POPULARITY
Categories
Is the key to freedom a life without Amazon? This week, Ross talks to Lina Khan, former Chair of the Federal Trade Commission about how unchecked corporate power has limited choice in our day-to-day lives, and how her fight against Big Tech unites left and right.02:41 - What's wrong with big business?09:27 - The political costs of corporate consolidation11:39 - How the 2008 financial crisis shaped Lina Khan's philosophy17:49 - The antitrust consensus from Reagan to Obama21:54 - How the left and right align against big business 26:12 - Khan's wins and losses at the FTC 36:53 - Is the Trump administration embracing or rejecting Khan's vision?42:32 - Is anti-monopoly policy the solution to our economic problems?48:38 - Can Big Tech be broken up?(A full transcript of this episode is available on the Times website.) Thoughts? Email us at interestingtimes@nytimes.com. Unlock full access to New York Times podcasts and explore everything from politics to pop culture. Subscribe today at nytimes.com/podcasts or on Apple Podcasts and Spotify.
This Day in Legal History: JuneteenthOn this day in legal history, June 19, 1865, Union Major General Gordon Granger arrived in Galveston, Texas, and issued General Order No. 3, announcing that all enslaved people in Texas were free. This day, now known as Juneteenth, marked the effective end of slavery in the United States—coming more than two years after President Abraham Lincoln issued the Emancipation Proclamation on January 1, 1863. The delay was due in large part to the limited presence of Union troops in Texas to enforce the proclamation.Granger's announcement informed Texas residents that “all slaves are free,” a declaration that redefined the legal and social landscape of the state and solidified the federal government's authority over the Confederacy's last holdout. While the Emancipation Proclamation had declared freedom for slaves in Confederate states, it did not immediately end slavery everywhere, nor did it provide enforcement mechanisms beyond Union military power. Juneteenth represents the day when emancipation finally reached the furthest corners of the Confederacy through legal and military authority.In the years following, Juneteenth became a symbol of African American freedom and resilience, celebrated with community gatherings, education, and reflection. Texas made Juneteenth a state holiday in 1980, the first state to do so. On June 17, 2021, it became a federal holiday when President Joe Biden signed the Juneteenth National Independence Day Act into law. The legal significance of Juneteenth lies in its embodiment of both the promise and the delay of justice, highlighting the gap between the law's proclamation and its realization.A conservative legal group, Faculty, Alumni, and Students Opposed to Racial Preferences (FASORP), has sued the Michigan Law Review and its affiliated leadership, claiming that its member selection process illegally favors women, racial minorities, and LGBTQ+ applicants. Filed in the U.S. District Court for the Eastern District of Michigan, the complaint alleges that personal statements and holistic review metrics are evaluated using race and sex preferences, violating both federal and state anti-discrimination laws. The group contends that conservative students, especially those associated with the Federalist Society, are excluded from review committees due to their presumed opposition to the practice.FASORP is backed by attorney Jonathan Mitchell and America First Legal, led by former Trump official Stephen Miller. The organization has brought similar legal challenges against NYU and Northwestern, and its suit aligns with broader attacks on diversity policies at elite institutions. It seeks an injunction, damages, and court oversight of a revised selection process for the journal, along with a halt to federal funding until changes are made.The group claims violations of Title VI and Title IX, as well as 42 U.S.C. §§ 1981 and 1985, the First and Fourteenth Amendments, and the Equal Protection Clause. The review's five-part selection process—including essays and grades—has no fixed evaluation formula, which FASORP argues opens the door to discriminatory discretion. Judge Judith E. Levy is assigned to the case.Conservative Group Accuses Michigan Law Review of Selection BiasA federal judge in Texas has struck down a Biden administration rule aimed at protecting the privacy of patients seeking abortions and gender-affirming care. Judge Matthew Kacsmaryk ruled that the U.S. Department of Health and Human Services (HHS) overstepped its authority when it adopted the rule, which barred healthcare providers and insurers from disclosing information about legal abortions to state law enforcement. The decision halts enforcement of the rule nationwide.Kacsmaryk, a Trump appointee, argued that HHS lacked explicit congressional approval to implement heightened protections for procedures viewed as politically sensitive. The rule was introduced in 2024 following the Supreme Court's reversal of Roe v. Wade, as part of the Biden administration's efforts to defend reproductive healthcare access.The lawsuit was brought by Texas physician Carmen Purl, represented by the conservative Alliance Defending Freedom, which claimed the rule misused privacy laws unrelated to abortion or gender identity. Previously, Kacsmaryk had temporarily blocked enforcement of the rule against Purl, but this week's decision broadens that to all states.HHS has not responded publicly to the ruling, and a separate legal challenge to the same rule remains active in another Texas federal court. The case underscores ongoing tensions between federal privacy regulations and state-level abortion restrictions in the post-Roe legal environment.US judge invalidates Biden rule protecting privacy for abortions | ReutersXlear, a hygiene product company, has filed a lawsuit against the Federal Trade Commission (FTC), challenging the agency's authority to require “substantiation” for product claims under its false advertising rules. The suit, filed in federal court in Utah, follows the FTC's recent decision to drop a case it had pursued since 2021, which alleged that Xlear falsely advertised its saline nasal spray as a COVID-19 prevention and treatment product.Xlear argues that the FTC is exceeding its legal mandate by demanding scientific backing for advertising claims, stating that the FTC Act does not explicitly authorize such a requirement. The company's legal team is leaning on the 2024 Supreme Court ruling in Loper Bright Enterprises v. Raimondo, which limited the deference courts must give to federal agencies when interpreting statutes—a significant departure from the longstanding Chevron doctrine.The company seeks a court ruling that merely making claims without substantiation does not violate FTC rules. Xlear has also criticized the agency for engaging in what it calls “vexatious litigation,” claiming it spent over $3 million defending itself before the FTC abandoned its lawsuit without explanation.The FTC has not yet commented or made a court appearance in this new case. The challenge could set important precedent on the scope of agency power over advertising standards in the wake of the Supreme Court's shift on judicial deference.Lawsuit challenges FTC authority over 'unsubstantiated' advertising claims | ReutersA federal judge in Rhode Island signaled skepticism toward the Trump administration's attempt to tie federal transportation funding to state cooperation with immigration enforcement. During a hearing, Chief U.S. District Judge John McConnell questioned whether U.S. Transportation Secretary Sean Duffy had legal authority to impose immigration-related conditions on grants meant for infrastructure projects. McConnell, an Obama appointee, challenged the relevance of immigration enforcement to the Transportation Department's mission, drawing a parallel to whether the department could also withhold funds based on abortion laws.The case involves 20 Democratic-led states opposing the April 24 directive, which conditions billions in infrastructure grants on compliance with federal immigration law, including cooperation with ICE. The states argue the requirement is unconstitutional, vague, and attempts to coerce state governments into enforcing federal immigration policy without clear legislative authorization.Justice Department lawyers defended the policy as aligned with national safety concerns, but struggled under McConnell's probing. He noted that the administration's broad language and public stance on sanctuary jurisdictions could not be ignored and appeared to support the states' argument that the directive lacks clarity and statutory grounding.The judge is expected to issue a ruling by Friday, before the states' grant application deadline. This lawsuit is part of a broader legal and political battle as Trump pushes sanctuary cities and states to aid in mass deportations.US judge skeptical of Trump plan tying states' transportation funds to immigration | Reuters This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.minimumcomp.com/subscribe
Osteoporosis is more than just a condition; it's a reflection of underlying factors affecting your bone health. Understanding these factors is crucial, yet not many people are aware of them. In today's episode, Dr. Kim Millman returns to share information from The Healthier Bones Masterclass. She delves into the top four root causes of osteoporosis and bone loss, examining how gut health, hormones, blood sugar levels, and stress affect your bones. Dr. Millman also shares valuable insights on the role of personalized approaches to treating osteoporosis. We then discuss how recognizing and addressing the root causes can lead to healthier bones and better treatment outcomes. If you want to understand the full picture of your bone health and the latest updates in osteoporosis treatment, this episode is for you! “Bone is not a static structure merely here to support your weight and your organs, but is a dynamic living tissue, and it's constantly remodeling, taking out microfractures from daily living." ~ Dr. Kim Millman In this episode: - [01:50] - The 4 root causes of osteoporosis - [05:38] - The importance of having healthy bones - [06:27] - The 3 R's to healthier bones - [08:14] - The connection between gut microbiome and bone health - [22:12] - Why hormones are game changers in bone health - [28:16] - How blood sugar stability impacts bone density - [37:12] - Impact of stress and lifestyle on bone breakdown - [44:36] - How to work with Dr. Millman - [46:16] - Details about Dr. Millman's Restore & Rebuild Program - [50:20] - The Bone Health Academy certification for practitioners Resources mentioned - Restore & Rebuild – 100 Days to Healthier Bones - https://themillmanclinic.com/randr (Use coupon code HAPPYBONESF25 for $100 off) - Waitlist for Practitioner Certification from the Bone Health Academy - https://tinyurl.com/tbhawaitlist More about Margie - Website - https://margiebissinger.com/ - Facebook - https://www.facebook.com/p/Margie-Bissinger-MS-PT-CHC-100063542905332/ - Instagram - https://www.instagram.com/margiebissinger/?hl=en DISCLAIMER – The information presented on this podcast should not be construed as medical advice. It is not intended to replace consultation with your physician or healthcare provider. The ideas shared on this podcast are the expressed opinions of the guests and do not always reflect those of Margie Bissinger and Happy Bones, Happy Life Podcast. *In compliance with the FTC guidelines, please assume the following about links on this site: Some of the links going to products are affiliate links of which I receive a small commission from sales of certain items, but the price is the same for you (sometimes, I even get to share a unique discount with you). If I post an affiliate link to a product, it is something that I personally use, support, and would recommend. I personally vet each and every product. My first priority is providing valuable information and resources to help you create positive changes in your health and bring more happiness into your life. I will only ever link to products or resources (affiliate or otherwise) that fit within this purpose.
BIO: Mike Koenigs is a serial entrepreneur with five successful exits, a 19-time bestselling author, and a top strategist for founders post-exit.STORY: Mike invested big in a SaaS startup set up for success, but infighting brought it to its knees.LEARNING: Character is bigger than charisma. “If you're a shareholder, your best exit is for a big company to come and buy what they believe is money at a discount.”Mike Koenigs Guest profileMike Koenigs is a serial entrepreneur with five successful exits, a 19-time bestselling author, and a top strategist for founders post-exit. He helps build powerful personal brands in just one week and pioneers Generative AI for executives, speaking at elite events like Abundance 360, MIT, and Tony Robbins' gatherings.Worst investment everMike learned about a SaaS startup from a client with whom he had spent time and had gotten to know, like, and trust him. So, when the client introduced Mike to this deal, he got interested.The startup looked great, so he invested a substantial amount of money and then doubled down because it got even better.Off to a promising startThe basic premise was that it was a pool. The founders would find SaaS companies with customers, momentum, technology, and a bit of a moat. They had much experience and success, such as a 10x dividend to investors in three years.Infighting paralyzes everythingUnfortunately, the two founders started fighting. One of them locked the other one out of everything. They had the majority and equal shareholding, making infighting even worse. The remaining partner started emptying the coffers.Someone doing the books became a whistleblower and revealed the shenanigans going on. The partner was siphoning off money, building a house, going on big trips, using private jets everywhere, etc. It got uglier and uglier, causing the shareholders to file lawsuits, and the FTC got involved. Years have gone by, and things are still shut down.Lessons learnedTime kills deals.Character is bigger than charisma. Crooked founders will gut you faster than any market downturn.Put all that money into index funds and let it compound.Andrew's takeawaysThe only way to invest as an angel investor is to invest in 10 startups. Don't do it if you are not prepared with the money and time to do that.Actionable adviceUnless you're a full-time VC with deal flow, customer channels, or an exit mapped out, keep your money in things you can control. If you're a shareholder, your best exit is for a big company to come and buy what they believe is money at a discount.Mike's recommendationsMike recommends learning to build a brand that will elevate everything you touch for the rest of your life. He suggests reading his book, Your Next Act: The Six Growth Accelerators for Creating a Business You'll Love for the Rest of Your Life, to help you build your brand. He also recommends immersing yourself in AI and learning how to use it effectively.No.1 goal for the next 12 monthsMike's number one goal for the next 12 months is to become an international citizen. He wants to continue living his beautiful life in multiple locations and working with more entrepreneurs worldwide.Parting words “Go out and build your brand. You will get access to better deals faster at a discounted price.”
As I delve into the intricacies of Project 2025, a sense of unease settles in, akin to witnessing a seismic shift in the foundational landscape of American governance. This initiative, spearheaded by conservative organizations, aims to radically reshape the federal government, centralizing power in the White House and dismantling the independence of various federal agencies.At its core, Project 2025 is rooted in the unitary executive theory, an expansive interpretation of presidential power that seeks to consolidate control over the entire executive branch under direct presidential oversight. Kevin Roberts, a key proponent, succinctly captures this vision: "all federal employees should answer to the president."[4]One of the most striking aspects of Project 2025 is its plan to eliminate the independence of agencies like the Department of Justice, the FBI, the Federal Communications Commission (FCC), and the Federal Trade Commission (FTC). These agencies, designed to operate without political interference, are now targeted for overhaul. The project dismisses these entities as "so-called independent agencies," reflecting a disdain for the checks and balances that have long been a cornerstone of American democracy[5].For instance, the Federal Trade Commission, a body established to protect consumers and promote competition, would no longer enjoy the autonomy granted by Congress and upheld by the Supreme Court in *Humphrey's Executor v. United States*. Under Project 2025, the president would gain the power to remove FTC commissioners at will, should they not align with the president's agenda. This change would fundamentally alter the FTC's ability to function independently, potentially turning it into a tool for partisan policy implementation[5].The State Department is another focal point of this initiative. Kiron Skinner, who authored the State Department chapter of Project 2025, advocates for the dismissal of all State Department employees in leadership roles before January 20, 2025. These positions would be filled by ideologically vetted leaders appointed to acting roles, bypassing the need for Senate confirmation. Skinner's rationale is telling: she believes most State Department employees are too left-wing and need to be replaced by those more loyal to a conservative president. When questioned about specific instances where State Department employees obstructed Trump policies, Skinner admitted she could not name any[4].The implications of such reforms are far-reaching and profound. By centralizing power and eliminating the independence of federal agencies, Project 2025 would effectively create an "imperial presidency," where the president's authority is virtually unchecked. This would shatter the system of checks and balances that has been a bulwark of American democracy since its inception. As the American Civil Liberties Union (ACLU) notes, the re-election of a president aligned with these policies would have "immense" consequences, potentially undermining the very fabric of democratic governance[1].The Office of Information and Regulatory Affairs (OIRA) within the White House would also play a critical role in this new landscape. Project 2025 proposes that OIRA should review and potentially revise or block rules and significant guidance issued by independent agencies. This would further erode the autonomy of these agencies, ensuring that all regulatory actions align with the president's agenda rather than serving the public interest[5].The potential impacts of these changes are alarming. Experts warn that such a concentration of power could lead to policies that are detrimental to workers, consumers, and the broader public. The Center for Progressive Reform is tracking these executive action proposals across 20 federal agencies, highlighting the devastating consequences for various sectors, from labor rights to environmental regulations[3].As we approach the milestones outlined in Project 2025, the stakes are high. The plan's proponents are pushing for significant changes to be implemented by January 20, 2025. This timeline underscores the urgency and the need for vigilant scrutiny from both policymakers and the public.In reflecting on Project 2025, it becomes clear that this initiative represents a fundamental challenge to the democratic principles that have guided the United States. It is a call to action, a reminder that the balance of power in American governance is not a static entity but a dynamic system that requires constant vigilance and engagement. As we move forward, it is crucial to monitor these developments closely, ensuring that the checks and balances that safeguard our democracy are not dismantled in the name of executive power. The future of American governance hangs in the balance, and the decisions made in the coming months will have lasting implications for generations to come.
