Podcasts about TRM

Industrial Talk is onsite at SMRP 2025 and talking to Peter Morrow, Chief Revenue Officer at Total Resource Management about "EAM Data". Overview Scott Mackenzie hosts the Industrial Talk podcast, featuring Peter Morrow, Chief Revenue Officer at TRM, discussing asset management and reliability. TRM, which specializes in Maximo and Hexagon systems, has expanded through acquisitions, aiming to be software-agnostic. Morrow emphasizes the importance of foundational data and best practices in asset management, noting that many companies fail to realize the promised value from their EAM systems. He highlights the need for collaboration and innovation, advocating for maintenance and reliability professionals to lead digital transformation projects. Morrow can be contacted via TRM's website or LinkedIn. Outline Introduction and Welcome to Industrial Talk Podcast Scott introduces the 33rd annual SMRP event in Fort Worth, Texas, emphasizing its importance for asset management, reliability, and maintenance professionals.Scott introduces Peter Morrow from TRM, who will discuss reliability and asset management.Peter and Scott exchange greetings and discuss the quick setup of the conversation. Background on Peter Morrow and TRM Scott asks Peter Morrow to provide a background on himself and his role at TRM.Peter Morrow explains his role as the Chief Revenue Officer at TRM, focusing on sales and marketing.Peter shares his 15-year tenure at TRM, starting in sales and progressing to sales management.Peter discusses the acquisition of TRM by a private equity firm, 424, and its impact on expanding their scope and capabilities. TRM's Expansion and Acquisitions Peter explains the rationale behind the private equity investment, emphasizing the need to solve complex problems in asset management.TRM's acquisition of IDCON and other Maximo organizations is highlighted as part of their growth strategy.Peter mentions their ambition to be software-agnostic, specializing in leading EAM systems like Maximo and Hexagon.Scott and Peter discuss the deployment of various enterprise asset management solutions, including Hexagon and Maximo. Challenges and Opportunities in Asset Management Peter discusses the challenges of being a niche player in asset management and the need to expand beyond Maximo.The importance of being recognized for strengths across different technology products is emphasized.Peter explains the role of TRM in deploying and optimizing EAM systems, addressing the common frustration of not getting the promised value from these systems.The conversation touches on the need for foundational data and standards in asset management to leverage advanced analytics and AI. The Role of EAM in Digital Transformation Peter highlights the disconnect between operational IT, plant engineering, and maintenance staff in digital transformation projects.The importance of EAM leaders in driving these projects and the challenges they face is discussed.Peter emphasizes the need for maintenance and reliability professionals to get the budget they need to make changes.The conversation concludes with a discussion on the importance of education, collaboration, and innovation in asset management. Conclusion and Contact Information Scott and Peter discuss the importance of telling one's story and the role of Industrial Talk in promoting industry professionals.Peter provides contact information for TRM, including their website and LinkedIn profile.The conversation ends with a reminder of the SMRP event and its significance for asset management professionals.Scott thanks Peter for his participation and encourages listeners to connect with him through Industrial Talk. If interested in being on the Industrial Talk show, simply contact us and let's have a quick conversation. Finally, get your exclusive free access to the Industrial Academy and a series on “Why You Need To Podcast” for Greater Success in 2026. All links designed for keeping you current in this rapidly changing Industrial Market. Learn! Grow! Enjoy! PETER MORROW'S CONTACT INFORMATION: Personal LinkedIn: https://www.linkedin.com/in/peter-morrow-62801211/ Company LinkedIn:  https://www.linkedin.com/company/total-resource-management/ Company Website: https://trmgroup.com/ PODCAST VIDEO: https://youtu.be/PG_cC8h2QLE THE STRATEGIC REASON "WHY YOU NEED TO PODCAST": OTHER GREAT INDUSTRIAL RESOURCES: NEOM: https://www.neom.com/en-us Hexagon: https://hexagon.com/ Arduino: https://www.arduino.cc/ Fictiv: https://www.fictiv.com/ Hitachi Vantara: https://www.hitachivantara.com/en-us/home.html Industrial Marketing Solutions:  https://industrialtalk.com/industrial-marketing/ Industrial Academy: https://industrialtalk.com/industrial-academy/ Industrial Dojo: https://industrialtalk.com/industrial_dojo/ We the 15: https://www.wethe15.org/ YOUR INDUSTRIAL DIGITAL TOOLBOX: LifterLMS: Get One Month Free for $1 – https://lifterlms.com/ Active Campaign: Active Campaign Link Social Jukebox: https://www.socialjukebox.com/ Industrial Academy (One Month Free Access And One Free License For Future Industrial Leader): Business Beatitude the Book Do you desire a more joy-filled, deeply-enduring sense of accomplishment and success? 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Tom and Don tackle the impossible task of spotting market bubbles in real time, leaning on insights from Jason Zweigand Eugene Fama to argue that if bubbles were truly predictable, they wouldn't exist. They discuss soaring semiconductor and AI-related stocks, speculative manias from tulips to SPACs to Bitcoin, and why diversification and disciplined rebalancing beat emotional market timing every time. Listener questions cover tax-loss harvesting and wash sales involving VT, VTI, and VXUS ETFs, family conversations about money, Roth conversion strategy for a wealthy near-retiree, and Dimensional's refusal to chase hot IPOs despite the S&P 500's changing rules. Along the way, there's plenty of classic TRM banter about giant brains, vacation boredom, and the dangers of trying to outsmart markets that are probably smarter than all of us combined.0:05 Bubble noises, market mania, and why everyone thinks they can spot bubbles1:11 Jason Zweig on semiconductor stocks soaring nearly 40% in a month2:23 Emerging markets, small value, and global stocks compared to AI-driven speculation3:39 Eugene Fama explains why bubbles are impossible to identify in real time4:26 Dot-coms, Bitcoin, SPACs, and the legendary tulip bulb bubble5:03 Why “doing nothing” often beats reacting emotionally to market fears5:51 Jason Zweig's sign of a bubble: when critics get attacked instead of debated7:15 Rebalancing, diversification, and why the S&P 500 alone isn't enough9:41 Listener question on tax-loss harvesting, wash sales, and replacing VT with VTI and VXUS14:05 Why families should talk openly about money instead of outsourcing financial education to TikTok17:44 Near-retiree with $7.3 million asks about Roth conversions and paying taxes from IRAs20:36 Dimensional responds to S&P rule changes allowing earlier IPO inclusion21:15 Why Dimensional avoids IPOs during their first year after going public22:39 Allbirds' collapse from a $2.2 billion IPO to a $39 million sale24:47 Why waiting before buying IPOs may reduce riskQuestions? Comments? Click!

Behind every laundered transaction is a real victim, a real crime, and a real reason to do this work well. That conviction has shaped Sophie Bowler's entire career — from her first job working on the EU's Fourth Anti-Money Laundering Directive as an intern in Brussels, to her current role as Global Chief Risk and Compliance Officer at Zodia Custody.In this conversation with Ari Redbord, Global Head of Policy at TRM Labs, Sophie traces her path from the European Parliament to leading risk and compliance across six jurisdictions.She unpacks what it really took to secure Zodia's MiCA license in Luxembourg in December 2024 and explains how the Digital Operational Resilience Act (DORA) has forced firms to rethink vendor risk, criticality assessments, and continuity from the ground up.Sophie shares why Zodia joined TRM's Beacon Network, how real-time information sharing across the industry has changed the speed at which illicit funds can be identified and interdicted, and why this kind of coordinated response is uniquely possible in crypto.

Dr. Todd Bilby leads the U.S. dairy technical services team at Merck Animal Health. His areas of expertise includes dairy reproduction, cow comfort and transition management, all grounded in his university research and extension background. In this episode of DairyVoice, host Connie Kuber of Sealpro Silage Barrier Films talks with Dr. Bilby about the evolution of dairy reproduction over the years. Dr. Bilby discusses Targeted Reproductive Management (TRM), which is based on the idea that when a producer uses monitoring technology, they can take advantage of those cows that show a strong natural heat. He explains how dairy producers can utilize both the advantages of monitoring technology and the great results they can achieve with synchronization.

