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On the "Insurance Coffee House" podcast, host Nick Hoadley welcomes Michael Fiedel, the Co-Founder and CEO of PolicyFly.Michael shares his unique journey from advertising sales and digital product studios to leading one of the most innovative insuretech companies in the specialty insurance space.He explains how a project with a niche MGA in musical instrument insurance became the foundation for PolicyFly a modern policy management platform enabling end-to-end automation for MGAs and carriers. Starting with just one underwriter, the program grew 500% thanks to the technology his team built, highlighting the transformative impact of digital infrastructure in specialty lines.Michael discusses how PolicyFly empowers small teams to manage entire product lines online, from quote to bind to ongoing policy management, all from one platform. He shares how the company is supporting UK-based underwriters to grow US portfolios remotely, and how this distributed, tech-enabled model is helping reshape the future of underwriting.He also dives into his role as Co-Founder of Scout InsureTech, an initiative spotlighting and supporting emerging insuretechs across the US and beyond. Michael outlines how Scout bridges the gap between early-stage startups and carriers/brokers by profiling innovative companies and helping buyers cut through the noise.With a passion for team building, Michael emphasises the importance of deep ownership, experimentation, and network building for those considering a move from traditional insurance roles into startups. He shares his goal of creating lasting financial success not just for himself, but for his entire team.Michael also offers practical career advice to insurance professionals eager to make the jump into insuretech: start by talking to a founder, build genuine relationships, and don't wait to grow your network.Connect with Michael Fidale on LinkedIn or learn more at PolicyFly and Scout InsureTech.The Insurance Coffee House Podcast is brought to you by Insurance Search.We are a global Insurance Executive Search Consultancy, supporting Insurance and Insurtech businesses to attract and retain the very best insurance talent.Find out more about showcasing your employer brand as a guest on the Insurance Coffee House Podcast or sign up to our News and Insights.Or follow us on LinkedIn, Twitter or Instagram.Insurance Executive Search Consultants in USA, London and Bermuda.Copyright Insurance Search 2025 - All Rights Reserved.
In this episode of The SaaS CFO Podcast, host Ben Murray welcomes Amira Nakouri, co-founder and CEO of Klaimy, to share her inspiring entrepreneurial journey. With a strong background in strategy consulting for major European insurers, Amira reveals how her drive for innovation—and a spark from the rise of generative AI—led her to launch Klaimy in Paris. Klaimy is redefining the insurance industry by using AI to streamline the complex and time-consuming medical underwriting process. Amira explains how their technology helps insurance companies process medical records with incredible speed and accuracy, cutting decision times from days to just minutes. She also discusses the company's go-to-market strategies, working with mid-sized MGAs, and their hybrid SaaS pricing model. Tune in as Amira shares candid insights about building a startup team, navigating challenges with enterprise sales cycles, and raising pre-seed capital during uncertain times in Europe. Whether you're interested in SaaS, AI, or the future of insurtech, this episode offers valuable lessons for founders and innovators alike. Show Notes: 00:00 From Consultant to Entrepreneur in AI 05:12 Streamlining Complex Insurance Tasks 09:22 Expanding Insurance with AI-Powered Models 12:21 Startup Formation and Partnership Milestones 14:54 Small, Strategic Startup Team 17:49 "Insurance Industry Adoption Challenges" 22:46 Amsterdam Insurance Forum 2024 23:59 Targeted VC Strategy Yields Success 27:13 Explore KLAIMY.com Today Links: SaaS Fundraising Stories: https://www.thesaasnews.com/news/klaimy-raises-1-2m-in-pre-seed-round Amira Nakouri's LinkedIn: https://www.linkedin.com/in/amira-nakouri-1b729248/ Klaimy's Website: https://www.getklaimy.com/ To learn more about Ben check out the links below: Subscribe to Ben's daily metrics newsletter: https://saasmetricsschool.beehiiv.com/subscribe Subscribe to Ben's SaaS newsletter: https://mailchi.mp/df1db6bf8bca/the-saas-cfo-sign-up-landing-page SaaS Metrics courses here: https://www.thesaasacademy.com/ Join Ben's SaaS community here: https://www.thesaasacademy.com/offers/ivNjwYDx/checkout Follow Ben on LinkedIn: https://www.linkedin.com/in/benrmurray
Tony chats with Josh Schlesinger, President, CEO & CoFounder at Continue On, it started as a SAAS platform licensed to auto insurance companies to disrupt the rental reimbursement space using Uber and Lyft instead. They have since transitioned instead of offering it as part of the claims process, now it's offered as Continued Mobility for side of the road situations to get the insured off the side of the road quickly. Traditional roadside assistance picks up your car, but doesn't get you home. They started offering it as an additional benefit for the customers of their MGA and they now offer it through other MGAs and carriers. Currently operating in 8 states with 300k+ policies in force.Josh Schlesinger: https://www.linkedin.com/in/josh-schlesinger-32450b84/Video Version: https://youtu.be/mdp1ZLOPaTo
The Federal Reserve rescinds its crypto guidance for banks. EtherFi introduces a DeFi Bank product. And Base targets 250 Mgas/s by the end of 2025. Read more: https://ethdaily.io/690 Disclaimer: Content is for informational purposes only, not endorsement or investment advice. The accuracy of information is not guaranteed.
Todays' Episode is an invigorating catch-up with someone who was last on the podcast over two years ago. Risto Rossar is CEO of Insly and is a really rare combination in that he is an insurance business builder who realised that helping the insurance industry fully digitise would be a better and more scalable business proposition than continuing to grow the highly successful digital Baltic insurance broker that he had founded. Insly continues to grow at speed, serving fast-growing segments of the market such as MGAs that need full end-to-end insurance software, but are unlikely to be on the radar of the largest vendors. Risto really gets tech and insurance – but he is also a very strong communicator who tends to tell things the way he sees them. This is where we come to the invigorating part that I mentioned at the beginning. Risto's trademark is no-nonsense, down-to-earth analysis of what technologies are and are not likely to be genuinely disruptive to the insurance industry. He is good at seeing through hype and puncturing bubbles. So when someone in his position, with his level of understanding and natural sense of healthy scepticism starts getting genuinely excited about AI, we all need to sit up and listen. What follows is one of the most interesting and credible conversations about the likely long-term disruptive effects of AI on the insurance sector I have had on the show. If you think AI is just going to be nice productivity tool that removes all your dull admin tasks, you need to think again – it will do that but an awful lot more besides. The opportunities to be seized here are enormous but are difficult for those of us used to a very slow-moving status quo to get our heads around. Risto is on exceptional form and is clearly feeling energised and excited for the future – listen on and I think you will too. LINKS: https://insly.com/
Kyle Geoghan, Co-Founder and CEO at Indemn, an AI agents platform focused solely on insurance enabling MGAs, insurance carriers, and brokerages to build AI agents that people can call, text, or email to help with sales and service workloads. This is not only an amazing technology, but also an amazing conversation. You don't want to miss this one!Kyle Geoghan: https://www.linkedin.com/in/kylegeoghan/Indemn: https://www.indemn.ai/Video version: https://youtu.be/2F4mT0n1bOg
In this episode of the IJA Aftershow, join George and Patrick as they talk about the latest class, How People Buy Insurance. An Introduction to Insurance Distribution. Not … Read More » The post IJA Aftershow: Patrick Wraight appeared first on Insurance Journal TV.
Maria Esguerra escaped the Children of God at the age of 22 with her two children who have disabilities. Maria's firsthand experience drives her passion to support fellow survivors of cults and institutions, advocating for specialised understanding, interventions and access to governmental schemes such as Redress. Maria has actively engaged in media and advocacy efforts to raise awareness about the challenges faced by people escaping coercive environments. She founded a support group for second and multi-generational survivors (also referred to as SGAs or MGAs) from all cults. It addresses the devastating impacts from these groups, including abuse, denial of basic rights and forced labour. Maria is also a psychologist and the founder of Assessable.Links:Maria Esguerra — LinktreeMaria Esguerra — Director at AssessableDecult profile — Maria's information at the recent Decult ConferenceI lived under the so-called 'law of love' and it was terrifying – cult survivor — by Ryan Boswell, 1News, 17 October 2024CIFS Australia — Cult Information & Family SupportThe Olive Leaf NetworkEscaping Utopia — by Janja Lalich & Karla McLaren, Routledge, 2017The Strange Situation Experiment — more about Mary Ainsworth's work on attachment theoryErikson's stages of psychosocial development — more about Erik Erikson's workMake it Meaningful: How to find purpose in life and work — by Debbie Haski-Leventhal, Simon & Schuster, 2023Walking Free from the Trauma of Coercive, Cultic and Spiritual Abuse: A Workbook for Recovery and Growth — by Gillie Jenkinson, Routledge, 2023Stop Religious Coercion Australia — Advocacy group started by a former Geelong Revival Centre memberWriting to Reckon — Gerette Buglion's workshops, retreats, journal, and moreYou can support us on Patreon. Sarah Steel's book Do As I Say is available on audiobook. Subscribe and support the production of this independent podcast, and you can access early + ad-free episodes at https://plus.acast.com/s/lets-talk-about-sects. Hosted on Acast. See acast.com/privacy for more information.
