Chrisman Commentary - Daily Mortgage News

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A daily snapshot of what is happening in the mortgage industry and with mortgage rates. Comes with a joke at the end. robchrisman.com

Chrisman LLC


    • Sep 19, 2025 LATEST EPISODE
    • weekdays NEW EPISODES
    • 17m AVG DURATION
    • 1,162 EPISODES

    5 from 12 ratings Listeners of Chrisman Commentary - Daily Mortgage News that love the show mention: rob.



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    Latest episodes from Chrisman Commentary - Daily Mortgage News

    9.19.25 Boomlet or Bust; Gateless' Mike Brown on Underwriting Tech; 10-Year Demand

    Play Episode Listen Later Sep 19, 2025 19:53


    The Chrisman Commentary Daily Mortgage News Podcast delivers timely insights for mortgage lenders, loan officers, capital markets professionals, and anyone curious about the mortgage and housing industry. Hosted by industry expert Robbie Chrisman, each weekday episode breaks down mortgage rates, lending news, housing market trends, capital markets activity, and regulatory updates with insightful analysis, expert perspectives, and conversations with top professionals from across the mortgage industry. Stay informed, gain actionable insights, and keep up with developments in mortgage banking and housing finance. Learn more at www.chrismancommentary.com.In today's episode, we go through where mortgage rates could go from here (hint: up or down). Plus, Robbie sits down with Gateless' Mike Brown for a discussion on how lenders can overcome application surges by automating key underwriting tasks in real time, reducing costs, accelerating approvals, and enabling scalable growth without added headcount. And we close by looking at what to expect now that the Fed has begun loosening monetary policy.CreditXpert is the all-new credit optimization platform that helps you close more loans. CreditXpert is committed to making homeownership more accessible andaffordable for ALL.

    9.18.25 Rate Decrease; Indecomm's Rajan Nair on the Pace of Technology; Predictions, Predictions

    Play Episode Listen Later Sep 18, 2025 30:21 Transcription Available


    The Chrisman Commentary Daily Mortgage News Podcast delivers timely insights for mortgage lenders, loan officers, capital markets professionals, and anyone curious about the mortgage and housing industry. Hosted by industry expert Robbie Chrisman, each weekday episode breaks down mortgage rates, lending news, housing market trends, capital markets activity, and regulatory updates with insightful analysis, expert perspectives, and conversations with top professionals from across the mortgage industry. Stay informed, gain actionable insights, and keep up with developments in mortgage banking and housing finance. Learn more at www.chrismancommentary.com.In today's episode, we go through all things from yesterday's Fed decision. Plus, Robbie sits down with Indecomm's Rajan Nair for a discussion on the risks of falling behind in innovation, whether AG(entic)I hype distracts from present issues, and the growing concern over technology power being concentrated in the hands of a few. And we close by looking at what to expect now that the Fed has begun loosening monetary policy.CreditXpert is the all-new credit optimization platform that helps you close more loans. CreditXpert is committed to making homeownership more accessible andaffordable for ALL.

    9.17.25 AI Maxxing; Pylon's Trent Hedge on the Future of Mortgage; Fed Decision Day

    Play Episode Listen Later Sep 17, 2025 31:55 Transcription Available


    The Chrisman Commentary Daily Mortgage News Podcast delivers timely insights for mortgage lenders, loan officers, capital markets professionals, and anyone curious about the mortgage and housing industry. Hosted by industry expert Robbie Chrisman, each weekday episode breaks down mortgage rates, lending news, housing market trends, capital markets activity, and regulatory updates with insightful analysis, expert perspectives, and conversations with top professionals from across the mortgage industry. Stay informed, gain actionable insights, and keep up with developments in mortgage banking and housing finance. Learn more at www.chrismancommentary.com.In today's episode, we go through how companies are maximizing AI. Plus, Robbie sits down with Pylon's Trent Hedge on why the concept of a ‘mortgage factory' that requires hoards of people, middleware SaaS, and capital markets intermediaries is no longer the best way to originate a mortgage. And we close by looking at what to expect from today's Fed meeting.CreditXpert is the all-new credit optimization platform that helps you close more loans. CreditXpert is committed to making homeownership more accessible andaffordable for ALL.

    9.16.25 First Time Buyer Stats; Figure's Mike Cagney on Decentralized Finance; Fed Underway

    Play Episode Listen Later Sep 16, 2025 17:55


    The Chrisman Commentary Daily Mortgage News Podcast delivers timely insights for mortgage lenders, loan officers, capital markets professionals, and anyone curious about the mortgage and housing industry. Hosted by industry expert Robbie Chrisman, each weekday episode breaks down mortgage rates, lending news, housing market trends, capital markets activity, and regulatory updates with insightful analysis, expert perspectives, and conversations with top professionals from across the mortgage industry. Stay informed, gain actionable insights, and keep up with developments in mortgage banking and housing finance. Learn more at www.chrismancommentary.com.In today's episode, we go through some first time home buyer statistics. Plus, Robbie sits down with Figure's Mike Cagney to discuss the company's successful IPO last week and how decentralized finance is going to change the mortgage industry for the better, and soon. And we close by looking at what to expect from today's Fed meeting.CreditXpert is the all-new credit optimization platform that helps you close more loans. CreditXpert is committed to making homeownership more accessible andaffordable for ALL.