North Korea isn't just hacking crypto anymore, it's studying it, infiltrating it, and turning DeFi's weakest links into a state-run revenue machine. This time around, Ryan and David sit down with Ari Redbord of TRM Labs to unpack the Drift hack, the $6B DPRK crypto crime machine, how stolen funds move through THORChain, Bitcoin, OTC desks, and Chinese laundering networks, and why the fightback may require everything from better DeFi security to real-time Beacon alerts and offensive cyber. ---

Don and Tom react to the gold-pushing radio show that replaced Talking Real Money, breaking down misleading claims about gold investing, TSP accounts, and “tax-free” gold IRAs while exposing the fear-based marketing behind precious metals sales. They contrast long-term investing with speculation, discuss Jamie Dimon comments taken wildly out of context, and explain why gold's recent surge says little about the future. Listener questions then shift the conversation toward international diversification, currency risk, sector tilts, Warren Buffett's investing philosophy, and the dangers of overly aggressive retirement portfolios.0:05 TRM celebrates escaping radio before being replaced by a gold-selling show0:41 Listening to “Striking Gold” and Jamie Dimon's gold comments taken out of context2:05 Gold sales commissions and fear-driven retirement marketing3:12 Gold's recent run versus long-term stock market returns4:18 Debunking claims that TSP assets are endangered by USPS finances5:30 Why fear and instability have driven gold prices higher lately5:55 Gold's massive decline from 1980 through 20007:07 Problems with comparing physical gold to cash savings7:38 Misleading claims about tax-free gold IRA withdrawals9:04 Gold IRA marketing tricks and Roth IRA confusion9:57 States stockpiling gold and why it may be a bad long-term idea10:30 Prepper logic: why ammo and canned food matter more than gold11:30 The economics behind nationwide gold radio advertising12:28 Listener calls, Auschwitz exhibit voiceover talk, and Chad's international investing question13:39 AVGE, international equities, and whether currency risk matters15:30 Emerging markets, currency swings, and diversification benefits16:15 Japan's lost decades and the importance of global diversification17:37 Why AVGE is a strong long-term diversified fund18:07 Why multinational U.S. companies are not true international diversification19:28 Robert asks about sector tilts and Warren Buffett underweighting financials20:46 Why sector overweighting lacks strong evidence21:32 The factors that actually have long-term data behind them22:52 Buffett's advice for regular investors versus Berkshire's strategy24:05 Francisco's $1.5 million retirement portfolio reviewed25:34 Concerns about low bond exposure and large-cap concentration27:12 Bond funds versus CD ladders and the real role of fixed income28:02 Problems with dividend-heavy retirement income portfolios28:50 “Hodgepodgey” portfolio construction and balancing risk29:05 Using the TRM risk quiz to evaluate stock/bond allocation30:04 Free fiduciary portfolio reviews from Appella advisors30:27 Tom jokes about putting gold in his least favorite brother's portfolioQuestions? Comments? Click!

In this episode we talk with Matt Fessman, Director of Main Shelter Operations at the Topeka Rescue Mission, about what pulled him from military service, banking and an unexpected layoff into faith based non-profit leadership in Topeka, Kansas. Matt shares the moment he stopped chasing the next paycheck and started chasing what God put in front of him, then how volunteering at TRM helped confirm that calling. We also get real about what shelter operations actually require when you are caring for 250 plus guests every night across the Men's Shelter and the Hope center. Send us a Message!

We chat with GiDeanLeigh Ogilvie from Phoenix Rescue Mission to explore how partnerships can turn homelessness response into a shared community effort rather than a siloed one. We see that profit and purpose are able to feed into each other and that businesses can do good, while doing well. The conversation highlights how collaboration with local organizations, churches, and businesses builds trust and supports lasting stability. Instead of focusing only on short-term relief, these partnerships help create pathways for sustained recovery, emphasizing that real impact happens when communities work alongside people, not just for them.We then focus on what makes partnerships actually work. GiDeanLeigh breaks down corporate social responsibility and the practical ways nonprofits and businesses can align—through monetary donations, volunteer engagement, sponsorships, and in-kind support. Using the four T's framework: time, talents, treasures, and ties, we outline how any partner can contribute meaningfully. The bigger takeaway is a mindset shift: moving away from competition and toward collaboration, where shared purpose, clear communication, and mutual value create stronger outcomes for everyone involved.To learn more about TRM, Click Here!To support TRM, Click Here! Send us a Message!

Questions? Comments?With geopolitical tension rattling markets and investors stampeding into cash, gold, and energy, Don and Tom step back to deliver a familiar message: nobody knows what's next—and anyone claiming otherwise is selling something. They walk through the behavioral traps of market timing, explain why diversification (especially beyond U.S. large caps) is quietly doing its job, and highlight the role of small cap and micro-cap stocks as part of a broader portfolio—not a silver bullet. Along the way, they mix in listener calls, practical tips (including liquidity strategies and avoiding irreversible investments), and a running acknowledgment that while their radio era is ending, the core mission—keeping investors from doing something dumb—isn't going anywhere.0:04 CBS Radio shutdown vs. TRM leaving radio—industry shift toward podcasts1:32 War-driven market anxiety: money flows to cash, gold, and energy2:54 Interest rate expectations flip—uncertainty dominates3:16 Jason Zweig warning: beware “I know what's next” pitches4:24 Market timing trap—getting back in is the real failure point5:37 Diversification reality—why global exposure smooths outcomes7:08 Financial Fysics Kindle release and podcast transition reminders9:53 “Retirement Plan” film event plug and discussion preview13:37 Listener question: small cap value vs. large cap performance15:44 Correlation explained—why asset classes don't move in lockstep16:29 Small cap value premium—historical outperformance rationale21:49 Micro-cap ETF discussion (DFMC)—extreme diversification option24:47 Caution: aggressive funds are optional, not necessary27:52 Listener success story—laddering cash with CDs for caregiving33:40 Core advice: avoid irreversible financial decisions34:49 Liquidity matters—dangers of annuities and illiquid investments35:55 Wall Street “new ideas” skepticism—most benefit the seller36:21 Final push: transition to podcast-only formatLearn more about your ad choices. Visit megaphone.fm/adchoices

With geopolitical tension rattling markets and investors stampeding into cash, gold, and energy, Don and Tom step back to deliver a familiar message: nobody knows what's next—and anyone claiming otherwise is selling something. They walk through the behavioral traps of market timing, explain why diversification (especially beyond U.S. large caps) is quietly doing its job, and highlight the role of small cap and micro-cap stocks as part of a broader portfolio—not a silver bullet. Along the way, they mix in listener calls, practical tips (including liquidity strategies and avoiding irreversible investments), and a running acknowledgment that while their radio era is ending, the core mission—keeping investors from doing something dumb—isn't going anywhere. 0:04 CBS Radio shutdown vs. TRM leaving radio—industry shift toward podcasts 1:32 War-driven market anxiety: money flows to cash, gold, and energy 2:54 Interest rate expectations flip—uncertainty dominates 3:16 Jason Zweig warning: beware “I know what's next” pitches 4:24 Market timing trap—getting back in is the real failure point 5:37 Diversification reality—why global exposure smooths outcomes 7:08 Financial Fysics Kindle release and podcast transition reminders 9:53 “Retirement Plan” film event plug and discussion preview 13:37 Listener question: small cap value vs. large cap performance 15:44 Correlation explained—why asset classes don't move in lockstep 16:29 Small cap value premium—historical outperformance rationale 21:49 Micro-cap ETF discussion (DFMC)—extreme diversification option 24:47 Caution: aggressive funds are optional, not necessary 27:52 Listener success story—laddering cash with CDs for caregiving 33:40 Core advice: avoid irreversible financial decisions 34:49 Liquidity matters—dangers of annuities and illiquid investments 35:55 Wall Street “new ideas” skepticism—most benefit the seller 36:21 Final push: transition to podcast-only format Learn more about your ad choices. Visit megaphone.fm/adchoices

This week we talk with leaders from Astra Mental Health and Recovery about the work they're doing and the strong partnership TRM has with them. Our guests explain why the merger between Valeo and Family Service & Guidance Center to form Astra is more than administrative. It reshapes access to care across the lifespan of individuals. The conversation breaks down what community support really looks like, from peer support and tenant care to traditional case management and benefits access. It also highlights the essential role of building connections with each person we encounter, as well as organizational partners.The thread tying it all together is relationship. We dig into how stigma fades when language becomes person-centered, when we listen to the individual in front of us, and when leaders are willing to be honest about their own struggles, not just someone else's. If you care about mental health services in Topeka, homelessness response, addiction recovery, and building a community that treats people like neighbors, you'll come away with a clearer map of what's working and what's still needed.To learn more about TRM, Click Here!To support TRM, Click Here! Send us a Message!

