can learn it in my book called Fictioneer's Field Guide: A Game Plan for Writing Short Stories. It's now available from Amazon as an eBook, paperback, and hardcover. You can also get there from my Store page: STORYFEATHER STORE   CREDITSStory: "Car Wash to the Cosmos" Copyright © 2022 by Nila L. PatelNarration, Episode Art, Editing, and Production:  Nila L. Patel   Music:"Space Discoveries" by ANDREW SITKOV (Intro)"Through the gravitational field" by TRG BANKS (Outro)"Abstract Vision #5" by ANDREW SITKOV (Outro)   Music by TRG BANKS"Through the gravitational field""Insideoutworld""Instellar breakfast""After midnight""Above the Earth""Cigar""Keith in 1987"   Music by LEE ROSEVERE"Cosmic Drifting"   Music by ANDREW SITKOV (MuzStation Game Music)"Space Discoveries""A Long Way""First Contact"   Tracks by Andrew Sitkov are part of a music and sound effects bundles I purchased from Humble Bundle and sourced from GameDev Market.   Music by Andrew Sitkov is licensed from GameDev MarketMusic by TRG Banks is licensed under CC0 1.0 UniversalMusic by Lee Rosevere is licensed under CC BY 4.0Sound effects from AudioJungle, GameDevMarket, and Soundly (through Hindenburg)Vocal effects created with Audacity Changes made to the musical tracks? Just cropping of some to align with my narration. Find more music by Andrew Sitkov at gamedevmarket.net Find more music by TRG Banks at freemusicarchive.org/music/TRG_BanksFind more music by Lee Rosevere at freemusicarchive.org/music/lee-rosevere and leerosevere.bandcamp.comFind more stories by Nila at storyfeather.com   Episode Art Description:Digital drawing. View inside the cabin of a car through the front passenger window. Foreground, a girl and a terrier sit in the front passenger seat, both facing forward and seen in three-quarters view. The girl, seen from shoulders up holds her left hand up to her lips. Her eyes are raised in a thoughtful expression. A braid falls over her right shoulder and seatbelt. She has a star sticker on her right cheek. She wears a headband with two antennae ending in balls with rings around them, like ringed planets. Her right hand, just visible is held against the chest of the terrier who has front paws propped against the window edge, and mouth open with tongue lolling out. A man, face in profile, sits in the driver's seat, both hands resting on the steering wheel. He looks at the girl and dog with a worried expression. Moon roof is open to a starry view of outer space. The driver's side window shows darkness with streaks of light. The middle panel between the seats shows glowing lights where the gear shift would be. Watermark of "Storyfeather" along side of the driver's seat.

It's time to discuss another K-movie, The Face Reader starring Parasite's Song Kang Ho, pod faves Jo Jeong Seok, Lee Jong Seok, Kim Hye Soo and Lee Jeong Jae. Also: snacks!(0:00) - Intro, Jal Meogisseubnida, KDrama ketchup(1:20:55) - The Face Reader discussion(1:40:20) - Snack corner(1:45:20) - Ask Lynn UnnithingIf you like this episode, please subscribe and leave us a rating and review!Follow us on Instagram @unnisonoppaspodUse of our theme music, “Pickled Pink” by Kevin MacLeod, is permitted under Creative Commons license CC0 1.0

Our guests in this episode are Pat Kane and Indra Adnan, the co-convenors of The Alternative Global. That project was launched in 2017 with the question, “If politics is broken, what's the alternative?” Pat and Indra will be speaking at the London Futurists and IEET event in London on 19-20 September, “The Technoprogressive Opportunity,” where they'll giving an update on progress with their project. Our episode today provides a chance to dive into what they have experienced and learned.Pat is a writer, musician, curator, consultant, activist and futurist. He is the author of the book “The Play Ethic”, and has written for the Independent, the Sunday Times, the Guardian/Observer and Scotland's Sunday Herald, of which he was a founding editor in 1999. He is currently a columnist with The National, and is researching a new book on politics, creativity and the science of emotions.Indra is a psycho-social therapist, founder of the Soft Power Network, and a writer and events producer. She has consulted to the World Economic Forum, Indian, Finnish and Danish governments, NATO, the Scottish Executive and the Institute of Contemporary Arts amongst others. She is the author of the book “The Politics of Waking Up: Power & Possibility In The Fractal Age”.Selected follow-ups:"The Alternative""The Daily Alternative" (newsletter)"Who Is Pat Kane?""About Indra Adnan""The Politics of Waking Up: Power and Possibility in the Fractal Age" - book by Indra"The Play Ethic: A Manifesto For a Different Way of Living" - book by Pat"Fourth Generation Civilization" - Substack by Michel Bauwens"Cosmolocalism: A Framework for Building Sustainable Network State Economies" - by Sterlin"Ecocivilisation through the CAN of CANs [Community Agency Networks]""Alternative Editorial: All For Devolution""Scottish Community Coalition on Energy release a Manifesto for Community Renewables""Alternative Editorial: Facing The Chasm" (covers Three Horizons)"Climate Whistleblower: We Face COLLAPSE" - Aaron Bastani Meets Kevin Anderson"Disruptive Climate Futures, with Dr Tom Harris" - London Futurists"Economic Possibilities for our Grandchildren" by John Maynard Keynes (1930)"Spring: a social and political invitation""Emotions and the Brain with Mark Solms" - New Thinking Allowed, with Leanne Whitney"Mo Gawdat"The Technoprogressive Opportunity: Event in London, Sept 19-20Music: Spike Protein, by Koi Discovery, available under CC0 1.0 Public Domain Declaration

An adjuster has decided to level up their career by earning their PACE-P Designation. They've completed the comprehensive educational program, prepared with the study guide, and are now sitting down to take the remotely proctored exam. Are they ready for it? Are you? Notable Timestamps [ 00:00:34 ] - The podcast explores the scenario of an adjuster who has completed an educational program and a study guide, and is now preparing to sit for the remotely proctored PACE Designation Exam. [ 00:04:04 ] - The PACE Designation program begins with an onboarding curriculum, consisting of three core courses that teach foundational insurance concepts, industry jargon, and claims handling. [ 00:04:32 ] - Participants can progress to a seven-course Personal Property Lines track detailing claim evaluation and resolution, and later choose a la carte electives known as Claims Intensives for more niche topics. [ 00:11:52 ] - The exam is divided into three timed segments: a 35-minute Core Curriculum unit, a 65-minute Personal Lines Property unit, and a 35-minute Claims Intensive unit, which do not have to be taken on the exact same day. [ 00:13:03 ] - Because the exam is strictly timed, test-takers must answer and immediately move forward, as the system does not allow them to return to previous questions once a response has been selected. [ 00:15:45 ] - Helpful exam strategies recommended by the hosts include reading questions fully, identifying qualifying keywords like "best" or "always," and actively eliminating the incorrect answer options. [ 00:17:28 ] - Earning the PACE-P designation means joining a select group of recognized professionals after passing a proctored, two-and-a-half-hour exam that tests skills using authentic claim documents. Your PLRB Resources PACE Designation Program https://www.plrb.org/pace-program/ Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at "Property and Liability Resource Bureau" Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

After dropping the deactivated reality bomb into the ocean, the party comes across a small fishing vessel accosted by the strange fish men.Follow us on Instagram @radioddpod Podcast Artwork:DrawForthArts: https://www.etsy.com/shop/drawforthartsMusic (Freemusicarchive.org):Down With The Ship by Steve Combs (Attribution 4.0 International: https://creativecommons.org/licenses/by/4.0/)Encedulas by Jahzzar (CC BY-SA 3.0: Attribution-ShareAlike 3.0 Unported: https://creativecommons.org/licenses/by-sa/3.0/)Faster Does It by Kevin MacLeod (Attribution 3.0 Unported: https://creativecommons.org/licenses/by/3.0/) Fight, run, breathe deeply by Komiku (CC0 1.0: CC0 1.0 Universal: https://creativecommons.org/publicdomain/zero/1.0/)Halley by Jahzzar (CC BY SA 3.0: Attribution-ShareAlike 3.0 Unported: https://creativecommons.org/licenses/by-sa/3.0/) Jazzy Detective by John Bartmann (CC0 1.0: CC01.0 Universal: https://creativecommons.org/publicdomain/zero/1.0/)Lift Off by Jahzzar (CC BY-SA 3.0: Attribution-ShareAlike 3.0 Unported: https://creativecommons.org/licenses/by-sa/3.0/)Scars by Jahzzar (CC BY-SA 4.0: Attribution-ShareAlike 4.0 International: https://creativecommons.org/licenses/by-sa/4.0/)Vibe Ace by Kevin MacLeod (Attribution 3.0 Unported: https://creativecommons.org/licenses/by/3.0/) Music: Www.Purple-Planet.comSpy StorySound Effects (Freesound.org):FM Radio Tuning Sweep by davidbain (CC0 1.0: CC0 1.0 Universal: https://creativecommons.org/publicdomain/zero/1.0/)Large, Low Rumble by duckduckpony (CC BY 4.0: Attribution 4.0 International: https://creativecommons.org/licenses/by/4.0/) Ocean-WavesLapping by rj13 (CC0 1.0: CC0 1.0 Universal: https://creativecommons.org/publicdomain/zero/1.0/)

There are more than 200 ant species in the attine family of ants. All of them farm for a living. And they are as sophisticated about their farming as any modern human farmer. They are found anywhere from the tropics to New Jersey. The specialization shown by these ants makes an evolutionary explanation for them impossible.One example is the famous leaf-cutting ants found in the tropics. Leaf cutters use the leaf pieces they collect to make mulch. Once the mulch is ready, they grow a fungus in it, which they eat. That fungus grew from a “seed” fungus that was stored in a special pouch in the mouth of the queen who began that colony and she brought it from the colony where she grew up. That she has this special pouch for seed material for her children is a witness to God's intelligent design.The ants' digestive system is specialized, too, so that its waste is a ready-to-use fertilizer for the crop. Moreover, the ants weed their crop. Certain ants inspect the fungus ball searching for invading molds. When one is found, the ant will remove it. To make sure that she does not return any contaminating bit of the mold to her crop, the ant then cleans herself before returning to the crop. This, again, is a powerful witness to divine design. The ants also generate herbicides and antibiotics which they use as needed on the crop, another witness to design. Finally, they also prune their crop in a way that has been shown to improve its productivity.All these special design features and behaviors seem to have been put into one creature as a witness against evolution.Proverbs 6:6-8"Go to the ant, thou sluggard; consider her ways, and be wise: Which having no guide, overseer, or ruler, Provideth her meat in the summer, and gathereth her food in the harvest.”Prayer: I praise and glorify You, Father, for the evidence of Your great glory. Amen.Ref: Susan Milius, “Old MacDonald Was an Ant,” Science News. Image: Atta laevigata fungus garden, Alex Wild, CC0, Wikimedia Commons. To support this ministry financially, visit: https://www.oneplace.com/donate/1232/29?v=20251111

