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Three of our favorite segments from the week, in case you missed them. 10 Years Post-Brexit (First) | How an Alleged Real Estate Scammer Operated (Starts at :21) | Where the Culture Wars Began (Starts at :41) If you don't subscribe to the Brian Lehrer Show on iTunes, you can do that here.   Photo: Corcoran Gallery of Art, Washington, D.C., USA., Daderot, CC0, via Wikimedia Commons Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Read OnlineWhen Jesus came down from the mountain, great crowds followed him. And then a leper approached, did him homage, and said, “Lord, if you wish, you can make me clean.” He stretched out his hand, touched him, and said, “I will do it. Be made clean.” His leprosy was cleansed immediately. Matthew 8:1–3After leading the Israelites out of Egypt, God gave Moses not only the Ten Commandments but also laws governing daily life, including regulations on ritual purity. Among these were strict laws regarding leprosy, a contagious and incurable disease at the time. Lepers were forbidden to touch anyone, were isolated from the community, barred from worship, and required to cry out “Unclean, unclean” when approaching others. Beyond preventing disease, these laws had a deeper spiritual meaning: leprosy became a symbol of sin, which defiles the soul and separates us from the holiness of God, necessitating divine purification.In today's Gospel, Jesus fulfills and transcends the requirements of the Mosaic Law by touching and healing a leper. Under the Law, contact with a leper rendered a person unclean, yet Christ's divine power reverses this order. The leper's touch does not defile Jesus; instead, it purifies the leper. In this miraculous act, Jesus reveals a deeper spiritual reality: it is only through His touch of divine grace that sinners are truly cleansed and restored to communion with God. No longer does impurity separate man from holiness; rather, in Christ, holiness overcomes impurity, offering reconciliation and healing to all who seek Him in faith.The scene unfolds immediately after Jesus concludes His Sermon on the Mount and descends from the mountain. This imagery echoes Moses descending from Mount Sinai after receiving the Ten Commandments. Yet, while Moses brought down a law written on stone, Jesus, the new and greater Moses, descends not merely as a lawgiver but as the very embodiment of the New Covenant. In Him, the Law is not only taught but fulfilled and perfected. Whereas the Mosaic Law prescribed ritual separation from impurity, Christ now draws near to the unclean, extending the Divine Mercy that alone can fully restore and sanctify.The leper perfectly models how we ought to approach Jesus and the New Law of grace. He does not demand healing, nor even explicitly ask for it; rather, he simply professes faith in who Jesus is and what He can do: “Lord, if you wish, you can make me clean.” In addressing Jesus as “Lord,” the leper acknowledges His divine authority, recognizing Him not merely as a miracle-worker, but as the One who has dominion over sickness, impurity, and all creation. Furthermore, the leper displays not only trust in Jesus' power but also surrender to His divine will. He does not presume to dictate the outcome but submits himself entirely to the Lord's mercy.Too often, we approach God with a kind of spiritual wish list, treating prayer as a means of securing our desires rather than aligning ourselves with His will. Like the leper, we must transform our prayer from self-centered petitions to acts of faith and trust. First, we acknowledge God's sovereignty—that He alone is the all-powerful Lord, capable of healing every wound and forgiving every sin. Second, we surrender completely to His will, trusting that He knows and desires what is best for us. How beautiful it is to pray, “Lord, if You wish…” or “Lord, as You will…”—a prayer that reflects a petition Jesus had just taught on the mountain: “Thy will be done.”Reflect today on this humble leper and the example he sets for perfect prayer. We do not need to convince God to help us; He desires it far more than we do. Call to mind those areas of your life that, like leprosy of old, separate you from God and His Church, leaving you in need of His healing grace. Entrust your wounds to the Lord with humility and trust, laying them before His mercy. Seek Him in prayer and especially in the Sacrament of Reconciliation, and like the leper, you too will hear Him say, “I will do it. Be made clean.”Lord of perfect mercy, You desire my cleansing far more than I do, and You alone can accomplish it. Like the leper, I profess my faith in You as the New Moses, the Perfect Lawgiver, and the Divine Healer. All that You say and do is holy, restoring my soul and leading me to life. I surrender myself entirely to You—my wounds, my sins, my weaknesses. Let Your will alone be done in me, O Lord, for through Your touch, I find my healing and peace. Jesus, I trust in You.Image: Georg Pencz, CC0, via Wikimedia CommonsSource: Free RSS feed from catholic-daily-reflections.com — Copyright © 2026 My Catholic Life! Inc. All rights reserved. This content is provided solely for personal, non-commercial use. Redistribution, republication, or commercial use — including use within apps with advertising — is strictly prohibited without written permission.

As a claims executive leader, Awais Farooq built and oversaw coverage frameworks, liability investigations, reserve governance, and total loss protocols. He believed that institutional fluency would make his own claim predictable. Then he struck a deer on his motorcycle and suffered a significant leg injury. His claim was segmented across bodily injury, property damage, and total loss. Each function operated correctly. Yet without a single point of ownership, the experience felt operationally sound but emotionally fragmented. Notable Timestamps [ 00:37 ] - Awais Farooq experienced a motorcycle accident that resulted in a claim that was handled with operational soundness but felt entirely emotionally fragmented. [ 04:29 ] - The accident occurred close to home when Awais encountered a deer on the road, attempted to turn around to avoid it, but unfortunately crashed into another deer. [ 06:24 ] - Despite the insurance company being highly digitally advanced with text message communications, Awais had to navigate three separate adjusters who did not communicate with one another. [ 08:01 ] - A major gap exists in the insurance industry where automation and process improvements often overlook the end consumer, losing track of the primary goal to restore the person completely. [ 12:52 ] - Awais channeled his frustrations into writing a book titled The Future Isn't Fully Automated, which explores how technology must integrate with essential human connection in claims. [ 13:39 ] - The claims journey consists of information gathering, documentation, and decisioning; streamlining the first two phases can empower adjusters to focus primarily on delivering decisions. [ 15:00 ] - Awais discusses the possibility of an individualized user experience akin to Amazon, ensuring that claimants have a single point of contact rather than feeling like one of millions of claims. [ 17:00 ] - A technically compliant claim can still fail the human experience test.  Your PLRB Resources https://www.linkedin.com/in/awais-farooq/ Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at "Property and Liability Resource Bureau" Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

O novo Livro do Mestre (5.5e) oficial trouxe muitas mudanças!

“PERFECT RETREAT, Episode 6 – Perfect Gift” is written and produced by Fiona ThrailleSarah Golding was the Dialogue Editor for this episode.Please click here for the transcript(please note, the transcript is the script, which is usually almost exactly identical to the performances)and further credits.Trigger Warning: A potentially supernatural encounter; fireCASTIn order of appearanceSam - Erika SandersonMaja - Karin HeimdahlZinnia - Sarah GoldingThe Operator - David AultHoward - RJ BayleyLavender Bee - Fiona ThrailleJohn - Matthew McLeanAndy - Robert CudmoreClare and Mary Leanna Greenshields  - Wendy LapAll other characters played by castSpecial thanks to Sarah Golding. Do check out her podcast on all aspects of creating audio drama, Indie AF.MUSIC  The song "Vem kan segla förutan vind" is sung by Karin HeimdahlSFX and other musical interludesAll sfx and music used under CC0 licence From Freesound.org  https://freesound.org/ or under license agreement from Ghosthack.de, or Free To Use SoundsThank you for your patience and thank you for listening. Please note that we will also publish an omnibus edition of this series, due imminently.Support the show

“PERFECT RETREAT” is written and produced by Fiona ThrailleThis is an omnibus version of the series previously published.Please click here for the transcript(please note, the transcript is the script, which is usually almost exactly identical to the performances)and further credits.Trigger Warning: Grief, references to the pandemic, threats & a little violence; character has a panic attack; potentially supernatural encounter; fireCASTIn order of appearance Voiceover - Angela NessSam - Erika Sanderson The Operator - David AultSally; Clare; and Mary-Leanna Greenshields - Wendy LapCraig/Howard - RJ BayleyMaja - Karin HeimdahlLavender Bee; Marnie - Fiona ThrailleJohn - Matthew McLeanAndy - Robert CudmoreZinnia - Sarah GoldingShel - Nathan BladesAlex - Lec ZornNatalia - Kirsty WoolvenAll other parts played by members of the cast.Special thanks to Sarah Golding. Do check out her podcast on all aspects of creating audio drama, Indie AF.MUSIC  The song "Vem kan segla förutan vind" is sung by Karin HeimdahlMusic for Intro is Long Road Ahead by Kevin MacLeodLink: https://incompetech.filmmusic.io/song/3996-long-road-aheadLicense: https://filmmusic.io/standard-license  Music for “It's Alright to Write and Be with Lavender Bee” is  Clean Soul by Kevin MacLeodLink: https://incompetech.filmmusic.io/song/3514-clean-soulLicense: https://filmmusic.io/standard-license Music onboard boat isCryptic Sorrow by Kevin MacLeodLink: https://incompetech.filmmusic.io/song/3568-cryptic-sorrowLicense: https://filmmusic.io/standard-licenseMusic in the performance hall isCan't Stop Us by Mugzy (used with the artist's permission – thank you).Japan_Koto_Improv_Amateur_Session_3.wav by RutgerMuller (from Freesound.org) Adeste Fideles Waltz by Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 Licensehttp://creativecommons.org/licenses/by/4.0/"Trio for Piano Violin and Viola" Kevin MacLeod (incompetech.com)Licensed under Creative Commons: By Attribution 4.0 Licensehttp://creativecommons.org/licenses/by/4.0/Music in the pub is Aussie With An American Attitude, andMusic in the performance hall is Them Peopleboth tracks are by Mugzy (used with the artist's permission – thank you so much Mugzy). Music for “It's Alright to Write and Be with Lavender Bee” is Clean Soul by Kevin MacLeodLink: https://incompetech.filmmusic.io/song/3514-clean-soulLicense: https://filmmusic.io/standard-licenseWack Emcees by MugzySFX and other musical interludesAll sfx and music used under CC0 licence From Freesound.org  https://freesound.org/ or under license agreement from Ghosthack.de, or Free To Use SoundsThank you for your patience and thank you for listening. Please note that we will also publish an omnibus edition of this series, due imminently.Support the show

Sometimes swoony, sometimes menacing, Kim Jae Wook's performances are always memorable! In this episode, Susie and Lynn discuss his roles in Mary Stayed Out All Night, Her Private Life, Coffee Prince, Melo Movie, and more!(About SPOILERS: we try to avoid major plot spoilers in our discussions of different dramas, but inevitably some minor details will be revealed. If you want to avoid knowing absolutely anything about a show you haven't seen, we recommend skipping to the next segment!)(0:00) - Intro, Jal Meogisseubnida, KDrama ketchup(24:40) - Coffee Prince(37:05) - Temperature of Love(55:25) - Marry Me, Mary / Mary Stayed Out All Night(1:23:10) - Death's Game - CONTAINS SPOILERS(1:38:30) - Her Private Life(2:05:20) - Dear Hongrang - CONTAINS SPOILERS(2:28:05) - Melo Movie(2:42:35) - Favorite Kim Jae Wook scenes(2:50:45) - Ask Susie UnnithingIf you like this episode, please subscribe and leave us a rating and review!Follow us on Instagram @unnisonoppaspodUse of our theme music, “Pickled Pink” by Kevin MacLeod, is permitted under Creative Commons license CC0 1.0

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Right now we're traveling back from this week's successful Eastern Regional Conference. So this week, as we head into summer, we're sharing an episode on how to take advantage of all the services that the PLRB Weather/CATs department has to offer.   A supervisor leads a team of very needy CAT adjusters! Over the course of the year, the supervisor fields many questions as it comes up in their claims. Was there hail on X date? Was there lightning in the area? This hurricane is coming soon, where can I get news about it? Winter weather caused a slip and fall!! Where can I find information on wildfire perimeters and California evacuations? For help herding all these cats, we'll head to PLRB.org.   Notable Timestamps [ 00:00 ] - The episode introduces a scenario where a supervisor fields constant weather-related questions from cat adjusters, highlighting the need for a centralized, reliable source for hail, lightning, hurricanes, wildfires, and more. [ 02:15 ] - The team previews multiple scenarios—winter storms, hail, lightning, power outages, tornadoes, hurricanes, and wildfires—showing the breadth of searchable weather data available to support claim investigations. [ 03:16 ] - Using a winter slip-and-fall in Iowa City, Iowa, the report pulls verified storm data from the National Weather Service, including freezing rain reports and hourly observations to validate conditions on the date of loss. [ 07:42 ] - For hail damage in Illinois, radar-derived data and verified hail reports allow adjusters to map proximity, estimated hail size, and associated severe thunderstorm warnings tied to a specific date and address. [ 09:53 ] - Lightning reports provide daily probability percentages and satellite detection data, helping assess commercial equipment claims while noting limits in resolution and cloud-to-cloud versus cloud-to-ground distinctions. [ 12:25 ] - Power outage searches archive data every ten minutes via PowerOutage.us, identifying outage timing, affected customers, and likely storm causes—critical for business interruption investigations. [ 14:09 ] - A tornado case study of the Mayfield event demonstrates wind reports, damage points, and EF-scale path polygons, enabling precise analysis of storm track and intensity relative to a property. [ 17:31 ] - Wildfire tools include historical perimeters like the Garnett Fire, evacuation zones, thermal hotspots, smoke analysis from National Oceanic and Atmospheric Administration data, and hurricane spaghetti models—underscoring a single portal for comprehensive weather intelligence. [ 17:49 ] - Dylan summarized upcoming PLRB Weather/CATs developments. Your PLRB Resources Weather/CATS Hub - https://members.plrb.org/weather-cat/ Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at "Property and Liability Resource Bureau" Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

Time for another movie! This time, Susie and Lynn discuss Il Mare from way back in the year 2000 - and also compare it somewhat to its American adaptation, The Lake House. Plus, as always - snacks!(0:00) - Intro, Jal Meogisseubnida, KDrama ketchup(37:15) - Il Mare discussion(1:02:40) - Snack corner (1:07:40) - Ask Susie Unnithing If you like this episode, please subscribe and leave us a rating and review!Follow us on Instagram @unnisonoppaspodUse of our theme music, “Pickled Pink” by Kevin MacLeod, is permitted under Creative Commons license CC0 1.0Use of our theme music, “Pickled Pink” by Kevin MacLeod, is permitted under Creative Commons license CC0 1.0

¡Volvemos a Star Wars! Tras años sin tener ningún estreno en la gran pantalla, vuelve la saga galáctica con fuerza (con Fuerza, más bien) con The Mandalorian and Grogu, la continuación de la serie de The Mandalorian. Javier Muñoz y Francisco Javier Santiago son uno con la Fuerza y dan su opinión acerca de esta película; ¿Tiene un público limitado? ¿Gustará a los fans de Star Wars y a los no fans? ¿Cumplirá las expectativas? ¿Qué expectativas, exactamente? Todas estas preguntas tendrán respuesta en este programa. Contacto, redes sociales, Patreon, etc., en nuestra web: https://cineactual.net/ Canción inicial «Suite orquestal, Op. 32, "Los planetas" — I. Marte, el portador de la guerra» compuesta por Gustav Holst e interpretada por la Banda «Heritage of America» de la Fuerza Aérea de los EE. UU., cuya grabación está liberada al dominio público (licencia CC0 1.0), vía Musopen. Canción final «Ocaso» compuesta e interpretada por Laia Salvat, Francisco Javier Santiago y Albert Vilella, bajo licencia CC BY-NC-ND 4.0.

