Podcasts about smart property investment show

In this episode of The Smart Property Investment Show, host Emilie Lauer is joined by Eva Loisance from Finni Mortgages to discuss Macquarie Bank's recent freeze on lending to trusts and companies and its impact on property investors. They explore how trusts and company structures have become increasingly popular, even among first-time investors, due to perceived benefits such as asset protection, tax advantages, and the ability to bypass traditional lending limits. Loisance explains that while these strategies can enable portfolio growth, they carry significant risks, especially in a high-interest, low-yield environment where properties may not be positively geared. The discussion highlights concerns about aggressive lending strategies promoted on social media and the potential for overextension, which partly motivated Macquarie's decision. Lauer and Loisance emphasise that while the freeze affects investors relying on trusts, it may also lead other banks to tighten lending scrutiny and standards. They stress the importance of reassessing investment strategies, seeking professional advice, and focusing on sustainable, positively geared properties. Despite the challenges, trusts remain as viable options for well-informed investors who engage accountants, financial planners, and brokers to guide decisions. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of the Smart Property Investment Show, host Phil Tarrant is joined by Eva Loisance from Finni Mortgages to discuss the critical role of finance and professional guidance in property investment. They begin by discussing the importance of surrounding oneself with knowledgeable brokers, accountants, and financial planners, while also acknowledging the ethical challenges that can arise when working with industry professionals. Loisance highlights that entry requirements for mortgage brokers are relatively low, meaning some may lack the expertise to provide sound advice, making it essential for investors to choose advisors carefully. The duo then explores regulatory improvements, such as the best interest duty introduced in 2021, which requires brokers to act in their client's best interest and document their recommendations. Despite the new rules, unethical practices like non-disclosure of referral fees or favouring higher-commission lenders still exist, prompting Tarrant and Loisance to urge investors to ask probing questions and seek transparency. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below. Artwork

In this episode of The Smart Property Investment Show, host Phil Tarrant sits down with Arjun Paliwal, founder of InvestorKit, to explore data-driven property strategies, the rise of self-managed super funds (SMSFs), and insights from his new book, Driving the Data. With over a decade of experience as an investor and seven years in business, Paliwal has helped Australians purchase more than 2,000 properties, generating over half a billion dollars in equity. His new book challenges industry myths and encourages investors to make informed decisions based on facts rather than opinion. Paliwal aims to debunk long-held beliefs, such as the reliability of blue-chip properties and the accuracy of the property clock, by focusing on actionable, evidence-based strategies. He acknowledges today's property market as increasingly complex, urging investors to rely on professional guidance and data to navigate misinformation. Discussing SMSFs, Paliwal highlights their growing appeal for Australians seeking more control and trust in their investments while clarifying misconceptions about the capital required to start. He stresses the importance of aligning property choices with personal goals, life stage, and risk appetite, treating investment planning as a strategic formula. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, host Liam Garman speaks with self-managed super fund (SMSF) specialist Natalia Clack, unpacking the growing appeal and complexities of SMSFs.  SMSFs are gaining traction among investors seeking greater control over their retirement savings, offering broader investment choices and attractive tax advantages. Clack highlights the importance of education when navigating the intricate rules that govern these funds. Many misconceptions persist, including the belief that SMSFs are too complex or require extensive expertise, but Clack stresses that specialist guidance can make them both manageable and rewarding. With the ability to invest in property, gold, cryptocurrency, and other asset classes, SMSFs offer greater flexibility than traditional super funds. However, compliance and independent auditing remain crucial to ensure funds operate within legal boundaries and meet regulatory obligations. As the landscape evolves, illustrated by proposals such as the Division 296 tax, Clack says staying informed about legislative changes is essential. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, host Liam Garman speaks with Dawn Fouhy from Future Proof Property Advisory, unpacking her journey from nursing to property investment. Dawn's career path highlights the power of strategic planning, education, and calculated risk in building wealth. Originally from Ireland, she moved to Australia and, with her partner, bought their first unit in Melbourne for $480,000, selling it three years later for a $200,000 profit. She educated herself through books and expert resources, navigating the complexities of property investment through methodical decision-making. Dawn emphasises the importance of timing and avoiding emotional attachment to properties that no longer serve financial goals. She stresses the value of seeking diverse financial advice and being willing to change brokers to avoid bias. Leveraging equity and savings, Dawn boldly purchased four properties in 2022, balancing yield with potential for long-term capital growth. She advocates for informed decisions rather than chasing quick wins and encourages open conversations with partners to align financial goals and risk tolerance.