An adjuster has decided to level up their career by earning their PACE-P Designation. They've completed the comprehensive educational program, but don't feel quite ready to sit down and take the PACE Designation Exam. So they download the PACE Study Guide and get started. Notable Timestamps [ 04:23 ] - The PACE Designation Program provides a comprehensive foundation of knowledge and practical skills tailored for claims professionals to succeed. [ 06:41 ] - Members can complete the Core Curriculum, the Personal Lines Property Track, and the Claims Intensives at no additional cost, and receive a discounted rate on the final PACE Designation Exam. [ 07:59 ] - The PACE Designation Exam takes roughly two and a half hours, but the timed multiple-choice sections can be split up and completed across different days. [ 10:37 ] - Using the PACE Study Guide is highly recommended, as members often take months to finish the program and need a thorough refresher before testing. [ 11:57 ] - The PACE Study Guide includes a suggested four-week calendar that structures your preparation, breaking down lessons, flashcards, and outlines. [ 13:33 ] - A new digital flashcard and glossary feature allows test-takers to search for specific terms and isolate their studying to specific courses. [ 15:20 ] - The flashcards utilize a spaced repetition learning method, bringing back concepts you mark as difficult more frequently to enhance memory. [ 18:19 ] - Once you successfully earn your PACE-P designation, you can proudly display your new credential on your resume, email, and social media pages. Your PLRB Resources PACE Personal Lines Property Study Guide https://members.plrb.org/education/courses/pace-personal-lines-property-study-guide Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at "Property and Liability Resource Bureau" Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

We are continuing our investigation into the implications of the Economic Singularity, the time when we need a new economic system because full automation by AI means that people can no longer obtain the resources they need by doing jobs.Our guest today is Ewan McMillan, the founder of New Gradient, an Edinburgh-based consultancy that builds AI systems for a variety of industries, from biotech to mining. He took a degree in theoretical physics at the University of Edinburgh, and since then he has spent seven years delivering applied AI R&D. We wanted to have Ewan on the show because he also writes about the economics of AI from the perspective of someone who is actually implementing it. This spring he posted a series of thought-provoking articles called “The Economics of AGI”.Selected follow-ups:New Gradient - Company websiteEwan McMillan - LinkedIn"The Economics of AGI" - Part 1  of Ewan's essay"The Innovation Paradox" - Part 2 of the essay"The Allocation Stack" - Part 3 of the essay"Bitter lesson" (general AIs will in due course out-perform specific AIs) - Wikipedia"AlphaZero" (covers the chess match vs. Stockfish) - Wikipedia"Smartphones and Beyond: Lessons from the remarkable rise and fall of Symbian" - book by David"Culture series" (about science fiction series written by Iain M Banks) - Wikipedia"Aghion–Howitt model"  - Wikipedia2025 Nobel Prize in Economics (recipients include Philippe Aghion and Peter Howitt)"The First Solo Unicorns Are Here: Meet the One-Person Companies Racing to $1B in 2026" - Founder Institute"Understanding Alpha in Investing" - Investopedia"'We Must Act Now': Sixteen Nobel Laureates Join Leading Economists and AI Researchers in Call to Prepare for AI's Economic Transformation" - Stanford Digital Economy LabMusic: Spike Protein, by Koi Discovery, available under CC0 1.0 Public Domain Declaration

Whether fighting Internet bullies, fighting for justice as a District Attorney, or fighting demons on Jeju Island, Lee Da Hee portrays fabulous characters who always look fabulous! In this episode, Susie and Lynn discuss her roles in I Hear Your Voice, The Beauty Inside, Search WWW, and more! (About SPOILERS: we try to avoid major plot spoilers in our discussions of different dramas, but inevitably some minor details will be revealed. If you want to avoid knowing absolutely anything about a show you haven't seen, we recommend skipping to the next segment!)(0:00) - Intro, Jal Meogisseubnida, KDrama ketchup(28:00) - I Hear Your Voice(45:15) - The Beauty Inside(1:07:15) - Search WWW(1:18:15) - Island(1:29:45) - The Divorce Insurance(2:08:45) - Favorite Lee Da Hee scene(2:15:10) - Ask Susie UnnithingIf you like this episode, please subscribe and leave us a rating and review!Follow us on Instagram @unnisonoppaspodUse of our theme music, “Pickled Pink” by Kevin MacLeod, is permitted under Creative Commons license CC0 1.0

Sua Voz Importa: Conecte-se e Faça Parte da Conversa! Este programa é um canal dedicado à interação direta com nossos ouvintes, oferecendo uma plataforma para ler e comentar suas mensagens, perguntas e sugestões, mergulhando em discussões aprofundadas sobre os temas mais relevantes do nosso projeto. Seja sobre a produção dos nossos conteúdos, suas experiências, aspectos específicos de nossas criações ou outras áreas de interesse – sua participação é fundamental para o desenvolvimento e enriquecimento das nossas conversas! Descubra tudo que oferecemos aqui: https://bit.ly/boletim-informativo-rpg-next Como você pode ajudar: 1️⃣ Torne-se um apoiador em https://apoia.se/rpgnext e ajude a manter o projeto vivo! 2️⃣ Participe de nossas mesas e aventuras disponíveis em https://rpgnext.com.br/loja. 3️⃣ Compartilhe nosso conteúdo e chame seus amigos para fazer parte dessa jornada épica! Recompensas incríveis para nossos apoiadores: Acesso antecipado. ️ Sorteios mensais. ️ Consultorias exclusivas e muito mais! ⚔️ Vem jogar com a gente e viva histórias que só o RPG pode proporcionar. Marque seus amigos e ajude a expandir essa comunidade! ‍♂️ Boletim Informativo RPG Next https://bit.ly/boletim-informativo-rpg-next  NOVIDADE!!! Para tornar a sua experiência ainda mais fácil e prática, agora disponibilizamos nossos conteúdos exclusivos do Apoia.se também no Spotify! Assim, você pode acessar tudo em um só lugar, sem precisar alternar entre plataformas. Quer saber como ativar essa opção e ouvir nossos episódios exclusivos diretamente no Spotify? Acesse este artigo com o passo a passo: https://suporte.apoia.se/hc/pt-br/articles/30944727495579-Ou%C3%A7a-%C3%A1udios-exclusivos-da-APOIA-se-no-Spotify Obrigado por apoiar nosso trabalho! Seu suporte faz toda a diferença. Boletim Informativo RPG Next https://bit.ly/boletim-informativo-rpg-next  O RPG Next agora tem um grupo oficial no Telegram! Venha trocar ideias, compartilhar suas aventuras e se conectar com outros jogadores apaixonados por RPG. Entre agora e faça parte dessa comunidade épica: https://t.me/RpgNextOficial . Acesse nossos conteúdos antecipados e exclusivos pelo APP do Apoia-se Disponível para Android e iOS! Google Play: https://play.google.com/store/apps/details?id=com.apoiasemobile&pli=1 iOS: https://apps.apple.com/us/app/apoia-se/id1665747795 https://www.rpgnext.com.br/produto/dungeons-and-dragons-starter-set-heroes-of-the-borderlands/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-livro-do-jogador-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-dungeon-masters-guide-livro-do-mestre-5-5e-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-monster-manual-livro-dos-monstros-5-5e-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-masters-screen-2024/ Quer jogar RPG sem precisar montar grupo ou preparar nada?   Agora você pode! Encontre todas as vagas on-line com Mestres de Aluguel no site do RPG Next e entre de cabeça em aventuras épicas conduzidas por narradores experientes! O serviço é pago e funciona por assinatura mensal, com cobrança exclusivamente via cartão de crédito. ‍♂️ O Mestre de Aluguel conduz toda a sessão — você só precisa escolher o sistema, montar seu personagem e se divertir! No site, você encontra um vídeo de apresentação e todas as informações sobre como participar, bem como link público para o grupo de WhatsApp de cada Mestre de RPG. Confira as mesas disponíveis agora em:https://www.rpgnext.com.br/categoria-produto/servico-de-mestre-de-aluguel/ APOIE NOSSA CAUSA! Nosso Plano de Assinaturas do APOIA.SE! Acesse e veja nossas recompensas para os apoiadores.   COMPARTILHE! Se você gostou desse Podcast de RPG, então não se esqueça de compartilhar! Nossa Campanha do APOIA.SE: https://apoia.se/rpgnext Facebook RpgNextPage, Grupo do Facebook RPGNext Group, Instagram RPG Next Oficial, Bluesky rpgnext.bsky.social,  Canal do YouTube,  Vote no iTunes do Tarrasque na Bota e no iTunes do RPG Next Podcast com 5 estrelas para também ajudar na divulgação! DEIXE SEU FEEDBACK! Se quiser deixar seu feedback, nos envie um e-mail em contato@rpgnext.com.br ou faça um comentário nesse post logo abaixo. Seu comentário é muito importante para a melhoria dos próximos episódios. Beleza? Muito obrigado pelo suporte, pessoal! Links para MÚSICAS e SFX sob a licença Creative Commons Kevin MacLeod (incompetech.com): Licenciado sob Creative Commons: By Attribution 4.0 License (http://creativecommons.org/licenses/by/4.0/) Tabletop Audio (tabletopaudio.com): Licenciado sob Creative Commons: Attribution-NonCommercial-NoDerivatives 4.0 License (https://creativecommons.org/licenses/by-nc-nd/4.0/) Freesound.org: Efeitos sonoros diversos licenciados sob Creative Commons (CC BY 3.0 e 4.0) e Domínio Público (CC0). Contato Instagram / Facebook / Bluesky / TikTok / YouTube