On this week's episode, we talk with the key players of the new Compassion Impact Center. The Center is a bold step toward replacing a fragmented system with a single location where people can actually get help. Instead of sending individuals and families through a maze of referrals, the Center brings key services together under one roof at the Topeka Rescue Mission's Children's Palace, creating a true front door for those experiencing homelessness or housing instability. By combining efforts like Impact Avenues and Moving Ahead Partnership (MAP), alongside the resources of United Way of Kaw Valley, the goal is simple but powerful: make it easier for people to be seen, known, and connected to the right support without endless searching.Launching April 7, the Center represents more than a new program, it's a shared commitment from community partners to work differently. Built on insights from a person-centered design process and guided by data-driven strategies, the Compassion Impact Center focuses on trust, coordination, and meeting people where they are. It also reflects the real cost of meaningful change, requiring funding, staff/volunteer time, collaboration, and perseverance through challenges like community resistance. At its core, the Center is about turning compassion into action and creating a clearer, more effective path to stable housing.To learn more about TRM, Click Here!To support TRM, Click Here! Send us a Message!

A holiday run turned into a ray of hope. We sat down with Fleet Feet's Michael Fronsoe and Kirstin Williams to discuss how a simple idea—bring a new Thanksgiving 5K to Topeka—grew into a bigger-than-expected event. It boosted Topeka Rescue Mission Ministries' work, raised food donations, and reignited hope during a tough year. What began as a three-month sprint became a blueprint for how local businesses and nonprofits can move with each other, not just for each other. The Topeka Turkey Trot was designed to support and grow the community's running culture while also benefiting the people and programs behind TRM.In the conversation, we trace how Fleet Feet chose to partner with the Rescue Mission and how the event came together so quickly, drawing hundreds of runners and new attention to TRM's work beyond shelter and meals. During one of the organization's most challenging years, the race became a source of encouragement and visibility. We also discuss what's next: growing the race, expanding food drives and volunteer support, and inviting even more of the community to show up and run for a cause.To learn more about TRM, Click Here!To support TRM, Click Here! Send us a Message!

Jamie Clark of AIM Strategies joins us to share how business, faith, and civic responsibility intersect in practical ways across the community. As controller at AIM Strategies, Jamie has helped shift the conversation from “make it go away” to “what's really happening and how do we help?” This movement changed how local leaders and storefront owners felt frustration and turned it into coordinated action. We also talk about our big unveiling this week that the Compassion Impact Center will be housed at the TRM Children's Palace. Then Jamie made a surprise announcement that AIM is stepping up to raise money for the center. From March 3 to March 10, 25% of sales from select burgers at The Pennant (The Pennant Original), Iron Rail (High Rail Burger), and The Weather Room (Weather Room Cheeseburger) will go directly to benefit the center. Jamie's perspective shows when business leaders lean in with intention, compassion becomes contagious and outcomes follow. The motto she lives by, "what you allow, you encourage," keeps her from being on the sidelines, stating that non-action is not an option. She sees hospitality as strategy, creating spaces where generosity feels accessible and actionable.To learn more about TRM, Click Here!To support TRM, Click Here! Send us a Message!

After a heavy 2025 marked by physical pain, budget drain, and the strain of warming centers, we chose not to retreat but to advance—grounded in prayer, transparency, and guest-centered care. 2026 has begun with honest reflection and real work: centering every decision on the dignity of our guests, strengthening trust, and building systems that reflect the values we proclaim. We're embracing authenticity over performance, naming fatigue and doubt while recommitting to show up daily with faith that has its sleeves rolled up. Longer shelter stays are seen as signs of deeper engagement with guests pursuing recovery, medical care, classes, and housing matches built to last. While within our staff, training, culture-building, and spiritual support ensure our team is equipped in both skill and heart.A major step forward is the launch of the RESTORE Team, merging outreach, guest management, and housing into one relationship-centered model that reduces handoffs and walks with each guest from the street through 12 months of housing stabilization. We're also looking into upgrades like step-up beds—safer, individual sleeping spaces designed with integrated storage and accessibility in mind—to replace institutional bunks and better serve an aging population with mobility challenges. With clearer systems, stronger support, and a forthcoming announcement to expand how we serve unsheltered neighbors, we invite others to join us—through prayer, volunteering, giving, or even on our board—as we build a safer, kinder path home in 2026.To learn more about TRM, Click Here!To support TRM, Click Here! Send us a Message!

เปิดพอดแคสต์เอพิโสดนี้ใน YouTube เพื่อประสบการณ์การรับชมที่ดีที่สุด ทำไมบางคนดูแลสุขภาพแทบตาย ออกกำลังกาย กินดี นอนดี แต่ร่างกายกลับส่งสัญญาณผิดปกติโดยไม่รู้ตัว หนึ่งในคำตอบนั้นอาจคือ “โรคไทรอยด์” โรคใกล้ตัวที่คนไทยเป็นกันจำนวนมาก แต่ถูกมองข้าม ตั้งแต่ไทรอยด์เป็นพิษ ภาวะขาดฮอร์โมน ไปจนถึงมะเร็งไทรอยด์ ซึ่งส่งผลต่อการใช้ชีวิตมากกว่าที่หลายคนคิด และมักถูกพบเมื่อสายไปแล้ว The Secret Sauce ในซีรีส์ Health is The New Wealth ชวนพูดคุยกับ น.พ.ธัญวัจน์ ศาสนเกียรติกุล ศัลยแพทย์เฉพาะทางต่อมไร้ท่อ เจ้าของเพจ ผ่าตัดไทรอยด์ และ TRM. (ไทรอยด์แมนคลินิก) เพื่อทำความเข้าใจโรคไทรอยด์ วิธีสังเกตอาการ แนวทางการรักษา และการดูแลตัวเองก่อนโรคจะลุกลาม เพราะสุขภาพที่ดี ไม่ใช่แค่ดูแลให้ถูกวิธี แต่คือการ “รู้ทัน” ความผิดปกติของร่างกายให้เร็วพอ

ทำไมบางคนดูแลสุขภาพแทบตาย ออกกำลังกาย กินดี นอนดี แต่ร่างกายกลับส่งสัญญาณผิดปกติโดยไม่รู้ตัว หนึ่งในคำตอบนั้นอาจคือ “โรคไทรอยด์” โรคใกล้ตัวที่คนไทยเป็นกันจำนวนมาก แต่ถูกมองข้าม ตั้งแต่ไทรอยด์เป็นพิษ ภาวะขาดฮอร์โมน ไปจนถึงมะเร็งไทรอยด์ ซึ่งส่งผลต่อการใช้ชีวิตมากกว่าที่หลายคนคิด และมักถูกพบเมื่อสายไปแล้ว The Secret Sauce ในซีรีส์ Health is The New Wealth ชวนพูดคุยกับ น.พ.ธัญวัจน์ ศาสนเกียรติกุล ศัลยแพทย์เฉพาะ ทางต่อมไร้ท่อ `(ไทรอยด์ และพาราไทรอยด์)` เจ้าของเพจ ผ่าตัดไทรอยด์ และ TRM. (ไทรอยด์แมนคลินิก) เพื่อทำความเข้าใจโรคไทรอยด์ วิธีสังเกตอาการ แนวทางการรักษา และการดูแลตัวเองก่อนโรคจะลุกลาม เพราะสุขภาพที่ดี ไม่ใช่แค่ดูแลให้ถูกวิธี แต่คือการ “รู้ทัน” ความผิดปกติของร่างกายให้เร็วพอ

Questions? Comments?Talking Real Money opens with a stark illustration of why Bitcoin fails as a usable currency, showing how volatility can destroy real-life budgets overnight. Don and Tom compare crypto to historic speculative bubbles, argue that stability—not hype—is the core function of money, and dismantle the “store of value” narrative. The show then shifts to practical listener calls covering CD ladders, Treasury yields, retirement readiness, estate planning, and early-retirement balance. Throughout, they emphasize boring, diversified, evidence-based investing over speculation, reminding listeners that long-term financial security comes from discipline, planning, and emotional restraint—not chasing the next hot trend.0:04 Bitcoin paycheck scenario and real-world income collapse1:04 Currency volatility vs. household budgeting reality2:22 Bitcoin's 45% drop and “currency vs. speculation” argument3:24 Hyperinflation examples and why stability matters4:03 “Greater fool” theory and vanishing crypto hype4:47 Why Bitcoin fails as a functional currency5:59 Tulip mania and historical bubbles comparison6:59 Tangible assets vs. pure speculation7:39 “At least you can live in a house” argument8:26 Michael Saylor, HODL culture, and empty promises9:30 NFT collapse and Beeple example10:11 Crypto returns vs. real assets11:14 Listener question: CDs vs. Treasuries12:22 Current CD rates and Bankrate reference13:56 Risks of long-term bonds and rate changes15:32 Don's real CD ladder example16:37 Fixed income diversification strategy18:35 Hot money leaving crypto for prediction markets19:45 Generational blind spots and bubble psychology21:08 Retirement planning call: housing proceeds and savings23:57 Social Security timing and cash-flow planning25:41 Importance of fee-only fiduciary planning27:32 Vernita Toll Bridge digression (classic TRM)30:33 Estate planning: wills vs. trusts33:49 RetireMeet promotion and resources35:43 FIRE listener call: saving vs. living balance38:58 Permission to spend responsiblyLearn more about your ad choices. Visit megaphone.fm/adchoices

