Podcasts about Mga

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com sa pamamagitan ng VOICE MESSAGE.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com sa pamamagitan ng VOICE MESSAGE.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Episode Topic: Culture WarIn the fight for Ukraine, the front lines extend far beyond the battlefield. A recent Nanovic Institute panel explored the strategic culture war, where symbols, memory, and art are vital tools of national resilience. Discover how Ukraine leverages soft power to define its identity and secure its independent future.Featured Speakers:Ian Kuijt, Professor of Anthropology, University of Notre DameOlga Filippova, Associate Professor of Sociology, V.N. Karazin Kharkiv National UniversityOlena Kovalenko, Head of the Academic and Research Department, The Ukrainian InstituteKhrystyna Kozak '25 MGA, Researcher, Center for Civilians in Conflict, Ukraine Read this episode's recap over on the University of Notre Dame's open online learning community platform, ThinkND: https://go.nd.edu/31a338.This podcast is a part of the ThinkND Series titled Revolutions of Hope.Thanks for listening! The ThinkND Podcast is brought to you by ThinkND, the University of Notre Dame's online learning community. We connect you with videos, podcasts, articles, courses, and other resources to inspire minds and spark conversations on topics that matter to you — everything from faith and politics, to science, technology, and your career. Learn more about ThinkND and register for upcoming live events at think.nd.edu. Join our LinkedIn community for updates, episode clips, and more.

In this episode, Kevin Stein, founder and CEO of Delos Insurance Solutions, shares how he is transforming wildfire insurance through cutting-edge AI and innovative MGA structures. With an aerospace background and advanced degrees from Stanford and UC Berkeley, Kevin explains how his team models wildfire risk with remarkable accuracy, providing coverage for homes in high-risk areas where traditional carriers often can't. He delves into the development of the wildfire risk model, the importance of real-time exposure assessment, and how MGA solutions allow for dynamic portfolio management while helping agents retain clients. Tune in to discover how technology, strategy, and empathy combine to protect communities, solve complex insurance challenges, and create scalable solutions in an increasingly fire-prone world.Join the elite ranks of P&C agents. Sign up for Agent Elite today and get exclusive resources to grow your agency!

Sarah reveals the top Agent Survival Guide Podcast episodes of 2025. Did your favorite episode make the cut? You'll have to listen to find out!  

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

This week's news from the Philippines, the Men and Women's Basketball Teams are set to play for the gold medal at the South East Asian Games in Thailand. Philippine authorities continue to investigate the Bondi shooting suspects' visit to Mindanao. - Mga balita mula Pilipinas ngayong linggo,sa South East Asian Games sa Thailand, kapwa aabante sa gold medal match ang Men's at Women's Basketball team ng Pilipinas matapos talunin ang mga koponan ng Indonesia. Patuloy imbestigasyon sa pagbisita ng mga suspek sa pamamaril sa Bondi sa Pilipinas.

Episode Info William Pitt is the executive director of FASE (Fédération des Agences de Souscription Européennes), an association founded to address a widely recognized need for a pan-European body to represent Europe's fast-growing, but little understood, MGA sector. Prior to establishing FASE in 2025, William led research and consulting projects at Lexicon Associates and Conning. He is the author of The MGA Revolution: How MGAs are reshaping the insurance value chain, published by Lexicon Associates in November 2024. He previously led consulting initiatives for Conning in the United States and was the author of Conning's annual MGA studies. Prior to joining Conning in 2021, he served for twelve years as global chief marketing officer at Beazley. Earlier in his career, he held senior marketing and business development roles at Marsh & McLennan Companies and Lloyd's. William has written extensively on insurance for publications including the Wall Street Journal, Harvard Business Review, Institutional Investor, the Insurer, and Corriere della Sera. He is the author of More Equal than Others: A Director's Guide to EU Competition Policy, published by Director Books. Episode Overview:  Background and Career William Pitt shares his journey in the insurance industry, emphasizing his involvement in the delegated authority market and the MGA sector. He discusses his roles at Conning and Lexicon Associates, where he focused on research and consulting. FASE and Its Mission Pitt explains FASE as a federation of MGAs, capacity providers, and service providers, aiming to support the entire delegated authority ecosystem. He compares it to the successful Target Markets organization in the US. The Role of Technology and Talent The discussion highlights the importance of technology and talent in the MGA space. Pitt notes the migration of talent to MGAs and the role of technology in enabling these businesses to operate more efficiently. Challenges and Opportunities in the MGA Market Pitt addresses the challenges of integrating new technologies into established carriers and the opportunities for MGAs to be more adaptable and nimble. He also discusses the evolving landscape in Europe and the potential for growth. The Future of MGAs in Europe The conversation turns to the future of MGAs in Europe, with Pitt expressing optimism about the growth and internationalization of MGAs. He emphasizes the need for MGAs to navigate regulations and access capacity providers. Conclusion The interview concludes with Pitt's insights on the unique moment for the MGA space in Europe and the exciting opportunities ahead. Key Takeaways FASE aims to support the MGA ecosystem by fostering collaboration and innovation. Technology and talent are crucial drivers of success in the MGA market. The MGA sector is poised for significant growth, particularly in Europe, as it adapts to new challenges and opportunities. This episode is brought to you by The Future of Insurance book series (future-of-insurance.com) from Bryan Falchuk. Follow the podcast at future-of-insurance.com/podcast for more details and other episodes. Music courtesy of Hyperbeat Music, available to stream or download on Spotify, Apple Music, and Amazon Music and more.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