Sua Voz Importa: Conecte-se e Faça Parte da Conversa! Este programa é um canal dedicado à interação direta com nossos ouvintes, oferecendo uma plataforma para ler e comentar suas mensagens, perguntas e sugestões, mergulhando em discussões aprofundadas sobre os temas mais relevantes do nosso projeto. Seja sobre a produção dos nossos conteúdos, suas experiências, aspectos específicos de nossas criações ou outras áreas de interesse – sua participação é fundamental para o desenvolvimento e enriquecimento das nossas conversas! Descubra tudo que oferecemos aqui: https://bit.ly/boletim-informativo-rpg-next Como você pode ajudar: 1️⃣ Torne-se um apoiador em https://apoia.se/rpgnext e ajude a manter o projeto vivo! 2️⃣ Participe de nossas mesas e aventuras disponíveis em https://rpgnext.com.br/loja. 3️⃣ Compartilhe nosso conteúdo e chame seus amigos para fazer parte dessa jornada épica! Recompensas incríveis para nossos apoiadores: Acesso antecipado. ️ Sorteios mensais. ️ Consultorias exclusivas e muito mais! ⚔️ Vem jogar com a gente e viva histórias que só o RPG pode proporcionar. Marque seus amigos e ajude a expandir essa comunidade! ‍♂️ Boletim Informativo RPG Next https://bit.ly/boletim-informativo-rpg-next  NOVIDADE!!! Para tornar a sua experiência ainda mais fácil e prática, agora disponibilizamos nossos conteúdos exclusivos do Apoia.se também no Spotify! Assim, você pode acessar tudo em um só lugar, sem precisar alternar entre plataformas. Quer saber como ativar essa opção e ouvir nossos episódios exclusivos diretamente no Spotify? Acesse este artigo com o passo a passo: https://suporte.apoia.se/hc/pt-br/articles/30944727495579-Ou%C3%A7a-%C3%A1udios-exclusivos-da-APOIA-se-no-Spotify Obrigado por apoiar nosso trabalho! Seu suporte faz toda a diferença. O RPG Next agora tem um grupo oficial no Telegram! Venha trocar ideias, compartilhar suas aventuras e se conectar com outros jogadores apaixonados por RPG. Entre agora e faça parte dessa comunidade épica: https://t.me/RpgNextOficial . Acesse nossos conteúdos antecipados e exclusivos pelo APP do Apoia-se Disponível para Android e iOS! Google Play: https://play.google.com/store/apps/details?id=com.apoiasemobile&pli=1 iOS: https://apps.apple.com/us/app/apoia-se/id1665747795 https://www.rpgnext.com.br/produto/dungeons-and-dragons-starter-set-heroes-of-the-borderlands/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-livro-do-jogador-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-master-guide-2024/ https://www.rpgnext.com.br/produto/dungeons-and-dragons-monster-manual-2024/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-masters-screen-2024/ Quer jogar RPG sem precisar montar grupo ou preparar nada?   Agora você pode! Encontre todas as vagas on-line com Mestres de Aluguel no site do RPG Next e entre de cabeça em aventuras épicas conduzidas por narradores experientes! O serviço é pago e funciona por assinatura mensal, com cobrança exclusivamente via cartão de crédito. ‍♂️ O Mestre de Aluguel conduz toda a sessão — você só precisa escolher o sistema, montar seu personagem e se divertir! No site, você encontra um vídeo de apresentação e todas as informações sobre como participar, bem como link público para o grupo de WhatsApp de cada Mestre de RPG. Confira as mesas disponíveis agora em:https://www.rpgnext.com.br/categoria-produto/servico-de-mestre-de-aluguel/ APOIE NOSSA CAUSA! Nosso Plano de Assinaturas do APOIA.SE! Acesse e veja nossas recompensas para os apoiadores.   COMPARTILHE! Se você gostou desse Podcast de RPG, então não se esqueça de compartilhar! Nossa Campanha do APOIA.SE: https://apoia.se/rpgnext Facebook RpgNextPage, Grupo do Facebook RPGNext Group, Instagram RPG Next Oficial, Bluesky rpgnext.bsky.social,  Canal do YouTube,  Vote no iTunes do Tarrasque na Bota e no iTunes do RPG Next Podcast com 5 estrelas para também ajudar na divulgação! DEIXE SEU FEEDBACK! Se quiser deixar seu feedback, nos envie um e-mail em contato@rpgnext.com.br ou faça um comentário nesse post logo abaixo. Seu comentário é muito importante para a melhoria dos próximos episódios. Beleza? Muito obrigado pelo suporte, pessoal! Links para MÚSICAS e SFX sob a licença Creative Commons Kevin MacLeod (incompetech.com): Licenciado sob Creative Commons: By Attribution 4.0 License (http://creativecommons.org/licenses/by/4.0/) Tabletop Audio (tabletopaudio.com): Licenciado sob Creative Commons: Attribution-NonCommercial-NoDerivatives 4.0 License (https://creativecommons.org/licenses/by-nc-nd/4.0/) Freesound.org: Efeitos sonoros diversos licenciados sob Creative Commons (CC BY 3.0 e 4.0) e Domínio Público (CC0). Contato Instagram / Facebook / Bluesky / TikTok / YouTube

Sua Voz Importa: Conecte-se e Faça Parte da Conversa! Este programa é um canal dedicado à interação direta com nossos ouvintes, oferecendo uma plataforma para ler e comentar suas mensagens, perguntas e sugestões, mergulhando em discussões aprofundadas sobre os temas mais relevantes do nosso projeto. Seja sobre a produção dos nossos conteúdos, suas experiências, aspectos específicos de nossas criações ou outras áreas de interesse – sua participação é fundamental para o desenvolvimento e enriquecimento das nossas conversas! Descubra tudo que oferecemos aqui: https://bit.ly/boletim-informativo-rpg-next Como você pode ajudar: 1️⃣ Torne-se um apoiador em https://apoia.se/rpgnext e ajude a manter o projeto vivo! 2️⃣ Participe de nossas mesas e aventuras disponíveis em https://rpgnext.com.br/loja. 3️⃣ Compartilhe nosso conteúdo e chame seus amigos para fazer parte dessa jornada épica! Recompensas incríveis para nossos apoiadores: Acesso antecipado. ️ Sorteios mensais. ️ Consultorias exclusivas e muito mais! ⚔️ Vem jogar com a gente e viva histórias que só o RPG pode proporcionar. Marque seus amigos e ajude a expandir essa comunidade! ‍♂️ Boletim Informativo RPG Next https://bit.ly/boletim-informativo-rpg-next  NOVIDADE!!! Para tornar a sua experiência ainda mais fácil e prática, agora disponibilizamos nossos conteúdos exclusivos do Apoia.se também no Spotify! Assim, você pode acessar tudo em um só lugar, sem precisar alternar entre plataformas. Quer saber como ativar essa opção e ouvir nossos episódios exclusivos diretamente no Spotify? Acesse este artigo com o passo a passo: https://suporte.apoia.se/hc/pt-br/articles/30944727495579-Ou%C3%A7a-%C3%A1udios-exclusivos-da-APOIA-se-no-Spotify Obrigado por apoiar nosso trabalho! Seu suporte faz toda a diferença. O RPG Next agora tem um grupo oficial no Telegram! Venha trocar ideias, compartilhar suas aventuras e se conectar com outros jogadores apaixonados por RPG. Entre agora e faça parte dessa comunidade épica: https://t.me/RpgNextOficial . Acesse nossos conteúdos antecipados e exclusivos pelo APP do Apoia-se Disponível para Android e iOS! Google Play: https://play.google.com/store/apps/details?id=com.apoiasemobile&pli=1 iOS: https://apps.apple.com/us/app/apoia-se/id1665747795 https://www.rpgnext.com.br/produto/dungeons-and-dragons-starter-set-heroes-of-the-borderlands/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-livro-do-jogador-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-master-guide-2024/ https://www.rpgnext.com.br/produto/dungeons-and-dragons-monster-manual-2024/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-masters-screen-2024/ Quer jogar RPG sem precisar montar grupo ou preparar nada?   Agora você pode! Encontre todas as vagas on-line com Mestres de Aluguel no site do RPG Next e entre de cabeça em aventuras épicas conduzidas por narradores experientes! O serviço é pago e funciona por assinatura mensal, com cobrança exclusivamente via cartão de crédito. ‍♂️ O Mestre de Aluguel conduz toda a sessão — você só precisa escolher o sistema, montar seu personagem e se divertir! No site, você encontra um vídeo de apresentação e todas as informações sobre como participar, bem como link público para o grupo de WhatsApp de cada Mestre de RPG. Confira as mesas disponíveis agora em:https://www.rpgnext.com.br/categoria-produto/servico-de-mestre-de-aluguel/ APOIE NOSSA CAUSA! Nosso Plano de Assinaturas do APOIA.SE! Acesse e veja nossas recompensas para os apoiadores.   COMPARTILHE! Se você gostou desse Podcast de RPG, então não se esqueça de compartilhar! Nossa Campanha do APOIA.SE: https://apoia.se/rpgnext Facebook RpgNextPage, Grupo do Facebook RPGNext Group, Instagram RPG Next Oficial, Bluesky rpgnext.bsky.social,  Canal do YouTube,  Vote no iTunes do Tarrasque na Bota e no iTunes do RPG Next Podcast com 5 estrelas para também ajudar na divulgação! DEIXE SEU FEEDBACK! Se quiser deixar seu feedback, nos envie um e-mail em contato@rpgnext.com.br ou faça um comentário nesse post logo abaixo. Seu comentário é muito importante para a melhoria dos próximos episódios. Beleza? Muito obrigado pelo suporte, pessoal! Links para MÚSICAS e SFX sob a licença Creative Commons Kevin MacLeod (incompetech.com): Licenciado sob Creative Commons: By Attribution 4.0 License (http://creativecommons.org/licenses/by/4.0/) Tabletop Audio (tabletopaudio.com): Licenciado sob Creative Commons: Attribution-NonCommercial-NoDerivatives 4.0 License (https://creativecommons.org/licenses/by-nc-nd/4.0/) Freesound.org: Efeitos sonoros diversos licenciados sob Creative Commons (CC BY 3.0 e 4.0) e Domínio Público (CC0). Contato Instagram / Facebook / Bluesky / TikTok / YouTube

Fique atualizado com o Boletim do RPG Next! Já imaginou fazer parte de uma comunidade que vive o RPG intensamente? Com podcasts imersivos, lives emocionantes e mesas de RPG cheias de ação, o RPG Next é a sua porta de entrada para experiências inesquecíveis no universo do RPG! Descubra tudo que oferecemos aqui: https://bit.ly/boletim-informativo-rpg-next Como você pode ajudar: 1️⃣ Torne-se um apoiador em https://apoia.se/rpgnext e ajude a manter o projeto vivo! 2️⃣ Participe de nossas mesas e aventuras disponíveis em https://rpgnext.com.br/loja. 3️⃣ Compartilhe nosso conteúdo e chame seus amigos para fazer parte dessa jornada épica! Recompensas incríveis para nossos apoiadores: Acesso antecipado. ️ Sorteios mensais. ️ Consultorias exclusivas e muito mais! ⚔️ Vem jogar com a gente e viva histórias que só o RPG pode proporcionar. Marque seus amigos e ajude a expandir essa comunidade! ‍♂️ Boletim Informativo RPG Next https://bit.ly/boletim-informativo-rpg-next  NOVIDADE!!! Para tornar a sua experiência ainda mais fácil e prática, agora disponibilizamos nossos conteúdos exclusivos do Apoia.se também no Spotify! Assim, você pode acessar tudo em um só lugar, sem precisar alternar entre plataformas. Quer saber como ativar essa opção e ouvir nossos episódios exclusivos diretamente no Spotify? Acesse este artigo com o passo a passo: https://suporte.apoia.se/hc/pt-br/articles/30944727495579-Ou%C3%A7a-%C3%A1udios-exclusivos-da-APOIA-se-no-Spotify Obrigado por apoiar nosso trabalho! Seu suporte faz toda a diferença. O RPG Next agora tem um grupo oficial no Telegram! Venha trocar ideias, compartilhar suas aventuras e se conectar com outros jogadores apaixonados por RPG. Entre agora e faça parte dessa comunidade épica: https://t.me/RpgNextOficial . Acesse nossos conteúdos antecipados e exclusivos pelo APP do Apoia-se Disponível para Android e iOS! Google Play: https://play.google.com/store/apps/details?id=com.apoiasemobile&pli=1 iOS: https://apps.apple.com/us/app/apoia-se/id1665747795 https://www.rpgnext.com.br/produto/dungeons-and-dragons-starter-set-heroes-of-the-borderlands/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-livro-do-jogador-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-master-guide-2024/ https://www.rpgnext.com.br/produto/dungeons-and-dragons-monster-manual-2024/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-masters-screen-2024/ Quer jogar RPG sem precisar montar grupo ou preparar nada?   Agora você pode! Encontre todas as vagas on-line com Mestres de Aluguel no site do RPG Next e entre de cabeça em aventuras épicas conduzidas por narradores experientes! O serviço é pago e funciona por assinatura mensal, com cobrança exclusivamente via cartão de crédito. ‍♂️ O Mestre de Aluguel conduz toda a sessão — você só precisa escolher o sistema, montar seu personagem e se divertir! No site, você encontra um vídeo de apresentação e todas as informações sobre como participar, bem como link público para o grupo de WhatsApp de cada Mestre de RPG. Confira as mesas disponíveis agora em:https://www.rpgnext.com.br/categoria-produto/servico-de-mestre-de-aluguel/ APOIE NOSSA CAUSA! Nosso Plano de Assinaturas do APOIA.SE! Acesse e veja nossas recompensas para os apoiadores.   COMPARTILHE! Se você gostou desse Podcast de RPG, então não se esqueça de compartilhar! Nossa Campanha do APOIA.SE: https://apoia.se/rpgnext Facebook RpgNextPage, Grupo do Facebook RPGNext Group, Instagram RPG Next Oficial, Bluesky rpgnext.bsky.social,  Canal do YouTube,  Vote no iTunes do Tarrasque na Bota e no iTunes do RPG Next Podcast com 5 estrelas para também ajudar na divulgação! DEIXE SEU FEEDBACK! Se quiser deixar seu feedback, nos envie um e-mail em contato@rpgnext.com.br ou faça um comentário nesse post logo abaixo. Seu comentário é muito importante para a melhoria dos próximos episódios. Beleza? Muito obrigado pelo suporte, pessoal! Links para MÚSICAS e SFX sob a licença Creative Commons Kevin MacLeod (incompetech.com): Licenciado sob Creative Commons: By Attribution 4.0 License (http://creativecommons.org/licenses/by/4.0/) Tabletop Audio (tabletopaudio.com): Licenciado sob Creative Commons: Attribution-NonCommercial-NoDerivatives 4.0 License (https://creativecommons.org/licenses/by-nc-nd/4.0/) Freesound.org: Efeitos sonoros diversos licenciados sob Creative Commons (CC BY 3.0 e 4.0) e Domínio Público (CC0). Contato Instagram / Facebook / Bluesky / TikTok / YouTube