Talking Real Money opens with a stark illustration of why Bitcoin fails as a usable currency, showing how volatility can destroy real-life budgets overnight. Don and Tom compare crypto to historic speculative bubbles, argue that stability—not hype—is the core function of money, and dismantle the “store of value” narrative. The show then shifts to practical listener calls covering CD ladders, Treasury yields, retirement readiness, estate planning, and early-retirement balance. Throughout, they emphasize boring, diversified, evidence-based investing over speculation, reminding listeners that long-term financial security comes from discipline, planning, and emotional restraint—not chasing the next hot trend. 0:04 Bitcoin paycheck scenario and real-world income collapse 1:04 Currency volatility vs. household budgeting reality 2:22 Bitcoin's 45% drop and “currency vs. speculation” argument 3:24 Hyperinflation examples and why stability matters 4:03 “Greater fool” theory and vanishing crypto hype 4:47 Why Bitcoin fails as a functional currency 5:59 Tulip mania and historical bubbles comparison 6:59 Tangible assets vs. pure speculation 7:39 “At least you can live in a house” argument 8:26 Michael Saylor, HODL culture, and empty promises 9:30 NFT collapse and Beeple example 10:11 Crypto returns vs. real assets 11:14 Listener question: CDs vs. Treasuries 12:22 Current CD rates and Bankrate reference 13:56 Risks of long-term bonds and rate changes 15:32 Don's real CD ladder example 16:37 Fixed income diversification strategy 18:35 Hot money leaving crypto for prediction markets 19:45 Generational blind spots and bubble psychology 21:08 Retirement planning call: housing proceeds and savings 23:57 Social Security timing and cash-flow planning 25:41 Importance of fee-only fiduciary planning 27:32 Vernita Toll Bridge digression (classic TRM) 30:33 Estate planning: wills vs. trusts 33:49 RetireMeet promotion and resources 35:43 FIRE listener call: saving vs. living balance 38:58 Permission to spend responsibly Learn more about your ad choices. Visit megaphone.fm/adchoices

What if the most powerful prayer you said this week was the messy one you almost didn't pray? This conversation pulls back the curtain on real-life prayer at the Topeka Rescue Mission—on the streets, in shelters, and in quiet moments when words run out. We name the barriers that keep people silent—unworthiness, doubt, and performance—and reframe prayer as relationship, not ritual. From “pray your distractions” to simple, honest prayers, you'll hear how we bring our whole selves to God and discover that honesty matters more than eloquence.We also explore the pause: stepping away from noise to sit with God without an agenda, trusting that stillness can soften the heart and clarify the next step. Along the way, we get real about doubt—not just “can God?” but “will God?”—and practice a humble posture of trust. With stories, scripture, and practical tools for individuals and communities, this episode offers hope for anyone feeling too far gone, too angry, or too busy. Start with one true sentence, let God meet you there, and remember—your honest prayer might be the spark that you or someone else needs.To learn more about TRM, Click Here!To support TRM, Click Here! Send us a Message!

We're joined by Jessy Moreno, the Manager of Downtown Topeka, Inc. & River Strategies, who brings a clear-eyed view of what happens when compassion and commerce stop competing and start collaborating. We discuss her ability to connect with others through listening, communication, and above all a kind heart. Her role goes far beyond serving businesses to empowering stakeholders and responding to real people in real time.We also talk about the challenges and successes of the year's first warming center, and dive into difficult topics for downtown like fear on the sidewalk, storefront disruptions, and the urge to make homelessness “go away.” Jessy offers a grounded model that treats visible homelessness as a community issue that shows up downtown, not a problem to offload. We discuss the shared goal of making homelessness rare, brief, and nonrecurring while keeping downtown clean, safe, welcoming, and thriving.To learn more about TRM, Click Here!To support TRM, Click Here! Send us a Message!

This week we focus on the people who make so much of the work at TRM possible—volunteers. You'll hear from Team Ringgold, whose journey from real estate to committed partners shows how serving together builds joy, team unity, and meaningful impact. From manning distributions to supporting warehouse operations, their hands-on service meets neighbors with food, shelter, and dignity, while boosting staff morale and strengthening community connection—proof that impact goes far beyond donations.The conversation also turns to how fast-changing winter weather shapes TRM's decision making. We share how forecasts are monitored, when warming centers are activated, and why a new pet-friendly option—made possible through The Street Dog Coalition—can be lifesaving for unsheltered neighbors. Behind the scenes, volunteers serve a critical role, moving the mission forward year-round, and we try to express just how important they are to TRM.To learn more about TRM, Click Here!To support TRM, Click Here! Send us a Message!

We're celebrating our 300th episode with Topeka Fire Department Chief Chad Longstaff, who brings 36 years of experience, a brief retirement, and a deeply human approach to modern emergency response. The conversation moves beyond firefighting to the rise of EMS, the power of communication over judgment, and how a culture of dignity helps firefighters manage burnout while serving people at their most vulnerable. Chief Longstaff explains how Topeka is connecting fire, police, mental health providers, hospitals, and nonprofits like TRM into a single safety net focused not just on response, but on understanding and prevention.We also dig into the realities of homelessness, recurring 911 calls, and showing how respectful handoffs, fast outreach, and collaboration reduce strain and build trust. Chief Longstaff shares personal stories that reshaped his view of leadership and service, alongside moments of gratitude, highlighting that compassion-first public safety works. If you care about community health, prevention, and practical collaboration, this episode offers both a roadmap and a reason to believe we can do better together.To learn more about TRM, Click Here!To support TRM, Click Here! Send us a Message!

We look back on a year of storms and rainbows, where fear pressed hard, but faith proved stronger. From safety concerns, construction, limited access to food, to technology outages, we faced uncertainty on multiple fronts. Our teams navigated trauma in shelters, supported shaken frontline staff, and responded to a SNAP disruption that sent more families searching for groceries—while also managing financial strain, facility repairs, and staffing pressures. In the middle of it all, unlikely provision met real needs, reminding us that even when systems fail, people and purpose endure.What changed us most was leadership itself. We learned to choose faith as a daily decision, shifting from having all the answers to offering faithful, steady responses. We learned to lead with honesty, prayer, and trust that provision would meet purpose—because it kept doing exactly that. In shelters and across our teams, trauma forged deeper bonds, improved training, and strengthened our shared conviction that we are our brother's keeper. Scripture framed our steps, and “perfect love casts out fear” became a daily practice in how we serve, support one another, and plan for tomorrow without letting anxiety take over.To learn more about TRM, Click Here!To support TRM, Click Here! Send us a Message!

What does the future of crypto look like in 2026? TRM's global team weighs in.In this special New Year's edition, Ari is joined by TRM colleagues from around the world — investigators, compliance leaders, product strategists, and policy experts — to share their bold predictions for 2026.Across the episode, TRM team members explore:The end of theory, and the beginning of executionHow AI is accelerating financial crime, and how teams are adapting with AI-powered complianceWhy stablecoins are now a primary asset for both regulators and criminal networksThe rise of behavioral intelligence as the new frontier in blockchain investigationsThe push for harmonized global regulation and the shift from pilots to implementationWhat talent, recruiting, and training will look like in an AI-enabled crypto ecosystemFrom law enforcement disruption to public-private partnerships and machine-assisted investigations, our predictions reveal how 2026 is poised to reshape the crypto risk landscape.This episode is more than a prediction party — it's a look into how leading experts at TRM are building the future.

Kelli Howerton's journey, from serving shifts at our warming center to stepping onto the board, frames this conversation. As a MAP volunteer and TRM Board Member, Kelli shares how slowing down, listening well, and setting healthy boundaries reshaped the way she serves. She reflects on patience in prayer, choosing presence over quick fixes, and the slow, faithful work that truly breaks cycles for families and kids through structure, safety, education, and trust.Through a volunteer's lens, we also glimpse the broader work of serving our guests and unsheltered neighbors, months of effort that stretch capacity and resolve. Through shelter Christmas parties, gift deliveries, food distributions, and weather that can swing from 70 degrees to -7, volunteers remain a vital piece of TRM, saving hundreds of thousands in labor costs while offering what money can't: consistency, names remembered, and care that stays when things are hard. Volunteers remain the heartbeat, but year-end giving is critical to sustaining this work after a challenging year of rising costs and reduced funding. Closing the gap now stabilizes operations and positions us to enter the new year ready to meet need without pause.To learn more about TRM, Click Here!To support TRM, Click Here! Send us a Message!

