Podcasts about Garman

Budget 2026 has dropped – and insiders say it's not bold reform, but a tax grab that could redraw the winners and losers in Australian property. On Property Buzz, hosts Phil Tarrant and Liam Garman are joined by Tom Panos to break down one of the most consequential budgets in years and why it's already dividing investors, agents, and policymakers. Panos argues that the budget falls short of real tax reform, saying it shuts the door on younger Australians entering the market through changes to negative gearing and capital gains tax. Reporting from Canberra, Tarrant flags rising political risk, warning broken pre-election promises could define the budget as much as its economic impact. The discussion outlines winners and losers, with owner-occupiers and service providers potentially gaining while leveraged investors and developers come under pressure. Garman points to rising construction costs, labour shortages, and migration demand as forces that could further tighten rental markets. The trio closes on a warning: the budget's real impact will be measured in affordability, rents, and investor confidence. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Budget 2026 has dropped – and insiders say it's not bold reform, but a tax grab that could redraw the winners and losers in Australian property. On Property Buzz, hosts Phil Tarrant and Liam Garman are joined by Tom Panos to break down one of the most consequential budgets in years and why it's already dividing investors, agents, and policymakers. Panos argues that the budget falls short of real tax reform, saying it shuts the door on younger Australians entering the market through changes to negative gearing and capital gains tax. Reporting from Canberra, Tarrant flags rising political risk, warning broken pre-election promises could define the budget as much as its economic impact. The discussion outlines winners and losers, with owner-occupiers and service providers potentially gaining while leveraged investors and developers come under pressure. Garman points to rising construction costs, labour shortages, and migration demand as forces that could further tighten rental markets. The trio closes on a warning: the budget's real impact will be measured in affordability, rents, and investor confidence.

Budget 2026 has dropped – and insiders say it's not bold reform, but a tax grab that could redraw the winners and losers in Australian property. On Property Buzz, hosts Phil Tarrant and Liam Garman are joined by Tom Panos to break down one of the most consequential budgets in years and why it's already dividing investors, agents, and policymakers. Panos argues that the budget falls short of real tax reform, saying it shuts the door on younger Australians entering the market through changes to negative gearing and capital gains tax. Reporting from Canberra, Tarrant flags rising political risk, warning broken pre-election promises could define the budget as much as its economic impact. The discussion outlines winners and losers, with owner-occupiers and service providers potentially gaining while leveraged investors and developers come under pressure. Garman points to rising construction costs, labour shortages, and migration demand as forces that could further tighten rental markets. The trio closes on a warning: the budget's real impact will be measured in affordability, rents, and investor confidence.

With the federal budget days away, Australian property investors are on edge, watching for potential shifts to taxes, interest rates, and housing policy that could reshape the cycle. On Property Buzz, hosts Phil Tarrant and Liam Garman cut through the noise ahead of budget week and break down what it all means for investors. Tarrant flags a cautious mood in the market, with all eyes turning to Canberra as critical policy decisions draw near, while Garman ties current pressure to inflation, rising rates, and labour demand, with ongoing geopolitical tensions only adding to the uncertainty. The pair dig into rising inflation expectations, housing supply constraints, and the government's response through deposit schemes and heated tax debates. Despite widespread talk of investors heading for the exit, stable listings and lending data tell a different story: most are holding firm. The duo wraps with a sharp warning on policy risk, SME impacts, and the dangers of unregulated advice, urging investors to stay sharp heading into the budget.

With the federal budget days away, Australian property investors are on edge, watching for potential shifts to taxes, interest rates, and housing policy that could reshape the cycle. On Property Buzz, hosts Phil Tarrant and Liam Garman cut through the noise ahead of budget week and break down what it all means for investors. Tarrant flags a cautious mood in the market, with all eyes turning to Canberra as critical policy decisions draw near, while Garman ties current pressure to inflation, rising rates, and labour demand, with ongoing geopolitical tensions only adding to the uncertainty. The pair dig into rising inflation expectations, housing supply constraints, and the government's response through deposit schemes and heated tax debates. Despite widespread talk of investors heading for the exit, stable listings and lending data tell a different story: most are holding firm. The duo wraps with a sharp warning on policy risk, SME impacts, and the dangers of unregulated advice, urging investors to stay sharp heading into the budget.