Fique atualizado com o Boletim do RPG Next! Já imaginou fazer parte de uma comunidade que vive o RPG intensamente? Com podcasts imersivos, lives emocionantes e mesas de RPG cheias de ação, o RPG Next é a sua porta de entrada para experiências inesquecíveis no universo do RPG! Descubra tudo que oferecemos aqui: https://bit.ly/boletim-informativo-rpg-next Como você pode ajudar: 1️⃣ Torne-se um apoiador em https://apoia.se/rpgnext e ajude a manter o projeto vivo! 2️⃣ Participe de nossas mesas e aventuras disponíveis em https://rpgnext.com.br/loja. 3️⃣ Compartilhe nosso conteúdo e chame seus amigos para fazer parte dessa jornada épica! Recompensas incríveis para nossos apoiadores: Acesso antecipado. ️ Sorteios mensais. ️ Consultorias exclusivas e muito mais! ⚔️ Vem jogar com a gente e viva histórias que só o RPG pode proporcionar. Marque seus amigos e ajude a expandir essa comunidade! ‍♂️ Boletim Informativo RPG Next https://bit.ly/boletim-informativo-rpg-next  NOVIDADE!!! Para tornar a sua experiência ainda mais fácil e prática, agora disponibilizamos nossos conteúdos exclusivos do Apoia.se também no Spotify! Assim, você pode acessar tudo em um só lugar, sem precisar alternar entre plataformas. Quer saber como ativar essa opção e ouvir nossos episódios exclusivos diretamente no Spotify? Acesse este artigo com o passo a passo: https://suporte.apoia.se/hc/pt-br/articles/30944727495579-Ou%C3%A7a-%C3%A1udios-exclusivos-da-APOIA-se-no-Spotify Obrigado por apoiar nosso trabalho! Seu suporte faz toda a diferença. O RPG Next agora tem um grupo oficial no Telegram! Venha trocar ideias, compartilhar suas aventuras e se conectar com outros jogadores apaixonados por RPG. Entre agora e faça parte dessa comunidade épica: https://t.me/RpgNextOficial . Acesse nossos conteúdos antecipados e exclusivos pelo APP do Apoia-se Disponível para Android e iOS! Google Play: https://play.google.com/store/apps/details?id=com.apoiasemobile&pli=1 iOS: https://apps.apple.com/us/app/apoia-se/id1665747795 https://www.rpgnext.com.br/produto/dungeons-and-dragons-starter-set-heroes-of-the-borderlands/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-livro-do-jogador-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-master-guide-2024/ https://www.rpgnext.com.br/produto/dungeons-and-dragons-monster-manual-2024/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-masters-screen-2024/ Quer jogar RPG sem precisar montar grupo ou preparar nada?   Agora você pode! Encontre todas as vagas on-line com Mestres de Aluguel no site do RPG Next e entre de cabeça em aventuras épicas conduzidas por narradores experientes! O serviço é pago e funciona por assinatura mensal, com cobrança exclusivamente via cartão de crédito. ‍♂️ O Mestre de Aluguel conduz toda a sessão — você só precisa escolher o sistema, montar seu personagem e se divertir! No site, você encontra um vídeo de apresentação e todas as informações sobre como participar, bem como link público para o grupo de WhatsApp de cada Mestre de RPG. Confira as mesas disponíveis agora em:https://www.rpgnext.com.br/categoria-produto/servico-de-mestre-de-aluguel/ APOIE NOSSA CAUSA! Nosso Plano de Assinaturas do APOIA.SE! Acesse e veja nossas recompensas para os apoiadores.   COMPARTILHE! Se você gostou desse Podcast de RPG, então não se esqueça de compartilhar! Nossa Campanha do APOIA.SE: https://apoia.se/rpgnext Facebook RpgNextPage, Grupo do Facebook RPGNext Group, Instagram RPG Next Oficial, Bluesky rpgnext.bsky.social,  Canal do YouTube,  Vote no iTunes do Tarrasque na Bota e no iTunes do RPG Next Podcast com 5 estrelas para também ajudar na divulgação! DEIXE SEU FEEDBACK! Se quiser deixar seu feedback, nos envie um e-mail em contato@rpgnext.com.br ou faça um comentário nesse post logo abaixo. Seu comentário é muito importante para a melhoria dos próximos episódios. Beleza? Muito obrigado pelo suporte, pessoal! Links para MÚSICAS e SFX sob a licença Creative Commons Kevin MacLeod (incompetech.com): Licenciado sob Creative Commons: By Attribution 4.0 License (http://creativecommons.org/licenses/by/4.0/) Tabletop Audio (tabletopaudio.com): Licenciado sob Creative Commons: Attribution-NonCommercial-NoDerivatives 4.0 License (https://creativecommons.org/licenses/by-nc-nd/4.0/) Freesound.org: Efeitos sonoros diversos licenciados sob Creative Commons (CC BY 3.0 e 4.0) e Domínio Público (CC0). Contato Instagram / Facebook / Bluesky / TikTok / YouTube

Co-hosts of WNYC's Radiolab Latif Nasser and Lulu Miller preview their live Tribeca Festival event where they will explore how and why we get goosebumps and how we experience sweetness.   Photo: Kai Oberhäuser memoryonsounds, Microphone (Unsplash), CC0, via Wikimedia Commons  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

We're calling "foul ball!" A spectator at a local minor league baseball game was injured when a foul ball zipped through a tear in the safety net and broke his arm. The spectator claims that the stadium owed him a safe environment, that it knew about the tear and didn't fix it, and that the mascot wasn't even that funny. To score, our litigant is going to have to run all four bases of the core elements of negligence: duty, breach, causation, and damages. Notable Timestamps [ 00:00 ] - A foul ball injury at a minor league game sets the stage for a negligence analysis, focusing on whether the stadium failed to maintain a safe environment after allegedly knowing about a damaged safety net. [ 05:02 ] - The first element of negligence is duty. A stadium generally owes spectators a duty of reasonable care, especially when protective measures such as safety netting are installed for fan protection. [ 05:40 ] - The second element is breach. If stadium personnel knew about a tear in the net and failed to repair it, that omission may constitute a breach of the duty owed to spectators. [ 08:56 ] - Causation requires a direct connection between the breach and the injury. The claimant must show the foul ball passed through the known defect and that the injury was a foreseeable result. [ 10:14 ] - A claimant's own actions can affect the analysis. Attempts to catch a foul ball, distraction, or impairment could introduce comparative or contributory negligence issues depending on state law. [ 11:24 ] - Damages are essential to a negligence claim. Even if a duty existed and was breached, recovery is unlikely without a measurable injury, financial loss, or other legally recognized harm. [ 12:11 ] - A personal auto accident example illustrates that negligence claims can fail despite a breach of duty when no injury or property damage occurs. Reaching only part of the negligence analysis is not enough. [ 13:15 ] - The discussion highlights how emotional distress claims can complicate matters. Jurisdictions differ on whether symptoms without clear bodily injury satisfy policy language or legal damage requirements. [ 14:43 ] - Not every liability case follows ordinary negligence rules. Certain ultra-hazardous activities or situations involving strict liability may shift the focus away from proving the traditional four negligence elements. [ 16:21 ] - The key lesson is that successful negligence claims require all four elements: duty, breach, causation, and damages. Missing any one element can prevent recovery, regardless of the strength of the others. Your PLRB Resources Introduction to Negligence Concepts https://members.plrb.org/education/courses/introduction-to-negligence-concepts Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at "Property and Liability Resource Bureau" Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

Reilly Steel, associate professor of law at Columbia Law School, talks about the ways that businesses interact with politics, especially as it relates to their public support (or lack thereof) of LGBTQ issues during Pride month.Photo: DimiTalen, LGBT pride flags, Zeedijk, Amsterdam, 2022, Date 2 August 2022, 11:13:15, CC0, via Wikimedia Commons  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This episode continues our investigation into the implications of advanced AI for jobs, and specifically, how to design an economic system that makes a huge success of full automation by AI.Back in 2017, Bill Gates mused that governments should address radical automation by taxing robots. Gates may not have known it at the time, but he was suggesting a Pigouvian tax. In a 1920 book called “The Economics of Welfare”, Arthur Pigou proposed levying taxes on activities that generate negative externalities — costs on third parties to a transaction. The classic example of that is pollution: a factory produces goods but creates pollution. The market price of the goods doesn't reflect the pollution costs, so the factory managers don't try very hard to minimise them.A Pigouvian tax adds the social cost of the pollution into the price, so the producer is incentivised to minimise it.Gerry Tsoukalas and Brett Falk have published a well-received paper called “The AI Layoff Trap”, which recommends introducing a Pigouvian tax on automation that eliminates human jobs. Their proposal deserves credit for taking seriously the idea that AI may well cause severe automation, perhaps full automation – i.e. the Economic Singularity.The paper describes how firms face a prisoner's dilemma. If they automate all their jobs then there will be no consumers to pay for any of their products. But if any of them don't, their automating competitors will drive them out of business. Tsoukalas and Falk point out, counter-intuitively, that the fiercer the competition, the more acute the dilemma, so if we want to hold back automation, we might be better off with monopoly-ridden economies. Selected follow-ups:Gerry TsoukalasBrett Hemenway FalkThe AI Layoff Trap - The Wharton School Research PaperPDF of the AI Layoff Trap paperArthur Pigou - WikipediaPrisoner's dilemma - Wikipedia"Microsoft AI chief gives it 18 months—for all white-collar work to be automated by AI""Chinese court rules firms can't lay off workers on AI grounds"Music: Spike Protein, by Koi Discovery, available under CC0 1.0 Public Domain DeclarationC-Suite PerspectivesElevate how you lead with insight from today's most influential executives.Listen on: Apple Podcasts Spotify

Read OnlineJesus began to speak to the chief priests, the scribes, and the elders in parables. “A man planted a vineyard, put a hedge around it, dug a wine press, and built a tower. Then he leased it to tenant farmers and left on a journey. At the proper time he sent a servant to the tenants to obtain from them some of the produce of the vineyard.” Mark 12:10–12Today's Gospel takes place during the Passover at the Temple in Jerusalem, just days before Jesus' Passion and Death. The chief priests, scribes, and elders of the people were outraged and wanted to put Jesus to death, but they feared the people who were hanging on His every word.In today's parable, the “vineyard” is a biblical metaphor for Israel. The Prophet Isaiah chastised the people of Israel for being like a fruitless vineyard, and Jesus' parable would have been immediately understood by His audience as a reference to that prophecy (cf. Isaiah 5:1–7). Fearlessly yet mercifully, Jesus brings this metaphor to life, applying it directly to Israel and the religious leaders who were present and plotting His death.Jesus' parable teaches that God is the owner of the vineyard and has provided everything necessary for it to flourish: the hedge for protection, the wine press for fruitfulness, and the tower for vigilance. These symbolize God's providence, blessings, and the spiritual resources given to His chosen people to bear fruit. The tenant farmers, to whom the vineyard is leased, represent Israel's leaders, who were entrusted with shepherding God's people.The servants sent by the owner symbolize the Old Testament prophets, whom God sent to call the people of Israel to repentance and fidelity. These prophets were often rejected, mistreated, or killed by Israel's leaders—a sobering reminder of humanity's resistance to God's call throughout history, and our resistance to His grace today.The beloved son represents Jesus Himself, sent by the Father in a final appeal for repentance. However, the tenants of Israel—now referring to the chief priests, scribes, and elders before Him—plot to kill the son, mistakenly believing they can maintain their control over the Jewish people. Their envy and pride blind them to their God-given responsibilities within the community and their duty to accept Jesus as the Messiah.Though tensions were high and anger filled the hearts of the religious leaders, Jesus spoke boldly. While the people were amazed at His authority and teaching, they were likely uncertain and fearful of what might happen next.Most people in Jesus' position, risking their lives as our Lord was, would quickly become worried for their own safety. Jesus was not. He knew the Father's will and the eternal value that would come from His Passion and Death. For that reason, He quotes Psalm 118:22–23: “The stone the builders rejected has become the cornerstone. By the LORD has this been done; it is wonderful in our eyes.”Jesus knew that He was about to be rejected: betrayed, falsely accused, arrested, tortured, and killed. Yet He also knew that He was the fulfillment of Psalm 118. He was the “stone” that, once rejected, would become the “cornerstone” of the Church and the New Covenant of grace. With this divine hope and mission in mind, Jesus didn't run and hide; He confronted rejection directly. He knew that His rejection would transform the worst—the murder of the Son of God—into the best—salvation for all who believe in Him and repent. Reflect today on Jesus' courage during that sermon as He foresaw all that would unfold that week. While we might expect such courage from the Son of God, He invites us to imitate Him. Every evil that befalls us has the potential, through grace, to become part of that cornerstone. As members of Christ's Body, the Church, we are called to courageously allow grace to transform our own rejections and sufferings in Christ. In doing so, the foundation of Christ's Church continues to be made manifest in our world today through us. My Lord, the Cornerstone of the Church, You willingly accepted and endured rejection, transforming it into the means of our eternal salvation. Grant me the courage to not only imitate You but to embrace and share in Your rejection. May my own experiences of rejection be transformed by grace into a foundation for faith in our world today. Jesus, I trust in You.  Image: Jan Rombouts I, CC0, via Wikimedia CommonsSource: Free RSS feed from catholic-daily-reflections.com — Copyright © 2026 My Catholic Life! Inc. All rights reserved. This content is provided solely for personal, non-commercial use. Redistribution, republication, or commercial use — including use within apps with advertising — is strictly prohibited without written permission.