What does it take to fundamentally rethink how specialty insurance is traded, structured and scaled? In this episode, Robin Merttens is joined by Jeff Radke, co-founder and CEO of Accelerant, for a deep dive into the mechanics of a rapidly growing risk exchange that's quietly reshaping the MGA and MGU landscape. It has been three years since Jeff joined us on the InsTech podcast, and even Accelerant has radically evolved as a business. This isn't, however, just another technology story. Jeff shares frank insights on building trust in a data-driven ecosystem, how Accelerant has used AI to make tangible portfolio improvements and why he believes platform-based risk trading will become the dominant model for specialty lines. Unlike many other discussions about AI in insurance, this episode focuses on what's already working – from subrogation improvements to portfolio optimisation. There's also a broader message here: about stepping back to see how much the market has changed and why the next evolution may already be underway… Key Talking Points Building a global risk exchange – how Accelerant connects specialty MGAs and MGUs with capacity through a single, scalable platform The value of long-term partnerships – why Accelerant provides five-year capacity commitments and expects transparency in return From niche to global – supporting 200+ underwriting teams across 20 countries and over 225 specialty products Applying AI where it matters – reducing loss ratios and boosting subrogation with machine learning and large language models Cost leadership in a softening market – why expense ratio advantage trumps rate cycles in SME and specialty risks Looking ahead – how AI is reshaping roles, workflows and the entire insurance value chain The rise of risk exchanges – why specialty insurance is following the same path as bonds, mortgages and equities Staying ahead – why Accelerant is focused on evolution, not just competition If you like what you're hearing, please leave us a review on whichever platform you use or contact Robin Merttens on LinkedIn. You can also contact Jeff Radke on LinkedIn to start a conversation! Sign up to the InsTech newsletter for a fresh view on the world every Wednesday morning. Continuing Professional Development This InsTech Podcast Episode is accredited by the Chartered Insurance Institute (CII). By listening, you can claim up to 0.5 hours towards your CPD scheme. By the end of this podcast, you should be able to meet the following Learning Objectives: Describe how a modern risk exchange connects specialty underwriters with capital providers. Identify the signs of systemic evolution in the insurance industry that indicate a shift toward platform-based models. Define the concept of a two-sided risk exchange and its advantages over traditional capacity models. If your organisation is a member of InsTech and you would like to receive a quarterly summary of the CPD hours you have earned, visit the Episode 348 page of the InsTech website or email cpd@instech.co to let us know you have listened to this podcast. To help us measure the impact of the learning, we would be grateful if you would take a minute to complete a quick feedback survey.
This week's guest has probably the best 360-degree understanding of the insurance value chain of anyone I have had on the show. This is because Mike Keating has a career that spans collecting insurance premiums in person and runs all the way through underwriting, backing MGAs, working for and founding MGAs, to working for Private Equity and helping find investment to start new insurance businesses. Now Mike is putting all he has learned into running the Managing General Agents Association (the MGAA) the trade body that represents the MGA community in the UK and Ireland. The MGAA's members write around £15bn – or just under $20b - in GWP, so this is an organisation that carries quite a lot of weight in the market. In this podcast we examine the reasons behind the continued success of the MGA as a vehicle for delivering underwriting talent and the prospects for their growth to continue sustainably into the future. We also learn what is on the MGAA's agenda, in terms of the lobbying work it does as well as what are the latest initiatives from the important educational and networking sides of the organisation. But leaning on Mike's broad experience, our topic ranges are far wider than that. For example, a large part of our discussion extends to include the application of AI in the MGA space. With the average tenure of the underwriting paper backing MGAs hitting new highs, MGAs providing the preferred career path for many underwriters, and with someone as passionate and knowledgeable as Mike looking out for its interests, the future for the UK and Ireland MGA sector looks very healthy. But most importantly Mike is great company and an insurance player through and through and the best possible reason to listen to this podcast is to get the benefit of some of the insights that his long experience has given him. NOTES: We mention Reg Brown. Reg is a Lloyd's luminary who ran his own Syndicate and is the driving force behind founding the MGAA, as well as many other market-wide initiatives and collaborations, most notably the Insurance Museum, of which he is Chairman. https://www.linkedin.com/in/reg-brown-62827313/ LINKS: We thank our naming sponsor AdvantageGo: https://www.advantagego.com We also thank audio advertiser, The Insurance Network (TIN), organiser of the highly-successful TINtech events series and Data Jam. www.tin.events
Tony chats with Somil Jain, Principal & Sr. Consultant at Lewis & Ellis Actuarial Consultants. Somil is a creative P&C actuary specializing in helping create new MGAs. I learned a lot about what actuaries do, how MGAs work, and how new technology has enabled the creation of so many new MGAs.Somil Jain: https://www.linkedin.com/in/somiljainconsulting/Lewis & Ellis: https://lewisellis.com/Video Version: https://youtu.be/OmKJ-AaNdhs
Bryan Falchuk, President & CEO of Property & Liability Resource Bureau (PLRB), joins Bill Kanasky, Jr., Ph.D. to discuss several topics related to the insurance industry. Bryan shares some details on his background and describes what PLRB is, what they do, and the help they provide insurers/MGAs, service providers, and outside counsel. Bill and Bryan talk about current trends in the insurance industry, key issues around litigation, and Bryan describes how he used to manage litigation during his time as a Chief Claims Officer for an insurance carrier. Bryan shares his perspective on how the plaintiff's bar has increased their leverage in litigation and how players in the insurance defense industry are contributing to the current unbalanced situation.
In this episode, Denise Garth is joined by David Gritz, Managing Director of InsurTech New York, to delve into the rise of MGAs and the groundbreaking "market-makers" shaping the industry. Together, they explore recent research on MGA priorities, innovative products, and the pivotal role of technology. The conversation also covers the evolution of Insurtech, examining key players, investment trends, and how this new phase differs from the past decade. Plus, they discuss overlooked areas like flood and disability income insurance, and how innovation can revitalize these sectors.
A sensational newspaper article alleging bad deeds by Florida insurance companies is prompting the Florida House of Representatives to look into the relationship between companies and their Managing General Agents (MGAs) and affiliated companies. The Tampa Bay Times reported the companies diverted billions of dollars to affiliates while claiming to lose money from hurricanes, based on the newspaper's reading of a regulator's draft report.Former Florida Deputy Insurance Commissioner Lisa Miller reveals the inadequacies of the article and its misleading and incomplete portrayal of the market and regulation. She's joined by a veteran Florida insurance agent who explains how MGAs and affiliates function, the financial dynamics of the insurance market, and the consumer safeguards built into the system. Show Notes (For full Show Notes, visit https://lisamillerassociates.com/episode-56-florida-property-insurance-facts-vs-fear/ ) Allen McGinniss is a licensed Florida insurance agent and the principal of the McGinniss Himmel Insurance Agency, based in Tallahassee, Florida. He began his insurance career 20 years ago as a State Farm agent before transitioning to an independent agent and co-founding his agency in 2015. He explained what Managing General Agents (MGAs) are and the crucial role in the insurance industry by performing essential administrative tasks for insurance companies. These tasks include: Underwriting: Assessing and evaluating risks to determine appropriate coverage and premiums. Claims Management: Handling the process of claims from filing to settlement. Policy Issuance: Managing the issuance and renewal of insurance policies. Why Are MGAs Important?MGAs help streamline operations by providing specialized knowledge and services that insurance companies may not handle internally. McGinniss said they can either operate within an insurance company or function independently. This flexibility allows insurance companies to: Respond Quickly to Market Changes: MGAs enable companies to adapt to evolving market conditions efficiently. Manage Claims Effectively: By leveraging the expertise of MGAs, insurance companies can ensure that claims are processed promptly and fairly. The Tampa Bay Times ArticleThe Tampa Bay Times published an article on February 22, 2025 titled Florida insurance companies steered money to investors while claiming losses, study says. Its reporting was based on a draft of a 2022 consultant's study for the Florida Office of Insurance Regulation (OIR) for the time period of 2017-2019. According to the article, “While Florida insurers claimed to be losing money in the wake of hurricanes Irma and Michael, their parent companies and affiliates were making billions of dollars.” It reported that the previously unreleased study's summary “reveals that as the industry was ailing and companies were losing money, executives distributed $680 million in dividends to shareholders while diverting billions more to affiliate companies,” which included MGAs. McGinniss argued that the... (For full Show Notes, visit https://lisamillerassociates.com/episode-56-florida-property-insurance-facts-vs-fear/ )
And I Quote: Building Relationships with Insurance Agents and Small Business Owners
Many insurance agents are missing a huge opportunity in the commercial insurance space, and CEO of London Underwriters, Dan Feigenbaum breaks that down in this episode of Coterie Insurance's podcast, And I Quote.In this episode of the 'And I Quote' podcast, Christine Morrison speaks with Dan Feigenbaum, CEO of London Underwriters, about the evolution of insurtech and its impact on the insurance industry. They discuss the challenges faced by agents in selling small commercial insurance, the role of Coterie in simplifying the process, and the importance of small business insurance. The conversation also touches on the future of technology enabled MGAs and insurtech, and the necessity of maintaining a human element in the technology-driven insurance landscape.Follow Dan on LinkedIn: https://www.linkedin.com/in/danielfeigenbaum1/Follow Christine on LinkedIn:https://www.linkedin.com/in/christine-morrison-aa753463/Learn more about London Underwriters: Website: https://www.londonuw.com/LinkedIn: https://www.linkedin.com/company/london-underwriters-llc/Learn more about Coterie Insurance:LinkedIn: https://www.linkedin.com/company/coterieinsuranceWebsite: https://coterieinsurance.com/Facebook Community: https://www.facebook.com/groups/coterieinsuranceagentsuniteChapters:00:00 Introduction to InsureTech and Its Evolution04:47 Challenge: Insurance Agents moving from personal lines to commercial lines06:03 Challenges for Agents in Small Commercial Insurance09:41 Coterie's Role in Simplifying Commercial Insurance15:52 The Importance of Small Business Insurance18:27 Future of InsureTech and LU1 Platform27:32 The Human Element in Insurance TechnologyKeywords:InsureTech, small commercial insurance, Coterie, London Underwriters, insurance agents, technology adoption, future of insurance, digital transformation, insurance marketplace, small business insurance
The construction industry is facing a critical turning point in 2025, with rising insolvencies, labour shortages, and increasing regulatory complexities placing immense pressure on businesses. From extreme weather events to contractual disputes and safety risks, the challenges are mounting—and brokers must stay ahead to provide the right solutions. Understanding these evolving risks is key to ensuring your clients are adequately protected in an unpredictable market. In this episode of IB Talk, we sit down with Kishan Dasan, General Manager of MECON Insurance, and Elise Pretto, Regional Manager of MECON Insurance, to break down the most pressing construction sector challenges and explore the insurance strategies that can help brokers and their clients navigate the shifting landscape. Tune in to hear all about: - The top five challenges facing the construction industry in 2025 - How climate-related risks are reshaping insurance needs and impacting project timelines - Why contractual disputes are on the rise—and how to help clients avoid costly legal battles - The growing role of MGAs and authorised representatives in the insurance landscape Don't miss this essential conversation for insurance professionals looking to stay competitive in 2025. Tune in now to gain the insights you need to help your clients navigate an increasingly complex construction sector.