    9.15.25 The Fed, The Fed, The Fed; Potomac Core's Dan Varroney on Rate Cut Rationale; Economic Narrative

    Play Episode Listen Later Sep 15, 2025 24:17


    The Chrisman Commentary Daily Mortgage News Podcast delivers timely insights for mortgage lenders, loan officers, capital markets professionals, and anyone curious about the mortgage and housing industry. Hosted by industry expert Robbie Chrisman, each weekday episode breaks down mortgage rates, lending news, housing market trends, capital markets activity, and regulatory updates with insightful analysis, expert perspectives, and conversations with top professionals from across the mortgage industry. Stay informed, gain actionable insights, and keep up with developments in mortgage banking and housing finance. Learn more at www.chrismancommentary.com.In today's episode, we go through all things Federal Reserve. Plus, Robbie sits down with Potomac Core's Dan Varroney for a discussion on why the Federal Reserve should cut rates 50-basis points this week due to weakening labor markets and recent inflation data. And we close by looking at the overall economic narrative in the wake of recent data points.CreditXpert is the all-new credit optimization platform that helps you close more loans. CreditXpert is committed to making homeownership more accessible andaffordable for ALL.

    9.12.25 Stagflation Fears; Polunsky Beitel Green's Peter Idziak on Trigger Leads; Long Bond Auction

    Play Episode Listen Later Sep 12, 2025 24:20 Transcription Available


    The Chrisman Commentary Daily Mortgage News Podcast delivers timely insights for mortgage lenders, loan officers, capital markets professionals, and anyone curious about the mortgage and housing industry. Hosted by industry expert Robbie Chrisman, each weekday episode breaks down mortgage rates, lending news, housing market trends, capital markets activity, and regulatory updates with insightful analysis, expert perspectives, and conversations with top professionals from across the mortgage industry. Stay informed, gain actionable insights, and keep up with developments in mortgage banking and housing finance. Learn more at www.chrismancommentary.com.In today's episode, we go through the the poor combination of labor and inflation data from this week. Plus, Robbie sits down with Polunsky Beitel Green's Peter Idziak for a discussion on takeaways from the bipartisan Home Buyers Privacy Protection Act (trigger leads bill), which amends the Fair Credit Reporting Act by shifting trigger leads to an opt-in system, mandates a study on text-based solicitations, and raises concerns about its impact on credit bureau revenue and market competition. And we close by looking at the demand at long-bond auctions over the past couple of days.Sponsored by Indecomm. Streamlining operations with the genius blend of automation, AI, and services. Achieve practical digital transformation and real operational impact with Indecomm's purpose-built mortgage solutions.

    9.11.25 Rate Cut Odds; Outamation's Sapan Bafna on FHA Modifications; CPI Figures

    Play Episode Listen Later Sep 11, 2025 16:13 Transcription Available


    The Chrisman Commentary Daily Mortgage News Podcast delivers timely insights for mortgage lenders, loan officers, capital markets professionals, and anyone curious about the mortgage and housing industry. Hosted by industry expert Robbie Chrisman, each weekday episode breaks down mortgage rates, lending news, housing market trends, capital markets activity, and regulatory updates with insightful analysis, expert perspectives, and conversations with top professionals from across the mortgage industry. Stay informed, gain actionable insights, and keep up with developments in mortgage banking and housing finance. Learn more at www.chrismancommentary.com.In today's episode, we go through the latest Fed rate cut odds in the wake of inflation readings this week. Plus, Robbie sits down with Outamation's Sapan Bafna for a discussion on how companies can streamline FHA modification workflows and eliminate compliance risks. And we close by looking at the latest CPI reading and reaction.Sponsored by Indecomm. Streamlining operations with the genius blend of automation, AI, and services. Achieve practical digital transformation and real operational impact with Indecomm's purpose-built mortgage solutions.

    9.10.25 Governor Cook Stays; MCT's Phil Rasori on Capital Markets; Wholesale Inflation Declines

    Play Episode Listen Later Sep 10, 2025 27:47 Transcription Available


    The Chrisman Commentary Daily Mortgage News Podcast delivers timely insights for mortgage lenders, loan officers, capital markets professionals, and anyone curious about the mortgage and housing industry. Hosted by industry expert Robbie Chrisman, each weekday episode breaks down mortgage rates, lending news, housing market trends, capital markets activity, and regulatory updates with insightful analysis, expert perspectives, and conversations with top professionals from across the mortgage industry. Stay informed, gain actionable insights, and keep up with developments in mortgage banking and housing finance. Learn more at www.chrismancommentary.com.In today's episode, we go through the BLS payroll revisions and latest on Fed Governor Cook. Plus, Robbie sits down with MCT's Phil Rasori for a discussion on shifting coverage in response to policy and economic changes, to the expansion of ARM and non-QM products, the growing role of AI in hedging and analytics, evolving tech freeing up staff for strategic work, and the rising demands placed on modern capital markets departments. And we close by looking at why inflation at the wholesale level actually declined in August.Sponsored by Indecomm. Streamlining operations with the genius blend of automation, AI, and services. Achieve practical digital transformation and real operational impact with Indecomm's purpose-built mortgage solutions.

    9.9.25 Conference Chatter; Call Equity's Mel Lund on Operations and Sales; Prepayment Speeds

    Play Episode Listen Later Sep 9, 2025 22:33 Transcription Available


    The Chrisman Commentary Daily Mortgage News Podcast delivers timely insights for mortgage lenders, loan officers, capital markets professionals, and anyone curious about the mortgage and housing industry. Hosted by industry expert Robbie Chrisman, each weekday episode breaks down mortgage rates, lending news, housing market trends, capital markets activity, and regulatory updates with insightful analysis, expert perspectives, and conversations with top professionals from across the mortgage industry. Stay informed, gain actionable insights, and keep up with developments in mortgage banking and housing finance. Learn more at www.chrismancommentary.com.In today's episode, we go through chatter from the Pacific Northwest Mortgage Lenders Conference in Boise. Plus, Robbie sits down with Call Equity's Mel Lund for a discussion on how operations and sales can assist one another to drive origination volume. And we close by looking at the recently released MBS prepayment report.Sponsored by Indecomm. Streamlining operations with the genius blend of automation, AI, and services. Achieve practical digital transformation and real operational impact with Indecomm's purpose-built mortgage solutions.