In this episode of The Smart Property Investment Show, host Liam Garman sits down with Kev Tran from Kev Tran Group to talk about his proven strategies for property investment, including how to develop a clear plan, conduct thorough due diligence, and balance capital growth with cash flow. Tran shares insights from his years of experience in the industry, emphasising the importance of understanding your financial position, setting realistic expectations, and selecting strong locations for investment. He also highlights tools and resources that can help investors map out their portfolios and track progress over time. With the Australian property market constantly evolving, Tran stresses that a structured, informed approach is key to long-term success. He discusses lessons learned from his own early mistakes and how these shaped his methodology. Tran's playbook covers everything from strategy and market research to sourcing and evaluating properties. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In a recent episode of The Smart Property Investment Show, host Liam Garman speaks with investor Steve Kuper about his decade-long property journey and insights into the shifting Australian market. Since buying his first property in 2013, Kuper has focused on regional investments in areas like Bomaderry and Queanbeyan, chosen for their employment strength and infrastructure growth. His preference for positively geared properties sets him apart from investors relying on negative gearing, offering steady cash flow but fewer tax advantages. The duo then discusses the nation's housing shortfall, noting that record migration and a lack of tradies are hindering the government's 1.2 million home target, and argues that first home buyer incentives risk inflating prices. Guided by his father's mantra to “buy land because they're not making any more of it”, Kuper continues to focus on regions with solid economic fundamentals. Kuper concludes by warning against over-leveraging and urging investors to research carefully amid a volatile and supply-constrained property landscape. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In the latest episode of the Smart Property Investment Show, co-hosts Liam Garman and Emilie Lauer explore Australia's evolving property market, highlighting opportunities for investors and first home buyers. They discuss the First Home Buyer Guarantee, noting it removes lenders mortgage insurance for buyers with deposits under 20 per cent but also fuels rising prices and buyer FOMO. The duo highlights that the average first home buyer is now 36–37, but the scheme encourages younger Australians to enter the market sooner, although the hosts warn against making emotional purchases. The duo also examines broader dynamics, pointing to nationwide price growth driven by low supply, high demand, and government infrastructure projects limiting new residential construction. The discussion shifts to units, particularly in Perth, Brisbane, and Sydney, where affordability and incentives are driving strong sales, presenting yield and cash flow opportunities for investors. Sellers were advised to avoid overpricing, prioritise presentation, and select agents with local expertise and transparent communication. The episode concludes with a focus on landlord maintenance, especially in Western Australia, stressing that well-maintained properties lead to longer tenancies, reduced vacancies, and stronger long-term returns. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by Damian Collins, managing director at Momentum Wealth, to explore how investors are navigating the shift from residential to commercial property and building diversified, high-yield portfolios. The transition from residential to commercial investment has been appealing to those seeking higher returns and more stable income, although it requires careful planning. Damian said that strategic financial planning is key, with many investors relying on advisers to guide portfolio growth. Commercial properties generally offer higher yields than residential assets, making them attractive for investors seeking sustainable income, while residential investments can serve as a foundation to build capital. Diversification across asset types and locations helps mitigate risk and capitalise on emerging trends. The duo advises investors to stay informed about market dynamics, including the impact of e-commerce on industrial spaces, which enables them to identify new opportunities. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by Eva Loisance from Finni Mortgages to discuss how shifting lender strategies and policies are creating opportunities for both self-employed and conventional property investors. Eva highlights that lenders are increasingly offering lower fixed and variable rates outside of the Reserve Bank of Australia's cycle to attract and retain customers, creating opportunities for borrowers to negotiate better terms. Fixed-rate mortgages, while attractive, require careful consideration, with strategic timing essential for switching between fixed and variable options. Innovations in the SMSF lending space, including 90 per cent loans without lender's mortgage insurance, reflect a competitive environment benefiting borrowers, particularly those with limited superannuation funds. Eva points out that changes in serviceability assessments, such as using rolling 12-month bonus averages and simplified borrowing criteria for self-employed individuals, have expanded access to finance. Additionally, the co-host expects the government's First Home Guarantee scheme to drive demand for properties within its price caps, raising concerns about potential price inflation and affordability challenges for future buyers. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, host Emilie Lauer speaks with the chair of the Property Investment Professionals of Australia (PIPA), Lachlan Vidler, to unpack the current state and key trends of Australia's real estate investment market. The discussion delves into the latest PIPA investor sentiment survey, which reveals the key challenges for property investors, the impact of the three rate cuts, surging demand, limited stock, and rapidly rising property prices. Lachlan highlights the difficulty of adding new stock to the market, citing construction hurdles, regulatory red tape, and high costs that limit both large- and small-scale investors. According to the survey, policy changes, compliance costs, and land tax pressures are prompting some investors to sell. Melbourne has emerged as a top choice for investment due to relative affordability, with Brisbane and regional markets also attracting attention, thanks to strong infrastructure and lifestyle appeal. While nearly 60 per cent still consider it a good time to invest, Lachlan expresses cautious optimism, noting potential rate cuts and first home buyer schemes while urging investors to avoid FOMO and plan strategically. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by Lloyd Edge from Aus Property Professionals to explore how strategic investment can build a $30 million portfolio. Lloyd shares his journey from a country upbringing in Orange to becoming a leading buyer's agent and property investor. Starting as a music teacher, he purchased his first apartment in Rockdale, Sydney, which sparked his interest in leveraging property equity to build wealth. Over time, he strategically expanded his portfolio across Sydney and regional locations, including Ingleburn, Leichhardt, Alexandria, Toowoomba, and Armidale, utilising developments such as duplexes to generate both equity and cash flow. Today, Lloyd owns 18 properties valued at approximately $30 million, underscoring the importance of planning, diversification, and market insight. Through the episode, Lloyd shares lessons from missteps, emphasising research, resilience, and adapting to market fundamentals. Beyond investing, he is an advocate for philanthropy and champions financial literacy, teaching children and communities the value of education and wealth creation. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In the latest episode of The Smart Property Investment Show, Liam Garman speaks with Ross Le Quesne, head buyer's agent at KHI Property Partners, and investor Alex Whitlock about the Melbourne property market. Ross shares his extensive experience as a broker, business investor, and buyer's agent, offering insights that Alex has relied on for guidance. The trio highlights Melbourne's modest property growth of around 15 per cent over the past five years compared with surges in other cities, suggesting a potential “once in a cycle” opportunity. Ross emphasises the importance of timing and location, noting that areas with scarcity, strong infrastructure, and access to amenities tend to appreciate more. Alex illustrates this with a recent purchase of a property marketed as a four-bedroom house that was actually two two-bedroom apartments, showing the value of local expertise. Ross also offers practical advice on financial readiness, debt management, and alternative strategies, such as self-managed super funds or commercial property. The trio then discusses the emotional side of investing, urging buyer's agents to help maintain objectivity. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by Eva Loisance from Finni Mortgages to explore how podcast advertising is reshaping the way property investment businesses connect with their audience. The duo highlights a shift from traditional pre-recorded jingles to live reads, where hosts personally deliver sponsor messages, adding authenticity and boosting listener engagement. The conversation also delves into the mechanics of blending advertising across both audio and video platforms, including YouTube, to maximise reach and monetisation. Eva underscores the crucial role of mortgage broking in navigating lender changes, rate shifts, and tight budgets, while Phil's own experience with Finni Mortgages serves as a strong testimonial to the value of trusted broker support. The episode also provides insights into the broader property market, where more flexible lending policies open opportunities for self-employed and non-traditional borrowers. Ultimately, the duo stresses how both advertising strategies and mortgage broking services are becoming increasingly personalised, enabling investors and businesses to stay ahead in an evolving property landscape. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, host Liam Garman sits down with Steve Ash, founder of Property Strats, to explore Melbourne's property market and uncover key opportunities and challenges for investors. The duo begins the episode by highlighting a surge in activity, driven by first home buyers and government initiatives, such as the 5 per cent deposit scheme without lender's mortgage insurance, which has intensified competition in many suburbs. Despite the market upswing, Steve warns of a scarcity of good deals, making it harder for investors to maintain a boutique approach. He also emphasises balancing financial growth with lifestyle, encouraging investors to enjoy the benefits of their portfolios. Certain suburbs, such as Frankston and Melton, are experiencing strong growth, while units remain undervalued, offering attractive yields and capital growth potential. Steve emphasises the importance of strategic portfolio planning, combining Melbourne properties for growth with higher-yield assets elsewhere to maintain a stable cash flow. He also highlights challenges such as land tax and strict tenancy standards, which require careful due diligence. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, host Liam Garman speaks with Arjun Paliwal, CEO and head of research at InvestorKit, to examine the growing gap between unit and house prices across Australia. Arjun explains that this divergence is uneven, with some markets seeing units keep pace with houses while others lag significantly. His research highlights regions like Parramatta, Melbourne CBD, and South Canberra where units have underperformed, versus areas such as Adelaide's Onkaparinga and Campbelltown where units have performed comparably. Key factors driving these trends include supply and demand, investor confidence, and the quality of new builds, with oversupply and defects discouraging investment. Arjun notes that while units may regain appeal in certain markets, houses typically offer stronger long-term value. The discussion also touches on government initiatives like the First Home Guarantee, which can temporarily lift prices but require quick action to benefit. He warns against common investor mistakes such as relying on informal advice, delaying entry, and ignoring professional guidance for portfolio diversification. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, host Liam Garman speaks with Robbo, the Aussie Mortgage Guy and founder of Trusted Finance, about digital marketing in real estate and finance. Robbo emphasises the importance of building a personal brand and creating authentic, educational content to establish trust with potential clients. He shares his journey of posting content daily from scratch in 2021, learning through trial and error to discover what resonated with his audience. Consistency and authenticity, he notes, are more important than chasing vanity metrics, such as follower counts or flashy videos. His approach has generated over 50,000 home buyer leads and $1.2 billion in settled mortgages organically, with a social media following exceeding 1.6 million. The conversation also explores the growing role of AI in content creation, with Robbo encouraging agents to leverage technology while maintaining a personal touch. Overall, Robbo highlights that staying consistent and embracing new tools are key strategies for success in a competitive real estate market. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, host Phil Tarrant sits down with mortgage broker Rebecca Carlson to explore rentvesting and how it can help individuals, particularly post-divorce, rebuild wealth and regain financial independence. Rentvesting allows individuals to rent where they want to live while owning investment properties elsewhere, providing flexibility and market access. Carlson and Tarrant discuss recent policy changes that remove caps for first home buyers, allowing entry with just a 5 per cent deposit and no lenders mortgage insurance, which may shift the dynamics of first-time rentvesting. Divorce often leaves people with cash but no home, making rentvesting a practical way to re-establish a financial footing. Carlson notes clients can leverage available funds to secure investment properties and gradually build wealth while managing risk. Post-divorce emotional challenges can create hesitation, but starting small helps build confidence in property investment. Professional advice from accountants and buyer's agents is key to navigating markets and identifying opportunities. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, host Phil Tyrant sits down with Lachlan Vidler from Atlas Property Group, who is also the chairman of PIPA and set to appear on Channel Nine's Budget Battlers. The show highlights community-driven renovations on a tight budget, with Lachlan explaining how strategic improvements like paint, floor plans, and small updates can dramatically increase property value through “sweat equity”. Beyond television, Lachlan and Phil discuss the Australian property market, noting that while prices are rising, many investors hesitate due to psychological barriers and fears of overpaying. Recent interest rate cuts and changes to the first home buyer scheme are boosting demand, while migration trends are further intensifying competition for properties. Lachlan also highlights the challenges buyer's agents face when properties sell above traditional valuations, stressing the need for expertise and decisiveness. Lachlan emphasises focusing on long-term investment potential rather than chasing bargains, with the right team and preparation key to success. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, co-hosts Liam Garman and Emilie Lauer unpack renovation opportunities alongside the buyer's behaviours, government schemes, rate cuts, and price trends. Australia's property market is shifting, with first home buyers and investors adapting to new government support, interest rate changes, and evolving buyer preferences. Renovations are proving to be a smart strategy, often boosting values by at least 10 per cent and sometimes doubling returns, although hidden costs and delays remain risks. The duo warns against rushing in or relying too heavily on DIY, stressing the importance of careful planning and professional assistance. In hot markets such as Tasmania, South Australia, and Western Australia, properties with polished, professionally designed interiors are achieving premiums of more than 100 per cent. Buyer's behaviours have also shown more flexibility, increasingly willing to compromise on features like the number of bedrooms, bathrooms, or solar systems to secure a home. Ultimately, the duo believes that success in today's market comes down to seizing opportunities, making informed compromises, and approaching renovations with a clear, strategic plan.