There's a lot of news this week, so today's episode turned into a whole bunch of lightning rounds. Nilay, David, and The Verge's Jake Kastrenakes talk through all the vibes and news at WWDC, and why F1 seemed to outshine everything else. We also talk about the Switch 2 launch, and the news this week that Microsoft and Asus are building Xbox handhelds in both clever and confusing ways. After that, we run through for a bunch of AI news, including the ongoing decline of Google traffic to the web, the new Dia browser, and Sam Altman's ideas about how much water ChatGPT uses. Finally, it's time for another edition of Brendan Carr is a Dummy, followed by the news of Warner Bros. Discovery breaking up, some very fast flash drives, and a new Meta messaging app. Further reading: Craig Federighi confirms Apple's first attempt at an AI Siri wasn't good enough Ars: Apple's Craig Federighi on the long road to the iPad's Mac-like multitasking Nintendo's Switch 2 is the fastest-selling game console of all time Nintendo says your bad Switch 2 battery life might be a bug Microsoft and Asus announce two Xbox Ally handhelds with new Xbox full-screen experience This is how Microsoft is combining Windows and Xbox for handheld PCs Xbox's new handheld is a surprisingly comfortable way to play Gears of War Microsoft just teased its next-gen Xbox console, and nobody noticed The Nothing Phone 3 is coming to the US, and not in beta. HP reveals $24,999 hardware created just for Google Beam Online publishers are facing a chatbot calamity. Disney and Universal sue Midjourney for making AI ripoffs of their biggest characters Taboola's clickbaity chumbox is evolving into an AI chatbot Alexa Plus now has a million users and could be coming to you this summer Amazon is about to be flooded with AI-generated video ads Dia, the AI browser from the makers of Arc, is now available in beta Sam Altman claims an average ChatGPT query uses ‘roughly one fifteenth of a teaspoon' of water FCC's last Democratic commissioner doesn't know why Trump hasn't fired her yet Republicans are barreling toward remaking the internet Trump-fired FTC commissioner resigns. Warner Bros. Discovery is splitting into two companies Email us at vergecast@theverge.com or call us at 866-VERGE11, we love hearing from you. Learn more about your ad choices. Visit podcastchoices.com/adchoices
This week's episode covers Iowa's pipeline veto, a federal judge ruling John Deere must face an FTC lawsuit and we introduce Jacie Ambrose as our new intern! At the forefront of the news, Iowa Governor Reynolds vetoes a bill that would have limited eminent domain for carbon pipelines, igniting debate over landowner rights. John Deere faces an FTC lawsuit over right-to-repair restrictions and USDA budget cuts threaten conservation programs and staffing. Plus, international officials approve new vaccine standards aimed at controlling African Swine Fever and a possible HPAI prevention method is in the works. We're excited to welcome Jacie Ambrose as the newest intern at Ag News Daily! A Nebraska native and current student at the University of Nebraska Omaha, Jacie got her start in rural local radio, where she discovered a passion for agriculture and communications. In this episode, we sit down with Jacie to talk about her background, what drew her to ag media and what she's looking forward to during her time with us. Feel free to send Jacie story ideas at: jacie@agnewsdaily.com Stay connected with us for more agriculture content on Instagram, TikTok, Facebook, and YouTube, along with our weekly videos!
Hey everyone, it's Nilay. Decoder is on a short summer break right now, but we'll be back starting June 23 with new episodes, and we're very excited for what we have on the schedule. In the meantime, we have an episode from the excellent podcast Stay Tuned with Preet, with host and former U.S. Attorney Preet Bharara. Last month, Preet sat down with former FTC Chair Lina Khan for a pretty high-level discussion about antitrust, monopoly power, and the ongoing shift from both political parties in the United States toward more aggressive, bipartisan regulation of Big Tech. I think you'll find it really interesting. Links: Stay Tuned with Preet | Apple Podcasts Google loses ad tech monopoly case | Verge Judge greenlights FTC's antitrust suit against Amazon | Verge Judge rules that Google ‘is a monopolist' in US antitrust case | Verge Illegally fired FTC commissioners on Meta, bribes, and fighting for privacy | Decoder The case for breaking up Google has never been stronger | Decoder DOJ antitrust chief is ‘overjoyed' after Google monopoly verdict | Decoder DOJ's Kanter says the antitrust fight against Big Tech is just beginning | Decoder Credits: Decoder is a production of The Verge and part of the Vox Media Podcast Network. Our producers are Kate Cox and Nick Statt. Our editor is Ursa Wright. The Decoder music is by Breakmaster Cylinder Learn more about your ad choices. Visit podcastchoices.com/adchoices
This week on Caveat, Dave and Ben welcome back N2K's own Ethan Cook for our latest policy deep dive segment. As a trusted expert in law, privacy, and surveillance, Ethan is joining the show regularly to provide in-depth analysis on the latest policy developments shaping the cybersecurity and legal landscape. While this show covers legal topics, and Ben is a lawyer, the views expressed do not constitute legal advice. For official legal advice on any of the topics we cover, please contact your attorney. Policy Deep Dive In this Caveat Policy Deep Dive, our conversation and analysis revisits antitrust policy. Throughout this conversation, we break down how President Trump has pursued one of the most aggressive initial antitrust policies in decades. Since taking office, the FTC and DOJ have continued to pursue many of the antitrust cases that the former Biden administration was pursuing targeting many Big Tech companies. However, these cases are not minor as in each of the cases, the Trump administration is actively pursuing major company breakups. Get the weekly Caveat Briefing delivered to your inbox. Like what you heard? Be sure to check out and subscribe to our Caveat Briefing, a weekly newsletter available exclusively to N2K Pro members on N2K CyberWire's website. N2K Pro members receive our Thursday wrap-up covering the latest in privacy, policy, and research news, including incidents, techniques, compliance, trends, and more. This week's Caveat Briefing covers how Italy has cut ties with the Israeli spyware firm, Paragon after revelations that its technology was used to surveil government critics, including journalists and migrant rescue workers, sparking political outrage. A parliamentary report confirmed that Italian intelligence services had first paused, then terminated use of the spyware, though the timeline of the decision remains disputed. Curious about the details? Head over to the Caveat Briefing for the full scoop and additional compelling stories. Got a question you'd like us to answer on our show? You can send your audio file to caveat@thecyberwire.com. Hope to hear from you. Learn more about your ad choices. Visit megaphone.fm/adchoices
Maneesha Mithal (Wilson Sonsini) discusses the FTC's investigation of social media companies. What's going on behind the scenes? What's the FTC likely to do now? How can platforms prepare? How much damage to the First Amendment can the FTC inflict? We cover all this and more.Links:Tech Policy Podcast 409: The FTC's Quixotic Social Media InquiryTech Policy Podcast 406: The Take It Down Act (Is a Weapon)Tech Policy Podcast 394: Tech and Trump 2.0Tech Policy Podcast 322: FTC Commissioner Noah PhillipsAppeals Court: Yeah, Of Course Ken Paxton's Investigation Into Media Matters Was Bullshit
FTC, DOJ now requiring more information about mergers and acquisitions before they occur
Joe's Premium Subscription: www.standardgrain.comGrain Markets and Other Stuff Links-Apple PodcastsSpotifyTikTokYouTubeFutures and options trading involves risk of loss and is not suitable for everyone.0:00 US/China Deal2:31 Drier Forecast, Iowa??5:14 USDA Report Tomorrow8:48 US/Mexico9:57 John Deere, Right to Repair Stuff
Is "Abundance" the answer to our housing, energy, and pharma crises—or just neoliberalism in a new outfit?In this in-depth conversation, Capital Forum's Teddy Downey sits down with Sandeep Vaheesan of the Open Markets Institute to dissect "Abundance", the much-hyped book by Ezra Klein and Derek Thompson. Sandeep—legal director, historian, and author of Democracy and Power—offers a sweeping critique of the book's policy proposals and ideological foundations.We talk about:
In this episode of the Intelligent Medicine podcast, Dr. Ronald Hoffman interviews constitutional attorney Jonathan Emord. They discuss Emord's extensive career advocating for health freedom, focusing on natural health products and constitutional law. Emord explains the legal battles and regulatory challenges faced by the natural health industry, particularly against the FDA and FTC. He highlights victories like the overturning of Chevron and recent successes in court that have implications for the natural products industry. The conversation also covers the impact of COVID-19 on health regulations and the ongoing efforts to secure truthful health information for consumers.
In this episode of the Intelligent Medicine podcast, Dr. Ronald Hoffman interviews constitutional attorney Jonathan Emord. They discuss Emord's extensive career advocating for health freedom, focusing on natural health products and constitutional law. Emord explains the legal battles and regulatory challenges faced by the natural health industry, particularly against the FDA and FTC. He highlights victories like the overturning of Chevron and recent successes in court that have implications for the natural products industry. The conversation also covers the impact of COVID-19 on health regulations and the ongoing efforts to secure truthful health information for consumers.
Every 11 seconds, someone ends up in the ER from a fall, and many of those are preventable. What if you could strengthen both your body and your brain at the same time, while reducing your risk of falling? In today's episode, fellow physical therapist Dr. Mike Studer and I discuss the remarkable benefits of dual tasking, which combines physical movement with cognitive challenges to enhance balance, coordination, and bone health. This simple yet powerful approach has been shown to reduce fall risk and boost brain function, especially as we age. I'll walk you through some easy exercises you can do at home, why they work, and how they can help you stay strong, steady, and sharp. Whether you're recovering from a fall, supporting a loved one, or just want to feel more confident in your movement, dual tasking offers a fun and effective way forward. No special equipment needed—just your attention and a few minutes a day! “When people become more confident in their divided attention, they also drop their fear. And while you're doing dual tasking, you can improve your strength." ~ Dr. Mike Studer In this episode: - [04:43] - What is dual tasking? - [09:33] - Reintroducing play into your lifestyle - [13:30] - What physical therapists say about dual tasking - [16:21] - Four distractions that contribute to your risk of falling - [21:13] - Simple dual tasking exercises you can try - [26:44] - The link between dual tasking and cognitive function - [29:08] - Why multitasking is not the same as dual tasking - [32:25] - What is vigorous intermittent lifestyle physical activity? - [34:50] - The power of extreme or novel experiences - [46:01] - Integrating dual tasking exercises into your daily life Resources mentioned - Mike's website - http://www.mikestuder.com - If you want a signed copy of Mike's book, send an email to mike@mikestuder.com, and include the address and who you would like Mike to make the book out to. The cost will be $10 plus shipping. - Mike's Dual Tasking Activities mentioned in episode - https://drive.google.com/file/d/11BOJ3GVrCdV1wbG-Pm6eTXQtDXtRyxTF/view?usp=sharing - Balance and Boost Exercise Classes (special discount - 2 classes for $22) - https://www.happyboneshappylife.com/balance-and-brain-boost - Discounted Supplements at Margie's Fullscript dispensary - https://tinyurl.com/supplementsforless More about Margie - Website - https://margiebissinger.com/ - Facebook - https://www.facebook.com/p/Margie-Bissinger-MS-PT-CHC-100063542905332/ - Instagram - https://www.instagram.com/margiebissinger/?hl=en DISCLAIMER – The information presented on this podcast should not be construed as medical advice. It is not intended to replace consultation with your physician or healthcare provider. The ideas shared on this podcast are the expressed opinions of the guests and do not always reflect those of Margie Bissinger and Happy Bones, Happy Life Podcast. *In compliance with the FTC guidelines, please assume the following about links on this site: Some of the links going to products are affiliate links of which I receive a small commission from sales of certain items, but the price is the same for you (sometimes, I even get to share a unique discount with you). If I post an affiliate link to a product, it is something that I personally use, support, and would recommend. I personally vet each and every product. My first priority is providing valuable information and resources to help you create positive changes in your health and bring more happiness into your life. I will only ever link to products or resources (affiliate or otherwise) that fit within this purpose.
In this episode of The Refresh, Kait walks us through an overlooked but impactful week in advertising. From explosive revelations about brand ads on explicit platforms, to Meta's push for fully automated AI-driven ad creation, and a new FTC investigation into media watchdogs, this week's headlines raise deeper questions about trust, transparency, and control in digital advertising. We cover: or brands like Verizon and Amazon running ads on a teen-rated app rife with explicit and offensive content. Ads were served via Meta, Amazon, and Epsilon, with Google removing the app only after the story broke. The incident highlights systemic failures in classification and oversight across major platforms—platforms that benefit from scale but lack incentive to fully enforce brand safety. Meta announced plans to fully automate ad creative and targeting by 2026 using AI. While potentially helpful for small businesses, the move raises concerns about creative quality, transparency, and the potential erosion of brand control. The FTC launched an investigation into advertiser boycotts, probing whether organizations like Media Matters and Adfontes are influencing anti-competitive behaviors through media quality frameworks. The broader theme this week is that the tools and platforms meant to empower advertisers may be evolving faster than the industry can ensure they're being used ethically—or effectively. Learn more about your ad choices. Visit megaphone.fm/adchoices
Network marketing compliance is not optional—it's critical. In this episode, Todd Falcone breaks down the compliance mistakes that are putting companies and reps at risk—and how you can avoid becoming the reason your company gets investigated. You'll learn: What the FTC and FDA say about income and product claims Why “lifestyle marketing” can violate compliance even without words How to use income disclosures correctly The dangers of making disease or medical claims about products What to do if someone on your team is making exaggerated or illegal claims If you're in network marketing and you care about protecting your business and income, this training is essential. Watch the full episode here: https://ToddFalcone.com/episode325 The #1 Selling Script Book in Network Marketing: https://ToddFalcone.com/guide Additional Resources for you: Todd's Blog: | http://www.toddfalcone.com/blog Facebook: | https://facebook.com/thefearlessnetworker Instagram: | https://www.instagram.com/toddfalcone/ LinkedIn: | https://www.linkedin.com/in/toddfalcone/ ————————— ABOUT TODD FALCONE ————————— Not at all afraid to tell-it-like-it-is, Todd Falcone is an entertaining speaker, with a bold approach to teaching people the real truth about what it takes to succeed in network marketing. Todd has first-hand experience having previously developed massive organizations during a 20+ year career as a distributor in the field. He has presented to audiences both big and small across the globe and his how-to approach is as real as it gets. As a speaker and trainer, Todd's training is considered an invaluable resource applicable to any organization's success. He focuses on everything from the fundamentals of beginning a home business in network marketing to very advanced offline and online strategies, as well as leadership development, team building and accountability for entrepreneurs. Todd's speaking style is both refreshing and highly entertaining. His approach to teaching is direct, raw, real and funny as it gets. Todd will have your audience both laughing and learning at the same time. His clients describe him as “intense”, “fun”, “honest” and “authentic.” If you're looking for a speaker that knows how to build a network marketing business, Todd Falcone is the best choice. He is one of an extremely small group of trainers on the circuit today that not only train on the subject, but who has actually BUILT several large organizations. To Book Todd for an event, webinar or conference call, visit: https://ToddFalcone.com/hire-todd-to-speak/
In this episode, we talk about how to get real Amazon reviews without breaking the rules. Our guest is Adam Melenkivitz, founder of Test Squared, a platform that helps Amazon sellers grow with FTC-compliant reviews. He shares how sellers can earn trust, avoid fake reviews, and stay on the right side of the law—while also getting real feedback that helps improve their products. Topics discussed in this episode: Why authentic Amazon reviews are more critical than ever for building consumer trust. What the new FTC rule means for Amazon sellers. How TestSquared's matching system works without breaking Amazon's rules. Why most reviews aren't five-star ratings and that's actually beneficial. What product categories work best for authentic review programs. How the 35-day review timeline varies by product type. Why 20 authentic reviews is the magic number for Amazon's algorithm. How proper vetting prevents fake testers from gaming the system. What the affiliate program offers for referral partners. Why being unconventional in marketing helps generate organic reviews. Links & Resources Website: https://www.testsquared.com/ Affiliate link: https://www.testsquared.com/affiliate LinkedIn: https://www.linkedin.com/in/adammelenkivitz/ Get access to more free resources by visiting the show notes athttps://tinyurl.com/4h9sdwtn SUPPORT OUR SPONSORThis episode is sponsored by Ahrefs — the all-in-one marketing intelligence platform trusted by SEO professionals, content creators, and digital marketers around the world. Whether you're doing keyword research, checking backlinks, or analyzing competitors, Ahrefs gives you the tools to make smarter marketing decisions.