Wondering and Wonder Wondering and Wonder a Trinity Sunday sermon by Rev. J. Christy Ramsey DOWNLOAD A LIVE RECORDING Audio from worship at the 10:00 AM Worship Service May 31, 2026at St Peter’s Episcopal Church, Carson City, Nevada edited from a flawless transcription made by edigitaltranscriptions all errors are mine. Scripture read on Audio: Matthew 28:16-20 Sermons also available free on iTunes Stained Glass Symbol of the Trinity at St. Peter’s Episcopal Church, Carson City, Nevada. photo by J. Christy Ramsey Hey, it’s Trinity Sunday. Thanks for coming out of your family events and gatherings and celebrations. I’m glad you’re all in your Trinity finest gear. That’s wonderful. Great, great. It’s a really bad Sunday to preach, on Trinity Sunday. There’s nothing. There’s nothing there. I don’t blame Donna for leaving the state. I mean, I’d get far away from the pulpit, too, if I could. Trinity Sunday is about as exciting as looking at your phone and say, “Spam likely.” That guy again. They’re always calling. Or, you know, worse is, “This is your insurance company. We’d like to talk to you about some explanation of your benefits.” Oh. That’s right up there with Trinity Sunday preacher, I’ll tell you. Hey, I bet you didn’t know something. Trinity Sunday is with us every Sunday. I bet you didn’t know this. I bet up here, you know, way before we had these screens – whoo, nifty neat-o, we had screens in church for centuries. We just called it “stained glass.” So I just wanted people saying, oh, I don’t like this new stuff, hey, stained glass has been around for centuries. I don’t know what you’re talking about. So up here – I don’t know if I’m allowed up here, I’m destroying things – I don’t know if you can see it. This is actually a symbol of the Trinity. Everything’s clear now; isn’t it. No, it’s not. But here they’ve got God in the middle. Come up later, if you’re allowed. I don’t know if you’re allowed. But come up later. Árni Dagur, CC0, via Wikimedia Commons They’ve got a dais in the middle, God. And then they’ve got Holy Spirit here, Father up there, Son up there, Father over there on the three. And then they’ve got little connection things. Spirit is not the Father, Father is not the Son, Son is not the Spirit. And then they all go to the middle, they’re all “Is God, Is God, Is God.” Okay. We can pack it up. We’re done. Everybody understands the Trinity now. That’s great. Super. Don’t be telling people you’ve got a fidget spinner in stained glass at your church. I mean, well, unless you want to. People think, oh, that’s pretty cool. I think I’m coming, yeah. Not a fidget spinner. All right. Way back in the 5th Century, there was a guy, his name was Augustine of Hippo. I don’t know. I don’t know, you know, if he was a portly man. But they called him Hippo. I think that’s where he lived. Unfortunate if he was portly. That would have been bad. He said this: “Si comprehendis, non est Deus.” And what that is translated from the Latin is, If you think you understand God, what you understand is not God. - Augustine of Hippo Well, that’s helpful, Augustine. He’s saying if you understand something, then you don’t understand it. The parts you understand about God is not something you understand. The difference between stupid and intelligent people — and this is true whether or not they are well-educated — is that intelligent people can handle subtlety. They are not baffled by ambiguous or even contradictory situations — in fact, they expect them and are apt to become suspicious when things seem overly straightforward. - Neal Stephenson, The Diamond Age: Or, a Young Lady’s Illustrated Primer (1995). And we have a quote up here from a more recent philosopher. Good old Neal Stephenson, author of “Snow Crash,” any classic science fiction – no, nothing. Oh. No, you’re just scratching. Okay. The difference between stupid and intelligent people, and this is true whether or not they are well educated, is that intelligent people can handle subtle – Bill, what’s that word? BILL: Subtlety. PASTOR RAMSEY: Subtlety. Thank you, Bill. That’s why I brought him in here, roped him up to give me that word. Thank you. Subtlety. And they are not baffled by ambiguous or even contradictory situations. Whoo. In fact, they expect them. And they’re apt to become suspicious when things seem overly straightforward. Yeah. Intelligent people are not baffled by ambiguous or even contradictory situations. In fact, they expect them. And they’re suspicious if things are too simple. You’re all intelligent people now; right? Okay. Because you all heard Trinity stuff, oh, the shamrock thing. Who’s heard of the sham – don’t put your hands up. Who’s heard this? Because that’s a heresy. I don’t want you to put your hands up, then let it go, ooh. Not TrinityShamrock, you know, the three in the Trinity, one plant, three things. Sometimes even I said this, and I was wrong, that’s modality, that’s a heresy. This is, like, should be called Heresy Sunday because it’s so easy to slip in heresy when you’re trying to talk about the Trinity. When you’re talking about, you know, oh, it’s like steam and liquid water and ice, you know. No, it’s not. It’s modality. And it’s not even Father, Son, Holy Spirit, you know. As much as Presbyterians love committees, love them, God is not a committee. It’s not like they vote and come together, two out of three goes, you know, none of that. It’s not like, you know, like loving, loved, and beloved, or all these other things that people try to make into some kind of social community rolling around kind of thing inside a God, and that’s Trinity. Just about anything – just like our friend Augustine found out. You know, every time you try to describe a Trinity, you’re probably not describing the Trinity. You’re not describing God. If you think you understand it, you got it wrong. What are we to do? What are we to do? Well, we’re intelligent people. We can handle things that are contradictory or complex or not clear or not simply explained. We can handle that. I mean, you know, they just don’t let anybody in the Episcopal Church; right? There is a little test you’ve got to do before you get in; right? I’m sure there is. They haven’t caught me yet. Ha. It’s like when I go to Trader Joe’s. Does anybody go to Trader Joe’s? I go in there. I am not good-looking enough to be at Trader Joe’s up there in [totsy?] land. They’re going to kick me out because I go, wow, what are these people? Wow. Everybody comes down from Tahoe, and they’re nice? But we can handle it. And we’ve got stories here. We’ve got scriptures here that tell us about complexity. And you can come to these scriptures and be confused. You can come to the Trinity and be confused. And what confused? Well, I don’t understand it, and I should. It’s not good for me. I’m upset. Well, then you’re not intelligent. Here’s a thought. Instead of being confused, be in awe. Instead of being upset you don’t understand something, be in wonder of the glory of God. Because you look at the creation story, and was that a big creation story? You know, I was talking to – that’s a lot of scripture. You know, that’s a big hunk there. And, well, you know, he created the entire universe, you know, give him a chapter. You know, come on. So you look at that, and we’re so familiar with it that we just blow it on by; you know? The first creation story, you know, there’s a – every now and then, God created the Heavens and the Earth, and it was so. You know, that “and” is doing a heck of a lot of work. You look all the way through it, he says something, and it was so. Says something, and God said it was good. Said something, and God said it was good. You know, that “and” is like a billion years of time and space in that “and.” I mean, we’re just skipping over a whole lot of stuff that we would like to understand in that “and.” I’m telling you, all of our scientific endeavor is trying to figure out that “and” bit, between God says it’s going to happen and then he said it was good. We want to know between the “and.” We don’t have to. We don’t have to be confused by complications. And that’s why we had the whole big, you know, some people say, well, you have the Trinity in there because, you know, in the story of Genesis, God is referred to as “we,” in the plural. So that’s the Trinity there. Okay, that’s kind of a reach. I mean, you know, when the King of England or Queen of England says “We are not amused,” they’re not talking that they’re the Trinity, you know, there’s a “royal we” kind of thing. But I like to think they picked that out, the little lectionary elves picked that up because here’s another thing we don’t understand. You’ve got the Trinity. Everybody’s confused. Let’s throw in the creation story, too, just so long as we’re doing a confusion Sunday. But it doesn’t have to be confusion. It could be wonder. Saying, look at all those wonderful things God’s done. You know, God just didn’t do it. I think it’s very important in our times. God said it was good. So when people tell you other people are bad or these people aren’t good enough or these people are below us or beneath us or don’t have the right to be here, or don’t have the right to exist, or should pull themselves up by their own – remember what God said. God said it was good. It was good. People are good. God doesn’t make trash is what they used to say. But not only that, God makes people good. That’s complex. That’s wondering. That’s confusing. We want to understand it, want to dissect it, want to have the PowerPoints. But nope. Just got to go with God is good. God made the world good. God made people good. So if something’s bad in the world, guess what? Guess whose that is? That’s us. Enough of that. Let’s go on to the psalm. Psalm’s great; isn’t it? Psalms? Psalm is great for wonder. Because, you know, you go out there, and you don’t hear the quantum mechanics and the astrophysics of how all the stars are made and move and go and come and red shift and dopplers and all this other stuff. Psalm just goes out there and says, why is God caring about me? In all this, God cares about us. In its infinite vastness of the universe, God cares about us. That’s wonder. Not confusion. It’s living in the joy and in the wonder. It’s a wonderful time. Not a confusing time. I’m angry because God didn’t check it out with me before God went on and did God things. God did explain everything to God. And that goes right on. We’re running now. Keep up with me. That goes right on to the epistle where Paul says – gives it grace, and says, “Grace of the father,” and “Grace of the Lord Jesus Christ,” the love and fellowship. And you say, how do we get together on that? Does one come, and then they do like a costume change or put on a different mask or get on a collar? Instead of an open-collar shift they put on a collar with a thing. And then they come out and do the other thing, but it’s the same person. You know, Christy’s sitting in the pew saying Christy up in the collar. No, that’s all heresy. You’ve got to approach that with wonder and say, wow. Look at all that. The love, the grace, the fellowship. It’s all there. I don’t know how it all works, but I’m sure glad it does. Kind of like the way I treat my car. I don’t know how it works. I’m sure glad it moves and goes places. And then the last one, the gospel. In the gospel, don’t you love the disciples? You’ve got to really look at the disciples because they’re a bunch of bumbling fools; you know? And I feel better about myself the more I read about the disciples because I said, if those guys can make it, I’ve got a shot; you know. I’ve got at least a shot. Because they’re in there, you know, here they are, they’re in the end of the ministry, been hanging out with Jesus. I mean, you and me think, oh, if we had met Jesus, we would be onboard. We would be 100% Jesus; you know? But, you know, the disciples, they were there the whole time. And they said, hey, we’re worshiping him. But some doubted. I go, what’s with these guys? You know? And I said, “I feel better about myself because sometimes, you know, maybe I have a doubt or two; you know? Things happen.” But it wasn’t like, okay, Jesus didn’t say, oh, let me explain it all to you and answer all your doubts. We’ll have a town hall. You can all yell at me about how you’re upset about the way I’m running the church, and I’ll explain it to you. We’ll all come into a wonderful happy agreement, and I’ll tell you all the things. No, he said, he knows he had doubt. He says, “Go therefore and go out and do good things. Go out there and make disciples of all the nations. Tell everybody to love one another. Tell them to love their enemies. Tell them to love the stranger.” Oh, no, you’re getting political. “Tell them to love the stranger. Tell them to love the soldier in your land. Tell them that God loves everyone. Tell them that God made everything good. Even countries that aren’t ours are still good.” [Gasp] Political again. He didn’t wait. He didn’t explain it. He didn’t give them the why. He didn’t answer their doubts. He just took them. He just expected them. Show up, doubts and all. Come on in. Come as you are. And these people were disciples. I mean, you know, they’ve got logos and stained glass and people praying to them and stuff. Still doubts. There’s hope for us. We don’t have to be sure and understand everything and remember our good old friend, Fat Man Augustine, that says, “If you think you understand, you don’t understand.” Huh. Huh. I feel better about that. And remember about our favorite science fiction with Neal there, Stephenson, said, “We like to think of ourselves as intelligent people. We don’t expect to understand stuff. We’re okay if things are contradictory.” You know a contradictory thing is, it’s when a teenager – anyone had experience with teenagers? Been a teenager? I was talking to someone, there’s a church that’s misbehaving. They called me in. Ah, there’s a wonder. I’ve got to tell you. Saying come in. And he said, “What are we going to do about this person?” And I go, well, you know, they’re doing everything we asked. Everything we told them to do, they’re doing. They’re just yelling and screaming about it and writing letters about how horrible it is. And that’s kind of like the teenager that you tell them to go up to their room, and they’re going up to their room yelling and screaming at you the whole way. You know? “Why is it so unfair?” They’re going to their room, you know, so you they’re kind of sort of getting it. You know, moving toward obedience, even though they’re yelling about it. And we can handle that as intelligent people. As adult people we can say, “Yeah, that’s kind of messed up, mixed up, crazy there. But, yeah, pretty good mostly. We’re all right. We can handle the creation story.” How did all that happen in one day? That “and” thing is just really blowing my mind between the I’m going to do this, now it’s done. Wait a minute. What’s the middle? We’re okay with that. Mostly. We’re okay with I have some doubts and don’t know everything. Well, that’s okay, go out and tell everybody to love everybody, and that God loves them. Even with the doubts? Yeah, even with the doubts. Do ahead and do that. We so much want to understand stuff. It’s why we keep making heresies out of the Trinity because we try to understand it, we can’t understand it because it’s the basis of God, and we get all upset and try to make it simple. Try to make it into a shamrock, or try to make it into a, you know, the ice cube tray in the refrigerator, you know, the automatic ice cube stuff. How does that work? It’s not what we should do. We’re not supposed to understand it, and that is kind of a little scary for people that aren’t intelligent. I’m complimenting you here now. I’m believing you’re all intelligent people, and you expect to not know everything and be okay with that and be in wonder. Well, how does that work out in a romcom from the 1990s, Christy? I know that is a question everybody asks. Everybody asks. Sure, he’s a good preacher, but what about a romcom from the ‘90s? I need that romcom. I want you to take a look at “Groundhog Day.” This is Rita. Rita is going somewhere between confusion and wonder here. She has questions of she thought she knew this guy, Bill Murray, who’s playing Phil Connors. Thought she knew this guy. And then things happen. And then she has a choice about whether she’s going to get the long or short version of what everything is. Or whether she’s going to commit herself and all that she has to the wonder that is Phil Connors. Rita didn’t need all her questions answered, either the short or the long version, to commit $339.88, her total net worth, I imagine, to be into the wonder of Phil Connors. We do not need the long or short version of the Trinity to know when something good has been created, and that we are invited into relationship with. Take that as your Trinity Sunday sermon. Amen.