    9.8.25 Jobs Report Takeaways; PBG's Marty Green on FOMC Happenings; CPI and PPI Incoming

    Play Episode Listen Later Sep 8, 2025 28:09 Transcription Available


    The Chrisman Commentary Daily Mortgage News Podcast delivers timely insights for mortgage lenders, loan officers, capital markets professionals, and anyone curious about the mortgage and housing industry. Hosted by industry expert Robbie Chrisman, each weekday episode breaks down mortgage rates, lending news, housing market trends, capital markets activity, and regulatory updates with insightful analysis, expert perspectives, and conversations with top professionals from across the mortgage industry. Stay informed, gain actionable insights, and keep up with developments in mortgage banking and housing finance. Learn more at www.chrismancommentary.com.In today's episode, we go through takeaways from August's weak payrolls report. Plus, Robbie sits down with Polunsky Beitel Green's Marty Green on Fed Governor Cook's timeline for recourse in the courts over her recent firing and various other political happenings as we approach next week's FOMC meeting. And we close by looking ahead to this week's inflation reports.Sponsored by Indecomm. Streamlining operations with the genius blend of automation, AI, and services. Achieve practical digital transformation and real operational impact with Indecomm's purpose-built mortgage solutions.

    9.5.25 Fed Independence and Fraud; Gallus Insights' Augie Del Rio on Data Analytics; Weak Labor Market

    Play Episode Listen Later Sep 5, 2025 27:56 Transcription Available


    The Chrisman Commentary Daily Mortgage News Podcast delivers timely insights for mortgage lenders, loan officers, capital markets professionals, and anyone curious about the mortgage and housing industry. Hosted by industry expert Robbie Chrisman, each weekday episode breaks down mortgage rates, lending news, housing market trends, capital markets activity, and regulatory updates with insightful analysis, expert perspectives, and conversations with top professionals from across the mortgage industry. Stay informed, gain actionable insights, and keep up with developments in mortgage banking and housing finance. Learn more at www.chrismancommentary.com.In today's episode, we go through how allegations of fraud are shaping the Fed. Plus, Robbie sits down with Gallus' Augie Del Rio for a discussion on cross-functional analytics and its evolving relationship with AI, as well as the true value of tech providers beyond data. And we close by looking at just how rapidly the labor market is deteriorating.Sponsored by Gallus Insights. Mortgage KPIs, automated, at your fingertips. Gallus allows you to turn data from your various databases and systems into automated business intelligence and actionable insights. 

    9.4.25 Letters From Washington; Porchlight's David Wells on Borrower Experience; Beige Book Stagnation

    Play Episode Listen Later Sep 4, 2025 23:48 Transcription Available


    The Chrisman Commentary Daily Mortgage News Podcast delivers timely insights for mortgage lenders, loan officers, capital markets professionals, and anyone curious about the mortgage and housing industry. Hosted by industry expert Robbie Chrisman, each weekday episode breaks down mortgage rates, lending news, housing market trends, capital markets activity, and regulatory updates with insightful analysis, expert perspectives, and conversations with top professionals from across the mortgage industry. Stay informed, gain actionable insights, and keep up with developments in mortgage banking and housing finance. Learn more at www.chrismancommentary.com.In today's episode, we go through all the latest happenings from Washington DC and how they are impacting the mortgage industry. Plus, Robbie sits down with Porchlight's David Wells for a discussion on how the mortgage industry is shifting from a human-driven, siloed process to a fully programmatic, API-powered model that automates repetitive tasks, streamlines capital markets execution, and empowers loan officers to focus on high-value, trust-building relationships. And we close by looking at what the Fed's Beige Book said about economic stagnation.Sponsored by Gallus Insights. Mortgage KPIs, automated, at your fingertips. Gallus allows you to turn data from your various databases and systems into automated business intelligence and actionable insights. 

    9.3.25 Commercial MBS; Rob Chrisman on Product Suites; Yield Curve Shift

    Play Episode Listen Later Sep 3, 2025 18:39 Transcription Available


    The Chrisman Commentary Daily Mortgage News Podcast delivers timely insights for mortgage lenders, loan officers, capital markets professionals, and anyone curious about the mortgage and housing industry. Hosted by industry expert Robbie Chrisman, each weekday episode breaks down mortgage rates, lending news, housing market trends, capital markets activity, and regulatory updates with insightful analysis, expert perspectives, and conversations with top professionals from across the mortgage industry. Stay informed, gain actionable insights, and keep up with developments in mortgage banking and housing finance. Learn more at www.chrismancommentary.com.In today's episode, we go through trends across the credit landscape, including for commercial mortgage-backed securities. Plus, Robbie sits down with Rob Chrisman for a discussion on lender product offerings and what the fall season has traditionally meant for residential lending. And we close by looking at what MBS spreads from the U.S. Treasury yield curve have been doing to mortgage rates versus historical norms. Sponsored by Gallus Insights. Mortgage KPIs, automated, at your fingertips. Gallus allows you to turn data from your various databases and systems into automated business intelligence and actionable insights. 