In the latest episode of the Leadership in Insurance podcast, host Alex Bond sat down with Joe Zuk, Operating Partner at Altamont Capital Partners, for an insightful year-in-review discussion that captures the key moments in 2025.Key themes explored:Market Transitions and 2025 Dynamics The conversation examines 2025 as a transitional year marked by shifts from hard to soft market conditions, the impact of the California wildfires, degradation in pricing following quiet catastrophe years, and a slowdown in private equity multiples.Technology Reshaping Business Models Joe and Alex explore how AI and technology are enabling lean, efficient operations: from small teams managing large businesses to the emergence of one-person MGA models and modular, bespoke insurance solutions. The discussion highlights technology not as human versus machine, but as a tool allowing individuals and businesses to accomplish more.The Relationship vs. Automation Debate A thought-provoking examination of whether the future lies in self-service models or premium, high-touch experiences, and how the industry can maintain personalization and interpersonal connections as automation increases.Innovation and Regulatory Evolution The episode also explores opportunities for micro-insurance products, and the critical need for regulatory adaptation to support entrepreneurial innovation in the sector.Looking Ahead to 2026 Joe predicts a year of micro-cycles with pockets of hard and soft markets, increased Insurtech and FinTech involvement, and greater investment in technology for data capture and utilization—all while preserving the industry's core strength: human relationships.Listen now for essential insights on navigating the rapidly evolving Insurance landscape. Hosted on Acast. See acast.com/privacy for more information.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

This week's news from the Philippines: unemployment rate up in October, DOH on 'code white' for Christmas Season, DFA alerts Philippine Embassies for Zaldy Co and Sara Discaya under NBI custody. - Mga balita ngayong linggo mula sa Pilipinas: Unemployment rate tumaas noong Oktubre; DOH nasa 'code white' na; DFA inaalerto ang mga Embahada ng Pilipinas sa iba't ibang bansa sa presensiya ni Zaldy Co at Sara Discaya, naka-detain sa NBI.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Pakinggan ang unang yugto sa kwento ni Byaherong Nakamura, kwe-kwento nya ang mga alaala nya nung nagpapagamot ang nanay nya sa kulam, at ang mga kakaibang experience nya nung bata pa sya.  Mga umaalulong na bangkay, mga multong walang mukha, at ang Haunted na OJT nyaSalamat ulit Byaherong Nakamura, abangan ang kakaibang BPO Experiences nya sa Chapter 2Mahahanap nyo rin sya sa TikTok - https://www.tiktok.com/@biyaheronakamuraat sa YouTube @BiyaheroNakamura  Kung meron ka ring mga kakaibang experience sa Kulam at sa mga Manggagamot at gusto mong ikwento yan sa podcast, pwede mo yan email sa  ⁠⁠⁠⁠⁠paranormalsph@gmail.com⁠⁠⁠⁠⁠Kung type nyo naman i chat nalang ang mga experience nyo, pwede kayo pumasok sa Discord Server ng podcast, i-click lang ang invite link:⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://discord.gg/YWF4BpS4gQ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Kung sakali at first time mong makinig sa podcast at may ka-office kang kagaya ni Joms, suggestion ko ay magsimula ka sa Episode 1:⁠⁠⁠⁠EPISODE 1 The Unexpected Visitor⁠⁠⁠⁠Kung di nyo pa nabalitaan, meron tayong episodes na Deep Dive, English and Tagalog, mahahanap lang yan sa YouTube:English - ⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/playlist?list=PLcg83FW_a91KrMPaZK-9AkbDNNDS0venx⁠⁠⁠⁠⁠⁠⁠⁠Tagalog - ⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/playlist?list=PLcg83FW_a91KpB4E63SE1nG_Bm7IGkgd4⁠⁠⁠⁠⁠⁠⁠⁠If you enjoy this kind of conversation, you might want to subscribe :D ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Spotify⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tiktok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple Podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠- - - - - - - - - - - - - - - - - - Do you want to support the podcast? You can help keep us going by giving us a cup of joe! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ko-fi.com/paranormalpodcast ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠You can also support us on Patreon ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.patreon.com/paranormalpodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ We have different tiers for supporters, from the general support to early access, to joining us on the calls way in advance. No pressure, just additional help for us :) The Para Normal Podcast. Engineered and Produced by f90 Productions Rate and Review our show on Spotify, Pocket Casts, and Apple PodcastsFor brand partnerships, advertisements, or other collaboration opportunities with our podcast, please contact our management team at ⁠⁠⁠info@tagm.com⁠⁠⁠Enjoy. 