A cat jumps on the stove to get leftovers, accidentally turns a burner, and starts a kitchen fire. The homeowner has heard of an exclusion that applies to damage caused by animals owned or kept by an insured, and is concerned that the fire will not be covered. Exactly how mad should the homeowner be with their cat? (And how long can they stay mad at that face?) Notable Timestamps [ 00:00 ] - A kitchen fire caused by a pet can initially alarm insureds who may believe the animal exclusion automatically bars coverage for any damage involving their cat or dog. [ 00:53 ] - The discussion highlights how insureds may hesitate to disclose that a pet caused the loss because they fear the claim will be denied under the policy language. [ 03:39 ] - Investigating unusual fire losses often requires origin-and-cause experts, especially when evidence suggests a stove burner was turned on without any appliance malfunction. [ 05:07 ] - The key distinction is that animal-caused property damage itself may be excluded, while the resulting fire can still qualify as a covered peril under the policy. [ 05:50 ] - Claims involving uncommon exclusions remind adjusters to carefully read the actual policy wording instead of relying on assumptions about what is or is not covered. [ 06:12 ] - Ordinary pet damage like chewing, scratching, or staining is different from a sudden accidental event such as a kitchen fire. [ 07:24 ] - Adjusters generally approach claims by looking for coverage where it exists. [ 08:45 ] - Animal exclusions are often intended to address ongoing maintenance-type damage rather than fortuitous accidental losses. [ 10:10 ] - While some courts have interpreted animal exclusions broadly, the cited cases involved extreme situations with dozens of pets causing extensive property damage. [ 11:54 ] - Maintaining good communication and rapport with insureds can help overcome misconceptions about coverage and encourage honest discussion during the investigation. Your PLRB Resources Birds, Vermin, Rodents, or Insects; Animals Owned or Kept (HO133) https://members.plrb.org/documents/birds-vermin-rodents-or-insects-animals-owned-or-kept-ho133 Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at "Property and Liability Resource Bureau" Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

In this episode of allinfoodz, Amit Sharma speaks with Danielle Sepsy about the personal side of food and hospitality. Moving beyond systems and performance, they explore identity, vulnerability, and authenticity as Danielle reflects on her journey from baker to entrepreneur and author. The conversation also touches on well-being and the realities of building a meaningful life in the industry.Music credit: "West in Africa" by John Bartmann is licensed under a CC0 1.0 Universal License.

In this episode, we move beyond efficiency metrics and ask a more uncomfortable question: can technology truly replicate the human side of service? With insights from fine-dining professional Benjamin Yong, we explore emotional intelligence, service recovery, and the invisible labor that defines great hospitality.The future may include robots — but what must we protect to keep hospitality human?Music credit: "West in Africa" by John Bartmann is licensed under a CC0 1.0 Universal License.

The Old Timers bring it back to where it all started, and this time around they want to do things right.Thank you for listening to Fire and Smoke: New Ronne!! We appreciate every person that has left us a rating here or a comment of support on TikTok and we're thankful for everyone that likes the show. Time will tell when we may be able to do another campaign in the future, but for now make sure to follow us on social media to keep in touch with that or any other projects we may work on!Music and Sound Effects:“Intro” by Abigail McDonald“Epic Mirage” by Hanna Lindgrin at (www.epidemicsound.com)“The Lonely Traveler" by Franz Gordon at (www.epidemicsound.com)“Irresolute” by Anna Landström, Hanna Ekström, & Anna Dager at (www.epidemicsound.com)“You Might Have Heard Of Me” by Arthur Benson at (www.epidemicsound.com)“For All I Know (Instrumental Version)” by Anna Landström, Hanna Ekström, & Anna Dager at (www.epidemicsound.com)“A Small Town On Pluto” by HoliznaCC0 at (Freemusicarchive.com) (CC0 1.0)“First Love” by Mark Wilson X at (Freemusicarchive.com) (CC BY 4.0)“Bonus: All in a Garden Green (Orchestral Version)” by Axletree at Freemusicarchive.com (CC BY 4.0)

  Bem-vinda(o) ao 198º episódio do Regras do GURPS 4ª edição - Novo programa, um podcast produzido pelo RPG Next que faz a leitura e discute as regras dos livros do sistema de RPG em questão. Neste episódio, o assunto é: Novo programa. Então coloque seu fone de ouvido e curta! Proposta: Introduzir o Módulo Básico (Personagens) de GURPS 4e. Referência Bibliográfica: GURPS 4 edição, Módulo Básico (Personagens) ← clique para comprar Na data de lançamento desse post o livro da edição Revised ainda não estava disponível para compra.   VAMOS TRAZER O GURPS DE VOLTA!!!! Com a participação de: Anderson Lira Heitor Fraga Vinicius Watzl Edição por: Vinicius Watzl Uma produção RPG Next.   NOVIDADE!!! Para tornar a sua experiência ainda mais fácil e prática, agora disponibilizamos nossos conteúdos exclusivos do Apoia.se também no Spotify! Assim, você pode acessar tudo em um só lugar, sem precisar alternar entre plataformas. Quer saber como ativar essa opção e ouvir nossos episódios exclusivos diretamente no Spotify? Acesse este artigo com o passo a passo: https://suporte.apoia.se/hc/pt-br/articles/30944727495579-Ou%C3%A7a-%C3%A1udios-exclusivos-da-APOIA-se-no-Spotify Obrigado por apoiar nosso trabalho! Seu suporte faz toda a diferença. Boletim Informativo RPG Next https://bit.ly/boletim-informativo-rpg-next  O RPG Next agora tem um grupo oficial no Telegram! Venha trocar ideias, compartilhar suas aventuras e se conectar com outros jogadores apaixonados por RPG. Entre agora e faça parte dessa comunidade épica: https://t.me/RpgNextOficial . Acesse nossos conteúdos antecipados e exclusivos pelo APP do Apoia-se Disponível para Android e iOS! Google Play: https://play.google.com/store/apps/details?id=com.apoiasemobile&pli=1 iOS: https://apps.apple.com/us/app/apoia-se/id1665747795 Quer jogar RPG sem precisar montar grupo ou preparar nada? Agora você pode! Encontre todas as vagas on-line com Mestres de Aluguel no site do RPG Next e entre de cabeça em aventuras épicas conduzidas por narradores experientes! O serviço é pago e funciona por assinatura mensal, com cobrança exclusivamente via cartão de crédito. ‍♂️ O Mestre de Aluguel conduz toda a sessão — você só precisa escolher o sistema, montar seu personagem e se divertir! No site, você encontra um vídeo de apresentação e todas as informações sobre como participar, bem como link público para o grupo de WhatsApp de cada Mestre de RPG. Confira as mesas disponíveis agora em:https://www.rpgnext.com.br/categoria-produto/servico-de-mestre-de-aluguel/ https://www.rpgnext.com.br/produto/dungeons-and-dragons-starter-set-heroes-of-the-borderlands/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-livro-do-jogador-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-master-guide-2024/ https://www.rpgnext.com.br/produto/dungeons-and-dragons-monster-manual-2024/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-masters-screen-2024/ APOIE NOSSA CAUSA! Nosso Plano de Assinaturas do APOIA.SE! Acesse e veja nossas recompensas para os apoiadores.   https://rpgnext.com.br/doadores/ COMPARTILHE! Se você gostou desse Podcast de RPG, então não se esqueça de compartilhar! Nosso site é https://rpgnext.com.br, Nossa Campanha do APOIA.SE: https://apoia.se/rpgnext Facebook RpgNextPage, Grupo do Facebook RPGNext Group, Instagram RPG Next Oficial, Bluesky rpgnext.bsky.social,  Canal do YouTube,  Vote no iTunes do Tarrasque na Bota e no iTunes do RPG Next Podcast com 5 estrelas para também ajudar na divulgação! DEIXE SEU FEEDBACK! Se quiser deixar seu feedback, nos envie um e-mail em contato@rpgnext.com.br ou faça um comentário nesse post logo abaixo. Seu comentário é muito importante para a melhoria dos próximos episódios. Beleza? Muito obrigado pelo suporte, pessoal! Links para MÚSICAS e SFX sob a licença Creative Commons Kevin MacLeod (incompetech.com): Licenciado sob Creative Commons: By Attribution 4.0 License (http://creativecommons.org/licenses/by/4.0/) Tabletop Audio (tabletopaudio.com): Licenciado sob Creative Commons: Attribution-NonCommercial-NoDerivatives 4.0 License (https://creativecommons.org/licenses/by-nc-nd/4.0/) Freesound.org: Efeitos sonoros diversos licenciados sob Creative Commons (CC BY 3.0 e 4.0) e Domínio Público (CC0). Free PD - https://freepd.com/ Alexander Nakarada - https://alexandernakarada.bandcamp.com/ Free Stock Music - https://www.free-stock-music.com  Contato Instagram / Facebook / Bluesky / TikTok / YouTube Damocles: O início ← clique para comprar  

  Bem-vinda(o) ao 198º episódio do Regras do GURPS 4ª edição - Novo programa, um podcast produzido pelo RPG Next que faz a leitura e discute as regras dos livros do sistema de RPG em questão. Neste episódio, o assunto é: Novo programa. Então coloque seu fone de ouvido e curta! Proposta: Introduzir o Módulo Básico (Personagens) de GURPS 4e. Referência Bibliográfica: GURPS 4 edição, Módulo Básico (Personagens) ← clique para comprar Na data de lançamento desse post o livro da edição Revised ainda não estava disponível para compra.   VAMOS TRAZER O GURPS DE VOLTA!!!! Com a participação de: Anderson Lira Heitor Fraga Vinicius Watzl Edição por: Vinicius Watzl Uma produção RPG Next.   NOVIDADE!!! Para tornar a sua experiência ainda mais fácil e prática, agora disponibilizamos nossos conteúdos exclusivos do Apoia.se também no Spotify! Assim, você pode acessar tudo em um só lugar, sem precisar alternar entre plataformas. Quer saber como ativar essa opção e ouvir nossos episódios exclusivos diretamente no Spotify? Acesse este artigo com o passo a passo: https://suporte.apoia.se/hc/pt-br/articles/30944727495579-Ou%C3%A7a-%C3%A1udios-exclusivos-da-APOIA-se-no-Spotify Obrigado por apoiar nosso trabalho! Seu suporte faz toda a diferença. Boletim Informativo RPG Next https://bit.ly/boletim-informativo-rpg-next  O RPG Next agora tem um grupo oficial no Telegram! Venha trocar ideias, compartilhar suas aventuras e se conectar com outros jogadores apaixonados por RPG. Entre agora e faça parte dessa comunidade épica: https://t.me/RpgNextOficial . Acesse nossos conteúdos antecipados e exclusivos pelo APP do Apoia-se Disponível para Android e iOS! Google Play: https://play.google.com/store/apps/details?id=com.apoiasemobile&pli=1 iOS: https://apps.apple.com/us/app/apoia-se/id1665747795 Quer jogar RPG sem precisar montar grupo ou preparar nada? Agora você pode! Encontre todas as vagas on-line com Mestres de Aluguel no site do RPG Next e entre de cabeça em aventuras épicas conduzidas por narradores experientes! O serviço é pago e funciona por assinatura mensal, com cobrança exclusivamente via cartão de crédito. ‍♂️ O Mestre de Aluguel conduz toda a sessão — você só precisa escolher o sistema, montar seu personagem e se divertir! No site, você encontra um vídeo de apresentação e todas as informações sobre como participar, bem como link público para o grupo de WhatsApp de cada Mestre de RPG. Confira as mesas disponíveis agora em:https://www.rpgnext.com.br/categoria-produto/servico-de-mestre-de-aluguel/ https://www.rpgnext.com.br/produto/dungeons-and-dragons-starter-set-heroes-of-the-borderlands/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-livro-do-jogador-portugues/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-master-guide-2024/ https://www.rpgnext.com.br/produto/dungeons-and-dragons-monster-manual-2024/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-masters-screen-2024/ APOIE NOSSA CAUSA! Nosso Plano de Assinaturas do APOIA.SE! Acesse e veja nossas recompensas para os apoiadores.   https://rpgnext.com.br/doadores/ COMPARTILHE! Se você gostou desse Podcast de RPG, então não se esqueça de compartilhar! Nosso site é https://rpgnext.com.br, Nossa Campanha do APOIA.SE: https://apoia.se/rpgnext Facebook RpgNextPage, Grupo do Facebook RPGNext Group, Instagram RPG Next Oficial, Bluesky rpgnext.bsky.social,  Canal do YouTube,  Vote no iTunes do Tarrasque na Bota e no iTunes do RPG Next Podcast com 5 estrelas para também ajudar na divulgação! DEIXE SEU FEEDBACK! Se quiser deixar seu feedback, nos envie um e-mail em contato@rpgnext.com.br ou faça um comentário nesse post logo abaixo. Seu comentário é muito importante para a melhoria dos próximos episódios. Beleza? Muito obrigado pelo suporte, pessoal! Links para MÚSICAS e SFX sob a licença Creative Commons Kevin MacLeod (incompetech.com): Licenciado sob Creative Commons: By Attribution 4.0 License (http://creativecommons.org/licenses/by/4.0/) Tabletop Audio (tabletopaudio.com): Licenciado sob Creative Commons: Attribution-NonCommercial-NoDerivatives 4.0 License (https://creativecommons.org/licenses/by-nc-nd/4.0/) Freesound.org: Efeitos sonoros diversos licenciados sob Creative Commons (CC BY 3.0 e 4.0) e Domínio Público (CC0). Free PD - https://freepd.com/ Alexander Nakarada - https://alexandernakarada.bandcamp.com/ Free Stock Music - https://www.free-stock-music.com  Contato Instagram / Facebook / Bluesky / TikTok / YouTube Damocles: O início ← clique para comprar  