A classic TRM episode that starts with Tom's ill-fated attempt to cross a flooded Snoqualmie River (spoiler: no walking on water) and turns into a timely lesson on market returns, diversification, and why comparing your portfolio to headline numbers is usually a mistake. Don and Tom unpack eye-popping 2025 performance across U.S., international, bonds, and small-cap value, warn against recency bias and overpriced active funds, and take several listener calls on Roth conversions, bad custodians, debt forgiveness taxes, and rollover mechanics. The show wraps with Don's well-earned victory lap for Seasons Readings, now rubbing shoulders with Julie Andrews and Hugh Bonneville in Apple's fiction charts. 0:04 Tom gets stranded by flooding after a questionable river-crossing idea 1:40 Flood damage reality check and sympathy for displaced homeowners 2:22 Market year-end context and “Dave Ramsey average” returns 3:32 Bond funds surprise with strong year-to-date performance 4:05 International and global funds crush expectations 5:46 Why your return may lag headlines: allocation, costs, and recency bias 6:20 Apples-to-apples portfolio comparisons matter 9:26 Active funds underperforming despite a strong market year 10:47 Global diversification pays off big in 2025 12:04 January prerecorded show tease and holiday logistics 13:25 Seasons Readings featured by Apple Podcasts—downloads explode 15:18 Fiction chart brag: sandwiched between Julie Andrews and Hugh Bonneville 16:25 Listener call: John Hancock IRA, forced conversions, and bad advice 19:06 Why liquidating inside an IRA is not a taxable event 20:17 Exposing high-cost, loaded funds and custodian nonsense 23:35 Listener question: Roth conversions, pensions, and IRMAA timing 26:36 Why “top tax bracket forever” is usually a myth 27:31 Listener call: debt settlement and taxable forgiveness income 30:13 When a 1099-C is a good deal anyway 31:56 Flood-era investment scams and terrible ideas 35:55 Clarifying direct rollovers vs. taking possession of funds 38:13 Roth IRAs for young earners—yes, even pizza money Learn more about your ad choices. Visit megaphone.fm/adchoices

Questions? Comments?A classic TRM episode that starts with Tom's ill-fated attempt to cross a flooded Snoqualmie River (spoiler: no walking on water) and turns into a timely lesson on market returns, diversification, and why comparing your portfolio to headline numbers is usually a mistake. Don and Tom unpack eye-popping 2025 performance across U.S., international, bonds, and small-cap value, warn against recency bias and overpriced active funds, and take several listener calls on Roth conversions, bad custodians, debt forgiveness taxes, and rollover mechanics. The show wraps with Don's well-earned victory lap for Seasons Readings, now rubbing shoulders with Julie Andrews and Hugh Bonneville in Apple's fiction charts.0:04 Tom gets stranded by flooding after a questionable river-crossing idea1:40 Flood damage reality check and sympathy for displaced homeowners2:22 Market year-end context and “Dave Ramsey average” returns3:32 Bond funds surprise with strong year-to-date performance4:05 International and global funds crush expectations5:46 Why your return may lag headlines: allocation, costs, and recency bias6:20 Apples-to-apples portfolio comparisons matter9:26 Active funds underperforming despite a strong market year10:47 Global diversification pays off big in 202512:04 January prerecorded show tease and holiday logistics13:25 Seasons Readings featured by Apple Podcasts—downloads explode15:18 Fiction chart brag: sandwiched between Julie Andrews and Hugh Bonneville16:25 Listener call: John Hancock IRA, forced conversions, and bad advice19:06 Why liquidating inside an IRA is not a taxable event20:17 Exposing high-cost, loaded funds and custodian nonsense23:35 Listener question: Roth conversions, pensions, and IRMAA timing26:36 Why “top tax bracket forever” is usually a myth27:31 Listener call: debt settlement and taxable forgiveness income30:13 When a 1099-C is a good deal anyway31:56 Flood-era investment scams and terrible ideas35:55 Clarifying direct rollovers vs. taking possession of funds38:13 Roth IRAs for young earners—yes, even pizza moneyLearn more about your ad choices. Visit megaphone.fm/adchoices

The holidays can feel magical—but not for some choosing between rent and a gift to their child. We pull back the curtain on how our community makes Christmas possible for 1,100 to 1,200 neighbors, puts on shelter parties, and delivers gifts to homes, all while continuing to provide food bags that turn a quiet kitchen into a holiday table. Along the way, we talk candidly about spending money the right way, the impact of possible funding cuts, and the practical steps that keep people housed, fed, and seen. You'll hear the heart behind simple requests like compression socks and the joy of a gift addressed by name, as volunteers wrap, sort, deliver, and then pivot to stock shelves for a food line serving hundreds by mid-afternoon. Trust matters, too: monthly board oversight, independent accounting, and strong ratings from Charity Navigator and Ministry Watch ensure every donation is stewarded well. This isn't about checking a box—it's about lowering barriers, restoring dignity, and widening the circle so no one misses the season's light because a system felt too heavy to climb.If you've wondered where a small act fits in a big need, this conversation gives you clear on-ramps. Teenager gifts like spa kits, wallets, body care sets, sports gear, watches, belts, gloves, beard kits, tool kits, and kids' clothing sets are in short supply. You can drop donations at 401 NW Norris between 8 am and 3:45 pm, shop our Amazon wish list, volunteer to deliver or wrap, or give at trmonline.org so we can start 2026 strong. Join us, share this with someone who cares, and help spread real hope. To learn more about TRM, Click Here!To support TRM, Click Here! Send us a Message!

Questions? Comments?In this episode, Don and Tom saddle up for a tour through Schwab's “Good, Bad, and Ugly.” They applaud CEO Rick Wurster's warning about the growing overlap between gambling and investing, take a hard look at Schwab's retail-side conflicts and non-fiduciary sales practices, and then recoil at the truly ugly: Schwab's acquisition of Forge Global and its push to open private-company speculation to everyday investors. From there, they field listener questions about crypto's pointless search for a purpose, how to implement a disciplined 5 percent retirement withdrawal strategy, the ins and outs of tax-free Vanguard mutual-fund-to-ETF conversions, and whether a younger spouse should convert a large TSP balance to Roth. It's classic Talking Real Money: skeptical, practical, consumer-first, and mildly exhausted by the Wild West of modern finance.0:04 Investing as the Wild West and why caveat emptor still defines the industry0:24 Schwab's role as custodian vs. broker and how they reshaped trading costs1:14 Schwab's discount-broker origins and institutional dominance2:37 Free trades, market influence, and why Schwab became the industry's leader3:52 CEO Rick Wurster's warning about gambling creeping into investing4:43 Sports betting numbers, prop bets, and why only 5 percent come out ahead5:54 The “bad”: Schwab retail selling and the fiduciary confusion6:40 The “ugly”: Schwab buying Forge Global and pushing private-company speculation7:23 Why private equity is riskier, pricier, illiquid, and over-hyped8:17 The myth of private companies outperforming public ones9:22 Why the Wild West persists: weak oversight, self-dealing, and revolving doors10:48 Listener question: stablecoins, crypto legitimation, and the greater-fool problem13:00 Currency concerns and why crypto still solves nothing13:50 5 percent withdrawal strategy: when and how to draw from your portfolio15:28 Rebalancing, total return withdrawals, and annual cash-flow discipline16:47 Why withdrawals should follow rebalancing, not lead it17:56 Vanguard mutual-fund-to-ETF conversions: how they work and why they're useful20:10 Expense-ratio savings vs. capital-gains distributions20:55 TSP-to-Roth conversion question: tax-rate timing matters22:44 Only convert if you can pay taxes from outside savings23:08 Reminder: free adviser meetings, no sales pressure24:10 TRM's longevity and approaching episode 2,000Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Don and Tom saddle up for a tour through Schwab's “Good, Bad, and Ugly.” They applaud CEO Rick Wurster's warning about the growing overlap between gambling and investing, take a hard look at Schwab's retail-side conflicts and non-fiduciary sales practices, and then recoil at the truly ugly: Schwab's acquisition of Forge Global and its push to open private-company speculation to everyday investors. From there, they field listener questions about crypto's pointless search for a purpose, how to implement a disciplined 5 percent retirement withdrawal strategy, the ins and outs of tax-free Vanguard mutual-fund-to-ETF conversions, and whether a younger spouse should convert a large TSP balance to Roth. It's classic Talking Real Money: skeptical, practical, consumer-first, and mildly exhausted by the Wild West of modern finance. 0:04 Investing as the Wild West and why caveat emptor still defines the industry 0:24 Schwab's role as custodian vs. broker and how they reshaped trading costs 1:14 Schwab's discount-broker origins and institutional dominance 2:37 Free trades, market influence, and why Schwab became the industry's leader 3:52 CEO Rick Wurster's warning about gambling creeping into investing 4:43 Sports betting numbers, prop bets, and why only 5 percent come out ahead 5:54 The “bad”: Schwab retail selling and the fiduciary confusion 6:40 The “ugly”: Schwab buying Forge Global and pushing private-company speculation 7:23 Why private equity is riskier, pricier, illiquid, and over-hyped 8:17 The myth of private companies outperforming public ones 9:22 Why the Wild West persists: weak oversight, self-dealing, and revolving doors 10:48 Listener question: stablecoins, crypto legitimation, and the greater-fool problem 13:00 Currency concerns and why crypto still solves nothing 13:50 5 percent withdrawal strategy: when and how to draw from your portfolio 15:28 Rebalancing, total return withdrawals, and annual cash-flow discipline 16:47 Why withdrawals should follow rebalancing, not lead it 17:56 Vanguard mutual-fund-to-ETF conversions: how they work and why they're useful 20:10 Expense-ratio savings vs. capital-gains distributions 20:55 TSP-to-Roth conversion question: tax-rate timing matters 22:44 Only convert if you can pay taxes from outside savings 23:08 Reminder: free adviser meetings, no sales pressure 24:10 TRM's longevity and approaching episode 2,000 Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Talk'n TRM, host Bex Deadman is joined by Martijn van der Voort, a dynamic Travel Technologist known for his ability to craft and execute digital strategies that drive integration, efficiency, and profitability across the travel ecosystem. Martijn brings a wealth of expertise shaped by years of working closely with C-suite leaders, technology partners, and global travel stakeholders. He thrives on uncovering synergies that elevate people, processes, and products. With Lean Six Sigma certification and a passion for challenging the status quo, Martijn is recognised for transforming complex operational challenges into streamlined, impactful solutions. In this episode, Martijn shares insights into the evolving intersection of travel, technology, and risk management, exploring how smart digital strategy supports safer, more efficient travel programmes.    Contact Bex: bex.deadman@assent1.co.uk https://www.linkedin.com/in/bex-deadman-aka-travel-risk-bex-70b92419/ www.assent1.com   Contact Martijn: LinkedIn: https://www.linkedin.com/in/martijn-van-der-voort-11853441/