    9.2.25 Modification Trends; Elysian Fields Jordan Higgins on Wellness; MBS Spread Primer

    Play Episode Listen Later Sep 2, 2025 27:10 Transcription Available


    The Chrisman Commentary Daily Mortgage News Podcast delivers timely insights for mortgage lenders, loan officers, capital markets professionals, and anyone curious about the mortgage and housing industry. Hosted by industry expert Robbie Chrisman, each weekday episode breaks down mortgage rates, lending news, housing market trends, capital markets activity, and regulatory updates with insightful analysis, expert perspectives, and conversations with top professionals from across the mortgage industry. Stay informed, gain actionable insights, and keep up with developments in mortgage banking and housing finance. Learn more at www.chrismancommentary.com.In today's episode, we go through trends across the credit landscape, including for delinquencies and modifications. Plus, Robbie sits down with Elysian Fields' Jordan Higgins for a discussion on how intentional micro-wellness can combat burnout, boost focus, and bring accessible, joyful wellness to today's screen-heavy workplaces. And we close by looking at what MBS spreads from the U.S. Treasury yield curve have been doing to mortgage rates versus historical norms. Sponsored by Gallus Insights. Mortgage KPIs, automated, at your fingertips. Gallus allows you to turn data from your various databases and systems into automated business intelligence and actionable insights. 

    8.29.25 True Cost of Insurance; MBA's David Upbin and Arch MI's Kevin Popoli on Mortgage Banking Bound; Treasury Sentiment

    Play Episode Listen Later Aug 29, 2025 25:26 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we go through the true cost of home insurance. Plus, Robbie sits down with MBA's David Upbin and Arch MI's Kevin Popoli to discuss the Mortgage Banking Bound program and how it is preparing college students for careers in mortgage banking. And we close by looking at why the U.S. Treasury yield curve has been steepening as of late.FHA fall-out borrowers represent untapped market shares that can stabilize your shrinking pipeline. Arrive Home's Earned Equity Program supports these clients on their path to meaningful homeownership. Additionally,  FHA borrowers who don't have the benefit of family assistance are able to qualify using the Nation's leader in DPA. 

    8.28.25 Money, Money, Money; Truework's Victor Kabdebon on Homebuyer Sentiment; Yield Curve Steepening

    Play Episode Listen Later Aug 28, 2025 25:06 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we go through all the news stories from the mortgage industry. Plus, Robbie sits down with Trueworks Victor Kabdebon for a discussion on data from recent homebuyer surveys pertaining to products and lender decisions. And we close by looking at why the U.S. Treasury yield curve has been steepening as of late.FHA fall-out borrowers represent untapped market shares that can stabilize your shrinking pipeline. Arrive Home's Earned Equity Program supports these clients on their path to meaningful homeownership. Additionally,  FHA borrowers who don't have the benefit of family assistance are able to qualify using the Nation's leader in DPA. 

    8.27.25 All the Stories; Experian's Alison Bird and Joy Mina on Streamlining Verifications; Auctions and Monetary Policy

    Play Episode Listen Later Aug 27, 2025 22:13


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we go through all the news stories from the mortgage industry. Plus, Robbie sits down with Experian's Alison Bird and Joy Mina for a discussion on how streamlining the verification process helps lenders serve more borrowers without sacrificing accuracy. And we close by looking at further fallout from President Trump's firing of Fed Governor Cook.FHA fall-out borrowers represent untapped market shares that can stabilize your shrinking pipeline. Arrive Home's Earned Equity Program supports these clients on their path to meaningful homeownership. Additionally,  FHA borrowers who don't have the benefit of family assistance are able to qualify using the Nation's leader in DPA. 

    8.26.25 Fed Governor Cook Drama; Arrive Home's Shawn King on Down Payment Assistance; Yield Curve Shape

    Play Episode Listen Later Aug 26, 2025 26:12 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we go through the unfolding drama surrounding Fed Governor Cook's firing. Plus, Robbie sits down with Arrive Home's Shawn King for a discussion on how downpayment assistance is helping millions of Americans build generational wealth. And we close by looking at how the shape of the yield curve is impacting ARM production.FHA fall-out borrowers represent untapped market shares that can stabilize your shrinking pipeline. Arrive Home's Earned Equity Program supports these clients on their path to meaningful homeownership. Additionally,  FHA borrowers who don't have the benefit of family assistance are able to qualify using the Nation's leader in DPA. 

    8.25.25 Headlines and Mortgage Performance; Lenders One's Justin Demola on Compensation; Jackson Hole Reaction

    Play Episode Listen Later Aug 25, 2025 31:18 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we go through all the latest headlines in mortgage banking. Plus, Robbie sits down with Lenders One's Justin Demola for a discussion on how originator compensation will evolve in the age of the digital mortgage. And we close by previewing Fed Chair Powell's Jackson Hole speech.FHA fall-out borrowers represent untapped market shares that can stabilize your shrinking pipeline. Arrive Home's Earned Equity Program supports these clients on their path to meaningful homeownership. Additionally,  FHA borrowers who don't have the benefit of family assistance are able to qualify using the Nation's leader in DPA. 

    8.22.25 Headlines Galore; ThoughtFocus Build's Bradley Clerkin on Agentic AI; Powell Speech

    Play Episode Listen Later Aug 22, 2025 26:37 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we go through all the latest headlines in mortgage banking. Plus, Robbie sits down with ThoughtFocus Build's Bradley Clerkin for a discussion on AI scalability in the mortgage industry, highlighting the shift from basic AI functions to agentic AI with background workers. And we close by previewing Fed Chair Powell's Jackson Hole speech.Headquartered in Austin, Texas, FirstClose, Inc. provides fintech solutions to HELOC and mortgage lenders nationwide.  The company's mission is to increase profitability and reduce cost for mortgage lenders. FirstClose makes this possible through offering systems and relationships that enable lenders to assist the lender's borrowers more effectively, reduce closing costs, and ultimately shorten closing times. For more information, visit firstclose.com.

    8.21.25 Fraud Accusations; Optifinow's Linn Cook on Wholesale Products; Buyers Strike Fears

    Play Episode Listen Later Aug 21, 2025 24:44 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at some of the latest accusations against Federal Reserve members. Plus, Robbie sits down with Optifinow's Linn Cook for a discussion on the proliferation of non-conventional products in the wholesale channel and the ways the sales process is adapting to meet savvy brokers. And we close by going through what buyer demand has looked like at recent Treasury auctions.Headquartered in Austin, Texas, FirstClose, Inc. provides fintech solutions to HELOC and mortgage lenders nationwide.  The company's mission is to increase profitability and reduce cost for mortgage lenders. FirstClose makes this possible through offering systems and relationships that enable lenders to assist the lender's borrowers more effectively, reduce closing costs, and ultimately shorten closing times. For more information, visit firstclose.com.

    8.20.25 Rent Versus Own; NEXA's Mike Kortas on TPO; Quiet to End August

    Play Episode Listen Later Aug 20, 2025 29:03 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at some of the costs of renting versus owning. Plus, Robbie sits down with NEXA's Mike Kortas for a discussion on the advantages of the wholesale channel, the evolving needs of borrowers, and how technology will change the scope of employment in the mortgage industry. And we close by going through just what to watch for over the remainder of the week.Headquartered in Austin, Texas, FirstClose, Inc. provides fintech solutions to HELOC and mortgage lenders nationwide.  The company's mission is to increase profitability and reduce cost for mortgage lenders. FirstClose makes this possible through offering systems and relationships that enable lenders to assist the lender's borrowers more effectively, reduce closing costs, and ultimately shorten closing times. For more information, visit firstclose.com.

    8.19.25 Jackson Hole Preview; FirstClose's Ramiro Castro on Lending Efficiencies; No Joy Homebuilding

    Play Episode Listen Later Aug 19, 2025 18:31 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we preview the Fed's Jackson Hole Symposium. Plus, Robbie sits down with FirstClose's Ramiro Castro for a discussion on unlocking effencies in the lending process. And we close by going through just what hurdles homebuilders are facing.Headquartered in Austin, Texas, FirstClose, Inc. provides fintech solutions to HELOC and mortgage lenders nationwide.  The company's mission is to increase profitability and reduce cost for mortgage lenders. FirstClose makes this possible through offering systems and relationships that enable lenders to assist the lender's borrowers more effectively, reduce closing costs, and ultimately shorten closing times. For more information, visit firstclose.com.

    8.18.25 ARM and a Leg; NFTYDoor's Mark Schacknies on HELOCs; Fed Symposium

    Play Episode Listen Later Aug 18, 2025 22:33 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we go through why ARM production has shot up. Plus, Robbie sits down with NFTYDoor's Mark Schacknies for a discussion on the reshaping ofmortgage lending: from lightning-fast HELOC approvals and real-time AI underwriting to a human-plus-tech model that prioritizes loan officers over direct-to-consumer disruption. And we close by going through what to expect from the Fed's Jackson Hole meetings this week.Headquartered in Austin, Texas, FirstClose, Inc. provides fintech solutions to HELOC and mortgage lenders nationwide.  The company's mission is to increase profitability and reduce cost for mortgage lenders. FirstClose makes this possible through offering systems and relationships that enable lenders to assist the lender's borrowers more effectively, reduce closing costs, and ultimately shorten closing times. For more information, visit firstclose.com.

    8.15.25 Catchy Slogans; Total Expert's Joe Welu on Agentic Assistants; Retail Sales Data

    Play Episode Listen Later Aug 15, 2025 24:56 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we go through some numbers for borrowers to consider. Plus, Robbie sits down with Total Expert's Joe Welu for a discussion on how the company is leveraging its new Agentic AI Sales Assistant to transform loan officer productivity, strengthen customer relationships, and drive mortgage volume, while examining the evolving opportunities and risks AI presents to lenders in 2025 and beyond. And we close by going through the reaction to the latest PPI figures.ICE has and continues to transform the housing finance and homeownership experience. By seamlessly integrating best-in-class solutions, ICE optimizes every stage of the loan life cycle. As the standard for innovation, artificial intelligence, efficiency and scalability, ICE is the technology of choice for the majority of industry participants, defining the future of homeownership.

    8.14.25 Number Riddles; Regal Point Capital's Vijay Marolia on Blockchain; Wholesale Inflation Up

    Play Episode Listen Later Aug 14, 2025 25:18 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we go through some numbers for borrowers to consider. Plus, Robbie sits down with Regal Point Capital's Vijay Marolia for a discussion on understanding how blockchain technology is seeping its way into mortgage transactions and how to prepare for the shift to a more digital landscape. And we close by going through the reaction to the latest PPI figures.ICE has and continues to transform the housing finance and homeownership experience. By seamlessly integrating best-in-class solutions, ICE optimizes every stage of the loan life cycle. As the standard for innovation, artificial intelligence, efficiency and scalability, ICE is the technology of choice for the majority of industry participants, defining the future of homeownership.

    8.13.25 ARM Demand; HomeLight's Sumant Sridharan on Realtor Tech; CPI Reaction

    Play Episode Listen Later Aug 13, 2025 20:26 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we put a bow on the Western Secondary Conference. Plus, Robbie sits down with HomeLight's Sumant Sridharan to discuss the latest surveyed trends among real estate agents a year after the NAR settlement and how technology is shaping their interactions with both lenders and borrowers. And we close by going through the reaction to the latest CPI figures.ICE has and continues to transform the housing finance and homeownership experience. By seamlessly integrating best-in-class solutions, ICE optimizes every stage of the loan life cycle. As the standard for innovation, artificial intelligence, efficiency and scalability, ICE is the technology of choice for the majority of industry participants, defining the future of homeownership.

    8.12.25 Caring for Borrowers; ICE's Matt Dowd on Borrower Decisions; Tame CPI Hallelujah

    Play Episode Listen Later Aug 12, 2025 31:57 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we review potential Fannie and Freddie future paths. Plus, Robbie sits down with ICE's Matt Dowd to discuss the borrower decision-making process and strategies for guiding them from lead generation to closing, including how balancing automation with human touchpoints creates a seamless, trust-building experience. And we close by going through the latest CPI figures.ICE has and continues to transform the housing finance and homeownership experience. By seamlessly integrating best-in-class solutions, ICE optimizes every stage of the loan life cycle. As the standard for innovation, artificial intelligence, efficiency and scalability, ICE is the technology of choice for the majority of industry participants, defining the future of homeownership.

    8.11.25 Western Secondary Preview; Better.com's Kevin Ryan on Financial Results; Fed Pricing

    Play Episode Listen Later Aug 11, 2025 22:05 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we preview this week's California MBA Western Secondary Conference. Plus, Robbie sits down with Better.com's Kevin Ryan for a discussion on how companies are driving growth and operational momentum through AI adoption, channel expansion, and fintech product innovation. And we close by looking at why volatility has dropped in the bond markets.ICE has and continues to transform the housing finance and homeownership experience. By seamlessly integrating best-in-class solutions, ICE optimizes every stage of the loan life cycle. As the standard for innovation, artificial intelligence, efficiency and scalability, ICE is the technology of choice for the majority of industry participants, defining the future of homeownership.

    8.8.25 The Week That Was; Ardley's Nathan Den Herder and Taylor Potter with Portfolio Analysis; Down With Volatility

    Play Episode Listen Later Aug 8, 2025 21:50 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we review the week that was in mortgage. Plus, Robbie sits down with Ardley's Nathan Den Herder and Taylor Potter to discuss borrower behavior and loan data from portfolios in the second quarter. And we close by looking at why volatility has dropped in the bond markets.Thank you to Total Expert, the purpose-built customer engagement platform trusted by hundreds of modern financial institutions. Total Expert turns customer data into actionable insights that help lenders engage and guide consumers through complex financial decisions.

    8.7.25 Around Mortgage; BeSmartee's Tim Nguyen on Configurability; Tariffs Into Effect

    Play Episode Listen Later Aug 7, 2025 22:41 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, go around all the top headlines from the mortgage industry (in over 60 seconds). Plus, Robbie sits down with BeSmartee's Tim Nguyen for a discussion on why modern mortgage lenders need configurable POS solutions that are fast, flexible, and built to adapt in any market. And we close by looking at what tariffs across the globe going into effect mean for bond markets.Thank you to Total Expert, the purpose-built customer engagement platform trusted by hundreds of modern financial institutions. Total Expert turns customer data into actionable insights that help lenders engage and guide consumers through complex financial decisions.

    8.6.25 Statistical Adjustments; Riley Howard on Rate Shopping; Loan Origination Volume

    Play Episode Listen Later Aug 6, 2025 17:21 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we review how statistics can be applied to fit a certain narrative. Plus, Robbie sits down with borrower Riley Howard to discuss his rate shopping journey with various lenders. And we close by looking at the actual year-over-year change in loan files being closed.Thank you to Total Expert, the purpose-built customer engagement platform trusted by hundreds of modern financial institutions. Total Expert turns customer data into actionable insights that help lenders engage and guide consumers through complex financial decisions.

    8.5.25 Statistical Services; MBA's Laura Escobar on Chair Duties; Sentiment Swaying

    Play Episode Listen Later Aug 5, 2025 13:44 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we review how statistics can be applied to fit a certain narrative. Plus, Robbie sits down with MBA Chair Laura Escobar to discuss her travels around the country. And we close by looking at what payrolls missing estimates means for future Fed rate cuts.Thank you to Total Expert, the purpose-built customer engagement platform trusted by hundreds of modern financial institutions. Total Expert turns customer data into actionable insights that help lenders engage and guide consumers through complex financial decisions.

    8.4.25 Payroll Fallout; Longbridge Financial's Chris Mayer on HELOCs; Evolving Sentiment

    Play Episode Listen Later Aug 4, 2025 24:20 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we review the impact of Friday's payrolls miss and the firing of the BLS head. Plus, Robbie sits down with Longbridge Capital's Chris Mayer to discuss HELOC lending. And we close by looking at what payrolls missing estimates means for future Fed rate cuts.Thank you to Total Expert, the purpose-built customer engagement platform trusted by hundreds of modern financial institutions. Total Expert turns customer data into actionable insights that help lenders engage and guide consumers through complex financial decisions.

    8.1.25 Trade Extensions and Highlights; Foundation Mortgage's Marc Halpern on Builders; Payrolls Miss

    Play Episode Listen Later Aug 1, 2025 19:44 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we review just what went down on trade deadline day. Plus, Robbie sits down with Foundation Mortgage's Marc Halpern on builder confidence and the stratification of buyer demand across metros, giving credence to the phrase “real estate is local.” And we close by looking at what payrolls missing estimates means for future Fed rate cuts.Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process into a seamless end-to-end solution embedded with data-driven insights and intelligent automation. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

    7.31.25 Fed Dissent; nCino's Tyler Prows on Borrower Experience; Income and Spending

    Play Episode Listen Later Jul 31, 2025 21:50 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we review why two members of the Fed dissented against holding rates steady. Plus, Robbie sits down with nCino's Tyler Prows for a discussion on how automated workflows provide a seamless experience for the borrowers and streamlined app intake for LOs in an end-to-end solution. And we close by looking at Freddie Mac's second quarter earnings.Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process into a seamless end-to-end solution embedded with data-driven insights and intelligent automation. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

    7.30.25 Fannie Earnings; Verisk's Kingsley Greenland on Flooding; Fed Decision Day

    Play Episode Listen Later Jul 30, 2025 26:30 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we review Fannie Mae's second quarter earnings . Plus, Robbie sits down with Verisk's Kingsley Greenland to discuss recent flooding events' impact on housing and how insurance company modeling has quickly surpassed government modeling on disasters. And we close by looking ahead to today's Fed decision.Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process into a seamless end-to-end solution embedded with data-driven insights and intelligent automation. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

    7.29.25 Trading Trade Deals; RatePlug's Jeff and Brad Springer on Home Search; Auction Supply

    Play Episode Listen Later Jul 29, 2025 26:34 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we review the market impact from Trump's trade deals. Plus, Robbie sits down with RatePlug's Brad and Jeff Springer for a discussion on how the home property search process is evolving to include accurate, real-time home affordability information. And we close by looking ahead to this week's Fed decision.Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

    7.28.25 Seasonal Technicals; ABA's Rod Alba on Disparate Impact; All Quiet on the Western Front

    Play Episode Listen Later Jul 28, 2025 26:25 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we review the what's going on with the weather around America as it pertains to mortgage. Plus, Robbie sits down with the American Bankers Association's Rod Alba for a discussion on disparate impact and how we can get to a place of better regulation. And we close by looking ahead to this week's economic calendar.Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

    7.25.25 FHA Mortgage Insurance Premiums; MBA's Bob Broeksmit on Action Items; Housing Slipping

    Play Episode Listen Later Jul 25, 2025 20:23 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we review the latest FHA MIP news. Plus, Robbie sits down with MBA President Bob Broeksmit to discuss action items on the MBA's agenda. And we close by looking at just how much the housing market is faltering.Thank you to Wholesale Mortgage Direct (WMD) for sponsoring today's podcast. Their mission is to deliver high demand, innovative products unique to the wholesale industry, including MyEQNow, which is one-of-a-kind TraDigital HELOC platform. Looking for innovative HELOC, NonQM and/or Reverse options? WMD is your trusted partner. For more information, contact dk@mcmholdingsinc.com. 

    7.24.25 Pioneer Day; MCM's Denis Kelly on HELOC Lending; Rateapalooza

    Play Episode Listen Later Jul 24, 2025 23:21 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we review tappable home equity in the U.S. Plus, Robbie sits down with MCM Holding's Denis Kelly for a discussion on the evolving wholesale channel and HELOC landscape, the rise of digital lending, investor, and borrower demand in underserved markets, and how the MyEQNow platform is reshaping access with innovative, data-light solutions. And we close by looking at how rate volatility baffled traders.Thank you to Wholesale Mortgage Direct (WMD) for sponsoring today's podcast. Their mission is to deliver high demand, innovative products unique to the wholesale industry, including MyEQNow, which is one-of-a-kind TraDigital HELOC platform. Looking for innovative HELOC, NonQM and/or Reverse options? WMD is your trusted partner. For more information, contact dk@mcmholdingsinc.com. 

    7.23.25 Warren and Pulte; restb.ai's Tony Pistilli on Property Intelligence; Round Trip Rates

    Play Episode Listen Later Jul 23, 2025 14:17 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we review Senator Elizabeth Warren's new vendetta against FHFA's Bill Pulte over his prolific Jerome Powell tweets. Plus, Robbie sits down with restb.ai's Tony Pistilli for a discussion on how property intelligence is helping a variety of players in the mortgage ecosystem. And we close by looking at how rate volatility has us right back to where we began.Thank you to Wholesale Mortgage Direct (WMD) for sponsoring today's podcast. Their mission is to deliver high demand, innovative products unique to the wholesale industry, including MyEQNow, which is one-of-a-kind TraDigital HELOC platform. Looking for innovative HELOC, NonQM and/or Reverse options? WMD is your trusted partner. For more information, contact dk@mcmholdingsinc.com. 

    7.22.25 Mixed Bag of Data; EPM's Phil Mancuso on Winning Business; Scant Headlines

    Play Episode Listen Later Jul 22, 2025 34:04 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we review mixed economic data. Plus, Robbie sits down with EPM's Phil Mancuso for a discussion on his journey in mortgage, winning business in this environment, and lessons in leadership. And we close by looking at what to make of a quiet week of economic data.Thank you to Wholesale Mortgage Direct (WMD) for sponsoring today's podcast. Their mission is to deliver high demand, innovative products unique to the wholesale industry, including MyEQNow, which is one-of-a-kind TraDigital HELOC platform. Looking for innovative HELOC, NonQM and/or Reverse options? WMD is your trusted partner. For more information, contact dk@mcmholdingsinc.com. 

    7.21.25 Winning Business; ABL's Kevin Rodman on Hard Money Lending; Fedlines

    Play Episode Listen Later Jul 21, 2025 21:06 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we examine how lenders are winning business in this high-rate environment. Plus, Robbie sits down with ABL's Kevin Rodman for a discussion on how hard money lending has evolved, what innovations are shaping the future, and why private capital is gaining ground in today's high-rate, high-stakes real estate market. And we close by looking at what to make of all the headlines surrounding the Fed.Thank you to Wholesale Mortgage Direct (WMD) for sponsoring today's podcast. Their mission is to deliver high demand, innovative products unique to the wholesale industry, including MyEQNow, which is one-of-a-kind TraDigital HELOC platform. Looking for innovative HELOC, NonQM and/or Reverse options? WMD is your trusted partner.