Wildfire claims are emotional, public, and inconsistent across carriers, so adjusters often become the face of "no." Using a real fire example, we'll explore empathy, advance payments, uneven guidance, social media comparisons, and follow-through as tools to protect our reputation. Notable Timestamps [ 00:09 ] - Wildfire claims can be highly emotional and public, and adjusters often become the visible representative of difficult coverage decisions. [ 01:28 ] - PLRB recognizes Outstanding Claims Professionals not only for technical skill, but also for restoring lives and setting standards in customer service. [ 03:03 ] - Social media, neighborhood groups, and AI tools now shape insured expectations, creating more questions and adding complexity for adjusters. [ 05:16 ] - Policyholders often see claim differences as inconsistency where it may simply represent variation in policies, property details, and carrier practices. [ 06:54 ] - Adjusters build trust by explaining policies in everyday language instead of relying on technical wording or policy jargon. [ 09:29 ] - Starting conversations with what can be done, rather than limitations, helps reduce tension and discourages adversarial reactions. [ 10:28 ] - Advance payments and early support for housing and immediate needs can ease stress and strengthen the insured-adjuster relationship. [ 14:58 ] - Consistent communication matters; policyholders often prefer hearing "I don't have an answer yet" over silence or missed follow-ups. [ 16:48 ] - Listening for recurring concerns allows adjusters to anticipate needs, act proactively, and create more confidence in the claims process. Your PLRB Resources CE Course: Investigating and Resolving Different Types of Wildfire Losses https://members.plrb.org/education/courses/investigating-and-resolving-different-types-of-wildfire-losses Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at "Property and Liability Resource Bureau" Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

This unni may be little on the outside (?), but she is just bursting with talent! In this episode, Susie and Lynn discuss Park Bo Young's roles in Strong Woman Do Bong Soon, Daily Dose of Sunshine, Light Shop, Melo Movie and Our Unwritten Seoul.(About SPOILERS: we try to avoid major plot spoilers in our discussions of different dramas, but inevitably some minor details will be revealed. If you want to avoid knowing absolutely anything about a show you haven't seen, we recommend skipping to the next segment!)(0:00) - Intro, Jal Meogisseubnida, KDrama ketchup(40:45) - Strong Woman Do Bong Soon(58:15) - Daily Dose of Sunshine(1:25:30) - Light Shop (CONTAINS SPOILERS)(1:49:45) - Melo Movie(2:28:45) - Our Unwritten Seoul(2:52:15) - Favorite Park Bo Young scenes(2:59:40) - Ask Lynn UnnithingIf you like this episode, please subscribe and leave us a rating and review!Follow us on Instagram @unnisonoppaspodUse of our theme music, “Pickled Pink” by Kevin MacLeod, is permitted under Creative Commons license CC0 1.0

Featured on Brigitta: The Costume Party - by James R. Coffey - narrated by Ed Errington Pain Simulation - by Joseph Sullivan The First of June - by Collette Night - narrated by Georgia Sykes Theophany is the Weapon - By J. Sherwood Veith Our Audio License AntipodeanSF Radio Show by Ion Newcombe is licensed under CC BY-NC-ND 4.0 Featured Music Bad News by John Bartmann is licensed under a CC0 1.0 Universal License. Vicious Accusation by John Bartmann is licensed under a CC0 1.0 Universal License./p> Old Road To Town by John Bartmann is licensed under a CC0 1.0 Universal License. Umlungu by John Bartmann is licensed under a CC0 1.0 Universal License. Intro & Outro Music Celestial Navigation by Blue Dot Sessions is licensed under a Attribution-NonCommercial License

[REPLAY] This week, check out a podcast featured in PLRB's new PACE Program: "The new PLRB Advanced Coverage Education (PACE) designation is more than a credential. It's a powerful way to strengthen your claims expertise. PACE begins with a Core Curriculum that builds a foundation in insurance basics and the claims process. From there, professionals can grow through Business LineTracks that support field-specific development, and Claims Intensives that dive deeper into essential topics like fraud and ethics. Developed with PLRB's long‑standing commitment to high‑quality education, PACE helps claims professionals work with greater clarity, consistency, and confidence. And because certification courses are included in PLRB Membership, with discounted designation fees, it's a valuable investment in both employee development and organizational success. PACE supports professionals at every stage of their careers and helps teams work more confidently and efficiently."     A brewery owner had bollards installed outside the building for safety purposes. One day a teenager veered off the road into one of the bollards, damaging it and the car. The adjuster is wondering if there should be no coverage on the basis that a bollard is a fence.   Notable Timestamps [ 00:26 ] - The building owner submits the claim to their property insurer, looking for coverage for a new bollard. They have a standard CP 00 10 10 12, which does not include coverage for fences if the cause of loss was an accidental vehicle crash.  [ 01:34 ] - Trivia time! What is a "pub" short for? How many Clydesdales are hitched to the Budweiser wagon? Lite beer was introduced into the U.S. in what decade? [ 04:15 ] - A bollard is a short pole or stump placed to prevent vehicle access without preventing pedestrian access. These may be seen at the entrances to bike paths, or out in front of buildings or arenas. [ 05:40 ] - Under the CP form, a bollard would initially fit under building coverage as an external fixture. Fences are excluded except for certain types of losses (not including this kind of loss). [ 07:30 ] - A line of bollards, like a fence, is something like a barrier that marks a boundary. But, there is no continuity between posts, and it does not prevent pedestrian access. [ 09:11 ] - A historic moment: the team agrees on something! [ 09:37 ] - Courts typically do not construe ambiguous exclusions broadly. "If it's gray, you must pay." [ 10:40 ] - Declarations Pages are typically more detailed in CP forms, and often include small structures. However, at least one court chose not to penalize an insured for failing to list a series of (light) posts. [ 12:26 ] - If a Declarations Page lists most structures specifically but omits some, that may create an issue for the insured. [ 13:25 ] - Strong subrogration potential exists here against the driver. [ 14:30 ] - A cement block wall was considered a fence... at least according to a 1959 case, and under a grant of coverage which is typically construed more broadly. [ 16:40 ] - Tim provides a recap of the scenario and the points above. Your PLRB Resources Bollards: Do They Qualify As Fences? – PCQ.2017.05.09.twh.a - https://www.plrb.org/documents/bollards-do-they-qualify-as-fences-pcq-2017-05-09-twh-a/ Annotation: Property Outside Buildings (CP622) - https://www.plrb.org/documents/property-outside-buildings-cp622/ Chippewa Country Valley Festival v. Little Black Mut Ins Co (2002) - https://www.plrb.org/documents/chippewa-country-valley-festival-v-little-black-mut-ins-co-2002/ Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at "Property and Liability Resource Bureau" Send us your Scenario! Please reach out to us with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org. Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

Featured on Briggs: Medi(a)ocrity - by Col Hellmuth - narrated by Alistair Lloyd Our Audio License AntipodeanSF Radio Show by Ion Newcombe is licensed under CC BY-NC-ND 4.0 Featured Music Dungeon Of Fear by John Bartmann is licensed under a CC0 1.0 Universal License. Intro & Outro Music Celestial Navigation by Blue Dot Sessions is licensed under a Attribution-NonCommercial License

This episode continues our investigation into the potential wide-ranging implications of advanced AI for economics.Traditionally, value is said to be created by a combination of capital, which covers the cost of materials and equipment, and labour, whereby humans exercise skills, ingenuity, diligence, attention, and more. What has been a constant debate is the appropriate division of rewards between capital and labour. Critics of the operation of capitalism have often predicted that an accumulation of value within small groups of owners of capital will cause economic instabilities and a subsequent collapse. Despite these forecasts, capitalism has, so far, demonstrated great resilience, defying predictions of its collapse. But if human labour is increasingly displaced by advanced automation, the balance of labour and capital will be fundamentally changed, and capitalism will come under unprecedented pressures.That's the thesis of our guest today, Ted Shelton. David first met Ted about 25 years ago, when Ted was Chief Strategy Officer of the software development tools company Borland, and David was an executive within the early smartphone industry. Since that time, Ted has worked for a variety of companies in and around Silicon Valley, including PwC, Cognizant Technology Solutions, Catalytic, Bain, and Inflection AI. Recently, he has been giving a great deal of thought to where AI is taking the economy.Selected follow-ups:Ted Shelton's posts on LinkedIn"On the Transformation of Capitalism's Fundamental Assumptions Under Conditions of Scaling Machine Intelligence" - working paper by Ted Shelton"The Industrial Economy Is Ending. What Comes Next?" - by Ted SheltonThomas Piketty's book "Capital in the Twenty-First Century" - WikipediaNicholas Eberstadt's book "Men Without Work: America's Invisible Crisis" - WikipediaRichard Sutton's essay "Bitter Lesson" - Wikipedia"Technofeudalism" - articles by Yanis VaroufakisMusic: Spike Protein, by Koi Discovery, available under CC0 1.0 Public Domain DeclarationC-Suite PerspectivesElevate how you lead with insight from today's most influential executives.Listen on: Apple Podcasts Spotify

The roof of a 100-year-old farmhouse suddenly collapses under the weight of water. The building was insured under a farm policy that, in this case, only provided coverage for personal property and not the dwelling or real property. The insured claims that the carpet, water heater, and even ceiling tiles are all personal property, and therefore covered! What is a fixture? Notable Timestamps [ 00:00 ] - The episode explores how fixture disputes affect insurance coverage, using a collapsed farmhouse roof scenario where coverage depended on whether damaged items qualified as personal property or part of the dwelling. [ 01:18 ] - The hosts announce the launch of the PACE Program, highlighting it as a new educational resource now available for insurance professionals looking to expand their industry knowledge. [ 03:00 ] - Whether something is a fixture can impact both available coverage and policy limits. [ 06:24 ] - Built-in shelving and ceiling fans are discussed as likely fixtures because they are permanently attached, difficult to move, and generally intended to remain with the property over time. [ 08:06 ] - Portable appliances like air fryers and mini fridges are contrasted with fixtures because owners clearly intend to take them when moving, making them easier to classify as personal property. [ 09:51 ] - Wall-to-wall carpeting illustrates the gray areas in fixture analysis, as courts may examine attachment methods, customization, and whether the carpet could realistically be removed and reused elsewhere. [ 12:22 ] - Furnaces and water heaters seem like obvious fixtures, yet disputes can still arise when tenants claim ownership and argue they intended to remove the equipment when leaving the property. [ 16:52 ] - Decorative ceiling tiles from a 100-year-old farmhouse became the focus of a court case, where the court ultimately ruled they were fixtures because they enhanced the property and were intended to stay with the home. [ 21:31 ] - The closing takeaways emphasize that courts analyze factors like physical attachment, ease of removal, and the parties' intent when determining whether property qualifies as a fixture under insurance policies. Your PLRB Resources Check out the PACE Program! https://www.plrb.org/pace-program/ Dwelling - Coverage A (HO11) https://members.plrb.org/documents/dwelling-ho11#toc26 Pierce v. State Farm Fire & Cas. Co. (2020) https://members.plrb.org/documents/pierce-v-state-farm-fire-cas-co-2020 Tenant Improvements & Betterments in Commercial Cases  https://members.plrb.org/education/courses/tenant-improvements-amp-betterments-in-commercial-cases Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at "Property and Liability Resource Bureau" Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

Your Unnis have had a rollercoaster of a spring season in numerous ways, which means another bonus episode for our dear listeners! Find out what Susie and Lynn have been watching amidst all the chaos.(0:00) - Intro, Susie's Brooklyn K-Pop adventure(24:40) - Susie's ketchup from The Lost Episode(38:45) - Lynn's new ketchup(1:19:55) - Susie's new ketchupIf you like this episode, please subscribe and leave us a rating and review!Follow us on Instagram @unnisonoppaspodUse of our theme music, “Pickled Pink” by Kevin MacLeod, is permitted under Creative Commons license CC0 1.0

Fique atualizado com o Boletim do RPG Next! Já imaginou fazer parte de uma comunidade que vive o RPG intensamente? Com podcasts imersivos, lives emocionantes e mesas de RPG cheias de ação, o RPG Next é a sua porta de entrada para experiências inesquecíveis no universo do RPG! Descubra tudo que oferecemos aqui: https://bit.ly/boletim-informativo-rpg-next Como você pode ajudar: 1️⃣ Torne-se um apoiador em https://apoia.se/rpgnext e ajude a manter o projeto vivo! 2️⃣ Participe de nossas mesas e aventuras disponíveis em https://rpgnext.com.br/loja. 3️⃣ Compartilhe nosso conteúdo e chame seus amigos para fazer parte dessa jornada épica! Recompensas incríveis para nossos apoiadores: Acesso antecipado. ️ Sorteios mensais. ️ Consultorias exclusivas e muito mais! ⚔️ Vem jogar com a gente e viva histórias que só o RPG pode proporcionar. Marque seus amigos e ajude a expandir essa comunidade! ‍♂️ Boletim Informativo RPG Next https://bit.ly/boletim-informativo-rpg-next  NOVIDADE!!! Para tornar a sua experiência ainda mais fácil e prática, agora disponibilizamos nossos conteúdos exclusivos do Apoia.se também no Spotify! Assim, você pode acessar tudo em um só lugar, sem precisar alternar entre plataformas. Quer saber como ativar essa opção e ouvir nossos episódios exclusivos diretamente no Spotify? Acesse este artigo com o passo a passo: https://suporte.apoia.se/hc/pt-br/articles/30944727495579-Ou%C3%A7a-%C3%A1udios-exclusivos-da-APOIA-se-no-Spotify Obrigado por apoiar nosso trabalho! Seu suporte faz toda a diferença. O RPG Next agora tem um grupo oficial no Telegram! Venha trocar ideias, compartilhar suas aventuras e se conectar com outros jogadores apaixonados por RPG. Entre agora e faça parte dessa comunidade épica: https://t.me/RpgNextOficial . Acesse nossos conteúdos antecipados e exclusivos pelo APP do Apoia-se Disponível para Android e iOS! Google Play: https://play.google.com/store/apps/details?id=com.apoiasemobile&pli=1 iOS: https://apps.apple.com/us/app/apoia-se/id1665747795 https://www.rpgnext.com.br/produto/dungeons-and-dragons-starter-set-heroes-of-the-borderlands/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-players-handbook-2024/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-master-guide-2024/ https://www.rpgnext.com.br/produto/dungeons-and-dragons-monster-manual-2024/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-masters-screen-2024/ Quer jogar RPG sem precisar montar grupo ou preparar nada?   Agora você pode! Encontre todas as vagas on-line com Mestres de Aluguel no site do RPG Next e entre de cabeça em aventuras épicas conduzidas por narradores experientes! O serviço é pago e funciona por assinatura mensal, com cobrança exclusivamente via cartão de crédito. ‍♂️ O Mestre de Aluguel conduz toda a sessão — você só precisa escolher o sistema, montar seu personagem e se divertir! No site, você encontra um vídeo de apresentação e todas as informações sobre como participar, bem como link público para o grupo de WhatsApp de cada Mestre de RPG. Confira as mesas disponíveis agora em:https://www.rpgnext.com.br/categoria-produto/servico-de-mestre-de-aluguel/ APOIE NOSSA CAUSA! Nosso Plano de Assinaturas do APOIA.SE! Acesse e veja nossas recompensas para os apoiadores.   COMPARTILHE! Se você gostou desse Podcast de RPG, então não se esqueça de compartilhar! Nossa Campanha do APOIA.SE: https://apoia.se/rpgnext Facebook RpgNextPage, Grupo do Facebook RPGNext Group, Instagram RPG Next Oficial, Bluesky rpgnext.bsky.social,  Canal do YouTube,  Vote no iTunes do Tarrasque na Bota e no iTunes do RPG Next Podcast com 5 estrelas para também ajudar na divulgação! DEIXE SEU FEEDBACK! Se quiser deixar seu feedback, nos envie um e-mail em contato@rpgnext.com.br ou faça um comentário nesse post logo abaixo. Seu comentário é muito importante para a melhoria dos próximos episódios. Beleza? Muito obrigado pelo suporte, pessoal! Links para MÚSICAS e SFX sob a licença Creative Commons Kevin MacLeod (incompetech.com): Licenciado sob Creative Commons: By Attribution 4.0 License (http://creativecommons.org/licenses/by/4.0/) Tabletop Audio (tabletopaudio.com): Licenciado sob Creative Commons: Attribution-NonCommercial-NoDerivatives 4.0 License (https://creativecommons.org/licenses/by-nc-nd/4.0/) Freesound.org: Efeitos sonoros diversos licenciados sob Creative Commons (CC BY 3.0 e 4.0) e Domínio Público (CC0). Contato Instagram / Facebook / Bluesky / TikTok / YouTube

Sua Voz Importa: Conecte-se e Faça Parte da Conversa! Este programa é um canal dedicado à interação direta com nossos ouvintes, oferecendo uma plataforma para ler e comentar suas mensagens, perguntas e sugestões, mergulhando em discussões aprofundadas sobre os temas mais relevantes do nosso projeto. Seja sobre a produção dos nossos conteúdos, suas experiências, aspectos específicos de nossas criações ou outras áreas de interesse – sua participação é fundamental para o desenvolvimento e enriquecimento das nossas conversas! Descubra tudo que oferecemos aqui: https://bit.ly/boletim-informativo-rpg-next Como você pode ajudar: 1️⃣ Torne-se um apoiador em https://apoia.se/rpgnext e ajude a manter o projeto vivo! 2️⃣ Participe de nossas mesas e aventuras disponíveis em https://rpgnext.com.br/loja. 3️⃣ Compartilhe nosso conteúdo e chame seus amigos para fazer parte dessa jornada épica! Recompensas incríveis para nossos apoiadores: Acesso antecipado. ️ Sorteios mensais. ️ Consultorias exclusivas e muito mais! ⚔️ Vem jogar com a gente e viva histórias que só o RPG pode proporcionar. Marque seus amigos e ajude a expandir essa comunidade! ‍♂️ Boletim Informativo RPG Next https://bit.ly/boletim-informativo-rpg-next  NOVIDADE!!! Para tornar a sua experiência ainda mais fácil e prática, agora disponibilizamos nossos conteúdos exclusivos do Apoia.se também no Spotify! Assim, você pode acessar tudo em um só lugar, sem precisar alternar entre plataformas. Quer saber como ativar essa opção e ouvir nossos episódios exclusivos diretamente no Spotify? Acesse este artigo com o passo a passo: https://suporte.apoia.se/hc/pt-br/articles/30944727495579-Ou%C3%A7a-%C3%A1udios-exclusivos-da-APOIA-se-no-Spotify Obrigado por apoiar nosso trabalho! Seu suporte faz toda a diferença. O RPG Next agora tem um grupo oficial no Telegram! Venha trocar ideias, compartilhar suas aventuras e se conectar com outros jogadores apaixonados por RPG. Entre agora e faça parte dessa comunidade épica: https://t.me/RpgNextOficial . Acesse nossos conteúdos antecipados e exclusivos pelo APP do Apoia-se Disponível para Android e iOS! Google Play: https://play.google.com/store/apps/details?id=com.apoiasemobile&pli=1 iOS: https://apps.apple.com/us/app/apoia-se/id1665747795 https://www.rpgnext.com.br/produto/dungeons-and-dragons-starter-set-heroes-of-the-borderlands/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-players-handbook-2024/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-master-guide-2024/ https://www.rpgnext.com.br/produto/dungeons-and-dragons-monster-manual-2024/ https://www.rpgnext.com.br/produto/dungeons-dragons-rpg-dungeon-masters-screen-2024/ Quer jogar RPG sem precisar montar grupo ou preparar nada?   Agora você pode! Encontre todas as vagas on-line com Mestres de Aluguel no site do RPG Next e entre de cabeça em aventuras épicas conduzidas por narradores experientes! O serviço é pago e funciona por assinatura mensal, com cobrança exclusivamente via cartão de crédito. ‍♂️ O Mestre de Aluguel conduz toda a sessão — você só precisa escolher o sistema, montar seu personagem e se divertir! No site, você encontra um vídeo de apresentação e todas as informações sobre como participar, bem como link público para o grupo de WhatsApp de cada Mestre de RPG. Confira as mesas disponíveis agora em:https://www.rpgnext.com.br/categoria-produto/servico-de-mestre-de-aluguel/ APOIE NOSSA CAUSA! Nosso Plano de Assinaturas do APOIA.SE! Acesse e veja nossas recompensas para os apoiadores.   COMPARTILHE! Se você gostou desse Podcast de RPG, então não se esqueça de compartilhar! Nossa Campanha do APOIA.SE: https://apoia.se/rpgnext Facebook RpgNextPage, Grupo do Facebook RPGNext Group, Instagram RPG Next Oficial, Bluesky rpgnext.bsky.social,  Canal do YouTube,  Vote no iTunes do Tarrasque na Bota e no iTunes do RPG Next Podcast com 5 estrelas para também ajudar na divulgação! DEIXE SEU FEEDBACK! Se quiser deixar seu feedback, nos envie um e-mail em contato@rpgnext.com.br ou faça um comentário nesse post logo abaixo. Seu comentário é muito importante para a melhoria dos próximos episódios. Beleza? Muito obrigado pelo suporte, pessoal! Links para MÚSICAS e SFX sob a licença Creative Commons Kevin MacLeod (incompetech.com): Licenciado sob Creative Commons: By Attribution 4.0 License (http://creativecommons.org/licenses/by/4.0/) Tabletop Audio (tabletopaudio.com): Licenciado sob Creative Commons: Attribution-NonCommercial-NoDerivatives 4.0 License (https://creativecommons.org/licenses/by-nc-nd/4.0/) Freesound.org: Efeitos sonoros diversos licenciados sob Creative Commons (CC BY 3.0 e 4.0) e Domínio Público (CC0). Contato Instagram / Facebook / Bluesky / TikTok / YouTube

A foot of stormwater in your home, and a contractor saying "Let's dry it in place?" That was the scenario explored in Courtney Makris' PLRB Presents talk "When the Storm Hits Home: Courtney's Personal Journey through Hurricane Helene," and today Mike & Brennan will look at that scenario through the lens of the Categories & Classes of water, with the help of a PACE Program exercise. Notable Timestamps [ 00:06 ] - The episode introduces a real-world water loss scenario tied to a major storm, highlighting how widespread damage and contractor recommendations can complicate mitigation decisions for adjusters. [ 01:05 ] - The discussion draws from a hurricane case study and shifts focus to how water "categories" and "classes" relate to the standards guiding mitigation decisions. [ 04:24 ] - Water losses are a major focus in claims education, covering issues like pipe breaks, backups vs. overflows, and wind-driven rain—showing how varied and complex water damage scenarios can be. [ 05:11 ] - Not all water is equal; category classifications depend on contamination levels, meaning the source and exposure history of water directly impact risk and required remediation. [ 06:02 ] - Category 1 water can be clean and sanitary, Category 2 introduces contaminants that may cause illness, and Category 3 can be highly hazardous, often containing toxic or pathogenic substances. [ 07:25 ] - Practical examples like dishwasher discharge illustrate how the same appliance can produce different water categories depending on whether the source is incoming clean water or outgoing waste. [ 10:36 ] - Even seemingly clean sources like rainwater can shift categories based on contact with materials or time sitting stagnant, emphasizing that context and exposure matter. [ 12:20 ] - Floodwater is nearly always Category 3 due to contamination from ground contact and stagnation, making it especially dangerous despite common public perceptions. [ 14:46 ] - Water "class" differs from category by focusing on how much water is present, how deeply it's absorbed, and how difficult it is to dry. [ 19:01 ] - Mitigation strategies vary widely: clean water may allow simple drying, while contaminated water often requires removal of materials like drywall and insulation. Your PLRB Resources Check out the PACE Program! https://www.plrb.org/pace-program/ When the Storm Hits Home: Courtney's Personal Journey through Hurricane Helene https://youtu.be/2VE7i_0KAKc Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at "Property and Liability Resource Bureau" Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

A fire broke out in the insured's basement, where various household and personal items were stored. The insured husband is a recreational pilot. His wife is an accountant. Their two children and dog also live in the home with them. The fire caused heavy smoke and heat damage throughout the basement and adjoining utility room. The insured provided a personal property inventory form listing everything believed to be damaged or destroyed. What falls under Property Not Covered? In this preview of the PACE program's personal lines course, we'll explore the basics of the different roles in the insurance industry. Notable Timestamps [ 00:07 ] - The scenario introduces a basement fire damaging stored personal property, setting up a practical lens for analyzing what items may or may not be covered under a homeowners policy. [ 03:10 ] - The PACE program is designed to guide learners through the full claims lifecycle, from coverage analysis to investigation and resolution, providing both foundational and advanced insights. [ 06:15 ] - Understanding home construction elements like plumbing, roofing, and wiring can directly impact coverage analysis, as these features often influence cause, scope, and policy interpretation. [ 07:20 ] - A key distinction: exclusions focus on *why* damage occurred, while Property Not Covered provisions focus on *what* was damaged. [ 08:05 ] - Policies may list numerous categories of Property Not Covered, including animals, motor vehicles, aircraft parts, and certain business or digital assets. [ 10:45 ] - Personal property inventories are critical documents in claims handling, requiring adjusters to evaluate each listed item against policy language and applicable coverage limitations. [ 13:40 ] - Some items, like pet-related supplies, may be covered even when the pet itself is not, highlighting the importance of distinguishing between living property and associated goods. [ 17:30 ] - Virtual currency presents valuation and verification challenges, which is why it is typically listed under Property Not Covered and may require specialized coverage or endorsements. [ 19:45 ] - Property Not Covered likely applies to aircraft parts regardless of how they are intended to be used. [ 21:10 ] - Generally speaking, ambiguities favor the insured, but ambiguity only occurs when terms are reasonably open to multiple meanings. Your PLRB Resources Sign Up for Updates on the Designation Program! https://2it6qrau8fd.typeform.com/pacedesignation Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at "Property and Liability Resource Bureau" Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

What happens if AI delivers major advances in capability and productivity, but also creates significant disruption to jobs, incomes, and public finances? That question sits at the heart of today's episode.Our guest is Adrian Brown, the Founder and Chief Executive of Windfall Trust, a nonprofit focused on helping governments and societies prepare for the economic consequences of advanced AI. Windfall describes itself not as a think tank, but as a “policy accelerator for the age of artificial intelligence”.Their work starts from a simple premise: if AI systems significantly reshape the economy, then the question is not only how we build them, but how we prepare for their impacts, and how the gains are ultimately shared.Before founding Windfall Trust, Adrian was the founding Executive Director of the Centre for Public Impact, worked as a policy advisor in the UK Cabinet Office, and held roles at McKinsey and the Boston Consulting Group.Selected follow-ups:Windfall TrustExercise Cygnus (Wikipedia)Erik Brynjolfsson (personal site)Canaries in the Coal Mine? Six Facts about the Recent Employment Effects of Artificial Intelligence (paper by Erik Brynjolfsson and colleagues)Anton Korinek (personal site)Windfall's UK Scenarios exerciseThe Economic Singularity (recent discussion paper by Calum Chace)Industrial Policy for the Intelligence Age (OpenAI)UK Government announcement of the formation of "The AI and Future of Work Unit"UK Chancellor Rachel Reeve's announcement of a new "AI Economics Institute""AI will kill income tax" - episode of Robert Peston's podcast "The Rest is Money"Windfall Policy AtlasTask-Completion Time Horizons of Frontier AI Models (METR)Music: Spike Protein, by Koi Discovery, available under CC0 1.0 Public Domain DeclarationC-Suite PerspectivesElevate how you lead with insight from today's most influential executives.Listen on: Apple Podcasts Spotify

Summary: In a disquieting liminal space, the Tribe is disoriented, unconscious, and close to death. Of Special Note: On tonight's Character Eight, the final answer - and reward - are revealed for The Maze Master's Grand Challenge. PLUS take the Circuit Dungeon Extra from the Extras Tab in order to begin mapping this new and impossible nightmare. Download Chapter 152: The Bunker Download All Future Episodes & Bonus Episodes --HERE-- The fiction of John Merle Holes is read for you, with his permission, on Travellers of the Maze. Follow John on Twitter The following recording for The Iron Realm Podcast by Guinefurrie was showcased on tonight's episode under the CC Attribution License 3.0: v5 and Bound 0 find Guinefurrie on FreeSound: Guinefurrie My thanks as well for all audio featured under the cc0 license on tonight's podcast. The Iron Realm is intended for adult audiences. Listener Discretion is advised. The Iron Realm album art/website art was created from a public domain image/CC0 image from PixaBay. Audio on the podcast, unless otherwise noted, has either been created by the author or has been used in accordance with the Creative Commons Zero license. A new Iron Realm Podcast is released periodically and each is a labor of my love for Solo RPG Gaming. Enjoy and support the show. And fare ye well, Traveler of The Maze, in the light and in the dark. Subscribe to The Iron Realm Podcast!

Read OnlineSo when he had washed their feet and put his garments back on and reclined at table again, he said to them, “Do you realize what I have done for you? You call me ‘teacher' and ‘master,' and rightly so, for indeed I am. If I, therefore, the master and teacher, have washed your feet, you ought to wash one another's feet. I have given you a model to follow, so that as I have done for you, you should also do.” John 13:12–15The celebration of the evening Mass of the Lord's Supper on Holy Thursday is one of the most spiritually enriching liturgical celebrations of the year. The Mass begins with an empty tabernacle. After the readings and homily, the ritual of the washing of the disciples' feet takes place. The Mass culminates with the celebration of the Eucharist, which is then carried in procession to another altar for adoration by the faithful until midnight, during which time we are invited to spend an hour with our Lord, in communion with Him during His Agony in the Garden.The Gospel for the Mass, from Saint John, presents the beginning of Jesus' Last Supper with His disciples. Jesus performs the act of a servant by washing the disciples' feet. Though this surprises them, especially Peter, Jesus insists, saying, “Unless I wash you, you will have no inheritance with me” (John 13:8). Our Lord says the same to us.Often people understand the washing of the feet only superficially. Perhaps that is why Jesus said to the disciples, “Do you realize what I have done for you?...” This begs the question: Do you understand the deep and transforming meaning of this most sacred act? This was not Jesus' way of simply telling us that we should be nice to one another and look for opportunities to do each other kind favors. The meaning is much richer. First, we need to be washed by Jesus. Second, we must participate in Jesus' washing of others.How are you washed by Jesus? By His Cross and Resurrection that destroyed sin and restored eternal life. We need to be washed by His blood, which was shed for us and first administered to His disciples at the Last Supper. Jesus was telling them that they need the cleansing He was giving them: the cleansing of sin. Today, this cleansing takes place first in Baptism and then in Reconciliation. If we wish to share in the Eucharist fruitfully, we must first be cleansed through Baptism. When we sin later in life, this cleansing takes place by confessing our sins in the Sacrament of Reconciliation, which prepares us to receive Him worthily in the Eucharist. When we receive those sacraments, we should hear our Lord say to us, “Do you realize what I have done for you?”After that question, Jesus says, “I have given you a model to follow, so that as I have done for you, you should also do.” Of course, we are not Jesus. We cannot forgive sins and give to others His Sacred Body and Blood, right? Remember that Jesus was talking to His Apostles, the first bishops, so, “Yes,” Jesus was commanding them, and all bishops and priests that followed, to perpetuate His ongoing gift through the faithful administration of the Sacraments He instituted.Though that is the central command, our Lord also calls all of us to participate in His self-gift. Though only He could offer us the cleansing and transformation we need—which is perpetuated throughout time in the Sacraments—He also commands each of us to imitate His sacrificial love in charity, the “model” He has given us to follow. Forgiven of our sins and strengthened by the Eucharist, we must turn our attention to others, choosing to do everything necessary to be Christ to them, laying our lives down, selflessly and without hesitation. This command applies not only to those we like, but to everyone, equally and unwaveringly. Note that Jesus even washed Judas' feet, despite knowing Judas would soon betray Him. In doing so, Jesus teaches us that charity extends even to those who wrong us, calling us to love as He loves—without conditions or limits.Reflect today upon Jesus' question to the Twelve: “Do you realize what I have done for you?” Ponder that question today, especially this evening. Do you understand the depth of His Sacrifice? Do you understand the Sacraments that perpetuate that Sacrifice throughout time? Do you understand the demands that your reception of His gift places on you? Be open to all that Jesus offers you and, in turn, give what you have been given to others.My sacrificial Teacher and Lord, You have poured out upon me Your Precious Blood to cleanse me from sin and restore me to life. Though I will never fully fathom this Gift, I pray for Understanding, so that I can comprehend more fully this great mystery. As You transform me, please use me as a gift, poured out for others, in charity and selfless service of divine love. Jesus, I trust in You.  Image: Benvenuto Tisi, CC0, via Wikimedia CommonsSource: Free RSS feed from catholic-daily-reflections.com — Copyright © 2026 My Catholic Life! Inc. All rights reserved. This content is provided solely for personal, non-commercial use. Redistribution, republication, or commercial use — including use within apps with advertising — is strictly prohibited without written permission.

Read Online“Amen, I say to you, one of you will betray me.” Deeply distressed at this, they began to say to him one after another, “Surely it is not I, Lord?” He said in reply, “He who has dipped his hand into the dish with me is the one who will betray me.” Matthew 26:21–23The Last Supper was both a glorious moment of grace and a painful moment of betrayal. During that meal, Jesus instituted the Eucharist, the gift of His Body and Blood, Soul and Divinity that perpetuates His saving sacrifice until the end of time. It was also at that holy meal that one of Jesus' closest companions lied to His face and resolved to betray Him for thirty pieces of silver.According to the Torah, if an ox killed a slave, the owner was required to pay the slave's master thirty pieces of silver. The holy irony is that Judas betrayed Jesus for the price of a slave, even though Jesus came to set all people free from the slavery of sin.When Jesus informs the Twelve that one of them would betray Him, He does so without anger or self-pity. His words reflect holy sorrow, accompanied by resignation, clarity, and gentleness. This sorrow is not merely sadness over His impending suffering but a loving sorrow for the lost soul of His betrayer. Deeply distressed, the disciples respond one after another, “Surely it is not I, Lord?”The Greek word Kyrios, used here for “Lord,” denotes authority, mastery, and divine lordship. It appears frequently in the New Testament, primarily in reference to Jesus. In the Greek Old Testament (the Septuagint), Kyrios replaces YHWH, the sacred and unspoken name of God, about 7,000 times. By addressing Jesus as Kyrios, the eleven recognize Him not only as their teacher but as the Messiah and Son of God. This title expresses a relationship of trust and reverence, acknowledging Jesus' divine authority.When Judas speaks, he replaces Kyrios with Rabbí—“Surely it is not I, Rabbi?”—a transliteration of the Hebrew and Aramaic term meaning “teacher.” While respectful, this address falls short of acknowledging Jesus as Kyrios, focusing on Him as a human teacher rather than as Lord, Messiah, and God. This distinction is subtle but significant, inviting us to reflect on how we approach Jesus during the Holy Mass, since this conversation took place at the Last Supper—the first Mass. Do we approach Him with the heart of Judas, recognizing Him only in an earthly sense, or with the faith of the other disciples, seeing Him as Lord?Judas did not hate Jesus. Unlike the Pharisees who sought His death, Judas regretted his betrayal, tried to return the thirty pieces of silver, and tragically “went off and hanged himself” (Matthew 27:3–5). His greatest failure was that he could not look beyond Jesus' humanity to perceive His divinity. His eyes were fixed on himself—particularly his greed and selfish desires. In a similar way, when we approach the Eucharist without faith, surrender, and adoration, we risk falling into Judas' error: focusing more on ourselves than on Christ.At Mass, we say, “Lord, have mercy,” not “Rabbi, have mercy.” This prayer must come from the depths of our hearts, recognizing our need for mercy with God as its source. When we kneel at the consecration, our hearts should cry out, “My Lord and my God!” Yet, how often are we distracted, thinking about our plans after Mass? When we neglect to approach Jesus in faith and reverence, we miss the opportunity to encounter Him as He truly is—our Lord and our God.Reflect today on how you participate in the Holy Mass. See yourself at the Last Supper, uniting that moment with every Mass you attend. Pray that you may receive Jesus with love, devotion, and reverence, looking beyond the appearance of bread and wine to encounter your Lord. My Lord and my God, I believe in You, I adore You, I hope in Your mercy, and I love You with all my heart. Please fill me with a deep faith in Your presence, especially every time I attend Mass. May I recognize my need for You and surrender completely to Your mercy and love. Jesus, I trust in You.  Image: Bernard van Orley, CC0, via Wikimedia CommonsSource: Free RSS feed from catholic-daily-reflections.com — Copyright © 2026 My Catholic Life! Inc. All rights reserved. This content is provided solely for personal, non-commercial use. Redistribution, republication, or commercial use — including use within apps with advertising — is strictly prohibited without written permission.

Read OnlineReclining at table with his disciples, Jesus was deeply troubled and testified, “Amen, amen, I say to you, one of you will betray me.” John 13:21Love, betrayal, divine glory, and human weakness permeate today's Gospel, offering us a contrast of emotions and experiences to ponder. All forms of joys and trials affect our lives. Life is not “a bed of roses,” as the old saying goes. Besides joy, love, and excitement, we are touched by hurt, anger, fear, and anxiety. The same was true of Jesus' human experience with His disciples and all those who encountered Him. Through no fault of His own, Jesus was a polarizing figure. Some people loved Him deeply—such as His Blessed Mother, John, Mary of Bethany, and Mary of Magdala—while others despised Him, such as the scribes and Pharisees. Today's Gospel presents us with another figure whose life added great drama to the Gospel story—not because he loved or hated Jesus with passion—but because he was greedy and spiritually misguided. Today we read Saint John's account of the Last Supper. Jesus and His disciples were gathered in the Upper Room to celebrate the Passover meal. He began by washing the disciples' feet, a profound act of humble service. After this, Jesus prophesied that one of the Twelve would betray Him. When John, the Beloved Disciple, asked who the traitor was, Jesus identified Judas by handing him a morsel of food—an act of intimate friendship and trust. At that moment, “Satan entered him.” With both meekness and authority, Jesus told Judas: “What you are going to do, do quickly.” And immediately, “Judas took the morsel and left at once. And it was night” (John 13:27, 30). The night's unfolding drama did not end with Judas's betrayal. Jesus also revealed to Peter, “Amen, amen, I say to you, the cock will not crow before you deny me three times” (John 13:38).Though Jesus was God, He was also fully human, capable of feeling every human emotion to a much greater degree than we are, due to the perfection of His humanity. Therefore, within Jesus' human soul we discover a profound contrast of emotions to the full range of human experience. One of the Twelve will hand Him over to death later that evening, while another, the one He would entrust with the leadership of His Church, would deny he even knew Jesus. On top of that, Jesus was fully aware that later that night He would be arrested, tortured, falsely accused, imprisoned, and await the sentence of death in the morning. He not only felt the effects of these events within His humanity, but His empathy enabled Him to perceive the experiences of the Twelve, His mother, and all who hated Him. He felt their pain, confusion, and anger far before they did, and He felt those emotions much deeper than they ever would. Only His mother, who would stand by Him faithfully at the Cross, would experience the depth of human suffering that Jesus felt within His soul.Why would God take on human nature and permit Himself to experience such pain? Because all human emotions—even pain—-needed to be intermingled with divine love. Because of the hypostatic union, all of Christ's human experiences—whether joyful or sorrowful—were perfectly united with divine love and transformed into sources of grace for those whom He loves. His courageous entrance into His Passion makes it possible for us to endure our own human trials with His strength, hope, and peace. Reflect today on your life and the experiences you endure and enjoy. If some experiences are overwhelming, know that Jesus perfectly understands, deeply empathizes, and offers a remedy. He invites you into His own trials, promising you His divine strength to untangle confusion and flood you with peace. Unite the blessings you enjoy with Jesus' Passion as well. Among Jesus' greatest earthly delights was the love His mother lavished upon Him, especially as she stood faithfully at the foot of the Cross. With our Lord, receive your blessings with gratitude and allow them to strengthen you so that you may endure your own daily trials, guided by His meekness and authority, leading you to a share in His Resurrection.My empathetic and understanding Lord, by taking on our human nature, You permitted Yourself to experience everything we experience. Though sinless, You endured the effects of sin with suffering and love. Please draw me into Your human joys and trials so that I can live my life in You, by You, and through You, receiving grace through Your humanity so as to share in Your glory and divinity. Jesus, I trust in You.  Image: Metropolitan Museum of Art, CC0, via Wikimedia CommonsSource: Free RSS feed from catholic-daily-reflections.com — Copyright © 2026 My Catholic Life! Inc. All rights reserved. This content is provided solely for personal, non-commercial use. Redistribution, republication, or commercial use — including use within apps with advertising — is strictly prohibited without written permission.