Winter arrived early, bringing urgent questions about how and when we activate cold-weather exceptions and, in extreme cases, warming centers. We unpack the temperature and wind-chill thresholds that guide each step, our coordination with National Weather Service briefings, and why just opening everything is far more complex than it sounds when you're feeding hundreds and staffing 24/7. We also focus on Giving Tuesday, known as Transformation Tuesday at TRM, the need for donors, address rising costs, and what it will take to finish the year strong so no one is turned away. With more than 250 people sheltered nightly and many more reached through outreach, every donation—whether money, toys, bedding, sports gear, or basic necessities like new underwear—directly becomes warmth, joy, meals, and safety.Then we focus on a story of transformation. Mark Valdivia, from our facilities team, whose story of loss, relapse, and courageous recovery shows what redemption can look like in real time. After realizing the pain in his wife's eyes, he went home, opened a beer, and decided to pour the rest of the 12-pack down the sink—a turning point that led him back to rebuilding trust day by day. We explore leadership grounded in grace and boundaries, and how simple gestures—greeting someone, offering a gift, meeting their eyes—can carry the love of Jesus more powerfully than any lecture. If you've wondered what an impactful response requires or whether your gift matters, this conversation makes it clear: your generosity helps people survive the storm and step into a new story.To learn more about TRM, Click Here!To support TRM, Click Here! Send us a Message!

The holidays tend to magnify whatever we're already carrying—joy, stress, or grief—so we open with light, honest moments before leaning into a deeper question: how do we practice gratitude when life is complicated? Drawing from 1 Thessalonians 5:16–18, we explore a three-part rhythm of rejoicing, praying, and giving thanks that turns Thanksgiving from a single day into a durable way of living. TRM Director of Strategic Development Josh Turley talks with Mike Schoettle, Director of Spiritual Wellness and Discipleship at TRM about why joy isn't rooted in circumstances but in God's unchanging character. We even revisit Abraham Lincoln's 1863 Thanksgiving proclamation to consider how a nation in pain was still called to praise, repentance, and compassion.From Brother Lawrence's quiet kitchen prayers to the everyday noise of family life, we reflect on how a steady, grateful posture is formed in small, sincere moments with God. We also share a quick TRM Fall Festival recap and look toward Giving Tuesday, or Transformation Tuesday at TRM, as an invitation to turn gratitude into meaningful action for neighbors in need. If this conversation helps you breathe a little easier heading into the holidays, share it with a friend, subscribe for more hope-filled stories, and visit trmonline.org to see how generosity can transform lives this season.To learn more about TRM, Click Here!To support TRM, Click Here! Send us a Message!

What is Targeted Reproductive Management (TRM)? And why should producers care about this new approach to dairy reproduction? Listen in to this Progressive Dairy sponsorcast as a team of reproductive health experts and enthusiasts evaluate new TRM best practices, how dairies can find better repro rates and more. Episode Highlights The latest reproductive research findingsProstaglandin product comparisonsTRM cost-benefit analysis Episode Guests Dr. Bilby, Merck Animal Health Director of Dairy Technical ServicesAustin Snook, Merck Animal Health U.S. Dairy Marketing ManagerDr. Ricardo Chebel, University of Florida College of Veterinary Medicine Professor This episode is sponsored by Merck Animal Health. With identification, monitoring and biopharma products fully integrated in one portfolio, Merck Animal Health offers the only true full-solution approach in the dairy industry. Which means you get the tools you need to eliminate guesswork, solve specific problems, let cows be cows and put more milk in the tank. It's the way you want to work, working better than ever before. Learn more about this unique approach to dairy at M-Power-Dairy.com.

As digital assets move into the regulatory spotlight, few have the global vantage point of Tom Duff Gordon, Vice President of International Policy at Coinbase. With experience ranging from banking at Credit Suisse to steering policy at one of the world's largest crypto firms, Tom offers a rare behind-the-scenes view into how crypto policy is shaped around the world.In this episode, Tom joins Ari, TRM's Global Head of Policy, to unpack the evolving global crypto policy landscape, from the rollout of MiCA in Europe to new frameworks taking shape across APAC, LATAM, and the Middle East. He reflects on how his early TradFi experiences during the global financial crisis informed his belief in blockchain's promise — and why he made the leap to Coinbase.Tom and Ari also discuss:Why Stand With Crypto is redefining grassroots advocacyHow stablecoin and tokenization policy is evolving globallyWhy Coinbase champions both centralized and decentralized financeThe power of crypto storytelling in policymaker conversationsFrom running policy playbooks across continents to running literal miles with Ari at TRM Run Club, this wide-ranging conversation spotlights the people and principles behind crypto's global expansion.

When costs rise and the holidays draw near, one question always leads the way: who will stand in the gap? As needs increase across our city, the TRM team and our incredible volunteers continue to show up, expanding meals, strengthening distributions, and keeping dignity at the center for families navigating SNAP gaps, new work rules, and rising expenses. In this episode, we walk through our year-end realities, including unexpected building and appliance repairs, added meal services, and the growing logistics of supplying food pantries throughout Topeka. Even with SNAP benefits returning, many households are still catching up, and a significant increase in food distribution has reshaped our weekly plans. We also share how the ohSNAP effort, led through the United Way of Kaw Valley, has allowed organizations across Topeka to work together so food gets where it is needed most. Along the way, small moments continue to remind us why this work matters, like the donor who arrived with hamburger buns the very moment our kitchen ran out, a simple glimpse of how God provides through caring neighbors.Volunteers remain the heartbeat of everything we do, and this season is showing us just how vital they truly are. From preparing meals to sorting donations to supporting Christmas outreach, every act of service helps carry the weight of growing needs across our community. This year, Christmas support will reach roughly 1,200 individuals, and we rely on volunteers to help make every gift and every moment of care possible. If you feel called to join in, visit TRMonline.org to give or sign up to volunteer. When volunteers show up, lives are changed.To learn more about TRM, Click Here!To support TRM, Click Here! Send us a Message!

Le patron français de la recherche en IA de Meta sur le départ, cyberattaque pilotée par une IA, microprocesseur souverain : encore un épisode bourré de tech et d'IA !