Sua Voz Importa: Conecte-se e Faça Parte da Conversa! Este programa é um canal dedicado à interação direta com nossos ouvintes, oferecendo uma plataforma para ler e comentar suas mensagens, perguntas e sugestões, mergulhando em discussões aprofundadas sobre os temas mais relevantes do nosso projeto. Seja sobre a produção dos nossos conteúdos, suas experiências, aspectos específicos de nossas criações ou outras áreas de interesse – sua participação é fundamental para o desenvolvimento e enriquecimento das nossas conversas! Descubra tudo que oferecemos aqui: https://bit.ly/boletim-informativo-rpg-next Como você pode ajudar: 1️⃣ Torne-se um apoiador em https://apoia.se/rpgnext e ajude a manter o projeto vivo! 2️⃣ Participe de nossas mesas e aventuras disponíveis em https://rpgnext.com.br/loja. 3️⃣ Compartilhe nosso conteúdo e chame seus amigos para fazer parte dessa jornada épica! Recompensas incríveis para nossos apoiadores: Acesso antecipado. ️ Sorteios mensais. ️ Consultorias exclusivas e muito mais! ⚔️ Vem jogar com a gente e viva histórias que só o RPG pode proporcionar. Marque seus amigos e ajude a expandir essa comunidade! ‍♂️ Boletim Informativo RPG Next https://bit.ly/boletim-informativo-rpg-next  NOVIDADE!!! Para tornar a sua experiência ainda mais fácil e prática, agora disponibilizamos nossos conteúdos exclusivos do Apoia.se também no Spotify! Assim, você pode acessar tudo em um só lugar, sem precisar alternar entre plataformas. Quer saber como ativar essa opção e ouvir nossos episódios exclusivos diretamente no Spotify? Acesse este artigo com o passo a passo: https://suporte.apoia.se/hc/pt-br/articles/30944727495579-Ou%C3%A7a-%C3%A1udios-exclusivos-da-APOIA-se-no-Spotify Obrigado por apoiar nosso trabalho! Seu suporte faz toda a diferença. Boletim Informativo RPG Next https://bit.ly/boletim-informativo-rpg-next  O RPG Next agora tem um grupo oficial no Telegram! Venha trocar ideias, compartilhar suas aventuras e se conectar com outros jogadores apaixonados por RPG. Entre agora e faça parte dessa comunidade épica: https://t.me/RpgNextOficial . Acesse nossos conteúdos antecipados e exclusivos pelo APP do Apoia-se Disponível para Android e iOS! Google Play: https://play.google.com/store/apps/details?id=com.apoiasemobile&pli=1 iOS: https://apps.apple.com/us/app/apoia-se/id1665747795 https://www.rpgnext.com.br/produto/dungeons-and-dragons-starter-set-heroes-of-the-borderlands/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-livro-do-jogador-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-dungeon-masters-guide-livro-do-mestre-5-5e-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-monster-manual-livro-dos-monstros-5-5e-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-masters-screen-2024/ Quer jogar RPG sem precisar montar grupo ou preparar nada?   Agora você pode! Encontre todas as vagas on-line com Mestres de Aluguel no site do RPG Next e entre de cabeça em aventuras épicas conduzidas por narradores experientes! O serviço é pago e funciona por assinatura mensal, com cobrança exclusivamente via cartão de crédito. ‍♂️ O Mestre de Aluguel conduz toda a sessão — você só precisa escolher o sistema, montar seu personagem e se divertir! No site, você encontra um vídeo de apresentação e todas as informações sobre como participar, bem como link público para o grupo de WhatsApp de cada Mestre de RPG. Confira as mesas disponíveis agora em:https://www.rpgnext.com.br/categoria-produto/servico-de-mestre-de-aluguel/ APOIE NOSSA CAUSA! Nosso Plano de Assinaturas do APOIA.SE! Acesse e veja nossas recompensas para os apoiadores.   COMPARTILHE! Se você gostou desse Podcast de RPG, então não se esqueça de compartilhar! Nossa Campanha do APOIA.SE: https://apoia.se/rpgnext Facebook RpgNextPage, Grupo do Facebook RPGNext Group, Instagram RPG Next Oficial, Bluesky rpgnext.bsky.social,  Canal do YouTube,  Vote no iTunes do Tarrasque na Bota e no iTunes do RPG Next Podcast com 5 estrelas para também ajudar na divulgação! DEIXE SEU FEEDBACK! Se quiser deixar seu feedback, nos envie um e-mail em contato@rpgnext.com.br ou faça um comentário nesse post logo abaixo. Seu comentário é muito importante para a melhoria dos próximos episódios. Beleza? Muito obrigado pelo suporte, pessoal! Links para MÚSICAS e SFX sob a licença Creative Commons Kevin MacLeod (incompetech.com): Licenciado sob Creative Commons: By Attribution 4.0 License (http://creativecommons.org/licenses/by/4.0/) Tabletop Audio (tabletopaudio.com): Licenciado sob Creative Commons: Attribution-NonCommercial-NoDerivatives 4.0 License (https://creativecommons.org/licenses/by-nc-nd/4.0/) Freesound.org: Efeitos sonoros diversos licenciados sob Creative Commons (CC BY 3.0 e 4.0) e Domínio Público (CC0). Contato Instagram / Facebook / Bluesky / TikTok / YouTube

Quer hackear o Livro do Mestre do D&D e criar suas próprias regras do zero?

A plumber was hired to perform work on a pipe on an insured home. In the course of that work, the plumber accidentally smashed his wrench into the pipe, damaging it. The water damaged nearby drywall and carpet. Notable Timestamps [ 00:44 ] - The j(5) exclusion specifically applies to property damage on that particular part of real property where operations are directly being performed. [ 01:14 ] - In contrast to the j(5) exclusion, the j(6) exclusion applies to any property that requires restoration, repair, or replacement because the work was performed incorrectly. [ 02:44 ] - If a plumber accidentally breaks a pipe while working on it, fixing the pipe is probably excluded, but resulting damage to nearby drywall and carpet may be covered. [ 04:32 ] - General liability insurance typically isn't meant to cover general carelessness. [ 08:29 ] - Courts interpreting exclusions broadly might deny coverage, reasoning that the particular part being worked on encompasses the entire project or property. [ 10:50 ] - When courts interpret exclusions narrowly, they restrict the exclusion to just the defective part being worked on, which can result in broader insurance coverage. [ 13:49 ] - For a botched oil change causing engine failure, a narrow interpretation excludes only the oil and filter, while a broad view excludes the whole engine. [ 15:07 ] - Defective workmanship that results in damage to other property, or to work that is not the insured's own product, can be considered a covered occurrence. Your PLRB Resources Adjuster Resource Sheet: Faulty Work https://members.plrb.org/documents/adjuster-resource-sheet-faulty-work Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at "Property and Liability Resource Bureau" Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

The gang faces off weird fish men and giant crayfish, finding a mysterious and seemingly destructive portal surrounded by crystal hermit crabs.Follow us on Instagram @radioddpodPodcast Artwork:DrawForthArts: https://www.etsy.com/shop/drawforthartsMusic (Freemusicarchive.org):Broken-suspense-master by John Bartmann (CC0 1.0 Deed: cc0 1.0 Universal: https://creativecommons.org/publicdomain/zero/1.0/) Cavern by Jahzzar (CC BY-SA 4.0: Attribution-ShareAlike 4.0 International: https://creativecommons.org/licenses/by-sa/4.0/) Ice Cave by Visager (CC BY 4.0: Attribution 4.0 International: https://creativecommons.org/licenses/by/4.0/)Jazzy Detective by John Bartmann (CC0 1.0: CC01.0 Universal: https://creativecommons.org/publicdomain/zero/1.0/)Scary Secrets by Universfield (CC BY-SA 4.0: Attribution-ShareAlike 4.0 International: https://creativecommons.org/licenses/by-sa/4.0/)SeeUSoon by Jahzzar (CC BY-SA 4.0: Attribution-ShareAlike 4.0 International: https://creativecommons.org/licenses/by-sa/4.0/)Serenity Temple by Komiku (CC0 1.0 Deed: CCO 1.0 Universal: https://creativecommons.org/publicdomain/zero/1.0/)Water on Mars by Rue Sova (CC0 1.0: CC0 1.0 Universal: https://creativecommons.org/publicdomain/zero/1.0/) Vibe Ace by Kevin MacLeod (Attribution 3.0 Unported: https://creativecommons.org/licenses/by/3.0/) Music: Www.Purple-Planet.comLittle FishesSweet EscapesSound Effects (Freesound.org):FM Radio Tuning Sweep by davidbain (CC0 1.0: CC0 1.0 Universal: https://creativecommons.org/publicdomain/zero/1.0/)

Fique atualizado com o Boletim do RPG Next! Já imaginou fazer parte de uma comunidade que vive o RPG intensamente? Com podcasts imersivos, lives emocionantes e mesas de RPG cheias de ação, o RPG Next é a sua porta de entrada para experiências inesquecíveis no universo do RPG! Descubra tudo que oferecemos aqui: https://bit.ly/boletim-informativo-rpg-next Como você pode ajudar: 1️⃣ Torne-se um apoiador em https://apoia.se/rpgnext e ajude a manter o projeto vivo! 2️⃣ Participe de nossas mesas e aventuras disponíveis em https://rpgnext.com.br/loja. 3️⃣ Compartilhe nosso conteúdo e chame seus amigos para fazer parte dessa jornada épica! Recompensas incríveis para nossos apoiadores: Acesso antecipado. ️ Sorteios mensais. ️ Consultorias exclusivas e muito mais! ⚔️ Vem jogar com a gente e viva histórias que só o RPG pode proporcionar. Marque seus amigos e ajude a expandir essa comunidade! ‍♂️ Boletim Informativo RPG Next https://bit.ly/boletim-informativo-rpg-next  NOVIDADE!!! Para tornar a sua experiência ainda mais fácil e prática, agora disponibilizamos nossos conteúdos exclusivos do Apoia.se também no Spotify! Assim, você pode acessar tudo em um só lugar, sem precisar alternar entre plataformas. Quer saber como ativar essa opção e ouvir nossos episódios exclusivos diretamente no Spotify? Acesse este artigo com o passo a passo: https://suporte.apoia.se/hc/pt-br/articles/30944727495579-Ou%C3%A7a-%C3%A1udios-exclusivos-da-APOIA-se-no-Spotify Obrigado por apoiar nosso trabalho! Seu suporte faz toda a diferença. O RPG Next agora tem um grupo oficial no Telegram! Venha trocar ideias, compartilhar suas aventuras e se conectar com outros jogadores apaixonados por RPG. Entre agora e faça parte dessa comunidade épica: https://t.me/RpgNextOficial . Acesse nossos conteúdos antecipados e exclusivos pelo APP do Apoia-se Disponível para Android e iOS! Google Play: https://play.google.com/store/apps/details?id=com.apoiasemobile&pli=1 iOS: https://apps.apple.com/us/app/apoia-se/id1665747795 https://www.rpgnext.com.br/produto/dungeons-and-dragons-starter-set-heroes-of-the-borderlands/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-livro-do-jogador-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-dungeon-masters-guide-livro-do-mestre-5-5e-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-monster-manual-livro-dos-monstros-5-5e-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-masters-screen-2024/ Quer jogar RPG sem precisar montar grupo ou preparar nada?   Agora você pode! Encontre todas as vagas on-line com Mestres de Aluguel no site do RPG Next e entre de cabeça em aventuras épicas conduzidas por narradores experientes! O serviço é pago e funciona por assinatura mensal, com cobrança exclusivamente via cartão de crédito. ‍♂️ O Mestre de Aluguel conduz toda a sessão — você só precisa escolher o sistema, montar seu personagem e se divertir! No site, você encontra um vídeo de apresentação e todas as informações sobre como participar, bem como link público para o grupo de WhatsApp de cada Mestre de RPG. Confira as mesas disponíveis agora em:https://www.rpgnext.com.br/categoria-produto/servico-de-mestre-de-aluguel/ APOIE NOSSA CAUSA! Nosso Plano de Assinaturas do APOIA.SE! Acesse e veja nossas recompensas para os apoiadores.   COMPARTILHE! Se você gostou desse Podcast de RPG, então não se esqueça de compartilhar! Nossa Campanha do APOIA.SE: https://apoia.se/rpgnext Facebook RpgNextPage, Grupo do Facebook RPGNext Group, Instagram RPG Next Oficial, Bluesky rpgnext.bsky.social,  Canal do YouTube,  Vote no iTunes do Tarrasque na Bota e no iTunes do RPG Next Podcast com 5 estrelas para também ajudar na divulgação! DEIXE SEU FEEDBACK! Se quiser deixar seu feedback, nos envie um e-mail em contato@rpgnext.com.br ou faça um comentário nesse post logo abaixo. Seu comentário é muito importante para a melhoria dos próximos episódios. Beleza? Muito obrigado pelo suporte, pessoal! Links para MÚSICAS e SFX sob a licença Creative Commons Kevin MacLeod (incompetech.com): Licenciado sob Creative Commons: By Attribution 4.0 License (http://creativecommons.org/licenses/by/4.0/) Tabletop Audio (tabletopaudio.com): Licenciado sob Creative Commons: Attribution-NonCommercial-NoDerivatives 4.0 License (https://creativecommons.org/licenses/by-nc-nd/4.0/) Freesound.org: Efeitos sonoros diversos licenciados sob Creative Commons (CC BY 3.0 e 4.0) e Domínio Público (CC0). Contato Instagram / Facebook / Bluesky / TikTok / YouTube