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Hindi lang pala pang-simbahan ang mga Katoliko… pati sa comic book universe, meron palang mga SUPERHEROES na proudly CATHOLIC!

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

It's great to have a guest of the calibre of Greg Hendrick CEO of Vantage back on the show, not least because his relatively new and young businesses is still growing fast and there is a lot to catch up on. Now five years old Vantage is set to write around $1.6bn in gross insurance and specialty reinsurance premiums and is managing $1.5bn in ILS funds. But listening back it's the quality and breadth of the discussion we have that I am really pleased with. Greg is hugely experienced and once he updates me on where Vantage is and how he sees the market and the firm's strategy within it, the conversation quickly moves on and probably goes deeper into the art of underwriting and portfolio construction than I have with anyone on the podcast so far. We also dissect the best applications of AI and other major trends, such as the flow of business into Excess and Surplus lines, the boom in MGA and fronting and hybrid carrier formation and the phenomenon of algorithmic underwriting and facilitisation. Finally, as this is a business set up with a likely 5-7 or 8-year initial investor timeframe and the five-year threshold has now been crossed, we round off on where Vantage is in its development journey and the prospects for M&A to complete its platform as well as the chances of a possible future IPO for the business in the medium term. Greg doesn't hold back on any of this. He's a great communicator and knows exactly what he is doing. He speaks with the absolute confidence of someone completely on top of his brief. And I think you will be able to sense the big smile on his face coming through the audio recording. It's rare to get an opportunity to put everything you have learned in a successful career into practice and Greg's clearly been enjoying his time building Vantage. I really enjoyed talking to him and got a lot of this conversation. Listen on and I think you will too. LINKS: We thank our naming sponsor AdvantageGo: https://www.advantagego.com

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Mga alternatibo sa mas maunlad na buhay kasabay ang pag-iwas sa basura ang isa sa mga tinututukan ng PhD Candidate sa Australia National University Joseph Alegado.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Childhood memories spent in the coastal city of Lapu-Lapu, Cebu, have helped shape Mar Jefferson Go, also known as BoatPaperPlane, as an artist. - Mga ala-ala ng kabataan sa Lapu-Lapu City sa Cebu, kung saan unang nahubog ang galing ni Mar Jefferson Go, kilala sa palayaw na BoatPaperPlane.

Mga nakakakilig na kwento ang handog namin sa inyo dito lang sa #DearMORYanAngPagIbig #DearMORMarathon Follow us:Youtube: https://www.youtube.com/c/MOREntertainment Twitter: https://www.twitter.com/MORentPHInstagram: https://www.instagram.com/morentertainmentph

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Miles Thorson joins us for a deep dive into what it actually takes to innovate in insurance.This one's fascinating because Miles isn't your typical InsurTech founder: he's third-generation insurance expert, with experience across the industry, including brokerage services, specialty MGA, program management, and tech-enabled ventures. Now he's using all his knowledge to build something genuinely different in pet insurance with @Odie Pet Insurance. What we get into:

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Get ready to see the most innovative AI tools reshaping wholesale, MGAs, and specialty insurance. Join Insurance Journal and Risky Future on November 12 for an exclusive AI … Read More » The post AI Demo Day: The Future of MGAs Is Here! appeared first on Insurance Journal TV.