What if partnership is the most practical form of love? In this episode, we sit down with GiDeanLeigh Ogilvie, Organizational Partnerships Officer at Phoenix Rescue Mission, to explore how relationships with churches, companies, and foundations turn compassion into real, measurable impact. GiDeanLeigh shares her journey from HR into organizational partnerships, why staying close to frontline teams strengthens honest fundraising, and how initiatives like Code Red—mobilizing the community to deliver more than a million water bottles during Arizona's most dangerous season—show the power of clear goals and consistent communication. From outreach teams driving through parks, canals, and key freeway routes to case managers walking alongside people on their journey to stability, we look at how these daily realities shape the strategies that support outreach, recovery, and long-term transformation.We also look at how culture becomes strategy at Phoenix Rescue Mission, including rhythms like Refresh Week, leadership development, and intentional time for prayer that help prevent burnout and keep teams aligned. GiDeanLeigh highlights a standout partnership with QT that places dedicated outreach case managers at specific locations, creating a highly effective model for ongoing engagement and long-term housing outcomes. She also shares why her team approaches every partnership with a posture of curiosity—listening first, seeking alignment, and discovering how each organization's passions can uniquely strengthen mission work. Whether you care about homelessness solutions, nonprofit development, faith-led leadership, or cross-sector collaboration, this conversation offers practical insight and encouragement for building stronger communities right where you are.To learn more about TRM, Click Here!To support TRM, Click Here! Send us a Message!

As the holidays draw near, the Topeka Rescue Mission is facing both celebration and challenge. A critical SNAP suspension has stretched already thin budgets and heightened the need for food, faith, and community support. In this episode, we unpack how a partial return of benefits is impacting families across Topeka and how partners like United Way, Harvesters, and local pantries are working hand in hand with TRM to keep meals moving and hope within reach.Even amid uncertainty, the Mission is expanding daily meal service, all while making sure people can share in the joy of Christmas. From hot lunches and community dinners at Shinkle-Stutzman Park to personalized gifts, festive gatherings, and moments of heartfelt connection, this conversation reminds us what it truly means to care for one another. When we come together in compassion, we do more than fill plates; we help restore peace, joy, and dignity this holiday season.To learn more about TRM, Click Here!To support TRM, Click Here! Send us a Message!

As our community works to prepare for potential changes to federal benefits and rising costs, local partners are coming together to stay ready and responsive. In this episode, we sit down with Jessica Lehnherr and Brett Martin from United Way of Kaw Valley to talk about how collaboration through efforts like the Tuesday Call helps Shawnee County navigate uncertainty—and how generosity still shines brightest in challenging times.We also look ahead to one of the season's most meaningful efforts: the Christmas Bureau, a United Way initiative that connects families with community members who shop, wrap, and deliver gifts and food directly to their homes. TRM joins in by adopting households while also serving shelter guests and unsheltered neighbors. Hear how generosity across our community keeps the Christmas spirit alive—and learn how you can get involved at uwkawvalley.org.To learn more about TRM and get involved, Click Here!To support TRM, Click Here! Send us a Message!

This week on Our Community, Our Mission, we sit down with Sarah Rieger, Communication Specialist for Citygate Network, for a heartfelt and eye-opening conversation about the power of storytelling and connection. Sarah shares how Citygate's small but mighty team supports more than 325 gospel-centered ministries across North America—equipping leaders, offering practical tools, and reminding them they're not alone in the fight against homelessness, addiction, and poverty. With warmth and candor, she opens up about her journey into ministry, the moments that moved her to tears, and how God continues to use stories to reveal His faithfulness and build community across the country.Together, we unpack what authentic leadership looks like, the importance of collaboration through Citygate's member network, and how initiatives like Conversations on a Bench are changing the dialogue around homelessness. Whether you serve on the frontlines or simply want to understand how faith fuels real change, this conversation will leave you inspired to see how the gospel, and the stories we tell, can transform hearts, leaders, and entire communities.To learn more about TRM, Click Here!To support TRM, Click Here! Send us a Message!

What if the life God wants from us is simpler—and harder—than our best performances? In this episode, we dive into Micah 6:8 to discover a way of living that trades polished offerings for a posture that changes people: act justly, love mercy, and walk humbly with your God. From ancient Israel's fracture and looming empires to Jesus' challenge to religious leaders, we connect the dots between scripture and street-level compassion at the Topeka Rescue Mission.We explore what it means to act justly when someone arrives in crisis, to show mercy that breaks the cycle of hurt, and to walk humbly with a faith that listens and learns. Through real stories—like a simple act of kindness that disarms anger and a mentor's quiet influence that shaped generations—we see how justice, mercy, and humility transform lives. Grounded in scripture and lived experience, this conversation invites you to a faith that shows up where it matters. How will you live Micah 6:8 this week?To learn more about TRM, Click Here!To support TRM, Click Here! Send us a Message!

Intel tries to punch its way back to relevancy with the release of Panther Lake, the first chip built on its 18A process. Is Cursor so successful it's about to rocket to a $30 billion valuation? Big raise for a US Deep Seek competitor? And are we starting to get the first models moving beyond attention based architecture? Here is Panther Lake, Intel's 2026 laptop chip with next-gen graphics (The Verge) Intel Debuts New Technology in Make-or-Break Moment for CEO's Turnaround Bid (Bloomberg) Discord says 70,000 users may have had their government IDs leaked in breach (The Verge) Cursor-Maker Anysphere Considers Investment Offers at $30 Billion Valuation (The Information) Reflection AI, an A.I. Model Start-Up, Raises $2 Billion (NYTimes) Samsung AI researcher's new, open reasoning model TRM outperforms models 10,000X larger — on specific problems (VentureBeat) Microsoft Tries to Catch Up in AI With Healthcare Push, Harvard Deal (WSJ) Learn more about your ad choices. Visit megaphone.fm/adchoices

A quiet prayer and a reminder about peaceful communication open this heartfelt episode of Our Community, Our Mission, leading into a discussion that moves from Christmas logistics to deeper reflections on grace, safety, and change. We share how the Topeka Rescue Mission is preparing for the holiday season, and why October is the critical time to act. From meal staples and new winter clothing to bed sheets, crockpots, socks, and underwear, we highlight the specific items that make Christmas warmer and more dignified for hundreds of neighbors in need. Giving is simple, too—visit TRMonline.org for a live needs list, explore the Amazon Wishlist (https://a.co/fIoVLhH) , or get involved by volunteering or scheduling a tour.This episode also marks a first for us—we open our very own listener mailbag. A thoughtful question came in asking how long to remain patient with a loved one struggling with addiction, and when, if ever, it's time to let go. The conversation that follows is raw and compassionate, exploring the tension between love and boundaries, patience and accountability. We talk about how grace doesn't mean enabling harm and why safety must always come first, even as we hold on to hope for change. There isn't a clear or easy answer to questions like this—only the continual call to trust where Jesus leads and to keep loving with both wisdom and grace. Grounded in real stories of recovery and resilience, this episode is both practical and deeply personal—a reminder that compassion and truth can coexist, even in the hardest moments.To learn more about TRM, Click Here!To support TRM, Click Here! To send in your own questions, click below.Send us a Message!

Questions? Comments?Don and Tom revisit their long-standing skepticism of Yieldstreet after CNBC's investigation reveals major investor losses. They highlight how promises of high returns and low risk almost always end in disaster, connecting this lesson back to their 2022 warnings. The episode underscores the dangers of “magical” investments, the myth of passive income, and why retirement accounts should avoid private assets. Listener questions focus on Roth vs. pre-tax strategy, bracket management, and conversion rules—showing the complexity of tax planning when wealth accumulates.0:04 Why “too good to be true” investments always fail eventually1:08 Yieldstreet problems exposed—CNBC investigation findings2:26 Losses and watch-list numbers from their portfolio3:48 Investors chasing 20% returns and Adam Neumann connection5:01 Private investments pitched as “smoother sailing”6:14 Throwback to 2022 TRM episode warning about Yieldstreet7:38 False promises of 8% “distributions” and return of capital9:10 FBI and SEC probes; fees, liquidity issues, and risks10:33 Why magical investments work… until they don't12:22 Don's “Financial Fysics” rule: only 3 ways to make money14:24 Private credit in 401(k)s—why Don hates the idea15:36 Listener Q: Roth conversion strategy before retirement17:17 Five-year rule confusion and conversion clarifications18:52 Why splitting Roth and pre-tax can make sense20:09 Listener Q: Roth vs. pre-tax for high earners in California22:08 The need for predictive tax planning with large balances22:26 Wealth requires planning, not winging it24:12 Wrapping up—Yieldstreet's lesson and Roth themesLearn more about your ad choices. Visit megaphone.fm/adchoices