Ralph welcomes Heidi Shierholz, president of the Economic Policy Institute, to break down the budget bill passing through Congress that is the largest transfer of wealth from the poor and working-class to the wealthy in United States history. Then, insurance expert, Robert Hunter returns to discuss the recent rise in auto insurance rates.Heidi Shierholz is the president of the Economic Policy Institute, a nonprofit, nonpartisan think tank that uses the power of its research on economic trends and on the impact of economic policies to advance reforms that serve working people, deliver racial justice, and guarantee gender equity. In 2021 she became the fourth president EPI has had since its founding in 1986.We've never seen a budget that so plainly takes from the poor to give to the rich… The nonpartisan Congressional Budget Office found that lower and lower middle-income people will actually lose out. They may get something of a tax break, but they lose benefits. So that on net, their after-tax income will be lower after this bill, while the rich just make out like bandits.Heidi Shierholz, President of the Economic Policy InstituteThe draconian cuts that we are seeing to the safety net are not big enough, because the tax increases are so huge that this bill also increases the deficit dramatically.Heidi ShierholzMany folks are calling this the MAGA Murder Bill. They're not wrong. People will die because of the cuts that we're seeing here.Heidi ShierholzRobert Hunter is the Director Emeritus of Insurance at the Consumer Federation of America. He has held many positions in the field, both public and private, including being the Commissioner of Insurance for the State of Texas being the President and Founder of the National Insurance Consumer Organization and served as United States Federal Insurance Administrator.Decide how much you need. Don't ask for more than you really need. And then once you have it, “I need this much for my car. I need this much if I hit somebody” and so on. And then you get that statistic, and you send it out to several companies and get quotes.Robert Hunter on buying auto insuranceThere isn't any program benefiting the American people that Trump is not cutting in order to turn the country over to the giant corporations and the super-rich. It's basically an overthrow of the government and an overthrow of the rule of law.Ralph NaderNews 6/6/251. On May 23rd, the Trump administration Department of Justice officially announced it had reached an agreement with Boeing to drop its criminal case against the airline manufacturer related to the 2018 and 2019 crashes that killed 346 people, NPR reports. The turnover at the federal government in recent years has prolonged this case; the first Trump administration reached a deferred prosecution agreement with Boeing in 2021, but prosecutors revived the criminal case under President Biden, and as NPR notes, “Boeing agreed last year to plead guilty to defrauding regulators, but a federal judge rejected that proposed plea deal.” Just before the deal was reached, Senators Elizabeth Warren and Richard Blumenthal penned a letter calling on the DOJ not to “allow [Boeing] to weasel its way out of accountability for its failed corporate culture, and for any illegal behavior that has resulted in deadly consequence,” but this was clearly ignored. Paul Cassell, a law professor at the University of Utah and former federal judge who, according to NPR, is representing the families of victims for free, said, “This kind of non-prosecution deal is unprecedented and obviously wrong for the deadliest corporate crime in U.S. history…My families will object and hope to convince the court to reject [the deal]."2. That same day, Trump signed a new executive order to “cut down on regulations and fast-track new licenses for [nuclear] reactors and power plants,” per Reuters. According to the wire service, “Shares of uranium mining companies Uranium Energy…Energy Fuels…and Centrus Energy…jumped between 19.6% and 24.2%” following this announcement. Sam Altman-backed nuclear startup Oklo gained 23.1%. The administration's new interest in the nuclear industry is spurred in part by increased demand for energy as, “power-hungry data centers dedicated to artificial intelligence and crypto miners plug into the grid.” The nuclear industry is also expected to retain many tax incentives stripped away from green energy initiatives in the so-called Big Beautiful Bill.3. In yet another instance of the Trump administration going soft on corporate greed, the Republican-controlled Federal Trade Commission has dismissed their case against PepsiCo. As the AP explains, “The lawsuit…alleged that PepsiCo was giving unfair price advantages to Walmart at the expense of other vendors and consumers,” citing the 1936 Robinson-Patman Act, which bans companies from “using promotional incentive payments to favor large customers over smaller ones.” Current FTC Chair Andrew Ferguson called the case a “dubious partisan stunt,” in a press release. Former Chair Lina Khan however, called the dismissal “disturbing,” and wrote, “This lawsuit would've protected families from paying higher prices at the grocery store and stopped conduct that squeezes small businesses and communities across America. Dismissing it is a gift to giant retailers as they gear up to hike prices.”4. Instead of utilizing the federal regulatory apparatus to protect consumers and the public, the Trump administration instead continues to weaponize these institutions to target progressive groups. According to Axios, the FTC is “investigating…Media Matters over claims that it and other media advocacy groups coordinated advertising boycotts of Elon Musk's X.” As this report notes, “X [formerly Twitter] sued Media Matters for defamation in 2023 for a report it publicly released that showed ads on X running next to pro-Nazi content. X claimed the report contributed to an advertiser exodus.” While it seems unlikely the social media platform could prevail in such a suit, the suit has effectively cowed the advertising industry, with the World Federation of Advertisers dismantling their Global Alliance for Responsible Media just months after the suit was filed. Media Matters president Angelo Carusone is quoted saying, “The Trump administration has been defined by naming right-wing media figures to key posts and abusing the power of the federal government to bully political opponents and silence critics…that's exactly what's happening here…These threats won't work; we remain steadfast to our mission.”5. On Thursday, Representative Alexandria Ocasio-Cotez endorsed State Assemblyman Zohran Mamdani in his bid for Mayor of New York City, POLITICO reports. This endorsement came the morning after the first mayoral primary debate, a rollicking affair featuring nine candidates and including a testy exchange in which the moderators disregarded their own rules to press Mamdani to say whether he believed in “a Jewish state of Israel?” Mamdani responded that he believed Israel has a right to exist “as a state with equal rights.” This from the Times of Israel. In her endorsement, AOC wrote “Assemblymember Mamdani has demonstrated a real ability on the ground to put together a coalition of working-class New Yorkers that is strongest to lead the pack…In the final stretch of the race, we need to get very real about that.” Ocasio-Cortez said she would rank Adrienne Adams, Brad Lander, Scott Stringer and Zellnor Myrie in that order after Mamdani.6. Turning to Palestine itself, the Times of Israel reports notorious Biden State Department spokesman Matthew Miller admitted in an interview that, “It is without a doubt true that Israel has committed war crimes” in Gaza. While Miller stops short of accusing the Israeli government of pursuing “a policy of deliberately committing war crimes,” and repeats the tired canard that Hamas resisted ceasefire negotiations, he admits that the Biden administration “could have done [more] to pressure the Israeli government to agree to…[a] ceasefire.” Hopefully, Miller's admission will help crack the dam of silence and allow the truth to be told about this criminal military campaign.7. Even as Miller makes this admission, the merciless bombing of Palestinians continues. The Guardian reports “On Sunday, at least 31 Palestinians were killed after Israeli forces opened fire at the site of a food distribution centre in Rafah…On Monday, another three Palestinians were killed by Israeli fire at the same site…And on Tuesday, 27 people were killed after Israeli forces opened fire again, say Gaza officials.” This report continues, citing UN human rights chief, Volker Türk, who said on Tuesday that “Palestinians in Gaza now faced an impossible choice: ‘Die from starvation or risk being killed while trying to access the meagre food that is being made available.'” Türk added that by attacking civilians, Israel is committing yet more war crimes.8. Some high-profile activists are taking direct action to deliver food to Gaza. Democracy Now! reports 12 activists aboard The Madleen, part of the Freedom Flotilla Coalition, have departed from the Italian port of Catania. This group includes Swedish climate activist Greta Thunberg, actor Liam Cunningham, and Rima Hassan, a French member of the European Parliament. Despite the previous ship being targeted by a drone attack, Thunberg is quoted saying “We deem the risk of silence and the risk of inaction to be so much more deadly than this mission.” Threats to the flotilla continue to pour in. South Carolina Republican Senator Lindsey Graham tweeted, “Hope Greta and her friends can swim!” In Israel itself, IDF spokesman Brigadier General Effie Defrin ominously stated “we will act accordingly," per FOX News.9. In more foreign policy news, Gareth Gore – a Washington Post reporter and author of Opus, an exposé of the shadowy Opus Dei sect within the Catholic Church – reports Pope Leo has given Opus Dei six months to “pass comprehensive reforms” and has told the group that if significant changes are not made by December, “necessary measures will be taken.” Gore further reports that in addition to the reforms, “[Pope] Leo has also demanded an investigation into abuse allegations…[including] human trafficking, enslavement…[and] physical and psychological abuse of members.” According to Gore, the reforms were first ordered by Pope Francis in 2022, but “Opus Dei dragged its feet – in the hope the pope would pass away first.” Upon his death, Pope Francis had been on the, “cusp of signing into canon law a huge reform of Opus Dei.” The Vatican was also moving to force a vote on a revised Opus Dei constitution, which was, “quietly cancelled” within hours of Francis' death. Perhaps most tellingly, Gore reports “The Vatican has privately reassured Opus Dei victims who have long campaigned for justice that they ‘won't be disappointed'”10. Finally, a political earthquake has occurred in South Korea. Listeners may remember the failed coup attempt by right-wing former President Yoon Suk Yeol, which culminated in his ouster and could ultimately lead to a sentence of life in prison or even death. Now, the country has elected a new president, Lee Jae-myung, by a margin of 49.4% to 41.2%. Lee, who leads Korea's Democratic People's Party, has “endured a barrage of criminal indictments and an assassination attempt,” since losing the last presidential election by a margin of less than 1 per cent, per the Financial Times. Lee is a former factory worker who campaigned in a bulletproof vest after surviving being knifed in the neck last year. The FT notes “Lee…grew up in poverty and suffered [a] permanent injury at the age of 13 when his arm was crushed in a machine at the baseball glove factory where he worked…in 2022 [he] declared his ambition to be a ‘successful Bernie Sanders'.” That said, he has pivoted to the center in his recent political messaging. Beyond the impact of Lee's election on the future of Korean democracy, his tenure is sure to set a new tone in Korea's relations with their neighbors including the US, the DPRK, China and Japan.This has been Francesco DeSantis, with In Case You Haven't Heard. Get full access to Ralph Nader Radio Hour at www.ralphnaderradiohour.com/subscribe
In this episode of AD Nauseam, Amy Mudge and Daniel Kaufman explore the complexities of advertising “free” offers, emphasizing the importance of transparency and compliance with FTC guidelines. They discuss how the term “free” can mislead consumers if not properly qualified, especially when hidden costs or conditions are involved, such as shipping fees or automatic subscriptions. Several FTC cases are examined, including those involving dietary supplements, personal computers, and tax preparation services, illustrating common pitfalls and enforcement trends.Questions & Comments: amudge@bakerlaw.com or dkaufman@bakerlaw.com
Herb Weisbaum on the new FTC rule cracking down on surprise fees // Jill Ellis from FIFA on the World Cup preparations in Seattle // Rick Rizzs Show: The Mariners look to bounce back this weekend against the LA Angels // Seattle Mayoral Candidate Ry Armstrong on their vision for Seattle // Angela Poe Russell on the feud between President Trump and Elon Musk // Paul Holden with a weekend roundup
The Trump administration moves quickly to detain the family of the Colorado terrorist and round up other illegals, Arkansas targets pharmaceutical middlemen, and the FTC investigates whether Media Matters illegally colluded advertiser boycotts of social platforms. Get the facts first with Morning Wire.Vanta: Get $1,000 off Vanta at https://vanta.com/morningwireZocDoc: Find and instantly book a top-rated doctor today. Visit https://Zocdoc.com/WIRE
0:00 - HeteroAwesomeness Month 13:02 - Elon Musk comes out against the Big Beautiful Bill 27:15 - US Open qualifying 30:14 - Mamet on Maher podcast 55:25 - James A. Gagliano, retired FBI supervisory special agent and a doctoral candidate in homeland security at St. John’s University, on the "unhealthy" direction of college campuses - "we are becoming the architects of our own demise" 01:11:51 - CA 400M champ Clara Adams stripped of title 01:26:04 - Chief Economist at First Trust Portfolios LP, Brian Wesbury, on the Big Beautiful Bill - "the last two years of government spending were some of the most irresponsible budgets we have ever seen" Follow Brian on X @wesbury 01:49:30 - Emeritus professor of law, Harvard Law School, Alan Dershowitz, shares details from his new book The Preventive State: The Challenge of Preventing Serious Harms While Preserving Essential Liberties. For more from Professor Dershowitz, check out his podcast “The Dershow” on Spotify, YouTube and iTunes 02:07:58 - Neil Chilson, former Chief Technologist for the FTC and currently Head of AI Policy at the Abundance Institute, on the risks, rewards and myths of AI. Check out Neil’s substack outofcontrol.substack.comSee omnystudio.com/listener for privacy information.
In this June 4th episode of The Daily Herold, Jon Herold dives deep into Trump's newly posted Truth Social update about a 75-minute phone call with Vladimir Putin. The call touched on escalating attacks in Ukraine and Iran's nuclear ambitions, with Trump notably declining to condemn Putin's threats of retaliation. Jon dissects the implications and offers pointed commentary on how these diplomatic signals may influence global events. The episode then shifts to the controversial “Big Beautiful Bill,” facing backlash over deficit projections and a little-known clause restricting states from regulating AI for the next 10 years. With voices from Musk, Stephen Miller, and even Marjorie Taylor Greene entering the fray, Jon walks through both the bill's MAGA-aligned reforms and the potential federal overreach buried within. Additional segments include an FTC antitrust probe into censorship cartels, updates from the Mike Lindell defamation trial (with Ashe reporting from the ground), and reflections on economic chaos, Bitcoin's mainstream arrival, and the optics war between Trump and the establishment. As always, Jon keeps it candid, irreverent, and razor-sharp.
Nick kicks things off with Herb Weisbaum, aka The Consumerman, who breaks down the FTC's crackdown on hidden junk fees—what it means, how it works, and why it might finally spare you some surprise charges. They also dive into the sketchy world of overpriced solar installations and wrap with practical, money-saving travel tips for your summer plans. Later, Car Guy Tom Appel pulls up with tales of hybrid Toyotas, obscure concept cars inspired by butterflies, and a nostalgic look at the Super Jeep. There's also some history on the Pope-Mobile (yes, really) and a reality check on whether that Porsche you spotted is actually worth only twenty grand. As always, Nick throws in fresh rounds of #Starspotter and #MysteryShow to keep things unpredictable. [EP 355]
On May 7, 2025, the Ninth Circuit affirmed the dismissal of the Federal Trade Commission’s lawsuit challenging Microsoft's $69 billion purchase of “Call of Duty” maker Activision Blizzard, affirming the lower judge's order finding that the FTC was not entitled to a preliminary injunction blocking the deal, which closed in 2023. Hear from former agency officials and amici filers for the Business Roundtable, Communications Workers of America, and TechFreedom as they discuss the various views presented in the briefing and the ramifications of this decision on future merger enforcement at the Federal Trade Commission and Department of Justice.Featuring:Allen P. Grunes, Shareholder, Brownstein Hyatt Farber SchreckHon. Maureen Ohlhausen, Partner, Antitrust and Competition, Wilson Sonsini Goodrich & RosatiRahul Rao, Antitrust Partner, White & CaseBilal Sayyed, Senior Competition Counsel, TechFreedom Moderator: Lawrence J. Spiwak, President, Phoenix Center for Advanced Legal and Economic Public Policy Studies--To register, click the link above.