Fique atualizado com o Boletim do RPG Next! Já imaginou fazer parte de uma comunidade que vive o RPG intensamente? Com podcasts imersivos, lives emocionantes e mesas de RPG cheias de ação, o RPG Next é a sua porta de entrada para experiências inesquecíveis no universo do RPG! Descubra tudo que oferecemos aqui: https://bit.ly/boletim-informativo-rpg-next Como você pode ajudar: 1️⃣ Torne-se um apoiador em https://apoia.se/rpgnext e ajude a manter o projeto vivo! 2️⃣ Participe de nossas mesas e aventuras disponíveis em https://rpgnext.com.br/loja. 3️⃣ Compartilhe nosso conteúdo e chame seus amigos para fazer parte dessa jornada épica! Recompensas incríveis para nossos apoiadores: Acesso antecipado. ️ Sorteios mensais. ️ Consultorias exclusivas e muito mais! ⚔️ Vem jogar com a gente e viva histórias que só o RPG pode proporcionar. Marque seus amigos e ajude a expandir essa comunidade! ‍♂️ Boletim Informativo RPG Next https://bit.ly/boletim-informativo-rpg-next  NOVIDADE!!! Para tornar a sua experiência ainda mais fácil e prática, agora disponibilizamos nossos conteúdos exclusivos do Apoia.se também no Spotify! Assim, você pode acessar tudo em um só lugar, sem precisar alternar entre plataformas. Quer saber como ativar essa opção e ouvir nossos episódios exclusivos diretamente no Spotify? Acesse este artigo com o passo a passo: https://suporte.apoia.se/hc/pt-br/articles/30944727495579-Ou%C3%A7a-%C3%A1udios-exclusivos-da-APOIA-se-no-Spotify Obrigado por apoiar nosso trabalho! Seu suporte faz toda a diferença. O RPG Next agora tem um grupo oficial no Telegram! Venha trocar ideias, compartilhar suas aventuras e se conectar com outros jogadores apaixonados por RPG. Entre agora e faça parte dessa comunidade épica: https://t.me/RpgNextOficial . Acesse nossos conteúdos antecipados e exclusivos pelo APP do Apoia-se Disponível para Android e iOS! Google Play: https://play.google.com/store/apps/details?id=com.apoiasemobile&pli=1 iOS: https://apps.apple.com/us/app/apoia-se/id1665747795 https://www.rpgnext.com.br/produto/dungeons-and-dragons-starter-set-heroes-of-the-borderlands/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-livro-do-jogador-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-dungeon-masters-guide-livro-do-mestre-5-5e-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-monster-manual-livro-dos-monstros-5-5e-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-masters-screen-2024/ Quer jogar RPG sem precisar montar grupo ou preparar nada?   Agora você pode! Encontre todas as vagas on-line com Mestres de Aluguel no site do RPG Next e entre de cabeça em aventuras épicas conduzidas por narradores experientes! O serviço é pago e funciona por assinatura mensal, com cobrança exclusivamente via cartão de crédito. ‍♂️ O Mestre de Aluguel conduz toda a sessão — você só precisa escolher o sistema, montar seu personagem e se divertir! No site, você encontra um vídeo de apresentação e todas as informações sobre como participar, bem como link público para o grupo de WhatsApp de cada Mestre de RPG. Confira as mesas disponíveis agora em:https://www.rpgnext.com.br/categoria-produto/servico-de-mestre-de-aluguel/ APOIE NOSSA CAUSA! Nosso Plano de Assinaturas do APOIA.SE! Acesse e veja nossas recompensas para os apoiadores.   COMPARTILHE! Se você gostou desse Podcast de RPG, então não se esqueça de compartilhar! Nossa Campanha do APOIA.SE: https://apoia.se/rpgnext Facebook RpgNextPage, Grupo do Facebook RPGNext Group, Instagram RPG Next Oficial, Bluesky rpgnext.bsky.social,  Canal do YouTube,  Vote no iTunes do Tarrasque na Bota e no iTunes do RPG Next Podcast com 5 estrelas para também ajudar na divulgação! DEIXE SEU FEEDBACK! Se quiser deixar seu feedback, nos envie um e-mail em contato@rpgnext.com.br ou faça um comentário nesse post logo abaixo. Seu comentário é muito importante para a melhoria dos próximos episódios. Beleza? Muito obrigado pelo suporte, pessoal! Links para MÚSICAS e SFX sob a licença Creative Commons Kevin MacLeod (incompetech.com): Licenciado sob Creative Commons: By Attribution 4.0 License (http://creativecommons.org/licenses/by/4.0/) Tabletop Audio (tabletopaudio.com): Licenciado sob Creative Commons: Attribution-NonCommercial-NoDerivatives 4.0 License (https://creativecommons.org/licenses/by-nc-nd/4.0/) Freesound.org: Efeitos sonoros diversos licenciados sob Creative Commons (CC BY 3.0 e 4.0) e Domínio Público (CC0). Contato Instagram / Facebook / Bluesky / TikTok / YouTube

In this episode of the Teach Different podcast, hosts Steve and Dan Fouts explore a quote by Mark Twain, “whenever you find yourself on the side of the majority, it is time to pause and reflect.”  They discuss the psychology behind groupthink, the importance of critical thinking, and the potential dangers of majority opinion. The conversation also touches on practical applications of these ideas in educational settings, particularly in discussions about peer pressure and democracy. Throughout the episode, the hosts emphasize the value of reflection and the need to consider counterclaims in order to foster deeper understanding and critical thinking skills. The episode wraps up with some essential questions for further discussion. If you enjoyed this episode please let us know by contacting us through our website www.teachdifferent.com and stand a chance to get access to all our program materials. We would love to hear from youEpisode Chapters00:00 - Introduction to Teach Different and Mark Twain's Quote04:05 - Exploring Groupthink and Majority Opinion10:10 - The Psychology Behind Following the Majority12:42 - The Tyranny of the Majority and Critical Thinking18:57 - Counterclaims and the Importance of Reflection22:19 - Practical Applications and ConclusionImage Source: Charles Noel Flagg, CC0, via Wikimedia Commons https://upload.wikimedia.org/wikipedia/commons/d/d8/Mark_Twain_MET_ap17.96.jpg 

Génesis 1:26“Entonces dijo Dios: ‘Hagamos al hombre a nuestra imagen, conforme a nuestra semejanza; y tenga potestad sobre los peces del mar, las aves de los cielos y las bestias, sobre toda la tierra y sobre todo animal que se arrastra sobre la tierra'”.Una lectura honesta de Génesis ofrece una historia muy diferente sobre la humanidad de lo que ofrece la moderna ciencia evolucionista. ¿Acaso el resto de la Biblia contradice la evolución también? ¿Pueden Génesis y la evolución armonizar?De acuerdo a la evolución, los humanos son el resultado de millones de años de vida, lucha y muerte. Hoy, no somos más que un subcapítulo en aquella larga historia de lucha y muerte sin fin. ¿Puede esto reconciliarse con la Biblia? No, si dejamos que la Biblia se interprete a sí misma. Primero, la Biblia permite solo un día de historia antes de que los humanos entraran en escena. Segundo, los humanos fueron creados no de alguna otra criatura pero fueron hechos por Dios, a Su imagen.La diferencia más importante entre la historia de la evolución y la historia bíblica de la humanidad es el rol que tiene la muerte. De acuerdo a la evolución, la muerte ya era parte de la naturaleza mucho antes de que los humanos llegaran. De acuerdo a la Biblia – por ejemplo, en 1 Corintios 15:21 – la muerte llegó a la creación por causa del pecado del primer hombre, Adán. Esta es la razón por la cual era necesario que otro hombre, Cristo Jesús, eliminara la muerte.Para el cristiano, la parte más objetable de la evolución es que separa el pecado y la muerte la una de la otra. ¡Esto hace que la muerte de Cristo y su resurrección por nosotros sea completamente redundante, ya que la muerte no tiene nada que ver con el pecado! ¡No pueda haber ninguna armonía entre esto y el Evangelio!Oración: Amado Padre, Tú creaste especialmente a los seres humanos porque deseabas tener una relación personal con cada uno de ellos. Cuando considero mi relación espiritual contigo, ayúdame a que recuerde que Tu Hijo, Cristo Jesús, murió para que pueda, a través de Él, recibir el perdón de los pecados. En Su Nombre. Amén.Imagen: Christ Crucified between the Two Thieves, The Three Crosses, MET, Rembrandt, CC0, Wikimedia Commons. To support this ministry financially, visit: https://www.oneplace.com/donate/1235/29?v=20251111

