Podcasts about cc0

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Latest podcast episodes about cc0

London Futurists
LFP 132: Matteo Rossi MacDermant - Technoprogressive Worldbuilding

London Futurists

Play Episode Listen Later Jul 21, 2026 50:27


This is the first of a number of episodes on the broad theme of “the technoprogressive opportunity”. That's the name of a conference taking place in London on the weekend of 19th and 20th September, co-organised by London Futurists and the IEET – the Institute for Ethics and Emerging Technologies. In these episodes, some of the speakers from that conference will be appearing as guests on this show.Our guest today is one of these speakers, Matteo Rossi MacDermant, a technophilosopher from the University of New Mexico. Matteo hosts a show called “Bread and Robots”, which covers subjects such as post-scarcity economics, universal basic income, the tech workers movement, and how technology can be steered toward collective abundance rather than corporate exploitation. Matteo is also the instructor for an online course called “An introduction to technoprogressive worldbuilding”.Selected follow-ups:The Technoprogressive Opportunity: Event in London, Sept 19-20The IEET - A Technoprogressive Think-TankMatteo Rossi MacDermant - LinkedInBread and Robots - Podcast and Substack by Matteo Rossi MacDermantAn Introduction to Technoprogressive Worldbuilding"Technoprogressive Declaration" - from Transvision 20142017 update to the Technoprogressive DeclarationUBI Guide - by Scott SantensUniversal Basic Capital - Windfall Trust"How a Land Value Tax Can Fund a UBI" - Scott SantensUniversal Basic Income and/or Alternatives - London Futurists conference held in 2018"Why the AI world is suddenly obsessed with a 160-year-old economics paradox" - Jevon's Paradox explained by Greg Rosalsky"The Longevity City: Cities as the Engines of Healthy Longevity" - essay by Matteo Rossi MacDermant"The London boroughs with the best and worst 'healthy life' expectancy""The Abolition of Aging" - book by David Wood (includes analysis of economic implications)Music: Spike Protein, by Koi Discovery, available under CC0 1.0 Public Domain DeclarationC-Suite PerspectivesElevate how you lead with insight from today's most influential executives.Listen on: Apple Podcasts Spotify

KPFA - Law & Disorder w/ Cat Brooks
White Supremacist Groups Marching on Capitol Hill on July 4th. Then, Oakland Expanding FLOCK Contracts. Plus, JOLLOFF Festival Celebrating African Culture

KPFA - Law & Disorder w/ Cat Brooks

Play Episode Listen Later Jul 16, 2026 58:19


Neo-Nazi and White Supremacist Groups Marching on Capitol Hill on July 4th Hundreds of masked white nationalists marched on the Capitol Hill in Washington, D.C. on the 250th anniversary of the signing of the declaration of independence. Who are the Aryan Freedom Network?  What's the responsibility of government to protect vulnerable groups when folks like this come to town?  And how can and should communities prepare? Mike German is an expert on national security, domestic terrorism, and intelligence oversight. He is a former FBI special agent and the author of several books including his latest, Policing White Supremacy: The Enemy Within. Expanding FLOCK contracts in Oakland. And OPD killings this year. George Galvis is the Co-founder and executive director of Communities United for Restorative Youth Justice (CURYJ).   JOLLOFF Festival  Celebrating and preserving the African Culture. The World's Biggest Jollof Rice Competition Ishmael Osekre, founder of the Festival and Samantha Akwei, hostess.   Photo credit: Flock Camera by Bruxton, CC0, via Wikimedia Commons —- Subscribe to our podcast: https://plinkhq.com/i/1637968343?to=page Get in touch: lawanddisorder@kpfa.org Follow us on socials @LawAndDis: https://twitter.com/LawAndDis; https://www.instagram.com/lawanddis/ The post White Supremacist Groups Marching on Capitol Hill on July 4th. Then, Oakland Expanding FLOCK Contracts. Plus, JOLLOFF Festival Celebrating African Culture appeared first on KPFA.

Radio D&D
Welcome to the 10th Kingdom - Ep.10: Go Below

Radio D&D

Play Episode Listen Later Jul 16, 2026 60:28


The Blades descend into the ocean depths to retrieve the sunken cargo while a mysterious sea monster approaches.Follow us on Instagram @radioddpod Podcast Artwork:DrawForthArts: https://www.etsy.com/shop/drawforthartsMusic (Freemusicarchive.org):Cavern by Jahzzar (CC BY-SA 4.0: Attribution-ShareAlike 4.0 International: https://creativecommons.org/licenses/by-sa/4.0/) Jazzy Detective by John Bartmann (CC0 1.0: CC01.0 Universal: https://creativecommons.org/publicdomain/zero/1.0/)Scars by Jahzzar (CC BY-SA 4.0: Attribution-ShareAlike 4.0 International: https://creativecommons.org/licenses/by-sa/4.0/)SeeUSoon by Jahzzar (CC BY-SA 4.0: Attribution-ShareAlike 4.0 International: https://creativecommons.org/licenses/by-sa/4.0/)Vibe Ace by Kevin MacLeod (Attribution 3.0 Unported: https://creativecommons.org/licenses/by/3.0/) Water on Mars by Rue Sova (CC0 1.0: CC0 1.0 Universal: https://creativecommons.org/publicdomain/zero/1.0/) Music: Www.Purple-Planet.comLittle FishesSound Effects (Freesound.org):FM Radio Tuning Sweep by davidbain (CC0 1.0: CC0 1.0 Universal: https://creativecommons.org/publicdomain/zero/1.0/)Heavy Rain with Thunder by lebastion100 (CC BY 4.0: Attribution 4.0 International: https://creativecommons.org/licenses/by/4.0/)Pacific Ocean Chile with strong wind by ibrizie (CC0 1.0: CC0 1.0 Universal: https://creativecommons.org/publicdomain/zero/1.0/)

Unnis on Oppas: A KDrama Fan Podcast
Episode 81 - Kang Ki Young

Unnis on Oppas: A KDrama Fan Podcast

Play Episode Listen Later Jul 14, 2026 148:52


One of our favorite support oppas gets the star treatment - this episode is all about Kang Ki Young! Susie and Lynn discuss his roles in Weightlifting Fairy Kim Bok Joo, What's Wrong with Secretary Kim, Extraordinary Attorney Woo, and more!(About SPOILERS: we try to avoid major plot spoilers in our discussions of different dramas, but inevitably some minor details will be revealed. If you want to avoid knowing absolutely anything about a show you haven't seen, we recommend skipping to the next segment!)(0:00) - Intro, Jal Meogisseubnida, KDrama ketchup(18:10) - Speed round: The Three Musketeers; Bring It On, Ghost; Familiar Wife; W; While You Were Sleeping(31:55) - Weightlifting Fairy Kim Bok Joo(46:50) - Tunnel(1:02:40) - I am Not a Robot(1:29:35) - What's Wrong with Secretary Kim(1:48:30) - Extraordinary Attorney Woo Young Woo(2:09:20) - Favorite Kang Ki Young scenes(2:17:10) - Ask Susie UnnithingIf you like this episode, please subscribe and leave us a rating and review!Follow us on Instagram @unnisonoppaspodUse of our theme music, “Pickled Pink” by Kevin MacLeod, is permitted under Creative Commons license CC0 1.0

RPG Next Podcast
Pergaminhos na Bota | Julho 2026

RPG Next Podcast

Play Episode Listen Later Jul 12, 2026 100:34


Sua Voz Importa: Conecte-se e Faça Parte da Conversa! Este programa é um canal dedicado à interação direta com nossos ouvintes, oferecendo uma plataforma para ler e comentar suas mensagens, perguntas e sugestões, mergulhando em discussões aprofundadas sobre os temas mais relevantes do nosso projeto. Seja sobre a produção dos nossos conteúdos, suas experiências, aspectos específicos de nossas criações ou outras áreas de interesse – sua participação é fundamental para o desenvolvimento e enriquecimento das nossas conversas! Descubra tudo que oferecemos aqui: https://bit.ly/boletim-informativo-rpg-next Como você pode ajudar: 1️⃣ Torne-se um apoiador em https://apoia.se/rpgnext e ajude a manter o projeto vivo! 2️⃣ Participe de nossas mesas e aventuras disponíveis em https://rpgnext.com.br/loja. 3️⃣ Compartilhe nosso conteúdo e chame seus amigos para fazer parte dessa jornada épica! Recompensas incríveis para nossos apoiadores: Acesso antecipado. ️ Sorteios mensais. ️ Consultorias exclusivas e muito mais! ⚔️ Vem jogar com a gente e viva histórias que só o RPG pode proporcionar. Marque seus amigos e ajude a expandir essa comunidade! ‍♂️ Boletim Informativo RPG Next https://bit.ly/boletim-informativo-rpg-next  NOVIDADE!!! Para tornar a sua experiência ainda mais fácil e prática, agora disponibilizamos nossos conteúdos exclusivos do Apoia.se também no Spotify! Assim, você pode acessar tudo em um só lugar, sem precisar alternar entre plataformas. Quer saber como ativar essa opção e ouvir nossos episódios exclusivos diretamente no Spotify? Acesse este artigo com o passo a passo: https://suporte.apoia.se/hc/pt-br/articles/30944727495579-Ou%C3%A7a-%C3%A1udios-exclusivos-da-APOIA-se-no-Spotify Obrigado por apoiar nosso trabalho! Seu suporte faz toda a diferença. Boletim Informativo RPG Next https://bit.ly/boletim-informativo-rpg-next  O RPG Next agora tem um grupo oficial no Telegram! Venha trocar ideias, compartilhar suas aventuras e se conectar com outros jogadores apaixonados por RPG. Entre agora e faça parte dessa comunidade épica: https://t.me/RpgNextOficial . Acesse nossos conteúdos antecipados e exclusivos pelo APP do Apoia-se Disponível para Android e iOS! Google Play: https://play.google.com/store/apps/details?id=com.apoiasemobile&pli=1 iOS: https://apps.apple.com/us/app/apoia-se/id1665747795 https://www.rpgnext.com.br/produto/dungeons-and-dragons-starter-set-heroes-of-the-borderlands/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-livro-do-jogador-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-dungeon-masters-guide-livro-do-mestre-5-5e-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-monster-manual-livro-dos-monstros-5-5e-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-masters-screen-2024/ Quer jogar RPG sem precisar montar grupo ou preparar nada?   Agora você pode! Encontre todas as vagas on-line com Mestres de Aluguel no site do RPG Next e entre de cabeça em aventuras épicas conduzidas por narradores experientes! O serviço é pago e funciona por assinatura mensal, com cobrança exclusivamente via cartão de crédito. ‍♂️ O Mestre de Aluguel conduz toda a sessão — você só precisa escolher o sistema, montar seu personagem e se divertir! No site, você encontra um vídeo de apresentação e todas as informações sobre como participar, bem como link público para o grupo de WhatsApp de cada Mestre de RPG. Confira as mesas disponíveis agora em:https://www.rpgnext.com.br/categoria-produto/servico-de-mestre-de-aluguel/ APOIE NOSSA CAUSA! Nosso Plano de Assinaturas do APOIA.SE! Acesse e veja nossas recompensas para os apoiadores.   COMPARTILHE! Se você gostou desse Podcast de RPG, então não se esqueça de compartilhar! Nossa Campanha do APOIA.SE: https://apoia.se/rpgnext Facebook RpgNextPage, Grupo do Facebook RPGNext Group, Instagram RPG Next Oficial, Bluesky rpgnext.bsky.social,  Canal do YouTube,  Vote no iTunes do Tarrasque na Bota e no iTunes do RPG Next Podcast com 5 estrelas para também ajudar na divulgação! DEIXE SEU FEEDBACK! Se quiser deixar seu feedback, nos envie um e-mail em contato@rpgnext.com.br ou faça um comentário nesse post logo abaixo. Seu comentário é muito importante para a melhoria dos próximos episódios. Beleza? Muito obrigado pelo suporte, pessoal! Links para MÚSICAS e SFX sob a licença Creative Commons Kevin MacLeod (incompetech.com): Licenciado sob Creative Commons: By Attribution 4.0 License (http://creativecommons.org/licenses/by/4.0/) Tabletop Audio (tabletopaudio.com): Licenciado sob Creative Commons: Attribution-NonCommercial-NoDerivatives 4.0 License (https://creativecommons.org/licenses/by-nc-nd/4.0/) Freesound.org: Efeitos sonoros diversos licenciados sob Creative Commons (CC BY 3.0 e 4.0) e Domínio Público (CC0). Contato Instagram / Facebook / Bluesky / TikTok / YouTube

RPG Next: Regras do GURPS 4e
Pergaminhos na Bota | Julho 2026

RPG Next: Regras do GURPS 4e

Play Episode Listen Later Jul 12, 2026 100:34


Sua Voz Importa: Conecte-se e Faça Parte da Conversa! Este programa é um canal dedicado à interação direta com nossos ouvintes, oferecendo uma plataforma para ler e comentar suas mensagens, perguntas e sugestões, mergulhando em discussões aprofundadas sobre os temas mais relevantes do nosso projeto. Seja sobre a produção dos nossos conteúdos, suas experiências, aspectos específicos de nossas criações ou outras áreas de interesse – sua participação é fundamental para o desenvolvimento e enriquecimento das nossas conversas! Descubra tudo que oferecemos aqui: https://bit.ly/boletim-informativo-rpg-next Como você pode ajudar: 1️⃣ Torne-se um apoiador em https://apoia.se/rpgnext e ajude a manter o projeto vivo! 2️⃣ Participe de nossas mesas e aventuras disponíveis em https://rpgnext.com.br/loja. 3️⃣ Compartilhe nosso conteúdo e chame seus amigos para fazer parte dessa jornada épica! Recompensas incríveis para nossos apoiadores: Acesso antecipado. ️ Sorteios mensais. ️ Consultorias exclusivas e muito mais! ⚔️ Vem jogar com a gente e viva histórias que só o RPG pode proporcionar. Marque seus amigos e ajude a expandir essa comunidade! ‍♂️ Boletim Informativo RPG Next https://bit.ly/boletim-informativo-rpg-next  NOVIDADE!!! Para tornar a sua experiência ainda mais fácil e prática, agora disponibilizamos nossos conteúdos exclusivos do Apoia.se também no Spotify! Assim, você pode acessar tudo em um só lugar, sem precisar alternar entre plataformas. Quer saber como ativar essa opção e ouvir nossos episódios exclusivos diretamente no Spotify? Acesse este artigo com o passo a passo: https://suporte.apoia.se/hc/pt-br/articles/30944727495579-Ou%C3%A7a-%C3%A1udios-exclusivos-da-APOIA-se-no-Spotify Obrigado por apoiar nosso trabalho! Seu suporte faz toda a diferença. Boletim Informativo RPG Next https://bit.ly/boletim-informativo-rpg-next  O RPG Next agora tem um grupo oficial no Telegram! Venha trocar ideias, compartilhar suas aventuras e se conectar com outros jogadores apaixonados por RPG. Entre agora e faça parte dessa comunidade épica: https://t.me/RpgNextOficial . Acesse nossos conteúdos antecipados e exclusivos pelo APP do Apoia-se Disponível para Android e iOS! Google Play: https://play.google.com/store/apps/details?id=com.apoiasemobile&pli=1 iOS: https://apps.apple.com/us/app/apoia-se/id1665747795 https://www.rpgnext.com.br/produto/dungeons-and-dragons-starter-set-heroes-of-the-borderlands/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-livro-do-jogador-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-dungeon-masters-guide-livro-do-mestre-5-5e-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-monster-manual-livro-dos-monstros-5-5e-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-masters-screen-2024/ Quer jogar RPG sem precisar montar grupo ou preparar nada?   Agora você pode! Encontre todas as vagas on-line com Mestres de Aluguel no site do RPG Next e entre de cabeça em aventuras épicas conduzidas por narradores experientes! O serviço é pago e funciona por assinatura mensal, com cobrança exclusivamente via cartão de crédito. ‍♂️ O Mestre de Aluguel conduz toda a sessão — você só precisa escolher o sistema, montar seu personagem e se divertir! No site, você encontra um vídeo de apresentação e todas as informações sobre como participar, bem como link público para o grupo de WhatsApp de cada Mestre de RPG. Confira as mesas disponíveis agora em:https://www.rpgnext.com.br/categoria-produto/servico-de-mestre-de-aluguel/ APOIE NOSSA CAUSA! Nosso Plano de Assinaturas do APOIA.SE! Acesse e veja nossas recompensas para os apoiadores.   COMPARTILHE! Se você gostou desse Podcast de RPG, então não se esqueça de compartilhar! Nossa Campanha do APOIA.SE: https://apoia.se/rpgnext Facebook RpgNextPage, Grupo do Facebook RPGNext Group, Instagram RPG Next Oficial, Bluesky rpgnext.bsky.social,  Canal do YouTube,  Vote no iTunes do Tarrasque na Bota e no iTunes do RPG Next Podcast com 5 estrelas para também ajudar na divulgação! DEIXE SEU FEEDBACK! Se quiser deixar seu feedback, nos envie um e-mail em contato@rpgnext.com.br ou faça um comentário nesse post logo abaixo. Seu comentário é muito importante para a melhoria dos próximos episódios. Beleza? Muito obrigado pelo suporte, pessoal! Links para MÚSICAS e SFX sob a licença Creative Commons Kevin MacLeod (incompetech.com): Licenciado sob Creative Commons: By Attribution 4.0 License (http://creativecommons.org/licenses/by/4.0/) Tabletop Audio (tabletopaudio.com): Licenciado sob Creative Commons: Attribution-NonCommercial-NoDerivatives 4.0 License (https://creativecommons.org/licenses/by-nc-nd/4.0/) Freesound.org: Efeitos sonoros diversos licenciados sob Creative Commons (CC BY 3.0 e 4.0) e Domínio Público (CC0). Contato Instagram / Facebook / Bluesky / TikTok / YouTube