In this episode of Profiles in Risk - Nick spoke with Matthew Queen co-founder and COO of Tricura, an MGA specializing in liability risks for skilled nursing facilities. About the Guest- Company: Tricura- Focus: Managing General Agent (MGA) in the insurance industry- Expertise: Skilled nursing facilities and specialized risk management Key Topics Discussed:1. MGA Model Evolution - Comparison with traditional carrier models - Increased agility and innovation capabilities - Role in modern insurance market - Specialization advantages2. Technology and Risk Management - Integration of modern technology - Challenges with legacy systems - Innovation in underwriting processes - Data-driven decision making3. Underwriting Approach - State law considerations - Decision-making speed - Risk assessment methodology - Portfolio management strategies4. Actuarial and Underwriting Dynamics - Comparison of actuaries to fortune tellers - Underwriter role as calculated risk-takers - Modern hedge fund-like approach - Balance of art and science in underwriting5. Strategic Portfolio Management - Claims payment importance - Long-term profitability focus - Risk management strategies - Portfolio diversification Additional Context:- Episode focuses on the evolving role of MGAs in the insurance market- Highlights the importance of specialization and innovation in insurance- Discusses the balance between traditional insurance principles and modern approaches- Emphasizes the importance of agile decision-making in today's market
In this episode of the No Sediment Wine Podcast, I sit down with the Barbaresco legend Aldo Vacca, the Managing Director of Produttori del Barbaresco. We discuss on Produttori del Barbaresco's success as a wine cooperative, the rich history of Barbaresco region and how single vineyards (MGAs) of Barbaresco and Barolo were mapped. You can also listen to the No Sediment Wine Podcast episodes on Spotify, Apple Podcast, Amazon Music, Google Podcasts and Castbox. Some of the WINE ACCESSORIES I use regularly:
Curtis Goldsborough is the President of National Insurance Inspection Services, an evolving technology and field service provider for P&C underwriting, based in Fresno, CA. He cut his teeth in insurance as an agency owner with Farm Bureau Insurance of Michigan, where he became acutely aware of the friction and pain points associated with underwriting inspections. In 2013, he joined National Insurance Inspection Services on a quest to forge a better path forward for personal lines underwriting. Curtis was instrumental in the development and launch of the NIIS self-inspection app and workflow, which is now in production environments with over 18 carriers and MGAs around the country, including three of the top ten P&C carriers in the United States. In his not-so-spare time, Curtis produces insurance video content on LinkedIn under the moniker of LO$$ RATIO, with a goal to engage, educate, entertain and inspire insurance professionals around the world. Focusing exclusively on risk management and insurance professional development, the Risk & Insurance Education Alliance provides a practical advantage at every career stage, positioning our participants and their clients for confidence and success.
Today's guest is Tim Nguyen, CEO of Cloud Insurance. Cloud Insurance is a seamless and user-friendly SaaS solution made by insurance experts for insurance companies, MGAs, agents, and brokers since 2016. Tim joins the podcast to discuss the critical challenges and opportunities facing SaaS insurance leaders in their digital transformation efforts. From legacy systems and technical debt to improving customer experience, Tim emphasizes the need for insurance companies to prioritize customer-focused innovation over internal efficiency alone. This episode is sponsored by OneTrust. Learn how brands work with Emerj and other Emerj Media options at emerj.com/ad1.
Today's Episode is exceptional because in terms of his seniority and the sheer size and global nature of his role, my guest is in a very small peer group. Chris Williams is Chairman of International Business at the Tokio Marine Group and that means he helps oversee a business with a $75bn dollar balance sheet and 44,000 employees, operating in over 40 countries. Only a handful of my guests on this show in the last five years have a role of such global depth and breadth. An Australian who has worked in London and spent most of his career in the US, Chris is very much a model citizen of the global specialist insurance and reinsurance world that this podcast looks to serve. In the past twenty years Tokio Marine Group has embarked on a highly successful internationalisation strategy that has entailed multiple blue-chip acquisitions in countries all over the world. This has turned it from a dominant Japanese insurer with only around 3% of earnings coming from overseas into a global force that already makes around 75% of its earnings outside of Japan, with that proportion almost certain to continue growing over time. Chris joined the group through its 2015 acquisition of HCC so in many ways is the personal embodiment of this strategy. This podcast is a great distillation of that Tokio global plan and where it may be heading next, but it's also a chance to pick the brains of an industry veteran who can combine a fifty-year career with a genuinely global overview. Chris's views on the rise of MGAs, the prospects for renewed M&A in 2025, the best application of AI, the debates over rate and reserve adequacy in the casualty space and the overall state of the global market are all unequivocally and candidly expressed here. Chris is exceptionally good company and I caught him on great form in this podcast. He may be one of the most senior executives in our world but at heart he still comes across as a genuine, down-to-earth Australian who tells things the way he sees them. The fact that he has seen so much in such a wide and varied career just makes this Episode all the more valuable. Listen on and you'll see what I mean. I guarantee you'll enjoy it and learn a huge amount. LINKS: We thank our naming sponsor AdvantageGo: https://www.advantagego.com We also thank audio advertiser, The Insurance Network (TIN), organiser of the highly-successful TINtech events series. This week they are advertising their successful TINtech London Market event, which will be happening on 4th February 2025.
On this episode of the Scouting For Growth podcast, Sabine VdL talks to Denise Garth, a globally recognized InsurTech thought leader and Chief Strategy Officer at Majesco. In our talk today, we dive into the top trends shaping insurance and InsurTech as we head toward 2025—from next-gen technology enablers to constantly evolving customer expectations. Denise will share her insights on where the industry is headed, how to stay ahead, and why a collaborative mindset is crucial. KEY TAKEAWAYS What was happening in the resilience market in 2024, from both economic and risk standpoints, has had a huge operational impact on insurance companies. As a result, as we go into 2025, the reaction of loss ratios increasing, unprofitability, high interest rates, all the economic factors are forcing us to step back and see it as a wake-up call. We’re in the midst of business model and technology driven change. We’re finally realising our decades old operational models and technology foundations no longer meet the challenges and opportunities of this fast-changing risk, technology, and customer demographics world. It’s a race to the future because there’s a growing protection gap that we must address in a different way. We’ve been on a technology ride for 10-15 years , especially in InsurTech, but the last few months have been mind blowing with the pace of change and what the technology, like GenAI and IoT can do. They can help us do risk assessments better, give better customer experience and optimise the whole operation. Cloud computing is expanding the capabilities. We’ve got to fundamentally rethink the technology and business architecture of our solutions to optimise and take advantage of not just cloud computing but all the other technologies that are going to leverage cloud. BEST MOMENTS ‘We must think about how to underwrite and assess risks differently, more importantly how do we minimise the risk. We can’t keep growing the risk and the insurance costs, people can’t afford it.’ ‘Data is the lifeblood of this industry, and we’re coming to realise that we’ve got to democratise and demonetise data because everybody needs to have it.’ ‘MGAs and full-stack insurers are trying to think how insurance is going to be done, but also, what constitutes the insurance policy.’ ‘48% of part-time workers don’t have access to life or health insurance, they want a simple way of buying insurance, and they also want the risk about themselves by having Protection as a Service based on usage.’ ABOUT THE GUEST Denise Garth is an internationally recognized InsurTech thought leader and innovator, serving as Chief Strategy Officer at Majesco. With a passion for transforming the insurance industry, Denise leads global strategy, marketing, industry relations, and innovation—helping companies navigate disruption and harness new technologies to capture growth. Her accolades are numerous, including being named among the 30 Most Powerful Women in Business: The Titans of Industry (2024) by International Business Times, an InsurTech Top 50 Influencer, and one of the Top 50 Women in SaaS. Bringing a blend of deep insurance expertise and visionary thinking, Denise’s work focuses on how today’s industry challenges can spark tomorrow’s opportunities. She has served in leadership positions around the world, developing go-to-market strategies, guiding operational transformation, and fostering collaboration across multiple continents—from Europe to Asia-Pacific. LinkedIn ABOUT THE HOST Sabine is a corporate strategist turned entrepreneur. She is the CEO and Managing Partner of Alchemy Crew a venture lab that accelerates the curation, validation, & commercialization of new tech business models. Sabine is renowned within the insurance sector for building some of the most renowned tech startup accelerators around the world working with over 30 corporate insurers, accelerated over 100 startup ventures. Sabine is the co-editor of the bestseller The INSURTECH Book, a top 50 Women in Tech, a FinTech and InsurTech Influencer, an investor & multi-award winner. Twitter LinkedIn Instagram Facebook TikTok Email Website