With the federal budget days away, Australian property investors are on edge, watching for potential shifts to taxes, interest rates, and housing policy that could reshape the cycle. On Property Buzz, hosts Phil Tarrant and Liam Garman cut through the noise ahead of budget week and break down what it all means for investors. Tarrant flags a cautious mood in the market, with all eyes turning to Canberra as critical policy decisions draw near, while Garman ties current pressure to inflation, rising rates, and labour demand, with ongoing geopolitical tensions only adding to the uncertainty. The pair dig into rising inflation expectations, housing supply constraints, and the government's response through deposit schemes and heated tax debates. Despite widespread talk of investors heading for the exit, stable listings and lending data tell a different story: most are holding firm. The duo wraps with a sharp warning on policy risk, SME impacts, and the dangers of unregulated advice, urging investors to stay sharp heading into the budget.

On the Property Buzz podcast, Phil Tarrant and Liam Garman cut through the chatter around potential changes to capital gains tax and negative gearing, and what it could mean for investors, home owners, and broader market confidence. They unpack why, despite the headlines, property prices are still rising, as home owners hold onto their properties for longer, resulting in tighter listings. Garman and Tarrant then return to fundamentals. With ongoing uncertainty, is it time to get back to the basics of property investing: flipping, renovations, cosmetic upgrades, and granny flats, supported by disciplined spending to drive growth? They wrap up by taking aim at risky property advice circulating online from so-called "experts" and some of the common mistakes investors continue to make.

With policy uncertainty mounting, the property market is on edge. Could looming tax changes reshape the investment landscape, or will investors return to basics with fixer-uppers and disciplined acquisition strategies? On the Property Buzz podcast, Phil Tarrant and Liam Garman cut through the chatter around potential changes to capital gains tax and negative gearing, and what it could mean for investors, home owners, and broader market confidence. They unpack why, despite the headlines, property prices are still rising, as home owners hold onto their properties for longer, resulting in tighter listings. Garman and Tarrant then return to fundamentals. With ongoing uncertainty, is it time to get back to the basics of property investing: flipping, renovations, cosmetic upgrades, and granny flats, supported by disciplined spending to drive growth? They wrap up by taking aim at risky property advice circulating online from so-called "experts" and some of the common mistakes investors continue to make.

With policy uncertainty mounting, the property market is on edge. Could looming tax changes reshape the investment landscape, or will investors return to basics with fixer-uppers and disciplined acquisition strategies? On the Property Buzz podcast, Phil Tarrant and Liam Garman cut through the chatter around potential changes to capital gains tax and negative gearing, and what it could mean for investors, home owners, and broader market confidence. They unpack why, despite the headlines, property prices are still rising, as home owners hold onto their properties for longer, resulting in tighter listings. Garman and Tarrant then return to fundamentals. With ongoing uncertainty, is it time to get back to the basics of property investing: flipping, renovations, cosmetic upgrades, and granny flats, supported by disciplined spending to drive growth? They wrap up by taking aim at risky property advice circulating online from so-called "experts" and some of the common mistakes investors continue to make.

Most investors blame the economy for slow growth – but the real problem is poor strategy, misunderstood borrowing power, and holding the wrong assets for too long. On The Smart Property Investment Show, host Liam Garman sits down with Arjun Paliwal, CEO of InvestorKit, to discuss why macro fear is distracting investors from the decisions that actually drive portfolio growth. Paliwal argues that while many wait for rates to fall, top investors focus on micro-decisions – the small moves that improve borrowing capacity and unlock momentum now. He reveals how overlooked factors, such as credit limits and living expenses, quietly restrict how far investors can scale. The duo also breaks down why holding the wrong property can stall growth and how strategic selling can free up capital and accelerate portfolio growth. According to Garman and Paliwal, the takeaway is simple: property itself isn't the strategy; it's how you use it that determines whether you grow or stay stuck. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

AWS CEO Matt Garman talks OpenAI tech after Microsoft cedes exclusivity. Garman spoke with Bloomberg's Ed Ludlow.See omnystudio.com/listener for privacy information.

