Podcast appearances and mentions of Kathy Kraninger

Our podcast show today features John Culhane and Mike Kilgarriff, partners in Ballard Spahr's Consumer Financial Services group. They discuss what supervision and enforcement will look like under a new acting director/director appointed by President Trump. This episode is a repurposing of the second half of a webinar that was produced on January 6. On January 23, we released the first half of the webinar, which consisted of Alan Kaplinsky's “fireside chat” with Kathy Kraninger, the former Director of the CFPB during Trump 1.0., linked here. With respect to supervision, we consider, among others, the following issues with respect to the CFPB's leadership under Trump 2.0: (a) Will it be business as usual or more relaxed? (b) Will it focus on compliance with the Federal consumer financial services laws and less on UDAAP? (c) Will there be reduced staffing and fewer exams? (d) Will there be fewer PAAR letters and more use of MRAS and MRIAs? With respect to enforcement, we consider, among others, the following issues with respect to the CFPB's leadership under Trump 2.0: (a) Will there be an exhaustive review of all existing investigations and lawsuits and a dismissal of those which involve “regulation by enforcement” or “pushing the envelope”? (b) Will they focus more on fraud and scams and less on UDAAP? (c) What position will they take on whether the CFPB has been unlawfully funded because the Federal Reserve Banks have had no combined earnings since September 2022? Alan Kaplinsky, Senior Counsel and former chair for 25 years of the Consumer Financial Services Group, hosts the discussion.

Today's podcast episode is a repurposing of Alan Kaplinsky's “fireside chat” with Kathy Kraninger, the Director of the CFPB during the second half of President Trump's presidency from December 2018 until January 2021. (This was originally the first half of a webinar we did on January 6, 2025 which was entitled “The Impact of the Election on the CFPB - Supervision and Enforcement.” The January 6 webinar is Part 2 of a 3-part series. Next Thursday, we will release the second half of that webinar which will feature Ballard Spahr partners, John Culhane and Mike Kilgariff, who will take a deep dive into the expected changes in CFPB supervision and enforcement during President Trump's second term in office.) During her “fireside chat” with Alan, Kathy discussed the following things: (a) How she was nominated by Trump to be the Director and succeeded Mick Mulvaney, the acting Director appointed by Trump to succeed Richard Cordray as Acting Director; (b) Organizational and other changes made by Mulvaney and/or Kraninger, including a hiring freeze, appointments of new heads of departments, etc; (c) The practical impact on CFPB operations of the Supreme Court's opinion in the Seila Law case in which the Court held that the President had the right to remove the CFPB director without cause; (d) Her priorities as Director, including her regulatory, supervisory and enforcement agendas; (e) Her policy statements on “abusiveness”, supervisory expectations and COVID-19; (g) Her thoughts on what she anticipates will change at the CFPB once a new acting director chosen by Trump succeeds Rohit Chopra; and (h) Her thoughts on whether Congress should re-structure the CFPB's governance and funding. The “fireside chat” provides stakeholders in the CFPB insight into what may happen at the CFPB during Trump 2.0. There will, however, be some important differences between the circumstances that existed during the transition from Cordray to Mulvaney Kraninger during Traump 1.0 and the transition from Chopra to a new acting Director during Trump 2.0.. At the time when Mick Mulvaney became Acting Director, there were no pending lawsuits challenging CFPB final regs and other actions. During Mulvaney's term in office, a trade association of payday lenders sued the CFPB challenging the CFPB's payday lending rule and, in particular, its “ability to pay” requirement. The acting director appointed by Trump will inherit multiple pending lawsuits against the CFPB challenging many of the regs issued by the CFPB under Rohit Chopra's last two years as Director. The Acting Director will need to develop legislative (Congressional Review Act), judicial and regulatory strategies for dealing with the slough of regs, proposed regs and other written guidance issued by Chopra. The Acting Director will also need to quickly decide what position the CFPB will take with respect to the defense raised in at least 13 enforcement lawsuits claiming that the CFPB has been disabled from conducting business since September 2022 when there was no longer any “combined earnings of the Federal Reserve Banks” - a prerequisite to the Federal Reserve Board funding the CFPB under the Dodd-Frank Act. Alan Kaplinsky, Senior Counsel and former chair for 25 years of the Consumer Financial Services Group, hosts the discussion.

Today's podcast episode is a repurposing of part one of our December 16 highly-attended and praised webinar consisting of Alan Kaplinsky's exclusive interview of David Silberman, who held several senior positions at the CFPB for almost 10 years under both Democratic and Republican administrations. Part two of our December 16 webinar, featuring Ballard Spahr partners John Culhane and Joseph Schuster, is to be released on January 9. They focus their attention on the impact of the election on the CFPB's regulations (final and proposed). Our December 16 webinar is the first part of our three-part intensive look at this transitional period for the CFPB. The goal of our three-part series is to help us predict what is in store for the CFPB during the next four years. As a former senior leader at the CFPB during the only other transition of the CFPB from a Democratic to a Republican administration led by former President Trump, Mr. Silberman has special insight about what is likely to happen to the CFPB during Trump 2.0. While nobody yet knows who Trump will nominate as the next CFPB director, Mr. Silberman makes the point that, of potentially greater importance, at least initially, is who Trump selects as the acting director. If what happened in Trump 1.0 is any indication, the acting director may end up serving for a lengthy period of time just like Mick Mulvaney served as acting director for a lengthy period of time before Kathy Kraninger was nominated by Trump, confirmed by the Senate and sworn-in as director. Under the Vacancy Reform Act, the acting director must be either a current senior officer of the CFPB or someone who has already been confirmed by the Senate for a different position. Among other things, Mr. Silberman addressed the following topics during his interview: 1.               What were some of the first steps that Mr. Mulvaney took when he became acting director and will they be replicated by a new acting director? 2.               How will a new acting director deal with the many lawsuits brought by trade groups challenging CFPB final rules issued by Director Chopra?  Will there be a distinction made between final rules in which district courts have ruled on motions for preliminary injunction and those where courts have not so ruled. Will there be distinctions made between final rules where courts have granted or denied injunctive relief?  Finally, will there be distinctions made between final rules mandated by Dodd-Frank and so-called discretionary rules? 3.               Which final rules are still subject to being overridden by the Congressional Review Act and what are the odds of that happening with respect to any of such rules? 4.               How will the new acting director deal with proposed rules as of January 20? 5.               How will the new acting director deal with CFPB enforcement investigations and lawsuits initiated by Chopra, including those which arguably “push the envelope” with respect to the CFPB's jurisdiction? 6.               Will the new acting director agree with many industry pundits that the CFPB has been unlawfully funded by the Federal Reserve Board since September, 2022 in light of the language in the Dodd-Frank Act which permits funding of the CFPB only out of “combined earnings of the Federal Reserve Banks” and the fact that there have been no such combined earnings since September 2022 and the likelihood that no such combined earnings are anticipated in the near future.  Does this impact actions taken by the CFPB since September 2022? 7.               What role, if any, will the White House play in directing or influencing CFPB policy?  What impact, if any, might the Department of Government Efficiency (DOGE) have on the CFPB? 8.               Do you expect the new acting director to initiate any rulemakings other than those required by Dodd-Frank? 9.               Will the new acting director be more supportive of innovation than Chopra and, if so, how will that be reflected? Alan Kaplinsky, Senior Counsel and former chair for 25 years of the Consumer Financial Services Group, hosts the discussion.

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In this Flash TRM Talks, TRM's Ari Redbord sits down for a few minutes with Kathy Kraninger, Vice President of Regulatory Affairs at Solidus Labs and former Director of the Consumer Financial Protection Bureau (CFPB).

Join Scott Melker as he sits down with Kathy Kraninger, former Director of the Consumer Financial Protection Bureau, now turned cryptocurrency advocate, in a thought-provoking discussion about the evolving digital currency landscape. In this episode, Kraninger unveils her plans to help clean up the crypto industry, sharing insights from her extensive career in financial policy. Tune in to uncover the future of crypto regulation, the intriguing intersection between crypto enterprises and banks, and Kraninger's personal mission to drive responsible innovation in this rapidly expanding financial frontier. Follow Kathy Kraninger: Twitter: https://twitter.com/CFPBKraninger ►► OKX Sign up for an OKX Trading Account then deposit & trade to unlock mystery box rewards of up to $10,000!

The failures of Silicon Valley, Silvergate, and Signature banks created waves across the financial sector, but perhaps not more so than in the crypto sector. A sector already dealing with the high profile failure of the cyrptocurrency exchange FTX. What does it all mean? And what's next for crypto? Kathy Kraninger joins the podcast to talk about the bank failures and her work on cryptocurrency regulation. What is blockchain? How resilient is the cyrpto market? Can it democratize financial markets? What exactly is DeFi? Get all the answers on today's episode.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Bloomberg News Technology Reporter Davey Alba discusses Twitter's Trust and Safety Head Ella Irwin, who is Elon Musk's most faithful supporter, even when his impulses buck convention. Bloomberg Businessweek Editor Joel Weber and Businessweek Features Writer Ashlee Vance provide the details of Ashlee's Businessweek story on How to Be 18 Years Old Again for Only $2 Million a Year. Kathy Kraninger, VP of Regulatory Affairs at Solidus, shares her thoughts on crypto regulation following the FTX collapse. And we Drive to the Close with Tom Plumb, President and CIO at Plumb Funds.Hosts: Carol Massar and Tim Stenovec. Producer: Paul Brennan. See omnystudio.com/listener for privacy information.

Bloomberg News Technology Reporter Davey Alba discusses Twitter's Trust and Safety Head Ella Irwin, who is Elon Musk's most faithful supporter, even when his impulses buck convention. Bloomberg Businessweek Editor Joel Weber and Businessweek Features Writer Ashlee Vance provide the details of Ashlee's Businessweek story on How to Be 18 Years Old Again for Only $2 Million a Year. Kathy Kraninger, VP of Regulatory Affairs at Solidus, shares her thoughts on crypto regulation following the FTX collapse. And we Drive to the Close with Tom Plumb, President and CIO at Plumb Funds.Hosts: Carol Massar and Tim Stenovec. Producer: Paul Brennan. See omnystudio.com/listener for privacy information.

In this episode of Investing In Integrity, we're joined by Kathy Kraninger, Vice President of Regulatory Affairs at Solidus Labs & the former Director of the Consumer Financial Protection Bureau (CFPB). A Republican Trump-appointee confirmed along party lines, Kathy covers several hot-button issues from her tenure leading the CFPB, from the $2T+ student loan debt crisis to the record-high level of consumer complaints filed in 2020. “Many Republicans stated their opposition to the CFPB,” says Kathy, but “I'm a ‘good government person' and the CFPB's mission is important,” she adds. Kathy emphasizes the influential role of public service in finance, tracing her own career path through government, from the Department of Transportation in the early 2000s, to the Department of Homeland Security, to leading the CFPB from 2018-2021. Additionally, Kathy digs into cryptocurrency & digital assets, ranging from her thoughts on the Digital Commodity Consumer Protection Act to the recent backlash spurred by Bitcoin's price collapse. She discusses her transition into the private sector, leading regulatory affairs at Solidus Labs, including her recent experience building the Crypto Market Integrity Coalition (CMIC). We hope you enjoy this in-depth conversation as we did. 00:00 - Intro 14:26 - Consumer Protection 23:46 - Crypto and Crypto Regulation 36:32 - Rapid Fire

Mattel CEO Ynon Kreiz discusses the toy company's earnings and partnering with SpaceX tocreate toys and collectibles. Bloomberg News Supply Chain Reporter Augusta Saraiva shares the details of her Businessweek Magazine story The AI Platform Behind a Bezos-Backed Startup's Vegan Burgers. Kathy Kraninger, VP of Regulatory Affairs at Solidus, talks about regulation for the digital asset market. And we Drive to the Close with Michael Sheldon, Chief Investment Officer at Hightower RDM Financial Group. Hosts: Carol Massar and Tim Stenovec. Producer: Paul Brennan.   See omnystudio.com/listener for privacy information.

Mattel CEO Ynon Kreiz discusses the toy company's earnings and partnering with SpaceX tocreate toys and collectibles. Bloomberg News Supply Chain Reporter Augusta Saraiva shares the details of her Businessweek Magazine story The AI Platform Behind a Bezos-Backed Startup's Vegan Burgers. Kathy Kraninger, VP of Regulatory Affairs at Solidus, talks about regulation for the digital asset market. And we Drive to the Close with Michael Sheldon, Chief Investment Officer at Hightower RDM Financial Group. Hosts: Carol Massar and Tim Stenovec. Producer: Paul Brennan.  See omnystudio.com/listener for privacy information.

Senior officials in the Administration have expressed concern about cryptocurrencies being used for criminal activity and undermining the dollar as the global reserve currency. These concerns have been heightened with the Russian invasion of Ukraine, evasion of sanctions including North Korean sanctions, cyberattacks, and ransomware. Others contend that blockchain transactions are easier to trace than physical cash, and that the Administration’s concerns are exaggerated and could stifle innovation. China has banned cryptocurrencies and developed its own central bank digital currency (CBDC). It appears that the digital yuan will be used by the Chinese government for surveillance purposes to closely monitor personal transactions and behavior. A number of other regimes, including Canada, have used the banking and monetary system to silence dissidents. Some say that dissidents and citizens in countries that have unstable fiat currencies have turned to bitcoin and other cryptocurrencies to escape the national currency and protect their rights; other say cryptocurrencies are used by criminals and terrorists. This very timely panel will discuss whether the US can develop policies on digital assets that both protect freedom and privacy and maintain our safety from bad actors, and what the trade-offs with the dollar’s international role might be. Featuring:Hon. Mick Mulvaney, Co-Chair, Actum LLC; Former Director, Office of Management and BudgetHon. Kathy Kraninger, Vice President of Regulatory Affairs, Solidus Labs; Former Director, Consumer Financial Protection BureauMichele Korver, Head of Regulatory, a16z CryptoNorbert Michel, Vice President and Director, Center for Monetary and Financial Alternatives, Cato InstituteModerator: Dina Ellis Rochkind, Counsel, Government Affairs and Strategy, Paul Hastings