Dawn Walker is an associate director, Industry Relations (DUAE) in AM Best's Strategy and Communications department. Dawn has more than 15 years of insurance industry and risk management experience, and joined AM Best in 2022, initially serving as a senior financial analyst, conducting performance assessments for Delegated Underwriting Authority Enterprises. Previously, Dawn as a senior risk management analyst at MacAndrews & Forbes Inc., a global mergers and acquisitions firm in New York City. She also previously served as a senior account executive for Alliant Insurance Services, serving its ultra-high net worth book of business. Dawn received her MBA degree with a concentration in Enterprise Risk Management at St. John's University. She graduated Cum Laude earning a Bachelor of Law degree from the University of Arizona. She holds a Property & Casualty and Life & Health Broker's license, has earned an Associate in Risk management (ARM) designation and is actively pursuing a Charter Property Casualty Underwriter's designation. Highlights from the Show AM Best is known for many things, but mainly for the assessments and ratings they perform on players across the insurance industry. For the Delegated Underwriting Authority Enterprise (DUAE) space in particular, they are bringing transparency to help drive continued growth not only of the DUAE segment, but the product innovation that goes on within it. The level of growth in the delegated underwriting authority space has been huge, getting to $77B in the US alone, and making up 10% of the P&C market globally. The key areas they look at when assessing DUAEs includes Operations, UW Capabilities, Governance and Controls, Financials and Corporate Structure. This analysis helps bring transparency to the sector to help facilitate partnerships while also giving DUAEs a blueprint for how to optimize their operations for growth, stability and, ultimately, success Why do insurers work with Delegated Underwriting Authority Enterprises (DUAEs), like MGAs and MGUs? Can't they just compete in the market directly? DUAEs bring expertise in niches and market segments that incumbent carriers may not be able to build efficiently given their scale, and the relative size of these niches being too small to support the operational cost of a carrier. DUAEs often come with expertise and distribution in the segment, allowing carriers working with them to access new spaces efficiently, quickly and profitably. What can support or stand in the way of the success of a Delegated Underwriting Authority Enterprises (DUAEs), like MGAs and MGUs? AM Best performs assessments of these entities to bring transparency to key success factors insurers would look at when deciding whether to work with a DUAE or not. This episode is brought to you by The Future of Insurance thought leadership series, available globally from Amazon in print, Kindle and Audible audiobook. Follow the podcast at future-of-insurance.com/podcast for more details and other episodes. Music courtesy of Hyperbeat Music, available to stream or download on Spotify, Apple Music, and Amazon Music and more.
Insurtechs and online MGAs increasingly will be folded into tech-enabled carriers and marketplaces. That's the prediction of Bryan Davis, who leads VIU, HUB's online insurance platform for consumers … Read More » The post Consolidation Looms for InsurTechs, MGAs appeared first on Insurance Journal TV.
Insurtechs and online MGAs increasingly will be folded into tech-enabled carriers and marketplaces. That's the prediction of Bryan Davis, who leads VIU, HUB's online insurance platform for consumers … Read More » The post Consolidation Looms for InsurTechs, MGAs appeared first on Insurance Journal TV.
Today's episode is an absolute blast. That's because the person I am talking to is unique. And I think that's because he spent quite a large proportion of his career a long way outside insurance and discovered our sector relatively late. But the crucial point is that it wasn't that late. Graham Elliot CEO of Crux Underwriting had enough experience outside the sector not to be too dyed in the wool and full of industry preconceptions, but he has been with us long enough to have had time to have already made a serious entrepreneurial impact on our sector at Oxygen Insurance Brokers, Aqua Underwriting and Azur Group. I first met him about eight years ago at the beginning of the insurtech boom and found him incredibly valuable as someone who was very eloquent and adept at explaining the benefits of technology to a traditional insurance audience in words it could understand. Graham's latest venture is Crux Underwriting, a new Lloyd's MGA he has set up with experienced Political Risk and Political Violence underwriter, Mike O'Connor. But this podcast is way broader than Crux's opening line of business. Our talk is an incredibly wide-ranging tour of the most advanced thinking around how global wholesale and specialty insurance and reinsurance is set to develop in the digital age that is currently dawning. AI, algorithmic trading, genuinely realtime digitised underwriting systems and the reasons behind the boom in MGAs are all discussed in great detail. If you still haven't quite got your head around where the market is likely to be heading after our digital big bang is finally reached, I recommend this talk as a wonderful place to start. Graham is charismatic and charming and I guarantee it won't be long before your imagination is sparked and you are swept up in the positive appreciation of some of the enormous opportunities that are available to smart entrepreneurs in today's market. This is a great way to start the year. LINKS We thank our Special Episode sponsor Stephens Rickard: https://www.stephensrickard.com/
Curtis Goldsborough is the President of National Insurance Inspection Services, an evolving technology and field service provider for P&C underwriting, based in Fresno, CA. He cut his teeth in insurance as an agency owner with Farm Bureau Insurance of Michigan, where he became acutely aware of the friction and pain points associated with underwriting inspections. In 2013, he joined National Insurance Inspection Services on a quest to forge a better path forward for personal lines underwriting. Curtis was instrumental in the development and launch of the NIIS self-inspection app and workflow, which is now in production environments with over 18 carriers and MGAs around the country, including three of the top ten P&C carriers in the United States. In his not-so-spare time, Curtis produces insurance video content on LinkedIn under the moniker of LO$$ RATIO, with a goal to engage, educate, entertain and inspire insurance professionals around the world. Highlights from the Show Curtis shares about his work to increase education and understanding through his content is trying to help. His main work is as President of National Insurance Inspection Services, who not only helps carriers by performing underwriting inspections, but also developed a self-inspection app that carriers have embraced to increase their understanding of the risks they write and help homeowners reduce the risk they face. Insurers don't get it right on every claim. Yet Curtis believes the industry as a whole does not systematically or intentionally get it wrong, despite the popular narrative in the media. There is a general lack of understanding and education out there that is degrading the general public's sense of the insurance industry and the role it plays in the economy driven by the widespread, negative narrative that is not unlike the narrative that drives engagement in so many other areas. Negativity gets eyeballs and keeps them much better than positivity. Regardless of what drove the current situation with the cost of homeowners insurance and the insufficiency of rates, blame won't solve the problem. That's been the driving force behind the work Curtis does under the name “LO$$ RATIO”, including his viral raps and memes. As homeowners continue to struggle to find and afford coverage in many parts of the US and carriers struggle to sell insurance at an economically viable rate, Curtis hopes more understanding and conversation helps change the situation. What if insurers allocated even a small proportion of the overall ad spend of the industry to educate consumers and help improve some of the public perception of the insurance industry, and the knock on effect that has on issues like social inflation. That's the dream Curtis has to help drive the necessary shift in the negative dynamic we are struggling with today. This episode is brought to you by The Future of Insurance thought leadership series, available globally from Amazon in print, Kindle and Audible audiobook. Follow the podcast at future-of-insurance.com/podcast for more details and other episodes. Music courtesy of Hyperbeat Music, available to stream or download on Spotify, Apple Music, and Amazon Music and more.
Artemis Live - Insurance-linked securities (ILS), catastrophe bonds (cat bonds), reinsurance
This is a recording of our "Capital markets structures for originators (sidecars for MGA's)" live webinar that was held on November 21st 2024 and featured insurance-linked security (ILS) and reinsurance industry experts that joined us to discuss the developing trend for risk originators using ILS structures to source capital markets risk and partner capacity. The use of alternative sources of risk and reinsurance capital by the originators of insurance risk, such as managing general agents (MGAs), is a notable trend and one we anticipate expanding over time. There have been numerous attempts to achieve this in the past, effectively bringing the capacity of ILS funds and institutional investors closer to the sources of risk. Some of these have faced challenges, in terms of controlling attritional losses to find the right balance between risk and return. But now, the market has started to make innovative use of ILS structures such as sidecars, to provide aligned mechanisms through which investors can participate in the underwriting performance of MGAs, while those MGAs can benefit from access to an efficient, alternative capital source. This Artemis Live webinar was moderated by Steve Evans and featured participants: Scott Cobon, Managing Director of Insurance Management Services at Artex Capital Solutions; Raoul Lobo, Vice President at Stone Point Capital; Brad Adderley, Managing Director and the Bermuda Managing Partner at Appleby; and Ethan Allen, Executive Vice President, Chief Risk Officer at MS Transverse Insurance Group. Speakers explored what potential sponsors of these structures need to be aware of and preparing for, as well as the opportunity for investors to partner with risk originators using sophisticated ILS and capital market structures. Listen to the full podcast episode to gain insights from industry experts and hear discussion on this developing area of the insurance-linked securities (ILS) and reinsurance capital market.
The aviation industry is soaring into the future, with electric aircraft, advanced safety innovations, and rapidly evolving policies leading the charge. In this episode, Tim Bonnell Jr. sits down with Ernest DeSpain, Co-Executive Owner of Eiger Insurance Services, to explore the critical role of MGAs in aviation insurance, the revolution of electric aircraft, the challenges posed by rising aircraft values and accident rates, and the transformative power of AI and emerging technologies. Don't miss this engaging conversation between two seasoned industry leaders!