ゆるコンピュータ科学ラジオ
【マニアックな地図帳】プロの商売道具って魅力的だよね???【医者のNotion】#236

ゆるコンピュータ科学ラジオ

Play Episode Listen Later Jul 12, 2026 35:35


プロがこだわる商売道具を紹介します。薬剤師はハンドブックにこだわり、社会科教員は地図帳にこだわり、医者はNotionにこだわります。【おたよりフォーム】https://forms.gle/BLEZpLcdEPmoZTH4A※皆様からの「商売道具」や「業務効率化」をお待ちしています!【目次】0:00 薬剤師はどの本を持てばいい?4:11 争いが耐えない地図帳8:58 均一化されていく音楽15:42 ルービックキューブにもこだわりがある19:12 業務効率化しすぎて減る人望24:25 業務効率化しすぎて増すクサさ29:13 テクノロジーの進化は効率化なのか?【参考文献】◯サンソン図法https://commons.wikimedia.org/wiki/File:Sinusoid-projection.jpg◯モルワイデ図法https://commons.wikimedia.org/wiki/File:Mollweide-projection.jpg◯エケルト第1図法, Kurubu, CC BY-SA 4.0, via Wikimedia Commonshttps://commons.wikimedia.org/wiki/File:Eckert_I_projection_with_Tissot's_indicatrix_centering_0°N_0°E.svg◯エケルト第2図法, Kurubu, CC BY-SA 4.0, via Wikimedia Commonshttps://commons.wikimedia.org/wiki/File:Eckert_II_projection_with_Tissot's_indicatrix_centering_0°N_0°E.svg◯エケルト第3図法, Kurubu, CC BY-SA 4.0, via Wikimedia Commonshttps://commons.wikimedia.org/wiki/File:Eckert_III_projection_with_Tissot's_indicatrix_centering_0°N_0°E.svg◯エケルト第4図法, BMacZero, CC0, via Wikimedia Commonshttps://commons.wikimedia.org/wiki/File:Map_projection_Eckert_IV.svg◯エケルト第5図法, Kurubu, CC BY-SA 4.0, via Wikimedia Commonshttps://commons.wikimedia.org/wiki/File:Eckert_V_projection_with_Tissot's_indicatrix_centering_0°N_0°E.svg◯エケルト第6図法https://commons.wikimedia.org/wiki/File:Map_projection-Eckert_VI.png【サポーターコミュニティへの加入はこちらから!】⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://yurugengo.com/support⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠【親チャンネル:ゆる言語学ラジオ】⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@yurugengo⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠【実店舗プロジェクト:ゆる学徒カフェ】⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@yurugakuto⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠【お仕事依頼はこちら!】info@pedantic.jp【堀元見プロフィール】慶應義塾大学理工学部卒。専攻は情報工学。理屈っぽいコンテンツを作り散らかすことで生計を立てている。Twitter→⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/kenhori2⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠noteマガジン→⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://note.com/kenhori2/m/m125fc4524aca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠個人YouTube→⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@kenHorimoto⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠【水野太貴プロフィール】1995年生まれ。愛知県出身。名古屋大学文学部卒。専攻は言語学。本業は雑誌編集者。著書に『会話の0.2秒を言語学する 』(新潮社)などがある。Podcast「神保町で会いましょう」のパーソナリティも務める。Twitter→⁠⁠⁠⁠⁠⁠⁠⁠⁠https://x.com/yuru_mizuno⁠⁠⁠⁠⁠⁠⁠⁠⁠神保町で会いましょう→⁠⁠⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/6cYkvDO0HnJKLPgDBGUjjS

PLRB on Demand
Your Neighbor's Attitude is Not an Occurrence

PLRB on Demand

Play Episode Listen Later Jul 10, 2026 24:52


The insured has spent months in an escalating dispute with his neighbor over the neighbor's alleged violation of HOA rules and garish lawn decorations. Finally, the insured takes things too far by aiming his sprinkler at the neighbor's newly painted shed, ruining an expensive paint job. The insured has been sued, and wants their insurance company to defend them in the lawsuit. Notable Timestamps [ 00:00:32 ] - This scenario involves an insured causing damage by ruining a neighbor's painted shed with a sprinkler, and expecting a defense. [ 00:01:17 ] - The PLRB's Frontlines newsletter is a valuable resource for staying updated on recent case law regarding property, auto, and liability insurance. [ 00:05:29 ] - An insurance company's duty to defend is crucial because fighting even a completely invalid lawsuit still requires spending money on legal fees. [ 00:07:32 ] - Courts have ruled that erecting a malicious spite fence is a deliberate action, meaning it is not an accidental occurrence covered by insurance. [ 00:13:01 ] - Bizarre accidents, like special low-efficiency windows melting a neighbor's vinyl siding by focusing sunlight, can potentially be covered occurrences. [ 00:16:53 ] - Determining whether mistaken actions count as occurrences depends heavily on specific state jurisdictions. [ 00:20:19 ] - If an individual intentionally punches someone, there is usually no occurrence, regardless of whether they intended to cause a severe injury like a broken jaw. [ 00:24:03 ] - Liability insurance only covers fortuitous losses, so if a primary action isn't an occurrence, exclusions for intentional acts do not require analysis. Your PLRB Resources HO651 - Occurrence Definition https://members.plrb.org/documents/ho651-occurrence-definition Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at "Property and Liability Resource Bureau" Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

NFT Morning, Decouvrez tous les projets NFT et Crypto-art
#953 | Normies, la collection qui réinvente les PFP ? avec Scabanel

NFT Morning, Decouvrez tous les projets NFT et Crypto-art

Play Episode Listen Later Jul 9, 2026 70:21


Everydays de Beeple du 08.07.2026, Token ZeroPour ce 953eme épisode nous recevons Scabanel, l'un des membres francophones les plus actifs de la communauté Normies, pour décortiquer un projet qui ne cesse de surprendre.À première vue, Normies ressemble à une simple collection de 10 000 PFP pixel art. Mais derrière cette apparente simplicité se cache une véritable plateforme créative imaginée par SERC, où chaque NFT peut évoluer, être transformé et même devenir un agent IA.L'actualité est d'ailleurs brûlante puisque Beeple, Adam Weitsman et SERC viennet de dévoiler une collaboration spectaculaire permettant à un Normie d'afficher chaque jour une version pixelisée d'un Everyday de Beeple.Le burn devient un outil de créationL'une des grandes innovations de Normies est son mécanisme de burn.Ici, brûler un NFT ne sert pas uniquement à réduire la supply : cela permet de récupérer des pixels et des Action Points pour enrichir un autre Normie.Chaque holder peut ainsi :* personnaliser son PFP ;* faire évoluer son avatar ;* ou même commander une création à un artiste directement on-chain.Résultat : la collection est vivante. Plus de 25 % des Normies ont déjà été brûlés, faisant passer la collection de 10 000 à moins de 8 000 NFT.Des NFT réellement dynamiquesContrairement à beaucoup de projets qui utilisent le terme “NFT dynamique” comme un argument marketing, Normies pousse le concept beaucoup plus loin.Les holders peuvent modifier leur avatar au fil du temps, changer son apparence, ajouter de nouveaux éléments, ou créer de véritables œuvres uniques.Le projet Beeple illustre parfaitement cette philosophie : un seul NFT capable d'afficher un nouvel Everyday pixelisé… chaque jour.Une API ouverte qui transforme les holders en buildersAutre force du projet : son API publique.Toutes les données de la collection sont accessibles, ce qui permet à la communauté de développer librement des outils, des visualisations, des tableaux de bord ou encore des expériences interactives.Scabanel présente notamment plusieurs de ses créations :* Normies Nexus, un portfolio manager dédié aux holders ;* des outils de visualisation 3D ;* des statistiques avancées ;* un historique complet des burns et de l'activité de la collection.Une approche qui rappelle l'esprit open source, où la communauté enrichit continuellement le projet.Normies devient un NFT agentiqueL'autre grande innovation est l'arrivée des NFT Agentiques.Grâce à l'utilisation de l'ERC 8004 d'Ethereum, chaque Normie peut désormais être “Awakened” pour devenir un agent IA possédant :* un nom ;* une personnalité ;* une mémoire ;* et demain, potentiellement, son propre wallet et ses propres interactions.Cette mécanique, directement liée au NFT, ouvre la voie à une nouvelle génération d'actifs numériques intelligents. OpenSea a d'ailleurs créé une catégorie spécifique autour de cette innovation.Pourquoi ce projet passionne autant ?Au fil de la discussion, plusieurs raisons reviennent :* une vraie innovation technique ;* une communauté extrêmement active ;* un projet entièrement on-chain ;* une licence CC0 favorisant les créations dérivées ;* des collaborations artistiques prestigieuses ;* et une feuille de route qui continue d'évoluer presque quotidiennement.Normies ne se contente plus d'être une collection PFP : le projet devient progressivement une plateforme de création, d'expérimentation et d'innovation autour des NFT.La phrase de l'épisode« Un Normie n'est pas une image figée : c'est un canvas vivant que chacun peut faire évoluer. »Liens utiles* Site web officiel des Normies* Les Normies sur Twitter * Compte Twitter de Scabanel* Compte Twitter de SERC* L'outil Normies Nexus This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.nftmorning.com

RPG Next Podcast
Boletim Informativo | Julho 2026

RPG Next Podcast

Play Episode Listen Later Jul 8, 2026 46:24


Fique atualizado com o Boletim do RPG Next! Já imaginou fazer parte de uma comunidade que vive o RPG intensamente? Com podcasts imersivos, lives emocionantes e mesas de RPG cheias de ação, o RPG Next é a sua porta de entrada para experiências inesquecíveis no universo do RPG! Descubra tudo que oferecemos aqui: https://bit.ly/boletim-informativo-rpg-next Como você pode ajudar: 1️⃣ Torne-se um apoiador em https://apoia.se/rpgnext e ajude a manter o projeto vivo! 2️⃣ Participe de nossas mesas e aventuras disponíveis em https://rpgnext.com.br/loja. 3️⃣ Compartilhe nosso conteúdo e chame seus amigos para fazer parte dessa jornada épica! Recompensas incríveis para nossos apoiadores: Acesso antecipado. ️ Sorteios mensais. ️ Consultorias exclusivas e muito mais! ⚔️ Vem jogar com a gente e viva histórias que só o RPG pode proporcionar. Marque seus amigos e ajude a expandir essa comunidade! ‍♂️ Boletim Informativo RPG Next https://bit.ly/boletim-informativo-rpg-next  NOVIDADE!!! Para tornar a sua experiência ainda mais fácil e prática, agora disponibilizamos nossos conteúdos exclusivos do Apoia.se também no Spotify! Assim, você pode acessar tudo em um só lugar, sem precisar alternar entre plataformas. Quer saber como ativar essa opção e ouvir nossos episódios exclusivos diretamente no Spotify? Acesse este artigo com o passo a passo: https://suporte.apoia.se/hc/pt-br/articles/30944727495579-Ou%C3%A7a-%C3%A1udios-exclusivos-da-APOIA-se-no-Spotify Obrigado por apoiar nosso trabalho! Seu suporte faz toda a diferença. O RPG Next agora tem um grupo oficial no Telegram! Venha trocar ideias, compartilhar suas aventuras e se conectar com outros jogadores apaixonados por RPG. Entre agora e faça parte dessa comunidade épica: https://t.me/RpgNextOficial . Acesse nossos conteúdos antecipados e exclusivos pelo APP do Apoia-se Disponível para Android e iOS! Google Play: https://play.google.com/store/apps/details?id=com.apoiasemobile&pli=1 iOS: https://apps.apple.com/us/app/apoia-se/id1665747795 https://www.rpgnext.com.br/produto/dungeons-and-dragons-starter-set-heroes-of-the-borderlands/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-livro-do-jogador-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-dungeon-masters-guide-livro-do-mestre-5-5e-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-monster-manual-livro-dos-monstros-5-5e-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-masters-screen-2024/ Quer jogar RPG sem precisar montar grupo ou preparar nada?   Agora você pode! Encontre todas as vagas on-line com Mestres de Aluguel no site do RPG Next e entre de cabeça em aventuras épicas conduzidas por narradores experientes! O serviço é pago e funciona por assinatura mensal, com cobrança exclusivamente via cartão de crédito. ‍♂️ O Mestre de Aluguel conduz toda a sessão — você só precisa escolher o sistema, montar seu personagem e se divertir! No site, você encontra um vídeo de apresentação e todas as informações sobre como participar, bem como link público para o grupo de WhatsApp de cada Mestre de RPG. Confira as mesas disponíveis agora em:https://www.rpgnext.com.br/categoria-produto/servico-de-mestre-de-aluguel/ APOIE NOSSA CAUSA! Nosso Plano de Assinaturas do APOIA.SE! Acesse e veja nossas recompensas para os apoiadores.   COMPARTILHE! Se você gostou desse Podcast de RPG, então não se esqueça de compartilhar! Nossa Campanha do APOIA.SE: https://apoia.se/rpgnext Facebook RpgNextPage, Grupo do Facebook RPGNext Group, Instagram RPG Next Oficial, Bluesky rpgnext.bsky.social,  Canal do YouTube,  Vote no iTunes do Tarrasque na Bota e no iTunes do RPG Next Podcast com 5 estrelas para também ajudar na divulgação! DEIXE SEU FEEDBACK! Se quiser deixar seu feedback, nos envie um e-mail em contato@rpgnext.com.br ou faça um comentário nesse post logo abaixo. Seu comentário é muito importante para a melhoria dos próximos episódios. Beleza? Muito obrigado pelo suporte, pessoal! Links para MÚSICAS e SFX sob a licença Creative Commons Kevin MacLeod (incompetech.com): Licenciado sob Creative Commons: By Attribution 4.0 License (http://creativecommons.org/licenses/by/4.0/) Tabletop Audio (tabletopaudio.com): Licenciado sob Creative Commons: Attribution-NonCommercial-NoDerivatives 4.0 License (https://creativecommons.org/licenses/by-nc-nd/4.0/) Freesound.org: Efeitos sonoros diversos licenciados sob Creative Commons (CC BY 3.0 e 4.0) e Domínio Público (CC0). Contato Instagram / Facebook / Bluesky / TikTok / YouTube