We've got a cross-post episode for you this week, courtesy of the Tech Policy Podcast by TechFreedom, hosted by Corbin Barthold. Both TechFreedom and The Copia Institute submitted comments on the FTC's inquiry into social media censorship, Corbin invited Mike and TechFreedom's Santana Boulton for a discussion all about what's going on. You can listen to the whole conversation here on this week's episode. Copia Comment: https://www.techdirt.com/2025/05/22/we-shouldnt-have-to-explain-to-the-ftc-why-content-moderation-is-so-crucial-to-free-speech-but-we-did/ TechFreedom Comment (pdf): https://techfreedom.org/wp-content/uploads/2025/05/TechFreedom-Comments-FTC-Political-Bias-Inquiry.pdf
This week on VG Pulse, get ready for the leadup to Not-E3! We start off with side notes of work and life, before diving into the regular news where we discuss the many L’s of Nintendo, the FTC finally dropping its case against Microsoft, and companies continuing to raise prices for any reason they can think of! After the news, we go over the discord discussions, and finish off with talk of food! All this and more up next on VGP 418!! -Aki Music Intro – Tetris A Theme Guitar Cover by FamilyJules Outro – Tetris B Theme Guitar Cover by FamilyJules Links Summer Games Fest 2025 Schedule GTA6 Delayed … Continue reading "VG Pulse 418: Mabey We’re Getting Older?"
In this episode, AdTechGod interviews James Rosewell, co-founder of Movement for an Open Web, discussing the evolution of the open web, the implications of the Privacy Sandbox, the importance of web browsers, and the future of regulation in the digital advertising landscape. They explore the impact of political changes on antitrust initiatives and the need for market certainty, while also providing resources for listeners to stay informed about these developments. Takeaways James Rosewell founded Movement for an Open Web to address concerns about the Privacy Sandbox. The open web must offer advertisers a good return on investment and protect content rights. Privacy Sandbox can now compete on its merits without coercion from Google. Web browsers play a crucial role in the digital advertising ecosystem. Regulation is needed to ensure fair competition in the browser market. Political changes are influencing antitrust motivations in the US. Market certainty is essential during the appeal process for Google. The European Commission is taking steps towards divestiture of Google. Funding models for web browsers need to be reevaluated. Resources are available for those wanting to learn more about the open web movement. Chapters 00:00 Introduction to the Open Web Movement 01:29 The Birth of Movement for an Open Web 04:09 Antitrust and Privacy Sandbox Insights 06:02 The Role of Web Browsers in Advertising 10:00 Regulation and the Future of Browsers 12:10 Political Changes and Their Impact 14:00 Looking Ahead: Opportunities and Challenges 16:33 Resources for Further Learning AI Anxiety, Media Shakeups & the Social Disconnect In this episode of The Refresh, Kait breaks down a pivotal week in Adland marked by existential questions around AI, massive corporate restructuring, and the steady evolution of streaming. From WPP's dramatic rebrand and layoffs to the Meta antitrust trial's conclusion and fresh Nielsen numbers, the episode weaves together the mounting pressure of rapid technological change and its human cost. Key Discussion Points: WPP rebrands Group M as “WPP Media” under an AI-first strategy, but the move triggers confusion and layoffs impacting up to 45% of staff. The broader advertising industry is facing an AI reckoning, as companies move faster than ever with minimal oversight or infrastructure for displaced workers. Meta's antitrust trial wraps, with the FTC accusing the company of a “buy or bury” strategy—highlighting internal emails and challenging definitions of competition. Despite social media's waning ability to foster community, creator marketing continues to boom—but may need reevaluation for long-term brand building. Nielsen's April report shows streaming now holds 44% of total TV usage, with ad-supported content making up 72% of viewership; Grey's Anatomy tops the charts. Learn more about your ad choices. Visit megaphone.fm/adchoices
S4:E173 First, the weekly update in venture and then a special interview with Ammon Simon the Chief Counsel to the Senate Committee on Banking, Housing, and Urban Affairs chaired by Sen. Tim Scott of SC which has purview over the FTC and associated investing regulation. He'll be talking about reforming the Accredited Investor definition and how that might affect GenZ and Millennial investors. I'll then follow that with a brief explanation of a new type of fund structure gaining traction with Startup Investors, Evergreen Funds, also known as perpetual or open-ended funds. They offer an indefinite lifespan, unlike traditional closed-end funds which have a fixed termination date, allowing continuous investment and reinvestment of gains while allowing Periodic Redemptions. While private market investments are generally illiquid, Evergreen Funds offer investors scheduled redemption opportunities, usually on a quarterly or annual basis, providing a level of liquidity not typically seen in traditional private funds, though redemptions are usually capped to manage fund liquidity (e.g., 5% per quarter). They also allow lower Investment Minimums, enable Immediate investment Deployment and have no Capital Calls. (interview recorded 5.19.25)Reach out to Chief Counsel Ammon Simon at ammon@banking.senate.gov to advocate for change in the Accredited Investor Definition.Follow David and Paul: https://x.com/DGRollingSouth https://x.com/PalmettoAngel Connect On LinkedIn: https://www.linkedin.com/in/davidgrisell/ https://www.linkedin.com/in/paulclarkprivateequity/ We invite your feedback and suggestions at www.ventureinthesouth.com or email david@ventureinthesouth.com. Learn more about RollingSouth at rollingsouth.vc or email david@rollingsouth.vc.
Mike Masnick (Techdirt) and Santana Boulton (TechFreedom) discuss the FTC's “Inquiry on Tech Censorship.”Topics include:What are we doing here?The myth surrounding Hunter Biden's laptopDoes the FTC know how terms of service work?Does the FTC know how cartels work?Content moderation is pro-free speechJawboning on steroidsLinks:Copia Institute FTC comments (https://tinyurl.com/y6r2b82f)TechFreedom FTC comments (https://tinyurl.com/mccbwa2h)Hello! You've Been Referred Here Because You're Wrong About Twitter And Hunter Biden's Laptop (https://tinyurl.com/685fjmk8)Moderating Eating Disorder Content Is Harder Than You Think (https://tinyurl.com/r37nvnjb)Why Is The Republican Party Obsessed With Social Media? (https://tinyurl.com/bdec2u9w)
SUMMARYIn today's Weekly Business News, host Ryan Alford delves into key business topics. He discusses the impact of AI on white-collar jobs, urging professionals to embrace and leverage AI technologies. Ryan highlights LeBron James's new grooming line, "The Shop," as a savvy blend of lifestyle branding and media. He also covers the surge in Bitcoin prices and the booming cryptocurrency mining market, advocating for crypto investments. Lastly, Ryan addresses the FTC's delay in implementing a rule to simplify subscription cancellations, emphasizing the need for consumer-friendly practices.TAKEAWAYSThe impact of artificial intelligence (AI) on white-collar jobs and the need for adaptation.Embracing AI as a tool for career enhancement and creativity.LeBron James's launch of a grooming line called "The Shop" and its connection to lifestyle branding.The surge in Bitcoin prices and its implications for the cryptocurrency market.The growth of the cryptocurrency mining industry and investment opportunities.The Federal Trade Commission's (FTC) delay on rules regarding subscription cancellations.Consumer frustrations with the difficulty of canceling subscriptions.The intersection of technology, business, and consumer rights.The importance of staying informed about current business trends.The blend of serious business discussions with pop culture elements.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
If you've ever felt overwhelmed by all the health advice out there, you're not alone. In this episode, I'm joined by functional nutritionist, author, and educator Margaret Floyd Barry, who shares a grounded, encouraging path for moving from information overload to lasting results. She wrote two wonderful books to share health information in an easily understandable format. Her first book, Eat Naked, dispels misconceptions about nutrition and empowers readers to adopt a whole-foods approach to eating. A year later, she followed up with a cookbook, The Naked Foods Cookbook, which she co-authored with her husband, Chef James Barry, to make healthy, delicious cooking accessible to even the most culinary-challenged. Today, Margaret explains how trusting your instincts, taking small doable steps, and finding the proper support can transform your journey, especially when it comes to gut health and bone strength. We also discuss the importance of celebrating progress, avoiding perfectionism, and fostering an environment that supports success. Whether you're just starting out or trying to get back on track, this conversation serves as a reminder that no action is too small, and momentum starts with one step. You'll leave feeling hopeful, empowered, and ready to move forward in a way that truly works for you. “Here's the reality: The maybe slightly less than perfect thing that you will actually do is way better than the perfect solution that you won't." ~ Margaret Floyd Barry, FNTP, MRWP In this episode: - [02:43] - The shocking amount of daily information we consume - [06:01] - How to know what step is right for you - [08:10] - The truth about “perfect” wellness plans - [12:51] - What to do when you fall off track - [15:02] - How to turn a setback into progress - [17:52] - The power of community and environment for success - [24:32] - When it's time to work with a health practitioner - [26:16] - Details about Margaret's training program - [28:36] - What the human body is capable of doing - [32:57] - The secret to making wellness habits stick - [36:08] - Why the gut is the key to your healing - [38:18] - Margaret's free event to help you go deeper Resources mentioned - Clinical Success Showcase (Free) June 2nd- June 5th https://restorativewellnesssolutions.ontraport.com/t?orid=30372&opid=32 - Find a Restorative Wellness Practitioner - https://restorativewellnesssolutions.com/find-a-practitioner/ - Margaret Floyd Barry, FNTP Master RWP CGP websites - www.restorativewellnesssolutions.com and www.margaretfloydbarry.com - Osteoporosis Exercises to Strengthen Your Bones and Prevent Fractures (free) - http://tinyurl.com/osteoporosisexercises More about Margie - Website - https://margiebissinger.com/ - Facebook - https://www.facebook.com/p/Margie-Bissinger-MS-PT-CHC-100063542905332/ - Instagram - https://www.instagram.com/margiebissinger/?hl=en DISCLAIMER – The information presented on this podcast should not be construed as medical advice. It is not intended to replace consultation with your physician or healthcare provider. The ideas shared on this podcast are the expressed opinions of the guests and do not always reflect those of Margie Bissinger and Happy Bones, Happy Life Podcast. *In compliance with the FTC guidelines, please assume the following about links on this site: Some of the links going to products are affiliate links of which I receive a small commission from sales of certain items, but the price is the same for you (sometimes, I even get to share a unique discount with you). If I post an affiliate link to a product, it is something that I personally use, support, and would recommend. I personally vet each and every product. My first priority is providing valuable information and resources to help you create positive changes in your health and bring more happiness into your life. I will only ever link to products or resources (affiliate or otherwise) that fit within this purpose.
Half of C-suite executives say tariff and artificial inteligence anxieties are driving major business decisions. Crain's reporter John Pletz discusses with host Amy Guth.Plus: Ulta tops estimates as beauty demand bucks consumer pullback, GTCR slams FTC in court as it fights to save $627 million deal, Skittles removes controversial additive targeted by RFK Jr. and Art Institute president returns following in-flight misconduct probe.
We are releasing today on our podcast show a repurposed webinar which we produced on May 13, 2025 entitled “What is happening at the federal agencies (other than the CFPB) that is relevant to the consumer financial services industry.” During this podcast, we will inform you about recent developments at those other agencies, including the FTC, OCC, FDIC, FRB and DOJ (collectively, the “Agencies”) and the White House (through the issuance of Executive Orders). Some of the issues we consider are: • What are the strategic priorities of the Agencies, including cryptocurrency (OCC, FRB and DOJ); reducing regulatory burden, promoting financial inclusion, embracing bank-fintech partnerships and expanding responsible bank activities involving digital assets (OCC); adopt a more open-minded approach to innovation and technology adoption (FDIC); public inquiry into anti-competitive regulations (FTC and DOJ); and regulation of AI technology, boosting protections for children and teens online and strengthening enforcement against companies that sell, transfer, or disclose Americans' geolocation information and other sensitive data to foreign adversaries, more emphasis on antitrust enforcement and less on consumer protection (FTC). • What is the status of proposed or final regulations of the Agencies? (e.g., FTC CARS Rule, Click-to-Cancel Rule, Junk Fees Rule, and Rule banning Noncompetes; FDIC advertisement and brokered-deposit rules, OCC rule on bank mergers; and the Community Reinvestment Act final rule)? • What is the status of enforcement investigations and litigation of the Agencies? • What impact will staff cuts have on supervisory examinations? • What is the impact of President Trump's executive order requiring the Agencies to obtain approval from the White House of all proposed and final regulations? • Will the Supreme Court approve of President Donald Trump's firing of the Democratic members of the FTC and NCUA and other federal agencies (who have subsequently sued Trump to challenge the firings) and, if so, what are its implications? • What is the significance of the FDIC and OCC agreeing to eliminate “reputation risk” as a basis for evaluating risks to banks? • Will the OCC adopt a regulation or other guidance, or will Congress enact legislation pertaining to debanking/fair access? • Will the OCC and/or FDIC issue any guidance or regulations pertaining to federal preemption of state law in light of the Supreme Court's opinion last term in Cantero and the impending Courts of Appeal decisions in Cantero, Kivett and Conti? • What is the significance of the FDIC withdrawing its amicus brief in support of the Colorado Attorney General in the 10th Circuit in the lawsuit brought by industry against him challenging a Colorado statute which purported to opt out of Section 521 of DIDMCA? • Will there continue to be fair lending and disparate impact enforcement at any of the Agencies? Alan Kaplinsky, former chair and now senior counsel of Ballard Spahr's Consumer Financial Services Group, moderated the presentations of the following other members of the Consumer Financial Services Group: Scott Coleman, Ronald Vaske and Kristen Larson.