Fresh from InsurTech Connect 2024, where the industry gathered to discuss insurance innovation's past, present, and future, host Joshua R. Hollander brings you a special episode revisiting our three most downloaded episodes of the last year: Tom Wilde, CEO of Indico - At the forefront of bringing AI and automation to insurance workflows Suri Bhavan, Partner at William Blair - A leading investment banker tracking where money is flowing in insurtech Michael Nadel, Senior Director at Simon-Kutcher & Partners - A strategic consultant helping companies price and scale their solutions While these leaders view the industry through different lenses, they align on several key points: Insurance is only in the "third inning" of digital transformation Data is becoming the key differentiator in insurance, but most companies struggle to utilize it effectively The industry needs to balance innovation with practical implementation They also offer contrasting perspectives on critical issues: The readiness of AI for insurance (Wilde argues it's ready now, while others suggest a more measured approach) The future of insurance distribution (differing views on the role of traditional channels versus digital-first approaches) How to prioritize innovation investments (varying perspectives on what should come first: customer experience, middle office, or core systems) Key Insights: The evolution of AI in insurance, from mobile transformation to middle-office automation The role of deep learning and large language models in handling unstructured data Challenges in integrating new technologies into legacy systems and how to overcome them The importance of pricing strategy and market entry for insurtech startups The intersection of Insurtech and Fintech: automating payments, claims processing, and beyond The role of data in shaping the future of cyber insurance and climate risk management Key Topics Covered: [00:05] Intelligent intake challenges in insurance operations [03:42] Evolution from PDF scraping to AI-driven processing [07:12] The role of generative AI in insurance [10:18] Investment trends in insurtech [14:08] Insurtech-fintech convergence [15:21] Data's role in new insurance products [17:03] Tech-enabled MGAs and market evolution [18:40] State of insurance digitization [21:06] Growth strategy pillars [23:03] Insurance pricing considerations [27:07] Market entry strategies Notable Quotes: "In insurance, data has always been king. But today, the challenge is turning unstructured data into fuel for decision-making." - Tom Wilde "The big breakthrough in AI is its ability to handle context. That's why large language models are changing the game." - Tom Wilde "I think by and large, digitization is still in the third inning for most carriers... When you get to life with annuities, that's probably first inning in terms of actual digitization." - Suri Bhavan "We're just starting to see the convergence of Insurtech and Fintech, especially in areas like payments and claims automation." - Suri Bhavan "Pricing is really just a measure of value, the same way that a foot is a measure of distance. When you're pricing your products, it's really all about what the customer values in this product and matching that value to the price relationship." - Michael Nadel "If you're leaving pricing to chance, you're leaving money on the table." - Michael Nadel About Our Guests: Tom Wilde: CEO of Indico, Tom has over 25 years of experience in solving complex digital content problems and is an expert in applying AI and machine learning to insurance workflows. Suri Bhavan: A partner at William Blair, Suri focuses on technology companies operating in the insurtech space, advising them on mergers, acquisitions, and public offerings. Michael Nadel: Senior Director at Simon-Kutcher & Partners. Michael specializes in growth strategies and pricing for insurance carriers and insurtech firms. Resources: Tom Wilde https://www.linkedin.com/in/tomwilde/ https://www.linkedin.com/company/indico-data-solutions/ Suri Bhavan https://www.linkedin.com/in/bhavan-suri-074113/ https://www.linkedin.com/company/william-blair-company/ Michael Nadel https://www.linkedin.com/in/michael-nadel-13656123/ https://www.linkedin.com/company/simon-kucher/ Josh Hollander https://www.linkedin.com/in/joshuarhollander/ https://www.horton-usa.com/ https://www.linkedin.com/showcase/insurtech-leadership-show/ https://www.insurtechassociation.org/ https://innsure.org/
What's slowing down the cyber insurance marketplace, and how can you stay ahead of the curve? Explore how innovative InsurTech solutions are transforming efficiency and growth.In this episode, Jeff Cohen, Senior Vice President at Zywave, discusses the vital role of InsurTech in streamlining the cyber insurance marketplace. The company's leading technology solutions are driving efficiency, unlocking new premium sources, and empowering brokers to better represent cyber coverage. Discover how data-driven strategies and innovative tools are reshaping the landscape for carriers, MGAs, and brokers alike.You'll learn:1. Actionable steps to eliminate inefficiencies and accelerate marketplace growth2. How the evolving marketplace is opening up new cyber premium opportunities3. Key strategies for carriers and MGAs to equip brokers with cutting-edge tools and insights___________Get in touch with Jeff Cohen on LinkedIn: https://www.linkedin.com/in/jeffreymcohen/___________Details about Zywave:Website: https://www.zywave.comIndustry: Software DevelopmentCompany size: 501-1,000 employeesHeadquarters: Milwaukee, WisconsinFounded: 1995___________About the host Anthony Hess:Anthony is passionate about cyber insurance. He is the CEO of Asceris, which supports clients to respond to cyber incidents quickly and effectively. Originally from the US, Anthony now lives in Europe with his wife and two children.Get in touch with Anthony on LinkedIn: https://www.linkedin.com/in/anthonyhess/ or email: ahess@asceris.com.___________Thanks to our friends at SAWOO for producing this episode with us!
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Today's guest is in an enviable position – this is because he works for one of the most mature and trusted brands in the global insurance food chain, but is leading the underwriting at a segment of that business that is only just five years old and is still building out and growing fast. Greg Hohman is the Chief Underwriting Officer of Munich Re Specialty Insurance and has a very special vantage point from which to survey the US market. This conversation is full of valuable pointers on where the US P&C market is heading. In it we dissect the Excess and surplus lines (E&S) boom, whether parts of the market are peaking and how much of the shift into this segment is cyclical and how much is permanent. We also delve deep into the shift in distribution with the continued rise of MGAs and hybrid carriers and examine the question of how Artificial Intelligence might best be harnessed in the insurance value chain. But this is also a very well-rounded conversation in which Greg explains how he got into insurance and shares his best career advice. Greg is smart, straightforward and really enjoyable company and time spent with him flies by quickly. So over the next thirty-five minutes you'll learn an awful lot, but I think you'll also make a very knowledgeable new friend in the industry. LINKS: We thank our naming sponsor AdvantageGo: https://www.advantagego.com We also thank audio advertiser, The Insurance Network (TIN), organiser of the highly-successful TINtech events series. They are advertising their new London-based event, Data Jam, which is focused on exploring the implications and opportunities of data, analytics, AI and automation in the insurance sector. It's on 28th November at Convene, 133 Houndsditch, London EC3. I'm going to be there. Find out more and Sign up Here
In this episode of the Insurtech Leadership Podcast, host Josh Hollander sits down with Sachin Kulkarni, EVP and Head of Americas for Commercial, Specialty, and MGA at Xceedance. With a unique background that spans from IT strategy at Marsh to leading operations at a fast-growing insurance technology services provider, Sachin offers invaluable insights into the evolving landscape of insurance technology and operations. Sachin discusses Xceedance's journey as a domain-focused service provider, emphasizing the critical balance between technological innovation and core insurance expertise. He shares candid perspectives on the challenges of change management in the insurance industry and provides strategic advice for companies looking to leverage technology for competitive advantage. Key Insights: The shift from people-based to technology-led engagements in insurance operations Strategies for aligning technology adoption with core business capabilities The rise of MGAs and specialty insurers, and how technology is enabling their growth Balancing onshore and offshore operations to maximize efficiency and client satisfaction The future of AI in insurance, including responsible implementation and regulatory considerations Key Topics Covered: [00:41] Xceedance's foundation as a service provider and Sachin's career evolution from Marsh to insurtech leadership [03:11] Debunking the myth of insurance industry's resistance to innovation [07:25] Ensuring technology solutions drive real business value, not just novelty [13:42] Market segments leading and lagging in technology adoption [18:03] How Xceedance supports insurers at various stages of growth [21:38] Practical applications of Gen AI in insurance operations [23:04] Navigating the complexities of AI regulation and responsible implementation [25:31] Lessons learned in expanding from India to the US insurance market [30:50] Advice for capitalizing on industry changes and overcoming challenges Notable Quotes: "We didn't want it to be a people-based engagement, but we wanted to be a technology-led engagement." - [04:06] Sachin Kulkarni "Technology is enabling business, enabling the insurance process. It is not the business process." - [07:36] Sachin Kulkarni "If a company does not take a step back and see how this change is being incorporated, very soon there can be no value coming out of it." - [06:15] Sachin Kulkarni About Our Guest: Sachin Kulkarni is the EVP and Head of Americas for Commercial, Specialty, and MGA at Xceedance. With a background in IT strategy at Marsh and extensive experience in Property and Casualty Insurance, Sachin brings a unique perspective on leveraging technology to enhance productivity and drive innovation in the insurance industry. Resources: Sachin Kulkarni https://www.linkedin.com/in/itexecutivesachinkulkarni/ https://xceedance.com/ Josh Hollander https://www.linkedin.com/in/joshuarhollander/ https://www.horton-usa.com/ https://www.linkedin.com/showcase/insurtech-leadership-show/?viewAsMember=true https://www.insurtechassociation.org/ https://innsure.org/
Today's guest is a master of the aviation class of business, but is also a well-known and respected market figure across classes, holding key positions in market committees and international insurance trade bodies and non-insurance organisations alike. Bruce Carman has been a leading aviation and war underwriter since the late 1980s and after over 30 years at the heart of the Lloyd's market, started his own specialist MGA, Hive Underwriters in 2017. That business has grown rapidly and has begun to mature and scale and so now seems an excellent time to get Bruce on the show. The aviation market is in a fascinating position post the Russian invasion of Ukraine and part of our talk will be an incredibly useful listen for any generalist who might feel that aviation is sometimes a specialism too far for them. But that wouldn't be doing justice to Bruce and this discussion. Listening back, what this podcast is really about is examining the art of becoming a good and highly focused underwriter and insurance entrepreneur. Bruce is incredibly good company and is very generous with his time and insights. My overriding impression is of someone having the time of their life. Bruce is someone who has been given the opportunity to start from scratch and be fast-paced and nimble in applying the best practices and technology available today to a lifetime of frontline high-performing underwriting experience. NOTES Abbreviations: EASA = the European Union Aviation Safety Agency WAIG and BAIG = Respectively the Westminster and British Aviation Insurance Groups – early UK aviation pools. BAIG is a forerunner of today's Global Aerospace. Appointed Rep = Appointed Representative. A UK term where a younger firm gains regulatory (usually FCA) authorisation via an arrangement with a fully-regulated firm. LINKS: Bruce mentioned an Allianz aviation report, which is a highly complementary read to accompany this podcast: Aviation risk, claims and insurance outlook 2024 | Allianz Commercial We thank our naming sponsor AdvantageGo: https://www.advantagego.com We also thank new audio advertiser, The Insurance Network (TIN), organiser of the highly-successful TINtech events series. They are advertising their new London-based event, Data Jam, which is focused on exploring the implications and opportunities of data, analytics, AI and automation in the insurance sector. It's on 28th November at Convene, 133 Houndsditch, London EC3. I'm going to be there. Find out more and Sign up Here
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I chat with David Gritz, Co-Founder and Managing Director at Insurtech NY and the MGA Lab mostly about the lab and how they help MGAs launch and grow. This is masterclass on MGA creation and you cannot miss it!David Gritz: https://www.linkedin.com/in/davidgritz/Insurtech NY: https://www.insurtechny.com/MGA Lab: https://www.insurtechny.com/mga-lab/Video Version: https://youtu.be/ELu9iQNW3iYWhat It's Like To Be...What's it like to be a Cattle Rancher? FBI Special Agent? Professional Santa? Find out!Listen on: Apple Podcasts Spotify
Some podcast interviews are really fulfilling to be involved with. Sometimes it's the rapport I have with the guest and sometimes it's the subject matter and the insights that I find the most satisfying. Today's podcast is a rare combination because it's both of the above. Jeff Radke Co-Founder and CEO at Accelerant Holdings, is clearly on top of the world in this interview. His business is absolutely flying; it's now employing around 375 people and is connecting an amazing 190 MGAs with 12 insurers and 66 reinsurers on both sides of the Atlantic. The organisation wrote just over $1.7billion of premium in 2023. This is about four times the size the business was when we last spoke just over three years ago. Jeff is great fun to be around, but it's the vision and understanding of how the whole structure of large parts of the specialty insurance sector is changing that is what makes this such a good listen. Back in the old days growth at this speed might have been frowned upon, or at least viewed with a certain amount of scepticism. Not now – these days technological change means that the ultimate capital providers can drill right down into as much detail of the risks their capital is supporting as they want and they can asses the quality of their book in almost real time. Jeff has had a career that has given him an incredibly detailed view of the insurance value chain and his vision for how the new ways the constituent parts of that chain are sharing out the value that they create in much more meritocratic ways is fascinating. So If you have been spending time wondering why the MGA boom seems to have continued unabated even with a hard insurance market and a major reset in reinsurance, this is easily the most eloquent and enjoyable explanation you'll hear on the subject. You'll also learn of Accelerant's plans around captives, his thoughts on Lloyd's as well as underwriting classes as diverse as fish drying and credit LINKS: We thank our naming sponsor AdvantageGo: https://www.advantagego.com
Tony chats with Jeff Radke, Co-Founder and CEO at Accelerant Holdings. Accelerant has been around for 5 years and exists to improve the specialty insurance value chain. They are "replatforming" the specialty insurance market. They serve specialty underwriters (MGAs and MGUs) and on the other side they serve risk capital sources. Their vision is an incredibly efficient infrastructure that reduces friction as much as possible.Jeff Radke: https://www.linkedin.com/in/jeff-radke/Accelerant: https://accelerant.ai/Video Version: https://youtu.be/OT_Lzaq1tIgWhat It's Like To Be...What's it like to be a Cattle Rancher? FBI Special Agent? Professional Santa? Find out!Listen on: Apple Podcasts Spotify
Join us for an engaging episode as we explore the latest happenings in the insurance industry. We start with an in-depth look at Ascend, an innovative billing, collections, and accounting automation platform that is revolutionizing how retail brokers, MGAs, carriers, and wholesalers manage their repetitive tasks. From invoice creation to commission disbursements, Ascend's efficiency is transforming accounting departments, and we share our firsthand experiences with its benefits. Additionally, we lighten the mood by recounting our contrasting 4th of July celebrations—one marked by family sickness and the other by a picturesque trip to upstate New York, complete with wine selections to set the scene. Next, we tackle the complexities of insurance industry acquisitions, focusing on a major brokerage deal and its market impact. We discuss the challenges large brokers face in achieving organic growth, driving them towards frequent acquisitions. This trend towards consolidation raises questions about competition and innovation in the industry. Shifting gears, we delve into the political landscape, offering critiques on the current presidential candidates and speculating on potential new contenders like Gavin Newsom. This segment provides insights into how these dynamics could shape future elections and the broader state of political discourse. Our episode also covers the pressing challenges of cyber insurance and climate change, examining the increasing risks and discrepancies in cyber insurance pricing, and how climate change affects various regions and industries. We discuss the evolving property market, the rise of parametric insurance, and the role of insurers in promoting green technology. The conversation extends to geopolitical tensions, economic instability, and the vulnerabilities of global supply chains. Wrapping up, we share our thoughts on high-tech sound machines and the potential hazards leading to recalls, and even venture into future cosmic events and AI predictions, providing a fascinating blend of industry insights and personal anecdotes. Tune in for a well-rounded and informative discussion! Timestamps 0:00 Introduction 2:15 4th of July update 4:43 Today's wines: Trentacoste Primitivo di Manduria and Altos las Hormigas Malbec 7:58 Today's topics 9:27 Breaking News: Marsch agency is buying Chicago's Horton Agency 12:56 Talking about USA election and debate 16:18 Other purchases by MMA 18:00 10 risks facing insurance article discussion 35:46 Cat bond record growth 38:27 Recall of the week: Hatch Baby power adapters 42:25 Fact of the week quiz 44:41 Searching about the next years on google image Connect with RiskCellar: Website: https://www.riskcellar.com/ Brandon Schuh: Facebook: https://www.facebook.com/profile.php?id=61552710523314 LinkedIn: https://www.linkedin.com/in/brandon-stephen-schuh/ Instagram: https://www.instagram.com/schuhpapa/ Nick Hartmann: LinkedIn: https://www.linkedin.com/in/nickjhartmann/
Crux Underwriting is a multi-line specialty underwriting business launched in early July by Graham Elliott. By combining underwriting with the tech arm of Azur Technology, founded by previous colleague Charlie Blackburn, we are witnessing the production of a 21st century MGA business. One for the technology lovers and the MGA innovators. Tune in to hear Robin speak to Charlie and Graham about entrepreneurship in the MGA world, how technology can slot itself into an underwriting business and why the cultural aspect is the hardest thing to get right. Key talking points: Journey from co-founding Azur Underwriting, to developing Azur Technology and Crux Underwriting Charlie's experience forming long-term partnerships with MGAs as a separate technology provider Graham building out an agile insurance business in a regulated market The relationship between MGAs and capacity providers Why haven't MGAs adopted modern and flexible platforms? Azur Technology: working on Salesforce What is it about technology that makes it currently exciting Petting-zoo sales: what has changed since starting a business in 2014 If you like what you're hearing, please leave us a review on whichever platform you use or contact Matthew Grant on LinkedIn. To find out more about InsTech, our membership and offerings visit www.instech.co or contact us hello@instech.co Continuing Professional Development This InsTech Podcast Episode is accredited by the Chartered Insurance Institute (CII). By listening, you can claim up to 0.5 hours towards your CPD scheme. By the end of this podcast, you should be able to meet the following Learning Objectives: Describe why an agile approach to building out a business in a regulated market is an unusual but beneficial approach. Specify what problems MGAs have with modernising and utilising new technology solutions Identify why MGAs have difficulties with deploying technology across multiple classes. If your organisation is a member of InsTech and you would like to receive a quarterly summary of the CPD hours you have earned, visit the Episode 310 page of the InsTech website or email cpd@instech.co to let us know you have listened to this podcast. To help us measure the impact of the learning, we would be grateful if you would take a minute to complete a quick feedback survey.
Reserv's proposition is to help MGAs and carriers improve claims handling and increase data availability, making claim information available through multiple large language model (LLM) tools feeding automated workflows. After our successful May Evening Event hosted in collaboration with Reserv, Robin Merttens caught up with CEO CJ Przybyl and discussed the technology behind Reserv, including the integration of generative AI and modern data infrastructure, as well as the company's growth and expansion plans in the UK and Europe. Key talking points include: Origins of Reserv and CJ's experience co-founding Snapsheet Noticing an opportunity for start-up and established MGAs Building and scaling Reserv - the success story Why the UK market is unique for TPAs First job out of university - defining a trajectory Ensuring underwriting and claims are more conjoined and reactive The ideal balance in a claims adjuster's world between what the machines do and what the humans do Dissatisfaction to digitisation - looking ahead to the future Continuing Professional Development This InsTech Podcast Episode is accredited by the Chartered Insurance Institute (CII). By listening, you can claim up to 0.5 hours towards your CPD scheme. By the end of this podcast, you should be able to meet the following Learning Objectives: Describe what legacy issues surrounds few large TPAs and why this may leave some customers dissatisfied. Specify in what ways generative AI can alleviate processes claims Identify how underwriting and claims can be more conjoined If your organisation is a member of InsTech and you would like to receive a quarterly summary of the CPD hours you have earned, visit the Episode 309 page of the InsTech website or email cpd@instech.co to let us know you have listened to this podcast. To help us measure the impact of the learning, we would be grateful if you would take a minute to complete a quick feedback survey.
Amir leads Fintech and Insurtech investing at AV8 and has been one of the earliest investors in the Insurtech space. Amir has been an entrepreneur, operator and investor with over 15 years of experience, working with early and mid-stage companies on financing, partnerships and strategic growth initiatives. Prior to AV8, Amir was an investment director and founding team member at Munich Re Ventures where he lead and managed investment efforts for two of the funds and made early bets in Insurtech, Mobility and Digital Health in companies like Next Insurance, Inshur, HDVI, Spruce, Ridecell, Babylon Health etc.. Earlier Amir worked for several venture funds, including Route 66 Ventures, focusing on Fintech and Insurtech, and investing in companies such as Simplesurance and DriveWealth. He began his career in Germany as a network engineer and subsequently at Legodo AG (acquired by Open Text, OTEX (NASDAQ)), an enterprise software startup, where he held several roles in sales, business development and product management until acquisition. In 2019, Amir was ranked 11 out of 100 on Global Corporate Venture's Rising Stars list and was named a “VC Champions Select” by All Raise. Amir lives in San Francisco and holds an MBA from Georgetown McDonough School of Business, a BS in Business Informatics from RFH Cologne in Germany and is currently finishing an MS in Law from Northwestern Pritzker School of Law. Highlights from the Show Amir started investing in InsurTech in the mid-2010s, and spent most of his investing career at Munich Re in their Ventures team, as the third member of the team They started investing in industrial IoT and similar topics since their funding was from Hartford Steam Boiler (HSB) In 2016, there was more of a pivot into InsurTech as it emerged At AV8, Amir focuses on early stage, focused on very early stage to some revenue traction but still pre-series-A generally Their majority LP is Allianz, and the fund is heavily FinTech-focused They like risk taking businesses like MGAs and full-stack carriers because of the long-term returns, plus the difficulty in selling to insurance companies and surviving the long sales cycles Amir has focused on niche markets or areas where incumbents lack digital solutions, and leading with building a new insurance approach and adding tech after it's established Investing in long-term ideas may take longer, but then there's strong moats that can stop competitors from eating your lunch, which is harder to do with short-term ideas or SaaS areas Investment has gotten tough, but there are investors out there still; they just may be looking more critically at profit potential than might have happened in the past InsurTechs that went public and haven't done well were not alone – the market more broadly was pushing a lot of startups to go public so investors could get returns, but for many it proved too soon to go public because fundamentals weren't there yet This episode is brought to you by The Future of Insurance book series (future-of-insurance.com) from Bryan Falchuk. Follow the podcast at future-of-insurance.com/podcast for more details and other episodes. Music courtesy of Hyperbeat Music, available to stream or download on Spotify, Apple Music, and Amazon Music and more.
For over twenty years in the insurance industry, Erin Dey has dedicated her professional career to helping others. From insurance agents to agency owners, underwriters, and consumers, her love and passion for helping others have made her one of the top leaders in our industry. In this episode, you will get to learn all about Erin and her journey through the insurance industry. Her story is inspiring and her knowledge and expertise will make you want to work with her and her team. Erin is the owner and Agency Principal of Agency Insurance & Financial Services, an independent insurance agency that specializes in Errors & Omissions (E&O) insurance for independent agencies. Throughout her career, Erin has held various positions on both the retail side and broker side of the insurance world. What sets her apart is her unwavering commitment to creating an excellent customer experience, tailored specifically to meet the unique needs of each client. At her agency, they thrive on the challenge of adapting their approach for every agency they work with, always aiming to be one of their top resources.FUN FACT: Erin has an identical twin sister named Laura. Laura is her “person in life” and sounding board. Because they are really identical, it is hard for people to actually differentiate them which makes it lots of fun for them. Make sure you connect with Erin on LinkedIn here. This episode is brought to you by Cyber Made Simple: Insurance companies, wholesalers, captives, MGAs, and PEOs, are you struggling to provide cyber liability coverage to your small business clients? We know cyber is a difficult peril to manage, and we understand it is a risk you don't want to carry on your paper. We get it! This is where we come in. We have made cyber liability insurance really simple. We help you add cyber liability insurance to your commercial portfolio as a bolt-on coverage. Not only we will help you grow your commercial portfolio, increase revenues, and maximize retention, but we will also help you protect your small business clients from this horrible peril. Through our Cyber Risk Purchasing Group, your insurance company or MGA can now include cyber liability insurance as a bolt-on coverage for your small business clients. It's simple, easy, cost-effective, and more importantly, you get to make tons of revenue. Think about this: no risk to your paper, no filings, no claims handling, no reinsurance, no applications, and available on an admitted basis in all 50 States, Puerto Rico, and Washington D.C. through an AM Best 'A-' rated carrier. Can it get better? Of course, it can! Carriers, Wholesalers, Captives, PEOs, and MGAs using our Cyber Risk Purchasing Group policy are making hundreds of thousands of dollars of additional revenue. Awesome! Right? So, contact us NOW so we can help you take your company to the next level. Visit https://cyberinsurance.services/ to contact us and learn more about the Cyber Program.Remember to subscribe to our podcast and download all our episodes on your iPhone, Android, Audible, or Spotify so you can listen to us anywhere in the world and in your own time. Remember to subscribe to our podcast and download all our episodes in your iPhone, Android, or Spotify.
Root provides platforms and API for insurers, MGAs, brokers to build, launch and manage digital insurance products and embedded experiences in South Africa and the UK. Matthew Grant caught up with Louw Hopley on the opportunities and challenges in the insurance industry, focusing on the role of embedded insurance in adapting to changing customer demands. Discover all from the emerging areas Root is planning to tap into, to the company's appointment of a new CEO and regional manager. Key talking points: A year of progress and expansion The development of insurance distribution The future of embedded insurance Root's journey: leadership and company growth Innovations in insurance: from digital assets to angry AI If you like what you're hearing, please leave us a review on whichever platform you use or contact Matthew Grant on LinkedIn. To find out more about InsTech, our membership and offerings visit www.instech.co or contact us hello@instech.co Continuing Professional Development This InsTech Podcast Episode is accredited by the Chartered Insurance Institute (CII). By listening, you can claim up to 0.5 hours towards your CPD scheme. By the end of this podcast, you should be able to meet the following Learning Objectives: Describe what is embedded insurance and how it can help insurance adapt to changing customer demands Explain why customer demands have shifted and why insurance has not kept up with it Identify the necessary steps and changes a company can make when expanding globally and entering new markets If your organisation is a member of InsTech and you would like to receive a quarterly summary of the CPD hours you have earned, visit the Episode 303 page of the InsTech website or email cpd@instech.co to let us know you have listened to this podcast. To help us measure the impact of the learning, we would be grateful if you would take a minute to complete a quick feedback survey.
From selling golf balls back to golfers on her lemonade stand to Independent Agency Owner to InsureTech CEO, the great Margeaux Giles is an inspiring serial entrepreneur. You will love every second of her story. Margo, as everyone calls her, is the CEO of IRYS InsurTech, an Agency Management System (AMS) platform that was “Built by Agents, for Agents”. She is an experienced industry leader in Insurtech with a proven track record of evaluating, creating, and implementing software for Insurance Agents, Carriers, Wholesalers, and Retail Insurtech vendors. She has over a decade of executive experience in building operations and go-to-market strategy in enterprise settings along with several years on the MGA/Wholesale submission and issuance processes as well as API creation and integrations in the Carrier/Reinsurance space.In this dynamic discussion, Ariel Rivera and Margo sat down to discuss her story and what inspired her to build the amazing IRYS AMS. She provides an insightful analysis of her experience in developing the AMS, pinpointing the gaps in current technologies that fail to capture crucial relationship data, that are vital for agency owners to scale their businesses and deepen their relationships with their clients. She loves advocating for a more integrated approach to data management, aiming for a broader understanding of clients that can significantly influence business outcomes. Margo's story will inspire you; her guidance and comprehensive understanding of the insurance industry are remarkable, and you will have lots of FUN listening to her story. FUN FACT: Margo loves reading romance novels. She calls it “her escape from reality” because it helps her disconnect and relax. This episode is brought to you by Cyber Made Simple: Insurance companies, MGAs, and PEOs are you struggling to provide cyber liability coverage to your small business clients? We know cyber is a difficult peril to manage, and we understand it's a risk you don't want on your paper. We get it! This is where we come in. We have a great solution to help you grow your commercial portfolio, increase revenues, and maximize retention. Through our Cyber Risk Purchasing Group, your insurance company or MGA can now include cyber liability insurance as a bolt-on product to your commercial portfolio. It's simple, easy, cost-effective, and more importantly, you get to make tons of revenue. Think about this: no risk to your paper, no filings, no claims handling, no reinsurance, no applications, and available on an admitted basis in all 50 States and Washington D.C. through an AM Best 'A-' rated carrier. Can it get better? Of course, it can! Carriers and MGAs using our Cyber Risk Purchasing Group policy are making hundreds of thousands of dollars of additional revenue. Awesome! Right? So, contact us NOW so we can help you take your company to the next level. Visit https://cyberinsurance.services/ to contact us and learn more about the Cyber Program.Remember to subscribe to our podcast and download all our episodes on your iPhone, Android, Audible, or Spotify so you can listen to us anywhere in the world and in your own time. Remember to subscribe to our podcast and download all our episodes in your iPhone, Android, or Spotify.