RPG Next: Regras do GURPS 4e
Boletim Informativo | Julho 2026

RPG Next: Regras do GURPS 4e

Play Episode Listen Later Jul 8, 2026 46:24


Fique atualizado com o Boletim do RPG Next! Já imaginou fazer parte de uma comunidade que vive o RPG intensamente? Com podcasts imersivos, lives emocionantes e mesas de RPG cheias de ação, o RPG Next é a sua porta de entrada para experiências inesquecíveis no universo do RPG! Descubra tudo que oferecemos aqui: https://bit.ly/boletim-informativo-rpg-next Como você pode ajudar: 1️⃣ Torne-se um apoiador em https://apoia.se/rpgnext e ajude a manter o projeto vivo! 2️⃣ Participe de nossas mesas e aventuras disponíveis em https://rpgnext.com.br/loja. 3️⃣ Compartilhe nosso conteúdo e chame seus amigos para fazer parte dessa jornada épica! Recompensas incríveis para nossos apoiadores: Acesso antecipado. ️ Sorteios mensais. ️ Consultorias exclusivas e muito mais! ⚔️ Vem jogar com a gente e viva histórias que só o RPG pode proporcionar. Marque seus amigos e ajude a expandir essa comunidade! ‍♂️ Boletim Informativo RPG Next https://bit.ly/boletim-informativo-rpg-next  NOVIDADE!!! Para tornar a sua experiência ainda mais fácil e prática, agora disponibilizamos nossos conteúdos exclusivos do Apoia.se também no Spotify! Assim, você pode acessar tudo em um só lugar, sem precisar alternar entre plataformas. Quer saber como ativar essa opção e ouvir nossos episódios exclusivos diretamente no Spotify? Acesse este artigo com o passo a passo: https://suporte.apoia.se/hc/pt-br/articles/30944727495579-Ou%C3%A7a-%C3%A1udios-exclusivos-da-APOIA-se-no-Spotify Obrigado por apoiar nosso trabalho! Seu suporte faz toda a diferença. O RPG Next agora tem um grupo oficial no Telegram! Venha trocar ideias, compartilhar suas aventuras e se conectar com outros jogadores apaixonados por RPG. Entre agora e faça parte dessa comunidade épica: https://t.me/RpgNextOficial . Acesse nossos conteúdos antecipados e exclusivos pelo APP do Apoia-se Disponível para Android e iOS! Google Play: https://play.google.com/store/apps/details?id=com.apoiasemobile&pli=1 iOS: https://apps.apple.com/us/app/apoia-se/id1665747795 https://www.rpgnext.com.br/produto/dungeons-and-dragons-starter-set-heroes-of-the-borderlands/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-livro-do-jogador-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-dungeon-masters-guide-livro-do-mestre-5-5e-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-monster-manual-livro-dos-monstros-5-5e-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-masters-screen-2024/ Quer jogar RPG sem precisar montar grupo ou preparar nada?   Agora você pode! Encontre todas as vagas on-line com Mestres de Aluguel no site do RPG Next e entre de cabeça em aventuras épicas conduzidas por narradores experientes! O serviço é pago e funciona por assinatura mensal, com cobrança exclusivamente via cartão de crédito. ‍♂️ O Mestre de Aluguel conduz toda a sessão — você só precisa escolher o sistema, montar seu personagem e se divertir! No site, você encontra um vídeo de apresentação e todas as informações sobre como participar, bem como link público para o grupo de WhatsApp de cada Mestre de RPG. Confira as mesas disponíveis agora em:https://www.rpgnext.com.br/categoria-produto/servico-de-mestre-de-aluguel/ APOIE NOSSA CAUSA! Nosso Plano de Assinaturas do APOIA.SE! Acesse e veja nossas recompensas para os apoiadores.   COMPARTILHE! Se você gostou desse Podcast de RPG, então não se esqueça de compartilhar! Nossa Campanha do APOIA.SE: https://apoia.se/rpgnext Facebook RpgNextPage, Grupo do Facebook RPGNext Group, Instagram RPG Next Oficial, Bluesky rpgnext.bsky.social,  Canal do YouTube,  Vote no iTunes do Tarrasque na Bota e no iTunes do RPG Next Podcast com 5 estrelas para também ajudar na divulgação! DEIXE SEU FEEDBACK! Se quiser deixar seu feedback, nos envie um e-mail em contato@rpgnext.com.br ou faça um comentário nesse post logo abaixo. Seu comentário é muito importante para a melhoria dos próximos episódios. Beleza? Muito obrigado pelo suporte, pessoal! Links para MÚSICAS e SFX sob a licença Creative Commons Kevin MacLeod (incompetech.com): Licenciado sob Creative Commons: By Attribution 4.0 License (http://creativecommons.org/licenses/by/4.0/) Tabletop Audio (tabletopaudio.com): Licenciado sob Creative Commons: Attribution-NonCommercial-NoDerivatives 4.0 License (https://creativecommons.org/licenses/by-nc-nd/4.0/) Freesound.org: Efeitos sonoros diversos licenciados sob Creative Commons (CC BY 3.0 e 4.0) e Domínio Público (CC0). Contato Instagram / Facebook / Bluesky / TikTok / YouTube

PLRB on Demand
Playing Defense Against Negligence Claims

PLRB on Demand

Play Episode Listen Later Jul 3, 2026 18:43


During a recreational adult hockey league practice, the goalie skated backward into the crease after a drill and grabbed the top crossbar of the net while stretching and joking with other players. The ice had recently been resurfaced, and the net had not yet been properly secured to the ice. As the goalie leaned his body weight onto the frame, the goal tipped backward and struck him. In a negligence claim between the goalie and the arena, which team takes the blame? Notable Timestamps [ 01:03 ] - Establishing negligence requires meeting four elements, which include having a duty owed, a breach of that duty, a proximately caused injury, and damages. [ 02:20 ] - Even when negligence is successfully established during litigation, there are still potential defenses available, such as assumption of risk and contributory negligence. [ 04:50 ] - The assumption of risk doctrine might still apply even if a player is violating a rule during a game, as participants generally expect potential injury during physical activities. [ 07:11 ] - Some states utilize contributory negligence, which can technically bar a plaintiff from any recovery if they are found to have contributed at all to the incident. [ 11:03 ] - Comparative negligence rules vary, with some states allowing recovery if a person is up to 50% liable, while others require the individual's negligence to be 49% or less. [ 11:51 ] - Under a pure comparative standard, an injured person who is found to be 90% at fault for an incident can still recover the remaining 10% of their respective damages. [ 14:34 ] - In cases involving severe injuries, juries can sometimes be influenced to make decisions inconsistent with the letter of the law. [ 16:29 ] - The outcomes of these negligence defenses heavily depend on the specific state where the case is taking place, the laws that apply, and the overall makeup of the jury pool. Your PLRB Resources Negotiation Strategies in Bodily Injury Claims     https://members.plrb.org/education/courses/negotiation-strategies-in-bodily-injury-claims Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at "Property and Liability Resource Bureau" Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

Radio D&D
Welcome to the 10th Kingdom - Ep.9: Hit the Deck!

Radio D&D

Play Episode Listen Later Jul 2, 2026 77:20


In search of the shipment carried by the Endless Horizon, The Basilisk, captained by Pirate Captain Barter, threatens the gang with a reality bombFollow us on Instagram @radioddpod Podcast Artwork:DrawForthArts: https://www.etsy.com/shop/drawforthartsMusic (Freemusicarchive.org):Dread Pirate Roberts by Xennial (CC BY 4.0: Attribution 4.0 International: https://creativecommons.org/licenses/by/4.0/)Fight, run, breathe deeply by Komiku (CC0 1.0: CC0 1.0 Universal: https://creativecommons.org/publicdomain/zero/1.0/)Halley by Jahzzar (CC BY SA 3.0: Attribution-ShareAlike 3.0 Unported: https://creativecommons.org/licenses/by-sa/3.0/) Jazzy Detective by John Bartmann (CC0 1.0: CC01.0 Universal: https://creativecommons.org/publicdomain/zero/1.0/)Scars by Jahzzar (CC BY-SA 4.0: Attribution-ShareAlike 4.0 International: https://creativecommons.org/licenses/by-sa/4.0/)Scary Secrets by Universfield (CC BY-SA 4.0: Attribution-ShareAlike 4.0 International: https://creativecommons.org/licenses/by-sa/4.0/)Vibe Ace by Kevin MacLeod (Attribution 3.0 Unported: https://creativecommons.org/licenses/by/3.0/) Music (Ivanduch.com):Givmaru Trading Harbor CombatPlankers CoveSound Effects (Freesound.org):FM Radio Tuning Sweep by davidbain (CC0 1.0: CC0 1.0 Universal: https://creativecommons.org/publicdomain/zero/1.0/)Ocean-WavesLapping by rj13 (CC0 1.0: CC0 1.0 Universal: https://creativecommons.org/publicdomain/zero/1.0/)Ploppy_3 by digifishmusic (CC BY 4.0: Attribution 4.0 International: https://creativecommons.org/licenses/by/4.0/)PloppyMix by digifishmusic (CC BY 4.0: Attribution 4.0 International: https://creativecommons.org/licenses/by/4.0/)Record Scratches by jswonger (CC BY 4.0: Attribution 4.0 International: https://creativecommons.org/licenses/by/4.0/)

Momentos de la Creación on Oneplace.com
Cuando es mejor ser macho

Momentos de la Creación on Oneplace.com

Play Episode Listen Later Jul 1, 2026 2:02


Mateo 6:30“Y si a la hierba del campo, que hoy es y mañana se quema en el horno, Dios la viste así, ¿no hará mucho más por vosotros, hombres de poca fe?”Muy recientemente los botánicos han empezado a apreciar la planta Arisaema triphyllum (popularmente conocida como jack en el púlpito). Esta común planta floreciente vive entre 15 y 20 años, se encuentra al este de Norte América.Las jack en el púlpito de tamaño mediano generalmente tienen sólo una hoja y son machos. La labor principal del jack en el púlpito es producir polen para fertilizar las plantas hembras. La hembra jack en el púlpito es más grande y por lo general tiene dos hojas junto a sus flores, que, cuando es fertilizada, produce semillas. Las plantas más pequeñas no tienen del todo flores y son neutras hasta que crecen un poco más.Los botánicos han conocido por mucho tiempo que el jack en el púlpito cambia de sexo. Una planta macho que produce polen este año puede ser una planta hembra que produce semillas el próximo año. Ahora los botánicos están descubriendo que los jack en el púlpito pueden cambiar de sexo bastante a menudo, y están aprendiendo el por qué. Requiere mucha más energía para que la hembra jack en el púlpito produzca semillas de lo que necesita el macho para producir polen, especialmente ya que las semillas del jack en el púlpito son inusualmente grandes. Si el clima está malo o una hembra jack en el púlpito utiliza demasiada de su energía para producir semillas, ella simplemente se retira de ser hembra y pasa el próximo año o dos viviendo la comparativamente vida fácil de un macho.El jack en el púlpito debe dar dolores de cabeza a los evolucionistas que no pueden explicar como un macho y una hembra pudieron evolucionar para empezar. Al mismo tiempo, esta interesante flor anualmente muestra como el Creador cuida de todo en Su creación. Aprenda más acerca de Su amor muy especial por usted en las páginas de la Biblia.Oración: Amado Señor Cristo Jesús, no hay ningún fin al amor de Dios. Te agradezco por Tu obra salvadora en la cruz y Tu resurrección para mi salvación. No permitas que el temor cause que me aleje de mi fe en Tu amor diario y personal. Amén.Ref: Batten, Mary. “Sex in the pulpit.” Science 83. Imagen: Arisaema triphyllum (Jack-in-the-Pulpit), Jasper Shide, CC0, Wikimedia Commons. To support this ministry financially, visit: https://www.oneplace.com/donate/1235/29?v=20251111

Nat Theo Nature Lessons Rooted in the Bible
How Does a Frog Ribbit? Lesson 134

Nat Theo Nature Lessons Rooted in the Bible

Play Episode Listen Later Jun 30, 2026 27:44


Do frogs actually have long tongues? And do they really ribbit? We're unveiling the truth behind some froggy myths and discovering God's designs in these amazing jumpers!Here's our trail map:How Do Frogs Hop?How Long Is a Frog's Tongue?How Do Frogs Ribbit?How Does Singing Worship Bless God and Us?Download this lesson's free coloring sheet: https://thenaturaltheologyproject.com/how-long-is-a-frogs-tongue/Related Lessons to listen to next:How Do Tadpoles Turn Into Toads? Lesson 78: https://player.captivate.fm/episode/e80566db-d48a-48f1-a0ab-2be21ac6d9d2/Why Are Dart Frogs Poisonous? Episode 37: https://player.captivate.fm/episode/3ba7565f-379e-4a12-9c58-ad94a62b4ec0/Why Do Axolotls Never Grow Up? Lesson 106: https://player.captivate.fm/episode/72d70dc4-7555-4eab-962f-e1adf4659c10/Eryn's Books:Where Wonder Leads: An Adventure in God's Wild and Wonderful World: https://thenaturaltheologyproject.com/wonderMade to Marvel: 52 Family Devotions Exploring the Wild Wonders of God's Creation: https://thenaturaltheologyproject.com/marvelThe Nature of Rest: What the Bible and Creation Teach Us About Sabbath Living: https://www.amazon.com/Nature-Rest-Creation-Sabbath-Living/dp/0825448891Rooted in Wonder: Nurturing Your Family's Faith Through God's Creation: https://www.amazon.com/Rooted-Wonder-Nurturing-Familys-Creation/dp/0825447615936 Pennies: Discovering the Joy of Intentional Parenting: https://www.amazon.com/936-Pennies-Discovering-Intentional-Parenting/dp/0764219782Episode Links:Explore all of Apologia's award-winning curriculum and courses: https://www.apologia.com/Nat Theo Club Bonus Video: https://thenaturaltheologyproject.com/memberGet full lesson guides in the Nat Theo Club: https://thenaturaltheologyproject.com/clubFree Frog Coloring Sheet: https://thenaturaltheologyproject.com/how-long-is-a-frogs-tongue/Ask your nature question: https://thenaturaltheologyproject.com/askScriptures Referenced in This Episode:“How many are your works, Lord! In wisdom you made them all; the earth is full of your creatures.” Psalm 104:24 (NIV)“Shout to the Lord, all the earth. Serve the Lord with joy; come before him with singing.” Psalm 100:1-2 (NCV)“Let the teaching of Christ live in you richly. Use all wisdom to teach and instruct each other by singing psalms, hymns, and spiritual songs with thankfulness in your hearts to God.” Colossians 3:16 (NCV)“Praise the Lord from the earth, you large sea animals and all the oceans,lightning and hail, snow and mist, and stormy winds that obey him,mountains and all hills, fruit trees and all cedars,wild animals and all cattle, crawling animals and birds,kings of the earth and all nations, princes and all rulers of the earth,young men and women, old people and children.Praise the Lord, because he alone is great. He is more wonderful than heaven and earth.” Psalm 148:7-13 (NCV) Terms Learned in This Episode:Saltation: Moving by jumps or hops instead of walking.Catapult: A machine that stores energy and then releases it all at once to fling something through the air.Tendon: Strong, stretchy cords made from collagen that connect muscles to bones.Viscosity: Describes how thick or runny a liquid is.Buccal Cavity: The space inside a frog's mouth and throat where air can move in and out.Vocal Sacs: Stretchy pouches of skin that some frogs use to make their calls louder.Frog recording credits: Pacific treefrog “ribbit” recordings: https://californiaherps.com/Spring peepers recording: JohnDziak, CC0, via Wikimedia CommonsWood frogs: Ryan Hodnett, CC BY-SA 4.0 https://creativecommons.org/licenses/by-sa/4.0, via Wikimedia CommonsBanded bullfrog: Inspector, CC BY-SA 3.0 https://creativecommons.org/licenses/by-sa/3.0, via Wikimedia CommonsGrey treefrog: llap, CC BY-SA 3.0 https://creativecommons.org/licenses/by-sa/3.0, via Wikimedia CommonsThis podcast episode contains paid advertisements.

Unnis on Oppas: A KDrama Fan Podcast
Episode 80 - Seol In Ah

Unnis on Oppas: A KDrama Fan Podcast

Play Episode Listen Later Jun 30, 2026 184:12


This Unni may be young, but she has already appeared in many well-known KDramas! In this episode, Susie and Lynn discuss Seol In Ah's performances in Strong Woman Do Bong Soon, Twinkling Watermelon, Business Proposal, and more!(About SPOILERS: we try to avoid major plot spoilers in our discussions of different dramas, but inevitably some minor details will be revealed. If you want to avoid knowing absolutely anything about a show you haven't seen, we recommend skipping to the next segment!)(0:00) - Intro, Jal Meogisseubnida, KDrama ketchup(39:20) - Speed round: The Producers; School 2017(46:45) - Strong Woman Do Bong Soon(57:10) - Record of Youth(1:14:00) - Twinkling Watermelon (contains some SPOILERS)(1:45:30) - Business Proposal(2:12:45) - Oh My Ghost Clients(2:39:20) - Favorite Seol In Ah scenes(2:52:25) - Ask Lynn UnnithingIf you like this episode, please subscribe and leave us a rating and review!Follow us on Instagram @unnisonoppaspodUse of our theme music, “Pickled Pink” by Kevin MacLeod, is permitted under Creative Commons license CC0 1.0

London Futurists
The Discontinuity Thesis, with Ben Luong

London Futurists

Play Episode Listen Later Jun 28, 2026 35:30


AI-driven automation of cognitive labour is not merely another technological transition but a structural discontinuity that will end, sooner or later, the central role of wages in how society operates. This discontinuity can be called “The End of Postwar Capitalism”. That's the conclusion of a tightly argued set of essays, “The Discontinuity Thesis”, written by our guest in this episode, Ben Luong.The essays look at a range of arguments that all try to make the case that wages paid for cognitive labour will remain significant for the majority of people, so that capitalism can continue in place, even with AI having greatly expanded capabilities. According to Ben, each of these arguments fail. These back-and-forth debates are what we explore in this episode.Selected follow-ups:"The Discontinuity Thesis: A Sequence of Seven Essays on Why Postwar Capitalism Ends" by Ben Luong"Mark Zuckerberg just declared war on the entire advertising industry" - The Verge"P versus NP problem" - Wikipedia"KPMG Pulls AI Report After Hallucinated Claims About Major Organisations" - AI Insider "GDPval-AA v2 Leaderboard" - Artificial Analysis"OSWorld: 369 real computer tasks across Windows, macOS, and Ubuntu requiring GUI interaction... Much harder than web-only benchmarks""Sorites paradox" - Wikipedia"Young people not in education, employment or training (NEET), UK: May 2026" - Office of National Statistics"Five Years" - Song by David Bowie"How ZEISS and ASML Enable the Modern Chip Industry" - Rob Hoeijmakers"Mistral AI's $830 Million Debt Financing: Inside the European Bet on 13,800 Nvidia GPUs and a Paris AI Data Center" - Marcus Chen"Colossus (data center)" - Wikipedia"Canaries in the Coal Mine? Six Facts about the Recent Employment Effects of Artificial Intelligence" - Stanford Digital Economy Lab"Appendix I: What Would Refute the Thesis" - by Ben Luong"The Cope Index: Tracking who's coping hardest about the end of work" - by Ben Luong"The AI Alignment Problem" - from "The Singularity Principles"Music: Spike Protein, by Koi Discovery, available under CC0 1.0 Public Domain DeclarationC-Suite PerspectivesElevate how you lead with insight from today's most influential executives.Listen on: Apple Podcasts Spotify

The Brian Lehrer Show
Brian Lehrer Weekend: Brexit 10th; Rental Scams; Culture Wars History

The Brian Lehrer Show

Play Episode Listen Later Jun 27, 2026 65:43


Three of our favorite segments from the week, in case you missed them. 10 Years Post-Brexit (First) | How an Alleged Real Estate Scammer Operated (Starts at :21) | Where the Culture Wars Began (Starts at :41) If you don't subscribe to the Brian Lehrer Show on iTunes, you can do that here.   Photo: Corcoran Gallery of Art, Washington, D.C., USA., Daderot, CC0, via Wikimedia Commons Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

RPG Next Podcast
Stalker 2ª Edição | Sistema de RPG

RPG Next Podcast

Play Episode Listen Later Jun 27, 2026 74:57


☢️ Você sobreviveria a um sistema de RPG onde os dados não importam e seu destino depende puramente da sua inteligência? No episódio de hoje de A Forja, destrinchamos o aterrorizante universo de STALKER RPG (2ª Edição) e o seu revolucionário sistema FLOW! Esqueça os testes de sorte: na Zona de Toulouse, o sucesso das suas ações é calculado pela lógica da sua ideia multiplicada pela imersão da sua interpretação. Se você der um passo em falso ou ignorar os sinais de uma anomalia gravitacional, nenhum escudo mágico vai te salvar da morte instantânea! É um cenário de horror existencial, escolhas morais brutais e realismo na pele. Quer debater regras alternativas, cenários apocalípticos e encontrar outros mestres e jogadores apaixonados por essa vibe analítica e sombria? Apoie nosso projeto em https://apoia.se/rpgnext e ajude o RPG Next a continuar criando conteúdo épico! Marque aquele amigo mestre ou jogadora que precisa ouvir isso. LINKS PARA O SISTEMA DE RPG STALKER: https://www.instagram.com/darkentityeditora https://www.catarse.com.br/stalkerrpg https://www.darkentitygroup.com/pt/stalker Com a participação de: Rafael 47 Thiago Moura Fausto Maiandi Uma produção RPG Next. NOVIDADE!!! Para tornar a sua experiência ainda mais fácil e prática, agora disponibilizamos nossos conteúdos exclusivos do Apoia.se também no Spotify! Assim, você pode acessar tudo em um só lugar, sem precisar alternar entre plataformas. Quer saber como ativar essa opção e ouvir nossos episódios exclusivos diretamente no Spotify? Acesse este artigo com o passo a passo: https://suporte.apoia.se/hc/pt-br/articles/30944727495579-Ou%C3%A7a-%C3%A1udios-exclusivos-da-APOIA-se-no-Spotify Obrigado por apoiar nosso trabalho! Seu suporte faz toda a diferença. Boletim Informativo RPG Next https://bit.ly/boletim-informativo-rpg-next  O RPG Next agora tem um grupo oficial no Telegram! Venha trocar ideias, compartilhar suas aventuras e se conectar com outros jogadores apaixonados por RPG. Entre agora e faça parte dessa comunidade épica: https://t.me/RpgNextOficial . Acesse nossos conteúdos antecipados e exclusivos pelo APP do Apoia-se Disponível para Android e iOS! Google Play: https://play.google.com/store/apps/details?id=com.apoiasemobile&pli=1 iOS: https://apps.apple.com/us/app/apoia-se/id1665747795 Quer jogar RPG sem precisar montar grupo ou preparar nada?   Agora você pode! Encontre todas as vagas on-line com Mestres de Aluguel no site do RPG Next e entre de cabeça em aventuras épicas conduzidas por narradores experientes! O serviço é pago e funciona por assinatura mensal, com cobrança exclusivamente via cartão de crédito. ‍♂️ O Mestre de Aluguel conduz toda a sessão — você só precisa escolher o sistema, montar seu personagem e se divertir! No site, você encontra um vídeo de apresentação e todas as informações sobre como participar, bem como link público para o grupo de WhatsApp de cada Mestre de RPG. Confira as mesas disponíveis agora em:https://www.rpgnext.com.br/categoria-produto/servico-de-mestre-de-aluguel/ https://www.rpgnext.com.br/produto/dungeons-and-dragons-starter-set-heroes-of-the-borderlands/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-livro-do-jogador-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-dungeon-masters-guide-livro-do-mestre-5-5e-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-monster-manual-livro-dos-monstros-5-5e-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-masters-screen-2024/ APOIE NOSSA CAUSA! Nosso Plano de Assinaturas do APOIA.SE! Acesse e veja nossas recompensas para os apoiadores.   https://rpgnext.com.br/doadores/ COMPARTILHE! Se você gostou desse Podcast de RPG, então não se esqueça de compartilhar! Nosso site é https://rpgnext.com.br, Nossa Campanha do APOIA.SE: https://apoia.se/rpgnext Facebook RpgNextPage, Grupo do Facebook RPGNext Group, Instagram RPG Next Oficial, Bluesky rpgnext.bsky.social,  Canal do YouTube,  Vote no iTunes do Tarrasque na Bota e no iTunes do RPG Next Podcast com 5 estrelas para também ajudar na divulgação! DEIXE SEU FEEDBACK! Se quiser deixar seu feedback, nos envie um e-mail em contato@rpgnext.com.br ou faça um comentário nesse post logo abaixo. Seu comentário é muito importante para a melhoria dos próximos episódios. Beleza? Muito obrigado pelo suporte, pessoal! Links para MÚSICAS e SFX sob a licença Creative Commons Kevin MacLeod (incompetech.com): Licenciado sob Creative Commons: By Attribution 4.0 License (http://creativecommons.org/licenses/by/4.0/) Tabletop Audio (tabletopaudio.com): Licenciado sob Creative Commons: Attribution-NonCommercial-NoDerivatives 4.0 License (https://creativecommons.org/licenses/by-nc-nd/4.0/) Freesound.org: Efeitos sonoros diversos licenciados sob Creative Commons (CC BY 3.0 e 4.0) e Domínio Público (CC0). Free PD - https://freepd.com/ Alexander Nakarada - https://alexandernakarada.bandcamp.com/ Free Stock Music - https://www.free-stock-music.com  Contato Instagram / Facebook / Bluesky / TikTok / YouTube

PLRB on Demand
[REPLAY] My Son Set Off Fireworks in My House

PLRB on Demand

Play Episode Listen Later Jun 26, 2026 20:52


As we hit our next holiday week and listen to the sounds of fireworks, we'd like to share a classic episode featuring the insurance implications of fireworks. So fire up the grill, and put this episode on the speakers.   Is there an exclusion for stupid? Join Alissha, Mike, and Tim to discuss bad decisions, wedding rings stuck on fingers, dumpster fires, and whether the choice to set off a firework inside a house is considered "intentional" under the policy.   Notable Timestamps   [ 00:17 ] - The insured's son set off a firework in the house for the excitement, causing fire damage. The homeowners file a property claim.   [ 01:26 ] - Alissha, Mike, and Tim discuss their opinions on fireworks, sneaking over the state line, exploding toys, dog ownership, and dumpster fires.   [ 04:12 ] - There's no exclusion for "stupid" (i.e. negligence), at least not prior to the loss.   [ 07:34 ] - There is an exclusion for intentional loss. "Intent" usually applies both when the actor intends the consequence, and when they know the consequences are substantially certain to result.   [ 08:46 ] - The fact that the son was intoxicated would not establish an insanity defense.   [ 10:36 ] - The son was living in the house, even though he spent much of the year at college, and would be considered an insured so no subrogation is possible.   [ 11:50 ] - For very young children, their young age can imply that they are not appreciating the consequences of their actions and that can speak to intent.   [ 13:04 ] - The team discusses scenarios where an adult intentionally set a fire so that her husband could heroically put it out, where someone breaks a ring to get it off their swelling finger, and where someone smashes a window to break into their own house.   [ 17:24 ] - Tim provides a recap of the scenario and the points above.   Your PLRB Resources   Homeowners annotation on the intentional loss exclusion - https://search.plrb.org/?dn=37&src=gsa   Does a Farm Policy Cover Injury to a Semi Driver Caused by Water Balloons Tossed from Insured's Vehicle? - https://search.plrb.org/?dn=17362&src=gsa   Cutting Off Ring That is Stuck On Swollen Finger… Intentional Loss? - https://search.plrb.org/?dn=67944&src=gsa   Is Damage to Property of Others Coverage Available Under a Homeowners Policy for a Window Broken by the Insured Tenant's Son at a Rental Property? - https://search.plrb.org/?dn=73010&src=gsa   CE course on Intentional Versus Negligent Conduct For Casualty Adjusters - https://www.plrb.org/public2/dislearn/description.cfm?mod=p0056   CE course on Subrogation Claims - https://www.plrb.org/public2/dislearn/description.cfm?mod=p0050   Webinar on Fire Loss Investigation Strategies - https://www.plrb.org/distlearn/webinars/vplayer.cfm?vid=w0024   Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/container.cfm?conlink=sec/cq/default.cfm) at no additional charge to you or your company.   Subscribe to this Podcast   Your Podcast App - Please subscribe and rate us on your favorite podcast app   YouTube - Please like and subscribe at @plrb   LinkedIN - Please follow at "Property and Liability Resource Bureau"   Send us your Scenario!   Please reach out to us with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share.   Just reach out to scenario@plrb.org.   Legal Information   The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate.   Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0). https://thenounproject.com/icon/firework-152487/ https://thenounproject.com/icon/firework-1758560/

Catholic Daily Reflections
Friday of the Twelfth Week in Ordinary Time - Spiritually Cleansed and Restored

Catholic Daily Reflections

Play Episode Listen Later Jun 25, 2026 7:29


Read OnlineWhen Jesus came down from the mountain, great crowds followed him. And then a leper approached, did him homage, and said, “Lord, if you wish, you can make me clean.” He stretched out his hand, touched him, and said, “I will do it. Be made clean.” His leprosy was cleansed immediately. Matthew 8:1–3After leading the Israelites out of Egypt, God gave Moses not only the Ten Commandments but also laws governing daily life, including regulations on ritual purity. Among these were strict laws regarding leprosy, a contagious and incurable disease at the time. Lepers were forbidden to touch anyone, were isolated from the community, barred from worship, and required to cry out “Unclean, unclean” when approaching others. Beyond preventing disease, these laws had a deeper spiritual meaning: leprosy became a symbol of sin, which defiles the soul and separates us from the holiness of God, necessitating divine purification.In today's Gospel, Jesus fulfills and transcends the requirements of the Mosaic Law by touching and healing a leper. Under the Law, contact with a leper rendered a person unclean, yet Christ's divine power reverses this order. The leper's touch does not defile Jesus; instead, it purifies the leper. In this miraculous act, Jesus reveals a deeper spiritual reality: it is only through His touch of divine grace that sinners are truly cleansed and restored to communion with God. No longer does impurity separate man from holiness; rather, in Christ, holiness overcomes impurity, offering reconciliation and healing to all who seek Him in faith.The scene unfolds immediately after Jesus concludes His Sermon on the Mount and descends from the mountain. This imagery echoes Moses descending from Mount Sinai after receiving the Ten Commandments. Yet, while Moses brought down a law written on stone, Jesus, the new and greater Moses, descends not merely as a lawgiver but as the very embodiment of the New Covenant. In Him, the Law is not only taught but fulfilled and perfected. Whereas the Mosaic Law prescribed ritual separation from impurity, Christ now draws near to the unclean, extending the Divine Mercy that alone can fully restore and sanctify.The leper perfectly models how we ought to approach Jesus and the New Law of grace. He does not demand healing, nor even explicitly ask for it; rather, he simply professes faith in who Jesus is and what He can do: “Lord, if you wish, you can make me clean.” In addressing Jesus as “Lord,” the leper acknowledges His divine authority, recognizing Him not merely as a miracle-worker, but as the One who has dominion over sickness, impurity, and all creation. Furthermore, the leper displays not only trust in Jesus' power but also surrender to His divine will. He does not presume to dictate the outcome but submits himself entirely to the Lord's mercy.Too often, we approach God with a kind of spiritual wish list, treating prayer as a means of securing our desires rather than aligning ourselves with His will. Like the leper, we must transform our prayer from self-centered petitions to acts of faith and trust. First, we acknowledge God's sovereignty—that He alone is the all-powerful Lord, capable of healing every wound and forgiving every sin. Second, we surrender completely to His will, trusting that He knows and desires what is best for us. How beautiful it is to pray, “Lord, if You wish…” or “Lord, as You will…”—a prayer that reflects a petition Jesus had just taught on the mountain: “Thy will be done.”Reflect today on this humble leper and the example he sets for perfect prayer. We do not need to convince God to help us; He desires it far more than we do. Call to mind those areas of your life that, like leprosy of old, separate you from God and His Church, leaving you in need of His healing grace. Entrust your wounds to the Lord with humility and trust, laying them before His mercy. Seek Him in prayer and especially in the Sacrament of Reconciliation, and like the leper, you too will hear Him say, “I will do it. Be made clean.”Lord of perfect mercy, You desire my cleansing far more than I do, and You alone can accomplish it. Like the leper, I profess my faith in You as the New Moses, the Perfect Lawgiver, and the Divine Healer. All that You say and do is holy, restoring my soul and leading me to life. I surrender myself entirely to You—my wounds, my sins, my weaknesses. Let Your will alone be done in me, O Lord, for through Your touch, I find my healing and peace. Jesus, I trust in You.Image: Georg Pencz, CC0, via Wikimedia CommonsSource: Free RSS feed from catholic-daily-reflections.com — Copyright © 2026 My Catholic Life! Inc. All rights reserved. This content is provided solely for personal, non-commercial use. Redistribution, republication, or commercial use — including use within apps with advertising — is strictly prohibited without written permission.

RPG Next Podcast
Deslocamento e Sono | GURPS 4e

RPG Next Podcast

Play Episode Listen Later Jun 24, 2026 26:28


  Bem-vinda(o) ao 199º episódio do Regras do GURPS 4ª edição: ., um podcast produzido pelo RPG Next que faz a leitura e discute as regras dos livros do sistema de RPG em questão. Neste episódio, o assunto é: Deslocamento e sono. Então coloque seu fone de ouvido e curta! Proposta: Introduzir o Módulo Básico (Personagens) de GURPS 4e. Referência Bibliográfica: GURPS 4 edição, Módulo Básico (Personagens) ← clique para comprar Na data de lançamento desse post o livro da edição Revised ainda não estava disponível para compra.   VAMOS TRAZER O GURPS DE VOLTA!!!! Com a participação de: Anderson Lira Heitor Fraga Vinicius Watzl Edição por: Vinicius Watzl Uma produção RPG Next.   NOVIDADE!!! Para tornar a sua experiência ainda mais fácil e prática, agora disponibilizamos nossos conteúdos exclusivos do Apoia.se também no Spotify! Assim, você pode acessar tudo em um só lugar, sem precisar alternar entre plataformas. Quer saber como ativar essa opção e ouvir nossos episódios exclusivos diretamente no Spotify? Acesse este artigo com o passo a passo: https://suporte.apoia.se/hc/pt-br/articles/30944727495579-Ou%C3%A7a-%C3%A1udios-exclusivos-da-APOIA-se-no-Spotify Obrigado por apoiar nosso trabalho! Seu suporte faz toda a diferença. Boletim Informativo RPG Next https://bit.ly/boletim-informativo-rpg-next  O RPG Next agora tem um grupo oficial no Telegram! Venha trocar ideias, compartilhar suas aventuras e se conectar com outros jogadores apaixonados por RPG. Entre agora e faça parte dessa comunidade épica: https://t.me/RpgNextOficial . Acesse nossos conteúdos antecipados e exclusivos pelo APP do Apoia-se Disponível para Android e iOS! Google Play: https://play.google.com/store/apps/details?id=com.apoiasemobile&pli=1 iOS: https://apps.apple.com/us/app/apoia-se/id1665747795 Quer jogar RPG sem precisar montar grupo ou preparar nada? Agora você pode! Encontre todas as vagas on-line com Mestres de Aluguel no site do RPG Next e entre de cabeça em aventuras épicas conduzidas por narradores experientes! O serviço é pago e funciona por assinatura mensal, com cobrança exclusivamente via cartão de crédito. ‍♂️ O Mestre de Aluguel conduz toda a sessão — você só precisa escolher o sistema, montar seu personagem e se divertir! No site, você encontra um vídeo de apresentação e todas as informações sobre como participar, bem como link público para o grupo de WhatsApp de cada Mestre de RPG. Confira as mesas disponíveis agora em:https://www.rpgnext.com.br/categoria-produto/servico-de-mestre-de-aluguel/ https://www.rpgnext.com.br/produto/dungeons-and-dragons-starter-set-heroes-of-the-borderlands/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-livro-do-jogador-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-dungeon-masters-guide-livro-do-mestre-5-5e-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-monster-manual-livro-dos-monstros-5-5e-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-masters-screen-2024/ APOIE NOSSA CAUSA! Nosso Plano de Assinaturas do APOIA.SE! Acesse e veja nossas recompensas para os apoiadores.   https://rpgnext.com.br/doadores/ COMPARTILHE! Se você gostou desse Podcast de RPG, então não se esqueça de compartilhar! Nosso site é https://rpgnext.com.br, Nossa Campanha do APOIA.SE: https://apoia.se/rpgnext Facebook RpgNextPage, Grupo do Facebook RPGNext Group, Instagram RPG Next Oficial, Bluesky rpgnext.bsky.social,  Canal do YouTube,  Vote no iTunes do Tarrasque na Bota e no iTunes do RPG Next Podcast com 5 estrelas para também ajudar na divulgação! DEIXE SEU FEEDBACK! Se quiser deixar seu feedback, nos envie um e-mail em contato@rpgnext.com.br ou faça um comentário nesse post logo abaixo. Seu comentário é muito importante para a melhoria dos próximos episódios. Beleza? Muito obrigado pelo suporte, pessoal! Links para MÚSICAS e SFX sob a licença Creative Commons Kevin MacLeod (incompetech.com): Licenciado sob Creative Commons: By Attribution 4.0 License (http://creativecommons.org/licenses/by/4.0/) Tabletop Audio (tabletopaudio.com): Licenciado sob Creative Commons: Attribution-NonCommercial-NoDerivatives 4.0 License (https://creativecommons.org/licenses/by-nc-nd/4.0/) Freesound.org: Efeitos sonoros diversos licenciados sob Creative Commons (CC BY 3.0 e 4.0) e Domínio Público (CC0). Free PD - https://freepd.com/ Alexander Nakarada - https://alexandernakarada.bandcamp.com/ Free Stock Music - https://www.free-stock-music.com  Contato Instagram / Facebook / Bluesky / TikTok / YouTube Damocles: O início ← clique para comprar  

RPG Next: Regras do GURPS 4e
Deslocamento e Sono | GURPS 4e

RPG Next: Regras do GURPS 4e

Play Episode Listen Later Jun 24, 2026 26:28


  Bem-vinda(o) ao 199º episódio do Regras do GURPS 4ª edição: ., um podcast produzido pelo RPG Next que faz a leitura e discute as regras dos livros do sistema de RPG em questão. Neste episódio, o assunto é: Deslocamento e sono. Então coloque seu fone de ouvido e curta! Proposta: Introduzir o Módulo Básico (Personagens) de GURPS 4e. Referência Bibliográfica: GURPS 4 edição, Módulo Básico (Personagens) ← clique para comprar Na data de lançamento desse post o livro da edição Revised ainda não estava disponível para compra.   VAMOS TRAZER O GURPS DE VOLTA!!!! Com a participação de: Anderson Lira Heitor Fraga Vinicius Watzl Edição por: Vinicius Watzl Uma produção RPG Next.   NOVIDADE!!! Para tornar a sua experiência ainda mais fácil e prática, agora disponibilizamos nossos conteúdos exclusivos do Apoia.se também no Spotify! Assim, você pode acessar tudo em um só lugar, sem precisar alternar entre plataformas. Quer saber como ativar essa opção e ouvir nossos episódios exclusivos diretamente no Spotify? Acesse este artigo com o passo a passo: https://suporte.apoia.se/hc/pt-br/articles/30944727495579-Ou%C3%A7a-%C3%A1udios-exclusivos-da-APOIA-se-no-Spotify Obrigado por apoiar nosso trabalho! Seu suporte faz toda a diferença. Boletim Informativo RPG Next https://bit.ly/boletim-informativo-rpg-next  O RPG Next agora tem um grupo oficial no Telegram! Venha trocar ideias, compartilhar suas aventuras e se conectar com outros jogadores apaixonados por RPG. Entre agora e faça parte dessa comunidade épica: https://t.me/RpgNextOficial . Acesse nossos conteúdos antecipados e exclusivos pelo APP do Apoia-se Disponível para Android e iOS! Google Play: https://play.google.com/store/apps/details?id=com.apoiasemobile&pli=1 iOS: https://apps.apple.com/us/app/apoia-se/id1665747795 Quer jogar RPG sem precisar montar grupo ou preparar nada? Agora você pode! Encontre todas as vagas on-line com Mestres de Aluguel no site do RPG Next e entre de cabeça em aventuras épicas conduzidas por narradores experientes! O serviço é pago e funciona por assinatura mensal, com cobrança exclusivamente via cartão de crédito. ‍♂️ O Mestre de Aluguel conduz toda a sessão — você só precisa escolher o sistema, montar seu personagem e se divertir! No site, você encontra um vídeo de apresentação e todas as informações sobre como participar, bem como link público para o grupo de WhatsApp de cada Mestre de RPG. Confira as mesas disponíveis agora em:https://www.rpgnext.com.br/categoria-produto/servico-de-mestre-de-aluguel/ https://www.rpgnext.com.br/produto/dungeons-and-dragons-starter-set-heroes-of-the-borderlands/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-livro-do-jogador-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-dungeon-masters-guide-livro-do-mestre-5-5e-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-monster-manual-livro-dos-monstros-5-5e-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-masters-screen-2024/ APOIE NOSSA CAUSA! Nosso Plano de Assinaturas do APOIA.SE! Acesse e veja nossas recompensas para os apoiadores.   https://rpgnext.com.br/doadores/ COMPARTILHE! Se você gostou desse Podcast de RPG, então não se esqueça de compartilhar! Nosso site é https://rpgnext.com.br, Nossa Campanha do APOIA.SE: https://apoia.se/rpgnext Facebook RpgNextPage, Grupo do Facebook RPGNext Group, Instagram RPG Next Oficial, Bluesky rpgnext.bsky.social,  Canal do YouTube,  Vote no iTunes do Tarrasque na Bota e no iTunes do RPG Next Podcast com 5 estrelas para também ajudar na divulgação! DEIXE SEU FEEDBACK! Se quiser deixar seu feedback, nos envie um e-mail em contato@rpgnext.com.br ou faça um comentário nesse post logo abaixo. Seu comentário é muito importante para a melhoria dos próximos episódios. Beleza? Muito obrigado pelo suporte, pessoal! Links para MÚSICAS e SFX sob a licença Creative Commons Kevin MacLeod (incompetech.com): Licenciado sob Creative Commons: By Attribution 4.0 License (http://creativecommons.org/licenses/by/4.0/) Tabletop Audio (tabletopaudio.com): Licenciado sob Creative Commons: Attribution-NonCommercial-NoDerivatives 4.0 License (https://creativecommons.org/licenses/by-nc-nd/4.0/) Freesound.org: Efeitos sonoros diversos licenciados sob Creative Commons (CC BY 3.0 e 4.0) e Domínio Público (CC0). Free PD - https://freepd.com/ Alexander Nakarada - https://alexandernakarada.bandcamp.com/ Free Stock Music - https://www.free-stock-music.com  Contato Instagram / Facebook / Bluesky / TikTok / YouTube Damocles: O início ← clique para comprar  

PLRB on Demand
When the Claims Executive Became the Claimant

PLRB on Demand

Play Episode Listen Later Jun 19, 2026 18:31


As a claims executive leader, Awais Farooq built and oversaw coverage frameworks, liability investigations, reserve governance, and total loss protocols. He believed that institutional fluency would make his own claim predictable. Then he struck a deer on his motorcycle and suffered a significant leg injury. His claim was segmented across bodily injury, property damage, and total loss. Each function operated correctly. Yet without a single point of ownership, the experience felt operationally sound but emotionally fragmented. Notable Timestamps [ 00:37 ] - Awais Farooq experienced a motorcycle accident that resulted in a claim that was handled with operational soundness but felt entirely emotionally fragmented. [ 04:29 ] - The accident occurred close to home when Awais encountered a deer on the road, attempted to turn around to avoid it, but unfortunately crashed into another deer. [ 06:24 ] - Despite the insurance company being highly digitally advanced with text message communications, Awais had to navigate three separate adjusters who did not communicate with one another. [ 08:01 ] - A major gap exists in the insurance industry where automation and process improvements often overlook the end consumer, losing track of the primary goal to restore the person completely. [ 12:52 ] - Awais channeled his frustrations into writing a book titled The Future Isn't Fully Automated, which explores how technology must integrate with essential human connection in claims. [ 13:39 ] - The claims journey consists of information gathering, documentation, and decisioning; streamlining the first two phases can empower adjusters to focus primarily on delivering decisions. [ 15:00 ] - Awais discusses the possibility of an individualized user experience akin to Amazon, ensuring that claimants have a single point of contact rather than feeling like one of millions of claims. [ 17:00 ] - A technically compliant claim can still fail the human experience test.  Your PLRB Resources https://www.linkedin.com/in/awais-farooq/ Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at "Property and Liability Resource Bureau" Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

Radio D&D
Welcome to the 10th Kingdom - Ep.8: The Ruins of Talon Spire

Radio D&D

Play Episode Listen Later Jun 18, 2026 123:58


The awakened Wyvern attacks and abducts Connor, and the Endless Horizon experiences mysterious engine troubles.Follow us on Instagram @radioddpod Podcast Artwork:DrawForthArts: https://www.etsy.com/shop/drawforthartsMusic (Freemusicarchive.org):Down With The Ship by Steve Combs (Attribution 4.0 International: https://creativecommons.org/licenses/by/4.0/)Encedulas by Jahzzar (CC BY-SA 3.0: Attribution-ShareAlike 3.0 Unported: https://creativecommons.org/licenses/by-sa/3.0/)Faceless by Jahzzar (CC BY-SA 4.0: Attribution-ShareAlike 4.0 International: https://creativecommons.org/licenses/by-sa/4.0/)Faster Does It by Kevin MacLeod (Attribution 3.0 Unported: https://creativecommons.org/licenses/by/3.0/) Free Jazz by Steve Combs (CC by 4.0: Attribution 4.0 International: https://creativecommons.org/licenses/by/4.0/) Ingravity by Jahzzar (CC BY-SA 3.0: Attribution-ShareAlike 3.0 Unported: https://creativecommons.org/licenses/by-sa/3.0/)Jazzy Detective by John Bartmann (CC0 1.0: CC01.0 Universal: https://creativecommons.org/publicdomain/zero/1.0/)Lift Off by Jahzzar (CC BY-SA 3.0: Attribution-ShareAlike 3.0 Unported: https://creativecommons.org/licenses/by-sa/3.0/)Paved Sky by Jahzzar (Attribution-ShareAlike 4.0 International: https://creativecommons.org/licenses/by-sa/4.0/)Scars by Jahzzar (CC BY-SA 4.0: Attribution-ShareAlike 4.0 International: https://creativecommons.org/licenses/by-sa/4.0/)Scary Secrets by Universfield (CC BY-SA 4.0: Attribution-ShareAlike 4.0 International: https://creativecommons.org/licenses/by-sa/4.0/)Vibe Ace by Kevin MacLeod (Attribution 3.0 Unported: https://creativecommons.org/licenses/by/3.0/) Sound Effects (Freesound.org):Clarinetist at Joseph Maria Ruera by insEMT (CC0 1.0: CC0 1.0 Universal: https://creativecommons.org/publicdomain/zero/1.0/)FM Radio Tuning Sweep by davidbain (CC0 1.0: CC0 1.0 Universal: https://creativecommons.org/publicdomain/zero/1.0/)

Dashing Onions Audio
Perfect Retreat Episode 6 Perfect Gift

Dashing Onions Audio

Play Episode Listen Later Jun 17, 2026 27:12


“PERFECT RETREAT, Episode 6 – Perfect Gift” is written and produced by Fiona ThrailleSarah Golding was the Dialogue Editor for this episode.Please click here for the transcript(please note, the transcript is the script, which is usually almost exactly identical to the performances)and further credits.Trigger Warning: A potentially supernatural encounter; fireCASTIn order of appearanceSam - Erika SandersonMaja - Karin HeimdahlZinnia - Sarah GoldingThe Operator - David AultHoward - RJ BayleyLavender Bee - Fiona ThrailleJohn - Matthew McLeanAndy - Robert CudmoreClare and Mary Leanna Greenshields  - Wendy LapAll other characters played by castSpecial thanks to Sarah Golding. Do check out her podcast on all aspects of creating audio drama, Indie AF.MUSIC  The song "Vem kan segla förutan vind" is sung by Karin HeimdahlSFX and other musical interludesAll sfx and music used under CC0 licence From Freesound.org  https://freesound.org/ or under license agreement from Ghosthack.de, or Free To Use SoundsThank you for your patience and thank you for listening. Please note that we will also publish an omnibus edition of this series, due imminently.Support the show