From investor confidence erosion to a class war between landlords and tenants, Phil Tarrant and Liam Garman break down all the news coming out of Australia's property market. In this episode of Property Buzz, Tarrant and Garman examine the forces reshaping the market – from investor fatigue in Victoria to the broader economic risks tied to housing affordability. The pair highlight growing concern among investors, particularly in Victoria, where tightening compliance and policy settings are dampening confidence. Tarrant pushes back against what he sees as a "class war" narrative between tenants and landlords, arguing the two are fundamentally linked and that this framing risks distorting policy decisions. The co-host also introduces the idea of a "property investment clock", arguing that cumulative changes – tax, compliance, and rising costs – are steadily eroding the viability of investing, saying that if conditions worsen, the market could face an investor exodus, reducing rental stock and intensifying Australia's housing shortage.

From investor confidence erosion to a class war between landlords and tenants, Phil Tarrant and Liam Garman break down all the news coming out of Australia's property market. In this episode of Property Buzz, Tarrant and Garman examine the forces reshaping the market – from investor fatigue in Victoria to the broader economic risks tied to housing affordability. The pair highlight growing concern among investors, particularly in Victoria, where tightening compliance and policy settings are dampening confidence. Tarrant pushes back against what he sees as a "class war" narrative between tenants and landlords, arguing the two are fundamentally linked and that this framing risks distorting policy decisions. The co-host also introduces the idea of a "property investment clock", arguing that cumulative changes – tax, compliance, and rising costs – are steadily eroding the viability of investing, saying that if conditions worsen, the market could face an investor exodus, reducing rental stock and intensifying Australia's housing shortage.

From investor confidence erosion to a class war between landlords and tenants, Phil Tarrant and Liam Garman break down all the news coming out of Australia's property market. In this episode of Property Buzz, Tarrant and Garman examine the forces reshaping the market – from investor fatigue in Victoria to the broader economic risks tied to housing affordability. The pair highlight growing concern among investors, particularly in Victoria, where tightening compliance and policy settings are dampening confidence. Tarrant pushes back against what he sees as a "class war" narrative between tenants and landlords, arguing the two are fundamentally linked and that this framing risks distorting policy decisions. The co-host also introduces the idea of a "property investment clock", arguing that cumulative changes – tax, compliance, and rising costs – are steadily eroding the viability of investing, saying that if conditions worsen, the market could face an investor exodus, reducing rental stock and intensifying Australia's housing shortage.

Changes are coming to the Australian digital landscape, and in this week's episode of the CISO Brief, Liam Garman and David Hollingworth explore the essential details of what every CISO needs to know. The Security of Critical Infrastructure Act (SOCI Act) entails how critical infrastructure should be operated and protected, and the government has proposed some vital changes, including giving ministers the power to ban certain hardware and software vendors. AI budgets come under the microscope next, with banking and the financial sector looking to match AI uptake, while managing essential legacy systems remains a particular challenge. Here's what you need to know. Finally, Garman and Hollingworth discuss remote workers and whether they're a cyber security risk or a productivity force multiplier. As many countries respond to the current fuel crisis with new work-from-home mandates, CISO Brief has some essential advice for network defenders with distributed workforces. Enjoy the show, The Cyber Daily team

In this episode of Finance Specialist, Liam Garman and Trent Carter explore how brokers can adapt as inflation, interest rates, and global uncertainty reshape the lending landscape. The conversation focuses on the need to shift from price-driven competition to strategic, relationship-led advice, with an emphasis on proactive client engagement, refinancing trends, and long-term financial structuring. Garman and Carter also highlight opportunities in areas like bridging finance and evolving property dynamics, saying that brokers who prioritise education, insight, and client relationships will stand out in an increasingly complex market.