We are continuing our investigation into the implications of the Economic Singularity, the time when we need a new economic system because full automation by AI means people can no longer obtain the resources they need by doing jobs.Our guest today is Oliver Ritchie, the UK Policy Lead at the Future of Life Institute. Previously, he was a Senior Fellow at the Institute for AI Policy and Strategy, and a Research Scholar at GovAI. He also spent over six years in policy formation at the Treasury, which is where many of the brightest minds in UK public sector work, and where the really big decisions are made, because the Treasury hold the purse strings.We wanted to have Oliver on the show because he has written two thought-provoking articles on the Economic Singularity, a paper called “The Fiscal Challenge of Advanced AI”, and a Substack post which summarises it, called “Can we afford to support workers whose jobs are displaced by AI?” Selected follow-ups:"Oliver Ritchie" - Future of Life Institute"Return on Intelligence" - Oliver's Substack"Can we afford to support workers whose jobs are displaced by AI?"  - Substack article by Oliver"The Fiscal Challenge Of Advanced AI" (PDF) - article by Oliver"The case for G20 coordination on wealth taxes" - article by Liam Byrne"US super-rich 'pay almost no income tax'" - BBC"Trump to meet AI leaders to discuss US investment in their companies" - BBC"Getting Ahead of AI's Economic Disruption" - Windfall Trust"AI's Role in Reshaping Power Distribution" - Future of Life Institute project"Can you safely build something that may kill you?" (about Sam Altman) - by Kelsey Piper"Exploring Machine Consciousness" - Prism / Conscium podcast, cohost Calum Chace"The biggest blockages to successful governance of advanced AI" - Review by David Wood, contains section "Why a pause isn't that inconceivable""Trump considering AI controls after OpenAI hacking incidents" - BBC"Pacing the Frontier" - A statement from over 1,300 employees of frontier AI companies"Why a Custom AI Just Beat Every Frontier Model" - about Thinking Machines Lab and Bridgewater"The On-Device LLM Revolution" - by Steve Roddy"AI Economics Institute (AIEI): Prospectus" - UK Government"Minister of State for the Future of Work" - Kate Dearden MP (LinkedIn)"'We Must Act Now': Sixteen Nobel Laureates Join Leading Economists and AI Researchers in Call to Prepare for AI's Economic Transformation" - Stanford Digital Economy Lab"A Potential Path to Safer AI Development" by Yoshua Bengio, introduces Scientist AI"Bitter lesson" (general AIs will in due course out-perform specific AIs) - Wikipedia"Why Tool AIs Want to Be Agent AIs" - GwernMusic: Spike Protein, by Koi Discovery, available under CC0 1.0 Public Domain Declaration

A general contractor installs a commercial storefront window system. Because the flashing is installed incorrectly, rainwater enters the building during the first storm. The building owner sues the contractor, seeking the cost to remove and replace the defective window system and repair the water-damaged drywall and flooring inside. The contractor tenders the suit to its CGL insurer. Notable Timestamps [ 00:00:34 ] - A contractor faces a lawsuit after incorrectly installing window flashing that leads to water damage inside a building. [ 00:04:48 ] - A central issue in these claims is determining if an insurance company actually owes defense and indemnity when a contractor's work causes property damage. [ 00:06:26 ] - Commercial liability insurance is designed to cover unpredictable accidents and occurrences rather than serving as a guarantee for a contractor's faulty work. [ 00:08:53 ] - Under the majority legal view, such as in Alabama, faulty workmanship does not qualify as an occurrence because the work was done purposefully without fortuity. [ 00:10:00 ] - A growing minority view, seen in states like Pennsylvania and Colorado, broadly interprets these incidents as accidents unless the contractor intended the damage. [ 00:10:55 ] - Even if a situation qualifies as an occurrence under a state's laws, insurers may still rely on specific policy exclusions, like j(5) and j(6), to limit coverage. [ 00:11:26 ] - While the majority view denies indemnity for faulty workmanship itself, defective work that damages other property can still be classified as an occurrence. Your PLRB Resources Adjuster Resource Sheet: Faulty Work https://members.plrb.org/documents/adjuster-resource-sheet-faulty-work Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at "Property and Liability Resource Bureau" Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

We may not love every drama he's been in, but we still love Seo In Gook! In this episode, Susie and Lynn discuss his role in Death's Game, The Smile Has Left Your Eyes, Boyfriend on Demand, and more.(About SPOILERS: we try to avoid major plot spoilers in our discussions of different dramas, but inevitably some minor details will be revealed. If you want to avoid knowing absolutely anything about a show you haven't seen, we recommend skipping to the next segment!)(0:00) - Intro, Jal Meogisseubnida, KDrama ketchup(1:06:55) - The Master's Sun(1:38:35) - The Smile Has Left Your Eyes / Hundred Million Stars From the Sky(2:00:55) - Hello, Monster / I Remember You(2:20:25) - Death's Game(2:34:00) - Squad 38 / 38 Task Force(2:48:25) - Twelve(3:01:00) - Boyfriend on Demand(3:27:10) - Favorite Seo In Gook scenes(3:32:30) - Ask Lynn UnnithingIf you like this episode, please subscribe and leave us a rating and review!Follow us on Instagram @unnisonoppaspodUse of our theme music, “Pickled Pink” by Kevin MacLeod, is permitted under Creative Commons license CC0 1.0

Emma's cousin Mark moved to the big city and left his horse at Emma's ranch. For five years, she took care of the horse like it was one of her own. One day Mark took offense at one of Emma's social media posts, and quietly removed the horse without her knowledge, believing he was the rightful owner. Emma was devastated and sued Mark, alleging emotional distress, mental pain and suffering, and loss of consortium. Mark's insurer denied his defense on the basis that no bodily injury was claimed. Notable Timestamps [ 00:00:33 ] - The scenario involves a woman who sued her cousin for emotional distress and mental suffering after he quietly removed his horse from her ranch. [ 00:04:37 ] - At this stage of litigation, the focus is not on whether the cousin owes damages, but strictly whether his insurance owes him a legal defense. [ 00:07:29 ] - The plaintiff's complaint relies entirely on emotional damages like loss of consortium and mental pain, notably lacking standard liability allegations like property damage. [ 00:08:57 ] - The defining legal question is whether pure mental pain and emotional distress can satisfy the standard insurance definition of a bodily injury, sickness, or disease. [ 00:12:11 ] - In jurisdictions following the majority rule, such as Ohio, courts have established that pure emotional distress or PTSD without physical harm does not equal bodily injury. [ 00:15:56 ] - Alternatively, courts in minority rule states like New York view emotional trauma as potentially equal to physical injury because they find standard policy language ambiguous. [ 00:18:28 ] - To satisfy the bodily injury requirement in a majority state, the plaintiff must usually demonstrate physical manifestations of their distress, such as headaches or nausea. [ 00:23:14 ] - Insurance professionals can utilize PLRB.org's 50-State Surveys on emotional distress as a convenient tool to quickly check the controlling case law and rules within specific states. Your PLRB Resources 50-State Survey - Emotional Distress as Bodily Injury https://members.plrb.org/documents/50-state-survey-introduction-emotional-distress-as-bodily-injury Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at "Property and Liability Resource Bureau" Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

This is the first of a number of episodes on the broad theme of “the technoprogressive opportunity”. That's the name of a conference taking place in London on the weekend of 19th and 20th September, co-organised by London Futurists and the IEET – the Institute for Ethics and Emerging Technologies. In these episodes, some of the speakers from that conference will be appearing as guests on this show.Our guest today is one of these speakers, Matteo Rossi MacDermant, a technophilosopher from the University of New Mexico. Matteo hosts a show called “Bread and Robots”, which covers subjects such as post-scarcity economics, universal basic income, the tech workers movement, and how technology can be steered toward collective abundance rather than corporate exploitation. Matteo is also the instructor for an online course called “An introduction to technoprogressive worldbuilding”.Selected follow-ups:The Technoprogressive Opportunity: Event in London, Sept 19-20The IEET - A Technoprogressive Think-TankMatteo Rossi MacDermant - LinkedInBread and Robots - Podcast and Substack by Matteo Rossi MacDermantAn Introduction to Technoprogressive Worldbuilding"Technoprogressive Declaration" - from Transvision 20142017 update to the Technoprogressive DeclarationUBI Guide - by Scott SantensUniversal Basic Capital - Windfall Trust"How a Land Value Tax Can Fund a UBI" - Scott SantensUniversal Basic Income and/or Alternatives - London Futurists conference held in 2018"Why the AI world is suddenly obsessed with a 160-year-old economics paradox" - Jevon's Paradox explained by Greg Rosalsky"The Longevity City: Cities as the Engines of Healthy Longevity" - essay by Matteo Rossi MacDermant"The London boroughs with the best and worst 'healthy life' expectancy""The Abolition of Aging" - book by David Wood (includes analysis of economic implications)Music: Spike Protein, by Koi Discovery, available under CC0 1.0 Public Domain DeclarationC-Suite PerspectivesElevate how you lead with insight from today's most influential executives.Listen on: Apple Podcasts Spotify

Neo-Nazi and White Supremacist Groups Marching on Capitol Hill on July 4th Hundreds of masked white nationalists marched on the Capitol Hill in Washington, D.C. on the 250th anniversary of the signing of the declaration of independence. Who are the Aryan Freedom Network?  What's the responsibility of government to protect vulnerable groups when folks like this come to town?  And how can and should communities prepare? Mike German is an expert on national security, domestic terrorism, and intelligence oversight. He is a former FBI special agent and the author of several books including his latest, Policing White Supremacy: The Enemy Within. Expanding FLOCK contracts in Oakland. And OPD killings this year. George Galvis is the Co-founder and executive director of Communities United for Restorative Youth Justice (CURYJ).   JOLLOFF Festival  Celebrating and preserving the African Culture. The World's Biggest Jollof Rice Competition Ishmael Osekre, founder of the Festival and Samantha Akwei, hostess.   Photo credit: Flock Camera by Bruxton, CC0, via Wikimedia Commons —- Subscribe to our podcast: https://plinkhq.com/i/1637968343?to=page Get in touch: lawanddisorder@kpfa.org Follow us on socials @LawAndDis: https://twitter.com/LawAndDis; https://www.instagram.com/lawanddis/ The post White Supremacist Groups Marching on Capitol Hill on July 4th. Then, Oakland Expanding FLOCK Contracts. Plus, JOLLOFF Festival Celebrating African Culture appeared first on KPFA.