“We look at our people as our number one asset, they are really providing our product. You need the people in order to bring that (insurance) promise to life. When we bring in an entry level person, we're looking at their development path. We want to know, ‘what do you want to do?', says Roxanne Nelson as she explains how Falvey create a clear career path for those entering the insurance industry. On the podcast this week, Falvey's Chief People Officer shares her journey from underwriting to people operations. SVP of Marketing, Megan Bell gives insight in to her marketing career in a start-up to natural foods, before joining the Falvey Insurance team in 2017. “I was one of the first hires into the marketing team. I've worked really closely with Roxanne on the employer branding side. What it's like to work here and why people should work here is a big part of what I do.”Megan describes what it's like to work in insurance as a marketeer. “I feel like it takes too long for someone to realize that this is such an amazing place to be. You don't know until you're in it and you don't know before because no one ever tells you go and work in insurance.It's so full of passion. Everyone I meet, whether you're an underwriter or you're in claims, just really cares about what they do. They really care about providing good service and coming up with new innovation. It's just a super inspiring place to be. I feel like there's also no end to insurance.”Megan explains how the business has transformed from Falvey Cargo Underwriting to Falvey Insurance Group, offering a suite of MGA programs which includes marine cargo, all risk shippers, interest insurance, inland marine vessel pollution, as well as transportation and logistics. The business has also recently launched a wholesale brokerage division. Roxanne highlights the growth in headcount over the past few years and the role collaboration and support staff have played in delivering first-rate customer service. “As we've built out our underwriting units, we've also built out our support staff. We are a very technology focused company. That is a big different differentiator to us besides our people.Along with growing our MGAs, we've had to grow our support staff. We have a fully operational IT department, building our systems in house. We have a business intelligence and innovation department that is really focused on working with our internal departments to find out what they need to be more efficient. There's lot of collaboration.” Roxanne discusses how Falvey are moving from more rigid people committees to launching fluid, less formal employee resource groups. “These groups are set up to give our employees a chance to get together and have discussions about what's going on in their careers, what are the opportunities, what can we do to recruit more people? They are ultimately helping us drive the business forward and be more ingrained with our employees.” Megan emphasizes the value of close collaboration between marketing and people operations, when it comes to employer branding. “Every year we send an underwriter to the Lloyd's Academy in London. That's like gold. It's not promotional content, it's something people want to read. It's great to tell people that this is something we're investing in.When we redid our website there was a big focus for me on our careers page specifically. There isn't a stock photo there. It's all of our employees.”Roxanne advises people coming to interview at Falvey to embrace the culture. “It is so important to us and the employees. It's not just about the number of accounts you're writing or the production level you have, it's about being part of our team and our culture.If you're an executive and you've been in a very strict corporate type of structure, you're not necessarily going to find that here. We're more...
Unlock the secrets behind the burgeoning InsurTech industry with David Gritz, the co-founder and managing director of InsurTechNY. ✅ Join over 5,000 newsletter subscribers: https://go.ryanhanley.com/** ✅ For daily insights and ideas on peak performance: https://www.linkedin.com/in/ryanhanley** ✅ Subscribe to the YouTube show: https://youtube.com/ryanmhanley Connect with David on LinkedIn: https://www.linkedin.com/in/davidgritz/ Our enlightening conversation peels back the layers of how MGAs and MGUs are revolutionizing insurance, offering targeted risk solutions and reshaping the industry for independent agents and consumers alike. Hear firsthand about the incubator-like MGA lab where innovation thrives, and the transformative impact these entities have on both commercial and personal insurance realms. Navigating the tech sphere's entrepreneurial waters can be a tumultuous journey, one that often serves up equal parts laughter and frustration. We swap stories of customer service mishaps that remind us of the importance of accessibility and efficiency—key ingredients to a successful InsurTech venture. The dialogue veers into the potential of artificial intelligence and the seamless integration that entices even investors to become customers, as exemplified by the ease of policy purchases with companies like Chase. The insurance world is a complex tapestry, but this episode cuts through the intricacy with precision, revealing how aspiring MGA businesses can scale and prosper. From the nitty-gritty of actuarial strategies to the tactical maneuvers of geographic expansion, the keys to a thriving MGA enterprise are laid bare. And for those eager to dip their toes into the InsureTech revolution, we extend a warm invitation to join the vibrant community at InsurTechNY, your launchpad for networking and innovation in the heart of New York. Learn more about your ad choices. Visit megaphone.fm/adchoices
Unlock the secrets behind the burgeoning InsurTech industry with David Gritz, the co-founder and managing director of InsurTechNY.✅ Join over 5,000 newsletter subscribers: https://go.ryanhanley.com/**✅ For daily insights and ideas on peak performance: https://www.linkedin.com/in/ryanhanley**✅ Subscribe to the YouTube show: https://youtube.com/ryanmhanleyConnect with David on LinkedIn: https://www.linkedin.com/in/davidgritz/Our enlightening conversation peels back the layers of how MGAs and MGUs are revolutionizing insurance, offering targeted risk solutions and reshaping the industry for independent agents and consumers alike.Hear firsthand about the incubator-like MGA lab where innovation thrives, and the transformative impact these entities have on both commercial and personal insurance realms.Navigating the tech sphere's entrepreneurial waters can be a tumultuous journey, one that often serves up equal parts laughter and frustration. We swap stories of customer service mishaps that remind us of the importance of accessibility and efficiency—key ingredients to a successful InsurTech venture.The dialogue veers into the potential of artificial intelligence and the seamless integration that entices even investors to become customers, as exemplified by the ease of policy purchases with companies like Chase. The insurance world is a complex tapestry, but this episode cuts through the intricacy with precision, revealing how aspiring MGA businesses can scale and prosper. From the nitty-gritty of actuarial strategies to the tactical maneuvers of geographic expansion, the keys to a thriving MGA enterprise are laid bare.And for those eager to dip their toes into the InsureTech revolution, we extend a warm invitation to join the vibrant community at InsurTechNY, your launchpad for networking and innovation in the heart of New York.Learn more about your ad choices. Visit megaphone.fm/adchoices
On this episode of the Scouting For Growth podcast, Sabine VdL talks to Roi Agababa, CEO of Novidea. From brokers and agents to MGAs and corporate risk management operations. Novidea is setting new standards in how insurance professionals leverage technology for growth, efficiency, and compliance. On this episode the pair dig deep into the workings of Novidea's platform to look at how it navigates the maze of challenges that insurance professionals encounter daily, what role does plays in enhancing the distribution journey and the customer experience, and how it adapts to various levels of digital readiness while ensuring data security and compliance. KEY TAKEAWAYS I started my path in technology in software development, mostly around data and metadata analysis. When we started Novidea we looked for an industry which is flooded with data and has data technology requirements and gap. This is how we came up with the idea to focus on insurance and insurance distribution market specifically. We have one platform that can serve multiple geographies, compliance and regulations to offer insurance companies that operate globally one consistent technology stack rather than a fragmented one. Novidea is a platform that covers everything in one technology stack. What we offer to our customers to increase operational efficiencies is around automation and business process management across all 3 pillars in one streamlined process. There are layers and protocols that Novidea has implemented for data segregation between multiple legal entities that use the platform. We have all the governance and controls in place to safeguard that information. BEST MOMENTS‘We have a data driven approach: Everything in our platform allows us to measure and improve, we offer our customers the ability, in real time, to get a hold of and understand the data and transforming that into knowledge.'‘Our platform is futureproof; it's updated and upgraded continuously.'‘No longer do you have to go to a data warehouse to get an understanding of what's happening and the trends, you're getting access to information in real time so you're making better and more educated decisions.'‘We see Novidea as the core platform to manage the entire insurance journey, from the prospect all the way to the renewal and all the financial transactions.' ABOUT THE GUESTInsurance technology entrepreneur Roi Agababa is the founder and CEO of Novidea, a provider of data-driven and SaaS technologies and best practices to insurance distribution professionals and their customers. The company serves global brokerages, agencies, bancassurance and corporate risk managment operations servicing more than 10M policies worldwide. Roi Agababa: https://www.linkedin.com/in/roi-agababa-28900712/ Novidea: https://novidea.com/ Get in touch with the team: https://novidea.com/book-a-meeting/ ABOUT THE HOSTSabine is a corporate strategist turned entrepreneur. She is the CEO and Managing Partner of Alchemy Crew, a venture lab that accelerates the curation, validation, and commercialization of new tech business models. Sabine is renowned within the insurance sector for building some of the most renowned tech startup accelerators around the world working with over 30 corporate insurers and accelerating over 100 startup ventures. Sabine is the co-editor of the bestseller The INSURTECH Book, a top 50 Women in Tech, a FinTech and InsurTech Influencer, an investor & multi-award winner. Twitter: SabineVdLLinkedIn: Sabine VanderLindenInstagram: sabinevdLofficialFacebook: SabineVdLOfficialTikTok: sabinevdlofficialEmail: podcast@sabinevdl.comWebsite: www.sabinevdl.comThis show was brought to you by Progressive Media