Dashing Onions Audio
Perfect Retreat Complete Series Omnibus

Dashing Onions Audio

Play Episode Listen Later Jun 17, 2026 93:59


“PERFECT RETREAT” is written and produced by Fiona ThrailleThis is an omnibus version of the series previously published.Please click here for the transcript(please note, the transcript is the script, which is usually almost exactly identical to the performances)and further credits.Trigger Warning: Grief, references to the pandemic, threats & a little violence; character has a panic attack; potentially supernatural encounter; fireCASTIn order of appearance Voiceover - Angela NessSam - Erika Sanderson The Operator - David AultSally; Clare; and Mary-Leanna Greenshields - Wendy LapCraig/Howard - RJ BayleyMaja - Karin HeimdahlLavender Bee; Marnie - Fiona ThrailleJohn - Matthew McLeanAndy - Robert CudmoreZinnia - Sarah GoldingShel - Nathan BladesAlex - Lec ZornNatalia - Kirsty WoolvenAll other parts played by members of the cast.Special thanks to Sarah Golding. Do check out her podcast on all aspects of creating audio drama, Indie AF.MUSIC  The song "Vem kan segla förutan vind" is sung by Karin HeimdahlMusic for Intro is Long Road Ahead by Kevin MacLeodLink: https://incompetech.filmmusic.io/song/3996-long-road-aheadLicense: https://filmmusic.io/standard-license  Music for “It's Alright to Write and Be with Lavender Bee” is  Clean Soul by Kevin MacLeodLink: https://incompetech.filmmusic.io/song/3514-clean-soulLicense: https://filmmusic.io/standard-license Music onboard boat isCryptic Sorrow by Kevin MacLeodLink: https://incompetech.filmmusic.io/song/3568-cryptic-sorrowLicense: https://filmmusic.io/standard-licenseMusic in the performance hall isCan't Stop Us by Mugzy (used with the artist's permission – thank you).Japan_Koto_Improv_Amateur_Session_3.wav by RutgerMuller (from Freesound.org) Adeste Fideles Waltz by Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 Licensehttp://creativecommons.org/licenses/by/4.0/"Trio for Piano Violin and Viola" Kevin MacLeod (incompetech.com)Licensed under Creative Commons: By Attribution 4.0 Licensehttp://creativecommons.org/licenses/by/4.0/Music in the pub is Aussie With An American Attitude, andMusic in the performance hall is Them Peopleboth tracks are by Mugzy (used with the artist's permission – thank you so much Mugzy). Music for “It's Alright to Write and Be with Lavender Bee” is Clean Soul by Kevin MacLeodLink: https://incompetech.filmmusic.io/song/3514-clean-soulLicense: https://filmmusic.io/standard-licenseWack Emcees by MugzySFX and other musical interludesAll sfx and music used under CC0 licence From Freesound.org  https://freesound.org/ or under license agreement from Ghosthack.de, or Free To Use SoundsThank you for your patience and thank you for listening. Please note that we will also publish an omnibus edition of this series, due imminently.Support the show

Unnis on Oppas: A KDrama Fan Podcast
Episode 79 - Kim Jae Wook

Unnis on Oppas: A KDrama Fan Podcast

Play Episode Listen Later Jun 16, 2026 185:32


Sometimes swoony, sometimes menacing, Kim Jae Wook's performances are always memorable! In this episode, Susie and Lynn discuss his roles in Mary Stayed Out All Night, Her Private Life, Coffee Prince, Melo Movie, and more!(About SPOILERS: we try to avoid major plot spoilers in our discussions of different dramas, but inevitably some minor details will be revealed. If you want to avoid knowing absolutely anything about a show you haven't seen, we recommend skipping to the next segment!)(0:00) - Intro, Jal Meogisseubnida, KDrama ketchup(24:40) - Coffee Prince(37:05) - Temperature of Love(55:25) - Marry Me, Mary / Mary Stayed Out All Night(1:23:10) - Death's Game - CONTAINS SPOILERS(1:38:30) - Her Private Life(2:05:20) - Dear Hongrang - CONTAINS SPOILERS(2:28:05) - Melo Movie(2:42:35) - Favorite Kim Jae Wook scenes(2:50:45) - Ask Susie UnnithingIf you like this episode, please subscribe and leave us a rating and review!Follow us on Instagram @unnisonoppaspodUse of our theme music, “Pickled Pink” by Kevin MacLeod, is permitted under Creative Commons license CC0 1.0

PLRB on Demand
[REPLAY] Herding Weather/CATs

PLRB on Demand

Play Episode Listen Later Jun 12, 2026 25:14


Right now we're traveling back from this week's successful Eastern Regional Conference. So this week, as we head into summer, we're sharing an episode on how to take advantage of all the services that the PLRB Weather/CATs department has to offer.   A supervisor leads a team of very needy CAT adjusters! Over the course of the year, the supervisor fields many questions as it comes up in their claims. Was there hail on X date? Was there lightning in the area? This hurricane is coming soon, where can I get news about it? Winter weather caused a slip and fall!! Where can I find information on wildfire perimeters and California evacuations? For help herding all these cats, we'll head to PLRB.org.   Notable Timestamps [ 00:00 ] - The episode introduces a scenario where a supervisor fields constant weather-related questions from cat adjusters, highlighting the need for a centralized, reliable source for hail, lightning, hurricanes, wildfires, and more. [ 02:15 ] - The team previews multiple scenarios—winter storms, hail, lightning, power outages, tornadoes, hurricanes, and wildfires—showing the breadth of searchable weather data available to support claim investigations. [ 03:16 ] - Using a winter slip-and-fall in Iowa City, Iowa, the report pulls verified storm data from the National Weather Service, including freezing rain reports and hourly observations to validate conditions on the date of loss. [ 07:42 ] - For hail damage in Illinois, radar-derived data and verified hail reports allow adjusters to map proximity, estimated hail size, and associated severe thunderstorm warnings tied to a specific date and address. [ 09:53 ] - Lightning reports provide daily probability percentages and satellite detection data, helping assess commercial equipment claims while noting limits in resolution and cloud-to-cloud versus cloud-to-ground distinctions. [ 12:25 ] - Power outage searches archive data every ten minutes via PowerOutage.us, identifying outage timing, affected customers, and likely storm causes—critical for business interruption investigations. [ 14:09 ] - A tornado case study of the Mayfield event demonstrates wind reports, damage points, and EF-scale path polygons, enabling precise analysis of storm track and intensity relative to a property. [ 17:31 ] - Wildfire tools include historical perimeters like the Garnett Fire, evacuation zones, thermal hotspots, smoke analysis from National Oceanic and Atmospheric Administration data, and hurricane spaghetti models—underscoring a single portal for comprehensive weather intelligence. [ 17:49 ] - Dylan summarized upcoming PLRB Weather/CATs developments. Your PLRB Resources Weather/CATS Hub - https://members.plrb.org/weather-cat/ Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at "Property and Liability Resource Bureau" Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

Unnis on Oppas: A KDrama Fan Podcast
Episode 78 - Unnis Movie Night - Il Mare

Unnis on Oppas: A KDrama Fan Podcast

Play Episode Listen Later Jun 8, 2026 87:17


Time for another movie! This time, Susie and Lynn discuss Il Mare from way back in the year 2000 - and also compare it somewhat to its American adaptation, The Lake House. Plus, as always - snacks!(0:00) - Intro, Jal Meogisseubnida, KDrama ketchup(37:15) - Il Mare discussion(1:02:40) - Snack corner (1:07:40) - Ask Susie Unnithing If you like this episode, please subscribe and leave us a rating and review!Follow us on Instagram @unnisonoppaspodUse of our theme music, “Pickled Pink” by Kevin MacLeod, is permitted under Creative Commons license CC0 1.0Use of our theme music, “Pickled Pink” by Kevin MacLeod, is permitted under Creative Commons license CC0 1.0

RPG Next Podcast
Pergaminhos na Bota | Junho 2026

RPG Next Podcast

Play Episode Listen Later Jun 7, 2026 53:06


Sua Voz Importa: Conecte-se e Faça Parte da Conversa! Este programa é um canal dedicado à interação direta com nossos ouvintes, oferecendo uma plataforma para ler e comentar suas mensagens, perguntas e sugestões, mergulhando em discussões aprofundadas sobre os temas mais relevantes do nosso projeto. Seja sobre a produção dos nossos conteúdos, suas experiências, aspectos específicos de nossas criações ou outras áreas de interesse – sua participação é fundamental para o desenvolvimento e enriquecimento das nossas conversas! Descubra tudo que oferecemos aqui: https://bit.ly/boletim-informativo-rpg-next Como você pode ajudar: 1️⃣ Torne-se um apoiador em https://apoia.se/rpgnext e ajude a manter o projeto vivo! 2️⃣ Participe de nossas mesas e aventuras disponíveis em https://rpgnext.com.br/loja. 3️⃣ Compartilhe nosso conteúdo e chame seus amigos para fazer parte dessa jornada épica! Recompensas incríveis para nossos apoiadores: Acesso antecipado. ️ Sorteios mensais. ️ Consultorias exclusivas e muito mais! ⚔️ Vem jogar com a gente e viva histórias que só o RPG pode proporcionar. Marque seus amigos e ajude a expandir essa comunidade! ‍♂️ Boletim Informativo RPG Next https://bit.ly/boletim-informativo-rpg-next  NOVIDADE!!! Para tornar a sua experiência ainda mais fácil e prática, agora disponibilizamos nossos conteúdos exclusivos do Apoia.se também no Spotify! Assim, você pode acessar tudo em um só lugar, sem precisar alternar entre plataformas. Quer saber como ativar essa opção e ouvir nossos episódios exclusivos diretamente no Spotify? Acesse este artigo com o passo a passo: https://suporte.apoia.se/hc/pt-br/articles/30944727495579-Ou%C3%A7a-%C3%A1udios-exclusivos-da-APOIA-se-no-Spotify Obrigado por apoiar nosso trabalho! Seu suporte faz toda a diferença. O RPG Next agora tem um grupo oficial no Telegram! Venha trocar ideias, compartilhar suas aventuras e se conectar com outros jogadores apaixonados por RPG. Entre agora e faça parte dessa comunidade épica: https://t.me/RpgNextOficial . Acesse nossos conteúdos antecipados e exclusivos pelo APP do Apoia-se Disponível para Android e iOS! Google Play: https://play.google.com/store/apps/details?id=com.apoiasemobile&pli=1 iOS: https://apps.apple.com/us/app/apoia-se/id1665747795 https://www.rpgnext.com.br/produto/dungeons-and-dragons-starter-set-heroes-of-the-borderlands/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-livro-do-jogador-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-master-guide-2024/ https://www.rpgnext.com.br/produto/dungeons-and-dragons-monster-manual-2024/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-masters-screen-2024/ Quer jogar RPG sem precisar montar grupo ou preparar nada?   Agora você pode! Encontre todas as vagas on-line com Mestres de Aluguel no site do RPG Next e entre de cabeça em aventuras épicas conduzidas por narradores experientes! O serviço é pago e funciona por assinatura mensal, com cobrança exclusivamente via cartão de crédito. ‍♂️ O Mestre de Aluguel conduz toda a sessão — você só precisa escolher o sistema, montar seu personagem e se divertir! No site, você encontra um vídeo de apresentação e todas as informações sobre como participar, bem como link público para o grupo de WhatsApp de cada Mestre de RPG. Confira as mesas disponíveis agora em:https://www.rpgnext.com.br/categoria-produto/servico-de-mestre-de-aluguel/ APOIE NOSSA CAUSA! Nosso Plano de Assinaturas do APOIA.SE! Acesse e veja nossas recompensas para os apoiadores.   COMPARTILHE! Se você gostou desse Podcast de RPG, então não se esqueça de compartilhar! Nossa Campanha do APOIA.SE: https://apoia.se/rpgnext Facebook RpgNextPage, Grupo do Facebook RPGNext Group, Instagram RPG Next Oficial, Bluesky rpgnext.bsky.social,  Canal do YouTube,  Vote no iTunes do Tarrasque na Bota e no iTunes do RPG Next Podcast com 5 estrelas para também ajudar na divulgação! DEIXE SEU FEEDBACK! Se quiser deixar seu feedback, nos envie um e-mail em contato@rpgnext.com.br ou faça um comentário nesse post logo abaixo. Seu comentário é muito importante para a melhoria dos próximos episódios. Beleza? Muito obrigado pelo suporte, pessoal! Links para MÚSICAS e SFX sob a licença Creative Commons Kevin MacLeod (incompetech.com): Licenciado sob Creative Commons: By Attribution 4.0 License (http://creativecommons.org/licenses/by/4.0/) Tabletop Audio (tabletopaudio.com): Licenciado sob Creative Commons: Attribution-NonCommercial-NoDerivatives 4.0 License (https://creativecommons.org/licenses/by-nc-nd/4.0/) Freesound.org: Efeitos sonoros diversos licenciados sob Creative Commons (CC BY 3.0 e 4.0) e Domínio Público (CC0). Contato Instagram / Facebook / Bluesky / TikTok / YouTube

RPG Next: Regras do GURPS 4e
Pergaminhos na Bota | Junho 2026

RPG Next: Regras do GURPS 4e

Play Episode Listen Later Jun 7, 2026 53:06


Sua Voz Importa: Conecte-se e Faça Parte da Conversa! Este programa é um canal dedicado à interação direta com nossos ouvintes, oferecendo uma plataforma para ler e comentar suas mensagens, perguntas e sugestões, mergulhando em discussões aprofundadas sobre os temas mais relevantes do nosso projeto. Seja sobre a produção dos nossos conteúdos, suas experiências, aspectos específicos de nossas criações ou outras áreas de interesse – sua participação é fundamental para o desenvolvimento e enriquecimento das nossas conversas! Descubra tudo que oferecemos aqui: https://bit.ly/boletim-informativo-rpg-next Como você pode ajudar: 1️⃣ Torne-se um apoiador em https://apoia.se/rpgnext e ajude a manter o projeto vivo! 2️⃣ Participe de nossas mesas e aventuras disponíveis em https://rpgnext.com.br/loja. 3️⃣ Compartilhe nosso conteúdo e chame seus amigos para fazer parte dessa jornada épica! Recompensas incríveis para nossos apoiadores: Acesso antecipado. ️ Sorteios mensais. ️ Consultorias exclusivas e muito mais! ⚔️ Vem jogar com a gente e viva histórias que só o RPG pode proporcionar. Marque seus amigos e ajude a expandir essa comunidade! ‍♂️ Boletim Informativo RPG Next https://bit.ly/boletim-informativo-rpg-next  NOVIDADE!!! Para tornar a sua experiência ainda mais fácil e prática, agora disponibilizamos nossos conteúdos exclusivos do Apoia.se também no Spotify! Assim, você pode acessar tudo em um só lugar, sem precisar alternar entre plataformas. Quer saber como ativar essa opção e ouvir nossos episódios exclusivos diretamente no Spotify? Acesse este artigo com o passo a passo: https://suporte.apoia.se/hc/pt-br/articles/30944727495579-Ou%C3%A7a-%C3%A1udios-exclusivos-da-APOIA-se-no-Spotify Obrigado por apoiar nosso trabalho! Seu suporte faz toda a diferença. O RPG Next agora tem um grupo oficial no Telegram! Venha trocar ideias, compartilhar suas aventuras e se conectar com outros jogadores apaixonados por RPG. Entre agora e faça parte dessa comunidade épica: https://t.me/RpgNextOficial . Acesse nossos conteúdos antecipados e exclusivos pelo APP do Apoia-se Disponível para Android e iOS! Google Play: https://play.google.com/store/apps/details?id=com.apoiasemobile&pli=1 iOS: https://apps.apple.com/us/app/apoia-se/id1665747795 https://www.rpgnext.com.br/produto/dungeons-and-dragons-starter-set-heroes-of-the-borderlands/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-livro-do-jogador-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-master-guide-2024/ https://www.rpgnext.com.br/produto/dungeons-and-dragons-monster-manual-2024/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-masters-screen-2024/ Quer jogar RPG sem precisar montar grupo ou preparar nada?   Agora você pode! Encontre todas as vagas on-line com Mestres de Aluguel no site do RPG Next e entre de cabeça em aventuras épicas conduzidas por narradores experientes! O serviço é pago e funciona por assinatura mensal, com cobrança exclusivamente via cartão de crédito. ‍♂️ O Mestre de Aluguel conduz toda a sessão — você só precisa escolher o sistema, montar seu personagem e se divertir! No site, você encontra um vídeo de apresentação e todas as informações sobre como participar, bem como link público para o grupo de WhatsApp de cada Mestre de RPG. Confira as mesas disponíveis agora em:https://www.rpgnext.com.br/categoria-produto/servico-de-mestre-de-aluguel/ APOIE NOSSA CAUSA! Nosso Plano de Assinaturas do APOIA.SE! Acesse e veja nossas recompensas para os apoiadores.   COMPARTILHE! Se você gostou desse Podcast de RPG, então não se esqueça de compartilhar! Nossa Campanha do APOIA.SE: https://apoia.se/rpgnext Facebook RpgNextPage, Grupo do Facebook RPGNext Group, Instagram RPG Next Oficial, Bluesky rpgnext.bsky.social,  Canal do YouTube,  Vote no iTunes do Tarrasque na Bota e no iTunes do RPG Next Podcast com 5 estrelas para também ajudar na divulgação! DEIXE SEU FEEDBACK! Se quiser deixar seu feedback, nos envie um e-mail em contato@rpgnext.com.br ou faça um comentário nesse post logo abaixo. Seu comentário é muito importante para a melhoria dos próximos episódios. Beleza? Muito obrigado pelo suporte, pessoal! Links para MÚSICAS e SFX sob a licença Creative Commons Kevin MacLeod (incompetech.com): Licenciado sob Creative Commons: By Attribution 4.0 License (http://creativecommons.org/licenses/by/4.0/) Tabletop Audio (tabletopaudio.com): Licenciado sob Creative Commons: Attribution-NonCommercial-NoDerivatives 4.0 License (https://creativecommons.org/licenses/by-nc-nd/4.0/) Freesound.org: Efeitos sonoros diversos licenciados sob Creative Commons (CC BY 3.0 e 4.0) e Domínio Público (CC0). Contato Instagram / Facebook / Bluesky / TikTok / YouTube