The Blades descend into the ocean depths to retrieve the sunken cargo while a mysterious sea monster approaches.Follow us on Instagram @radioddpod Podcast Artwork:DrawForthArts: https://www.etsy.com/shop/drawforthartsMusic (Freemusicarchive.org):Cavern by Jahzzar (CC BY-SA 4.0: Attribution-ShareAlike 4.0 International: https://creativecommons.org/licenses/by-sa/4.0/) Jazzy Detective by John Bartmann (CC0 1.0: CC01.0 Universal: https://creativecommons.org/publicdomain/zero/1.0/)Scars by Jahzzar (CC BY-SA 4.0: Attribution-ShareAlike 4.0 International: https://creativecommons.org/licenses/by-sa/4.0/)SeeUSoon by Jahzzar (CC BY-SA 4.0: Attribution-ShareAlike 4.0 International: https://creativecommons.org/licenses/by-sa/4.0/)Vibe Ace by Kevin MacLeod (Attribution 3.0 Unported: https://creativecommons.org/licenses/by/3.0/) Water on Mars by Rue Sova (CC0 1.0: CC0 1.0 Universal: https://creativecommons.org/publicdomain/zero/1.0/) Music: Www.Purple-Planet.comLittle FishesSound Effects (Freesound.org):FM Radio Tuning Sweep by davidbain (CC0 1.0: CC0 1.0 Universal: https://creativecommons.org/publicdomain/zero/1.0/)Heavy Rain with Thunder by lebastion100 (CC BY 4.0: Attribution 4.0 International: https://creativecommons.org/licenses/by/4.0/)Pacific Ocean Chile with strong wind by ibrizie (CC0 1.0: CC0 1.0 Universal: https://creativecommons.org/publicdomain/zero/1.0/)

The Blades descend into the ocean depths to retrieve the sunken cargo while a mysterious sea monster approaches.Follow us on Instagram @radioddpod Podcast Artwork:DrawForthArts: https://www.etsy.com/shop/drawforthartsMusic (Freemusicarchive.org):Cavern by Jahzzar (CC BY-SA 4.0: Attribution-ShareAlike 4.0 International: https://creativecommons.org/licenses/by-sa/4.0/) Jazzy Detective by John Bartmann (CC0 1.0: CC01.0 Universal: https://creativecommons.org/publicdomain/zero/1.0/)Scars by Jahzzar (CC BY-SA 4.0: Attribution-ShareAlike 4.0 International: https://creativecommons.org/licenses/by-sa/4.0/)SeeUSoon by Jahzzar (CC BY-SA 4.0: Attribution-ShareAlike 4.0 International: https://creativecommons.org/licenses/by-sa/4.0/)Vibe Ace by Kevin MacLeod (Attribution 3.0 Unported: https://creativecommons.org/licenses/by/3.0/) Water on Mars by Rue Sova (CC0 1.0: CC0 1.0 Universal: https://creativecommons.org/publicdomain/zero/1.0/) Music: Www.Purple-Planet.comLittle FishesSound Effects (Freesound.org):FM Radio Tuning Sweep by davidbain (CC0 1.0: CC0 1.0 Universal: https://creativecommons.org/publicdomain/zero/1.0/)Heavy Rain with Thunder by lebastion100 (CC BY 4.0: Attribution 4.0 International: https://creativecommons.org/licenses/by/4.0/)Pacific Ocean Chile with strong wind by ibrizie (CC0 1.0: CC0 1.0 Universal: https://creativecommons.org/publicdomain/zero/1.0/)

One of our favorite support oppas gets the star treatment - this episode is all about Kang Ki Young! Susie and Lynn discuss his roles in Weightlifting Fairy Kim Bok Joo, What's Wrong with Secretary Kim, Extraordinary Attorney Woo, and more!(About SPOILERS: we try to avoid major plot spoilers in our discussions of different dramas, but inevitably some minor details will be revealed. If you want to avoid knowing absolutely anything about a show you haven't seen, we recommend skipping to the next segment!)(0:00) - Intro, Jal Meogisseubnida, KDrama ketchup(18:10) - Speed round: The Three Musketeers; Bring It On, Ghost; Familiar Wife; W; While You Were Sleeping(31:55) - Weightlifting Fairy Kim Bok Joo(46:50) - Tunnel(1:02:40) - I am Not a Robot(1:29:35) - What's Wrong with Secretary Kim(1:48:30) - Extraordinary Attorney Woo Young Woo(2:09:20) - Favorite Kang Ki Young scenes(2:17:10) - Ask Susie UnnithingIf you like this episode, please subscribe and leave us a rating and review!Follow us on Instagram @unnisonoppaspodUse of our theme music, “Pickled Pink” by Kevin MacLeod, is permitted under Creative Commons license CC0 1.0

Sua Voz Importa: Conecte-se e Faça Parte da Conversa! Este programa é um canal dedicado à interação direta com nossos ouvintes, oferecendo uma plataforma para ler e comentar suas mensagens, perguntas e sugestões, mergulhando em discussões aprofundadas sobre os temas mais relevantes do nosso projeto. Seja sobre a produção dos nossos conteúdos, suas experiências, aspectos específicos de nossas criações ou outras áreas de interesse – sua participação é fundamental para o desenvolvimento e enriquecimento das nossas conversas! Descubra tudo que oferecemos aqui: https://bit.ly/boletim-informativo-rpg-next Como você pode ajudar: 1️⃣ Torne-se um apoiador em https://apoia.se/rpgnext e ajude a manter o projeto vivo! 2️⃣ Participe de nossas mesas e aventuras disponíveis em https://rpgnext.com.br/loja. 3️⃣ Compartilhe nosso conteúdo e chame seus amigos para fazer parte dessa jornada épica! Recompensas incríveis para nossos apoiadores: Acesso antecipado. ️ Sorteios mensais. ️ Consultorias exclusivas e muito mais! ⚔️ Vem jogar com a gente e viva histórias que só o RPG pode proporcionar. Marque seus amigos e ajude a expandir essa comunidade! ‍♂️ Boletim Informativo RPG Next https://bit.ly/boletim-informativo-rpg-next  NOVIDADE!!! Para tornar a sua experiência ainda mais fácil e prática, agora disponibilizamos nossos conteúdos exclusivos do Apoia.se também no Spotify! Assim, você pode acessar tudo em um só lugar, sem precisar alternar entre plataformas. Quer saber como ativar essa opção e ouvir nossos episódios exclusivos diretamente no Spotify? Acesse este artigo com o passo a passo: https://suporte.apoia.se/hc/pt-br/articles/30944727495579-Ou%C3%A7a-%C3%A1udios-exclusivos-da-APOIA-se-no-Spotify Obrigado por apoiar nosso trabalho! Seu suporte faz toda a diferença. Boletim Informativo RPG Next https://bit.ly/boletim-informativo-rpg-next  O RPG Next agora tem um grupo oficial no Telegram! Venha trocar ideias, compartilhar suas aventuras e se conectar com outros jogadores apaixonados por RPG. Entre agora e faça parte dessa comunidade épica: https://t.me/RpgNextOficial . Acesse nossos conteúdos antecipados e exclusivos pelo APP do Apoia-se Disponível para Android e iOS! Google Play: https://play.google.com/store/apps/details?id=com.apoiasemobile&pli=1 iOS: https://apps.apple.com/us/app/apoia-se/id1665747795 https://www.rpgnext.com.br/produto/dungeons-and-dragons-starter-set-heroes-of-the-borderlands/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-livro-do-jogador-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-dungeon-masters-guide-livro-do-mestre-5-5e-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-monster-manual-livro-dos-monstros-5-5e-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-masters-screen-2024/ Quer jogar RPG sem precisar montar grupo ou preparar nada?   Agora você pode! Encontre todas as vagas on-line com Mestres de Aluguel no site do RPG Next e entre de cabeça em aventuras épicas conduzidas por narradores experientes! O serviço é pago e funciona por assinatura mensal, com cobrança exclusivamente via cartão de crédito. ‍♂️ O Mestre de Aluguel conduz toda a sessão — você só precisa escolher o sistema, montar seu personagem e se divertir! No site, você encontra um vídeo de apresentação e todas as informações sobre como participar, bem como link público para o grupo de WhatsApp de cada Mestre de RPG. Confira as mesas disponíveis agora em:https://www.rpgnext.com.br/categoria-produto/servico-de-mestre-de-aluguel/ APOIE NOSSA CAUSA! Nosso Plano de Assinaturas do APOIA.SE! Acesse e veja nossas recompensas para os apoiadores.   COMPARTILHE! Se você gostou desse Podcast de RPG, então não se esqueça de compartilhar! Nossa Campanha do APOIA.SE: https://apoia.se/rpgnext Facebook RpgNextPage, Grupo do Facebook RPGNext Group, Instagram RPG Next Oficial, Bluesky rpgnext.bsky.social,  Canal do YouTube,  Vote no iTunes do Tarrasque na Bota e no iTunes do RPG Next Podcast com 5 estrelas para também ajudar na divulgação! DEIXE SEU FEEDBACK! Se quiser deixar seu feedback, nos envie um e-mail em contato@rpgnext.com.br ou faça um comentário nesse post logo abaixo. Seu comentário é muito importante para a melhoria dos próximos episódios. Beleza? Muito obrigado pelo suporte, pessoal! Links para MÚSICAS e SFX sob a licença Creative Commons Kevin MacLeod (incompetech.com): Licenciado sob Creative Commons: By Attribution 4.0 License (http://creativecommons.org/licenses/by/4.0/) Tabletop Audio (tabletopaudio.com): Licenciado sob Creative Commons: Attribution-NonCommercial-NoDerivatives 4.0 License (https://creativecommons.org/licenses/by-nc-nd/4.0/) Freesound.org: Efeitos sonoros diversos licenciados sob Creative Commons (CC BY 3.0 e 4.0) e Domínio Público (CC0). Contato Instagram / Facebook / Bluesky / TikTok / YouTube