In this episode of The Smart Property Investment Show, host Liam Garman sits down with Sam Gordon, REB Industry Thought Leader of the Year, to examine how Victoria's property fundamentals are underpinning future growth and how investors can navigate today's economic uncertainty. Gordon argues that claims of an investor exodus from Victoria are being overstated, driven by lagging data and media narratives rather than on-the-ground fundamentals. He points to Melbourne's relative affordability, population growth, and ongoing infrastructure investment as key factors underpinning its long-term appeal. Despite policy pressures and shifting investor sentiment, the pair suggests that Victoria continues to present a compelling long-term growth story rather than a distressed market. They also note that interest rate movements are unlikely to derail its broader trajectory. Gordon and Garman warn that potential changes to tax settings, including negative gearing and capital gains tax, could reduce housing supply, placing upward pressure on both prices and rents over the medium to long term. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, hosts Phil Tarrant and Liam Garman unpack the external forces shaking Australia's property market, from social media influence to rising fuel costs and policy changes. They explore how digital platforms are becoming powerful tools for building personal brands and expanding reach in the real estate industry. Tarrant shares how leveraging social media and collaborating with industry leaders is helping drive engagement and influence across the sector. Beyond digital strategy, the conversation turns to rising diesel prices and their broader impact on inflation, interest rates, and the cost of living. The pair also break down the Reserve Bank of Australia's rate hikes, arguing they are largely driven by domestic economic pressures rather than global events. They stress the importance of separating short-term tactics from long-term strategies when making property investment decisions. Government intervention is another key focus, with new taxes and regulatory changes in states like Victoria and NSW raising concerns for investors. Tarrant and Garman question whether these policies could discourage investment and create unintended consequences across the market. Ultimately, the episode reinforces the need for resilience, with investors encouraged to build strong, adaptable portfolios that can withstand ongoing economic and policy uncertainty. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this live episode of The Smart Property Investment Show, hosts Phil Tarrant and Liam Garman unpack the forces shaping Australia's property market: from global geopolitical tensions to tax reform, interest rate pressures, and new proposals from the Victorian government. They discuss how real estate underpins the nation's economy and examine how events in the Middle East could ripple through supply chains, fuel security, and inflation – before exploring what this means for investment portfolios if interest rates rise further. Tarrant and Garman also tackle proposed changes to capital gains tax and negative gearing, including suggestions from the member for Wentworth, Allegra Spender, highlighting the need for policy certainty and the protection of existing investments to maintain trust in the financial system. Finally, they turn to industry reforms, including Victoria's proposed build and pest report requirements, and the potential impact on buyers as sellers could selectively present favourable reports. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

This week on Cyber Uncut, Liam Garman and Daniel Croft unpack the week's cyber and AI news, while David Hollingworth reports from Zero Trust World 2026 in Florida! Garman and Croft kick off the podcast with news of ChatGPT shedding a raft of users since it announced it would sign up with the Pentagon after rival AI giant Anthropic backed down over fears its AI would be used without adequate guardrails. The pair then unpack the Commonwealth Bank's self-reported $1 billion fraud case involving illegitimate home loans after two whistleblowers accused a lender and a mortgage broker of forging income statements within the bank's private banking division. The two also cover how a hacktivist group named the "Department of Peace" allegedly breached the DHS Office of Industry Partnerships and released details on ICE and DHS contracts with over 6,000 entities, including Anduril, Microsoft, Oracle, and Palantir. Finally, we then cut to David Hollingworth on the floor of Zero Trust World 2026, where he caught up with ThreatLocker's CEO, Danny Jenkins, unpacking the cyber security implications of the fighting in Iran, after Garman and Croft outline the threats to the world's financial systems as the conflict continues in the region. Enjoy, The Cyber Uncut team

Na edição 181 do Outliers InfoMoney, Clara Sodré e Fabiano Cintra seguem falando sobre mercado global. Agora, focando na geopolítica internacional.   O convidado da vez é o diretor-executivo para as Américas da Eurasia Group, Christopher Garman. A conversa franca, técnica e de qualidade aborda qual o peso da geopolítica internacional no mercado financeiro, se os EUA ainda são o porto seguro do mundo e se a China quer substituir os EUA como nova líder global, com uma espécie de Guerra Fria no caminho.   Ao longo do episódio, eles discutem também a guerra entre Ucrânia e Rússia, Europa, Oriente Médio e a relevância do petróleo no meio de tudo isso. Além, claro, do momento do Brasil neste cenário, apontando os cuidados e os pontos de atenção que você, investidor, deve ter, especialmente em período eleitoral.   Acompanhe o bate-papo e entenda como investir melhor e com mais retorno. 