Dr. Ian Lustbader, Clinical Professor of Medicine at NYU Langone, discusses why the shot-or-test rule makes sense. Bloomberg Businessweek Editor Joel Weber and Bloomberg News U.S. Health Care Reporter Cynthia Koons explain why Covid pills may save lives, but they won't end the pandemic. Bloomberg News Health Editor John Lauerman talks about Johnson & Johnson's plan to split off its consumer division, following in the footsteps of other big drugmakers that have moved to focus on the more-profitable pharmaceutical market. Kathy Kraninger, VP of Regulatory Affairs at Solidus Labs, shares her thoughts on crypto manipulation and regulation. And We Drive to the Close with Bill Smead, CIO at Smead Capital Management. Hosts: Carol Massar and Tim Stenovec. Producer: Paul Brennan. Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

Dr. Ian Lustbader, Clinical Professor of Medicine at NYU Langone, discusses why the shot-or-test rule makes sense. Bloomberg Businessweek Editor Joel Weber and Bloomberg News U.S. Health Care Reporter Cynthia Koons explain why Covid pills may save lives, but they won't end the pandemic. Bloomberg News Health Editor John Lauerman talks about Johnson & Johnson's plan to split off its consumer division, following in the footsteps of other big drugmakers that have moved to focus on the more-profitable pharmaceutical market. Kathy Kraninger, VP of Regulatory Affairs at Solidus Labs, shares her thoughts on crypto manipulation and regulation. And We Drive to the Close with Bill Smead, CIO at Smead Capital Management. Hosts: Carol Massar and Tim Stenovec. Producer: Paul Brennan. Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

In this episode of Commitment Matters, Mary speaks with Erica Meyer, Owner and Publisher of October Research. Erica can be reached via email at: emeyer@octoberresearch.com During their conversation, Erica or Mary mentioned:The Title Industry has been slow to adopt technology but the pandemic has spurred it forward. What's next for Real Estate technology?The National Settlement Services Summit (NS3) is an annual gathering, hosted by October Research, of all parties in the real estate transaction to learn from each other and collaborate.The Summit features two main tracks, one focused on innovation and the other on compliance.With more than sixty presenters, Erica highlighted this year's keynote speakers: Brian Montgomery, Chairman & Founding Partner of Gate House Strategies LLC, Kathy Kraninger, VP Regulatory Affairs for Solidus Labs and Former Director of the CFPB, Gino Blefari CEO of HomeServices of America, and Stanley C. Middleman CEO of Freedom Mortgage.Mary and Erica spoke highly of the Summit's recurring Regulator Panel and the desire attending regulatory leaders have to engage with title agents in order to understand the impact of upcoming legislation. Susan Apel leads this year's session.Cannabis is still big news for the Title Industry, so one NS3 session will dive into how states are moving forward with medical and recreational allowances – and all the confusion this creates. Richard Brahmel and Art Davis lead this session.This year's Summit will include a round table, Women in Business breakfast. Topics will include work life balance, overcoming fears with confidence, and how to better support one another. Erica mentioned her love for the book Lean In Sheryl Sandberg.It's true…there are more jobs open than applicants right now, leaving title companies challenged to entice candidates into the industry.Erica mentioned the current popularity of mergers and acquisitions in our industry. Here's more on that. And, as noted, business loans are abundant right now. Here's insight from Newsweek on the topic.Cyber Security, Data Privacy and Wire fraud remain hot topics. Check out what recent podcast guest Chuck Cain offers on the matter, or our Tyler Adams episode to learn practical tactics to better protect your company from fraud.Last month, Colorado became the third state to pass comprehensive Consumer Privacy Legislation. Erica and her team vow to keep you updated as more states do the same.We can't go an episode without touching on RON and RIN. This was no exception as Erica noted the minute-by-minute updates to its surrounding legislation.Fair Lending will be much discussed at NS3 – as it is throughout the industry.We're still awaiting the confirmation of Rohit Chopra – and what the CFPB will be like once he's in office, but NS3 attendees will learn more in the closing keynote. And, podcast listeners may remember Steve Gottheim's insights on the matter.Want to submit a story or idea for October Research?If you'd like to contact the Commitment Matters podcast, email podcasts@ramquest.com. Don't forget to subscribe, rate, and review this podcast on Apple Podcast, Spotify, or wherever you listen to podcasts, or visit RamQuest.com/podcast to download the latest episode. Lastly, we love to see when and how you're listening. Share our posts, or create your own and tag them: #CommitmentMattersPodcast

In this episode of Commitment Matters, Mary speaks with Steve Gottheim, General Counsel for ALTA, whom you can contact via email at steve@alta.org. As a reminder, as with all our podcast episodes, this interview should not be considered as legal advice. During their conversation, Steve or Mary mentioned:In May of 2020, ALTA conducted a survey covering various digital closing options and adoption. Here is a recap of their findings. Plus, this November, 2019 ALTA survey indicates a growing interest in offering digital closings throughout the industry.Steve mentioned his article unpacking why you can't “just slap an eSignature on a pdf…”Remember back when the CFPB first debuted the idea of a “whack the stack” initiative?ALTA offers an informational pdf on the Secure Notarization Act and here is its official summary on the Congress website. Several articles, like this one from DLA Piper and JDUSPRA, offer more on its reintroduction in 2021.Steve and Mary touched on how creative title agencies had to become to conduct closings in the early days of COVID-19. Here are two great episodes from agents on the front line about this very thing; listen to Erin Tracy Jenner and Brad Jones tell of their experiences back in season one!Check out this industry brief from Docusign to learn more about its benefits.Freddie Mac has created this helpful checklist to implement eClosing and Fannie Mae has developed this learning center on the topic. Plus, as Steve and Mary noted, the GSE's have issued new guidance on RON. The ALTA Title and Settlement Agent Registry now offers a RON-ready self-identifier icon for agents!Mary and Steve reminisced on the readiness of the title industry during the run up to TRID. Were you active in the ALTA TRID Forum?Keep an eye out here for future ALTA Advocacy Summit information.Steve speaks of two goals playing in tension with the new administration: a desire for bipartisanship versus a democratic, progressive push. This article indicates most voters believe Biden wants bipartisanship but there's some question as to how it's defined.Meet Marcia L. Fudge, the newest United States Secretary of Housing and Urban Development and Janet Yellen, United States Secretary of the Treasury.Here is a bit more on President Biden's initial remarks on the bipartisan infrastructure deal. The White House also offers these fact sheets on the American Jobs Plan and the American Families Plan.Steve mentioned the National Defense Authorization Act “always passes” in a bipartisan move. Here's a quick overview of this series of laws. And, here's a look at the latest authorization of the Surface Transportation Reauthorization Act of 2021.The LA Times offers this look at the “tight rope act” for the widely-varied democratic caucus. Steve and Mary talk about the possible elimination or capping of 1031 Exchanges. To learn more about this issue, check out our episode with Ted C. Jones, Chief Economist – Senior Vice President at Stewart Title Guaranty Company, plus this article originally linked in that episode's show notes.As noted, after a 50/50 vote, the confirmation of current director nominee, Rohit Chopra to the CFPB was first stalled because of an FTC vacancy and then due to allegations of partisan employment practices.Steve noted the Supreme Court ruled last June the structure of the CFPB was unconstitutional.Want to read what ranking Senate member, Patrick Toomy asked in his letter to Rohit Chopra?The acting CFPB director, David Uejio outlined priorities and announced plans for more aggressive enforcement and supervision.Here's more on the outlook of fair homeownership opportunities for all.Steve quotes this forecast from the Pew Research Center, which states there will not be ethnic majority in US by 2055.Steve notes block chain can't replace Title Agents. This Bisnow.com article agrees!Get to know Chief Justice John Roberts, whom Steve praises for his institutional concern against partisan ruling.Here's more on the Supreme Court's ruling of No Concrete Harm, No Standing and the two cases mentioned in this episode: Spokeo, Inc. v Robins and TransUnion LLC v Ramirez.Read up on OFAC Sanctions.Former CFPB Director, Kathy Kraninger is credited for creating these RESPA FAQs. Join the Title Action Network (TAN) to participate in ALTA's advocacy actions.Learn more about the ALTA Good Deeds Foundation!Steve recommends connecting with ALTA's SVP of Public Affairs Christopher Morton, or VP of Government Affairs Elizabeth Blosser and ALTA's Director of Grassroots and Political Affairs, Leah Shimp Vass for industry political actions.If you'd like to contact the Commitment Matters podcast, email podcasts@ramquest.com. Don't forget to subscribe, rate, and review this podcast on Apple Podcast, Spotify, or wherever you listen to podcasts, or visit RamQuest.com/podcast to download the latest episode. Lastly, we love to see when and how you're listening. Share our posts, or create your own and tag them: #CommitmentMattersPodcast

On July 19, 2021, the Federalist Society's Financial Services and E-Regulation Practice Group sponsored an online conference titled "The CFPB Turns 10: Evaluating America's Youngest Federal Financial Regulator." Former Consumer Financial Protection Bureau (CFPB) Director Kathy Kraninger offered the keynote address, reflecting on her tenure at the CFPB.Featuring:Hon. Kathy Kraninger, Former Director, Consumer Financial Protection BureauModerator: Brian Johnson, Partner, Alston & Bird* * * * * As always, the Federalist Society takes no position on particular legal or public policy issues; all expressions of opinion are those of the speaker.

In this episode of Commitment Matters, Mary chats with Loretta Salzano, President at Franzen and Salzano, P.C. Visit Loretta's website or connect with her via email at lsalzano@franzen-salzano.com. As a reminder, as with all our podcast episodes, this interview should not be considered as legal advice. During their conversation, Loretta or Mary mentioned:Here's an overview from RESPA News regarding the resurgence of joint ventures. For a deeper dive into ABAs check out this article detailing their evolution.Loretta mentions the importance of a culture of compliance.Here's a look at the three requirements for safe harbor under the law and a glimpse at how the CFPB is widening its RESPA enforcement.Lorretta mentioned HUD's Ten Factor Test for Controlled Business Arrangements in the HUD Statement of Policy 1996-2. RESPA News gives us the Do's and Don't's of MSAs and the CFPB's definition of them. Loretta mentions co-marketing regulations, as well. Here's what the National Association of Realtors suggests.This article highlights the ebb and flow of “cozy marketing arrangements” in the mortgage industry.The CFPB ordered Lighthouse Title to pay $200,000 for illegal quid pro quo referral agreements in an effort to take action against mortgage kickback agreements. The CFPB created this downloadable version of its RESPA FAQs, released in October of 2020.MLinc Solutions can advise and evaluate the fair market value of sponsorships and promotions. Here's a bit more about Pass Through Leases.Loretta talks about Grant Mitchell, who was knowns a Mr. RESPA. She also mentions Mick Mulvaney and Kathy Kraninger – both of whom have led the CFPB in the past.As noted, the acting CFPB director, David Uejio outlined priorities and announced plans for more aggressive enforcement and supervision.MSAs and other arrangements are under FDIC scrutiny. Here's more on the “mini” CFPBs developing in some states.The CFPB is hiring!Mary asked about seasonal gifts. Here's what the CFPB says about RESPA Section 8 and gifts.Learn more about Section 9 of RESPA. You can also watch this RESPA News webinar which explains the differences between sections 8 and 9, where section 9 applies, and expands on the term, “required use.”Here's a look back at a Stewart Title Guaranty Company's blog, offering insights on social media and referrals.Mary and Loretta mention UDAP. Here's the FTC's handbook on the matter.If you'd like to contact the Commitment Matters podcast, email podcasts@ramquest.com. Don't forget to subscribe, rate, and review this podcast on Apple Podcast, Spotify, or wherever you listen to podcasts, or visit RamQuest.com/podcast to download the latest episode. Lastly, we love to see when and how you're listening. Share our posts, or create your own and tag them: #CommitmentMattersPodcast

In this episode of On the Hill, Tim Rood, Head of Industry Relations, talks with Kathy Kraninger, former Director of the Consumer Financial Protection Bureau (CFPB). She led the mission and operations for the 1,500-person independent, regulatory and law enforcement agency from December 2018 until January 2021. Kraninger offers advice for mortgage servicers preparing for a more vigorous post-pandemic enforcement environment, and discusses partisanship in Washington, D.C. Kraninger has served on the board of the Federal Deposit Insurance Corporation, the Financial Stability Oversight Board, and as chair of the Federal Financial Institutions Examinations Council. She worked at the Departments of Transportation and Homeland Security, the Office of Management and Budget, and in the Senate and the House of Representatives.

Big changes are in store at the Consumer Financial Protection Bureau (CFPB) in light of the election and the nomination of Rohit Chopra as the agency’s director. Please join Mayer Brown partners Ori Lev and Stephanie Robinson to discuss the last few months of Kathy Kraninger’s tenure as director, what Acting Director Dave Uejio is doing and what we can expect from Mr. Chopra.

In today's HousingWire Daily episode HousingWire Digital Media Manager Alcynna Lloyd joins Editor in Chief Sarah Wheeler to discuss the hottest topics coming across HousingWire's news desk. Lloyd and Wheeler review last week's inauguration of President Joe Biden and examine which housing issues the new administration has already taken action on. The pair also discuss the latest existing home sales report, United Wholesale Mortgage's IPO and what could be ahead for mortgage rates in 2021. 

This week, Robert Broeksmit, the president and CEO of the Mortgage Bankers Association, joins the Housing News Podcast to discuss the association's regulatory priorities for 2021 and what goals it hopes to achieve under a Biden administration.During the interview, Broeksmit also discusses what could happen if the Biden administration replaces Kathy Kraninger, the director of the Consumer Financial Protection Bureau.According to Broeksmit, if a new director is appointed, outside of mortgage regulation, they're likely to focus on policies related to fair lending and affordable housing.“I'd first like to say the MBA is very grateful for the tenure of Director Kraninger,” Broeksmit said. “We've worked very closely with her and think she's done a really good job at the bureau.”“If she is replaced, we think there are a lot of areas outside of mortgage lending that the CFPB will focus on because it has a very wide scope, it's not just mortgages,” Broeksmit said. “There were things the current administration decided not to focus on that I think a Biden appointee would have more interest in pursuing like student loan servicing, regulating debt collectors and payday lending regulations.”Broeksmit also addresses the Biden administration's housing agenda and what it means for affordable housing.“President Biden wants to introduce a $15,000 first-time homebuyer tax credit, but unless lightning strikes twice in Georgia and Republicans lose both runoffs, I think we'll have a divided government where a proposal like that won't get much traction,” Broeksmit said. “While the MBA is generally supportive of something like that, we don't think the chances are very high.”The Housing News Podcast is a weekly wrap of the top news stories by HousingWire Editor in Chief Sarah Wheeler. Each week, HousingWire interviews financial services experts who can help make sense of the latest headlines, sponsored by our partners at Freddie Mac.