Death Stranding, Lilo & Stitch, Mission Impossible Final Reckoning and more – Geekoholics Anonymous Video Game Podcast 488 On this weeks episode we blab about the following Games and topics: Whatcha Been Playing? Death Stranding Directors Cut 17:04 Doom Dark Ages 29:24 News: Cross Platform / PC / Misc. FTC finally drops appeal against Microsoft's acquisition of Activision Blizzard 36:19 After parting ways with EA, WRC gets new home and six-year deal to "reboot" rally series 41:26 EA's Black Panther game reportedly cancelled and studio closed, resulting in more layoffs 42:59 Apple makes first ever game developer acquisition, but insists it's not the start of a trend 48:03 Clair Obscur: Expedition 33 reaches a fitting sales milestone 50:29 Hideo Kojima casually reveals a Death Stranding anime is in the works 51:45 PlayStation Celebrate Days of Play 2025 starting on May 28 57:14 Nintendo Nintendo Switch 2 is already in some users' hands, but a mandatory update means they can't be played 59:16 Pokémon Legends: Z-A release date announced 1:03:01 Switch 2 supports regular USB mice 1:06:29 Xbox Xbox has released special edition The Witcher 3 controllers to celebrate the game's 10th anniversary 1:08:59 PSA's: Epic Games Store Freebies: Mystery Game Free 4 All Lilo & Stitch 1:11:24 Mission Impossible Dead Reckoning / Final Reckoning 1:19:59 Help support the show: - Subscribe to our Twitch channel http://twitch.tv/geekoholics - Use our Epic Creator Code: GEEKOHOLICS when purchasing items in Fortnite or buying games on the Epic Games Store - Please review the show (bit.ly/geekoholics) on Apple Music, Apple Podcasts and to share with your friends. Reviews help us reach more listeners, and the feedback helps us to produce a better show. Join our Discord server: CLICK HERE Don't forget to follow our Social Media Feeds to keep up to date on our adventures: Youtube Twitter Instagram Facebook Thanks for listening and have a great weekend! You can reach me on Twitter @RicF
***AUDIO ISSUES IN THIS EPISODE*** We apologize in advance. Our recording software messed up. Listen to our other episodes to hear the quality we typically bring. This is not a representative episode. Apologies to our listener. Episode 379 – “Final Boss Breakdown”Fred's well over 70 hours into Octopath Traveler II and stuck on the true final boss—his patience is wearing thin, and if this boss doesn't go down soon, he's threatening to leap off a cliff. Meanwhile, Jake's still deep in Clair Obscur: Expedition 33 and holding off on DOOM: The Dark Ages until he wraps up that beautifully strange ride.We did get some listener feedback this week, mostly someone roasting us for using AI. (Fair enough—we're still humans with mics, we promise.)In the news, the June PS Plus titles were announced and it's a stacked lineup: NBA 2K25, Alone in the Dark, Bomb Rush Cyberfunk, and Destiny 2: The Final Shape (dropping May 28). Also this week, the FTC officially dropped its long-standing challenge against Microsoft's acquisition of Activision Blizzard. Microsoft is calling it a win for players and, in a timely coincidence, Hellblade 2 has been confirmed for a PS5 release.There's talk of a State of Play hitting in June, though insiders say it'll be smaller in scale and likely follow Summer Game Fest. Sony also announced it's shutting down the PlayStation Stars rewards program, which honestly never really took off. New signups are done, and it'll fully close in November 2026.Elsewhere, Cyberpunk 2077's sequel—codenamed Orion—will return to Night City and introduce a gritty new setting described as “Chicago gone wrong.” And in weird news, Clair Obscur has somehow sold 3.3 million copies in 33 days. Is this real life?Lastly, if you're hardware shopping, Sony is dropping $50 off the PS5 Pro through June 11th via PlayStation Direct.Good time to jump in.By joining our Patreon community for ONLY $1.00 per month, you'll also enjoy these exclusive benefits:Early Access: Be the first to listen to our episodes as soon as they're ready. Get ahead of the game and dive into the latest news, reviews, and discussions.Personalized Shoutout: As a token of our gratitude for your support, we'll give you a special shout out during one of our podcast episodes, acknowledging your contribution and dedication to our show.Custom Die-Cut Vinyl Sticker: Receive an exclusive custom die-cut vinyl sticker featuring our podcast's unique design. Showcase your support with this limited-edition collectible.Your support goes a long way in helping us continue to create the content you love. It's a simple and direct way to show your appreciation for our podcast.To become a patron and unlock these exciting benefits, visit www.patreon.com/psthisisawesome today. Your support keeps us going and ensures that we can keep delivering top-notch PlayStation content.Please, if you enjoyed the content or even if you didn't quite enjoy this one, we encourage you to come back. We try to offer something for everybody. Please share with your friends and help us spread the show as we try to build a bigger community here! As always you can support our show at our Patreon Page. Thanks for listening.http://www.patreon.com/psthisisawesome Support PS This is Awesome! Hosted on Acast. See acast.com/privacy for more information.
After more than a month of testimony, the Meta antirust trial is beginning to slow down. The Google search remedies trial, meanwhile, is about to heat up again, with closing arguments coming soon. The Verge's Lauren Feiner has been in the DC courthouse for all of it, and has finally emerged to tell us about what she's seen, and learned, from two all-important monopoly trials. After that, The Verge's Victoria Song tells us about her latest experience with Google's smart glasses prototypes, what Google is doing differently from Meta and Apple, and what she thinks Jony Ive and OpenAI might be building. Finally, we answer a question on the Vergecast Hotline about what to do now that Mozilla is shutting down Pocket. FTC v. Meta: The antitrust battle over WhatsApp and Instagram Did WhatsApp really need Meta? Why the FTC argues Meta is a closer rival to MeWe than TikTok Instagram CEO testifies about competing with TikTok: ‘You're either growing, or you're slowly dying' Android XR is getting stylish partners in Warby Parker, Gentle Monster Xreal teases Project Aura smart glasses for Android XR We tried on Google's prototype AI smart glasses Android XR and Project Moohan hands-on: Gemini is the killer app Mozilla is shutting down Pocket Raindrop.io Instapaper Matter Wallabag Readwise Reader Email us at vergecast@theverge.com or call us at 866-VERGE11, we love hearing from you. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Falls are one of the leading causes of injury and loss of independence in older adults, but they don't have to be. In this episode, I sit down once more with Natasha Williams, a passionate health advocate and the founder of a new, innovative hip protector. Her mission is to help reduce fractures and give people the confidence to live fully, without the fear of falling. Natasha shares the story behind this smart, discreet, and highly effective wearable device, which is already making a difference in senior care settings and at home. Whether you're concerned for yourself or a loved one, this conversation is filled with practical hope and solutions. We talk about dignity, mobility, and the importance of protecting our bodies, especially when bone health is compromised. I'm so excited for you to hear this and discover what's possible when you have the right support in place. “If the fall happens, you wanna get back up. You don't want your life going in this other direction." ~ Natasha Williams In this episode: - [03:15] - Natasha's inspiration for developing the new hip protector - [07:14] - How this new device offers protection the right way - [15:28] - The science behind impact absorption and fracture reduction - [18:36] - Dignity, comfort, and making wearable protection invisible - [23:04] - How this product is already helping in real-world settings - [32:41] - The future of fall prevention and elder care - [41:00] - Natasha's mission to change lives, one hip at a time Resources mentioned - Purchase Your Hip Protectors (Use coupon code HAPPYBONES for 10% discount) - https://tinyurl.com/hipprotectors - Discounted Supplements at Margie's Fullscript dispensary - https://tinyurl.com/supplementsforless More about Margie - Website - https://margiebissinger.com/ - Facebook - https://www.facebook.com/p/Margie-Bissinger-MS-PT-CHC-100063542905332/ - Instagram - https://www.instagram.com/margiebissinger/?hl=en DISCLAIMER – The information presented on this podcast should not be construed as medical advice. It is not intended to replace consultation with your physician or healthcare provider. The ideas shared on this podcast are the expressed opinions of the guests and do not always reflect those of Margie Bissinger and Happy Bones, Happy Life Podcast. *In compliance with the FTC guidelines, please assume the following about links on this site: Some of the links going to products are affiliate links of which I receive a small commission from sales of certain items, but the price is the same for you (sometimes, I even get to share a unique discount with you). If I post an affiliate link to a product, it is something that I personally use, support, and would recommend. I personally vet each and every product. My first priority is providing valuable information and resources to help you create positive changes in your health and bring more happiness into your life. I will only ever link to products or resources (affiliate or otherwise) that fit within this purpose.
Affiliate marketing can be a great way to earn extra income for sharing things you already use and love—but there's a legal twist that too many online entrepreneurs are overlooking. Whether you're a coach, creator, or content-loving business owner, you need to know how to share affiliate links and sponsored content without landing yourself in hot water.This episode is your crash course in the actual legal rules you've probably never been taught about affiliate disclosures—and the mistakes that have already led to lawsuits against influencers (even if they thought they were doing it right).So if you've ever wondered, “Wait, am I allowed to post this?”—tune in! Because I'm sharing exactly what the law says and how to stay protected while creating a new revenue stream.In this episode, you'll hear…Why affiliate marketing and sponsored content are NOT the Wild West anymoreWhat the recent Alo Yoga and Revolve lawsuits mean for creators like youThe one legal mistake that most creators are making—and how to fix itWhat “material connection” means (yes, even free stuff counts!)How to properly disclose affiliate links in newsletters, videos, and storiesWhy a tiny “#ad” buried at the bottom of a post won't cut itWhat the FTC says about international creators targeting US audiencesSam's simple “obvious + hard to miss” formula for disclosures that keep you compliantClick here to find the full show notes and transcript for this episode.RESOURCES:Sign up for my free weekly email Sam's SidebarOrder my book, When I Start My Business, I'll Be Happy: A Practical No-BS Guide to Successful Online EntrepreneurshipJoin my free legal workshop: https://www.samvanderwielen.com/oyt-workshopCONNECT:Sam on InstagramSam on FacebookOn Your Terms® on InstagramDISCLAIMERMentioned in this episode:Legal WorkshopDo you feel lost thinking about how to legally protect your online business? Head to mylegalworkshop.com to sign-up for immediate access to my free 1-hour legal workshop, 5 Steps to Legally Protect & Grow your Online Business.Legal Workshop
Phil, Elad, & Mary are joined by Scott Horton to discuss Israel staffers being assassinated by a far leftist in DC, Scott Horton debating Timcast journalist Elad Eliahu on Iran obtaining a nuclear weapon, the Trump administration ending Harvard's ability to enroll foreign students, and the FTC investigating Media Matters for colluding with advertisers against Elon Musk's X. Hosts: Phil @PhilThatRemains (X) Elad @ElaadEliahu (X) Mary @PopCultureCrisis (YouTube) Serge @SergeDotCom (everywhere) Guest: Scott Horton @scotthortonshow (X)
https://youtube.com/live/cpVPUFj99tAbattlefield 6 is getting love and hate at the same time, new games coming in June, Remakes and remasters seem to be the course on many companies upcoming food dishes, and a ton of Warhammer Games are coming. Why is that? Lets discussTopicsDoom Dark Ages discussion - gameplay mechanics, sound design, weaponsBattlefield 6 news - destruction features and weapon restrictionsWarhammer game announcements - multiple new titles and content warningsHelldivers 2 update - new urban maps and featuresNVIDIA controversy - issues with review guidelines and hardware performanceMicrosoft/Activision deal - FTC dropping legal challengeEmbracer Group's focus on remakes/remastersGame Pass success stories - Developer profitability discussionSubscription service price increases - Various platforms raising costsSarah Walker's assembly theory and scientific discussionPersonal topics:Conflict resolution stylesTaking chances in lifeReset games for bad daysGaming tattoosConsole exclusivity futureSara Walker and Science
President Trump threatens Apple with a 25% iPhone tariff, the FTC has ended its attempt to block Microsoft’s acquisition of Activision Blizzard, and Apple intends to release smart glasses with cameras, microphones, and speakers by the end of 2026. MP3 Please SUBSCRIBE HERE for free or get DTNS Live ad-free. A special thanks to allContinue reading "President Trump Threatens Apple With A 25% iPhone Tariff – DTH"
Excited is overused This week, we recap Microsoft Build, Google I/O, and Java turning 30. Plus, more Vegemite talk and a discussion on whether tech presenters really need to tell us they're “excited.” Watch the YouTube Live Recording of Episode (https://www.youtube.com/live/4ar2nzlx3gw?si=pee9R6HbHN06etA2) 520 (https://www.youtube.com/live/4ar2nzlx3gw?si=pee9R6HbHN06etA2) Runner-up Titles We all need choices Vegans are against everything The problem is you shouldn't be watching keynotes You're giving the black box too much responsibility What are you going to do? Some more stuff they announced that I don't want They're excited about that Hopefully people are excited about that I'm happy for you I want to like it Nerd famous Can you just fix calendaring? It's too much I'm not going back to Java Rundown Will Matt try marmalade with his Vegemite for the full PBJ analogue. (https://bsky.app/profile/thescarletmanuka.bsky.social/post/3lpdioobdek27) MSFT Build Microsoft Build 2025: news and announcements from the developer conference (https://www.theverge.com/news/669382/microsoft-build-2025-news-ai-agents) Microsoft announces over 50 AI tools to build the ‘agentic web' at Build 2025 (https://venturebeat.com/ai/microsoft-announces-over-50-ai-tools-to-build-the-agentic-web-at-build-2025/) Findings from Microsoft's 3-week study on Copilot use (https://newsletter.getdx.com/p/microsoft-3-week-study-on-copilot-impact) Microsoft open sources Windows Subsystem for Linux (https://www.theregister.com/2025/05/19/microsoft_wsl_open_source/) Google I/O Everything announced at the Google I/O 2025 keynote (https://www.engadget.com/ai/everything-announced-at-the-google-io-2025-keynote-171514495.html?guccounter=1&guce_referrer=aHR0cHM6Ly9uZXdzLmdvb2dsZS5jb20v&guce_referrer_sig=AQAAAIewjPeuiVydyPgPtFxJyD7lYSE7rAY-BFM7JxN5AHvJvH_NrHmCURfrSuBK4HmB700OTDoGERdfPyB77mCb8_225GPcoppCXG4dl_bgGOA9j4E5Fprl_nUD__-69yEG5-W7vmXISAdJC2kBU3MSZErnX1TuyR1_gKfb5Hx_OdRs) Android XR is getting stylish partners in Warby Parker and Gentle Monster (https://www.theverge.com/google-io/670013/android-xr-warby-parker-gentle-monster-smart-glassesi-io-2025) Jules - An Asynchronous Coding Agent (https://jules.google/) Google Embraces MCP (https://thenewstack.io/google-embraces-mcp/?link_source=ta_bluesky_link&taid=682cf46509703200019ca4f3&utm_campaign=trueanthem&utm_medium=social&utm_source=bluesky) iOS 19 Will Let Developers Use Apple's AI Models in Their Apps (https://www.macrumors.com/2025/05/20/ios-19-apple-ai-models-developers/) NEW Claude MCP AI Super Agents (https://x.com/juliangoldieseo/status/1924148362653348232?s=46&t=zgzybiDdIcGuQ_7WuoOX0A) AWS Launches Its Take on an Open Source AI Agents SDK (https://thenewstack.io/aws-launches-its-take-on-an-open-source-ai-agents-sdk/) Java at 30: The Genius Behind the Code That Changed Tech (https://thenewstack.io/java-at-30-the-genius-behind-the-code-that-changed-tech/) Relevant to your Interests If AI is so good at coding … where are the open source contributions? (https://pivot-to-ai.com/2025/05/13/if-ai-is-so-good-at-coding-where-are-the-open-source-contributions/) Y Combinator says Google is a ‘monopolist' that has ‘stunted' the startup ecosystem (https://techcrunch.com/2025/05/13/y-combinator-says-google-is-a-monopolist-that-has-stunted-the-startup-ecosystem) Coinbase says customers' personal information stolen in data breach (https://techcrunch.com/2025/05/15/coinbase-says-customers-personal-information-stolen-in-data-breach/) DataBricks interview about Neon (https://www.axios.com/newsletters/axios-pro-rata-a6f0b4f0-fe7f-412f-bf4b-5978de02d604.html?chunk=1&utm_term=emshare#story1) OpenAI launches Codex, an AI coding agent, in ChatGPT (https://techcrunch.com/2025/05/16/openai-launches-codex-an-ai-coding-agent-in-chatgpt/) CarPlay Ultra, the next generation of CarPlay, begins rolling out today (https://www.apple.com/newsroom/2025/05/carplay-ultra-the-next-generation-of-carplay-begins-rolling-out-today/) Meta argues enshittification isn't real in bid to toss FTC monopoly case (https://arstechnica.com/tech-policy/2025/05/meta-says-no-proof-of-monopoly-power-wants-ftc-case-dismissed-mid-trial/) When Open Source Isn't: How OpenRewrite Lost Its Way (https://medium.com/@jonathan.leitschuh/when-open-source-isnt-how-openrewrite-lost-its-way-642053be287d) Wiz 2.0? Cyera's meteoric $6B valuation is turning heads across the cyber world | CTech (https://www.calcalistech.com/ctechnews/article/shavjm2g2) Steve Langasek, One of Ubuntu Linux's Leading Lights, Has Died (https://thenewstack.io/steve-langasek-one-of-ubuntu-linuxs-leading-lights-has-died/) Python: The Documentary [OFFICIAL TRAILER] (https://www.youtube.com/watch?v=pqBqdNIPrbo) Spain Orders Airbnb to Take Down 66,000 Rental Listings (https://www.nytimes.com/2025/05/19/business/airbnb-listings-spain.html) Detecting malicious Unicode (https://daniel.haxx.se/blog/2025/05/16/detecting-malicious-unicode/) Former Apple Design Guru Jony Ive to Take Expansive Role at OpenAI (https://www.wsj.com/tech/ai/former-apple-design-guru-jony-ive-to-take-expansive-role-at-openai-5787f7da) Apple's Worldwide Developers Conference kicks off June 9 (https://www.apple.com/newsroom/2025/05/apples-worldwide-developers-conference-kicks-off-june-9/) Valkey Turns One: How the Community Fork Left Redis in the Dust - Momento (https://www.gomomento.com/blog/valkey-turns-one-how-the-community-fork-left-redis-in-the-dust/?ck_subscriber_id=512834888&utm_source=convertkit&utm_medium=email&utm_campaign=[Last%20Week%20in%20AWS]:%20Transform%20Away,%20as%20AWS%20Reverses%20Course%20-%2017665354) Nonsense Max (@StreamOnMax) on X (https://x.com/StreamOnMax/status/1922781490473034153) Uber to introduce fixed-route shuttles in major US cities designed for commuters (https://techcrunch.com/2025/05/14/uber-to-introduce-fixed-route-shuttles-in-major-us-cities-other-ways-to-save/) Conferences POST/CON 25 (https://postcon.postman.com/2025/), June 3-4, Los Angeles, CA, Brandon representing SDT. Register here for free pass (https://fnf.dev/43irTu1) using code BRANDON (https://fnf.dev/43irTu1) (limited to first 20 People) Contract-Driven Development: Unite Your Teams and Accelerate Delivery (https://postcon.postman.com/2025/session/3022520/contract-driven-development-unite-your-teams-and-accelerate-delivery%20%20%20%20%20%208:33) by Chris Chandler SREDay Cologne, June 12th, 2025 (https://sreday.com/2025-cologne-q2/#tickets) - Coté speaking, discount: CLG10, 10% off. SDT News & Community Join our Slack community (https://softwaredefinedtalk.slack.com/join/shared_invite/zt-1hn55iv5d-UTfN7mVX1D9D5ExRt3ZJYQ#/shared-invite/email) Email the show: questions@softwaredefinedtalk.com (mailto:questions@softwaredefinedtalk.com) Free stickers: Email your address to stickers@softwaredefinedtalk.com (mailto:stickers@softwaredefinedtalk.com) Follow us on social media: Twitter (https://twitter.com/softwaredeftalk), Threads (https://www.threads.net/@softwaredefinedtalk), Mastodon (https://hachyderm.io/@softwaredefinedtalk), LinkedIn (https://www.linkedin.com/company/software-defined-talk/), BlueSky (https://bsky.app/profile/softwaredefinedtalk.com) Watch us on: Twitch (https://www.twitch.tv/sdtpodcast), YouTube (https://www.youtube.com/channel/UCi3OJPV6h9tp-hbsGBLGsDQ/featured), Instagram (https://www.instagram.com/softwaredefinedtalk/), TikTok (https://www.tiktok.com/@softwaredefinedtalk) Book offer: Use code SDT for $20 off "Digital WTF" by Coté (https://leanpub.com/digitalwtf/c/sdt) Sponsor the show (https://www.softwaredefinedtalk.com/ads): ads@softwaredefinedtalk.com (mailto:ads@softwaredefinedtalk.com) Recommendations Brandon: MurderBot (https://www.google.com/aclk?sa=L&ai=DChcSEwi286yM0KiNAxUELNQBHStVDhgYABABGgJvYQ&co=1&gclid=Cj0KCQjwxJvBBhDuARIsAGUgNfjytNAoEF2oBZYZixtUoB15h1o0UU1SJRQp-A-GFE_i0FGLHOE5wY8aAoFzEALw_wcB&cce=1&sig=AOD64_3mm-tO-giOK7S1lj45fNCC7pw-6w&q&adurl&ved=2ahUKEwiFq6eM0KiNAxXI4ckDHc0cBAMQ0Qx6BAg9EAE)
A joint operation takes down Lumma infrastructure. The FTC finalizes a security settlement with GoDaddy. The Telemessage breach compromised far more U.S. officials than initially known. Twin hackers allegedly breach a major federal software provider from the inside. U.S. telecom providers fail to notify the Senate when law enforcement agencies request data from Senate-issued devices.DragonForce makes its mark on the ransomware front. A data leak threatens survivors of domestic abuse in the UK. Lexmark discloses a critical vulnerability affecting over 120 printer models. Our guest is David Holmes, CTO for Application Security at Imperva, with insights into the role of AI in bot attacks. Scammers ship stolen cash in Squishmallows. Remember to leave us a 5-star rating and review in your favorite podcast app. Miss an episode? Sign-up for our daily intelligence roundup, Daily Briefing, and you'll never miss a beat. And be sure to follow CyberWire Daily on LinkedIn. CyberWire Guest Today's guest is David Holmes, CTO for Application Security at Imperva, a Thales company, who is sharing some insights into the role of AI in bot attacks. Selected Reading Lumma infostealer's infrastructure seized during US, EU, Microsoft operation (the Record) FTC finalizes order requiring GoDaddy to secure hosting services (Bleeping Computer) Exclusive: Hacker who breached communications app used by Trump aide stole data from across US government (Reuters) By Default, Signal Doesn't Recall (Signal) Hack of Contractor Was at Root of Massive Federal Data Breach (Bloomberg) Phone companies failed to warn senators about surveillance, Wyden says - Live Updates (POLITICO) DragonForce targets rivals in a play for dominance (Sophos News) ‘Deep concern' for domestic abuse survivors as cybercriminals expected to publish confidential refuge addresses (The Record) Lexmark reporting remote code execution flaw affecting over 120 Printer Models (Beyond Machines) DOJ charges 12 more in $263 million crypto fraud takedown where money was hidden in squishmallow stuffed animals (Bitdefender) Want to hear your company in the show? You too can reach the most influential leaders and operators in the industry. Here's our media kit. Contact us at cyberwire@n2k.com to request more info. The CyberWire is a production of N2K Networks, your source for strategic workforce intelligence. © N2K Networks, Inc. Learn more about your ad choices. Visit megaphone.fm/adchoices
Fred Heppner of Arizona Transitions is back for part 2 of his chat with Kiera! Life comes at you fast, and sometimes, it comes in the form of a surprise. Kiera and Fred talk about creating an exit strategy today for your departure from dentistry, as well as what the economics look like for moving on from a practice. Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript Kiera Dent (00:01) Hello, Dental A Team listeners. This is Kiera and I am so excited for you to have part two of me and Fred Heppner going through associates, DSOs, how to really grow this. You guys, we had such an incredible first half of this episode. It was so long and so much information that I wanted to break it into two parts. So here's part two. I hope you enjoy. And as always, thanks for listening. I'll catch you next time on the Dental A Team podcast. Kiera Dent (00:24) should people be talking when they're in their 20s 30s or is it something we're like start to think about it I know Ryan and I from Dentist advisors we we talk shop about this quite often of like there I mean there are studies that show that when you retire you actually start to atrophy in life and ⁓ there isn't as much of a purpose and so we talk often of like how can we continue that mental stamina, the things that are going to fulfill us, whether it's working or something else of philanthropy, like whatever is going to keep you going as a human, whether you're working in the chair or you're not, I think is important. So that's I was curious of like, really probably connecting with you three to five years before we think we might retire, but with the caveat of, hey, if something were to happen to me, what would kind of be my exit strategy? your like death list like I do, like if I die, this is what's going to happen. It's creepy, but it's awesome. Fred Heppner (01:15) No, it's, it's creepy and it is awesome. And at the same time, it's a really good conversation to have because if we're three to five years out, then one of the first things to do is say, okay, so what's going to happen if you're not here? And that carries on to the discussion we had earlier. So once the discussion about, what do want to do when you, when you retire or you stop practicing dentistry, then the questions start coming up. What about the economics? Kiera Dent (01:27) Mm-hmm. Fred Heppner (01:44) So in any... Yep, absolutely. Kiera Dent (01:44) I was just going to say, like, is it sell? Is it DSO? it? And also, I mean, this to me also, I think might exponentially accelerate some people's plans because the DSOs are hot and it's like 10x EBITDA. That might accelerate your retirement or your sell because you're on a wave right now that who knows if in the next 20, 30, 40 years we'll be there. Fred, I'm super curious, like, how is this whole DSO model maybe shifting it for transitions? Or is it? I'm curious. Fred Heppner (02:13) It is, it's shifted quite a bit, but what it's shifted is a real desire for dentists to be able to sell their businesses and release the management responsibility and to have somebody else take that over. 15, 20. Yeah. I just want to do, I just want to do dentistry. I don't want to manage a business. I don't want to manage people. Um, I don't want to run the company. I want to be able to practice my trade. Well, Kiera Dent (02:22) you The dream for every business owner. ⁓ Exactly. Fred Heppner (02:43) I can tell you that in the last 15, 20 years, it's certainly exploded in dentistry and not in a bad way. And here's why. Dentists graduating from dental school today need a place to work. The banks that loan money to dentists to buy dental practices are looking for dentists that have a couple years experience in dentistry. They have a production track record. The banks can see what it is that the dentist can do. Chair aside. a good credit score and some liquidity, usually 8 to 10 % of the purchase price of the business that they're looking at in cash. So one of the things to consider is graduating dentists should be able to make the minimum payments on their debt, on their student loans, on what debt they have, and begin to put money away as quickly as possible to gain some liquidity. So as we look at the equation of what DSOs are doing, they're providing them with a place to work. Because as dentists come out, I mean, the majority of dental practices that I work with, maybe you can echo this or discuss it, are just single dentist practices. Right, they don't have a, somebody called it a plus one at some point time, and I thought, okay, that's decent. So you have the dentistry, but there's the ability to bring somebody on maybe one or two days a week. Well, that doesn't, Kiera Dent (03:44) Mm-hmm. Totally same. Mm-hmm. Fred Heppner (04:09) That doesn't feed a hungry young dentist coming out of dental school who really has a lot of debt and wants to begin to work and develop a way to reduce that debt. They're looking for four days a week, five. They might have a quality of life thing where they just want to work three tens and be off Friday, Saturday, Sunday, Monday. That's okay. But the point is, is that most private practices don't have the capacity to be able to bring on a full-time dentist and feed them right away and keep them very busy. The DSOs, corporate dentistry, Kiera Dent (04:19) Right. Fred Heppner (04:39) have offices that can provide that place. So essentially, if a dentist comes out of school and begins to work, they may very well work for one of the corporate DSOs, which gives them experience. It gives them the ability to work five days a week. It gives them the ability to practice in what I call civilian dentistry out of dental school. And it gives them the opportunity to be able to see what it's really like. I can tell you, Kiera, that 15, I think 15 years ago, Kiera Dent (04:57) Mm-hmm. Fred Heppner (05:08) the most popular phone call I would get on my phone line was, hey, we just got 50 million from a private equity firm. We're starting a DSO, but we're different. And we want to buy practices from you because we heard you're good. And I just tell them, great, thanks very much. Get in line, register on my website. And when an opportunity comes up, I will email to you like I do everybody else the opportunity. Because most of my clients call and say, I... Kiera Dent (05:17) you Fred Heppner (05:34) Hard no to a DSO. I'm a private practitioner. I've got a legacy practice and I want to sell to another private dentist Okay, so that was the most popular second most popular call was I'm sick of working for a company find me a practice to buy Now it's shifted More so do I hear I'm sick of working for somebody else find me a private practice to buy I'm ready to go The the DSO calls have filtered off of it and I don't know that that's a global Kiera Dent (05:48) Mm-hmm. ⁓ Mm-hmm. Fred Heppner (06:03) representation of the DSOs starting to slow their buying and really focus on the profitability of the offices they have to really maintain the profitability due to higher interest rates. Maybe they're slowing down their buying. Who knows? The interesting thing about it is that it's somewhat of a closed loop in DSO work. You really can't get into and find out exactly what everybody is doing unless you're member of their organizations, which is fine. And I respect that. Kiera Dent (06:12) Yeah. Fred Heppner (06:32) private information, but it begs the question. And ultimately, if a dentist is looking to buy their own practice, eventually they're going to need those one to two years experience, liquidity, good credit score, in order for them to go to one of the commercial banks and say, I want to buy a practice and let me get a practice to buy and then we'll put it together. Okay? So I can tell you that private practice is alive and well. Kiera Dent (06:55) Mm-hmm. Fred Heppner (07:02) very bullish on the individual dentist who's out there still practicing and doing quite well. I can also tell you that those kinds of doctor to doctor transitions are extremely successful. The idea is some people who look at a transition like that would think, my gosh, the dentist leaves, all the patients will leave. They'll go somewhere else, they'll go to other practices. Well, if that was true, let's carry that forward. If that was true, Kiera Dent (07:14) Mm-hmm. No. Fred Heppner (07:28) then that would mean that the loans that the dentist used to buy the practice would go in default, would they not? Because if all the patients left, there would be no revenue and they'd have to fold up camp and see you later, right? The default rate on dental practice loans still over the last 15, 20 years and even recently is 40 basis points. 100 basis points is 1%. 40 basis points is four tenths of 1%. So if you follow the math, Kiera Dent (07:33) Mm-hmm. Mm-hmm. Fred Heppner (07:58) The default rate is less than half of 1 % on the billions of dollars that are loaned by banks for dentists to buy practices. They don't fail. Okay. Kiera Dent (08:08) Totally. They don't and they're such a good investment. I think that that's why so many people like, that's why I think DSOs are buying up practices. ⁓ And I think that that's where so many private practice owners now, I would say I've watched where it used to be legacy practices and there's still legacy practice doctors who do not want to sell to a DSO. Like when they're there, they want to sell doctor to doctor, they want to bring in an associate, they want to bring in partners. I think By default, dentistry tends to be a more humanistic, ⁓ very relationship model ⁓ versus I still think though, right now DSOs, you're right. I don't think people are getting as many calls. ⁓ But what I will say is my doctors are probably getting 20 to 30 emails every month from a DSO interested in buying their practice. So they are getting it as private practice owners. And so I think that that's where, ⁓ like I said, some people within the last eight years bought a practice as a private practice. the DSOs, they were profitable. were within the metrics that the DSO wanted. And it just made sense. was like, I'm going to get 10x EBITDA on this. My EBITDA is great. No private party is going to pay me what this DSO is going to pay me. And while yes, I'd love it to maintain a legacy practice, I'm in my 30s and I could basically have retirement today. mean, there's more risk selling out because they have a lot of it in their stocks and there's a whole ⁓ game around that. I think that that's where maybe some of the younger generation might be looking at transitions sooner than I think the more senior population of dentistry is. think that they're starting to be the shift and that's where I'm very curious of like, maybe conversations need to be had sooner. Maybe because DSOs are aggressive on the emails to the dentist. Like it is wild and they are sexy offers to them that are not always true. And that creeps me out too, because they're hearing a number. Like I had a doctor and he had a DSO. Fred Heppner (09:49) Yep. Yep. Kiera Dent (10:04) come to him and they said, Hey, we're going to give you 5 million. And he's like, here, it seems like a great deal. And I said, yeah, but you're going to do 5 million next year just in your own production. So that's actually a bad deal because you're already going to make that without selling to them and having to work for them for the next five to 10 years or like three to five is usually what their requirement is. So again, I think that this is where it's like, how do we cut through that noise to know when I do transition? Because I think people are getting asked to transition from private practice. sooner. You're right, they go work at the DSO, they go to some of those bigger corporate practices to get the experience, then they go buy their private practice, and then it really is, or they do a startup. And then it's pretty aggressive because I think Wall Street's pretty hot right now and private equity is very, very luring, but they do have to hit certain requirements to join DSOs. Fred Heppner (10:53) Yeah. There are tons of verticals that people are getting into, the private equity is getting into, you're right. There's a ton of money at it. You know, I would tell you that the devil is in the details. It may very well be that there are transitions that occur where a DSO or a corporation acquires the assets of a private practice and the dentist stays and works back in the office. And that transition works swimmingly well for the dentist who sells for the DSO. Kiera Dent (11:02) Mm-hmm. Fred Heppner (11:21) And ultimately everything works out fine. There are others that don't and they're, they're out there. And I think what you mentioned earlier is, you know, I could get 5 million from my practice. Well, why would you, you will be able to make that in, your earnings in 2.3 years, whatever it might be, whatever the math pencils that be. But if you think about it, if it, if 10 times EBITDA is their offering price, what are, what are the details? How much cash at closing? Kiera Dent (11:38) Right. Mm-hmm. Fred Heppner (11:49) Is there a work back or a work back arrangement where you will be paid to be the dentist? And what is your compensation? What are the benefits that you would receive? And what is the term of that work back arrangement? You're right. It's creeping up now more into five years. 