RPG Next Podcast
Boletim Informativo | Junho 2026

RPG Next Podcast

Play Episode Listen Later Jun 6, 2026 35:40


Fique atualizado com o Boletim do RPG Next! Já imaginou fazer parte de uma comunidade que vive o RPG intensamente? Com podcasts imersivos, lives emocionantes e mesas de RPG cheias de ação, o RPG Next é a sua porta de entrada para experiências inesquecíveis no universo do RPG! Descubra tudo que oferecemos aqui: https://bit.ly/boletim-informativo-rpg-next Como você pode ajudar: 1️⃣ Torne-se um apoiador em https://apoia.se/rpgnext e ajude a manter o projeto vivo! 2️⃣ Participe de nossas mesas e aventuras disponíveis em https://rpgnext.com.br/loja. 3️⃣ Compartilhe nosso conteúdo e chame seus amigos para fazer parte dessa jornada épica! Recompensas incríveis para nossos apoiadores: Acesso antecipado. ️ Sorteios mensais. ️ Consultorias exclusivas e muito mais! ⚔️ Vem jogar com a gente e viva histórias que só o RPG pode proporcionar. Marque seus amigos e ajude a expandir essa comunidade! ‍♂️ Boletim Informativo RPG Next https://bit.ly/boletim-informativo-rpg-next  NOVIDADE!!! Para tornar a sua experiência ainda mais fácil e prática, agora disponibilizamos nossos conteúdos exclusivos do Apoia.se também no Spotify! Assim, você pode acessar tudo em um só lugar, sem precisar alternar entre plataformas. Quer saber como ativar essa opção e ouvir nossos episódios exclusivos diretamente no Spotify? Acesse este artigo com o passo a passo: https://suporte.apoia.se/hc/pt-br/articles/30944727495579-Ou%C3%A7a-%C3%A1udios-exclusivos-da-APOIA-se-no-Spotify Obrigado por apoiar nosso trabalho! Seu suporte faz toda a diferença. O RPG Next agora tem um grupo oficial no Telegram! Venha trocar ideias, compartilhar suas aventuras e se conectar com outros jogadores apaixonados por RPG. Entre agora e faça parte dessa comunidade épica: https://t.me/RpgNextOficial . Acesse nossos conteúdos antecipados e exclusivos pelo APP do Apoia-se Disponível para Android e iOS! Google Play: https://play.google.com/store/apps/details?id=com.apoiasemobile&pli=1 iOS: https://apps.apple.com/us/app/apoia-se/id1665747795 https://www.rpgnext.com.br/produto/dungeons-and-dragons-starter-set-heroes-of-the-borderlands/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-livro-do-jogador-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-master-guide-2024/ https://www.rpgnext.com.br/produto/dungeons-and-dragons-monster-manual-2024/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-masters-screen-2024/ Quer jogar RPG sem precisar montar grupo ou preparar nada?   Agora você pode! Encontre todas as vagas on-line com Mestres de Aluguel no site do RPG Next e entre de cabeça em aventuras épicas conduzidas por narradores experientes! O serviço é pago e funciona por assinatura mensal, com cobrança exclusivamente via cartão de crédito. ‍♂️ O Mestre de Aluguel conduz toda a sessão — você só precisa escolher o sistema, montar seu personagem e se divertir! No site, você encontra um vídeo de apresentação e todas as informações sobre como participar, bem como link público para o grupo de WhatsApp de cada Mestre de RPG. Confira as mesas disponíveis agora em:https://www.rpgnext.com.br/categoria-produto/servico-de-mestre-de-aluguel/ APOIE NOSSA CAUSA! Nosso Plano de Assinaturas do APOIA.SE! Acesse e veja nossas recompensas para os apoiadores.   COMPARTILHE! Se você gostou desse Podcast de RPG, então não se esqueça de compartilhar! Nossa Campanha do APOIA.SE: https://apoia.se/rpgnext Facebook RpgNextPage, Grupo do Facebook RPGNext Group, Instagram RPG Next Oficial, Bluesky rpgnext.bsky.social,  Canal do YouTube,  Vote no iTunes do Tarrasque na Bota e no iTunes do RPG Next Podcast com 5 estrelas para também ajudar na divulgação! DEIXE SEU FEEDBACK! Se quiser deixar seu feedback, nos envie um e-mail em contato@rpgnext.com.br ou faça um comentário nesse post logo abaixo. Seu comentário é muito importante para a melhoria dos próximos episódios. Beleza? Muito obrigado pelo suporte, pessoal! Links para MÚSICAS e SFX sob a licença Creative Commons Kevin MacLeod (incompetech.com): Licenciado sob Creative Commons: By Attribution 4.0 License (http://creativecommons.org/licenses/by/4.0/) Tabletop Audio (tabletopaudio.com): Licenciado sob Creative Commons: Attribution-NonCommercial-NoDerivatives 4.0 License (https://creativecommons.org/licenses/by-nc-nd/4.0/) Freesound.org: Efeitos sonoros diversos licenciados sob Creative Commons (CC BY 3.0 e 4.0) e Domínio Público (CC0). Contato Instagram / Facebook / Bluesky / TikTok / YouTube

RPG Next: Regras do GURPS 4e
Boletim Informativo | Junho 2026

RPG Next: Regras do GURPS 4e

Play Episode Listen Later Jun 6, 2026 35:40


Fique atualizado com o Boletim do RPG Next! Já imaginou fazer parte de uma comunidade que vive o RPG intensamente? Com podcasts imersivos, lives emocionantes e mesas de RPG cheias de ação, o RPG Next é a sua porta de entrada para experiências inesquecíveis no universo do RPG! Descubra tudo que oferecemos aqui: https://bit.ly/boletim-informativo-rpg-next Como você pode ajudar: 1️⃣ Torne-se um apoiador em https://apoia.se/rpgnext e ajude a manter o projeto vivo! 2️⃣ Participe de nossas mesas e aventuras disponíveis em https://rpgnext.com.br/loja. 3️⃣ Compartilhe nosso conteúdo e chame seus amigos para fazer parte dessa jornada épica! Recompensas incríveis para nossos apoiadores: Acesso antecipado. ️ Sorteios mensais. ️ Consultorias exclusivas e muito mais! ⚔️ Vem jogar com a gente e viva histórias que só o RPG pode proporcionar. Marque seus amigos e ajude a expandir essa comunidade! ‍♂️ Boletim Informativo RPG Next https://bit.ly/boletim-informativo-rpg-next  NOVIDADE!!! Para tornar a sua experiência ainda mais fácil e prática, agora disponibilizamos nossos conteúdos exclusivos do Apoia.se também no Spotify! Assim, você pode acessar tudo em um só lugar, sem precisar alternar entre plataformas. Quer saber como ativar essa opção e ouvir nossos episódios exclusivos diretamente no Spotify? Acesse este artigo com o passo a passo: https://suporte.apoia.se/hc/pt-br/articles/30944727495579-Ou%C3%A7a-%C3%A1udios-exclusivos-da-APOIA-se-no-Spotify Obrigado por apoiar nosso trabalho! Seu suporte faz toda a diferença. O RPG Next agora tem um grupo oficial no Telegram! Venha trocar ideias, compartilhar suas aventuras e se conectar com outros jogadores apaixonados por RPG. Entre agora e faça parte dessa comunidade épica: https://t.me/RpgNextOficial . Acesse nossos conteúdos antecipados e exclusivos pelo APP do Apoia-se Disponível para Android e iOS! Google Play: https://play.google.com/store/apps/details?id=com.apoiasemobile&pli=1 iOS: https://apps.apple.com/us/app/apoia-se/id1665747795 https://www.rpgnext.com.br/produto/dungeons-and-dragons-starter-set-heroes-of-the-borderlands/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-livro-do-jogador-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-master-guide-2024/ https://www.rpgnext.com.br/produto/dungeons-and-dragons-monster-manual-2024/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-masters-screen-2024/ Quer jogar RPG sem precisar montar grupo ou preparar nada?   Agora você pode! Encontre todas as vagas on-line com Mestres de Aluguel no site do RPG Next e entre de cabeça em aventuras épicas conduzidas por narradores experientes! O serviço é pago e funciona por assinatura mensal, com cobrança exclusivamente via cartão de crédito. ‍♂️ O Mestre de Aluguel conduz toda a sessão — você só precisa escolher o sistema, montar seu personagem e se divertir! No site, você encontra um vídeo de apresentação e todas as informações sobre como participar, bem como link público para o grupo de WhatsApp de cada Mestre de RPG. Confira as mesas disponíveis agora em:https://www.rpgnext.com.br/categoria-produto/servico-de-mestre-de-aluguel/ APOIE NOSSA CAUSA! Nosso Plano de Assinaturas do APOIA.SE! Acesse e veja nossas recompensas para os apoiadores.   COMPARTILHE! Se você gostou desse Podcast de RPG, então não se esqueça de compartilhar! Nossa Campanha do APOIA.SE: https://apoia.se/rpgnext Facebook RpgNextPage, Grupo do Facebook RPGNext Group, Instagram RPG Next Oficial, Bluesky rpgnext.bsky.social,  Canal do YouTube,  Vote no iTunes do Tarrasque na Bota e no iTunes do RPG Next Podcast com 5 estrelas para também ajudar na divulgação! DEIXE SEU FEEDBACK! Se quiser deixar seu feedback, nos envie um e-mail em contato@rpgnext.com.br ou faça um comentário nesse post logo abaixo. Seu comentário é muito importante para a melhoria dos próximos episódios. Beleza? Muito obrigado pelo suporte, pessoal! Links para MÚSICAS e SFX sob a licença Creative Commons Kevin MacLeod (incompetech.com): Licenciado sob Creative Commons: By Attribution 4.0 License (http://creativecommons.org/licenses/by/4.0/) Tabletop Audio (tabletopaudio.com): Licenciado sob Creative Commons: Attribution-NonCommercial-NoDerivatives 4.0 License (https://creativecommons.org/licenses/by-nc-nd/4.0/) Freesound.org: Efeitos sonoros diversos licenciados sob Creative Commons (CC BY 3.0 e 4.0) e Domínio Público (CC0). Contato Instagram / Facebook / Bluesky / TikTok / YouTube

The Brian Lehrer Show
Radiolab: Taste and Touch

The Brian Lehrer Show

Play Episode Listen Later Jun 5, 2026 9:37


Co-hosts of WNYC's Radiolab Latif Nasser and Lulu Miller preview their live Tribeca Festival event where they will explore how and why we get goosebumps and how we experience sweetness.   Photo: Kai Oberhäuser memoryonsounds, Microphone (Unsplash), CC0, via Wikimedia Commons  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

PLRB on Demand
Rounding the Bases to Establish Negligence

PLRB on Demand

Play Episode Listen Later Jun 5, 2026 18:02


We're calling "foul ball!" A spectator at a local minor league baseball game was injured when a foul ball zipped through a tear in the safety net and broke his arm. The spectator claims that the stadium owed him a safe environment, that it knew about the tear and didn't fix it, and that the mascot wasn't even that funny. To score, our litigant is going to have to run all four bases of the core elements of negligence: duty, breach, causation, and damages. Notable Timestamps [ 00:00 ] - A foul ball injury at a minor league game sets the stage for a negligence analysis, focusing on whether the stadium failed to maintain a safe environment after allegedly knowing about a damaged safety net. [ 05:02 ] - The first element of negligence is duty. A stadium generally owes spectators a duty of reasonable care, especially when protective measures such as safety netting are installed for fan protection. [ 05:40 ] - The second element is breach. If stadium personnel knew about a tear in the net and failed to repair it, that omission may constitute a breach of the duty owed to spectators. [ 08:56 ] - Causation requires a direct connection between the breach and the injury. The claimant must show the foul ball passed through the known defect and that the injury was a foreseeable result. [ 10:14 ] - A claimant's own actions can affect the analysis. Attempts to catch a foul ball, distraction, or impairment could introduce comparative or contributory negligence issues depending on state law. [ 11:24 ] - Damages are essential to a negligence claim. Even if a duty existed and was breached, recovery is unlikely without a measurable injury, financial loss, or other legally recognized harm. [ 12:11 ] - A personal auto accident example illustrates that negligence claims can fail despite a breach of duty when no injury or property damage occurs. Reaching only part of the negligence analysis is not enough. [ 13:15 ] - The discussion highlights how emotional distress claims can complicate matters. Jurisdictions differ on whether symptoms without clear bodily injury satisfy policy language or legal damage requirements. [ 14:43 ] - Not every liability case follows ordinary negligence rules. Certain ultra-hazardous activities or situations involving strict liability may shift the focus away from proving the traditional four negligence elements. [ 16:21 ] - The key lesson is that successful negligence claims require all four elements: duty, breach, causation, and damages. Missing any one element can prevent recovery, regardless of the strength of the others. Your PLRB Resources Introduction to Negligence Concepts https://members.plrb.org/education/courses/introduction-to-negligence-concepts Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at "Property and Liability Resource Bureau" Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

The Brian Lehrer Show
How Politics Influences What Businesses do for Pride

The Brian Lehrer Show

Play Episode Listen Later Jun 3, 2026 25:55


Reilly Steel, associate professor of law at Columbia Law School, talks about the ways that businesses interact with politics, especially as it relates to their public support (or lack thereof) of LGBTQ issues during Pride month.Photo: DimiTalen, LGBT pride flags, Zeedijk, Amsterdam, 2022, Date 2 August 2022, 11:13:15, CC0, via Wikimedia Commons  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

London Futurists
The AI Automation Layoff Trap, with Gerry Tsoukalas and Brett Falk

London Futurists

Play Episode Listen Later Jun 1, 2026 42:31


This episode continues our investigation into the implications of advanced AI for jobs, and specifically, how to design an economic system that makes a huge success of full automation by AI.Back in 2017, Bill Gates mused that governments should address radical automation by taxing robots. Gates may not have known it at the time, but he was suggesting a Pigouvian tax. In a 1920 book called “The Economics of Welfare”, Arthur Pigou proposed levying taxes on activities that generate negative externalities — costs on third parties to a transaction. The classic example of that is pollution: a factory produces goods but creates pollution. The market price of the goods doesn't reflect the pollution costs, so the factory managers don't try very hard to minimise them.A Pigouvian tax adds the social cost of the pollution into the price, so the producer is incentivised to minimise it.Gerry Tsoukalas and Brett Falk have published a well-received paper called “The AI Layoff Trap”, which recommends introducing a Pigouvian tax on automation that eliminates human jobs. Their proposal deserves credit for taking seriously the idea that AI may well cause severe automation, perhaps full automation – i.e. the Economic Singularity.The paper describes how firms face a prisoner's dilemma. If they automate all their jobs then there will be no consumers to pay for any of their products. But if any of them don't, their automating competitors will drive them out of business. Tsoukalas and Falk point out, counter-intuitively, that the fiercer the competition, the more acute the dilemma, so if we want to hold back automation, we might be better off with monopoly-ridden economies. Selected follow-ups:Gerry TsoukalasBrett Hemenway FalkThe AI Layoff Trap - The Wharton School Research PaperPDF of the AI Layoff Trap paperArthur Pigou - WikipediaPrisoner's dilemma - Wikipedia"Microsoft AI chief gives it 18 months—for all white-collar work to be automated by AI""Chinese court rules firms can't lay off workers on AI grounds"Music: Spike Protein, by Koi Discovery, available under CC0 1.0 Public Domain DeclarationC-Suite PerspectivesElevate how you lead with insight from today's most influential executives.Listen on: Apple Podcasts Spotify