The insured has spent months in an escalating dispute with his neighbor over the neighbor's alleged violation of HOA rules and garish lawn decorations. Finally, the insured takes things too far by aiming his sprinkler at the neighbor's newly painted shed, ruining an expensive paint job. The insured has been sued, and wants their insurance company to defend them in the lawsuit. Notable Timestamps [ 00:00:32 ] - This scenario involves an insured causing damage by ruining a neighbor's painted shed with a sprinkler, and expecting a defense. [ 00:01:17 ] - The PLRB's Frontlines newsletter is a valuable resource for staying updated on recent case law regarding property, auto, and liability insurance. [ 00:05:29 ] - An insurance company's duty to defend is crucial because fighting even a completely invalid lawsuit still requires spending money on legal fees. [ 00:07:32 ] - Courts have ruled that erecting a malicious spite fence is a deliberate action, meaning it is not an accidental occurrence covered by insurance. [ 00:13:01 ] - Bizarre accidents, like special low-efficiency windows melting a neighbor's vinyl siding by focusing sunlight, can potentially be covered occurrences. [ 00:16:53 ] - Determining whether mistaken actions count as occurrences depends heavily on specific state jurisdictions. [ 00:20:19 ] - If an individual intentionally punches someone, there is usually no occurrence, regardless of whether they intended to cause a severe injury like a broken jaw. [ 00:24:03 ] - Liability insurance only covers fortuitous losses, so if a primary action isn't an occurrence, exclusions for intentional acts do not require analysis. Your PLRB Resources HO651 - Occurrence Definition https://members.plrb.org/documents/ho651-occurrence-definition Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at "Property and Liability Resource Bureau" Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

Fique atualizado com o Boletim do RPG Next! Já imaginou fazer parte de uma comunidade que vive o RPG intensamente? Com podcasts imersivos, lives emocionantes e mesas de RPG cheias de ação, o RPG Next é a sua porta de entrada para experiências inesquecíveis no universo do RPG! Descubra tudo que oferecemos aqui: https://bit.ly/boletim-informativo-rpg-next Como você pode ajudar: 1️⃣ Torne-se um apoiador em https://apoia.se/rpgnext e ajude a manter o projeto vivo! 2️⃣ Participe de nossas mesas e aventuras disponíveis em https://rpgnext.com.br/loja. 3️⃣ Compartilhe nosso conteúdo e chame seus amigos para fazer parte dessa jornada épica! Recompensas incríveis para nossos apoiadores: Acesso antecipado. ️ Sorteios mensais. ️ Consultorias exclusivas e muito mais! ⚔️ Vem jogar com a gente e viva histórias que só o RPG pode proporcionar. Marque seus amigos e ajude a expandir essa comunidade! ‍♂️ Boletim Informativo RPG Next https://bit.ly/boletim-informativo-rpg-next  NOVIDADE!!! Para tornar a sua experiência ainda mais fácil e prática, agora disponibilizamos nossos conteúdos exclusivos do Apoia.se também no Spotify! Assim, você pode acessar tudo em um só lugar, sem precisar alternar entre plataformas. Quer saber como ativar essa opção e ouvir nossos episódios exclusivos diretamente no Spotify? Acesse este artigo com o passo a passo: https://suporte.apoia.se/hc/pt-br/articles/30944727495579-Ou%C3%A7a-%C3%A1udios-exclusivos-da-APOIA-se-no-Spotify Obrigado por apoiar nosso trabalho! Seu suporte faz toda a diferença. O RPG Next agora tem um grupo oficial no Telegram! Venha trocar ideias, compartilhar suas aventuras e se conectar com outros jogadores apaixonados por RPG. Entre agora e faça parte dessa comunidade épica: https://t.me/RpgNextOficial . Acesse nossos conteúdos antecipados e exclusivos pelo APP do Apoia-se Disponível para Android e iOS! Google Play: https://play.google.com/store/apps/details?id=com.apoiasemobile&pli=1 iOS: https://apps.apple.com/us/app/apoia-se/id1665747795 https://www.rpgnext.com.br/produto/dungeons-and-dragons-starter-set-heroes-of-the-borderlands/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-livro-do-jogador-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-dungeon-masters-guide-livro-do-mestre-5-5e-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-monster-manual-livro-dos-monstros-5-5e-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-masters-screen-2024/ Quer jogar RPG sem precisar montar grupo ou preparar nada?   Agora você pode! Encontre todas as vagas on-line com Mestres de Aluguel no site do RPG Next e entre de cabeça em aventuras épicas conduzidas por narradores experientes! O serviço é pago e funciona por assinatura mensal, com cobrança exclusivamente via cartão de crédito. ‍♂️ O Mestre de Aluguel conduz toda a sessão — você só precisa escolher o sistema, montar seu personagem e se divertir! No site, você encontra um vídeo de apresentação e todas as informações sobre como participar, bem como link público para o grupo de WhatsApp de cada Mestre de RPG. Confira as mesas disponíveis agora em:https://www.rpgnext.com.br/categoria-produto/servico-de-mestre-de-aluguel/ APOIE NOSSA CAUSA! Nosso Plano de Assinaturas do APOIA.SE! Acesse e veja nossas recompensas para os apoiadores.   COMPARTILHE! Se você gostou desse Podcast de RPG, então não se esqueça de compartilhar! Nossa Campanha do APOIA.SE: https://apoia.se/rpgnext Facebook RpgNextPage, Grupo do Facebook RPGNext Group, Instagram RPG Next Oficial, Bluesky rpgnext.bsky.social,  Canal do YouTube,  Vote no iTunes do Tarrasque na Bota e no iTunes do RPG Next Podcast com 5 estrelas para também ajudar na divulgação! DEIXE SEU FEEDBACK! Se quiser deixar seu feedback, nos envie um e-mail em contato@rpgnext.com.br ou faça um comentário nesse post logo abaixo. Seu comentário é muito importante para a melhoria dos próximos episódios. Beleza? Muito obrigado pelo suporte, pessoal! Links para MÚSICAS e SFX sob a licença Creative Commons Kevin MacLeod (incompetech.com): Licenciado sob Creative Commons: By Attribution 4.0 License (http://creativecommons.org/licenses/by/4.0/) Tabletop Audio (tabletopaudio.com): Licenciado sob Creative Commons: Attribution-NonCommercial-NoDerivatives 4.0 License (https://creativecommons.org/licenses/by-nc-nd/4.0/) Freesound.org: Efeitos sonoros diversos licenciados sob Creative Commons (CC BY 3.0 e 4.0) e Domínio Público (CC0). Contato Instagram / Facebook / Bluesky / TikTok / YouTube

During a recreational adult hockey league practice, the goalie skated backward into the crease after a drill and grabbed the top crossbar of the net while stretching and joking with other players. The ice had recently been resurfaced, and the net had not yet been properly secured to the ice. As the goalie leaned his body weight onto the frame, the goal tipped backward and struck him. In a negligence claim between the goalie and the arena, which team takes the blame? Notable Timestamps [ 01:03 ] - Establishing negligence requires meeting four elements, which include having a duty owed, a breach of that duty, a proximately caused injury, and damages. [ 02:20 ] - Even when negligence is successfully established during litigation, there are still potential defenses available, such as assumption of risk and contributory negligence. [ 04:50 ] - The assumption of risk doctrine might still apply even if a player is violating a rule during a game, as participants generally expect potential injury during physical activities. [ 07:11 ] - Some states utilize contributory negligence, which can technically bar a plaintiff from any recovery if they are found to have contributed at all to the incident. [ 11:03 ] - Comparative negligence rules vary, with some states allowing recovery if a person is up to 50% liable, while others require the individual's negligence to be 49% or less. [ 11:51 ] - Under a pure comparative standard, an injured person who is found to be 90% at fault for an incident can still recover the remaining 10% of their respective damages. [ 14:34 ] - In cases involving severe injuries, juries can sometimes be influenced to make decisions inconsistent with the letter of the law. [ 16:29 ] - The outcomes of these negligence defenses heavily depend on the specific state where the case is taking place, the laws that apply, and the overall makeup of the jury pool. Your PLRB Resources Negotiation Strategies in Bodily Injury Claims     https://members.plrb.org/education/courses/negotiation-strategies-in-bodily-injury-claims Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at "Property and Liability Resource Bureau" Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

Do frogs actually have long tongues? And do they really ribbit? We're unveiling the truth behind some froggy myths and discovering God's designs in these amazing jumpers!Here's our trail map:How Do Frogs Hop?How Long Is a Frog's Tongue?How Do Frogs Ribbit?How Does Singing Worship Bless God and Us?Download this lesson's free coloring sheet: https://thenaturaltheologyproject.com/how-long-is-a-frogs-tongue/Related Lessons to listen to next:How Do Tadpoles Turn Into Toads? Lesson 78: https://player.captivate.fm/episode/e80566db-d48a-48f1-a0ab-2be21ac6d9d2/Why Are Dart Frogs Poisonous? Episode 37: https://player.captivate.fm/episode/3ba7565f-379e-4a12-9c58-ad94a62b4ec0/Why Do Axolotls Never Grow Up? Lesson 106: https://player.captivate.fm/episode/72d70dc4-7555-4eab-962f-e1adf4659c10/Eryn's Books:Where Wonder Leads: An Adventure in God's Wild and Wonderful World: https://thenaturaltheologyproject.com/wonderMade to Marvel: 52 Family Devotions Exploring the Wild Wonders of God's Creation: https://thenaturaltheologyproject.com/marvelThe Nature of Rest: What the Bible and Creation Teach Us About Sabbath Living: https://www.amazon.com/Nature-Rest-Creation-Sabbath-Living/dp/0825448891Rooted in Wonder: Nurturing Your Family's Faith Through God's Creation: https://www.amazon.com/Rooted-Wonder-Nurturing-Familys-Creation/dp/0825447615936 Pennies: Discovering the Joy of Intentional Parenting: https://www.amazon.com/936-Pennies-Discovering-Intentional-Parenting/dp/0764219782Episode Links:Explore all of Apologia's award-winning curriculum and courses: https://www.apologia.com/Nat Theo Club Bonus Video: https://thenaturaltheologyproject.com/memberGet full lesson guides in the Nat Theo Club: https://thenaturaltheologyproject.com/clubFree Frog Coloring Sheet: https://thenaturaltheologyproject.com/how-long-is-a-frogs-tongue/Ask your nature question: https://thenaturaltheologyproject.com/askScriptures Referenced in This Episode:“How many are your works, Lord! In wisdom you made them all; the earth is full of your creatures.” Psalm 104:24 (NIV)“Shout to the Lord, all the earth. Serve the Lord with joy; come before him with singing.” Psalm 100:1-2 (NCV)“Let the teaching of Christ live in you richly. Use all wisdom to teach and instruct each other by singing psalms, hymns, and spiritual songs with thankfulness in your hearts to God.” Colossians 3:16 (NCV)“Praise the Lord from the earth, you large sea animals and all the oceans,lightning and hail, snow and mist, and stormy winds that obey him,mountains and all hills, fruit trees and all cedars,wild animals and all cattle, crawling animals and birds,kings of the earth and all nations, princes and all rulers of the earth,young men and women, old people and children.Praise the Lord, because he alone is great. He is more wonderful than heaven and earth.” Psalm 148:7-13 (NCV) Terms Learned in This Episode:Saltation: Moving by jumps or hops instead of walking.Catapult: A machine that stores energy and then releases it all at once to fling something through the air.Tendon: Strong, stretchy cords made from collagen that connect muscles to bones.Viscosity: Describes how thick or runny a liquid is.Buccal Cavity: The space inside a frog's mouth and throat where air can move in and out.Vocal Sacs: Stretchy pouches of skin that some frogs use to make their calls louder.Frog recording credits: Pacific treefrog “ribbit” recordings: https://californiaherps.com/Spring peepers recording: JohnDziak, CC0, via Wikimedia CommonsWood frogs: Ryan Hodnett, CC BY-SA 4.0 https://creativecommons.org/licenses/by-sa/4.0, via Wikimedia CommonsBanded bullfrog: Inspector, CC BY-SA 3.0 https://creativecommons.org/licenses/by-sa/3.0, via Wikimedia CommonsGrey treefrog: llap, CC BY-SA 3.0 https://creativecommons.org/licenses/by-sa/3.0, via Wikimedia CommonsThis podcast episode contains paid advertisements.