In this episode of The Smart Property Investment Show, co-hosts Liam Garman and Emilie Lauer explore the latest in the Australian property market, including the fast-tracked First Home Guarantee scheme, rate cuts, price trends, and key hotspots. The duo begins by examining how government policies and economic shifts will reshape the first-home buyers' market. The First Home Guarantee scheme, launching on 1 October 2025, will enable buyers to enter the market with a 5 per cent deposit and no lender's mortgage insurance, and with an increased price cap across different markets. The co-hosts caution that while the scheme makes entering the property market easier, buyers face 95 per cent mortgages amid rising prices, heightened competition, and potential negative equity. Additionally, capital cities have been recovering more strongly after interest rate cuts, while regions that have grown rapidly in recent years may stabilise. Victoria is expected to lead national price growth, with areas like Frankston, Greater Geelong, and Yarra attracting renewed interest from buyers and investors. With opportunities and risks intensifying, the co-hosts urge investors to ensure careful planning, financial literacy, and professional guidance to navigate the evolving market. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, host Liam Garman and Sam Gordon from Australian Property Scout share insights on navigating the ever-changing Australian property market. The duo highlights the value of working with people who share one's values, emphasising the importance of reliable support when making complex decisions. They then discuss recent government initiatives, such as the changes to the First Home Guarantee scheme, noting these policies often raise demand and prices rather than improve affordability. Sam underscores the power of creative lending, showing how strategic borrowing can help investors build portfolios even on modest incomes. The duo then warns against impulsive decisions and chasing quick wins, instead advocating clear planning and long-term consistency, focusing on a positive mindset, resilience, and openness to learning. Throughout the episode, the co-hosts share their perspectives, offering a practical roadmap for both novice and experienced investors in an evolving market. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, host Liam Garman sits down with Michael Thomas, director of AZ Holdings Australia, to explore how business acumen helped him accelerate into property success despite a late start into the workforce. Michael shares his journey of starting late in the workforce, overcoming personal challenges, and building a $15 million portfolio spanning both residential and commercial assets. His story highlights the power of discipline, expert advice, and a strategic mindset in achieving financial freedom. The discussion unpacks how Michael's first purchase in Logan, Brisbane, set the tone for a successful portfolio, why he engaged a buyer's agent early, and how diversifying across commercial properties could generate him about $500,000 in fully offset passive income. Michael also reflects on the importance of patience, sacrifice, and realistic goal-setting, reminding investors that success comes from consistency, not comparison. For aspiring and seasoned investors alike, Michael's journey is a compelling case study in how applying business smarts, expert guidance, and long-term discipline can deliver extraordinary results. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, host Phil Tarrant sits down with Rohit Gehlot, director and principal buyer's agent at InvestorAid, to unpack his unique migrant success story, and his tips for building a multimillion-dollar portfolio. Rohit shares his journey from arriving in Australia with young children and limited resources to building a property portfolio worth up to $13 million. His story highlights the power of resilience, strategic thinking, and the willingness to embrace risk in pursuit of financial freedom. The discussion explores how Rohit leveraged his first family home in Kellyville into a national portfolio, spanning growth hubs like Brisbane, Perth and Townsville, and how smart refinancing and disciplined savings set the foundation for success. Rohit also highlights the critical role of mortgage brokers, the importance of stepping outside your comfort zone, and why many investors fail to scale after their initial purchases. For migrants, first-time investors and seasoned buyers alike, Rohit's journey offers a masterclass in wealth creation – and a powerful reminder that calculated risks, paired with the right strategy, can deliver extraordinary results. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, host Liam Garman sits down with Hung Chuy from Strategic Brokers to explore the complexities of property investment, broking, and the stories that connect them. Hung introduces his new podcast, How I Met Your Broker, which is dedicated to sharing investor experiences, expert advice, and practical strategies for long-term success. Hung shares his inspiring journey from a refugee background to building a multimillion-dollar property portfolio, offering a powerful example of resilience and strategic thinking in the real estate market. The discussion then highlights how many investors stall after acquiring a few properties, often due to limited guidance, and how expert advice can help break through these barriers. Hung stresses the importance of working with experienced brokers, highlighting that his team are investors themselves and can deliver tailored, long-term strategies, while warning against brokers who focus only on low rates at the expense of broader growth. Drawing on his own experiences from early off-the-plan purchases to complex developments, Hung illustrates the importance of planning, adaptability, and learning in an evolving market. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, Phil Tarrant speaks with Benjamin Plohl, seasoned investor and principal buyer's agent at BFP Property Group, to explore SMSF investing's opportunities, challenges, and rising appeal for financially empowered investors. The duo starts by highlighting the importance of strategic planning for investors rather than focusing solely on accumulation. Benjamin notes the increasing popularity of SMSFs, citing over 650,000 funds and 1.2 million trustees, and explains how they provide flexibility, leverage, and the ability to pool family resources for larger investments. For SMSF investors, Benjamin stresses that strategic asset selection, market timing, sector focus, leveraging borrowed funds, and utilising concessional tax advantages are essential for maximising long-term returns. The discussion also addresses challenges, including compliance, tax implications, and the need for informed decision-making to avoid pitfalls. Finally, the duo underscores the importance of professional guidance, advising investors to build a team of accountants, brokers, and advisers to navigate the SMSF landscape effectively and achieve retirement goals. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by Rob Le from Finni Mortgages to unpack the often-misunderstood world of serviceability and how it shapes an investor's ability to build wealth. From overtime income to voluntary super contributions, Phil and Rob explore the factors that can make or break borrowing capacity – and how lender policies can vary more than many realise. They dive into why income isn't just your base salary, how deductions like HECS-HELP can be managed strategically, and why disciplined spending habits in the months before applying for a loan can pay off in spades. The conversation also explores the role of non-bank lenders, their more flexible policies, and when higher rates may be worth the trade-off for greater borrowing power. Phil and Rob share practical strategies for presenting the strongest possible case to lenders, and explain why working with a savvy mortgage broker can give investors the edge they need to grow their portfolio faster. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, host Phil Tarrant sits down with Theo Chambers, CEO of Shore Financial, to break down the forces shaping investor sentiment in 2025. From rate pause surprises to a dwindling investor pool, Phil shares his reflections on a market that's increasingly hard to read, before unpacking the state of advice in the property space, warning of the rise of unqualified buyer's agents steering investors into risky territory. The pair discuss why investor confidence is slipping, the risks of poor advice, and how policy settings, particularly in Victoria, are driving investors away from traditional hotspots. Phil also opens up about his own strategy: why diversification, timing, and market cycles matter more than ever, and how commercial property is reshaping what “smart investing” really looks like in 2025. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by Steve Ash, founder of Property Strats, to unpack where the Melbourne market is heading – and how savvy investors can capitalise. While Melbourne's growth has slowed compared to other capitals, Steve sees opportunity where others see stagnation. With median prices still trailing behind Sydney, Brisbane and Perth, he says now's the time for value-focused investors to strike, before momentum returns. But it's not without risk. Steve and Phil dive into what makes Melbourne a challenging environment for landlords, from high land taxes to strict tenancy rules, and explain how the right structure and property type can help investors avoid costly missteps. The episode also explores the rise of buyer's agents, particularly those with finance backgrounds, and how strategic portfolio construction is starting to mirror the discipline of traditional fund management. For those eyeing Melbourne, Steve points to suburbs like Frankston and Carrum Downs, calling out their land content, tenant compliance and future development upside. Above all, it's a call for patience, preparation and smart buying. As Melbourne gears up to overtake Sydney as Australia's biggest city by 2050, the long-term case is strong, but only for investors ready to play the long game. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In a special 10-year anniversary episode of The Smart Property Investment Show, host Phil Tarrant sits down with Lachlan Vidler, director of Atlas Property Group, to discuss strategies for navigating today's complex market. Lachlan reflects on a busy financial year-end, with his team managing deals across several states while maintaining strong client communication, even when transactions fall through. He emphasises the need to condition clients to act quickly and build contingencies into every decision to stay competitive. Now chair of the Property Investment Professionals of Australia, Lachlan shares his vision for strengthening industry standards and supporting investors through education and leadership. The duo then turns to the common traps early investors fall into, such as outdated strategies, DIY approaches, and waiting too long to act. Without a scalable plan, Lachlan warns that the first purchase can easily become a roadblock to future growth, stressing the importance of adaptability in a fast-moving market and pointing to widespread price growth across all capital cities as proof. Lachlan also shares his next journey joining Channel 9's Budget Battlers, where he'll help everyday Australians maximise value through innovative, budget-conscious renovations. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, host Liam Garman joins Simon Buckingham and Brendan Kelly of Results Mentoring to unpack their new AI investor “dating app” and bold strategies for the 2026 market shake-up. Celebrating 20 years of guiding investors, Simon and Brendan share insights on their new Real Estate Success Community app, a free platform designed to connect and support property investors nationwide.  The innovative app utilises AI to match users with like-minded investors, fostering networking and knowledge sharing in what Simon describes as a “dating app for property investors”. The discussion then highlights upcoming market shifts driven by falling interest rates and the universal first home buyer 5 per cent deposit guarantee scheme launching in 2026, which will lower barriers for buyers and boost demand.  For investors accumulating assets, the advice is to act swiftly before competition intensifies, while those consolidating should consider timing sales to align with market peaks in 2026.  Emphasising the importance of localised market knowledge, Simon and Brendan offer a free report highlighting Australia's next booming suburbs to help investors make informed choices. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, host Liam Garman sits down with experienced investor Alex Whitlock to share his insights from his 25-year property journey.  Alex remains optimistic about the market outlook for 2025, emphasising that there is never a bad time to buy, especially with recent rate cuts encouraging more sellers.  He highlights the crucial role of mortgage brokers, viewing them as trusted advisers who help investors avoid over-leveraging and make sound financial decisions.  Reflecting on past mistakes, Alex underscores the process of learning from losses, such as selling properties due to poor construction or ongoing maintenance issues.  He also emphasises the importance of effective property management and encourages investors to proactively switch managers if the service is unsatisfactory, noting that technology can enhance transparency and communication.  Alex's portfolio strategy is adaptable, shifting from off-the-plan buys to investing in blue-chip locations that offer long-term growth and generational wealth, driven by strategic planning and expert advice. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, host Liam Garman sits down with Jason Titus, director of Buyer's Edge Property, to discuss how resilience, education, mentorship, and a data-driven approach help build a healthy portfolio. The podcast begins by exploring Jason's journey from corporate life to property investing, a story of resilience, reinvention, and strategic growth. Originally a business development manager, Jason developed an interest in property during long hours on the road, listening to podcasts and immersing himself in the industry. A bold move from Sydney to Melbourne with his wife to open a new office turned into a turning point when company lay-offs pushed him to pursue property investing more seriously through auctions and self-education. As Jason's confidence and portfolio grew, he prioritised blending data with real-world insight and building trust with agents to ensure smooth, effective transactions. Today, he continues to grow Buyer's Edge Property with a clear goal in mind – using property as a path to financial freedom and a better life for his family. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode, Melinda Jennison takes the guest seat, joining Liam Garman from the Smart Property Investment Show to deliver a timely and important message for all property buyers and aspiring buyers agents. Melinda, President of the Real Estate Buyers Agents Association of Australia (REBAA), sheds light on some of the serious issues currently affecting the buyers agent industry. Together, they discuss: The rise in underqualified agents and why it matters Legal loopholes and concerning behaviours behind the scenes Shocking stories of buyers left exposed by poor representation What questions every buyer should be asking before engaging a BA How REBAA is working to raise the standard across the country This episode is packed with insight and a clear call for transparency, education, and ethical practice. Tune in for a must-hear conversation that puts consumer protection first.   Connect with Us: Subscribe on Youtube https://www.youtube.com/channel/UCW30uBCnHQ2YllnwGKHNfxg Streamline Property Buyers Website https://streamlineproperty.com.au/ Ready to work with us directly? https://streamlineproperty.com.au/contact/ If you liked this episode, please don't forget to follow, tune in, and share this podcast with others you know will benefit from the information we share!

In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by Eva Loisance from Finni Mortgages to discuss how easing lender requirements are creating new opportunities for self-employed property investors. The duo begins by discussing the changing policies that are making it easier for self-employed investors to access competitive loans, with all four of Australia's major banks now requiring just one year of financial information during the review process. Eva explains that these changes are providing better access to competitive loans with flexible terms, and helping property investors to accelerate the growth of their portfolios. In light of the expanded options for self-employed investors, Phil and Eva stress the importance of working with a mortgage broker who can ensure investors are matched with the most suitable loan options. With major lenders becoming more flexible, the pair agree that self-employed Australians are now in a stronger position to grow their portfolios and take advantage of improved borrowing conditions. To find out more about The Property Couch visit https://thepropertycouch.com.au/ and Empower Wealth visit https://empowerwealth.com.au/ To learn more about the book visit www.howtoretireon3k.com.au If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In a special episode of The Smart Property Investment Show, Phil Tarrant welcomes Bryce Holdaway and Ben Kingsley from The Property Couch podcast, sharing 20 years of collective property investment experience. They discuss their latest book, How to Retire on $3,000 a Week, which offers practical strategies for achieving financial independence through real estate. Bryce emphasises that residential property remains a reliable wealth-building tool for everyday Australians, while Phil calls it the “great Australian side hustle”. Ben highlights the significant economic contribution of property investors, citing $33.1 billion in capital gains tax paid in 2022–23. Bryce challenges negative stereotypes of investors, pointing to policy misalignments as the primary cause of housing affordability issues, and encourages new buyers to adopt disciplined, long-term approaches rather than chasing quick wins. The trio lament the exclusion of seasoned investors from policy discussions, urging greater engagement with market experts, reinforcing that successful property investing requires knowledge, strategy, and patience to build lasting wealth. To find out more about The Property Couch visit https://thepropertycouch.com.au/ and Empower Wealth visit https://empowerwealth.com.au/ To learn more about the book visit www.howtoretireon3k.com.au If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In a recent investor gathering organised by The Smart Property Investment Show, Arjun Paliwal from InvestorKit sat with Phil Tarrant to share his journey from CBA branch manager to successful property investor, offering sharp insights rooted in banking and data-driven strategy. Arjun explained that his move into real estate was driven by curiosity and a strong belief in the power of data, reflected in his early success investing in Tasmania. He described Australia's $11.4 trillion property market as stable, noting that while investor sentiment fluctuates with interest rates, local supply and demand ultimately shape outcomes. Arjun's investment approach categorises markets into early adopters, hotspots, and second-wind zones, allowing investors to tailor their strategies to evolving conditions. He also highlighted the rising use of self-managed super funds (SMSFs) for property investing, emphasising the need for careful planning and diversification. Overall, Arjun stressed that blending data, strategy, and flexibility is key to thriving in today's dynamic property market. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by InvestorKit's Arjun Paliwal to uncover five key traits that set successful property investors apart. The duo highlights the importance of diversification across different asset types and locations to reduce risk and strengthen portfolios. Rather than getting caught up in minor property details, top investors focus on developing and sticking to a solid overall strategy. They also prioritise cash flow impact over rigid yield percentages, allowing them to seize a wider range of opportunities. Acting decisively when ready, instead of waiting for perfect market conditions, is another hallmark of success. Additionally, building a trusted team of professionals, such as agents and accountants, provides invaluable guidance and support. Arjun stresses that these traits are relevant for investors at every stage, helping them build resilient, adaptable portfolios. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by Eva Loisance from Finni Mortgages to unpack equity access and debt recycling strategies for property investors. The duo begins by clarifying equity as the difference between a property's market value and its remaining mortgage, noting that up to 80 per cent of this equity can usually be accessed without triggering lender's mortgage insurance. Eva explains that accessible equity can then be strategically invested in income-generating properties, offering an alternative to relying solely on cash savings. The conversation then shifts to debt recycling, a method of converting non-tax-deductible home loan debt into tax-deductible investment debt by refinancing and splitting the loans. Phil and Eva stress the benefits of this approach over keeping money in an offset account, highlighting its potential tax advantages and ability to strengthen financial outcomes. They also caution against cross-collateralisation, advising investors to keep property loans separate for greater control and reduced risk, with Eva emphasising the importance of financial planning and recommending maintaining a six-month emergency buffer to manage unforeseen costs. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, journalist Emilie Lauer sits down with PRD chief economist Dr Diaswati (Asti) Mardiasmo to unpack the current state of Australia's property market and spotlight the most affordable, liveable suburbs. The duo starts the episode by exploring the market's response to the previous interest rate cuts and how they've impacted demand, supply, and property prices. Asti said that while the first cut had minimal effect, the second led to a modest rise in auction clearance rates, building momentum for future cuts. The duo then turns to PRD's latest report, identifying affordable suburbs within 20 kilometres of the capital city CBDs. Asti said affordable suburbs are defined as those below capital city median prices but still offer strong liveability, based on factors like low crime, access to infrastructure, and new housing supply. The report also considers rental yields, appealing to both owner-occupiers and investors. In Sydney, suburbs like Guildford and Punchbowl stand out, while Melbourne offers more affordable options in areas such as St Albans and Maribyrnong. While units remain more affordable than houses, Asti noted that the price gap has narrowed, signalling growth potential across both asset types. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

On this episode of The Smart Property Investment Show, host Phil Tarrant marks a decade of guiding investors through market shifts, joined by the Mortgage & Finance Association of Australia CEO, Anja Pannek, to discuss the vital role of mortgage broking. The discussion focuses on the vital role of mortgage brokers in Australia, particularly in the evolving property market, including challenges such as COVID-19 and shifts in mortgage regulation. Mortgage brokers now handle nearly 77 per cent of loans, up from 50 per cent in 2010, thanks to their consumer-first approach and stringent regulation. Brokers provide essential services, such as refinancing, debt consolidation, and financial guidance, particularly during periods of fluctuating interest rates. Despite media misconceptions, mortgage brokers boost competition and choice, benefiting borrowers; with market share expected to surpass 80 per cent, they remain essential partners offering personalised support and lender access. The duo encourages investors and aspiring brokers alike to leverage their expertise to navigate the complex mortgage landscape confidently. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

As tax season approaches, property investors are being urged to plan early and strategically to optimise their returns and stay compliant. In this episode of The Smart Property Investment Show, journalist Emilie Lauer sits down with Munzurul Khan from KHI Partners to discuss how investors should approach tax planning, deductions, and structures. Munzurul stresses the importance of pre-30 June actions, like bringing forward deductible expenses, and outlines key deductions investors often overlook, including purchase-related costs and lender's mortgage insurance. Munzurul warns against common errors, such as confusing capital improvements with repairs or failing to claim interest correctly. Maintaining clear monthly records and substantiating all claims are vital, especially in the event of an Australian Taxation Office audit. For investors using negative gearing, Munzurul explains that its value lies in offsetting rental losses, though it's limited by taxable income. He also discusses the tax implications of changing property use and how ownership structure can influence tax outcomes. Finally, Munzurul notes that while trusts and companies can offer tax benefits, they carry added complexity, so investors should stay informed and seek professional advice for long-term success. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, host Phil Tarrant and Eva Loisance from Finni Mortgages explore how family pledges and guarantor loans can help overcome traditional deposit barriers in property investment. The duo explains how family pledges and guarantor loans let buyers use a relative's property equity to secure up to 105 per cent of the purchase price, bypassing deposits and lender's mortgage insurance (LMI). Eva stresses that although many Australians rely on slower traditional methods or government assistance, families who use pledges can enter the market faster, save on LMI costs, and enjoy greater flexibility than government schemes. However, risks include the buyer's full repayment responsibility and potential loss of the guarantor's property if repayments fail, with Eva highlighting the importance of legal advice and clear agreements to protect all parties. She says that ultimately, leveraging family pledges and guarantor loans empowers investors to act proactively and accelerate their property ownership goals. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, host Phil Tarrant sits down with Steve Ash, a buyer's agent at Property Strats, to unpack the journey behind his $11 million property portfolio. A former investment banker, Steve made the leap from high-pressure trading floors in London and Sydney to the strategic world of property investment. His first purchase in Kogarah, despite widespread warnings of a market downturn, ignited his passion and set the foundation for future success. Leveraging his background in financial markets, Steve takes a portfolio construction approach, carefully balancing risk and diversifying across locations, highlighting the importance of timing, market selection, and a long-term mindset. More than just wealth creation, property investment has given Steve the lifestyle freedom his former career lacked. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by Kev Tran, director and principal buyer's agent at Kev Tran Group, to discuss the importance of sustainable property investing. Kev defines sustainability as gaining financial security with less stress and more free time, emphasising the importance of aligning investment strategies with personal goals, whether prioritising cash flow or steady portfolio growth. The duo stresses the importance of building a strong team, such as brokers and accountants, to manage complex financing, advises maintaining liquidity and emergency funds, and warns against overleveraging and the costly effects of frequently upgrading a principal place of residence. Kev also emphasises understanding economic fundamentals over relying on past market performance, pointing to emerging areas like Townsville. The episode concludes with the duo emphasising that sustainable investing requires a realistic, thoughtful approach, balancing market knowledge with personal goals to achieve lasting success. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, Phil Tarrant sits down with Eva Loisance from Finni Mortgages and Gizem Ergel, a savvy investor, to discuss the importance of strategic planning and the growing role of property in achieving long-term financial independence. Gizem, a migrant investor from Turkey, shares her journey from Istanbul to Sydney, and how she began building a property portfolio after settling in Australia in 2015, highlighting the unique perspectives migrants and women bring to real estate investment. Her first purchase was a duplex in the Shire in 2019, made after navigating the challenges of Sydney's competitive market. With a cautious but strategic approach, she and her husband expanded their portfolio into regional Queensland and Melbourne. The conversation also covers financial strategies like refinancing and changes to borrowing conditions, including new assessments of HECS debts. Gizem's journey reflects the broader migrant experience, showcasing how strategic property investment can pave the way to financial independence and early freedom through long-term planning. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, co-hosts Liam Garman and Emilie Lauer explore the latest in the Australian property market, including rate cuts, house and unit prices, rentvesting strategy, and the best hotspots in the country. The duo discusses the significant shifts in the property market as the rate cuts spur increased buyer interest and demand. The recent federal election has boosted confidence among buyers, adding heat to an already competitive market, with the upcoming 5 per cent deposit scheme for first home buyers raising further concerns about its potential to push prices higher. Property prices continue to climb, with the median dwelling price reaching $809,000 in May, driven by strong growth in Melbourne and Perth. The trend of rentvesting is rising, with more buyers opting to rent in premium areas while investing elsewhere. Research shows that over 50 per cent of suburbs in Australia have lower mortgage repayments than rent in some areas, notably in Darwin. The duo concludes with SPI's Fast 50 report, highlighting 50 suburbs set for growth, offering investors valuable insights and the best hotspots nationwide. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Smart Property Investment's Phil Tarrant and Pure Property Investment's Paul Glossop return with a fresh edition of the FAST 50 report, revealing the top suburbs for property investment in 2026. The Smart Property Investment Show's fifth episode in the FAST 50 2026 series explores Australia's top property markets beyond Western Australia, Queensland and Victoria, with the co-hosts highlighting emerging investment suburbs across NSW, South Australia, the ACT and Tasmania. NSW's Dapto and Long Jetty are delivering strong growth, with South Australia's Davoren Park and Happy Valley also standing out, backed by Adelaide's stable market fundamentals. In the ACT, Latham and Gungahlin stand out for their consistent growth and demand, while Tasmania's Kingston offers long-term appeal despite modest short-term gains. The episode reminds investors to use data and expert guidance to shape long-term investment strategies, such as the new Pure Property Planner tool. Download your FREE copy of the FAST 50 2026 report here. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Balancing regional opportunities with metropolitan stability: What investors need to know. Smart Property Investment's Phil Tarrant and Pure Property Investment's Paul Glossop return with a fresh edition of the FAST 50 report, revealing the top suburbs for property investment in 2026. The final episode of the FAST 50 2026 series on the Smart Property Investment Show highlights the best places to invest for capital growth in 2026. The report reveals that 36 per cent of the top suburbs are in regional Australia, showing strong short-term growth, though metropolitan areas still lead with higher long-term returns. The series underscores the importance of aligning investment strategies with personal goals and market dynamics. Paul and Phil encourage investors to understand their borrowing power and seek expert guidance for smarter decisions. Download your FREE copy of the FAST 50 2026 report here. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.  

In this episode of The Smart Property Investment Show, Phil Tarrant sits down with the founder and managing director of Supavest, Raymond Hempstead, to explore the changing landscape of the property market and how recent government proposals could impact self-managed super funds (SMSFs). A major concern is the proposed tax on super balances over $3 million which, due to a lack of indexing, could affect more Australians over time, with Raymond arguing that the move contradicts the purpose of superannuation, which promotes financial independence, and reduces reliance on government pensions. According to Raymond, SMSFs still offer strong potential if managed strategically, with Supavest expanding its offerings to include a new shared ownership model called TIC Property. The new model allows investors to co-own high cash flow assets, such as rooming houses and NDIS accommodations, through a tenancy in standard structure, providing access to property investment for those with limited capital and offers portfolio diversification. Overall, the duo emphasise that the evolving mix of interest rate shifts, policy changes, and innovative investment models presents challenges and opportunities for Australian property investors. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.