Catholic Daily Reflections
Monday of the Ninth Week in Ordinary Time - Rejection Transformed

Catholic Daily Reflections

Play Episode Listen Later May 31, 2026 6:43


Read OnlineJesus began to speak to the chief priests, the scribes, and the elders in parables. “A man planted a vineyard, put a hedge around it, dug a wine press, and built a tower. Then he leased it to tenant farmers and left on a journey. At the proper time he sent a servant to the tenants to obtain from them some of the produce of the vineyard.” Mark 12:10–12Today's Gospel takes place during the Passover at the Temple in Jerusalem, just days before Jesus' Passion and Death. The chief priests, scribes, and elders of the people were outraged and wanted to put Jesus to death, but they feared the people who were hanging on His every word.In today's parable, the “vineyard” is a biblical metaphor for Israel. The Prophet Isaiah chastised the people of Israel for being like a fruitless vineyard, and Jesus' parable would have been immediately understood by His audience as a reference to that prophecy (cf. Isaiah 5:1–7). Fearlessly yet mercifully, Jesus brings this metaphor to life, applying it directly to Israel and the religious leaders who were present and plotting His death.Jesus' parable teaches that God is the owner of the vineyard and has provided everything necessary for it to flourish: the hedge for protection, the wine press for fruitfulness, and the tower for vigilance. These symbolize God's providence, blessings, and the spiritual resources given to His chosen people to bear fruit. The tenant farmers, to whom the vineyard is leased, represent Israel's leaders, who were entrusted with shepherding God's people.The servants sent by the owner symbolize the Old Testament prophets, whom God sent to call the people of Israel to repentance and fidelity. These prophets were often rejected, mistreated, or killed by Israel's leaders—a sobering reminder of humanity's resistance to God's call throughout history, and our resistance to His grace today.The beloved son represents Jesus Himself, sent by the Father in a final appeal for repentance. However, the tenants of Israel—now referring to the chief priests, scribes, and elders before Him—plot to kill the son, mistakenly believing they can maintain their control over the Jewish people. Their envy and pride blind them to their God-given responsibilities within the community and their duty to accept Jesus as the Messiah.Though tensions were high and anger filled the hearts of the religious leaders, Jesus spoke boldly. While the people were amazed at His authority and teaching, they were likely uncertain and fearful of what might happen next.Most people in Jesus' position, risking their lives as our Lord was, would quickly become worried for their own safety. Jesus was not. He knew the Father's will and the eternal value that would come from His Passion and Death. For that reason, He quotes Psalm 118:22–23: “The stone the builders rejected has become the cornerstone. By the LORD has this been done; it is wonderful in our eyes.”Jesus knew that He was about to be rejected: betrayed, falsely accused, arrested, tortured, and killed. Yet He also knew that He was the fulfillment of Psalm 118. He was the “stone” that, once rejected, would become the “cornerstone” of the Church and the New Covenant of grace. With this divine hope and mission in mind, Jesus didn't run and hide; He confronted rejection directly. He knew that His rejection would transform the worst—the murder of the Son of God—into the best—salvation for all who believe in Him and repent. Reflect today on Jesus' courage during that sermon as He foresaw all that would unfold that week. While we might expect such courage from the Son of God, He invites us to imitate Him. Every evil that befalls us has the potential, through grace, to become part of that cornerstone. As members of Christ's Body, the Church, we are called to courageously allow grace to transform our own rejections and sufferings in Christ. In doing so, the foundation of Christ's Church continues to be made manifest in our world today through us. My Lord, the Cornerstone of the Church, You willingly accepted and endured rejection, transforming it into the means of our eternal salvation. Grant me the courage to not only imitate You but to embrace and share in Your rejection. May my own experiences of rejection be transformed by grace into a foundation for faith in our world today. Jesus, I trust in You.  Image: Jan Rombouts I, CC0, via Wikimedia CommonsSource: Free RSS feed from catholic-daily-reflections.com — Copyright © 2026 My Catholic Life! Inc. All rights reserved. This content is provided solely for personal, non-commercial use. Redistribution, republication, or commercial use — including use within apps with advertising — is strictly prohibited without written permission.

PLRB on Demand
My Cat Set My House On Fire

PLRB on Demand

Play Episode Listen Later May 29, 2026 13:36


A cat jumps on the stove to get leftovers, accidentally turns a burner, and starts a kitchen fire. The homeowner has heard of an exclusion that applies to damage caused by animals owned or kept by an insured, and is concerned that the fire will not be covered. Exactly how mad should the homeowner be with their cat? (And how long can they stay mad at that face?) Notable Timestamps [ 00:00 ] - A kitchen fire caused by a pet can initially alarm insureds who may believe the animal exclusion automatically bars coverage for any damage involving their cat or dog. [ 00:53 ] - The discussion highlights how insureds may hesitate to disclose that a pet caused the loss because they fear the claim will be denied under the policy language. [ 03:39 ] - Investigating unusual fire losses often requires origin-and-cause experts, especially when evidence suggests a stove burner was turned on without any appliance malfunction. [ 05:07 ] - The key distinction is that animal-caused property damage itself may be excluded, while the resulting fire can still qualify as a covered peril under the policy. [ 05:50 ] - Claims involving uncommon exclusions remind adjusters to carefully read the actual policy wording instead of relying on assumptions about what is or is not covered. [ 06:12 ] - Ordinary pet damage like chewing, scratching, or staining is different from a sudden accidental event such as a kitchen fire. [ 07:24 ] - Adjusters generally approach claims by looking for coverage where it exists. [ 08:45 ] - Animal exclusions are often intended to address ongoing maintenance-type damage rather than fortuitous accidental losses. [ 10:10 ] - While some courts have interpreted animal exclusions broadly, the cited cases involved extreme situations with dozens of pets causing extensive property damage. [ 11:54 ] - Maintaining good communication and rapport with insureds can help overcome misconceptions about coverage and encourage honest discussion during the investigation. Your PLRB Resources Birds, Vermin, Rodents, or Insects; Animals Owned or Kept (HO133) https://members.plrb.org/documents/birds-vermin-rodents-or-insects-animals-owned-or-kept-ho133 Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at "Property and Liability Resource Bureau" Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

Allinfoodz
Empathy vs Automation: What Should Stay Human in Hospitality?

Allinfoodz

Play Episode Listen Later May 29, 2026 36:38


In this episode, we move beyond efficiency metrics and ask a more uncomfortable question: can technology truly replicate the human side of service? With insights from fine-dining professional Benjamin Yong, we explore emotional intelligence, service recovery, and the invisible labor that defines great hospitality.The future may include robots — but what must we protect to keep hospitality human?Music credit: "West in Africa" by John Bartmann is licensed under a CC0 1.0 Universal License.

Allinfoodz
What Food Means: Danielle Sepsy, The Scone Queen

Allinfoodz

Play Episode Listen Later May 29, 2026 33:25


In this episode of allinfoodz, Amit Sharma speaks with Danielle Sepsy about the personal side of food and hospitality. Moving beyond systems and performance, they explore identity, vulnerability, and authenticity as Danielle reflects on her journey from baker to entrepreneur and author. The conversation also touches on well-being and the realities of building a meaningful life in the industry.Music credit: "West in Africa" by John Bartmann is licensed under a CC0 1.0 Universal License.

Fire and Smoke
Somewhere to Start Again (Ep20, New Ronne)

Fire and Smoke

Play Episode Listen Later May 28, 2026 48:42


The Old Timers bring it back to where it all started, and this time around they want to do things right.Thank you for listening to Fire and Smoke: New Ronne!! We appreciate every person that has left us a rating here or a comment of support on TikTok and we're thankful for everyone that likes the show. Time will tell when we may be able to do another campaign in the future, but for now make sure to follow us on social media to keep in touch with that or any other projects we may work on!Music and Sound Effects:“Intro” by Abigail McDonald“Epic Mirage” by Hanna Lindgrin at (www.epidemicsound.com)“The Lonely Traveler" by Franz Gordon at (www.epidemicsound.com)“Irresolute” by Anna Landström, Hanna Ekström, & Anna Dager at (www.epidemicsound.com)“You Might Have Heard Of Me” by Arthur Benson at (www.epidemicsound.com)“For All I Know (Instrumental Version)” by Anna Landström, Hanna Ekström, & Anna Dager at (www.epidemicsound.com)“A Small Town On Pluto” by HoliznaCC0 at (Freemusicarchive.com) (CC0 1.0)“First Love” by Mark Wilson X at (Freemusicarchive.com) (CC BY 4.0)“Bonus: All in a Garden Green (Orchestral Version)” by Axletree at Freemusicarchive.com (CC BY 4.0)

RPG Next Podcast
RGURPS4e#198: Um Novo programa

RPG Next Podcast

Play Episode Listen Later May 27, 2026 34:34


  Bem-vinda(o) ao 198º episódio do Regras do GURPS 4ª edição - Novo programa, um podcast produzido pelo RPG Next que faz a leitura e discute as regras dos livros do sistema de RPG em questão. Neste episódio, o assunto é: Novo programa. Então coloque seu fone de ouvido e curta! Proposta: Introduzir o Módulo Básico (Personagens) de GURPS 4e. Referência Bibliográfica: GURPS 4 edição, Módulo Básico (Personagens) ← clique para comprar Na data de lançamento desse post o livro da edição Revised ainda não estava disponível para compra.   VAMOS TRAZER O GURPS DE VOLTA!!!! Com a participação de: Anderson Lira Heitor Fraga Vinicius Watzl Edição por: Vinicius Watzl Uma produção RPG Next.   NOVIDADE!!! Para tornar a sua experiência ainda mais fácil e prática, agora disponibilizamos nossos conteúdos exclusivos do Apoia.se também no Spotify! Assim, você pode acessar tudo em um só lugar, sem precisar alternar entre plataformas. Quer saber como ativar essa opção e ouvir nossos episódios exclusivos diretamente no Spotify? Acesse este artigo com o passo a passo: https://suporte.apoia.se/hc/pt-br/articles/30944727495579-Ou%C3%A7a-%C3%A1udios-exclusivos-da-APOIA-se-no-Spotify Obrigado por apoiar nosso trabalho! Seu suporte faz toda a diferença. Boletim Informativo RPG Next https://bit.ly/boletim-informativo-rpg-next  O RPG Next agora tem um grupo oficial no Telegram! Venha trocar ideias, compartilhar suas aventuras e se conectar com outros jogadores apaixonados por RPG. Entre agora e faça parte dessa comunidade épica: https://t.me/RpgNextOficial . Acesse nossos conteúdos antecipados e exclusivos pelo APP do Apoia-se Disponível para Android e iOS! Google Play: https://play.google.com/store/apps/details?id=com.apoiasemobile&pli=1 iOS: https://apps.apple.com/us/app/apoia-se/id1665747795 Quer jogar RPG sem precisar montar grupo ou preparar nada? Agora você pode! Encontre todas as vagas on-line com Mestres de Aluguel no site do RPG Next e entre de cabeça em aventuras épicas conduzidas por narradores experientes! O serviço é pago e funciona por assinatura mensal, com cobrança exclusivamente via cartão de crédito. ‍♂️ O Mestre de Aluguel conduz toda a sessão — você só precisa escolher o sistema, montar seu personagem e se divertir! No site, você encontra um vídeo de apresentação e todas as informações sobre como participar, bem como link público para o grupo de WhatsApp de cada Mestre de RPG. Confira as mesas disponíveis agora em:https://www.rpgnext.com.br/categoria-produto/servico-de-mestre-de-aluguel/ https://www.rpgnext.com.br/produto/dungeons-and-dragons-starter-set-heroes-of-the-borderlands/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-livro-do-jogador-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-master-guide-2024/ https://www.rpgnext.com.br/produto/dungeons-and-dragons-monster-manual-2024/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-masters-screen-2024/ APOIE NOSSA CAUSA! Nosso Plano de Assinaturas do APOIA.SE! Acesse e veja nossas recompensas para os apoiadores.   https://rpgnext.com.br/doadores/ COMPARTILHE! Se você gostou desse Podcast de RPG, então não se esqueça de compartilhar! Nosso site é https://rpgnext.com.br, Nossa Campanha do APOIA.SE: https://apoia.se/rpgnext Facebook RpgNextPage, Grupo do Facebook RPGNext Group, Instagram RPG Next Oficial, Bluesky rpgnext.bsky.social,  Canal do YouTube,  Vote no iTunes do Tarrasque na Bota e no iTunes do RPG Next Podcast com 5 estrelas para também ajudar na divulgação! DEIXE SEU FEEDBACK! Se quiser deixar seu feedback, nos envie um e-mail em contato@rpgnext.com.br ou faça um comentário nesse post logo abaixo. Seu comentário é muito importante para a melhoria dos próximos episódios. Beleza? Muito obrigado pelo suporte, pessoal! Links para MÚSICAS e SFX sob a licença Creative Commons Kevin MacLeod (incompetech.com): Licenciado sob Creative Commons: By Attribution 4.0 License (http://creativecommons.org/licenses/by/4.0/) Tabletop Audio (tabletopaudio.com): Licenciado sob Creative Commons: Attribution-NonCommercial-NoDerivatives 4.0 License (https://creativecommons.org/licenses/by-nc-nd/4.0/) Freesound.org: Efeitos sonoros diversos licenciados sob Creative Commons (CC BY 3.0 e 4.0) e Domínio Público (CC0). Free PD - https://freepd.com/ Alexander Nakarada - https://alexandernakarada.bandcamp.com/ Free Stock Music - https://www.free-stock-music.com  Contato Instagram / Facebook / Bluesky / TikTok / YouTube Damocles: O início ← clique para comprar  

PLRB on Demand
Wildfire: Why Do Adjusters Get a Bad Rap?

PLRB on Demand

Play Episode Listen Later May 22, 2026 20:49


Wildfire claims are emotional, public, and inconsistent across carriers, so adjusters often become the face of "no." Using a real fire example, we'll explore empathy, advance payments, uneven guidance, social media comparisons, and follow-through as tools to protect our reputation. Notable Timestamps [ 00:09 ] - Wildfire claims can be highly emotional and public, and adjusters often become the visible representative of difficult coverage decisions. [ 01:28 ] - PLRB recognizes Outstanding Claims Professionals not only for technical skill, but also for restoring lives and setting standards in customer service. [ 03:03 ] - Social media, neighborhood groups, and AI tools now shape insured expectations, creating more questions and adding complexity for adjusters. [ 05:16 ] - Policyholders often see claim differences as inconsistency where it may simply represent variation in policies, property details, and carrier practices. [ 06:54 ] - Adjusters build trust by explaining policies in everyday language instead of relying on technical wording or policy jargon. [ 09:29 ] - Starting conversations with what can be done, rather than limitations, helps reduce tension and discourages adversarial reactions. [ 10:28 ] - Advance payments and early support for housing and immediate needs can ease stress and strengthen the insured-adjuster relationship. [ 14:58 ] - Consistent communication matters; policyholders often prefer hearing "I don't have an answer yet" over silence or missed follow-ups. [ 16:48 ] - Listening for recurring concerns allows adjusters to anticipate needs, act proactively, and create more confidence in the claims process. Your PLRB Resources CE Course: Investigating and Resolving Different Types of Wildfire Losses https://members.plrb.org/education/courses/investigating-and-resolving-different-types-of-wildfire-losses Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at "Property and Liability Resource Bureau" Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).