For Jill Schlesinger's Dell Technologies Podference episode, Jill is joined by Kathy Kraninger, Director of the Consumer Financial Protection Bureau, as she outlines what’s being done to help individuals and businesses navigate this period of uncertainty. It’s during times like these that one truly appreciates an organization such as the CFPB.  Among the topics covered on their site: Tools to help when you can’t pay your bills Mortgage and housing assistance A guide to COVID-19 economic stimulus relief How to protect your credit Tips to stay on top of your finances Tips to help ease the impact of debt Tips for financial caregivers If you are facing financial difficulties as a result of the coronavirus pandemic, the CFPB has plenty of up-to-date information and resources to help you protect and manage your finances during this difficult time. Have a money question? Email me here. Please leave us a rating or review in Apple Podcasts. "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices

For our special Dell Technologies bonus episode, we’re joined by Kathy Kraninger, Director of the Consumer Financial Protection Bureau, as she outlines what’s being done to help individuals and businesses navigate this period of uncertainty. It’s during times like the present that one truly appreciates an organization such as the CFPB.  Among the coronavirus related topics covered on the CFPB website: Tools to help when you can’t pay your bills Mortgage and housing assistance A guide to COVID-19 economic stimulus relief How to protect your credit Tips to stay on top of your finances Tips to help ease the impact of debt Tips for financial caregivers If you are facing financial difficulties as a result of the coronavirus pandemic, the CFPB has plenty of up-to-date information and resources to help you protect and manage your finances during this difficult time. Have a money question? Email me here. Please leave us a rating or review in Apple Podcasts. "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.

-Pete Buttgieg calls the manager, asks Tom Perez to step in after Bernie cleans up satellite caucuses by reaching out to working class people and immigrants -Perez calls for recount mere minutes before Sanders was set to take the stage to declare victory by every measure -Trump admin retaliates against New York state for law stopping ICE from accessing driver data -Two corporate union-busters poised for Labor Department role with power to audit union finances -CFPB head Kathy Kraninger explains decision to ease off abusive practice charges, saying banks can take “reasonable advantages” of customers Subscribe at Patreon.com/DistrictSentinel

A year into Kathy Kraninger’s tenure as Director of the Consumer Financial Protection Bureau, what does the agency look like and how does it differ from the old CFPB? Please join Mayer Brown lawyers Ori Lev, Stephanie Robinson and Christa Bieker for an updated on the CFPB.

Six months into Kathy Kraninger's tenure as Director of the Consumer Financial Protection Bureau (CFPB), the agency seems to be settling into its new rhythm and has been busy on the regulatory and enforcement front, while personnel changes create opportunities for Kraninger to shape the Bureau for years to come. In this episode Ori Lev and Stephanie Robinson examine the issues.

Guests include: Eli Yokley, Political reporter for Morning Consult, Marc Ross, founder of Caracal Global, Alex Wayne, Bloomberg News White House Team Leader Kevin also spoke to Kathy Kraninger, Director of the U.S. Consumer Financial Protection Bureau (CFPB) about the future of the CFPB and the agency’s stance on payday lending.

Guests include: Eli Yokley, Political reporter for Morning Consult, Marc Ross, founder of Caracal Global, Alex Wayne, Bloomberg News White House Team Leader Kevin also spoke to Kathy Kraninger, Director of the U.S. Consumer Financial Protection Bureau (CFPB) about the future of the CFPB and the agency’s stance on payday lending.

Mayer Brown partners Ori Lev and Stephanie Robinson cover the first three months with Kathy Kraninger as director of the CFPB.

The Bureau of Consumer Financial Protection has a new leader with a five-year contract! Kathy Kraninger – the recently confirmed BCFP director – is expected to face many tough decisions in the next few years, including some that could impact your ability to effectively operate an accounts receivable management industry company.In episode seven of ACA Cast, industry veteran Jay Gonsalves moderates an informative discussion about the new leadership with ARM experts Lauren Valenzuela, compliance counsel at Performant Recovery Inc., and Anthony DiResta, partner with Holland and Knight. Gonsalves, IFCCE, MCE, president of Action Collection Agencies Inc., in Middleboro, Mass., also serves as chairman of ACA International’s federal affairs committee and is a former ACA president and board member. Support the show (http://www.acainternational.org)

Kathy Kraninger one step closer to CFPB nomination; Tax havens and money laundering suspected in Deutsche Bank raid

Ballard Spahr attorneys discuss the ongoing litigation challenging the CFPB’s constitutionality, President Trump's nomination of Kathy Kraninger to serve as CFPB Director, and recent statements by HUD and the CFPB signaling an intent to revisit the disparate impact theory.