15, 20 years ago, was maybe, you know, stay on one or two years and we're good. There's a claw back. There's a hold back provision that holds back part of the purchase price. And the dentist has to meet the Kiera Dent (12:04) Mm-hmm. Yeah. Fred Heppner (12:17) has to meet certain metrics from the trailing 12 months to be able to get that back. Well, let's pretend. Let's pretend that the DSO comes in and sets up the practice and nothing changes and the business continues to grow and develop because there's more marketing promotion and advertising. There's better cost control. There's just better stuff going on and that works. Well, what if it doesn't? What if all of a sudden the company comes in and says, we're changing these policies? You were Delta Dental Premier, we're jumping into PPOs because we've got really good reimbursement rates on these 12 PPO contracts. Well, if that reimbursement rate drops from fee for service, does that hinder the doctor to be able to generate the income necessary for that hold back to be acquired in the next two to three years? And then there's equity. You mentioned that they offer a stock in the company to be able to ultimately participate in a Kiera Dent (13:09) Mm-hmm. Fred Heppner (13:15) recapitalization should that happen? Well, it'd be really interesting. You're going to love this one. I know you're going to love this one. So for any of your listeners, any of your A-Team clients, if they get approached by a DSO and they look at it and they think it's really, really good, have somebody look at it. What you will hear typically is you really don't need an advisor. You don't need an attorney. We've got all the contracts ready to go. You can come. Kiera Dent (13:35) Mm-hmm. Lies. Lies. Fred Heppner (13:44) Exactly. You can just take all of this and we'll be good. Well, trust but verify. And ultimately a good team would be able to review these. I would be glad to review. I review paperwork all the time from dentists that are looking to transition. And if there's an equity piece in that offer, I turn around and contact the DSO on behalf of the client. And I say, we'd like to see your financials. Kiera Dent (14:08) Absolutely. Fred Heppner (14:11) What do you mean? Well, you're asking my client to acquire stock in your company in lieu of cash at closing. yeah, that's part of the deal. I need to see your financials. I need to advise my client on whether or not you have a healthy company and whether or not my client's going to be at risk by taking stock in your company. Well, nobody's ever asked us that. Well, I am. And doesn't it make sense? We've just provided to you tax returns, profit and loss statements, but sing along if you know the words, balance sheets, W-2, production reports, everything on the business. Kiera Dent (14:21) Yeah. things. Mm-hmm. Fred Heppner (14:39) And yet you're not willing to provide the other. Just provide the other. Show us that your business is solvent. Show it that it is something that my client would like to receive in stock. So, mon bro. Kiera Dent (14:50) And there's strategy for tax around that too. there are benefits to having stock rather than all the cash at closing for your total dollar amount when you want to retire, but only if that stock actually is valuable. Fred Heppner (15:05) Pays back. Correct. Good. And that is so brilliant. You see, you're good looking, you're smart, and that's a rare combination today. So, so, but think about it. You just mentioned something that people really don't think. If, if I have a practice and they give me 1.5 million chopped up into the ways that we've mentioned, and I have $200,000 worth of equity in the company, what if that $200,000 is half of 1 %? Well, when they recapitalize, I get half of 1 % of what proceeds, right? Kiera Dent (15:09) Thank you. Mm-hmm. I love it. It's such a... Fred Heppner (15:35) So map it out. Yeah, map it out. mean, can you sell your practice twice? sometimes yes, sometimes no. Kiera Dent (15:43) And there's so many sticky pieces around it. And that's where I feel like it's just a, think this is where people get leery to do it. However, I think like there are some, you said, that go really, really well, but agreed. And when I look at this people like Kiera, like I thought about that doctor and I was like, so sweet. You're going to five mil. That's your 10 X. You're going to produce 5 million. Your overhead right now is sitting at a 50 % overhead. So right now you're taking 2.5. Let's say you do get a $5 million check. you give me 10 taxes, it's barely over your 2.5, which you're already going to get next year. So like, yes, next year, you still have to pay taxes because you're at a 50 % overhead. So you will still get a small amount more of cash to you. But there's a lot of strategy that goes into that 2.5, pending upon what you need when you invest that, like for every million, it's about like on average, if it's in the stock market, about 35,000 right now is like a very, very, very loose number to like estimate your financial future. But I'm like, you throw 2.5 into the stock market right now, we'll high five, you're making about 100K a year. Like that's just to me, those are the things that I feel you need to be really smart about to make sure that your practices are assets and not liabilities and something that really will provide the retirement for the work you've put in rather than it just feeling good in the moment, but not really giving the life you want. Fred Heppner (16:59) You know, excellent point. And what you also said earlier, just in passing was, what dentists could buy my practice. can't sell to a private dentist. I've got to sell to a DSO. ⁓ surprise, surprise. That's a myth. There are dentists who would, I can tell you right now, if you could give me your client's number, I'll buy her practice. Well, yeah, well, I mean, that's gonna, that's gonna pencil. So the, the point that I would make is know that Kiera Dent (17:12) It is a myth. Right? I know, me too. I'm like, actually, actually I would. Fred Heppner (17:29) Dentists that are out there who are looking to buy really profitable practices and can meet the production goals. So there's an important aspect there. Your client's doing two and a half million in profit, five million in productivity on her own. If a person coming in to buy that won't be able to quite meet those production numbers, they may hire the client back for a year or two. The bank may want them to make sure that there's some kind of arrangement where they have some help. But if a bank is looking at a practice that has that kind of liquidity and profitability, they'll gladly loan the money to the dentist if other measures are there because they know it's going to be paid back. So I want to dispel the myth that big practices with large productivity and big profitability are excluded from private practitioners being able to buy them. It's not true. Is it? Yeah. Kiera Dent (18:10) Mm-hmm. I agree. They get nervous because of the debt, but I have somebody that I know that just bought into a $2.5 million is how much they had to bring to the table. Plus they have their student loan debt, plus they have their house debt and they were able to do it to buy into a practice. so I'm like, I think let's not assume that that's the only route. think figure out what you want and there is a buyer based on the outcome you want. I think Fred, I want to switch gears because I want to ask some questions about associates. because I think we've kind of gone through like private practice. There's so many things like make sure you're taken care of, make sure you know where you're going. But now I want to switch gears because I think this is something I get asked all the time. And so selfishly again, welcome to curious therapy with Fred. I want to know all the pieces. This is my podcast that you get to be a part of. No, it's for all of you. ⁓ we get asked often, how do you set up a great associate buy-in? So like, how do I buy these people and how do I tether them in? I think one of the greatest, I would say Fred Heppner (19:06) I'm listening. Kiera Dent (19:19) stressors and like blind spots in practices and the thing that can really hurt a practice is when they have an associate that associate leaving. ⁓ And so they want to like golden handcuff these associates, but they want it to be good for both parties. What are some of those associate transitions to retain associates to get them in as partners? Is it a good idea? Is it not a good idea? And I think like we can wrap on this because I, I'm super curious of like what you recommend to help with that transition. Fred Heppner (19:45) The capacity for the business volume has to be there. You've got to have, not only are you working, but there's this phantom practice out there that you can't get to as the provider. And you need somebody to be able to get to that. So bringing on an associate to get to that phantom practice immediately creates incremental income, which is, to the owner of the business, very liquid. Kiera Dent (20:03) Mm-hmm. Fred Heppner (20:07) The cost associated with treating extra people during the course of the day is the associate's compensation and variable cost supplies in lab. And if you're ⁓ providing can-to-can technology and your lab costs are very low, but you're producing crowns in a day, for example, and using that kind of technology, then the cost associated with treating every incremental patient and creating that revenue is very low. we're suggesting that the team in place can handle the extra work. We don't have to hire an extra assistant or hire an extra administrative person. So given those things. ⁓ One of the best transition plans, in my opinion, is one that has time built into it. The associate has to develop some traction. They have to generate some productivity. They have to show that they can produce the numbers. But more importantly, the outcomes are good. The treatment outcomes are successful. The patients are adapting to them. The team connects with them. This is a good relationship. As an aside, really quick, when you mention relationship business in dentistry, I think DSOs traditionally are a transactional business. They're really focusing on the transaction, right? Private practice focuses on the relationship. Not to say that corporate dentistry doesn't focus on relationships. They're focused more so on the transactions. I might get ridiculed for that statement, but that's what I see. And that's my opinion. Kiera Dent (21:19) I would agree. Sure, sure. Fred Heppner (21:36) So back to the associate, need the associate to develop some traction. And essentially that traction comes from being in the office, seeing patients, working with the team, and ultimately getting feedback along the way. And I think that's a one to two year cycle. Will you know as a practitioner and owner of the business within the first one or two months, if the associate is working two or three days a week or four days a week, will you know, do they get along with the patients? Do they get along with the team? Yes. Will you know about treatment outcomes? Kiera Dent (21:40) Mm-hmm. Fred Heppner (22:05) To some degree, yes. So early on, you'll know if this is cut bait, this is not going to work. Or yes, this person's fitting in great, primarily because they were vetted. So quick, quick retract back to how do you hire them? Go through a long process of vetting. Don't just take the first one that appears. Get to know them, make sure they're going to integrate well. I see a lot of associate plans. work real well when the dentist knows the dentist owner knows the associate coming on board from some past experience. Great example is the dentist associate grew up in town, did an internship kind of in the office as a sterilization tech, kind of worked in the office, found out that dentistry was their passion, went to college for undergrad, went to dental school for dental degree and came back to the town to work for that dentist. Right. Okay, good. So somebody you know, ⁓ Kiera Dent (22:38) Mm-hmm. Totally. Fred Heppner (23:00) son of doctor, owner's best friend. So there's history there. You know, the quality of the individual. Okay. So once traction is developed during the part of that associate agreement, there's some discussion about ownership and building an understanding of how the practice works so that when time comes to be a partner and buy in, there's already some traction. There's already some traction so that if the person elects to buy the seller out, in a couple years, then they can switch roles. But there has to be some traction. One of the things that's really perilous is thinking about jumping into a practice and being a partner right away. If you want to practice and you do two million a year, hygiene does 500, you do 1.5. I'm going to come in and I want to be a partner of yours today because I've heard how great your practice is. And you have the physical plant capacity, you have the patient capacity, and I can step right in. If I pay you half of the value of your practice today to buy in, we can split up the medicine and supplies and drugs. can split up the equipment. We can split up the office equipment. ⁓ we can split up all the operatories, but how do we sort out the patients? Because come Monday morning, say we close tomorrow, Friday, come Monday morning, I need to have in my schedule, the ability to generate half of the revenue in the business so that I can pay myself and I can pay. to having bought in. that make sense? And that doesn't really happen easily when somebody just freshly wants to buy in as a partner. So fast forwarding to partnerships, which I hope we get a chance to talk a little bit about today, that associate has to be in that process, in that business for a period of time. And that traction needs to get up so that they've got productivity under their belt. And again, going back to what we talked about about banks, Kiera Dent (24:32) Mm-hmm. Mm-hmm. I agree. Fred Heppner (24:59) they wanna see that that productivity is there, that they'll be able to generate it because they wanna make sure that they get the loan paid for. And a really good associate agreement has, in my opinion, good restrictive covenants, not to compete, not to solicit patients or staff. ⁓ In some states, that's not allowed. The FTC voted that associate agreements or employment agreements should not have restrictive covenants, but there's no legislation yet that has actually mandated that. Kiera Dent (25:05) Totally. Fred Heppner (25:26) So keep in mind that it's probably not appropriate to think that you'll be able to limit somebody's ability to work. Now for them to essentially buy your practice, for example, and you as a, agreement have a restrictive covenant that you will agree to that's different because somebody paid you good and valuable consideration money for you not to compete against them because they bought your business in an employment agreement. It's a little different. Kiera Dent (25:49) Mm-hmm. Great. Fred Heppner (25:56) So if a dentist comes and works for another dentist who owns the business, and after a couple of months, it's just not gonna work out, they're not gonna have enough connection with the patient base to solicit patients or solicit staff or the team. They won't. So would it matter if there was a restrictive covenant in that initial agreement? Probably not. because after a couple months, if they've alienated patients and alienated staff and they're not very good at dentistry, you want them out of there anyway, forget about the restrictive covenant, they could go work for somebody else close by. It's probably the same thing that'll happen. Kiera Dent (26:36) I think it's really wise because I think so many offices hire an associate, but they're so scared to move them along in two months. I think that was wise advice you listed. It is so much easier to move them on in two months than it is to keep them for six months, eight months, 10 months, and then realize their dentistry or their team connection or their patient connections not there. so ⁓ it's, it's be very intentional within those first 90 days and make sure that this will be a long-term fit. ⁓ You can see it in two months. Fred Heppner (27:01) So how does this, you can, I'm sure you can. How does this sound? For the first six months of an associate agreement, maybe you don't have quite a good background, deep background about that individual, but you feel that they would be good in the practice. They come recommended by their instructors at university, at dental school. was highly, someone was highly recommended. How about a single page, six month agreement that says you come to work for me, I will pay you this. And if you want to go, you can go. If I feel you need to go, I'm going to release you. It's an at will agreement, no restrictive covenants, nothing in it that locks anybody down. Because again, what I mentioned earlier is how much traction can you generate really in one or two, three, four months, because you'll know after four or five months that this is somebody really want to lock in at six months, develop a really strong, well-written attorney reviewed. employment agreement that has restrictive covenants that has specific on how to redo cases in case they need to be done at the end of the employment agreement. Right. What do you think? I mean, does that give that give the opportunity? Kiera Dent (28:08) Sure. I think, I mean, I like it. think that the devil's advocate in me would say, I'm not sure that the ⁓ millennial Gen Z generation coming through would say yes to six months. I think that they're looking for more security. They're looking for more guarantees. They come in with a lot more debt and a lot more risk that I am really curious. As a business, I think it's freaking brilliant. As on the other side, I'm curious, would you be able to get candidates that would want to come or is it too risky of an offer? Fred Heppner (28:43) You mean, yeah, do you mean the associate dentist coming on board is thinking more about themselves rather than the practice? Kiera Dent (28:52) I think with the associate offers that are given currently, ⁓ I think agreed. It does show that they're thinking about it, but I also feel for a practice making sure that they're competitive with offers. I don't love having to be ⁓ like with hygienists. I don't want to have to go chase them, but you have to at least be competitive with other people in the market. So I think I agree with you. I just feel for practices making sure that maybe Fred Heppner (29:05) ⁓ I understand what you're saying. Kiera Dent (29:19) you are so competitive with other people and offer. So you do get the candidates, but you can have some of these ideas within like that I think would make you even maybe more attractive. So maybe it's a year that we're offering, but like, Hey, in the first six months, there's no restriction. There's no nothing. We add that in in six months. So that way you are competitive with other people. Cause I think associates, they need that security and I'm watching more and more come through. I mean, they're walking out with one mil plus 2 million in debt. Like, so I think that I think to be competitive with others, might need to be a possibly. This is my hallucination that could possibly just make sure you're competitive. Fred Heppner (29:53) Well, well, no, you're so you're right on you're in a you're in another section of what the employment agreement might look like called compensation and benefits. I'm looking at just the period of time that you would be that a dentist would be employed in the practice to determine if it's a right fit for them and if it's a right fit for the practice and if it's a right fit for the patients and the team. Compensation can say exactly what you were saying. Now, Kiera Dent (30:16) Right. Fred Heppner (30:22) Unfortunately, it isn't the responsibility of the practice to provide for somebody who is unproven in their debt or to satisfy their lifestyle requirements. Yes, they're competing with other organizations that are offering salary, health insurance, vision, life insurance policies, all of those benefits that come along with big corporations. However, It's a private practice. And the sooner I think that dentists who are coming on as associates know the intricacies and the difficulties of running a business and also the rewards that come with it, they would understand better how those arrangements are made. And I've seen compensation programs set up where it's the greater of over two weeks, a compensation per day or a percentage of a certain amount over a certain amount of productivity. So you can meet those requirements. can kind of meet. Kiera Dent (31:15) Mm-hmm. Fred Heppner (31:16) Kind of need halfway in between. Kiera Dent (31:18) Yeah, and I think that that's where I was saying of I feel like making sure that you're meeting in the middle. I love the idea of being able to protect like, you're right, like not being stuck in this with someone who's not working out and getting stuck, I think is actually something that happens all the time with associates. ⁓ And so I think like, Fred, it was such a fun like, chat about us. I agree, we need to chat more partnerships because now it's like, okay, we've got these associates, we've got some ideas on it. We've heard about figuring out where we want to go and how we're going to be able to get there and needing to think about our future life and how when we need to transition, you said the three to five years, I think looking for like, what do need to do to be able to buy a practice? If I want to buy a practice, what do need to get? Then we talked about like the DSO offers coming for private practices, and how to assess that through Fred. And then we moved into associates. So Fred, like that was such a like smorgasbord of topics, which I love. And I think definitely reconnecting because I think there's the next step is like, how do we bring in these associates for partners if we want them? How can we build a legacy practice? That's not necessarily just the DSO. So I'd love to get you back on the podcast and chat partnerships and like alternative transitions beyond, but gosh, Fred, such a fun podcast today. Fred Heppner (32:10) It was fun. I am happy to do it anytime. I appreciate what you do for dentistry. So I'll absolutely support you and be glad to do it. Kiera Dent (32:36) Thank you. Well, Fred, as we wrap up today, were there any last thoughts you had to give to the listeners? And of course, ArizonaTransitions.com, ArizonaTransitions.gmail. If you're looking to transition or associates or what do I do or hey, Fred, I just need help. But any last thoughts you have as we wrap up today? Fred Heppner (32:52) Yeah, I think I tell you a funny quip that I think resonates with most people that I talk to. Dentists are excellent at curing dental disease, at diagnosing conditions and recommending treatments and working with patients to get them well. And, ⁓ coming into an event like purchasing a practice or selling a practice where they've never done it before. They don't have the experience or the education. going in to understand what to do. I would encourage them to get advice and guidance from a great team. ⁓ I have a deal with my dentist. Mike Smith is brilliant. He has a practice called the biting edge here in Phoenix and he's brilliant. And he and I have an agreement. I don't do my own dentistry. And he doesn't do his own practice transition stuff or practice management stuff. He relies on me to do that because they're in the middle. meet. So I want him to cure my dental conditions and make sure I'm in the optimum dental health that I could be. And I'm to make sure that I provide the services to him so that if he's looking to acquire a practice or merge an office into his, or figure out how the next plan would be for his practice growth or his transition, that he's going to sit down with me because he understands that that's my expertise and he. he benefits from. Kiera Dent (34:15) Yeah, I love that. That's such a good way to look at it. Let's sit in our lanes. Let's do what we're really good at and not try to be a one-stop shop. I think that that's brilliant, Fred. And I feel like for all those looking for the transitions for what do we do? How can I do it? Reach out, Fred. I think you're a wealth of knowledge. You've been in it for a long time and just truly so grateful to have you on the podcast today. Fred Heppner (34:36) It's my pleasure. Absolutely. Have a great day. Talk to you soon. Bye here. Kiera Dent (34:39) Awesome. Thank you. And thank you, Fred. Thank you, all of you. And for all of you listening, thanks for listening. And I'll catch you next time on the Dental A Team Podcast.
We spend the whole program with Nadav Wieman, a former IDF sniper and now executive director of Breaking the Silence, an organization of Israeli veterans who expose the reality of life in the Occupied Territories and work to end the occupation. He and Ralph discuss Nadav's experience in the IDF and his work trying to turn the tide of sentiment in Israel against the ongoing genocide.Nadav Weiman is the executive director of Breaking the Silence, an organization of Israeli veterans who expose the reality of life in the Occupied Territories and work to end the occupation. Mr. Weiman served in a sniper's team in the special forces of the Nahal brigade and attained the rank of staff sergeant. He also worked as a history and literature teacher and was the legal guardian at a home for underprivileged teens in Tel Aviv.Now the soldiers that gave us testimonies told us that they came to the commander and said, "Okay, this is too much." And the commander said, "Listen, we lost too many dogs in the dog unit, so we're using Palestinians as human shields."Nadav Wieman former IDF sniper and Executive Director of Breaking the SilenceWhen the first soldier came to us in December 2023 and told us about using Palestinians as human shields, I thought it was an isolated event. But then another soldier came and another soldier and another soldier, and then we understood. It's a new protocol. It's called the Mosquito Protocol. “Mosquito,” is a code name on the radio saying, take a Palestinian man and put him in an IDF uniform, and in some cases a GoPro camera on his chest. And then soldiers were ordered to send them into tunnels to sweep the tunnels or into homes to sweep the homes.Nadav WiemanYou have another protocol called “Wasp”. The Wasp Protocol is Palestinians sweeping tunnels, but this time our Palestinians working with the IDF were brought from the West Bank. And they were told that they will get something from us, a permit or something like that.Nadav WiemanNews 5/16/251. Trump has abruptly ended the American war on the Houthi militia in Yemen, saying in a press conference, “You know, we hit them very hard. They had a great capacity to withstand punishment…You can say there's a lot of bravery there…It was amazing what they took. But we honor their commitment and their word,” per Prem Thakker. Behind the scenes, a New York Times report exposes the jaw-dropping waste that precipitated the U.S. backing down from this campaign. Some highlights include that the Houthis almost shot down an F-35 fighter jet – which run about $100 million apiece – that this campaign used so many precision munitions that Pentagon contingency planners grew “increasingly concerned about overall stocks,” and U.S. Central Command (CENTCOM)'s reported metric of success was “bombs dropped,” evoking the failed campaigns in Vietnam, per the Stimson Center's Emma Ashburn. All in all, this campaign cost $1 billion over the course of just 30 days.2. In more stunning news of Pentagon profligacy, CNN reported on May 6th that a SECOND F/A-18 Super Hornet fighter jet fell off the USS Harry S. Truman aircraft carrier into the Red Sea following the first lost jet by just over a week. Each of these planes bear a price tag of over $60 million, according to the Navy, just in case you were wondering where your tax dollars are going now that Trump and Musk have slashed the budget of anything resembling a social program.3. In more foreign policy news, Edan Alexander, the last remaining U.S. citizen hostage in Gaza, has been released. Alexander was born and raised in New Jersey, then moved to Israel to serve in the IDF after graduating high school in 2022. Israeli Prime Minister Netanyahu was quoted saying “[Alexander's release] was achieved thanks to our military pressure and the political pressure exerted by President Trump. This is a winning combination.” Meanwhile Trump posted on Truth Social “Edan Alexander, American hostage thought dead, to be released by Hamas. Great news!” Despite this heraldry however, MSN reports Alexander “rebuffed” a personal meeting with Netanyahu. Counter Currents adds “In a video released by Hamas…last November, Alexander harshly criticized Netanyahu…[accusing] the Israeli leader of abandoning the…[hostages]…and urged Trump…to secure his release.” In this video, Alexander told Netanyahu, “You neglected us…We die a thousand times every day, and no one feels our pain.”4. In a similar vein, the Jerusalem Post reports, “The Trump administration's Middle East envoy, Steve Witkoff, criticized Israel in a meeting with hostage families…[saying] ‘We want to bring the hostages home, but Israel is not willing to end the war.'” Witkoff added “Israel is prolonging [the war] despite the fact that we don't see where else we can go and that an agreement must be reached.” Further, the New Arab reports “The Trump administration has…dropped its longstanding demand for Hamas to disarm as a precondition for a Gaza ceasefire.” This willingness to call a spade a spade regarding Israel's intractable opposition to peace, or even a lasting ceasefire – coupled with a seemingly genuine willingness to realistically approach peace talks – has been a marked point of departure compared to the Biden administration, which “Never Pressured Israel for Ceasefire,” according to Israeli Ambassador Yechiel Leiter, as reported in Drop Site News.5. Turning to some positive consumer protection news, “Ticketmaster will now show how much you'll pay for tickets — fees included — before checkout,” the Verge reports. This “All In Prices” initiative is an effort by the company to comply with the Federal Trade Commission's ban on junk fees. The FTC cracked down on Ticketmaster following the 2022 Taylor Swift Eras Tour “ticketing catastrophe.” In addition to the FTC, the Department of Justice sued Ticketmaster and its parent company, Live Nation in 2024, accusing them of “driving up prices as a result of their alleged monopoly,” while the House passed the TICKET Act in 2024, a law that would “force ticket sellers to show full prices upfront.” The Senate is considering that bill now.6. Meanwhile, Igloo has voluntarily widened a recall of their coolers, related to “possible amputation and crushing hazards,” per ABC. The Consumer Product Safety Commission issued a recall notice for a little over a million Igloo 90 Qt. Flip & Tow Rolling Coolers back in February, on the basis that “the tow handle can pinch consumers' fingertips against the cooler,” risking “fingertip amputation.” ABC reports this recall now includes “130,000 additional coolers, as well as approximately 20,000 in Canada and 5,900 in Mexico.” According to the CPSC, “since the recall was initiated in February, Igloo has received 78 reports of injuries involving the recalled coolers, including 26 reports of bone fractures, fingertip amputations or lacerations.”7. The first American Pope, Leo XIV, addressed the College of Cardinals on Sunday, in part explaining his decision to take that particular name. According to Business Insider, AI played a major role. The Pope told the college, “I chose to take the name Leo XIV…mainly because Pope Leo XIII in his historic Encyclical 'Rerum Novarum' addressed the social question in the context of the first great industrial revolution…In our own day, the Church offers to everyone the treasury of her social teaching in response to another industrial revolution and to developments in the field of artificial intelligence that pose new challenges for the defence of human dignity, justice, and labor.” In a January 2024 message, Pope Francis said “At this time in history, which risks becoming rich in technology and poor in humanity, our reflections must begin with the human heart.”8. Turning to domestic politics, 25-year-old Democratic National Committee Vice Chair David Hogg is fighting an uphill battle to remain in his post. The activist and survivor of the Marjory Stoneman Douglas school shooting has been a target of the party hierarchs since he refused to disassociate himself from the mission of the organization he cofounded – Leaders We Deserve – which seeks to primary “asleep-at-the-wheel” Democrats. On May 10th, POLITICO reported that Hogg sought a compromise with the party, vowing that he would erect a “internal firewall,” barring him from “accessing any internal DNC information about congressional and state legislative races as long as he was supporting challengers.” The DNC flatly refused. Instead, it would seem they are trying to oust Hogg by voiding his election, claiming it violated “fairness and gender diversity,” rules, per Semafor. On May 13th, the DNC's Credentials Committee voted to nullify the results of the February election, the Hill reports. According to POLITICO, the full DNC could “opt to hold a virtual vote ahead of the meeting later this summer. Otherwise it will take the issue up during its August meeting.”9. In Newark, New Jersey, Mayor Ras Baraka was “arrested and detained by masked federal immigration police Friday when he joined three Democratic congressmembers set to tour a newly reopened 1,000-bed [ICE] jail run by GEO Group,” Democracy Now! reports. This is the latest installment in the power struggle between federal agents and local officials over immigration, an escalation from the arrest of Judge Hannah Dugan in April. Dugan herself was indicted this week for supposedly “obstructing or impeding a proceeding,” per Wisconsin Public Radio. Alina Habba, U.S. Attorney for the District of New Jersey, tweeted, “The Mayor of Newark…committed trespass…He has willingly chosen to disregard the law…He has been taken into custody.” She added in all caps, “NO ONE IS ABOVE THE LAW.” Chilling words.10. Finally, we pay tribute to Uruguayan revolutionary, anti-dictatorship rebel and former president José “Pepe” Mujica, who passed away this week following a protracted battle with esophageal cancer. Mujica was celebrated throughout the world during his tenure as president for his humble lifestyle; He was called ‘the world's poorest president' famously driving a beat-up old VW bug and donating the bulk of his salary. In 2013, he delivered a bombshell speech at the United Nations in wherein he decried capitalism and the environmental destruction it has wrought. Pulitzer Prize-winning author and historian Greg Grandin eulogized Mujica, writing “He was a member of the insurgent, armed Tupamarus, and served 14 years in prison, much of it in solitary, subject to extreme torture techniques taught by US advisors… Upon his release, he helped build the Frente Amplio into one of the most successful left coalitions. He radiated humility and humanity but he knew that power was meant to be taken and used, and behind his smile was steel. He was 89.”This has been Francesco DeSantis, with In Case You Haven't Heard. Get full access to Ralph Nader Radio Hour at www.ralphnaderradiohour.com/subscribe
As the Trump administration heads into a weekend of trade talks with Chinese officials, the President is floating a new tariff rate on Chinese imports: 80%. While it's much lower than the current tariff rate of 145%, it's still far too high for many businesses. We'll get into it. And, a recent legal win for Epic Games could shake up Apple's App Store. Plus, we'll weigh in on mass producing orchids and going cashless during a round of Half Full/Half Empty!Here's everything we talked about today:"DOJ, FTC open inquiry into the concert industry" from The L.A. Times "Fortnite applies to launch on Apple's App Store after Epic Games court win" from CNBC "How Apple Created a Legal Mess When It Skirted Judge's Ruling" from The New York Times "Ahead of China-US talks, Trump says 80% tariff 'seems right'" from Reuters"Revenge RTO: Workers are coming in late, leaving early and stealing snacks as they find small ways to get back at their bosses" from Fortune"Trump Revives Push for Higher Taxes on the Rich" from The New York Times"How the Exotic Orchid Became a Mass-Market Commodity" from The Wall Street Journal "The drawbacks of an increasingly cashless society" from MarketplaceStand up for Marketplace and public media during this critical time. Donate today: https://support.marketplace.org/smart-sn