Don and Tom revisit their long-standing skepticism of Yieldstreet after CNBC's investigation reveals major investor losses. They highlight how promises of high returns and low risk almost always end in disaster, connecting this lesson back to their 2022 warnings. The episode underscores the dangers of “magical” investments, the myth of passive income, and why retirement accounts should avoid private assets. Listener questions focus on Roth vs. pre-tax strategy, bracket management, and conversion rules—showing the complexity of tax planning when wealth accumulates. 0:04 Why “too good to be true” investments always fail eventually 1:08 Yieldstreet problems exposed—CNBC investigation findings 2:26 Losses and watch-list numbers from their portfolio 3:48 Investors chasing 20% returns and Adam Neumann connection 5:01 Private investments pitched as “smoother sailing” 6:14 Throwback to 2022 TRM episode warning about Yieldstreet 7:38 False promises of 8% “distributions” and return of capital 9:10 FBI and SEC probes; fees, liquidity issues, and risks 10:33 Why magical investments work… until they don't 12:22 Don's “Financial Fysics” rule: only 3 ways to make money 14:24 Private credit in 401(k)s—why Don hates the idea 15:36 Listener Q: Roth conversion strategy before retirement 17:17 Five-year rule confusion and conversion clarifications 18:52 Why splitting Roth and pre-tax can make sense 20:09 Listener Q: Roth vs. pre-tax for high earners in California 22:08 The need for predictive tax planning with large balances 22:26 Wealth requires planning, not winging it 24:12 Wrapping up—Yieldstreet's lesson and Roth themes Learn more about your ad choices. Visit megaphone.fm/adchoices

Don and Tom kick off this episode by responding to a one-star Apple Podcast reviewer who promised to upgrade to five stars—if they correct their allegedly false Bitcoin claims. Challenge accepted. Don clarifies his earlier “nobody uses Bitcoin” remark by digging into the actual numbers: only 15,000 businesses worldwide accept it, out of over 359 million—roughly 0.0004%, making it statistically more rare than a lightning strike. They also break down the real costs of converting Bitcoin to dollars: while some exchanges charge under 1%, Bitcoin ATMs routinely charge 5–25% in fees, with total costs sometimes exceeding 30%. Then, a listener calls in with a ChatGPT-generated portfolio featuring VUG, VEA, SMH, and AXON. Don tears it apart for being tech-heavy, overly concentrated, and missing broad market exposure—ironically, even ChatGPT agrees with him. Listeners also get advice on why ETFs are gradually replacing mutual funds, when (if ever) annuities make sense, and why indexed annuities are the financial industry's version of timeshares: opaque, overpriced, and always sold, never bought. Despite the facts and the humor, Don doubts his five-star redemption is coming—but if Greg's Mowing and Septic accepts Bitcoin, there's still hope. 0:26 Don confronts repeat negative podcast reviewers 1:35 NavRep's public offer: “Correct your Bitcoin lies and I'll give 5 stars” 2:31 Bitcoin rebuttal: 15,000 businesses accept it—out of 359 million 5:13 Teaser: Bitcoin conversion fees part 2 coming up after the break 6:26 Don admits his imprecise “nobody accepts Bitcoin” claim 8:19 Clearing up the 8% Bitcoin conversion fee claim—context was ATMs 9:49 Bitcoin ATM fees average 17.5%, sometimes hit 30% 11:04 Exchange conversion under 1% is possible—but not for quick cash 13:10 Volatility and impracticality still make Bitcoin a poor currency 16:00 ChatGPT jokes: “Beer at a Baptist wedding” & “Greg the mower” 16:49 Caller Jason asks ChatGPT for a portfolio; Don and Tom cringe 17:46 ChatGPT suggested a tech-heavy, overly concentrated portfolio 20:40 Better suggestions: VT, AVGE, DFAW—not VUG/SMH/AXON 21:50 Don's GPT criticizes Jason's GPT: “No bonds, no value, no real estate” 23:43 Caller Scott nails TRM's philosophy and nearly retires Don 26:12 The rare “pros” of annuities—and their bigger downsides 28:24 Indexed annuities: regular income taxed as ordinary income 30:02 Betting against the house: how annuity math favors insurers 31:44 Caller Jane asks if ETFs are better than mutual funds 32:05 ETF settlement is faster, but that's not a reason to choose 33:30 Vanguard accounts support ETFs beyond their own funds 34:51 Updated: mutual funds now settle T+1, ETFs also T+1 36:26 Jane warned about National Life Group's indexed annuity pitch 37:07 Why Don hates indexed annuities: high fees, low returns, opaque structure 39:27 Still selling like hotcakes: $27B in indexed annuities sold Q1 2025 40:35 Wrap-up: annuities remain unethical despite legality and popularity Learn more about your ad choices. Visit megaphone.fm/adchoices

Questions? Comments?Don and Tom kick off this episode by responding to a one-star Apple Podcast reviewer who promised to upgrade to five stars—if they correct their allegedly false Bitcoin claims. Challenge accepted. Don clarifies his earlier “nobody uses Bitcoin” remark by digging into the actual numbers: only 15,000 businesses worldwide accept it, out of over 359 million—roughly 0.0004%, making it statistically more rare than a lightning strike. They also break down the real costs of converting Bitcoin to dollars: while some exchanges charge under 1%, Bitcoin ATMs routinely charge 5–25% in fees, with total costs sometimes exceeding 30%. Then, a listener calls in with a ChatGPT-generated portfolio featuring VUG, VEA, SMH, and AXON. Don tears it apart for being tech-heavy, overly concentrated, and missing broad market exposure—ironically, even ChatGPT agrees with him. Listeners also get advice on why ETFs are gradually replacing mutual funds, when (if ever) annuities make sense, and why indexed annuities are the financial industry's version of timeshares: opaque, overpriced, and always sold, never bought. Despite the facts and the humor, Don doubts his five-star redemption is coming—but if Greg's Mowing and Septic accepts Bitcoin, there's still hope.0:26 Don confronts repeat negative podcast reviewers1:35 NavRep's public offer: “Correct your Bitcoin lies and I'll give 5 stars”2:31 Bitcoin rebuttal: 15,000 businesses accept it—out of 359 million5:13 Teaser: Bitcoin conversion fees part 2 coming up after the break6:26 Don admits his imprecise “nobody accepts Bitcoin” claim8:19 Clearing up the 8% Bitcoin conversion fee claim—context was ATMs9:49 Bitcoin ATM fees average 17.5%, sometimes hit 30%11:04 Exchange conversion under 1% is possible—but not for quick cash13:10 Volatility and impracticality still make Bitcoin a poor currency16:00 ChatGPT jokes: “Beer at a Baptist wedding” & “Greg the mower”16:49 Caller Jason asks ChatGPT for a portfolio; Don and Tom cringe17:46 ChatGPT suggested a tech-heavy, overly concentrated portfolio20:40 Better suggestions: VT, AVGE, DFAW—not VUG/SMH/AXON21:50 Don's GPT criticizes Jason's GPT: “No bonds, no value, no real estate”23:43 Caller Scott nails TRM's philosophy and nearly retires Don26:12 The rare “pros” of annuities—and their bigger downsides28:24 Indexed annuities: regular income taxed as ordinary income30:02 Betting against the house: how annuity math favors insurers31:44 Caller Jane asks if ETFs are better than mutual funds32:05 ETF settlement is faster, but that's not a reason to choose33:30 Vanguard accounts support ETFs beyond their own funds34:51 Updated: mutual funds now settle T+1, ETFs also T+136:26 Jane warned about National Life Group's indexed annuity pitch37:07 Why Don hates indexed annuities: high fees, low returns, opaque structure39:27 Still selling like hotcakes: $27B in indexed annuities sold Q1 202540:35 Wrap-up: annuities remain unethical despite legality and popularityLearn more about your ad choices. Visit megaphone.fm/adchoices

The Vatican announced a new Mass text called the Mass “for the care of creation.” Dr. Taylor Marshall responds and discusses his plan for the “Texan Rite Mass” or TRM. https://ChristianPatriotBook.com Pre-Order Christian Patriot: 12 Ways to Create One Nation Under God https://www.birchgold.com/taylor — Get your FREE infokit from Birch Gold and secure your future today. https://nsti.com/checkout/?rid=pJNK69 Click to receive your $1 jump start at New Saint Thomas Institute for your Catholic Bible in a Year, Catholic Bible Cheat Sheet, and Catholic Lifetime Reading List and 10 Catholic Courses from Dr. Taylor Marshall on Catholic Bible, Catholic Philosophy, Latin Mass, Church Fathers, Mariology and more.