When we think of movie genres or tropes, ilan sa una nating maiisip ay romance, comedy, drama at horror. Pero alam ba ninyo na kasama dito ang true crime? Ito ang storylines that are either based on or inspired by true events. Mga krimeng pinagdaanan ng main character na sinusubaybayan ng audience. ‘Yun nga lang, these stories are morbid, gory, violent, and disturbing.All Rights Reserved, CBN Asia Inc.https://www.cbnasia.com/giveSupport the show

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

On the Insurance Coffee House podcast, host Nick Hoadley welcomes Samuel Broomer, President of NormanMax Insurance Solutions, a rapidly growing MGA and Lloyd's syndicate pioneering climate-focused parametric insurance solutions.Speaking from Connecticut, Sam shares his career journey from reinsurance accounting at HSB Group to leadership roles at AIG, FM Global, and W.R. Berkley, before taking on his current role at NormanMax. With experience spanning finance, underwriting, innovation, and strategy, Sam offers a unique, end-to-end perspective on how insurance organisations can evolve to meet today's climate and technology challenges.He explains how NormanMax provides parametric protection against natural catastrophes such as hurricanes, earthquakes, floods, and severe storms, delivering certainty of payment, speed, and liquidity when policyholders need it most. Sam highlights the importance of third-party data or “oracle” verification for triggering payouts, eliminating lengthy loss-adjustment processes and building greater trust between insurers and customers.Sam also discusses why parametric insurance is becoming mainstream: a feature embedded within traditional policies that enhances the customer experience, helps close the protection gap, and restores confidence in the insurance value chain. He shares NormanMax's vision to make these products simple, accessible, and globally scalable through its Lloyd's Syndicate 3939 platform, serving clients from North America to the Caribbean, Europe, and Asia-Pacific.In the Espresso Round, Sam talks about building culture within what he calls a “multi-hundred-million-dollar startup,” offering insights on humility, curiosity, and the value of learning across disciplines. He also shares advice for insurance leaders on hiring with intention, building direct partnerships with talent, and staying open-minded to new perspectives in a rapidly changing market.Connect with Samuel Broomer on LinkedIn and learn more about NormanMax Insurance Solutions.The Insurance Coffee House Podcast is brought to you by Insurance Search.We are a global Insurance Executive Search Consultancy, supporting Insurance and Insurtech businesses to attract and retain the very best insurance talent.Find out more about showcasing your employer brand as a guest on the Insurance Coffee House Podcast or sign up to our News and Insights.Or follow us on LinkedIn, Twitter or Instagram.Insurance Executive Search Consultants in USA, London and Bermuda.Copyright Insurance Search 2025 - All Rights Reserved.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Enjoy a good game of BingoPlus! — the first online poker casino in the Philippines. Licensed by Pagcor. Get it at Google Play and App Store, or visit www.bingoplus.com. Gaming is for 21-year-olds and above only. Gambling can be addictive know when to stop. Hosted on Acast. See acast.com/privacy for more information.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Enjoy a good game of BingoPlus! — the first online poker casino in the Philippines. Licensed by Pagcor. Get it at Google Play and App Store, or visit www.bingoplus.com. Gaming is for 21-year-olds and above only. Gambling can be addictive know when to stop. Hosted on Acast. See acast.com/privacy for more information.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Enjoy a good game of BingoPlus! — the first online poker casino in the Philippines. Licensed by Pagcor. Get it at Google Play and App Store, or visit www.bingoplus.com. Gaming is for 21-year-olds and above only. Gambling can be addictive know when to stop. Hosted on Acast. See acast.com/privacy for more information.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Marami ang nagsasabi na bawal daw magdasal ng paulit-ulit, kasi sabi raw ni Jesus sa Bible: “Do not use vain repetitions.” Pero totoo ba ito?

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

In this episode, the Mayor sits down with industry veteran Jeff Kleid  a 30-year insurance innovator, MGA, and carrier leader  to talk about the business of hard-to-place risks, the truth about captives, and how brokers can turn complex accounts into profitable opportunities.From selling insurance on the internet in the ‘90s to building niche programs for cannabis, film, and trucking, Jeff shares real-world lessons about taking chances, trusting data, and transforming the way independent agents think about risk.In this episode, we discuss:The evolution from retail broker to MGA and carrierWhy most agents misunderstand captives (and how to use them right)Building programs for high-risk industries like towing and hempHow to niche down without boxing yourself inThe role of AI in underwriting and program innovationKey Takeaways:Don't fear the hard-to-place — that's where opportunity lives.Captives aren't restrictive; they empower growth and control.Niche success is built on relationships and risk awareness.AI is a tool, not a replacement — human insight still wins the day.Connect with Jeff Kleid:LinkedIn: linkedin.com/in/jeffkleidEmail: jdkleid@eliterisk.comWebsite: eliterisk.comSpecial Thanks to Our Sponsors: