Chrisman Commentary - Daily Mortgage News

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A daily snapshot of what is happening in the mortgage industry and with mortgage rates. Comes with a joke at the end. robchrisman.com

Chrisman LLC


    • Nov 20, 2025 LATEST EPISODE
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    Latest episodes from Chrisman Commentary - Daily Mortgage News

    11.20.25 Cost to Originate; Figure's Michael Tannenbaum on Blockchain Lending; Jobs Driving Rates

    Play Episode Listen Later Nov 20, 2025 23:21 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the latest findings from the Mortgage Bankers Association's (MBA) newly released Quarterly Mortgage Bankers Performance Report. Plus, Robbie sits down with Figure's Michael Tannenbaum for a discussion on how small-balance first-liens and HELOC-as-refi strategies work, the latest developments after the company's IPO, and his thoughts on the current lending climate. And we close by examining what the influence of the labor market on mortgage rates.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. Lenders, give yo

    11.19.25 Corporate Developments; HomeLight's Nick Friedman on Origination Trends; Prepayment Speeds

    Play Episode Listen Later Nov 19, 2025 21:41 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the latest news and corporate developments from around the mortgage industry. Plus, Robbie sits down with HomeLight's Nick Friedman for a discussion on lender sentiment heading into 2026, with optimism rising and new buyer behaviors taking shape that could reshape the housing market. And we close by examining what sort of prepayments we are seeing in the mortgage-backed security (MBS) market.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. Lenders, give your borrowers an experience they will rave about. Learn more at figure.com.

    11.18.25 Fed Governor Cook Update; ICE's John Hedlund on Building Greatness; MBS Performance

    Play Episode Listen Later Nov 18, 2025 38:04 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the latest news and testimony emerging from the fraud case against Fed Governor Cook. Plus, Robbie sits down with ICE's John Hedlund for a discussion on how mortgage leaders can scale sustainably, unlock new innovation in risk and operations, balance efficiency with human-centered borrower experience, and prepare for the next major shift in the housing and lending cycle. And we close by examining what sort of performance we are seeing in the mortgage-backed security (MBS) market.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. Lenders, give your borrowers an experience they will rave about. Learn more at figure.com.

    11.17.25 FHFA Buzz; MBA's Joel Kan on Industry Forecasts; Government in Business

    Play Episode Listen Later Nov 17, 2025 27:26 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the latest changes (or proposed changes) from FHFA. Plus, Robbie sits down with MBA's Joel Kan for a discussion on the mortgage industry's cautiously optimistic outlook, with steady purchase activity, emerging refi opportunities, and expected annual originations above $2 trillion, despite regional housing softness, a gradually weakening labor market, and uncertain short-term impacts from AI. And we close by examining what the economic calendar should look like now that the government is back up and running.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. Lenders, give your borrowers an experience they will rave about. Learn more at figure.com.

    11.14.25 Pulte Drama; Telhio's Allie Hager on Borrowers; No Government, No Releases

    Play Episode Listen Later Nov 14, 2025 20:06 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the latest FHFA drama emanating from Washington DC. Plus, Robbie sits down with Telhio Credit Union's Allie Hager for a discussion on how independent mortgage banks and credit unions differ in serving today's borrowers, focusing on borrower sentiment around rates versus payments, strategies for building customer loyalty, and personal insights on professional growth and finding one's comfort zone. And we close by looking at why economic releases are still delayed despite the end of the government shutdown.This week's podcasts are sponsored by TransUnion. Mortgage lenders choose TransUnion for their identity-focused, data-driven mortgage insights and solutions, enabling them to achieve more desirable lending outcomes in a volatile housing market.

    11.13.25 Fed Retirement; MeridianLink's JP Kelly on UEX and Data; 10-Year Auction Results

    Play Episode Listen Later Nov 13, 2025 17:42 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look how the Fed could be reshaped with the retirement of Atlanta President Bostic early next year. Plus, Robbie sits down with MeridianLink's JP Kelly for a discussion on how evolving credit scoring models, real-time analytics, and data integration are reshaping mortgage lending, from improving credit inclusivity and compliance to accelerating decision-making and redefining competition in a data-driven marketplace. And we close by looking at yesterday's 10-year Treasury auction results and market impact.This week's podcasts are sponsored by TransUnion. Mortgage lenders choose TransUnion for their identity-focused, data-driven mortgage insights and solutions, enabling them to achieve more desirable lending outcomes in a volatile housing market.

    11.12.25 Extensions Explained; TransUnion's Satyan Merchant on Dynamic Scoring; Return of Releases

    Play Episode Listen Later Nov 12, 2025 24:53 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look why extensions cost money. Plus, Robbie sits down with TransUnion's Satyan Merchant for a discussion on how credit data is evolving from a static score to a dynamic, predictive asset, and what lenders can do right now to turn this wave of disruption into opportunity. And we close by looking at what mortgage applications from MBA portend for the market.This week's podcasts are sponsored by TransUnion. Mortgage lenders choose TransUnion for their identity-focused, data-driven mortgage insights and solutions, enabling them to achieve more desirable lending outcomes in a volatile housing market.

    11.11.25 50-Year Mortgage; Optimal Blue's Vimi Vasudeva on Recapture; Veterans Day

    Play Episode Listen Later Nov 11, 2025 15:51 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look the pros and cons of the 50-year mortgage. Plus, Robbie sits down with Optimal Blue's Vimi Vasudeva for a discussion on recapture strategy, why borrower retention is more critical than ever, and how lenders can model and price for recapture success. And we close by looking at what the prepayment report says about borrower incentive to refinance.This week's podcasts are sponsored by TransUnion. Mortgage lenders choose TransUnion for their identity-focused, data-driven mortgage insights and solutions, enabling them to achieve more desirable lending outcomes in a volatile housing market.

    11.10.25 Funded Mortgage Volume; TRUE's Steve Butler on Income; Prepayment Takeaways

    Play Episode Listen Later Nov 10, 2025 20:28 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at funded volume trends. Plus, Robbie sits down with with TRUE's Steve Butler for a discussion on the challenges of income analysis inlending, particularly the delays caused by manual data entry and underwriting processes, and how technological advancements are solving this. And we close by looking at what the prepayment report says about borrower incentive to refinance.This week's podcasts are sponsored by TransUnion. Mortgage lenders choose TransUnion for their identity-focused, data-driven mortgage insights and solutions, enabling them to achieve more desirable lending outcomes in a volatile housing market.

    11.7.25 Around the Industry; Arc Home's Lee Malone on HELOCs; Rate Conundrum

    Play Episode Listen Later Nov 7, 2025 17:42 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at news from around the mortgage industry. Plus, Robbie sits down with with Arc Home's Lee Malone for a discussion on the HELOC market: the need for it, the various products out there, and how it's being utilized across origination channels. And we close by looking at what contributed to bond yields rising.Today's podcast is brought to you by ICE. As the standard for innovation, artificial intelligence, efficiency and scalability, ICE is the technology of choice for the majority of industry participants, defining the future of homeownership. 

    11.6.25 Labor Market Barometer; Servbank's Sharmyn Calhoun on Compliance Management; Bond Yields Bounce

    Play Episode Listen Later Nov 6, 2025 14:42 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the strength of the labor market. Plus, Robbie sits down with Servbank's Sharmyn Calhoun for a discussion on the importance of technology in modern compliance management. And we close by looking at what contributed to bond yields rising.Today's podcast is brought to you by ICE. As the standard for innovation, artificial intelligence, efficiency and scalability, ICE is the technology of choice for the majority of industry participants, defining the future of homeownership. 

    11.5.25 MBS Issuance; ICE's Dana Federspiel on Servicing; Private Payrolls Up

    Play Episode Listen Later Nov 5, 2025 18:06 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at trends across Agency MBS issuance. Plus, Robbie sits down with ICE's Dana Federspiel for a discussion on the key challenges servicers and subservicers are facing in a rapidly evolving industry, how servicers can achieve greater scalability and efficiency, and which regulatory issues may impact the sector heading into 2026. And we close by looking at what contributed to a positive labor market print this morning.Today's podcast is brought to you by ICE. As the standard for innovation, artificial intelligence, efficiency and scalability, ICE is the technology of choice for the majority of industry participants, defining the future of homeownership. 

    11.4.25 Texas Fight; PBG's Marty Green on GSE Reform; Why Why Why Yields

    Play Episode Listen Later Nov 4, 2025 20:00 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at just what the heck is going on down in Texas (TMBA Housing Summit). Plus, Robbie sits down with Polunsky Beitel Green's Marty Green for a discussion on the latest GSE IPO news, mortgage law in Texas, and the current regulatory environment. And we close by looking at why bond yields continue to rise.Today's podcast is brought to you by ICE. As the standard for innovation, artificial intelligence, efficiency and scalability, ICE is the technology of choice for the majority of industry participants, defining the future of homeownership. 

    11.3.25 Fed Clap Back; AiCR's Joe Furlong on Document Processing; Economic Advancements

    Play Episode Listen Later Nov 3, 2025 20:09 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the competing factors in the Fed's next policy decision. Plus, Robbie sits down with AiCR's Joe Furlong for a discussion on how intelligent document processing automation with complex, high-volume files can help transform your operations. And we close by looking at what's actually on the economic calendar this week.Today's podcast is brought to you by ICE. As the standard for innovation, artificial intelligence, efficiency and scalability, ICE is the technology of choice for the majority of industry participants, defining the future of homeownership. 

    10.31.25 Short Versus Long Term Rates; dataQollab's Adam Quinones on Bond Prices; Treasury Movement

    Play Episode Listen Later Oct 31, 2025 28:23 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the direction of rates since the Fed's policy decision. Plus, Robbie sits down with dataqollab's Adam Quinones for a discussion on how Fed actions and rhetoric have been influencing bond movement and MBS spreads. And we close by looking at sentiment surrounding mortgage rates.Today's podcast is brought to you by Optimal Blue, the only end-to-end capital markets platform built to power performance, precision, and profitability, helping lenders of all sizes operate more efficiently, manage risk more effectively, and maximize results.

    10.30.25 Technology is Cool; Finance of America's Kris Buglino on Reverse; Fed Reaction

    Play Episode Listen Later Oct 30, 2025 14:38 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at some of the latest and greatest tech advancements for the mortgage industry. Plus, Robbie sits down with Finance of America's Kris Buglino for a discussion on reverse mortgages and how they're being reengineered for the next generation of clients. And we close by looking at yesterday's Fed decision.Today's podcast is brought to you by Optimal Blue, the only end-to-end capital markets platform built to power performance, precision, and profitability, helping lenders of all sizes operate more efficiently, manage risk more effectively, and maximize results.

    10.29.25 Ongoing Shutdown; DaylightAML's Bob Simpson on Assumable Mortgages; Fed Decision Day

    Play Episode Listen Later Oct 29, 2025 26:44 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at just what could end the government shutdown. Plus, Robbie sits down with DaylightAML's Bob Simpson for a discussion on the growing debate around making Agency loans assumable: examining whether such a move could unlock housing market liquidity or create new pricing and equity challenges, how it might impact lenders, investors, and borrowers, and what lessons policymakers can draw from past market interventions. And we close by looking ahead to today's Fed decision.Today's podcast is brought to you by Optimal Blue, the only end-to-end capital markets platform built to power performance, precision, and profitability, helping lenders of all sizes operate more efficiently, manage risk more effectively, and maximize results.

    10.28.25 Affordability Thoughts; nCino's Casey Williams on Innovation; Rates Adrift

    Play Episode Listen Later Oct 28, 2025 15:36 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at some creative solutions to housing affordability. Plus, Robbie sits down with nCino's Casey Williams for a discussion on the latest wave of AI-powered mortgage innovations and how these tools are redefining lender efficiency, borrower experience, and what's next in intelligent mortgage automation. And we close by looking ahead to tomorrow's Fed decision.Today's podcast is brought to you by Optimal Blue, the only end-to-end capital markets platform built to power performance, precision, and profitability, helping lenders of all sizes operate more efficiently, manage risk more effectively, and maximize results.

    10.27.25 Inflation Direction; Rob Chrisman on Conference Season; Fed Decision Week

    Play Episode Listen Later Oct 27, 2025 16:26 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the trends shown in September's CPI figures. Plus, Robbie sits down with Rob Chrisman for a discussion on his on takeaways from MBA Annual, the mood of the industry, and what to look forward to as conference season winds down. And we close by looking ahead to the Fed decision on Wednesday.Today's podcast is brought to you by Optimal Blue, the only end-to-end capital markets platform built to power performance, precision, and profitability, helping lenders of all sizes operate more efficiently, manage risk more effectively, and maximize results.

    10.24.25 Affordability Check; Blue Sage's Carmine Cacciavillani on Partnerships; CPI as Hoped

    Play Episode Listen Later Oct 24, 2025 17:30 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the latest home affordability metrics and anecdotes. Plus, Robbie sits down with Blue Sage Solutions' Carmine Cacciavillani for a discussion on modified workflows versus true artificial intelligence and how their partnership with Movement Mortgage is where the mortgage industry is headed. And we close by examining how the September CPI figures came in just as some people would have hoped, hmmm.Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process into a seamless end-to-end solution embedded with data-driven insights and intelligent automation. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

    10.23.25 Capital Requirement Changes; Click n' Close's Ian Kimball on Strategy; Delayed Economic Releases

    Play Episode Listen Later Oct 23, 2025 13:40 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the Federal Reserve's recommendations on capital requirements for banks . Plus, Robbie sits down with Click n' Close's Ian Kimball for a discussion on how originators prioritize strategic growth initiatives, operational execution, and go about market expansion. And we close by examining what's moving sentiment without the normally scheduled data points.Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process into a seamless end-to-end solution embedded with data-driven insights and intelligent automation. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

    10.22.25 MBA Annual Wrap; Bradley's Jonathan Kolodziej on Regulation; Applications Decrease

    Play Episode Listen Later Oct 22, 2025 19:51 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we put a wrap on MBA Annual 2025. Plus, Robbie sits down with Bradley's Jonathan Kolodziej for a discussion on the evolving enforcement of federal and state consumer financial laws and some lender best practices for adapting to changes in the regulatory environment. And we close by examining the recent decrease in mortgage applications.Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process into a seamless end-to-end solution embedded with data-driven insights and intelligent automation. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

    10.21.25 Chatter From Vegas; Secure Insight's Andrew Liput and Halcyon's Kirk Donaldson on Fraud; Rates Decline

    Play Episode Listen Later Oct 21, 2025 27:26 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we review just what people are talking about in the halls of MBA Annual. Plus, Robbie sits down with Secure Insight's Andrew Liput and Halcyon's Kirk Donaldson on their integrated solution that combines borrower identity, income, and settlement agent verification into a single secure workflow, enhancing mortgage fraud prevention and compliance. And we close by looking at what is making mortgage rates decline.Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process into a seamless end-to-end solution embedded with data-driven insights and intelligent automation. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

    10.20.25 MBA Annual Chatter; Eris Innovations' Geoff Sharp on SOFR Hedging; Economic Releases

    Play Episode Listen Later Oct 20, 2025 29:20 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we review just what people are talking about in the halls of MBA Annual. Plus, Robbie sits down with Geoff Sharp at Eris Innovations, the creators of CME's Eris SOFR Swap futures, to discuss on the growing need for SOFR-based cash flow hedging solutions. And we close by looking at what economic releases are due out this week despite the government shutdown.Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process into a seamless end-to-end solution embedded with data-driven insights and intelligent automation. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

    10.17.25 CFPB and FEMA; Finance of America's Adam Potafiy on Reverse Mortgages; Brian Levy on RESPA

    Play Episode Listen Later Oct 17, 2025 25:14 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we take a look at the latest news emanating from Washington DC as it pertains to the CFPB and FEMA federal agencies. Plus, Robbie sits down with Finance of America's Adam Potafiy for a discussion about his session tomorrow at NAMB National with his colleagues Jonathan and Jessica about reverse mortgages and how they're being reengineered for the next generation of clients. And there is also a bonus interview with attorney Brian Levy about RESPAToday's podcast is brought to you by Floify, an industry-leading point of sale platform. With Floify's new Dynamic AI feature, lenders can modify applications with no coding required and rely on AI to autofill key application fields, allowing borrowers to fill out only a few fields relevant to their needs. The result? Faster completions, fewer drop-offs and smoother approvals. Discover smarter lending at www.floify.com or visit Floify in person at MBA Annual.

    10.16.25 Home Building Examination; Floify's Sydney Barber on Point of Sale; Coupon Liquidity

    Play Episode Listen Later Oct 16, 2025 20:03 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we take a closer look at the building and affordability problems in America and their correlation. Plus, Robbie sits down with Floify's Sydney Barber for a discussion on how Dynamic AI is built into its POS to automate tasks like document handling and income verification, speeding up approvals, improving compliance, and enhancing the borrower experience while freeing lenders to focus on relationships. And we close by examining what mortgage-backed security coupons have the most liquidity in the current market.Today's podcast is brought to you by Floify, an industry-leading point of sale platform. With Floify's new Dynamic AI feature, lenders can modify applications with no coding required and rely on AI to autofill key application fields, allowing borrowers to fill out only a few fields relevant to their needs. The result? Faster completions, fewer drop-offs and smoother approvals. Discover smarter lending at www.floify.com or visit Floify in person at MBA Annual.

    10.15.25 Biometrics in Mortgage; Figure's Anthony Stratis and West Capital Lending's Art Greenbaum on DSCR; Spreads Tightening

    Play Episode Listen Later Oct 15, 2025 20:36 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at how biometrics are making their way into mortgage banking. Plus, Robbie sits down with Figure's Anthony Stratis and West Capital Lending's and Arthur Greenbaum for a discussion on the power of partnership and why they're excited about Figure's new AI-powered DSCR platform. And we close by examining what data points are being released during the government shutdown.Today's podcast is brought to you by Floify, an industry-leading point of sale platform. With Floify's new Dynamic AI feature, lenders can modify applications with no coding required and rely on AI to autofill key application fields, allowing borrowers to fill out only a few fields relevant to their needs. The result? Faster completions, fewer drop-offs and smoother approvals. Discover smarter lending at www.floify.com or visit Floify in person at MBA Annual.

    10.14.25 Veteran Affairs; Tavant's Mohammad Rashid on Automation; Rate Dip

    Play Episode Listen Later Oct 14, 2025 22:20 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at how veterans are being helped during the government shutdown. Plus, Robbie sits down with Tavant's Mohammad Rashid for a discussion on how automation and artificial intelligence will reshape customer experience, streamline operations, and address key lender challenges, positioning technology as the catalyst for modernizing and transforming the mortgage landscape. And we close by examining what data points are being released during the government shutdown.Today's podcast is brought to you by Floify, an industry-leading point of sale platform. With Floify's new Dynamic AI feature, lenders can modify applications with no coding required and rely on AI to autofill key application fields, allowing borrowers to fill out only a few fields relevant to their needs. The result? Faster completions, fewer drop-offs and smoother approvals. Discover smarter lending at www.floify.com or visit Floify in person at MBA Annual.

    10.13.25 Travel Logistics; Covered Insurance's Jerry Halbrook on Embedding; Eternal Data Void

    Play Episode Listen Later Oct 13, 2025 23:24 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we preview some travel tips for MBA Annual in Las Vegas. Plus, Robbie sits down with Covered Insurance's Jerry Halbrook for a discussion on how insurance is rapidly becoming central to the borrower experience, and the mortgage industry's shift toward embedded insurance. And we close by examining what data points are being released during the government shutdown.Today's podcast is brought to you by Floify, an industry-leading point of sale platform. With Floify's new Dynamic AI feature, lenders can modify applications with no coding required and rely on AI to autofill key application fields, allowing borrowers to fill out only a few fields relevant to their needs. The result? Faster completions, fewer drop-offs and smoother approvals. Discover smarter lending at www.floify.com or visit Floify in person at MBA Annual.

    10.10.25 Federal Deficit Changes; HBI's Ed Brady on Home Building; Mortgage Rate Relief

    Play Episode Listen Later Oct 10, 2025 21:46 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the partisan nature of a budget deficit. Plus, Robbie sits down with Home Builders Institute's Ed Brady for a discussion on the home building climate, evolving workforce trends, trade misconceptions, and the strategic solutions needed to rebuild America. And we close by examining why mortgage rates declined this last week.Thank you to Truework, the only all-in-one, automated VOIEA platform that helps mortgage providers achieve up to 50% cost savings with an industry leading 75% completion rate.

    10.9.25 Industry Legal Challenges; Cotality's Thom Malone on House Prices; FOMC Minutes

    Play Episode Listen Later Oct 9, 2025 20:42 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the latest legal challenges to hit the mortgage industry. Plus, Robbie sits down with Cotality's Thom Malone for a discussion on home price trends across various regions of America and what that portends for affordability as we move towards 2026. And we close by looking at the Minutes of the September FOMC meeting.Thank you to Truework, the only all-in-one, automated VOIEA platform that helps mortgage providers achieve up to 50% cost savings with an industry leading 75% completion rate.

    10.8.25 Zombieland; BOKF's Chris Maloney on Agency MBS; Inflation Expectations

    Play Episode Listen Later Oct 8, 2025 29:18 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at how the market is being given direction with the government shutdown. Plus, Robbie sits down with Bank of Oklahoma's Chris Maloney for a discussion on what's driving strong performance in the Agency MBS market, the outlook for refinancing and home prices, and how Fed rate cuts are shaping lending conditions and future risks. And we close by looking ahead to the Minutes of the September FOMC meeting.Thank you to Truework, the only all-in-one, automated VOIEA platform that helps mortgage providers achieve up to 50% cost savings with an industry leading 75% completion rate.

    10.7.25 Delayed Versus Decreased Information; Truework's Randy Lightbody on Verifications; Prepayment Stack

    Play Episode Listen Later Oct 7, 2025 13:15 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the latest government shutdown impacts on mortgage. Plus, Robbie sits down with Truework's Randy Lightbody for a discussion on the Fed's recent rate cut and its impact on borrower behavior, what lenders should watch for, how homebuyers might respond to lower rates, and the critical role of integration and automation in building a more efficient, sustainable path to homeownership. And we close by examining what to look forward to on this week's economic calendar if the government stays shutdown.Thank you to Truework, the only all-in-one, automated VOIEA platform that helps mortgage providers achieve up to 50% cost savings with an industry leading 75% completion rate.

    10.6.26 Shutdown Week Two; CHLA's Taylor Stork on FICO Changes; Economic Data Withheld

    Play Episode Listen Later Oct 6, 2025 19:13 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the latest from the M&A space in mortgage. Plus, Robbie sits down with CHLA's Taylor Stork for a discussion on why FICO's direct licensing pricing creates more options for consumers and lenders, but the mortgage industry should remain wary of FICO's monopolistic pricing and practices. And we close by examining what to look forward to on this week's economic calendar if the government stays shutdown.Thank you to Truework, the only all-in-one, automated VOIEA platform that helps mortgage providers achieve up to 50% cost savings with an industry leading 75% completion rate.

    10.3.25 Shutdown Economics; California MBA's Paul Gigliotti on Leadership; No Payrolls Data

    Play Episode Listen Later Oct 3, 2025 18:49 Transcription Available


    The Chrisman Commentary Daily Mortgage News Podcast delivers timely insights for mortgage lenders, loan officers, capital markets professionals, and anyone curious about the mortgage and housing industry. Hosted by industry expert Robbie Chrisman, each weekday episode breaks down mortgage rates, lending news, housing market trends, capital markets activity, and regulatory updates with insightful analysis, expert perspectives, and conversations with top professionals from across the mortgage industry. Stay informed, gain actionable insights, and keep up with developments in mortgage banking and housing finance. Learn more at www.chrismancommentary.com.In today's episode, we go through the economic impact of a government shutdown. Plus, Robbie sits down with new California MBA CEO Paul Gigliotti for a discussion on his goals while in the role and how state and national organizations can work together for the greater good of the mortgage industry.  And we look at the what is moving markets without normal economic reports.This week's podcasts are sponsored by Spring EQ, one of the nation's leading non-bank home equity lenders, giving partners more ways to serve customers. Known for speed, service, and innovation, Spring EQ makes tapping into home equity easier.

    10.2.25 Big FICO Changes; MBA's Matthew VanFossen on State and Local; Weakening Economy

    Play Episode Listen Later Oct 2, 2025 11:14 Transcription Available


    The Chrisman Commentary Daily Mortgage News Podcast delivers timely insights for mortgage lenders, loan officers, capital markets professionals, and anyone curious about the mortgage and housing industry. Hosted by industry expert Robbie Chrisman, each weekday episode breaks down mortgage rates, lending news, housing market trends, capital markets activity, and regulatory updates with insightful analysis, expert perspectives, and conversations with top professionals from across the mortgage industry. Stay informed, gain actionable insights, and keep up with developments in mortgage banking and housing finance. Learn more at www.chrismancommentary.com.In today's episode, we go through some big news from FICO about cutting out the credit bureaus. Plus, Robbie sits down with AHMC's Matthew VanFossen for a discussion on his new role as Chair of State and Local for MBA, key agenda items, and how people can get involved with advocacy. And we look at the latest impacts from the government shutdown.This week's podcasts are sponsored by Spring EQ, one of the nation's leading non-bank home equity lenders, giving partners more ways to serve customers. Known for speed, service, and innovation, Spring EQ makes tapping into home equity easier.

    10.1.25 Government Shutdown; Spring EQ's Reno Heine on HELOCs and HELOANs; Interest Rate Path

    Play Episode Listen Later Oct 1, 2025 20:12 Transcription Available


    The Chrisman Commentary Daily Mortgage News Podcast delivers timely insights for mortgage lenders, loan officers, capital markets professionals, and anyone curious about the mortgage and housing industry. Hosted by industry expert Robbie Chrisman, each weekday episode breaks down mortgage rates, lending news, housing market trends, capital markets activity, and regulatory updates with insightful analysis, expert perspectives, and conversations with top professionals from across the mortgage industry. Stay informed, gain actionable insights, and keep up with developments in mortgage banking and housing finance. Learn more at www.chrismancommentary.com.In today's episode, we go through the impact of a government shutdown on the mortgage industry. Plus, Robbie sits down with Spring EQ's Reno Heine for a discussion on when and why loan originators should consider HELOC and HELOAN products for clients, key factors in choosing between them, and the future outlook for second mortgages. And we look at the latest influences on both the Fed and mortgage rates.This week's podcasts are sponsored by Spring EQ, one of the nation's leading non-bank home equity lenders, giving partners more ways to serve customers. Known for speed, service, and innovation, Spring EQ makes tapping into home equity easier.

    9.30.25 Federal Government Shutdown Impacts; Chrisman Commentary's Rob Chrisman on Conference Chatter; Agency MBS Prices

    Play Episode Listen Later Sep 30, 2025 14:32


    The Chrisman Commentary Daily Mortgage News Podcast delivers timely insights for mortgage lenders, loan officers, capital markets professionals, and anyone curious about the mortgage and housing industry. Hosted by industry expert Robbie Chrisman, each weekday episode breaks down mortgage rates, lending news, housing market trends, capital markets activity, and regulatory updates with insightful analysis, expert perspectives, and conversations with top professionals from across the mortgage industry. Stay informed, gain actionable insights, and keep up with developments in mortgage banking and housing finance. Learn more at www.chrismancommentary.com.In today's episode, we go through the impact of a government shutdown on the mortgage industry. Plus, Robbie sits down with Rob Chrisman for a discussion on the drama from DC, conference chatter from around the nation, and what to look for that could make mortgage rates drop. And we look at how upcoming events could influence both the Fed and mortgage rates.This week's podcasts are sponsored by Spring EQ, one of the nation's leading non-bank home equity lenders, giving partners more ways to serve customers. Known for speed, service, and innovation, Spring EQ makes tapping into home equity easier.

    9.29.25 SEC Requests MBS Comments; NEO's Ryan Grant on Loan Advisors; Consumer Demand Patterns

    Play Episode Listen Later Sep 29, 2025 28:37


    The Chrisman Commentary Daily Mortgage News Podcast delivers timely insights for mortgage lenders, loan officers, capital markets professionals, and anyone curious about the mortgage and housing industry. Hosted by industry expert Robbie Chrisman, each weekday episode breaks down mortgage rates, lending news, housing market trends, capital markets activity, and regulatory updates with insightful analysis, expert perspectives, and conversations with top professionals from across the mortgage industry. Stay informed, gain actionable insights, and keep up with developments in mortgage banking and housing finance. Learn more at www.chrismancommentary.com.In today's episode, we go through the SEC seeking comments on MBS. Plus, Robbie sits down with NEO Home Loans Ryan Grant for a discussion on a growing shift in the mortgage industry as originators seek platforms that offer true operational control, pricing transparency, and long-term business support, delivering on promises the traditional broker model often fails to keep. And we look at how retail spending could influence both the Fed and mortgage rates.This week's podcasts are sponsored by Spring EQ, one of the nation's leading non-bank home equity lenders, giving partners more ways to serve customers. Known for speed, service, and innovation, Spring EQ makes tapping into home equity easier.

    9.26.25 Government Activities; Angel Oak's Tom Hutchens on Non-QM; Fed Favorite PCE

    Play Episode Listen Later Sep 26, 2025 21:47 Transcription Available


    The Chrisman Commentary Daily Mortgage News Podcast delivers timely insights for mortgage lenders, loan officers, capital markets professionals, and anyone curious about the mortgage and housing industry. Hosted by industry expert Robbie Chrisman, each weekday episode breaks down mortgage rates, lending news, housing market trends, capital markets activity, and regulatory updates with insightful analysis, expert perspectives, and conversations with top professionals from across the mortgage industry. Stay informed, gain actionable insights, and keep up with developments in mortgage banking and housing finance. Learn more at www.chrismancommentary.com.In today's episode, we go through the latest tariff news and other government happenings as they pertain to the mortgage industry. Plus, Robbie sits down with Angel Oak's Tom Hutchens for a discussion on the impact of the Fed's rate cuts on mortgage activity and the potential for increased demand for non-QM products like HELOCs. And today brings the latest inflation reading in the form of Fed-favorite PCE.This week's podcasts are sponsored by BeSmartee, the most innovative mortgage technology platform for banks, credit unions, and non-bank mortgage lenders. 

    9.25.25 Tappable Equity Statistics; Guideline Buddy's Marc Hernandez on Underwriting; Rates on the Rise

    Play Episode Listen Later Sep 25, 2025 16:44 Transcription Available


    The Chrisman Commentary Daily Mortgage News Podcast delivers timely insights for mortgage lenders, loan officers, capital markets professionals, and anyone curious about the mortgage and housing industry. Hosted by industry expert Robbie Chrisman, each weekday episode breaks down mortgage rates, lending news, housing market trends, capital markets activity, and regulatory updates with insightful analysis, expert perspectives, and conversations with top professionals from across the mortgage industry. Stay informed, gain actionable insights, and keep up with developments in mortgage banking and housing finance. Learn more at www.chrismancommentary.com.In today's episode, we go through MBA's latest origination figures and estimates. Plus, Robbie sits down with Guideline Buddy's Marc Hernandez for a discussion on AI-powered tools designed to bring instant clarity and confident decision-making to mortgage guidelines, helping industry professionals structure loans faster and more accurately, combining human-in-the-loop intelligence with plans for broader tech integration and white-label partnerships. And why have mortgage rates actually gone up since the Fed cut its overnight rate?This week's podcasts are sponsored by BeSmartee, the most innovative mortgage technology platform for banks, credit unions, and non-bank mortgage lenders. 

    9.24.25 MBA Predictions; BeSmartee's Tim Nguyen on Application Experience; Mum Powell

    Play Episode Listen Later Sep 24, 2025 23:45 Transcription Available


    The Chrisman Commentary Daily Mortgage News Podcast delivers timely insights for mortgage lenders, loan officers, capital markets professionals, and anyone curious about the mortgage and housing industry. Hosted by industry expert Robbie Chrisman, each weekday episode breaks down mortgage rates, lending news, housing market trends, capital markets activity, and regulatory updates with insightful analysis, expert perspectives, and conversations with top professionals from across the mortgage industry. Stay informed, gain actionable insights, and keep up with developments in mortgage banking and housing finance. Learn more at www.chrismancommentary.com.In today's episode, we go through what MBA and Fannie Mae are predicting for interest rates and volumes. Plus, Robbie sits down with BeSmartee's Tim Nguyen for a discussion on how improving the start-to-submit application journey is a major, often overlooked opportunity for lenders to drive significant revenue, reduce abandonment caused by poor tools or processes, and create a true competitive edge. And maybe Fed Chair Powell likes to reveal nothing.This week's podcasts are sponsored by BeSmartee, the most innovative mortgage technology platform for banks, credit unions, and non-bank mortgage lenders. 

    9.23.25 Real Estate Behemoth; FutureWave Finance's Steve Thomas on Cap Markets; Fed Speakerapalooza

    Play Episode Listen Later Sep 23, 2025 35:22 Transcription Available


    The Chrisman Commentary Daily Mortgage News Podcast delivers timely insights for mortgage lenders, loan officers, capital markets professionals, and anyone curious about the mortgage and housing industry. Hosted by industry expert Robbie Chrisman, each weekday episode breaks down mortgage rates, lending news, housing market trends, capital markets activity, and regulatory updates with insightful analysis, expert perspectives, and conversations with top professionals from across the mortgage industry. Stay informed, gain actionable insights, and keep up with developments in mortgage banking and housing finance. Learn more at www.chrismancommentary.com.In today's episode, we go through how Compass is set to become the largest residential real estate firm in the world after announcing a deal to acquire major rival Anywhere for $1.6 billion. Plus, Robbie sits down with FutureWave Finance's Steve Thomas for a discussion on the capital markets landscape, focusing on mortgage rate dynamics, policy transmission, shifting market share between CFIs and non-banks, and the impact of demographic trends amid a pause in product innovation. And one would think that the Fed's market view would be further clarified this week with remarks from 14 Fed officials, right?This week's podcasts are sponsored by BeSmartee, the most innovative mortgage technology platform for banks, credit unions, and non-bank mortgage lenders. 

    9.22.25 CFPB and Rates; Ardley's Nathan Den Herder on Recapture; Week Ahead

    Play Episode Listen Later Sep 22, 2025 25:02 Transcription Available


    The Chrisman Commentary Daily Mortgage News Podcast delivers timely insights for mortgage lenders, loan officers, capital markets professionals, and anyone curious about the mortgage and housing industry. Hosted by industry expert Robbie Chrisman, each weekday episode breaks down mortgage rates, lending news, housing market trends, capital markets activity, and regulatory updates with insightful analysis, expert perspectives, and conversations with top professionals from across the mortgage industry. Stay informed, gain actionable insights, and keep up with developments in mortgage banking and housing finance. Learn more at www.chrismancommentary.com.In today's episode, we go through the latest from the CFPB. Plus, Robbie sits down with Ardley's Nathan Den Herder for a discussion on issues impacting servicers, avoiding frustrated borrowers, and proper recapture strategies in the modern age. And we close by looking at what to expect now that the Fed has begun loosening monetary policy.This week's podcasts are sponsored by BeSmartee, the most innovative mortgage technology platform for banks, credit unions, and non-bank mortgage lenders. 

    9.19.25 Boomlet or Bust; Gateless' Mike Brown on Underwriting Tech; 10-Year Demand

    Play Episode Listen Later Sep 19, 2025 19:53


    The Chrisman Commentary Daily Mortgage News Podcast delivers timely insights for mortgage lenders, loan officers, capital markets professionals, and anyone curious about the mortgage and housing industry. Hosted by industry expert Robbie Chrisman, each weekday episode breaks down mortgage rates, lending news, housing market trends, capital markets activity, and regulatory updates with insightful analysis, expert perspectives, and conversations with top professionals from across the mortgage industry. Stay informed, gain actionable insights, and keep up with developments in mortgage banking and housing finance. Learn more at www.chrismancommentary.com.In today's episode, we go through where mortgage rates could go from here (hint: up or down). Plus, Robbie sits down with Gateless' Mike Brown for a discussion on how lenders can overcome application surges by automating key underwriting tasks in real time, reducing costs, accelerating approvals, and enabling scalable growth without added headcount. And we close by looking at what to expect now that the Fed has begun loosening monetary policy.CreditXpert is the all-new credit optimization platform that helps you close more loans. CreditXpert is committed to making homeownership more accessible andaffordable for ALL.

    9.18.25 Rate Decrease; Indecomm's Rajan Nair on the Pace of Technology; Predictions, Predictions

    Play Episode Listen Later Sep 18, 2025 30:21 Transcription Available


    The Chrisman Commentary Daily Mortgage News Podcast delivers timely insights for mortgage lenders, loan officers, capital markets professionals, and anyone curious about the mortgage and housing industry. Hosted by industry expert Robbie Chrisman, each weekday episode breaks down mortgage rates, lending news, housing market trends, capital markets activity, and regulatory updates with insightful analysis, expert perspectives, and conversations with top professionals from across the mortgage industry. Stay informed, gain actionable insights, and keep up with developments in mortgage banking and housing finance. Learn more at www.chrismancommentary.com.In today's episode, we go through all things from yesterday's Fed decision. Plus, Robbie sits down with Indecomm's Rajan Nair for a discussion on the risks of falling behind in innovation, whether AG(entic)I hype distracts from present issues, and the growing concern over technology power being concentrated in the hands of a few. And we close by looking at what to expect now that the Fed has begun loosening monetary policy.CreditXpert is the all-new credit optimization platform that helps you close more loans. CreditXpert is committed to making homeownership more accessible andaffordable for ALL.

    9.17.25 AI Maxxing; Pylon's Trent Hedge on the Future of Mortgage; Fed Decision Day

    Play Episode Listen Later Sep 17, 2025 31:55 Transcription Available


    The Chrisman Commentary Daily Mortgage News Podcast delivers timely insights for mortgage lenders, loan officers, capital markets professionals, and anyone curious about the mortgage and housing industry. Hosted by industry expert Robbie Chrisman, each weekday episode breaks down mortgage rates, lending news, housing market trends, capital markets activity, and regulatory updates with insightful analysis, expert perspectives, and conversations with top professionals from across the mortgage industry. Stay informed, gain actionable insights, and keep up with developments in mortgage banking and housing finance. Learn more at www.chrismancommentary.com.In today's episode, we go through how companies are maximizing AI. Plus, Robbie sits down with Pylon's Trent Hedge on why the concept of a ‘mortgage factory' that requires hoards of people, middleware SaaS, and capital markets intermediaries is no longer the best way to originate a mortgage. And we close by looking at what to expect from today's Fed meeting.CreditXpert is the all-new credit optimization platform that helps you close more loans. CreditXpert is committed to making homeownership more accessible andaffordable for ALL.

    9.16.25 First Time Buyer Stats; Figure's Mike Cagney on Decentralized Finance; Fed Underway

    Play Episode Listen Later Sep 16, 2025 17:55


    The Chrisman Commentary Daily Mortgage News Podcast delivers timely insights for mortgage lenders, loan officers, capital markets professionals, and anyone curious about the mortgage and housing industry. Hosted by industry expert Robbie Chrisman, each weekday episode breaks down mortgage rates, lending news, housing market trends, capital markets activity, and regulatory updates with insightful analysis, expert perspectives, and conversations with top professionals from across the mortgage industry. Stay informed, gain actionable insights, and keep up with developments in mortgage banking and housing finance. Learn more at www.chrismancommentary.com.In today's episode, we go through some first time home buyer statistics. Plus, Robbie sits down with Figure's Mike Cagney to discuss the company's successful IPO last week and how decentralized finance is going to change the mortgage industry for the better, and soon. And we close by looking at what to expect from today's Fed meeting.CreditXpert is the all-new credit optimization platform that helps you close more loans. CreditXpert is committed to making homeownership more accessible andaffordable for ALL.

    9.15.25 The Fed, The Fed, The Fed; Potomac Core's Dan Varroney on Rate Cut Rationale; Economic Narrative

    Play Episode Listen Later Sep 15, 2025 24:17


    The Chrisman Commentary Daily Mortgage News Podcast delivers timely insights for mortgage lenders, loan officers, capital markets professionals, and anyone curious about the mortgage and housing industry. Hosted by industry expert Robbie Chrisman, each weekday episode breaks down mortgage rates, lending news, housing market trends, capital markets activity, and regulatory updates with insightful analysis, expert perspectives, and conversations with top professionals from across the mortgage industry. Stay informed, gain actionable insights, and keep up with developments in mortgage banking and housing finance. Learn more at www.chrismancommentary.com.In today's episode, we go through all things Federal Reserve. Plus, Robbie sits down with Potomac Core's Dan Varroney for a discussion on why the Federal Reserve should cut rates 50-basis points this week due to weakening labor markets and recent inflation data. And we close by looking at the overall economic narrative in the wake of recent data points.CreditXpert is the all-new credit optimization platform that helps you close more loans. CreditXpert is committed to making homeownership more accessible andaffordable for ALL.

    9.12.25 Stagflation Fears; Polunsky Beitel Green's Peter Idziak on Trigger Leads; Long Bond Auction

    Play Episode Listen Later Sep 12, 2025 24:20 Transcription Available


    The Chrisman Commentary Daily Mortgage News Podcast delivers timely insights for mortgage lenders, loan officers, capital markets professionals, and anyone curious about the mortgage and housing industry. Hosted by industry expert Robbie Chrisman, each weekday episode breaks down mortgage rates, lending news, housing market trends, capital markets activity, and regulatory updates with insightful analysis, expert perspectives, and conversations with top professionals from across the mortgage industry. Stay informed, gain actionable insights, and keep up with developments in mortgage banking and housing finance. Learn more at www.chrismancommentary.com.In today's episode, we go through the the poor combination of labor and inflation data from this week. Plus, Robbie sits down with Polunsky Beitel Green's Peter Idziak for a discussion on takeaways from the bipartisan Home Buyers Privacy Protection Act (trigger leads bill), which amends the Fair Credit Reporting Act by shifting trigger leads to an opt-in system, mandates a study on text-based solicitations, and raises concerns about its impact on credit bureau revenue and market competition. And we close by looking at the demand at long-bond auctions over the past couple of days.Sponsored by Indecomm. Streamlining operations with the genius blend of automation, AI, and services. Achieve practical digital transformation and real operational impact with Indecomm's purpose-built mortgage solutions.

    9.11.25 Rate Cut Odds; Outamation's Sapan Bafna on FHA Modifications; CPI Figures

    Play Episode Listen Later Sep 11, 2025 16:13 Transcription Available


    The Chrisman Commentary Daily Mortgage News Podcast delivers timely insights for mortgage lenders, loan officers, capital markets professionals, and anyone curious about the mortgage and housing industry. Hosted by industry expert Robbie Chrisman, each weekday episode breaks down mortgage rates, lending news, housing market trends, capital markets activity, and regulatory updates with insightful analysis, expert perspectives, and conversations with top professionals from across the mortgage industry. Stay informed, gain actionable insights, and keep up with developments in mortgage banking and housing finance. Learn more at www.chrismancommentary.com.In today's episode, we go through the latest Fed rate cut odds in the wake of inflation readings this week. Plus, Robbie sits down with Outamation's Sapan Bafna for a discussion on how companies can streamline FHA modification workflows and eliminate compliance risks. And we close by looking at the latest CPI reading and reaction.Sponsored by Indecomm. Streamlining operations with the genius blend of automation, AI, and services. Achieve practical digital transformation and real operational impact with Indecomm's purpose-built mortgage solutions.

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