Today, Joint Economic Committee Democrats launched the seventh episode of “Opportunity Agenda,” a podcast that furthers the conversation on how to build an economic future where all American families have a fair shot at getting ahead. Episode 7, “Examining What’s at Stake With the CFPB,” looks at the actions that the Trump administration have taken at the Consumer Financial Protection Bureau (CFPB) that are harming consumers, instead of protecting them as the agency is charged to do. The podcast comes ahead of today’s Senate Committee on Banking, Housing, and Urban Affairs hearing on the president’s nominee for CFPB director, Kathy Kraninger.  

The nomination of Kathy Kraninger as CFPB director has sparked fights in Congress. Meanwhile, the agency has taken several notable enforcement actions. American Banker reporter Kate Berry explains what these developments mean for the CFPB’s future.

On today's episode of Loud & Clear, Brian Becker and John Kiriakou are joined by Ted Rall, an award-winning editorial cartoonist and columnist, and Mark Sleboda, an international affairs and security analyst.Once again, chaos is engulfing Washington over a series of u-turns made by the Trump administration in the wake of the Trump-Putin Helsinki summit. Meanwhile, developments in the Mueller probe are making it clearer than ever that the investigation is deeply connected to the big picture of U.S.-Russia relations. On today’s regular Friday segment covering the upcoming midterm elections, the hosts talk about Ocasio-Cortez, DeLeon over Feinstein, and the House Democrats’ ridiculous new slogan. Jacqueline Luqman, the co-editor-in-chief of Luqman Nation, and the co-host of the Facebook livestream “Coffee, Current Events & Politics” Thursdays at 9 p.m., joins the show. Israeli occupation authorities are facing more protests today in Gaza as at least two Palestinians were killed and three were injured in an Israeli air raid and at the Gaza border during protests. Israel has pledged an even tougher response to Palestinian sending flammable kites and balloons carrying firebombs across the border. Richard Becker, an anti-war organizer and author of the book “Palestine, Israel and the U.S. Empire,” joins the show.A secret letter was just revealed yesterday from Former Malaysian Prime Minister Najib Razak to then-CIA Director Gina Haspel, asking for support in a competitive election last May. He painted current Prime Minister Mahathir Mohamad as a threat to US interests. Najib has since been indicted on several corruption charges, including abuse of power. Brian and John speak with Nile Bowie, a writer and journalist with the Asia Times, covering Singapore and Malaysia. A South Korean court today sentenced former president Park Geun Hye to an additional eight years in prison for abusing state funds and violating election laws. Park is already serving 24 years in prison for a massive corruption scandal. Simone Chun, a fellow at the Korea Policy Institute and a member of the Korean Peace Network, joins Brian and John. Kathy Kraninger, President Trump’s nominee to lead the Consumer Financial Protection Bureau, went in front of the Senate Banking Committee yesterday, where she fully dodged many senators’ questions of her. What we did find out is that she has almost no financial experience, having worked most of her career in the Department of Homeland Security. So why is she the nominee for the CFPB? Jim Kavanagh, the editor of thepolemicist.net, whose most recent piece is “Fighting Fake Stories: The New Yorker, Israel and Obama,” joins the show.The hosts continue the regular segment of the worst and most misleading headlines. Walter and John speak with Steve Patt, an independent journalist whose critiques of the mainstream media have been a feature of his blog Left I on the News, where you can find more ridiculous headlines from the week, and Loud & Clear producer Nicole Roussell.

Evan Weinberger, a reporter for Bloomberg Law, discusses President Trump’s nominee to run the CFPB, Kathy Kraninger, who faced a Senate confirmation hearing on Thursday as an almost completely unknown public servant. Plus, Lawrence Zelenak, a tax professor at Duke Law School, discusses why four states in the Northeastern United States are suing the Trump administration for unfair bias in the state and local tax deductions laid out in the GOP tax plan, which went into law in late 2017. They speak with Bloomberg's June Grasso and Peter Barnes. 

Evan Weinberger, a reporter for Bloomberg Law, discusses President Trump's nominee to run the CFPB, Kathy Kraninger, who faced a Senate confirmation hearing on Thursday as an almost completely unknown public servant. Plus, Lawrence Zelenak, a tax professor at Duke Law School, discusses why four states in the Northeastern United States are suing the Trump administration for unfair bias in the state and local tax deductions laid out in the GOP tax plan, which went into law in late 2017. They speak with Bloomberg's June Grasso and Peter Barnes.  Learn more about your ad-choices at https://www.iheartpodcastnetwork.com