    7.18.25 LoanDepot Litigation; Loan Risk Advisor's Raymond Snytsheuvel on Fair Lending; Data Narrative

    Play Episode Listen Later Jul 18, 2025 24:23 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we examine the litigation against LoanDepot regarding LO comp. Plus, Robbie sits down with Loan Risk Advisors Raymond Snytsheuvel to discuss the state of fair lending in the mortgage industry in the wake of alleged Baltimore appraisal fraud and pending loanDepot litigation. And we close by looking at what robust retail sales and falling jobless claims say about the economy.Thank you to Ocrolus. Ocrolus is transforming the mortgage industry with AI-powered data and analytics, featuring cutting-edge tools for automated indexing, income analysis, and discrepancy insights. Ocrolus is empowering underwriters to make timely, confident lending decisions. Whether you need to verify income across complex pay scenarios or review borrower documents with confidence, Ocrolus helps mortgage teams move at the speed of automation with the precision of human oversight. Learn more at ocrolus.com/mortgage.

    7.17.25 Agency Vantage; Garrett, McAuley & Co.'s Joe Garrett on LO Comp; Robust Retail Sales

    Play Episode Listen Later Jul 17, 2025 25:55 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we examine FHFA's latest remarks on acceptable forms of credit score. Plus, Robbie sits down with Garrett, McAuley & Co.'s Joe Garrett to discuss the future of mortgage commissions, debating whether automation, shrinking margins, and smarter underwriting tools will make 100-basis points payouts a thing of the past. And we close by looking at what robust retail sales and falling jobless claims say about the economy.Thank you to Ocrolus. Ocrolus is transforming the mortgage industry with AI-powered data and analytics, featuring cutting-edge tools for automated indexing, income analysis, and discrepancy insights. Ocrolus is empowering underwriters to make timely, confident lending decisions. Whether you need to verify income across complex pay scenarios or review borrower documents with confidence, Ocrolus helps mortgage teams move at the speed of automation with the precision of human oversight. Learn more at ocrolus.com/mortgage.

    7.16.25 Consumer Data Value; Curinos' Ken Flaherty and Richard Martin on Data Insights; CPI to PPI

    Play Episode Listen Later Jul 16, 2025 24:43 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we examine JPMorgan's play to charge for consumer data. Plus, Robbie sits down with Curinos' Ken Flaherty and Richard Martin to discuss key opportunities for lenders to attract, retain, and grow more profitable customer relationships, across both first mortgages and home equity products. And we close by looking at reaction to the June CPI report as well as the latest PPI figures.Thank you to Ocrolus. Ocrolus is transforming the mortgage industry with AI-powered data and analytics, featuring cutting-edge tools for automated indexing, income analysis, and discrepancy insights. Ocrolus is empowering underwriters to make timely, confident lending decisions. Whether you need to verify income across complex pay scenarios or review borrower documents with confidence, Ocrolus helps mortgage teams move at the speed of automation with the precision of human oversight. Learn more at ocrolus.com/mortgage.

    7.15.25 Prepayment Speeds; Ocrolus' Rebecca Seward on Underwriting Efficiencies; June CPI Report

    Play Episode Listen Later Jul 15, 2025 24:34


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at how investor demand is impacting mortgage characteristics. Plus, Robbie sits down with Ocrolus' Rebecca Seward on how Ocrolus is redefining mortgage underwriting with its Inspect platform, enabling real-time condition creation and automated loan reviews to improve quality, reduce costs, and streamline operations for lenders of all sizes. And we close by hypothesizing how the June CPI report will impact Fed timing of rate cuts.Thank you to Ocrolus. Ocrolus is transforming the mortgage industry with AI-powered data and analytics, featuring cutting-edge tools for automated indexing, income analysis, and discrepancy insights. Ocrolus is empowering underwriters to make timely, confident lending decisions. Whether you need to verify income across complex pay scenarios or review borrower documents with confidence, Ocrolus helps mortgage teams move at the speed of automation with the precision of human oversight. Learn more at ocrolus.com/mortgage.

    7.14.25 Public Originators; AHMC's Matthew VanFossen on Recruiter Practices; Calendar Update

    Play Episode Listen Later Jul 14, 2025 19:10


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at how the industry's publicly-held companies are faring. Plus, Robbie sits down with Absolute Home Mortgage Corporation's Matthew VanFossen to discuss how executives handle recruiters constantly attempting to poach top originations. And we close by examining what's ahead on the economic calendar this week.Thank you to Ocrolus. Ocrolus is transforming the mortgage industry with AI-powered data and analytics, featuring cutting-edge tools for automated indexing, income analysis, and discrepancy insights. Ocrolus is empowering underwriters to make timely, confident lending decisions. Whether you need to verify income across complex pay scenarios or review borrower documents with confidence, Ocrolus helps mortgage teams move at the speed of automation with the precision of human oversight. Learn more at ocrolus.com/mortgage.

    7.11.25 Trending Lock Data; Josh Silver on the Community Reinvestment Act; Rates in a Range

    Play Episode Listen Later Jul 11, 2025 24:10 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at FEMA's impact on the mortgage industry. Plus, Robbie sits down with  Pennymac's Kim Nichols to discuss the current state of the broker channel, market dynamics, and strategies shaping the future of third-party origination. And we close by examining what sort of range Treasury yields are expected to hover around throughout the summer.Thank you to Truework, the only all-in-one, automated VOIEA platform that helps mortgage providers achieve up to 50% cost savings with an industry leading 75% completion rate.

    7.10.25 FEMA and Tax Deductions; Pennymac's Kim Nichols on Third-Party Originations; Range Bound Bonds

    Play Episode Listen Later Jul 10, 2025 22:50 Transcription Available


    Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at FEMA's impact on the mortgage industry. Plus, Robbie sits down with  Pennymac's Kim Nichols to discuss the current state of the broker channel, market dynamics, and strategies shaping the future of third-party origination. And we close by examining what sort of range Treasury yields are expected to hover around throughout the summer.Thank you to Truework, the only all-in-one, automated VOIEA platform that helps mortgage providers achieve up to 50% cost savings with an industry leading 75% completion rate.

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