Three of our favorite segments from the week, in case you missed them. 10 Years Post-Brexit (First) | How an Alleged Real Estate Scammer Operated (Starts at :21) | Where the Culture Wars Began (Starts at :41) If you don't subscribe to the Brian Lehrer Show on iTunes, you can do that here.   Photo: Corcoran Gallery of Art, Washington, D.C., USA., Daderot, CC0, via Wikimedia Commons Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Read OnlineWhen Jesus came down from the mountain, great crowds followed him. And then a leper approached, did him homage, and said, “Lord, if you wish, you can make me clean.” He stretched out his hand, touched him, and said, “I will do it. Be made clean.” His leprosy was cleansed immediately. Matthew 8:1–3After leading the Israelites out of Egypt, God gave Moses not only the Ten Commandments but also laws governing daily life, including regulations on ritual purity. Among these were strict laws regarding leprosy, a contagious and incurable disease at the time. Lepers were forbidden to touch anyone, were isolated from the community, barred from worship, and required to cry out “Unclean, unclean” when approaching others. Beyond preventing disease, these laws had a deeper spiritual meaning: leprosy became a symbol of sin, which defiles the soul and separates us from the holiness of God, necessitating divine purification.In today's Gospel, Jesus fulfills and transcends the requirements of the Mosaic Law by touching and healing a leper. Under the Law, contact with a leper rendered a person unclean, yet Christ's divine power reverses this order. The leper's touch does not defile Jesus; instead, it purifies the leper. In this miraculous act, Jesus reveals a deeper spiritual reality: it is only through His touch of divine grace that sinners are truly cleansed and restored to communion with God. No longer does impurity separate man from holiness; rather, in Christ, holiness overcomes impurity, offering reconciliation and healing to all who seek Him in faith.The scene unfolds immediately after Jesus concludes His Sermon on the Mount and descends from the mountain. This imagery echoes Moses descending from Mount Sinai after receiving the Ten Commandments. Yet, while Moses brought down a law written on stone, Jesus, the new and greater Moses, descends not merely as a lawgiver but as the very embodiment of the New Covenant. In Him, the Law is not only taught but fulfilled and perfected. Whereas the Mosaic Law prescribed ritual separation from impurity, Christ now draws near to the unclean, extending the Divine Mercy that alone can fully restore and sanctify.The leper perfectly models how we ought to approach Jesus and the New Law of grace. He does not demand healing, nor even explicitly ask for it; rather, he simply professes faith in who Jesus is and what He can do: “Lord, if you wish, you can make me clean.” In addressing Jesus as “Lord,” the leper acknowledges His divine authority, recognizing Him not merely as a miracle-worker, but as the One who has dominion over sickness, impurity, and all creation. Furthermore, the leper displays not only trust in Jesus' power but also surrender to His divine will. He does not presume to dictate the outcome but submits himself entirely to the Lord's mercy.Too often, we approach God with a kind of spiritual wish list, treating prayer as a means of securing our desires rather than aligning ourselves with His will. Like the leper, we must transform our prayer from self-centered petitions to acts of faith and trust. First, we acknowledge God's sovereignty—that He alone is the all-powerful Lord, capable of healing every wound and forgiving every sin. Second, we surrender completely to His will, trusting that He knows and desires what is best for us. How beautiful it is to pray, “Lord, if You wish…” or “Lord, as You will…”—a prayer that reflects a petition Jesus had just taught on the mountain: “Thy will be done.”Reflect today on this humble leper and the example he sets for perfect prayer. We do not need to convince God to help us; He desires it far more than we do. Call to mind those areas of your life that, like leprosy of old, separate you from God and His Church, leaving you in need of His healing grace. Entrust your wounds to the Lord with humility and trust, laying them before His mercy. Seek Him in prayer and especially in the Sacrament of Reconciliation, and like the leper, you too will hear Him say, “I will do it. Be made clean.”Lord of perfect mercy, You desire my cleansing far more than I do, and You alone can accomplish it. Like the leper, I profess my faith in You as the New Moses, the Perfect Lawgiver, and the Divine Healer. All that You say and do is holy, restoring my soul and leading me to life. I surrender myself entirely to You—my wounds, my sins, my weaknesses. Let Your will alone be done in me, O Lord, for through Your touch, I find my healing and peace. Jesus, I trust in You.Image: Georg Pencz, CC0, via Wikimedia CommonsSource: Free RSS feed from catholic-daily-reflections.com — Copyright © 2026 My Catholic Life! Inc. All rights reserved. This content is provided solely for personal, non-commercial use. Redistribution, republication, or commercial use — including use within apps with advertising — is strictly prohibited without written permission.

Co-hosts of WNYC's Radiolab Latif Nasser and Lulu Miller preview their live Tribeca Festival event where they will explore how and why we get goosebumps and how we experience sweetness.   Photo: Kai Oberhäuser memoryonsounds, Microphone (Unsplash), CC0, via Wikimedia Commons  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Reilly Steel, associate professor of law at Columbia Law School, talks about the ways that businesses interact with politics, especially as it relates to their public support (or lack thereof) of LGBTQ issues during Pride month.Photo: DimiTalen, LGBT pride flags, Zeedijk, Amsterdam, 2022, Date 2 August 2022, 11:13:15, CC0, via Wikimedia Commons  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Read OnlineJesus began to speak to the chief priests, the scribes, and the elders in parables. “A man planted a vineyard, put a hedge around it, dug a wine press, and built a tower. Then he leased it to tenant farmers and left on a journey. At the proper time he sent a servant to the tenants to obtain from them some of the produce of the vineyard.” Mark 12:10–12Today's Gospel takes place during the Passover at the Temple in Jerusalem, just days before Jesus' Passion and Death. The chief priests, scribes, and elders of the people were outraged and wanted to put Jesus to death, but they feared the people who were hanging on His every word.In today's parable, the “vineyard” is a biblical metaphor for Israel. The Prophet Isaiah chastised the people of Israel for being like a fruitless vineyard, and Jesus' parable would have been immediately understood by His audience as a reference to that prophecy (cf. Isaiah 5:1–7). Fearlessly yet mercifully, Jesus brings this metaphor to life, applying it directly to Israel and the religious leaders who were present and plotting His death.Jesus' parable teaches that God is the owner of the vineyard and has provided everything necessary for it to flourish: the hedge for protection, the wine press for fruitfulness, and the tower for vigilance. These symbolize God's providence, blessings, and the spiritual resources given to His chosen people to bear fruit. The tenant farmers, to whom the vineyard is leased, represent Israel's leaders, who were entrusted with shepherding God's people.The servants sent by the owner symbolize the Old Testament prophets, whom God sent to call the people of Israel to repentance and fidelity. These prophets were often rejected, mistreated, or killed by Israel's leaders—a sobering reminder of humanity's resistance to God's call throughout history, and our resistance to His grace today.The beloved son represents Jesus Himself, sent by the Father in a final appeal for repentance. However, the tenants of Israel—now referring to the chief priests, scribes, and elders before Him—plot to kill the son, mistakenly believing they can maintain their control over the Jewish people. Their envy and pride blind them to their God-given responsibilities within the community and their duty to accept Jesus as the Messiah.Though tensions were high and anger filled the hearts of the religious leaders, Jesus spoke boldly. While the people were amazed at His authority and teaching, they were likely uncertain and fearful of what might happen next.Most people in Jesus' position, risking their lives as our Lord was, would quickly become worried for their own safety. Jesus was not. He knew the Father's will and the eternal value that would come from His Passion and Death. For that reason, He quotes Psalm 118:22–23: “The stone the builders rejected has become the cornerstone. By the LORD has this been done; it is wonderful in our eyes.”Jesus knew that He was about to be rejected: betrayed, falsely accused, arrested, tortured, and killed. Yet He also knew that He was the fulfillment of Psalm 118. He was the “stone” that, once rejected, would become the “cornerstone” of the Church and the New Covenant of grace. With this divine hope and mission in mind, Jesus didn't run and hide; He confronted rejection directly. He knew that His rejection would transform the worst—the murder of the Son of God—into the best—salvation for all who believe in Him and repent. Reflect today on Jesus' courage during that sermon as He foresaw all that would unfold that week. While we might expect such courage from the Son of God, He invites us to imitate Him. Every evil that befalls us has the potential, through grace, to become part of that cornerstone. As members of Christ's Body, the Church, we are called to courageously allow grace to transform our own rejections and sufferings in Christ. In doing so, the foundation of Christ's Church continues to be made manifest in our world today through us. My Lord, the Cornerstone of the Church, You willingly accepted and endured rejection, transforming it into the means of our eternal salvation. Grant me the courage to not only imitate You but to embrace and share in Your rejection. May my own experiences of rejection be transformed by grace into a foundation for faith in our world today. Jesus, I trust in You.  Image: Jan Rombouts I, CC0, via Wikimedia CommonsSource: Free RSS feed from catholic-daily-reflections.com — Copyright © 2026 My Catholic Life! Inc. All rights reserved. This content is provided solely for personal, non-commercial use. Redistribution, republication, or commercial use — including use within apps with advertising — is strictly prohibited without written permission.