In this episode of the REB Podcast, editor Liam Garman sits down with Lloyd Ernst, founder and CEO of Cloudstaff, for a deep dive into how principals and directors can build scalable, future-ready, and tech-enabled real estate businesses. Ernst reflects on his business's journey, founding companies that have since become multinational, providing insight into how remote workforces that align with local culture and performance objectives are fundamental for growth in today's real estate market. Ernst and Garman then dive into the challenges of building trust and accountability across offshore teams, how artificial intelligence (AI) is reshaping workflows, and why the next generation of agencies will operate more like tech-enabled service companies than traditional offices. They then explore how Cloudstaff helps companies do this securely, overseeing cyber risks and enabling staff to effectively support the business. Finally, Ernst offers practical insights for principals on how to leverage remote teams of any size without losing control, quality, or brand integrity, and explains how Cloudstaff's tailored training ensures offshore staff can quickly integrate and contribute to business success.

In this episode of The Smart Property Investment Show, host Liam Garman sits down with Paul Mollica of Wealthkey Property to discuss how he rebuilt a $7.7 million portfolio after a divorce. After losing most of his assets in the separation, Mollica re-entered the market in 2022 with settlement funds and quickly amassed a 14-property portfolio in just over three and a half years, generating more than $370,000 in annual rental income.  He attributes the rapid growth to strategic decision-making, diversified purchasing structures, self-managed super funds (SMSFs), and disciplined risk management, stressing that investors need a clear plan, the right asset selection, and the flexibility to adapt to changing market conditions. Mollica encourages Australians over 50 to consider using equity or savings to invest rather than focusing solely on paying down a mortgage, which can deliver stronger retirement outcomes.  For younger buyers, the duo cautions against purchases driven by the fear of missing out (FOMO), and urges them to prioritise financial education while exploring alternatives such as rentvesting.  Drawing on his experience as a former financial planner, Mollica highlights the importance of integrating traditional financial strategies with property investment.  Finally, Mollica and Garman discuss the buyer's agency landscape, stressing that effective agents focus on client outcomes, market research, and genuine value rather than just sales. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In a recent episode of The Smart Property Investment Show, hosts Phil Tarrant and Liam Garman examine the implications of the Reserve Bank of Australia's latest interest rate hike on property investment. Tarrant acknowledges the widespread media concern but argues that shifting economic conditions can also create opportunities for strategic investors. Garman points out a rise in the Consumer Price Index from 3.4 per cent to 3.8 per cent, warning that inflationary pressures, driven by energy prices and housing costs, could lead to further increases. The pair explore whether the move signals the start of a gradual upward cycle, noting that rates often follow a fluctuating "sawtooth" pattern as the RBA works to stabilise the economy. They also highlight government spending and market liquidity as key contributors to inflation, with Garman suggesting Australia's tightening stance is unusual among major Western economies. The discussion raises concerns about the 5 per cent deposit scheme, with both warning that it could expose first home buyers to negative equity if property values fall. Tarrant further urges caution around the super saver scheme, stressing the importance of disciplined saving, budgeting, and living within one's means. Ultimately, they conclude that while higher rates present challenges, informed and adaptable investors may still find opportunities in a changing market. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

On today's THE RALPH REPORT: Blow out the candles! It's THE RALPH REPORT's 8th BIRTHDAY! Plus, meet man who invented CONAN! The actor who inspired THE JOKER! And, the history of the MONEY SHOT!

In this episode of The Smart Property Investment Show, managing editor Liam Garman and deputy editor Emilie Lauer discuss two timely matters: the growing cyber security risks in property transactions, and Perth's milestone median house price. Garman highlights the rise of sophisticated scams, including cases where hackers have intercepted funds during property deals, stressing the importance of verification and two-factor authentication. He cites research showing that 97 per cent of buyers struggle to detect fraud, urging vigilance in all digital communications. The conversation then turns to Perth, where median house prices have surpassed $1 million following a 9.9 per cent quarterly increase, driven by low stock levels and high demand. The co-hosts explore contributing factors such as a tight labour market, government infrastructure projects, and a strong resources sector, all of which are limiting residential construction supply. The episode also reviews national trends, with Australian property values rising 937 per cent over 40 years, though affordability pressures and potential interest rate hikes suggest slower growth ahead. Rental trends were highlighted, showing unit rents now outperforming house rents in several cities, prompting investors to reassess strategies. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In the second part of their discussion on the REB Podcast, managing editor Liam Garman and deputy editor Emilie Lauer explore how investors can position their portfolios for 2026 as market conditions shift. The conversation focuses on rising demand driven by government schemes, constrained housing supply, and the need for more disciplined, price-sensitive strategies. The pair urge investors to use the slower summer period to review cash flow, equity, rental performance, and portfolio structure, rather than chasing outdated hotspots.  Additionally, they warn that widely publicised postcodes and AI-driven research tools can inflate demand and erode opportunity, reinforcing the importance of on-the-ground research and experienced advice. Looking ahead, diversification, particularly into commercial property, is emerging as a key theme for 2026.  Garman and Lauer also stress the need for emotional discipline, cautioning against rushed end-of-year decisions, and highlight goal-setting and investor well-being as essential foundations for long-term success. Did you like this episode? Show your support by rating us or leaving a review on Apple Podcasts (REB Podcast Network) and by liking and following Real Estate Business on social media: Facebook, X and LinkedIn. If you have any questions about what you heard today, any topics of interest you have in mind, or if you'd like to lend a voice to the show, email editor@realestatebusiness.com.au for more insights.

In this special encore episode from AWS re:Invent, AWS CEO Matt Garman joins Acquired podcast co-hosts Ben Gilbert and David Rosenthal for an in-depth conversation on AI, agents, and the future of business. Listen in as Garman shares his leadership journey from AWS intern to CEO, discusses why inference is becoming a fundamental building block for developers, and reveals how AI is enabling smaller teams to deliver exponentially more value. He also explores the organizational shifts enterprises must make to stay competitive, the evolution of agentic AI, and why agility and speed remain critical regardless of technological change.To catch the full interview session featuring additional speakers, Max Neukirchen (J.P. Morgan Payments), Greg Peters (Netflix), and Aravind Srivinas (Perplexity), click here to watch on YouTube -> https://www.youtube.com/watch?v=2ExjNvGYDiU.

On today's THE RALPH REPORT: Happy New Year! We're BACK with tales from our holidays! We try a classic hot beverage from the 60's! And, how you can win the NEWEST airbrushed T-shirt from god-damned mother-f**king MYRTLE BEACH!

In the second part of their discussion on The Smart Property Investment Show, managing editor Liam Garman and deputy editor Emilie Lauer explore how investors can position their portfolios for 2026 as market conditions shift. The conversation focuses on rising demand driven by government schemes, constrained housing supply, and the need for more disciplined, price-sensitive strategies. The pair urge investors to use the slower summer period to review cash flow, equity, rental performance, and portfolio structure, rather than chasing outdated hotspots. Additionally, they warn that widely publicised postcodes and AI-driven research tools can inflate demand and erode opportunity, reinforcing the importance of on-the-ground research and experienced advice. Looking ahead, diversification, particularly into commercial property, is emerging as a key theme for 2026. Garman and Lauer also stress the need for emotional discipline, cautioning against rushed end-of-year decisions, and highlight goal-setting and investor wellbeing as essential foundations for long-term success.

In this episode of The Smart Property Investment Show, managing editor Liam Garman and deputy editor Emilie Lauer break down the year that was in Australian property, examining which markets surged, where momentum stalled, and why demand-side policy is setting the scene for further growth into 2026. The conversation explores interest rate predictions, refinancing options, and the economic forces driving inflation, highlighting why expert advice has become critical in an increasingly complex market. Garman and Lauer also unpack regional performance across the country, shifting buyer priorities, and the rise of the "compromise or miss out" mindset reshaping purchasing decisions, particularly among younger buyers. Looking ahead, they discuss why strategy will be central to navigating the next phase of the property cycle and tease part two of the series, focused on building sustainable, long-term property outcomes in 2026. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Send us a textA lot can happen in a year, and this episode proves it. We're excited to re-release the story behind Anewgo's very first builder website, created with the visionary team at Garman Homes. What started as a bold collaboration has now become an award-winning project, earning Silver at The Nationals less than a year after launch, and now headed to Orlando for a shot at Gold during IBS 2026.In this conversation, Alaina Money-Garman, Jake Kaplan, and Renee Carlson share the strategy, transparency, design thinking, and buyer-centric philosophy that shaped this website from day one. From curated design packages to authentic storytelling to empowering buyers long before they walk into a model home, this episode reveals the decisions that set a new standard for digital home shopping.If you want to understand how an innovative builder and an innovative tech partner co-create something that elevates an entire industry-this is the origin story.

From “Christmas on Cherry Lane” to “Oy! to the World”, Screenwriter Rick Garman has written more than 40 Christmas movies. We talk writing a Christmas movie, why people both love and love to hate Hallmark Christmas movies and the best Christmas movie of all time. Then, it's Chocolate Chip and Snickerdoodle vs. Macaroons and Gingerbread Men as we countdown the Top 5 Cookies. Rick Garman: 01:19 Pointless: 28:56 Top 5 Cookies: 47:33 Contact the Show Rick Garman Website Rick Garman Facebook Learn more about your ad choices. Visit megaphone.fm/adchoices

The head of Amazon Web Services has big plans to offer AI tools to businesses, but says that replacing coders with AI is “a non-starter for anyone who's trying to build a long-term company.” Katie sits down to discuss German's vision, and why Amazon could be a dark horse in the AI race. Join WIRED's best and brightest on Uncanny Valley as they dissect the collision of tech, politics, finance, and business, from Alexis Ohanian's newest tech venture to the effects of inaccurate information from artificial intelligence (AI) chatbots on social protests. Learn about your ad choices: dovetail.prx.org/ad-choices

In this fireside chat with AWS CEO Matt Garman and AWS VP of Global Services, Uwem Ukpong, hear about the latest developments at AWS and why they matter to your business. Featured at the AWS Executive Summit at re:Invent, this discussion addresses everything from navigating data sovereignty with the European Sovereign Cloud, to building custom AI models with Nova Forge and Trainium chips, to transforming software development with frontier agents. Learn how AWS is helping enterprises unlock AI's full potential while maintaining control of their data and reimagining how teams work.

In this episode, Matt Garman's 2025 re:Invent keynote unveils exciting AI advancements, including Amazon Nova to Lite, a cost-effective reasoning model, and Amazon Nova 2 Sonic, a new speech-to-text model. The keynote also covers Security, Storage, Compute, Networking, and a whole lot more!

AWS Chief Executive Officer Matt Garman said the company’s relationship with Anthropic was “incredibly strong.” He said the startup has an enormous demand for computing power, leading Anthropic to use a variety of providers. Garman also talks about its newest artificial intelligence chip called Trainium3. He speaks with Bloomberg's Ed Ludlow at re:Invent, Amazon's annual user conference in Las Vegas.See omnystudio.com/listener for privacy information.

In this episode of The Smart Property Investment Show, Phil Tarrant is joined by Annie Kane, managing editor of mortgages, and Liam Garman, managing editor of real estate. The host and the Momentum Media editors explore the complexities of the current Australian property market. They examine how government schemes, including the expanded 5% Deposit Scheme, are driving demand but causing delays as lenders struggle to keep up. Kane highlights that brokers are the main channel for the scheme, but overwhelming demand has led some lenders to pause pre-approvals. Tarrant raises concerns that the scheme could encourage unsustainable debt levels among first-time buyers. Investor lending is also on the rise, with the Australian Prudential Regulation Authority (APRA) monitoring trends and considering measures to curb high debt-to-income ratios and rapid investor lending. Garman points to supply-demand pressures exacerbated by migration and infrastructure, warning of potential negative equity for some buyers. The discussion also covers the role of buyer's agents, emphasising the importance of choosing licensed professionals to avoid costly advice missteps. As the market evolves, the trio notes that navigating government interventions, lending practices, and ongoing supply-demand imbalances will be critical for both investors and home buyers. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

This episode recorded live at Becker's 31st Annual The Business and Operations of ASCs features Patrick Garman, Executive Administrator, Spartan Health Surgicenter. He discusses key forces driving ASC growth, the evolving role of technology, and how physician-led decision making shapes effective partnerships and long-term sustainability.

This episode recorded live at Becker's 31st Annual The Business and Operations of ASCs features Patrick Garman, Executive Administrator, Spartan Health Surgicenter. He discusses key forces driving ASC growth, the evolving role of technology, and how physician-led decision making shapes effective partnerships and long-term sustainability.

This episode recorded live at Becker's 31st Annual The Business and Operations of ASCs features Patrick Garman, Executive Administrator, Spartan Health Surgicenter. He discusses key forces driving ASC growth, the evolving role of technology, and how physician-led decision making shapes effective partnerships and long-term sustainability.

What if your biggest competitive advantage isn't how technologically advanced you are — but how psychologically agile your teams are?On today's episode, we sit down with Matt Garman — CEO of Amazon Web Services — to dig into the leadership frameworks behind one of the world's most innovative companies. We cover his “one-way vs. two-way doors” decision model, why “minimum lovable product” beats perfectionism, and how to push autonomy down while keeping trust and security high.We also explore what's really slowing AI adoption (and why replacing junior employees with AI is a terrible idea), why documents beat slide decks for high-stakes calls, and the long-view energy bets—including nuclear—that AWS believes will shape innovation and sustainability. Along the way, Matt shares the personal side of leading at speed: family dinners, golf as a reset, and the “support then challenge” cadence that helps teams sustain pace without burning out.What you'll learn:How to use the “one-way vs. two-way doors” framework to make faster, smarter decisionsWhy optimism (not naïveté) is a core competitive advantage for innovatorsThe key to shipping a minimum lovable product customers actually wantThe real frictions in AI adoption—and why replacing juniors with AI backfiresWhy long-horizon energy bets (including nuclear) matter for innovation and sustainabilityIf you're leading in a fast-moving world—or want to—this conversation offers practical frameworks and a shot of grounded optimism to help your team move faster, smarter, and with more heart.__________________________________Links & ResourcesSubscribe to our Youtube Channel for more conversations at the intersection of high performance, leadership, and wellbeing: https://www.youtube.com/c/FindingMasteryGet exclusive discounts and support our amazing sponsors! Go to: https://findingmastery.com/sponsors/Subscribe to the Finding Mastery newsletter for weekly high performance insights: https://www.findingmastery.com/newsletter Download Dr. Mike's Morning Mindset Routine: findingmastery.com/morningmindset!Follow on YouTube, Instagram, LinkedIn, and XSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

THE RALPH REPORT for Monday, November 3rd, 2025 On today's THE RALPH REPORT: Welcome to NOVEMBER! Our HALLOWEEN weekend recap! We revisit Ralph's connection with Christian Bale! What would you do with Olivia Newton John's CLOTHING?! And, Happy birthday, GODZILLA! Sign up to hear TRR every day! www.patreon.com/theralphreport

THE RALPH REPORT 1751 - Friday, October 31st, 2025 - MASTERED by Ralph Garman

THE RALPH REPORT 1728 - Monday, September 29th, 2025 by Ralph Garman

"O tarifaço não é o ponto de chegada. É o ponto de partida." Com essa declaração, o ministro da Fazenda, Fernando Haddad, deu o tom do dia seguinte após o decreto com o tarifaço de Donald Trump contra o Brasil. Para o governo brasileiro, a meta agora é proteger empresas e empregos — especialmente nos setores cujas exportações serão mais atingidas. Segundo o vice-presidente Geraldo Alckmin, um plano de ação está em curso para evitar prejuízos maiores. Mesmo com algum alívio inicial, a palavra de ordem segue sendo cautela. Neste episódio, Alan Severiano recebe Adriana Dupita e Christopher Garman para discutir as respostas e consequências ao tarifaço e à ofensiva política do presidente americano. Economista da Bloomberg para mercados emergentes, Adriana explica quais são os setores mais e menos atingidos pelas tarifas de 50%. E responde quais oportunidades comerciais podem se abrir ao Brasil neste momento. Diretor-executivo das Américas da consultoria Eurasia, Garman avalia que a escalada política ainda deve piorar. Ele fala também sobre as respostas que o governo brasileiro pode dar aos EUA, e avalia que tipo de impacto o tarifaço terá em 2026.

Kevin Smith and Ralph Garman perform live at Good Night John Boy during San Diego Comic-Con 2025 on July 25, 2025!

Kevin Smith and Ralph Garman perform live at Yaamava' Resort & Casino in Highland, CA on July 11, 2025. Check out The Ralph Report! https://theralphreport.com/

Kevin Smith and Ralph Garman perform live at Flapper's Comedy Club in Burbank, CA on March 29, 2025.

This Saturday, the 29th of March, Kevin Smith and Ralph Garman are LIVE at Flapper's Comedy Club in Burbank, CA! Hang out after with Ralph at the bar. Tickets available at https://flapperscomedyclub.com